Wealth Is In The Details Podcast: Recent Episodes
Peter Raskin
Welcome to the “Wealth-Is-In-The-Details” Podcast. In this podcast, financial planner Peter Raskin helps families and business owners understand and prepare for their wealth journey. Along the way, thoughtful and detailed planning can provide clarity and confidence as clients confront a multitude of financial decisions. Listen in as Peter shares stories and insight into people’s wealth journeys.
Are you ready to navigate the potential tax changes on the horizon?
Understanding how upcoming tax law changes can impact your financial plan is critical! Get ahead of these changes with proactive planning.
In this episode of Wealth Is In The Details, Peter Raskin discusses the implications of upcoming tax law changes and how they might impact your financial planning strategies. He explores the nuances of the Tax Cut and Jobs Act of 2017, scheduled changes in 2026, and provides advice on how to prepare wisely. Tune in to understand the importance of working with financial professionals and gain insights into proactive tax planning.
Peter discusses:
- How the sunset of the Tax Cut and Jobs Act of 2017 could alter tax brackets and deductions
- The potential impact on federal estate taxes and high-net-worth individuals
- Why it’s important for us to time our income and deductions ahead of 2026 changes
- Collaborating with accountants and financial planners to navigate tax law complexities
Resources
- Raskin Planning Group: Are You Prepared for an Estate Tax Sunset?
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6997082-090924
Disclosure:
This is not intended to be a substitute for professional investment advice. Always
seek the advice of your financial adviser or other qualified financial service providers with any
questions you may have regarding your investment planning.
Securities and investment advisory services offered through Osaic FA, Inc., member
FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names,
products or services referenced here are independent of Osaic FA.
Osaic FA, Inc. and its representatives do not offer tax or legal advice. Individuals should
consult their tax or legal professionals regarding their specific circumstances.
Ever wondered if all dark beers are heavy or if beer really should be served ice cold? Let’s debunk these myths and dive deep into the rich world of beer with certified expert Hal Mooney!
In this episode of Wealth Is In The Details, Peter Raskin speaks with professional beer taster and co-founder of Your Beer Friend Hal Mooney to unravel common misconceptions about beer and explore the diverse landscape of the craft beer industry. Discover the truth about dark beers, the wide variety of lagers, and how the US beer scene competes on a global scale. Whether you’re a casual drinker or a beer aficionado, you’ll gain surprising insights that make your next sip even more enjoyable.
Peter and Hal discuss:
- What it means to be a certified cicerone
- 10 common myths about beer that you never knew were false
- The versatility of lagers and IPAs
- Some of the best ways to enjoy your beer, from temperature to packaging
- And more!
Resources
- Top 10 Beer Myths (That Aren’t True)
Connect with Hal Mooney:
- Your Beer Friend
- LinkedIn: Hal Mooney
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6879360-080824
Disclosure:
This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA.
Osaic FA, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
Are financial rules of thumb guiding your journey to wealth? Discover why these shortcuts might not work as well as you think and how personalized strategies can make all the difference.
Today on Wealth Is In The Details, Peter Raskin debunks common financial planning rules of thumb, from “safe distribution rates” to “tax deferral.” He explains why these generalized strategies can be risky and teaches how tailored advice offers better clarity and confidence. Tune in to explore effective financial planning strategies rooted in professional insight rather than shortcuts.
Peter discusses:
- Why fixed withdrawal rates from your portfolio may not account for unexpected expenses and market volatility
- When paying taxes now could be more beneficial than deferring them to a later date
- How taking more investment risks doesn’t always equate to higher returns
- The importance of personalized financial advice to navigate complex decisions effectively
Tune in for practical insights that go beyond one-size-fits-all financial rules.
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6773197-070924
Disclosure
This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA.
Osaic FA, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
Want to live life with no regrets and embrace your mortality as a catalyst for fulfillment?
Today on Wealth Is In The Details, Peter Raskin welcomes his longtime friend David Abend, co-founder of The Bucket, about transforming deathbed regrets into a life well-lived. David shares his journey from advertising to co-founding The Bucket, a community focused on helping individuals lead more fulfilling lives by confronting their mortality. Learn how mortality can act as a powerful motivator to rethink priorities, embrace joyful experiences, and live authentically.
David discusses:
- The Bucket’s mission to help people reduce or eliminate deathbed regrets
- Calculating your “bucket age” to get a new perspective on how many years you have left and use this knowledge to live more purposefully
- How focusing on personal authenticity can help you avoid common life regrets
- The Bucket’s available resources, including a wealth of how-to articles, interviews, and podcasts to guide you in making meaningful life changes
- And more!
Resources:
- The Bucket Podcast
- The D.B.R. Diaries
Connect with David Abend:
- The Bucket
- Facebook: The Bucket
- Instagram: @thebucketonline
- X (Twitter): @thebucketonline
- YouTube: @thebucket5758
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
About Our Guest:
David Abend is the co-founder and editor-in-chief of The Bucket and has a passion for helping people see the world in a different way – a talent he honed from decades of work as an advertising creative director and copywriter. He has worked at some of the world’s leading agencies including Digitas, Hill Holiday, Arnold Worldwide, and Mullen-Lowe on noteworthy brands such as Reebok, New Balance, Stanley Tools, Fidelity, Titleist, InterContinental Hotels Group (IHG), and AARP. With The Bucket, David seeks to achieve the ultimate marketing challenge – the rebranding of death – by getting people to see how embracing mortality can help them live a more fulfilling life. David is also a Certified Life Coach.
CRN-6714470-061824
This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Osaic FA. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service providers with any questions you may have regarding your investment planning.
Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA.
Osaic FA and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
Could keeping your money in cash actually be risky?
In this episode of Wealth Is In The Details, Peter Raskin delves into the commonly overlooked risks associated with holding cash or cash equivalents like CDs and US Treasuries. He tackles the misconception that cash is the safest investment, breaking down the concepts of liquidity, inflation risk, and how different types of investments align with your financial goals. Listen in and uncover the importance of aligning your investment choices with both your long-term and short-term objectives, and why simply stashing your cash might not always be the best strategy.
Peter discusses:
- Exploring the true meaning of cash and cash equivalents
- Unpacking the multifaceted nature of risk, especially when it comes to cash investments
- The impact of inflation over time on the purchasing power of your cash holdings
- Investment attributes and how to match them with your financial goals
- And more!
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Are you ready to navigate the complexities of financial planning across different stages of your life?
Today on Wealth Is In The Details, Peter Raskin dives deep into the structure of the financial planning pyramid, an invaluable tool that illustrates the key phases of financial planning from establishing to distributing wealth. Understanding this pyramid is crucial for anyone looking to build a stable financial future. His discussion, inspired by David Pierce’s article in the Journal of Financial Service Professionals, sheds light on the unique financial planning challenges and risks at different life stages, offering insights into how best to address them. Whether you’re just starting out or looking into retirement planning, this episode is packed with expert advice and the importance of professional guidance.
Peter discusses:
- The foundation of financial planning and the importance of establishing wealth early on
- Strategies for building wealth, including investment and insurance considerations
- Preserving wealth through mindful spending and investment risk management as we approach middle-age
- Distributing wealth efficiently, considering the complex landscape post-retirement, including healthcare costs and estate planning
Tune in to uncover strategies for navigating your financial planning journey at every life stage.
Resources
- FPS: Unique Risks at the Top of a Financial Planning Pyramid by David F. Pierce, MSFS, MSM, MA, AEP, CLF, ChFC, CLU, Certified Financial Fiduciary
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6548650-041224
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
You’ve probably heard of alternative lifestyles and alternative facts, but are you familiar with alternative investments?
This week on Wealth is in The Details, Peter Raskin and William Wolfe from FS Investments talk about alternative investing to educate listeners about alternative investments and how they can complement traditional portfolios. William explains how the accessibility of alternative investments has improved, making them an option for more investors. Peter and Bill also emphasize the importance of professional advice, considering individual goals and risk tolerances, and understanding the costs and tax implications are emphasized.
Peter and William discuss:
- What alternative investments are
- How accessible alternative investments are for average investors
- The importance of diversification and stability in investment portfolios
- Relevance of economic and market cycles in alternative investments
- And more!
Connect with William Wolfe:
- FS Investments
- LinkedIn: FS Investments
- LinkedIn: William Wolfe
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6413435-022024
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC.
Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
In today’s challenging housing market, is it better to rent or buy a home?
Today on Wealth Is In The Details, Peter Raskin delves into the complexities of the housing market, addressing the struggles faced by younger generations trying to attain homeownership amidst soaring prices and mortgage rates. Peter discusses the advantages and disadvantages of renting vs. buying and provides valuable insights into making informed decisions regarding housing choices.
Peter discusses:
- The challenges faced by younger individuals in the current housing market
- Factors contributing to the high housing costs and mortgage rates
- Pros and cons of renting versus buying a home
- Equity building and tax benefits associated with home ownership
- And more!
We want to help you gain clarity on whether renting or buying a home aligns with your financial goals and circumstances. Don’t miss this informative discussion on navigating the intricate decision-making process in today’s real estate market.
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6544049-041124
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Welcome back to part 2 of our two-part series where we break down financial jargon that many advisors use, for our listeners!
In this episode, Peter Raskin breaks down more complex financial terms to help you better understand investment terminology, while emphasizing the importance of diversification. He explains factor investing and the significance of macroeconomic and style factors in portfolio management. Peter also covers the implications of the yield curve and bond duration for investors.
Peter discusses:
- Different kinds of stocks and bonds, and the importance of diversification
- What factor investing is, and specific drivers of returns across asset classes
- What a yield curve and duration in the context of bonds are
- The importance of diversifying into different types of bonds based on risk tolerance
- And more!
Resources
- Decoding Financial Jargon Part 1 (Ep. 117)
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6491254-031924
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Welcome to part one of a two-part series breaking down financial jargon!
Today on Wealth Is In The Details, Peter Raskin breaks down complex financial jargon to help listeners gain a deeper understanding of key investment concepts. Peter discusses key concepts including average returns, standard deviation, correlation, diversification, capital market assumptions, and market cap-weighted indices. He explains these terms in simple, relatable language, making it easier for listeners to grasp these fundamental financial concepts while emphasizing their importance in investment strategy. He advocates for clear communication between professionals and clients and stresses the need for a diversified approach to investing.
Peter discusses:
- The importance of understanding investment jargon for investors
- Key concepts including average returns, standard deviation, correlation, diversification, capital market assumptions, and market cap-weighted indices
- The benefits of diversification and correlation in building effective investment portfolios
- The significance of capital market assumptions for long-term asset class returns
- The differences between market cap-weighted and equal-weighted indexes in investing
- And more!
Resources
- Neuberger Berman
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6450892-030424
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Ever feel overwhelmed by the maze of retirement planning?
You’re not alone.
Join Peter Raskin as he ventures into the world of Individual Retirement Accounts (IRAs). Born from the Employee Retirement Income Security Act of 1974, IRAs are now a cornerstone of savvy financial planning. Peter navigates through the complexities of IRAs, covering everything from income taxes and investments to life expectancy and estate planning.
Key Highlights:
- Traditional IRAs: Understanding their unique functions, the importance of earned income for contributions, and the implications of tax-deferred earnings
- RMDs: Grasping the necessity of withdrawals from IRAs starting at age 73, and how these are calculated
- IRA Deductibility: Decoding how participation in employer-sponsored plans and income levels affect your IRA’s tax benefits
- Roth IRA Insights: Comparing Roth vs. traditional IRAs, exploring the advantages of Roth IRAs including tax-free withdrawals
- The Pro Rata Rule: Navigating the complexities of the backdoor Roth IRA strategy and its potential tax implications
- Innovative IRA Options: The groundbreaking 2024 feature allowing 529 plan conversions into Roth IRAs under specific conditions
- And much more!
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6371410-020624
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Many people trivialize mental health because they forget it can affect all areas of their lives, including their physical and financial well-being.
Others hesitate to seek help because of the associated stigmas.
Join Peter Raskin and guest Ariana Mufson, LICSW, CST, Psychotherapist, in their efforts to normalize, and even prioritize, mental well-being. Today’s episode explores some of the biggest stressors and how to tackle them using research-backed coping mechanisms and therapies.
Ariana discusses:
- Why you should be proactive about your mental health
- Healthy habits to tackle both internal and external stressors
- The benefits of Cognitive Behavioral Therapy (CBT)
- Navigating challenges within the mental health system, including insurance coverage and access to care
Resources:
- Psychology Today
- Zencare
- William James INTERFACE Referral Service (Serving Communities Across Massachusetts)
Connect with Ariana Mufson:
- Ariana Mufson’s Website
- Instagram: Ariana Mufson
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
About Our Guest:
Ariana Mufson, LICSW, CST, Psychotherapist, provides psychotherapy for adults with a specialty in anxiety disorders, women’s mental health, and sex therapy (AASECT certified). She has trained in a variety of modalities including CBT (cognitive behavioral therapy), DBT (dialectical behavioral therapy), MI (motivational interviewing), GPM (general psychiatric management), and psychodynamic psychotherapy. Ariana prides herself on using humor and empathy to help clients push through their struggles. She encourages clients to explore their goals for seeking change and supports them in finding the motivation, insight, and skills to cope.
Ariana earned her Master of Social Work from Simmons College and completed a two-year residency in the Brigham and Women’s Hospital system. She worked for several years in McLean Hospital’s Dissociative Disorder and Trauma Program, where she also ran inpatient groups and a hospital-wide family support group. Most recently, she served as an outpatient clinician at the Fish Center for Women’s Health, at the Chestnut Hill satellite for Brigham and Women’s Hospital.
CRN-6240345-011724
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Are you always thinking about reviewing your finances but never seem to get it done?
Join us in taking nine New Year’s Resolutions that will help you evaluate and organize your current financial situation.
As a financial planner, Peter Raskin shares nine financial resolutions that he will be working on in 2024, along with his family. His thought-provoking questions will empower you to navigate your financial journey with clarity and confidence.
Peter discusses:
- An Essential Checklist for 2024
- The importance of regular reviews — even if you already have a financial plan in place
- Crucial conversations (that should not be delayed) with your partner and/or children
- Personal anecdotes from his own financial journey
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6219225-011224
Disclosure:
This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
One of the goals of this podcast is to help listeners get to know our team better.
As days grow shorter and holiday lights fill the darkness, it’s the perfect time to hear from the Raskin Planning Group team and reflect on the past 12 months!
Join Peter Raskin as he interviews his colleagues Alex LaCroce, Kathryn Broy, and Tony Araujo about their 2023 highlights. Tune in and get to know our team beyond their professional lives, including their goals, values, and passions.
They discuss:
- Alex’s artistic side and his love for Taekwondo and learning new languages
- Tony’s experience as our newest member and his upcoming 50th birthday plans
- Kathryn’s journey of continued education and exciting travel plans for 2024
- How each of them dealt with their biggest challenges last year
- Hypothetically, if they had $100,000 to give to their favorite charities, what causes they would support
Resources:
- UNITED24
- Alzheimer’s Foundation of America
- American Cancer Society
- Junior Achievement USA
- Planned Parenthood
- Earlham College
- American Society for the Prevention of Cruelty to Animals (ASPCA)
- Volunteers of America Massachusetts
- National Public Radio
Connect With Alexander LaCroce:
- LinkedIn: Alexander LaCroce
Connect With Kathryn Broy:
- LinkedIn: Katheryn Broy
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6174704-122023
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
The clock is ticking, days are getting shorter and cooler, and it is hard to believe that Thanksgiving and Christmas are just around the corner. But from a financial perspective, we have less than two months to do tax planning, so what should you be thinking about?
In this episode, Peter Raskin discusses the importance of year-round tax planning. He highlights five key considerations: understanding one’s tax bracket, Roth conversions, charitable giving, gifting strategies, and realizing capital gains and losses. Peter emphasizes the benefits of Roth IRAs and the impact of charitable gifts on communities. He also explains the tax implications of holding mutual funds and the strategy of realizing capital gains and losses.
Peter discusses:
- Why tax planning should be done year-round, not just at year-end
- Five tax planning considerations that are impactful over a longer period
- Tax bracket planning and understanding marginal tax brackets
- The importance of working with a tax advisor throughout the tax planning process
- Advantages of Roth conversions and avoiding higher tax brackets
- The tax advantages of charitable giving and gifting
- Realizing capital gains and losses throughout the year as a tax strategy
Resources
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter
- Book a Call with Peter
CRN-6107626-111723
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
One of the most important aspects of achieving our financial goals is having a clear vision of what you want to accomplish. And just like a travel journey, without a clear goal, it is easy to get distracted, lose motivation, and make poor decisions.
However, setting a goal is not enough. You also need to have a plan that outlines the steps you need to take, the resources you need to use, and the challenges you need to overcome.
In this episode, Peter Raskin uses traveling as a metaphor for goal setting and financial planning. He emphasizes the importance of setting clear financial goals and developing unique strategies for each goal. Additionally, he explains the importance of diversifying investments across different sectors to manage market risk and the role of a financial planner when navigating the financial journey.
Peter discusses:
- Why different financial goals require different investment strategies
- How 30% of the market value of the S&P 500 is invested in just ten mega tech stocks, emphasizing the importance of diversification
- The concept of meaningful diversification
- The importance of risk management and reasonable expectations in achieving long-term financial goals
- The role of a financial planner as a coach, emphasizing the importance of enjoying the journey, making necessary adjustments, and building confidence
- And more!
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-6052775-102623
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Feel like you’re always paying more?
In this insightful episode, Peter Raskin explains inflation, examining its recent rise and breaking down its impacts on society. He challenges the common belief that inflation affects everyone the same way, shedding light on its distinct impacts across various income levels.
In this episode, Peter dives into:
- Strategies for using inflation insights in investment decisions
- The role of the Federal Reserve in managing inflation through policy
- Unique challenges faced by lower-income consumers due to inflation
- The diminishing purchasing power and what it means for individuals
- The relationship between inflation, debt service costs, and the influence on various assets and investments
- And more!
Resources:
- U.S. Bureau of Labor Statistics
- Consumer Price Index
- Federal Reserve
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5999587-100423
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Your wealth is in the details – and we’re diving deep.
Join host Peter Raskin and James Spoto, Partner at Spoto CPA, for an eye-opening conversation that unpacks the A to Z of financial planning. Curious about the Tax Cuts and Jobs Act? Need help navigating home sale exclusions or itemized deductions? This episode has got you covered!
Peter and James discuss:
- How the Tax Cuts and Jobs Act can be your friend
- Unlock strategies to help maximize gains, especially after a loss
- Learn why HSAs aren’t just for medical bills
- Get professional tips on choosing a suitable investment plan for you
- And much more!
Resources
- Tax Cuts and Jobs Act
Connect with James Spoto:
- LinkedIn: James Spoto
- LinkedIn: Spoto CPA, LLC
- Spoto CPA, LLC
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
About James Spoto*:
James Spoto is a CPA and co-founder of Spoto CPA, LLC, offering comprehensive services in taxation, accounting, and consulting alongside. As a Bentley College alumnus, James has global accounting expertise spanning 34 countries. Additionally, he is a Finance Committee Chair and actively involved in Sharon, MA Youth Lacrosse.
*Not affiliated with Lincoln Financial Advisors.
CRN-5988315-092923
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Think a retirement plan is just another checkbox?
Think again.
In this episode, Peter Raskin gives us a deep dive into retirement plan options that fit businesses of all sizes. From 401(k) plans with profit-sharing to traditional 401(k)s and SIMPLE IRAs, Peter explains how flexibility and customization are key to achieving both business and employee objectives.
Throughout the episode, Peter covers:
- The critical importance of aligning retirement plans with unique business objectives
- How the rise of automatic features like enrollment and escalation are powerful tools to enhance employee participation
- Why flexibility is key when tailoring your retirement plan options to suit the financial capabilities and objectives
- The pros and cons of each type of retirement plan, especially considering administrative costs and employee matching features
- And more!
Resources:
- Episode 32 – Taking Care of Business: Small Business Retirement Plans
- 401k
- 403b
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5935090-090723
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
How has Boston’s transformation from a hub of blue-collar workers to a hotspot for white-collar specialists impacted its people, identity, and economic dynamics? In this episode, Peter Raskin chats with Larry DiCara, a seasoned real estate lawyer and former Boston city councilor, about the profound shifts Boston has experienced over the years. During their discussion, …
Family plays a pivotal role in shaping young lives, extending a guiding hand that leads troubled youth towards a brighter future. Not every child has access to a supportive family and unconditional love, but every child deserves it. Boys Town’s mission is to give troubled youth the opportunity to get the right kind of care, …
How can the opportunity zone legislation help you maximize your tax benefits? Investors can defer capital gains with opportunity zones. In this episode, Peter Raskin speaks with Nino Balduzzi of Griffin Capital about the Opportunity Zone legislation, an investment strategy that incentivizes real estate development in specific census tracks across the country by allowing investors … Continue reading How The Opportunity Zone Legislation Can Help Maximize Tax Benefits with Nino Balduzzi (Ep. 104) →
Planning for retirement is a lot like planning for travel. You need a moldable checklist of decisions that need to be made from a big-picture perspective. In this episode, Peter Raskin shares a 7-step checklist for retirees. He covers important aspects such as expenses, income sources, protection, taxes, portfolio risk, distribution flexibility, and legacy planning, … Continue reading A 7-Step Checklist for Your Journey Into Retirement (Ep. 103) →
Are you looking for a way to invest your money and secure your financial future? In this episode, financial planner Peter Raskin interviews commercial real estate investor Michael Price on the benefits of investing in real estate. Michael aims to provide valuable insights into what it takes to succeed in the industry, such as knowing … Continue reading Exploring Your Potential In Real Estate Investing With Michael Price (Ep. 102) →
Let’s have a little refresher on what annuities are, and if you’ve never heard of them before, don’t worry! Peter breaks them down from the beginning. In this episode, Peter Raskin takes us back to the classroom and covers some of the basics about annuities, starting with a recap of what an annuity is. He … Continue reading Annuities 101 (Ep. 101) →
As parents, it’s crucial to have open conversations with our children about their future, especially when it comes to financial independence. In this episode, Peter Raskin delves into the essential conversations parents should have with their children regarding their future. He explores legal considerations like access to important records to financial aspects such as health … Continue reading Building a Strong Foundation: Considerations in Supporting Your Independent Young Adult (Ep. 100) →
After multiple conversations, Peter has noticed that while his clients are not panicking and selling their stocks and bonds, they are holding onto their assets and feeling uneasy about the current state of the markets.
When everyone around you is talking about a potential recession, it is normal to feel anxious. However, it is important to have a solid plan in place to meet your short- and long-term financial needs.
In this episode, Peter Raskin shares his insights on investing amidst market volatility and how to structure your investments to meet cash flow requirements and prepare for the future.
Peter discusses:
- Why you should not try to time the market (based on data about past recessions)
- Safe and liquid investment options that can help you meet your short-term needs
- The importance of planning for a “worst case scenario”
- The benefits of working with professionals, such as advisors, attorneys, and accountants
- And more
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5674100-050823
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
“A father’s love is forever imprinted on his child’s heart.”
In this special episode, we delve into the life and legacy of Charlie Raskin, a man who lived a simple yet profound life. Peter Raskin shares his memories and insights into his father’s life, also known as Chuck and Papa.
Through Peter’s recollections, we discover the remarkable career path of Charlie Raskin, born in 1919 in Yonkers, New York, and raised in Mount Vernon. But more than his professional achievements, we learn about his unwavering dedication to his high school friends, with whom he maintained close relationships throughout his life.
This episode is a tribute to a remarkable man; tune in as we celebrate his legacy and the lessons he imparted to his family and friends.
Peter discusses:
- The life of his father, Charlie Raskin, who was born in 1919 in Yonkers, New York, and grew up in Mount Vernon
- Charlie Raskin’s career path
- What his father taught him about the importance of friendships and how Charlie Raskin was able to maintain relationships with his high school friends throughout his life
- The life lessons he learned from his father and the challenges they faced together as a family
- And more
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5648786-042623
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
As an advisor, it’s important to be able to construct a portfolio that can perform well in different market environments.
In this episode, Stan Sattler, Director of Investment Solutions at Belle Haven Investments, delves into the risks and rewards associated with different types of bonds.
He also shares Belle Haven’s laddered portfolio strategy and provides practical advice on building a fixed-income portfolio that is not solely dependent on predictions of interest rate movements.
Stan discusses:
- The different revenue streams backing bonds
- The risks and rewards associated with different types of bonds
- How Belle Haven Investments focuses on safer areas of the bond market
- Advice on building a fixed-income portfolio that can perform well in various market environments
- Avoiding decisions based solely on predictions of interest rate movements
- And more!
Resources:
- The Reliable Bonds Of Your Portfolio with Stan Sattler (Ep. 64)
Connect with Stan:
- LinkedIn: Stanley Sattler | Director of Investment Solutions, Belle Haven Investments
- Belle Haven Investments
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5546850-032323
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is not an affiliate of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Enrolling in a 401(k) plan seems intimidating because the restrictions can be confusing, but it doesn’t have to be!
In this episode, Peter Raskin takes us back to the basics of retirement planning with 401(k) plans. He explains what a 401(k) plan is, gives 6 enticing reasons why everyone should participate in a 401(k) plan if their employer offers it, and shares his professional advice around what a 401(k) plan is best suited for.
Peter discusses:
- What a 401(k) plan is
- 6 reasons why an employee should participate in a 401(k) plan if their company offers it
- Why it’s best to avoid taking money out of a 401(k) before retirement
- How to choose between a traditional 401(k) and a Roth 401(k)
- The costs associated with a 401(k)
- And more
Resources:
- Secure Act 2.0 of 2022
Connect with Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5485881-022723
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representative of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
By now, we all know about Peter Raskin and the phenomenal guests we’ve had on the show so far, but who is on the rest of the team at Raskin Planning Group?
In this episode, Peter Raskin introduces several of his colleagues at the Raskin Planning Group. Alex LaCroce, Kathryn Broy, Nathanael Lukens, and Ellen Reynoldson tell the listeners about themselves and what they do.
Peter and his colleagues discuss:
- What each of them do at Raskin Planning Group
- Their thoughts on how 2022 went for them
- What new experiences came to fruition in 2022
- What their resolutions are for 2023
Resources:
- My Cousin Vinny
- The Beautiful Stories from Anonymous People Podcast
- Essentialism by Greg McKeown
- Being Mortal by Atul Gawande
- The All There Is With Anderson Cooper Podcast
- Only Murders In The Building
- Bad Sisters
Connect With Alexander LaCroce:
- LinkedIn: Alexander LaCroce
Connect With Kathryn Broy:
- LinkedIn: Katheryn Broy
Connect With Nathanael Lukens:
- LinkedIn: Nathanael Lukens
Connect With Ellen Reynoldson:
- LinkedIn: Ellen Reynoldson
Connect With Peter Raskin:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5446557-020223
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
In this new year, you may be wondering what to set aside to reach your financial objectives. If this topic has been on your mind, now is the time to act.
In this episode, Peter Raskin walks you through a year-end assessment of financial goals and makes suggestions on how to improve for next year. Peter shares his financial checklist and breaks down what each task means, things to consider, and your goals.
Peter discusses:
- The most important things to review for the year-end
- Significant objectives vs. small objectives
- Important ages and what to consider when the time comes
- And more
Resources:
- Raskin Planning Group
Connect With Peter:
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time With Peter:
- Book a Call with Peter
CRN-5406413-011123
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
We’re continuing to share vital services and resources for our veterans. Today, we’re spreading the word about Veterans Affairs Healthcare.
In this episode, Peter Raskin talks with David Hencke*, veteran and outreach coordinator at VA Boston, Department of Veterans Affairs about the healthcare that the VA provides veterans. David shares his time in service with us, and VA care resources for veterans.
David discusses:
- How he moved into working with the VA after 30 years of service in the military
- What Veterans Affairs Healthcare is and what type of care they provide veterans
- Who is eligible for VA Care and how to apply for it
- Where VA Care is available throughout the country
- A story about how VA Care helped his WWII veteran father
- How he’s getting the word out about VA Care to the community of veterans
Resources:
- Vital Services Available For Our Veterans With Cathy Battles and Alyssa Hayes (Ep.92)
- Best Care Anywhere by Phillip Longman
- 10-10 EZ Enrollment Application Form
- va.gov
Connect With David Hencke:
- LinkedIn: David Hencke
Connect With Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time with Peter:
- Book a Call with Peter
CRN-5338224-120722
*Not affiliated with Lincoln Financial Advisors.
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors Corp.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
Today, we’re celebrating our veterans who fought for our rights and freedoms with an episode dedicated to educating veterans and non-veterans about the services and resources available to support them.
In this episode, Peter Raskin speaks with Cathy Battles and Alyssa Hayes* of the U.S. Department of Veterans Affairs. They discuss services that are vital and necessary for those that have given just so much for our country, and share resources to assist veterans in getting the help they need.
Cathy and Alyssa discuss:
- When and how a veteran can file a claim for compensation for an injury or illness incurred during active duty military service
- The process of filing a disability claim
- What the recent Promise to Address Comprehensive Toxics (PACT) Act legislation offers veterans
- How the VA helps veterans with education, training, employment and housing benefits after they’re approved for a service connected disability
- How they adapted their outreach to meet the needs of veterans during the pandemic
- How small businesses owners can help support our veterans and provide employment opportunities
Resources:
- va.gov
- VERA – vets.force.com
- 1 (800) 827-1000
Connect With Cathy Battles:
- LinkedIn: Cathay Battles
Connect With Alyssa Hayes:
- LinkedIn: Alyssa Hayes
Connect With Peter:
- Raskin Planning Group
- (617) 728-7433
- LinkedIn: Peter Raskin
- Facebook: Raskin Planning Group
- Twitter: Raskin Planning Group
- LinkedIn: Raskin Planning Group
Schedule Time With Peter:
- Book a Call with Peter
CRN-5273770-113022
Disclosure: This is not intended to be a substitute for professional investment advice. Always seek the advice of your financial adviser or other qualified financial service providers with any questions you may have regarding your investment planning.
Peter Raskin is a registered representative of Lincoln Financial Advisors.
Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Raskin Planning Group is a marketing name for registered representatives of Lincoln Financial Advisors Corp.
Lincoln Financial Advisors Corp. and its representatives do not provide legal or tax advice. You may want to consult a legal or tax advisor regarding any legal or tax information as it relates to your personal circumstances.
*Not affiliated with Lincoln Financial Advisors.
Who knew Medicare had so many options! Do you know which plan you have? In this episode, Peter Raskin talks with returning guest, Dianne Savastano, founder of Healthassist. She discusses the process of Medicare and the timing of Medicare’s open enrollment season. She also explains the changes you’re allowed to make to your plan. Dianne … Continue reading Navigating The Complexities of Healthcare With Dianne Savastano (Ep.91) →
As a business owner what are you trying to achieve? What are you trying to do for people? In this episode, Peter Raskin talks with Mark Bronfman, private wealth advisor at Lincoln Financial Group. He shares his knowledge and expertise about how he has helped business owners solve objectives over the years. Mark discusses: Who … Continue reading Solving Business Objectives With Mark Bronfman (Ep.90) →
In today’s world, we are confronted with so many choices, it seems like every minute of the day. The key thing is to recognize that we all have certain tendencies and biases, which make us completely human. In this episode, Peter Raskin discusses how you might not always make the most optimal decisions because of … Continue reading How Personal Biases Can Affect Your Financial Decisions (Ep.89) →
The last quarter of the year is approaching, and you don’t want to be rushing around at the last minute trying to finish your year end planning. In this episode, Peter Raskin covers five financial areas to consider when year end planning. He will provide some easy pickings of questions he asks his clients to … Continue reading 5 Financial Areas To Consider When Year End Planning (Ep.88) →
Many people don’t like to discuss the need for long-term care for their loved ones. However, it is vital to have open communication with your family about your wants and needs before decisions need to be made. In this episode of Wealth Is In The Details, Peter Raskin chats with Natasha Heimrath, executive director at … Continue reading Navigating Long Term Care with Natasha Heimrath (Ep.87) →
Everyone has questions about finance, whether they want to know when to take Social Security or compare renting to buying. In this episode, Peter Raskin continues answering questions he gets asked as a financial advisor, sharing his knowledge and experience on topics everyone wants to know. Peter discusses: Why clients should invest now When to … Continue reading Your Frequently Asked Questions Answered, Part 2 (Ep.86) →
The past couple episodes have focused on stewardship of our faith, finances and the environment. What about our physical health? Without good physical health, being good stewards of the above is a moot point. In this episode, Peter Raskin talks with Leslie Jackson*, a registered dietitian nutritionist. She discusses the importance of people having a … Continue reading Being Good Stewards of Physical Health with Leslie Jackson →
There is a profound awakening amongst many of us that we need to be stewards of our physical world and we need to protect our environment for the next generation. In this episode, Peter Raskin talks with George Wood, renewable energy consultant at Oak Point Energy Associates, LLC. He discusses why you should consider adding … Continue reading A Conversation About Residential Solar Energy With George Wood (Ep.84) →
Time and time again, you might have thought about questions you want answered about your financial plan, changes to your portfolio and so much more. In this episode, Peter Raskin answers some of the frequently asked questions he gets asked as a financial advisor. Peter discusses: If you should make changes to your portfolio given … Continue reading Your Frequently Asked Questions Answered, Part 1 (Ep.83) →
As a business owner, the pandemic might have caused a number of sleepless nights. But on the positive side, it has allowed you to critically think about how you are operating your business to serve your customers. In this episode, Peter Raskin talks with Pete Minich*, owner of Fresh City Kitchen. Pete explains how the … Continue reading Challenges Can Bring Tasteful Opportunities With Pete Minich (Ep.82) →
What is stewardship and why is it important for our families and communities? In this episode, Peter Raskin speaks with Rev. Jolie Olivetti from the Unitarian Church of Sharon. They discuss how stewardship is a core belief and value for many. Jolie discusses: What it means to be a steward of your community and your … Continue reading Stewardship In The Church With Rev. Jolie Olivetti (Ep.81) →
April and May 2022 have been two months to forget for investors, with the market being as volatile as ever, and with losses as high as ever. The job of financial planners has become more challenging. What is the best way for financial planners to coach their clients on how to best handle the market … Continue reading Investment Losses With Peter Raskin (Ep.80) →
Investors see capital gains as both good and bad news for their investment portfolio. The good took place in 2021 when investors saw increased capital on their investments. The bad took place in the form of increased tax payments. What is the best way for investors to maneuver between these two extremes? In this episode, … Continue reading The Good and Bad News of Realized Capital Gains (Ep. 79) →
The saying “prevention is better than the cure” is typically reserved when discussing physical health. What if we said the same phrase can be applied to cyber crime and identity theft as well? In this episode, Peter Raskin discusses steps that you can take to reduce your chances of identity theft or a cyber crime … Continue reading Protect Yourself Against Cyber Crime and Identity Theft (Ep. 78) →
Direct indexing is an index investing strategy that involves directly purchasing the components of a mutual fund or an ETF at the appropriate weights. You may be wondering why an investor would want to complete so many transactions for similar holdings to a one-and-done mutual fund purchase. But there are specific potential benefits to direct … Continue reading The Gains and Losses of Direct Indexing with Matt Potter (Ep. 77) →
There is no shortage of charitable causes—and it’s impossible to give to every single one. It’s important to ask yourself some critical questions to help determine where you would like to allocate your funds: What is the cause? Who is the money going to? Why should I give my money away? In this episode, Peter … Continue reading Lessons in Donations with Ken Nopar (Ep. 76) →
How well do you understand the process of developing a trust or designating a trustee to your retirement accounts? In this episode, Peter Raskin speaks with Christopher Holtby, co-founder of Wealth Advisors Trust Company*. Christopher shares what a trust fund is, what a trustee is and the different types of trust fund accounts. He also … Continue reading Trust Funds and Trustees Lessons with Christopher Holtby (Ep. 75) →
A company’s environmental and social impact is becoming increasingly important to investors. In this episode, Jeff Wildermuth, a portfolio strategist at Aris investment, a division of AssetMark*, joins Peter Raskin. Jeff shares the wide world of ESG investing, revealing how individuals can invest based on personal values. He also discusses the increasing desire for sustainable … Continue reading Personal Investments With Personal Values with Jeff Wildermuth (Ep. 74) →
You don’t want your assets going to the wrong place or person, right? That’s why reviewing your financial accounts annually is important. In this episode, Peter Raskin reviews stewardship checklist tasks that you should be reviewing annually. Peter teaches you how you can ensure your assets go to the places you want them to through … Continue reading 73. Stewardship Checklist Tasks That Everyone Should Be Reviewing Annually →
The holidays are filled with love, joy and gratitude. But those feelings shouldn’t only exist during the holidays—it’s important to be grateful year-round. In this episode, Peter Raskin is joined by his team at Raskin Planning Group, Katherine, Alex, Brian and Connor. Each share what they are grateful for, both in their professional and personal … Continue reading 72. ‘Tis The Season To Be Grateful →
Storing money under your mattress may give you easy access to those funds, but it is also a far less secure saving strategy. Depositing your cash in the bank gives you access and security. In this episode, Peter Raskin discusses the importance of liquidity and cash within your financial plan. He reveals how your cash … Continue reading 71. Cash Is King →
When creating your retirement plan, the income you set aside needs to last throughout your entire retirement. The most important step of your plan is protecting what you put aside. In this episode, Peter Raskin discusses the importance of protecting your income during retirement. He reveals the importance of considering longevity, inflation and sequence of … Continue reading 70. Descending The Mountain Of Retirement →
Let’s face it—everyone loves a tax-deferred financial strategy, and the real estate business is no different. Enter: the 1031 tax exchange, which allows the owner of US real estate to defer the capital gains tax owed on the sale of the property. In this episode, Peter Raskin is joined by Paulo Aguilar, vice president at … Continue reading 69. Get The 411 On The 1031 With Paulo Aguilar →
Do you have a plan in place for long-term care in case you reach a point in life where you can no longer care for yourself? In this episode, Peter Raskin discusses five reasons to include a long-term contingency plan in your overall retirement plan. Peter reveals the questions you should ask yourself and your … Continue reading 68. Five Reasons To Have A Long Term Contingency Plan →
The American dream can be easily imagined, with a loving partner, children and the perfect home. Have you considered including your child’s first step towards the American dream in your financial plan? In this episode, Peter Raskin discusses the steps for children buying their first home and the role of the parents during this process. … Continue reading 67. The First Step To The American Dream →
The healthcare system can be difficult to navigate—between the technical terms, the insurance and the after care for patients. Healthcare advocates offer support as they guide you down the path to making the best decisions for you. In this episode, Peter Raskin is joined by Dianne Savastano, founder and principal of Healthassist. Dianne shares her … Continue reading 66. The Conversation About Healthcare Advocacy with Dianne Savastano →
Having a financial planner on call provides peace of mind for your money. How can you provide that same peace of mind for your health? In this episode, Peter Raskin is joined by Dr. Ned Legare, MD, FACP, to discuss his approach to wellness. Ned shares how the shift to concierge care benefits his patients, … Continue reading 65. Concierge Care 24/7 365 with Dr. Ned Legare →
The media always talks about how you should invest and why you should avoid high interest bonds. But what is the real truth about bonds? In this episode, Peter Raskin is joined by Stan Sattler, vice president of Belle Haven Investments. Stan discusses what bonds are, how they work within your portfolio and the potential … Continue reading 64. The Reliable Bonds Of Your Portfolio with Stan Sattler →
Creating a financial plan for retirement requires answers to what the future will bring. While we can’t predict what’s to come with one hundred percent accuracy, we can create adjustments during life’s journey to make an educated gamble. In this episode, Peter Raskin discusses different factors to consider when creating your financial plan. Peter discusses … Continue reading 63. The Monte Carlo Of Financial Planning →
Your financial plan is only as good as the different components it is made up of, similar to the way a nonprofit is only as good as the organizational structure. In this episode, Peter Raskin is joined by Charles Gagnon, CEO of Volunteers of America Massachusetts. Charles leads the strategic vision and mission to build … Continue reading 62. Your Financial Plan And Your Nonprofit Involvement Aren’t So Different with Charles Gagnon →
As we begin to reopen, what have we learned about our financial plan during the pandemic? How will it mold our actions during the next crisis? In this episode, Peter Raskin discusses the five biggest financial planning mistakes people made during the pandemic. He looks back at the lessons we all learned and how to … Continue reading 61. The Five Biggest Financial Planning Mistakes Made During the Pandemic →
Good financial planning takes into account all possibilities, even the possibilities that you don’t want to consider. In this episode, Peter Raskin is joined by Abe Shtulsaft, director of planning at Lincoln Financial Advisors. Peter and Abe discuss special needs and disability planning and the potential planning struggles faced by families in these situations. Abe … Continue reading 60. Planning Today For The Needs Of The Future – with Abe Shtulsaft →
Not everyone enjoys tax planning, but it’s important to remember that the benefits earned through preparedness are enjoyable for all. In this episode, Peter Raskin discusses the role of taxes within financial planning. He discusses the different types of investments, how each is taxed and the role they play in your overall portfolio. You will … Continue reading 59. Investment Gains, Losses And The Taxes Between →
It’s no secret that our kitchens and bathrooms constantly need improvements and upgrades, and JM Construction’s Jeff McLinden is here to help. In this episode, Peter Raskin sits down with Jeff McLinden, owner of JM Construction, a small high-end remodeling company based in Framingham, Massachusetts. Jeff shares his company’s perspective around proprietorship, management, and homeowner-related … Continue reading Episode 58 – What It’s Like To Own, Run, and Manage A Construction Company – With Jeff McLinden →
The Renaissance Group’s one-page strategic plan is all about helping business owners build a great business and live a great life. In part two of this two part series, Peter Raskin sits down once again with The Renaissance Group’s Kevin Poland to address everything surrounding strategic planning so that you too can start outlining future … Continue reading Episode 57 – Using Strategic Planning As A Tool To Grow Your Business – With Kevin Poland →
The Renaissance Group provides advice and guidance to businesses that are ready to build a great business and live a great life. In this episode, Peter Raskin sits down with his former business coach, Kevin Poland from The Renaissance Group. Today, Kevin addresses his organization’s coaching and consulting model designed to help you develop the … Continue reading Episode 56 – Invest In Yourself, And Hire a Coach – With Guest Kevin Poland →
Most of you have been working for a long time, and as a result, have become good savers. However, at some point in life, you will retire, rely upon the wealth you built, and eventually pass down everything you have to someone or something you care about. While preparing your assets to be passed on, … Continue reading Episode 55: The Difference Between “Live On” and “Leave On” Assets →
You’ve worked hard on creating an estate plan that will transfer your wealth and values to those you love. However, if not appropriately implemented, all that hard work could go to waste. To help you learn the steps that will help you to properly carry out your estate plan, Peter Raskin sits down with Brett … Continue reading Episode 54: How to Design and Implement Your Estate Plan – With Brett Kaufman →
Many of us tend to behave like income machines, working hard each day to bring in money to support our lives. However, at some point in life, that income machine stops working. In this episode of Wealth Is In The Details, Peter Raskin explains how different financial planning strategies can help you plan ahead for … Continue reading Episode 53: Break Away from Being an Income Machine →
There is great power in giving to your loved ones as a part of your legacy. But since legacy gifts can be life-altering for those who receive them, it’s crucial to plan ahead. In this episode of Wealth Is In The Details, join Peter Raskin as he navigates the path of gifting assets to create … Continue reading Episode 52: Giving to Create a Legacy →
One of the great things about Boston is its stand-out food scene. To celebrate the city’s food industry, Peter Raskin joins renowned chef and restaurateur Jasper White for today’s episode. Together, they dive into a lively conversation about Jasper’s years of restaurant experience and the business lessons he’s learned along the way. In this episode, … Continue reading Episode 51: Behind the Scenes of the Boston Restaurant Industry – With Jasper White →
Business owners often need to grow the value of their business to satisfy their lifestyle post-exit. This can be achieved through thoughtful growth planning. In this episode, Peter Raskin welcomes Pinnacle Equity Solutions’ John Leonetti to discuss the concept of growth planning. They discuss important considerations for business owners looking to grow their business for … Continue reading Episode 50 – Growing Your Business for Your Exit – With John Leonetti →
An Employee Stock Ownership Plan, also known as ESOP, is the most common form of employee ownership in the United States. In this episode, Peter Raskin is joined by Rich Glassman, a partner at ESOP Plus. Rich discusses the different implications of ESOPs while explaining how these plans are a “win-win game” for business owners … Continue reading Episode 49 – A Deep Dive into Employee Stock Ownership Plans (ESOP) – With Guest Richard Glassman →
Health insurance and coverage is absolutely vital in American society. But it affects individuals and business owners at different levels, and it can be tricky to maneuver. In this episode, Peter Raskin is joined by Balanced Benefits Group president and owner Patrick Mccullom to discuss the cost of healthcare coverage for small businesses across the … Continue reading Episode 48 – Health Insurance For Small Businesses – With Guest Patrick Mccullom →
Over the years, Raskin Planning Group has developed a process to help small business owners exit their business on their terms. One major part of this planning process is understanding the factors that are involved in determining and appraising the value of business owners’ most important and largest asset, their business. In this episode, Peter … Continue reading Episode 47 – What is Your Business Worth? — With Chris Mellen →
To hand off your business to a successor who will keep leading with similar values and goals, you need a strategic succession plan that aligns with the skills, experience, and capabilities of your business. In this episode of The Wealth Is In The Details, Peter Raskin welcomes the Leadership & Legacy Group’s Abby Donnelly to … Continue reading Episode 46 – How to Prepare Your Successor Before Exiting Your Business – With Abby Donnelly →
Choosing to leave your business can be a difficult decision, but is one that must ultimately be made. Today, Peter Raskin discusses exit strategies for small business owners. He dives into the financial and mental struggle that can come when choosing to leave, and reveals how planning for your exit early can both guide and … Continue reading Episode 45 – Exit Strategies for Business Owners →
With election season upon us, many Americans are anticipating what’s to come from the 2020 presidential election — and what the election and its resulting presidency could mean for the markets. In this episode, join Peter Raskin as he debunks the common belief that markets are influenced by politicians and their policies. Peter breaks down … Continue reading Episode 44 – Election Season: The Correlation Between Markets and Government Policies →
From selling your home to packing up and settling into your new house, moving can be an incredibly stressful experience. But what if someone could help make your move a little easier? In this episode, Peter Raskin welcomes Out of the Box Moves’ Amy Roberts. Together, they discuss the most stressful parts of the moving … Continue reading Episode 43 — Home Is Where The Heart Is — With Amy Roberts →
As a financial planner, Peter Raskin has the privilege of accompanying families on their journey through life. He also has the pleasure of seeing first-hand how comprehensive financial planning can enhance a family’s life. Today, Peter Raskin highlights how planning can lead to well-lived lives. He reveals why and how some people become millionaires without … Continue reading Episode 42 — Lives Well-Lived and Well-Planned →
When was the last time you reviewed your financial plan? In this episode, Peter Raskin reveals why he recommends reviewing financial plans each year. He also shares what you should be considering when reviewing your plan and the adjustments your plan may require as you progress through life’s changes. In this episode, you will learn: … Continue reading Episode 41— 5 Reasons Why You Should be Reviewing Your Plan Annually →
Some say that there’s always time for a glass of wine. But with a wide variety of wines to choose from, how should you choose which to drink — and when? Today, Peter Raskin joins Jason Lee, the owner and CEO of VINOvations, to explore Jason’s expertise and his wealth journey in the business of … Continue reading Episode 40 — The Intricacies and Simplicities of Wine — With Jason Lee →
Interest rates are almost at the lowest they have ever been. Are you thinking about buying or refinancing a house? Today, Peter Raskin speaks with David Fay, a mortgage loan officer with the Washington Trust Mortgage Company, about what to consider before choosing a mortgaging. David also provides clarity on options for loans and interest … Continue reading Episode 39 – What to Know Before You Buy or Refinance Your Home →
Technology has become the foundation of our modern world. During times of uncertainty, like what we’ve experienced in 2020, technology has proved just how useful it can be. Today, Peter Raskin explores the world of technology and the benefits it can provide both professionally and personally. In this conversation, Peter also addresses the possibility of … Continue reading Episode 38 – Technology to Stay Organized, Provide Clarity, and Enhance Communication →
Do you know what a bear market is? Here’s a hint: we are currently experiencing this type of market. In this episode, Peter Raskin explores bear markets and the effect they have on the financial industry. Peter additionally discusses strategies to help you navigate these types of markets. In this episode, you will learn: What … Continue reading Episode 37- How to Bear With This Bear Market →
Don’t wait for a big event to start the planning process. Begin your financial plan today and continue that plan for the rest of your life. In this episode, Peter Raskin opens a conversation about the importance of making the decision to start your financial plan. He provides examples of how different decisions, or no … Continue reading Episode 36 — Making No Decision is Still a Decision →
How often are you talking with your financial advisor, only for them to mention a word you don’t understand? If you don’t understand certain terms, you might know why your portfolio is constructed in a particular way. In this episode, Peter Raskin goes over a variety of financial terms that most people don’t understand. He … Continue reading Episode 35: Financial Jargon Explained →
When was the last time you reviewed your retirement plan? Now might be the time—the introduction of the new SECURE Act may impact your plan for the future. In this episode of the Wealth Is In The Details Podcast, Peter Raskin breaks down the SECURE Act and how it may impact your retirement planning. In … Continue reading Episode 34 – Securing Your Future With the SECURE Act →
Everyone is nervous during this pandemic. But what should you focus on when trying to arrange your finances? Today, Peter Raskin talks about the effect COVID-19 has on the financial market and individual portfolios alike. Peter also shares five action items you should look at when dealing with personal finances to help both you and … Continue reading Episode 33 – 5 Financial Actionable Items For COVID-19 →
Like most other people, small business owners have financial goals, objectives, assets, liabilities, and expenses. But they also have an extra asset: their business. How can business owners plan for retirement when their business is in the mix? In this episode, Peter Raskin shares what small business owners need to consider when building retirement plans. … Continue reading Episode 32 – Taking Care of Business: Small Business Retirement Plans →
Your kids will probably be grown up and independent by the time you retire. At this point, your family home might start to feel too big and too empty. You might decide that it’s time to downsize. In this episode, Peter Raskin is joined by top Massachusetts realtor Deborah Lucci. Deborah generously shares insights into … Continue reading Episode 31 – The Art of Downsizing in Boston— With Deborah Lucci →
In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising investors to take during this time of uncertainty. Tune in now to learn how the markets are being affected and what we’re doing to help clients during this tumultuous … Continue reading SPECIAL UPDATE: COVID-19 →
We all want the best for our children, which includes providing them with the best education possible. Whether you’re planning for private school or college, the question remains the same: How will you fund it? In this episode of Wealth Is in the Details Podcast, Peter Raskin takes you through the four options available to … Continue reading Episode 30 – 4 Options for Funding Your Child’s Education →
Have you ever considered revisiting and reviewing your financial plan every quarter? The beauty of planning ahead is that it opens up space for relaxing and being present. In this episode, Peter Raskin shares ideas on how to become a better steward of your money by using a checklist. Raskin Planning Group has created a … Continue reading Episode 29 – Becoming a Good Steward of Your Finances With a Checklist →
“Trust” is defined as having a reliance on the integrity, ability, and surety of a person or a thing. In short, trust equals certainty. With estate planning, anyone who sets up a trust does so because they want to feel certain about a future outcome. In this episode, Peter Raskin is joined by Dean Mioli, … Continue reading Episode 28 – Trust Is About Certainty and Love — With Dean Mioli →
When you align your financial plans with your personal values, it becomes much easier to achieve your goals. In this episode, Peter Raskin explains how he helps his clients align their values with their financial plans through an approach called responsible investing. This episode is a must-listen for anyone who wants to choose the companies … Continue reading Episode 26 – How to Align Your Values With Your Investing →
Our lives can be divided into thirds: young life, adulthood, and retirement. During adulthood, we’re in the thick of experiencing life, yet this is when we must invest the most time in planning for our final third, retirement. In this episode of Wealth Is in the Details Podcast, Peter Raskin sits down with Karen Wasserman, … Continue reading Episode 27 – How to Plan for the Final Third of Your Life — With Karen Wasserman →
For many Americans, the idea of “risk” when it comes to your investments can be scary. You want to feel secure in your finances, especially when it comes to your future. In this episode, Peter Raskin debunks common misconceptions about risk in the market and explains why risk can be a good thing. In this … Continue reading Episode 25 – Do You Know Your Investment Risk Tolerance? →
It’s important to build your financial plan around more than just your needs — to consider your wants as well. In this episode of Wealth is in the Details Podcast, Peter Raskin speaks with guest Jacqui Lewis, president and managing director of Audley Travel North America. Jacqui gives you special insight into the travel expertise … Continue reading Episode 24 – Make Your Travel Dreams Come True — With Jacqui Lewis →
Are friends and media your main sources of financial information? Today, Peter Raskin answers his clients’ top questions with a special focus on Social Security benefits. This is an informative conversation that will help you gain clarity that media (and even friends) can’t offer when it comes to getting expert financial advice. In this episode, … Continue reading Episode 23 – Answers to Your Top Personal Finance Questions →
It’s an age-old question: to Roth or not to Roth? Deciding whether to use a Roth IRA for your retirement savings can be a tricky decision. In this episode of Wealth Is in the Details Podcast, Peter Raskin explains the parameters of the Roth IRA and helps you to decide whether it’s right for you. … Continue reading Episode 22 – To Roth or Not to Roth →
Biases are a part of everyday life. Financial assumptions can be harmful to your financial goals…but not always! In this episode, Peter Raskin explains how assumptions can impact your long-term financial goals, both positively and negatively. In this episode, you will learn: Why you need to be cautious when making assumptions about finances How small … Continue reading Episode 21 – What Are Your Financial Assumptions? →
In today’s world, more and more people are investing in a target date fund (TDF) when saving for retirement. In this episode, Peter Raskin discusses why target date funds are so popular and then helps you to consider whether this investment approach is right for you. In this episode, you will learn: How risk and … Continue reading Episode 20 – Is a Target Date Fund Right for You? →
Planning your own funeral may seem morbid, but in reality, it is the final thoughtful gift you can leave for your loved ones. In this episode, Peter Raskin sits down with licensed funeral director Carl Goldman to discuss why you should plan for your funeral and what steps are involved. In this episode, you will … Continue reading Episode 19 – Make a Final Thoughtful Gift to Your Family — With Carl Goldman →
No one likes to spend a lot of time thinking about bad things that might happen. However, in the economic reality in which we live, it is critical and prudent to be prepared. In this episode, Peter Raskin sits down with guest Bob Mansfield, an expert in property and liability insurance at HUB International, to … Continue reading Episode 18 – Property and Liability Insurance — With Guest Bob Mansfield →
How will you handle the transition from using your employer’s health insurance plan to individual insurance once you retire? This is a shift that many people find overwhelming. This episode is all about giving you the support and answers you need to prepare for that transition. Peter Raskin is joined by health care insurance specialist … Continue reading Episode 17 – Discussing Health Care and Medicare Concerns in Retirement — With Camille Barron →
Many things in life are outside of our control. However, planning for those uncontrollable events places you back in the driver’s seat. In this episode of Wealth Is in the Details Podcast, Peter Raskin discusses contingency planning and how what we plan for is something we can control. In this episode, you will learn: Why … Continue reading Episode 16 – Contingency Planning for Retirement →
Think of your retirement as a three-legged stool: Social Security is the first leg, your employer-sponsored plan and IRAs are the second leg, and the third leg is your non-retirement investments and savings. In this episode of the Wealth Is in the Details Podcast, Peter Raskin focuses on the first leg, Social Security, and how … Continue reading Episode 15 How Does Social Security Fit into Your Investment Plan? →
Health savings accounts (HSAs) are becoming increasingly popular as more employers make them available to their employees. However, with a new savings option comes more to learn. In this episode of Wealth Is in the Details Podcast, Peter Raskin explains the ins and outs of HSAs and how to use them to your benefit. In … Continue reading Episode 14 – Health Savings Accounts Are the Best Thing Since Sliced Bread →
Life is unpredictable, and trying to prepare for everything makes it difficult to be fully prepared for anything. In this episode of Wealth Is in the Details Podcast, Peter Raskin gives you direction as he pinpoints the five biggest retirement risks and how to prepare for them. In this episode you will learn: The five … Continue reading Episode 13 – How to Prepare for the 5 Biggest Risks in Retirement →
Thanks to technology, humans are living longer than ever before, and it is important to consider that when planning for retirement. On that note, Peter Raskin explains the importance of contingency planning in retirement with a special focus on healthcare costs. In this episode, you will learn: How to insure your long-term care costs in … Continue reading Episode 12 – How to Plan for Contingencies in Retirement →
When planning for retirement, most people think about the fun things they’ll do or the real estate they plan on buying. However, very few people plan for the worst — they typically don’t think about potential illness or other ailments — and their finances reflect that. In this episode of Wealth Is in the Details … Continue reading Episode 11 – Contingency Planning in Retirement: Long-Term Care →
When it comes down to it, knowing where your money is going is essential for creating wealth. In this episode of Wealth is in the Details Podcast, Peter explains why he strongly recommends that his clients focus on the controllable spending in everyday life. In this episode, you will learn: Why knowing how much you … Continue reading Episode 10 – Focus on the Controllable →
Is giving to charity one of your financial goals? If so, you’ll be happy to discover the many benefits that your donations can bring—not only to the receiver but to you and your family! In today’s episode, Peter Raskin shares his expertise in charitable giving and how it can be a win-win-win for all involved. … Continue reading Episode 9 – Charitable Planning Can Be a Win-Win-Win →
Did you stop for coffee and breakfast this morning, and do you plan on grabbing a sandwich at a café for lunch? Have you considered how eating out every day could be taking a bite of your wallet? In this episode, Peter Raskin explains how the small decisions we make can be consequential— and why … Continue reading Episode 8 – Financial Decision Making Isn’t Always Rational →
A mini-series about year-round tax planning wouldn’t be complete without discussing investment tax management. In part four, Peter Raskin discusses his investment tax management recommendations, including the advantages of capital gains and dividend tax rates. Then he dives into the ins and outs of stepped-up basis and gifting strategies. In this episode, you will learn: … Continue reading Episode 7 – Tax Planning is a Year-Round Process – Part 4 →
In part three of his series, Peter Raskin discusses how asset location can make a difference in your tax plan. Don’t miss this opportunity to learn which strategies Peter uses to help his clients reach their wealth goals. In this episode, you will learn: About a case study in which a couple withdrew money from … Continue reading Episode 6: Tax Planning is a Year-Round Process – Part 3 →
Wealth is a journey, and that journey lasts year-round. In part two of his tax planning mini-series, Peter Raskin dives deeper into the year-round planning process of tax planning, highlighting his point of view on taxes and why he thinks they’re important. In this episode, you’ll learn: How the political landscape will affect taxes in … Continue reading Episode 5 – Tax Planning as a Year-Round Process – Part 2 →
When many Americans think about tax planning, they think of tax season – a short-term process which lasts a couple months at most. However, in this episode of the Wealth is in the Details podcast, Peter Raskin explains how tax planning is really a year-round process. In this episode, you’ll learn about: The difference between … Continue reading Episode 4 – Tax Planning as a Year-Round Process – Part 1 →
The initial analysis of a financial planning meeting is much like opening the hood of a car — you open it up to see what you’re working with, and you move forward from there. In this second part of his planning process mini-series, Peter explains the team-based approach used by Raskin Planning Group — an … Continue reading Episode 3: It’s All About the Relationships – Part 2 →
Financial planning is about making the most of your money and assets. However, it’s also about the relationship between clients and advisors. In part one of his two-part series on the Raskin Planning Group process, Peter Raskin explains his on-boarding procedures and the importance of building strong relationships with clients. In this episode, you’ll learn: … Continue reading Episode 2: It’s All About the Relationships – Part 1 →
Peter Raskin has served the Boston area as a financial advisor for over 30 years. He’s the lead financial planner at Raskin Planning Group, which he founded with the mission to help individuals and families with their comprehensive financial needs. In this inaugural episode of the Wealth is in the Details podcast, get to know … Continue reading Episode 1 – Meet Peter Raskin of Raskin Planning Group →