Discovering Responsible Wealth: Recent Episodes
Frank Congilose
Discovering Responsible Wealth will help you discover the principles of Responsible Wealth – principles that can change your life, to be good stewards of all the God has blessed us with, and to live life to its fullest potential.Frank’s message is simple: Finances have an impact on every aspect of your life. However, to have the life that God desires for us, your life must be in balance and money must be placed in the proper context. Discovering Responsible Wealth focuses on life’s “Wealth Building Blocks” – your faith, family, health, purpose and finances. Each week, our goal is to provide your with insight and information to help you make better informed financial decisions. The reality is that most of our actions are not in alignment with the outcomes in life that we desire. This is often true in many aspects of our life sometimes unknown to us. With the rapid pace of change in the world, you can’t afford to waste time, and you can’t afford to leave others responsible for your life or financial well-being. You have to take the time to understand the game, know the rules, and move ahead strategically if you expect to win. The game is constantly changing. You have to change too, from a casually involved participant, to the captain of your team. In the end, we want to help you discover, build, and share a life of true wealth and meaning; a life strategically created through the principles of Responsible Wealth.
Frank Congilose, Managing Partner at C&A Financial Group hosts Mike Trudel, Managing Director and Global Strategist at BlackRock, who shares his thoughts on the U.S. economy. Frank and Mike also provide valuable insight and prospective around interest rates, inflation, recession and the current market.
To learn more about C&A Financial Group or to consider a fulfilling career with us, visit us online at www.ca-strategy.com for more information.
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To learn more about C&A Financial Group or to consider a fulfilling career with us, visit us online at www.ca-strategy.com for more information.
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Frank Congilose, Managing Partner at C&A Financial Group hosts Mike Trudel, Managing Director at BlackRock, who shares his thoughts on the U.S. economy. Frank and Mike also provide valuable insight and prospective around interest rates, inflation, recession and the current market. 2023-160482
To learn more about C&A Financial Group or to consider a fulfilling career with us, visit us online at www.ca-strategy.com for more information.
Without an income, you could quickly exhaust your family savings, undermining your family’s financial security. The money you’ve managed to put away for a vacation, the kids’ education, and your own retirement now has to be spent on gas, groceries, and other necessities. On this podcast, Katelyn Congilose shares her personal story of an unexpected emergency that left her grateful for having planned for the unexpected. 2023-156558.
On this month's podcast, Frank Congilose and Bob Farrell discuss important points and provide perspective around the country's debt ceiling.
Frank Congilose, CEO and Managing Partner and Dave Suckey, Financial Advisor, both of C&A Financial discuss financial balance and your legacy, how to plan your income stream in retirement and how to protect it while leaving behind a legacy.
Frank Congilose of C&A Financial Group and Guest Speaker Mike Trudel of BlackRock discuss market conditions and the perspective and outlook around our current economy.
Frank Congilose and Dave Mozeika, creator of FLO, discuss the structure and strategy of FLO, how it differs from other savings platforms and how it can help individuals achieve financial freedom.
https://www.livingflo.com/
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On this #TBT podcast, Frank discusses the best way to develop a process around savings and why it is important to start early.
On this episode Frank Congilose and Bob Farrell discuss the current state of the market as we enter the 4th quarter of 2022. Frank and Bob reflect on how the year has been so far and provide and outlook and insight on where we could be headed.
Sam Soprano and Adina Abercrombie of C&A Financial Group discuss key points on the importance and benefits of implementing a Financial Wellness Program in the workplace.
This month Mike Trudel from Blackrock joins Frank Congilose to give some viewpoints on the current state of the market and cover topics such as market volatility and inflation.
Michael Trudel, CFA, JD, Managing Director, is a member of the Global Allocation team within BlackRock's Multi-Asset Strategies Group. He is a global strategist, primarily responsible for macro strategy and portfolio analysis.
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This month Frank Congilose and Bob Farrell, Investment Manager at Tomoro Financial, have a conversation about current inflation and how it is affecting the markets.
May is Disability Income Awareness Month. This month Richard Pasick, C&A Financial Group, joins Frank Congilose to give some insight, information, and strategies for protection when it comes to planning for an unexpected disability.
www.DisabilityCanHappen.Org
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Bob Farrell, Investment Manager at Tomoro Financial, returns this month to join Frank Congilose and discuss the volatility happening in the market.
This month Frank Congilose, C and A Financial Group, welcomes Russ Koesterich, CFA, JD, from BlackRock. At BlackRock Russ is Managing Director and portfolio manager, and is a member of the Global Allocation team.
In this episode Frank and Russ discuss the current state of the market, what has happened in the past two years during the pandemic, and some insight into the direction of the market going forward.
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In this episode Frank Congilose and David Suckey of C&A Financial Group look back at 2021 and discuss some lessons learned and takeaways from this past year.
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For July Frank Congilose has a conversation with Matt Downing, Regional VP at Allianz, about annuities. Together they share some general information about types of annuity products such as variable annuities and RILAs and strategies as to how they can be used in distribution planning.
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May is Disability Awareness Month and Richard Pasick joins Frank Congilose. They give some insight, information, and strategies for protection when it comes to planning for an unexpected disability.
www.DisabilityCanHappen.Org
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Frank Congilose, C&A Financial Group, and Bob Farrell, Tomoro Financial, sit down to discuss the current state of the market.
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This month Frank Congilose and David Suckey have a retrospective of 2020, and focus on the positives of the year and the lessons it has taught us.
Frank Congilose, C&A Financial Group, and Bob Farrell, Tomoro Financial, discuss the current state of the market and how the 2020 election has affected it.
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What can we do to get some balance in our lives now as we adjust to the new normal? This month life coach Brett Michener joins Frank Congilose about how COVID-19 has affected our lives. What can we do to get some balance in our lives now as we adjust to the new normal?
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This month Frank Congilose and Robert Farrell, Investment Manager at Tomoro Financial, discuss the current state of the markets, a future outlook, and what has happened over the past few months since our last market update.
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On this episode Frank Congilose and Robert Farrell, Investment Manager at Tomoro Financial, sit down to provide some insight on the current state of the market and the volatility we are seeing.
As 2019 comes to a close Frank Congilose and David Suckey of C&A Financial Group sit down to discuss some year end planning and how to avoid the financial stress that the holidays can bring.
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Flo is a brand new platform that assists in helping individuals achieve financial freedom. This month the creator of Flo, David Mozeika, joins Frank Congilose to discuss the structure and strategy of Flo and how it differs from other platforms.
https://www.livingflo.com/
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Richard Pasick joins Frank Congilose this month to discuss Disability Awareness. They give some insight, information, and strategies for protection when it comes to planning for an unexpected disability.
www.DisabilityCanHappen.Org
Frank Congilose and David Suckey of C&A Financial Group spend some time sharing their insights on financial literacy and how factors like education, accountability, and coaching are key.
March is asset protection month. Frank Congilose and David Suckey of C&A Financial Group discuss several different topics pertaining to asset protection including; personal property, business, and cash flow.
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This month John Henry, President of OBS Financial Services, joins Frank Congilose to discuss the current market volatility, its technical aspects, and behavioral finance.
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It's Estate Planning Month and Frank Congilose and Michael Canarick, JD, LLM discuss how to protect your life's work from unfriendly creditors.
This month Frank Congilose and David Suckey have a discussion about life insurance, its benefits, and the different types of insurance available.
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This is the second part of our short series on college planning. On this episode Frank and Emily discuss post college finances and dealing with student loans.
This month Emily Zeigler, C&A Financial Group, joins Frank Congilose in the studio to talk about planning for college. This first episode of a two part series focuses on the cost of college and some options that are available to help alleviate a portion of the cost. 2018-58621
This month John Henry, President of OBS Financial, joins Frank Congilose to discuss the current volatility in the market.
Happy Holidays! Institute of Responsible Wealth coaches, Frank Congilose and David Suckey, discuss some year end planning strategies as well as some strategies for the beginning of the new year in what is our last coaching call of 2017.
This month Frank Congilose discusses probate and non probate assets and how they are incorporated into current estate planning with Michael Canarick, JD, LLM, of Canarick and Canarick Attorneys at Law.
September is Life Insurance Awareness Month and on this episode Frank Congilose and David Suckey sit down to discuss some details and facts about life insurance.
In our May episode Frank Congilose and David Suckey discuss planning for tomorrow. They explain the three "R"s which are the rates of saving, return, and distribution.
John Henry from OBS is back this month to talk with Frank about market fluctuations and corrections. They also talk about having a process and philosophy, why are you invested and what time periods are you invested for?
This month Frank and Dave talk about planned obsolescence, wealth eroding factors in life that can impact our finances. They discuss some strategies to make sure our assets, income, and legacy are protected. 2019-76070
This is the year end coaching call for 2016. Frank Congilose and David Suckey from the Institute of Responsible Wealth discuss some year end planning strategies as well as some strategies for the beginning of the new year.
September is life insurance awareness month. This month David Suckey, C&A Financial Group joins Frank Congilose to discuss the purpose, amount, and types of life insurance.
Jason Lamb, Shore Point Advisors and C&A Financial Group, joins Frank Congilose this month to discuss some concerns about past performance investing.
S&P 500 Index is a market index generally considered representative of the stock market as a whole. The index focuses on the large-cap segment of the U.S. equities market. Indices are unmanaged and one cannot invest directly in an index. Past performance is not a guarantee of future results. 2018-66889
Michael Canarick returns this month joining Frank to talk about estate planning with trusts and wills. 2018-61476 Exp. 6/20
On this episode Frank Congilose and David Suckey of C&A Financial Group discuss the topic of cash flow 2018-66887
This month Weston Wellington, Vice President of Dimensional Fund Advisors, joins Frank Congilose to talk about accumulating and building wealth using a science based equilibrium strategy.
This month Frank Congilose talks to John Henry, President of OBS Financial Services, to reflect on the 2015 market and discuss the current state of the market.
This is the year end coaching call for 2015. Frank Congilose and David Suckey from the Institute of Responsible Wealth discuss some year end planning strategies.
This month Frank invited Jake Rue, C&A Financial Group, into the studio to discuss tax loss harvesting 2015-13302 Exp 11/17
This month David Mozeika, Managing Partner and Founder of Tomoro, joins Frank to discuss the topic of life insurance.
This month John Henry, President and CEO of OBS Financial Services, joins us to discuss the current state of the market.
Jaquelyn Weiland of Solutions Provided is in studio to talk about having the right mindset when it comes to building and enjoying wealth.
This month Richard Pasick, advisor at C&A Financial Group, joins Frank to discuss the topic of Social Security.
This month on our coaching call we have Michael Canarick, attorney at law, Canarick and Canarick. Frank and Mike discuss estate planning with different family dynamics and scenarios.
Alex Ash, director of coaching with Matson Money, joins us this month to discuss some basic information on investing. Disclaimer: All investing involves risks and costs. Your adviser can provide you with more information about the risks and costs associated with specific programs. No investment strategy (including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.
Michael Canarick, Attorney at Law, Canarick and Canarick, joins Frank this month to discuss the key documents that people should be putting in place to help protect their finances.
John Henry, President and CEO of OBS Financial Services joins Frank on this month's episode to discuss asset class returns.
OBS Financial Services, DFA, and John Henry are not affiliated with PAS, Guardian, IRW, or C&A Financial Group. All investments contain risk and may lose value. Asset allocation and diversification does not guarantee profit or protect against market loss. 2015-1281 Exp 1/17
This is our first monthly coach call! This month Frank Congilose and Jim Schepis discuss goals, the significance they can have, and some keys to properly setting your goals for the new year and the future.
Jacqueline Weiland, Solutions Provided, is back in the studio this week. She along with Frank discuss personal perspective personal growth, leaving your comfort zone, living on purpose and creating value
Sam Soprano joins us in studio this week to talk about the cost of a college education. We touch upon topics such as; Education costs. Student loan debt. Financing college cost. Go to school on purpose, utilizing community colleges, transferring into other schools. Perception of private and public/state colleges and costs. Academic scholarships, grants, Financial aid. Trade industry education.
This week we talk about rate of distribution and managing how assets are distributed. . Living off interest, principal and interest, and annuitization. Social security benefits.
This week we talk about the purpose of money in our lives, changing the flow of your money to achieve financial balance.
The topic this week is "rate of saving" and it includes talk about managing cash flow, establishing a spending plan, a plan of savings, managing credit card debt.
Financial Planning month continues and this week we talk about Myths and truths about investing, timing the market, stability vs. volatility, investor behavior and where returns come from.
October is financial planning month. This week Sam Soprano is in studio to discuss with Frank why we need a financial plan, whats its purpose is, what it is comprised of, and how to develop a plan.
Our 100th episode. This week is the final week of life insurance awareness month. Frank and Dave talk about the permission slip this week, how owning life insurance allows some freedoms and flexibility in life.
This week Frank and Dave dive into the topic of the different types of life insurance available.
As life insurance awareness month continues Frank and David Suckey discuss the topic of what is the right amount of life insurance coverage and its uses.
September is Life Insurance Awareness Month. Frank and David have a discussion this wee on the purpose and uses of life insurance and how it relates to human life value.
This week we invited Carl Hicks, from the Growth Group, to join us on the topic of legacy with a focus on being happy and how it helps maintain a good balance in our life.
This week attorney Bob Munoz is in studio. Frank and Bob have a discussion on memorializing and documenting your legacy. Bob discusses some of the important documents that are needed such as trusts and wills.
We continue this week with legacy month. Frank and David Suckey discuss '"what will be your legacy?'" They dive into some topics that include financial balance and income stream during retirement years.
This week Jaquelyn Weiland of Solutions Provided is back in studio. She and Frank discuss how to get direction, writing down goals and creating a plan. Making choices and decisions to uncomplicated and unclutter your life.
Sam Soprano joins us this week to intoduce Legacy Month. This week we talk about simplifying your life by only making commitments that you can give your all to.
This show discusses a reoccurring topic we talk about, the sandwich generation. More specifically planning for your future move from the middle to the older part of the generation. Advice on ideas and practices that should be put in place to take some of the burden off your children for later in your life.
On this show Peter Grandich joins us in studio do discuss the topic of taking care of older parents. Planning for elder care and long term care facilities.
This week Frank and Dave discuss freedom, and giving thanks. They also go into having a mindset of prosperity instead of scarcity and how that impacts your life on a daily basis.
Richard Hauswirth returns this week. He and Frank go deeper into the topics on automobile insurance. Some of these topics include youthful/ inexperienced operators, car insurance policies.,distracted driving., and rental care insurance. They also discuss identity theft.
Richard Hauswirth of World Insurance joins Frank in studio this week. Together they discuss different types of insurance such as property and casualty, flood, car, excess liability and a few others that help protect your property in the case of an unforeseen event.
In part 2 of Frank and Rob's discussion on life insurance they focus on the areas of the different types of insurance and how much insurance is enough for an individual.
This week Frank and guest Robert Pendergist discuss life insurance. Topics include issues within the industry, the different products that are available and understanding an illustration.
Jaquelyn Wieland of Solutions Provided is in studio with Frank this week. They talk about courage and leadership.
Richard Pasick and Frank Congilose discuss work disability this week. They include statistics and facts about those who become disabled and are not able to work and what you can do to protect your finances in case of such an event.
This show Frank has tax attorney Michael Canarick on and they discuss estate planning for older Americans. Some topics include estate tax planning, protecting your estate, and important legal documents that should be in place and up to date.
Patrick Kenny join Frank this week this week to focus on the topic of financial organization for seniors/ older Americans.
This week our show's topics to wrap up financial literacy month include teaching children about money, spending, and the importance of credit.
Peter Grandich joins Frank for the 3rd week in financial literacy month. This show's main focus during holy week is stewardship.
Week 2 of Financial Literacy Month. Frank and David discuss creating value. The value in the investments we make and how it relates to money and also investment in ourselves.
This week is the introduction to Financial Literacy Month. Also this week Jim Schepis joins Frank and David to discuss and give insight into Autism awareness month.
On the show this week Frank and Dave spend time talking about setting goals. Identifying purpose, short term and long term goals. Reflecting on the first quarter of 2014 when it comes to your goals, and planning for the 2nd quarter of 2014. Identifying purpose, short term and long term goals
This week Frank discusses some of the truths about investing, rules of thumb, diversification and how a portfolio is put together among other investment topics.
This week Frank and Dave discuss some of the opportunities and circumstances in which wealthy people became wealth. From self investment, education, entrepreneurship, and the truth about investing their money.
This week Frank and Dave answer some listener questions about rate of savings, return, and distribution.
Frank and Dave discuss the final R in "the three Rs" this week, rate of distribution. Some of the areas touched upon are how money is distributed, providing income in retirement years, being a good steward, control of principal, and understanding products such as bonds and annuities.
This week Frank and Dave discuss more on "the three Rs" focusing more of the rate of saving. They also discuss corporate bonds, equity, stocks, and real estate.
This week Frank introduces what he refers to as "the three Rs"; Rate of Return, Rate of Saving, and Rate of Distribution. This show focuses on the Rate of Return.
Richard Pasick joins Frank this week to go into more detail about Social Security benefits and retirement.
This week Frank talks about Social Security benefits and how they play into an individual's retirement plan.
What type of mindset do you have? Do you have a mindset of abundance or scarcity? In this week's show Frank and David discuss the responsible wealth mindset and how it can impact your life.
Frank and Dave sit down in this week's episode to discuss the purpose of money. Some topics discussed are cash flow, asset protection, and financial wellness
First episode of 2014. This week Frank kicks off the new year with investment specialist Scott Codacovi. Scott and Frank discuss what Frank refers to as the wealth building blocks.
On the final episode of 2013 Frank discusses the three Gs with David Suckey. The three Gs refer to God, gratitude, and giving.
Art Chianese, tax attorney and CPA is in studio this week. He and Frank discuss preparing for tax season, getting your end of the year tax planning done. Some other topics of discussion are medical expenses, flexible spending accounts, home owner's deductions and credits, and tax harvesting.
Peter Grandich joins Frank again this week to discuss what could be on the economic horizon. Some topics of this show include: Markets, jobs, Obamacare/health insurance, and international economies.
Frank and David discuss end of the year planning of your finances. Some of the details of this topic include: Flexible spending accounts, HSAs, health deductibles, budgeting, dental plan limits, investment account re-balancing, tax issues, 401k plan matching contributions.
Frank Congilose and David Suckey discuss the topic of year end financial organization on this week's show. Some of the details of this topic include; End of year statements, getting organized, and decision making for the end of the year and the beginning of the new year.
This week Frank Congilose and David Suckey talk about living a life of balance. What is God's will in your life? How can we balance our life using the wealth building blocks?
Jaquelyn Weiland of Solutions Provided returns this week. She and Frank discuss preparing for the holiday season and making the right financial decisions to avoid the holiday hangover.
Peter Grandich of Grandich Publications and Author of Confessions of a Wall Street Wiz Kid joins Frank this week. The duo this week discuss the market and some of the truths and myths of online trading.
How to we prepare for unexpected life events? Frank and David discuss this question on the show this week. They talk about how to prepare legally and financially for different unexpected life events.
"Why do we work?" Frank and David wrap up Financial Planning Month by answering the question "why do we work?"
This week's guest is Erin Brachlow of Benefit Mall. Erin and Frank discuss the Affordable Health Care Act, aka Obamacare.
Frank, David, and Peter continue their discussion this week on "the financial planning process". The group this week discuss opportunities and challenges when it comes to seeking financial planning advice.
October is Financial Planning month. This week joining David and Frank is Peter Grandich of Trinity Sports and Financial Management, and author of Confessions of a Wall Street Wiz Kid. The group talks about "the Financial Planning Process" with a focus on challenges seen in the financial planning arena.
David Suckey and Frank Congilose kick off financial planning month in this episode giving their experiences and knowledge of being financial planners.
Personal development month continues as Frank dives deeper into stewardship and how it can help your self development.
Carla Fallone returns this week to continue her discussion on entrepreneurship with a focus on the question of "is entrepreneurship for you?"
Guest Carla Fallone shares her personal experience and knowledge as an entrepreneur this week in her discussion with Frank. Carla is the CEO of Fallone Business Resources as well as professor at The College of New Jersey.
For the Labor Day weekend show Frank wraps up legacy month by answering questions submitted by our audience.
Legacy month continues. Frank and David discuss legacy planning for your parents. Being a young parent himself, David gives his advice and insight on the subject.
Frank and David continue their discussion on Legacy Planning this week. In this episode they go over some of the strategies and products that are available to assist in legacy planning.
Frank and David discuss Legacy Planning this week with an industry expert on some of the strategies and products that are available to assist in legacy planning.
Jaquelyn Wieland is the guest for this week, the topic for this show is legacy and influence.
Michael Minton, Certified Long Term Care Specialist of the Long Term Care Specialist Group, joins Frank this week. Michael and Frank discuss the parents side of the sandwich generation and how to prepare and plan for the care of aging parents.
Frank talks about the sandwich generation this week focusing on planning for your child's future.
Frank is joined by Disability Specialist Richard Pasick this week. Richard talks about protecting your income in the event of an unexpected disability.
Jaquelyn Weiland of Solutions Provided joins Frank again this week to discuss her new program Attitude and Choice.
Gary B. Garland, Esq, Certified Elder Law Attorney, returns this week to explain the power of attorney. He also discusses the different types of a power of attorney and which situations they should be used in.
Gary B. Garland, Esq, a Certified Elder Law Attorney, joins us this week to talk about asset protection and medicare/medicaid planning.
Medicare expert Dane Mihlon joins Frank this week to talk about Medicare. They go over the eligibility requirements for Medicare, the types and parts, risks and gaps, and how to enroll.
For this episode Frank invited Michael Canarick, JD, LLM to talk about estate planning. Michael talks about estate planning regarding older Americans, what planning and documents they should consider and what tax considerations do they need to be concerned with.
This week Frank answers questions submitted by listeners about distribution and legacy.
How do we receive assets in our retirement years? Frank discusses social security, pensions, 401ks, and other retirement plans.
Frank discusses the first step in his philosophy on financial literacy, accumulation. Here he talks about cash flow, budgeting, saving, steward ship and how to avoid emotional spending.
Patti Adorna of Turn 2 Sports Consulting returns to continue her discussion with Frank. Patti and her company Turn 2 inform, assist, and prepare high school athletes get recruited and play collegiate level sports.
Patti Adorna of Turn 2 Sports Consulting sits in with Frank this week. Patti and her company Turn 2 inform, assist, and prepare high school athletes get recruited and play collegiate level sports.
Harry Flaherty joins Frank this week. Harry is the FCA NJ State Director, and discusses what the FCA is and his experiences as a member in benefiting his college and pro football career.