Loans Elevated with Broch Lassig: Recent Episodes
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Top 1% Loan Officer Nationwide, Broch Lassig, is bringing you his knowledge of the industry, business tips and strategy. So whether you are buying your first home, a loan officer yourself, or looking for your 3rd investment property, he has something for all of you. Helping you create wealth through home ownership.
Send us a Text Message.
Discover the power of the V.A.L.U.E. mindset as we dive deep into the principles of Variability, All-inclusivity, Love, Uniqueness, and Experience.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Contact Our Team!
Phone: 801.713.4000
Email: LassigTeam@loanselevated.com
Apply for a Mortgage!
apply.lassigteam.com
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decision.
Send us a Text Message.
Build wealth, increase cash flow, and retire early - all with the power of homeownership. Tune in to the Loans Elevated Podcast to find out how!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Contact Our Team!
Phone: 801.713.4000
Email: LassigTeam@loanselevated.com
Apply for a Mortgage!
apply.lassigteam.com
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decision.
Send us a Text Message.
The Fed is meeting in July which means possible changes for the real estate market! Join us for a Mini Housing Market Update to get our thoughts on what to expect in the coming months. We'll cover - interest rates, home prices, inventory levels, economic shifts, and so much more.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Contact Our Team!
Phone: 801.713.4000
Email: LassigTeam@loanselevated.com
Apply for a Mortgage!
apply.lassigteam.com
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decision
Send us a Text Message.
90% of homebuyers would rather have this over a PRICE REDUCTION! In today’s transitional market there are listings with multiple offers but also listings that are sitting longer with little to no activity. Find out how you can sell your listings faster in this episode of the LoansElevated Podcast.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decision
Send us a Text Message.
Homeownership is a dream for many, but that dream comes with a hefty mortgage! In this episode, we dive into the debate: is paying off your mortgage early the right move?
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
Feeling frustrated by misunderstandings at work or home? This episode unlocks a powerful mindset hack: discovering the "WHY" behind people's actions. Learn how to:
- Uncover the root cause of conflict and negativity in your relationships
- Shift your perspective to see things from another's point of view
- Communicate with empathy and understanding for stronger bonds
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
The housing market is a whirlwind right now! Interest rates are fluctuating, inflation is a concern, and everyone's wondering: what's next? Don't make a move in the dark!
In this episode, TJ is joined by Diana Bajramovic, the VP of Market Insights from Highway, to shed light on the current and forecasted market landscape. Did Diana spark even more questions? Don't hold back! Leave your comments below and let's keep the conversation going. And don't forget to check out Highway if you're a mortgage or real estate professional looking to stay up to date on industry trends 👉 https://www.highway.ai/
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
Many realtors find it challenging to know exactly what to ask lenders, and this guide simplifies that process with 10 essential questions and one simple demand. This proactive approach ensures that offers are thoroughly vetted, providing your sellers with confidence and security in the transactions they proceed with.
For a PDF download of this guide please visit the forms page on our website at loanselevated.com.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
While rising interest rates may affect affordability, assumable mortgages are becoming an increasingly popular way to achieve a lower interest rate. But how do you know if this loan type is the right choice for you?
In this episode we break down the assumable loan process and answer some of your FAQs surrounding this topic. Tune in now to learn more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
The recent Q1 GDP report has some economists sounding the alarm. But don't panic! In this episode, we dive deep into the data, exploring the signs that could point towards a potential recession.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
Feeling the heat in a competitive housing market? This episode is your secret weapon! Listen in as we guide homebuyers and agents through crafting an offer that stands out among the crowd. Our step-by-step process equips listeners with the knowledge and tactics to make their offer the winning bid, no matter the competition!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Send us a Text Message.
Before you click "pay later," learn how BNPL (Buy Now, Pay Later) can affect your finances and what to watch out for. Is it a convenient way to spread payments or a hidden debt trap? Listen now and avoid BNPL buyer's remorse!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
This episode dives deep into imposter syndrome, that nagging feeling that you don't deserve your achievements and are just one mistake away from being exposed. We'll explore why it's so common, even among high achievers, and share practical strategies to silence your inner critic and build lasting confidence.
Read The Gap & The Gain here 👉 https://a.co/d/7tctmQC
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Subscribe to our YouTube Channel: https://www.youtube.com/loanselevated
Follow us on Instagram: https://www.instagram.com/loanselevated/
Find us on TikTok: https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Listen in as we unpack the latest Federal Reserve meeting to break down our key takeaways for consumers like YOU, and what they might mean for your wallet. We also dive into our insights on what to expect for the housing market in the coming months.
Worried about inflation? Wondering how the Fed's decisions will impact your finances? Tune in for actionable tips and our expert analysis!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Ever dreamt of a home designed just for you? In this episode, we sit down with Rob Lund from Haven Homes to unveil the secrets behind the custom build process.
Whether you're actively planning a custom build or simply curious about the process, this episode is packed with valuable insights for anyone considering building their dream home.
Tune in and start building the future you deserve!
Visit https://www.havenhomesutah.com/ to get in touch with Rob & his team, or find them on Facebook here 👉 https://www.facebook.com/havenhomesut/
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Dreaming of homeownership but worried about the down payment? This episode is for YOU!
We break down the best down payment assistance programs and grants for first-time homebuyers (or anyone looking for a little free money).
In this episode, we highlight government programs, state and local assistance options, free vs. forgivable funds, and important eligibility requirements for these programs!
Stop the rent cycle and unlock your dream home today!
#FirstTimeHomeBuyer #DownPaymentHelp #RealEstate
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In the ever-changing world of real estate, staying afloat requires more than just market knowledge. It's about building genuine connections and prioritizing your clients' needs above your own. In this episode we dive deep into the power of a client-centric mindset with special guest Kyle Tucker. Tune in and see how this approach can transform your real estate business – and maybe even your entire perspective on success!
Follow Kyle on Instagram 👉 @kyletucker
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Tired of throwing money away on rent? This episode is your one-stop-shop for learning how house hacking can be your ticket to financial freedom and building generational wealth for your family.
We'll break down everything you need to know about living in a property while renting out units to cover your expenses. But that's not all! We'll also dive deep into the powerful strategy of joint ventures. Learn how teaming up with another buyer can unlock doors to bigger properties and accelerate your real estate journey.
Follow Josh on Instagram 👉 @the_loandoctor
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
The secrets out... saving your way to retirement is no longer feasible. Join Loans Elevated as they ditch the doom and gloom and show you how to ACTUALLY save for retirement, even if your bank account feels perpetually empty. Use this episode as a resource to help you build a plan, even on a tight budget!
In this episode Broch sits down with Ryan King from The Lassig Team at CrossCountry Mortgage to show you realistic saving strategies for every income level. Tune in to learn how you can "save your way" to the retirement you deserve, one smart move at a time!
Follow Ryan on Instagram 👉 @rythefinanceguy
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Estate planning can feel overwhelming, but it doesn't have to be. In this episode, TJ sits down with Manny Vieites, an experienced Asset Protection Attorney, to discuss the crucial aspects of estate planning. Manny graduated from the University of Miami School of Law, and also received a Harvard Law certificate in Business Valuation and Finance. His legal expertise lies within Estate Planning, Asset Protection, Business Law, and Business Planning. Get in touch with Manny here 👉 manny@rcglawgroup.com
Schedule a free consultation at https://www.rcglawgroup.com/
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
The Fed, Rates, and YOUR Utah Real Estate Predictions. Buckle up for the final chapter of our 2024 Market Forecast series! In this episode, we dive deep into the actions of The Fed and their impact on the housing market, specifically focusing on what Utah residents need to know about buying and selling real estate in the coming year.
The charts/slides we discuss in this episode can be found here 👉 https://youtu.be/Nnv3Ktk7IL4
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Join us as we unveil Utah's Housing Forecast in Part 2 of this noteworthy 3 Part series! This time, we'll delve deeper into the real estate landscape in light of a potential recession.. Tune in to this episode and don't forget to come back for Part 3!
The charts/slides we discuss in this episode can be found here 👉 https://youtu.be/eTv5TSz12Sk
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Join us as we unveil Utah's Housing Forecast in Part 1 of this noteworthy 3 Part series! Part 1 is only the beginning and includes data driven predictions as well as our expert analysis on how politics are going to play a HUGE role in 2024. Tune in to this episode and don't forget to come back for Part 2!
The charts/slides we discuss in this episode can be found here 👉 https://youtu.be/6yijxLyBBRY
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Is your insurance costing you more than your peace of mind? Join TJ this week as he welcomes Utah's top insurance agent, Allen Johnson from the Allen Johnson Insurance Agency by American Family Insurance!
Together they'll tackle your burning insurance questions so you can stop overpaying and start feeling secure. Watch now and unlock the key to smarter insurance!
Need a second opinion? Get in touch with Allen here 👉 https://www.amfam.com/agents/utah/sandy/allen-johnson
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Turn your AirBNB vision into reality, even without traditional income. Our program lets you qualify with nightly rental income. No paystubs or tax returns needed!
- Purchase transaction only
- 25% down payment
- Minimum 1.0 DSCR
- Minimum 680 FICO
- Property must be vacant upon closing
- Other conditions apply, call for details.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS 340314
TJ Heidenreich, Sales Manager NMLS 1802412
Branch NMLS 2048956
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Ready to crush your business goals this year but not sure where to start?
This episode is your goal-setting blueprint! We'll dive deep into actionable strategies used by top business professionals to transform the way you set and achieve your goals in 2024.
TO DOWNLOAD THE RESOURCES DISCUSSED IN THIS EPISODE PLEASE VISIT - https://www.loanselevated.com/forms
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Will 2024 be the year of the housing crash? Or is now the right time to buy? Get the inside scoop on key factors shaping the Utah housing market in our 2024 forecast preview. We highlight a few of the major points that stood out to us from The Utah Home Builders Association Forecast presentation.
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Tune in to our latest episode as Ryan King and TJ unpack the latest housing market developments in the wake of last week's Fed meeting. They'll also share their insights on what to expect in 2024 and how you can prepare if you are hoping to purchase a home in the coming year 🏡. Don't miss out!
Follow Ryan King On Instagram Here 👇
https://www.instagram.com/rythefinanceguy/
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Feeling buried under debt? Does your home hold hidden potential waiting to be unleashed? Then join us for this episode where we unlock the secrets of home equity! We'll dive deep into our 2nd Mortgage and HELOC programs that may be the key to your financial freedom. Learn about three powerful options that may help you tap into your home's equity to finally tackle that dream renovation, education, or investment! So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Jessy King from The Lassig Team joins TJ in this episode to discuss some of the latest housing headlines. Get their honest opinions on what Americans are seeing right now in the housing market news & how you can be mindful of misleading headlines such as these ones!
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
As the holiday season approaches, it's a natural time to reflect on the things we're grateful for. But sometimes, it can be difficult to find gratitude amidst these difficult economic times. That's why this week on the Loans Elevated podcast, Broch and TJ are sharing some inspirational ways to get into a grateful mindset this holiday season.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In today's fast-paced world, it's easy to let your finances spiral out of control. Overspending, impulse purchases, and unnecessary debt can quickly lead to financial stress. Join us for this episode of The Loans Elevated Podcast where we break down our favorite budgeting tool. Start implementing this process in your life today to set yourself up for a secure and prosperous future.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Rising interest rates have many potential homebuyers hesitant to take the plunge. However, despite these changing economic conditions, there are still compelling reasons why buying a house remains a sound investment. In this episode, we'll delve into the reasons why you should still consider buying a home, even with higher interest rates.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Learn everything you need to know about our VA loan benefit options in this episode of The Loans Elevated Podcast! Whether you're a first-time homebuyer or you're looking to refinance your existing mortgage, as a veteran you may be eligible for a variety of benefits, including VA home loans. VA loans offer a number of advantages over other types of mortgages, so what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Social media has come a long way since the early days of MySpace and Friendster. Today, there are dozens of different social media platforms, each with its own unique strengths and weaknesses. But how can you use social media to grow your brand or business in 2023 and beyond?
In this episode of The Loans Elevated Podcast, we talk with Tony Acosta, who has been perfecting his social media strategy as a real estate agent since 2012. He is a member of the Forbes real estate council, as well as a Utah top 500 realtor for 5 years running. In his free time Tony is head organizer for TEDx in Utah County.
Whether you're a small business owner or a marketing professional, this episode is a must-listen for anyone who wants to learn how to use social media to grow their brand or business.
Links:
Follow Tony Acosta on Instagram: https://www.instagram.com/tonyacosta.us/?hl=en
Check out Tony Acosta on YouTube: https://www.youtube.com/@tonyacostaus/featured
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, message us on Instagram, TikTok, or Facebook @loanselevated.
Follow us on Instagram! https://www.instagram.com/loanselevated/
Find us on TikTok! https://vm.tiktok.com/ZTRuhqo7j/
Like us on Facebook: https://www.facebook.com/LoansElevated/
We appreciate your support, if you enjoyed this episode please SHARE it!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Donate, Volunteer, or Nominate a family for Thanksgiving Heroes here - https://slc.thanksgivingheroes.org/crosscountry-mortgage/
Rob Adams, the founder of Thanksgiving Heroes, joins Broch on the Loans Elevated podcast to share his story of how he's given back to his community for the past 9 years. Learn about his passion for helping others and why he continues to pay it forward. Visit https://thanksgivingheroes.org/ to learn more about this nonprofit and please share with others so that we may continue to support this amazing organization!
We invite you to join us in our virtual food drive, where every contribution, big or small, makes a significant impact. Together, we can ensure that no one goes hungry on Thanksgiving. Your participation in this initiative reflects the true spirit of giving, and we are grateful for your support in making our community stronger. Let’s come together and create a memorable and meaningful holiday for those who need it most. Donate, Volunteer, or Nominate a family for Thanksgiving Heroes here - https://slc.thanksgivingheroes.org/crosscountry-mortgage/
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
The real estate industry is a demanding one, and it's easy to get burned out. But with the right strategies in place, you can avoid this and build a sustainable career that you look forward to every day.
In this episode Broch & TJ talk about some of the ways they have been able to maintain a high level of achievement while also avoiding what most industry professionals dread, which is real estate burnout.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Are you a real estate professional who is struggling in this current market? You are not alone! In this episode of the Loans Elevated Podcast, TJ interviews Patrick Storch, a Tampa native who boasts an impressive 29-year career in the mortgage industry as a Loan Originator and Producing Branch Manager of the Storch Mortgage Team.
The two chat about how Patrick's client-focused approach has earned him consecutive Circle of Champions awards for Top Producer and consecutive years among the Top 1% Mortgage Originators in America even in some of the toughest markets our industry has seen!
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In this episode of the Loans Elevated Podcast, TJ is joined by Clint Allred, who has overcome more adversity than most ever will. At 24 years old, Clint is a solo agent with over six years in the business & the owner of the 801 Group in UT!
Clint shares his personal story of how being diagnosed with Acute Myeloid Leukemia led him to real estate at one of the hardest times in his life. Listen as he offers his advice and words of encouragement to others who might be facing their own challenges. Follow him here 👉 https://www.instagram.com/clintallred_/?ref=P80926400E https://www.instagram.com/the801group/?ref=P80926400
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational/entertainment purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
E
Is it possible to build your dream home without breaking the bank? Join Broch Lassig as he interviews Shan Lassig - THE GO TO GUY when it comes to new construction financing! With over 30+ years in the industry Shan has originated almost every loan you can imagine & is eager to share his insights with you.
"Construction home financing can be a complex process, but it's important to understand the different loan options available to you, especially in the current market with inventory issues." In this podcast episode, we'll discuss a couple of different types of construction loans, the pros and cons of each, and how to choose the right loan for your needs.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In this episode of the Loans Elevated Podcast, we take a look at the latest trends in the mortgage market. We discuss rising interest rates, the impact of inflation, and what it all means for borrowers and investors. We also provide some tips for navigating the current market.
Key takeaways:
-
Interest rates are high, but they are still relatively low by historical standards and likely to come down in the future.
-
Inflation is a major concern and will have a significant impact on the mortgage market in the near term.
-
The housing market is still strong, with chronic supply and demand issues leading to long-term housing appreciation.
-
Borrowers should be prepared for higher interest rates and equipped with strategies to take advantage of the opportunities these high rates bring.
So what are you waiting for, listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
What makes a good leader? Do you want to become a better leader? Are you looking to achieve success in your career? On episode 56 of the Loans Elevated Podcast, we discuss all these questions and more. Join Broch as he hosts our first guest on the podcast, Robby Sampson.
Robby is a MEGA ORIGINATOR based out of Florida who has over 20+ years of experience in the mortgage business. He shares his story of growth and development as a leader and also gives up a few of his top secrets for building a successful team! So what are you waiting for? Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
Whether you're a new team leader or you've been running meetings for years, this episode is packed with valuable insights that will help you improve your meeting skills. In Episode 55 of the Loans Elevated Podcast, Broch & TJ discuss strategies for running an effective team meeting such as..
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Firm Start & End Time
-
Clear Agenda
-
Accountability
So what are you waiting for? Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
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We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In Episode 54 of the Loans Elevated Podcast, Broch & TJ share some of their best strategies for leveraging your available assets in order to mitigate the risk to your finances during these uncertain times. Whether you are just starting out or are looking for ways to improve your financial situation, this episode has something for you.
So what are you waiting for? Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.facebook.com/LoansElevated/
We appreciate your support! Please share this episode with someone you think could benefit from its information!
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Branch NMLS2048956 Company NMLS3029
CrossCountry Mortgage, LLC
Disclaimer: The information shared in this podcast is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.
In Episode 53 of the Loans Elevated Podcast, Broch shares some of the most common fears about upgrading your home, the financial and emotional costs involved, and how to decide if upgrading your home is right for you.
Are you thinking about upgrading your home? If so, there are a few things you need to consider before you get started. Broch breaks down real-world examples for each of the following benefits of upgrading your current home in today's market...
- Tax Deductions
- Becoming Your Own Bank
- Appreciation
So what are you waiting for? Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
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https://www.facebook.com/LoansElevated/
On Episode 52 of the Loans Elevated Podcast, Broch and TJ kick off Season 2 with a lesson in productivity. They share their secret weapon: The Ultimate Guide to Time Blocking.
In this episode, Broch and TJ discuss how time blocking can help you to:
- Get more done in less time.
- Avoid distractions and stay focused.
- Improve your productivity both personally and professionally.
They also provide a step-by-step guide on how to create a time-blocking schedule that works for you.
If you're looking for a way to improve your productivity, then you need to listen to this episode. Broch and TJ share their insights on time blocking, and they provide you with everything you need to get started.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram, TikTok, or Facebook @loanselevated.
https://www.instagram.com/loanselevated/
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https://www.facebook.com/LoansElevated/
On Episode 51 of the Loans Elevated podcast, TJ hosts to talk about the biggest threat to the housing market for the unforeseeable future, diminished inventory levels.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On Episode 50 of the Loans Elevated podcast, Broch & TJ explain how you can leverage your ROI to maximize your wealth potential.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On Episode 49 of the Loans Elevated podcast, Broch & TJ share more of their homebuying secrets that have helped borrowers save hundreds if not thousands of dollars on their home purchase.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 48 of the Loans Elevated podcast, Broch & TJ share the details of the newest HELOC loan program option.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 47 of the Loans Elevated podcast, Broch & TJ share two of their most successful strategies to help you Buy Your Dream Home. The Buy-Sell-Reinvest & Buy Rent Buy Rent are tried and true by our team. We've helped clients create generational wealth with the application of both strategies.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 46 of the Loans Elevated podcast, TJ & Broch talk about the unforeseen consequences of recent bank failures happening in the U.S. right now. The two share their personal accounts of what they are seeing in the mortgage industry at this time.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On Episode 45 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 3 is the final piece of this series and is all about The Upcoming Recession.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 44 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 2 is all about The Fed and how its actions affect the housing market.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 43 of the Loans Elevated podcast, Broch & TJ host the Quarter 1 Market Wrap in a three-episode series! Part 1 is all about inflation and how it is affecting the housing market.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On Episode 42 of the Loans Elevated podcast, TJ & Broch talk about one of the biggest problems America is currently facing right now. With record-high levels of consumer debt, it is more important than ever to understand what strategies you can use to leverage your mortgage.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
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On Episode 41 of the Loans Elevated podcast, Broch & TJ are here to quickly talk about the newest First-Time Homebuyer Incentive in Utah, S.B. 240. This bill is creating a new First-Time Homebuyer Assistance Program. To read more information about the bill follow this link - https://le.utah.gov/~2023/bills/static/SB0240.html
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On Episode 40 of the Loans Elevated podcast, TJ & Broch talk about what is going on behind the scenes in the real estate industry. They explain what it takes to be successful in this business & share how all lenders are not created equal.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On episode 39 of the Loans Elevated podcast, TJ & Broch want to share a little bit about a real estate joint venture which is a great option for buyers who need a little help when it comes to qualifying for a loan. During the second half of this episode, things get a bit scary when the two discuss what might be THE NEXT PANDEMIC.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 38 of the Loans Elevated podcast, Broch & TJ are here to explain the newest updates to some of the most commonly used loan programs in the US. Some of these changes are going to be extremely beneficial for low-income buyers but at the cost of hurting more qualified homebuyers.
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 37 of the Loans Elevated podcast, Broch is joined by surprise guest Ryan King to talk about their predictions for the housing market in the upcoming months. Is it really all doom and gloom like the media portrays??
Listen now to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 36 of the Loans Elevated podcast, Broch & TJ share some of their thoughts on marketing specifically for all the realtors out there. If you have been struggling with figuring out how to market to your clients, we have a few tricks up our sleeves that could help.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 35 of the Loans Elevated podcast, TJ is joined by Jessy King to talk about time blocking your schedule. They break down how you can apply this strategy to your daily routine in order to get the most value out of your time. This system has been used by the entire team at Loans Elevated for years and is one of their biggest secrets to success.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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This one's for the Realtors! On today's episode of the Loans Elevated podcast Broch & TJ, sit down to talk about you. Whether you have personally worked with us as a lender or you are a first-time listener, we want to help you grow your business.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.youtube.com/channel/UCeFGgZmO0fcVsob1TgzgqEg
On episode 33 of the Loans Elevated podcast, TJ & Broch share their predictions for mortgage rates in the upcoming months.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On episode 32 of the Loans Elevated podcast, Broch & TJ discuss the recent Salt Lake Board of Realtors Forecast. They break down the numbers for you to give you valuable information about what to expect from Utah's housing market in 2023.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 31 of The Loans Elevated podcast, Broch & TJ talk about the tools they use every day to set and achieve their goals. Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or you can DM us on Instagram & TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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https://www.youtube.com/@loanselevated
On episode 30 of The Loans Elevated podcast, Broch hosts alongside Josh Haley, the newest member of The Lassig Team! He shares his journey into the financing world & what brought him to our team.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.youtube.com/@loanselevated
On episode 29 of The Loans Elevated podcast, the team discusses recent market data and shares their latest predictions of what to expect from the real estate markets in 2023! Listen to find out more...
https://loanselevated.podbean.com/ 🎙
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated👇
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 28 of The Loans Elevated podcast, Broch & TJ break down recent statistical data from The Salt Lake Board of Realtors. They discuss the current market and what strategies you should be using to buy a home right now.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 27 of The Loans Elevated podcast, TJ hosts alongside Ryan King, the newest member of The Lassig Team! Hear the story about how he ended up in real estate financing. The two also discuss upcoming industry news that could have a huge impact on mortgage rates.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.youtube.com/@loanselevated
On episode 26 of The Loans Elevated podcast, Broch & TJ dive into one of their favorite mortgage strategies in todays market, THE TEMPORARY BUYDOWN! The two discuss a scenario using the 3-2-1 buydown and how impactful it is on your monthly mortgage payment.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
On episode 25 of The Loans Elevated podcast, Broch & TJ explain how the Fed Funds Rate increase affects you. The two share some of their current strategies for borrowers to save money and set them up for financial success.
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On episode 24 of The Loans Elevated podcast, Broch & TJ talk about why finding the right loan officer for your mortgage is crucial. Not only will they save their clients MONEY, but they will provide home buyers with a continuing resource for any future investments. The Loans Elevated team takes pride in “Creating clients for life.”
Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
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On this episode of The Loans Elevated Podcast, Broch & TJ are back to discuss how the media can negatively influence your home buying decisions. They talk about the current state of the market, how news outlets have been misleading homebuyers for years, and even expose a few real estate articles that are possibly just “click-bait”. Listen to find out more!
As always, we would love to hear from you! If you have a real estate topic that you would like us to dive into, please email us your suggestions at lassigteam@gmail.com or DM us on Instagram or TikTok @loanselevated.
https://www.instagram.com/loanselevated/
https://vm.tiktok.com/ZTRuhqo7j/
https://www.youtube.com/channel/UCeFGgZmO0fcVsob1TgzgqEg
On this episode of The Loans Elevated Podcast, Broch and Tj discuss all you need to know about credit while debunking some common myths they come across when working with clients. Tj states that credit is a taboo topics that no one ever wants to talk about but explains that once you know what you’re doing it becomes a lot easier and stress-free.
Broch discusses the No.1 question he gets asked, ‘I don’t want to hard credit pull because it’s going to drop my credit’. Broch states that this is not the case! Broch and Tj speak about what pulling credit means and how it affects you when looking for a loan or mortgage.
Broch and Tj also talk about the importance of your payment history and making payments on time. Tj states that one missed payment can significantly impact what happens with your mortgage or applying for any credit.
Broch points out that the biggest takeaway from this episode should be contacting him and Tj for assistance and guidance. Broch states that they offer consultations to create mortgage plans, pull credit, provide tips and create strategies and road maps to help you optimise your situation and get into home owner ship, all free of charge!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch speaks about Mortgage Rates and shares his thoughts on when mortgage rates will fall. Make sure to check out the YouTube video to see the graphs referenced in this episode. Broch explains how we have seen mortgage rates increase significantly over the past year and uses the graph to demonstrate why that has happened, to summarise, when inflation rates go up, mortgage rates go up. On the contrary, when inflation rates go down, mortgage rates also go down.
Broch talks about how we are seeing similarities in the market we are in now from the market in the late 70’s/early 80’s with the aid of graphs. Due to this historical data we have, Broch states he won’t be shocked if we see an extreme drop of up to 2.5%.
Broch shares why this doesn’t mean you should wait to buy a home because in the past we have seen the market get better for home buyers as the rates have gone up. Broch states that currently, buyers have the opportunity to negotiate a good deal, potentially get closing costs covered and they also have the opportunity to re-finance and a get a lower rate after a period of time when the home has appreciated. Broch talks about how the data shows that home prices tend to increase during or shortly after recessions and how if you wait for the rates to fall, you’re likely to lose the opportunity to negotiate a good deal as we will see a resurgence in buying activity and then it becomes a highly competitive market.
If you have any questions or would like to learn more about this topic make sure to reach out to Broch through your preferred social media platform: @LoansElevated.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
Access our YouTube to look at the graphs discussed throughout this episode here: https://www.youtube.com/channel/UCeFGgZmO0fcVsob1TgzgqEg
On this episode of The Loans Elevated Podcast, Broch and Tj discuss Pre-Qualification VS Pre-Approval. Broch states how most home buyers think they are the same thing but they can actually drastically different outcomes when looking at properties. Broch and Tj take you through what pre-qualification means, what pre-approval means and how they differ.
Tj explains how pre-qualification is a lazy way to get you a letter to go look at homes but it often end up breaking your heart and costing you money. Tj shares that he and Broch believe in pre-approval before shopping for a home because it won’t lose you any money and it will allow you to be more competitive and close quicker.
Broch and Tj discuss how you should want to get pre-approval for a clear competitive advantage, explaining how it shows listing agents that you’re more serious. Broch and Tj encourage you to go a step further and be fast tracked. Tj states that the average closing is 30 days but how they can cut it down to a third of that time in some cases.
Broch reminds you that reputation matters so make sure you find a good lender before going home shopping. Tj encourages you to reach out if you have any questions and to also share this with friends and family who could benefit from this episode.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch and Tj bring you an episode on one of their favourite topics to speak about with clients, increasing your purchase power. Broch reminds you that they are holistic mortgage planners not drive through mortgage planners and how they obsessed about this stuff so make sure you grab a pen and paper to really take down the key points of this episode as they are so valuable.
To begin, Broch takes you through why you should want to increase your purchase power. Broch and Tj explain how you can get in a position to afford a nicer home or you dream home, maintain your lifestyle, be able to pay bills and still have that dream home you want. Broch states that the less cash you invest into real estate the better the cash on cash return is and the better off you are from a risk mitigation standpoint for your family.
Broch speaks about how home prices and rates are super high which is a bad combo for home buyers. Broch states that everyone is freaking out and saying they can’t do it and that it just doesn’t work. Broch and Tj say that’s wrong because they have a strategy around this which they call, Becoming your own bank. Broch provides an insight into this strategy, how it works and how you can use it to your advantage. Broch and Tj also speak about the cost of waiting and why you should still buy now even though rates and home prices are high. Tj states that you can always get a lower rate but you can’t always get yesterday’s hot prices.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated, Broch is joined by new and confirmed co-host, TJ! This episode was created upon request from The Loans Elevated listeners and will provide information on Financing for real estate investors that aren’t loaded with a tonne of cash. Broch states that real estate investing can be so powerful even when you have a limited budget. Broch and TJ work to simplify what your options are when it comes to investing with a limited budget throughout this episode.
Broch and TJ discuss how there are two ways you can approach investing: agency and non-agency. Broch speaks about both of these options and also the alternative financing options that allow you to side step the agency restrictions, such as, limit of 10 properties per investor, and how you can benefit from these alternative options with bonuses like 15-20 finance properties per investor.
There are alternative financing options that allow you to side step the agency restrictions (such as max 10 properties), you can get 15-20 finance properties per person. TJ shares some insight into delayed financing and how that can benefit you as a real estate investor through unique programmes he and Broch offer.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch summarises down payment assistance along with his strategies you can use to avoid the costs and some other programmes you may not have known about that offer the same benefits. Broch educates you on some of the alternative options you can use to avoid legitimate down payment assistant programmes because nothing is free and these programmes come with some sort of expense or negative attribute to it because it's beyond what regular loan programmes are designed for.
Broch speaks about 401K’s and retirement plans and how they can help you get hardship withdrawals or loans. Broch also speaks about Utah housing, a company that offers multiple down payment assistance programmes such as FHA, conventional and VA programmes that qualify to help you fund the down payment or closing costs on your purchase. Broch states that they do have some income and credit limitations.
Broch talks you through another alternative and explains how you can supplement the cash you have now to speed up the process of becoming a home owner through Government grants although they also have income limitations and are usually designed for first time home buyers or community heroes.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch speaks about paying up front costs to lower your mortgage payment – and why you shouldn’t! Broch shares some examples of these upfront sunken costs or fees as being discount fees to lower your rate and upfront mortgage insurance to eliminate that out of your monthly mortgage payments. Broch explains why these aren’t the best thing for you in the long run. Broch states that statistics show that every US home owner changes their mortgage every three to seven years and every US home owner moves their home every seven years. Broch talks about how these upfront costs are only valuable to you as long as you live in the home – if you move or change your mortgage all that money is gone. Broch has done the math for this episode and takes us through a great, real life example of why you shouldn’t pay fees to lower your mortgage payment.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
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On this episode of the Loans Elevated Podcast, Broch talks about the cost of waiting and just how costly it can be.
Real estate should be viewed as a long term investment and it’s not something which the market can be timed on, despite rates being at a high right now. Broch runs us through his calculations which finds that a $600k purchase price, with 20% down would be $2650/month. Data from April 2022 suggests that anticipates Saltlake metropolitan area will appreciate by 15.8%, meaning the same $600k property $694,800, meaning you would pay $2535/month, if the rates slid 30%. Buying now and refinancing in a year would be the optimal way to go. Broch calculates the net cost of waiting is $113,760. Don’t Wait!
As always we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
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On this episode of The Loans Elevated Podcast, Broch speaks about why a lower down payment is better. Broch explains how a lot of clients are under the impression that if they save up a lot of money and put it all down on a house it will help them save money, pay off their home faster and think it’s the best place for their money – which is incorrect. Broch states that putting less money down and leveraging at a higher level can make a lot more sense over time. Broch reminds you that the advice and opinions expressed throughout this episode are his and other may have differing opinions. Broch shares some examples of how you can achieve optimal results from a low down payment using two different home examples.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
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On this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett for Part Two of The Mind of An Appraiser. Throughout this episode Landin simplifies the difference between an appraisal value and what you as a home owner thinks the value is. Broch and Landin discuss square footage adjustments and how there is a general dollar amount for above and below grade, but how this has changed in recent times. Landin states that as values go up the adjustments also need to go up in order to be able to make significant changes. Landin mentions how Total area is around $10 per square ft for unfinished area and finished area is usually double that, $30 per square ft.
Broch and Landin also discuss time adjustments and what that means. Landin explains how agents make time adjustments from the time of sale as something that sold a year ago is not equal to something that is being sold today.
Landin shares his best tips and takeaways for ROFs, reconsideration of value and encourages you to provide comps that are within a mile radius, more similar or have a similar set of amenities. Broch and Landin also speak about why you should argue condition and/or time adjustments to make them elaborate on why it was or wasn’t included.
This is a large and complicated topic so Broch encourages you to reach out and ask any questions on content that needs to be clarified so that he and Landin can help make your life easier!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
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On this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett. For Part One of Inside the Mind of an Appraiser! Landin is an appraiser and real estate investor based in Utah. Landin shares how he has been appraising in Utah for six years now and is married to a very successful and high producing agent so he has a broad range of knowledge that he is excited to share with you today.
Broch and Landin discuss what value means and how it differs for how home owner thinks of value to how a realtor thinks of value. Landin states that value is based on perspective as there is a huge range and it depends on a lot of different motivated factors. Landin reminds you that the information shared in this episode are his opinions and may vary to other appraisers. Landin explains how appraiser base their value on data and market statistics whereas buyers tend to base value on emotion and impulse. Landin expresses how he like to base his evaluations on past sales data as it’s reliable compared to listings as they can fall through.
Broch and Landin also discuss the general guidelines appraisers work within, some of which include:
- Looking for houses within a mile around the subject, use the radius tool!
- Recent sales and the most recent data possible
- Style, if it’s a town home only look at other town homes
Broch and Landin speak about how condos and town homes are really hard to appraise as it’s impossible to appraise something that is going to go down as the highest sold condo ever in a sub-division because the appraiser has to appraise at equal or less than what they can show has been the highest previous sale. Landin states that this is easier for single family homes where you can find another one that is slightly bigger or has a better amenity that sold for higher and just adjust it back down and then be able to increase the upper end of the appraisable.
If you enjoyed this episode make sure you come back for Part Two so you can dive deeper into the Mind of an Appraiser!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
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On this episode of The Loans Elevated Podcast, Broch speaks about down payments and explains if they make a difference or not. This topic is truly at the root of what loans elevated is all about, creating wealth through real estate and understanding how to properly leverage. Broch states that there isn’t a perfectly linear answer to this question as every situation will have different circumstances and what’s right for one person may not be right for another. So should you put more money down? Broch states that generally, no, you shouldn’t. Broch explains that the fact is on mortgage financing every $1,000 you put down only saves you $5-$5.50.
Broch shares how once you accomplish the “minimum down payment to optimise loan terms”, the down payment doesn’t make a significant difference and there are better places where you could put that extra down payment money. Broch states that you could re-invest that money into paying off other dept or even putting it into other investments. Broch talks you through the benefits of both of these options.
Broch explains how every dollar you chose to withholdfrom the down payment and invest into something else such as your 401K, will be worth about five times more over a fifteen year period by going into your 401K than going down on your house but your house will be worth just as much with or without every extra dollar. Broch states that he favours lower down payments over larger down payments for the majority of cases but encourages you to reach out if you have any questions about your specific circumstances so he can lead you in the best direction with his best advice!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch shares the top three Home Financing myths he regularly hears. Broch explains why these are myths and shares his best advice on how you can start your roadmap to becoming a home owner now. Broch states that the sooner you can become a home owner the better.
The first common myth Broch encounters regularly is, I need a 20% down payment to buy a home. False! Broch explains how oftentimes you don’t even need a down payment at all to get into a home/ good quality home mortgage loan and sign up to something that you can actually afford.
The second myth is, I need. Perfect credit score to get into a mortgage or affordable home loan. False! Broch and his team offer quality home mortgage that you can qualify for with as little as a 5/80 or even lower credit score depending on your specific circumstances.
The third and final myth Broch regularly hears is about time on the job or time earning a certain amount of income. False again! Broch shares how he and his team have people that get out of college with zero job experience who receive mortgages with zero hours on the job. Broch states that you can get a mortgage with just an offer letter that starts within sixty days of closing.
As a bonus to this episode, Broch speaks about different types of incomes that often have myths associated to them. These incomes being the following:
- Self-employed
- Commission
- Bonus
- Overtime Broch mentions how there are so many myths around these as the guidelines per programme are very different for you to utilise that income.
Broch encourages you to reach out to a professional like Broch and his team to uncover your situation so that you can start the process now, get pre-approved and figure out what your options are without letting these common myths hold you back. You can get a free consultation if you apply through the link in Broch’s bio!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch discusses if recession is looming. Broch states that economist can’t agree if recession is looming or not but what we are seeing blow up in the news is that 10 year treasury bonds and 2 year treasury bonds have inverted. This means that short term loans are now paying better returns than long term investments. Broch states that since the 60’s every time this has happened it has led to a recession within and around 12 months. Broch explains what this means for real estate, home prices and mortgage rates. Broch mentions that historically mortgage rates drop by around 30%-50% and states that we might even see mortgage rates drop back down into the mid twos which is so significant. Broch speaks about 2008 and how things are different now to then. In terms of real estate, in 2008 there was an oversupply of homes which stagnated when 2008 came which caused a massive undersupply of homes. Mortgage companies were qualifying home buyers and borrowers for loans that they were not qualified for. Broch states that mortgage companies have now corrected themselves and will only give loans to people who actually qualify for them. With regards to home prices, since the 60’s recession has almost always led to increasing home prices either during or right after the recession. The big take away from this episode is that there will never be a perfect time to buy a home but Broch highly encourages you to buy now and lock todays home prices in. Broch states that based on history we will likely see mortgage rates drops and that’s where you can bake in your savings through a re-finance which is very inexpensive and easy to do. If you would like more information and links to the resources Broch studies please reach out today!
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch discusses adjustable rate mortgages. Broch debunks some common misunderstandings about adjustable rate mortgages and shares how you can actually use them to strategically ensure that you’re not exposing yourself to more risk, despite them seeming more risky in the beginning, if you just plan for the future and set goals. Broch speaks about how a lot of people have a bad perception of adjustable rate mortgages because of what we seen during the mortgage meltdown. Broch reminds you that ARM loans look incredible different in modern day than they did back then. ARM’s used to be fixed for only a year and didn’t have caps on them and would often reach double digit rates easily. Broch states that ARM’s are not risky as long as you have done your research and understand what you’re getting into. Broch also mentions how the biggest difference from then to now is that the rate is not fixed for the entire 30 year term and recommends that you agree to a maximum of a 7 year fixed rate ARM. Speaking from an advantage point and Broch is constantly watching what’s happening in this area, Broch states that personally he has had more adjustable rate mortgages than fixed due to the fact that ARM’s oftentimes are lower in rate, meaning lower payment, than a 30 year fixed option. Broch advises you to investigate, educate yourself and ensure you know your options.
If you would like some more details surrounding this topic or have any questions reach out to Broch. As always we would like to hear from you!
Email us at broch.lassig@myccmortgage.com or Dm us on Instagram @loanselevated https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch is joined by his first guest Jacob Graff! Jacob is a long-term past client and current team member of Broch. Throughout this episode Jacob shares his success story from working with Broch and how Broch was able to completely elevate his life by being a great friend and holistic mortgage strategist.
Jacob speaks about how until meeting and working with Broch, he had never met anyone who really cared about a customer from the beginning of transaction to the end of transaction and who continued the relationship whilst building wealth. Jacob states that he trusted Broch initially because he treated him like a friend from day 1 and has really helped him create wealth through real estate since knowing each other.
Broch explains how helping people build wealth through real estate is the biggest passion of his life. Jacob and Broch discuss how Broch has helped Jacob find his dream house, dept free, with lower monthly obligations and on top of that, by the time Jacob is at retirement age in 30 years he will be in a position where his home is free and clear and will be worth roughly $2M which will pay him $80,000 per year tax free! Jacob will be able to make $7,000 a month just because he sold his home and bought his dream house with the help of Broch and his strategies.
Jacob mentions how Broch’s industry has somewhat of a bad reputation but explains how the culture and friendship he has experienced over the last few months whilst working with Broch is beyond any other workplace. Jacob states that these traits are carried over into the clients they work with and how the whole end goal is helping their clients for the rest of their lives. Jacob encourages you to allow Broch to help you create a success story just like his own, today!
As always, we would like to hear from you!
Email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch speaks about house hacking! Before sharing his best house hacking tips that will allow you to amplify your wealth through home owner ship and simple strategies, Broch encourages you to leave some feedback about the podcast! Broch encourages you to let him know on Instagram if you have found the content so far valuable. Broch’s first house hacking tip is for those who want to build a rental portfolio, the buy rent, buy rent strategy. Broch discusses the importance of primary residences and how they allow you to put the least amount of money down whilst offering the best possible financing terms. Broch shares how you can purchase a primary residence with 5% down payment, live in it for 1 year, move out and purchase a second primary residence and rent the first one out with optimal loan terms. However, if you are someone who doesn’t want to build a rental portfolio but still want to create wealth through real estate then Broch’s second house hacking strategy is for you. This one is all about riding the appreciation wave. If you purchase a home and live in it for two years then you can benefit off the15% year over year appreciation that we are currently seeing. Broch shares a final house hacking strategy before expressing how everyone situation is different. Broch is here to help so if you would like him to walk you through what your specific options are then reach out through email or Instagram!
Ad always we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of the Loans Elevated Podcast Broch speaks about Eliminating PMI. Can you get rid of your mortgage insurance?... In some cases yes. Broch takes us through the possible options for doing this. Broch states that most of the FHA loans can be eliminated within 11 years but there are some exceptions. Broch speaks about how it used to make sense to re-finance in order to get rid of PMI but because of the rate rising environment we are living in right now, for most people re-financing is not the best option. Broch mentions the CFPB have a rule that states that every lender must eliminate the PMI automatically once the loan hits 78% loan to value based on the original a—-- and not including the appreciation on the home in the future. Broch shares that one of the solutions to this is through the use of appreciation. You need to call your mortgage company to instigate this process and begin with discussing their policies around their borrower initiated removal of mortgage insurance. Also, if you are at 75% or less to value, you have owned your home and have paid your mortgage on time for at least 2 years then there is the ability to get rid of the mortgage insurance. Broch shares a second option which can be only be done if you have bought the home and improved it dramatically to create more value. Broch encourages you to reach out and use your lending resources like himself, to get all the facts and be guided through the entire process. Broch also encourages you to reach out and let him know if there are any topics you would like him to discuss and share information on in future episodes.
As always, we would like to hear from you!
Please email us at broch.lassig@myccmortgage.com
Or DM us on Instagram @loanselevated
https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch debates if buying is more risky than renting. Broch designed this podcast with the aim of helping others create more wealth through home ownership by empowering others with information, addressing common myths and debunking anything that is holding people back from home ownership.
Broch takes us through the ties attached to renting a property, some of which include the following:
- When renting you have no control over what you pay outside of the lease you have signed and your landlord can increase your housing expenses on a dime
- There are rental contracts that provide the landlord with the ability to kick you out with just 30 days’ notice and your landlord can tell you he’s selling the property and you need to find somewhere else to live at the end of your contract
- The home is not yours, you cannot change anything
- There is a lack of permanence for you and your family, as well as there currently being an immense housing shortage
Broch states that a lot of his clients are becoming home owners purely because they cannot afford for their landlord to unexpectedly increase their housing expenses by 20% at the drop of a hat. It is just too high risk for the majority of people!
Broch also shares some information with us about buying and the benefits that come with home ownership. Some of these are:
- When you buy a home you get into a mortgage that you know you can afford and will stay at a fixed rate so there will be no shocks to your budget
- You have 100% control of your property and your destiny
- If you purchase a home and need to move soon after, you can sell the home for profit or become a landlord and stay in control of your property
- You can fund a new property purchase with the rental income and even though it feels like a commitment it is way less risky than renting as you are in control
A huge bonus to buying instead of renting is that you can generate wealth creation through home ownership! If you have been inspired by this episode to take action or want to understand what your options are reach out to Broch and his team. As always, we would like to hear from you! Email us at broch.lassig@myccmortage.com or DM us on Instagram @LoansElevated https://www.instagram.com/loanselevated/
On this episode of The Loans Elevated Podcast, Broch shares information about FEB funds rates and mortgage rates – and what they actually mean. Broch encourages you to seek advice and speak to a mortgage professional instead of listening to mainstream media and their emotion targeted headlines. Broch states that the media is guilty of instilling whatever is going to drive the most emotional reaction from people and it’s regularly done within the real estate world.
Broch takes us through FEB rates and their relation to mortgage rates. In March 2020 FEB dropped their rates to 0% right when the pandemic hit despite them being increasing since 2018 and during 2019. Broch mentions how FEB increase their rates to change the behaviour of the markets, slow down the economy and curve inflation.
Broch reminds us that it’s important to know that FEB funds rates are going to increase because of inflation – mortgage rates are not the same as FEB funds rates. Broch explains how the FEB funds rate is the overnight borrowing rate for banks and how they’re mostly related to business and commercial loans.
Broch shares how FEB funds rates and mortgage rates are correlated indirectly due to the behaviour of the markets, he also shares how we can expect to see FEB funds rates increasing over the year. Broch provides some final advice and strongly encourages you to use more logic and less emotion when making your investments.
On this episode of the Loans Elevated podcast, Broch brings us through why interest rates don’t always matter on a mortgage, and shares with us how sever clients refinanced and their interest rates went up.
Broch talks about how one of his clients took a refinancing with a 1.25% higher interest rate than their current mortgage and a bump to $750/month repayments. But because their equity had increased and they combined their debts into their mortgage, they eliminated debts of $2800/month, freeing up $2050/month, which they reinvested into the mortgage, enabling them to pay off in 11 years and save $420,000
Another example her shares is of someone who bought their house in 2007 at the peak, but they held and continued paying after the market slid, amortising their debt. After 5-7 years they could cash out with hundreds of thousands of dollars and it was a case of rinse and repeat from their.
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On this episode of the Loans Elevated Podcast, your host Broch takes you through extended rate locks and why you should pay attention to them.
An extended rate lock is when you can lock in your mortgage rate for a specified amount of time, like 6 months or a year for example, which guards you against rates which continue to climb.
Broch gives us an example of a 6 month rate lock, which costs you 1 point (1% of whatever your loan amount was). Last week, the market shifted after someone in the fed said something, causing the market to shift by 1.3 points in one day, meaning you come out ahead. In the past month, the market has worsened by 3 points, so it’s clear these locks can be useful.
In another example, Broch shares your options of what you can do if you lock your rate and the rates begin to improve. You have the ability to cancel the lock and float the market for 30 days, and on the 31st day, you have the option to lock again. This does leave you exposed, however it can be beneficial if it goes your way, especially considering there’s no attachment to the original lock and no fee.
A final option Broch gives us is float down. This means you keep your lock for the whole 6 months, but you have the ability to float down one time within 30 days of closing, meaning you get about 70% of the market gains.
If you enjoyed this episode, please be sure to subscribe so you never miss a new upload, and leave us a 5 star review so we can grow and help even more people like you. Thanks for listening!
"I have a passion for helping people create wealth through home ownership."
Get to know your host Broch Lassig. Broch has won countless awards within his mortgage company, and is currently in the top 1% of Loan Officers nationwide. But he wasn't always there. Here a little bit about his story of who Broch is and why he got into the mortgage industry.
Stay up to date with Broch and market updates @loanselevated on Instagram, Facebook, and YouTube. We love to hear from you!
Our theme music is a selection of Eli Manning Skrazey Beats. This podcast was recorded, edited and published by Whitney Faith Media Marketing. For other Whitney Faith Media Marketing Productions check out @whitney.faith.lambert