Wise Up With Your Money: Recent Episodes
Becky Eichorst
The Wise Up With Your Money Podcast is your go-to resource if you want to know how to handle your family money wisely. Most of us learned how to make a paycheck at school but rarely did we get taught what to do with the paycheck afterward! So WISE UP with me, Becky your financial coach, and let's worry less about our money choices by building better money habits so we have confidence in telling our money where to go in the future!
In this brand new episode, I'm talking to all my families who are struggling with an income problem. I've been there, and it's tough.
BUT, sometimes our mindset gets in the way of our actions. So if this is you, LISTEN UP because there may be a way to make progress even if you think you have an income problem.
So don't miss this episode with updates and actions for you to take to better your financial journey!-----------------
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!-----------------
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In today's episode, we dive into how growing up, I went with the flow to fit in better and to be liked...but that lead me to $130K of consumer debt.
WOOPS!
So listen in to this whole story AND how I'm challenging you TODAY, to think differently than the rest of society.
After listening to this episode, you'll walk away with:
- known phrases/advice to brush off from other people
- a great money tool that sets you apart from others so you can WIN with your money
- and cautionary advice so life doesn't pressure you into making decisions that aren't right for your family.
All of this and more is in episode #55 so you don't want to miss it! My one ask is...stop "going with the flow" so you don't end up broke like me!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
I recently got a HUGE wake-up call so I want to make sure you get it too if you need to.
I thought I was doing well working towards retirement. But even though I walked through most of Dave Ramsey's baby steps, we still got a wake-up call on what retirement may look like for us.
Make sure your retirement looks the way you want it to, otherwise, NOW is the time to change how it looks.
So DO NOT miss this episode because you don't want to work forever, right?!?
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!------------
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!------------
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
A favorite pulled from the archives.
As we are in the middle of tax season and bonus season, I want you know exactly what to do if you get EXTRA unplanned money. You need to WISE UP and have a plan in place and let me tell you, it's EASY. So if you want to be SMART with your money, then follow this ONE SIMPLE rule and you'll feel LESS STRESSED and MORE AT PEACE!
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If you want a FREE guide on how to start your financial journey wisely click the link: https://www.familywisefinancialcoach.com/quickstartguide
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Ready to take action with YOUR money with me by your side? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Do you have a plan when something happens to you?
- Will your spouse know how to handle the bills?
- Will they have all the login and passwords for your investment portfolio?
- Will they have all the life insurance info easily accessible so they can grieve without the stress of finding things?
If you don't have these things in place, then this is a MUST HEAR episode. Don't be an Ostrich sticking your head in the sand on this topic. Complete the "Just In Case" plan so your family is taken care of.------------
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!------------
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!------------
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Is budgeting something you find difficult to do? Well as your coach, let me just tell you, it shouldn't be hard.
Budgeting is something that should be a quick and easy thing to look at, update, plan up coming expenses, and then close it so you can move on with your day and your life.
So if you aren't able to do that with your current budget, and you find it to be so stressful to update, or maybe your budget just isn't true to your bank account....Well then it's time to find a new budget!
Check out this episode ASAP and follow the plan I use on my clients!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!-----------------
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Do you have kids who may go to college someday? It doesn't matter if they are 7, 17, or anywhere in between. This episode is a MUST LISTEN. Why? Because the impact of student loans on your kids could be devastating when they graduate and start life after college.
Trust me, I've lived it myself on how student loans can impact your life so if you have kids, join me today because I want you to be informed of how student loans can impact your kids.
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Resources sited:
Price you pay for college-book: https://www.amazon.com/Price-You-Pay-College-Financial/dp/006286730X
Study quoted: https://www.bankrate.com/loans/student-loans/student-loan-debt-statistics/
If you live in an area where it gets cold and your heating bills sky rocket, then this is a must-hear episode. I'll dive into 4 easy steps to take so next year's winter bills are ones you can pay with ease and no stress.
So if you were stressed out paying bills last year, take these actions and let it be the last year of heating bill stress!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Just because it has the word "protection" in it, doesn't mean it's actually protecting you! In fact, it could be hurting you instead of helping you!
Overdraft protection is a nice thought and it can be really helpful if you have great spending habits in place already. BUT if you are struggling with creating better spending habits or struggling to accomplish your money goals THEN you gotta listen in to today's chat!
Don't let your money goal slip any longer. Start listening and maybe this is just the thing you need in order to make real progress on your money goals!-----------
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future!
Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Ever wonder why people QUIT so often on their goals? Well I am uncovering the secret and better yet, I'm unpacking the best action you can take to get your money journey going!
Don't let your money goal slip any longer. Make progress using this "The 5am Club" tactic to finally move in the right direction!-------------------------
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
A listen favorite picked straight from the archives.
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Are distractions getting in your way? Is it impulse buys? Time wasters? Inconsistency?
Well, whatever it is, I can relate because I get distracted A LOT! But I've learned through experience what helps KEEP ME FOCUSED on the goals I'm trying to achieve. So get ready to put your blinders on, stay focused, and take action on today's episode so you can get less distracted and one step closer to achieving your money goals!
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👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
All caught up on your budget? Well, that's not enough! If you want to really move the needle and build wealth with your money, then you need to implement today's easy action immediately to really up level your budget! If you do? You will make more progress than ever before!
So MAKE progress on your money goals by listening in to today's chat!
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Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future!
Thank you so much for listening to this week's episode. Be sure to tune in next week!
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👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
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🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Whether you are just starting your money journey OR you're in the thick of it right now...this episode is a must-hear. As a coach, I've seen too many times when families have great intentions, but they get nowhere because they've done one of these 4 things that squander their chance of success.
So DON'T 😁 skip over this episode because if you listen you'll build wealth with fewer obstacles in your way!
..........
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Depending on where you are at with your financial journey you may need a financial coach, a financial advisor, or you may even need both! But if you are not sure which one OR you didn't even know there was a difference, then you gotta listen to this week's episode!
Because not only will you know who you need, but you'll also learn:
- the different kinds of Advisors out there
- what a financial coach can do for you
- what questions are asked during the initial meetings
- and more!
So stop reading and start listening!
Rate, review, and follow Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get thesemoney-saving messages out there to families just like you looking to betteryour family's money future! Click here, scroll to the bottom, and tap"Write a Review" to get started.
Thankyou so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in yourschedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budgetthen go get my free quick start guide in the show notes that tells you HOW tocreate your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Apple: https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4
Spotify: https://open.spotify.com/show/46wwGJNRdPggkY2KLO3Ekh
My Website: https://www.familywisefinancialcoach.com/wiseupwithyourmoney
Pulled from the archives, this is a great episode to listen to as we are facing RECORD-HIGH interest rates on credit cards.
Long story short.....here's the good news. I KNOW what I'm talking about. I had over $130,000 of debt at one point but it's GONE! I'm out of consumer debt and you can be too! All I need from you is to WANT to pay it off, and take action on this step-by-step process to get you out of debt and you'll be making progress in no time! Get your notebook, your coffee, and let's take action today!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
This one is too good not to listen to. Pulled from the archives, this episode helps anyone know where the best place to start is when it comes to prioritizing their money this year! So if this is you, don't worry...
I got you!
In this week's episode, we dive into HOW to get started and actually begin making progress in building wealth. We also cover topics:
- what to do when you are overspending,
- how to organize your savings,
- the number one money tool out there!
So if you feel overwhelmed on how to get better with your money, stop worrying and start listening because this episode is for you! And once you've listened and taken action, you'll be one step closer to being debt free, one step closer to owning a home, one step closer to gaining momentum on your retirement savings, etc. You just gotta start here and listen!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this all-new episode, we dive into what to do when we get pressured by our friends and family after we've said NO to something. I mean, how can you make progress on your money goals when they keep pushing you to do things that are outside of your budget? Well? I've got 5 tips for you and more in this need to hear episode.
So don't miss this if you want to stay focused on your money goals even when facing resistance from your closest friends and family.
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's ALL-NEW episode, we chat about how our budgets should NOT look like a fad diet because they are too restrictive and short-lived. While restricting your budget can help free up more money to put towards your goal, there's a fine line when it's too extreme where you get burnt out.
So stick with me today to understand what a realistic budget looks like so you can achieve your goals while still maintaining a reasonable lifestyle that you can keep up long term!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this ALL NEW episode this week, we dive into how to kickstart your savings as we go into this new year! We'll think back at what expenses have made you scramble to pay for them in the past, and learn how to save for them so we can pay them in PEACE this year.
SO don't miss this episode as we start this new year strong!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Other resources I mentioned:
Episode 5-how to organize your money to see the fluff: https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/314aa1ad/5-do-this-if-you-want-to-find-extra-money
Episode 21-all about emergency funds: https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/26bd0271/21-you-need-this-to-be-your-first-step-in-having-peace-with-your-money
In this all-new episode, we dive into the question, " What if our kid's expectations of Santa's gifts do not align with what you can afford??" This is a huge topic this holiday season as our budgets get tighter and tighter due to all the other price increases from inflation we've seen throughout the year. If you are facing this battle where your kids are asking for bigger priced items than you can afford, then check out this episode because it can decrease your stress levels this holiday season IF you take the 3 actions I give you.
Now stop reading this description and go listen in!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's all-new episode, we dive into a topic that ALL my givers need to hear! So I'm talking to my parents who want the best for their kids, AND anyone who puts their needs before their own.
While this can be a wonderful trait, it can also get you into financial trouble! So tune in to this episode so you can understand
- the difference between a controlled giver and a reckless giver
- the impact of what giving beyond your means can do to your future
- AND the actions you can take to reverse this!
As we enter the holiday season, this is a must-listen episode so don't miss it!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In today's episode, we dive into the best way to prepare for the end of the year's expenses including the holidays. Because I don't want you to head into the holidays with the risk of overspending! Make sure you develop a plan with me on everything coming up before the year ends so debt doesn't follow you into the New Year.
So whether you've built a plan like this before or not, I'll equip you with the tools and the step-by-step process to verify you CAN afford your upcoming expenses in order to enjoy your holiday season with PEACE of mind. Don't miss this one!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's episode, we'll talk about two things you could focus on during your financial journey....BUT one is better than the other. Should you be focusing on your financial direction? or speed to achieve your financial goal? So listen in on this episode to find out my answer on this AND you'll also hear more on:
- questions to ask yourself to make progress in your financial journey,
- what to do if you've stalled in making financial progress,
- AND 3 actions you can take to kickstart your money journey again!
Check it out because you don't want to miss this!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Other resources I mentioned in this week's episode:
Episode #33: Goal writing (https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/3391e3fa/33-dont-aim-for-nothing-in-the-new-year)
Episode #5: Do THIS to find extra money (https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/314aa1ad/5-do-this-if-you-want-to-find-extra-money)
In this week's episode, I discuss a game-changing saving hack that I use and that I always recommend my clients use.
What is it?
I'm talking about using separate savings accounts! I've got 4 major reasons WHY they are so powerful in your financial journey AND I also confess how many savings accounts I personally have. So if you want to up your game in saving your money OR if you are just nosey about how many savings accounts I have, then don't miss this episode!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's episode, I'll talk about what happens to the budget when life gets a little busy!
- So if you are adjusting to your kid's fall routine schedule,
- if you have a crazy deadline that you are trying to meet at work and not having time to eat dinner,
- if you are sleep deprived with a newborn at home,
- or any chaos affecting your daily schedule...
...then this episode is for you! I dive into how just 2 expenses that we spend money on daily can really wreak havoc on your family's budget if you are not careful and intentional during your crazy stage in life.
I can't help with the craziness of life, but I can help you stay in control of your money until you get through it!
So tune in and join the fun with this action-packed episode!
In this week's episode, I'll dive into all the student loan updates President Biden discussed on August 24th. So I'll talk about how I feel about it on a whole, as well as dive into the 3 part plan and what each means to you and your family! So if you have student loans on pause right now, then this episode is a requirement so you know what to do and WHEN to do it!
Other websites I mentioned in the episode: ed.gov, PSLF.gov, studentaid.gov
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
With inflated prices, gas and oil prices going crazy, and interest rates increasing, how the heck are you supposed to be saving for retirement as well? Here's an episode from the archives but still very APPLICABLE with our choatic society! If you are struggling to find extra money to put towards retirement, then START LISTENING now! I dive into questions I get asked a lot like:
- When should I put in for retirement?
- How do I save for retirement when I don't have it in the budget?
And of course, with these questions, I give you answers AND ACTIONS you need to take so you can fear and stress less about your future and actually have a PLAN OF ATTACK to build a strong financial foundation. Other resources:
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Other episodes mentioned (with links):
- Build up your Emergency Fund
- Planning ahead for irregular spending
- Debt Pay Off
So Wise UP today and take action to build a better financial future for you and your family!
In today's episode, we dive into how growing up, I went with the flow to fit in better and to be liked...but that lead me to $130K of consumer debt. WOOPS! So listen in to this whole story AND how I'm challenging you TODAY, to think differently than the rest of society.
After listening to this episode, you'll walk away with:
- known phrases/advice to brush off from other people
- a great money tool that sets you apart from others so you can WIN with your money
- and cautionary advice so life doesn't pressure you into making decisions that aren't right for your family.
All of this and more is in episode #55 so you don't want to miss it! My one ask is...stop "going with the flow" so you don't end up broke like me!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Apple: https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4
Spotify: https://open.spotify.com/show/46wwGJNRdPggkY2KLO3Ekh
My Website: https://www.familywisefinancialcoach.com/wiseupwithyourmoney
In this episode, I dive into the good, the bad, and the ugly about chores and allowance. It's a huge debate among parents these days. But through research and experimenting with my own kids, I've discovered the TRUE answer! So if you struggling with how to pay your kids to teach them about using money better, you don't want to miss this episode!
You'll walk away with:
- the best method to pay your kids
- ability to teach your kids how to handle money without struggle
- your kids learning life skills that will help them succeed in adulthood!
So which method do I recommend? Well, you'll just have to listen to find out. BUT I GUARANTEE you can't guess it!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
If you have kids or are thinking about having kids then this one's for you! In this week's episode, we will dive into:
- WHY it's so important, as parents, to teach your kids about money,
- the best first visual tools to use,
- where to store your child's money,
- and what system they should use.
Everything in this episode is what you need to START teaching your kids on how to handle money regardless of age. So check it out!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in again so you can WISE UP with your money!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Ok, so you want to change the way you handle your money? GREAT!
Don't know where to start?
I got you! In this week's episode, we dive into HOW to get started and actually begin making progress in building wealth. We also cover topics:
- what to do when you are overspending,
- how to organize your savings,
- the number one money tool out there!
So if you feel overwhelmed on how to get better with your money, stop worrying and start listening because this episode is for you! And once you've listened and taken action, you'll be one step closer to being debt free, one step closer to owning a home, one step closer to gaining momentum on your retirement savings, etc. You just gotta start here and listen!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's episode, we dive into the 5 Must Do's in using your credit cards wisely. I am not anti-credit cards like Dave Ramsey but you need to have spending discipline in order to get the BEST of credit cards without it getting the best of your money. So if you have a credit card in your wallet, then this is a MUST listen-to episode that will help you get credit card rewards WITHOUT paying the credit card interest.
Take action and listen now!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's episode, I dive into YOUR questions that you've sent me. How exciting is that? The topics of these questions include:
- inexpensive gift ideas,
- how many credit cards are recommended,
- what types of credit cards I recommend, and
- what major event caused me to launch this business in the first place.
I also give a BIG announcement on the podcast so don't miss it!
If you didn't get a chance to ask me a question for this Q and A, no worries, contact me through these ways and I'll answer it in future episodes AND contact you personally when it airs!
Email: FamilyWiseFinancialCoach@gmail.com
Facebook Page: Family Wise Financial Coach
Instagram handle: FamilyWiseFinancialCoach
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in again so you don't miss a thing!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this week's episode, we are diving into how to handle home improvement projects wisely. Too many times I've heard from my clients that part of their debt they are trying to pay off is due to home renos that they planned to pay off in a few months, but the credit card balance stuck with them for YEARS!
Besides that, I've also had a terrible experience with our first big home project that I tell you about, and let me tell you, we had to FIGHT to make things right (it's all in this episode 😊).
So learn from their, AND MY, mistakes so your project doesn't turn into a money pit nightmare. If you take action on an easy 5-step process I layout for you to prepare for your next home improvement project, it will help turn your home turn into your dream house WITHOUT the debt following you around!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Got questions for the next Q&A? Ask me and I'll get them into the next Q&A episode if able!
email: familywisefinancialcoach@gmail.com
DM me on Instagram: https://www.instagram.com/familywisefinancialcoach/
DM on Facebook: https://www.facebook.com/familywisefinancialcoach
📖 Better Homes and Garden article I referenced: https://www.bhg.com/home-improvement/advice/budget-advice/top-home-improvement-upgrades-cost/
As a saver let me ask…..are you SURE you can't afford it?
In today's episode, I'm sitting down with my savers who are GREAT at stashing their money away, but are terrible at actually SPENDING IT! So many times I hear clients say,
- "We don't have the money for that" or
- "We can't afford it."
But here's the problem with this....these answers are usually knee-jerk reactions based on emotions. They are guesses because sometimes we can't shake that "broke mentality" where even though we are making financial progress and freeing up money, we don't act that way. We act like we are still broke!
So in today's chat, we'll walk through how to:
- feel secure with our money
- know what type of purchase is easier for a saver to spend on
- make decisions by acting on fact instead of relying on emotions
- prove using our numbers one way or another if we can actually afford that purchase
So if this sounds good, then grab a seat and let's chat through this!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Here's one from the archives but APPLICABLE as a lot of families are dealing with inflation prices at the grocery store. In this part 2 of 2 grocery savings series, we'll discuss how you can lower your grocery bill WHILE shopping at the stores and loading up your cart!
After listening you'll walk away with:
~confidence knowing you'll be within budget before you checkout
~creative saving tips you probably haven't tried yet
~less stress going to the grocery store
So start listening and START SAVING with these 5 great savings tips!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Here's one from the archives but APPLICABLE as a lot of families are dealing with inflation prices at the grocery store. In this part 1 of 2 grocery savings series, we'll discuss how you can lower your grocery bill BEFORE even leaving the house.
After listening you'll walk away with:
~less stress when you head to the grocery store
~more confidence knowing you'll stick within your grocery budget
~have more money to put towards your money goals with a cheaper grocery bill!
AND...I'll dive into a $300 pie (yup...you read that right).
So start listening and START SAVING!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In today's episode, I'm specifically talking to all my natural spenders and my free spirits out there. You guys are an ASSET to a marriage especially when your spouse is a natural saver! Because there will be a point where the saver should actually spend money to have some fun in life, so that's where you come in! So there's nothing wrong with spending money if you have it.
But, here's the problem I see with my free-spirited clients...
you may be buying things and spending money you don't have WITH AN UNSTABLE FINANCIAL FOUNDATION. And eventually what happens to your life over time is similar to a Jenga game. With enough purchases adding up and an UNSTABLE financial foundation, your financial life could crumble.
- Where money is going to feel SO tight after a while…..
- Where you are feeling HUGE MONEY STRESSES,
- Where you could be losing sleep worrying about how you are going to pay for bills coming up,
- Or where you could be fighting with your spouse around the money being spent.
So, make sure you have a strong financial foundation FIRST using this quick 3-question checklist I map out in today's episode so that you can know with CONFIDENCE if you can afford that purchase, or not!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Referenced in the podcast: Episode # 11: Value Based Spending (https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/22213b44/11-do-this-if-you-are-having-trouble-sticking-to-a-budget)
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
We all WANT to make progress with our money right? That's why you are listening to this podcast. But do you feel like sometimes our bad spending habits that we just can't get rid of can outweigh the good habits we are trying to implement?
Some bad habits that get in our way are:
- overspending on things
- just paying things as they come with no plan
- not budgeting consistently
When you really just want is to:
- have confidence in where your money is going by using a budget
- have peace of mind with your money by saving money consistently
- pay your bills on time without scrambling
- and I'm sure the list keeps going
Well if this is you, I HAVE GOOD NEWS! Today is the day where you can learn how to finally HIDE those bad spending habits so you can let the good spending habits that you want to implement, SHINE in your day-to-day lives!
Listen to this episode if you want 3 simple actions steps you can take to transform your spending (with the Home Edit Team's help 😊). If you do? I have confidence that you WILL make progress in building a strong financial future for yourself and your family WITHOUT those bad habits stopping you.
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In this episode, we'll talk about how to battle inflation on essential items we NEED to keep purchasing. Because let's face it, we are seeing food prices go up and gas prices which are all things we can't just CUT out of the budget to save money. So join me in today's talk as I talk about the causes of this inflation we are seeing AND you'll walk away with 5 money-saving tips so that our money feels less tight so we can STILL put money towards our goals.
So dive into today's chat so you can feel at peace with your money even if prices keep increasing!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Other links from today:
- 🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
- USDA 2022 food predictions: https://www.ers.usda.gov/data-products/food-price-outlook/summary-findings/
- Grocery savings podcast #14: https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/2a837a7e/14-do-this-to-lower-your-grocery-bill-part-1
- Grocery savings podcast #15: https://www.familywisefinancialcoach.com/wiseupwithyourmoney/episode/4c4e84f3/15-do-this-to-lower-your-grocery-bill-part-2
Here's one from the archives but APPLICABLE as a lot of families will be getting a tax return which COULD be just what you need to kickstart a great financial foundation! In this episode, we'll talk about 1 simple rule to follow that I follow personally AND because I can't just stop there, I'll also give you 4 more steps to take to really WISE UP with your tax return.
So dive into today's chat and learn how to handle your tax return so it benefits your family and builds a better future!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In episode #44, we deep dive into the term Lifestyle creep. And you may be suffering with it RIGHT NOW. How many times have you said to yourself, "Well once I make more, I'll be able to make more progress on my money goals." And then you finally get the raise or the better paying job and YOU STILL can't seem to make as much progress. Well a lot of the time, that's due to LIFESTYLE CREEP.
We allow ourselves to increase a few expenses because we are making more money but it results in less EXTRA money to put towards our goals….again!
So dive into today's chat and learn how to avoid it or how to reverse it if you are already sucked into lifestyle creep!
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
In episode #43, with our economy still recovering from the pandemic there have been so many changes to the tax laws these past few years. With that said, make sure you are READY for SURPRISES this year as you file your 2021 tax returns.
Listen in to this week's episode to hear about the big changes that have happened and actions you can take to be ready for this weird tax season caused by the COVID 19 pandemic.
Rate, review, and follow on Apple podcasts at https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.
Thank you so much for listening to this week's episode. Be sure to tune in next week!
👉Want help knowing how to use your tax refund to better your financial journey?? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Sources I referenced in today's podcast:
https://www.whitehouse.gov/child-tax-credit/
https://www.irs.gov/
https://digitalasset.intuit.com/DOCUMENT/A44724mxI/TurboTax_TaxPrepChecklist.pdf
Is your debt just completely overwhelming? Ha, I completely understand coming from a girl who once had over $130,000 in car and student loan debt. We couldn't even make our monthly payments at one point, so overwhelmed? I can empathize!
Here's the good news. I'm out of consumer debt and you can be too! All I need from you is to WANT to pay it off, and take action on this step-by-step process to get you out of debt and you'll be making progress in no time! Get your notebook, your coffee, and let's take action today!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Are you struggling to find extra money to put towards retirement? I mean, maybe you are putting in a small amount, but it's nowhere NEAR what you need to be putting in to have enough later in life! If this is you, then START LISTENING now! I dive into questions I get asked a lot like:
- When should I put in for retirement?
- How do I save for retirement when I don't have it in the budget?
And of course, with these questions, I give you answers AND ACTIONS you need to take so you can fear and stress less about your future and actually have a PLAN OF ATTACK to build a strong financial foundation. Other resources:
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Other episodes mentioned (with links):
- Build up your Emergency Fund
- Planning ahead for irregular spending
- Debt Pay Off
So Wise UP today and take action to build a better financial future for you and your family!
Are your student loans frozen right now? Well then THIS EPISODE is a MUST for you!
I dive into:
- what you NEED to be doing while the student loan freeze is still going to make a big impact on your financial journey
- things you should STOP doing if you have taken on these bad habits
- AND a MUST DO before the student loans become active again.
So check out this HOT TOPIC and share it with your friends when you're done so we can get the word out to our friends and family!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
We all want a bigger and better future for ourselves right? We want to retire well, have peace without money, have fewer payments, and of course, a beefed-up emergency fund. So how do we get all of these things?
YOU NEED TO SAVE which is what we talk about today. We discuss:
- How to save automatically
- How to save for the unexpected
- Saving by reducing debt
- Saving for retirement
- And how to save as a family!
So listen in and take action!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Are you going on vacation sometime soon?
Then this episode is for you! We are talking about how to proactively save for vacation by discussing HOW to PLAN ahead for the vacation or trip we plan to take this year, determining how much we need to save, and WHERE to save it. If you know these things, you can peacefully take your vacation and come back refreshed WITHOUT coming back to stressful credit card bills!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
OK so grab your notepad, get ready to take notes for this action-packed grocery bill lowering episode! I'm filled with coffee, and spit-firing a bunch of different tips you can use to eat HEALTHY this year AND be on a budget!
YES you can do both at once.
Let's bring you and your body happiness ALL WHILE staying within budget!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
If you are a go-getter like me, then you make BIG financial goals for yourself. LOVE IT! But when you make a goal so big it may seem overwhelming where you don't even know where to start or how to make progress. Well, the good news is, I've been there and I have a way that can help make the HUGE money goal easier to attack with these few simple steps. So check it out and take control of your goal and your money today!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
This is an oldie but a goodie from the archives ESPECIALLY as we trying to put EXTRA money towards our new 2022 goals!
Do you want to find extra money to put towards your goals? Well then listen in on HOW to find extra money in your finances so you can start seeing your money clearly, stressing less about where all your money is going, and having confidence KNOWING your money is finally going towards building a better future!!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
I got to answer a listener's question in today's episode.
WHEN should you buy higher quality products and when do you buy cheaper products that won't last as long?
While we are trying to build better money habits, budget, and put money towards our money goals it may seem impossible to buy better quality products. Maybe it always feels like you are buying cheap things that break all the time. Well if that's you? Listen in because it doesn't always have to be CHEAP! No matter what stage you are in on your financial journey you CAN buy better quality products, you just gotta do it wisely!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are distractions getting in your way? Is it impulse buys? Time wasters? Inconsistency?
Well, whatever it is, I can relate because I get distracted A LOT! But I've learned through experience what helps KEEP ME FOCUSED on the goals I'm trying to achieve. So get ready to put your blinders on, stay focused, and take action on today's episode so you can get less distracted and one step closer to achieving your money goals!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
If you are starting your new year with the thought, " I want to be better with my money" or "I want PEACE with my money" then guess what.
You won't get anywhere!
You need to get in the right mindset and be more specific with your goals to actually create targets for yourself that you want to aim for throughout the year with your money. So listen in to hear about HOW to write your goals and know what to put your extra money towards. THAT'S how you will have a SUCCESSFUL year!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Before we head into the new year, press pause on life for a moment. REFLECT on how this past year has been.
- What went well?
- What do you need to work on?
Without asking these questions and going through this exercise of reflection, you may set yourself up for a mediocre 2022! So make sure you take time out of your day in the next week and LISTEN to this episode as I walk you through the questions you need to ask yourself in order to have a SUCCESSFUL next year!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Ask yourself, "Am I happy? Am I Content? Am I stressed and tired? Because depending on how you are doing, this can impact your money in a very negative way! Negative feelings usually lead to impulse buys and mindless spending which is what we DO NOT want to see as we head into a new year!
But, regardless of what your life looks like right now,
- whether you are in a funk for whatever reasons,
- or if you are downright sad,
- OR if you are doing OK and maybe better than OK and feeling JOY this holiday season….
Whatever you are feeling….YOU have control to AIM for contentment with your LIFE as it is right now and STAY CONTENT if you choose to! Dive in with me today on what things will help INCREASE your CONTENTMENT LEVEL!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you tired of just spending money every Christmas on stuff that won't even be remembered in a few months? I know I am. In this episode, I'm diving into the ONE THING you need to do in order to spend less this Christmas. And if you can do it? You will not only spend less on Christmas, BUT you will have LONG-LASTING memories that will follow you for YEARS.
👉 Need help spending LESS? MAKE TIME in your schedule and CALL ME! Go to: https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
I want you to start the new year without the Christmas credit card expenses following you. So check out this laundry list of Christmas activities that are budget-friendly or FREE that will help you make an awesome and memorable Christmas without busting your budget.
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Do you feel unprepared for Christmas this year? Well don't fret, I've got you covered this xmas if you use my Do's list and scratch out the Don't habits. So listen in on how to get through this holiday season without harming your time or progress on your money goals!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Did you know how you feel DIRECTLY impacts how you spend?? So if you are stressing about the holidays, you feel sadness because you won't be around certain loved ones this year, or any negative emotions towards this holiday season THEN you need to listen to this episode.
WHY? Because typically we turn to spending money to make us feel better, but this habit can negatively impact your money goals! So instead, find out how having a thankful mindset can help your emotions AND your money goals by sitting down for my chat today!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
I've seen what it looks like to live on edge all the time. I see it during the holidays, I see it when my clients first come to me, so I know what you are feeling right now if you are living on edge with your money.
But don't worry, today's episode is not about budgeting or finding extra money in your budget.
It's bigger than that.
I'm going to ask you 3 questions that you need to work through. And after those 3 questions, you will be ready to change your ways, have a plan in place, and stop living on edge!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
If you have an irregular income that has big SWINGS in it, and you are struggling to get stability with your unstable paycheck, then THIS EPISODE is for you!
You'll learn 3 ways to develop a more stable checking account where you are proactively saving AND putting money towards your goals EVEN If you get big swings of high and low paychecks. Listen, take action, and stop letting irregular income get in the way of achieving your money goals!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your FREE call!
📝 If you don't know how to budget then go get my FREE quick-start guide that shows you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
Here's one from the archives that you NEED TO HEAR! This was my FAVORITE episode to record so far and get out there for you! BECAUSE....I want to FIRE YOU UP so you FIGHT FOR YOU and for your hard-earned dollars!
WHY? YOU are worth fighting for. YOU deserve to have peace with your money, you deserve to have a savings cushion so you are not scrambling to pay for things. YOU deserve to spend your money without worrying that a check may bounce! BUT just because you deserve to have a better financial future, doesn't mean it will happen in your life….You gotta put in the effort to fight for you to MAKE IT HAPPEN.
So listen in on this podcast and use the three C's I'm using in MY LIFE to help you FIGHT FOR YOURS AS WELL!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Here's one from the archives but APPLICABLE as Christmas fast approaches! If you are struggling with impulse buying, don't worry because ANYONE is capable of impulse buying even if you are a natural saver. Impulse buying may feel great at the time, BUT it can really slow down your progress on your money goals. So hang with me today as I talk about what causes us to impulse buy, and what actions you can take to avoid impulse buying so that it doesn't impact your money goals!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Here's one from the archives! Are you putting your money towards things you value? Or are you getting distracted by impulse buys and good deals that ultimately take away from putting money towards what you TRULY value?? It's such an important question to ask yourself because incorporating your values into your budget will bring you JOY, SATISFACTION, and help you STICK to your budget so you can continue building the life you want! So jump into this podcast so you can put your money towards your values for long-lasting contentment.
👉Get the LIST of values: https://be5a1b7f-c398-4385-9165-faf11a9ca0c5.usrfiles.com/ugd/be5a1b_d463b5039c534383beed828882f6b800.pdf
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you as tired as I am these days?
If you are tired, I get it, BUT I don’t want either of us giving up on the money goals we set out to achieve this year. So let's implement these 5 tips I have for you together, so we can both REFUEL and REFOCUS on finishing strong this year!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Stop struggling to pay off debt. I have 3 mistakes that you may be making that CAN BE FIXED so that you can start making traction on paying off your debt FINALLY! As a team, I will coach you through what mistakes I see and HOW to adjust what you are doing so you can WIN with your money and get out of debt.
👉If you don't know how to budget, no worries…. go get my free quick-start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Do you feel broke? Where you just aren't making progress putting money towards your goals because you just don't HAVE extra money besides paying for the regular, day-to-day bills that come your way! Well then listen in to this episode because I PROMISE you will be walking away with ways you CAN save extra money EVEN IF YOU FEEL BROKE! YOU WILL SUCCESSFULLY start freeing up money….AND START making progress on your money goals.
🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Before you use all your extra money to put towards paying off your credit card, or towards your saving goal.... there is ONE THING you NEED TO HAVE IN PLACE beforehand….an Emergency FUND! I dive into WHY you need one and HOW much you need (for a starter emergency fund AND a fully funded 3 to 6 months expenses emergency fund) to give you a buffer between your checking account and EMERGENCIES! TRUST ME it's worth pressing pausing on your money goals because having an emergency fund will give you PEACE, security, and STAMINA to keep you pushing towards your goals long term!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Have you ever caught yourself saying, "Ohhh I wish I could but I DON'T HAVE TIME!" Well, guess what? This phrase is stopping you from WINNING with your money. You may not have time to budget, or to take out cash and use it at the grocery store to keep you from overspending….BUT you WILL NEVER HAVE TIME unless you MAKE THE TIME!
So make time to budget, make time to communicate with your spouse, make time to create better money habits, and MOST importantly MAKE TIME to listen to this episode so you can MAKE TIME and win with your money!
👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
If you are trying to pay down debt and it feels like it's taking forever...I GET IT! I've been there as I've had a similar journey. Well if you are close to burning out, where you are exhausted and over budgeting and trying to put ALL your money towards your debt, I'm allowing you to SPLURGE! BUT SHHHHH, don't tell Dave Ramsey I told you so!
In this episode, I dive into 3 tips on HOW To SPLURGE responsibly without significantly impacting your debt pay-off journey. Let's GO!!!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
I want to FIRE YOU UP so you FIGHT FOR YOU and for your hard-earned dollars!
Because YOU are worth fighting for. YOU deserve to have peace with your money, you deserve to have a savings cushion so you are not scrambling to pay for things. YOU deserve to spend your money without worrying that a check may bounce! BUT just because you deserve to have a better financial future, doesn't mean it will happen in your life….You gotta put in the effort to fight for you to MAKE IT HAPPEN.
So listen in on this podcast and use the three C's I'm using in MY LIFE to help you FIGHT FOR YOURS AS WELL!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
If you are an expecting parent OR if you are trying to have kids, then THIS IS FOR YOU! I'm going to dive into the 4 unspoken tips you need to take action on if you are going to have a baby soon.
You are going to get so much advice on what the best baby products are, what techniques to use, and how your baby should be slept trained...BUT you may not get the advice you REALLY need on how to plan for your baby FINANCIALLY! So listen in so you can start planning ahead, getting a budget ready, and understand your policies so you have the knowledge to confidently make decisions for your growing family.
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Life is a rollercoaster ride so there will be a time when you hit a financial setback. It doesn't matter if you are facing a huge setback like a job loss OR if it's an everyday setback like overspending this month and screwing up your budget, this episode will help regardless!
Use these 5 must-do's to get through the financial setback you are facing, get motivated again, and kickstart your money journey to make forward progress on your goals!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Tune in to part 2 of my grocery savings series where in this episode, we focus on how to save on groceries WHILE shopping in the stores. It's one thing to have a list, it's another to KNOW you are under budget before the cashier totals up your grocery bill. How do you figure that out?
Well, start listening and START SAVING while you walk up and down the aisles!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Even though groceries is a need, doesn't mean grocery NEEDS a big budget! Join me in this 2 part series on how to lower your grocery bill with these easy tips to implement.
In this first part, we'll dive into a $300 pie (yup...you read that right) AND we'll learn about the tips I recommend you can do to SAVE money BEFORE you even leave your house for the grocery store.
So start listening and START SAVING!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Do you feel stuck in life? Like REALLY STUCK? Stuck in your finances where you just can't get ahead? Stuck at your job that you HATE but it pays the bills? Stuck in a tough spot where you drop your kids off at daycare to go to work but in reality, you'd rather be home with them as a stay-at-home mom?
Then tune in to this episode where we dive into the 3 little secrets you should know to get yourself unstuck from where you are today and START moving in the direction that brings you joy and contentment!
👉 Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you eligible for the 2021 child tax credit? Are you getting a bonus soon? A tax refund? If you are getting an unplanned EXTRA chunk of money in the near future, it needs to be used WISELY. So if you want to be SMART with your money, then follow this ONE SIMPLE rule and you'll feel LESS STRESSED and MORE AT PEACE!
If you want a FREE guide on how to start your financial journey wisely click the link: https://www.familywisefinancialcoach.com/quickstartguide
Ready to take action with YOUR money with me by your side? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you putting your money towards things you value? Or are you getting distracted by impulse buys and good deals that ultimately take away from putting money towards what you TRULY value?? It's such an important question to ask yourself because incorporating your values into your budget will bring you JOY, SATISFACTION, and help you STICK to your budget so you can continue building the life you want! So jump into this podcast so you can put your money towards your values for long-lasting contentment.
👉 Click HERE for the list of values to choose from!
Ready to take action with YOUR money with me by your side? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you struggling to talk to your spouse about money? Because if you are, trust me it's a very common problem. I mean think about it, we lived our whole childhood with different families so we were raised differently and experienced different things and DEVELOPED different habits because of this! So naturally, when you get married, you may have some differences in how you handle money BUT that doesn't mean you should avoid talking about your money.
In fact, it's VITAL to your marriage that you are OPEN with your money goals and how you want to handle your money as a family!
So start listening on HOW to get on the same page with your spouse and take action!
Ready to take action with YOUR money with me by your side? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Have you ever caught yourself saying things like, "ugh budgeting sucks", "numbers are stressful", or "meh, I'll figure it out"? Well, check out this special episode from one of my lessons in my budgeting e-course where I talk about how we got to where we are today, AND WHY you may hate budgeting. But of course, I don't just stop there because you need to take action and make progress with your money, so I also dive into WHY this tool is so important to gaining traction on achieving your goals!
Ready to take action with YOUR money with me by your side? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
What's soooo GOOD about budgeting? Well we'll dive into that today. See how a budget can transform your life and what it can lead you to. But spoiler alert, besides a budget being amazing to help you:
- pay off debt,
- save for your goals,
- pursue your passion,
- and allow you to give more….
it's also going to give you FREEDOM in your life to do what you want with YOUR MONEY. So check out this special episode.
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
In this episode, we dive into everything I've done that I DON'T WANT YOU TO DO! I talk about my top 5 budgeting mistakes that I want you to learn from. So listen in on how to budget consistently, optimize what you are saving for, declutter your checking account and start having peace of mind with less stress KNOWING that if you take action, you can achieve your goals EVEN FASTER than I did.
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
I get to answer a GREAT question sent in by one of my listeners which was, "how can you figure out how much rent you can afford AND strategically plan for big purchases?" If you are struggling with trying to save for your goals while renting or are transitioning to renting and want to make a wise decision around rent, then listen here because it's MUCH more than a quick percentage to live by!
Don't forget to take action by downloading my FREE Quick Start Guide now: https://www.familywisefinancialcoach.com/quickstartguide
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Do you want to find extra money to put towards your goals? Well then listen in on HOW to find extra money in your finances so you can start seeing your money clearly, stressing less about where all your money is going, and having confidence KNOWING your money is finally going towards building a better future!!
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
We are diving into how YOU can start bettering your money journey today. You just have to choose to start budgeting, saving, prioritizing your finances, and taking action….TODAY! Don't miss your opportunity to change your life so be sure to listen to this episode.
Take action: Download my FREE Quick Start Guide now: https://www.familywisefinancialcoach.com/quickstartguide
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
In this episode, you'll get to listen to my story and how I became a financial coach including how I got out of MOUNDS of student loan debt and took control of my money! I'll also dive into what topics I want to cover in the upcoming episodes so be sure to check it out.
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
Are you stuck in a rut living paycheck to paycheck and you find yourself SCRAMBLING to pay for expenses that come up? Then START listening ASAP.I'm diving into WHO should be planning ahead, WHY it's so important, AND action steps YOU should be taking TODAY to plan ahead better and stop the scramble!
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!
If you are struggling with impulse buying, don't worry because ANYONE is capable of impulse buying even if you are a natural saver. Impulse buying may feel great at the time, BUT it can really slow down your progress on your money goals. So hang with me today as I talk about what causes us to impulse buy, and what actions you can take to avoid impulse buying so that it doesn't impact your money goals!
Have a question about your money? Go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!