Marriage Kids and Money: Recent Episodes
Andy Hill
Are you looking to improve your family's financial wellness and create a life of true wealth and happiness?
The Marriage, Kids and Money Podcast is dedicated to helping you do just that. Each week, Andy Hill interviews millionaire parents, couples who have reached financial independence, and financial industry experts like Chris Hogan, Paula Pant, JL Collins and Rachel Cruze (the daughter of Dave Ramsey).
These interviews are meant to provide you with easy-to-understand information and actionable takeaways you can use to give your family the life they deserve.
With over 200 episodes and counting, Marriage, Kids and Money has been nominated as “Best Podcast of the Year” and been awarded “Best Family Finance Blog” by Plutus. Show topics include everything from how to pay off your mortgage early to how to help your kids become future millionaires (who are generous).
Join the family wealth-building conversation by listening to this 5-star rated family empowering podcast today!
Are there actually financial advantages to getting married? What about negatives? Today we’re joined by Jesse Cramer, content creator, host of award-winning podcast The Best Interest, and Associate Relationship Manager at Cobblestone Capital Advisors, a fiduciary wealth management firm, to discuss the legal and financial bond that is modern-day marriage. We talk about how to decrease financial cons before marriage with open communication and intentional planning, thoughts on prenuptial agreements, and the financial advantages and potential disadvantages of getting married. Work From Anywhere Segment: From an online English teacher to a full-time entrepreneur, Danie Jay is now a six-figure income YouTube content creator, spreading the word about location and time-freedom. Now she spends her time teaching others how they can do it too! I chat with her about how exactly she was able to retire from teaching and the secrets of making money on YouTube. RESOURCES:
Magnetic Creator Academy Course
Sponsors + Partners + Deals
GUEST SOCIAL MEDIA: JESSE CRAMER
Website
Podcast
GUEST SOCIAL MEDIA: DANIE JAY
YouTube
Magnetic Creator Academy Course
OTHER EPISODES YOU MIGHT LIKE:
Dealing With a Money Imbalance in Relationships – w/ Erin Lowry
Become a Millionaire Couple (Even If You Disagree Financially)
Money and Love: Navigating Big Decisions in Marriage
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
When you’re starting out on your debt free journey it can be overwhelming deciding which debt payoff method to choose. In today’s episode, I chat with you about the two most popular debt payoff methods, the Debt Snowball Method and the Debt Avalanche Method. We talk about which one is right for you, debt consolidation pros and cons, and why 0% APR credit cards may be a strategy to consider (with caution)! Debt Free Living Segment: Maeghan Jones, Atlanta-based real estate professional, joins the Marriage Kids and Money podcast to discuss how her family paid off $90k of debt, doubled their income, and changed their entire lives with financial literacy. RESOURCES: Sponsors + Partners + Deals
OTHER EPISODES YOU MIGHT LIKE:
Allison Baggerly: Become Debt Free While Still Enjoying Life
How We Became Debt Free After Paying Off $50,000 in 1 Year
How to Stick to a Budget – with Kumiko Love from The Budget Mom
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
Author, Professor, and Zen Priest, Dr. Robert Waldinger, joins us to discuss the concept of money and happiness. Dr. Waldinger is a professor of psychiatry at Harvard Medical School and Massachusetts General Hospital, where he is Director of the Harvard Study of Adult Development, the longest scientific study of happiness ever conducted. We discuss how relationships and physical health affect happiness, how to combat the “loneliness epidemic” in America, and actionable steps you can take to foster more happiness and self-care in your life. RESOURCES:
Sponsors + Partners + Deals
The Good Life (Book) (affiliate link)
Dr. Waldinger’s Ted Talk
Lessons from the World's Longest Scientific Study of Happiness
GUEST BIO: Dr. Robert Waldinger is a Clinical Professor of Psychiatry at Harvard Medical School, Director of the Center for Psychodynamic Therapy and Research at Massachusetts General Hospital, and Director of the Harvard Study of Adult Development. He is a practicing psychiatrist and psychoanalyst, he teaches Harvard medical students and psychiatry residents, and he is on the faculty of the Boston Psychoanalytic Institute. He is also a Zen priest. Dr. Waldinger earned his bachelor’s degree from Harvard College and his MD from Harvard Medical School. GUEST SOCIAL MEDIA:
YouTube
Website
OTHER EPISODES YOU MIGHT LIKE:
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Can Money Buy Happiness?
Money and Love: Navigating Big Decisions in Marriage
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
401k matching is an investing option that is often overlooked, but it can be a powerful tool in building long-term wealth. In today’s episode, I chat with you about how maxing out my 401k over six years propelled me to more financial success and security. While maxing out my 401k wasn't absolutely necessary to meet our family financial goals, it has allowed me to relax more, work less and rest easy knowing that one important box has been checked. Be the Change Segment: Melanie Mortimer, President of the SIFMA (Securities Industry And Financial Markets Association) Foundation, joins the Marriage Kids and Money podcast to discuss how bringing financial education to youth of all backgrounds, and helping them lead better financial lives lifts us all up as a community. After 45 years and 22 million youth lives touched by financial literacy, SIFMA and their Stock Market Game is making waves in youth financial literacy. RESOURCES:
Sponsors + Partners + Deals
Empower Analyzer (affiliate link)
https://www.stockmarketgame.org/
https://www.sifma.org/
GUEST BIO: Melanie Mortimer is President of the SIFMA Foundation, the nation’s leader in youth investor and financial education which ensures all young people, regardless of background, have access to transformative knowledge and tools to prepare for their financial futures. GUEST SOCIAL MEDIA: LinkedIn
OTHER EPISODES YOU MIGHT LIKE:
HSA vs 401k: How to Prioritize Your Retirement Investments
How to Become a Millionaire in 10 Years
How to Invest On Your Own Without a Financial Advisor
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
In today’s “Best of Marriage Kids And Money” episode, Faith and Leo Jean-Louis, join us to discuss how they paid off over $200,000 of debt. We talk about the importance of your "why" on your financial freedom journey, the sacrifices they made to make debt freedom happen, tools to build generational wealth, and why you need to prioritize earning compound interest instead of paying it! RESOURCES: Sponsors + Partners + Deals
GUEST BIOS: Faith and Leo Jean-Louis were in over their heads in debt– $211,000 to be exact. From credit cards and personal loans to student debt, they had it all and thought they would never be financially free. That’s until Faith and Leo made a radical decision and paid off over $104,000 of debt in 12 months. Their debt-free journey propelled them into a lasting personal finance passion that educates, entertains and empowers others to this day. GUEST SOCIAL MEDIA: FAITH & LEO JEAN-LOUIS
Threads
X (Twitter)
Website
OTHER EPISODES YOU MIGHT LIKE:
Generational Wealth: These 3 Investing Accounts Can Give Your Kids A Bright Future
How Being Honest in My Marriage Helped Us Pay Off $61,000 of Debt – with Michael Lacy
Become a Millionaire Couple (Even If You Disagree Financially)
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
In today’s episode of Marriage Kids and Money, Damian Dunn, VP of advice of Your Money Line, the financial help line serving Pete the Planner® and Certified Financial Planner™, joins us to discuss saving for your child’s student loan debt-free future. We talk about the pros and cons of state sponsored 529 plans, the new details outlined in the Secure Act 2.0, and tax advantages of different college investing accounts you need to look out for! Generational Wealth Segment: Yanely Espinal is this quarter’s Generational Wealth Segment feature. Yanely serves as the Director of Educational Outreach at Next Gen Personal Finance and is an advocate for personal finance education as a high school graduation requirement across all 50 states. So far, she has helped usher in 22 pieces of state legislation to guarantee a personal finance course for all high school students. RESOURCES:
Sponsors + Partners + Deals
Your Money Line
Pete The Planner
NextGenPF
Mind Your Money
GUEST SOCIAL MEDIA: DAMIAN DUNN: Pete the Planner® blog articles by Damian Dunn
GUEST SOCIAL MEDIA: YANELY ESPINAL:
YouTube
OTHER EPISODES YOU MIGHT LIKE:
Target Date Funds: What Are the Pros and Cons?
How to Teach Kids the Value of Money (And Why They’re Never too Young) – with Liz Frazier
MKM RESOURCES:
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. DISCLAIMER:
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS:
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing
Learn more about your ad choices. Visit megaphone.fm/adchoices
Investing can do wonders if you have time and patience on your side. I’ve seen this firsthand with investing for my kids over the past decade. Here are 5 lessons I’ve learned from investing for our kids over the last decade. Second, our Coast FIRE segment will feature Kyra and Danielle from the ScrunchyFI Podcast! Last, my son Calvin is back for another Good Word!
SHOW RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors ScrunchyFI Podcast: https://scrunchyfi.com/podcast/ Good Word Story: https://people.com/human-interest/how-missing-8-year-old-boy-survived-2-days-michigan-park/
MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Book a 1-on-1 coaching call with me today. YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you dealing with a money imbalance in your relationship? Erin Lowry, Author of the Broke Millennial Series, shares how to navigate the tensions and difficulties that can come when one spouse earns or spends more than the other. RESOURCES Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Broke Millennial Books: https://amzn.to/42nZRJT (affiliate link) Broke Millennial (Website): https://brokemillennial.com/ OTHER EPISODES YOU MIGHT LIKE Become a Millionaire Couple (Even If You Disagree Financially) I Only Want To Work Part Time. Is It Possible? Money and Love: Navigating Big Decisions in Marriage MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Assistant: Josh Doering Learn more about your ad choices. Visit megaphone.fm/adchoices
Technology has done a lot of wonderful things for us over the last decade. Tasks that were once extremely time-consuming or monotonous are now a lot more simple. On the flip side, we can become extremely distracted by technology and it can keep us from focusing on what matters most. And for me, that’s family. In this BEST OF MKM episode from 2022, Author Nir Eyal, shares how parents, like me, can control our attention and choose our lives … while still living with the benefits of technology. RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Indistractable (Book): https://amzn.to/3rFryNT (affiliate link) Nir Eyal (Website): https://www.NirAndFar.com OTHER EPISODES YOU MIGHT LIKE Joshua Becker: How to Overcome the Distraction of Money Mortgage Free 5 Years Later: Was it Worth It? Why Coast FIRE is Better than Traditional FIRE MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Assistant: Josh Doering Learn more about your ad choices. Visit megaphone.fm/adchoices
Can you disagree financially in marriage and still become a millionaire couple? Well, I'm excited to introduce to Ericka Young and Chris Young ... because that description fits them perfectly! Also, we're back with our Net Worth Win segment. We're featuring Lawrence Delva-Gonzalez from the Financial Griot Podcast. He's sharing how he grew his net worth by $500k in just 3 years! RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Track your net worth with Empower for FREE: https://www.marriagekidsandmoney.com/empower (affiliate link) Chris and Ericka Young - For Better and Worth: https://www.forbetterandworth.com/ Lawrence Delva-Gonzalez - The Neighborhood Finance Guy: https://theneighborhoodfinanceguy.com/ Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Book a one-on-one coaching call with Andy Hill YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Assistant: Josh Doering Learn more about your ad choices. Visit megaphone.fm/adchoices
Unconditional love is love no matter what. But in marriage, aren't there conditions where your love fades? Or not? In this Bread & Wine episode, Andy and Nicole discuss if love in marriage can be unconditional or not. MKM RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Nicole's Rubik's Cube: https://amzn.to/3qLmQ4n (affiliate link) Leave a Review: Apple Podcasts Leave a Rating: Spotify Instagram: Follow our IG channel Merch Store: Check out our t-shirts, hoodies, and coffee mugs! OTHER EPISODES YOU MIGHT LIKE Die With Zero: When FIRE Meets YOLO Reflecting on Dave Ramsey's Baby Steps 10 Years Later Are We Morons for Paying Off Our Mortgage Early? DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Weir Digital Marketing Creative Director / Show Director: Nicole Hill Editor: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices
What is my purpose? And am I really pursuing that purpose to the best of my ability? To help us answer these difficult questions, I’ve invited John Strelecky on the show today. John is the #1 Bestselling inspirational author of many books including one that I recently loved called The Cafe on the Edge of the World RESOURCES Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors The Cafe on the Edge of the World (Book): https://amzn.to/3nSSLiw (affiliate link) John Strelecky (Website): https://www.johnstrelecky.com/ MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Assistant: Josh Doering Learn more about your ad choices. Visit megaphone.fm/adchoices
As parents, it is our responsibility to raise financially responsible and independent kids. Chores at home can help with that mission. Here's why I like chores and how parents can get started! Second, our Fintech Spotlight segment features Monarch Money's Natalie Taylor who shares the importance of financial planning for couples. Last, Zoey is back for another money quiz! We're talking chores, youth sports and the importance of taking summer break. RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Monarch Money (SPONSOR): https://marriagekidsandmoney.com/monarchmoney MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Assistant: Josh Doering Learn more about your ad choices. Visit megaphone.fm/adchoices
Looking for a quick reference to see if you're on track with your Coast FIRE Number based on your age?
We put together an episode to help you get a gauge of how you might be tracking if you're comfortable living expenses are around $75,000 per year.
Also, we're chatting about when kids should start chores with the Founders of My First Nest Egg!
Last but not least, Zoey is back for another Money Quiz and to read the review of the month.
RESOURCES
Coast FIRE by Age (Article): https://marriagekidsandmoney.com/coast-fire-number-by-age-30-40-50
My First Nest Egg (Website): https://www.marriagekidsandmoney.com/myfirstnestegg
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
With rising home prices and interest rates, people are wondering ... "Should I wait to buy a house?"
Meghan Rabuse, the Family Finance Mom, joins the show again to help us answer this big question.
Also, Andrea Wallace from Arizona, shares how buying a house as a teenager helped her to become a near millionaire by 28.
RESOURCES
Meghan Rabuse (Website): https://www.familyfinancemom.com
Andrea Wallace (Website): https://www.makingmoneynerds.com
GUEST BIO - Meghan Rabuse
Meghan spent nearly a decade as a Financial Analyst, before spending the last 7+ as a SAHM to three little ones.
She shares simple money tips for moms to help their family reach their financial goals by building a financial plan they can LIVE with!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
We’re all about that Carpe Diem lifestyle … we seize the day so we can build our family wealth and happiness.
But what if our thinking is holding us back? What if our mindset and the story we tell ourselves are making achieving our goals so much harder?
Megan Hyatt Miller is helping us dive deeper into the science of mindset and helping us realize how success starts with our thinking.
RESOURCES
Mind Your Mindset (Book + Bonus Resources): https://mindyourmindsetbook.com/marriage
GUEST BIO - Megan Hyatt Miller
Megan Hyatt Miller is the President and Chief Executive Officer at Michael Hyatt & Company and the co-host of the popular business podcast, Lead to Win. She is also Michael’s oldest daughter.
As the architect of Michael Hyatt & Company’s standout culture, she is committed to helping her team win at work and succeed at life, while also delivering phenomenal results to their customers. Under her leadership, Michael Hyatt & Company was named as one of Inc. Magazine’s Best Workplaces for 2020, which ranks the top companies in America for their employee engagement.
When she’s not taking the company to new heights, she’s fully present at home with her husband Joel and five kids in Franklin, Tennessee.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
To keep myself motivated, I need a goal or a reason to save.
If you find yourself stocking away money, but you’re not sure why, let’s attach some goals to that savings. Here are 7 savings goals for you to create a happier today and tomorrow.
Also, Justine Nelson from the popular Debt Free Millennials YouTube Channel shares how she paid off her debt AND then became a HALF MILLIONAIRE!
Last, but not least, my son Calvin is back for another Good Word!
RESOURCES
Want to make your kid a millionaire? Learn more about my course! https://www.marriagekidsandmoney.com/course
Justine Nelson (Website): https://debtfreemillennials.com
GUEST BIO - Justine Nelson
Justine Nelson is the face and founder of Debt Free Millennials, a website and YouTube channel helping overwhelmed millennials improve their money situation without giving up the avocado toast.
Justine was named a “YouTuber to watch” in Forbes for her simple, actionable financial tips, exploring debt, saving, and budgeting. She paid off $35,000 in student loan debt in two and a half years on a $37,000 salary.
Now she’s teaching other millennials how to crush debt and live payment free.
When she’s not in front of the camera, Justine loves exploring San Diego with her husband and baby girl. She’s often found in the kitchen, perfecting her abuela’s Puerto Rican Spanish rice.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Andrew Giancola, the host of the Personal Finance Podcast, became a millionaire in his 30s and now he's turning his attention to helping his kids do the same.
In this episode, Andrew shares how he became a millionaire so young and how he's using those same tactics to build generational wealth for his children.
RESOURCES
Want to make your kid a millionaire? Learn more about my course! https://www.marriagekidsandmoney.com/course
Andrew Giancola (Website): https://mastermoney.co
GUEST BIO - Andrew Giancola
Andrew Giancola is the host of the popular Personal Finance Podcast, focused on helping people control their money so they can live stress-free, rich lives.
After achieving a personal net worth of around $1.5 million by age 34, Andrew is now focused on inspiring generational wealth for his young family.
When he’s not inspiring others through his platform, he enjoys spending time with his wife and kids in Tampa and taking some time for Golf!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Unconditional love is love no matter what.
But in marriage, aren't there conditions where your love fades? Or not?
In this Bread & Wine episode, Andy and Nicole discuss if love in marriage can be unconditional or not.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Inflation is the worst!
In this episode, we discuss three smart ways to fight inflation at home. By doing these simple money moves, you can save thousands of dollars! To fight inflation more, and bring more money into your home, I've invited Zac Hood from CashFreely on the show. He's going to share how cash-back credit cards can help you keep more of your hard-earned money.
Last but not least, Zoey is back for another money quiz!
SPONSORS
Make My Kid a Millionaire: Get early access to our new course that will help you inspire and build generational wealth for your kids. Learn more!
RESOURCES
CashFreely: Start earning cash back for free today!
Big Tip Tuesday: The Details of how it works and where to share your kindness!
COMPANY OVERVIEW - CashFreely
I started CashFreely to help regular people maximize their cash back earning so it can help them with their short and long-term goals.
I want to treat every user like my friend for whom I want the best experience possible. I want to be as ethical and helpful as possible.
There are huge corporate sites that use slick marketing and data technology to mislead consumers. I am committed to offering my site and service for free.
I’m able to do this because I can earn commission on some of my credit card links. Unlike many other sites, these links do not influence my recommendations and opinions.
Those sites are profit-driven and post offers that earn them a profit. I always post the best offers, even when I do not earn a commission.
COMPANY FOUNDER - Zac Hood
Zac Hood has been a nonprofit director and teacher most of his life. Originally from Nashville, Zac and his wife Virginia live in Denver and have been traveling for free over 10 years.
His approach to free travel has earned free flights (and often free hotels) in South Africa, Greece, France, Italy, Iceland, and more. In 2016, he started creating the app Travel Freely while being an elementary school teacher.
His approach to free travel has earned free flights (and often free hotels) in South Africa, Greece, France, Italy, Iceland, and more. Helping everyday, busy people achieve their travel dreams for free was the inspiration for creating the app Travel Freely.
Now, CashFreely is out to help cash back fans rack up the most cash back in the least amount of time.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Maggie Tucker and her husband recently retired from their corporate careers ... in their 40s!
In this BEST OF MKM Highlight, Maggie shares how they were able to retire so early and what this newfound time means to her and her young family.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details.
RESOURCES
Friends on FIRE Podcast: https://friendsonfire.org/
Big Tip Tuesday: The Details of how it works and where to share your kindness!
GUEST BIO – Maggie Tucker Maggie Tucker was Vice President of Marketing for InterContinental Hotels Group (IHG). Her professional experience includes multiple digital, marketing, and leadership roles in Fortune 500 companies.
She is passionate about minimalism, simple living, and helping people on their journeys through life. She is an active volunteer in her community and has served on many advisory and non-profit boards.
She lives in Atlanta, GA with her husband and 3 daughters.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Mandy and Sean Senke from North Dakota have grown their net worth to over $1 million in their 30s!
In this BEST OF MKM Highlight, Mandy and Sean share how they grew their net worth so quickly and the steps they took to avoid lifestyle inflation.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details.
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Sean Senske Website: https://www.senskemedia.com
Mandy Senske Website: https://www.mandysenske.com
Big Tip Tuesday: The Details of how it works and where to share your kindness!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Andy makes content on the internet that talks about their family being millionaires.
It makes Nicole cringe because she doesn't feel like a millionaire or feel rich.
In this Bread & Wine episode, they debate the difference between being millionaires and being rich.
BREAD & WINE RESOURCES
Start a Podcast: 5 Reasons to Hit Record Today
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Financial independence can feel difficult if you're a tipped worker in the service industry. Barbara Sloan is showing us the way.
She's a service industry expert and the author of the new personal finance book "Tipped".
After spending two decades in the service industry, she's sharing how to gain financial independence as a waitress, stripper, bartender, or any other service position. Just like she did.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details.
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Barbara Sloan (Website): https://www.tippedfinance.com
Tipped (Book): https://amzn.to/3UMVTXt (affiliate link)
Big Tip Tuesday: The Details of how it works and where to share your kindness!
GUEST BIO - Barbara Sloan
Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals.
A homeless teen, who danced for dollars, and definitely did not graduate from college. She is now a personal finance expert and money coach that spent two decades working in every imaginable position in the Service Industry all over the country.
In addition to owning and running a women-owned Construction company in the heart of Manhattan, she helps Tipped workers achieve Financial Freedom, like she did.
She is passionate about all of the amazing aspects of Tipped work and passionate about all of the terrible aspects of Tipped work.
She lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
The year is coming to a close. There may be year-end financial to-do’s that have escaped your mind.
Here is our year-end financial checklist so you can thrive in the new year!
Also, we're hosting The Hope Effect for our Be the Change segment. This charity focuses on helping orphans globally have a better life.
Last but not least, Zoey is back for another Money Quiz - a holiday edition!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details.
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Mint: The free budgeting app our family has used for a decade.
Side Hustles for Parents: 30 Ideas Moms and Dads can do from home to make $30/hr or more.
Quotacy: Get a term life insurance quote today and protect your family from the unexpected.
Big Tip Tuesday: The details of how our random acts of kindness challenge works and where to share your kindness.
The Hope Effect: Consider donating to support orphans globally.
ORGANIZATION OVERVIEW - The Hope Effect
Millions of orphaned and vulnerable children around the world are growing up without the love of a family.
But there is clear and compelling research on the damaging effects of traditional, institutional orphan care.
Children should not grow up in orphanages…kids do best when they are raised in families.
The Hope Effect is changing orphan care by providing innovative family-style care, which allows every child to flourish and thrive.
We are changing the way the world cares for orphans…because every child deserves a family.
FOUNDER - Joshua Becker
Joshua Becker is an author, speaker, and philanthropist. He has written several best-selling books on minimalism, and his website Becoming Minimalist has more than one million readers each month.
Inspired by his wife’s experience being adopted, Joshua founded The Hope Effect in 2015.
EXECUTIVE DIRECTOR - Joe Darago
Joe is the founder and executive director of The Hope Effect. Joe’s journey into the orphan care world began more than 20 years ago when he and his wife adopted their daughter Sydney from Korea.
Seven years ago, they adopted again – this time an older child from Thailand who spent the early part of her life in an institution.
Joe has seen firsthand that children develop best when they are in a family environment, and he is passionate about seeing orphans cared for – not in institutions, but in families.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
What does it REALLY mean to be a millionaire? And how do people actually become one?
Chris Hogan, the Author of Everyday Millionaires, shares all the millionaire truths and dispels the millionaire myths in today's episode.
In this BEST OF MKM episode from 2019, Chris Hogan, former Dave Ramsey team member describes the survey they did with 10,000 real-life millionaires. Find out what they discovered!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Chris Hogan (Website): https://coachhogan.com/
Everyday Millionaires - Chris Hogan (Book): https://amzn.to/3XBeZm5
Big Tip Tuesday: The Details of how it works and where to share your kindness!
GUEST BIO - Chris Hogan
Chris Hogan spent the last 25 years helping and guiding people to achieve their dreams and goals. It all started on the sports field, as a team member, eventual 3-year captain, two-time All American, and member of a National Championship football team.
The pursuit of goals has been a part of his life for many years, learning from Zig Ziglar, Dennis Waitley, and others!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
What does it REALLY mean to be a millionaire? And how do people actually become one?
Chris Hogan, the Author of Everyday Millionaires, shares all the millionaire truths and dispels the millionaire myths in today's episode.
In this BEST OF MKM episode from 2019, Chris Hogan, former Dave Ramsey team member describes the survey they did with 10,000 real-life millionaires. Find out what they discovered!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Chris Hogan (Website): https://coachhogan.com/
Everyday Millionaires - Chris Hogan (Book): https://amzn.to/3XBeZm5
Big Tip Tuesday: The Details of how it works and where to share your kindness!
GUEST BIO - Chris Hogan
Chris Hogan spent the last 25 years helping and guiding people to achieve their dreams and goals. It all started on the sports field, as a team member, eventual 3-year captain, two-time All American, and member of a National Championship football team.
The pursuit of goals has been a part of his life for many years, learning from Zig Ziglar, Dennis Waitley, and others!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Navigating money after divorce? Cat Collins, a financial expert and recently divorced Mom of two is here to help you thrive financially.
Also, Ashley Patrick from North Carolina shares how she paid off $47,000 of debt in under 2 years!
Finally, Calvin is sharing the Good Word by revealing three MKM Annual Survey participants who won a $50 Amazon Gift Card!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Cat Collins (Website): https://www.momsgotmoney.com
Ashley Patrick (Website): https://www.budgetsmadeeasy.com
Big Tip Tuesday: The Details of how it works and where to share your kindness!
GUEST BIO - Cat Collins
Cat Collins is a nationally recognized financial educator and the author of Moms Got Money, a millennial Mom’s guide to managing money like a boss.
When she’s not helping Moms win with their money, she enjoys spending time with her boy/girl twins and their rescue dog named Julep.
GUEST BIO - Ashley Patrick
Ashley Patrick, personal finance expert, and founder of Budgets Made Easy. She helps families eliminate debt using simple strategies so they can stress less and live the life they want.
She was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months.
Ashley is a Ramsey Solutions Master Financial Coach and helps people like you manage their budgets so they can live the life they want.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Ready to make an impact on the world? Our guest Derrick Kinney says it's time to make more money!
In today's episode, Derrick Kinney, Author of the Good Money Revolution, states his case for how we can make more money to do more good.
In the spirit of doing more good, it's Big Tip Tuesday time! I share the details of what Big Tip Tuesday is and how you can join us in beating our goal this year!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Derrick Kinney (Website): https://goodmoneyframework.com/
Good Money Revolution (Book): https://amzn.to/3FZwG8r (affiliate link)
Big Tip Tuesday: The Details of how it works and where to share your kindness!
MKM Annual Survey: 5-10 minute survey that will help us improve Marriage Kids and Money. Three random participants will be given a $50 Amazon Gift Card!
GUEST BIO - Derrick Kinney
Derrick Kinney believes money is not bad and good people should have more of it. After applying these proven principles with thousands of clients, Kinney sold his multimillion-dollar business to teach these success steps to you.
As CEO of Good Money Framework and host of the popular Good Money podcast, Kinney visits with influential business and thought leaders to inspire you to make more money and use it for good.
Known for making complex financial topics easy to understand, Kinney is a sought- after guest on local and national media where he has been interviewed on CNBC, FOX News, CNN, FOX Business, PBS, Cheddar News, and Wall Street Journal among others.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
After becoming completely debt free (including our house) and hitting Coast FIRE, we now have the option of working part-time!
I share the steps we took to afford to work-part time so you can get there too.
Also, Vance Roush from Overflow joins us to talk about why giving stock may be better than giving cash this holiday season.
And last but not least, Zoey is back for another Money Quiz. We're talking about giving, inflation and gratitude.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
Overflow: The giving platform your donors want ... easily give stock instead of cash. Learn more here.
RESOURCES
Tello: Our family's cell phone provider (affiliate link)
MKM Annual Survey: 5-10 minute survey that will help us improve Marriage Kids and Money. Three random participants will be given a $50 Amazon Gift Card!
FINTECH SPOTLIGHT OVERVIEW - Overflow
Overflow is an online giving platform where you can now give stock in minutes, not months.
The average cash donation in the US is $128, but the average stock donation through Overflow is over $10,000!
Why? Because 90% of US wealth is in non-cash assets, so Overflow enables people to give from their gains. The future of giving is here, and it starts with Overflow!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Have you heard about the life-changing benefits of a Roth IRA for Kids?
Dee from Kids Money Academy shares why a Roth IRA for Kids is so great and how to hire your kids in your business.
Also, Crystina Cardozo from New Jersey shares how she became a half-millionaire by age 34!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Website: Kumiko Love - The Budget Mom
Book: My Money My Way by Kumiko Love
GUEST BIO - Kumiko Love:
Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives.
An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.
She's also the creator of the wildly popular Live Rich Planner and Budget by Paycheck workbook.
Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple.
She lives in Spokane Valley, Washington.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Have you heard about the life-changing benefits of a Roth IRA for Kids?
Dee from Kids Money Academy shares why a Roth IRA for Kids is so great and how to hire your kids in your business.
Also, Crystina Cardozo from New Jersey shares how she became a half-millionaire by age 34!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Kids Money Academy (Dee's Resources)
She Runs the Numbers (Crystina Cardozo)
GUEST BIO - Dee from Kids Money Academy:
As a CPA and Finance Instructor at UCLA, having conversations with other adults about money comes naturally to Dee.
She founded Kids Money Academy to fill a huge need that empowers parents from all backgrounds to talk to their kids about money in a positive way.
Kids Money Academy answers the question, “How can I teach my kid about money in a fun and simple way?” by providing a framework that shows parents HOW to have conversations about financial literacy with their children from age 4 to 18 years old.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
It's the question a lot of us are asking right now ... Are we in a recession or not?
Megan Rabuse, aka the Family Finance Mom, joins me to answer this question and share what we can do to become recession-proof.
Also, Chris Luger from Minnesota shares how becoming mortgage free has allowed him to push toward becoming a millionaire!
Last but not least, my son Calvin is here to share another Good Word. This month, we're sharing the story of the Michigan bus drivers who saved a baby's life after a carjacking.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 promo!
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Meghan Rabuse (Family Finance Mom + Finance Explained Podcast)
Chris Luger (Heavy Metal Money)
Good Word of the Month (Bus Drivers Save Baby in Michigan)
GUEST BIO - Meghan Rabuse:
Meghan spent nearly a decade as a Financial Analyst, before spending the last 7+ as a SAHM to three little ones.
She shares simple money tips for moms to help their family reach their financial goals by building a financial plan they can LIVE with!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Inflation Up, Stocks Down. What Should I Do?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
We all want to live without regrets. But what does that really mean nowadays?
Author and Hospice Doctor, Jordan Grumet, discusses this question and how we can all strive to live a regret-free life.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Jordan Grumet (Website)
Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life (Book)
GUEST BIO - Jordan Grumet:
Jordan Grumet (aka Doc G) is a physician who discovered financial independence on the cusp of job burnout. He is the creator of the award-winning Earn & Invest podcast.
His forthcoming book, Taking Stock, will be released by Ulysses Press Aug 2.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Andy Hill
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Nicole and I had a huge money fight a few years ago. Eventually, it led to marriage counseling.
Here are the 5 reasons why I'm glad we went and how it helped our money fights.
Also, we're sharing our Best Budget Apps for Families for our fintech spotlight segment. Download one of these apps to get control of your family money!
Last but not least, my daughter Zoey joins me for another "Money Quiz". We're discussing making videos online and how to stay safe.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM".
RESOURCES
Mint
EveryDollar
YNAB
Honeydue
Personal Capital
Prefer to Read? Here's the article about Best Budget Apps for Families: https://marriagekidsandmoney.com/best-budget-apps-for-families
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Research & Writing: Brooke Ressell
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Are you a fan of the FIRE Movement, but find it to be unrealistic for your lifestyle?
Well, FU Money might be more your flavor.
In this episode, we review what FU Money is and how it can help you leave that job you don't like and transition into a life you enjoy.
Also, we chat with AJ Thompson from Tennessee about how he and his wife Tabitha invested over $400k in their early 30s -- now they have achieved Coast FIRE!
Last but not least, my son Calvin joins me for another "Good Word". We're discussing college costs and the "7/11 baby" whose chances at college just got a lot easier.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Ally Bank (Where We Save our FU Money): https://www.ally.com
M1 Finance (Start Your Roth IRA to Achieve Coast FIRE): https://www.marriagekidsandmoney.com/m1finance
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Are you a fan of the FIRE Movement, but find it to be unrealistic for your lifestyle?
Well, FU Money might be more your flavor.
In this episode, we review what FU Money is and how it can help you leave that job you don't like and transition into a life you enjoy.
Also, we chat with AJ Thompson from Tennessee about how he and his wife Tabitha invested over $400k in their early 30s -- now they have achieved Coast FIRE!
Last but not least, my son Calvin joins me for another "Good Word". We're discussing college costs and the "7/11 baby" whose chances at college just got a lot easier.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Ally Bank (Where We Save our FU Money): https://www.ally.com
M1 Finance (Start Your Roth IRA to Achieve Coast FIRE): https://www.marriagekidsandmoney.com/m1finance
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Feeling overworked and overstressed?
According to our guest, Celeste Headlee, it may be time for you to do nothing.
As parents, we can definitely overdo it. Statistically, this overworked lifestyle can shorten our lives.
Celeste Headlee shows us how to fight back.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Do Nothing: How to Break Away from Overworking, Overdoing and Underliving (Book)
Celeste Headlee (Website)
GUEST BIO - Celeste Headlee:
Celeste Headlee is an internationally recognized journalist and radio host, professional speaker and author of bestselling book We Need To Talk: How To Have Conversations That Matter and Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving. Her latest is Speaking of Race: Why Everyone Needs to Talk About Racism and How to Do It. Her TEDx Talk, 10 Ways to Have a Better Conversation, has been viewed over 34 million times.
In her 20-year career in public radio, Celeste has been the Executive Producer of On Second Thought at Georgia Public Broadcasting and anchored programs including Tell Me More, Talk of the Nation, Here and Now, All Things Considered, and Weekend Edition. She also served as co-host of the national morning news show, The Takeaway, from PRI and WNYC, and anchored presidential coverage in 2012 for PBS World Channel. Celeste is a regular guest host on NPR and American Public Media. She is the host of Newsweek’s “Debate” podcast, and hosts a podcast for the National Gallery of Art called “Sound Thoughts on Art.” She is also the host of “Women Amplified,” a podcast from the Conferences for Women, the largest network of women’s conferences in the nation, drawing more than 50,000 people to its annual events.
Celeste is also the president and CEO of Headway DEI, a non-profit that works to bring racial justice and equity to journalism and media through targeted training and interventions, and she serves on the board for the National Center of Race Amity. Celeste is the granddaughter of composer William Grant Still, known as the Dean of Black American Composers and she is a trained operatic soprano. She lives in the DC area with rescue dog, Samus.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Feeling overworked and overstressed?
According to our guest, Celeste Headlee, it may be time for you to do nothing.
As parents, we can definitely overdo it. Statistically, this overworked lifestyle can shorten our lives.
Celeste Headlee shows us how to fight back.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Do Nothing: How to Break Away from Overworking, Overdoing and Underliving (Book)
Celeste Headlee (Website)
GUEST BIO - Celeste Headlee:
Celeste Headlee is an internationally recognized journalist and radio host, professional speaker and author of bestselling book We Need To Talk: How To Have Conversations That Matter and Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving. Her latest is Speaking of Race: Why Everyone Needs to Talk About Racism and How to Do It. Her TEDx Talk, 10 Ways to Have a Better Conversation, has been viewed over 34 million times.
In her 20-year career in public radio, Celeste has been the Executive Producer of On Second Thought at Georgia Public Broadcasting and anchored programs including Tell Me More, Talk of the Nation, Here and Now, All Things Considered, and Weekend Edition. She also served as co-host of the national morning news show, The Takeaway, from PRI and WNYC, and anchored presidential coverage in 2012 for PBS World Channel. Celeste is a regular guest host on NPR and American Public Media. She is the host of Newsweek’s “Debate” podcast, and hosts a podcast for the National Gallery of Art called “Sound Thoughts on Art.” She is also the host of “Women Amplified,” a podcast from the Conferences for Women, the largest network of women’s conferences in the nation, drawing more than 50,000 people to its annual events.
Celeste is also the president and CEO of Headway DEI, a non-profit that works to bring racial justice and equity to journalism and media through targeted training and interventions, and she serves on the board for the National Center of Race Amity. Celeste is the granddaughter of composer William Grant Still, known as the Dean of Black American Composers and she is a trained operatic soprano. She lives in the DC area with rescue dog, Samus.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
After 10 years of working together, my wife and I became a millionaire family! Here are the 6 lessons I learned after hitting this millionaire milestone.
Also, Arrived Homes CEO Ryan Frazier joins us to talk about how their platform helps busy parents invest in real estate without the headaches of being a landlord.
And last but not least, my daughter Zoey is back for another Money Quiz! We're talking summer fun and investing.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
All the Hacks Podcast
Arrived Homes: Invest in real estate without being a landlord for as little as $100
GUEST BIO - Ryan Frazier:
Ryan is the CEO & Co-Founder of Arrived, a platform for anyone to invest in shares of rental homes, starting from $100.
Since launch, the company has seen rapid growth reaching +100,000 subscribers and funding +$50 million in new rental properties across 19 cities.
The company has raised $135m in outside financing from investors including Jeff Bezos, Spencer Rascoff (the founder and former CEO of Zillow), and Forerunner Ventures.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
After 10 years of working together, my wife and I became a millionaire family! Here are the 6 lessons I learned after hitting this millionaire milestone.
Also, Arrived Homes CEO Ryan Frazier joins us to talk about how their platform helps busy parents invest in real estate without the headaches of being a landlord.
And last but not least, my daughter Zoey is back for another Money Quiz! We're talking summer fun and investing.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
All the Hacks Podcast
Arrived Homes: Invest in real estate without being a landlord for as little as $100
GUEST BIO - Ryan Frazier:
Ryan is the CEO & Co-Founder of Arrived, a platform for anyone to invest in shares of rental homes, starting from $100.
Since launch, the company has seen rapid growth reaching +100,000 subscribers and funding +$50 million in new rental properties across 19 cities.
The company has raised $135m in outside financing from investors including Jeff Bezos, Spencer Rascoff (the founder and former CEO of Zillow), and Forerunner Ventures.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Index funds! You've heard of them, but why does everyone seem to think they are the best investment?
In this BEST OF MKM episode from 2020 and 2021, we're learning the "why" behind index funds with Paula Pant and Jeremy Schneider.
We've put these two dynamic financial experts together in one episode to help you understand what an index fund is and how it will make you a millionaire.
SPONSOR
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Afford Anything (Paula Pant)
Personal Finance Club (Jeremy Schneider)
GUEST BIO - Paula Pant:
Paula Pant is a podcast host, writer, speaker, and media commentator on financial independence and real estate investing.
She is the creator and host of the Afford Anything podcast, which has more than 15 million downloads, and 2,100 reviews, and is ranked by Apple Podcasts as one of the Top 50 Business podcasts.
GUEST BIO - Jeremy Schneider:
Jeremy Schneider is a successful entrepreneur, personal finance expert, and Michigan alum! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance.
He founded Personal Finance Club, a community of champions of the individual investor who help further financial education. Jeremy likes playing beach volleyball and writing bios about himself in the third person.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
John from ESI Money shares how we can earn, save and invest our way to financial independence and multi-millionaire status.
In this BEST OF MKM episode from 2018, John discusses the benefits of real estate investing, how our careers can fuel our FIRE path and how to help our children build generational wealth as well.
SPONSOR
Personal Capital: Sign up for Personal Capital’s free tools for your chance to win a Tesla Model 3!
RESOURCES
ESI Money (Website)
GUEST BIO - John from ESI Money:
John is a 50-something retiree who achieved financial independence. On his blog ESI Money, he shares what’s worked for him, and details how others can implement those successes in their lives.
He is also the author of a free e-book titled “Three Steps to Financial Independence” and spends a lot of his time interviewing millionaires.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Jean Chatzky and Kathryn Tuggle, hosts of the Her Money Podcast, share some important money advice for college graduates.
As these young adults step out into the "real world", managing money and their careers successfully early may just be the key to financial success.
Also, we hear from Q from Chicago who paid off $30,000 of debt and is now set on building generational wealth for his young daughter.
SPONSOR
Personal Capital: Sign up for Personal Capital’s free tools for your chance to win a Tesla Model 3!
RESOURCES
HerMoney - Jean Chatzky and Katheryn Tuggle
How to Money (Book)
GUEST BIO - Jean Chatzky and Kathryn Tuggle:
Jean Chatzky is a New York Times bestselling author and financial expert who has spent decades of reporting on personal finance — including 25 years on the Today show.
She is CEO and co-founder of HerMoney, the author of 13 books, an award-winning magazine columnist and host of the HerMoney podcast. Kathryn Tuggle is Chief Content Officer and Gracie-Award winning Editor-in-Chief at HerMoney.com.
She produces the HerMoney Podcast and co-hosts its popular mailbag segment.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
When we're feeling comfortable with our financial situation, our minds start to turn to our children. How can we save and invest for our kid's future?
In this episode, I share how we're building generational wealth for our kids (and how that wealth doesn't just include money).
SPONSOR
Personal Capital: Sign up for Personal Capital’s free tools for your chance to win a Tesla Model 3!
RESOURCES
Train Rescue Story (The Good Word)
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Coast FIRE: When Have I Achieved It?
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Watch video episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Recently the Mega Millions jackpot reached $1.2 billion!
Andy decided to buy a ticket for fun. Nicole thought it was a horrible idea.
In this Bread & Wine episode, they debate about if people should play the lottery or not. Also, Nicole shares how winning the lottery would absolutely ruin their family.
BREAD & WINE RESOURCES
9 Perfect Strangers (Book mentioned during the episode)
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Kiersten and Julien Saunders, authors of "Cashing Out", argue the case for the 15-year career.
We also discuss how people can pursue FIRE (financial independence / retire early) and live a life of purpose.
SPONSOR
Personal Capital: Sign up for Personal Capital’s free tools for your chance to win a Tesla Model 3!
RESOURCES
Rich and Regular
Cashing Out (Book)
GUEST BIO - Kiersten and Julien Saunders:
Julien and Kiersten are authors of Cashing Out: Win the Wealth Game By Walking Away under Portfolio Books, an imprint of Penguin Random House.
They are also the creative voices behind the blog richandregular.com, producers of the award-winning video series, Money on the Table, and hosts of the rich & REGULAR podcast.
Based in Atlanta, Georgia, their mission is to inspire better conversations about money. The couple has used frugal living, real estate, stock market investing and their online business to build wealth and ultimately achieve financial independence. They paid off $200,000 in five years and their story has been featured in The NY Times, Forbes, CBS This Morning, Marketwatch, the Oprah Winfrey Network and more.
When they're not sharing stories about their experiences with money, they are parents to their son Beau, traveling the world or searching for their next great meal.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Electric cars are all the buzz lately! Our family is considering getting one, but is it worth it?
I share the different options we’re considering when it comes to buying an electric car or not.
Also, I answer a question about paying cash for a house vs. getting a mortgage. Since both options have their fair share of pros and cons, I take some time to look at both sides.
Last but not least, Zoey and I are back with another Money Quiz! We’re talking about “big purchases” in our family and how we can decide what’s worth it.
SPONSOR
Personal Capital: Sign up for Personal Capital’s free tools for your chance to win a Tesla Model 3!
RESOURCES
Federal Tax Credits for All Electric or Plug in Hybrid Vehicles
Credible: Check out the latest mortgage rates and compare lenders to save
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Marriage is hard! Not only does the relationship take work, but maintaining a household does too.
Nicole and Andy tackled two listener questions about how they make their marriage work and how they divide up household duties.
This episode definitely showcases the importance of marriage as a verb, not a noun.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Nick Maggiulli, author of "Just Keep Buying", shares what you can do after maxing out your Roth IRA.
We also discuss the importance of understanding when a 401k plan at work is worth it or not.
Also, David Freed from Minnesota shares how he and his wife achieved Coast FIRE at 30 years old with $500,000 invested!
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Just Keep Buying by Nick Maggiulli (Book)
Nick Maggiulli (Website)
David Freed (Instagram)
GUEST BIO - Nick Maggiulli:
Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence.
He is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times.
Nick graduated from Stanford University with a degree in Economics and currently resides in New York City.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Support: Weir Digital Marketing
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
We can spend our money on experiences and things. What's better?
Nicole and Andy take the gloves off and go at it in this experiences vs. things debate.
Which side are you on #TeamExperience or #TeamThings?
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Real estate has proven to be an excellent place to invest your money.
But where should you start in this competitive market? Rentals? Airbnbs?
Sam Dogen, also known as the Financial Samurai, joins us to share his thoughts!
Sam retired from his corporate career about 10 years ago. Real estate (among many other avenues) was a huge part of his financial independence success.
Also, Amy Greene from North Carolina, shares how she and her husband increased their family net worth to over $1 million by age 44!
Last, but not least, my son Calvin joins me for another “Good Word”. We discuss how a recent professional baseball game became national display of generosity and helping your fellow man.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Buy This Not That (Book)
Financial Samurai (Website)
Amy Greene (Instagram)
Good Word Story (CBS News)
GUEST BIO - Sam Dogen (Financial Samurai):
Sam Dogen is the mastermind behind FinancialSamurai.com, one of the largest independently-run personal finance sites with roughly one million organic visitors a month. He launched Financial Samurai in 2009 when the world was falling apart and his net worth was taking a beating. His inspiration was to help himself and others make sense of the chaos.
In 2012, he left his day job in finance at age 34 to be permanently free and pursue being a writer. He has lived in seven countries and has traveled to over 60 countries so far.
Since the financial crisis, more than 80 million visitors have stopped by FinancialSamurai.com to learn, share, and grow. In addition, Dogen’s work has been highlighted in major publications such as CNBC, MarketWatch, Forbes, The Consumerist, The Chicago Tribune, The Los Angeles Times, and many more.
Dogen is also known for The Financial Samurai Podcast and the one-of-a-kind eBook, How To Engineer Your Layoff, which teaches employees how to negotiate a severance package and be free.
When not writing or podcasting, Sam can often be found on the playground taking care of his two young children or on the softball field or tennis court.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Money can allow us to have our most basic needs met and buy more time freedom to enjoy more life today.
But can we become too distracted by money? Can the pursuit of more money and wealth distract us from a life of meaning today?
Joshua Becker, Author of Things That Matter, joins us to discuss how we can overcome the distraction of money. He shares how he’s moved toward a life that matters and how it all started by moving away from the things that don’t matter.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Things That Matter (Book)
Joshua Becker (Website)
All the Hacks Podcast
GUEST BIO - Joshua Becker:
Joshua Becker and his young family were introduced to minimalism 12 years ago during a short conversation with their neighbor and he became a pioneer of the Modern Minimalist Movement with his blog, Becoming Minimalist, which reaches over 1M readers every month.
He is also the USA Today best-selling author of 5 books, including his new one: Things That Matter.
He is a contributor to Forbes Magazine and has spoken for Fortune 100 countries around the US including Google and SalesForce.
He is also the Founder of The Hope Effect, a nonprofit organization changing how the world cares for orphans. Currently, he lives in Peoria, AZ with his wife and two teenage children.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Recessions, bankruptcies and poverty are difficult realities for people on their financial journeys.
Patrick Aime experienced all of these and still found his way to becoming a financially independent millionaire
In this BEST OF MKM episode from 2020, listen to how Patrick overcame these adversities, learned import
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
RESOURCES
Written Story About Patrick Aime
Patrick Aime Twitter
GUEST BIO - Patrick Aime:
Patrick Aime is an "African dude currently living in San Diego." He loves traveling, personal finance, and Investing. Patrick is debt-free and hit FI in 2017.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Boomerang kids are a group of adult children who move back in with their parents after going out into the world.
John, a concerned parent of a teen, wants to make sure his daughter doesn’t do this!
Author Bobbi Rebell joins me to share how we can get adult children to launch (and stay launched).
Also, in our Internet Money segment, Tiffani Higgins shares how she created a 6-figure at-home part-time booking business. And she shares how other parents who crave more family time can do the same.
SPONSORS
Personal Capital: Get access to FREE financial tools that help you invest more efficiently and build wealth for your family.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Bobbi Rebell (Website): https://www.bobbirebell.com/
Launching Financial Grownups (Book): https://amzn.to/3NaPNMU
The Stay-at-Home Bookkeeper (Book or Course): http://www.marriagekidsandmoney.com/bookkeeping
GUEST BIO - Bobbi Rebell:
Bobbi Rebell, CFP® is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, a financial literacy advocate, the host of the Money Tips for Financial Grownups podcast and the founder of GrownupGear.com.
Bobbi was previously a global business news anchor and personal finance columnist at Reuters and held various journalist positions at top news outlets including CNBC, CNN and PBS.
GUEST BIO - Tiffani Higgins:
Tiffany Higgins started the Stay at Home Bookkeeper Academy to teach thousands how to make money while pursuing the freedom in life they desire, whether working from home or on the road in an RV. Tiffani understands the importance of family, but never wanted to give up having a successful career.
After pursuing an accounting degree, she struggled being a mother and a business woman at the same time. It took her years until she discovered an opportunity that changed her life, as well as her family's life.
She now encourages anyone in the workforce to never settle, and knows first hand that being your own boss gives you the best of both worlds, and gives you control of your life. She is passionate about teaching others how to pursue a career that provides a better life for themselves and their family and walk away from what has been holding them back.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Andy met an engaged couple last night ... they asked "With all the complaining parents do about their kids, is parenting worth it?"
After 10 years of being parents, Nicole and Andy dive into the topic.
Would they do it all over again? Was becoming a parent at 30 years old worth it?
Sit back, grab your favorite drink and ponder with them, parents!
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
With this hot real estate market, families are considering selling and downsizing to take advantage of the equity in their homes.
Samantha and her husband are having this very thought.
Should they sell their 3,000-square-foot home for $700,000 and downsize? I weigh the pros and cons of downsizing in this market.
Also, Kristin Stones from Pennsylvania joins us to share how paying off $50,000 of debt in 2 years helped her and her husband avoid divorce. Find out how they did it!
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Buying a New Home? Get the Best Rate with Credible! http://www.marriagekidsandmoney.com/crediblemortgage
Costs of Selling a House (Bankrate article): https://www.bankrate.com/real-estate/how-much-does-it-cost-to-sell-house/
Kristin Stones: https://www.centsandpurpose.com
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
To combat work-life burnout, sabbaticals may be corporate America’s latest weapon against the Great Resignation.
Rich Jones, the Founder of Find More Balance, recently took a sabbatical from his corporate career at Google and found some incredibly rewarding results.
Rich joins us today on the podcast to share those benefits and how NOT setting goals helped him become a better version of himself.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Find More Balance (Website): https://findmorebalance.com/
GUEST BIO: Rich Jones
Rich is the founder of Find More Balance and host of The Mental Wealth Show, a podcast at the intersection of mental health and high performance.
He’s a Certified Wellness Coach (NASM-CWC), Masters All-American in track and field, and owner of the Mental Wealth Track Club. By day, he’s a Diversity, Equity, and Inclusion Specialist at Google.
When he’s not talking careers, finances, or podcasting, he enjoys writing and watching men in tights fake fight to a predetermined conclusion. He’s also a foodie that will try just about anything once (unless he knows he’s allergic).
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
You've all heard the romantic stories of when a husband and wife first met. "It was love at first sight!"
But is that true? Or were there very practical reasons you got together?
We explore this balance of "romantic vs. practical" in this episode of Bread & Wine, and why it might be good to have a little bit of both.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey's Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Director: Nicole Hill
Editor: Andy Hill
Achieving Coast FIRE was a huge accomplishment for our family!
But with the recent market downturn, is Coast FIRE even possible for us anymore?
We’ll explore our Coast FIRE status and what we’re doing to combat these uncertain financial times as a family.
Also, Joshua Coombes, the leader of the grassroots movement “Do Something for Nothing” shares how the simple act of giving a free haircut changed his life (and the lives of thousands of others).
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Mint (Start Your Budget for Free): https://www.marriagekidsandmoney.com/mint
Compound Interest Calculator (Calculate Your Coast FIRE status): https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
Do Something for Nothing (Book): https://amzn.to/3x3FkN0
Do Something for Nothing (Website): https://www.dosomethingfornothing.org/
GUEST BIO: Joshua Coombes
In 2015, while working at a London hair salon, Joshua Coombes took to the streets with his scissors to build relationships and offer haircuts to men and women experiencing homelessness in the capital. This inspired him to begin posting transformative images on social media to amplify these voices.
The stories of the people he met resonated and others began to get involved. #DoSomethingForNothing was born—a movement that encourages people to connect their skills and time to those who need them. Coombes’s mission caught the attention of media outlets in Europe and has rippled worldwide. Coverage includes appearing in National Geographic's documentary 'The Story of Us, with Morgan Freeman' released on Netflix internationally. Today, Coombes continues his efforts, working on the streets in new countries, humanising the issue of homelessness globally. He currently lives in London.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
SHOW INFORMATION: Marriage Kids and Money
Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.
To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.
Learn more at https://www.marriagekidsandmoney.com
HOST BIO: Andy Hill
Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.
Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.
When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
When there are uncertain financial times, investing can feel scary.
JL Collins, Author of The Simple Path to Wealth, joins us today to help us remember why long-term investing with index funds can allow us to remain calm in the storm.
In this BEST OF MKM episode from 2020, JL Collins breaks down the benefits of index funds, how to invest in a stock market downturn and how to find your simple path to wealth.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
The Simple Path to Wealth (Book): https://www.marriagekidsandmoney.com/simplepathtowealth
Vanguard: https://www.vanguard.com
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Is your Roth IRA losing money and you don't know why?
Meghan Rabuse, aka the Family Finance Mom, joins me to discuss why your investment accounts might not be growing lately.
We discuss the state of the stock market and what investors can do to stay calm in uncertain times.
Also, Kevin from Indiana just paid off his mortgage in just 2 years! He shares what this huge financial milestone means for his family tree.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Family Finance Mom (website): https://familyfinancemom.com/
GUEST BIO
Meghan spent nearly a decade as a Financial Analyst, before spending the last 7+ as a SAHM to three little ones.
She shares simple money tips for moms to help their family reach their financial goals by building a financial plan they can LIVE with!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
It feels good when your partner has your back. You know that they are there for you when it matters.
But should you always have your spouse's back no matter what?
In this episode of Bread & Wine, we explore this question and share our takeaways on what it means to have your partner's back.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
OTHER EPISODES YOU MIGHT LIKE
Die With Zero: When FIRE Meets YOLO
Reflecting on Dave Ramsey Baby Steps 10 Years Later
Are We Morons for Paying Off Our Mortgage Early?
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Mastermind: Nicole Hill
Editor: Andy Hill
Shane and his wife are a mortgage-free millionaire couple at 36 years old! They are wondering what to do with their money now.
I share 5 ideas for them to consider in this stage of their life.
Also, we hear from Josh Miller from Michigan who achieved Coast FIRE in his 30's after saving and investing over $600,000.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Arrived Homes: Invest in real estate without the hassle of being a landlord
Die With Zero: Getting All You Can From Your Money and Your Life
9-Year-Old's Lemonade Stand: Good News Network
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
I'm sure you've heard that renting is wasting your money. But is that really true?
Let’s explore the renting vs. buying a home debate and discuss some pros and cons along the way.
Also, we chat with Dan Rocatto from Credible about why the housing market is so crazy right now.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Credible: Explore current mortgage rates and get approved in minutes
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Wondering what it takes to become a millionaire in today's world?
Jace Mattinson and Clark Sheffield, hosts of the Millionaires Unveiled Podcast, share what they've learned after interviewing over 200 real-life millionaires.
In this BEST OF MKM episode from 2021, Jace and Clark break down millionaire habits, millionaire investing strategies and they bust some millionaire myths as well.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile phone provider. Great service on the T-Mobile network and incredible prices!
RESOURCES
Millionaires Unveiled Podcast: https://millionairesunveiled.com/
Personal Capital (FREE Net Worth Tracker): http://www.personalcapital.com/mkm
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
If you're raising a teenager and looking at the cost of higher education, you may be asking yourself ... is college worth it?
Dan Sheeks, Author of "First to a Million: A Teenager's Guide to Achieving Early Financial Independence", shares how parents and teens can make the decision to go to college or not.
Also, on our Internet Money segment, we hear from Vee Weir who makes $10k per year dog sitting through Rover!
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile provider. Get 50% off of their best selling plans (limited time only) - Use code "MKM50"
RESOURCES
Dan Sheeks (Website): http://www.sheeksfreaks.com/
First to a Million (Book): https://amzn.to/3EwAwDe
Vee Weir (Website): https://www.weirdigitalmarketing.com/
Rover (Get paid to play with dogs): http://marriagekidsandmoney.com/rover
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Working on paying off your mortgage early?
You may be wondering if it makes sense for you to stop investing to become mortgage-free faster.
I review my thoughts on the subject and why Coast FIRE may be a good goal to consider first.
Also, we hear from Amber Sauer who earned a 6-month sabbatical from work after paying off her $250,000 mortgage early.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile provider. Get 50% off of their best selling plans (limited time only) - Use code "MKM50"
RESOURCES
Mint (free budgeting tool): http://www.marriagekidsandmoney.com/mint
YNAB (top-rated budgeting tool): http://www.marriagekidsandmoney.com/ynab
Amber Sauer (Twitter): https://twitter.com/asauer00
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
When I found the FIRE Movement, I really did not like my career path. I found myself saving a lot and scrutinizing every purchase my family made.
Did I like FIRE or did I just dislike my career?
Nicole's interest in FIRE and saving more has amplified over the past couple of years too.
In this episode of Bread & Wine, we discuss this question and we review Nicole's next steps in her career path.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Merch Store: T-Shirts, Mugs, Hoodies and More
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Weir Digital Marketing
Creative Director / Show Mastermind: Nicole Hill
Editor: Andy Hill
John Delony knows all about financial trauma.
Having experienced financial trauma personally and helping others get through it, he knows the signs of it and how to manage it.
In this interview, John Delony gives advice to others who’ve experienced financial trauma and are working to overcome the emotional effects of the recent pandemic.
SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile provider. Get 50% off of their best selling plans (limited time only)
RESOURCES
John Delony (Website): https://www.ramseysolutions.com/shows/the-dr-john-delony-show
Own Your Past Change Your Future (Book): https://amzn.to/37ttoLC
GUEST BIO - JOHN DELONY Dr. John Delony is a national best-selling author, mental health and wellness expert and host of The Dr. John Delony Show.
He holds two PhDs – one in Counselor Education and Supervision and another in Higher Education Administration. Before joining Ramsey Solutions, John spent two decades working as a senior leader at multiple universities, a professor and researcher, and crisis responder.
Now as a Ramsey Personality, he teaches people how to reclaim their lives from the madness of the modern world.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
With the Russian invasion of Ukraine, some folks are feeling uneasy about investing. Uncertain times can create nervous investors.
In this episode, I share why I think now is a great time to invest and how to get started.
Also, we hear from Andi Thieman from PennyLoafer, who shares how their platform makes giving easy.
And, last but not least, we've got another money quiz with Zoey!
EPISODE SPONSORS
M1 Finance: You’ve done your research. Let M1 investing automation do the heavy lifting.
Tello: Our family's mobile provider. Get 50% off of their best selling plans (limited time only)
EPISODE RESOURCES
PennyLoafer: Giving Made Easy
Compound Interest Calculator: From Investor.gov, calculate how your investments might do over time
Guest Bio – Andi Thieman Andi Thieman's background is in nonprofit consulting and human services planning. While she started out in tech sales and account management, most of her career has focused on strategic planning, capacity-building, grant writing, and best practice research for nonprofits and public agencies.
PennyLoafer combines her experience in tech start ups with her in-depth knowledge of the nonprofit sector to help make charitable giving easier for individual donors.
Andi holds a Bachelor’s degree in Community Development from Penn State University and a Master’s degree in Social Work from the University of Pittsburgh.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Looking to pay off debt but you have a low income?
Jessi Fearon, the author of the new book Getting Good With Money, shares how reaching debt freedom is possible making $50k per year or less.
Also, we hear from Brandyn Rodriguez who paid off $137,000 of debt in 5 years!
EPISODE RESOURCES
Personal Capital: Free investing tools to help you build your wealth!
Jessi Fearon (Website)
Getting Good with Money (Book): Jessi Fearon's new book
Brandyn Rodriguez (Website)
Guest Bio – Jessi Fearon Jessi Fearon is a personal finance writer and coach who seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom.
She firmly believes in living a real life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them.
Jessi has written guest posts for popular websites like DaveRamsey.com, MSN Money, MoneySavingMom.com, Clark.com, TheHumbledHomemaker.com, Popsugar.com, and HuffPo.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Taking the plunge into homeownership can be a big undertaking.
And in a hot real estate market like this, it's no wonder families are stressed out trying to make homeownership a reality.
One major topic that comes up time and time again is around the home down payment and if you REALLY need to go for 20% down or not.
We explore this question by looking at the pros and cons of going with a 20% down payment or not.
Also, on our new "Internet Money" segment, we chat with Julie Berninger about how she made $10k by selling printables on Etsy!
EPISODE RESOURCES
Personal Capital: Free investing tools to help you build your wealth!
Loan-to-Value Calculator
Etsy Printables Guide (Free): "The Seasonal Products Secret"
11-Year Old Ukrainian Boy Flees to Safety (CBS News): The Good Word
Guest Bio – Julie Berninger Julie Berninger is a 7-figure business owner and work-at-home Mom who left corporate after 10 years. She helps people start side hustles selling printables on Etsy.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
We've been practicing the empathetic parenting method for the better part of 10 years now.
Nicole and I pause for a tick and ask ourselves, "Is it working?"
We review empathetic parenting in our home and discuss some takeaways after trying it out for a while.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
Peaceful Parent, Happy Kids: How to Stop Yelling and Start Connecting by Dr. Laura Markham - Book we mention in our chat
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Merch Store: T-Shirts, Mugs, Hoodies and More
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Most of us are aware of traditionally retiring in our 60s or 70s and what life might be like when we’re old and gray.
But what if you could add another 20-30 years on that retirement timeframe? And have your spouse retire along with you?
Well, that’s what we’re going to discuss today and the person who’s going to help us with that discussion is Maggie Tucker.
Maggie recently gave notice at her job and will be moving into early retirement this spring. We’re going to learn more about that decision, how she prepared and some advice for others interested in early retirement.
EPISODE RESOURCES
Personal Capital: Free investing tools to help you build your wealth!
Finance Explained: The Family Finance Mom's Podcast. Check it out!
Friends on FIRE: Maggie Tucker's website and podcast
Guest Bio – Maggie Tucker Maggie Tucker is Vice President of Marketing for InterContinental Hotels Group (IHG). Her professional experience includes multiple digital, marketing, and leadership roles in Fortune 500 companies.
She is passionate about minimalism, simple living, and helping people on their journeys through life. She is an active volunteer in her community and has served on many advisory and non-profit boards.
She lives in Atlanta, GA with her husband and 3 daughters.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
With housing prices soaring, it can be hard to save up for your home down payment.
Lately, there's a growing group of people wondering if investing for short-term goals like a home down payment is a smart way to go.
I share my experience with investing my home down payment and what I learned from doing this.
Also, we heard from Treger Strasberg, Founder of Humble Design, about how they're helping people who are homeless find hope in a furnished home.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Capital One Quicksilver: Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening (terms and conditions apply)
Goal Thermometer: Track your progress through a visual goal thermometer!
Humble Design: Helping people who are homeless find hope.
Guest Bio – Treger Strasberg (Humble Design) Treger Strasberg formed Humble Design, a national non-profit in 2009 to assist families coming out of homeless shelters with the process of rebuilding their home lives. The mission: to turn four bare walls into a clean, dignified and welcoming home by repurposing gently used household goods.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Is depression real? Or is it something that can be solved?
Nicole and I discuss how both of us view depression in our relationship and our views on the subject.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Merch Store: T-Shirts, Mugs, Hoodies and More
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Interested in FIRE and retiring early? Well, you might need a bridge account that helps fund your lifestyle from early retirement to traditional retirement.
To help us with this intricate plan, I've invited The Landshark to today's podcast. This anonymous personal finance blogger retired early at 43 and used a bridge account to make it possible.
We discuss the details of this FIRE bridge account and how you can make one too.
Also, we hear from Brad Long from Atlanta who recently achieved Coast FIRE after achieving a $1 Million net worth.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Landshark: Personal Finance FIRE Blog
Brad Long: Zero Debt Coach
Guest Bio – Landshark Financially independent Landshark who hates debt, saves aggressively, and invests in index funds.
Retiring in 2022 from a career practicing law.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
If you received a $1 million inheritance, how would that change your life?
How could you take that blessing and make it your way out of a job you don't enjoy?
That's what an anonymous listener wants to know.
I share my thoughts on what I'd do with a $1 million inheritance.
Also, we learn how Sami Womack increased her net worth to $350,000 by age 33!
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Arrived Homes: Easily invest in rental homes. Buy shares of properties, earn rental income and appreciation.
Inheritance Tax: Who Pays & Which States
XY Planning Network
A Sunny Side Up Life: Sami Womack
The Good Word Article: The "Do Something for Nothing" Movement Started With a Free Haircut (Positive.News)
Guest Bio – Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 190,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
If you're thinking about divorce or in the midst of one, this episode is for you.
Raiford Palmer, the author of the new book "I Just Want This Done", shares how successful people divorce without losing their kids, money and minds.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
I Just Want This Done (Book): Raiford Palmer's book
JustLaw: Get a fair & lasting, attorney-drafted prenup agreement for just $599.
Guest Bio – Raiford Palmer Raiford Dalton Palmer, J.D., AAML is a long-time Illinois family law attorney and managing shareholder of Chicagoland-based STG Divorce Law where he focuses on complex divorce cases, especially those involving high net worth individuals. His work includes litigation, collaborative divorce, mediation, as well as premarital and postmarital agreements. He won multiple jury and bench trials and managed numerous successful arbitrations and mediations. Raiford has also argued an appeal before the Illinois Appellate Court. His background before family law includes business formation, business transactions, and corporate litigation.
A multi-year winner of client service awards from Avvo as well as a multiple awardee of the SuperLawyer and LeadingLawyer designation for family law in Illinois, he is a frequent lecturer on Illinois divorce law and law firm management topics. Raiford is also a Fellow in the American Academy of Matrimonial Lawyers and Collaborative Law Illinois.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
With stocks down and inflation up, it can feel like an uneasy time to be a new investor!
Meghan Rabuse, aka Family Finance Mom, explains how investors should proceed during these uneasy times.
Also, we're talking prenups! JustLaw founder Jason Gabbard joins me to discuss the advantages of a prenuptial agreement and how JustLaw makes the process easy.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Family Finance Mom: Meghan Rabuse's weekly podcast!
JustLaw: Get a fair & lasting, attorney-drafted prenup agreement for just $599.
Guest Bio – Meghan Rabuse Meghan spent nearly a decade as a Financial Analyst, before spending the last 7+ as a SAHM to three little ones.
She shares simple money tips for moms to help their family reach their financial goals by building a financial plan you can LIVE with!
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
There are certain things that make Nicole anxious ... a messy house, unfinished projects, and general clutter.
Andy, on the other hand, can live through it and live with it just fine.
In today's Bread & Wine, we discuss why Andy is the way he is and what he can do to help reduce the anxiety in the Hill house.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
Merch Store: T-Shirts, Mugs, Hoodies and More
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
The number of workers who left their jobs last year broke records. By some estimates, nearly 40 million people quit their jobs in the US.
Today, we're speaking with someone who recently left their high-paying career and is now easing into early retirement.
Kristen is a former CPA, who retired early last year to spend more time with her family and pursue personal passions after 15+ years working long hours in a stressful career.
She shares how she was able to financially prepare for this change and what life looks like now in her early retirement.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Family Finance Mom: Check out my friend Meghan's podcast. I'm a weekly subscriber!
Rich Frugal Life: Kristen's family FIRE blog
Guest Bio – Kristen from Arizona I'm a 39-year-old, former CPA, who retired early last year to spend more time with my family and pursue personal passions after 15+ years working long hours in a stressful career.
I'm married to my best friend 6 years ago and we have one young child. I write about our family's journey to financial independence and early retirement (FI/RE) on my blog, RichFrugalLife.com.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
Merch Store
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Nir Eyal is on a mission to help us all become indistractable.
Technology has done a lot of wonderful things for us over the last decade. Tasks that were once extremely time-consuming or monotonous are now a lot more simple.
On the flip side, we can become extremely distracted by technology and it can keep us from focusing on what matters most. And for me, that’s family.
Nir shares how parents, like me, can control our attention and choose our lives ... while still living with the benefits of technology.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Nir and Far (Website)
Indistractable: How to Control Your Attention and Choose Your Life (Book)
Guest Bio – Nir Eyal Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. Nir previously taught as a Lecturer in Marketing at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford.
Nir co-founded and sold two tech companies since 2003 and was dubbed by The M.I.T. Technology Review as, “The Prophet of Habit-Forming Technology.” Bloomberg Businessweek wrote, “Nir Eyal is the habits guy. Want to understand how to get app users to come back again and again? Then Eyal is your man.”
He is the author of two bestselling books, Hooked: How to Build Habit-Forming Products and Indistractable: How to Control Your Attention and Choose Your Life.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Does it make sense to pay off your mortgage if you lose the mortgage interest tax deduction?
This is a common question people struggle with who are considering paying off their mortgage. Let's explore if keeping your mortgage for the tax savings makes sense.
Also, we hear from Jon Banker from Colorado who recently paid off his mortgage early. We discuss why he did this even with a mortgage at 3% interest.
Last, but not least, my son Calvin joins me for a new segment called "The Good Word".
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
"The Good Word" Story of the Month
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
10 Incredible Benefits of a Paid Off Home
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com
I have a bad habit of trying to solve my wife's problems ... when she's not asking for me to solve them.
Does this happen in your relationship?
Nicole and I discuss this reoccurring bad habit of mine and ways I can work to become a better listener and partner.
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Saving and investing can be a smart idea for most everyone.
But without a definition of WHAT we're saving and investing for, we can lose motivation and interest.
Joe Saul-Sehy, Author of the new book "Stacked: Your Super Serious Guide to Modern Money Management", joins us to share how we can define our investing goals and how we can have fun along the way.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Stacking Benjamins (Website)
Stacked: Your Super Serious Guide to Modern Money Management (Book)
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
You've lived a long life and you're about to die.
How will you measure your life?
Nicole and I discuss the answer to this question in our latest episode of Bread & Wine with the support of one of our listeners, Phil from Chicago!
BREAD & WINE RESOURCES
How Will You Measure Your Life by Clayton Christensen (the article we discuss on the show)
How to Create a Family Manifesto (Big Life Journal)
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the support!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
Leave a Rating: Spotify
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Are you interested in Coast FIRE but don't know how to find out when you've achieved it?
We answer a 44-year old listener question today who has $750,000 saved and wonders if they are Coast FIRE.
Second, we're back with an MKM Challenge! We're challenging you to set 3 SMART Financial Goals. For those that don't know where to start, we've got 10 ideas for you.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Compound Interest Calculator: Find out if you're Coast FIRE.
Mint: Free, intuitive budgeting app.
Personal Capital: Track your net worth for free and get a $20 gift Amazon gift card when you sign up. Terms and conditions apply.
Trust & Will: Get your last will and testament today.
Quotacy: Grab a term life insurance policy and protect your family.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Are you pursuing the FIRE Movement ... but losing your fire for it?
That's what Lisa Harrison was feeling.
After pushing hard to achieve early retirement, Lisa had a change of heart.
In this BEST OF MKM episode from 2019, we hear why Lisa said goodbye to FIRE for good.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Mad Money Monster: Lisa Harrison's Website
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
It's the end of my second year as a small business owner!
To commemorate this online content creator adventure I've been on, I'm sharing another BEST OF MKM episode from early 2020. This one is the 10 steps I took to go from employee to business owner.
And second, I share an update on my business after two years in! I'll discuss revenue, the failures I've had, and the wins as well.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
HealthCare.Gov: How we got health insurance and dental insurance for small business owners
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request your free 15-minute consultation
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Giving is incredibly personal.
As Nicole and I continue to discover how we want to give, we ask each other what is the right way to give for our family.
With different opinions on the subject, we discuss how we've been giving and any changes we want to make in the future.
How do you like to give?
BREAD & WINE RESOURCES
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Why do you give?
If you ask five people this question, you're likely to get five different--and highly personal--answers.
But for many people, the idea of charitable giving is often rooted in their culture or religion.
Today, I'm diving deeper into religion and giving by interviewing three different faith leaders in Christianity, Judaism and Islam.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Justin Warns: Kensington Church and Instagram (Personal)
Qasim Rashid: Instagram
Dave Mason: Instagram
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
Dave Mason: 3 Ways to Give Back on your Financial Independence Journey
Charitable Giving Strategies: How to Make Lasting Family Traditions of Generosity
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Recently, I shared a video on how our family lives comfortably on $80,000 per year.
Some of the comments I received said this was definitely not enough to be comfortable, while others said that was plenty.
That begs the question ... how much is enough to live comfortably?
Nicole and I explore the topic after a conversation she had recently with a friend.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
Voicemail
Leave a Review: Apple Podcasts
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Two years ago, we received a $30,000 inheritance after my mother-in-law passed away from cancer.
We wanted to honor her legacy. Here's what we did.
Also, Michael Thatcher from Charity Navigator, shares how we can all intelligently give this holiday season.
Last but not least, Zoey joins me for another Money Quiz. We're talking giving, hot tubs, and popcorn!
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Vanguard: Trusted low-cost brokerage partner
M1 Finance: Intuitive, tech-forward low-cost brokerage partner
XY Planning Network: Fee-only Financial Planner Professionals
OTHER EPISODES YOU MIGHT LIKE
We Make $100k Per Year But Feel Stuck
The 10 Steps I Took to Quit My Job and Start My Business
10 Incredible Benefits of a Paid Off House
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
You're having a conversation with a friend about someone else who's not there. We've all done it.
When does this cross the line into gossip? And is all gossip bad?
Nicole and I discuss recent events of gossip in our lives and whether or not we were right or wrong.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Julie is frustrated.
She's making nearly $100,000 per year and can't seem to get ahead. After hearing lots of "work harder" advice online and not having enough hours in the day, she wants to give up.
In this Best of MKM episode (2019), I do my best to help Julie move forward.
Also, I'm throwing down another MKM Challenge! It's that time of year again for Big Tip Tuesday. I'm all about giving back to our hard-working neighbors in the service industry. I hope you'll join me!
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Tello: MVNO Cell Phone Plan
Credible: Refinance Private Student Loans
OTHER EPISODES YOU MIGHT LIKE
Decreased our Spending by $20k + Increased our Fun by $10k
The 10 Steps I Took to Quit My Job and Start My Business
10 Incredible Benefits of a Paid Off House
MKM RESOURCES
YouTube
Voicemail
Thriving Families Facebook Community
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
It's been over 10 years since our family jumped on the Dave Ramsey Baby Steps.
Was it worth it?
In this BEST OF BREAD & WINE episode, Nicole and I review both the pros and cons of the Dave Ramsey Baby Steps after hitting Baby Step 7.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
For our 300th episode, I'm sharing my new and improved 10 Steps to Family Wealth and Happiness.
This is all of the information I've gained from the last 5 years of producing this family empowering podcast.
If you're new to the podcast, this is an excellent episode to start with. Enjoy!
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Mint: Free budgeting app
Quotacy: Get your free, online, no-hassle term life insurance quote today
Trust & Will: Protect your family with a trust and will
Vanguard: Trusted low-cost brokerage partner
Die With Zero: Book by Bill Perkins
OTHER EPISODES YOU MIGHT LIKE
We Make $100k Per Year But Feel Stuck
The 10 Steps I Took to Quit My Job and Start My Business
10 Incredible Benefits of a Paid Off House
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
The FIRE Movement is all about financial independence.
Independence to do what you want and on your schedule.
In this BEST OF BREAD & WINE episode, Nicole and I discuss finding the FIRE Movement personally, the elements we like and how we define FIRE for our family.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Kevin has been working on paying off his mortgage for years but now he’s having second thoughts. Real estate investing sounds much more interesting to him now.
Brennan Schlagbaum, the founder of Budgetdog, joins me to discuss how Kevin can find his motivation to earn his paid-off house (or use his money another way).
On our Mortgage Free Family Segment today, we’re going to interview Mark & Tiffany Baker from Terre Haute, Indiana.
They recently paid off their mortgage as part of their path to real estate investing in their hometown.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Budgetdog (Instagram)
3 Sisters Investments (Website)
OTHER EPISODES YOU MIGHT LIKE
The Disadvantages of Paying Off Your Mortgage Early
Pay Off My 30-Year Mortgage Early or Invest?
10 Incredible Benefits of a Paid Off House
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
We all know telling the truth is a smart move.
But how honest do we need to be?
In this episode of Bread & Wine, Nicole and I discuss being forthright with your supervisor, straightforward with your partner, and the results of that honesty.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Chris Hutchins has accumulated over 10 million credit card rewards points. He’s used these points to travel first class with his wife and stay in luxury resorts around the world.
Today, he shares how he’s done it and how you can get started in the world of travel hacking.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Chris Hutchins (website)
Capital One Quicksilver: Our current favorite card (1.5% cashback, cash bonus offer, no annual fee)
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
After posting a video about how we became millionaires in 10 years, a conversation about privilege came to the forefront.
The video now has 1.6 million views and a boatload of comments about privilege vs hard work.
In this episode of Bread & Wine, Nicole and I discuss privilege and if it played a role in our family's financial independence story.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
Buy Us a Cheap Bottle of Wine: And we'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM Instagram
MKM Voicemail
Mike wants to know how best to use his Health Savings Account (HSA) after receiving some larger medical bills. Ashlee deSteiger discusses options for Mike's HSA investment strategy and how others can take advantage of Health Savings Accounts.
Also, Bob Armour, CMO from M1 Finance, shares why investors should consider M1 Finance over Vanguard in our Fintech Spotlight segment.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Ashlee deSteiger (website)
M1 Finance: The Finance Super App
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
A lot of us are working toward something. A financial goal. A personal challenge. Overcoming a difficult career change.
Will life be better when you reach your final destination?
We discuss if the grass is greener on the other side or ... if it's just another shade of green after Nicole's recent career change.
BREAD & WINE RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
The Subtle Art of Not Giving a F**k by Mark Manson (book mentioned during the show)
Buy Us a Cheap Bottle of Wine: We'll give you a shoutout during the show - thanks for the idea, Jacob!
MKM Instagram
MKM Voicemail
Do you want to make a million with real estate?
Dustin Heiner was able to quit his job at 37 after building up enough passive income through long-distance real estate investing.
Check out his story and see how you can make a million in real estate.
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Dustin Heiner (Website)
MKM RESOURCES
YouTube
Voicemail
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Are you looking to bring back intimacy in your marriage?
Nick and Amy McKinlay, founders of The Ultimate Intimacy App, share couples can grow their intimacy together.
We review the importance of communication, understanding your partner's love language, and how to get more (and better) sex.
RESOURCES
FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMFAMZOO” for an extra month of FamZoo!
The Ultimate Intimacy App: The #1 Marriage and Intimacy App for Couples
MKM Instagram: http://www.instagram.com/andyhillmkm
MKM Voicemail: http://www.marriagekidsandmoney.com/voicemail
Our savings rate has dropped from 50% to 10% over the past couple of years ... does that mean we're abandoning the FIRE Movement?
I discuss this question after responding to a listener who feels our decreased savings feels like a departure from our financial goals in years past.
Also, we hear from Mandy and Sean Senske about how they became millionaires in their 30's through "boring investing".
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
FamZoo: Prepaid cards and financial education for kids, all in one award-winning app. Use the promo code MKMFAMZOO at check out for an extra month.
Die With Zero (Book)
Sean Senske (Website)
Mandy Senske (Website)
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Nicole got a new job recently and she's so much happier. It is amazing how your life can change based on your job.
Feeling valued at work is very important for a lot of us. Nicole isn't alone.
According to a recent Gallup Poll, 48% of Americans are actively seeking new job opportunities. A big part of this search is their desire to feel valued and work for a company that aligns with their values.
We discuss this importance in both of our careers and how it shapes our lives.
RESOURCES
MKM Newsletter: http://www.marriagekidsandmoney.com/freegift
MKM Instagram: http://www.instagram.com/andyhillmkm
MKM Voicemail: http://www.marriagekidsandmoney.com/voicemail
Are you ready to take back your time?
Christy Wright shares the simple steps we can take to find life balance. We also discuss how your priorities can shift over time and why that's okay.
As a young parent, this episode really hit home!
EPISODE RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
Take Back Your Time (Christy Wright's Book)
ChristyWright.com
MKM RESOURCES
YouTube
Voicemail
When some people think of big dreams, they think of big houses, fancy cars, or flashy wardrobes.
But can big dreams be a lot simpler than that?
Nicole and I explore this topic, share out thoughts and ideas from the Marriage Kids and Money community as well.
RESOURCES
MKM Newsletter: http://www.marriagekidsandmoney.com/freegift
MKM Instagram: http://www.instagram.com/andyhillmkm
MKM Voicemail: http://www.marriagekidsandmoney.com/voicemail
Target Date Funds are rapidly surging in popularity lately.
Investors are flocking to this “set it and forget it” retirement tool as an easy way to diversify their portfolio and eliminate the fees of working with a high-cost broker.
But what are the pros and cons? I dive into my thoughts on the subject.
Also, we answer a question about whether it makes sense to decrease retirement investments to pay down the mortgage quicker.
Last but not least, my daughter Zoey joins me for another money quiz!
RESOURCES
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
MKM Newsletter: Receive a Free Gift from me on how we paid off our mortgage in less than 5 years.
MKM Instagram: Connect with me on social media and say hello!
MKM Voicemail: Got a question? Leave me a voicemail.
What classifies someone as a "sell-out"?
Nicole and I explore whether either one of us has been a sell-out in the past. We also discuss what it actually means to be a sell-out.
We all need money, but where's the line?
RESOURCES
MKM Newsletter: http://www.marriagekidsandmoney.com/freegift
Sorry to Bother You (Movie): https://amzn.to/3uxJds2
MKM Instagram: http://www.instagram.com/andyhillmkm
MKM Voicemail: http://www.marriagekidsandmoney.com/voicemail
College is not getting any cheaper.
By some estimates, the cost of college is rising at a rate of 8% per year. To combat this rising cost of hiring education, parents and teens need to look to college scholarships.
This is what Kristina Ellis did when she was in high school. Through hard work, dedication, and creating some systems that kept the process easy, Kristina earned $500,000 in college scholarships!
Kristina shares the details of how she got it done and dispels some myths about scholarships as well.
RESOURCES:
Tello: Cell phone bill too high? Find a plan with Tello for around $10 per month on the T-Mobile Network!
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
MKM Instagram: Connect with me on social media and say hello!
MKM Voicemail: Got a question? Leave me a voicemail.
Kristina Ellis (Website)
After visiting friends in their beautiful updated homes lately, Nicole and I are feeling a little discontentment. We are a bit envious of their awesome abodes.
But is that natural? Is contentment something we can talk about but never fully become?
In this "BEST OF BREAD & WINE" episode from December 2020, Nicole and I explore this topic together and see what we can do about this situation.
RESOURCES:
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
MKM Instagram: Connect with us on social media and say hello!
MKM Voicemail: Got a question or topic? Leave us a voicemail.
Caitlin wants to know if she should invest or buy a house.
This is a tough decision that a lot of people grapple with especially as they become debt-free.
Marcus Garrett, Financial Expert and Author of D.E.B.T. Free or Die Trying, shares some advice for Caitlin and why this decision doesn't have to be one or the other.
Also, we're back with our Mortgage Free segment! Brendan Dale, from Cape Town, South Africa, shares how he paid off his mortgage in less than 5 years and what that means for him and his husband.
RESOURCES:
Tello: Cell phone bill too high? Find a plan with Tello for around $10 per month on the T-Mobile Network!
Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!
MKM Instagram: Connect with me on social media and say hello!
MKM Voicemail: Got a question? Leave me a voicemail.
Marcus Garrett (Website)
Marcus Garrett (Book)
Brendan Dale (Website)
After reading "Die With Zero" by Bill Perkins, I feel like a changed man. I've gone from super saver for the last decade of my life to now maximize my life experiences as much as possible.
Nicole and I discuss why I enjoyed the book so much and how she feels about the ideas in Die with Zero. The time for us to maximize our life experiences is upon us ... don't worry my inner saver will keep us in check.
RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Die With Zero: https://amzn.to/39njLeR
Instagram (MKM): http://www.instagram.com/andyhillmkm
How’s your “Digital Wellness” these days?
As a parent, this is something I’m working on constantly. But as someone who is quite often "connected", it's difficult to find a balance that works for me as a father, husband, and small business owner.
Author Mark Ostach joins me today to share how we can live with phones, laptops, and all of our other devices and still be present with those we love.
SHOW RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
Courage to Connect: https://amzn.to/3E13evt
Mark Ostach: http://www.markostach.com
If you get advice from your financial advisor and you don't agree, should you follow it anyway? After all, they probably have more education and experience than you.
But in the end, aren't your motivations and goals more important?
Nicole and I explore this topic after receiving a note from a listener about them disagreeing with the advice they received from their financial advisor.
RESOURCES
Sponsor Firstly: http://www.marriagekidsandmoney.com/firstly
MKM Instagram: http://www.instagram.com/andyhillmkm
Our family has reached Coast FIRE!
After saving and investing over $500,000 before our 40th birthdays, we are pumping the breaks on investing for retirement and focusing on other goals in our lives.
Find out how we did it and what those goals are in today's episode.
Also, for our Be the Change segment, Ed Grocholski from Junior Achievement shares why it's important to teach kids financial and entrepreneurial skills ... especially after the pandemic.
Lastly, we have another money quiz with my daughter Zoey and we'll read the review of the month!
RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
Wallet Burst Coast FIRE Calculator: https://walletburst.com/tools/coast-fire-calc/
Compound Interest Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
Junior Achievement: https://jausa.ja.org/
Are you feeling like you're simply reacting to the moment right in front of your face?
Yeah, we've been there (and still catch ourselves doing it). It's in our nature evidently.
But how can we get out of reaction mode and into planning mode?
Nicole and I explore how we've improved as parents and what we're doing to continue that improvement by thinking more than one step ahead.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Peaceful Parent, Happy Kids: How to Stop Yelling and Start Connecting: https://amzn.to/3jFKxFk
What would it be like to win $1.2 million in Vegas?
Life-changing, yes, but for good or bad?
Adam & Danielle Silverstein, from the Marriage & Martinis Podcast, share how this windfall affected their marriage. They also share advice for other couples looking to communicate around finances in their relationship.
SHOW RESOURCES
Tello: http://www.marriagekidsandmoney.com/Tello
Firstly: http://www.marriagekidsandmoney.com/Firstly
Marriage & Martinis: http://www.marriageandmartinis.com
The 5 Love Languages by Gary Chapman is a book that has really helped our marriage. The concept may be simple, but it can be difficult to remember when you're in the midst of work, busy young parenting, and global pandemics.
When we do remember to love each other the way we like to be loved, our relationship truly grows. Nicole and I discuss what our love languages are and discuss our rocky path to finding how each of us likes to be loved.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
The 5 Love Languages: https://amzn.to/2Y8rEmp
1 in 3 Americans has a side hustle in 2021. This number has grown significantly over the recent years.
So ... why the growth? What is the attraction to the side hustle?
To help us answer this question and to discuss the benefits of a side hustle, I’ve invited Daniella Flores to the show today. Also known as the Side Hustle Queen, Daniella is the creator of "I Like to Dabble", an award-winning global platform that helps creatives and LGBTQ+ folks start side hustles and get their financial life and future in order.
SHOW RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
I Like to Dabble: http://www.iliketodabble.com
This past week, we received a lot of negative feedback for paying off our mortgage early. We're very happy with our decision and realize it's not for everyone.
But we have to ask ... are we wrong for paying off our mortgage?
What do you think?
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Yolanda wants to pay extra toward her mortgage but she’s not sure if she’s doing it correctly.
Holden Lewis, a Mortgage Expert from NerdWallet, joins me to help her out.
We discuss how to ensure your extra mortgage payments are going toward the principal and how refinancing your mortgage may fit into the picture.
Also, we hear how Mike Kenny, from Ontario, became a millionaire Dad by 33!
RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
NerdWallet: http://www.nerdwallet.com
Mike Kenny: https://twitter.com/mike_kenny3
I tend to tell my wife everything ... but is that the right way to go?
My friends often tell me I'm TOO open with her. Nicole and I discuss that openness and try to determine "a line" where enough is enough with our honesty.
What do you think?
RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Want to become a millionaire?
Jeremy Schneider from Personal Finance Club thinks index funds are a great place to start with your investing journey. Here’s how to invest simply and effectively today.
RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
Personal Finance Club: http://www.personalfinanceclub.com
Do you think "living on a budget" feels like a life of restriction?
Nicole and I discuss our history with budgeting over our 10-year marriage. We share our feelings on the term "living on a budget", our pros and cons of budgeting, and our takeaways for couples considering their first budget.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Mint: http://www.marriagekidsandmoney.com/mint
With the “Great Resignation” in full swing, Tori Dunlap shares how to we can make the decision whether to return to work or start a business.
She shares her personal experience after leaving her career to become a business owner.
RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
Her First $100k: http://www.herfirst100k.com
Are you considering working with your spouse? Depending on how things are arranged, this could either be a great way to connect more or a complete disaster!
Nicole and I discuss the pros and cons of working together over the past year. We explore ways for our working relationship to improve so we can have a happy marriage too.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
Holderness Family Interview: https://marriagekidsandmoney.com/podcast/holderness-family-everybody-fights/
Brian Preston from The Money Guy Show cautions young investors not to pay off the mortgage too early.
Here’s why he feels passionate about not rushing to have that paid-off house.
SHOW RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
The Money Guy Show: https://www.moneyguy.com/
With the cost of college rising and rising year over year, as parents, we have to ask ourselves "Is college worth it?"
Nicole and I debate the topic and discuss our college plans for our children. We have some excellent contributions from the live stream audience and we share some collective takeaways on the "college vs. no college" debate.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
UNest (brokerage for kids): http://www.marriagekidsandmoney.com/unest
Are you interested in learning about investing?
One of the best ways that I've grown my knowledge about the stock market and investing is through a good book.
Today, I'm sharing 10 books that helped me become a better investor and ones that I’d suggest to you as you discovering more about investing.
Also, we hear from Rishi Vamdatt of Easy Peasy Finance about investing for kids and how to get started.
SHOW RESOURCES
Best Investing Books: http://www.marriagekidsandmoney.com/best-books-to-learn-about-investing
Easy Peasy Finance: https://www.easypeasyfinance.com/
Would you want to receive an inheritance from your parents?
At first glance, the answer might be "hell yeah"!
Nicole and I dive deeper into the subject and discuss the ramifications of getting money after Mom and Dad pass away.
We discuss the pros and cons of getting an inheritance from parents and what we want to do with our kids.
SHOW RESOURCES
Trust & Will: https://www.marriagekidsandmoney.com/trustandwill
Vanguard (Taxable Brokerage for Inheritance): https://www.vanguard.com
"Lady of the Lake" Netflix Unsolved Mysteries: https://www.imdb.com/title/tt12924500/
MKM RESOURCES
Blog: https://www.marriagekidsandmoney.com
Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive
Facebook Group: https://www.marriagekidsandmoney.com/Community
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Twitter: HTTP://www.twitter.com/andyhillmkm
Instagram: http://www.instagram.com/andyhillmkm
Nicole and I have seen some tough days in our relationship. There's been yelling, name-calling, and even marriage counseling.
We’ve also had excellent days where we’ve felt appreciated, loved, and thrilled that we’ve chosen to be with each other. So the big question is … How do we get more excellent days in our marriages?
Our guests today have a concept that may make that a possibility for a lot of us. Kaley and Nate Klemp are the writers behind the newly released “The 80/80 Marriage: A New Model for a Happier, Stronger Relationship”
RESOURCES
Tello: http://www.marriagekidsandmoney.com/tello
Firstly: http://www.marriagekidsandmoney.com/firstly
80/80 Marriage (Book): https://amzn.to/3e3NgFz
In a relationship, there can be certain things that bother us about our partners.
Should we try to change them? Or love them just the way they are?
Nicole and I discuss a recent marriage fight we had about this very topic. We share what the argument was and our thoughts on if you should change your spouse or not.
SHOW RESOURCES
Firstly: http://www.marriagekidsandmoney.com/firstly
The 5 Love Languages by Gary Chapman: https://amzn.to/2VtUtbw
Everybody Fights by Kim & Penn Holderness: https://amzn.to/36A2ca1
Sam Dogen from Financial Samurai shares how he was able to build up enough passive income to earn over $200,000 per year.
As a young father, he appreciates the opportunity to be there for his young family while still being able to provide a good life in San Francisco.
This is a "BEST OF MKM" episode from January 2020! Currently our most downloaded episode to date. Enjoy!
SPONSORS
Personal Capital: http://www.personalcapital.com/mkm
Firstly: http://www.marriagekidsandmoney.com/firstly
In post-pandemic life, do you feel like you're constantly pressed for time? Lately, we're feeling like time is the new currency.
Nicole and I discuss how trying to do it all has been difficult and unhealthy for us both. We discuss some takeaways on how we're trying to improve.
Part of that improvement is realizing that time, just like money, is a finite resource.
SPONSOR:
Firstly: http://www.marriagekidsandmoney.com/firstly
RESOURCES:
Blackrocks Brewery: https://www.blackrocksbrewery.com/
Full Focus Planner: http://www.marriagekidsandmoney.com/fullfocusplanner
Essentialism: https://amzn.to/3jCZYyx
In this wild real estate market, house hacking has become a popular way to lower your cost of living and take advantage of the appreciating asset of real estate.
But what is house hacking? How does it work?
Well, our guests today are here to help us learn more. Ali & Josh are the married couple and financial educators behind The FI Couple, a platform dedicated to helping individuals take control of their finances.
SHOW RESOURCES
Personal Capital: HTTP://personalcapital.com/mkm
Firstly: HTTP://marriagekidsandmoney.com/firstly
The FI Couple (Instagram): https://instagram.com/theficouple
Set for Life by Scott Trench: https://amzn.to/2T2xROe
Taylor & Scott Rieckens started a very public journey towards FIRE (Financial Independence Retire Early) a few years ago.
They developed a documentary entitled "Playing with FIRE" that received high praise from publications like the US News calling it one of the "Top 10 Best Finance Movies of the Decade".
Nicole and I wanted to check in with these two filmmakers, parents and financial independence enthusiasts and see how their FIRE journey has progressed over the past few years.
You know, see if they are still playing with FIRE!
SHOW RESOURCES
Playing With FIRE - The Documentary: https://amzn.to/35UA816
Playing With FIRE (Website): http://playingwithfire.co
After taking the leap from my corporate career over a year ago, I sometimes look back and wonder… Did I make a mistake?
Did the glory of “going out on my own” and “doing my own thing” get me so excited that I didn’t think long-term enough?
Was this change a smart move?
I share some of the disadvantages of entrepreneurship versus being an employee and I highlight some of the pros as well.
Also, I interview Leslie & Mike Hermanson about why they decided to pay off their mortgage in their 30's.
SHOW RESOURCES
Instagram: HTTP://www.instagram.com/andyhillmkm
As we grow up, our parents have a lot of influence on the people we eventually become. But outside of parenting, sometimes we are who we are and there's not much they can do to change it.
Nicole and I discuss how we were raised by our parents and if our money beliefs were crafted by that upbringing. Or was it something completely different? Are we just born how we are?
We explore the topic and enjoy a glass of wine together as usual.
SHOW RESOURCES
YouTube: YouTube.com/MarriageKidsandMoney
Instagram: Instagram.com/AndyHillMkm
Generational Wealth is the type of wealth that allows your family to experience financial freedom, choice, and options for generations to come.
The type of wealth that allows you to have the financial power to be the positive change you want to see in our society and our country.
Our guest today, Anne-Lyse Wealth, is here to tell us more about Generational Wealth and how we can all pursue it for our families.
SHOW RESOURCES
Personal Capital: HTTP://www.personalcapital.com/mkm
Corporate Wellness (Contact Me): HTTP://www.marriagekidsandmoney.com/contact
Dream of Legacy (Anne-Lyse Wealth): https://dreamoflegacy.com/
With all the services and restaurants we interact with on a daily basis, it's hard to know when you should tip and when you shouldn't.
Nicole and I discuss the world of tipping and the etiquette we've developed around it.
And we also chat about the areas where we have no clue!
What are your go-to tipping policies?
SHOW RESOURCES
How Much Should I Tip? w/ Maggie Oldham & Matt Schultz (MKM Session 47): https://marriagekidsandmoney.com/how-much-should-i-tip/
Instagram: http://www.instagram.com/andyhillmkm
YouTube: HTTP://www.marriagekidsandmoney.com/youtube
Investing can feel intimidating and a lot of times you don't know where to start.
I'm laying out how to start investing in 10 simple steps today.
Also, Cassie wants to know how to handle her 529 account after leaving her financial advisor. I share some quick tips for her as she makes this transition.
SHOW RESOURCES
Personal Capital: http://www.personalcapital.com/mkm
Corporate Wellness: http://www.marriagekidsandmoney.com/contact
Vanguard: http://www.vanguard.com
Fidelity: http://www.fidelity.com
MN 529 Plan: https://www.mnsaves.org/
According to the American Psychological Association, 40-50% of marriages in the United States end in divorce.
With a statistic like that, one might wonder if a prenup (prenuptial agreement) is a smart move.
Nicole and I discuss if we should have gotten a prenup when we got married, if we would now, how second marriages would play out and if we'd recommend one to our daughter as she grows older.
What are your thoughts on prenups?
SHOW RESOURCES
Blog: https://www.marriagekidsandmoney.com
Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive
Facebook Group: https://www.marriagekidsandmoney.com/Community
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Twitter: HTTP://www.twitter.com/andyhillmkm
Instagram: http://www.instagram.com/andyhillmkm
It's our 250th episode!
To commemorate this milestone, I decided to invite my parents, Cindy and Butch Hill, on the podcast.
We discuss the childhood lessons that shaped their lives and how our family came to be.
I hope these conversations encourage you to connect with your parents, learn more about your history and see how you can strengthen your family tree for years to come.
SHOW RESOURCES:
Instagram: HTTP://www.instagram.com/andyhillmkm
Twitter: HTTP://www.twitter.com/andyhillmkm
Employers are implementing their "return to work" strategies and employees are bracing for the change.
Nicole and I discuss how this change will affect her work-life and the pros and cons of working from home.
What are your thoughts on the return to work news?
SHOW RESOURCES
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Twitter: HTTP://www.twitter.com/andyhillmkm
Instagram: http://www.instagram.com/andyhillmkm
Ever wonder what it takes to become a millionaire?
Clark Sheffield and Jace Mattinson, from the Millionaires Unveiled Podcast, have interviewed over 200 millionaires. Today, they are sharing the habits, investment strategies, and commonalities of these successful individuals.
We also review and dispel some millionaire myths along the way.
EPISODE RESOURCES
Personal Capital: Track your net worth for free today.
Millionaires Unveiled Podcast (Website)
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
In the last year, we spent $75,000 of our savings on cars, trips, house upgrades, and much more. Now, there's no money left!
After this spending spree (including what we received from the Stimulus Checks), will we be able to enjoy our lives without expecting more?
Nicole and I explore this lifestyle inflation conundrum and discuss how others may be feeling this way coming out of the pandemic.
SHOW RESOURCES
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Twitter: http://www.twitter.com/andyhillmkm
Wondering if you should invest in cryptocurrency?
After receiving a question on the topic, I decided to dive into the world of crypto and learn more about it.
As a part of my education, I asked 13 of my friends and colleagues in the personal finance community to share their opinions as well.
You'll hear from Paula Pant, Joe-Saul Sehy, Mindy Jensen and many more on their thoughts about cryptocurrency (Bitcoin, Ethereum, etc).
Additionally, we have an interview with John from the Pacific-Northwest about how he became a millionaire by 40!
Today, we’re talking about being a stay-at-home mom versus a working mom.
This can be an incredibly difficult decision for mothers after they have children. Do I stay at home or do I continue working?
Cat Alford, Author of "Moms Got Money", is here to help and she's going to shed some light on why it doesn’t always need to be such a black or white decision.
RESOURCES
Catherine Alford (Website): http://www.catherinealford.com
Moms Got Money (Book): https://amzn.to/2R02Qd4
Will you be receiving money from the Child Tax Credit in 2021?
Based on our income this year, we will be receiving the tax credit and could be upwards of $500 per month starting in July.
Once again, Nicole and I completely disagree with what to do with this new money. We debate how we should use it and options for other families to figure out their plans for the stimulus money.
SHOW RESOURCES
Advance Child Tax Credit Payments in 2021 (IRS): https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments-in-2021
Child Tax Credit 2021 (USA Today): https://www.usatoday.com/story/money/2021/05/03/child-tax-credit-2021-covid-payments-start-july-update/4893305001/
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Stephen and his new wife have $215,000 of student loan debt and they don't know what to do next. They are considering Income-Based Repayment (IBR) but aren't sure if that is the right thing to do.
Financial expert Anthony ONeal joins me to help answer Stephen's question. We discuss all things student loans including what IBR is, how student loan refinancing fits in and Anthony's take on student loan forgiveness.
RESOURCES
Anthony ONeal (Website): https://www.ramseysolutions.com/anthony-oneal
Destroy Your Student Loan Debt (Book): https://amzn.to/3339aCE
Refinance Student Loans (SoFi): HTTP://www.marriagekidsandmoney.com/sofi
As a small business owner, negative reviews can be devastating. They can deal a major blow to your confidence and, in some cases, to your bottom line.
We invited two small business owners to the show to discuss this very topic.
Wendy Hill Manson, Airbnb Superhost, and David Manson, Co-Founder of Blackrocks Brewery, discuss the impact of negative reviews on their businesses and how to deal with them. SHOW
RESOURCES
Blackrocks Brewery: https://www.blackrocksbrewery.com/
Hewitt Onion Tower (Airbnb): https://www.airbnb.com/rooms/38814530
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
After doing this show for the last 5 years, I’ve heard from a lot of people that say they feel like a complete financial disaster.
They are making good money, but they are disappointed with what they have to show for it.
Our guest today has dedicated his life to fixing financial lives just like this and helping to transform them into millionaires.
Peter Dunn a.k.a. Pete the Planner® is the CEO and Founder of Your Money Line, a corporate financial wellness solution, and Hey Money, a direct-to-consumer solution that connects people to friendly financial experts.
EPISODE RESOURCES
Pete the Planner (Website): https://petetheplanner.com/
Pete the Planner (YouTube): https://www.youtube.com/user/petetheplanner
Hey Money: https://callheymoney.com/
Your Money Line: https://yourmoneyline.com/
It's the age-old question ... Can money buy happiness?
Joe Saul-Sehy, Host of the Award-Winning Stacking Benjamins Podcast, joins us to help answer this question.
There may not be a right answer, but the three of us explore it anyway.
What do you think?
SHOW RESOURCES
Stacking Benjamins Podcast: https://www.stackingbenjamins.com/ Voicemail: http://www.marriagekidsandmoney.com/voicemail Instagram: http://www.instagram.com/andyhillmkm
Socially Responsible Investing (SRI) has grown in popularity lately. But does it pay well to do good?
I speak with Personal Capital's Brendan Erne about what Socially Responsible Investing is and why investors are flocking to it.
Also, I have a conversation with Andrew Behar from As You Sow about how we can all hold corporations accountable in creating a better tomorrow for our families and our society.
SPONSOR NOTICE
Advisory services are offered for a fee by Personal Capital Advisors Corporation (“PCAC”), a registered investment adviser with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. PCAC is a wholly owned subsidiary of Personal Capital Corporation (“PCC”), an Empower company. PCC is a wholly owned subsidiary of Empower Holdings, LLC. © 2020 Personal Capital Corporation. All rights reserved.
At what point do we stop climbing the corporate ladder?
For the last couple of years, Nicole has jumped back into the corporate world. She's doing a great job (per usual) and there is talk of a promotion and a raise. At this point in her life, she's not sure if she wants it.
We discuss this situation together and talk about the costs of taking the promotion and climbing the corporate ladder.
SHOW RESOURCES
Cauliflower Pizza at Costco (DELISH): https://www.miltonscraftbakers.com/cauliflower-crust-pizza-vegetable
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Author Jennifer Barrett wants women to earn more and worry less.
As our nation grows with more and more female breadwinners, Jennifer is on a mission to ensure women are creating the most successful future possible.
In our interview, she shares helpful tips for women who want to make more, invest more, and have the freedom to make the decisions that work best for them and their families.
EPISODE RESOURCES
Personal Capital (Sponsor): HTTP://www.personalcapital.com/mkm
Think Like a Breadwinner (Book): https://amzn.to/3t4AM5Q
Jennifer Barrett (Website): https://www.jenniferbarrett.com/
Instagram: https://www.instagram.com/jbarrettnyc/
Some folks say keeping score in relationships is a bad idea. We disagree.
Nicole and I discuss how keeping score in our marriage helps us keep our sanity and helps each other feel loved.
We discuss how this scorekeeping has changed throughout our marriage and why it may be a helpful relationship tactic for other couples.
SHOW RESOURCES
5 Love Languages (Book): https://amzn.to/2PTkluF
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Samantha and her husband are trying to decide between a 15-year mortgage and a 30-year mortgage.
Scott Trench and Mindy Jensen, co-hosts of the wildly popular BiggerPockets Money Podcast and the authors of the new book, "First Time Home Buyer", join to help answer her question.
Also, we hear from Abby Feuer from DonorsChoose about the state of teaching in America and how we can all help.
Is it better to be an employee or an entrepreneur?
Nicole has been an employee her entire adult life and Andy is diving into year 2 of being a small business owner.
They dive into the pros and cons of being an employee and the same for entrepreneurship.
SHOW RESOURCES
5 Love Languages (Book): https://amzn.to/2PTkluF
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Tiffany Aliche (aka "The Budgetnista") shares how she went from being an unemployed pre-school teacher to an 8-figure business leader.
And the entire process happened within 10 years' time!
The Budgetnista's story is so inspiring. You won't want to miss this one.
EPISODE RESOURCES
Personal Capital (Sponsor): http://www.personalcapital.com/mkm
Corporate Wellness (Contact): http://www.marriagekidsandmoney.com/contact
Get Good With Money (Book): https://amzn.to/31gYobl
The Budgetnista (Website): https://thebudgetnista.com/
Instagram: https://www.instagram.com/thebudgetnista/
MARRIAGE KIDS AND MONEY:
This award-winning blog, podcast and YouTube channel are dedicated to helping young families build wealth and thrive. Each week, Andy Hill interviews personal finance experts, families who've achieved financial independence and debt-free young parents.
Blog: https://www.marriagekidsandmoney.com
Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive
Facebook Group: https://www.marriagekidsandmoney.com/Community
Coaching: https://www.marriagekidsandmoney.com/coaching
Love is in the air! But do opposites attract?
Nicole and I talk about our larger-than-normal tax refund and we both have VERY different views on what to do with the money. We over-analyze our differences with money and ponder about other differences and opposites in relationships.
Can these types of differences work in relationships over the long term?
We hash and out and decide.
Show Resources:
Voicemail: http://www.marriagekidsandmoney.com/voicemail
Instagram: http://www.instagram.com/andyhillmkm
Have you heard of The One Thing, but don't know what it is?
Geoff Woods, the host of The One Thing Podcast, shares how we can conquer our goals and have more time dedicated to the people and things we love.
We can do this by answering one simple question.
Find out what it is today!
EPISODE RESOURCES
The One Thing (Book): https://amzn.to/3lsudY1
The One Thing (Website): https://the1thing.com
Instagram: https://www.instagram.com/the1thingbook/
ABOUT GEOFF WOODS
Geoff Woods is the Co-Founder and President of ProduKtive, the company behind The ONE Thing and the host of The ONE Thing podcast which is in the top 5% of all podcasts in the world.
After hearing the Jim Rohn quote that "you are the average of the 5 people you spend the most time with" Geoff set out on a mission to surround himself with high-level CEOs and successful entrepreneurs.
Fast forward, Geoff went from employee to entrepreneur, launching a company with the co-authors of the best-selling book The ONE Thing.
Geoff has been featured in Entrepreneur.com and is on a mission to help people better invest their time and achieve extraordinary results.
Are you getting started with the Dave Ramsey Baby Steps?
After completing all 7 Baby Steps, Nicole and I have some pros and cons to share from our experience.
We hope our thoughts help you on your journey to financial freedom and beyond!
DAVE RAMSEY RESOURCES
Total Money Makeover (Book): http://www.marriagekidsandmoney.com/totalmoneymakeover Financial Peace University (Course): HTTP://www.marriagekidsandmoney.com/FPU
Dave Ramsey Baby Steps: https://www.daveramsey.com/dave-ramsey-7-baby-steps
MARRIAGE KIDS AND MONEY:
This award-winning blog, podcast and YouTube channel are dedicated to helping young families build wealth and thrive. Each week, Andy Hill interviews personal finance experts, families who've achieved financial independence and debt-free young parents. On Fridays, Nicole Hill leads a podcast called "Bread & Wine" where the couple debates money issues while having a glass of wine.
Blog: https://www.marriagekidsandmoney.com
Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive
Facebook Group: https://www.marriagekidsandmoney.com/Community
Coaching: https://www.marriagekidsandmoney.com/coaching
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Paying off your mortgage early is an idea that I absolutely love!
But I know it's not for everyone ...
I decided to look at the disadvantages of paying off your mortgage so people can see both sides of the argument and make the best decision for them.
Also, we hear from Juan from Michigan whose simple term life insurance policy changed the course of his family's life.
EPISODE RESOURCES
UNest: Start investing easily for your children today!
Quotacy: Get term life insurance and protect your family from the unexpected.
OTHER EPISODES YOU MIGHT LIKE
Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today)
How We Paid Off Our 15 Year Mortgage in 5 Years
50% to 10%: Why We're Happy Saving Less in FIRE Journey
MKM RESOURCES
MKM Coaching: Request a free 15-minute consultation today
YouTube: Subscribe for free to watch videos of these episodes and interviews
Instagram: Follow our IG channel
Voicemail: Leave your question or comments here
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!
DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Are you considering the FIRE (Financial Independence Retire Early) Movement?
This is a big decision to make especially if you're in a committed relationship. It's not just your decision ... it affects both of you.
Andy shares how he learned this the hard way and how he and Nicole are now pursuing a version of Slow FI ... enjoying your life and your work today instead of the traditional FIRE path.
Are you having more marriage fights lately?
Kim and Penn Holderness, of Holderness Family Productions, join us to discuss their new book "Everybody Fights: So Why Not Get Better at It?".
After more than a decade of being married and working together, Kim and Penn share how they embrace the marriage fights and the tactics they use to resolve them.
I'm lucky to have Nicole join me for the interview today too!
Wondering how your marriage roles lately?
Is it okay to change from your current station in marriage?
Perhaps you're ready to go back to work instead of being a stay-at-home parent or you're ready to take on more of the domestic duties.
Andy and Nicole discuss how their roles have changed throughout their 10-year marriage.
They share the pros and cons of working full-time and being a stay-at-home parent full-time.
What is your current role in marriage? Are you ready for a change?
Are you considering leaving the city to find a more reasonable place to live?
That's what Andy Hill and Stefanie O'Connell Rodriguez, host of Real Simple's "Money Confidential" Podcast, are covering today.
After that Andy answers a question about how to get your partner on board with FIRE (Financial Independence Retire Early).
And last but not least, Zoey and Andy do another money quiz!
What a year! Has the judgment increased lately or is it just us? For as hard as we try, why do we judge others?
And why do we care what others think about us?
Nicole and Andy discuss recent judgment they have both received as well as judgment they've doled out.
They discuss some takeaways on steps they are trying to improve personally.
Wendy Hill Manson wanted a side hustle to make some extra money to help her boys pay for college. She decided to take the plunge into Airbnb.
A few years later, she's now an Airbnb Superhost with 4 rental units and ready to expand.
Last year, she made over $100,000 with Airbnb!
Wendy shares how she got started, the mistakes she made along the way, and how Airbnb is helping her ease into retirement.
What is your policy on doing business with family and friends?
Nicole and Andy discuss the awkward nature of working with people you know instead of people you don't know.
It's easy to go with the 5-star rated service on Yelp, but there may be some untold benefit to support your brother, sister or cousin in their business venture.
Is it worth it?
Please let us know by tagging us on social media @AndyHillMKM or leaving a voicemail MarriageKidsandMoney.com/Voicemail
Are you ready to buy a house, but you're not sure you can afford it?
That's the situation our friend Ryan is in today. He is planning to move and wants to stop renting because he feels like it's a waste of money.
I share 5 strategies that will help him know when he is ready to buy a house.
Also, I answer another question from Karen about consolidating investment accounts.
Lastly, Janelle Page from Indiana shares how she paid off her house in just 3 years!
Should the man always pay for dinner on dates?
What about dinners with friends? How do you handle that?
Nicole grew up in a different culture than Andy and they discuss how this "paying for dinner" situation has caused a lot of controversy in their marriage.
They review the pros and cons of being generous with paying the bill and if you might actually offend someone if you insist on paying.
What do you think?
Please leave us a voicemail at MarriageKidsandMoney.com/Voicemail or a note on Instagram at Instagram.com/andyhillmkm
Cheers!
CBS News Business Analyst Jill Schlesinger shares common money mistakes to avoid on our financial journey.
It's fun to celebrate the big financial wins, but it can be just as important to review our mistakes. That way we learn from them and grow.
Jill Schlesinger, Author of "The Dumb Things Smart People Do with Their Money: Thirteen Ways to Right Your Financial Wrongs", breaks down why we make these mistakes and what we can do to avoid them in the future.
Show notes: https://marriagekidsandmoney.com/podcast/money-mistakes-to-avoid-jill-schlesinger/
Is it more important to increase your income or decrease your expenses?
Which lever is more important to pull on your financial journey?
Nicole throws a curveball at Andy and tells him he can't choose both. Boo!
They discuss the decisions they've made in their marriage regarding increasing income and decreasing expenses.
Given the power of both options, what do you think is the right answer?
They'd love to hear from you through voicemail at MarriageKidsandMoney.com/Voicemail or on Instagram at Instragram.com/andyhillmkm
Are you in your 30's and you're ready to start investing?
Well, you may already be an investor and you didn't even know it! Find out why when I chat with Broke Millennial Author, Erin Lowry.
She discusses how we can invest for our retirement and for other events in our lives and pay fewer taxes in the process.
We also discuss how to find a financial advisor you can trust and why fiduciary may be the best "f-word" ever!
Show Notes: https://marriagekidsandmoney.com/podcast/how-to-start-investing-30s-erin-lowry/
Is there a difference between cheap and frugal?
Some see them as the same thing and others feel there is a big difference.
As per usual, Nicole and Andy disagree on the cheap vs. frugal discussion and they dive into it headfirst.
Where do you fall? Is cheap the same thing as frugal? Should there be a better word being discussed here?
Let us know at MarriageKidsandMoney.com/Voicemail or on social @AndyHillMKM
Faith & Leo Jean-Louis recently paid off over $200,000 of debt. The year after, they invested over $100,000 in the stock market.
Discover how they did this and paid fewer taxes in the process. This inspiring young family is building generational wealth through faith, legacy, and focused investing.
What would generational wealth mean to your family?
Check out the show notes and video: https://marriagekidsandmoney.com/invest-100000-in-1-year-faith-leo-jean-louis
Do you feel talking about money is taboo?
Nicole and I dive into how sensitive it is to talk about money in our culture and in our relationship.
We discuss ways that this awkwardness has made its way into our marriage and takeaways for other couples who are wondering how to handle the taboo topic of money.
Want to give us feedback or ideas for future episodes?
Contact us on social @AndyHillMKM or leave a voicemail at marriagekidsandmoney.com/voicemail
After working in his corporate career for 20 years, Tom is looking to resign and experience his financial independence.
He wants to do it right and leave with a severance package that helps him roll into his early retirement.
Sam Dogen from Financial Samurai joins me to help Tom engineer his layoff and make this process successful.
Also, Andy LeBlanc from Utah shares how he became a millionaire by age 41!
Is it worth it to leave a six-figure career to pursue entrepreneurship?
That's what I asked my wife Nicole today.
It's been one year since I left my job and we've been through a lot with the pandemic, virtual school and loss of income.
We discuss the impact of this decision, if we'd do it all over again and advice for other couples considering this entrepreneurship leap.
Some people feel that budgets can be restricting or they reinforce a scarcity mindset.
While others get a sense of freedom and control with their budget.
So what's the right answer?
Jesse Mecham, Founder of You Need a Budget (YNAB), joins me to discuss this debate and how people can find their individual path with budgeting.
Can you be happily married and have separate bank accounts?
Nicole and I dive deep into the subject and analyze if this is something we could do in our relationship after 10 years of having one joint account.
Knowing how personal this topic can be, Nicole and I share three takeaways for couples to decide if this is right for them.
What do you think? Could you see having yours, mine and ours account in your relationship?
Let us know @AndyHillMKM on social!
Rachel Cruze joins me to answer a question from anonymous: "My husband wants separate bank accounts and I don't. What should I do?"
We discuss the options available to our anonymous friend including the importance of clear communication and even asking for support from a marriage counselor.
Rachel and I also discuss her thoughts on the Enneagram Test, how she differs in opinions from her Dad, Dave Ramsey and what she thinks of the FIRE Community.
During the second part of the episode, I throw out another MKM Challenge to reflect on 2020 and fight our instincts toward negativity.
Lastly, Zoey joins me for our very first "Money Quiz"!
What's money for if you can't enjoy it?
Sometimes when it's all lumped into one account that can be hard.
Nicole and I talk about the benefits of breaking your money into buckets to allow yourself to have some more fun.
Do you break your money into buckets? Let us know on social @AndyHillMKM!
Lowering our annual expenses can allow us to achieve debt freedom and financial independence a lot sooner.
But spending less can also mean not having as much fun. And who wants that? Not our family!
That's why we went on a quest to decrease our UN-Fun expenses by $20,000 while increasing our FUN expenses by $10,000.
Who's ready to have more fun for less money?
I share all the details of how our family made this financial change up and how you can too.
Have you ever been passionate about something and your spouse doesn't share the same passion?
These differences can affect your relationship ...sometimes for better and sometimes for worse.
Nicole and Andy Hill discuss how these types of conflicts have affected their relationship in the past and how they have dealt with them.
Do you want to become a young millionaire?
So did J. Money from "Budget Are Sexy" fame over 10 years ago.
He started tracking his net worth each month and eventually, he hit his millionaire milestone.
J. Money shares what your net worth is, how you can easily track it and ways for you to grow your net worth to a million and beyond.
Listen to today's first-ever BEST OF MKM episode featuring J. Money!
Nicole and Andy chat about buying presents for the kids for Christmas.
How many are too many?
How little is too little?
We're not sure we have the answers, but we sure enjoyed our drinks while we're discovering it.
Thanks for joining us for another Bread & Wine episode!
In order to keep our personal information safe online, we need to remain vigilant and aware of how cyberattacks happen.
Dr. Eric Cole shares practical steps we can take to protect ourselves from malicious cyber crimes like phishing scams, hacks and data breaches.
This is serious business as families can lose so much of their hard-earned wealth. Listen to find out how the quick steps you can take to protect your wealth and your family.
By popular demand, I invited my wife Nicole to join me for our first (and hopefully not last) "Bread & Wine" episode.
Our chat today is about contentment.
How do we become content? How do we stay content?
And how do we fight discontentment?
Cheers!
After becoming debt-free, you may see your credit score drop. I discuss how to increase your credit score over time and still remain debt-free.
Also, Tanya Van Court from Goalsetter shares the financial lessons kids can learn from the financial crisis. We also discuss how their financial literacy app helps kids (and families) prosper with money.
Want to know how to make a million in the stock market?
Brian Weitzel made it happen before his 40th birthday.
He's a school teacher, real estate investor, photographer and disciplined investor from metro Detroit.
Brian shares how we achieved this million-dollar feat before 40 and gives us advice on how we can follow a simple and effective path to wealth as well.
Want to help your teen become money-savvy?
Ed Vargo, a money expert and father to 5 daughters, knows first-hand how to navigate this difficult terrain.
He shares practical tips for parents in helping their teens have a healthy relationship with money.
The election is over! (Well, sort of) ...
As the dust is settling, there's a lot of talk about how to invest your money based on who our president is.
I review my investment philosophy and how I'm changing things up based on the election results.
We also hear from Josh Hastings who paid off $300,000 of student loans! He shares how he and his wife partnered together to make this happen.
When you're about to be married, money can sometimes be one of the last things you think about. Lawrence Gonzalez, the creator of The Neighborhood Finance Guy, shares the importance of making financial planning goals before marriage.
We also discuss not overdoing it with your goals as well. This delicate balance is something Lawrence is working on as someone who is about to be married.
Check out our interview and learn some important financial planning goals before marriage - they just may help you have a happy, healthy and wealthy marriage!
Are you trying to decide whether a Roth or Traditional IRA is best for you?
Certified Financial Planner Echo Huang joins us to help answer this important question and we discuss other important decisions when it comes to your retirement investing.
We also hear from Tammy Tibbetts from "She's the First" about how we can make an impact on the world.
After not having enough time with his family and being simply overworked, Joe DiSanto decided to pack up and leave California.
He and his family ended up in Florida.
With the lower cost of living, he's now semi-retired and spending more time with his wife and son.
Joe describes how his family made this transition physically and financially. He shares tips for others who are considering a big move and a life of geo-arbitrage.
Each year, I put together a survey that helps me learn more about you and it helps me to produce a better podcast.
This 5-10 minute survey will help me learn what you like, dislike, and want more of with the "Marriage Kids and Money Podcast".
Please go to MarriageKidsandMoney.com/Survey to complete the survey and be entered in a random drawing for a $50 Amazon Gift Card.
Thank you for your support!
Scott and his husband are a dual income no kids (DINK) household. They have come into some extra money lately and want to know what to do with it.
Do they invest the money? Do they save it? Or do they pay down debt?
To help me answer Scott's question, I've invited David and John Auten-Schneider from the Queer Money Podcast. These financial experts break down different options for Scott and how their decisions relate to LGBT couples in general.
Also, Kestrel McCorkle from North Carolina shares how she paid off her 50 acres of land and now owns it free and clear.
Can't figure out how to stick to your budget and crush that debt? The Budget Mom, Kumiko Love tells us how to do just that.
We first review how she eliminated $77k of debt in just 8 months and then went on to purchase her home for cash.
After that, she shares 5 helpful tips for others who are looking to pay off their debt and achieve their financial freedom goals.
Why are index funds so popular?
Paula Pant from Afford Anything joins me to answer a listener question about this investment option and shares why they are superior.
Shandon Fowler, VP of Marketing, from Starship HSA also joins us this week to weigh in on the "HSA vs. 401k" debate.
Last but not least, my daughter Zoey reads the review of the month and we talk about virtual school, hybrid school and what it's like to wear a mask for 3 hours at school.
With its extremely high cost, it can be difficult to know how to pay for adoption without debt.
Amanda and Jonathan Teixeira went through the adoption process three times and ended up paying nearly $100,000 in total. But they did all three adoptions without debt.
Here's how they did it.
Are you feeling parental burnout lately?
Elle Martinez joins me to share 5 ways we can prevent parental burnout during this difficult season.
Also, Derek Sall shares how side jobs helped him to pay off his mortgage early after a tough divorce.
Have you heard of "work-life integration" when it comes to your family?
Author Mark Timm shares why this methodology is much better for families than chasing the elusive "work-life balance".
As a father of 6 children and a serial entrepreneur, Mark knows the challenges that come with managing a business and being a family man.
By implementing a true family first approach, Mark's path of work-life integration has made him a happier man and his family is happier as well.
Mark shares simple steps we can all take to gain work-life integration into our lives and leave the idea of work-life balance behind.
Raising money-smart kids gives them a better shot at financial independence. Co-Authors of the new book, "Raising Your Money-Savvy Family for Next Generation Financial Independence", Doug Nordman and Carol Pittner explain how this type of planning helped their family achieve financial independence.
Also, BusyKid's Gregg Mursett shares how their chore and reward app helps the financial literacy process and gets your kids working and earning fast.
Financially Independent Millionaires, Nadia Busseuil and Nicole Carter share how dividend investing helps you achieve financial independence.
They share how to get started with dividend investing and why you don't need a lot of money to become an investor.
Lee Huffman, the blogger behind Bald Thoughts and the We Travel There Podcast, shares how to travel for cheap (or free) with credit card rewards and points.
This year, may not be the best for travel, but it is a great time to save up the points and miles for your next big vacation.
Lee shows us which cards are worth it, how to responsibly earn points and rewards, and how some simple steps can net you a nearly free dream vacation!
Are you wondering if it's better to pay off your mortgage, save or invest your extra cash right now?
So is Samme from Chicago!
I have some thoughts that I share with Samme on what to do with her money now that she's debt-free and starting to build wealth.
Do you think your spouse spends too much money? Financial Coach, Ericka Young, has some advice for you on how to resolve this marriage and money issue.
We discuss the following:
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Why it's important to learn about your spouse's history with money
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How budgeting together can help your financial situation
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Why compromise is key to marriage and money success
Co-Authors of "Start your FIRE", Dylin Redling and Allison Tom answer a listener question about how to increase income to retire early.
Also, Childhelp's Daphne Young discusses the state of child abuse in the US during the pandemic and what we can do about it.
Want to learn how to become a millionaire by age 30?
Lisa Schader from Money Fit Moms shares the 7 steps she took to become a young millionaire and take her family to the next level of wealth and happiness.
With these steps, we're hopeful you will achieve your own version of financial independence and financial freedom as well.
Looking to create a financial independence plan? Let's define what financial independence means to you and review the tools to get you there.
Also, we chat with Deacon Hayes from Well Kept Wallet about how he paid off his mortgage in 5 years and how others can do the same!
Think your child is better suited for a career in the trades instead of traditional college?
Find out how your teen can earn a high paying job with no college degree from Ken Rusk, Author of "Blue Collar Cash". He discusses six-figure career options for your teenager and why selecting a college for the "experience" might be something to think twice about.
Early retiree, Steve Adcock, joins us to answer a listener question from David who wants to retire by 40. He discusses what FIRE (financial independence / retire early) means, how to reach early retirement and how side hustles can help.
We also hear from the Founder of Qube Money, Ryan Clark, about why cash envelopes are more effective than using credit cards. He also shares how their new fintech solution gives you the best of both worlds.
Are you interested in achieving financial independence, but the traditional path seems too difficult to reach? Slow FI might be your ticket to a happier and more fulfilling life.
Jessica from the Fioneers explores how Slow FI helped transform her life and we also discuss the different levels of financial independence people can achieve throughout their life. These periodic wins can be helpful (and potentially more satisfying) along your path to financial independence.
Have you heard of Coast FIRE or Coast FI? We're learning all about this retirement planning strategy with Sam Dogen from Financial Samurai.
Also, we chat w/ Sarah Philips from 4 Pocket Allowance about helping your kids become mortgage-free in the future.
We've reached episode 200 of the podcast!!
On today's show, I am interviewing my son Calvin, my daughter Zoey and my wife Nicole. Every 50 episodes, I've done this as a way to remind myself and my family that they are the most important people in my life.
For episode 200, we're chatting about our crazy 2020 year so far. We touch on job changes, Coronavirus, and racism.
Jedidiah Collins, CFP explains how Roth IRA investing can help you increase your wealth as you move through your financial freedom journey. We discuss the advantages of a Roth IRA, how you'll save on taxes and how to open an account today.
After nearly 10 years of focus and partnership, our young family just hit the millionaire mark! Here are the 10 steps we took to become young millionaires.
Also, we hear from Colin Nabity from Breeze about the importance of long term disability insurance and why young families might need it.
Lastly, my daughter Zoey and I talk about how to set up a chore and reward system for your kids.
Where does giving back and generosity fit in when pursuing financial independence?
Author Dave Mason thinks it should be a major part of everyone's FIRE journey. He shares 3 ways for you to give back as you are working toward your version of financial freedom.
Are you wondering if you have enough saved for retirement? Joe Saul-Sehy shares why we should focus on our expenses over income when it comes to retirement. Also, Bob Lotich shares how he went from $46,000 in credit card debt to mortgage-free.
Do you want to achieve financial independence? Author of The Simple Path to Wealth, JL Collins, shares how we can all work to achieve financial independence through index fund investing. We review how to start your journey to financial independence, where to invest your money and why index funds are a better investment choice.
Student Loans are already a confusing subject. Now when you add Coronavirus into the mix, it becomes even more complicated! Robert Farrington from The College Investor joins us to explain why you shouldn't pay back your student loans right now.
Also, we hear from Brian Harrison from SAVVI Financial about how we can take 3 steps to financial empowerment this year.
Patrick Aime shares his journey around the world that helped him go from bankruptcy to a young millionaire in a decade even in the midst of a recession.
With all the pay cuts, furloughs and job loss from the global pandemic, families are looking to save some money quickly. Here are 10 ideas to consider that will help you and your family save money during this quarantine season.
Couples financial counselor Adam Kol stops by to share smart strategies to end money fights and improve communication in your relationship.
This season of a global pandemic has caused a lot of issues for families. Elle Martinez and Andy Hill discuss ways for parents to thrive financially and personally in this crisis. They discuss how to handle debt, investing and parents working from home.
Keith Robinson shares his journey to becoming mortgage-free and offers tips for anyone who wants to pay off their mortgage early. We also discuss how complete debt freedom gives his family security during a financial crisis.
As a featured speaker at Ally Invest's FOMO Free Financial Future Conference, I had the chance to speak about our family's pursuit of financial Independence and my thoughts about the FIRE Movement.
Read the full blog post: MarriageKidsandMoney.com/fire-movement-pros-cons-financial-independence
The potential recession has already had an impact on our family and we expect things to get worse before they get better. Here is how we're preparing financially and personally for our new normal.
Do you want your child to understand money better or become a teen entrepreneur? Rob Phelan of The Simple Startup shares his tips to make that happen.
Michael Lacy and his wife had $61,000 at the start of their marriage. After failing to get his wife on board with paying off the debt, Michael opened up to his wife and shared why it was so important. Here's how they partnered to pay it off in 16 months.
After sitting on the sidelines of the real estate investing conversation for a few years, I'm ready to become an investor. But it's going to be the minimalist way. Here are 3 real estate investment options that honor minimalism and keep things simple.
There may not be a single right way to achieve financial freedom, but supersizing your savings is certainly a powerful strategy.
But what does supersizing your savings mean? More importantly, how does someone go about doing that?
I sat down with Kelly Smith from Freedom in a Budget to learn more about how she and her husband are crushing their goals and enjoying their lives while living on 50% of their income.
In our chat, Kelly proves that budgets aren’t constricting. They’re a pathway to freedom. She shares details on making the decision to take the 50/50 path, milestones they’ve already crossed, and where they are headed. Plus, she offers actionable steps for people who want to make more money and want to make saving 50% of your income a reality.
How They Decided to Live on 50% Although she adopted a frugal lifestyle prior to getting married, Kelly wasn’t always a super saver. In fact, she says that there was a time in her life when her car was repossessed and her electricity was turned off. She recalls living off spaghetti and butter—not just because she loves pasta—because it was a cheap meal her bank account could actually afford. Before she got on the 50/50 path to savings, any time she saw money in her bank account, she was tempted to spend it. If her balance was $20, she interpreted that as having $20 to spend. She didn’t think much about saving.
Once she realized the value in savings, she began to reevaluate how much she was spending and how little she was saving. She says that she quickly pushed the pedal to metal in order to get more aggressive with her finances. After her “enough is enough” moment, she started budgeting and closely tracking all of her purchases. Once she started putting the time into monitoring her money, she realized that she actually had more leftover than she thought. Tracking her spending reduced her impulse purchases, allowing her to have $200 leftover at the end of one month. Motivated by that progress, she says things started to snowball.
Prior to getting married, she and her fiancé decided that living on 50% of their income was an important goal. It required some back and forth and open communication. Kelly quickly realized that even though she was interested in living as a frugal spreadsheet fanatic, her husband had other interests. She says that he does eat out more than her, but that works for them. The most important thing is that they dream and plan together. She says that one of the most helpful reminders they give each other is: “If we do this, then we can also do that.” That helps them stay focused on all the opportunities the 50/50 path affords them.
The Financial Milestones They’ve Achieved Living on 50% Saving 50% of your income can push you closer to your financial milestones faster than you’d imagine. Though Kelly and her husband have only been living on 50% for a handful of years, they are checking boxes on their goals. Here are some of the milestones they’ve already crossed.
Affording The Wedding of Their Dreams As a South Florida resident, Kelly points out that the cost of living in her area is high. In fact, she mentions that it isn’t all that unusual to see some people spend close to six figures on celebrations like weddings and even bar mitzvahs. When she and her fiance started talking about their own wedding, Kelly knew that she was not interested in spending six figures. She didn’t want to spend anything close. Ultimately, she and her fiance worked with a wedding coordinator to design a wedding they loved for around $30,000. Their ability to live on 50% of their income allowed them to pay cash for their dream wedding.
Buying Her Dream Car in Cash Kelly also purchased the car of her dreams. Though people often mistake it for brand new, she drives a 2016 Jeep Cherokee. This purchase is something she and her husband started saving for right after the wedding. It took them a little over a year, and then she was able to buy a car she loves in cash. She emphasizes two things: combining finances let them hit their goals faster, and her new-to-her car is a true luxury vehicle compared to what she used to drive.
Saving for a House Downpayment After crossing two big milestones on their 50/50 path, Kelly and her husband had another goal to conquer: buying a house. To do this, Kelly and her husband started to make small cutbacks in different parts of their budget. She says her goal was to see where they could save even more money. By earning more money and reducing their expenses, they were able to buy sooner than they thought. The fact that closing costs were less than she originally thought helped, too. Thanks to the work they put in as a couple, they were able to afford a down payment on a home mortgage of over $370,000.
Planning Your Finances on the 50/50 Path It’s clear that the 50/50 path leads to financial freedom. How exactly do you go about saving 50% of your income? You have to plan for it. That kind of aggressive savings doesn’t happen on accident. Kelly is a self-proclaimed numbers and Excel nerd. That means that she deals with a lot of the household numbers and data.
However, their planning truly is a team effort. She and her husband make time each month to go over their financial wins and failures of the previous month. Together, they also review their progress toward monthly and yearly goals. This helps them understand how much of their income is going towards savings and how much their net worth is growing.
Setting Goals for the Future Because Kelly and her husband are still living on 50% of their income, they know they can continue to set ambitious goals. After taking an Alaskan cruise this year, Kelly says travel will continue to be a big goal for them. She also says that they hope to close on their first rental property by the end of the year. Specifically, they are looking at saving up in order to put 20% down on a 30-year fixed mortgage. It’s no small feat in a high cost of living area, but she thinks they are up for the challenge.
How others can go from 0% to 50% It’s hard, maybe even impossible, to hear Kelly’s story and not want to start saving 50% of your income. But if you’re not saving anything, is it even possible? Of course it is. After all, that’s exactly where Kelly started.
Kelly’s advice is to simply start by creating a written budget and committing to tracking your spending. To avoid this becoming a daunting and time-consuming task, Kelly suggests spending a few minutes every few days looking at your numbers rather than waiting until the end of the month. In addition to saving you time, you can also make corrections as you go. If you notice that your grocery spending is nearing the top of your budget in the middle of the month, shop your own pantry for meal ideas for the next week. Once you start to end the month with money leftover, make sure to send it to savings or invest it.
How to Make More Money In addition to cutting costs, Kelly and her husband worked hard to make more money. Since she started her YouTube channel four years ago, Kelly says their income has grown over $100,000. Both she and her husband have earned raises. He also changed jobs. Plus, they both side hustle.
Kelly says there are so many side hustles available to people. While they may not always be fun, the extra income does add up quickly. Even if you feel that side hustling isn’t right for you, Kelly challenges everyone to reconsider that. In particular, she says working overtime is a great side hustle. When she found her overtime hours getting cut, she asked to help out in a different department. That meant extra training and working overtime in a role that wasn’t her real passion. Still, she knew it wasn’t a career change—it was only a side hustle.
Of course, the key part of making more money is also to save it. Kelly says that she and her husband will celebrate with dinner at a nice restaurant. However, they also work to keep lifestyle inflation in check. One way that Kelly recommends people do this is to increase their retirement accounts when they land windfalls, like raises or bonuses.
Final Thoughts on Living on 50% of Your Income No matter where you are on your personal finance journey, you can learn to start saving 50% of your income. Check out Kelly’s Freedom in a Budget YouTube channel archives to see her own progress through debt on a low income if you are at the start of your debt pay down journey. Her more recent videos are great reminders of the power of building income, investing, and living on 50% of your income. If financial freedom is a destination you want to reach, explore how the 50/50 path can help you get there.
Imagine being able to take your side hustle to the next level and quit your full-time job?
That’s exactly what Kelan and Brittany Kline managed to do after working on their blog for over a year. They were able to leave the shackles of their day job and go full-time with their passion project: The Savvy Couple, a blog and community that helps families organize their lives, simplify their finances and unlock the freedom to do more of the things they love.
We chat about how they get into blogging as a side hustle, how they first started making money and their future plans for their business and family.
https://youtu.be/c3vmB3_cua8 Discovering the Idea of Blogging Kelan and Brittany both had full-time jobs before getting into blogging. Brittany was a 4th-grade teacher, while Kelan worked in law enforcement and was a jail deputy.
Kelan wasn’t too happy in his job. He was doing forced overtime, had to work on weekends and felt burnt out. Although Brittany enjoyed her job, they were working opposite hours, and so weren’t able to see each other much.
Eventually, they sat down at the dinner table and decided to make a plan. They saw how other bloggers were making a full-time income, such as Michelle Schroeder Gardner and Bobby Hoyt. They saw their blogging income reports and decided that they could do it too.
One summer, they decided to get into blogging as a side hustle. The low upfront costs meant they could get started away.
How was their financial situation at the time?
- $40,000 in debt, most of it being Brittany’s student loan debt.
- And a mortgage payment that made them feel it was difficult to make ends meet
Brittany is the saver in the family whereas Kelan is the spender - this creates a nice balance in their marriage.
Brittany, Kallie and Kelan Kline How They Made Their First Dollar They started blogging in the summer and treated it mostly as a passion project. They shared stories, helpful tricks and wrote about how they budgeted and stayed frugal. For the first 9 months, they would work nights and weekends to get their blog off the ground.
At the 9 month mark, a company reached out to them for a $100 sponsorship deal. Although Kelan negotiated it down to $50 (lesson learned!), they immediately knew that this was a sign that they could make money blogging.
One week later, Kelan started making a plan to quit his job.
Related Interview: Building a Million Dollar Blog in Your 20’s – with Michelle Schroeder-Gardner
Transitioning into Blogging Full-Time Kelan and Brittany had one year’s salary saved up and had successfully kept their expenses low. Kelan quit his job and picked up some freelance work. He was working with VIPKid and doing some digital marketing work for a company. This meant the transition into blogging was nice and smooth.
Brittany was 100% supportive of Kelan quitting his job. She saw how excited he got and discovered a new person in him when he stopped complaining about his job. This excitement is what encouraged her to consider quitting her job later on.
Four months into entrepreneurship, Kelan was wondering if he should focus on The Savvy Couple or on other freelance projects. He was making the same hourly rate with his blog as with his other side hustles.
His side hustles were teaching him a lot; the digital marketing work meant he could learn about SEO, Wordpress and digital marketing, essential skills for his blog. After asking for some advice and thinking about it, he decided to take the leap of faith and focus 100% on the blog.
Related Interview: How to Make $10,000 Per Month Working From Home as a Writer – with Eric Rosenberg
How They Made $250,000 Last Year Kelan and Brittany made a staggering $250,000 last year.
Nearly 50% of the money came through sponsorship deals. They had built an audience, an email list and a good social media following, so companies pay them to promote their products.
To many companies, it’s much cheaper to pay for ads through “micro-influencers” such as Kelan and Brittany than to pay for a TV ad or a billboard. The Savvy Couple only promotes products they use themselves. They have a reputation and are highly trusted by their audience, so they need the products to align with their brand.
Later that year, Kelan and Brittany had a baby daughter, Kallie. That's when Brittany decided she preferred to stay at home to be able to take care of her. Also, the blog was making more money in a month than she made in a year. It was a no brainer.
Plans for their Business, Money and Family Thanks to booming business and efficient financial planning, the Kline family is now debt-free. They aren’t so stressed about their money, and instead are focused on building their legacy. As they say, they went from surviving to thriving.
Their next goal is to become financially free by 35. To Brittany, financially free means not having to worry about money. To Kelan, that means being able to drawdown 4% from their portfolio every year.
Currently, most of their money goes back into their business. Kelan takes out a salary, and they’re also able to max out their IRAs, contribute to their taxable accounts and keep their checking accounts as lean as possible. They’re also proud to say they have a Savvy Couple team, which consists of a Virtual Assistant and a freelance writer.
The new challenge has been managing their time between a baby, a business and their marriage. They’re still trying to figure it out: usually, Kelan does the work during the day and Brittany does it at night. They focus on getting 4 hours of solid focused work done each per day, totaling around 20-30 hours per week.
Related Article: 26 Smart Ways for Moms and Dads to Make More Money
Advice For Others Kelan and Brittany have some excellent advice for others. When it comes to blogging, they say it's essential you’re doing something you're passionate about. It must be something you’re willing to work on full time. This is because when it comes to blogging, you’ll be putting a lot of upfront time and effort. If you love what you do, it’ll be easier to stay motivated.
For those who are looking to increase their blogging income, Kelan recommends to stop seeing the blog as a hobby and more as a business. Your blog needs to have a business model, and you need to treat it as a profession. Once that happens, stuff gets serious and so does the money!
Kelan and Brittany’s story is an inspiring adventure of managing finances, getting out of debt and working together to build a business that started out as a hobby. From thousands dollars in debt to making over $250,000 in a year from a business they love, it's easy to see why their blog is so successful!
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What do you think of becoming a micro-influencer? Please let us know in the comments below.
One of the most important decisions anyone can make is who you choose to spend your life with. Marriage impacts us emotionally, socially, legally, financially, and in so many other ways.
While the divorce rate in America is dropping, so is the marriage rate. That means married couples understand marriage is important, we might not know exactly where to turn for good advice.
Today, I sat down with Kimberly Holmes, the CEO of Marriage Helper, to learn more about the reasons why marriages end and what couples can do to save them. Kimberly explores three broad categories of marriage trouble, details some of the warning signs, and outlines steps that we can take today to be better partners tomorrow.
https://youtu.be/WEPKztSpgE4 The Top Three Reasons Marriages End You’ve probably heard it said that money ends marriages. You might have also heard of people divorcing because they didn’t get along. It turns out that those common explanations aren’t the biggest reasons why marriages end.
Kimberly says that research from the University of Washington shows that the main reasons that marriages end can be divided into three broad categories ... not feeling:
- Liked,
- Loved, or
- Respected
So where does money come into play?
Often times, financial issues are symptomatic of something bigger. When a couple divorces due to finances, they are not on the same page. As a result, that can often lead to one partner feeling continually disrespected.
That’s not to say that money can’t take a toll on someone’s marriage or relationship--it can and it does. In fact, financial problems are often symptomatic of a core issue--like a lack of respect--impacting the couple.
What Does It Mean to Feel Liked? Often times, people treat the idea of liking someone and loving someone interchangeably. Other times, we might think of love as the next step after we already like someone. Not so, says Kimberly. There is a difference between like and love, and partners crave feeling both.
When you feel liked, you have the sense that your spouse wants to be around you and wants to interact with you on a daily basis. Kimberly says that there are ways to evaluate this in your own relationship.
- Do you like your partner's presence?
- Do you enjoy spending time together?
- Do you want to converse and interact with them often?
Thinking about how you would answer these questions about your partner and then considering how they might answer should unlock more insight into what it means to feel liked in a marriage.
What Does It Mean to Feel Loved? Love is more than day-to-day interaction and wanting to spend time with someone. That is why Kimberly is so quick to point out that feeling loved is different than feeling liked.
To feel loved is to feel that your partner puts you first. When we feel loved, we feel that our partner is selfless. They consider our needs before their own.
According to St. Sternberg’s Triangular Theory, there are three aspects to love:
- Intimacy
- Passion
- Commitment
A couple who is in love is committed to the relationship, even if things aren’t going well. There is a craving to be one, and there is a deep connection between partners.
What Does It Mean to Feel Respected? People often give and believe incorrect advice: men need respect and women need love. Kimberly emphasizes just how inaccurate this is. She says that every human craves to be liked, loved, and respected in their relationship. Kimberly elaborates further, saying that respect is key, no matter the person.
Understanding how finances impact your marriage can help you also understand what it means to be respected in a marriage. For instance, if one person in the relationship wants to save 10% of their income and the other person chooses to spend differently regardless of their partner’s ambitions, this can be a sign of disrespect.
Couples don’t have to be in total alignment or agreement with every value and want; instead, it is important to think about how our words and actions complement our partner. Without this consideration, you can end up making your partner feel disrespected, which can start to erode your relationship.
Related Article: My Spouse Doesn't Want to Talk About Money. What do I do?
Ways to Avoid Marriage Problems Every couple fights. Disagreements are part of life. But there are ways to avoid or minimize marriage problems.
Get to Know Your Partner Again As a married couple, it is vital to learn what is more important to your partner. Kimberly says couples often start out strong but then stall out.
Frequently, couples ask plenty of questions when they are dating and when they are engaged. However, once a couple gets married, it can almost feel like the final level of the relationship has been unlocked.
Kimberly says that for many couples, this is when they start to grow apart. They feel like they’ve already achieved what they wanted, so the conversations and the questions slow to a halt.
To remedy this, Kimberly suggests deliberately asking your partner one question each day. She also says not to worry about finding the “right” question. Instead, simply attempt to learn a little bit more about them.
Some possible questions include:
- “Tell me about a trip you enjoyed as a kid.”
- “What is your favorite restaurant near ____?”
- “Who was your best friend growing up?”
The point is to show your partner a continued interest in their life. Continually asking questions can help you grow that knowledge and interest over time.
Speak Up In addition to getting to know your partner, take time to reveal more about yourself. For instance, let your partner know what you consider to be a sign of love and affection.
Of course, there are certain things--flowers, chocolate, or champagne--that people associate with symbols of love and caring. However, it’s really important to know your spouse and to let them know you. If you would much prefer a thoughtful note or a kind gesture over a dozen roses, communicate that. Don’t expect your partner to be a mind reader.
Assess and Act Intentionally In addition to communicating clearly, we need to be more intentional. Ask yourself what you know about your partner and what you don’t. Then, make it a point to start to fill in the gaps.
Kimberly suggests doing a quick self-assessment by asking three questions:
- Do I want to see this relationship through to the very end?
- Do I have a craving for my spouse?
- Do I feel a deep connection for my partner?
If you aren’t answering an immediate yes, don’t fret. One of the most crucial ways to build a stronger marriage is to identify where gaps exist. Kimberly says taking the time to complete this mental inventory provides an awareness of where to start.
Kimberly's Personal Experience Kimberly isn’t just speaking from a theoretical perspective. She knows firsthand how one experience can make it seem like you and your partner are on two totally different pages.
Kimberly recalls the moment she learned that her husband wanted to buy a car at auction. She says she wasn’t actually opposed to the idea of buying the car. The problem was that he had actually already placed a bid for $5,000. She had no idea.
In that moment, she knew she could respond one of two ways:
- With anger, or
- With respect
Even though she felt justified in her anger, she knew that by being angry and possibly even disrespectful, she would only perpetuate the issue. That is why she chose to focus on what she wanted to happen next time.
To her, it wasn’t about buying a truck. She wasn’t trying to question his wants; instead, she needed to communicate to her partner how important it was that she be looped into conversations and decisions, financial and otherwise.
Kimberly Holmes and her family The Importance of Communication When our busyness becomes overwhelming, that’s a recipe for disaster. Or it’s at least a recipe for arguments and strain on your relationship.
That’s why communication is crucial. In addition to having daily conversation and interaction with your partner, communicate to take the guesswork out of marriage. Speak up when your partner does something that you don’t like and make sure to tell them what you do like and value.
Additionally, Kimberly says speaking up at the right time can make all the difference. Sometimes, we can feel so attacked or hurt that we speak up out of anger. The problem is that type of communication is rarely productive. Conflict is rarely the emergency that we think it is. Addressing an issue outside of anger almost always yields better and more productive results.
It can be challenging at first, but once we learn to accept that we are not perfect spouses, we can commit to learning and growing alongside our partners.
Kimberly recommends asking yourself ...
- “What do I need to work on?”
- “How do I work on that each day?”
These incremental strides will go a long way.
The Importance of Time There’s no way around this. You have to make time for what really matters. Kimberly’s advice is to focus on how to de-scale your schedules.
To know what is truly important, ask yourself what matters right now. Then ask yourself what will matter in 5 years, 20 years or even 50 years. Chances are, your answer is centered on family, not the current project at work that is claiming all of your time or the four different travel sports leagues you signed your child up for.
You don’t have to eliminate everything; instead, make sure that you are carving time out for what really matters to you. Once you identify your priorities, focus on them.
Kimberly suggests literally blocking out time on a schedule. No matter what else you do to improve your marriage, Kimberly emphasizes that making time makes the biggest difference.
Incorporating Rituals A key way to avoid marriage problems is to incorporate rituals into your relationship. The ritual does not have to be anything dramatic or over-the-top. Instead, it can simply be a way to underscore what you know about your partner.
For example, if you know they loved playing board games as a child, planning monthly game nights can be a fun throwback. If your partner grew up taking a road trip each summer, make it a point to plan some kind of travel together.
Related Interview: Why Date Night is So Important in Marriage
The point isn’t to recreate the past or live in it. Instead, you simply want to show your partner that you know them and that you value them.
Of course, communicating expectations is key here. It’s impossible for your partner to plan rituals if you never share what is meaningful to you. Finding a way to say what you need from your partner is important.
Continuing to Work On Your Marriage A marriage is always a work-in-progress. If you and your spouse are willing to continually put in the work to make each other feel liked, loved, and respected, you can avoid many of the challenges others face.
No spouse is perfect, and no one needs to be. Make a commitment today to reflect, think, and start speaking up. Investing in your marriage is one of the most important decisions you'll ever make.
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Questions? I’d love to hear from you!
If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.
Leave me a voicemail or connect with me on Instagram, Twitter and Facebook.
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Amy Grant
What strategies do you use to have a happy marriage? PLEASE LET US KNOW IN THE COMMENTS BELOW.
Adam from Tampa is skeptical about working with a financial advisor and wants to know how to invest on his own.
Andy,
I have a hard question for you.
For most of my life, I have been told what to do with my money. I had a family member work for Morgan Stanley and he invested for us for years.
Last year, we had some issues within the family and decided to part ways. My wife and I quickly decided to go with another guy who does good but the last email was life insurance focused.
The main question is I want to handle all of this on my own. I feel like I can’t teach my kids what is best without knowing. Any advice?
Thanks for reaching out Adam!
That is a tough situation you’re in and it sounds very familiar to me. I wanted to invest for the future, but I didn’t know much about investing.
I got hooked up with an investment broker that ended up having very high fees and I felt didn’t have our best interest at heart.
Based on that experience, I wanted to learn as much as possible about investing so I wouldn’t get burned again. That’s part of the reason I started this podcast ... to learn, grow and help my family get to the next level.
Regarding your situation, I’m going to share with you 7 thoughts I have.
- Consider a Fee-Only Certified Financial Planner Before you dive headfirst into the world of investing by yourself, please consider looking at a different type of financial advisor first. It sounds like you have been suspicious, burned and otherwise uncomfortable with the investment advisors you’ve met with so far.
Fee-only certified financial planners are a bit different from other financial advisors. They have signed a fiduciary oath and are legally and ethically bound to ensure your interests are put above their own. Additionally, they are not in the business of selling products (ie. whole life insurance) as they only receive compensation through the fee you pay them.
To test the waters, set up a free consultation call with a potential advisor from partners like Facet Wealth or XY Planning Network. These groups are focused on the fee-only model and may restore your hope in the financial advising profession.
Make sure to ask questions about how they are paid and how the fee structure works. If you don’t feel like the person you are working with has your best interest at heart, keep moving along. This is your life savings we’re talking about here!
- Read Books About Investing and Personal Finance Whether you decide to go with a fee-only advisor or not, I believe it’s smart to educate yourself on investing so you can make informed decisions for the betterment of your family.
Here are 5 books that helped me become a better investor:
The Richest Man in Babylon by George S. Clayson This book was written in 1926 and it was based on parables from 8,000 years ago. Although ancient-sounding, The Richest Man in Babylon has principles that hold true today.
This is a refreshing and fun personal finance read that is more of a story than “how-to” non-fiction.
The Automatic Millionaire by David Bach David Bach shares strategies that make becoming a millionaire simple and easy. The Automatic Millionaire touches on the importance of automation and how not overthinking it can help you succeed with your money.
The Millionaire Next Door by Thomas J. Stanley This book dispells the myths of what it takes to become a millionaire. These philosophies and exposed truths in The Millionaire Next Door help us to stay the course and achieve real wealth.
MONEY: Master the Game by Tony Robbins One of my favorite authors and speakers is Tony Robbins. In Money: Master the Game, he tackles investing and personal finance by interviewing top investors and billionaires to find out their secrets to financial success.
The Simple Path to Wealth by JL Collins Investing can appear very confusing for most people. JL Collins creates a simpler path for readers of this book by breaking down complex topics and making them easy to understand.
The Simple Path to Wealth explores the success and simplicity of index funds and how they can give you a successful portfolio.
Now, these books aren’t going to give an answer on how YOU should invest. They are going to help you understand different strategies and principals for you to consider. With this new knowledge, you can have more engaged conservations with a fee-only financial advisor and you’ll feel more equipped to invest on your own if you choose to.
If you’d prefer to listen to your books instead of reading them, try Audible for free for 30 days. I love it.
3. Choose a Low-Cost Brokerage Firm If you decide to go it alone, consider a low-cost brokerage firm like Fidelity, Vanguard or Schwab. These companies have low fees and a huge selection of investment options for you to choose from.
In fact, these three are in such competition with each other that there is a “fee-war” going on right now and the consumer is winning! They are battling each other for who can provide the lowest fees to investors with some going completely to a no-fee model for ETFs and some index funds.
I’ve used Vanguard for years and before that, I was with Fidelity. Both have phenomenal customer service and are more than willing to help you get started with investing.
4. Take Advantage of Target Date Funds and Index Funds If you’re not sure where to start, utilizing a Target-Date Fund with a partner like Vanguard gets you good diversification and low fees. This is a quick and easy way to invest by yourself.
There are pros and cons to Target Date Funds and all Target Date Funds are not the same. Check out the fees associated with the Target Date Fund you’re considering and compare it to other low-cost brokerage firms.
Additionally, index funds help you to keep fees low and they can diversify your holdings across different market indices like the S&P 500 or Russell 2000. By investing in major market indices, you can track the market and invest in top-performing companies. There are also index funds for bonds and real estate (REITs) as well.
5. Diversify Your Portfolio Depending on a multitude of factors like your age, assets, liabilities, income and general goals for life, you’ll want your investment portfolio to be diversified. That way, your eggs aren’t all in one basket.
Some areas to consider for diversification are as follows:
- Stocks
- Bonds
- Real Estate (REITs)
- Cash
Even in these categories, there are sub-categories to invest in. For example, you could have international stocks and US-based stocks. Or you could even diversify further within US-based stocks by investing in small-cap, mid-cap, and large-cap mutual funds.
A simple rule of thumb for stocks and bonds is as follows:
120 – YOUR AGE = STOCK PERCENTAGE
For me this would be:
120 – 38 = 82% Stocks
So based on that rule of thumb, my portfolio would be based on 82% stocks and 18% bonds. I like to add real estate into the portfolio as well to diversify even further. This works for me. It might not work for you. Here is the diversification breakdown that I use in my retirement based on my age, assets and risk tolerance:
- 60% Large Cap US Based
- 10% International
- 10% Small / Mid Cap
- 10% Bonds
- 10% REITs
As I get older, I will increase my bond holdings as that is typically a less volatile investment. The older you get, the more conservative you want to be so your money doesn’t all disappear in a big market crash right before you retire.
6. Make Sure to Rebalance Your Portfolio Rebalancing is important and can be crucial to a successful portfolio.
For example, let’s say you decide that a 90% stock and 10% bond portfolio (90/10) is what you want. Over time, especially if the stock market continues to soar as it has been, your portfolio may start to look like 95% stocks and 5% bonds (95/5). At this point, you’ll need to sell off some of your stocks and purchase more bonds to get back to your 90/10 portfolio.
Set a reminder for yourself to rebalance annually or twice per year. Or partner with a company like blooom to do it for you. This way you’re making sure your plan is still in place.
- Get Automatic with your Investments Once you have your plan set, set up recurring investments on a monthly basis so your balance continues to grow.
By purchasing new index funds repeatedly, you’re taking advantage of dollar-cost averaging and removing the emotion out of investing. This way, you’re deciding in advance that you want to grow your investment portfolio. Although you still want to rebalance periodically, this methodology allows you to set it and forget it.
Over time, your investments can grow substantially with your consistent investments and with compound interest. It’s an incredible thing to see your money grow while you sleep!
I started investing in my 401k in 2013 using the steps above and almost 7 years later, I have around $200,000! Time, compound interest, contributing the maximum possible and receiving a 15% employer match made that healthy balance possible.
Related Interview: Simple Millionaire Investing Strategies with the 401k, IRA and 529
Invest Alone or With a Financial Advisor? I’m not a financial professional so take my advice with a huge grain of salt. Adam. You and your financial advisor know your situation better than I do. If you don't trust or like the one you have today, try to find one that feels like a partner instead of a salesman.
If you have the time, interest and drive, you can definitely invest by yourself. Decide what is feasible and smart for your family and go for it.
I hope these 7 steps give you an idea of where you can go with your investing path.
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Questions? I’d love to hear from you!
If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.
Leave me a voicemail or connect with me on Instagram, Facebook or Twitter.
Carpe Diem Quote
“You either master money, or, on some level, money masters you.”
Tony Robbins
ARE YOU considering investing without a financial advisor? PLEASE LET US KNOW IN THE COMMENTS BELOW.
In May 2010, I married my dream girl. She was funny, beautiful and chock-full of 90's TV trivia. Our first couple of dates consisted of a lot of Saved by the Bell and Seinfeld jokes.
Outside of knowing the Soup Nazi episode verbatim, Nicole and I both came into the marriage knowing the general basics of personal finance. You know, advice like:
- "Don't carry a credit card balance"
- "Always have some savings for a rainy day"
- "Good debt is okay to have"
In the years before our marriage, we did rack up a hefty amount of "good" debt. Car payments and student loans were a few of the good debt offenders we carried into our marriage. Hey, you NEED a car to get around, right?! And how else are you going to pay for college?!
After some research and personal soul-searching, there really was no good debt or bad debt in our eyes. It was just debt to us. This was all just money we owed someone. It wouldn’t go away until we decided to clean it up.
We decided that being in debt was not something we wanted for our new family. We vowed to become debt-free (outside of our mortgage) before our first child was born.
In September of 2010, we owed $20,908 on my wife’s car and $27,124 on my student loans for a grand total of $48,032 of good/bad/indifferent debt. During the next 12 months, we took that $48,032 of debt and clobbered it!
By September 2011, we owed $0. Zilch. Nada. Bye-bye debt.
Here are the 5 steps we took to rid debt from our family forever:
1. Develop a Monthly Budget We developed a monthly written budget that defined our way forward. We knew we had to reduce our expenses and increase our debt payments. The written budget guided us to ensure we would stay the course.
For budgeting, we used a simple spreadsheet. It wasn't too fancy. We just listed out our income and our expenses and made sure we allocated each of our dollars to an assignment.
As the years past, we decided to upgrade to Mint. This online budgeting tool gave us more flexibility and made the monthly budgeting process a lot quicker through its ability to link up to your bank and credit card accounts.
I developed a simple 10-step guide to get started on Mint.
(For couples, consider checking out Zeta. This is another free budgeting option that will help you win together.)
Good old fashioned pencil and paper will even do! Make sure you have a budget and stick to it.
2. Choose Your Debt Elimination Strategy There are multiple debt elimination strategies to consider. Choose the one that works best for you and your situation.
Debt Snowball How it works:
- Take your debts and line them up from smallest amount owed to the largest amount owed
- Pay the smallest off first by making extra payments each month
- Given that you’ll now have less interest to pay with one of your eliminated debts, take that extra amount of money and start paying down the principal on the next debt
- The process continues with your payments growing larger like a snowball down a hill
Debt Snowball Example:
- You have $2,000 in credit card debt, $500 in medical debt, $25,000 in a HELOC
- Pay off the medical debt first, then the credit card, then the HELOC
Why the Debt Snowball works:
- By getting some quick wins in paying off your smallest debt first, you’ll feel motivated to keep going!
- If you started with the $25,000 HELOC, you could be at it for a quite a while and become uninspired to continue paying off your debt
Debt Avalanche How it works?
- Take your debts and line them up from largest interest rate to smallest interest rate
- Pay off the debt with the largest interest rate first by making extra payments each month
- The process continues similar to the debt snowball
Debt Avalanche Example:
- Credit card debt (20% interest), medical debt (4% interest), HELOC (6%)
- Pay off credit card debt first, then HELOC, then medical debt
Why the Debt Avalanche works:
- Mathematically, this helps you pay off the most financially draining debts that you have and will (in theory) help you save the most money.
Other Debt Elimination Options Hybrid Model You can also look at using a Hybrid Model of these two approaches where you pay off the debt with the largest interest percentage first, and then get some quick wins on the debt with the smallest balance.
Debt Hatred Or simply just choose the debt that you HATE the most and smash that one first!
We chose the Debt Avalanche method because our student loan and car debts amounts were nearly similar. The student loan had an interest rate of 6.8% so we decided to blow that one up as soon as possible and then tackle the car loan. If the student loan refinancing companies like SoFi were around then, I definitely would have taken advantage of that for a lower interest rate (and even a cash bonus!)
3. Increase Your Income Outside of spending less money, another great way to eliminate your debt fast is to make more money!
Before we decided to go crazy on our debt, I received a promotion to a sales position that allowed me to make a commission when I brought in new business. At that time I was making around $70,000 per year without commissions. When Nicole and I decided to rid ourselves of our debt, let’s just say, I became highly motivated to sell … a lot.
I expanded our portfolio with a major client and doubled our business in 2011. Our business grew, my team grew and so did my commission checks. I ended 2011 with just over $100,000 in total income!
With that additional income, we did not adjust our lifestyle and buy new clothes, fancy dinners, and jewelry. We took the extra money we received each month and slowly but surely paid down our debt using the Debt Avalanche.
Now you may not be in a sales job like I was, but increasing your income is completely in your hands. It just takes extra effort.
10 ideas to increase your income Here are 10 ideas for increasing your income immediately. I’ve done 5 of these personally:
- Detail the value you bring to your company and ask for a salary increase
- Sell household items you don’t use anymore on Facebook Marketplace
- Become an Uber or Lyft driver in your downtime
- Airbnb a room at your house
- Get a roommate and charge a monthly rent
- Use your skills to create something and sell it online (Etsy, etc).
- Help people with everyday tasks through services like Task Rabbit
- Become a freelance writer or start a blog
- Sell unused gift cards on eBay or Cardpool
- Start a weekend dog sitting service
Related Article: 26 Smart Ways for Moms and Dads to Make More Money
4. Stick to the Plan It is incredibly easy to stray away from your budget and your debt elimination strategy. There are always shiny objects that will distract you and take you off course.
Although I consider myself a frugal and disciplined guy, I had a tough time not spending the extra commission dollars I was receiving at my job. I’m human, right?
To help me stay on track, my wife and I would remind ourselves that being debt-free before our first child came into the world would set our family on a course for financial success that would last our entire lives.
That reason for pushing hard (my “Why”) gave me the motivation to stick to the plan. I kept thinking about how SATISFYING it would feel to rid ourselves completely of this debt.
5. Celebrate the Wins We’re not robots. Live a little! When you pay off one of your debts, celebrate!! Go out to dinner. Pop some champagne. Share the news with family and friends. This is a BIG deal. You are NOT normal (in a good way)! This encouragement will motivate you to keep charging down the path toward complete financial freedom.
Nicole and I celebrated each debt crushing milestone together and it made our new marriage that much stronger. We were partnering together on something so important for our future and we were winning.
That year of debt destruction allowed us to have Nicole leave her job and stay home to raise our kids. You can't put a price tag on the bond she's developed with Zoey and Calvin during the first years of their lives.
Fast forward to today, we've kept up our debt elimination plans and have paid off our $195,000 mortgage in less than 4 years. That major reduction in our expenses has allowed both me and Nicole to choose the work we want to do instead of the work we have to do.
At this rate, we’re creating a financial future for our two children that we would never have imagined possible. And to think, it all started with taking that first step in making the conscious decision to eliminate our debt once and for all. Now we have the freedom to live the lives we’ve always wanted.
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Support this Show If you enjoyed this episode, here are some excellent ways to support the show:
- Leave a review for the show on Apple Podcasts or Stitcher
- Leave a comment below
- Check out my Recommended Resources Page
- Subscribe to the show on Apple Podcasts, YouTube, Spotify, Google Podcasts or Stitcher
- Join our Thriving Families Facebook Community – learn and help other families grow their wealth
I truly appreciate the support everyone!
Questions? I’d love to hear from you!
If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.
Leave me a voicemail or connect with me on Instagram, Twitter and Facebook.
Carpe Diem Quote
"Believe you can and you're halfway there."
Theodore Roosevelt
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WHAT DOES A DEBT-FREE LIFE LOOK LIKE FOR YOU? PLEASE LET US KNOW IN THE COMMENTS BELOW.
Being neck-deep in debt can make you feel like all the odds are stacked against you, especially when you reach almost the seven figures!
Today, Andy talks to Wendy Mays on how her family is climbing out of nearly $1,000,000 of student loans, home mortgages, car loans, and other consumer debt. Wendy is the host of the House of FI podcast, a part-time work-from-home lawyer and a mother to six children.
We talk about how she and her husband accumulated their debt, the turning point that led them to fix their situation and their progress on their journey to financial independence so far.
https://youtu.be/oM965CZVM3Q How they accumulated their debt Wendy and her husband went to college and amassed a huge amount of student loan debt. They started their marriage with six-figures of debt, believing that they would eventually be able to pay it all off.
Wendy went to private law school and her husband earned degrees to support his teaching career. When it was all said and done, their total student loan debt was $330,000.
Every time they made more money, they would spend it. They ended up getting a beautiful house in San Diego with a $550,000 mortgage. On top of that, they had a few car loans and borrowed money to renovate their house. By the time they reached their 40's, this brought their total debt to nearly $1,000,000.
What made them want to improve their financial situation After adopting four children, Wendy realized she wanted a lifestyle change so she could stay at home with the kids.
Wendy Mays with her husband Curtis and their six children But she couldn’t figure out a way. Without her income, they wouldn’t be able to pay the debt. She felt very stuck and hopeless.
Her situation led her to Google a “laptop lifestyle”. One thing led to another and she discovered The Mad Fientist. After doing her research and learning as much as she could about financial independence, she figured out how she could save 50% of her income and improve her situation.
What steps they took to fix their situation The first step was to reduce expenses. Wendy knew they had to be intentional with their spending. They eventually cut $10,000 from their monthly budget, while she was living on her lawyer's salary of $180,000 - $200,000 per year. Here's how they did it.
Build a Budget and Question Every Expense To cut their spending down, they need to get aggressive. This meant looking at every dollar they were spending and finding ways to reduce it or eliminate it. By budgeting their monthly spending, this process became a lot clearer.
Reduced Spending on Food Spending less on groceries and eating out became one of the first areas that they tackled. Their family, even with 8 family members, spent around $2,000 per month on food. It was too much in Wendy's opinion.
Erase the Debt They attacked their debt with the Debt Snowball, and then they switched to Debt Avalanche for 2-3 years. The debt really took a huge cut after selling their house.
Once the house was sold, the plan was to pay off all of their debt outside of their student loans and take what was left and get into real estate investing. They are now saving $1,100 per month on housing expenses by renting the place they live as opposed to buying another home.
Related Interview: 15 Ways to Save More Money When You’re Living Paycheck to Paycheck
Bringing the family on board Was Wendy's family happy with this plan?
At first, Wendy’s husband was reluctant. But they had some important conversations about their future and eventually got on the same page. By sitting down and understanding their goals, they were able to work together.
How about the kids?
Wendy and her husband have been teaching them about how to use money as a tool, about passive income and valuing experiences over material objects. By having little conversations here and there and talking about saving, she hopes they will grow up to be more financially aware.
Related Interview: 5 Steps to Getting on the Same Financial Page as your Spouse
Their progress so far When they first started out, their savings rate was 5-7%. Now it’s at a healthy 30%, with a goal to be retired at the age of 55.
They receive regular cash flow from their real estate properties (around $1,100 a month) and want to leave their retirement accounts as a legacy for their children.
Why real estate and not some other investment strategy? Because they found the financial independence movement in their mid-40s and realized that real estate investing would be the fastest method to get them to financial independence.
In November 2019, Wendy retired from work (or semi-retired, since she has one client!) and is able to stay at home with her kids. Although they still have debt, it’s now their tenants that are helping them pay their student loans.
Related Interview: How We Paid Off $300,000 of Student Loans in 6 Years – with Okeoma Moronu
Wendy's advice for others tackling huge debt If you’re someone struggling with a lot of debt, Wendy’s recommendation is to attack it as soon as possible. Look at your situation, evaluate your expenses and be willing to think outside the box.
What is she hoping for her kids? She wants them to be able to get an education without drowning in student loans. She wants them to understand that saving is important and that you don’t need to spend everything you’ve got.
Wendy and her husband had a huge amount of debt but were able to fix their situation with intentional spending, careful planning and clever financial strategies. Their path to financial independence is now clear.
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Support this Show If you enjoyed this episode, here are some excellent ways to support the show:
- Leave a review for the show on Apple Podcasts or Stitcher
- Leave a comment below
- Check out my Recommended Resources Page
- Subscribe to the show on Apple Podcasts, YouTube, Spotify, Google Podcasts or Stitcher
- Join our Thriving Families Facebook Community – learn and help other families grow their wealth
I truly appreciate the support everyone!
Questions? I’d love to hear from you!
If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.
Leave me a voicemail or connect with me on Instagram, Twitter and Facebook.
Carpe Diem Quote
"All the adversity I've had in my life, all my troubles and obstacles, have strengthened me."
Walt Disney
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Multi-level marketing (MLM) is a $36 billion industry, but according to AARP, 73% of people who participate in MLMs make no money or lose money.
So what’s the appeal? Why do people keep coming back with such a high failure rate?
Today, Andy talks to Melissa Blevins from the Perfection Hangover about the two MLMs she took part in to make some extra money while staying at home with the kids and how she ended up losing money.
We talk about what MLMs are all about, Melissa’s personal experiences and her current side hustle (that has become more profitable for her).
https://youtu.be/uJ-tRHXqErc What is an MLM? MLM stands for “multi-level marketing”, and is sometimes called network marketing or a pyramid scheme. In those schemes, it’s the company at the top that makes all the money. Someone from the top recruits someone else, and they make money by adding you to their downline. This goes on until someone gets "burnt" and decides to quit the scheme.
Melissa first got into MLM because she wanted to work from home so she could be with her daughter. She couldn’t start a business because she had no money and no business idea. A friend then talked to her about an opportunity where she could make the big bucks selling makeup to others. And so the MLM journey started.
The important thing to keep into account here is that MLMs sell you on the lifestyle. They don’t sell you on the product. They tell you how you’ll have freedom and flexibility, and the fact that you can make it big. This is what captured Melissa’s attention, and that’s why she got recruited.
But as Melissa says, it was the worst financial mistake she ever made.
Melissa's Bad Experience with MLMs Her first experience with an MLM was selling makeup for Mary Kay. In order to sell the makeup, you first need to buy the inventory. So she took out an unsecured loan of $2,000 and bought boxes of makeup.
After only making $300 at a party, she realized that this new venture wasn’t going anywhere. She didn’t care about makeup and she knew she had made a mistake by getting a loan. So she sold the product back to the company for a 50% discount and ended up paying off the rest of her loan on her own.
Related Interview: 14 Profitable Side Hustles Parents Can Do From Home
Her second experience with MLM was in 2014 when she moved to Illinois. She wanted to make new friends and be part of a community. She left her banking job and was staying at home with the kids. After some time she got bored and looked for ways to make an extra income to help support her family. This time, it was Beachbody Coaching. After talking to her sister, she went full-on and bought a challenge pack, a workout program, and a superfood shake.
This time, she really gave everything to the business. She did it all:
- Post embarrassing selfies
- Grow her social media
- Travel with members to the Beachbody Summit
She did it all, and yet, one year later she had made a total of $0.
Why? Because everything she earned, she would put back into the company. As she says, “you have to be the product of the product”, so she was also consuming bags of Shakeology and becoming healthy and fit in order to sell others into getting a beachbody.
One year later, she realized this was also not going anywhere. She left the Beachbody community and lost the team and the community. They turned their backs on her immediately. Another lesson learned from MLMs.
However, it’s not all bad news. Melissa learned a lot from her negative experiences with her MLMs ... Stay away from anything resembling a pyramid scheme. She did eventually start her own business with a much more successful outcome.
What Side Hustle She Transitioned Into Melissa is now a blogger and podcaster.
Where did it all start? In January 2018, she started writing and running a Youtube channel. She wanted to talk to women who struggled with perfectionism, who wanted to work from home and who also had been burnt out by an MLM.
When she started the blog, she knew this time it would be different. A blog is a long game - you need to consistently create content that helps people. So she set off to create content on both her blog and Youtube - a good content mix.
Although her first year was full of struggles and rough patches, she still managed to make $1,500 - a whole lot more than the $0 she had made with Beachbody. In 2019, she focused on SEO, Pinterest and producing high-quality content. She made a whopping $30,000!
How did she make the money? Blogging is an excellent side hustle to have because the overheads are incredibly low. In terms of income, she makes most of her money from ad revenues, affiliate marketing and a little bit of sponsored posts. It’s going so well for her that she just recently launched her podcast, and is now also going to start selling an e-course for budgeting.
The main difference between MLM and blogging? You need a lot of capital with MLM, whereas with blogging you hardly need any. Oh, and you don’t need to sell your friends on blogging.
Why Transparency and Authenticity is important With Online Businesses Both Andy and Melissa have online businesses. How does someone working online keep their business authentic and transparent?
Melissa explains that it’s completely normal to start a business in order to make money. She wants to help people, but she also wants to make an income. It’s tricky to see who is authentic and who isn’t in the online world since those who work in the MLM space are also influencers who use SEO and social media marketing.
Melissa says transparency starts with staying true to who you are and keeping your values. You don’t need to say "yes" to every single deal. An example: someone approached her for a link in one of her blog posts to recommend an MLM scheme and was willing to pay $1,000. She said "no" because MLM does not align with her values.
Related Interview: How to Make $10,000 Per Month Working From Home as a Writer – with Eric Rosenberg
The truth is, it’s always better to be honest and transparent and do what you truly believe in. People really can see through a mask, and as online content creators, she feels she has a responsibility to people who read her content.
Melissa got burnt from two MLM schemes, but in the long run, she learned a lot and was eventually able to kickstart a real business online. She tells others who may be in an MLM scheme to consider stepping away and redirecting their efforts into something they are truly passionate about.
CLICK “PLAY” AT THE TOP OF THE POST TO LISTEN TO THIS INTERVIEW OR LISTEN ON:
Show Sponsors FLO BY MOEN Receive 20% off by using discount code “Marriage20“. Learn more here.
DEBT.COM Get your free consultation by visiting here. Mention Andy from MKM sent you!
MKM Podcast Resources Thriving Families Facebook Group: Join our new FREE Facebook Community!
Young Family Wealth Playbook (FREE): 7-Steps to Solidifying Your Family’s Future Wealth
Support this Show If you enjoyed this episode, here are some excellent ways to support the show:
- Leave a review for the show on Apple Podcasts or Stitcher
- Leave a comment below
- Check out my Recommended Resources Page
- Subscribe to the show on Apple Podcasts, YouTube, Spotify, Google Podcasts or Stitcher
- Join our Thriving Families Facebook Community – learn and help other families grow their wealth
I truly appreciate the support everyone!
Questions? I’d love to hear from you!
If you’d like your question featured on the show, reach out and let me know. It would be my honor to support you in your journey toward financial freedom.
Leave me a voicemail or connect with me on Instagram, Twitter and Facebook.
Carpe Diem Quote
"Failure is the condiment that gives success its flavor."
Truman Capote
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Our question of the month comes in from Mike:
Andy,
I saw the Business Insider article about you paying off your mortgage early.
We’re in a similar situation. With $228,000 left on our mortgage, our plan is to pay it off in 6 years. We’re looking for advice and shortcuts!
That’s awesome to hear you want to pay off your mortgage early, Mike!
You’re looking for steps, shortcuts, and advice on how to pay off your $228,000 mortgage in 6 years … Let’s do this!
1. Make a Goal This is something that you have already started! Nice work.
Let’s make it a SMART Goal. That's a goal that is Specific, Measurable, Achievable, Relevant and Time-Based.
- Specific: You're not saying, “My goal is to be more financially fit.” You're saying “I want to be mortgage-free!” That's specific.
- Measurable: You have $228,000 left on your mortgage and it’s easily measured by the number decreasing to $0 overtime.
- Achievable: That is something you'll have to answer, Mike. Do you have enough money, time and will-power to make this happen in 6 years?
- Relevant: These are good questions to ask before you move forward because it’s going to be a lot of work. Does this pair up with your overall financial goals? Does becoming mortgage-free help you to get where you want to go in life?
-
Time-Based: You have determined that 6 years is a good time-frame for your mortgage-free date. Your goal is time-based.
-
Use a Mortgage Payoff Calculator Take some time playing around with this mortgage payoff calculator.
By using this calculator, you can insert:
- Original loan amount
- Loan term (15-year, 30-year, etc)
- Interest rate
- Additional principal payments you'd make each month
Let’s plug in some fictitious numbers for Mike:
- Original loan amount: $250,000
- Loan term: 15-year mortgage
- Interest rate: 3.5%
- Additional principal payments: $1,000 on average each month
That will reduce your 15-year mortgage to around a 9-year mortgage. And you’ll save around $31,000 in interest!
Now those numbers may not match your situation but see what you can do, by using the calculator, to get close to your 6-year goal. And if it seems a bit crazy to pay it all off in 6 years, maybe look at 7 or 8 years instead.
Have fun with the calculator and adjust your plan accordingly.
3. Reduce Expenses Let’s say, you’ve played around with that calculator and it doesn’t seem like 6 years is feasible but you still want to make it happen. The first thing you can do is look into reducing your expenses so you have available cash to throw at your mortgage principal.
Here are 5 areas to consider when it comes to reducing your expenses:
Negotiate recurring bills It's amazing how much you can save by calling up your cable, cell phone, and insurance providers and asking for a deal. There is high competition within these industries and they are looking to retain their customers.
If they don't make it easy for you to save, find competitiv offers and ask your current provider to match the offer.
Look into MVNO cell phone plans By pre-paying your bill you can save quite a bit more money. We recently did this with Verizon and saved around $30 per month.
Shop at a lower cost grocery store We're big fans of Aldi in our house. They helped us to save around $300/month when we switched over from Kroger.
Eating out at restaurants less All the dinners, drinks and lunches start to add up. See if you can cut back and save by packing your lunch for work and making more meals at home. This could be a much healthier choice as well!
Look into high deductible insurance options If you're able to take on more of the risk today with a higher deductible, you could pay much lower premiums today. Make sure you have adequate savings to cover the deductibles before switching.
If you do, signing up for a high deductible health plan with an HSA would be a great way to save for your future health care expenses and save you money today.
- Increase Income Perhaps you’ve reduced your expenses as low as you can but you still want to crush that mortgage early and hit your 6-year goal. The other place to find more money is by increasing your income.
This requires time, dedication and teamwork with your partner. Consider these 5 ways to increase your income to pay off your mortgage early:
Ask for a raise If you’ve been working hard at your job and exceeding expectations, start a conversation with your employer about increasing your salary or hourly rate. If it’s not possible today, get them to help you outline steps to help you get there in the near future.
Have your spouse ask for a raise If you’re married, your partner may be working as well. Consider what a raise in your partner’s income would do for your family.
Work overtime If putting in extra hours at your job is an option, consider doing it for a season. Your overtime may just help you become mortgage-free by your goal date.
Start a side hustle Finding a side hustle is a great way to earn extra cash. If you’re able to make money through a hobby or passion of yours, that’s even better.
Sell Things Around Your House A lot of us have things lying around our house that have value. They can be sold on Facebook Marketplace for extra mortgage principal crushing money and the person buying them at a discount becomes happy too!
- Live on a Budget When we craft and live on a budget we are telling ourselves that we are in control of our money. We are telling our money what to do.
With a goal of paying off your mortgage early, a budget is crucial.
There are dozens of online budget tools that make this process easy. Nicole and I have used Mint for almost a decade and it’s helped us do some incredible things for our family.
If you don’t want to use an online tool, you can easily craft a budget using a spreadsheet. Just set your typical income at the top and then start lining up your expenses.
Here's a snapshot of our budget from May 2016 (one random month in the midst of our mortgage payoff).
| Income | Total | Percent | | Andy's Paycheck | $7,900 | 99% | | Craigslist/eBay Sales | $100 | 1% | | Total Income | $8,000 | | Expenses (Rounded to nearest $50) | | Home | | Mortgage (includes taxes and insurance) | $1,900 | | Additional Principal | $500 | | Home Improvement | $500 | | Lawn Maintenence (Cutting and mulch) | $200 | | Cleaning Lady | $100 | | Total "Home" Expenses | $3,200 | 40% | | Food | | Groceries | $800 | | Weekday Eats | $100 | | Total "Food" Expenses | $900 | 11% | | Transportation | | Fuel (for 2 cars) | $300 | | Service & Parts | $50 | | Total "Transportation" Expenses | $350 | 4% | | Financial | | Roth IRA Contribution | $200 | | 529 College Savings | $500 | | Total "Financial" Expenses | $700 | 9% | | Bills & Utilities | | Water Bill (quarterly) | $200 | | Cell Phones | $200 | | Natural Gas | $150 | | Electricity Bill | $100 | | Total "Bills & Utilities" Expenses | $650 | 8% | | Gifts & Donations | | Church | $100 | | Charity | $50 | | Wedding Gift | $400 | | Birthday Gifts | $50 | | Total "Gifts & Donations" Expenses | $600 | 8% | | Kids | | Kids Camps & Field Trips | $300 | | Swimming Lessons | $150 | | Baby Supplies | $50 | | Total "Kids" Expenses | $500 | 6% | | Entertainment | | Weekend Fun (Eating Out, Movies, Drinks, etc) | $350 | | Travel | $350 | | Subscriptions | $50 | | Total "Entertainment" Expenses | $750 | 9% | | Shopping | | Clothing | $300 | | Toiletries / Home Misc | $50 | | Total "Shopping" Expenses | $350 | 4% | | Total Expenses | $8,000 |
Your goal is to have all of your dollars accounted for in the month. This way you’re making your money work hard for you.
- Set Recurring Additional Principal Payments To keep yourself on pace for your mortgage payoff goal, set up a recurring payment toward your mortgage principal. You can do this directly with your mortgage company through their website.
Be sure to specify that this money is for additional principal payments and not for interest. Sometimes the mortgage companies make the mistake of applying it to next month’s interest payment instead of your principal. Convenient for them and not for you.
If you prefer to write checks with your payments, make sure to specify on the memo line and with a note that this money should go toward the principal balance only.
-
Use New Found Money to Make Big Payments There will be times throughout the year when you might get some new-found money and you’re going to have to make a decision on what to do with it. This can be from:
-
Tax return
- Bonus
- Sales commission
- Inheritance
- Family gifts
It’s important to have a plan before this money arrives so it doesn’t magically disappear. Decide with your partner how you want to use new-found money.
During your mortgage payoff period, 100% of new-found money can go toward the mortgage principal. Or you can decide to only use 75% for the mortgage principal and 25% is for family vacations.
Or you could do 70% mortgage principal, 20% fun and 10% charitable giving.
Find the percentage that works for you and plan ahead because this extra money can make a huge impact on your mortgage payoff process.
- Meet Monthly to Review Your Progress If you’re working with your spouse on this goal, make sure you’re meeting up at least once per month to stay on top of your budget and review your progress. Having someone to hold you accountable is so important. If you’re both on the same page with the goal, it can be more fun and enjoyable.
When you hit a special milestone, make sure to celebrate that as well. For example, if your mortgage is at $228,000 right now, set up a memorable celebration when you hit the $200,000 mark!
Maybe there’s an ice cream place you love to go to or maybe this night calls for investing in a babysitter for a night out. You’ve worked hard. Celebrate.
- Include the Kids in the Fun If you have kids, include them in on the fun as well. When I interviewed the McCoy Family who paid off $250,000 of debt, they used a coloring sheet that tracked their mortgage payoff process. This helped them to include the kids in on the fun!
Each time the family would pay off a certain amount of the mortgage principal, the kids would color in a brick on the house. Eventually, the kids were able to color in the entire house and they were mortgage-free.
https://youtu.be/MG01snQhL5Q The kids had fun and the parents had fun too. This experience is something that the McCoy kids will never forget. And you know they will be shooting to be mortgage-free when they get older as well.
- Celebrate (And Plan Your New Life) When you finally get to that big day when you’re mortgage-free, make sure to celebrate. You have just done something incredible that not a lot of people do.
Here are some celebratory ideas to think about:
- Go on a family vacation (Disney World, go to the beach)
- Host a nice dinner celebration with your family (and the people that supported you along the way)
- Have a mortgage burning party with your close friends
- Develop a pinata out of the mortgage and let your kids destroy it
- Enjoy a nice dinner out with your spouse and toast with champagne
This moment is important and needs to be commemorated.
Afterward, take some time to keep dreaming with your spouse about what’s next in your life. What will you do with the extra money?
This could be thousands of extra dollars per month!
How could this money change your life?
These are the questions that help us to start living out our dreams. Without a mortgage, your options start to open up. Your eyes start to see a little wider and the future doesn’t seem so far away.
I hope these 10 steps help crush your mortgage this year Mike. $228,000 is a lot of money, but with enough planning, determination, and partnership from your spouse, you’ll get there.
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One fall night in 2010, my wife Nicole and I were watching the Suze Orman Show. (Yes, I used to DVR it). There was this fun segment where someone would call in and Suze would analyze that person's financial health and give them a grade. It was called How Am I Doing?
One term that we kept seeing over and over again on this segment was “Net Worth”. Since we were personal finance newbies, we had no idea what this meant. Nicole and I were making a combined annual income of $130,000 so we figured our net worth must be HUGE.
After the show was over, we decided to see how rich we really were. There was no doubt in our mind that we’d be better off than most of the jokers that call in to the show and get an “F” grade from Suze!
We walked upstairs and started to write down all of our numbers on a big whiteboard. By separating our “assets” (what we owned) and our liabilities (what we owed) into two big columns, we started to discover that we weren’t rich.
We were kinda broke.
Although we were making a solid income together, our liabilities were much higher than our assets.
Here is a snapshot of what our numbers looked like back in 2010 (rounded educated guesstimates based on me losing some of our data along the way):
There’s no way were going to get an “A” grade on Suze’s show with a -$50,000 net worth!
This epiphany moment was just the jolt of reality we needed to start making progress on our finances. Our short-term goal was to get this net worth number in positive territory ASAP!
It was time for us to make a change. Here's what we did to increase our net worth by $800,000 in 8 years.
- Track Your Net Worth Net Worth Total (September 2010) = -$50,000 Nicole and I quickly realized that we couldn’t improve our financial situation if we weren’t tracking our net worth. This number was going to be the barometer for our future financial success.
We took all of the numbers off of our whiteboard and inserted them into an excel spreadsheet. From that point on, we updated our asset and liability totals monthly to track our progress. Even just seeing the numbers helped!
(Side Note: Personal Capital wasn’t around back then, but if it was, it would have made the whole net worth tracking process a lot easier. It’s free and it automatically updates your net worth by synching up your accounts. We use it now and love it.)
- Live on a Monthly Budget Net Worth Total (January 2011) = -$35,000 Another monthly habit Nicole and I adopted around this time was living on a budget. We got the idea after reading Dave Ramsey’s The Total Money Makeover. He talked about the importance of living on a zero-based budget and giving every dollar an assignment.
Getting on the same financial page with Nicole before each month began was really important for us as we started our marriage.
Each month, we’d do the following: * Review our spending, saving and debt balances * Plan out next month’s budget * Discuss our financial dreams and goals to ensure we’re headed down a path we’re both excited about
We eventually learned about a budgeting tool called Mint that automated the budgeting process much like Personal Capital did for our net worth tracking. This tool saved us a ton of time and it was free too!
(Side Note: If you’re looking for a budgeting tool specifically for couples, Zeta is an excellent option.)
- Eliminate Your Consumer Debt Net Worth Total (September 2011) = $20,000 After being inspired by Dave Ramsey’s debt crushing ways, we decided that becoming consumer debt-free would be an excellent way to increase our net worth.
For me, I really hated having student loans and wanted them gone as soon as possible. My 6.8% interest rate did not help the process either. (Debt refinancing services like SoFi would have been huge for me back then!)
For Nicole, she loved her 2008 Audi A4 and thought it would be incredible to own it outright with no payments.
Through our monthly Budget Party, we discovered we could eliminate both of these debts before the end of the year. This would require us to essentially live on my income and use Nicole’s to pay off the debt.
The plan worked! We were consumer debt free by September 2011 and we were in the positive net worth territory to boot.
After making the final payment on Nicole’s car, we took a joy ride in her paid-for Audi A4 on a beautiful fall night in Michigan.
- Save 50% of Your Income Net Worth Total (January 2012) = $45,000 At this point in our marriage, we were a month away from having our first child. Our financial standing was looking pretty solid. We increased our income to around $170,000 by the end of 2011. Our little Zoey would be born into a debt-free family and that made us proud.
We liked our current home, but we started thinking about our family growing from 2 to 3 (to eventually 4). Getting into a good school system was very important for us. That being said, we knew that homes in our desired school district were expensive!
Our new goal became saving up as much money as possible for a big down payment on our dream home. Our plan was to save 50% of our income and live on the other 50%.
- Increase Your Income Net Worth Total (February 2013) = $210,000 Luckily, 2012 was an outstanding year for us income-wise. We were both working full-time at our jobs and brought in the most money we’ve ever made as a couple together in one year ... $280,000!
I had a commission-based sales job and I achieved the company record for most annual revenue brought in on our most important account (it was a small company).
We ended up saving way more than 50% that year. Here are some highlights of what we did with our money:
- Saved over $100,000 cash
- Updated my bachelor pad into a family home
- Bought my first car with cash
- Funded our daughter's 529 Savings Account with $10,000 when she was born
-
Traveled to Puerto Rico for a nice getaway over the holidays
-
Get a 15-Year Mortgage Net Worth Total (January 2014) = $359,000 When we finally bought our dream home, the cash savings we amassed allowed us to put down 45%. This cut our new mortgage principal by a sizable amount immediately.
Our plan was to pay off this mortgage in 5 years!
We went with a 15-year mortgage through LendingTree and got a super-low 3% fixed rate. This helped us to put more toward the principal balance each month and push toward our goal of becoming mortgage-free by 2018.
- Be Flexible Because Life Happens Net Worth Total (January 2015) = $385,000 When our second child (Calvin) came into our lives, we decided it was best to have Nicole stay at home and raise our two kids. Since we’d been essentially living on one income for quite a while at this point, it wasn’t that big of a life shocker for us. My income was still very comfortable at around $160,000 that year.
Welcome to the World Calvin! This income change did slow our net worth growth quite a bit, but honestly, those previous few years were unicorns! We’re just happy we saved like we did so that Nicole could spend more time with our kids. It was one of the best decisions we ever made as a family.
- Max Your Retirement Savings Net Worth Total (January 2017) = $547,000 In 2016, we decided that maxing out all three of our retirement accounts (401k, Andy's Roth IRA and Nicole's Roth IRA) was a smart move. My workplace 401k had been maxed since 2013, but we had not been doing the same for our Roths.
In addition to clobbering our mortgage principal, this tax-advantaged plan helped us break the half-million mark in our net worth journey!
By this time, we were fully into Personal Capital to help us track our progress. It became quite addicting actually.
- Pay Off Your Mortgage Early Net Worth Total (February 2018) = $679,000 In November 2017, we paid off our 15-year mortgage in just under 4 years. One year ahead of schedule!
Nicole, Zoey, Calvin and I had an epic mortgage freedom celebration together that we’ll never forget. We wanted our kids to remember this important moment in our lives so they too could be inspired to live without debt in the future.
Mortgage Freedom! Without a mortgage, our net worth has been increased steadily. The incredible stock market surge in 2017 definitely helped as well!
- Save For First Rental Property Net Worth Total (January 2019) = $764,000 Although 2018 saw an overall drop in the stock market, we weathered the storm and kept up a high savings rate. Most of our extra money went into a savings account to build up enough money to buy our first rental property.
We also did fun things like update our home and go on some epic family vacations.
The Hill Family is Cabo in 2018 11. Create a 30-Hour Work Week Lifestyle Net Worth Total (January 2020) = $917,000 Recently, we decided that buying our first rental property was not something we wanted to do.
Instead, we chose to use our cash as a runway for me to work on my small business full-time (or part-time rather). My goal is to work 30 hours per week so I can spend more time with family, taking care of my health and enjoying more life today.
Interviewing Author Rachel Cruze I was inspired by my wife who recently went back to work and created a 30-hour workweek that she loves. Her commute is short, her workload is reasonable and it’s a nice change of pace for a woman who’s been a stay-at-home Mom for nearly 5 years.
Plan For the Future We’ve come a long way since our -$50,000 net worth in 2010. I’m so proud of the hard work that Nicole and I put in along the way. Without my wife’s partnership, none of this would have been possible.
As we’re closing in on a $1,000,000 net worth, my first thought is … it’s just a number. On the surface, it really doesn’t mean anything.
But when you peel back the layers and find out what’s inside, that’s when you discover what our net worth is made of. Our home, our cars, our retirement savings and our emergency savings are all things that bring our family joy. These assets will allow us to live happy, healthy and purposeful lives. They will also allow us to give generously of both our time and our money.
With some hard work and a little luck, our kids will see our example and continue to strengthen this family tree of ours in the future.
Where are you in your net worth journey? Please let me know in the comments below!
Okeoma Moronu recently paid off over $300,000 of student loans. She and her husband worked for over 6 years to become debt-free and now they are making some big life changes with $4,000 extra per month.
Sam Dogen from Financial Samurai quit his job in 2012 and is now a stay-at-home Dad. He shares how he makes $200,000 per year in passive income from home.
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Martin Dasko and Kristen Manieri discuss the importance of dating in marriage and why it could be the best investment you make. We review dozens of date night ideas to get you inspired!
Jillian Johnsrud achieved financial independence while raising 4 foster children and 2 biological children. We review her foster care experience and how she helped her family thrive financially.
Pete Mockaitis discusses how young parents can excel at work and bring home more money. We also discuss how we can be more productive so we can enjoy the best work/life balance possible.
Joe feels like he's drowning in his $200,000 of student loans and he's not sure where to start. We review 5 ways for him to break free from his pile of debt.
Eric Rosenberg left Corporate America to pursue a life as a full-time writer. As a young father, he's able to spend time with his family and have no commute in Southern California. And he's making $10,000 per month to boot.
Farnoosh Torabi, author and personal finance expert, shares the advantages to society when women make more money. We also discuss the dynamic of a household when wives make more than their husbands.
Rocky Lalvani has become a multi-millionaire through stock marketing and real estate investing, but it wasn't always perfect. Some traditional financial advice he received steered him in the wrong direction during his major wealth building years.
Saving can be hard when you have no motivation. Today, we share 10 compelling reasons to save your money. We also hear from Ally Bank about how they make saving money a lot easier.
Rachel Cruze, NY Times Best Selling Author, discusses the importance of gratitude and humility when we're feeling jealous of the success of our friends and family. With 24/7 social media, we're constantly battling the draw of keeping up with the Joneses.
Want to figure out how you or your spouse can stay at home with the kids? Real estate investing worked for Joel Larsgaard's family. His wife was able to stay at home with their two kids after they built up enough passive income from their rental homes.
After paying off our mortgage, Nicole and I began arguing more than we ever before in our 8 years of marriage. On the show, we talk about how we're partnering together and getting third-party support through marriage counseling. Zoey and Calvin join in on the fun too!
J. Money (from Budgets Are Sexy) shares why he's tracked his net worth every month for the last 10 years. As he approaches millionaire status, his wealth building priorities and overall goals have started to change.
Brian is about to become debt free and he's wondering what to do next. Allison writes in to chat about how to not overspend and overcommit on kid's activities. And we hear from Zelle about the boom in the peer-to-peer payment industry.
Talaat McNeely recently paid off his $330,000 mortgage after 5 years of dedication and perseverance. He did this on a single income and now officially owns his home outright. Here's how he did it.
Real estate investor, Chad "Coach" Carson, shares how we can all retire early with real estate. Whether you're just getting started or you've been investing for a while, Chad's advice on financial independence with rental properties is priceless.
Bobbi Rebell, Author and CFP, shares how we can all become financial grownups through automation, saving and fighting the YOLO craze.
When you get the point of becoming debt free, you have a decision to make ... Do you pay off the mortgage or do you invest? Luke from Indiana asks this question and I give him my best answer.
Mark Bovair and Andy Hill discuss fatherhood, work and why we still need to have an identity outside of "parent" and "full-time worker". This candid chat explores topics like minimalism, pursuing your passions and what being a "good role model" means as a parent.
Paul Vasey, Founder of Cash Crunch Games, shares how his board games help kids learn about saving, earning and debt. We talk about how parents can feel empowered to promote financial literacy and have fun with their children at the same time.
Tom and Ariana Sylvester have designed a life that provides time for their businesses and their young family. We discuss how other entrepreneurs can follow their passion for their side hustle and create a well-crafted family entrepreneur life.
Physician on FIRE reviews how he became a multi-millionaire and how he's using that wealth to spend quality time with his family. His new found financial independence is allowing him to travel the world and bring his young kids along for the adventure.
How can we help our family and friends when they have money questions? That's what Paul wanted to know. Elle Martinez and Andy Hill are answering his question and sharing their 2018 goal progress. Peter Polson drops in to give us an update on Tiller too!
Kiné Corder reviews the benefits of financial therapy for married couples. We also discuss ways to improve your marriage through proven communication techniques that Kiné personally uses with her patients.
Erik Tozier and Gwen Merz have had their fair share of rocky relationships before finding each other. After combining their frugal superpowers, they have not only grown their love together, but they've grown their wealth as well.
Student debt in the United States is crippling recent graduates from progressing in their careers and building wealth. Documentary filmmaker, Adam Carroll, joins me to discuss this situation and what parents can do to help their children prepare.
Whitney asks how she can become a millionaire in her 30's. I open up the podcast interview vault and we review millionaire advice about the importance of investing, creating multiple streams of income and growing your career.
Brandy and Lance Salazar discuss what it takes to become a legendary couple with kids. After considering divorce and then taking massive action to repair their marriage, this dynamic couple is now helping others achieve the best relationship possible.
Mother and Scholarship Strategist, Pam Andrews, helped her son earn $700,000 in college scholarships. His undergraduate and graduate degrees are now more than covered. On the show today, Pam shares how we as parents can have similar success and keep our kids out of student debt forever.
Liz Gendreau is the breadwinning, six-figure, millionaire Mom better known as the Chief Mom Officer. She's sharing how we all can steadily increase our salaries and become millionaires like her.
Kat recently got married and wants to know how she and her husband should split the expenses. With two different incomes, the situation is not cut and dry and being single.
John from ESI Money discusses how we can earn, save and invest our way to becoming millionaires. By breaking it down into these three areas, the millionaire conquest becomes much easier to digest.
Joe Saul-Sehy, the host of the Stacking Benjamins Show and former Ameriprise Financial Advisor, gives us a look behind the curtain on the financial advising world. We discuss what questions you need to ask if you're going be partnering with a broker.
Author Deacon Hayes joins us to discuss his new book, "You Can Retire Early!" This financially independent entrepreneur details the steps we can all take to achieve early retirement. Location independence and financial freedom can be ours for the taking.
Founder and CEO of FamZoo, Bill Dwight, joins me to discuss how to raise money-smart kids. We discuss Roth IRA accounts for kids, instilling a good work ethic and the importance of giving.
Tyler and his wife are interested in her staying at home with their 15-month-old son. They are used to the double income lifestyle and are looking for advice on how to transition to a single income.
Dave Hanley from Tomorrow joins me to discuss their new family empowering app as well.
Author Elle Martinez joins me to discuss how to craft the perfect money date with your spouse. We dive into marriage, money and navigating the difficult times in our relationships.
Michelle Schroeder-Gardner started a blog in 2011 as a fun hobby. Over the past 7 years, she's grown her income to over $1.5 million. Here's how she did it.
Jamila Souffrant has consistently saved $85,000 each year for the last two years. Her savings will fuel her drive toward financial independence so she can spend more time with her young family.
Ryan recently paid off all of his debt and wants to start investing for his retirement. He writes in and asks how he can find the best financial advisor.
If you’ve been married and working full-time for a while, you know the importance of quality time spent with your spouse. This is a chance to catch up, to talk about fun memories and make new ones together.
Unfortunately, our busy careers can make these quality get-togethers really difficult most days. There are late nights at work, deadlines and out of town trips.
- What if you woke up on Monday morning and you didn’t have to go into the office?
- What if there were no more business trips and no more work-related deadlines?
- How would that enhance your relationship with your spouse?
To answer these questions, I’ve invited Tanja Hester and Mark Bunge on the show today. After 10 years of marriage and 6 years of diligent savings, this young couple decided to retire from their busy careers in late 2017 and give more time to their marriage.
At 38 and 41, Tanja and Mark have regained the best years of their lives. As early retirees, they are pursuing their passion for the outdoors, travel and spending more quality time together.
What are we covering today? Tanja, Mark and I discuss:
- How they saved up enough money to retire early
- Why they are thrilled about this new adventure
- How this new situation will enhance their relationship together
If you're interested in early retirement and how it can impact your marriage, join us for this chat today. Tanja and Mark are an inspirational couple that will inspire you to do incredible things in your life.
Popularized by extreme frugality rock stars like Mr. Money Mustache, the Mad Fientist and Jacob from Early Retirement Extreme, the Financial Independence or FIRE community has grown in popularity over the past 5-10 years. This is a subset of the personal finance world that encourages earning a solid income early in your life, saving a … Continue reading "10 Pillars of Financial Independence with Jonathan Mendonsa"
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Without the right discipline, credit cards can cripple our ability to build our cash savings, our retirement savings and our overall wealth. It’s so easy to swipe that little piece of plastic without even thinking twice about how much money we actually have in our checking account. My guest today, Whitney Hansen, has developed a … Continue reading "How to Build Your Credit Without a Credit Card"
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This week’s question comes from Michelle in response to an article I wrote about paying off our mortgage early: MICHELLE: Hi Andy, I find myself in a unique position. I understand the steps you’ve outlined in your mortgage pay off article. I’ve read a few books on that process by Dave Ramsey. What advice would … Continue reading "Is Debt Freedom Impossible in a High Cost of Living Area?"
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There are a lot of parents out there who would love to spend more time with their children, but they are stuck at the office all day. By the time they fight through traffic and get home, they’re exhausted. On the opposite end of that coin, there are a lot of stay at home parents … Continue reading "How This Young Mother of Twins Earns Six-Figures Working from Home"
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Complete debt freedom can allow you to do amazing things. You can pursue your passions, you can craft the direction of your day and spend more time with the ones you love. Our guest today, Vincent Pugliese is the walking, talking proof of what complete debt freedom can do for your life. Vincent is a … Continue reading "66 | How Debt Freedom and Side Hustling Provides You More Family Time"
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When it comes to building your business, a lot of gurus out there are promoting the importance of building your personal brand. Guy Kawasaki isn’t buying it. This Silicon Valley investor, author and brand evangelist for companies like Apple, Mercedes-Benz and Canva would much rather have you spend your precious time providing the best service … Continue reading "65 | Why Entrepreneurs Should NOT Focus on Building A Personal Brand feat. Guy Kawasaki"
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Who hates student loan debt, but loves sex? Yeah, me too! Before my interview with Shannon McNay and Erin Wiley, I didn’t realize how these two topics were so intertwined. Erin is a Marriage & Family Therapist and Shannon is a student loan expert from Student Loan Hero. These two professionals conducted a new research study … Continue reading "64 | How Your Sex Life and Student Loan Debt Are Connected"
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Recently, I received an email from Chris who was interested in my opinion on taking out a 401k loan to pay off his student debt. “Hi Andy, Did you ever consider leveraging your 401k to try to clobber debt faster? I do not mean withdrawing funds from the 401k and incurring the penalty and tax … Continue reading "63 | Should I Take Out a 401k Loan to Pay Off Debt?"
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There’s nothing wrong with having things, liking things and wanting things. Especially when you’re a kid. From our own personal experience though, we’ve found most of our joy in life has been derived from experiences – memorable, fun and rewarding experiences. In my never-ending quest to give my kids the best life possible, I reached … Continue reading "62 | Teaching Your Kids How to Set Financial Goals"
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Now that Nicole and I are mortgage free, we’re moving onto our next big financial challenge: Buy-and-Hold Rental Real Estate. Over the past year, I’ve been doing my best to educate myself in real estate by reading books and blogs and listening to podcasts on my daily commute. One of the podcasts I’ve been enjoying … Continue reading "61 | Financial Independence through Real Estate with Paula Pant"
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Abby Chao is the Co-Founder of CollegeBacker. She and her company are on a mission to make saving for college easy with the magical 529 account. Abby and I met a dinner in Dallas in October. Her enthusiasm for combating the $1.4 trillion student loan crisis in our country was inspiring. I had to … Continue reading "60 | 529 Account – Your Kid’s Ticket to Student Debt Freedom"
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Last month, we paid off our $400,000 home in just under 4 years. It took a lot of diligence, patience and teamwork between my lovely bride and I, but we’re proud to check this important family milestone off our list at 35 years old. We spent some time celebrating this fun moment in our lives … Continue reading "59 | How Do I Get My Spouse On Board With Budgeting?"
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Last month at a dinner in Dallas, I met Jeremy Hallett who is the founder of Quotacy. We chatted about his new company being a hassle-free resource for life insurance. He let me know that their big goal is to protect 1,000,000 families by getting them set up with affordable term life insurance. Evidently, there … Continue reading "58 | Protect Your Family With Hassle-Free Term Life Insurance"
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Earlier this week, I caught up with J from Millennial Boss. This 28 year-old working professional / entrepreneur sets huge goals for herself and crushes them. J was dealing with around $100,000 in debt from student loans, credit cards and a new car. Through creating multiple sources of income for herself, she was able to … Continue reading "57 | Creating Multiple Income Streams to Eliminate $100k of Debt"
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On a train to downtown Dallas for FinCon17, I randomly caught up with the Founder of Tiller, Peter Polson. Tiller is a customizable money management tool that harnesses the power of Google Sheets. Peter and I had an inspiring chat about family, business and how his company is helping people control their money and, in turn, … Continue reading "56 | Control Your Money. Control Your Life."
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Last week, Nicole and I made a really FUN phone call. We reached out to our mortgage company and said that we’re ready to pay off our 15-year loan. It was awesome! I honestly can’t believe we’re here! After 4 years of extra payments and me repeatedly telling my patient wife the monthly balance … … Continue reading "55 | Money Plans After the Mortgage is Paid Off?"
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From the expo floor of FinCon17, I’m speaking with Award Winning Personal Finance Author Erin Lowry about her new book Broke Millennial. Her goal is to help young adults to stop acting rich and get their financial life together. One of the major topics in the book is getting financially naked with your partner before … Continue reading "54 | Getting Financially Naked Before Marriage"
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Sometimes it feels like we have to choose between a career with a good salary or a career that’s personally gratifying. It’s rare that they two situations should ever met. But what if we could create our own business that is both profitable and fulfilling? Today, I’m excited to speak to a man who has … Continue reading "53 | Creating a Profitable and Fulfilling Online Business"
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Increasing your savings, making more money and amassing wealth can have a huge impact on your personal finances. Your wealth can allow you to buy things that bring you joy, experience incredible vacations and create more free time for yourself. For some people, building wealth isn’t just about personal enjoyment. It is about leaving a … Continue reading "52 | Planning Your Family’s Financial Legacy"
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Distraction can come in all different forms. It can be from unnecessary chit-chat with your colleagues at work, smart phone notifications or even being the “always on” parent. The constant challenge of blocking out the “noise” and focusing on the most important task can sometimes feel impossible. Today, we’re going to conquer distraction together. The … Continue reading "51 | Conquer Distraction at Work and at Home"
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We have reached a true milestone today my friends. Episode 50! FIVE-ZERO! That means for the last 50 weeks, this podcast has been focused on helping you and your family win with money. I’ve shared my personal victories, failures and reviewed our family’s goals for the future. Additionally, I’ve interviewed over 30 experts and talked about all … Continue reading "50 | Meet the Hill Family – Nicole, Zoey (5) and Calvin (3)"
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Marriage is a beautiful thing. You get a best friend for life that loves you, laughs at your bad jokes and tells you when you have one of those stray hairs in your nose. Your spouse is your friend, your partner-in-crime and that person who simply tells you like it is. It’s all in the … Continue reading "49 | Simplify Your Marriage and Finances with a Budget"
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Each day we’re on this earth, we get a fresh opportunity to learn something new. We can learn a new skill, absorb new knowledge or improve our understanding about complex topics. With my podcast interview this week focused on ADHD, I feel like I learned in all three of these areas. In the past, whenever … Continue reading "48 | Superpower Advantages of ADHD with Peter Shankman"
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Have you ever walked into a Starbucks and seen that tip jar on the front counter and wondered, “How much should I tip? Or do I even need to tip at all?” Or have you ordered food to your house and the delivery person comes to the door and you think, “What’s a good tip … Continue reading "47 | How Much Should I Tip?"
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From time to time, I receive questions from the Marriage, Kids and Money audience. I thought this week I’d shake up the show format a little bit by answering one of the questions I received recently about controlling expenses when we have a high income. Enjoy! Dear Andy, I saw Dave Ramsey live a couple … Continue reading "46 | With My High Income, Why Can’t I Get Ahead?"
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Reaching financial independence takes a whole lot of drive and determination. It definitely does not come to us overnight. There are difficult steps that we must take to earn the truly awesome rewards that come with owning our own time and choosing the direction of our day. One of those major milestone steps is escaping … Continue reading "45 | Escape Student Debt, Build Wealth & Become Financially Independent"
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The concept of Universal Basic Income has received a lot of news coverage lately. Icons of industry like Richard Branson, Mark Zuckerberg and Elon Musk have all voiced their support for this “social-security-for-all” type system. With the increases in automation and technology, billionaires like Musk say Universal Basic Income will become “necessary” given the mass … Continue reading "44 | What is Universal Basic Income?"
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When we're in sync with our spouse on our finances, life feels truly in balance. Here's 5 steps to incorporating financial transparency into your marriage.
Making the transition from a full-time career to a life of business ownership is not an easy road to travel. It takes courage, fortitude and a whole lot of passion for your new line of work. Entrepreneurial hours can be grueling and at times, the stress can weigh heavily on you and your family. If … Continue reading "42 | Full-Time Sales to Brewing Ales: When Pursuing Your Passion Pays Off"
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Billionaire Warren Buffett once said, “Never depend on a single income. Make investment to create a second source.” All of the entrepreneurs I’ve interviewed on my podcast (or really any other podcast for that matter) have taken Mr. Buffett’s words to heart. If you’re going to create some serious wealth for you and your family, diversifying … Continue reading "41 | How to Become a Millionaire by 30"
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This fall, I’m attending a conference called FinCon. This 3-day event focuses on the business of personal finance media. Bloggers, vloggers and podcasters from all around the country come to grow their small business and learn how to provide the most value to their audience. Given that I’m slightly obsessed with personal finance, I am … Continue reading "40 | Building a Six Figure Conference from Scratch"
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Six years ago, I decided to go credit card free. I had gone through Dave Ramsey’s Financial Peace University where the credit card was labeled as the enemy of financial freedom. Since Mr. Ramsey’s advice had helped me in so many other areas of my financial life, like paying off our debt and getting proper … Continue reading "39 | How to Travel to Disney for (nearly) Free"
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You have been persistent, you’ve become best friends with Zillow and your hard work has paid off. You have finally found your dream home. Now, it’s time for the important next step of choosing your mortgage. Some crucial questions start to pop into your head: Can we afford this home? What type of loan is … Continue reading "38 | Mortgage 101: Rates, Rentals and the Great Recession"
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Tomorrow is the 241st anniversary of the United States of America declaring its independence from Great Britain. While I’m preparing to spend a fun family day filled with hot dogs, beers and fireworks, I remembered that I also made a declaration of my own at the beginning of the year about my goals for 2017. … Continue reading "37 | How Are Your 2017 Goals Going?"
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The magical, mystical and all-powerful credit card … If we want something really bad but we don’t have the money for it, credit cards solve our problems immediately. Don’t they? If we’re jonesin’ for some new threads, we want to buy a fancy dinner or even treat ourselves to a tropical vacation, we can swipe … Continue reading "36 | Obliterating $51k in Credit Card Debt and Empowering the LGBT Community"
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Student loans have become so commonplace in our country that everyone seems to be living with them. According to Forbes in February 2017, there are over 44 million people in the US living with student loans. Those loans amount to over $1.3 trillion dollars! And it’s not just the nation’s millennials that are carrying around … Continue reading "35 | Destroying $87k in Student Loans by Avoiding Lifestyle Inflation"
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Last month, I threw down a challenge to start living on a monthly budget. This wealth building habit gives a purpose to every dollar you earn so your money doesn’t go wandering off. That is the essence of a zero-based budget. Every dollar gets a job whether it is for spending, saving, giving or investing. If … Continue reading "33 | Budget Your Way to Wealth (Results) & Protect Your Family’s Future"
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It seems the more we earn, the more we spend. There is always something new to buy, a service we want or an upgrade that is an absolute must-have. We see our neighbor’s new boat. Now, something inside of us “needs” that new boat too! And even if our income isn’t enough to buy it, well that doesn’t … Continue reading "31 | How to Crush $52,000 in Debt in 7 Months"
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In my endless pursuit to chat with all the most interesting people in the world, I started studying up on travel bloggers. These folks spend their days traveling across the US or globetrotting around the world. They capture their adventures through writing, photography or video. Some of the more popular travel bloggers do this full-time and their vagabond … Continue reading "30 | How to Travel the World for a Living"
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It is the first Monday of the month my friends! That means, we’re throwing down another MKM Challenge. For you “personal challenge types” out there (like me), this can be a lot of fun and, if you stick to it, quite rewarding. Last month, I challenged myself to develop a chore and reward system for … Continue reading "28 | MKM Challenge: Budget Your Way to Wealth"
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I am continually amazed with the amount of talent we have in our world. Designers, creators, entrepreneurs, artists, developers … These are people who push the bounds of what is possible to create a product, service or business that revolutionizes their respective field. While these folks might be masters of their craft, the creative class … Continue reading "27 | Transform from Starving Artist to Money Master"
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The cost of college is completely out of control. Every year, the cost to attend a 4-year university increases by twice the inflation rate. To put it in some more personal terms, by the time my 5-year old little girl goes to undergrad, we’ll need around $200,000 to make a 4-year in-state university a reality. … Continue reading "26 | Skip the Toy and Give the Gift of College"
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Life is precious. One day, we’re spending quality time with our family and making beautiful memories together. And the next day, we’re diagnosed with inoperable stage 4 brain cancer. I don’t say this to be flippant. I say this because we truly don’t know what tomorrow will bring. That is why we need to protect our family’s financial … Continue reading "25 | Why You Need Life Insurance Today"
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Today, I’m throwin’ down another MKM Challenge. We’re talking about how we can get our kids to help out with the daily chores around the house. Our goal is to get them to understand that with hard work comes reward. But first, I want to recap last month’s challenge and share how the Hill Family fared … Continue reading "24 | MKM Challenge: Create Chores and Rewards for Kids"
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Over the last 6 months, we’ve reviewed a lot of ways that you can win with money. We’ve discussed debt elimination, investment strategies and how to increase your income. And today, we’re going to review a topic that is important to a lot of people out there. We’re going to chat about how you can have a career … Continue reading "23 | How to Have Your Best Career Today"
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When my daughter Zoey was born we met with a financial advisor to discuss her future college needs. He advised us that for Zoey to attend an in-state college like Michigan State University, we’d be looking at a price tag of about $200,000. 4 years of college would cost us $200,000! Since then, we’ve been … Continue reading "22 | How to Get $126,000 in College Scholarships"
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Lately, the shows and interviews I’ve been doing have been focusing on decreasing your expenses and increasing your income. When we make improvement in these two areas, it’ll allow us to become experts in increasing our net worth and our opportunities for financial independence. Today, we’re diving into increasing your income through real estate. I had a … Continue reading "21 | How to Make $7k Per Month Investing in Real Estate"
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Every day, I look for ways to better myself. And this blog has been my medium for that betterment over the last 6 months. It has kept me honest when it comes to being the best husband and Dad I can be as well as with growing our family net worth. I thought it’d be fun to throw down … Continue reading "20 | MKM Challenge: Reduce Your Grocery Expenses by 1/3"
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I’ve been doing a lot of research and interviews lately about financial independence and early retirement. I guess I’m inspired! The idea of not having a full-time job eventually sounds pretty appealing to me. Well, you might say, “There’s no way I couldn’t have a full-time job in the area I live in! I have to … Continue reading "19 | How to Retire in Northern California at 43"
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The other day I emailing with Heath, a listener of the podcast. Heath commented that the Marriage, Kids and Money podcast has a family focused tone to it, but it can really be enjoyed by single guys (like Heath) who don’t quite yet have a family as well. The compliment was extremely appreciated – thank … Continue reading "9 Pieces of Advice For My Former Single Guy Self"
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For decades, Vanguard has been a trusted name in the investment community. In this financial blogger world that I’ve entered into recently, it’s a resounding theme that Vanguard is the way to go when it comes to investing for your retirement. Billionaire Warren Buffett thinks Vanguard is an excellent choice. Personal Development Coach, Tony Robbins … Continue reading "17 | Smart Retirement Investing the Vanguard Way"
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Audi of America took a bold stance this weekend with a Super Bowl commercial focused on the importance of gender equality. The :60 spot entitled “Daughter” shows a father watching his daughter in a boxcar race where she’s competing mostly against other young boys. The father contemplates how he’ll teach his daughter that she is worthy … Continue reading "5 Ways I’m Promoting Gender Equality for My Daughter"
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Being a Stay-at-Home Mom can be incredibly difficult. Long days, no contact with adults and repetitive tasks that feel like rearranging the deck chairs on the Titanic can make you lose your marbles. Yes, it is incredibly rewarding and you develop an unbreakable bond with your children, but raising small kids can be physically, mentally and emotionally draining. … Continue reading "How to Make a Stay-at-Home Mom Feel Appreciated in 1 Week"
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How would you like to retire at the age of 35? Sounds impossible, right? Well, our guest today, Steve Adcock, figured out how to do it. Think. Save. Retire. Steve and his wife Courtney have had a dream of early retirement for quite some time now. Together, they have been tirelessly planning, diligently saving and … Continue reading "13 | How to Retire at 35 with Steve Adcock"
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The grind. The 9-5. As average Americans, we work at our jobs 40 hours per week … 50 weeks per year … for 40 years of our lives – and that’s if we work hard and have a cool supervisor! I’m one of these average Americans. I work 2,000 hours per year to provide for my family and … Continue reading "12 | 4 Easy Ways to Stay Healthy at Work"
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Building wealth is a lot like building a strong marriage. Both require determination, passion and the ability to communicate effectively. Determination Marriage is not a spectator sport. Neither is building wealth. You must be determined to be in the game and make certain you’re not taking your current status for granted. Don’t take your eye off of the prize. ACTION: … Continue reading "11 | How to Talk to Your Spouse About Money"
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2017 is right around the corner! I’ve made some exciting and challenging goals for myself for the new year. Some are short-term and some are long term. I like to dream big with my goals, but also infuse some reality into the process. 2017 is my “M&M&M” year … Marathon, Mortgage and Millionaire. Goal 1: … Continue reading "10 | 2017 Goals: Marathon, Mortgage, Millionaire"
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We work hard. We earn money. We buy stuff. Then, that stuff requires repair, maintenance and software updates. Before you know it, your stuff is out of style. You’re on version 3 when the rest of the world is on version 7. We work harder. We earn more money. We buy more stuff. Are we … Continue reading "9 | Freedom Through Minimalism"
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During late 2013 while I was traveling out-of-town for work, my wife Nicole found our “forever house”. This home had everything she was looking for including an attached garage, open floor plan, updated kitchen, walk-in closet and a big backyard on a half-acre lot. She told me that this was THE ONE and as soon as I … Continue reading "15-Year Mortgage Paid Off in 5 Years"
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About a month ago, my wife Nicole and I were at a wedding for one of our good friends. At our table, I struck up a conversation with a random guy named Victor Mangona. I discovered that Victor and his wife Kate are both doctors and they live in a swanky part of Dallas called Highland … Continue reading "7 | Make Money on Airbnb"
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I’ve been in the corporate event marketing business for a little over 12 years now. It’s a fun industry to be part of. The thrill of a live event, being a part of a global product launch and traveling around the world can be very exciting. That life can also be quite draining on your relationship … Continue reading "6 Family First Tips for Business Travelers"
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Hello Nicole. I’m not really dead. Sorry about that spooky title. But if I do die unexpectedly, I want you to give you and the kids a clear path to feel safe and well taken care of … Hence why I’m writing this letter to you today … The Warm Blanket of Life Insurance As I was … Continue reading "Honey, I died. Here’s what to do with the life insurance money."
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Children … They provide us with a sense of pride that is unmatched. Raising kids truly feels like the reason we’re placed on this earth. We learn from them, we grow with them and the bond that is formed is a blessing from God. Children are also QUITE annoying, sticky and interrupt you constantly. The Stickiness of Parenthood … Continue reading "3 | The Joy and Annoyance of Kids"
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In 2010, my wife Nicole and I got married and started our lives together. Financially speaking, we both really enjoyed the DINK (double income with no kids) status in our first year of marriage. We had a blast going to music festivals, vacationing in the Caribbean and treating ourselves to countless steak dinners. But … Continue reading "4 Newlywed Debt Destruction Tips"
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Investing for retirement … We all know how important it is. But where do we start?! How much money do we need? Do we work with a broker? How do we make sure we’re investing correctly? Retire Rich Scott Alan Turner, the author of new book 99 Minute Millionaire, took some time to chat about how anyone can … Continue reading "1 | Investing Made Simple with Scott Alan Turner"
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