Money Vision U: Recent Episodes
Stuart Berryhill
The financial class you should have in High School. This is a podcast dedicated to teaching financial literacy to help you learn how to make, manage, and multiply your money so you can attain financial freedom.
James started fixing and flipping items at the age of 10. Listen to this episode to hear his story of how he got involved in trading at a young age, some deals he's learned the most from, and his alternative plan to college.
Follow James on Tiktok @obs_king00 and Instagram thompson_xj
Follow @moneyvisionu on Tiktok and Instagram
So you've got to be thinking what is the investment opportunity that makes over 20%? How do more people not know about it? Is it a scam? What is it? Unfortunately, it's not talked about enough in the investing world but this investment is for a large category of people.
Follow @moneyvisionu on TikTok and Instagram
Brent is a YouTube content creator who has grown his channel to have more than 60,000 subscribers. In this episode, he talks about his journey of starting in high school with creating content, and how it took a couple of years before there was any consistent traction. Not to mention, he drops some absolute gems for listeners to learn from.
Follow Brent
IG: @brentburris4
YouTube Channels:
https://www.youtube.com/@FootballLogic_
https://www.youtube.com/@RealHoopLogic
https://www.youtube.com/@TapeAnalysis
Follow @moneyvisionu on Tiktok and Instagram
Asher is a 17 year old High School senior. His day to day looks a little different than the average High Schooler. As soon as he is out of school for the day, he is making business transactions. So much so that you won't believe the profit he is getting. But his journey starts as a young entrepreneur at the age of 14. You will want to hear about his unique journey and be inspired to chase your dream in the same way.
Follow Asher on Instagram: @asherkirksey
Follow @moneyvisionu on Tiktok and Instagram
LaSean has decades of experience launching and growing businesses. With the successes and failures from the experience he is now able to help entrepreneurs take the proper beginning steps when starting a business.
Reach out to LaSean:
Grow@cagr.com
Twitter/X: @Lasean
Follow @moneyvisionu on Tiktok and Instagram
LaSean has decades of experience launching and growing businesses. With the successes and failures from the experience he is now able to help entrepreneurs take the proper beginning steps when starting a business.
Reach out to LaSean:
Grow@cagr.com
Twitter/X: @Lasean
Follow @moneyvisionu on Tiktok and Instagram
A financial advisor should help you achieve your goals, not theirs. There are a lot of cookie cutter financial advisors that don't utilize all the asset classes. On top of learning questions to ask financial advisors, Eric Miller will give his insight on ways to help your business make more money.
Follow Eric's podcast: The Financial Beast Podcast
Follow @moneyvisionu on TikTok and Instagram
How did people invest before IRAs and 401(k)s in America? The answer might surprise you. In this episode, John Ensley teaches us how to bank on yourself with an investing method that is centuries old but not commonly known.
Hop on a call with John at https://jumponwithjohn.com/
Follow @moneyvisionu on Instagram and Tiktok
How did people invest before IRAs and 401(k)s in America? The answer might surprise you. In this episode, John Ensley teaches us how to bank on yourself with an investing method that is centuries old but not commonly known.
Hop on a call with John at https://jumponwithjohn.com/
Follow @moneyvisionu on Instagram and Tiktok
John Bradshaw, Master Sergeant with AR Army National Guard, talks about how he is using the skills he learned from his time in the military to start his business with self defense consulting.
Reach out to John Bradshaw with Valor Defense Consulting, LLC
Phone #: 501-204-2320
Follow @moneyvisionu on Tiktok and Instagram
Many families are scared to talk about money. Could be from lack of financial literacy, shame, or just not thinking it should be talked about. John Bradshaw, Master Sergeant with AR Army National Guard, has trained a lot of young men throughout his time in the military and in this episode he talks about how he has parented his son and lessons learned along the way.
Follow @moneyvisionu on Tiktok and Instagram
Millennials and Gen Zers want to be financially independent from their parents. But financial life skills aren't taught and life is more expensive. Rod Griffin from Experian was apart of a recent survey in which Millennials and Gen Zers said:
My parents didn’t teach me about personal finances (37%).
My parents avoided talking about money with me (16%).
My parents have/had bad spending habits (44%).
Listen to a conversation about how to get a right mindset with money as well as details on credit score with Rod Griffin.
Go to experian.com/consumereducation to get educational info
Follow @moneyvisionu on Instagram and Tiktok
Leanna Haakons, author of "Young, Fun, and Financially Free", went through all sorts of different jobs and hardships to attack financial freedom starting as a teenager. In this episode, hear her story on building her American Dream after moving from Canada.
Follow Leanna on Instagram @Leanna_Hawk
Link for book: https://www.amazon.com/Young-Fun-Financially-Free-Kick-Ass/dp/0998854638
Follow @moneyvisionu on Instagram and Tiktok
Recent High School graduate, Braxton Oliver, shares his story of starting and growing his lawncare business. So much so that he is skipping college to keep growing the business while working towards owning and managing real estate. These are exactly the types of episodes that we love to have at Money Vision U. Learn and get motivated from Braxton's story in this episode.
Follow Braxton on Instagram @braxton.oliverr
Follow @moneyvisionu on Instagram and Tiktok
Last week, the Supreme Court denied the President's bill forgiving student loans. Now while this bill has people in a frenzy for different reasons politically, this episode is to talk about it strictly from the financial literacy perspective. You shouldn't want "free money" because hint: it isn't actually free.
Follow @moneyvisionu on Instagram and Tiktok
The most common use of credit is a credit card. While it's easier to get access to a credit card, it comes with high interest rates. A credit option people don't know about is a line of credit and a line of credit has some pros that make it worth learning more about. Check out the key word that differentiates line of credits vs credit cards and some pros and cons in this episode.
Follow @moneyvisionu on Tiktok and Instagram
In 1972 the US dollar was taken off the gold standard making it a fiat currency that could be printed/inflated into oblivion. Gold is considered real money. It has value in every generation and every country. Stephen Flood, CEO of GoldCore, gives us a fascinating macroeconomic perspective about money, gold, and new stories developing internationally that will have major implications.
Follow GoldCore:
https://www.youtube.com/@Goldcore
https://info.goldcore.com/the-gold-buyers-5-point-checklist to download a free guide
Follow @moneyvisionu on TikTok and Instagram
In 1972 the US dollar was taken off the gold standard making it a fiat currency that could be printed/inflated into oblivion. Gold is considered real money. It has value in every generation and every country. Stephen Flood, CEO of GoldCore, gives us a fascinating macroeconomic perspective about money, gold, and new stories developing internationally that will have major implications. Stay tuned for part 2.
Follow GoldCore:
https://www.youtube.com/@Goldcore
https://info.goldcore.com/the-gold-buyers-5-point-checklist to download a free guide
Follow @moneyvisionu on TikTok and Instagram
Entrepreneurs think different about how to make money. Rather than asking what job can I get, they look for ways to create the money for themselves. Marcus gives his story of getting into debt, getting out of debt, and teaches us unique ways on how to make money.
Follow Marcus:
https://www.youtube.com/@TheMarcusGarrett/videos
https://www.amazon.com/Debt-Free-Die-Trying-Buried/dp/0692769005
https://www.themarcusgarrett.com/
Instagram and Tiktok @themarcusgarrett
Podcast: Life After Debt with the Marcus Garrett
Follow @moneyvisionu on Instagram and TikTok
Also, it greatly helps us reach more people with 5 star reviews so please subscribe, leave a 5 star review and share!
Nike was a bleh, middle to bottom tier company centered around running shoes in the 80s. Everything changed when they signed Michael Jordan and created the brand, Air Jordan. How did Nike compete with the top brands to get a client who initially didn't want to sign with them? Tune in to learn 3 sales tactics used to close the deal that catapulted Nike to the top.
Follow @moneyvisionu on Instagram and TikTok
The title says it all. Come learn about some mistakes we've made and experiences we've had in our last 2 years of entrepreneurship and investing. Everyone has their own journey, but it is better to learn from other's mistakes than making them yourself. Thank you for listening and subscribing to Money Vision U the past 2 years. Let's keep growing...Cheers!
Follow DJ Berryhill on instagram: @djisfunny
LinkedIn: https://www.linkedin.com/in/djberryhill/
Follow @moneyvisionu on Instagram and TikTok
This is after all the financial class you should have had in High School where this stuff should be taught. However, it's not always well known, so here are 3 financial literacy fun facts.
Follow @moneyvisionu on Tiktok and Instagram
A lot of people watch HGTV and know about flipping houses, but many people do not know about land flipping. In this episode, Peter will teach us the basics of land flipping and talk about the profits that can come from it.
Follow @moneyvisionu on Instagram and Tiktok
Investing as a teenager, Brian Curcio and his high school friend were way ahead of the curve. Being raised in a family of investment bankers kept him always plugged into the investment market and learning financial literacy. He noticed in High School that many people weren't investing with a right mindset, let alone, proper education. This gave birth to Rapunzl, which is an app that helps you practice in the stock market for fun and free while gaining financial education.
Download Rapunzl on iPhone or Android
Check out Rapunzl at http://www.rapunzlinvestments.com/
Follow @moneyvisionu on TikTok and Instagram
Many people hear they have a low interest rate, but don't realize how much money they are still sending as interest payments over the life of a mortgage. We are going to break down an amortization schedule with different scenarios showing how much interest is paid vs principal in those scenarios...and the numbers might surprise you.
Follow @moneyvisionu on Instagram and Tiktok
There are different ways to make money using debt, but there are also ways to get in the position of a lender to be receiving others' debt payments. Scott Carson, who has been investing in notes since 2008 will teach us about why there was a housing/economic crisis in 2008, what notes are, and how to invest in them.
Follow Scott at:
https://weclosenotes.com/
Schedule a call with Scott at:
https://calendly.com/1scottcarson/30-minute-meeting?month=2023-02
Register for his class at https://noteweekend.com/
Get his $99 class FREE with discount code MVU
Follow @moneyvisionu on Instagram and Tiktok
The path to becoming a millionaire is simple, but it isn't easy. Tony has watched and interviewed many millionaires, along with achieving millionaire status himself. Through that journey, he has noticed 10 common steps that are the blue print for many of those achieving millionaire status regardless of the difference in upbringing and adversity. Listen in to hear those 10 steps and Tony's journey to becoming a millionaire.
Follow or connect with Tony:
https://www.tonybradshaw.com/
Book a call with Tony at https://www.themillionairechoice.com/
Find his book "The Millionaire Choice" on amazon https://www.amazon.com/dp/1683509439#customerReviews
Follow @moneyvisionu on Instagram and TikTok
If you want to hear financial thinking at a higher level...look no further than these 2 episodes with Adam Carroll. Adam has achieved financial freedom using the "Shred Method" by leveraging money in his mortgage and teaches us how to minimize our interest payments. Not only that he talks about his TED Talks speech that now has over 6 million views.
Follow Adam:
@adam.carroll on Instagram
https://www.theshredmethod.com/
Adamcarroll.info
https://www.ted.com/talks/adam_carroll_what_playing_monopoly_with_real_money_taught_me_about_my_kids_and_humanity?language=en
Follow @moneyvisionu on Instagram and Tiktok
If you want to hear financial thinking at a higher level...look no further than these 2 episodes with Adam Carroll. Adam has achieved financial freedom using the "Shred Method" by leveraging money in his mortgage and teaches us how to minimize our interest payments. Not only that he talks about his TED Talks speech that now has over 6 million views.
Follow Adam:
@adam.carroll on Instagram
https://www.theshredmethod.com/
Adamcarroll.info
https://www.ted.com/talks/adam_carroll_what_playing_monopoly_with_real_money_taught_me_about_my_kids_and_humanity?language=en
Follow @moneyvisionu on Instagram and Tiktok
Robert Greer has been helping others invest in bonds and treasuries since 1992. Bonds are a safe investment as an interest rate for an investor is locked and they have collateral in the event the borrower doesn't pay. Bonds are not talked about enough in the financial world so in this part 2 of 2 series, we will learn how to invest in bonds, what municipal bonds are, and overall pros and cons of investing in bonds.
Robert Greer's email: rgreer@crewsfs.com
Follow @moneyvisionu on Instagram and Tiktok
Robert Greer has been helping others invest in bonds and treasuries since 1992. Bonds are a safe investment as an interest rate for an investor is locked and they have collateral in the event the borrower doesn't pay. Bonds are not talked about enough in the financial world so in this part 1 of 2 series, we will learn what bonds are, how to invest in bonds, and pros and cons.
Follow @moneyvisionu on Instagram and Tiktok
Real estate prices have been dropping. This is for different reasons, and if an investor bought a property a certain way...they could be in trouble. But in this episode, we will talk about how to invest in real estate and not have to worry about real estate prices dropping.
Follow @moneyvisionu on Instagram and Tiktok
There's a lot of things people on social media or politicians complain about. Sometimes, the complaints may come from an agenda, other times though, it may come from lacking the financial literacy needed. In this episode, we will talk about three things that those with money vision don't complain about.
Follow @moneyvisionu on Instagram and TikTok
This episode will talk about a skill that people underestimate. It applies to whatever you are doing: employee, entrepreneur, even a social skill. If you can master this skill, money will follow. Check out what the skill is in this episode.
Follow @moneyvisionu on Instagram and Tiktok
Everyone needs to know the advantages real estate provides through cost segregation and bonus depreciation. Yonah, a former teacher, will give us a deep dive into how cost segregation works and why you NEED to know about it.
Follow Yonah:
https://yonahweiss.com/
LinkedIn: https://www.linkedin.com/in/cost-segregation-yonah-weiss/
Follow @moneyvisionu on Instagram and Tiktok
TSHIRT GIVEAWAY: Subscribe and leave a 5 star review before December 14th to enter into a drawing for a free Money Vision U Tshirt. We need 30 new reviews to trigger the drawing so get your friends and family to leave a review. It's time to go to the next level and sharpen more people's money vision.
@moneyvisionu on Instagram and Tiktok
Anna Kareis is an Algebra 1 teacher turned financial advisor specializing in helping women and millennials with their investing. Check out this episode where Anna will show us why investing early as a millennial is important instead of "YOLO" with money, why women need to make sure they are involved in financial decisions, and red flags to watch out for on social media in regards to investing.
Anna's email: anna.kareis@nm.com
Linkedin: Anna Kareis
Follow @moneyvisionu on Instagram and Tiktok
We recently closed on 30 apartment units. This episode will take show you how the deal was found, purchased, and take you inside the numbers on this recent transaction.
Follow @moneyvisionu on Instagram and Tiktok
Did you know that the US dollar can pay for more in other countries like Costa Rica? Our guest in this episode, Becca Hintergardt, figured this out and used that advantage to customize her families lifestyle. From arbitraging the US dollar, practical tips on how to live internationally, gaining financial freedom and creating a lifestyle by design, this is an episode you do not want to miss.
Download Becca's "6 Steps to Put Your Income on Autopilot and Live Overseas"
www.hintinvestments.com
Email: becca@hintinvestments.com
https://www.linkedin.com/in/becca-hint-hintergardt-020a82204/
Follow @moneyvisionu on Instagram and Tiktok
Today's guest, Josh Ferrari, is closing in on $100M (you heard that right) "Assets Under Management". It didn't come easy, and it didn't come without some bruises. This episode will take you through Josh's story from losing money, to sticking with it and shifting strategies to be able to attack financial freedom through multifamily real estate investing.
Get in touch with Josh:
Facebook: https://www.facebook.com/joshua.ferrari.16/
Linkedin: https://www.linkedin.com/in/joshua-ferrari-6b9107160/
Follow @moneyvisionu on Instagram and Tiktok
Does capitalism produce greed and exploitation? Does socialism help level the playing field? A lot of politicians are running on platforms as capitalists or socialists in America so it is important to have a deep understanding of the two. Check out this episode to take a deeper dive into capitalism vs socialism.
Follow Tim and Wallbuilders at wallbuilders.com and find them on social media platforms
Follow @moneyvisionu on Instagram and Tiktok
There have been many different economic structures tried by governments. Looking at their history can help us understand structures that work and don't work as well as why they do or don't work. Tim Barton from Wallbuilders is an expert in American history and will take us back a few centuries to see how America became a nation rooted in capitalism.
Follow Tim and Wallbuilders at wallbuilders.com and find them on social media platforms
Follow @moneyvisionu on Instagram and Tiktok
Yannik is a former NFL player turned real estate investor with $5.8M of real estate in his portfolio. In this episode, Yannik takes us in the lab and shares his story, real estate advice, and lessons learned from his first real estate deal.
Follow Yannik:
https://www.linkedin.com/in/yannikcudjoevirgil/
@Yannik_jo_
https://www.merlynnacquisitions.com/
Follow us on Instagram and Tiktok: @moneyvisionu
In January 2021, a group of redditors were able to drive the price of Gamestop causing hedge funds who had shorted the stock to lose billions. We will look at that scenario and continue looking at stock market terminology in part 2 of this conversation with Dylan Naylor.
Dylan's Instagram: @dylan.l.naylor
Follow us on social media: @moneyvisionu
In episode 32, Dylan talked about stock market 101 terms. This episode goes to the next level with stock market terminology including: options, calls, puts, going long, shorting, etc. Part 1 of this episode is going to take you deep into the financial literacy dictionary...so get ready.
Dylan's Instagram: @dylan.l.naylor
Follow us on social media: @moneyvisionu
Whether you are a sports fan or not, there's plenty to learn from the LIV golf tour challenging the PGA. Sports associations are businesses. Check out this episode to learn how the LIV tour is pulling in many of the top golfers to challenge the PGA.
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
You make $500 in a week but are only able to deposit $425, why? Those numbers aren't exact, but it's an example of how much of a paycheck is taxed. What are those taxes? How much is going where? And is every state the same? Those are the questions CPA, Chris McCormack, helps us answer in this episode.
Connect with Chris on Instagram or LinkedIn: Chris McCormack CPA
Email: chris@betterbooksaccounting.co
Follow @moneyvisionu on Instagram, TikTok, and Twitter
2020 brought covid which brought economic unknowns. The government's response was to send out stimulus checks to individuals and businesses. The question two years later is, was it worth it? Let's look at some pros and cons of the 2020 stimulus money in this episode.
Follow us on Instagram, Tiktok, and Twitter: @moneyvisionu
Legal documents and contracts can be confusing but are super important to have and understand to protect your assets in the event of litigation. That's why we need someone like Kendel Grooms who is an attorney that can help walk us through contracts, create legal documents customized to individual needs, and give legal guidance. Listen to this episode to learn how to correctly protect yourself with LLCs.
Kendel Grooms info:
campbellgrooms.com (email is on website
cell: 501-313-4967
Follow us on Instagram, Tiktok, and Twitter: @moneyvisionu
Excited to talk about this recent closing we had on a 12 unit property in Arkansas. This episode give you a look inside the numbers as well as talk about the business plan on how we were able to close on a bigger deal and how we are converting 12 apartment units to short term rental/airbnb units.
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
You may have heard of mutual funds, ETFs and other types of funds in the stock market/paper asset class. But did you know that funds are available within real estate as well? Stephen helps break down new financial literacy terminology with terms like real estate funds, REITs, capital stack and much more in this episode.
Connect with Stephen:
LinkedIn profile: https://www.linkedin.com/in/stephen-dallorso/
Cell: 248-773-9006
Follow us on Instagram, TikTok, Twitter: @moneyvisionu
Eddie started college pursuing business and accounting but pivoted when he went to a real estate conference and learned the power of real estate. Check out how Eddie talks about purchasing a duplex at 22 years old, how he scaled to bigger multifamily properties, started a management company, different real estate terminology and more in this episode.
Follow Eddie on social media platforms: @eddiesymmonett
Email: esymmonett@gmail.com
Cell: 205-953-5066
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
A survey was done with 225 millionaires with Tom Corley, who talked about the 4 different types of millionaires he found and some key habits that helped them achieve that status. People often think of celebrities, doctors, and lawyers when they think about millionaires, but this article talks about another group that is possible for anyone.
Link to article: https://www.cnbc.com/2022/07/31/i-spent-5-years-interviewing-225-millionaires-3-money-habits-that-helped-them-get-rich.html
Follow us on Instagram, TikTok, and Twitter: @moneyvisionu
Edmund Chien is a former stock broker and money manager for high net worth families. With the decades of experience and being involved in ups and downs in the economy, he is able to share deep insight into the state of the current economy and what has to happen to be able to stabilize inflation. This is a financial discussion that will teach new terminology and give a macroeconomic outlook to help you sharpen your money vision.
Connect with Edmund on LinkedIn: https://www.linkedin.com/in/edmundchien/
Follow us on Instagram, Tiktok, and Twitter: @moneyvisionu
Lilian, Nailahh, and Jonathan from Urban Alliance are recent High School graduates pursuing real estate who attended the GOB Multifamily Conference. They each have unique paths they are taking after graduating and all have bright futures. Listen to some of their takeaways from this real estate conference in this episode.
Follow us on Instagram, Tiktok, and Twitter: @moneyvisionu
There are so many different things to invest in nowadays and no one wants to feel like they missed out on an opportunity. But it's important to remember a critical rule in investing: don't invest in something you don't understand. When that happens it becomes more gambling than investing, and brings a lot more risk.
Follow on Instagram, Tiktok, Twitter: @moneyvisionu
Inflation has effected everybody. With that, different ideas have been proposed on how to solve the issue. Many of the ideas proposed however, would not solve the overall issue. In this episode we will look at the key to solving consumer price inflation as well as why a few other common ideas would not work.
Follow on Instagram, Tiktok, Twitter: @moneyvisionu
Is America headed for a recession? What does that even mean? This episode will talk about the difference in a recession and a depression as well as talk about common impacts a recession has on an economy.
Follow on Instagram, Tiktok, Twitter: @moneyvisionu
Wal-Mart vs a local market, who is likely going to have lower prices on comparable products? Wal-Mart. But why? One answer comes from the economic principle of "economies of scale". Learn what economy of scale means as well as how it makes going bigger better in this episode.
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
From house hacking to short term rentals to multifamily syndications, Jonathan has done a little bit of everything when it comes to real estate. Now, at 29 years old, he is able to live a financially free lifestyle through the real estate portfolio he has built. Check this episode out to hear how his journey got started and how he has progressed to where he is now.
Find Jonathan's contact info, blog posts about real estate, and other podcast at Apogeemfc.com
Follow us on Instagram, Twitter, and TikTok: @moneyvisionu
Our guest today is Cody Davis, who gained financial freedom at the age of 21 through purchasing real estate. Cody dropped out of college at 19, had no money, no experience, but was able to figure out how to grow a portfolio to 105 units without any of those things. Cody's story will not only educate and demonstrate how to think outside the box, but motivate you to think of having a giving mindset. This is a story and journey that you do not want to miss hearing about.
Follow Cody on instagram: @cody2020
Search Cody Davis Real Estate on Youtube to follow his journey!
Follow us on Instagram, Twitter, and Tik Tok: @moneyvisionu
The goal of inside the numbers episodes are to help you hear different loan options, see deals in action, and get more comfortable with real estate lingo. In this episode, we will dive into the numbers and some of the business plan on this recent closing.
Follow on Instagram, Tiktok, Twitter: @moneyvisionu
Appraisals are a big part of closing real estate deals. It can even make or break a deal. If needing a refresher or intro into residential and commercial appraisals then it would be good to start with Episodes 23 and 24. This episode dives into knowing an appraisal report inside out so you can value a property accurately and challenge appraisals (if needed) successfully.
Follow on Instagram, TikTok, Twitter: @moneyvisionu
The federal funds rate was recently raised 50 basis points...yikes. Is this a necessary evil though? Interest rates are one way that the government tries to control the economy. In this episode we will talk about the purpose behind increasing or decreasing interest rates and what increased interest rates mean for the economy.
Follow on Instagram, TikTok, Twitter: @moneyvisionu
People have heard of tax deferring strategies like 401(k) and IRAs, but have you heard about the benefits whole life insurance can provide? Its benefits go far beyond what 401(k)s and IRAs can provide and it's shocking how little that whole life insurance is talked about. This episode is a MUST listen to as it is presents an entirely new avenue for saving and investing.
Follow Adam on Linkedin: Adam Doran
Or email him at adoran@prevailiws.com
Follow us on Instagram, Twitter, and TikTok: @moneyvisionu
You are not alone if you think NFTs are confusing. All things crypto have a learning curve. In this episode we will talk about NFTs 101 to help give a foundation of understanding as to what NFTs are.
Follow us on Instagram, TikTok, Twitter: @moneyvisionu
In order for a currency to be effective in an economy there are certain functions that it needs to have. They are important to know so you can recognize when a currency is starting to break down. In this episode we will talk about the 4 different functions of money and why they are important to know.
Follow on Instagram, Twitter, Tiktok: @moneyvisionu
This episode marks the 1 year anniversary of Money Vision U. Thank you to everyone who has been listening and we look forward to providing more value in your journey towards financial freedom. With all the different episodes we have done regarding financial literacy, I want to take this episode to talk about why I want YOU to be financially free. And ultimately, why I believe it is important that financial literacy should be taught in High Schools.
Follow on Instagram, Twitter, Tiktok: @moneyvisionu
When you hear the word currency, what do you think of? Most instantly answer money. But there's actually a currency that many people don't think about or even recognize as a currency. In this episode we will talk about what that currency is and why it is the most important currency to think about.
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
Be prepared for our guest, Alex Kamunyo from the Money Monopolizers podcast, to drop constant gems in this episode. Working until 65 didn't sit well with Alex so he decided to do something different. Through trial and error in entrepreneurship, he figured out how to grow a cleaning business giving $50k of revenue per month in just his second year! This helped him achieve him become financially free at 25 and gave us an incredible journey to learn from.
Subscribe and listen to Money Monopolizers podcast on all podcast platforms
Follow them on Instagram and Youtube @moneymonopolizers
Follow us on social media: @moneyvisionu
Airbnbs entice a lot of people from consumers to entrepreneurs. Many don't think they can operate Airbnbs though because they can't afford the cost of real estate. There are ways around this through the strategy of rental arbitrage. In this episode we will talk about rental arbitrage as well as pros and cons of it.
Follow us on Instagram, Tiktok, Twitter: @moneyvisionu
When talking about money constantly, a lot of people start to think it's wrong or maybe even feel guilty or selfish. But there's nothing wrong with money. It's about keeping a proper perspective and understanding the difference between loving money and loving to make money.
Follow on Tiktok, Twitter, Instagram: @moneyvisionu
Banks like to know someone's net worth before allowing them to qualify for a loan. So how do you calculate your net worth? In this episode, we will show how a bank calculates someone's net worth on a personal financial statement. But we will also compare how a bank defines assets compared to how the wealthy define assets and discuss how much emphasis those with money vision put on their "net worth".
Follow on instagram, twitter, tiktok: @moneyvisionu
A real estate contract, or any legal document for that matter can cause headaches. But it is important to understand some of the ins and outs when signing a real estate contract. This episode is here to help you understand the 3 different phases of a real estate contract and the significance of each.
Follow on Instagram, Tiktok, Twitter: @moneyvisionu
A bad investment can cost money and time. While a bad investment can create a learning opportunity, it is always good to try and learn the lesson on the front end. In this episode, we will talk about five investing mistakes to avoid.
Follow on Instagram, Tiktok, and Twitter: @moneyvisionu
Crypto is still in its early stages. A lot of people are interested in crypto but overwhelmed by all there is to learn. In this episode, we cover the basics: why it was created and why people love it, how it functions, and how to buy, store, and sell crypto which is super important to understand before purchasing any crypto.
Instagram, Twitter, and Tiktok: @moneyvisionu
How can someone buy a 104 unit apartment complex? Syndications are common way people purchase larger assets (episode 33 goes into details on what a syndication is). We talk about 5 things to look at within an underwriting and the importance of an experienced syndication team. Listen in to hear about the business plan and how investors are projected to see 18.7% average annual returns in a 3-5 year deal.
Follow us on Instagram, Tiktok, and Twitter: @moneyvisionu
Nick has a story that everybody needs to hear. Starting at 15 years old, Nick began learning about real estate and working 32 hours per week outside of school to save up for his first investment. Now 18 years old, he is about to have closed on eight units in eight months. He is so much into real estate that he decided to graduate High School early and pass on college for the time being to focus on financial freedom through real estate investing. Come listen and learn from Nick's amazing story.
Follow Nick on Instagram: youth_investing
and Youtube: Youth Investing
Follow @moneyvisionu on Instagram, Tiktok, and Twitter
Eunicia is an accomplished Financial professional and business owner with over 15 years of experience in financial strategy consulting. In this episode, she will help give ways to align your lifestyle with your goals for each demographic: High School student, College age student, or young adult. As much as we want to know the right time to invest in certain assets or how to invest in certain assets, it starts with getting your lifestyle matching the success you want to have with investing.
Connect with Eunicia:
https://www.empoweredfinancialplanner.com/pitfalls
and on social media platforms @euniciaperet
Follow us on Instagram, Twitter, and Tiktok:
@moneyvisionu
Time to talk about the 3rd and final practical step to take towards financial freedom. It's a critical one, and can often be people's favorites. Come listen to why having a strong network is so important.
Instagram, Twitter, Tiktok: @moneyvisionu
Becoming financially free comes with key foundational pieces. Once you start to gain financial literacy (the first step), the simplest way to put that into action is by taking control of your money. Do you know where all of your money is going? Or is it slipping through your fingers. It's important to have a budget that aligns with your goals and helps you get to your desired destination. In this episode we talk about the value of giving every dollar a name and why it is the second step to becoming financially free.
Tiktok and Instagram: @moneyvisionu
Becoming financially free is a goal that a lot of people have. The only problem is the road map isn't so simple. There are 3 practical steps to take in order to gain financial freedom. This episode will talk about the first of three, and show you how to take action within that step.
Tiktok and Instagram: @moneyvisionu
Want to hear a crazy background story? Listen to Chris talk about traveling the country and making a living from counting cards in blackjack to now being a financial coach for UFC fighters. This experience helps give Chris the understanding between investing vs gambling. Learn the difference between investing and gambling as well as be entertained by Chris's unique story in this episode.
Chris cell: 240-630-0568
Follow Chris on social media @chrisallenhanna
Website: Chrisallenhanna.com
Follow on TikTok and Instagram: @moneyvisionu
If investing to be financially free was easy, everyone would be doing. It takes time, consistency, and not relying on immediate results. Even with a lower income from a job, you can still get into an asset class like real estate. In this episode, you will be motivated and learn some practical steps to be able to do more than you think is possible.
TikTok and Instagram: @moneyvisionu
You hear people on social media all the time talk about how much revenue or sales they had in the past month or year. But are they telling the full story? As an investor or entrepreneur, it is important to know the difference in the gross income and net income. This episode will help define those for you.
Tiktok and Instagram: @moneyvisionu
Want to know a strategy that helps reduce emotional investing? Dollar Cost Averaging is a strategy many investors use to help minimize risk and reduce emotion. In this episode, we will break down what dollar cost averaging is and pros and cons of it.
Follow on TikTok and Instagram: @moneyvisionu
Love the idea of real estate, but hate the idea of managing it? Good news, through syndications (not to mention JV or crowdfunding), you can passively invest in real estate. Many of those multimillion dollar apartment complexes or shopping centers aren't owned by one person, but rather a group of investors. Learn about what syndications are and how they work in this episode.
Social Media:
Instagram and TikTok: @moneyvisionu
What is an ETF? Index fund? S&P 500? Learn about these terms and more with our guest Dylan Naylor. Dylan is a college student who started investing in stock market at age of 12 years old! All so he could afford a car when 16 years old...little did he know he would get hooked and become an active day trader in the stock market. To go along with stock market terminology, hear about Dylan's journey of investing in the stock market and what he has learned in this episode.
Dylan's info:
Business Instagram: @mandninvesting
Personal Instagram: dylan.l.naylor
Website: www.mandninvesting.com
Follow us on instagram and Tik Tok:
@moneyvisionu
Christmas is right around the corner. What if you got a few small gifts that could help progress your financial future. We aren't getting expensive here. No more than $100. Check out 3 gift ideas to get yourself for Christmas this year with this episode.
Links:
1 Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680178/ref=sr_1_1?crid=2EZSQ8Q53T762&keywords=rich+dad+poor+dad&qid=1637702133&sprefix=rich+da%2Caps%2C256&sr=8-1
2 5 Year Journal: https://www.amazon.com/Levenger-5-Year-Journal-Notebook-Micro-Perforated/dp/B00KFLVJE0/ref=sr_1_5?keywords=5%2Byear%2Bjournal%2Blevenger&qid=1637702317&sr=8-5&th=1
or slightly more expensive: https://www.amazon.com/Levenger-Luxe-Leather-5-Year-Journal/dp/B07Z6PB4R3/ref=sr_1_6?keywords=5+year+journal+levenger&qid=1637702358&sr=8-6
3 Daily planner: Can get at most local stores like Wal-Mart, Target, Barnes & Noble, etc.
Social Media:
Instagram: @moneyvisionu
TikTok: @moneyvisionu
Did you know you can self direct your retirement accounts? Specifically with the 401(k) you can do that through an "Enhanced Qualified Retirement Plan" aka eQRP. In this episode, Parker Pursell takes us through how to do this and some of the benefits that come from it.
Here is Parker's info if you want to get in touch or learn more:
- Parker@eqrp.co
- Text eqrp to 3072133475 to get the PDF on eQRPs
- Link for clubhouse room. Meet Thursdays 4-5pm central time
https://www.clubhouse.com/club/401k-fight-club
Follow us on Instagram and Tiktok: @moneyvisionu
Looking to get inside the numbers on a live real estate deal? Listen to this episode to go through the process of closing a deal from beginning to end as well as hear about the numbers behind the deal. The goal of these episodes is to further your real estate language to where it makes more an more sense when starting to look at properties for yourself. So check this episode out to learn about how we were able to purchase 4 units with no down payment.
Instagram: @moneyvisionu
TikTok: @moneyvisionu
If you need a foundation of understanding on what the 401(k) and IRA retirement plans are, start by listening to our interview with Samantha Sloan from 49Financial in episode 25. In this episode we weigh our options with the 401(k) and IRA by looking at some pros and cons.
Disclaimer: I am not a financial adviser...I am just someone like you, an investor trying to fast track financial freedom, looking to collect the data before making a decision.
Follow on social media platforms:
Instagram: @moneyvisionu
TikTok: @moneyvisionu
How well do you know your auto policy? Auto insurance is a necessity, but too many people are uneducated with their auto policy. When uneducated, you can be taken advantage of or underinsured. In this episode, we define some key coverages in the auto policy so you can make sure you are adequately insured and sleep better at night.
If you ever need an insurance agent, this is what I do and I would be happy to help! Just reach out on social media platforms:
Instagram: @moneyvisionu
TikTok: @moneyvisionu
You've seen HGTV episodes with the different fix and flip properties. While those shows give a look at turning a broken down home into an upgraded home, this podcast episode will give you a look at all the numbers behind the deal. From the loan, to rehab costs, holding and closing costs...these are things you won't see in the TV shows. Just showing what a property is bought and sold for doesn't tell the full story. Listen to this episode to hear the rundown of our experience with our first fix and flip property.
Instagram: @moneyvisionu
TikTok: @moneyvisionu
You hear about them all the time...Roth IRAs, 401(k)s, other retirement plans and so on. But what are they and how do they benefit you? We talk with Samantha Sloan from 49 Financial about different retirement plans in this episode.
Get in contact with Sam via email: sam.sloan@49financial.com
Instagram: @moneyvisionu
Tiktok: @moneyvisionu
A few disclaimers:
[07:56] “… employers will…whatever you put in there they will match that at 3%”
Comment: not all employers match at 3%, some match at either lower or higher rates. There are also maximum contribution limits.
[16:59] “you can access the principle, but not the earnings, that’s the difference there”
Comment: this is referring to a Roth IRA. Also, potentially any amount may be accessed from any type of IRA plan, but may be subject to a pre-retirement withdrawal penalty.
[24:05] talking about 403(b) plans “it’s a form of 401k, it’s kind of a branch of that? Yeah, its more used in a supplemental manner, so an annuity is also what it could be …kind of in the vehicle of…”
Comment: The main difference between the two is the type of employer sponsoring the plans—401(k) plans are offered by private, for-profit companies, whereas 403(b) plans are only available to nonprofit organizations and government employers. 403(b) plans used to be limited to annuities (they used to be called tax-sheltered annuities) . This restriction was removed in 1974 and can now also invest in certain open-end mutual funds.
For 401(k)’s, the percentage of contribution matching varies by employer. See IRS.gov for details on plan types, contributions, and distributions.
Commercial properties are value and appraised differently than residential properties. There are actually three different ways a commercial property can be appraised, but in this episode we are primarily going to focus on the income capitalization approach as that is what will most often be seen unless building or developing. Commercial real estate can be a great asset to invest in which is why it is important to understand how they are valued.
Instagram: @moneyvisionu
Tiktok: @moneyvisionu
Appraisals can make or break real estate deals. Most every real estate deal that has a lender will require an appraisal to be ordered. As a buyer, especially on investment properties, the more educated guess you can have about what an appraisal will be, the better you can understand what you should buy a property for. This episode will show what appraisers look for and how you can use appraisals to your advantage.
Instagram: @moneyvisionu
Tiktok: @moneyvisionu
There are 4 different ways to make money. Robert Kiyosaki talks about these in his book Cashflow Quadrant. One side is earns active income, while the other earns passive income. This episode will teach the 4 different ways to make money and show which quadrants the financially free pursue.
Instagram: @moneyvisionu
TikTok: @moneyvisionu
Link to Roberty Kiyosaki's book, Cashflow Quadrant:
https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial-ebook/dp/B0175P5MZU
In part 2, we will talk about two less known ways investing in real estate makes money. By the end of this episode, you will have a deeper understanding of real estate and know the 5 different ways real estate makes money.
Instagram: @MoneyVisionU
TikTok: @MoneyVisionU
Did you know that there are actually 5 different ways investing in real estate makes money? People often think of appreciation and cash flow, but in this 2 part series we are going to talk about the 5 different ways investing in real estate makes investors money.
Want to get into real estate with little to none of your own money? Brandon Shearin has been wholesaling since 2017 and will show us from start to finish how to wholesale real estate. He has made $85,000 in one contract and in his first year partnering with 2 buddies, they made $1,000,000 in their first year! If you want to learn what wholesaling real estate is and how to do it, this episode will help bring a lot of education.
Email: brandonbshearin@gmail.com
Wholesaling is a concept thrown around often. While it is a popular term, it is an important concept to understand. So in this episode, we will teach the concept of wholesaling and give examples of how people use it to make money.
Instagram: @moneyvisionu
TikTok: @moneyvisionu
On August 15, 1971, President Nixon removed the US dollar from the gold standard. Many people don't know what that means or why it is important. Having a history lesson on this event will help us understand its significance and how we can combat the affects of this event.
Buying a home or any property for the first time can be intimidating. It is a big purchase that a lot of people look forward to, but you also want to make sure that you avoid any costly errors. In this interview with Chase, Ramsey, and Blake from the Rackley Realty Team, we dive into what you need to know when buying a property and the value of having a great realtor working for you.
https://www.rackleyteam.com/
Instagram: @rackleyteam
Facebook: Rackley Team
Youtube Channel: Chase Rackley
Chase Rackley: 501-519-4889
Ramsy Shuffield: 501-276-1734
In this episode, Madi Darr tells us how she started a spray tan side hustle business in her dorm room. Come learn how Madi used "money vision" to solve a problem for herself and others to help bring in extra cash.
Instagram:
@Madidarr
@tansbymadi
Savers are losers and cash is trash. This can sound backwards when hearing it for the first time. But when you understand inflation, you begin to understand that the U.S. dollar is a liability that needs to be traded for assets.
Why was gas $0.30 per gallon in 1970 compared to today's prices? Inflation is an important concept to understand as it can have a major affect on returns from investments. In this episode of "Inflation 101", we will learn what inflation is, why it happens, and effects it has on economies.
While making mistakes is not fun, it is an important tool that helps sharpen our money vision. If someone has had success, you can probably expect to see a length failure resume. In this episode, I want to talk about one of my recent investing mistakes because I believe one of the best ways for people to learn is from hearing other people's mistakes.
Does the asset you are investing in align with your goals? In part 2 we will talk about the remaining 2 asset classes, so you can make sure you are investing in an asset class that aligns with your goals.
Does the asset you are investing in align with your goals? Often times, people invest without having a destination in mind. This episode will give an overview of 3 of the 5 different types of assets so you can invest in assets that take you where you want to go.
Do you want to invest in real estate? There is a lot to learn on the front end...from loan terms to figuring out if the numbers on a property would make it a good investment. In this episode, I want to take you inside the numbers on our recent real estate deal so you can learn the terminology and what is available to you.
Does credit card lingo look like a foreign language? In this episode, we will dive into credit card terminology to help you better understand the pros and cons of what is being offered.
Credit is nothing to be scared of. As a matter of fact, those with "Money Vision", know how to use credit to their advantage to help them make money. In this first of two episodes on credit cards, we will look at what a credit score is and show how it is calculated.
Want to hear how a college student bought a house at the age of 19? ..and through house hacking, doesn't have to pay any expenses? Come listen to this episode to hear exactly how Neely Boyd was able to buy her first house and show how you can do it too.
Housing is the biggest expense people have. What if you could reduce or even cut that cost so you have more money to invest in assets? This episode will give the details on how to turn your house into an asset and show you how possible it is for you to do it today.
If you want to learn how to make MORE money...whether you are an entrepreneur or an employee, there is a common theme to making money. It probably isn't what you think. In this episode we will learn how to have a proper perspective of money to help us make money.
The phrase "Good Debt" can sound like an oxymoron. Many are taught to stay away from debt. Those with money vision, know that while there are bad kinds of debt, there are also good kinds of debt. Come listen to this episode and learn why debt is a tool the wealthy LOVE to use.
Want to learn how to multiply your money? If you want to take a step towards financial freedom and becoming wealthy, check out this episode on Investing 101 to learn a key difference between the wealthy and everyone else.
In this trailer episode, you will learn if this podcast is going to be a fit for you. This is a podcast for those that want to learn how to take control of their financial future and see financial opportunities the way the wealthy do.