Holistic Wealth and Health Podcast: Recent Episodes
Jason L Smith
Are you ready to take a different approach to your financial life? This is not your typical financial podcast, we’re inspiring and teaching you how to prosper in your mind, body, and spirit, not just your finances. Join us as we focus on what matters most –– living your best life possible.
Join host Jason L Smith and special guest, Aneta Kuzma, a meditation and wellness coach, and CEO and Founder of Ardelian Kuzma Group, LLC.
With her transformative approach to mindfulness and breathwork, Kuzma shares how creating moments of stillness can protect your wealth by improving decision-making, reducing stress, and enhancing your overall wellbeing.
Key Topics Discussed:
- Morning Routine Success: Learn how to build a sustainable meditation practice using the Atomic Habits framework, starting with just 3 minutes a day and simple steps like “feet on the floor.”
- Breathwork Benefits: Discover how specific breathing techniques can release stored trauma, reduce stress, and create profound transformative experiences comparable to therapeutic breakthroughs.
- Meditation Myths: Understand why you don’t need to “quiet your mind” to meditate successfully, and how even busy professionals can incorporate mindfulness into their daily lives.
- Gratitude Practice: Find out how starting each day with gratitude, including sending one meaningful text to someone you appreciate, can transform your mindset and relationships.
- Community Support: Learn about free virtual meditation sessions available every weekday at 7am and Saturdays at 9am, perfect for establishing a consistent practice with guidance.
Are you approaching Medicare age or already enrolled? Join host Bryan Bibbo and special guest, Gary J. Pelfrey, Director of Business Development at JL Smith Holistic Wealth Management.
With over 28 years of experience as a Medicare specialist in financial services, Pelfrey demystifies Medicare planning and reveals how proper healthcare planning can protect your retirement savings.
Key Topics Discussed:
- 2025 Medicare Changes: Learn about major updates coming to prescription drug coverage through the Inflation Reduction Act, including how you’ll benefit from the new $2,000 annual cap on out-of-pocket costs.
- Medicare Plan Options: Discover the real differences between Medicare Supplement and Medicare Advantage plans, including which might best fit your lifestyle, especially if you travel.
- Enrollment Timing: Find out exactly when you should enroll in Medicare, particularly if you’re still working past age 65, and how to avoid penalties that could cost you for life.
- COBRA vs. Medicare: Understand the crucial distinctions between COBRA and Medicare coverage that could save you from making an expensive mistake during your retirement transition.
- Long-term Care Gap: Learn what Medicare won’t cover in your later years and how to prepare for potential long-term care needs.
Listen in as Bibbo and Pelfrey break down the crucial Medicare decisions you’ll face and share upcoming changes that could significantly impact your healthcare costs.
Join host Bryan Bibbo and special guest Elizabeth Sherman, owner and master certified life and health coach at Total Health by Elizabeth, as they explore the crucial importance of holistic health and wellness for middle-aged men and women.
Together, Bibbo and Sherman discuss how tailored health strategies can dramatically improve quality of life, mental well-being, and physical capabilities for adults navigating the challenges of midlife.
Key Topics Discussed:
- Midlife Health Challenges: Elizabeth explains the unique health challenges faced by individuals in midlife and why addressing them is crucial for maintaining vitality and well-being.
- Time Management: A breakdown of how effective time management can impact overall health and wellness, especially for busy midlife adults.
- Eight Basic Health Habits: Discussion on the fundamental habits that form the core of Elizabeth’s coaching approach, including hydration, nutrition, and stress management.
- Relationship with Food: Various ways midlife adults can improve their relationship with food and make more mindful eating choices.
- Overcoming Obstacles: Strategies for motivating midlife individuals who may be reluctant to make lifestyle changes.
Listen as Sherman shares insights on how small, consistent changes can lead to significant improvements in health and offers practical advice for getting started at any age.
Join host Bryan Bibbo and special guest Artie Gardella, author and owner and personal fitness trainer at Synergy Senior Fitness, as they explore the vital importance of exercise and wellness for seniors.
Together, Bibbo and Gardella discuss how tailored fitness programs can dramatically improve quality of life, mental health, and physical capabilities for older adults.
Key Topics Discussed:
- Exercise for Seniors: Artie explains how senior-centric exercises differ from traditional workouts and why they’re crucial for maintaining independence and vitality.
- The Science of Happiness: A breakdown of how exercise stimulates the body’s “happy chemicals” and combats depression in seniors.
- Balance and Motion: Discussion on the importance of balance exercises and how they can prevent potentially life-threatening falls.
- Functional Fitness: Various ways seniors can incorporate exercise into daily activities to maintain strength and mobility.
- Overcoming Obstacles: Strategies for motivating seniors who may be reluctant to start exercising.
Listen as Gardella shares inspiring stories of seniors whose lives have been transformed through fitness and offers practical advice for getting started at any age.
Join host Bryan Bibbo and special guest Don Graves, RICP®, CLTC®, CSA® Certified Senior Advisor, president and founder of the Housing Wealth Institute and an Adjunct Instructor of Retirement Income at the American College of Financial Services, as they explore the often misunderstood world of reverse mortgages and their potential role in retirement planning.
Together, Bibbo and Graves discuss how these financial instruments can provide increased flexibility, improve cash flow, and potentially enhance overall retirement outcomes when used strategically.
Key Topics Discussed:
- Beyond the Stigma: Don explains how reverse mortgages have evolved and why they’re now being considered by financial planners for clients across the wealth spectrum.
- The Mechanics of Reverse Mortgages: A breakdown of how these loans work, including the growing line of credit feature.
- Strategic Applications: Various ways reverse mortgages can be used, from eliminating monthly mortgage payments to funding estate planning strategies.
- Protecting Homeownership: Discussion on the safeguards in place and common misconceptions about losing one’s home.
Listen as Graves dispels common myths and shares insights on how reverse mortgages are “just another mortgage” and can be a valuable tool for retirees across various financial situations.
Join host Bryan Bibbo and special guest Heather Hausenblas, PhD, founder and CEO of Wellness Discovery Labs, as they explore practical ways to boost mental and physical health beyond traditional gym workouts and its importance.
With her exercise psychology and health behavior expertise, Hausenblas shares her insights on why it’s so hard to maintain regular physical activity and how small, consistent habits can lead to significant improvements in overall well-being. Together, Bibbo and Hausenblas discuss how integrating movement, social connections, and positive mindset into daily life can contribute to improved health, longevity, and quality of life.
Key Topics Discussed:
- Beyond the Gym: Heather explains how to incorporate movement into everyday activities, emphasizing that exercise doesn’t have to mean going to the gym.
- The Power of Mindset: The crucial role of positive thinking and how it can impact physical health and behavior changes.
- 24-Hour Movement Guidelines: A holistic approach to health that considers all daily activities, including sleep and light movement.
- Social Connections and Longevity: Discussion on the surprising impact of social relationships on overall health and lifespan.
Learn how small, consistent changes in daily habits and mindset can lead to significant improvements in physical and mental health, regardless of age or fitness level.
Join co-host Bryan Bibbo for this special episode of the Holistic Wealth and Health Podcast where he explores the critical importance of financial literacy today.
Bryan shares his personal and professional insights into the rising consumer debt crisis and offers practical tips on budgeting, saving, and goal setting to help individuals secure their financial future.
Key topics discussed:
- National Financial Awareness Day: The significance of this day and why financial literacy is more important than ever.
- Consumer Debt Crisis: Understanding the impact of rising debt levels and how to manage financial stress.
- Paying Yourself First: The importance of saving a portion of your income and taking advantage of employer 401(k) matches.
- Budgeting Basics: Practical tips for creating a budget that accommodates unexpected expenses and long-term financial goals.
- Financial Education: The need for better financial literacy in schools and how to instill good financial habits in the next generation.
Learn how to take control of your financial future by implementing these essential strategies and discover the importance of educating yourself and your loved ones about money management.
Join hosts Jason L Smith and Bryan Bibbo with special guest, Dave Alison, as they continue breaking down The Bucket Plan® financial planning process.
This episode covers step three of The Bucket Plan® process, the “Deliver” phase, where we present and deliver the personalized, holistic financial plan we’ve developed for you.
Key Topics Discussed:
- Your Family Estate Organizer: Discover how we’ll help you organize all your financial information in one place, making it easily accessible for you and your loved ones.
- Understanding Your Risk Tolerance: Learn about our Volatility Tolerance Analysis, which will help assess your comfort with risk across different time horizons.
- Creating Your Custom Plan: We’ll explain how we take all the information from our previous meetings to engineer a financial plan tailored just for you.
- Presenting Your Financial Blueprint: Find out how we’ll walk you through your comprehensive plan, addressing your specific concerns and priorities for retirement.
- Planning for Your Retirement Phases: Understand the three phases of retirement – your “go years,” “slow go years,” and “no go years” – and how we’ll help you plan for each.
- Maximizing Your Retirement Income: Learn about our strategies for tax-efficient distribution planning to help you keep more of your hard-earned money.
- The Power of Tax Planning: Discover how proper tax planning could potentially save you tens or even hundreds of thousands of dollars over your lifetime.
- Optimizing Your Savings and Withdrawals: We’ll introduce you to our “funnel” concept for managing your money tax-efficiently during both your saving and spending years.
Join our hosts Jason L Smith and Bryan Bibbo with special guest, Dave Alison, CFP®, EA, BPC, President and Founding Partner of C2P and Alison Wealth Management, as they continue breaking down The Bucket Plan® financial planning process step by step.
This episode covers step two of The Bucket Plan® process, known as the “Design” phase, where we analyze all your assets and how they come together to formulate your holistic plan.
Key Topics Discussed:
- Overview of The Bucket Plan® Process: A recap of the previous episode on “Discovery,” phase and each step of the planning process: Discovery, Design, Deliver, Dedicated.
- Document Analysis: Carefully reviewing your financial documents to gain a complete understanding of your current situation.
- Organization: Helping you structure your financial information using our Family Estate Organizer, ensuring everything is accessible and clear to preserve your legacy.
- Risk Assessment: Using our proprietary Volatility Tolerance Analysis to determine your comfort level with risk across different time horizons.
- Asset Categorization: Introducing you to our Bucket Plan philosophy, showing you how to categorize your assets for Now, Soon, and Later needs.
- Investment Education: Guiding you through our Pyramid of Risk, helping you understand various investment types and reflect on your past experiences.
- Visual Planning: Creating a personalized sketch of your Bucket Plan, giving you a clear visual representation of your financial strategy.
Discover how our Design phase creates the blueprint for your customized holistic plan and sets the stage for the next phase of the process.
In this episode of the Holistic Wealth and Health Podcast, guest host Matt Seitz, Chief Marketing Officer at JL Smith, sits down with Hal Elrod, the renowned author, keynote speaker, and creator of The Miracle Morning book and philosophy.
Hal shares his inspiring journey, from overcoming personal tragedies to developing The Miracle Morning routine. They discuss the transformative power of morning rituals and how starting your day with intentional practices can elevate your consciousness and set a positive tone for the rest of your day.
Key Topics Discussed:
- Hal Elrod’s Inspirational Journey: Overcoming personal tragedies and the creation of The Miracle Morning.
- The Power of Morning Routines: How starting your day with intention sets the tone for success.
- SAVERS Acronym: Breakdown of Silence, Affirmations, Visualization, Exercise, Reading, and Scribing.
- Personal Development Techniques: Enhancing productivity, mindset, and overall well-being.
- Impact on Relationships: How morning routines positively influence personal and professional relationships.
Tune in to discover practical strategies and motivational insights that can help you transform your mornings and your life.
In this episode of the Holistic Wealth and Health Podcast, host Jason L Smith is joined by esteemed tax planning professional and professor, Christopher P. Woehrle, JD, LL.M (Tax).
With a background in tax and estate planning and as a professor at Villanova Law School and former chair of the tax and estate planning department at the College of Financial Planning, Chris shares his expertise on holistic wealth management and the critical role of tax planning.
Key Topics Discussed:
- Holistic Wealth Management: Understanding the comprehensive approach to financial planning that integrates all aspects of your financial life.
- Importance of Tax Planning: Exploring the critical role of tax strategies in holistic wealth management.
- Effective Tax Strategies: Discussion of specific tax planning techniques, including the 83(b) election, Employee Stock Ownership Plans (ESOPs), and the benefits of gifting appreciated securities to charity.
- Navigating Retirement Planning: Strategies for ensuring a secure and comfortable retirement, including the importance of having a diversified income stream.
- Balancing Short-Term and Long-Term Goals: How to save for immediate needs while planning for future financial stability.
- Risk Management: Understanding and mitigating risks such as mortality, longevity, and disability.
- Behavioral Finance: The importance of behavior modification in investment decisions and financial planning.
- The Role of Financial Advisors: How professional guidance can help you stay on track and make informed financial decisions.
Tune in to learn how to manage your wealth holistically, make informed tax decisions, and plan effectively for your future. Whether you are preparing for retirement or looking to optimize your current financial strategy, this episode offers valuable insights to help you achieve your goals.
In this episode, host Jason L Smith interviews Carrie Kerskie, a certified identity fraud investigator, speaker, author, and consultant on identity theft, privacy, and cybersecurity.
Carrie shares her expertise on protecting against identity theft, fraud, and cyber threats in the digital age. Jason also discusses the stress and financial impacts these crimes can have on victims.
Key Topics Discussed:
- Common Mistakes Leading to Identity Theft: Not securing online accounts, failing to ask for help with technology, and believing one is safe from threats by avoiding the internet.
- Best Practices for Prevention: Getting credit freezes, using privacy-focused browsers/search engines, enabling two-factor authentication, and validating information from supposed official sources.
- Evolving Threat Landscape: How identity theft, fraud, and cyber threats have converged, with criminals using sophisticated tactics like remote access malware.
- Recognizing Scams: Red flags like unsolicited requests for sensitive data, urgency to transfer money, and implausible scenarios crafted with convincing details.
- Securing Mobile Devices: Using longer passwords/passcodes, being cautious about app installations, and adjusting privacy settings on smartphones.
- Approach to AI Tools: Maintaining prudence by fact-checking outputs, as AI models can perpetuate misinformation based on their training data.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
In this episode, host Bryan Bibbo is joined by the distinguished guest, Dr. Elaine Husni, MD, MPH Vice Chair of Rheumatology and Director of the Arthritis and Musculoskeletal Center in Cleveland, Ohio.
Dr. Husni shares her passion for helping patients with arthritis while Bryan shares his personal experience living with the condition. Tune in for a comprehensive conversation on the different types of arthritis, the latest treatment modalities, and strategies for living well with these conditions.
Key Topics Discussed:
- Dr. Husni’s Background: Dr. Husni shares how she became interested in rheumatology, her current role, previous clinical trials she’s led, and her longstanding involvement with the Arthritis Foundation.
- Importance of Proper Arthritis Diagnosis: The critical need for proper diagnosis of the different types of arthritis, as treatment paths vary significantly between conditions like osteoarthritis, rheumatoid arthritis, and psoriatic arthritis.
- Holistic Wellness Strategies for Arthritis: Beyond medication, Dr. Husni discusses integrative wellness strategies that play a role in arthritis management, including diet, exercise, stress management, and adequate sleep.
- Weather Impacts on Arthritis Symptoms: How changes in weather and barometric pressure can affect arthritis symptoms and the perception of pain and swelling in joints.
- Genetic Factors in Arthritis Susceptibility: The role of genetics in increasing susceptibility to different types of arthritis.
- PRECISION Trial on Cardiovascular Risks: Dr. Husni shares insights from her groundbreaking PRECISION clinical trial, which examined the cardiovascular risks associated with various anti-inflammatory medications used in arthritis treatment.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Join us for part two of our in-depth discussion on holistic planning with hosts Jason L Smith and Bryan Bibbo along with special guest Dave Alison, CFP®, EA, BPC, President and Founding Partner of C2P and Alison Wealth Management.
This episode continues the group’s discussion of step one of The Bucket Plan® planning process, known as the “Discovery” phase. You’ll learn how during this initial meeting we have with all our clients; we focus on identifying your concerns, priorities, and goals to determine what matters most to you before we can begin developing your personalized plan.
Key Topics Discussed:
- Understanding Holistic Wealth Management: Discover the five pillars of holistic wealth management and how they work together to create a secure financial future for you and your family.
- Client-Centric Approach: Learn what it means for your advisor to adopt a fiduciary role and the importance of focusing on client needs rather than representing the firm’s interests.
- The Bucket Plan® Explained: Learn more about our unique Bucket Plan® strategy, which simplifies your financial landscape into manageable segments, ensuring immediate stability and long-term growth.
- Enhancing Your Financial Strategy: Gain insights into how a holistic plan that includes advanced asset management, tax planning, and legacy planning can tailor your portfolio to meet your specific needs and goals.
- Real-Life Benefits: Hear real-life examples of how integrated planning strategies have helped others secure their financial futures.
- Your Path to Financial Confidence: Understand the importance of continuous education and expert guidance in maintaining and adapting your financial plan over time.
Whether you’re planning for retirement, managing assets, or setting long-term goals, tune in to see how holistic financial planning can help you navigate your financial journey with confidence.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Hosts Jason L Smith and Bryan Bibbo along with special guest Dave Alison, CFP®, EA, BPC, President and Founding Partner of C2P and Alison Wealth Management, explore the intricacies of the holistic wealth management process through the widely acclaimed financial process, The Bucket Plan®.
Their discussion offers a comprehensive look into the first, crucial step of financial planning called the discovery phase. This episode is a must for anyone interested in gaining a deeper understanding of what to expect during the discovery phase of holistic wealth management and the value of holistic, personalized financial planning.
Key Topics Discussed:
- Introduction to the Discovery Process: Smith opens with the purpose of the discovery step in understanding clients’ financial goals and preparing a personalized plan.
- Role of Prosperity Capital Advisors: How the Registered Investment Advisory (RIA) firm JL Smith and Alison Wealth Management use, Prosperity Capital Advisors, offers support to advisors’ compliance, trading, reporting, and portfolio management to focus on client service.
- Importance of Tailoring Financial Plans: Alison emphasizes how personal finance is more personal than finance and should focus on the client’s specific needs, goals, and personal circumstances for effective planning.
- Navigating the Discovery Meeting: Alison discusses how he sets the agenda for discovery meetings, ensuring alignment of goals, and establishing a comfortable environment for open communication about financial aspirations and concerns.
- Pre-Discovery Consultation: Alison and Smith discuss the precursor to the discovery meeting, where advisors evaluate how they can serve potential clients and determine the appropriateness of proceeding to the discovery phase.
Stay tuned for future episodes describing each step of the holistic wealth planning process!
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Join host Bryan Bibbo as he sits down with Trevor Murray, MD, Assistant Professor of Surgery for the Department of Orthopedic Surgery at the Cleveland Clinic, who specializes in lower extremity joint replacements. Together, they discuss their shared passion for helping others, advancements in joint replacement technologies, as well as the importance of maintaining an active lifestyle for joint health. Tune in to hear practical advice on prevention, treatment options, and the profound difference a dedicated healthcare professional can make in improving patients’ quality of life.
Key topics discussed:
- Murray’s Orthopedic Surgery Background: Trevor Murray discusses his unique journey into the field of orthopedic surgery, tracing back to his interest in athletics and desire to help people, at a young age.
- Murray’s Extensive Training: Murray sheds light on the rigorous and lengthy process of becoming an orthopedic surgeon.
- Advances in Joint Replacement Technology and Practices: Murray details how technological advancements have significantly increased the lifespan of hip replacements.
- Activities To Maintain Joint Health: Emphasizing the multifactorial nature of joint health, Murray highlights the critical role of maintaining a healthy weight and engaging in low-impact exercises as preventive measures to stave off the need for joint replacement surgery.
- Post-Surgical Recovery and Rehabilitation: Murray emphasized the importance of early mobilization, physical therapy focused on range of motion initially and then strength and endurance, and the overall timeline for achieving peak outcomes.
- Addressing Fears and Misconceptions About Surgery: Murray debunks the adage of delaying surgery as long as possible and instead focusing on the patient’s quality of life and symptom severity.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Join hosts, Jason L Smith and Bryan Bibbo, as they welcome the newest advisor to the JL Smith Holistic Wealth Management team, Seth Meisler, CFA, CFP®, CPA. The episode delves into Seth’s journey in the financial industry, highlighting the importance of the holistic approach, the Bucket Plan® philosophy, and the impact of philanthropy and community service on his career. Learn how Seth’s diverse expertise as a principal, chief investment officer, financial advisor, and auditor, makes him a valuable addition to the JL Smith family.
Key Topics Discussed:
- Introduction to Seth Meisler: Seth Meisler joins JL Smith Holistic Wealth Management, enhancing the firm’s financial planning and investment strategies with his diverse expertise.
- Seth’s Diverse Background: With a rich educational and professional background, including CPA, CFP®, and CFA credentials, Seth brings a multidisciplinary approach to wealth management.
- The Importance of a Holistic Approach: The episode underscores the necessity of a holistic wealth management strategy, integrating all financial aspects to support clients’ overarching goals.
- The Bucket Plan® in Retirement Planning: Seth and the hosts discuss the Bucket Plan® philosophy, a structured retirement planning approach that aligns assets with future needs and goals.
- Philanthropy and Community Service: Highlighting philanthropy’s role, Seth shares how community service and giving back are integral to his personal and professional ethos.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Join host, Jason L Smith and special guest, Kasia Hrecka, a functional medicine practitioner, as they discuss the transformative power of understanding and nurturing our bodies through functional medicine practices. Smith shares his health challenges and how incorporating functional medicine principles into his daily life under Kasia’s guidance helped him heal his gut, strengthen his immune system, and improve his day-to-day functioning and overall well-being. Tune in to learn how to incorporate these principles into your life, with a focus on nutrition, stress management, toxin reduction, and maintaining a healthy microbiome.
Key topics discussed:
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Importance of Gut Health: Insights into the critical role of the microbiome in overall immunity and well-being, emphasizing dietary impact on gut health and its systemic effects on the body.
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Jason’s Health Transformation: Jason shares his personal experience of overcoming health challenges through dietary changes and gut health optimization, showcasing the significant impact of functional medicine practices.
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Holistic Health Defined: Exploration of holistic health as a state of vibrant physical, mental, and spiritual well-being, underscored by the necessity of a purposeful life for true health.
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Incorporating Functional Medicine: Practical advice on how to integrate functional medicine principles into everyday life, focusing on good nutrition, stress reduction, minimizing toxin exposure, and supporting detoxification and mitochondrial health for overall vitality.
Learn how understanding your body and incorporating proactive holistic health habits can lead to a richer, more productive life.
Resources:
- Nourish Up – Kasia’s Functional Medicine Health Coaching Services
- The Healthy Deviant: A Rule Breaker’s Guide to Being Healthy in an Unhealthy World Book
Join host Bryan Bibbo, AIF, NSSA, BPC, and guest, Walter C. Young, MBA RICP, author, business development officer, and financial representative at JL Smith, in honor of February being Insure Your Love month, as they discuss the many benefits of life insurance. Using concepts from his book, The Fifth Option: Why Your Retirement Plan Won’t Work the Way You Think It Will, Young emphasizes the importance of life insurance and how it can be used as a versatile tool for retirement planning, estate planning, and more. Learn how life insurance can be tailored to your unique financial situation and help you achieve a safer, more predictable, and plentiful income for as long as you need it.
Key Topics Discussed:
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Challenges in Retirement Planning: Young delves into the evolving landscape of retirement planning, highlighting the challenges individuals face and the growing responsibility they have in ensuring their financial security during retirement.
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The Value of Life Insurance: Using a parable from his book known as The “Desert Island Dilemma,” Young demonstrates the challenges retirees face trying to sustain themselves through retirement, particularly the need to make strategic decisions about income sources.
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The “Fifth Option”: Young introduces the concept of the “Fifth Option” as a transformative approach to retirement income planning, suggesting that traditional options like stocks, bonds, and annuities may not be sufficient, and a new approach is needed.
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Versatility of Life Insurance: Young discusses how life insurance can serve various roles in retirement and estate planning, including as an asset class, a risk management tool, and a source of tax-free income.
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Living Benefits: Shedding light on how life insurance can provide financial protection and support not only in the event of death but also in cases of critical illness or long-term care needs.
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Real-Life Success Stories: Examples of individuals who have effectively incorporated life insurance and innovative retirement income planning strategies to secure their financial futures.
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The Importance of Financial Literacy: The growing need to educate oneself about financial planning and how improving financial literacy can positively impact the next generation.
Our priority is helping you take care of yourself and your family. We want to learn more about your situation, identify your dreams and goals, and understand your needs. Reach out to Us at JL Smith Holistic Wealth Management to see how we can help.
Resources · The 5th Option: Why Your Retirement Plan Won’t Work the Way You Think It Will book
Join host Jason L Smith and guest Jeff Tomaszewski, founder of MaxStrength Fitness, as they discuss the power of incorporating strength training into your holistic health plan. Jeff shares the numerous benefits of strength training and his business’ holistic approach, emphasizing the importance of full-body fitness and injury prevention. They also delve into how prioritizing your physical strength sets an example for your family and future generations. Whether you’re a CEO or a parent, this podcast provides actionable steps to start weight training to better your overall health and improve your daily functioning.
Resources: MaxStrength Fitness Personal Training Provider
Key Topics Discussed:
1. Strength-training benefits: Jeff highlights the many benefits of exercise, specifically strength training, and how it can profoundly improve the quality of your health and daily functioning.
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Ease of implementation — Listeners learn how MaxStrength’s methodology of high-intensity, low-force strength training exercises makes it possible to achieve remarkable results in sessions of just 20-25 minutes in as little as 2 days a week.
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Use it or lose it — Muscle tissue and mass diminish as we age. Adding muscle to your frame is vital for longevity.
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Leading by example: whether CEOs or parents, Jeff and Jason discuss the powerful impact leaders can have by setting an example of prioritizing health.
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Fostering healthy habits: The podcast highlights the importance of cultivating healthy habits like exercise, nutrition, and meditation practices within families and organizations, ensuring a legacy of wellness for generations to come.
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Flexibility of weight training: Jeff explains how MaxStrength has adapted to offer virtual training options, making it convenient for clients worldwide to benefit from their approach.
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The Mission of holistic health: Jeff shares his mission to help people become the strongest versions of themselves, not only in physical strength but also in all aspects of life.
Our priority is helping you take care of yourself and your family. We want to learn more about your situation, identify your dreams and goals, and understand your needs. Reach out to Us at JL Smith Holistic Wealth Management to see how we can help.
In this episode, host Jason L Smith, CEP®, BPC, sits down with “America’s IRA Expert:” Ed Slott, CPA. He is the founder and CEO at Ed Slott and Company and a professional speaker and author. Together they discuss various tax and retirement planning strategies and stress the importance of finding the right advisor to help make the most of your savings and minimize tax burdens. Tune in for valuable advice to make informed financial decisions, optimize your retirement nest egg, and safeguard your wealth for future generations.
Resources:
Fund Your Future: A Tax-Smart Savings Plan book
The New Retirement Savings Time Bomb: How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings book
The Great Retirement Debate podcast with Ed Slott and Jeffrey Levine
Key Topics Discussed:
1. Having the right advisor: anyone who wants to make tax-smart decisions regarding their financial future benefits from an advisor with the right knowledge and skillset.
- If you are a high-net-worth individual who has more complex financial needs, an advisor with expertise in tax management can make a big difference in your experience.
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This podcast shares why understanding tax implications on wealth is important.
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Proactive tax planning: taking strategic actions now can lead to long-term financial benefits.
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Some decisions may temporarily increase your tax liability but can be more beneficial in the long run.
- Planning is crucial to helping you keep more money for yourself and your beneficiaries.
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It is wise to focus on what will help you have a steady future, rather than what may provide short-term financial gains.
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Tax-efficient strategies: this episode describes ways to help maximize savings and minimize what you owe. Some examples include:
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Roth conversions — These can help you manage their income-related monthly adjustment amounts (IRMAA) when they turn 65. By converting some of their traditional IRA funds into a Roth IRA, you can potentially reduce future Medicare charges for Medicare Parts B and D.
- Qualified Charitable Distribution (QCD) — If you’re 70-and-a-half or older with an IRA and plan to make charitable donations, consider using a Qualified Charitable Distribution (QCD) from your IRA. This allows you to exclude the distribution from income, providing a better tax benefit than a tax deduction.
- Ongoing education: Stay Informed About Tax Law Changes: Tax laws are constantly changing. Stay informed about new tax laws and regulations, especially those related to retirement accounts like IRAs and 401(k)s.
- This knowledge can help you make informed decisions and potentially reduce your tax burden.
- A holistic advisor can help you stay in-the-know.
If you’re unsure about your financial and tax situation, consider seeking advice from a financial advisor who specializes in retirement planning and tax-efficient strategies. The professionals at JL Smith can help you create a personalized plan to minimize your tax liability — schedule a free consultation today.
Disclaimer:
The information provided in this “Holistic Wealth and Health Podcast” episode, “Getting a Leg up on Tax Season – Tips and Strategies for Proactive Tax Management with Ed Slott, CPA” is for general informational purposes only. While hosts Jason L Smith, CEP, BPC, and guest Ed Slott, CPA, share valuable insights, listeners are urged to consult with financial, tax, and legal professionals for personalized advice. The hosts and guests do not endorse specific financial products, and any actions taken based on this content are at the listener’s discretion. The hosts, guests, and producers are not liable for errors or consequences resulting from individual decisions. Always seek professional guidance tailored to your unique financial circumstances.
In this episode, host Jason L Smith, speaks with Adam Freeland, CFF, President and OSJ Branch Manager at Harford Financial Group, on the importance of holistic health and wellness. Having recently prioritized his health and lost a significant amount of weight, Freeland shares his personal experiences since committing to a sugar-free diet and intermittent fasting, and how it’s helped improve his overall functioning personally and professionally. Their conversation touches on strategies for setting and maintaining goals including finding a coach or mentor who has achieved the desired results, making financial investments to stay accountable, and more.
Resources:
- The Corporate Athlete: How to Achieve Maximal Performance in Business and Life Book ·
- The Obesity Code – Unlocking the Secrets of Weight Loss Book
Key Topics Discussed:
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The Importance of Health and Wellness: Listeners are encouraged to prioritize their health and well-being to become better leaders and professionals in every aspect of life.
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The Power of Commitment: The episode emphasizes the significance of making long-term commitments to health and wellness goals.
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Accountability and Declaration: When a person vocalizes their health goals, it can help them stay committed and accountable.
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Dietary Choices: Lifestyle tips are shared, including the positive effects of a low or no-sugar diet, highlighting the impact of dietary choices on overall health.
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Intermittent Fasting: Adam shares his personal experience with intermittent fasting and how it has changed his mind and body’s relationship to food.
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Seeking Professional Guidance: Consulting experts and professionals when pursuing health goals can help you stay on track.
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Overcoming Setbacks: Jason and Adam acknowledge that setbacks are a normal part of the journey and encourage perseverance in the pursuit of better health and wellness.
Episode Overview: In this episode, host Jason L Smith is joined by Chris Smith, the founder of Family Brand. They delve into the transformative journey of creating a strong, unified family culture. The discussion touches on how family unity and shared values contribute to overall well-being, drawing inspiration from concepts like ‘Blue Zones’ and the … Continue reading Episode 7: Crafting a Strong Family Culture for Longevity and Prosperity
Host: Jason L Smith, CEP, BPC, and guest Jeff Warnkin, CFP, CPA, NSSA Episode Overview: In this episode, Jason L Smith and Jeff Warnkin, Lead Advisor at JL Smith, discuss a range of topics centered around year-end tax planning strategies, investment insights, and the importance of tax management in personal finance. The conversation covers … Continue reading Episode 6: Year-End Tax Strategies and Investment Insights
Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence! This podcast episode features Sachin Patel as a guest, discussing holistic health management with the hosts. Sachin is described as a versatile expert with a background in chiropractic care and functional medicine. The hosts express excitement about Sachin’s … Continue reading Episode 5: Balancing Health and Wealth: A Deep Dive into Holistic Well-being with Sachin Patel
Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence! In this episode, join hosts Jason Smith and Brian Bibbo as they sit down with Dave Alison, a prominent figure in the financial advisory world. Dave’s story is one of mentorship, growth, and achievement. In their younger years, Jason had the privilege … Continue reading Episode 4: Mastering Holistic Wealth Management: A Conversation with Dave Alison
Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence! Are you eager to unlock your potential but not sure where to start? Join one of our hosts and partners at JL Smith, Bryan Bibbo, AIF, NSSA, BPC, for an enlightening episode featuring Dr. Kevin Elko — motivational … Continue reading Episode 3: Be a Blessing: How to Increase your Potential & Live a Healthier Life
Welcome to the Holistic Wealth and Health Podcast, your gateway to a prosperous, balanced, and purpose-driven existence! We dive deep into co-host Bryan Bibbo’s life, motivations, and philosophies he swears by to live well, including his desire to live every day like its last and focus on the true riches in his life — his … Continue reading Episode 2: Get to Know Co-Host, Bryan Bibbo
Savings are a key part of every financial plan. But how can Americans save their money when many are living paycheck to paycheck? In this episode, Bryan Bibbo celebrates national financial awareness day by discussing everything you need to know about your savings. Bryan shares how he helps clients visualize their spending habits and create … Continue reading 9. Celebrating National Financial Awareness Day Every Day →
Believe it or not, annuities are often helpful, yet misunderstood financial products. In this episode, Bryan Bibbo sits down with Clarity Insurance Marketing’s executive vice president, Kalem Mackey, CFP®. Today, Kalem discusses annuities and everything related to their advantages, disadvantages, risk, and maintenance components. In this episode, you will learn: What annuities are and why … Continue reading Episode 8 – A Discussion On All Things Annuities – With Kalem Mackey, CFP® →
It’s no secret that Medicare can be confusing and overwhelming. As such, questions like, “how much do I know,” “what do I need to do?” and “what does it do for me?” are more common and frequent than you think. In this episode, Bryan Bibbo sits down with JL Smith’s Gary Pelfrey. Today, Gary breaks … Continue reading Episode 7 – What You Really Should Know About Medicare – With Gary Pelfrey →
Remember, estate planning is not just for the wealthy. It’s for YOU and for the ones you care about the most. In this episode, Bryan Bibbo sits down with O’Toole, McLaughlin, Dooley & Pecora’s Russ McLaughlin. Today, Russ highlights the relevance of getting ahead with estate planning and elaborates on the different components to help … Continue reading Episode 6 – Navigating The Path of Estate Planning – With Russ McLaughlin →
Bryan Bibbo is a leading financial professional at JL Smith Group who assists with estate, retirement income, and holistic financial planning. In this episode, get to know host Bryan Bibbo as he talks about his personal life and professional career at JL Smith. In this episode, you will learn: What a holistic financial plan is … Continue reading Episode 5 – Get to Know Bryan Bibbo →
How has self-isolation affected your eating and sleeping habits? How about your stress levels? During times like these, it’s more important than ever to take the time to ensure you’re caring for your health — both mentally and physically. To help you with your holistic health and wealth journey, Jason Smith welcomes functional medicine coach … Continue reading Episode 4 – Health and Lifestyle Tips for Social Distancing — With Dr. Kasia Hrecka →
The JL Smith Group believes in the power of holistic planning. But what exactly does this type of planning entail, and why should you incorporate this planning style into your financial planning picture? Today, Jason Smith and Bryan Bibbo join forces to break down their holistic planning approach and share why they value health as … Continue reading Episode 3 — Holistic Planning: Combining Health and Wealth →
Are you ready to learn how to prosper in your mind, body, spirit, and financial life? Meet co-host and JL Smith Group advisor, Bryan Bibbo. In this episode, Bryan gets the welcome treatment by answering questions about his passion for finance, why he’s an advocate for holistic financial planning, and more. In this episode, you’ll … Continue reading Episode 2 — Meet Bryan Bibbo →
Welcome to the Holistic Wealth and Health Podcast! This series is presented by The JL Smith Group and will inspire and teach you about how to prosper in your mind, body, spirit, and financial life. Today, get to know one of your co-hosts, Jason Smith, and why he’s passionate about helping others live life well. … Continue reading Episode 1 — Introducing the Holistic Wealth and Health Podcast →