Winning at Life with Gregory Ricks: The Daily Wrap: Recent Episodes
Winning at Life with Gregory Ricks
Winning at Life with Gregory Ricks: The Weekly Wrap
"Winning at Life with Gregory Ricks” is LIVE Saturdays 10 AM-1 PM CST on iHeart's NewsTalk 99.5 WRNO in New Orleans, 104.9 WBUV in Biloxi, Guaranty Media’s TALK 107.3 WBRP in Baton Rouge, and 12 stations across the Supertalk Mississippi network. Gregory keeps you informed about what's going on with your money and the financial world. Gregory also helps people with their financial situations through calls, texts from the app, and social media.
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Gregory, Years, Money, Winning, Life, Call, People, Risk, Taxes, Rick, Today, Tax, Listening, Work, Future, LLC, Share, Team, Listeners, Retirement
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
EPISODE DESCRIPTION
Taxes, Retirement Income, Inflation High + SSA COLA, Budgeting and how people are dealing with inflation, Interest Rates, Midterm and Finances, Open Enrollment, Roth IRA .
Winning at Life Show Contributor joins the show.
CPA Jude Heath with J Heath & Co., LLC. (10am hour)
Gregory and Jude discuss tax efficiency in retirement.
Caller questions include:
Wash-sale: What to avoid when selling your investments for a tax loss
Roth IRA
Rising Interest Rates, Mortgages, New Home Buying, Tax-Efficient Strategies, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Tax-Efficient Strategies, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Estate Planning, Tax-Efficient Strategies, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Wesley Blanchard, WJ Blanchard Law (10am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Mortgage Rates, Federal Interest Rate Increases, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Dwayne Stein of Mortage Gumbo (10am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Tax-Efficient Strategies, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Jude Heath of J Heath & Co CPAs (10am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Estate Planning, Social Security Spousal Benefits, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Wes Blanchard of WJ Blanchard Law (10 am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Federal Reserve Raising Interest Rates, Social Security, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Jude Heath, J. Heath & Co. CPAs (10 am & 11am hours)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
I-Bonds, Social Security, 401k, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Dwayne Stein, Mortgage Gumbo (10 am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Estate Planning, Revocable Trusts, Market Volalitiliy, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Wes Blanchard, WJ Blanchard Law (10 am hour)
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Market Downturns, Taxes, Roth Conversions in a Down Market, Retirement Saving Strategies, Inflation, and Investment Strategies
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pm
WBRP-107.3 FM Baton Rouge - 11 am - 1 pm
Supertalk Mississippi - 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Roth IRAs, Changes in the tax code, IRAs, 10-Year Treasurys, Fixed Index Annuities, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Jude Heath, J Heath & Co. CPAs (10 am hour)
Caller questions include:
- I sent my tax return via the mail, when will I receive my refund?
- With the way the markets are, what do you think about fixed index annuities?
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans -- 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi -- 10 am - 1 pm
WBRP-107.3 FM Baton Rouge -- 11 am - 1 pm
Supertalk Mississippi -- 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
Mortgage Rates, Car Prices, 10-Year Treasurys, New Home Sales, Fixed Index Annuities, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Dwayne Stein, Motgage Gumbo (10am hour)
Wes Blanchard joins Gregory for the 12th-anniversary show! Tune in to the show to listen to Gregory and Wes discuss succession, wills, and trust and how getting those set up may positively affect your retirement.
Caller questions include:
- What are the best moves you can do when the housing market is so inflated?
- Do we need to do a will?
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans -- 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi -- 10 am - 1 pm
WBRP-107.3 FM Baton Rouge -- 11 am - 1 pm
Supertalk Mississippi -- 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
401k, Market Drop, Trusts, Home Equity, Powers of Attorney, Retirement Saving Strategies, Inflation, and Investment Strategies
Winning at Life Show Contributor joins the show.
Wes Blanchard, WJ Blanchard Law, LLC (11am hour)
Wes Blanchard joins Gregory for the 12th-anniversary show! Tune in to the show to listen to Gregory and Wes discuss succession, wills, and trust and how getting those set up may positively affect your retirement.
Caller questions include:
- If my house is in my trust, will selling the house be a taxable event?
- Would it be a good idea to invest in precious metals with rising inflation?
For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans -- 10 am - 1 pm
WBUV-News Talk 104.9 FM Biloxi -- 10 am - 1 pm
WBRP-107.3 FM Baton Rouge -- 11 am - 1 pm
Supertalk Mississippi -- 12 pm - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
401k, Market Drop, Social Security Benefit Statements, Retirement Saving Strategies, Tax Preparation and Investment Strategies
Winning at Life Show Contributor joins the show.
Jude Heath, CPA of J Heath & Co (11am hour)
This week Gregory is joined by Jude Heath where they discuss strategies for making your retirement more tax efficient.
Caller questions include:
- If I put my 401k on my house, would it be taxed?
- What are the best things to do with my 401K?
401K, Growth Opportunities, Bonds, Social Security, and Investment Strategies
This week Gregory discusses investment strategies that help to utilize the best pathways for your unique situation.
Caller questions include:
- Should I adjust my contributions to my 457 plan since the market is down?
- What strategies are there to reduce my tax burden?
401K, Index-based annuities, Cash, Social Security, and Investment Strategies
Winning at Life Show Contributor joins the show.
Jude Heath, CPA of J Heath & Co (11am hour)
Gregory and Jude talk about the impact of changing of laws requiring online platforms to issue 1099 forms for the 2022 tax returns.
Caller questions include:
- What can I do when my 401k is losing money?
- 10- year index-based annuities
- How I-bonds are effected by raising interest rates
- What do I do with my cash?
Taxes, RMDs, Living Wills, Social Security, and Investing Strategies
Winning at Life Show Contributor joins the show.
Wesley Blanchard with WJ Blanchard Law, LLC (11am hour)
Nicholas Rhode a Wealth Advisor with Gregory Ricks & Associates
Gregory and Wesley talk about how the shortage of homes can affect the housing market.
Caller questions include:
- Social Security life average income
- Last Will and Testament
- Setting up power of attorney
Mortgages, Fixed Index Annuities, Flood Insurance, 401k, and Investing Strategies
Winning at Life Show Contributor join the show.
Dwayne Stein with Mortgage Gumbo (10am hour)
Brandon Bergeron a Wealth Advisor with Gregory Ricks & Associates
Gregory and Dwayne talk about how the shortage of homes can affect the housing market.
Caller questions include:
- Pay off mortage or invest more?
- Retirement investing
- Buy Home at age 75?
- Flood Insurance questions
Mortgage Rates, Retirement Goals, Social Security , 401k, Investing Strategies, and Life Insurance
Winning at Life Show Contributor join the show.
Dwayne Stein with Mortgage Gumbo (10am hour)
Gregory and Dwayne compare the last two years of interest rates to pre-pandemic levels and
share insight into the impact of rising interest rates on an average mortgage.
Caller questions include:
- Funding question concerning Life insurance, IRA, and 401K
- When will social security increases after turning 70
- Retirement investing
- What to do with wife's retirement account at old job
- Help with changing my investments to be less risky
- Inherited IRA from father
- Investing strategies in your 80s
EPISODE DESCRIPTION
Retirement Goals, Social Security for Disabled Adult Child, IRS Rules on Inherited IRA, and Income Tax Return for an S Corporation.
Devon Baham , Wealth Advisor with Gregory Ricks & Associates joins
the show.
Jackie Hughes + Kim Hasney, Cancer Crusaders Golf Tournament Co-Chairs.
Join the show at 10:18am for the Cancer Crusaders Golf Tournament information.
Caller questions include:
Social Security Disability Income
Social Security for Disabled Adult Child
Inheritance question
IRS Rules on Inherited IRA
1120-S Form U.S. Income Tax Return for an S Corporation
EPISODE DESCRIPTION
Taxes, Retirement Income, Social Security, Investment Basics, and Property Taxes.
Brandon Allen Bergeron, Wealth Advisor with Gregory Ricks & Associates joins
the show.
Winning at Life Show Contributor joins the show.
CPA Jude Heath with J Heath & Co., LLC. (11am hour)
Gregory and Jude discuss tax efficiency in retirement.
Caller questions include:
Pension + Property Taxes
ROTH IRA
ESG Scores & Digital Currency
Daughters Student Loans
EPISODE DESCRIPTION
How Russian invasion of Ukraine may or may not impact the U.S. economy.
The Russia and Ukraine conflict is creating market volatility and higher oil and gasoline prices.
Inflation and supply chain issues.
Difference between Wills & Trusts
NICHOLAS ROHDE, Wealth Advisor with Gregory Ricks & Associates joins
the show. (10a-1p)
Gregory and Nicholas discuss how Russian invasion of Ukraine may or may not impact the U.S. economy.
Winning at Life Show Contributor joins the show.
1) Estate Planning Attorney Wes Blanchard with WJ Blanchard Law LLC (11am hour)
Gregory and Wes discuses the difference between Wills & Trusts.
Caller questions include:
Leaving property in Mississippi to kids who live in Louisiana
Why ETFs/CTFs pay higher dividends
Social Security
Investments
Preacher - how does housing allowance impact reportable income
Difference between wills & trusts
Napoleonic Code for property
Market downturn and volatility.
How and when to file for social security benefits.
NICHOLAS ROHDE, Wealth Advisor with Gregory Ricks & Associates joins
the show. (10a-1p)
Gregory and Nicholas share insight into big bank changes.
Some big banks and Capital One as of February 1st are resigning as a custodian of IRA accounts and don’t want to deal with retirement assets anymore. Forcing IRA clients into a custodian change.
Winning at Life Show Contributor joins the show.
1) Estate Planning Attorney Wes Blanchard with WJ Blanchard Law LLC (11am hour)
Gregory and Wes discuses different scenarios regarding best practices for Last Will & Testaments.
Caller questions include:
IRA accounts
Investing 70K
RMD
Last Will & Testament
Safe Deposit Box
The Wine, Wisdom, and Food experience is back! Gregory hosts a wine pairing, and a financial talk with a focus on tax planning, and a tactical element added to the Invest 50-50.
EPISODE DESCRIPTION
Navigating a Rising Interest Rate Environment.
Mortgage interest rates and what do you do when rates start
creeping up like they probably will this year?
Tax efficiency in retirement, taxes on hurricane losses, and I-Bond taxes.
Brandon Allen Bergeron, Wealth Advisor with Gregory Ricks & Associates joins
the show. (10a-1p)
Winning at Life Show Contributors join the show.
1) Dwayne Stein with Mortgage Gumbo (10am hour)
Gregory and Dwayne share insight into how you can navigate a rising rate environment.
2) CPA Jude Heath with J Heath & Co., LLC. (11am hour)
Gregory and Jude discuss tax efficiency in retirement, taxes on hurricane losses, and I-Bond taxes.
Brandon explains how first visits with Gregory Ricks & Associates work.
Caller questions include:
Social Security
CD’s
Cash Investments
Pay Back Unemployment
Taxes on Hurricane Losses
Retirement Taxes
I-Bond taxes
Investment Advice
Ways to Manage Money More Effectively in 2022.
Devan Baham, Wealth Advisor with Gregory Ricks & Associates joins the show.
Gregory and Devan discuss different scenarios regarding when to turn on social security benefits.
Caller questions include:
Social Security
Rental Property Mortgage
Investment Advice
401K
TSP
Retired Savings
Pension Benefits
Savings Plan for Newborn Child
The Wine, Wisdom, and Food experience is back! Gregory hosts a wine pairing, and a financial talk with a focus on tax planning, and a tactical element added to the Invest 50-50.
The state of the economy.
When will the Fed raise rates? Gregory makes the case for how the Fed will possibly react through the year.
Ways to Manage Money More Effectively in 2022.
Brandon Michael Blanchard, Wealth Advisor with Gregory Ricks & Associates and Estate Planning Attorney Wes Blanchard with WJ Blanchard Law LLC join the show.
Gregory and Wes dissect living trust vs will, capital gains & trust, and revocable trust.
Gregory and Brandon discuss saving for retirement with a 401(k). Your 401(k) needs regular TLC. Don't just set it and forget it. Why your 401(k) is more important than you think.
Caller questions include:
- BIO-MED Stocks
- Safety of Assets in a Trust
- Capital Gains & Trust
- Revocable Trust
- When to turn on Social Security
The Wine, Wisdom, and Food experience is back! Gregory hosts a wine pairing, and a financial talk with a focus on tax planning, and a tactical element added to the Invest 50-50.
Is the economy going up, going down, or staying about the same? Gregory addresses the likelyhood of all three.
Gregory gives you 5 reasons to not worry about a stock market crash.
Keith in Van Cleave inherited an IRA and a Roth IRA from his father. What does he need to know about required distributions and taxes?
Social Security's big Cost of Living Adjustment is going to be eaten up by Medicare premium increases and monetary inflation.
Gregory announces some big changes coming to the show. The show is returning to a Saturday-only show, and James is leaving for a new opportunity.
How long can retirees expect to live once they hit 65? Gregory shares some recent data on life expectancy, and other stats that caught his eye this week.
Jack in Covington asks if there's been any change in the IRA distribution rules for those accessing fund to deal with Hurricane Ida. Jude Heath CPA joins the show and let's you know the options for tax helps from disaster relief.
Crypto regulations are coming. We don't know what the final playing board will look like, but central banks and government regulations around the world are already having an effect.
Walter in Carrier asks about his best strategies for Spousal Social Security benefits.
Medicare costs are going up, both for the taxpayers and those paying premiums.
Taxes are going up. Jude Heath and Gregory Ricks talk about what you can do about it.
If you're behind on your taxes, or if you're behind on filing previous years, call Jude and get the ball rolling. The IRS will work with you, and it's much easier if you initiate the process rather than waiting for the IRS to come find you.
Kevin in Springfield has an offer to take a monthly pension or a lump sum from his employer. Which is the better deal?
James will be leaving the show soon, and has some kind words for Gregory and the listening audience.
Bill in Pascagoula asks Gregory if there's a catch to the I Bonds. Gregory says they are a pretty good deal, but you can't put much money in them. They are capped.
The state of the economy has good news and bad news. The unemployment rate is down, but inflation is raging. Where do you go from here?
When will the Fed raise rates? Gregory makes the case for how the Fed will probably react through the next year.
William in McComb has been on disability for years, but his health has improved to the point that he wants to return to the workforce. Can he? Should he?
Cindy in Madisonville has an extra $100k leftover after buying her new house. What should she do with that money?
What the problem with having all your money in stocks?
If you're playing catch up, the contribution limits on IRAs and 401ks continues to slowly creep up. Here's what the rules say about it.
Mike in Gulfport has both options available with his employer's retirement plan: traditional 401k and Roth 401k. How much does he put in each?
Jan in Covington has two kids in their 20s with some modest savings. How can they position that to start a retirement portfolio. After a few questions, it sounds like a Roth IRA may be in order.
Ray on the Northshore wants to take Social Security at FRA and invest it instead of deferring to 70.
Chances are, you're making one of these 4 common retirement planning mistakes.
Gary in Marrero shares a positive review of his experience getting signed up on the Social Security online portal, and getting his retirement benefit activated. Go to SSA.gov
Timmy in Belle Chase has a sizable UGMA (Uniform Gift to Minors Act) account for his now-grown son. Is he going to get slammed with taxes when he decides to use that money?
The key to having a successful investment portfolio and retirement plan is the ability to use the information around you to make the right decisions.
Gregory is hosting some events for existing clients to get updated on what's going on with their money, and new features on the client portal.
Lessons from Sir Edmund Hillary: you're going to need a Sherpa if you want to get to the summit of Mt Everest.
The Wine, Wisdom, and Food experience is back! Gregory hosts a wine pairing, and a financial talk with a focus on tax planning, and a tactical element added to the Invest 50-50.
History shows that periods of high inflation aren't necessarily catastrophic for the broader economy over a long period of time. We have a pretty good record of absorbing the pain and moving on.
Gregory opens the show by rolling through some data in the financial world that gives us an idea of how to make better decisions, and ties that into some of his family history. Lessons from Gregory's great grandfather, grandma, and mom have shaped his approach to financial planning.
Fred emails in asking if there's some way her can contribute more than $7,000 into a Roth this year.
Wesley texts in asking if his wife should be more proactive about managing the fund choices in her teachers retirement account.
Richard in Spanish Fort has a little disposable income at the end of the month. Should he put that toward retirement savings or accelerate his mortgage payments?
Gregory walks through historic stats from the markets, and the markets are overwhelmingly positive over a long time horizon. The problem is the down years.
Chuck in Mandeville: are I-Series Savings Bonds worth it?
EB in Gulfport asks about using Universal Indexed Life Insurance as an investment vehicle.
Tony in Diamondhead asks about using his Whole Life Insurance policy for a tax free income stream.
Gregory had a great time at the recent Wine, Wisdom, and Food event, and answers some comment cards with questions from attendees.
Ted on the Northshore wants to do something with his old 401k, and thinks a bear market is imminent.
Elliot in Covington asks for guidance as an investor in his 40s.
Rick in Houma's wife is a 75 year old teacher. Will she have her Social Security cut by the Windfall Elimination Provision if she retires and starts her teacher's pension?
Alex on the Northshore has company stock from a previous employer with some some weird rules, and he wants to get out.
Lisa in Ocean Springs is leaving her job. What should she do with her old 401k?
Steve in Houma asks if the Backdoor Roth IRA is still a thing.
David in Pontchatoula asks about investing in gold and silver with his IRA.
Trey in New Orleans asks about using a trust to shield assets from Medicaid. Wes and Gregory are not fans of his idea.
Estate Planning Attorney Wes Blanchard joins the show. Do you know what it takes to be an executor of someone's estate? Here's a checklist to help you decide who your executor should be, or if you should be an executor for others.
What do you want your retirement to look like? If you're goal is to live on the beach, or in the mountains, or by the grandkids, how are you going to get to your destination?
Jason in Loranger is inheriting stock. How does he handle the taxes for that?
Kenneth in Ocean Springs: Do the Income Tests go away for Social Security once you reach Full Retirement Age?
Chuck in Mandeville asks if there's any countries that balance their budget and live within their means.
David in Pontchatoula asks about investing in gold and silver with his IRA.
Estate Planning Attorney Wes Blanchard joins the show. Do you know what it takes to be an executor of someone's estate? Here's a checklist to help you decide who your executor should be, or if you should be an executor for others.
Trey in New Orleans asks about using a trust to shield assets from Medicaid. Wes and Gregory are not fans of his idea.
What do you want your retirement to look like? If you're goal is to live on the beach, or in the mountains, or by the grandkids, how are you going to get to your destination?
Gregory compares the economies of China and the United States with a few sharp statistics.
The Wine, Wisdom, and Food experience is back! Gregory hosts a wine pairing, and a financial talk with a focus on tax planning, and a tactical element added to the Invest 50-50.
If you're thinking about turning on Social Security early, Gregory warns you of the bad excuses for not waiting for your Full Retirement Age.
The Facebook controversy over their content regulation, algorithm, and social impact feels a little overhyped. There's definitely some ugly aspects of the platform, but it is a positive force for many more. Gregory explains why Happy Birthday greetings on Facebook are a daily priority for him.
Small business owners are contantly grappling with the options of trying to grow the business, wind down the business, keep it about the same size, or sell out and run off with the cash. Gregory talks about guiding small business owners through this decision.
What do you want your retirement to look like? If you're goal is to live on the beach, or in the mountains, or by the grandkids, how are you going to get to your destination?
Would you be able to handle being an executor of a will? Gregory reviews a couple of article on the news blog at GregoryRicks.com that could help you prepare.
Hear some of the greatest financial quotes of all time, and hear Gregory's thoughts on these nuggets of financial wisdom.
If you're needing some financial help, you should probably start by going to an upcoming Wine, Wisdom, and Food event hosted by Gregory. You'll learn what his firm can do for you, and have a nice wine pairing for dinner.
Ted in Covington is selling one of his three houses, and wants to know if he should invest the proceeds or pay off his mortgage.
Shocks in the oil markets put the industry in a new era where oil prices have doubled from their recent lows.
The stock market is riding high on the easy money policy from the Federal Reserve, but can they keep this up forever? If not, what happens when tapering hits? What happens when rates go up?
Gregory announces he's hosting two Pop Up Events this week, informing both clients and non-clients about some changes in their financial tool kit that could help you.
Gerri in Mandeville asks Gregory if her husband can cover her Required Minimum Distribution from his IRA accounts. Gregory gives her a quick no.
Inflation Is Coming to an Account Near You: Federal Reserve Chairman Jerome Powell admits this inflation isn't so transitory after all.
Social Security's biggest cost-of-living adjustment in four decades is an illusion. A bump in Medicare premiums, and increased costs for housing, food, and energy will eat most or all of the COLA.
Three Bad Excuses to Start Social Security Early.
Gregory announces he's hosting two Pop Up Events this week, informing both clients and non-clients about some changes in their financial tool kit that could help you.
Monica in Cutoff asks why her Social Security benefits are so low! She's receiving a monthly check for Social Security Survivor's benefit, and heard it will be cut further when she turns on her state pension.
Social Security offers these 3 do-overs. Gregory reviews the rare exceptions where you can undo previous decisions on Social Security.
End of Year Financial Planning Checklist. Gregory walks through some important things to check on about this time of year.
Sean in Luling wants to start getting some money into a Roth IRA. Can he contribute directly to a Roth 401k, or does he need to use a backdoor Roth conversion?
Chuck in Mandeville asks Gregory Ricks and Dwayne Stein if this is a good time to buy an investment property.
Gregory talks about some upcoming pop up events to have a drink and talk about possible changes to your investments.
You can't begin to plan for retirement without this one crucial number.
The Federal Reserve maintains zero rates and asset purchases, and most of the questions from the press were about tapering.
Gregory compares the economies of China and the United States with a few sharp statistics.
What is a pop up event? Gregory talks about some upcoming pop up events to have a drink and talk about possible changes to your investments.
If you're getting a late start saving for retirement, try these tips to get caught up.
What's the impact of this week's meeting of the Federal Reserve?
Markets are spooked by the troubles of a giant Chinese conglomerate Evergrande. Is this related to the ghost cities? Could this be the beginning of a Chinese financial crisis?
A 101 year old woman continues to work full time on a lobster boat, which brings up several threads: what does you IRA distributions look like at that age? Does your IRA expire? And we review the life expectancy tables from the IRS.gov charts.