The 800 Credit Score Man Show: Recent Episodes
The 800 Credit Score Man
The 800 Credit Score Man Show is dedicated to providing knowledge to its listeners about their credit scores. The 800 Credit Score Man believes that knowledge is power, but the implementation of that knowledge is true power. The shows' goal is to help you achieve your financial goals and dreams.
We discuss Wells Fargo's decision to close ALL personal lines of credit along with how it might impact your score to close any account.
We discuss what impacts your score for real, how to avoid issues, and are they positive or negative
We discuss ways to increase your credit score without going into "major" debt. Plus a great question of the day. Plus a Happy Birthday shoutout to ME!!
Today we discuss stagnant credit scores and how to get them moving in the right direction. Plus, when is the best time to add your child as an authorized user and give them the gift of good credit.
We discuss the best use of SOME of your stimulus check, tax refund, and/or bonus to increase your credit scores. PLUS, THE RESULTS ARE IN from our poll...Is your FICO score higher than your VANTAGESCORE?
We discuss the newest attempt to collect from consumers using social media to find (and harass) you to collect on your debts.
Collections agencies will "park" debt on your credit reprt waiting for you to pay them money that you actually don't owe.
We discuss what else impacts your credit score besides the 5 Pilars of Credit. Get my ebook: 5 Pillars of Credit on Amazon
We discuss the last of the 5 Pillars of Credit, credit utilization. How "easy" is this pillar to manipulate in your favor for a better credit score.
We discuss the importance and impact of your average Length of History. How can you manipulate this pillar in your favor.
We discuss the importance of how well you make payments that appear on your credit reports and their impact on your credit score. It is significant. Master this pillar and you are well on your way to an excellent credit score.
Continuation of series on the 5 Pillars of Credit. Today we discuss the MIX and how this pillar plays a significant roll in your credit score.
We start the series to discuss the 5 Pillars of Credit. The first shall be last and the last shall be first. We start with inquiries. There is more to know than you think.
We discuss the new average credit score and why its so high. A Aunthorized user off from the bank and why your credit score when down after you paid off an installment loan.
A plethora of topics discussed today as I answer viewers questions. How to get an 800 score? Why did my score go down? What happens when I apply? Why do I keep getting denied?
We discuss the ways to help increase your credit score during economic hard times. Plus what to do when an account is not reporting correctly.
We discuss how to plan for credit score increase. Where to start. How to figure out your plan and motivation to keep going.
Today we talking about how to obtain a good credit score without using credit cards. We talk fraud protection and what to do if you are a victim of fraud and how often you should check your credit report.
Today we discuss a lot of different topics. Why is it taking so long to investigate my dispute? How do you get over an 850 credit score? And I give you the apps to help you monitor your credit 24/7
A lot of information on today's show. We discuss the perfect timing to negotiate a collection and how. We celebrate a listener for reaching the 700 Club and I advise you to celebrate yourself!
Today we discuss why your credit score went down. Plus The 800 Credit Score Man achieved a PERFECT credit score and he talks about how he did it.
Today we discuss exactly what you should do when you want to buy a home. 4/5 credit restoration clients want to buy a home as their goal, but are unsure of the process. Not after listening to the show!
We discuss some common sense credit items that are not all exactly helpful like you think they should be,
The NEW FICO Resilence Index is explained. What does this index mean for you? Does it help or hurt? What are the pros and cons.
We discuss the pros of debt consolidation and what to look out for when considering a loan, plus COVID, and much more.
Today we discuss your strategic plan to increase your credit scores. How lending institutions view you, the credit bureaus, and FICO.
Recap of 4 years of the show. We discuss FICO and when and where to get your credit report.
How to increase your credit scores using these simple hacks. Stick with the plan and follow through. Also a way to save some money using your credit. ANNIVERSARY SHOW NEXT WEEK!! TUNE IN! 4 YEARS!!!!
We discuss what is and what was in terms of your credit score. Collections, credit cards, liens, etc. etc.
Today we discuss whats going to happen to your credit scores and to look out for unemployment fraud. Plus 6 ways to things to help with credit restoration.
We discuss the pitfalls of a credit cards as it relates to your credit scores. How do you use them to your advantage?
Today we discuss changes to the credit scoring system due to the COVID-19 response, authorized users in the QOD, and a throwback to the Credit Score KISS
Today we discuss how to actually look at your credit as a whole and restore it the correct way.
Its my BIRTHDAY!! We discuss how commonsense credit moves impact your scores. Some of them that seem positive are not good for your score. Listen and Learn!
We diiscuss what credit utilization is, how to calculate it and why is it so important.
We talk about mproving your scores right now and how the COVID-19 crisis can assist in improving your credit scores.
Today we discuss saving your credit through savings and what you should do RIGHT NOW to protect your credit
We are back today. New Studio, new equipment, same great content. We discuss the latest and teh "greatest" FICO 10.
Today we are BACK!! Discuss what you should know to get and keep a good credit score. Plus, why was I turned down with a 800 credit score in the Question of the Day.
Today we discuss the Chase 5/24 Rule, bankruptcy-to file or not, and I answer the question: How old do you have to be to become an authorized user?
On a SPECIAL Sunday edition of THE 800 CREDIT SCORE MAN SHOW! we discuss all things credit. We explore the most frequently asked questions.
How to build your credit no matter what your credit score is and even if you are one of 45 million people without a credit score at all.
Now that you have increased your credit scores...how can you use them to work for you? Also, what to do when being an authorized user goes bad.
We talk about protecting yourself from the hack. 106 million people impacted. How to avoid credit fraud and ID theft. Plus a great QOD.
Today we discuss the ends and outs of the settlement between the goverment and Equifax. Plus in the Question of the Day I answer: How to pay down your credit card debt to gain the most points possible.
We discuss the new proposed bill to add rent, utilities, and cell phone payments to your credit reports, credit card usage and when to close them. Plus in the QOD we answer a question about collections
Today we focus on men and their credit. How to lead financially with good credit, the importance of credit. We also talk a little about the new Amazon credit card.
10 things to help you improve your credit scores, plus who do you pay to get rid of collections in the question of the day.
Tips for high school and college graduates to protect and increase their credit scores.
I give 12 tips on how to turn your credit score situation around. Plus a great question of the day.
So many questions and answers. All found in the ebook, 5 Pillars of Credit. Get the book today! Great Question of the Day about authorized users authority.
We discuss the pros and cons of refinancing your vehicle? What do you mean my car is upside down? How long should you finance a vehicle?
We talk how to handle collections. Whats the difference between "regular" collections and medical collections? Which should I tackle first? Can I negotiate a lower amount and removal?
How long? What if you filed bankruptcy? 5 Pillars Of Credit, collections, how long does that stay on my credit report, etc.
BIG ANNOUNCEMENT! Why your credit score dropped. Preapproved or prequalifed...is there a difference?
Students loans, why is my score different, and what should I do about this collection. Plus much more!
Today I break down how your credit score is calculated, wrap up the reason why saving can save your credit from last weeks show, and tell you which credit bureau is most important.
Options and advice on saving money to protect your credit. Plus, should I or shouldn't I become and authorized user
We discuss are banks and credit unions the same? What are the differences? Is one better than the other? And we talk about Chexsystem: what is it and how do you get out of it.
Whats the difference between a credit card and a charge card. How does the charge card impact my credit score? Marriott data breach, collection negotiations and more...
What to watch out for with your credit cards. Avoid these credit card mistakes. Tradeline: why?
What to avoid when trying to obtain or maintain a good credit score. Collections: Pay or leave them alone?
Recap of UltraFICO, Vets, Protect your credit from fraud etc. How to get money off collections.
I tell you the real reason why your Credit Karma score is different from your FICO score. Plus, how many credit cards is too many or not enough.
We discusss what debt collectors can and cannot do plus your rights under the Fair Debt Collection Practices Act
CNBC article, credit utilization, my collection story and the right and wrong actions to use to restore your credit
Talking about Credit Card Do's and Don'ts plus the top signs you need help with your credit
How much does good or bad credit cost you? Real life example of car buying and home buying
Today we discuss business credit in the QOD and how to turn your credit score around from A-Z
Discuss score drops, why were your credit scores in the news this week, and how to get credit without using getting a credit card.
Late payment tips to avoid and get off of your credit report. What to do if your info in on the dark web.
Discuss where to start for improving your credit score as well as how you compare to your peers, how the country compares by region and whats the new average credit score
Today we talk about appreciating assets vs depreciating assets. Their impact on your credit scores and what to do about the law firm that's attempting to collect a debt
Want to improve your credit score in less than a year? Listen to these 6-7 ways to positively impact your scores.
I answer submitted questions for listeners: collections, mortgages,length of history, etc.
A lot of different facts about crerdit on todays show: inquiries, credit card balances, child support, THANK YOUs, etc.
Why my score changes, industry specific credit scores. When should I apply for a mortgage?
Today is quiz day to see if you have been paying attention. 15 questions and a BONUS. Let me know how you faired. 800@creditscoreman.com
Collection impact on your score, drop of 100 points! Credit impact on one ladies life. Don't do this whilw applying for a mortgage.
Reasons you were denied and what to do about it. Nonprime mortgage loans-Stay AWAY! Medical collections
Bank credit cards, Store credit cards, Secured cards and what impact, if any, do they have on your score.
We discuss the legality of CPN's, tradelines and other tactics used to increase your credit scores and the legality of them. Along with some tips to increase your scores the RIGHT way.
First show of the 2018!! Generation X, Boomers etc. Credit scores and tips tips and more tips
Collections, bankruptcy removal, payments, and a strategy to increase your credit score.
How to stop hackers from getting your personal information. The factors that determine if you will be approved or denied credit.
Ways to increase your credit score without spending your cash and how long will it take you to get to an 800 credit score.
How your credit score impacts other areas of your life. What factors don't impact your score. Equifax hack.
My personal credit score journey. 7 tips to get you started on your way to an 800 credit score
How to get and keep a good credit score. File your disputes NOW!!! Equifax hack impact on your credit score.
Will a debt consolidation loan increase my credit score? Equifax hack, whats going on now. Moveon.org sign the petition Equifax Protection Act
Today's show is all about the Equifax hack. What happened? Who is impacted? What can you do to protect yourself?
How many points does your credit score drop for late payments, foreclosures, bankruptcies, etc. Collections: Lump sum or make payments?
Where to get your credit report for FREE. What should you prepare for when you log on? Why is my credit score different in different places?
The formula to getting a better credit score. Do trade lines work and are they worth it? Do authorized users work and are they worth it?
Why is my score so different on the 3 credit bureaus? The imprtance of accurate info on your credit report. Does being a minority impact my score?
How does financing work with a store? 90 Days Same as Cash Options. Why Credit Matters.
What is a charge-off? Do I have to pay if the account is charged off? How to get a charge-off deleted? How long does it stay on my credit report? Judgments removed!! Tax liens...GONE!
Happy Father's Day! Obtain credit ASAP, Consumer Financial Protection Bureau, Revolving debt vs Installment, Credit Card limts and debt utilization
Discuss the time it takes for items to fall off of your credit report. Bankruptcy, repossessions, tax liens, judgments, inquiries, collections, etc.
1 year! We celebrate the start and the future of THE 800 CREDIT SCORE MAN SHOW! We turn the mission into a movement. School is in on the factors that make up your credit score.
I list the positive and negative items that impact your credit. Plus a trick question. Come back next week for the Anniversary show!
10 BIGGEST credit mistakes that you make. Do you have maxed out credit cards? Does no debt equal good credit? Procrastionation...
FICO vs Vantage. Whats new? How to get paid collections removed. To close a credit card or not to close...that is the question.
What happens if I have a late payment? Why did my credit score go down after getting a new account? Why did my score down after paying off a debt? Does checking my credit report hurt my score?
Reasons TO close a credit card and reason NOT to close a credit card. Plus: Why did my score drop 30 points?
New information about how changes positively effect your credit score. What happens when you lock in your mortgage rate? Increased score during the mortgage process, do I get a better rate?
Federal Reserve rate hike and how it effects your credit score. Who do you contact first, your lender or your credit restoration company? New, positive info for your credit score increase.
I give you the script to negotiating with a collection agency. And we discuss how long does credit restoration take
Why are so many places offering a FREE FICO score? How to monitor your own credit for FREE. Where to get a FREE Experian credit report. Tribute to Chrissy King!
How long does it take to RESTORE my credit? When can I buy a house? What's worse, a collection or late payment?
Goodwill Letter, Statement of Explanation, Dispute Letter. 8 sentences or less! Why do you lose points for inquiries?
Adding your rental payments to your credit report. Why you need good credit, even if your home and auto are paid for.
I give 3 credit profiles and tell you exactly how to increase your credit score for that scenario.
Today I provide tips on how to protect your credit if you are a cosigner, what's the difference between a cosigner and and authorized user plus benefits of becoming an authorized user. Question of the Day deals with what to do if you don't get your desired results
I give examples how to maintain and increase your credit score by establishing and using accounts. Plus a controversial tactic.
2016 in Review: Credit basics, collections, FREE reports, Debt Utilization, what hurts your score worse and much much more...
Where to start to clean up your credit, medical collections clarified, authorized signers, disputing inquiries, increasing your score by 60 points with one credit move and much more!
How does TIME help or hurt your credit score. How to reduce your debt AND raise your credit score at the same time.
I talk about F.E.A.R., Discipline, Knowledge and what people with good credit scores have in common
What causes your credit score to go down? Revolving Credit, Aging of accounts, FICO Formula Changes, and Score Card Hopping
2017 CREDIT SCORE COME BACK. I give tips on how to increase your credit score, lower your interest rates and save $.
Positive change at the credit bureaus: Disputes, Collections, Fines, Medical Debt. Stuck at the same credit score for far too long? I give tips on how to "move the needle."
How to stop late payments from going on your credit report; How much wil my score drop if I have a late payment?; Change HAS Come regarding medical collections;
Info on where to send your disputes, how to contact the credit bureau via web, phone and snail mail. Your RIGHTS regarding disputing information on your credit report.
Details on whats actually on your credit report and whats NOT. How to get a FREE credit report and What to look for to protect yourself from fraud.
Combined credit accounts, mortgage qualifications, What's mine is yours and what's yours is mine. 700 score or less-gets no date!
We discuss how to establish, re-establish, restore, revitalze YOUR credit. Whether you are a millennial, gen x or gen y. Even if you have filed bankruptcy.
How much money is your bad credit costing you? Real life examples of the money you are losing.
Learn how collection companies work and how to negotiate with them for less than the amount owed and for removal from your credit reports.
Introduction to credit scores. What's a good score? Where can you get a FREE credit report?