Your Money's Worth: Recent Episodes
Kiplinger
Kiplinger delivers timely, actionable personal finance guidance to help you earn, keep, and make the most of your money. Each new episode has down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.
Retail stock investors are said to be living in a golden age when it comes to the convenience and cost of trading. But picking a broker should still be a conscious decision. We look at today’s options.
Links mentioned in this episode:
The Best Online Brokers and Trading Platforms, 2022
https://www.kiplinger.com/investing/wealth-management/online-brokers/605136/the-best-online-brokers-and-trading-platforms
Who Are the Best Small Online Brokers?
https://www.kiplinger.com/investing/wealth-management/online-brokers/605137/who-are-the-best-small-online-brokers
How a Stock Trade Actually Works
https://www.kiplinger.com/investing/stocks/601905/anatomy-of-a-stock-trade
If you’ve dutifully socked away money in a 401(k) or IRA for years, you could be in for an unpleasant shock when it comes time to take money out of those accounts. Also, the IRS is sending out a surprise round of checks.
Links mentioned in this episode:
https://www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb
https://www.kiplinger.com/retirement/retirement-planning/605146/watch-out-rmds-can-trigger-massive-medicare-means-testing
https://www.kiplinger.com/taxes/tax-refunds/605135/irs-tax-refunds-for-late-filing-penalty
https://www.kiplinger.com/retirement/medicare/602937/you-can-appeal-a-medicare-premium-surcharge
Kalman Chany, author of the Princeton Review’s Paying for College will help you find every bit of tax relief available. Also, the USPS raises rates for the holidays.
Links mentioned in this episode:
USPS to Raise Rates for "Holiday" Season Again
https://www.kiplinger.com/personal-finance/605110/usps-to-raise-rates-for-holiday-season-again
Paying for College, 2023: Everything You Need to Maximize Financial Aid and Afford College
https://www.amazon.com/Paying-College-2023-Everything-Admissions/dp/0593516494
Fight Inflation with Series I Bonds
https://www.kiplinger.com/personal-finance/banking/savings/savings-bonds/603848/fight-inflation-with-series-i-bonds
IRS Publication 970: Tax Benefits for Education
https://www.irs.gov/pub/irs-pdf/p970.pdf
Grandparents: Now is the Time to Contribute to Your Grandkid's 529 Plans
https://www.kiplinger.com/personal-finance/careers/college/605082/grandparents-now-is-the-time-to-contribute-to-your
You don’t have to be ready to retire to consider where you might go. We'll talk about how and why we make our lists of great destinations.
Links mentioned in this episode: Can You Trust TikTok’s Advice? https://www.kiplinger.com/investing/cryptocurrency/603519/can-you-trust-tiktoks-advice How to Shop for Life Insurance https://www.kiplinger.com/article/insurance/t034-c000-s002-how-to-shop-for-life-insurance.html 7 Standout Places to Retire https://www.kiplinger.com/retirement/happy-retirement/604819/7-standout-places-to-retire 12 Smart Places to Retire
https://www.kiplinger.com/slideshow/retirement/t006-s002-12-smart-places-to-retire/index.html
“Professor Cope” – NFL player and Kiplinger editor– joins us for the latest on his ventures and videos. Also, we clarify some of the terms around Series I bonds.
Links mentioned in this episode:
Fight Inflation with Series I Bonds
https://www.kiplinger.com/personal-finance/banking/savings/savings-bonds/603848/fight-inflation-with-series-i-bonds
Vladimir Ilyich Lenin: Imperialism, the Highest Stage of Capitalism
https://www.marxists.org/archive/lenin/works/1916/imp-hsc/ch08.htm
Cope'ing with Money by Brandon Copeland
https://www.kiplinger.com/brandon-copeland
YouTube: Bry-Bry Tries! Highlight Reel
https://www.youtube.com/watch?v=bV3GPe0pYxs
Steady income, moderate growth, manageable risk — those are the goals that Jeffrey Kosnett, the editor of Kiplinger’s Investing for Income, has been pursuing for decades. Also, a quick look at holiday shopping strategies.
Links mentioned in this episode:
Kiplinger’s Investing for Income
https://store.kiplinger.com/kiplingers-investing-for-income.html
Don’t Overlook Preferred Stocks
https://www.kiplinger.com/investing/etfs/603643/dont-overlook-preferred-stocks
Stay Above the Interest Rate Fray
https://www.kiplinger.com/investing/bonds/603317/stay-above-the-interest-rate-fray
With cars both scarce and expensive these days, what should you do if you want – or need – a new ride? Car-buying strategist Jenni Newman of cars.com shares some tips. Also, more on the magical 9% bond.
Links mentioned in this episode:
Kiplinger’s Economic Outlooks: Inflation
https://www.kiplinger.com/economic-forecasts/inflation
Fight Inflation with Series I Bonds
https://www.kiplinger.com/personal-finance/banking/savings/603848/fight-inflation-with-series-i-bonds
TreasuryDirect: Buying Series I Savings Bonds
https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_ibuy.htm
Cars.com: Buckle Up With Jenni Newman, Our Editor-in-Chief
https://www.cars.com/articles/buckle-up-with-jenni-newman-our-editor-in-chief-1420699390000/
Electric Vehicles Take Charge in 2022
https://www.kiplinger.com/personal-finance/shopping/cars/604265/electric-vehicles-take-charge-in-2022
College graduates looking to land that first real job will need to know how to ace the virtual interview and be prepared to do good old-fashioned research and networking. Also, gas prices are high, but try a little global perspective.
Links mentioned in this episode:
Gas Prices Around the World
https://www.kiplinger.com/personal-finance/shopping/cars/604410/gas-prices-around-the-world
Gas-Saving Tips That Actually Work
https://www.kiplinger.com/personal-finance/how-to-save-money/604390/gas-saving-tips-that-actually-work
Beth Hendler-Grunt
https://nextgreatstep.com/about-us/
Kiplinger’s Economic Outlooks: Jobs
https://www.kiplinger.com/economic-forecasts/jobs
With a lot of recession talk out there, we might just talk ourselves into one. We take that risk with Jim Patterson of the Kiplinger Letter. Also, dollar stores: deal or no deal?
Links:
15 Best Things to Buy at Dollar Stores (Dollar Tree Included)
https://www.kiplinger.com/personal-finance/how-to-save-money/602810/best-things-to-buy-at-dollar-stores-dollar-tree
17 Worst Things to Buy at Dollar Stores (Dollar Tree Included)
https://www.kiplinger.com/personal-finance/spending/602750/worst-things-to-buy-at-dollar-stores
Kiplinger’s Economic Outlooks: GDP
https://www.kiplinger.com/economic-forecasts/gdp
Why Inverted Yield Curve Panic Is Overdone
https://www.kiplinger.com/investing/stocks/604484/inverted-yield-curve-stocks
Kiplinger’s Economic Outlooks: Fuel Prices
https://www.kiplinger.com/economic-forecasts/energy
How Gas Prices Are Determined
https://www.kiplinger.com/personal-finance/604688/how-gas-prices-are-determined
Fyooz Financial, the husband and wife team of Dan and Natalie Slagle have carved out a niche advising other couples with the money questions that come with pairing up.
Links mentioned in this episode:
Midyear Investing Outlook: Where to Invest Now
https://www.kiplinger.com/investing/stocks/stocks-to-buy/602844/midyear-investing-outlook-where-to-invest-now
Sell in May and Go Away? Here We Go Again …
https://www.kiplinger.com/investing/602700/sell-in-may-and-go-away-2022
5 Stocks to Sell or Avoid Now
https://www.kiplinger.com/investing/stocks/stocks-to-sell/604659/stocks-to-sell-or-avoid-now
Fyooz Financial
https://www.fyoozfinancial.com/
Getting Married? Don’t Forget to Talk Money First
https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/604596/the-money-talk-new-couples-need
A speedy recovery from disaster can depend on your financial recordkeeping. Kiplinger’s Personal Finance writer Rivan Stinson tells us how to keep our affairs in order. Also, will you be able to invest your 401(k) money in bitcoin?
Links mentioned in this episode:
Now You Can Own Bitcoin in 401(k)s. Should You?
https://www.kiplinger.com/investing/cryptocurrency/604597/now-you-can-own-bitcoin-in-401ks-should-you
Trading Options for Your 401(k)
https://www.kiplinger.com/retirement/retirement-plans/401ks/603514/more-choices-in-your-401k
News release from the Department of Labor on cryptocurrencies in 401(k) plans
https://www.dol.gov/newsroom/releases/ebsa/ebsa20220310
Which Tax Documents Should I Save, Which Should I Shred?
https://www.kiplinger.com/taxes/tax-planning/604270/what-to-save-and-what-to-shred
How to Protect Your Home from Natural Disasters with the Right Insurance
https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath
Environmental, social and governance investing is simpler than it sounds, and has a profitable track record to boot.
Links mentioned in this episode:
7 Money-Smart Ways to Spend Your Tax Refund
https://www.kiplinger.com/taxes/tax-refunds/602762/money-smart-ways-to-spend-your-tax-refund
Amy Domini on the Secrets of Sustainable Investing
https://www.kiplinger.com/investing/esg/604272/secrets-of-sustainable-investing
Double Your ESG Impact With Funds Tied to Charities
https://www.kiplinger.com/investing/esg/604114/double-your-esg-impact-with-funds-tied-to-charities
5 'Blue Economy' Stocks and Funds https://www.kiplinger.com/investing/esg/604278/blue-economy-stocks-funds
Kiplinger ESG 20: Our Favorite Picks for ESG Investors https://www.kiplinger.com/investing/esg/603525/kiplinger-esg-20
EWG Skin Deep Database
https://www.ewg.org/skindeep/
Consumers are feeling the pinch at the pump; how long will prices stay high? Plus, Congress starts to fiddle with retirement-savings rules again.
Links mentioned in this episode:
SECURE Act 2.0: 14 Ways the Proposed Law Could Change Retirement Savings
https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2 How the SECURE Act Will Impact Your Retirement Plan https://www.kiplinger.com/podcast/retirement/t049-c000-s002-how-secure-act-impacts-retirement-planning.html
Kiplinger’s Economic Outlooks: Energy Prices:
https://www.kiplinger.com/economic-forecasts/energy
U.S. Energy Information Administration, weekly update
https://www.eia.gov/petroleum/supply/weekly/ Gas-Saving Tips That Actually Work
https://www.kiplinger.com/personal-finance/how-to-save-money/604390/gas-saving-tips-that-actually-work
Electric Vehicles Take Charge in 2022
https://www.kiplinger.com/personal-finance/shopping/cars/604265/electric-vehicles-take-charge-in-2022
Daniel Bortz doesn’t just write about home sales and housing prices – he’s been in the business. He’ll share insights about the real estate outlook for 2022 and “how-to” tips for both buyers and sellers. Also, the pain of high gas prices.
Links mentioned in this episode:
Kiplinger’s Economic Outlooks: Energy Prices
https://www.kiplinger.com/economic-forecasts/energy
How Much Will Home Prices Continue to Rise in 2022?
https://www.kiplinger.com/real-estate/buying-a-home/604252/home-prices-will-continue-to-rise-in-2022
Home-Sale Prices in the 50 Largest Metro Areas
https://www.kiplinger.com/real-estate/buying-a-home/604280/home-sale-prices-in-the-50-largest-metro-areas
Kiplinger’s Economic Outlooks: Inflation
https://www.kiplinger.com/economic-forecasts/inflation
Not all financial advice is the same. We talk with the chair of the CFP Board about what she’s doing to preserve her brand and extend its reach. Also, the right way to file your tax returns for free.
Links mentioned in this episode:
IRS Free File: Do your Taxes for Free
https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
How to File Your Taxes for Free (Kiplinger)
https://www.kiplinger.com/taxes/tax-filing/604124/how-to-file-your-taxes-for-free
Extending Financial Planning’s Reach
https://www.kiplinger.com/personal-finance/604223/extending-financial-plannings-reach
About CFP Board: History
https://www.cfp.net/about-cfp-board/history
CFP Board: Center for Financial Planning
https://www.cfp.net/the-center-for-financial-planning
There’s no escaping your credit score, so what can you do to make it better? Kiplinger’s credit expert joins us to talk strategy. Also, a number of new electric cars are joining the market this year. Will one work for Sandy?
Links mentioned in this episode:
Save Money With an Electric Car
https://www.kiplinger.com/personal-finance/shopping/cars/601936/save-money-with-an-electric-car
Federal Tax Credits for New All-Electric and Plug-in Hybrid Vehicles
https://www.fueleconomy.gov/feg/taxevb.shtml
What Does Your Credit Score Really Mean?
https://www.kiplinger.com/personal-finance/credit-debt/loans/credit-reports/603964/what-does-your-credit-score-really-mean
Consumer Financial Protection Bureau: Credit reports and scores
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
AnnualCreditReport.com
AnnualCreditReport.com
Your tax dollars are at work funding a government bureau to help you deal with the IRS. Strange but true! Also, the price of Amazon is going up.
Links mentioned in this episode:
Amazon Raising Annual Fees for Amazon Prime Membership
https://www.kiplinger.com/personal-finance/spending/604171/amazon-raising-annual-fees-for-amazon-prime-membership
40 Best Amazon Prime Benefits to Use in 2022
https://www.kiplinger.com/personal-finance/spending/602399/best-amazon-prime-benefits
Erin M. Collins, National Taxpayer Advocate, bio page
https://www.taxpayeradvocate.irs.gov/about-us/our-leadership/
Taxpayer Advocate Service qualifier tool
https://www.taxpayeradvocate.irs.gov/can-tas-help-me-with-my-tax-issue/
How to Cut Your 2021 Tax Bill
https://www.kiplinger.com/taxes/tax-filing/604122/how-to-cut-your-2021-tax-bill
Pandemic pressures (and high stock and real estate values) are leading many to try to move up retirement. Plus, tax-filing season gets under way.
Links mentioned in this episode:
When Can You File Your Taxes This Year?
https://www.kiplinger.com/taxes/tax-filing/604041/when-can-you-file-your-taxes-this-year
Child Tax Credit FAQs for Your 2021 Tax Return
https://www.kiplinger.com/taxes/602431/child-tax-credit-2021-faqs
Talking With the Taxpayer Advocate: The IRS Is Under Stress
https://www.kiplinger.com/taxes/tax-filing/602438/talking-with-the-taxpayer-advocate-the-irs-is-under-stress
Take This Job, I'm Retiring
https://www.kiplinger.com/retirement/retirement-planning/603931/take-this-job-im-retiring
Pew Research Center: Amid the pandemic, a rising share of older U.S. adults are now retired
https://www.pewresearch.org/fact-tank/2021/11/04/amid-the-pandemic-a-rising-share-of-older-u-s-adults-are-now-retired/
What to expect from the U.S. economy and an election-year Congress, as well as the outlook for cryptocurrency regulations, TikTok and more. Plus, we give the Elizabeth Holmes verdict a think.
Links mentioned in this episode:
Kiplinger’s Economic Outlook: GDP
https://www.kiplinger.com/economic-forecasts/gdp
Kiplinger’s Economic Outlook: Inflation
https://www.kiplinger.com/economic-forecasts/inflation
Kiplinger’s Economic Outlook: Jobs
https://www.kiplinger.com/economic-forecasts/jobs
Kiplinger’s Economic Outlook: Interest rates
https://www.kiplinger.com/economic-forecasts/interest-rates
Kiplinger on tiktok
https://www.tiktok.com/@kiplingerfinance
Sure, measuring stock markets by calendar years is a bit artificial, but it’s still a good way to give your portfolio a checkup. Two Kiplinger investing editors join us to forecast what stocks and sectors will fare well in 2022. Also, did you know how the 401(k) got its start?
Links mentioned in this episode:
Meet the Architect of the 401(k) Plan
https://www.kiplinger.com/retirement/retirement-plans/401ks/603971/meet-the-architect-of-the-401k-plan
Kiplinger’s Investing Outlook
https://www.kiplinger.com/kiplingers-investing-outlook
PODCAST: Investing for Income with Jeffrey Kosnett
https://www.kiplinger.com/investing/603852/podcast-investing-for-income-with-jeffrey-kosnett
James K. Glassman’s 10 Stock Market Picks for 2022
https://www.kiplinger.com/investing/stocks/stocks-to-buy/603817/james-glassmans-10-stock-market-picks-for-2022
The 22 Best Stocks to Buy for 2022
https://www.kiplinger.com/investing/stocks/stocks-to-buy/603893/22-best-stocks-to-buy-for-2022
5 Stocks to Sell for 2022
https://www.kiplinger.com/investing/stocks/603878/5-stocks-to-sell-for-2022
Managing your parents' finances can be a difficult situation. Doing so if you haven't laid down a plan for how to do it is worse. Cameron Huddleston, a Kiplinger alumna and author of a book on having those conversations has help. Also, how to squeeze every last dollar out of the Recovery Rebate Credit.
--LINKS--
What's the Recovery Rebate Credit?: https://www.kiplinger.com/taxes/602269/what-is-the-recovery-rebate-credit; Mom and Dad, We Need to Talk, by Cameron Huddleston: https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/; 10 Ways to Talk to Your Aging Parents About Their Finances: https://www.kiplinger.com/slideshow/retirement/t013-s001-talk-to-your-aging-parents-about-their-finances/index.html
Steady income, moderate growth, manageable risk — those are the goals that Jeffrey Kosnett, the editor of Kiplinger’s Investing for Income, has been pursuing for decades. Also, a quick look at holiday shopping strategies.
Links mentioned in this episode:
Resist the Impulse to Buy These 14 Holiday Gifts
https://www.kiplinger.com/personal-finance/shopping/601753/worst-gifts-to-impulse-buy-for-the-holidays
Kiplinger’s Investing for Income
https://store.kiplinger.com/kiplingers-investing-for-income.html
Don’t Overlook Preferred Stocks
https://www.kiplinger.com/investing/etfs/603643/dont-overlook-preferred-stocks
Stay Above the Interest Rate Fray
https://www.kiplinger.com/investing/bonds/603317/stay-above-the-interest-rate-fray
The National Flood Insurance Program is getting an overhaul that could send your rates up (or down). We dig into what's changing with this coverage that many have—and many more need. Also, a bond that pays over 7 percent, for now.
Links mentioned in this episode:
When Savings Bonds Make Sense
https://www.kiplinger.com/article/credit/t065-c000-s002-when-savings-bonds-make-sense.html
What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education
https://www.kiplinger.com/article/taxes/t054-c050-s002-using-savings-bonds-for-grandchild-education.html
Flood Insurance May Cost You More
https://www.kiplinger.com/personal-finance/insurance/home-insurance/603640/flood-insurance-may-cost-you-more
How to Protect Your Home from Natural Disasters with the Right Insurance
https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath
Atlanta Falcons linebacker and Kiplinger contributing editor Brandon Copeland joins us to reflect on what he’s learned from working with us. Plus, billed for a COVID shot? Don’t pay.
Links mentioned in this episode:
Brandon Copeland Cope’ing with Money features
https://www.kiplinger.com/brandon-copeland
Billed for a COVID-19 Vaccine? Dot Pay
https://www.kiplinger.com/personal-finance/insurance/health-insurance/603639/billed-for-a-covid-19-vaccine-dont-pay
A Champion’s Mindset: Failure is Not an Option
https://www.kiplinger.com/personal-finance/603381/a-champions-mindset-interview-wnba-renee-montgomery Who is Brandon Copeland | Money Music Culture (YouTube) https://www.youtube.com/watch?v=CXkBzhOPh14
The simplicity of target date funds has made them popular, particularly among 401(k) investors. But investors may be paying a price.
Links mentioned in this episode:
Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits
https://www.kiplinger.com/article/retirement/t003-c032-s014-inheriting-an-annuity-stretch-its-tax-benefits.html
Retirement Ready (Tony Drake radio program)
https://retirementreadyshow.com/about-us/
Is a Target Date Fund Right for You?
https://www.kiplinger.com/article/investing/t047-c032-s014-is-a-target-date-fund-right-for-you.html
ICI.org: Target Date Funds Remain Popular Investment in 401(k) Plans https://www.ici.org/news-release/21_news_tdf
The Disturbing Conflicts of Interest in Target Date Funds https://www.kiplinger.com/investing/mutual-funds/602705/the-disturbing-conflicts-of-interest-in-target-date-funds
Just because you’re in the will doesn’t mean you’re sitting pretty. Also: Does October deserve its scary reputation for stocks?
Links mentioned in this episode:
18 States With Scary Death Taxes
https://www.kiplinger.com/retirement/inheritance/601551/states-with-scary-death-taxes
PODCAST: Estate-Planning Your Stuff with T. Eric Reich
https://www.kiplinger.com/retirement/estate-planning/602721/podcast-estate-planning-your-stuff-with-t-eric-reich
Mutual funds and exchange-traded funds -- two different but similar ways to invest. How to choose? Fund expert Todd Rosenbluth helps us sort it out. Also, if you have a leased car, don’t leave money on the table.
Links mentioned in this episode:
iSeeCars: Best Leased Cars to Buy Back and Sell for Profit
https://www.iseecars.com/best-leased-cars-to-buy-study
ETFs vs. Mutual Funds: Why Investors Who Hate Fees Should Love ETFs
https://www.kiplinger.com/investing/etfs/602576/etfs-vs-mutual-funds-why-investors-who-hate-fees-should-love-etfs
The 21 Best ETFs to Buy for a Prosperous 2021
https://www.kiplinger.com/investing/etfs/601891/the-21-best-etfs-to-buy-for-2021
In today's customer-service environment, getting through and getting results takes determination -- and skill. We'll talk about techniques to help you get help.
Links mentioned in this episode:
10 Things to Know About Hurricane Insurance Claims
https://www.kiplinger.com/slideshow/insurance/t028-s001-10-things-to-know-about-hurricane-insurance-claims/index.html
After Hurricanes, Beware of Flooded Cars for Sale
https://www.kiplinger.com/personal-finance/shopping/cars/603404/after-hurricane-beware-flooded-cars-for-sale
Your Tree, Your Neighbor’s Property: Whose Insurance Pays?
https://www.kiplinger.com/article/insurance/t028-c001-s000-your-tree-your-neighbors-property-whose-insurance.html
How to Protect Your Home from Natural Disasters with the Right Insurance
https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath
Avoid the Summer Travel Rush; Plan a Fall Getaway
https://www.kiplinger.com/personal-finance/spending/602977/avoid-summers-rush-plan-a-fall-getaway
Complain and Get Results
https://www.kiplinger.com/personal-finance/shopping/cars/603338/complain-and-get-results
Writer Adam Shell has distilled advice from seven Wall Street savants into guidance the individual investor can profit from.
Links mentioned in this episode:
https://minorleaguebaseballrelief.com/
Lessons from Top Investing Gurus
https://www.kiplinger.com/investing/602998/lessons-from-top-investing-gurus
Warren Buffett Stocks Ranked: The Berkshire Hathaway Portfolio
https://www.kiplinger.com/investing/stocks/602261/warren-buffett-stocks-ranked-the-berkshire-hathaway-portfolio
PODCAST: Unpacking the GameStop Blowup with Kyle Woodley
https://www.kiplinger.com/investing/stocks/602235/podcast-unpacking-the-gamestop-blowup-with-kyle-woodley
The secrets of successful stock investing from a veteran markets reporter
https://www.usatoday.com/story/money/2019/01/07/dow-stock-market-lessons-bear-markets/2480874002/
Saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA strategist Ed Slott. Also, the next round of retirement-planning changes Congress is eyeing.
Links mentioned in this episode:
SECURE Act 2.0: 10 Ways the Proposed Law Could Change Retirement Savings
https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2-10-ways-the-proposed-law-could-change-retirement-savings
Ed Slott & Co. LLC (irahelp.com)
https://www.irahelp.com/
Roth IRA Basics: 11 Things You Must Know
https://www.kiplinger.com/retirement/retirement-plans/roth-iras
I Inherited an IRA. Now What?
https://www.kiplinger.com/retirement/retirement-plans/iras/603240/i-inherited-an-ira-now-what
Pioneering fund manager Andrew Chanin knows where investing opportunities are in space. Also: Inflation is here -- how should you adjust your investments?
Shield Your Portfolio From Inflation
https://www.kiplinger.com/investing/etfs/603178/shield-your-portfolio-from-inflation
How to Cash In on the Final Frontier
https://www.kiplinger.com/investing/stocks/stocks-to-buy/602865/how-to-cash-in-on-the-final-frontier
Procure AM
https://procureetfs.com/
The latest government stimulus is a much-more generous child tax credit, with a new twist: The IRS is going to send you money each month, if you're eligible. Also, what marrying will do to your taxes.
Links mentioned in this episode:
2021 Child Tax Credit Calculator
https://www.kiplinger.com/taxes/602334/2021-child-tax-credit-calculator
Child Tax Credit 2021: Who Gets $3,600? Will I Get Monthly Payments? And Other FAQs
https://www.kiplinger.com/taxes/602431/child-tax-credit-2021-who-gets-3600-will-i-get-monthly-payments-and-other-faqs
When to Opt-Out of Monthly Child Tax Credit Payments
https://www.kiplinger.com/taxes/603046/when-to-opt-out-of-monthly-child-tax-credit-payments
Marriage and Taxes: What You Need to Know
https://www.kiplinger.com/taxes/602851/marriage-and-taxes-what-you-need-to-know
As used car values soar, the old rules of how to get the best price still hold. Also, in the stock market, value stocks pull a rotation move on growth.
Keywords: Kiplinger, Your Money's Worth, used car deals, how to negotiate car prices, used car deals, Karl Brauer, iseecars, buying a used car for less, trade-in values
Kiplinger's Closing Bell newsletter
https://my.kiplinger.com/generic/investing/t052-c000-s001-sign-up-for-the-closing-bell.html
The 16 Best Value Stocks for the Rest of 2021
https://www.kiplinger.com/investing/stocks/value-stocks/602945/best-value-stocks-2021
10 Best Value ETFs to Buy for Bundled Bargains
https://www.kiplinger.com/investing/etfs/602795/best-value-etfs-to-buy-bundled-bargains-2021
Karl Brauer on Twitter
https://twitter.com/karlbrauer
Getting a Used Car Deal in a Tight Market
https://www.kiplinger.com/personal-finance/shopping/cars/602652/getting-a-used-car-deal-in-a-tight-market
Cybercriminals are in the news for targeting companies with ransomware, but they're still up for stealing your identity as well. We have the latest on protecting yourself. Also, student loan rates are going up.
Links mentioned in this episode:
Biden Extends Student Loan Relief, Is Loan Forgiveness Next?: https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/602114/president-biden-extends-student-loan-relief ;
Protect Yourself Against New ID-Theft Schemes: https://www.kiplinger.com/personal-finance/credit-debt/loans/credit-reports/602854/protect-yourself-against-new-id-theft;
Identity Theft Resource Center 2020 Annual Data Breach Report:
https://www.idtheftcenter.org/identity-theft-resource-centers-2020-annual-data-breach-report-reveals-19-percent-decrease-in-breaches/ ;
Pandemic Brings New Scams, Too: https://www.kiplinger.com/personal-finance/careers/unemployment/602860/pandemic-brings-new-scams-too ;
https://haveibeenpwned.com/
www.haveibeenpwned.com
pwned - Urban Dictionary:
https://www.urbandictionary.com/define.php?term=pwned ;
Federal Trade Commission -- Payments and Billing:
https://www.ftc.gov/consumer-protection/payments-and-billing ;
A rapidly evolving legal landscape is keeping cannabis investors on their toes. We talk to private equity investor Matt Hawkins, who has long experience in the sector, about pot's potential. Also: unemployment insurance versus a tight labor market.
--LINKS--
Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide; The Basics of Unemployment Benefits: Who Qualifies, How to Apply, How Much You’ll Get: https://www.kiplinger.com/personal-finance/careers/unemployment/602484/the-basics-of-unemployment-benefits-who-qualifies-how; Job Listing: Associate Personal Finance Editor: https://www.linkedin.com/jobs/view/2557948057/; Job Listing: Associate Investing Editor, ESG: https://www.linkedin.com/jobs/view/2557969493/; 10 Best Marijuana Stocks to Buy for 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601667/best-marijuana-stocks-to-buy-for-2021; Investing in Cannabis? Beware These Red Flags: https://www.kiplinger.com/investing/stocks/marijuana-stocks/602632/investing-in-cannabis-beware-these-red-flags; How Long Should You Keep Tax Records?: https://www.kiplinger.com/taxes/602798/how-long-should-you-keep-tax-records; 22 IRS Audit Red Flags: https://www.kiplinger.com/taxes/tax-returns/602068/irs-audit-red-flags; How to Fix Your Social Security Earnings Record: https://www.kiplinger.com/article/retirement/t051-c001-s002-fix-your-social-security-earnings-record.html;
We'll knock down some misconceptions about what home insurance actually covers to make sure you're not left high and dry when things get wet (or hot, or shaky). Also, inflation is here. Time to freak out?
--LINKS--
Kiplinger’s latest forecast on inflation: https://www.kiplinger.com/economic-forecasts/inflation; How to Protect Your Home from Natural Disasters with the Right Insurance: https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath; Home Insurance Literacy Survey 2020: Americans are confused about coverage: https://www.policygenius.com/homeowners-insurance/home-insurance-literacy-survey-2020/; FEMA Flood Maps: https://www.fema.gov/flood-maps; PODCAST: Bitcoin Explained with Tyrone Ross: https://www.kiplinger.com/investing/602582/podcast-bitcoin-explained-with-tyrone-ross; Insurance Institute for Business & Home Safety -- Roof Fortification: https://fortifiedhome.org/roof/; Dogecoin's a Joke. Don't Make Yourself the Punchline.: https://www.kiplinger.com/investing/cryptocurrency/602738/dogecoin-joke-dont-make-yourself-punchline
Housing prices have been on a tear, and that means home equity is up, too. Turning that value into cash in your wallet can be complicated, though. Equity expert Keith Gumbinger helps us sort it out. Also, "Sell in May and Go Away": urban legend or investing strategy?
--LINKS--
Sell in May and Go Away? Here We Go Again … : https://www.kiplinger.com/investing/602700/sell-in-may-and-go-away-here-we-go-again; Keith Gumbinger, Vice President of HSH.com: https://www.hsh.com/press-room/author/keith-gumbinger.html; This Hot Housing Market with Daniel Bortz: https://www.kiplinger.com/real-estate/602559/podcast-this-hot-housing-market-with-daniel-bortz; Black Knight mortgage data reports: https://www.blackknightinc.com/data-reports/
Retirees, Make the Most of Your Home Equity
https://www.kiplinger.com/retirement/601665/retirees-make-the-most-of-your-home-equity
Managing editor of the Kiplinger Retirement Report Catherine Siskos joins us to talk about what a new administration and Congress might do to solve Social Security's looming funding problems. Also, buy now - pay later plans and what to do with a used shoe.
--LINKS--
Big Changes Likely for Social Security, Medicare Under a Biden Presidency: https://www.kiplinger.com/retirement/social-security/601700/big-changes-likely-for-social-security-medicare-under-a-biden; What Is the Social Security COLA?: https://www.kiplinger.com/article/retirement/t051-c000-s010-what-is-the-social-security-cola.html; More Social Security information from Kiplinger: https://www.kiplinger.com/retirement/social-security
No doubt, investing in annuities can be a tough call for the active investor. But there comes a time when relinquishing some control for reliable income can be a wise move. Also: Remembering the biggest financial fraud in history.
--LINKS--
How Annuities Are Taxed: https://www.kiplinger.com/retirement/annuities/602248/how-annuities-are-taxed; Annuities Just May Be the Broccoli of Retirement Planning: https://www.kiplinger.com/retirement/annuities/602199/annuities-just-may-be-the-broccoli-of-retirement-planning; Pension or Lump Sum? Compare Payouts and Options Before You Decide: https://www.kiplinger.com/retirement/annuities/601077/pension-or-lump-sum-compare-payouts-and-options-before-you-decide; What Life Is Like After Winning the Lottery: https://www.kiplinger.com/article/spending/t064-c000-s002-what-life-is-like-after-winning-the-lottery.html
What to do with the house, the vacation house and the china? We talk with a financial adviser who's got some wise counsel. Also, who makes up the so-called Generation I?
--LINKS--
Gen I: What Investing's New Class Looks Like: https://www.kiplinger.com/investing/602583/gen-i-new-investors; Time to Face Reality: Your Kids Don’t Want Your Stuff!: https://www.kiplinger.com/retirement/estate-planning/602507/time-to-face-reality-your-kids-dont-want-your-stuff; Selling Your Stuff: The Tax Dimension: https://www.kiplinger.com/article/taxes/t055-c032-s014-selling-your-stuff-the-tax-dimension.html
Sustainable stocks are going gangbusters. In an era of triple-digit gains for many market favorites (it's not just Tesla), we look for value options. Also, use your tax-day delay wisely.
--LINKS--
Tax Day 2021: When's the Last Day to File Taxes?: https://www.kiplinger.com/taxes/tax-deadline/602221/tax-day-2021-whens-the-last-day-to-file-taxes-this-year; Most U.S. Taxpayers Don’t Know How Effects Of Pandemic Will Impact Their Taxes: Five Tax Myths Debunked: https://www.norc.org/NewsEventsPublications/PressReleases/Pages/most-us-taxpayers-don%E2%80%99t-know-how-effects-of-pandemic-will-impact-their-taxes-five-tax-myths-debunked.aspx; Profit With These 7 Planet-Friendly Companies: https://www.kiplinger.com/investing/stocks/stocks-to-buy/602282/profit-with-these-7-planet-friendly-companies; Earth-First Funds Are Soaring: https://www.kiplinger.com/investing/etfs/602284/earth-first-funds-are-soaring; How Green Are Your Bonds?: https://www.kiplinger.com/investing/mutual-funds/602283/how-green-are-your-bonds
Pretending it's a fad that will go away didn't work for the internet, and it won't work for cryptocurrency, either. But there are still so many questions. We'll field some key ones with an expert who bridges digital currency and traditional financial advising.
--LINKS--
7 Reasons Why Your Third Stimulus Check Could Be Delayed or Denied: https://www.kiplinger.com/taxes/602487/reasons-why-your-third-stimulus-check-could-be-delayed-or-denied; Where's My Stimulus Check? Use the IRS's "Get My Payment" Tool to Get an Answer: https://www.kiplinger.com/taxes/602010/where-is-my-stimulus-check-use-the-irs-get-my-payment-tool; T-Shirt Long Bitcoin, Short the Bankers: https://2020trendingtees.com/product/long-bitcoin-short-bankers-shirt/; How Much Bitcoin Should I Own? A Mathematical Answer: https://www.kiplinger.com/investing/602384/how-much-bitcoin-should-i-own-a-mathematical-answer; On Purpose, With Tyrone Ross (Coindesk podcast): https://www.coindesk.com/podcasts/on-purpose-with-tyrone-ross; Cryptoassets: The Innovative Investor's Guide to Bitcoin and Beyond: https://www.amazon.com/Cryptoassets-Innovative-Investors-Bitcoin-Beyond/dp/1260026671; CASEBITCOIN: Making the Case for Bitcoin Every Day: https://casebitcoin.com/ ; OnrampforAdvisors: https://www.onrampinvest.com/leadership
Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing writer Daniel Bortz has insights for you. And: Did you win your bracket? What that means for taxes.
-- LINKS --
Home Buyers Loving the Suburbs Again: https://www.kiplinger.com/real-estate/selling-a-home/602120/home-buyers-loving-the-suburbs-again; 11 Home Features Today's Buyers Want Most: https://www.kiplinger.com/slideshow/real-estate/t010-s001-home-features-that-buyers-want/index.html; 6 SPACs to Buy for 'Smart Money' Returns: https://www.kiplinger.com/investing/stocks/601168/spacs-to-buy; 8 Tax Tips for Gambling Winnings and Losses: https://www.kiplinger.com/slideshow/taxes/t056-s001-tax-tips-for-gambling-income-and-losses/index.html
As with so many things, the pandemic has had big effect on side hustles and contract work. We talk with an expert in the field on finding a good gig. Also, there's a lot noise about inflation these days.
--LINKS--
Kiplinger's Inflation Forecast: https://www.kiplinger.com/economic-forecasts/inflation; Sidehusl: https://sidehusl.com/https://sidehusl.com/; Unemployment Tax Break: Don't Amend Your 2020 Tax Return to Claim the New Exemption: https://www.kiplinger.com/taxes/602429/unemployment-tax-break-dont-amend-your-2020-tax-return-to-claim-exemption; Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide
You probably know you're getting a check, but did you know you can have an impact on its amount? Senior tax editor Rocky Mengle talks about the moves you can make to upsize your stimulus. Also, will your state raise -- or lower -- your taxes.
--LINKS--
State-by-State Guide to Taxes on Middle-Class Families: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; Third Stimulus Check Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; 2021 Child Tax Credit Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; What to Do If You Get a Stimulus Check for a Deceased Person: https://www.kiplinger.com/article/taxes/t054-c005-s001-what-if-you-get-a-stimulus-check-for-a-dead-person.html
The COVID-19 pandemic and accompanying recession have been particularly hard on women, who've lost millions of jobs. Financial planner Marguerita Cheng talks about how she's helping her clients cope. Also: What dad taught us about personal finance.
--LINKS--
A Kiplinger Special Report: Roth Conversions: https://www.kiplinger.com/taxes/602288/your-guide-to-roth-conversions; Your Guide to Roth Conversions: https://www.kiplinger.com/retirement/retirement-plans/roth-iras/601774/your-guide-to-roth-conversions; Marguerita M. Cheng, CFP®, RICP®: https://www.blueoceanglobalwealth.com/our-team.php; C. Nicole Mason: https://iwpr.org/member/c-nicole-mason-ph-d/; Kennett Lyle Block: https://www.harperfh.net/obituary/Kennett-Block
Managing your parents' finances can be a difficult situation. Doing so if you haven't laid down a plan for how to do it is worse. Cameron Huddleston, a Kiplinger alumna and author of a book on having those conversations has help. Also, how to squeeze every last dollar out of the Recovery Rebate Credit.
--LINKS--
What's the Recovery Rebate Credit?: https://www.kiplinger.com/taxes/602269/what-is-the-recovery-rebate-credit; Mom and Dad, We Need to Talk, by Cameron Huddleston: https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/; 10 Ways to Talk to Your Aging Parents About Their Finances: https://www.kiplinger.com/slideshow/retirement/t013-s001-talk-to-your-aging-parents-about-their-finances/index.html
Love and money go together like, well, sometimes they don't. Financial planner Mari Adam joins Your Money's Worth to discuss how couples can work together to have a good relationship, both with each other and their finances. Also, we look at new twists for 2020 tax filing and gadgets that can help when the power goes out.
--LINKS--
9 Ways to Raise Cash Quickly: https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; CARES Act Expands Tax Deductions for Charitable Giving: https://www.kiplinger.com/slideshow/taxes/t054-s001-cares-act-expands-charitable-giving-tax-deductions/index.html; Getting Married or Moving In Together? Time to Talk About Money: https://www.kiplinger.com/personal-finance/601898/getting-married-or-moving-in-together-time-to-talk-about-money; 14 Must-Have Items for Your Home Emergency Kit: https://www.kiplinger.com/slideshow/real-estate/t065-s001-must-have-items-for-your-home-emergency-kit/index.html
Far more people could be filing their federal returns for nothing. Sandy Block helps us figure out what's truly “free.” Also, the latest from Brandon Copeland and the not-so-secret perks of stock ownership.
--LINKS--
Meet Brandon Copeland: NFL Linebacker, New Kiplinger Contributor: https://www.kiplinger.com/personal-finance/601580/meet-brandon-copeland-nfl-linebacker-new-kiplinger-contributor; Get Rid of Your Money Anxiety in 2021: https://www.kiplinger.com/personal-finance/602140/get-rid-of-your-money-anxiety-in-2021; Kiplinger’s Best Values in Tax Software: https://www.kiplinger.com/taxes/tax-filing/602135/kiplingers-best-values-in-tax-software-2021; 5 Tips for Finding a Tax Preparer:https://www.kiplinger.com/taxes/602225/tips-for-finding-a-tax-preparer; File Your Federal Taxes Online for Free (IRS Free File): https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free ; Tiicker: https://www.tiicker.com/
Did the market gyrations of late January rattle your faith in the market, or did you shrug at another "short squeeze"? Senior investing editor Kyle Woodley provides his insights on the drama over GameStop. Also, how the ultimate penny-pincher car might be a used electric.
--LINKS--
Save Money with an Electric Car: https://www.kiplinger.com/personal-finance/shopping/cars/601936/save-money-with-an-electric-car; and https://www.consumerreports.org/hybrids-evs/evs-offer-big-savings-over-traditional-gas-powered-cars; How WSB Beat Hedge Funds at Their Own Game: https://www.kiplinger.com/investing/stocks/602158/gamestop-how-wallstreetbets-wsb-beat-hedge-funds; What Exactly Is a Short Squeeze?: https://www.kiplinger.com/investing/602165/what-exactly-is-a-short-squeeze; President Biden's Tax Plans for the Next Few Years: https://www.kiplinger.com/taxes/602109/president-bidens-tax-plans-for-the-next-few-years
Among the disruptions of the COVID-19: Many people working remotely changed their location to a new state, maybe even a new country. That can lead to complications, particularly when it comes to state taxes. Also: why the IRS is starting tax season late this year, and a check-in on student loan policies in the new administration.
--LINKS--
When Can You File Your Taxes This Year?: https://www.kiplinger.com/taxes/tax-filing/602089/when-can-you-file-your-taxes-this-year; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; Work From Home, Wherever That Is: https://www.kiplinger.com/personal-finance/careers/601927/work-from-home-wherever-that-is; 7 Foreign Countries Luring Americans to Work Abroad During the Pandemic: https://www.kiplinger.com/personal-finance/careers/601410/7-foreign-countries-luring-americans-to-work-abroad-during-the
Senior tax editor Rocky Mengle talks about the latest update of the Kiplinger Retiree Tax Map. Will states with declining revenues make life harder on retirees? Also, the Biden stimulus plan and the hazards of patent scams.
--LINKS--
Biden's stimulus plans: https://www.kiplinger.com/taxes/602110/ways-the-biden-stimulus-package-could-put-or-keep-money-in-your-pocket; AND: https://www.kiplinger.com/taxes/602111/third-stimulus-check-update-when-could-we-get-another-stimulus-check; Kiplinger's State-by-State Guide to Taxes on Retirees: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php; Patent scams: https://www.kiplinger.com/business/small-business/entrepreneurship/602077/got-an-invention-dont-fall-for-these-patent-scams; AND: https://www.consumer.ftc.gov/articles/0184-invention-promotion-firms; MORE: https://www.uspto.gov/patents/basics/using-legal-services/scam-prevention
Jim Patterson, managing editor of The Kiplinger Letter, joins us to talk about the year ahead, from what the Biden administration and next Congress will do to the prospect of driverless trucks roaming our roads. Also, how a new law should protect consumers from surprise medical bills.
--LINKS--
The Kiplinger Letter’s Must-Read Political and Economic Forecasts for 2021: https://www.kiplinger.com/investing/economy/602067/the-kiplinger-letters-must-read-political-and-economic-forecasts-for-2021; GDP - 5% Growth Likely This Year: https://www.kiplinger.com/economic-forecasts/gdp; Now's the Time to Refinance: https://podcasts.apple.com/us/podcast/episode-41-nows-the-time-to-refinance/id1442125298?i=1000448472789
Managing editor of the Kiplinger Retirement Report Catherine Siskos joins us to talk about what a new administration and Congress might do to solve Social Security's looming funding problems. Also, buy now - pay later plans and what to do with a used shoe.
--LINKS--
Big Changes Likely for Social Security, Medicare Under a Biden Presidency: https://www.kiplinger.com/retirement/social-security/601700/big-changes-likely-for-social-security-medicare-under-a-biden; What Is the Social Security COLA?: https://www.kiplinger.com/article/retirement/t051-c000-s010-what-is-the-social-security-cola.html; More Social Security information from Kiplinger: https://www.kiplinger.com/retirement/social-security
Longtime Kiplinger columnist James K. Glassman discusses the 10 stocks he's recommending this year, and how his previous picks have fared. Also: the second stimulus and best ETFs for 2021 with Kyle Woodley.
--LINKS--
Your Second Stimulus Check: How Much? When? And Other FAQs: https://www.kiplinger.com/taxes/601970/your-second-stimulus-check-how-much-when-and-other-faqs; James Glassman’s 10 Stock Market Picks for 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601751/my-10-stock-market-picks-for-2021; The 15 Best Value Stocks to Buy for 2021: https://www.kiplinger.com/investing/stocks/601959/15-best-value-stocks-to-buy-for-2021; Kiplinger's Investing Outlook: https://www.kiplinger.com/kiplingers-investing-outlook; The 21 Best ETFs to Buy for a Prosperous 2021: https://www.kiplinger.com/investing/etfs/601891/the-21-best-etfs-to-buy-for-2021; Kip ETF 20: The Best Cheap ETFs You Can Buy: https://www.kiplinger.com/investing/etfs/21598/kip-etf-20-the-best-cheap-etfs-you-can-buy
Ryan and Sandy interview Schwab Charitable president Kim Laughton on why you should use a donor-advised fund for year-end charitable giving. The co-hosts share tips on avoiding ID theft and scams during the holiday season, and Peloton and Costco both feature in a new edition of Deal or No Deal.
--LINKS--
ID theft – act now to protect yourself: https://www.kiplinger.com/article/credit/T048-C000-S002-identity-theft-act-now-to-protect-yourself.html; 6 scams to watch out for over the holidays: https://www.kiplinger.com/article/spending/T057-C011-S001-scams-to-watch-out-for-this-holiday-season.html; 7 smart moves to avoid identity theft: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; 5 charitable planning options that can save you money on taxes: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; Give the money, keep the tax break with donor-advised funds: https://www.kiplinger.com/article/investing/T054-C032-S014-give-money-keep-tax-break-with-donor-advised-funds.html; 17 best Kirkland products for the holidays: https://www.kiplinger.com/slideshow/spending/T050-S001-17-best-costco-kirkland-products-for-holidays-2019/index.html
Kiplinger contributor (and former Major League Baseball player) Doug Glanville shares insights from years playing the game — and investing. Also, what's in the upcoming financial stimulus.
--LINKS--
A Second Stimulus Check Appears to Be On the Way: https://www.kiplinger.com/taxes/601953/a-second-stimulus-check-appears-to-be-on-the-way; 9 Ways to Raise Cash Quickly: https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html; Former Baseball Player Doug Glanville Opens Up About Race, Sports During a Pandemic, and His Transition to a New Career: https://www.kiplinger.com/personal-finance/careers/career-paths/601121/former-baseball-player-doug-glanville-on-race-sports-career-transition; 20 Great Places to Retire in Tax-Friendly States: https://www.kiplinger.com/slideshow/retirement/t047-s001-great-places-to-retire-in-tax-friendly-states/index.html; How We Lose When We Overlook Black Talent: https://www.kiplinger.com/business/small-business/management/employees/601597/how-we-lose-when-we-overlook-black-talent
Every year Kiplinger ranks all 50 states for their tax-friendliness. For 2020, Senior Tax Editor Rocky Mengle has put the focus on the middle class. Hosts Sandra Block and David Muhlbaum also discuss the student debt moratorium and estate planning for "black sheep" beneficiaries.
--LINKS--
My Student Loan Relief Is Set to Expire, What Now?: https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/601834/my-student-loan-relief-is-set-to-expire; State-by-State Guide to Taxes on Middle-Class Families: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; The 10 Most Tax-Friendly States for Middle-Class Families: https://www.kiplinger.com/taxes/state-tax/601612/most-tax-friendly-states-for-middle-class-families; The 10 Least Tax-Friendly States for Middle-Class Families: https://www.kiplinger.com/taxes/state-tax/601614/least-tax-friendly-states-for-middle-class-families; Estate Planning for ‘Black Sheep’ Beneficiaries: https://www.kiplinger.com/retirement/estate-planning/601866/estate-planning-for-black-sheep-beneficiaries
Don't just assume 2021 will be better — set it up to be by tackling these tasks that have to get done by year end. Associate Editor Rivan Stinson also joins hosts Sandra Block and David Muhlbaum to talk about gadgets to make outdoor entertaining both safe and pleasant.
--LINKS--
How to Safely Socialize (and Work) at Home During the Pandemic: https://www.kiplinger.com/personal-finance/shopping/home/601804/how-to-safely-socialize-and-work-at-home-during-the-pandemic; 15 Money Moves to Make Now to Prepare for 2021: https://www.kiplinger.com/personal-finance/601649/15-money-moves-to-make-now-to-prepare-for-2021; Tune Up Your Finances for a Better 2021: https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/601739/hope-for-the-best-plan-for-the-worst; Build a Bond Ladder with ETFs: https://www.kiplinger.com/investing/bonds/601759/build-a-bond-ladder
Kiplinger Executive Editor Anne Kates joins us to talk about her 2021 outlook for stocks, market sectors, and even some specific stocks. Also, hosts Sandy Block and David Muhlbaum discuss raises for next year as well as staying on the road and out of the ditch this winter.
--LINKS--
One-Third of U.S. Employers Trim Projected Pay Raises for 2021: https://www.shrm.org/resourcesandtools/hr-topics/compensation/pages/one-third-of-us-employers-trim-projected-pay-raises-for-2021.aspx; Starbucks raises wages for baristas as restaurant industry braces for minimum wage hike: https://www.cnbc.com/2020/11/18/starbucks-raises-barista-wages-as-restaurants-brace-for-minimum-wage-hike.html; What Biden Will Do: 24 Policy Plays to Expect From the Next Administration: https://www.kiplinger.com/investing/economy/601784/what-biden-will-do-24-policy-plays-to-expect-from-the-next-administration; Where to Invest in 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601756/where-to-invest-in-2021; Stephanie Link: Expect Above-Average Gains in 2021: https://www.kiplinger.com/investing/economy/601757/expect-above-average-gains-in-2021; 11 Winter Car Maintenance Tips: https://www.kiplinger.com/slideshow/cars/t009-s001-winter-car-care-and-maintenance-tips-2019/index.html; Why Winter Tires Trump All-Wheel Drive: https://www.kiplinger.com/article/cars/t009-c004-s002-why-winter-tires-trump-all-wheel-drive.html
Black Friday and Cyber Monday this year will be like no other year before. Deal News analyst Julie Ramhold joins us to talk about the big sales already under way. Hosts Sandy Block and David Muhlbaum also talk about the Biden agenda and what to be thankful for in 2020.
--LINKS--
What Biden Will Do: 24 Policy Plays to Expect From the Next Administration:
https://www.kiplinger.com/investing/economy/601784/what-biden-will-do-24-policy-plays-to-expect-from-the-next-administration; Opinion: Biden shouldn’t Listen to Schumer and Warren on Student Loans: https://www.washingtonpost.com/opinions/biden-shouldnt-listen-to-schumer-and-warren-on-student-loans/2020/11/17/b5839042-2915-11eb-9b14-ad872157ebc9_story.html; 30 Great Black Friday Deals and Doorbusters for the 2020 Holiday Season:
https://www.kiplinger.com/personal-finance/shopping/601801/black-friday-deals-and-doorbusters-2020-holiday-season; 47 Stores That Won’t Be Open on Thanksgiving Day, 2020:
https://www.kiplinger.com/personal-finance/shopping/601781/stores-that-wont-be-open-on-thanksgiving-day-2020; 10 Things to Be Thankful for in 2020:
https://www.kiplinger.com/personal-finance/601793/10-things-to-be-thankful-for-in-2020
What's new, what's different, what's, dare we say, exciting on the health insurance front? Contributing Editor Lisa Gerstner runs through the new variables of the 2020 open enrollment season. Also, hosts Sandy Block and David Muhlbaum talk about how the stock market handles election results, as well as how the upcoming ski season will unfold.
--LINKS--
Medicare open enrollment and more:
https://www.kiplinger.com/retirement/medicare; Your Guide to Health Insurance Open Enrollment for 2021:
https://www.kiplinger.com/personal-finance/insurance/health-insurance/601454/guide-to-health-insurance-open-enrollment-2021; Skitalk: 2021: The Year of the Backseat Baselodge:
https://www.skitalk.com/ams/2021-the-year-of-the-backseat-baselodge.140/; Tony Dwyer, Cannacord Genuity: https://dwyerstrategy.canaccordgenuity.com/category/market-economic/; Kiplinger's Economic Outlook: Interest Rates
https://www.kiplinger.com/economic-forecasts/interest-rates
For Veterans Day, we run through benefits and programs meant to offset some of the financial risks service members take on. Also, hosts David Muhlbaum and Sandy Block talk about holiday tipping in the age of COVID and the cost of ... cats.
--LINKS--
17 People You Should Tip for the Holidays: https://www.kiplinger.com/people-you-should-tip-for-the-holidays; The Verge: Instacart Tweaks Tipping System After Tip-Baiting Outcry: https://www.theverge.com/2020/6/5/21281910/instacart-tip-baiting-changes-congress-inquiry-exploitation-covid-19; 10 Best Financial Benefits for Military Families:
https://www.kiplinger.com/slideshow/saving/t065-s000-10-best-financial-benefits-for-military-families/index.html; Brandon Copeland: 4 Money Benefits All Military Personnel Should Know:
https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/601683/4-money-benefits-all-military-personnel; 13 Costs of Owning a Cat: https://www.kiplinger.com/personal-finance/how-to-save-money/601560/12-costs-of-owning-a-cat
When Americans go to the polls (or send in their ballots) they decide on more than their leaders -- some significant state tax questions are at stake as well. We talk to Senior Tax Editor Rocky Mengle about proposals in Illinois, California and elsewhere. Also: bad news for "supersavers" and how the pandemic may have improved conditions for introvert car shoppers.
--LINKS--
Bad News on IRA and 401(k) Contribution Limits for 2021: https://www.kiplinger.com/retirement/retirement-plans/601632/bad-news-on-ira-and-401k-contribution-limits-for-2021; Election 2020: States With Tax Questions on the Ballot: https://www.kiplinger.com/taxes/state-tax/601555/election-2020-states-with-tax-questions-on-the-ballot
The well known maxim of putting 60 percent of your money in stocks and 40% in government bonds is due for some significant reworking, says a top analyst for Bank of America. Also, our hosts Sandy Block and Ryan Ermey discuss retiring where it's cold and the price you'll pay for pumpkin spice.
--LINKS--
"Halfback" retiring: https://www.kiplinger.com/retirement/601218/8-things-you-must-know-about-retiring-to-the-carolinas; How Snowbirds Can Be Taxed as a Florida Resident: https://www.kiplinger.com/retirement/601492/how-snowbirds-can-be-taxed-as-a-florida-resident; Kiplinger's Retirement Tax Map: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php
We talk to Kiplinger's newest collaborator. Playing outside linebacker for the New England Patriots is just one of the irons he's got in the fire -- and a number of them focus on financial literacy. Also, the 2021 COLA is revealed.
--LINKS--
2020 COLA announcement: https://www.kiplinger.com/retirement/social-security/601538/social-security-cost-of-living-adjustment-cola-for-2021-13; Brandon Copeland & Kiplinger announcement: https://www.prweb.com/releases/nfl_linebacker_and_financial_literacy_professor_brandon_copeland_joins_kiplinger_as_contributing_editor/prweb17432486.htm ; Kiplinger's profile of Brandon Copeland from 2019: https://www.kiplinger.com/article/saving/t023-c000-s002-personal-finance-lessons-from-a-nfl-pro.html; Brandon Copeland's website: https://brandoncopeland.com/
We talk to veteran comparison shopper (and Kiplinger editor) Bob Niedt about the ins and outs of Amazon Prime Day -- what's on sale, how to take advantage, and what's actually worth it. Also, how will Halloween go down in a pandemic, and insights on how to be a thrifty, happy snowbird.
--LINKS--
Research from the NRF on Halloween spending: https://nrf.com/insights/holiday-and-seasonal-trends/halloween; Everything you need to know about Amazon Prime Day: https://www.kiplinger.com/personal-finance/spending/601521/the-ultimate-guide-to-amazon-prime-day-2020-when-it-starts-the; All of Amazon Prime's benefits: https://www.kiplinger.com/slideshow/spending/t050-s001-the-best-amazon-prime-benefits/index.html; What the competition is doing:https://www.kiplinger.com/investing/stocks/601509/5-stocks-to-watch-on-prime-day-that-arent-amazon;3 Retirement Tips for Snowbirds: https://www.kiplinger.com/slideshow/retirement/t037-s003-retirement-tips-for-snowbirds/index.html; How to make sure your "home" state doesn't come after you for taxes: https://www.kiplinger.com/slideshow/retirement/t055-s001-how-snowbirds-can-be-taxed-as-a-florida-resident/index.html; Great places to retire? Kiplinger does that!: https://www.kiplinger.com/retirement/happy-retirement/601003/find-a-great-place-to-retire ; https://www.kiplinger.com/slideshow/retirement/t047-s001-50-best-places-to-retire-in-the-u-s-2019/index.html ; https://www.kiplinger.com/slideshow/retirement/t037-s001-50-great-places-for-early-retirement-in-the-u-s/index.html; And make sure you check all the boxes: https://www.kiplinger.com/article/retirement/t021-c001-s002-estate-planning-for-snowbirds.html
The founder of Scott’s Cheap Flights joins David Muhlbaum and Sandy Block to discuss the dicey state of air travel today. Also, the new steps you need to take to get financial aid for college next year and weird goings-on with the savings rate.
—LINKS—
Appealing financial aid decisions: studentaid.gov/help-center/answers/article/what-is-professional-judgment;; Travel fees: www.kiplinger.com/personal-finance/spending/leisure/travel/601452/airlines-nix-change-fees; Americans' savings rate goes off the charts:
www.kiplinger.com/perso...g-cash
Kiplinger.com tax editor Rocky Mengle joins the show to tell you everything you need to know about the October 15 tax deadline. Ryan and Kiplinger car guy David Muhlbaum discuss preparing your car and home for winter. Both guests stay on for a game of financial Jeopardy!
--LINKS--
Prepare your home for winter: https://www.kiplinger.com/slideshow/real-estate/T029-S001-12-ways-to-prepare-your-home-for-winter/index.html; Winter car care and maintenance tips: https://www.kiplinger.com/slideshow/cars/T009-S001-winter-car-care-and-maintenance-tips/index.html; Tax moves to make before October 15: https://www.kiplinger.com/article/retirement/T055-C005-S004-extended-tax-deadline-moves-before-october-15.html; How well do you know Wall Street jargon? https://www.kiplinger.com/quiz/investing/T038-S001-how-well-do-you-know-wall-street-jargon/index.html; Jeopardy’s trickiest investing questions: https://www.kiplinger.com/quiz/investing/T052-S003-jeopardy-trickiest-investing-questions/index.html
Kiplinger.com investing guru and fan favorite Kyle Woodley rejoins the show to answer investor questions about tech stocks, the election and more. Sandy tells you which documents you need to save in case of emergency. Ryan announces his departure from Kiplinger’s.
--LINKS--
Key documents to take with you in an emergency: https://www.kiplinger.com/article/real-estate/t065-c001-s003-key-documents-to-take-with-you-in-an-emergency.html#:~:text=These%20include%20your%20driver's%20license,change%20of%20address%2C%20says%20Stern.; Your essential emergency kit: https://www.kiplinger.com/article/saving/t023-c006-s001-your-essential-emergency-kit.html; 3 simple steps to creating a home inventory: https://www.kiplinger.com/article/insurance/t028-c000-s002-simple-steps-to-create-a-home-inventory.html; Low-volatility ETFs: https://www.kiplinger.com/slideshow/investing/t022-s001-10-low-volatility-etfs-for-roller-coaster-market/index.html; Buffett make a rare bet on Snowflake IPO: https://www.kiplinger.com/investing/stocks/tech-stocks/601397/warren-buffett-snowflake-ipo; Best stocks for a Trump election win: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601170/best-stocks-to-buy-president-donald-trump; Stocks to buy for a Biden presidency: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601171/best-stocks-to-buy-joe-biden-presidency
Kiplinger.com web editor Andrea Browne Taylor joins the show for a discussion on the financial pros and cons of homeschooling your children. Sandy and Ryan break down options for your 401(k) if you’re leaving your job. A new Wild Pitches segment features a dubious poll about taxes, and a bit of scam protection you likely don’t need.
--LINKS--
How to decide on a 401(k) rollover: https://www.kiplinger.com/article/retirement/t001-c032-s014-leaving-a-job-how-to-decide-on-a-401-k-rollover.html; What to do with old 401(k)s and IRAs: https://www.kiplinger.com/article/retirement/t001-c032-s014-what-to-do-with-all-those-old-401-k-s-and-iras.html; The finances of homeschooling your kids: https://www.kiplinger.com/personal-finance/spending/601143/the-finances-of-homeschooling-what-to-expect; Kiplinger’s tax-filing advice: https://www.kiplinger.com/taxes/tax-filing; How secure are contactless payments? https://www.visa.co.uk/visa-everywhere/blog/bdp/2019/07/30/contactless-payments-are-1564505005367.html
Ryan and guest host David Muhlbaum break down the rules for buying a used car in a main segment interview. The pair discuss nuances of the recent payroll tax cut and Ryan gives detail on his ranking of the best online brokers.
--LINKS--
Workers face double taxation under the payroll tax break: https://www.kiplinger.com/taxes/601322/how-workers-face-double-taxation-under-trumps-payroll-tax-break; How to save on a used car: https://www.kiplinger.com/personal-finance/shopping/cars/used-cars/600997/how-to-save-on-a-used-car; Get your car on the cheap: https://www.kiplinger.com/personal-finance/shopping/cars/601098/get-your-car-on-the-cheap; Kiplinger’s 2020 online broker ranking: https://www.kiplinger.com/investing/wealth-management/online-brokers/601258/the-best-online-brokers-2020; Where’s Robinhood?: https://www.kiplinger.com/investing/wealth-management/online-brokers/601276/best-online-broker-rankings-so-wheres-robinhood; Overlooked brokerage perks: https://www.kiplinger.com/investing/wealth-management/online-brokers/601271/most-overlooked-broker-promotions-perks
Ryan and Sandy interview Policygenius CEO and cofounder Jennifer Fitzgerald on shopping strategies for life insurance policies. Sandy fills you in on pandemic-related fees, and Ryan explains changes to the Dow Jones Industrial Average.
--LINKS--
Fannie and Freddie pushing Covid refi fee to December: https://www.americanbanker.com/news/fannie-and-freddie-pushing-covid-refi-fee-to-december; How to shop for life insurance: https://www.kiplinger.com/article/insurance/t034-c000-s002-how-to-shop-for-life-insurance.html; Compare and buy life insurance policies online: https://www.policygenius.com/; The Dow announces biggest shake-up since 2013: https://www.kiplinger.com/investing/stocks/blue-chip-stocks/601288/dow-jones-industrial-average-crm-amgn-hon-xom-pfe-rtx; Apple’s stock split could dampen the Dow: https://www.kiplinger.com/investing/stocks/blue-chip-stocks/601159/apples-stock-split-dow-jones-industrial-average
Retired Kiplinger editor Janet Bodnar talks about preparing for choppy waters in retirement as well as the lessons she’s learned about life as a retiree in a main segment interview. Ryan and Sandy go over rules for reversing RMDs, and a Wild Pitches segment touches on dual-state taxes and private jet sales.
--LINKS--
Retirees get a break with expansion of RMD waiver: https://www.kiplinger.com/retirement/retirement-plans/required-minimum-distributions-rmds/600944/retirees-get-another-break#:~:text=Rollovers%20Must%20Be%20Completed%20by%20August%2031&text=Now%2C%20retirees%20who%20took%20an,on%20a%20previous%202020%20distribution.; Staying calm in a crisis: https://www.kiplinger.com/article/retirement/t037-c022-s002-staying-calm-in-a-crisis.html; The joys of being retired: https://www.kiplinger.com/retirement/happy-retirement/601119/the-joys-of-being-retired; Expect surprises in retirement: https://www.kiplinger.com/article/retirement/t037-c022-s002-expect-surprises-in-retirement.html; How snowbirds can trim taxes in retirement: https://www.kiplinger.com/article/taxes/t055-c001-s003-retirees-living-in-multiple-states-limit-tax-bill.html; Kiplinger’s state-by-state tax guide: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; Travel is cheap – where to go, and what to expect: https://www.kiplinger.com/personal-finance/spending/leisure/travel/601081/best-travel-deals-during-the-pandemic
Sandy and Ryan chat with RV Dealers Association President Phil Ingrassia the advantages and pitfalls of RV ownership. The duo answer a listener question about slashed credit limits and close the show with discussion of the Fyre festival, used cars and interest rates.
--LINKS--
Banks cancelling cards, cutting limits: https://www.kiplinger.com/article/credit/t016-c000-s002-banks-canceling-credit-cards-cutting-limits.html; Ted Rossman on handling a cut to his limit: https://www.creditcards.com/credit-card-news/banks-cutting-credit-limits/; 9 Reasons to retire in an RV: https://www.kiplinger.com/slideshow/retirement/t037-s001-reasons-you-will-want-to-retire-in-an-rv/index.html; 13 Reasons you’ll regret an RV in retirement: https://www.kiplinger.com/slideshow/retirement/t037-s001-reasons-you-will-regret-an-rv-in-retirement/index.html; Go RVing: https://gorving.com/; National RV Dealers Association: https://www.rvda.org/; Government auctions and sales: https://www.usa.gov/auctions-and-sales; How to buy a car for less during Covid-19: https://www.kiplinger.com/article/cars/t009-c004-s002-buying-a-car-safely-during-covid-19.html; How to save on used car: https://www.kiplinger.com/personal-finance/shopping/cars/used-cars/600997/how-to-save-on-a-used-car; Low interest rates reduce the cost of mortgages: https://www.kiplinger.com/article/real-estate/t040-c000-s003-low-interest-rates-reduce-the-cost-of-mortgages.html
Ryan chats with CFP Board CEO Kevin Keller about how to hire, vet and pay for a financial planner. Sandy nerds out over the implication of the nationwide coin shortage, and Ryan explains the basics of hedging for inflation.
--LINKS--
America lurches toward a cashless future: https://www.kiplinger.com/article/spending/t057-c000-s002-move-toward-a-cashless-society-with-caution.html; Everything you need to know about the national coin shortage: https://slate.com/news-and-politics/2020/08/national-coin-shortage-everything-to-know.html; Find a financial planner you trust: https://www.kiplinger.com/article/investing/t023-c000-s002-find-a-financial-planner-you-trust.html; Let’s make a plan: https://www.letsmakeaplan.org/; Check out an investing pro: https://www.investor.gov/; Finra’s BrokerCheck: https://brokercheck.finra.org/; Protect your portfolio from inflation: https://www.kiplinger.com/investing/601115/protect-your-portfolio-from-inflation
Sandy and Ryan welcome back pod favorite Kyle Woodley for a discussion of investing winners and losers and what we can learn from them. The co-hosts clear up confusion around paying back stimulus checks and delve back into their backlog of bad PR pitches.
--LINKS--
Fat kid deals: https://twitter.com/FatKidDeals; Will you have to pay back any of your stimulus check: https://www.kiplinger.com/article/taxes/t054-c005-s001-will-i-have-to-pay-back-any-of-my-stimulus-check.html; What to do if your stimulus check is wrong: https://www.kiplinger.com/article/taxes/t054-c005-s001-what-to-do-if-your-stimulus-check-is-wrong.html#:~:text=So%2C%20once%20you%20receive%20the,sit%20tight%20until%20then%2C%20though.&text=The%20IRS%20will%20mail%20the,address%20it%20has%20on%20file.; Sign up for Kyle’s newsletter: https://my.kiplinger.com/email/index2.php?e=staff@kiplinger.com&etype=&ec_column_id=&new_user=; The best bank for you 2020: https://www.kiplinger.com/personal-finance/banking/600928/the-best-bank-for-you-2020; Ryan’s piece on Opportunity Zone funds: https://www.kiplinger.com/article/investing/t041-c000-s002-opportunity-zone-investing-is-it-for-you.html
Ryan and Sandy chat with Kevin Walker of CollegeFinance.com about how Covid-19 has changed the ways families are planning and saving for college. The hosts chat about tax refunds and delve back into the reader mailbag for a question on paying for a home in retirement.
--LINKS--
Tax refunds delayed: https://www.taxpolicycenter.org/taxvox/where-my-income-tax-refund; Where is my refund? https://www.irs.gov/refunds; What to know about your W-4: https://www.kiplinger.com/slideshow/taxes/t056-s001-new-w4-form-for-2020-irs-tax-withholding-changes/index.html; IRS tax withholding estimator: https://www.irs.gov/individuals/tax-withholding-estimator; 7 ways the pandemic will change college forever: https://www.kiplinger.com/slideshow/college/t014-s010-ways-the-pandemic-will-change-college-forever/index.html; CollegeFinance: https://collegefinance.com/; Low interest rates reduce the cost of mortgages: https://www.kiplinger.com/article/real-estate/t040-c000-s003-low-interest-rates-reduce-the-cost-of-mortgages.html
Ryan and Sandy welcome Kiplinger staff writer Emma Patch for a discussion on all things travel as the world continues to open back up. Ryan breaks down changes to the list of Kiplinger’s favorite dividend stocks. The pair dish on get-rich-quick schemes and credit rewards.
--LINKS--
The Kiplinger Dividend 15: https://www.kiplinger.com/investing/stocks/601018/kiplinger-dividend-15-our-favorite-dividend-paying-stocks; Two dividend picks hit a rough patch: https://www.kiplinger.com/article/investing/t041-c009-s002-two-kiplinger-dividend-15-picks-hit-a-rough-patch.html; Travel planning in the time of coronavirus: https://www.kiplinger.com/article/business/t059-c000-s002-travel-planning-in-the-time-of-coronavirus.html; The best rewards cards for 2020: https://www.kiplinger.com/slideshow/credit/t016-s002-the-best-rewards-credit-cards-for-you-2020/index.html; Work-at-home scams lead to business coaching schemes: https://www.consumer.ftc.gov/blog/2018/05/work-home-scams-lead-business-coaching-schemes; The FTC guide to WFH scams: https://www.consumer.ftc.gov/topics/working-home
H&R Block tax honcho Kathy Pickering offers tax advice for last-minute filers. Ryan and Sandy break down the latest news on stimulus checks and Ryan answers reader mail about target-date mutual funds.
--LINKS--
IRS letters about unactivated stimulus cards: https://www.nclc.org/media-center/alert-irs-sending-letters-about-unactivated-stimulus-prepaid-cards.html; What if I threw out my stimulus payment? https://www.washingtonpost.com/business/2020/07/06/irs-stimulus-payment-debit-card-scam/?utm_campaign=wp_main&utm_medium=social&utm_source=twitter; Keep your stimulus payment notice in your tax records: https://www.irs.gov/newsroom/keep-economic-impact-payment-notice-with-other-tax-records
Tax tips for last-minute filers: https://www.kiplinger.com/article/taxes/t056-c005-s003-tax-tips-for-last-minute-filing.html; Is a target-date fund right for you? https://www.kiplinger.com/article/investing/t047-c032-s014-is-a-target-date-fund-right-for-you.html; Our latest take on Vanguard’s target-date funds: https://www.kiplinger.com/article/investing/t041-c009-s002-vanguard-target-retirement-2030-keeps-its-eye-on-t.html; Invest in funds before buying stocks: https://www.kiplinger.com/article/investing/t052-c047-s002-why-you-need-to-invest-in-funds-before-stocks.html
Ryan interviews Sandy about Kiplinger’s annual list of the best retirement destinations. The pair discuss “headline” stock market indexes, missing stimulus checks and interest on tax refunds.
--LINKS--
Understand the major indexes: https://www.kiplinger.com/investing/600951/understand-the-major-indexes; Kiplinger’s retiree tax map: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php; Find a great place to retire: https://www.kiplinger.com/retirement/happy-retirement/601003/find-a-great-place-to-retire; IRS Get My Payment: https://www.irs.gov/coronavirus/get-my-payment; IRS rules for non-filers: https://www.irs.gov/coronavirus/non-filers-enter-payment-info-here; Where’s my paper stimulus check? https://www.kiplinger.com/article/taxes/t054-c005-s001-where-is-my-paper-stimulus-check.html; IRS paying 5% on delayed tax refunds: https://www.cnbc.com/2020/06/25/uncle-sam-is-paying-5percent-interest-on-late-tax-refunds-yes-its-taxable.html
Kiplinger contributing editor Lisa Gerstner rejoins the show to unveil the best banks for all kinds of savers. Ryan and Sandy dish on new rules affecting required minimum distributions and answer a reader question about options for dealing with crummy 403(b) plans.
--LINKS--
Reitrees get another break with expansion of RMD waiver: https://www.kiplinger.com/retirement/retirement-plans/required-minimum-distributions-rmds/600944/retirees-get-another-break
The Best Banks for You 2020: https://www.kiplinger.com/personal-finance/banking/600928/the-best-bank-for-you-2020
403(b) contribution limits: https://www.kiplinger.com/article/retirement/t047-c000-s001-how-much-can-you-contribute-to-a-403-b-for-2020.html
Which retirement savings plans are best for teachers? https://www.kiplinger.com/article/retirement/t047-c032-s014-best-retirement-savings-plans-for-teachers.html
Ryan and Sandy interview Alison Green of Ask a Manager on the challenges workers face when returning to the office. The cohosts chat about deducting home office expenses from your taxes, and give their personal finance summer reading list.
—LINKS—
Find a community foundation (US): www.cof.org/community-foundation-locator; Find a community foundation (Canada): www.communityfoundations.ca/find-a-community-foundation/; Tax deductions for people working from home: www.kiplinger.com/artic...e.html; Coronavirus at work – your legal questions answered: www.kiplinger.com/slide...x.html; Ask a Manager: www.askamanager.org/; The Big Short: www.kiplinger.com/article/business/T052-C039-S002-the-big-short.html; Capital, A Novel: www.kiplinger.com/article/business/T010-C039-S002-capital.html; Nickel and Dimed: www.kiplinger.com/article/business/T065-C039-S002-nickel-and-dimed.html; How to Retire Happy: www.kiplinger.com/article/retirement/T047-C039-S001-how-to-retire-happy.html; What Sandy is reading: www.amazon.com/Save-Me-Plums-Gourmet-Memoir/dp/1400069998; What Sandy is also reading: www.amazon.com/Means-Ascent-Years-Lyndon-Johnson/dp/067973371X; What Ryan was reading: www.amazon.com/Trick-Mirror-Self-Delusion-Jia-Tolentino/dp/0525510540; What Ryan is reading: www.amazon.com/Vanishing-Half-Novel-Brit-Bennett/dp/0525536299
Kiplinger executive editor Anne Smith joins the show to chat about her mid-year outlook for the economy and the stock market. Ryan and Sandy break down what marks a recession, and answer a reader question about using cash savings to pay down a mortgage.
--LINKS--
A long recovery starts: https://www.kiplinger.com/article/business/T019-C000-S010-unemployment-rate-forecast.html; Recessions – 10 things you must know: https://www.kiplinger.com/slideshow/investing/T038-S001-recessions-10-facts-you-must-know/index.html; Kiplinger’s special report on markets: https://www.kiplinger.com/fronts/special-report/markets/index.html; Kiplinger’s coverage of mortgages and refinancing: https://www.kiplinger.com/fronts/special-report/mortgages-refinancing/index.html
Sandy and Ryan discuss go-to gifts for grads, dads and newlyweds before delving their favorite deals from Kiplinger’s July issue. The pair discuss money-smart ways to contribute to charity, and Sandy plays a tax-themed round of Jeopardy!
--LINKS--
Donate to charity and cut your tax bill: https://www.kiplinger.com/article/retirement/T054-C000-S004-donate-to-charity-and-cut-your-tax-bill.html; Giving to charity when you’re on a budget: https://www.kiplinger.com/article/spending/T007-C047-S002-giving-to-charity-when-you-re-on-a-budget.html; Make the most of your charitable dollars: https://www.kiplinger.com/article/spending/T065-C000-S002-make-the-most-of-your-donor-dollars.html; Kiplinger’s 2020 tax map (does your state have a sin tax?): https://www.kiplinger.com/tool/taxes/T055-S001-kiplinger-tax-map/index.php; Can you dodge the AMT bullet?: https://www.kiplinger.com/article/taxes/T054-C000-S001-can-you-dodge-the-amt-bullet.html; The 2020 tax deadline is July 15: https://www.kiplinger.com/article/taxes/T056-C005-S001-2020-tax-deadline-is-now-july-15-not-april-15.html; Wesley Snipes filmography: https://m.imdb.com/name/nm0000648/filmotype
Ryan and Sandy chat with Kiplinger.com’s Rocky Mengle on what may or may not be included in a second round of economic stimulus legislation. The hosts fill you in on prepaid stimulus debit cards, new flexible spending account rules and a technical indicator to assess market rallies.
--LINKS--
FAQs on stimulus debit cards: https://www.kiplinger.com/slideshow/taxes/T054-S001-stimulus-check-payments-by-prepaid-debit-card/index.html; Lost your card: https://www.eipcard.com/support; HEROES Act provisions that could become law: https://www.kiplinger.com/slideshow/saving/T043-S001-heroes-act-provisions-that-could-become-law/index.html; Midyear changes to your health plans: https://www.kiplinger.com/slideshow/taxes/T027-S001-mid-year-changes-to-your-health-plan-fsa-or-hsa/index.html; Ed Yardeni on breadth: https://www.yardeni.com/pub/breadth.pdf; WSJ new highs and lows: https://www.wsj.com/market-data/stocks/newfiftytwoweekhighsandlows; Kiplinger contributor Steve Goldberg on market breadth: https://www.kiplinger.com/article/investing/T041-C007-S001-the-market-s-bad-breadth.html
Ryan and Sandy welcome Families USA’s Cheryl Fish-Parcham to the show to discuss how folks can find medical coverage in the face of job loss. Sandy and Ryan share ways to avoid a new wave of ID theft and talk credit reports and tax software in a new edition of Deal of No Deal.
--LINKS--
ID Theft – act now to protect yourself: https://www.kiplinger.com/article/credit/T048-C000-S002-identity-theft-act-now-to-protect-yourself.html; Kiplinger special report on health care and insurance: https://www.kiplinger.com/fronts/special-report/health-care-insurance/index.html; The Families USA guide to finding health insurance: https://familiesusa.org/resources/are-you-uninsured-during-the-covid-19-crisis-what-you-need-to-know-about-finding-health-insurance-getting-tested-and-getting-care/; Best tax software values for 2020: https://www.kiplinger.com/slideshow/taxes/T056-S001-best-tax-software-values/index.html; Take charge of your credit: https://www.kiplinger.com/article/credit/T017-C000-S002-take-charge-of-your-credit.html
Ryan and Sandy chat with contributing editor Lisa Gerstner about rankings of rewards credit cards for every type of spender. The cohosts talk about navigating the housing market now. A new edition of Financial Fact or Fiction revolves around 401k matches and RMD rules.
--LINKS--
Pandemic hits pause on rebound in housing market: https://www.kiplinger.com/article/business/T019-C000-S003-housing-market-forecast-housing-starts-home-sales.html; You can still buy or sell a home during the COVID-19 outbreak: https://www.kiplinger.com/article/real-estate/T010-C000-S002-buying-or-selling-a-house-during-coronavirus.html; Mortgage Professor Refi Calculator: https://www.mtgprofessor.com/CalculatorArticles/Refinance-Calculator.html; Best rewards cards for you 2020: https://www.kiplinger.com/slideshow/credit/T016-S002-the-best-rewards-credit-cards-for-you-2020/index.html; Déjà vu: When your employer cuts your 401k match: https://www.kiplinger.com/article/investing/T001-C001-S001-when-your-employer-stops-matching-401-k-contributi.html; RMDs and the CARES Act: https://www.kiplinger.com/article/retirement/T045-C000-S004-coronavirus-stimulus-you-can-wait-to-take-your-rmd.html; Friend of the show Ed Slott on RMDs: https://www.aarp.org/money/taxes/info-2020/ed-slott-more-rmd-answers.html; TSP RMD Changes: https://www.tsp.gov/whatsnew/Content/coronavirus/rmd-changes.html
Brian Bollinger of Simply Safe Dividends joins the show to discuss what upcoming months hold for income investors. Sandy and Ryan chat about highlights from the Berkshire Hathaway annual shareholder meeting and unveil a new batch of wild PR pitches.
--LINKS--
Our editor’s brush with Buffett: https://www.kiplinger.com/article/investing/T052-C015-S002-a-brush-with-buffett.html; 16 Stocks Warren Buffett is buying and selling: https://www.kiplinger.com/slideshow/investing/T052-S001-16-stocks-warren-buffett-is-buying-selling-2019-q4/index.html; Buffett jettisons airlines; still cheerleads America: https://www.kiplinger.com/article/investing/T052-C008-S001-buffett-dumps-airline-stocks-cheerleads-america.html; Simply Safe Dividends: https://www.simplysafedividends.com/; 15 super-safe dividend stocks to buy now: https://www.kiplinger.com/slideshow/investing/T018-S001-15-super-safe-dividend-stocks-to-buy-now/index.html; 7 dividend stocks with growth potential: https://www.kiplinger.com/slideshow/investing/T018-S001-7-safe-stocks-with-big-dividend-growth-potential/index.html; How to buy a car during COVID-19: https://www.kiplinger.com/article/cars/T009-C004-S002-buying-a-car-safely-during-covid-19.html; What you need to know about Bitcoin: https://www.kiplinger.com/article/investing/T052-C000-S002-what-you-need-to-know-about-bitcoin.html
Ryan and Sandy welcome Bankrate’s Greg McBride for a discussion on the repercussions of a prolonged period of low interest rates. Ryan recommends mutual funds that hold up during down markets, and Sandy tells you which tax documents to hang onto.
--LINKS--
An earlier take on down market funds: https://www.kiplinger.com/slideshow/investing/T041-S002-5-great-funds-to-protect-yourself-in-down-markets/index.html; Kiplinger’s interest rate forecast: https://www.kiplinger.com/article/business/T019-C000-S010-interest-rate-forecast.html; Why did the Fed cut interest rates? https://www.kiplinger.com/article/investing/T038-C008-S001-why-did-the-fed-cut-rates-to-near-zero.html; Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html; Best online savings accounts, per Bankrate: https://www.bankrate.com/banking/savings/rates/; How long should you keep tax records” https://www.kiplinger.com/article/taxes/T056-C005-S001-how-long-should-you-keep-tax-records.html
In the wake of oil prices dipping into negative territory, Ryan and Sandy interview S&P Global Platts lead quantitative analyst Vito Turitto to figure out what the heck is going on. The cohosts give an update on stimulus checks and wrap things up with a conversation about private student loans and taxes on unemployment benefits.
--LINKS--
The Kiplinger guide to your 2020 stimulus check: https://www.kiplinger.com/article/spending/T063-C000-S001-stimulus-checks-2020-how-much-when-and-other-faqs.html; Where’s my stimulus check? https://www.kiplinger.com/article/taxes/T056-C005-S001-track-your-stimulus-check-with-the-get-my-payment.html; The IRS “Get My Payment” portal: https://www.irs.gov/coronavirus/get-my-payment; Negative oil prices come to the oil market: https://alerts.kiplinger.com/2020/04/negative-prices-come-oil-market/; 10 things you must know before applying for unemployment benefits: https://www.kiplinger.com/slideshow/insurance/T012-S001-how-to-file-for-for-unemployment-benefits/index.html; 15 states that don’t tax unemployment benefits: https://www.kiplinger.com/slideshow/taxes/T055-S001-states-that-don-t-tax-unemployment-benefits/index.html; Career One Stop: https://www.careeronestop.org/; Private student loan relief: https://uspirg.org/news/usp/private-lenders-announce-they%E2%80%99ll-suspend-student-loan-payments
Kiplinger Letter managing editor Jim Patterson joins the show to break down the ramifications for states that are ill-equipped to handle the upcoming recession. Ryan and Sandy go over bear market investing strategies and highlight their favorite deals that folks can score from home.
--LINKS--
How to invest in this bear market: https://www.kiplinger.com/slideshow/investing/T038-S001-how-to-invest-in-this-bear-market/index.html; Bear market lessons from an adviser: https://www.kiplinger.com/article/retirement/T047-C032-S014-5-bear-market-lessons-after-20-years-as-an-adviser.html; 7 secrets of highly successful investors: https://www.kiplinger.com/article/investing/T023-C000-S002-7-secrets-of-highly-successful-investors.html; 10 states most unprepared for the recession: https://www.kiplinger.com/slideshow/business/T019-S010-states-most-unprepared-for-the-next-recession/index.html; Coronavirus car insurance rebates: https://www.kiplinger.com/article/cars/T004-C011-S003-coronavirus-car-insurance-rebates.html
Ryan and Sandy interview CreditCards.com industry analysts about what folks can do to try to mitigate financial hardship. The cohosts break down new tax breaks for charitable giving and delve back into their inboxes to share crazy PR pitches.
--LINKS--
CARES Act expands tax deductions for charitable giving: https://www.kiplinger.com/slideshow/taxes/T054-S001-cares-act-expands-charitable-giving-tax-deductions/index.html; Donate to charity and cut your tax bill: https://www.kiplinger.com/article/retirement/T054-C000-S004-donate-to-charity-and-cut-your-tax-bill.html; Giving to charity when you’re on a budget: https://www.kiplinger.com/article/spending/T007-C047-S002-giving-to-charity-when-you-re-on-a-budget.html; Charity Navigator: https://www.charitynavigator.org/; The pandemic gives borrowers a break on rates: https://www.kiplinger.com/article/credit/T040-C000-S002-coronavirus-pandemic-interest-rates-drop.html; 15 safe ways to earn extra crash in the age of the coronavirus: https://www.kiplinger.com/slideshow/business/T065-S001-ways-to-earn-extra-cash-in-the-age-of-coronavirus/index.html; Money-smart ways to spend your quarantine time: https://www.kiplinger.com/slideshow/saving/T065-S001-money-smart-ways-to-spend-coronavirus-quarantine/index.html; 38 ways to earn extra cash with a side hustle: https://www.kiplinger.com/slideshow/business/T065-S001-ways-to-earn-extra-cash-with-a-cool-side-hustle/index.html; Remote jobs for the coronavirus era: https://sidehusl.com/remote-jobs-for-the-coronavirus-era/
Kiplinger.com tax editor Rocky Mengle rejoins the show to break down everything you need to know about your stimulus check. Sandy and Ryan answer a reader question on required minimum distributions and tell you whether to act or not on booking airline tickets and paying your student loans.
--LINKS--
You can wait to take your RMD: https://www.kiplinger.com/article/retirement/T045-C000-S004-coronavirus-stimulus-you-can-wait-to-take-your-rmd.html; Stimulus FAQs: https://www.kiplinger.com/article/spending/T063-C000-S001-stimulus-checks-2020-how-much-when-and-other-faqs.html; When will I get my stimulus check?: https://www.kiplinger.com/article/taxes/T054-C000-S001-when-will-i-get-my-stimulus-check-2020.html; How much stimulus money will I get?: https://www.kiplinger.com/article/spending/T063-C000-S001-how-much-stimulus-check-money-will-you-get.html; Will you get a bigger check if you wait to file?: https://www.kiplinger.com/article/taxes/T056-C005-S001-bigger-stimulus-check-waiting-to-file-tax-return.html; Stimulus check calculator: https://www.kiplinger.com/tool/taxes/T023-S001-stimulus-check-calculator-2020/index.php; Travel planning in the time of coronavirus: https://www.kiplinger.com/article/business/T059-C000-S002-travel-planning-in-the-time-of-coronavirus.html; The pandemic gives borrowers a break on rates: https://www.kiplinger.com/article/credit/T040-C000-S002-coronavirus-pandemic-interest-rates-drop.html
Ryan and Sandy talk to CFP and MD Carolyn McClanahan on financial strategies in the wake of the COVID-19 outbreak. The hosts discuss smart ways to spend your stimulus check and answer questions from the listener mailbag.
--LINKS--
Stimulus check calculator: https://www.kiplinger.com/tool/taxes/T023-S001-stimulus-check-calculator-2020/index.php; FAQs about your stimulus check, answered: https://www.kiplinger.com/article/spending/T063-C000-S001-stimulus-checks-2020-how-much-when-and-other-faqs.html; Money-smart ways to spend your stimulus check: https://www.kiplinger.com/slideshow/spending/T063-S003-money-smart-ways-to-spend-your-stimulus-check/index.html; Kiplinger’s coronavirus coverage: https://www.kiplinger.com/fronts/special-report/coronavirus/index.html; Sign up for Kiplinger’s Step Ahead email newsletter for COVID 19 updates: https://www.kiplinger.com/generic/spending/T019-C000-S010-get-a-step-ahead-email-e-newsletters.html; What to do if you lose your insurance: https://www.kiplinger.com/article/insurance/T027-C032-S014-what-to-do-if-you-lose-your-health-insurance.html
Sandy and Ryan discuss what your health insurance may or may not cover during the COVID-19 pandemic. Ryan covers some market basics to keep in mind amid market volatility and Sandy details strategies for raising quick cash.
--LINKS--
Time is on your side as an investor: https://www.kiplinger.com/article/investing/T047-C047-S002-start-investing-now-uh-yeah.html; The Callen periodic table: https://www.callan.com/periodic-table/; Cut your investing fees in half: https://www.kiplinger.com/article/retirement/T037-C032-S014-how-to-cut-your-investment-fees-in-half.html; Private health coverage of COVID-19: https://www.kff.org/private-insurance/issue-brief/private-health-coverage-of-covid-19-key-facts-and-issues/; Medicare and coronavirus: https://www.medicare.gov/medicare-coronavirus; What to do if you lose your health insurance: https://www.kiplinger.com/article/insurance/T027-C032-S014-what-to-do-if-you-lose-your-health-insurance.html; Ways to earn extra cash: https://www.kiplinger.com/slideshow/business/T065-S001-ways-to-earn-extra-cash-in-the-age-of-coronavirus/index.html
Ryan and Sandy chat with credit expert Gerri Detweiler about the new scoring system that could affect your FICO score. Ryan goes over some bear market history and Sandy tells you why you need to tax-diversify your retirement accounts.
—LINKS—
A history of bull and bear markets: www.yardeni.com/pub/sp500corrbear.pdf; Nav blog: www.nav.com/blog/; Changes are coming to your credit score: www.kiplinger.com/article/credit/T017-C000-S002-changes-are-coming-to-your-credit-score.html; 7 habits of people with excellent credit scores: www.kiplinger.com/slideshow/credit/T017-S003-how-to-raise-your-credit-score/index.html; Diversification on the road to retirement: www.kiplinger.com/artic...t.html; How to keep more money in retirement: www.kiplinger.com/artic...t.html; Why you need a Roth: www.kiplinger.com/article/retirement/T046-C006-S001-why-you-need-a-roth-ira.html; Weigh a Roth conversion: www.kiplinger.com/artic...n.html
Sandy and Ryan chat with Kiplinger.com senior investing editor Kyle Woodley on risk-mitigating market strategies amid coronavirus panic. The cohosts highlight virus-related scams to beware of, and tell you what to do with your 401(k) when you leave your job.
--LINKS--
What to do with old 401(k)s and IRAs: https://www.kiplinger.com/article/retirement/T001-C032-S014-what-to-do-with-all-those-old-401-k-s-and-iras.html; ETFs to battle a bear market: https://www.kiplinger.com/slideshow/investing/T022-S001-the-12-best-etfs-to-battle-a-bear-market/index.html; Low volatility ETFs: https://www.kiplinger.com/slideshow/investing/T022-S001-10-low-volatility-etfs-for-roller-coaster-market/index.html; The 9 worst stocks to buy right now: https://www.kiplinger.com/slideshow/investing/T052-S001-the-9-worst-stocks-to-buy-right-now/index.html; WHO-related scams: https://news.un.org/en/story/2020/02/1058381; Better Business Bureau on facemask scams: https://www.bbb.org/article/news-releases/21482-scam-alert-preparing-for-coronavirus-that-face-mask-could-be-a-con
Sandy and Ryan welcome Zillow economist Jeff Tucker to the show for a discussion on the housing market outlook for 2020. The cohosts give you tips for saving at the pump and close the show with investing strategies amid coronavirus market panic.
--LINKS--
Gas-saving tips that actually work: https://www.kiplinger.com/slideshow/cars/T063-S001-gas-saving-tips-that-actually-work/index.html; Housing market continues its steady improvement: https://www.kiplinger.com/article/business/T019-C000-S003-housing-market-forecast-housing-starts-home-sales.html; Coronavirus infects global markets: https://www.kiplinger.com/article/investing/T038-C000-S002-coronavirus-infects-global-markets.html; Protips for handling a coronavirus market meltdown: https://www.kiplinger.com/slideshow/investing/T038-S014-pro-tips-for-handling-coronavirus-market-meltdown/index.html
Sandy and Ryan talk to Kiplinger.com tax editor Rocky Mengle about Kiplinger’s newly released tax software rankings. Ryan and Sandy discuss trip insurance in the wake of the coronavirus outbreak. A new Financial Fact or Fiction segment includes advice on political donations and booking flights.
--LINKS--
Protect your vacation with travel insurance: https://www.kiplinger.com/article/insurance/T059-C000-S002-protect-your-vacation-fund-with-travel-insurance.html; When it pays to buy travel insurance: https://www.kiplinger.com/article/insurance/T059-C001-S002-when-it-pays-to-buy-travel-insurance.html; Compare plans at Squaremouth: https://www.squaremouth.com/; IRS Free File: https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free; Best tax software values for 2020: https://www.kiplinger.com/slideshow/taxes/T056-S001-best-tax-software-values/index.html; Political contributions aren’t tax deductible: https://www.hrblock.com/tax-center/filing/adjustments-and-deductions/are-political-contributions-tax-deductible/; Check out Scott Keyes on Twitter: https://twitter.com/smkeyes/status/1224442857420812289?s=20
Kiplinger.com investing guru Kyle Woodley rejoins the show to highlight the market’s best lesser-known exchange-traded funds. Sandy and Ryan review leftover ramifications of the SECURE Act, and the pair dish on student loan and prescription drug shipping. --LINKS-- SECURE Act: https://www.kiplinger.com/article/retirement/T064-C032-S014-pros-cons-and-possible-disasters-after-secure-act.html ; 20 ETFs for 2020: https://www.kiplinger.com/slideshow/investing/T022-S001-the-20-best-etfs-to-buy-for-a-prosperous-2020/index.html; Kiplinger’s special report on student loans: https://www.kiplinger.com/fronts/special-report/student-loans/index.html; Pay for pricey prescriptions: https://www.kiplinger.com/article/insurance/T027-C047-S002-how-to-pay-for-pricey-prescriptions.html; WebMD on Canadian meds: https://www.webmd.com/healthy-aging/features/letter-and-spirit-of-drug-import-laws; Consumer Reports on Canadian meds: https://www.consumerreports.org/drug-prices/cheaper-meds-from-canada/
Sandy and Ryan welcome retirement expert Ed Slott to the show to explain how the SECURE Act could be impacting your retirement plans. The cohosts go over last-minute deals for Valentines Day, and a new edition of Wild Pitches features financial lessons about Karry and Meghan as well as a pitch for air-conditioned hats
--LINKS--
Deal on roses https://www.bradsdeals.com/deals/12-red-roses-vase-35-shipped-p436425; Deal on succulents: https://www.bradsdeals.com/deals/3-months-of-succulents-30-free-ship-p436548; Deal on steaks: https://www.bradsdeals.com/deals/omaha-steaks-combos-50-shipped-p436674; Ed’s site: https://www.irahelp.com/; Pros, cons and possible disasters of the SECURE Act: https://www.kiplinger.com/article/retirement/T064-C032-S014-pros-cons-and-possible-disasters-after-secure-act.html; 10 ways the SECURE Act will impact your retirement savings: https://www.kiplinger.com/slideshow/retirement/T047-S001-how-the-secure-act-will-impact-retirement-savings/index.html; Moves for affluent retirees: https://www.kiplinger.com/article/retirement/T047-C032-S014-secure-act-reaction-5-steps-for-affluent-retirees.html; SECURE Act estate strategies: https://www.kiplinger.com/article/retirement/T021-C032-S014-4-estate-strategies-for-retirees-after-secure-act.html; Why you need a Roth: https://www.kiplinger.com/article/investing/T032-C050-S002-why-stocks-are-best-held-in-a-roth-ira.html; How to budget: https://www.kiplinger.com/article/saving/T007-C032-S014-how-to-budget.html
Finance professor, retirement expert and CFP Jamie Hopkins joins the show to tell you how to protect your digital assets. Sandy and Ryan tell you how to keep your smart devices from getting hacked, and the pair talk tuition insurance and February freebies in a new edition of Deal or No Deal.
--LINKS--
Put smart-home technologies to work for you: https://www.kiplinger.com/article/real-estate/T057-C000-S002-put-smart-home-technologies-to-work-for-you.html; New security systems give peace of mind: https://www.kiplinger.com/article/real-estate/T057-C000-S002-new-security-systems-give-peace-of-mind.html; Mozilla’s Privacy Not Included: https://foundation.mozilla.org/en/privacynotincluded/; How to protect you digital assets: https://www.kiplinger.com/article/retirement/T021-C032-S014-how-to-protect-your-digital-assets.html; Is tuition insurance worth the cost? https://studentloanhero.com/featured/tuition-insurance-good-bad/; February deals from DealNews: https://www.dealnews.com/features/discounts/months/February/
Sandy tells you why you should begin filing your taxes as soon as you get your W-2 form in a main-segment interview. The cohosts discuss common nuisance fees (and how to avoid them) and Ryan explains why you likely need renters insurance if you don’t have it already.
--LINKS--
How to avoid paying pesky fees: https://www.kiplinger.com/slideshow/spending/T063-S002-how-to-avoid-paying-pesky-fees/index.html; Best rewards cards, 2019: https://www.kiplinger.com/slideshow/credit/T016-S003-the-best-rewards-cards-for-you-2019/index.html; Check for resort fees: http://www.resortfeechecker.com/; Find a fee-only financial planner: https://garrettplanningnetwork.com/; Which robo-adviser is best for you?: https://www.kiplinger.com/slideshow/investing/T023-S002-14-robo-advisers-which-is-the-best-for-you/index.html; How early can you file your tax return? https://www.kiplinger.com/article/taxes/T056-C005-S001-when-can-i-file-2019-taxes-in-2020.html; Tax tips page: https://www.kiplinger.com/fronts/archive/column/?column_id=5; 2019 HSA contribution limits: https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/2019-hsa-contribution-limits-rise-irs-says.aspx; IRA contribution limits: https://www.fidelity.com/retirement-ira/contribution-limits-deadlines; Why you need renters insurance: https://www.kiplinger.com/article/insurance/T028-C011-S001-why-you-need-renters-insurance.html
Zillow economic research director Skylar Olsen joins the show to break down the decision making behind renting or buying a home. Ryan and Sandy give money-smart travel advice for 2020. Wild Pitches covers end-of-life plans and budgeting.
—LINKS—
Great getaways that won’t break the bank: www.kiplinger.com/artic...k.html; When renting is better than buying: www.kiplinger.com/article/real-estate/T010-C047-S002-when-renting-is-better-than-buying.html; Zillow’s calculator: www.zillow.com/rent-vs-buy-calculator/; Key end-of-life documents: www.kiplinger.com/artic...r.html; Advance directives: www.kiplinger.com/artic...d.html; Create a budget and stick to it: www.kiplinger.com/podca...t.html; Couples and money: www.kiplinger.com/artic...r.html; The couples and money quiz: www.kiplinger.com/quiz/credit/T065-S001-the-couples-and-money-quiz/index.html
Kiplinger’s Associate Editor Miriam Cross re-joins the show with tips on how to protect your loved ones from falling victim to elder fraud. Ryan and Sandy go over the results of Kiplinger’s market volatility poll and the pair dish on forgotten gift cards and fund naming practices in a new edition of Financial Fact or Fiction.
--LINKS--
Strategies for managing your changing risk tolerance: https://www.kiplinger.com/article/investing/T047-C032-S014-5-ways-to-manage-your-changing-risk-tolerance.html; Risk tolerance in the bull market era: https://www.kiplinger.com/article/investing/T038-C032-S014-risk-tolerance-in-the-bull-market-era.html; In volatile markets, focus on what you can control: https://www.kiplinger.com/article/investing/T047-C032-S014-in-volatile-markets-focus-on-what-you-can-control.html; Watch out for Elder Fraud: https://www.kiplinger.com/article/retirement/T048-C000-S002-watch-out-for-the-elder-fraud-web.html; Six scams that prey on the elderly: https://www.kiplinger.com/slideshow/retirement/T048-S002-6-scams-that-prey-on-the-elderly/index.html; Eldercare locator: https://eldercare.acl.gov/Public/Index.aspx; National Center on Elder Abuse: https://ncea.acl.gov/; Offers for National Use Your Gift Card Day 2020: https://www.offers.com/blog/post/national-use-your-gift-card-day/; How to buy the right ETF: https://www.kiplinger.com/article/investing/T022-C028-S001-how-to-buy-the-right-etf.html; When to sell a mutual fund: https://www.kiplinger.com/article/investing/T041-C028-S002-when-to-sell-a-fund.html
Ryan highlights some of his favorite stocks to buy and hold for the next ten years. He and Sandy tell you why to make your holiday returns ASAP, and a new edition of Deal or No Deal involves 529 plans and paying for pricey prescriptions.
--LINKS--
Consumer World’s 2019 return policy survey: https://www.consumerworld.org/pages/returns.htm; 15 things you can’t return to Amazon: https://www.kiplinger.com/article/spending/T050-C011-S001-15-things-you-can-t-return-to-amazon.html; Ryan’s 10 stocks for the next decade: https://www.kiplinger.com/article/investing/T052-C008-S002-10-stocks-for-the-next-decade.html; 529 plan grant programs: https://www.savingforcollege.com/article/states-that-offer-529-plan-grant-programs; How to pay for pricey prescriptions: https://www.kiplinger.com/article/insurance/T027-C047-S002-how-to-pay-for-pricey-prescriptions.html
A gift from the Kiplinger family to yours, just in time for the holidays. Sandy and Ryan sit down for an extended chat with Kiplinger’s editor-in-chief Knight Kiplinger on all things families and finances.
--LINKS--
10 Timeless Financial Tips from Knight Kiplinger: https://www.kiplinger.com/article/saving/T063-C000-S001-10-timeless-financial-tips-from-knight-kiplinger.html; The Money Talk You Must Have: https://www.kiplinger.com/article/saving/T021-C000-S002-the-family-money-talk-you-must-have.html; How to Talk With Aging Parents About Money: https://www.kiplinger.com/article/retirement/T013-C011-S001-how-to-talk-with-aging-parents-about-money.html; Kiplinger’s Special Report on Estate Planning: https://www.kiplinger.com/fronts/special-report/estate-planning/index.html
Sandy breaks down last-minute moves to make before the end of the year. The pair discuss strategies for building an emergency find. Ryan explains how mutual fund expense ratios can affect returns.
--LINKS--
Emergency funds can reduce stress: https://www.kiplinger.com/article/saving/T065-C047-S002-emergency-funds-can-reduce-stress.html; Money moves to make to prepare for 2020: https://www.kiplinger.com/slideshow/saving/T023-S002-money-moves-to-make-now-to-prepare-for-2020/index.html; The American Opportunity Tax Credit: https://www.irs.gov/credits-deductions/individuals/aotc; Lifetime learning credit: https://www.irs.gov/credits-deductions/individuals/llc; Retirement savings for the self-employed: https://www.kiplinger.com/article/retirement/T047-C000-S002-retirement-savings-for-the-self-employed.html; Beware of mutual fund costs: https://www.kiplinger.com/article/investing/T041-C032-S014-beware-of-hidden-costs-in-your-mutual-funds.html
Ryan and Sandy welcome Rocky Mengle back to the show to break down the best and worst states for taxes on retirees. The pair tell you how to handle flight delays, cancellations and bumps during holiday travel season. Sandy quizzes Ryan on what's covered by home, auto and health insurance.
—LINKS—
What to do if your flight is cancelled or delayed: www.kiplinger.com/article/spending/T059-C000-S002-what-to-do-if-your-flight-is-canceled.html; Overcome delays and cancellations: www.kiplinger.com/artic...s.html; The state-by-state guide to taxes on retirees: www.kiplinger.com/tool/...ex.php; Does insurance really cover that? www.kiplinger.com/quiz/insurance/T065-S001-are-you-covered/index.html
Ryan and Sandy interview Schwab Charitable president Kim Laughton on why you should use a donor-advised fund for year-end charitable giving. The co-hosts share tips on avoiding ID theft and scams during the holiday season, and Peloton and Costco both feature in a new edition of Deal or No Deal.
--LINKS--
ID theft – act now to protect yourself: https://www.kiplinger.com/article/credit/T048-C000-S002-identity-theft-act-now-to-protect-yourself.html; 6 scams to watch out for over the holidays: https://www.kiplinger.com/article/spending/T057-C011-S001-scams-to-watch-out-for-this-holiday-season.html; 7 smart moves to avoid identity theft: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; 5 charitable planning options that can save you money on taxes: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; Give the money, keep the tax break with donor-advised funds: https://www.kiplinger.com/article/investing/T054-C032-S014-give-money-keep-tax-break-with-donor-advised-funds.html; 17 best Kirkland products for the holidays: https://www.kiplinger.com/slideshow/spending/T050-S001-17-best-costco-kirkland-products-for-holidays-2019/index.html
Sandy and Ryan interview Kiplinger investing honcho Anne Smith on trends that will move markets in 2020. The cohosts discuss ways to thwart package thieves, and a new batch of Wild Pitches offer lessons for shopping for car insurance and investing in real estate investment trusts.
--LINKS--
ID thieves exploit snail mail: https://www.kiplinger.com/article/spending/T048-C000-S002-id-thieves-exploit-snail-mail.html; Protect your online purchases: https://www.kiplinger.com/article/spending/T050-C000-S002-protect-your-online-purchases.html; Put smart-home technologies to work for you: https://www.kiplinger.com/article/real-estate/T057-C000-S002-put-smart-home-technologies-to-work-for-you.html; Where to invest in 2020: https://www.kiplinger.com/article/investing/T052-C008-S002-where-to-invest-2020.html; Anne’s interview with Ally Invest’s Lindsey Bell: https://www.kiplinger.com/article/investing/T019-C000-S002-expect-a-year-of-moderate-gains-strategist-says.html; Six steps to cut your car insurance rates: https://www.kiplinger.com/slideshow/insurance/T004-S002-6-steps-to-cut-your-car-insurance-rates/index.html; The 10 best REITs for 2020: https://www.kiplinger.com/slideshow/investing/T044-S001-the-10-best-reits-to-buy-for-2020/index.html
Ryan and Sandy welcome DealNews consumer analyst Julie Ramhold to the show to help you make a plan for finding the best deals on Black Friday. The cohosts discuss all the financial things that we have to be thankful for, and Sandy explains how folks without traditional corporate benefits can save for retirement.
--LINKS--
12 things to be thankful for in 2019: https://www.kiplinger.com/slideshow/business/T019-S001-12-things-to-be-thankful-for-in-2019/index.html; The best Amazon Black Friday deals: https://www.kiplinger.com/article/spending/T050-C011-S001-best-amazon-black-friday-doorbusters-deals-2019.html; 13 ways black Friday retailers trick shoppers: https://www.kiplinger.com/slideshow/spending/T050-S001-ways-black-friday-retailers-trick-holiday-shoppers/index.html; Retirement plans for the self-employed (Rivan’s version from KPFM isn’t up yet I don’t think): https://www.kiplinger.com/article/retirement/T047-C000-S004-retirement-savings-plans-for-the-self-employed.html; Retirement plans for the entrepreneur: https://www.kiplinger.com/article/retirement/T047-C032-S014-retirement-plans-for-the-entrepreneur.html; How much can you contribute to a Solo 401(k) in 2019?: https://www.kiplinger.com/article/retirement/T001-C000-S001-how-much-can-you-contribute-to-a-solo-401-k-2019.html
Ryan and Sandy interview Ask a Manager’s Alison Green on when and how to ask for a raise. The cohosts tell parents of high schoolers why they need to file the FAFSA ASAP, and a new edition of Wild Pitches features a $3,000 exercise bike and a greeting card that turns into a towel.
-- LINKS --
File the FAFSA: https://studentaid.ed.gov/sa/fafsa; Why you should file the FAFSA now: https://www.kiplinger.com/article/college/T053-C001-S003-file-fafsa-more-financial-aid-2018-19-school-year.html; Financial aid considerations when saving for college: https://www.kiplinger.com/article/college/T065-C032-S014-5-key-financial-aid-considerations-for-college.html; The Ask a Manager guide to asking for a raise: https://www.askamanager.org/2018/02/the-ask-a-manager-guide-to-asking-for-a-raise.html; Ryan’s gift-giving guide for the truly broke: https://www.kiplinger.com/article/spending/T050-C006-S003-a-gift-giving-guide-for-the-truly-broke.html
Kiplinger’s editor-at-large and retirement columnist Janet Bodnar rejoins the show for a discussion on retiring as a couple. Sandy and Ryan talk tax breaks and perks for members of the military on Veterans Day. Medical spending and value investing feature in a new edition of Deal or No Deal.
-- LINKS --
10 best financial benefits for military families: https://www.kiplinger.com/slideshow/saving/T065-S000-10-best-financial-benefits-for-military-families/index.html; Retire in sync with your spouse: https://www.kiplinger.com/article/retirement/T047-C022-S002-retire-in-sync-with-your-spouse.html; Six things married couples should think about when they talk about retirement: https://www.kiplinger.com/article/retirement/T065-C032-S014-married-couples-talk-when-planning-for-retirement.html; Retirement planning wrinkles for couples with age gaps: https://www.kiplinger.com/slideshow/retirement/T037-S004-retirement-planning-wrinkles-couples-with-age-gaps/index.html; Ways to spend your FSA: https://www.kiplinger.com/article/spending/T027-C001-S003-ways-to-spend-your-flexible-spending-account-money.html; Using your FSA for DNA tests: https://fsastore.com/learn/eligibility/fsa-dna-tests; The smart money is looking for value stocks: https://www.kiplinger.com/article/investing/T052-C008-S001-the-smart-money-is-looking-for-value-stocks.html; Ryan on value vs. growth (2018): https://www.kiplinger.com/article/investing/T052-C000-S002-value-vs-growth-stocks-which-will-come-out-on-top.html
Sandy and Ryan interview Amanda Lannert on all the things you should consider when choosing insurance plans during open enrollment. The co-hosts give you money moves to make right now, and a new edition of Deal or No Deal touches on student loan relief programs and Black Friday sales.
--LINKS--
Money moves to make now: https://www.kiplinger.com/slideshow/saving/T023-S002-money-moves-to-make-now-to-prepare-for-2020/index.html; What you should know about open enrollment: https://www.kiplinger.com/article/insurance/T027-C000-S002-what-you-should-know-about-open-enrollment.html; Dealnews on Thanksgiving “creep”: https://www.dealnews.com/features/black-friday/How-Deals-Will-Differ-on-Thanksgiving-Black-Friday-Cyber-Monday/; FTC on student loan debt relief schemes: https://www.ftc.gov/news-events/press-releases/2019/07/ftc-stops-student-loan-debt-relief-scheme-charges-operators; Dept. of Ed on how to repay your loans: https://studentaid.ed.gov/sa/repay-loans
Kiplinger content head Sarah Stevens joins the show to talk the advantages, risks, obstacles and considerations around testing your DNA. The cohosts dish on the scary overages you may face while paying with debit, and Sandy quizzes Ryan on what’s taxable and what’s not.
--LINKS--
Credit, debit or cash? https://www.kiplinger.com/article/credit/T016-C000-S002-credit-debit-or-cash.html; Better protections for prepaid debit cards: https://www.kiplinger.com/article/credit/T005-C000-S002-better-protections-for-prepaid-debit-cards.html; Discover your roots with DNA testing: https://www.kiplinger.com/article/spending/T065-C000-S002-discover-your-roots-with-dna-testing.html; Browse Kiplinger’s online quizzes: https://www.kiplinger.com/fronts/archive/quiz/index.html
Sandy breaks down the newest edition of Kiplinger’s state-by-state tax map in a main-segment interview. The cohosts dish on free shipping deals and lesser known Amazon Prime benefits, and a new Wild Pitches segment gets a little racy.
--LINKS--
The 31 best Amazon prime benefits to use in 2019: https://www.kiplinger.com/slideshow/spending/T050-S001-27-best-amazon-prime-benefits-of-2019/index.html; Free Shipping Day: https://www.freeshippingday.com/; Kiplinger’s 2019 tax map: https://www.kiplinger.com/tool/taxes/T055-S001-kiplinger-tax-map/index.php?rid=PROD-LINKS; Kiplinger’s 2018 retiree tax map: https://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/index.php; How to build credit history: https://www.kiplinger.com/article/credit/T017-C000-S002-how-to-build-a-credit-history.html; Why consumers shouldn’t panic over China tariffs (Consumer Reports): https://www.consumerreports.org/shopping/why-consumers-should-not-panic-over-china-tariffs/
Ryan and Sandy talk to Ryan’s estate lawyer sister, Lindsey Ermey, about why estate plans aren’t just for the super-rich. Ryan fills you in on the latest moves in the broker price wars, and Deal or No Deal tackles hair loss drug subscription services and the Yahoo rebate.
--LINKS--
Major brokers go commission-free: https://www.kiplinger.com/article/investing/T047-C008-S001-charles-schwab-commission-free-stocks-etfs-options.html; Ryan’s broker ranking: https://www.kiplinger.com/slideshow/investing/T052-S002-best-online-brokers-2019/index.html; How to pick the right broker for you: https://www.kiplinger.com/article/investing/T052-C000-S002-we-rank-the-online-brokers.html; Kiplinger’s estate planning home: https://www.kiplinger.com/fronts/special-report/estate-planning/index.html; Estate planning – a family affair: https://www.kiplinger.com/article/saving/T021-C000-S002-estate-planning-a-family-affair.html; 10 common estate planning errors: https://www.kiplinger.com/article/retirement/T021-C032-S014-10-surprisingly-common-estate-planning-mistakes.html; Kiplinger’s estate planning quiz: https://www.kiplinger.com/quiz/retirement/T021-S001-know-about-wills-test-your-estate-planning-smarts/index.html; Yahoo reaches data breach settlement: https://www.kiplinger.com/article/business/T057-C000-S002-yahoo-reaches-data-breach-settlement.html; Yahoo settlement site: https://yahoodatabreachsettlement.com/en/Contact/contact; How to save on prescriptions: https://www.kiplinger.com/article/insurance/T027-C001-S002-how-to-save-on-prescription-drugs.html
Kiplinger.com tax editor Rocky Mengle joins the show to tell you everything you need to know about the October 15 tax deadline. Ryan and Kiplinger car guy David Muhlbaum discuss preparing your car and home for winter. Both guests stay on for a game of financial Jeopardy!
--LINKS--
Prepare your home for winter: https://www.kiplinger.com/slideshow/real-estate/T029-S001-12-ways-to-prepare-your-home-for-winter/index.html; Winter car care and maintenance tips: https://www.kiplinger.com/slideshow/cars/T009-S001-winter-car-care-and-maintenance-tips/index.html; Tax moves to make before October 15: https://www.kiplinger.com/article/retirement/T055-C005-S004-extended-tax-deadline-moves-before-october-15.html; How well do you know Wall Street jargon? https://www.kiplinger.com/quiz/investing/T038-S001-how-well-do-you-know-wall-street-jargon/index.html; Jeopardy’s trickiest investing questions: https://www.kiplinger.com/quiz/investing/T052-S003-jeopardy-trickiest-investing-questions/index.html
Ryan and Sandy talk with financial coach Cait Howerton about the unique financial challenges faced by those in the LGBTQ community, and what they can do to overcome them. The hosts tell you why it’s high time to get your REAL ID, and Ryan explains the difference between risk capacity and risk tolerance.
--LINKS--
It might be time for a new driver’s license: https://www.kiplinger.com/article/cars/T059-C000-S002-it-might-be-time-for-a-new-driver-s-license.html; Cait’s website: https://diversifinancialplanning.com/; SmartPath financial coaching: http://www.joinsmartpath.com/; Retirement housing options for LGBT seniors: https://www.kiplinger.com/article/retirement/T036-C000-S004-retirement-housing-options-for-lgbt-seniors.html; Financial pitfalls as same-sex couples marry less: https://www.kiplinger.com/article/retirement/T065-C032-S014-financial-pitfalls-as-same-sex-couples-marry-less.html; Timely strategies to Protect Your Portfolio: https://www.kiplinger.com/article/investing/T052-C000-S002-timely-strategies-to-protect-your-portfolio.html; ETFs for portfolio protection: https://www.kiplinger.com/slideshow/investing/T022-S000-the-11-best-etfs-to-buy-protect-market-crash/index.html; Vanguard's investor questionnaire: https://personal.vanguard.com/us/FundsInvQuestionnaire
Kiplinger’s resident credit expert Lisa Gerstner tells you how to take on the credit bureaus in the event that there’s a mistake (or outright fraud) on your credit report. Sandy and Ryan give you (early) holiday budgeting advice. A new edition of Financial Fact or Fiction features discussion of mutual fund returns and freezing your credit card in a block of ice.
--LINKS--
Earn extra cash for the holidays: https://www.kiplinger.com/slideshow/saving/T065-S001-20-ways-to-earn-extra-cash-for-the-2014-holidays/index.html; More ways to earn extra cash: https://www.kiplinger.com/slideshow/business/T065-S001-38-ways-to-earn-extra-cash-in-2019/index.html; Gift giving for the truly broke: https://www.kiplinger.com/article/spending/T050-C006-S003-a-gift-giving-guide-for-the-truly-broke.html; Keep holiday spending under control: https://www.kiplinger.com/article/spending/T050-C032-S014-keep-holiday-spending-under-control.html; Find missing money: https://www.missingmoney.com/en/; Battle the credit bureaus and win: https://www.kiplinger.com/article/credit/T017-C000-S002-battle-the-credit-bureaus-and-win.html; Should you cancel your credit card? https://www.kiplinger.com/article/credit/T016-C001-S002-should-you-cancel-your-credit-card.html; Rules for picking mutual funds: https://www.kiplinger.com/article/investing/T041-C007-S001-my-9-rules-for-picking-mutual-funds.html
Sandy and Ryan talk with super-saver Scott Rieckens about the FIRE movement, his book, Playing with FIRE and the upcoming documentary of the same name he stars in. The hosts discuss strategies for traveling safely, and dish on timeshare scams and September bargains in a new edition of Deal or No Deal.
--LINKS--
Is your vacation destination safe? https://www.kiplinger.com/article/spending/T059-C000-S002-is-your-vacation-destination-safe.html; State department’s travel advisories: https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html/; FIRE savers race to retirement: https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html/; Check out Scott’s book and documentary: https://www.playingwithfire.co/; Beware timeshare exit scams: https://www.kiplinger.com/article/retirement/T048-C000-S004-don-t-fall-for-timeshare-exit-scams.html; How to get out of a timeshare: https://www.kiplinger.com/article/real-estate/T059-C011-S002-how-to-get-out-of-a-time-share-deal.html; Smithsonian Museum Day: https://www.smithsonianmag.com/museumday/museum-day-2019/; Yoga month: http://www.yogahealthfoundation.org/yoga_month
Scott Keyes, founder of the popular Scott’s Cheap Flights email newsletter joins the show with strategies you can use to save on airfare. Sandy and Ryan talk streaming options for those thinking of ditching their cable service, and a new edition of Wild Pitches focuses on financial mindsets and the wisdom of investing in trading cards.
--LINKS--
Links:
Don’t drown in streaming fees: https://www.kiplinger.com/article/spending/T065-C000-S002-drowning-in-streaming-fees.html; Find where shows and movies are streaming: https://www.kiplinger.com/article/spending/T065-C000-S002-drowning-in-streaming-fees.html; Sign up for Scott’s newsletter! https://scottscheapflights.com/; Kiplinger on collectibles: https://www.kiplinger.com/article/spending/T050-C000-S002-pitfalls-and-profits-of-collecting-cars-wine-art.html
Kiplinger Associate Editor Pat Mertz-Esswein tells Ryan and Sandy why now is a great time to refinance your mortgage. Ryan urges caution when it comes to playing the recent surge in gold prices, and the cohosts talk savings bonds and negative interest rates in a new edition of Financial Fact or Fiction.
--LINKS--
Time to invest in gold?: https://www.kiplinger.com/article/investing/T026-C000-S002-time-to-invest-in-gold.html; Best ETFs to buy for portfolio protection: https://www.kiplinger.com/slideshow/investing/T022-S000-the-11-best-etfs-to-buy-protect-market-crash/index.html; Check bullion prices: https://www.kitco.com/; Now is a good time to refinance: https://www.kiplinger.com/article/real-estate/T040-C000-S002-now-is-a-good-time-to-refinance.html; Bond basics: U.S. savings bonds: https://www.kiplinger.com/article/investing/T052-C000-S001-what-you-need-to-know-about-u-s-savings-bonds.html; What grandparents need to know about savings bonds for a grandchild’s education: https://www.kiplinger.com/article/taxes/T054-C050-S002-using-savings-bonds-for-grandchild-education.html; Negative interest rates (from 2016): https://www.kiplinger.com/article/investing/T052-C003-S002-negative-interest-rates-no-way-usa.html
After weeks of crunching numbers, Ryan reveals his rankings for online brokerages in a main segment interview. The co-hosts take you through the ins and outs of buying a new car over Labor Day weekend and revisit and update past segments on the Equifax breach and the Earnin app.
—LINKS—
New-car shopping for the introvert: www.kiplinger.com/article/cars/T009-C004-S002-less-haggle-when-buying-a-car.html; Car-buying is stressful: www.kiplinger.com/article/cars/T009-C015-S002-car-buying-is-stressful.html; Best Online Brokers 2019: www.kiplinger.com/slideshow/investing/T052-S002-best-online-brokers-2019/index.html; How to pick the broker that’s best for you: www.kiplinger.com/article/investing/T052-C000-S002-we-rank-the-online-brokers.html; American Banker on Earnin: www.americanbanker.com/news/a-payday-lender-in-disguise-new-york-investigates-the-earnin-app; Why you should avoid early wage apps (from Two Cents): twocents.lifehacker.com/early-wage-apps-are-a-little-too-much-like-payday-loans-1837206504; Lisa Gerstner on Equifax: www.kiplinger.com/artic...w.html
Kiplinger.com investing maven Kyle Woodley joins the show to talk investing strategies and ETF picks for volatile markets. Sandy and Ryan recommend funding a Roth IRA with money from a summer job. A new edition of Deal or No Deal features a fun travel site and sweepstakes from Keystone and Jimmy John’s.
--LINKS--
Helping young workers open a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C001-S003-helping-young-workers-open-a-roth-ira.html; Schwab: https://www.schwab.com/public/schwab/investing/accounts_products/accounts/ira/custodial_ira; Fidelity: https://www.fidelity.com/retirement-ira/roth-ira-kids; TD Ameritrade: https://www.tdameritrade.com/retirement-planning/ira-guide/roth-ira.page; The 11 best ETFs to buy for portfolio protection: https://www.kiplinger.com/slideshow/investing/T022-S000-the-11-best-etfs-to-buy-protect-market-crash/index.html; Jimmy John’s sweepstakes: https://www.dreamhomeinthezone.com/; Keystone’s sweepstakes: https://digitalbeerpromo.com/SW3/MC3223/en-us/Enter; Buy or Rent? https://www.kiplinger.com/article/real-estate/T010-C000-S002-better-to-buy-or-rent.html; De-stress your travel planning: https://www.kiplinger.com/slideshow/saving/T023-S002-13-ways-to-simplify-your-finances/index.html; Rome2Rio: https://www.rome2rio.com/
Hosts Sandy Block and Ryan Ermey are joined by longtime Kiplinger contributor Kim Lankford to discuss how to ensure your home is protected if a natural disaster hits. The pair also explains why college-branded debit cards aren't a smart move.
—LINKS—
The college debit card trap: www.kiplinger.com/article/credit/T042-C000-S002-the-college-debit-card-trap.html; Best banks for families with students: www.kiplinger.com/slide...x.html; Are you covered for the next natural disaster? www.kiplinger.com/artic...r.html; A better way to tell a correction from a bear market? www.kiplinger.com/artic...t.html
Contributing editor Lisa Gerstner discusses the Equifax data-breach settlement and the recent Capital One breach. Also, hosts Sandy Block and Ryan Ermey offer up strategies for hosting and shopping yard sales.
-- LINKS --
The right way to have a yard sale: https://www.kiplinger.com/article/real-estate/T065-C011-S001-the-right-way-to-have-a-yard-sale.html; Worst things to buy at a yard sale: https://www.kiplinger.com/slideshow/spending/T062-S001-worst-things-to-buy-at-a-yard-sale/index.html; Best things to buy at an estate sale: https://www.kiplinger.com/slideshow/spending/T037-S001-best-things-to-buy-at-an-estate-sale/index.html; Lisa on Equifax: https://www.kiplinger.com/article/credit/T017-C000-S003-equifax-data-breach-settlement-what-you-must-know.html; Lisa on Capital One: https://www.kiplinger.com/article/credit/T016-C000-S003-capital-one-data-breach-avoid-identity-theft-fraud.html; Best internet banks: https://www.kiplinger.com/slideshow/saving/T005-S002-best-internet-banks-2019/index.html; TD Ameritrade offer: https://www.tdameritrade.com/specialoffer.page; Schwab offer: https://www.schwab.com/public/schwab/nn/refer-prospect.html; Merrill Edge offer: https://www.merrilledge.com/offers; Fidelity offer: https://rewards.fidelity.com/offers/atp500free; Ally Invest offer: https://www.ally.com/go/invest/promotion.html; Firstrade offer: https://www.firstrade.com/content/en-us/promos/promotion/; Tradestation offer: https://www.tradestation.com/pricing/trading-promos/
Higher ed rankings czar Kaitlin Pitsker joins the show to discuss Kiplinger’s annual college value rankings. Sandy and Ryan discuss tax holidays and other back-to-school shopping deals. Taxes for married couples and IPO stocks feature in a new edition of Financial Fact or Fiction.
--LINKS--
State sales tax holidays: https://www.taxadmin.org/2019-sales-tax-holiday; States with a marriage penalty: https://www.kiplinger.com/slideshow/taxes/T055-S001-states-with-marriage-penalty-in-tax-brackets/index.html; The college rankings: https://www.kiplinger.com/links/colleges; Ryan on 2019 IPOs: https://www.kiplinger.com/article/investing/T052-C000-S002-here-come-the-hot-ipos.html; In case you’re interested in Slack’s direct listing, Ryan wrote about Spotify’s a couple years back: https://www.kiplinger.com/article/investing/T052-C000-S002-how-the-spotify-ipo-broke-the-rules.html
Senior editor Eileen Ambrose rejoins the show to tell you the best time to take Social Security in order to maximize your benefits (hint: 96% of you have gotten it wrong). Sandy and Ryan chat about ways to save on keeping cool amid a summer heat wave, and a new edition of Deal or No Deal touches on loyalty programs and restaurant weeks.
--LINKS--
What you must know about home cooling bills: https://www.kiplinger.com/article/real-estate/T063-C000-S002-6-things-you-must-know-about-home-cooling-bills.html; Social Security: Now or Later?: https://www.kiplinger.com/article/retirement/T051-C000-S002-social-security-now-or-later.html; Social Security timing is part of a larger plan: https://www.kiplinger.com/article/retirement/T051-C032-S014-social-security-timing-is-part-of-larger-plan.html; Maximize your travel perks: https://www.kiplinger.com/article/spending/T059-C000-S002-maximize-your-travel-perks.html; Save on your next restaurant meal: https://www.kiplinger.com/article/spending/T062-C011-S002-3-ways-to-save-on-restaurant-meals.html
In a heavyweight (ok, middleweight) battle, Ryan squares off against Kiplinger.com general manager Robert Long on the merits of using credit vs. debit cards. Sandy and Ryan break down strategies for paying off student loans and delve into their files of off-the-wall PR pitches.
-- LINKS --
Take control of your student loans: https://www.kiplinger.com/article/college/T053-C032-S014-take-control-of-your-student-loan-debt.html; How to refinance: https://www.kiplinger.com/article/credit/T053-C006-S002-how-to-refinance-student-debt.html; Student Loan Hero’s calculators: https://studentloanhero.com/calculators/; Credit, debit or cash?: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-debit-or-cash.html; An earlier debate between Robert Long and Kiplinger Magazine editor Mark Solheim: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-vs-debit.html; Why you need to invest in funds before stocks: https://www.kiplinger.com/article/investing/T052-C047-S002-why-you-need-to-invest-in-funds-before-stocks.html; How to be a better investor (from columnist James Glassman): https://www.kiplinger.com/article/investing/T031-C016-S002-how-you-can-be-a-better-investor.html
Kiplinger’s senior associate editor John Waggoner rejoins the show to discuss his favorite dividend-paying stocks. Ryan and Sandy share the magazine staff’s favorite buys of the summer. A new edition of “Fact or Fiction” focuses on 529 plans and Opportunity Zones.
-- LINKS --
WiFi extender: https://www.amazon.com/dp/B00NR2VMNC?tag=thewire06-20&linkCode=xm2&ascsubtag=AwEAAAAAAAAAAR7q; Robovac: https://www.amazon.com/dp/B079QYYGF1?tag=thewire06-20&linkCode=xm2&ascsubtag=AwEAAAAAAAAAAVsv; Water bottle: https://www.amazon.com/Hydro-Flask-Stainless-Insulated-Standard/dp/B07MZC2WT1/ref=sr_1_3?crid=24ZIWSCV11VCH&keywords=hydro+flask+water+bottle&qid=1562356226&s=home-garden&sprefix=hydr%2Cgarden%2C139&sr=1-3; Six flags: https://www.sixflags.com/national/season-passes; Libby: https://meet.libbyapp.com/; The Overstory: https://www.amazon.com/Overstory-Novel-Richard-Powers/dp/039363552X; A Gentleman in Moscow: https://www.amazon.com/A-Gentleman-in-Moscow/dp/0143110438/; When is Amazon Prime Day 2019?: https://www.kiplinger.com/article/spending/T062-C000-S001-when-is-amazon-prime-day-2019.html; John Waggoner on the outlook for dividends: https://www.kiplinger.com/article/investing/T018-C000-S003-the-outlook-for-dividends.html; Kiplinger ETF 20: https://www.kiplinger.com/tool/investing/T022-S003-the-kiplinger-etf-20-best-exchange-traded-funds/index.php; Kiplinger Dividend 15: https://www.kiplinger.com/slideshow/investing/T018-S003-kiplinger-dividend-15-favorite-dividend-stocks/index.html; Using a 529 to pay for private school: https://www.kiplinger.com/article/investing/T002-C000-S002-using-a-529-plan-to-pay-for-private-school.html; Ryan on Opportunity Zones: https://www.kiplinger.com/article/investing/T041-C000-S002-opportunity-zone-investing-is-it-for-you.html
Ryan and Sandy welcome associate editor Pat Mertz-Esswein back to the show for a discussion on why you should consider buying insurance for your pet. The cohosts discuss how you can save money in the face of rising fuel costs, and Sandy explains the nuances of proposed rules surrounding a lucrative tax credit.
— LINKS —
10 states with the highest gas taxes: www.kiplinger.com/slideshow/taxes/T055-S001-10-states-with-the-highest-gas-taxes/index.html
Kiplinger’s gas tax map: www.kiplinger.com/tool/taxes/T055-S001-gas-tax-map/index.php
Five ways to save on gas: www.kiplinger.com/article/saving/T050-C000-S001-five-ways-to-save-gas-money.html
Best rewards credit cards: www.kiplinger.com/slideshow/credit/T016-S003-the-best-rewards-cards-for-you-2019/index.html
Trim the cost of pet care: www.kiplinger.com/article/insurance/T050-C000-S002-trim-the-cost-of-pet-care.html
Six things you must know about pet insurance: www.kiplinger.com/artic...e.html
Income thresholds for Saver’s Credit: www.irs.gov/retir...credit
How to amend tax returns: www.kiplinger.com/artic...s.html
Kiplinger contributing editor Lisa Gerstner joins hosts Ryan and Sandy to discuss best practices for giving your credit score a boost. Also: Discover investment ideas for the “outer orbit” portion of your portfolio, and learn tax rules for renting out your home.
--LINKS--
Deals (GE): https://www.kiplinger.com/article/spending/T050-C000-S002-62-super-deals-and-discounts-for-2019.html; Ryan on 2019 IPOs (including Uber): https://www.kiplinger.com/article/investing/T052-C000-S002-here-come-the-hot-ipos.html; 6 ways to boost your credit score fast: https://www.kiplinger.com/slideshow/credit/T017-S003-how-to-boost-your-credit-score-fast/index.html; What you need to know about taxes on rental income: https://www.kiplinger.com/article/taxes/T055-C001-S002-what-to-know-about-taxes-on-rental-income.html; Renting your home on Airbnb: https://www.kiplinger.com/article/real-estate/T049-C000-S002-tips-for-renting-out-your-home-on-airbnb.html; DFA's research on market timing: https://us.dimensional.com/perspectives/recent-market-volatility
Maintaining a budget so you can build up your savings takes more than just ditching your daily latte addiction. Brunch and Budget founder Pam Capalad chats with hosts Ryan and Sandy about how to devise a spending and saving strategy that works for you. Plus: Learn why everybody should have a Roth IRA.
--LINKS--
Why You Need a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C006-S001-why-you-need-a-roth-ira.html; Special Report: What You Should Know About Roth IRAs: https://www.kiplinger.com/fronts/special-report/roth-iras/index.html; BrunchAndBudget.com: https://brunchandbudget.com/; Kiplinger’s Millennial Money: https://www.kiplinger.com/fronts/archive/column/index.html?column_id=47; Special Report: Creating a Budget: https://www.kiplinger.com/fronts/special-report/budgeting/index.html; Special Report: What You Should Know About Employee Benefits: https://www.kiplinger.com/fronts/special-report/employee-benefits/index.html; 8 Steps to Be a Better Investor: https://www.kiplinger.com/article/investing/T064-C000-S002-8-steps-to-be-a-better-investor.html
Kiplinger’s executive editor Anne Smith tells investors what to expect in the second half of 2019. Also, show hosts Sandy Block and Ryan Ermey talk movie tickets and student loans in a new game of Deal or No Deal.
-- LINKS --
D&G sunglasses: https://us.dolcegabbana.com/en/men/accessories/sunglasses/; Colored contact lenses: https://www.1800contacts.com/?gclid=EAIaIQobChMIsN60tJbY4gIVjVuGCh0xNw0uEAAYASAAEgJZpvD_BwE&ef_id=EAIaIQobChMIsN60tJbY4gIVjVuGCh0xNw0uEAAYASAAEgJZpvD_BwE:G:s&s_kwcid=AL!4587!3!232240717890!e!!g!!colored%20contact%20lenses∾=2.S035.c; Parents: One word can save you a fortune: https://www.kiplinger.com/article/college/T037-C032-S014-parents-one-word-can-save-you-a-small-fortune.html; 2019 midyear investing outlook: https://www.kiplinger.com/article/investing/T052-C000-S002-kiplinger-s-2019-midyear-investing-outlook.html; 5 stocks to buy for the rest of 2019: https://www.kiplinger.com/slideshow/investing/T052-S002-5-stocks-to-buy-now-for-the-rest-of-2019/index.html; The problem with PLUS loans: https://www.kiplinger.com/article/college/T042-C000-S002-the-problem-with-plus-loans.html; Summer movie kids deals: https://hip2save.com/2019/05/17/kids-summer-movie-discounts-amc-regal-cinemark/
Atmosphere Research's Henry Harteveldt joins our hosts Ryan and Sandy to share ways to travel without any last-minute delays, cancellations, missed flights or lost bags. The pair also discusses the ins and outs of creating and donating to crowdfunding campaigns.
--LINKS--
Raise money for your cause via crowdfunding: https://www.kiplinger.com/article/investing/T049-C000-S002-raise-money-for-your-cause-via-crowdfunding.html; The etiquette of fundraising: https://www.kiplinger.com/article/spending/T065-C000-S002-the-etiquette-of-fundraising.html; Raise money for personal bills on crowdfunding sites: https://www.kiplinger.com/article/retirement/T065-C000-S004-crowdfunding-sites-to-pay-personal-bills.html; The IRS on 501(c)(3)s: https://www.irs.gov/charities-non-profits/charitable-organizations; Charity Navigator: https://www.charitynavigator.org/; How to overcome travel delays and cancellations: https://www.kiplinger.com/article/spending/T059-C000-S002-how-to-overcome-travel-delays-and-cancellations.html; What to do in the event of a cancellation or delay: https://www.kiplinger.com/article/spending/T059-C000-S002-what-to-do-if-your-flight-is-canceled.html; Travel insurance to protect your vacation: https://www.kiplinger.com/article/insurance/T059-C000-S002-protect-your-vacation-fund-with-travel-insurance.html; What travel insurance covers when planes are grounded: https://www.kiplinger.com/article/insurance/T059-C001-S003-what-travel-insurance-covers-when-planes-grounded.html; Bankrate’s mutual fund fee calculator: https://www.bankrate.com/calculators/retirement/mutual-funds-fees-calculator.aspx; The Kiplinger ETF 20: https://www.kiplinger.com/tool/investing/T022-S003-the-kiplinger-etf-20-best-exchange-traded-funds/index.php; Avoid IRS underpayment penalties: https://www.kiplinger.com/article/taxes/T056-C000-S004-4-ways-to-avoid-irs-underpayment-penalties.html; Estimated tax deadlines: https://www.kiplinger.com/article/taxes/T056-C005-S001-when-are-2019-estimated-tax-payments-due.html
Kiplinger's associate editor Miriam Cross talks wedding guest etiquette and offers tips on how to attend without breaking the bank this summer. Also, hosts Sandy and Ryan explain the advantages of investing in 529 college savings plans.
— LINKS —
A roundup of Kiplinger’s 529 plan coverage: www.kiplinger.com/fronts/special-report/529-plans/index.html; How to be a money-smart wedding guest: www.kiplinger.com/quiz/spending/T062-S003-how-to-be-a-money-smart-wedding-guest/index.html; Wedding gift etiquette: www.kiplinger.com/article/spending/T062-C000-S002-the-etiquette-of-giving-wedding-gifts.html; Rules for buying wedding gifts: www.kiplinger.com/article/spending/T050-C000-S002-rules-for-buying-a-wedding-gift.html; Is cash an appropriate wedding gift? www.kiplinger.com/article/spending/T062-C013-S002-is-cash-an-appropriate-wedding-gift.html; Get financially ready for wedding season: www.kiplinger.com/artic...n.html; Habitat ReStores: www.habitat.org/restores; Salvation Army Home Pick-ups: satruck.org/donate/choose; Consumer’s Checkbook: www.checkbook.org/
Kiplinger’s resident car guru David Muhlbaum joins the podcast to tell consumers how to strike the best deal on rental cars for the summer travel season. Also, job-search strategies during a period of historically low unemployment.
-- LINKS --
2019 college graduates have a healthy job market: https://www.kiplinger.com/article/college/T012-C000-S002-2019-college-graduates-have-a-healthy-job-market.html; Kiplinger’s special report on employee benefits: https://www.kiplinger.com/fronts/special-report/employee-benefits/index.html; The worry-free way to rent a car: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html; Cut costs with Autoslash: https://www.kiplinger.com/article/spending/T050-C000-S003-best-money-software-and-web-sites.html; Ryan’s investing Jeopardy! quiz: https://www.kiplinger.com/quiz/investing/T052-S003-jeopardy-trickiest-investing-questions/index.html; Why you need a Roth IRA: https://www.kiplinger.com/article/retirement/T046-C006-S001-why-you-need-a-roth-ira.html; 33 ways to get higher yields: https://www.kiplinger.com/slideshow/investing/T052-S002-33-ways-to-get-higher-yields/index.html
Parnassus Investments founder and socially conscious investing pioneer Jerry Dodson talks value investing and some of his favorite stocks. Also: Which tax documents should you keep (or toss)?
-- LINKS --
How long should you keep your tax records? https://www.kiplinger.com/article/taxes/T056-C005-S001-how-long-should-you-keep-tax-records.html; Anne Smith’s profile of Parnassus: https://www.kiplinger.com/article/investing/T041-C009-S002-parnassus-investing-with-a-conscience.html; Parnassus Endeavor: https://www.morningstar.com/funds/xnas/rysex/quote.html; The pitfalls and profits of collecting cars, wine, art: https://www.kiplinger.com/article/spending/T050-C000-S002-pitfalls-and-profits-of-collecting-cars-wine-art.html; Austin’s scooter study: https://www.austintexas.gov/sites/default/files/files/Health/Epidemiology/APH_Dockless_Electric_Scooter_Study_5-2-19.pdf; Bike to Work Calculator: https://www.kiplinger.com/tool/spending/T061-S001-how-much-can-i-save-biking-to-work/index.php
Sidehusl.comeditor Kathy Kristof discusses finding, vetting and profiting from side gigs. Also: Tax breaks for caregivers
— LINKS —
Tax breaks for the middle class (dependent care credit): www.kiplinger.com/slide...x.html; Head of household filing status: www.kiplinger.com/artic...8.html; Find your side hustle: sidehusl.com; Earn extra income with a side hustle: www.kiplinger.com/article/business/T012-C047-S002-earn-extra-income-with-a-side-hustle.html; How to make a million (see section on dividends): www.kiplinger.com/article/business/T012-C000-S002-how-to-make-a-million-dollars.html; Federal student loan repayment plans: studentaid.ed.gov/sa/repay-loans/understand/plans; Smart ways to manage your student loans: www.kiplinger.com/artic...s.html
Podcast hosts Sandy Block and Ryan Ermey team up with Kiplinger’s staff writer Brendan Pedersen to discuss how to prevent and recover from the most common forms of identity theft. The pair also break down some old school investing truisms.
— Links —
Market truisms at a glance: www.kiplinger.com/slide...x.html; ID Theft – Act Now to Protect Yourself: www.kiplinger.com/artic...f.html; How to manage your passwords: www.kiplinger.com/article/business/T057-C000-S002-how-to-manage-your-passwords.html; Freeze your credit in 3 steps: www.kiplinger.com/article/credit/T017-C011-S003-freeze-your-credit-in-3-steps.html; FTC: www.ftc.gov/; ID Theft: identitytheft.gov/; BK Coffee: www.bk.com/coffeesubscription; Hungry Harvest: www.hungryharvest.net/; Imperfect Produce: www.imperfectproduce.com/; Misfits Market: www.misfitsmarket.com/
Kiplinger Retirement Report editor Rachel Sheedy joins podcast hosts Sandra Block and Ryan Ermey to discuss the changing landscape of retirement saving. The pair also share smart ways to spend your tax refund and explain all the fuss about the yield curve.
--LINKS--
Great ideas to spend $1,000 (2019): https://www.kiplinger.com/slideshow/spending/T050-S002-great-ideas-for-1-000-home-travel-gifts-fitness/index.html; Ideas from 2018: https://www.kiplinger.com/slideshow/spending/T050-S002-12-smart-ways-to-spend-1-000/index.html; Investment portfolios built from the Kiplinger ETF 20: https://www.kiplinger.com/article/investing/T022-C000-S003-kiplinger-etf-20-portfolios-for-all-investors.html; Sandy’s charity: https://www.donorschoose.org/; HSA myths: https://www.kiplinger.com/slideshow/insurance/T027-S003-10-myths-about-health-savings-accounts/index.html; 6 ways to build a nest egg with a Roth: https://www.kiplinger.com/slideshow/retirement/T046-S004-6-ways-to-build-a-roth-retirement-nest-egg/index.html; How to handle an RMD: https://www.kiplinger.com/slideshow/retirement/T045-S004-9-smart-strategies-for-handling-rmds/index.html; Draw a paycheck from your portfolio: https://www.kiplinger.com/article/retirement/T037-C000-S004-how-to-draw-a-steady-portfolio-paycheck-retirement.html; Prepare for retirement: https://www.kiplinger.com/slideshow/retirement/T047-S004-ready-to-retire-8-steps-to-a-happy-retirement/index.html
Our hosts Ryan Ermey and Sandy Block walk you through all the last-minute advice you need to file your taxes -- from common errors to avoid to filing an extension to free filing software. The pair also discuss Tax Day consumer deals and freebies you don't want to miss.
—Links—
How to get an extension: www.kiplinger.com/artic...n.html; Nine states where you can file after April 15: www.kiplinger.com/slide...x.html; Eighteen red flags for IRS auditors: www.kiplinger.com/slideshow/taxes/T056-S001-red-flags-for-irs-auditors/index.html; Tax-filing mistakes to avoid: www.kiplinger.com/article/taxes/T056-C011-S000-tax-filing-mistakes-to-avoid.html; Top tax software: www.kiplinger.com/slide...x.html
Hosts Ryan Ermey and Sandy Block are joined by Kiplinger Letter tech expert John Miley to discuss the ramifications of breaking up major tech companies such as Facebook and Google. The pair also delve into strategies for those who can't pay their tax bills on time
--Links--
How to get an extension: https://www.kiplinger.com/article/taxes/T056-C005-S001-how-to-get-an-extension-for-filing-your-tax-return.html; Avoid underpayment penalties: https://www.kiplinger.com/article/taxes/T056-C000-S004-4-ways-to-avoid-irs-underpayment-penalties.html; Kiplinger special report on technology: https://www.kiplinger.com/fronts/special-report/technology/index.html; 12 best tech stocks for a 2019 recovery: https://www.kiplinger.com/slideshow/investing/T058-S001-the-12-best-tech-stocks-for-a-2019-recovery/index.html; Kiplinger special report on life insurance: https://www.kiplinger.com/fronts/special-report/life-insurance/index.html; Should you take out a long-term car loan?: https://www.kiplinger.com/article/credit/T009-C011-S001-should-you-take-out-a-long-term-car-loan.html; Buying a car? First do your homework: https://www.kiplinger.com/article/cars/T009-C000-S001-useful-car-links.html
Our hosts Ryan Ermey and Sandy Block are joined by Raising Money-Smart Kids author and Kiplinger editor-at-large Janet Bodnar to discuss how parents can help provide their children with a sound financial foundation. The pair also review common scam tactics in honor of April Fool’s Day.
--Links--
Kiplinger’s scams coverage: https://www.kiplinger.com/fronts/special-report/scams/index.html; Janet’s Money-Smart Kids archive: https://www.kiplinger.com/fronts/archive/column/index.html?column_id=2; What you need to know about values investing: https://www.kiplinger.com/article/investing/T052-C000-S002-what-you-need-to-know-about-values-investing.html ; Funds that win with ESG investing: https://www.kiplinger.com/slideshow/investing/T041-S002-5-mutual-funds-that-win-with-esg/index.html; Our favorite rewards cards: https://www.kiplinger.com/slideshow/credit/T016-S003-the-best-rewards-credit-cards-2018/index.html
Professional organizer Heather Cocozza joins hosts Ryan Ermey and Sandy Block to discuss how decluttering can save you time and money. Also, Sandy explains why you should set up an online Social Security account. The pair then wraps ups with some wacky PR pitches.
-- Links --
Protect against social security fraud with an online account: https://www.kiplinger.com/article/retirement/T051-C000-S002-protect-against-social-security-fraud.html; 5 steps to maximize your social security benefit: https://www.kiplinger.com/article/retirement/T051-C032-S014-5-steps-to-maximize-your-social-security-benefit.html; NAPO’s website: https://www.napo.net/; Heather’s website: http://www.cocozzaorgdesign.com/; Can tidying up change your life? https://www.kiplinger.com/article/real-estate/T029-C000-S002-can-tidying-up-change-your-life.html; Decluttering in Retirement: https://www.kiplinger.com/article/retirement/T021-C000-S004-decluttering-in-retirement-frees-space-and-soul.html; Money-smart ways to get rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-money-smart-ways-to-get-rid-of-your-stuff.html; Child-care tax breaks: https://www.kiplinger.com/article/taxes/T054-C001-S003-child-care-tax-breaks-for-working-parents.html; Kiplinger 529 plan coverage: https://www.kiplinger.com/fronts/special-report/529-plans/index.html; Vangaurd’s college planning tools (including the 529 state deduction calculator): http://www.vanguard.com/jumppage/ecatstool/
Hosts Sandy Block and Ryan Ermey discuss the financial independence movement with ChooseFI founder Brad Barrett. In addition, Sandy breaks down tax breaks for the middle class, and the pair debates whether it’s worth it to purchase travel insurance.
--Links--
Middle-class tax breaks: https://www.kiplinger.com/slideshow/taxes/T054-S001-middle-class-tax-breaks-and-deductions/index.html; Brad’s website: https://www.choosefi.com/; ChooseFI podcast: https://www.choosefi.com/podcast-episodes/; Our story on FIRE: https://www.kiplinger.com/article/retirement/T047-C000-S002-young-fire-savers-race-to-retirement.html; Disaster-proof your vacation with trip insurance: https://www.kiplinger.com/article/insurance/T059-C000-S002-disaster-proof-your-vacation-with-travel-insurance.html
Kiplinger's staff writer and higher education guru Kaitlin Pitsker explains how parents and students can choose the best school that fits their financial needs. Hosts Ryan Ermey and Sandy Block also discuss how to reclaim forgotten money, as well as the ins and outs of credit freezes.
— Links —
Track down your forgotten cash: www.kiplinger.com/article/investing/T065-C000-S002-track-down-your-forgotten-cash.html
Treasury Form 1048: www.treasurydirect.gov/forms/sav1048.pdf
How to Pay for College: www.kiplinger.com/article/college/T042-C000-S002-how-to-pay-for-college.html
Five key financial aid considerations: www.kiplinger.com/artic...e.html
Freeze your credit in 3 steps: www.kiplinger.com/article/credit/T017-C011-S003-freeze-your-credit-in-3-steps.html
Kiplinger's real estate expert Pat Mertz-Esswein help home buyers and sellers navigate the current housing market. Also, hosts Sandy Block and Ryan Ermey share which financial habits they're giving up during Lent, as well as play a game of Financial Fact or Fiction.
--Links--
Money-smart ways to get rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-money-smart-ways-to-get-rid-of-your-stuff.html
Five myths keeping you from getting rid of your stuff: https://www.kiplinger.com/article/real-estate/T029-C000-S002-myths-keeping-you-from-getting-rid-of-your-stuff.html
How to make a complaint and get results: https://www.kiplinger.com/article/spending/T065-C011-S003-how-to-make-a-complaint-and-get-results.html
How to haggle for practically anything: https://www.kiplinger.com/article/spending/T050-C000-S002-how-to-haggle-for-practically-anything.html
Home Prices Take a Breather: https://www.kiplinger.com/article/real-estate/T010-C000-S002-where-home-prices-are-headed-2019.html
Five tips to sell a house fast: https://www.kiplinger.com/article/real-estate/T010-C011-S000-5-tips-to-sell-a-house-fast.html
Keep yourself from getting a small refund: https://www.kiplinger.com/article/taxes/T056-C000-S001-adjust-your-withholding-to-get-a-bigger-tax-refund.html
Opt out of credit card offers: https://www.kiplinger.com/article/credit/T016-C001-S002-how-to-opt-out-of-credit-card-offers.html
Simplify your finances (including how to unenroll from email lists): https://www.kiplinger.com/slideshow/saving/T023-S002-how-to-simplify-your-finances/index.html
Hosts Ryan Ermey and Sandy Block are joined by senior investing editor Kyle Woodley, who explains exchange-traded funds for investing newbies and pros alike. The pair also discusses the differences in popular tax software and delves into a travel-themed edition of Deal or No Deal.
-- LINKS --
ETF 20: http://Kiplinger.com/links/ETF20; 19 Best ETFs for a prosperous 2019: https://www.kiplinger.com/slideshow/investing/T022-S001-the-19-best-etfs-to-buy-for-2019/index.html;Take advantage of stopover offers: https://www.kiplinger.com/article/saving/T063-C011-S002-disrupter-deals-two-in-one-trips.html;Top Tax Software for Your 2018 Return: https://www.kiplinger.com/slideshow/taxes/T056-S003-top-tax-software-programs-for-your-2018-tax-return/index.html;
Kiplinger Letter technology editor John Miley joins hosts Sandy Block and Ryan Ermey to talk tech -- from smartwatches to self-driving cars. Also, Ryan reveals the best buys to look for on every shopping holiday of the year, and Sandy explains the benefits of health savings accounts.
— LINKS —
Best time to buy big-ticket items: www.kiplinger.com/article/spending/T050-C011-S002-best-time-to-buy-big-ticket-items.html
The worst things to buy during the holidays (with advice on when you should buy): www.kiplinger.com/slide...x.html
National Park free entrance days: www.nps.gov/planyourvisit/fee-free-parks.htm
Free Comic Book Day: www.freecomicbookday.com/
Free fishing days: www.takemefishing.org/how-to-fish/how-to-catch-fish/free-fishing-days-2019/
Free shipping day: www.freeshippingday.com/
Museum Day Live (hasn’t updated yet): www.smithsonianmag.com/museumday/museum-day-2018/
Free yoga: www.yogahealthfoundation.org/one_week_free_yoga
What you should know about 5G: www.kiplinger.com/artic...s.html
10 tech trends for 2019: www.kiplinger.com/slide...x.html
10 things to know about HSAs: www.kiplinger.com/artic...s.html
HSA Limits for 2019: www.kiplinger.com/artic...9.html
Investing in an HSA: https://www.kiplinger.com/article/insurance/T027-C000-S002-investing-in-an-hsa-better-shop-around.html
Love is in the air, and Kiplinger senior editor Eileen Ambrose joins the podcast to talk about how to best manage financial issues with your significant other. Also, hosts Sandy Block and Ryan Ermey chat about the best and worst career paths over the next decade.
--Links--
Best Jobs: https://www.kiplinger.com/slideshow/business/T012-S001-best-jobs-for-the-future-2018/index.html
Worst jobs: https://www.kiplinger.com/slideshow/business/T012-S001-worst-jobs-for-the-future-2018/index.html
Couples and Money Quiz: https://www.kiplinger.com/quiz/credit/T065-S001-the-couples-and-money-quiz/index.html
Ryan on money moves for Newlyweds: https://www.kiplinger.com/article/saving/T065-C000-S002-smart-money-moves-for-newlyweds.html
A Guide to Marital Money Bliss: https://www.kiplinger.com/article/saving/T065-C034-S002-a-guide-to-marital-money-bliss.html
Get free credit report updates: https://www.kiplinger.com/article/credit/T017-C011-S001-get-free-credit-report-updates.html
Best places to check your credit scores and credit reports for free: https://www.kiplinger.com/article/credit/T017-C011-S003-best-places-to-check-your-credit-for-free.html
How marginal taxes work, from Vox: https://www.vox.com/policy-and-politics/2019/1/7/18171975/tax-bracket-marginal-cartoon-ocasio-cortez-70-percent
Annual Credit Report: www.annualcreditreport.com
It's tax season, and co-host Sandy Block explains why taxpayers should file sooner rather than later. Then, she and fellow co-host Ryan Ermey discuss holiday debt hangover and share more wacky PR pitches. This leads the pair to dish on virtual pawn shops and meaningless market indicators.
Links:
The dangers of deferred rate credit cards: www.kiplinger.com/artic...b.html
Top rewards cards: www.kiplinger.com/article/credit/T016-C000-S002-new-perks-for-a-top-rewards-card.html
Best balance-transfer cards: www.creditcards.com/balance-transfer/
Tax forms you’ll need to file your return: www.kiplinger.com/article/taxes/T056-C001-S003-tax-forms-you-need-to-file-your-return.html
What to do if someone files a tax return in your name: www.kiplinger.com/artic...n.html
IRS Free File: www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
Kiplinger’s senior associate editor John Waggoner returns to discuss top mutual fund managers’ favorite undervalued stocks with podcast hosts Sandy Block and Ryan Ermey. The pair also delves into sports gambling (and make a few prop bets) just in time for the Super Bowl. Sandy and Ryan wrap things up with a new edition of “Deal or No Deal?” aimed at online shoppers.
--Links--
Betting on sports? You may owe the IRS: https://www.kiplinger.com/article/taxes/T055-C005-S002-betting-on-sports-you-may-owe-the-irs.html
--
Value vs. Growth Investing: https://www.kiplinger.com/article/investing/T052-C000-S002-value-vs-growth-stocks-which-will-come-out-on-top.html
--
Best Tools to Save on Online Shopping: https://www.kiplinger.com/article/spending/T057-C011-S002-best-tools-to-save-on-online-shopping.html
--
5 Reasons Layaway May Cost Your More: https://www.kiplinger.com/article/spending/T050-C011-S001-5-reasons-layaway-plans-may-cost-you-more.html
With host Ryan Ermey dreaming of winning big on the legendary game show “Jeopardy!,” he and fellow host Sandy Block discuss strategies for dealing with a financial windfall. Plus, advice on updating your retirement plan, as well as a lesson on market indexes.
Links:
How to Handle a Windfall: https://www.kiplinger.com/article/saving/T023-C000-S002-5-smart-steps-to-manage-a-financial-windfall.html
Sandy’s interview with Julia Collins: https://www.kiplinger.com/article/spending/T037-C000-S002-how-jeopardy-champion-julia-collins-will-spend-her.html
Check on your 401(k): https://www.kiplinger.com/slideshow/retirement/T001-S003-8-steps-for-your-annual-401-k-checkup/index.html
Kiplinger Retirement Savings Calculator: https://www.kiplinger.com/slideshow/retirement/T001-S003-8-steps-for-your-annual-401-k-checkup/index.html
What’s My Social Security Full Retirement Age?: https://www.kiplinger.com/tool/retirement/T051-S001-social-security-full-retirement-age-calculator/index.php
Vanguard’s Asset Allocation Questionnaire: https://personal.vanguard.com/us/FundsInvQuestionnaire
Are You on Track to Retire?: https://www.kiplinger.com/article/retirement/T047-C000-S002-are-you-on-track-to-retire.html
Ryan on the Dow: https://www.kiplinger.com/article/investing/T052-C008-S003-smart-reasons-to-invest-in-the-dow.html
Podcast hosts Ryan and Sandy welcome Kiplinger's associate editor and resident travel expert Miriam Cross to talk tips for traveling in style on a tight budget. The pair also discuss retail return policies and try to stump each other in a new edition of Financial Fact or Fiction.
LINKS: ConsumerWorld on return policies: https://www.consumerworld.org/pages/returns.htm
21 Ways to get luxury travel for less: https://www.kiplinger.com/slideshow/spending/T059-S002-21-ways-to-get-luxury-travel-for-less/index.html
When to hire a travel agent: https://www.kiplinger.com/article/spending/T059-C000-S002-when-to-hire-a-travel-agent-to-plan-your-trip.html
More info on Roth conversions: https://www.kiplinger.com/article/retirement/T046-C000-S004-last-chance-to-undo-a-roth-conversion.html
Invest early and often (Ryan’s column): https://www.kiplinger.com/article/investing/T047-C047-S002-start-investing-now-uh-yeah.html
Jim Patterson, managing editor of The Kiplinger Letter, reveals the best opportunities for workers, businesses and investors in the next half-decade. Our podcast hosts also share their financial New Year’s resolutions and wrap up with a game of Deal or No Deal.
Episode Links
Money Moves to Make Now: https://www.kiplinger.com/article/saving/T023-C000-S002-money-moves-to-make-now.html
Check your withholding: https://www.kiplinger.com/article/taxes/T055-C032-S014-to-avoid-tax-surprise-check-your-withholding-now.html
7 Smart Ways to Build Your Emergency Fund: https://www.kiplinger.com/slideshow/saving/T065-S001-7-smart-ways-to-build-your-emergency-fund/index.html
Learn more about the Kiplinger Letter: https://www.kiplinger.com/store/kwl/
7 Budgeting Tools to Get Your Finances in Order: https://www.kiplinger.com/slideshow/spending/T007-S002-budgeting-tools-to-get-your-finances-in-order/index.html
A gift from the Kiplinger family to yours, just in time for the holidays. Sandy and Ryan sit down for an extended chat with Kiplinger’s editor-in-chief Knight Kiplinger on all things families and finances.
- Links -
10 Timeless Financial Tips from Knight Kiplinger: https://www.kiplinger.com/article/saving/T063-C000-S001-10-timeless-financial-tips-from-knight-kiplinger.html
The Money Talk You Must Have: https://www.kiplinger.com/article/saving/T021-C000-S002-the-family-money-talk-you-must-have.html
How to Talk With Aging Parents About Money: https://www.kiplinger.com/article/retirement/T013-C011-S001-how-to-talk-with-aging-parents-about-money.html
Kiplinger’s Special Report on Estate Planning: https://www.kiplinger.com/fronts/special-report/estate-planning/index.html
Senior online editor – and resident car guy – David Muhlbaum joins Ryan and Sandy to discuss buying a new car over the holidays. The hosts see what’s new in the world of charitable giving and crack each other up with more truly bizarre PR pitches.
- Links -
Charitable Giving Under the New Tax Law: https://www.kiplinger.com/article/taxes/T055-C000-S002-charitable-giving-under-the-new-tax-law.html
More on Donor-Advised Funds: https://www.kiplinger.com/article/spending/T050-C001-S003-charitable-giving-at-home-with-donor-advised-fund.html
Givewell: https://www.givewell.org/
Charity Navigator: https://www.charitynavigator.org/
BBB: https://www.give.org/
How to Get a Great Deal on a New Car: https://www.kiplinger.com/article/cars/T009-C004-S002-how-to-get-a-great-deal-on-a-new-car.html
CarBargains: https://www.checkbook.org/carbargains/
Holiday Gift-Giving for the Truly Broke: https://www.kiplinger.com/article/spending/T050-C006-S003-a-gift-giving-guide-for-the-truly-broke.html
What You Need to Know About Bitcoin: https://www.kiplinger.com/article/investing/T052-C000-S002-what-you-need-to-know-about-bitcoin.html
The Bitcoin IRA: 5 Essential Facts: https://www.kiplinger.com/article/investing/T032-C032-S014-the-bitcoin-ira-5-essential-facts-you-need-to-know.html
Sandy and Ryan interview Senior Associate Editor (and investing maven) John Waggoner on all things interest rates. The hosts come up with ways for you to avoid surprise fees during holiday travel. Sandy explains to Ryan, like he’s 5, the ins and outs of traditional and Roth 401(k)s.
Links:
Save on travel: https://www.kiplinger.com/slideshow/spending/T059-S001-secrets-to-save-money-on-travel/index.html
Avoid pesky fees: https://www.kiplinger.com/slideshow/spending/T063-S002-how-to-avoid-paying-pesky-fees/index.html
Rental cars: https://www.kiplinger.com/article/cars/T059-C000-S002-the-worry-free-way-to-rent-a-car.html
Hotel insider story (sorry, Jacob!): https://www.kiplinger.com/article/spending/T059-C011-S002-save-at-hotels.html
Why interest rates matter: https://www.kiplinger.com/article/investing/T019-C000-S002-why-interest-rates-matter.html
Roth 401(k) limits for 2018: https://www.kiplinger.com/article/retirement/T001-C000-S003-roth-401-k-contribution-limits-for-2018.html
Sandy schools Ryan on last-minute strategies to reduce your tax bill. The duo discuss the buzz surrounding cannabis stocks and play a game of financial fact or fiction on “use it or lose it” deals.
Related Links
Last-Minute Tax Tips
The Best College Savings Plans
www.savingforcollege.com
FSAs vs HSAs
FSA Eligible Stuff
www.fsastore.com
Senior editor Anne Smith joins the show to talk investor moves in an uncertain market. Ryan and Sandy review holiday tipping protocol and share tales of their wackiest PR pitches.
Links:
Holiday Tipping Quiz
Timely Strategies to Protect Your Portfolio
Growth vs. Value
5 Steps for Hiring a Tax Pro
Cryptocurrency Basics
Hosts Sandy Block and Ryan Ermey interview online editor Andrea Browne Taylor about holiday shopping tips and tricks. The pair also discuss the basics of bear markets and dish about deals that aren’t as good as they seem.
Links
Take Kiplinger’s Bear Market Quiz
10 Ways Black Friday Retailers Trick You
Best Amazon Black Friday Doorbusters and Deals 2018
Best Walmart Black Friday Doorbusters and Deals 2018
H&R Block News
7 Ways to File Your Taxes for Free
5 Ways to Save on Prescriptions
The Your Money’s Worth personal-finance podcast from Kiplinger delivers timely, actionable guidance to help you earn, keep and make the most of your money. Listen to each new weekly episode for down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.