MilSpouse Money: Recent Episodes
Trish Gregory
Join Financial Adviser, Trish Gregory, as she interviews military spouses to crowdsource the best tips and tricks to help them take control of their finances. Passionate about helping people to become financially independent and feel confident about their financial situation, Trish and her guests weave money lessons into their compelling conversations.
To continue the conversation, go to the MilSpouse Money Facebook page: https://www.facebook.com/groups/milspousemoney/
DISCLAIMER: Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
Today we talk with Mai Platts from Betashares about the basics of ETFs (Exchange Traded Funds). Mai takes us through what an ETF is, how they work, and some important things to consider not just with ETFs but also individual stocks and managed funds. We also answer a very important question that concerns people - what happens if the fund manager is no longer in operation, what happens to an individual’s shareholdings.Resources mentioned in the episode:Betashares.com.auMorningstar.com.auTo continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Wayne, a veteran and fellow financial planner about how to set your military family up for financial success to prepare for life post-military.We cover how Wayne used the military as a vehicle to set himself up for financial success, how to prepare for a transition from the military whether that's by choice or by necessity, the importance of paying attention to your entitlements as well as who to talk to if things go pear-shaped. Wayne has some great tips for the military spouse and how you can make sure you're getting the right information you need to support your partner to transition while making sure you're across everything you need to know including all the benefits and the entitlements.Resources/businesses mentioned in the podcast:You can find Wayne at National Service Financial https://nationalservicefinancial.com.au/Defence Community Organisation https://www.defence.gov.au/dco/, https://www.defence.gov.au/DCO/Transition/Department of Veterans Affairs https://www.dva.gov.au/civilian-life/transition-civilian-lifeCTAS https://clik.dva.gov.au/rehabilitation-policy-library/4-adf-rehabilitation-programs/44-interaction-ctas-goal-3-clients/441-career-transition-assistance-scheme-ctasDHOAS https://www.dhoas.gov.au/Transition Seminars https://www.defence.gov.au/DCO/Transition/YourTransition/seminars.aspFinding an advocate https://www.dva.gov.au/civilian-life/finding-advocateHPAS https://pay-conditions.defence.gov.au/buying-home-using-home-purchase-assistance-scheme-hpasDefence Health https://www.defencehealth.com.au/3CIR https://www.3cir.com/services/The Veteran Life podcast https://nationalservicefinancial.com.au/podcasts/To continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement. #defence #navy #raaf #army #airforce #medicaldischarge #milspousemoney #transition #dhoas #ctas #military #money #investing #msbs #savings #firsthomebuyer
Today your host Trish Gregory, a Financial Planner, takes you through what a financial planner is, what they do and what you can expect from them. She also provides some valuable tips on how to choose the right Financial Planner/Adviser for you and some things to look out for when talking with a Financial Planner/AdviserLINKS MENTIONED IN THE EPISODE:ASIC Financial Adviser Register: https://asic.gov.au/for-finance-professionals/afs-licensees/financial-advisers-register/ASIC MoneySmart - Financial Counsellor: https://moneysmart.gov.au/glossary/financial-counsellorTo continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Jess who recently used the First Home Super Saver Scheme (FHSSS) to purchase her first home with her husband about the ins and outs of the scheme, why or when you might use it, and whether it can be used in conjunction with any other military or civilian benefits. There are some important considerations we go over including DFRDB and MSBS super schemes as well as the psychological benefit of using a scheme like this.If you're looking to save for your first home, have a listen.To continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We chat with Karen about how her health challenges (including 2 kidney transplants and being in a coma!) have affected her and her military husband's earning potential. Karen shares her and her husband's early smart money decisions and how they impacted some very dark health times. We discuss her travels around Australia and internationally and she rounds out the conversation with an important lesson we both think everyone should hear.If you haven't given any thought to how your health and earning potential intersect, this is episode is a must-listen.
To continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoney
DISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
If you're a parent you'll love this episode! On International Women's Day 2021 we talk with Lyndsay Freeman about how early money influences have led to her financial security. She tells us the differences between her parents' money styles, how her mother introduced the concept of money and delayed gratification at an early age as well as how she was strongly 'nudged' to avoid lifestyle creep once her income increased.If you've ever wondered if talking about money with your children makes a difference, make sure you listen to this jam-packed episode.To continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Monica about her experience getting free or heavily subsidized travel using her skills as a travel writer while moving around Australia with her Army husband. She tells us how she started, gives us behind the scenes info on the income as well as the effort and time involved in being a travel writer. She's travelled to Singapore and Thailand for free, been published in plenty of publications, and has some wonderful travel stories to share (wet season cyclones anyone?). If you'd ever thought of writing about the amazing locations you visit or temporarily live in, this episode is a must-listen.Resources mentioned in the podcast:Australian Society of Travel Writers astw.org.auThe Freelancers Year blog thefreelancersyear.comMonica's website www.monicamcinnes.comTo continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Christine about the awesome benefits you can take advantage of when living the military family life, especially if you have a remote posting. However, there are some benefits that can trip you up depending on your life circumstances and others that might not be worth it. We talk Remote Locality Leave Travel, the Partner Employment Assistance Program, Defence Home Ownership Assistance Scheme, and importantly how Fringe Benefits Tax might affect those benefits.Links for more research below:District Allowance: https://defence.gov.au/PayAndConditions/ADF/Chapter-4/Part-4/Div-1.aspRemote Locality Leave Travel (RLLT): https://www.video.defence.gov.au/PayandConditions/ADF/Chapter-9/Part-4/Div-4.aspADF Family Health Card: https://adffamilyhealth.com/DHOAS: https://www.dhoas.gov.au/Fringe Benefits Tax (FBT): https://www.video.defence.gov.au/PayAndConditions/ADF/Tax-alerts/Div-2.aspFamily Tax Benefit: https://www.servicesaustralia.gov.au/individuals/services/centrelink/family-tax-benefitRental Allowance: https://www.video.defence.gov.au/PayAndConditions/ADF/Chapter-7/Part-6/Div-5.aspRental Assistance: https://www.servicesaustralia.gov.au/individuals/services/centrelink/rent-assistanceTo continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Alison about how her differing income with each move as a military family has proved to bring with it some important money planning lessons. From taking on debt in a cashed-up location to the realities of starting all over again in a new location, as well as how she handles being a one vs two income family, there are some fantastic takeaways in this episode.To continue the conversation, go to the MilSpouse Money Facebook group: https://www.facebook.com/groups/milspousemoney/ or follow along to our MilSpouse Money the Podcast page: https://www.facebook.com/MilSpouseMoneyDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Bonnie from The Avid Organiser about low-cost and free ways to start your small business or side hustle right so you can take your business wherever the military sends your family, be that across Australia or the world, or whether your partner is deployed, regularly on a ship or out field, or even if you're MWDU.To continue the conversation, go to the MilSpouse Money Facebook group(Military Spouses only): https://www.facebook.com/groups/milspousemoney/Like our Facebook page so you're notified every time an episode is uploaded https://www.facebook.com/MilSpouseMoneyMentions in this episode:Canva (design) www.canva.comWave (invoices) www.waveapps.comXero (accounting) Xero.comAsana (project management) Asana.comBusiness Enterprise Centre becaustralia.org.auPEAP program: https://www.defence.gov.au/DCO/Family/Partners/PEAP.aspFollow Bonnie here:Website: https://www.theavidorganiser.com.au/Email: bonnie@theavidorganiser.comInstagram: https://www.instagram.com/theavidorganiser/Facebook: https://www.facebook.com/theavidorganiserDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We hear from Caite about her fascinating journey coming from a family on the dole to changing her money story. We talk about deprivation, her children's health struggles, her study and employment progression. She shares with us lessons learned along the way to get to the secure financial situation she is in today.DISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
Join our conversation with Rebecca where she talks about how going from credit card debt to working with her partner to save for a house deposit. We talk about her lessons learned along the way.Mentioned in the podcast:Barefoot Investor book https://www.kmart.com.au/product/the-barefoot-investor-by-scott-pape---book/1464329To continue the conversation, go to the MilSpouse Money Facebook page: https://www.facebook.com/groups/milspousemoney/DISCLAIMER: Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
We talk with Meg, a recent convert to the FIRE movement (Financial Independence Retire Early) about how she and her military fiancee came into the relationship with different money stories and combined forces to work towards a financially secure future.Mentioned in the podcast:Mr Money Mustache https://www.mrmoneymustache.com/2011/08/01/a-millionaire-is-made-ten-bucks-at-a-time/Playing with FIRE documentary https://playingwithfire.co/the-documentaryTo continue the conversation, go to the MilSpouse Money Facebook page: https://www.facebook.com/groups/milspousemoney/DISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
Kath from Sorted By Kath drops some wisdom on us all about how to pitch yourself as a military spouse and write your resume to highlight your unique skills while you're on the job hunt.Mentioned in the podcast:PEAP funding https://www.defence.gov.au/DCO/Family/Partners/PEAP.aspKath’s website https://sortedbykath.com/To continue the conversation, go to the MilSpouse Money Facebook page: https://www.facebook.com/groups/milspousemoney/Want to work with Trish? Search her name here: https://www.findex.com.au/advisers/searchDISCLAIMER:Any information or advice contained in the podcast is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information or advice is suitable for your personal situation. Any products mentioned in this podcast are not to be taken as recommendations, before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.
Welcome to the MilSpouse Money podcast. Have a listed to the teasers for our upcoming episodes. We can't wait to release them for you to hear. We look forward to having you around as we crowdsource the best financial tips and tricks for the Aussie Military Spouse. Join in on the conversation here https://www.facebook.com/groups/milspousemoney/
Welcome to the MilSpouse Money podcast. We look forward to having you around as we crowdsource the best financial tips and tricks for the Aussie Military Spouse. Join in on the conversation here https://www.facebook.com/groups/milspousemoney/