More Than Money with Gene Dickison: Recent Episodes
Gene Dickison
Your financial well-being is what we focus on every minute of every business day. This is what you should expect from working with MtM Financial Group.
Gene and Alyssa answered questions and explored important topics:
- He asks if his wife should begin her social security benefits at age 68?
- She asks if she has options since her LTC insurance premiums rose to $11,000 per year?
- He asks if he should retirement with his wife or work two more years?
- She asks how to set up a Roth IRA for her granddaughter?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks what happens to the assets in a revocable trust when he passes?
- She asks if the new RMD age is 75? (Spoiler – the answer is ‘it depends’)
- He asks if he can use a reverse mortgage to fund the purchase of a new home?
- She asks how to handle RMDs from (3) 401(k)s?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He insisted his advisor buy Space X. Now he’s blaming the advisor?
- She is selling a home they bought in 1970, her husband died in 1996. What is her cost basis?
- He asks how to best use $300,000 inherited very unexpectedly?
- She asks how to handle a 401(k) with regular, Roth, and after-tax funds for her RMDs?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if he can take a tax deduction for the sales tax on his new car?
- He asks about long term care insurance. Is it different now than years ago?
- He asks what we see happening in the economy in the second half of the year?
- She asks if she can live off her investments in retirement and still leave money to her children?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how best to fund the transition from his current home to his retirement home?
- He asks about the tax treatment for a property he is buying and leasing back to the owners?
- He asks what is the best pay to handle his daughter's two (2) college loans?
- She asks how we (MtM Advisors) know what to invest in, when to buy, and when to sell?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how best to set up a scholarship honoring his late son?
- She asks if the large investment in an annuity her advisor is recommending is right for her?
- He asks how to be confident he can stay retired?
- She asks how to get all the good stuff MtM has to offer without traveling?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if the bank holding his CD is serious with their 0.10% ‘penalty’?
- She asks if she can rollover a ‘frozen’ profit sharing plan into her IRA?
- He received a check made to the estate of his deceased wife. Must he open an estate account?
- She asks if there is a minimum time she must hold an inherited IRA?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks should they convert a $1 million IRA in one block?
- She asks if she can contribute to an IRA if she has also contributed to a 401(k)?
- He asks how to avoid probate when leaving his home to his son?
- She asks if she can invest in the stock market without taking so much risk?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how he and his wife can use QCDs to donate to their favorite charities?
- She asks how to loan money to her daughter using a private mortgage?
- He asks how to he leave $2.5 million to his son without his son’s wife getting her hands on it?
- She asks if she can still become a client after a long wait since her first meeting?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how he should set up an investment account for his grandson age 12?
- She has two children. One good with money. The other really bad. Estate planning?
- He asks why he didn’t have to pay tax on the profit from his vacation house?
- She asks what is the best way to avoid paying tax on a $500,000 profit?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if MtM provides services on an hourly basis?
- She asks if her dad needs a 529 plan to help her with her student loans?
- He asks if he can ‘undo’ taking money out of his IRA?
- She asks what is the best strategy for taking RMDs out of her IRA?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know if I-Bonds are good for him?
- She asks if she should cash in her investments and head to bank CDs?
- He asks why his 401(k) is ‘forcing’ him into Roth contributions?
- She asks how the Trump-China trip might impact America?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know the difference between Buffered ETFs and Structured Notes?
- She asks what are the differences between PoD and ToD with bank accounts?
- He asks how it is possible that MtM has clients in 30 states?
- She asks how the Trump Accounts work for babies?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know the best way to pay for his new house?
- She asks what capital gains tax she will pay on the sale of a rental property?
- He is 26 and inherited $100,000 from his grandmother. What should he do?
- She got her masters and a great job. Pay off student loans or start with her 401(k) investments?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She asks if converting to a Roth IRA is a good idea for her?
- She asks if the new senior deduction can shelter the interest on I Bonds?
- She asks if hybrid Long Term Care Insurance policies are still available and a good idea?
- She discovered her IRA RMDs have not been done correctly. Now what?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how best to go about purchasing his mother’s home?
- He asks what to do with a trust that was established in 2007, but never funded?
- She asks how to best help her musician son who has no retirement plan?
- She asks how the IRS handles amended returns and how far back can she go?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks what’s the best approach to liquidating EE and I Bonds?
- He asks how to know when it makes sense to refinance a 6.75% mortgage?
- She asks how to handle cash gifts to her daughter so she doesn’t make big mistakes?
- She asks if her husband’s vacation pay can be invested in an IRA?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how to handle his mom’s estate when it’s only $10,000?
- He asks how to report to the IRS that he received an insurance reimbursement check?
- She asks how to handle a lump sum retirement?
- She asks how she can regain her ‘identity’ after retiring?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answered questions and explored important topics:
- She asks how to plan her estate without risking that the funeral home won’t be there?
- He asks how at age 73 he can invest $300,000 without serious risk?
- He asks how to deal with his son who wants to buy his business, but will run it into the ground?
- She asks about how she might be able to take advantage of this dip in the stock markets?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answered questions and explored important topics:
- He asks how taxes will be computed on the buy-out of his home in a divorce?
- He asks why his 1099-R from his IRA does not show his QCDs?
- He asks if he should invest his retirement savings into an annuity or mutual funds?
- She asks about the mechanics of using QCDs for gifts to her church?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answered questions and explored important topics:
- He is very concerned that his ‘wealth manager’ invested in over 100 stocks!?!
- He wants to know if tax-free bonds are a ‘good’ investment?
- He asks if MtM Financial Group is a better advisor than Thrivent?
- She wants my opinion on a law Congress passed, but doesn't say what the law is . . .
- Suze Orman says ‘aging in place’ can cost you money (alert – she’s way off base here)
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She asks how she might open a 529 plan for a grandson in California?
- She wants to understand how to gift $20,000 to her son without paying income taxes?
- He asks if car lease payments are tax deductible?
- She attended the PBS Live Event with her husband and had some pretty nice things to say . . .
- He asks if he should use the traditional 401(k) option while his wife using the roth option?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if it is permitted to make gifts to a 3 year old child? (spoiler alert – yes!)
- She asks the safest way to share financial information with her advisor?
- She asks us to outline the basics of Medicare coverage, choices, and requirements?
- He is a ‘financial advisor/stock broker’ and says most people can’t save for retirement?
- Gene’s solution to the first time home buyer challenge – skip paying for college! (Hint – there’s more to it than that, but you’ll see)
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He offers his 47 years of experience to the car leasing discussion?
- She wants to explore if Roth IRAs would work for her at age 71?
- His employer plan is an annuity. Can he convert that to a Roth?
- He’s trying to figure out how his Social Security benefits will impact his taxes this year?
- She asks if leaving money in a 403(b) is better for his kids than a Roth IRA?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks what options his wife has when inheriting his IRAs?
- He asks how to determine the payout from a trust intended for his grandchildren?
- She wants to give her grandson $25,000 for a house downpayment. Gift restrictions?
- He is 78 and retiring in March. Does he have to take RMDs this year?
- She asks if our More than Money advisors will sell some stock for her?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She asks if she needs an attorney to make changes to her will?
- He asks if a neighbor living at the poverty line could benefit from filing an income tax return?
- She inherited her grandmother’s estate and her brother’s ex wants some cash. Should she?
- He says his wife isn’t good with money. Should his life insurance go to his niece?
- She asks for clarification on the mechanics of a trust paying out portions at ages 25, 30, and 35?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She is 28 and asks why the schools don’t teach financial fundamentals? (Excellent question!)
- He asks how to handle IRAs when the named beneficiary is the estate?
- She wants to understand how to take advantage of the Trump Accounts for children?
- He asks if gold and silver are dropping in price because of the individual investor? (No!)
- He asks if he can still take the $6,000 senior deduction if he itemizes his deductions?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if using a HELOC to pay off high interest student loans is a good move?
- She asks what the mechanics are of setting up Qualified Charitable Distributions (QCDs)?
- She wants to help a young woman who lost her car and needs to get to work. Go Fund Me?
- She believes she needs to complete an extensive questionnaire to meet with an advisor. True?
- He is 73, still working, and getting advice on RMDs for his IRA and 401(k). But is it good advice?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She wants to know if her self-employment income qualifies for a Roth IRA?
- She asks how to figure the taxable gain on a property that is her home and business?
- He needs help calculating the tax on the sale of his home after his divorce?
- His CD rates are dropping from over 5% to under 4%. What alternatives does he have?
- He observes that Venezuelan oil could help cut inflation in America?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks how he can leave a legacy for his grandchildren when he has very little money?
- She is reluctant to confront her current advisor with the news she is leaving. What to do?
- She asks how to go about Roth conversions from her (2) 402(b) plans?
- They want to know if they can afford to construct an addition to their home?
- He asks if he can deposit $20,000 of stock into his wife’s Roth IRA?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks us to explain how his social security benefits will be taxed?
- She is 96 years old, sharp as a tack, and has questions about CDs?
- She asks how if it’s possible to negotiate a reduction in a student loan debt?
- She has been waiting for her tax refund for over a year. What can she do?
- He named his daughter beneficiary on all his accounts. Did he do this correctly?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He asks if he should use a 100% mortgage to finance his first home buy?
- He is 58, divorced, and finding women to be gold diggers. What should he do?
- She asks how much she and her husband can contribute to a Roth IRA in 2025?
- He asks if his 401(k) ‘catch-up’ contributions must go into the Roth side?
- They want to use the new ‘senior’ deductions to cut their taxes. Are they ready to go?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- They sold their home and are renting in retirement. Is this a wise financial choice?
- She reports that 4 students at Moravian University receive Folds of Honor scholarships.
- She asks what is the best idea to use the $10,000 her mom gifted her?
- He asks multiple questions about the proper way to use beneficiary designations on his accounts?
- They want to retire next August. What should they be doing now?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He is 80 and wants to know how to use buffered ETFs in his investment portfolio?
- She asks if her friend is being misled by her annuity salesman?
- She asks if there is a way to protect the retirement funds they currently have in the TSP?
- He asks if his partner will need to take an RMD from her 401(k) next year when she retires?
- She wants to know how to stop her father from changing his will?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He is 80 and wants to know how best to protect his 401(k)?
- She wants to know if paying for family vacations is treated as gifts by the IRS?
- She sold her home and wants to know if that will increase his Medicare premiums?
- He is using the National Guard to graduate debt free from college and have buckets of cash!
- She wants to know how to establish a long term relationship with a trusted advisor?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He is 64, lost his job and wants to know about combining his 401(k) and IRA?
- She wants to know the best way to make gifts to high-earning sons?
- She wants to know how to help with our ‘shoeboxes for babies’ event on December 11th?
- He wants to know if annuities are ‘good’ or ‘bad’? (Spoiler alert – neither!)
- She wants to know if it helps her parents to give them stock instead of cash?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene was flying solo with Alyssa traveling on assignment answered questions and explored important topics:
- He wants to know if the AI ‘bubble’ is going to burst?
- She wants to know if there are really ways to cut taxes on RMDs?
- She wants to know if the new senior deductions ($6,000) are good for Roth conversions?
- He wants to know if he can ditch his corporate job and retire?
- She wants to know if she can contest her father’s will before he actually passes?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene was flying solo with Alyssa traveling on assignment answered questions and explored important topics:
- At age 68 what income taxes can a retiree expect?
- When changing jobs should one roll over the old 401(k) into the new 401(k)?
- What are the mechanics for moving accounts from one firm to another?
- Tips for year end income tax cutting – 401(k)s, Roth Conversions, QCDs, and gifting.
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- His email wanted ‘education’ from Gene. Did he get more education than he expected?
- His goal is $1 million in 10 years. Can he do it?
- He has half of his investments in 1 stock. How does he transition that for retirement?
- Tips for avoiding scams!
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- His wife is 12 years older than him – will that affect his RMDs?
- She wants to know if she can fund a Roth IRA for her great grandson?
- She wants to put her financial future in jeopardy to help her two daughters . . .
- His dad is giving him good advice on his 401(k). Will she take it?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She ask if the annuity her advisor recommended is right for her and her husband? (Hint – No!)
- He wants to know if he can put the profits from the sale of real estate into his Roth IRA?
- She wants to know if she will need to take an RMD from her inherited IRA this year? (Hint – Yes!)
- He asks if he should simply invest in an S&P 500 index fund?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa interviews the director of the Nazareth Area Food Bank in advance of this week’s food drive, and her daughter, Juliana, talks about what she’s learning in her high school personal finance class—which becomes a Pennsylvania requirement next year. She also answers questions and delves into a variety of topics:
- It’s Medicare open enrollment until Dec. 7.
- If your investment accounts don’t have “per stirpes” or “per capita” selected, your beneficiary designations might not work the way you wish.
- A retiree asks what to do with his 401k.
- How should a sister handle a sibling pressuring dad to sell HIS house to pay off HER debt?
- The IRS is stopping paper checks!
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy or Medicare plan for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long-term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know the best way to help support his church and the pastor?
- She wants to know if naming beneficiaries will reduce inheritance taxes?
- She and her husband have 60% of their investments in stocks. What if the market tumbles?
- She wants to know if life insurance proceeds are income taxable?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know if he should take funds from his 401(k) to payoff mom’s mortgage?
- She wants to know if she should fund a private reverse mortgage for her neighbor?
- She found a secret account in her mom’s estate. When should she tell her siblings?
- She wants to know what to expect at a ‘2nd opinion’ meeting when they’ve never had a first opinion?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know if he can gift his daughter a $5,000 car without an IRS hassle?
- He wants to know how he and his bride should split expenses with a second marriage?
- Their son wants to pay off their mortgage. Then what?
- He loves his work, but hates his job . . . Can he retire?
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- He wants to know if he should combine his two retirement accounts into one?
- He wants to learn the pros and cons of setting up a family charitable foundation?
- He needed to understand the difference between a roth contribution and a roth conversion?
- His HELOC statement makes no sense . . . and it made no sense to us either!
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions and explored important topics:
- She wants to know how to value collectibles for IRS purposes?
- He wants to know how to best use his IRA for long term care
- We explore Qualified Charitable Distributions (QCDs)
- We explore annuities as ‘Private Pensions’ pros and cons
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- Should he take the annuity being offered by his 401(k) provider? (Spoiler alert – No!)
- He asks what keeps Gene so healthy? (the answer might surprise you)
- She wants to know what is the best way to fund their home improvement projects?
- She asks how she should tell her husband she does not want to sell her business?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
While Gene was with his family for a wedding celebration in Georgia, Alyssa invited reverse mortgage specialist Tiffany Shutta, of Mutual of Omaha, to join her on air. Tiffany uses a real-life, recent example to demonstrate how a reverse mortgage works and explains when it’s an appropriate solution—and when it’s not.
Alyssa also answers your questions on various topics:
- Should I ask my adult daughter to pay me for childcare?
- Does MtM allow investors to customize their portfolio holdings?
- How can I pay tax on less Social Security?
- Do I need to empty the IRA I inherited from my younger sister in 10 years?
- Should I be POA or joint owner on Mom’s bank account?
You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about:
- Financial situation, investments, retirement plan
- Estate plans
- Life insurance
- Annuities
- Reverse mortgages
- Taxes
Call 610-746-7007 or contact us online to request a free appointment.
Gene and Alyssa answer questions including:
- She asks how to get the best price when buying a car?
- He asks what the probate process is and how to navigate that process?
- She wants to know if an investment in cryptocurrency is appropriate for folks 80 years old?
- He asks how much of his retirement money should be in bonds since he is 64 years old?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- He asks if he should transfer his home into a trust?
- He asks about CD rates and where interest rates might be going?
- She wants to know if banks require forms to show Powers of Attorney?
- He asks if he can name multiple beneficiaries on his IRA?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered questions, greeted friends and clients, and accepted contributions!
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- He asks for us to explain the basics of a reverse mortgage?
- He is a retiring school teacher and wants to know how to accept his pension?
- She wants to know if a specific annuity would be a good investment for her?
- He shares that State Farm is not accepting Umbrella liability policies at this time. Why?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene flies solo and answers questions including:
- He is moving to Florida. Should he sell his house or rent?
- She wants to gift money to her two sons. One son asks to clarify the rules and the taxes?
- He asks if putting assets into a trust avoids estate taxes?
- She wants to know if she should take $100,000 from her IRA to help her son buy a house?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene flies solo and answers questions including:
- He asks how the BBB will affect his social security since he is still working at age 70?
- She asks when to sell poorly performing stock – before or after dividend payments?
- She asks if her brother is doing the right thing by giving their mom stock to sell?
- She wants to know if she should keep the IRA her dad left her or give it ‘back’ to her mother?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- He asks if what’s going on in Washington D.C. affects how we invest money for clients?
- She wants to know if at age 75 she can get help investing a modest amount of money? (Yes!)
- He wants to know how Medicaid ‘claws back’ gifts that were made before needing care?
- He wants to know how the new BBB ‘senior deduction’ will work for him and his bride?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- He asks what is probate and what should he do to help his family when he passes?
- Her advisor says move from stocks to bonds. We absolutely disagree.
- She wants to know if she can join her husband in early retirement?
- Should his parents give him details of their retirement plans? (None of his business!)
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions including:
- He wants to know if QCDs are also exempt from NJ income tax (spoiler alert – no!)
- She wants to know if it would benefit her children for her to put her Co-op into a trust?
- He is 81 and widowed. Does he get a S/S survivor benefit?
- Her ‘advisor’ just called her for the first time in two years. What should she do?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa welcomes special guests:
- Mark Bacak – Social Security and Medicare expert extraordinaire
- Mike Pompei – Life Insurance and Long Term Care planning partner
- Keith Strohl – Estate Planning and Elder Law attorney
- Real financial advisors do way more than invest money
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks if the rumors of a $750.00 check to seniors are true?
- He asks how a non-profit must handle an inherited IRA?
- He is 73, retiring, and has to choose (1) of (3) options on his 401(b). Is it really that hard?
- Is investment diversification still just stocks, bonds, and cash?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks if his social security claiming strategy makes sense?
- She asks if they will get a refund after his employer took out ‘way too much tax’?
- She is very upset that her sister (mom’s executrix) is following the will instead of what she wants!?!
- They ask if setting up 529 plans for their grandchildren is the best way to help?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks if he can move funds from an irrevocable trust into a standard account?
- She is widowed and moving her husband’s IRAs to her IRAs. Is she doing it right?
- He is 81 with no debt and $240,000 in mutual funds. Is there something better he should be doing?
- They are soon to retire. Do we have tips for them to enjoy a satisfying retirement?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He and his wife have some physical concerns. Can they write off a hot tub on their income taxes?
- She turns 73 in a month and wants to understand her RMD requirements and options?
- He got an invite to a financial workshop dinner. Is the company playing it straight?
- They rolled over her 401(k) into a Roth IRA – or did they?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He will stop watching my show since we disagree on tariffs and President Trump! Too bad for him.
- She wants to know if her advisor messed up or did her accountant mess up?
- He is the executor of his mom’s estate. His brother died before receiving his share. Now what?
- She and her ex-husband are remarrying. Should she go back on the deed to their home?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He wanted to get out of the market and his advisor did not return his calls!
- She wants investments that reflect her values. Is that going to work?
- He put his home into an irrevocable trust. What happens when the kids want to sell?
- She wants a financial advisor, but doesn't want to invest with the advisor. Now what?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- Her advisor does not the rules for her RMD. This is very bad!
- She finds her work life intolerable. Is she the reason?
- He asks how to protect his two children with alcohol additions within his estate?
- She asks if her husband should invest his inheritance the way she thinks is right?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks how best to time the stock market? (Spoiler alert – you can’t)
- He asks how social security benefits change from age 67 to age 70?
- He asks us to convince his wife to move to a smaller home? (Spoiler alert – we can’t)
- He asks where to invest $100,000? (Spoiler alert – it depends)
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks if she should leave her IRA to one beneficiary and have him split out the shares?
- He asks if he needs to set up a special account when naming his grandchildren as beneficiaries?
- She asks if we are fiduciaries (yes)? She asks if we advise same-sex couples (yes)?
- She asks how inheritance taxes are calculated when heirs are in multiple states?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks what happened to the cost basis in her home when her husband died?
- He asks if he should convert his $800,000 IRA to a Roth IRA at age 58??
- His daughter is a full-time student. Her internship paid her $4,000. Can she do an IRA?
- He asks why and how to report gifts more than $18,000 in a year?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks if Long Term Care insurance benefits are tax deductible?
- He asks what is his daughter’s cost basis on the home he gave her that his mom gave him?
- He asks is the Presidential approval rating affects the stock market?
- He asks about the mechanics of converting his IRA to a Roth IRA?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks if a conservative investment portfolio could average 7% per year?
- He asks what affect tariffs might have on the stock market?
- They ask if they should add their daughter to their bank accounts or use ToD?
- She asks if a fixed index annuity would be right for her and her husband?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks how and when a financial advisor informs their advisor of fee payments?
- She asks what waiver amount her widowed mom will receive when she sells her home?
- He asks if the recent drop in Tesla stock is a buying opportunity?
- She asks if a reverse mortgage can help her get her home repaired?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He is recently retired and (understandably) concerned about the stock market?
- His daughter battles addition. How can his estate plan protect her from herself?
- She asked how an MtM ‘second opinion meeting’ works?
- She asks if she should combine her other investments with her 401(k)?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She and her brother own a rental property together. What happens when one passes?
- She asks if she can work with a financial advisory and still keep her ‘fun’ stock account?
- He asks how a financial advisor should respond when seeing a client’s loss of capacity?
- She asks how capital gains are taxed?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks if he can contribute stock into an IRA?
- They gave a gift to their grandson. Their son ended up paying the tax. Is that right?
- She wants to name friends as beneficiaries. What information does she need?
- Two partners have made excellent real estate profits. How do they avoid the taxes?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- TurboTax gave him the wrong tax calculation until they fixed the program!
- He asks if he can use QCDs and also deduct those contributions? (Sorry – no double dipping)
- She is 82 and asks if it would be a good idea to spend down her IRA to help her son?
- Senior center workshop on estate planning raises more questions than it answered?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks how to handle life insurance policies with grandkids as the beneficiaries?
- She asks how to handle funds for her brother who is institutionalized?
- Can she convert her inherited IRA RMDs into a Roth IRA?
- She asks if there is an easy way to get out of her timeshare?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He offers facts about the very first Super Bowl that were quite fascinating!
- He asks how to transfer the family home from his mom to her kids?
- He asks what options he has with his old 403(b)?
- They want to help their son buy a home. How should they do and where should they get the money?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He offers insight into the viability of hydrogen as fuel to power cars.
- He asks if his Home Owners’ Association can invest their capital away from a bank?
- She asks if there is a way to invest in Bitcoin without taking so much risk?
- She has over $160,000 in student loans. Can she get that amount reduced?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- He asks how to sell stock with large capital gains and not pay income tax?
- He asks how much we know about unemployment compensation? (Spoiler alert – not much!)
- She is helping a neighbor who has not family to help her. Does she need a power of attorney?
- He has questions about MtM having a conference room named after President Trump?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks how long she should keep her income tax records?
- They ask how much they can contribute to the Roth IRAs based on his income?
- They want to know how to transition their investments into income as retirement comes near?
- What are some actions to take early in 2025 rather than waiting?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- She asks what she must do to change the beneficiaries of her will?
- They ask how to get complete retirement advice rather than just investments?
- They ask if they should pay off their mortgage that carries a 1.99% interest rate?
- She asks what to do with an annuity that was intended for her daughter who recently passed?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers questions:
- He asks if there is a way to ‘defer’ excess capital gains on the sale of their home?
- They are asking what resources are available to guide them in the sale of their business?
- He asks what the guidelines are for the new ‘Super’ Catch-Up provisions for a 401(k)?
- He asks if he should take back stock he gave to his daughter?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- What would you do if you won a $1.2 Billion lottery?
- He has been disabled for 18 years. Will his wife be able to retire.
- They have nearly all their investments in one stock. Is this a tax nightmare?
- What online trading platform do we recommend?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- How can they protect the family home from Medicaid and keep it in the family?
- Why would a union require its members to report side jobs? There may be a good reason.
- What are the 5 year rules for Roth IRAs and how do they work?
- Should they take out a home equity loan or take the money from their IRAs?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer questions:
- Should they pay off their son’s mortgage?
- Can they send their RMDs to their niece without taxes?
- He has 70 stock positions and wants to make things simpler for his heirs?
- He wants to know the capital gains rate on selling silver coins?
- And we are still feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer only a few questions. Mostly they spent two hours:
- Greeting people
- Hugging people
- Thanking people
- Holding babies
- And feeling very, very blessed
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- She asks if her trust should be the beneficiary of her IRAs?
- He reports that the interest on his I-Bonds has dropped dramatically. Should he go?
- She received a $4 million settlement and wants to know how to avoid ‘blowing it’?
- He asks if he can loan his daughter funds to pay off her mortgage and how best to do that?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He asks best way to sell his father’s home and invest for long term care and security?
- His previous financial company has not released his funds and it’s 3 months. What now?
- He wants to know if working part-time will increase his social security benefits?
- He wants to know the mechanics of moving money from a 529 to a Roth IRA?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He asks how investment management fees are calculated and what they cover?
- They are moving from PA to NC and wonder if there are tax strategies to save on state taxes?
- He moved 50% of his account into gold. Now he asks if that is a good idea?
- She wonders if it is necessary to change her investments every 90 days?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Post-Election Day, what happened to the stock market, and what did the Federal Reserve do? Your host Alyssa Young recaps these events and talks about myriad other topics, including:
- Get the new IRA and 401k contribution limits for 2025.
- If you’re considering becoming an MtM tax client for your 2024 return, get on the list now. Learn what info we need.
- What happens to benefits if the Social Security trust fund is depleted?
- Should you take the 2024 RMD from an IRA inherited after 2020, even though the penalty is waived again this year?
- How much interest are I bonds paying these days?
- A personal finance columnist with a terminal illness reminds us to straighten up our affairs to help our survivors.
- A study says Generation X women have saved only 5% of what they think they need to retire.
Also during the Nov. 9 show, Alyssa answers listeners’ questions:
- Will lottery winnings increase my health insurance premiums?
- Which accounts should go to family vs. charities?
- How are assets used to pay for assisted living?
- What should I look for in a tax preparer?
You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about:
- Financial situation, investments, retirement plan
- Estate plans
- Life insurance
- Annuities
- Reverse mortgages
- Taxes
Call 610-746-7007 or contact us online to request a free appointment.
Gene and Alyssa answer buckets o’ questions:
- She asks if she needs a power of attorney to act for her husband?
- He offers up some suggestions for buying gold and silver in an IRA? MtM does not endorse his ideas
- Gene gets snarky with ‘expert’ who says some clients are not ‘profitable’. Gene says he is very wrong.
- Their accountant says tax treatment makes Gene’s investment a bad idea. Let's talk about this.
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Social Security & Medicare specialist Mark Bacak joins your host Alyssa Young to describe changes to Social Security and Medicare effective in 2025. If you have an Advantage plan or Part D drug plan, learn what you need to do before the open enrollment period ends Dec. 7.
MtM financial advisor Chad Rupprecht phones in to help people put their anxiety into perspective about how the presidential election will affect the economy and their investments.
Also during the Oct. 26 show:
- Alyssa shares highlights and tips about debt management from Dave Ramsey’s appearance on the Tucker Carlson podcast.
- Get the new tax brackets, deductions and gift & estate tax exemptions for 2025.
- Alyssa answers listeners’ questions:
- What are my options to give money to my granddaughter?
- What is the process for avoiding taxes when using pre-tax retirement funds for tithing?
- Can my wife and I combine our IRAs for convenience?
- Does it matter which 529 plan I use for my grandchild who lives in another state?
You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about:
- Financial situation, investments, retirement plan
- Estate plans
- Life insurance
- Annuities
- Reverse mortgages
- Taxes
Call 610-746-7007 or contact us online to request a free appointment.
Gene and Alyssa answer buckets o’ questions:
- He asks what we use in our investment portfolios in place of bonds?
- They have old 401(k)s that give them heart burn at RMD time. What should they do?
- If IRA profits are taxed at ordinary income tax rates instead of capital gains rates why should we do them?
- She asked us to review our ‘RMD Elimination Strategy’.
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He wants to know if they should be using a Robo-Advisor?
- She asks why we don’t name names when discussing protective investments?
- They want to know if there is a geographical limit to MtM’s accepting clients? (No!)
- She is 72, retired, and bored! “No one will hire me” What should she do?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Reverse mortgage specialist Tiffany Shutta joins your host Alyssa Young to debunk six common misconceptions about reverse mortgages. Learn the realities about how this government loan works in the last segment of the Oct. 5 broadcast.
Earlier in the show, Alyssa covers myriad topics and answers several listeners’ questions via phone and email:
- We’re grateful our clients were safe from Hurricane Helene!
- Seven things the upper middle class can’t afford anymore, according to a Yahoo! Finance article
- End-of-year tax tips it’s not too late to use: Did you take your RMD? Should you use it to fund a Roth conversion? Would QCDs now lower your tax liability later? Do you need to make estimated payments?
- Investment ideas when interest rates fall
- Is a trust still necessary under today’s estate tax laws?
- What’s the best way to be on Mom’s bank accounts?
Ladies, don’t forget to sign up for Invest in You: Art, Bark & Meow on Oct. 29!
You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about:
- Financial situation, investments, retirement plan
- Estate plans
- Life insurance
- Annuities
- Reverse mortgages
- Taxes
Call 610-746-7007 or contact us online to request a free appointment.
Gene and Alyssa answer buckets o’ questions:
- She wants to know why Fidelity is preventing her from getting good advice on her 401(k)?
- He wants to know the income tax treatment on Roth IRA contributions and earnings?
- They want to know if it is wise to finance the construction of their new home with an asset pledged line?
- Her deceased father’s advisor told her a fib. What can she do with her inherited IRA?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Their kids live less than an hour from the MtM World Headquarters. Should they make the trip?
- Did this financial advisor have $10 Billion of assets or $11.5 trillion?
- If your advisor is only licensed to sell insurance and annuities is he/she really a financial advisor?
- He is 70 and starting his social security. She is 64. How do they calculate her spousal benefits?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He is 75 and asks how to invest $500,000?
- He will be turning 65 shortly and is confused about Medicare options. How does he know what to do?
- Her friend is retiring in 8 months. What should she be doing now?
- She asks about setting up the correct beneficiaries to protect her children and grandchildren?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions, interview Folds of Honor scholarship recipient, Liz Brees, and enjoy the hospitality of Leader of the Pack Canine Institute.
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- She asks what happens if a child passes before a parent, but is still named in the will?
- He is 81 and wonders how to invest $275,000?
- He is 70 and asks if he should move his investments out of the stock market until things ‘settle down’?
- He is asking where he can get information about retiring to a country outside of the United States?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He turns 70 on October 12th. What is his best way to apply for social security?
- He is 81 and has always handled the family finances. Can we help give his wife peace of mind?
- She has $100,000 in short term bonds for her three sons. Should they stay there or is there a better investment?
- She is hoping someone can guide her 17 year old, hard-working son with his financial future.
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He asks if his mom should pay off the loan she has against her life insurance policy?
- He asks if his investments should have out-performed the S&P 500?
- He and other family members will be inheriting his mother’s home. How does he get to own it all?
- She asks what to do about her son who will not repay a loan she gave him to buy his home?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- She asks if her son should pay ahead on his mortgage. Spoiler alert – it’s not the answer you might expect!
- She asks if a financial advisor and a tax advisor are the same? As you will expect – it depends!
- She is retiring from PSERS. Should she take her contributions out or leave them in?
- They have investments in several types of accounts. Where should they take their retirement income from first?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- She and her husband disagree on how to split their estates. How do they resolve this?
- He asks about donating a life insurance policy to a charity?
- She finds the Social Security web site frustrating for securing her spousal benefits. What should she do?
- She is retiring and her pension is offering her a confusing array of options. Which one should she pick?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He asks if an executor is personally responsible for paying inheritance tax if the estate runs out of money?
- He is receiving money from an estate that he wishes to go to his nephew. Can he use a disclaimer?
- Social media says you should use an irrevocable trust for your family. True or false?
- She and her sister received inheritances. Can she set up a trust for her sister to protect her?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He found out his partner has been lying to him about her finances for years. Should he stay?
- He retired and started consulting. Can he set up a retirement plan?
- He doesn’t want a 529 plan for either of his young children. Is he right?
- She made a gift to son and daughter-in-law. Did she do it right?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Her advisor isn’t a good fit. How does she find one that is?
- Is umbrella liability insurance a good idea?
- He asks if AI (Artificial Intelligence) will benefit big or small companies more?
- She asked another advisor about ‘buffered ETFs’ and he had no idea. What gives?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He wants to know if he should pay off his mortgage early (spoiler alert – yes!)?
- He asks if Pennsylvania taxes the gains on the sale of personal residences?
- She wants to know if a recession is coming and what to do if it is?
- She believes Social Security is a right provided to us by the Constitution (spoiler alert – no it is not)?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- How secure is Social Security?
- He and his son are beneficiaries of a pension plan. What are their options?
- Should one of his children use MtM Financial as their financial advisor?
- Her top priority is getting her home and property to her son. What steps should she take?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers buckets o’ questions:
- What are the mechanics of converting from an IRA to a Roth IRA?
- What are the mechanics of initiating withdrawals from a Rollover IRA?
- What are the mechanics of keeping Medicare premiums as low as possible?
- Should his wife be the beneficiary of his accounts or the joint owner?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- What are the rules for making gifts to children to then qualify for Medicaid?
- Is a rollover from a 529 plan into a Roth IRA taxable on your PA return?
- How can he gift money to his children from his IRA without paying income taxes?
- Her annuity earned 5% in 12 years. How is such bad performance even possible?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- What amount can a husband and wife deduct on their PA income tax for 529 contributions?
- He wants to work after he reaches full social security. Will he just lose it all to taxes?
- He asks how to choose a financial advisor and what to expect from that advisor?
- They are in their 80’s with IRAs. What happens when one of them passes?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Should he take a big block of money out of his IRA to pay cash for an investment property?
- She’s doing lots of good things at age 36, but is she really ‘all over the place’?
- He would like the peace of mind of paying off his mortgage. Is it really a good idea?
- Why won’t Gene just send out information on RMDs?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Should he take $250,000 out of his 401(k) to pay off his sons’ student loans?
- She is wrapping up her small business. Should she sell now or when she retires?
- He is 79 with a large IRA. His wife has never had an IRA. What happens to her when he dies?
- She inherited and IRA in 2015. Does the ten year rule apply to that account?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Her Long Term Care Insurance premiums are through the roof! What should she do?
- He wants a meeting to see if we are a good fit? Is that the right attitude to start? You bethcha!
- He likes our shows even though we don’t always agree. Is that ok? You bethcha!
- She wants to know the best strategies for buying a home near their kids and grandkids.
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o' questions:
- Is it ok with the IRS if business owners just pick their salaries?
- What is the penalty if you need to cash in an I-Bond early?
- How do mutual fund or exchange traded funds impact the returns an investor might see?
- If most of your assets are in IRAs should you also set up a trust for your kids?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o' questions:
- He asks if the advisor is trying to pull a fast one?
- If he retires at age 57 can he take cash from his 401(k) without paying a penalty?
- She just wasn’t that impressed with Gene the first . . . or second time. Was the third time a charm?
- Will selling one fund at a loss cut the taxes on the sale of a second fund with a gain?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He is making a gift of land to his church. What’s the right way to do that?
- She asks if leasing a car would be wrong for her?
- They are both teachers and a salesman at school says they should buy life insurance. Should they?
- Is the 529 plan he set up for his grandson really out of his estate?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- He asks if inflation is the reason the stock market is going up?
- Her friend is disabled and approaching 65. When should he apply for Medicare?
- The family wants to gift money to a special needs granddaughter. How should they best do that?
- Is a month too long for a transfer from a 401(k) to an IRA?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers buckets o’ questions:
- Should a student in high school with $1,742 of income file a tax return anyway? (Spoiler alert – Yes!)
- How do the Bitcoin ETFs work? Why has Vanguard said they won’t offer one?
- What should you do if your financial advisor is ‘bought out’ by a huge national firm?
- Is it possible he might still get an old pension from a company that went bankrupt?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- Should a student in college with no income file a tax return anyway? (Spoiler alert – Yes!)
- She is retiring in September. Will her husband get a bump in his social security?
- What will the capital gains rates be in the future? (Spoiler alert – no one has a clue!)
- Is it possible to pre-plan your funeral without prepaying for the funeral?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer buckets o’ questions:
- How does a QCD (Qualified Charitable Distribution) affect his income taxes?
- What are the pros and cons of the various ways to own gold as an investment?
- Will she get a share of his inheritance ($1 million) should they get a divorce?
- He wants to understand the basics of saving and investing.
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa takes charge and is joined by:
- Chad Rupprecht – financial advisor and a super hero in a fleece vest
- Greg Grillo – financial advisor, superstar golfer, and Abby’s dad
- Melissa Boyer – assistant operations director makes her radio debut!
- Our audience – the best in America!
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- Should he roll his IRAs into his U.S. government TSP program?
- How can she set up her stock holdings so they go directly to her sons?
- Is it too late to save their home?
- His advisor wants to charge him $265/hour for a financial plan. Is that reasonable?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
- Gene and Alyssa answer lots of listener questions:
- She is looking for ways to supplement their social security income. Why won’t he help?
- He thinks he will save a ton of money if he fires his financial advisor. Is he right?
- Their son is serving in the Marines and may have messed up his PA tax return. Can we help?
- Medicaid might take the family homestead. What can be done?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- They have two grown children they want to help. IRAs?
- He shifted from employee to self-employed. How does he save for retirement?
- She wants to move $25,000 each into 529 plans for her 4 grandchildren. What’s the best strategy?
- What records should you keep when you make improvements to your home?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- He has a tenant who can’t pay his rent due to health issues. How can help?
- How does she know the cost basis of a stock she got through a stock split?
- What can he do about a fraudulent $1,000 charge on his debit card?
- Should he roll his old 401(k) into his current 401(k)?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- Their son (54) does not handle well. Is putting his sister in charge the best idea?
- Is splitting a portfolio into stocks and index ETFs a sound diversification strategy?
- Will a revocable trust protect her when her significant other passes?
- The bank gave this elderly man bad IRA advice when his wife died. What can he do now?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- Is it possible for grandmother to help her grandchildren become millionaires?
- She has done amazingly well, but at age 71 she now wants a financial advisor. How does she find one?
- Is it a good idea to move an IRA into a credit union CD?
- Does Point Phillip Hotel really have the best brisket around?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer lots of listener questions:
- Social Security offered him a lump sum with a lower monthly benefit. Good idea?
- How does he know what taxes to withhold from his social security benefit check?
- His wife’s annuity pays 2% and is finally – after 7 years – maturing. What should she do with the funds?
- They’ve had their life insurance policies for many, many years. Should they keep them?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- Are there some things he should know about buying a new truck?
- Is he being scammed on a boat buy out of Florida?
- Does it ever make sense to take social security before age 70?
- Since IRAs have less protection than 401(k)s should we avoid rolling funds over into IRAs?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- He needs to understand how income funds can produce dividends, but do so poorly overall?
- She asks how she should make changes to her will?
- He and his wife own I-bonds and want to know if they should keep them?
- He wants to know how to go about ‘being the bank’ and financing the sale of a home to his tenants?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- Mom’s 7 year annuity matures in February. What should she do next?
- He’s married, but only he is on the deed to their home. If they sell, what are the tax implications?
- Has MtM handled any lottery winners? (spoiler alert – yes!)
- Does the S&P 500 have enough ‘foreign’ exposure for most investors?
- Lots more . . .
Free Second Opinion Meetings
- Meet with a More than Money advisor to review your entire financial picture or simply project your retirement
- Meet with our Social Security partner to plan the best S/S strategy for you
- Meet with our estate planning attorney partner to review your estate plans – if you have any
- Meet with our insurance partner to review your life or long term care coverages
- Discover how to have your 401(k) professionally managed without leaving your company plan
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- How does he find a quality advisor for a friend who lives out of state?
- Does she owe tax on a $150,000 inheritance she received from a friend?
- Should he pay off his mortgage or secure an annuity to do that over time?
- Her daughter is 27. Can she set up an appointment with an MtM advisor?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young is your host this morning. She shares historical stats about stock market performance—including average returns before and after presidential elections—and lots of information to prepare you for your 2023 income tax return. She also outlines the 2024 changes to retirement plan contribution limits, income tax brackets, Medicare premiums and more.
Also in this episode:
- Steps women can take to “catch up” their finances
- Strategies for inherited IRA distributions
- Callers complain about the disparity between 401k’s and IRA’s
- Must a 77-year-old who’s still working take his RMD?
- A caller asks: Does Pennsylvania tax Roth conversions?
You can take advantage of a one-on-one, personalized consultation with an MtM Financial Group advisor by scheduling a free second opinion meeting. Review your investments and financial goals and get answers to your questions about Social Security, estate planning and more. Call 610-746-7007 or email Gene@askmtm.com to schedule time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- Suze is wrong. Suze says you should never lease a car. She is wrong.
- Should she use part of her retirement funds to pay off debt for her kids?
- She is on her way to happy, healthy, hundred, but is her advisor not up to the task?
- He knows his daughter will blow through the money when he’s gone. What should he do?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over:
- How does she elect her inherited Roth IRA distributions by the deadline?
- Should he use part of his $1.4 million IRA while waiting to take Social Security at age 70?
- Her daughter and her fiancé have tons of student debt. Can they still meet with a financial advisor?
- Thank you. Thank you. Thank you.
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- They have $90,000 in a 529 plan for their son. Should they add more?
- He is retiring with $360,000 in his 401(k). Should he invest in annuities?
- A young man wants to take over the company 401(k), but he only has an annuity license – what does that mean?
- How can you tell if an advisor really is a fiduciary or is just blowing smoke?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Are money markets the same as bank accounts?
- How does a reverse mortgage work if the owner goes into a nursing home?
- Has her bond fund really lost 20% in three years?
- He loaned $10 to his college roommate 50 years ago – can he still get that back with interest?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Are all annuity salespeople ‘slick’?
- How does he properly deduct his RMD QCDs to charity?
- Why would he not buy lots of stocks just before they pay their dividends?
- Mom had a life estate in her home that her three sons owned. She passed. How do they report taxes?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Vanguard is charging her $25.00 to process her RMDs?!?!
- He did two IRA rollovers within seven months. Is he in trouble with the IRS?
- What are the pros and cons of adding his new wife to the deed to his home?
- My financial advisor calls once a year and gets snotty when I want to take some of me money. Should I move?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is this grandma helping her 5 grandchildren with college costs (food) getting in trouble with the IRS?
- She wants to know when she must take withdrawals and from which accounts?
- Can you use the cash value from a life insurance contract to fund an annuity?
- They are retiring at ages 69 and 66. What do they do with their 401(k)s?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young is your host today. She describes six strategies she’s helping clients develop for their unique circumstances. Alyssa also welcomes MtM senior financial advisor Mark Belcak at the top of the 9 o’clock hour to discuss a study that quantifies the value a financial advisor brings through four particular tactics:
- Routine portfolio rebalancing
- Behavioral counseling
- Family wealth planning
- Tax-smart investing
Other topics covered during this show:
- 2024 Social Security cost of living adjustment
- It’s Medicare open enrollment season—don’t forget to check this.
- Are I bonds still a good investment? No one is talking about them anymore.
- How do we give our properties to our children so that they have the best financial outcome?
- I’m still working—do I need to take my RMD?
Alyssa also shares a funny scene from Marvelous Mrs. Maisel about how NOT to plan retirement income. Watch it here:
Take advantage of our free second opinion meeting service to review your retirement plan, annuity, life insurance, estate plan, tax situation or reverse mortgage eligibility. Call 610-746-7007 to make an appointment with one of our financial advisors.
Gene and Alyssa answer tons of listener questions:
- Is there risk investing in a bond that offers 10% – 13% rates?
- At age 85 should he cash in his life insurance and use it to help the grandchildren?
- Will the income she gets from her IRA annuity count toward her RMD?
- How does she choose from four different pension options?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- She was sold three (3) annuities and now finds they are not what she was sold. What now?
- They need to know the mechanics of a 529 educational fund so they can best help their grandchildren?
- His advisor has not done a good job. Can he still retire?
- Should she set up a gift of her home and retain a life estate?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He wants to use his grandson’s 529 account to buy a car. What will the taxes/penalties be?
- Her home also contains a rental. How is this treated when she sells her home?
- Can he use the RMDs he gets from an inherited IRA to fund a Roth IRA?
- Her ex-husband needs her help. Can we answer some/all of her questions?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- They responded to the IRS and they haven’t heard a word in weeks. Should they be worried?
- What are the costs involved in adding gold to an investment account?
- Are ESG investment managers giving up profits to support their ‘woke’ ideology?
- They have $500,000 in many different places. Can they consolidate and get some help?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Helping his daughter with her first house. Why does the bank want a ‘gift letter’?
- Do we have to take RMDs from our inherited IRA or not?
- He’s seeing a big capital gain this year. Will it affect his IRMAA and Medicare premiums?
- They are cashing in stocks to buy their beach home. Can they cut their taxes somehow?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- How best to donate using a Charitable Trust or Donor Advised Fund?
- Can he move money from his IRA to his grandchildren’s 529 plans without paying taxes?
- He’s 70 and thinking he would like to invest in stocks. Good idea?
- He is using his home for an AirBnB and his mortgage company is unhappy. What can he do?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He and his family invested in an actual oil well. What are the prospects?
- She has an old 401(k) and a new 401(k) should she roll the old one into the new one?
- What are the penalties for not signing up for Medicare when she turns 65?
- Mom titled her house in the kids’ names, kept a life estate, and passed away. Taxes?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- His wife signed up for Medicare and it messed up her HSA. Can that be fixed?
- Everyone tells her she should convert her IRA to a Roth. True or false? (Spoiler alert – for her, false!)
- Should the lawyer be responsible to penalties on the estate tax?
- Father-in-law has been living with them for two years. Should he be helping with the expenses?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He wants to know if ‘digital currency’ is a done deal?
- Should he borrow against his stock portfolio with a margin loan?
- Her mom is executrix for a New Mexico estate, but has dementia. What happens now?
- There isn’t enough money in mom’s estate for all her bequests. What can he as executor do?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- She got a letter from TIAA-CREF that her information was hacked. What should she do?
- Should he name his daughter his power of attorney or is there a better way?
- She’s been waiting for her inheritance for two years. Should she consult an attorney?
- They don’t live close to the MtM World Headquarters. Can they still be clients?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Are ‘brokered CDs’ a good idea?
- How do the inherited IRA rules work with a Roth IRA?
- Is using a ‘hybrid’ life insurance policy to cover long term care expenses a good idea?
- Can they confidently retire at age 60?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Should dad pay the interest on daughter’s student loans from his 529 plan?
- His high-paying job is killing him. Can her afford to shift to a less stressful job?
- How can she best help her child buy-out their divorcing spouse?
- She is 80 and wants to consolidate her accounts. Will that help her sons?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- His 401(k) has been ‘kicked around’ to 4 different investment groups. He wants out!
- What RMD must they take from her inherited IRA this year?
- He wants to know why life insurance is being sold to people who don’t need it?
- She wants to know how to invest in the stock market without high anxiety?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He wants to transition to part-time at age 65, but his wife wants him to keep working full-time. What to do?
- They want to know if charitable gift annuities are a good idea?
- A thief stock her checks from her mail box and drained her account. And he didn’t need a computer to do it.
- First ‘advisor’ wanted to sell him an annuity (while making a $40,000 commission). How about the second advisor?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He has an account in his own name. Should he name his wife a joint owner or beneficiary?
- Why does his financial advisor want to know so much about his life?
- The insurance salesman took her pension and earned huge commissions. What is her recourse?
- He got out of the stock market last September and is in money markets. When should he get back in?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Gene gets really snarky with people expecting taxpayers to pay off their student loans. He has a better idea!
- How does he determine if he should reduce or eliminate his life insurance coverage?
- What is the best way for her to help her children buy their first house?
- If he leaves his IRA and Roth IRAs to his wife are they treated as inherited IRAs?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- She asks how to move her RMD to her church without paying income taxes?
- Should he cash in his CD for higher interest rates?
- She has detailed ‘second opinion’ questions about her investments?
- Gene and Alyssa create a list of ‘red flags’ you should look for when dealing with a financial advisor?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
-
Have your current annuities analyzed to see if they fit you or could you do better
-
Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- His advisor says only preferred stocks pay dividends Is that true?
- Comparing ‘robo-advisors’ to call-center advisors?
- She asks if she can use her RMD funds to start up a consulting business?
- She lives in NYC. How does she find a trusted financial advisor?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- How does a young couple get financially ready to start their family?
- Should she cash out her IRA, pay the taxes, so she can invest in a CD?
- She is recently widowed and needs a financial advisor. What questions should she ask?
- They both have 401(k)s at the same company that are not performing well. What can they do?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is it possible his tax preparer got it wrong?
- When he moves south should he rent his house or sell it?
- Should she use her inheritance to fix the house or give it to her stepsons?
- What are the basics of structured notes?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is home title insurance worth the money?
- Is settling her estate going to be hard because her kids are in seven (7) states?
- What tax challenges does he face after buying his neighbors home?
- He and his wife are fighting over the cost of a destination wedding. Who’s right?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
- Are you taking too much risk with your investments?
- Is your 401(k) or 403(b) being actively managed for you?
Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He has a CD maturing at his credit union. Now what?
- He wants to understand what working with a financial advisor is like and can he do it from Maine?
- Should he apply for social security disability?
- Will social security be there when her children reach retirement age?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- They want to liquidate some investment. Their advisor wants them to borrow. Who’s right?
- He warns the audience about leasing cars for elderly parents.
- He wants clarity on exactly what ‘value’ stocks are and if he should invest in them?
- Their financial advisor works alone. What happens to them when he retires – or worse?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- He took company stock out of his profit sharing plan. How does he handle the taxes?
- She got a raise and wants to know if putting it into her 403(b) is a good idea?
- He got a letter from PA State about his taxes. Is it a scam?
- Their financial advisor is alone. What happens to them when he retires – or worse?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- Should she divert some of her 401(k) contributions to Roth IRA contributions?
- She and son own mutual funds jointly. Will changing the tax status raise a red flag with the IRS?
- He wants to know how Gene could have 780 years of experience?
- He is 100% invested in the stock market and just turned 63. Should he change now?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- Engineer with MBA wants to know how to update his retirement spreadsheet?
- She thinks her dad gave her sister $900,000, but did he?
- Can he give $10,000 to each of his daughters?
- She wants to know how best to invest now that she is 69?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- Should they complete their IRA to Roth IRA conversion while working?
- Should she turn the ownership of her home over to children while waiting for the nursing home?
- Is ‘Title Lock’ insurance worth $285 a year?
- When he gifts mutual fund to granddaughter can she sell it without capital gains tax?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- Can he ‘convert’ funds from an annuity to a Roth IRA?
- Should they use $760,000 to buy into their CCRC or go for the $1,300,000 plan?
- Is he being a jerk?
- Does she have to teller a buyer that her husband died in their living room?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- He is asking if a bank is better than a credit union or vice versa?
- He wonders if putting everything is 5% CDs isn’t the best for him?
- She is upset that her account is down 11% - what changes should she make?
- She asks if investment accounts are covered by FDIC??
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- His investments took a dive last summer and have not rebounded. What now?
- They live in one home and are renovating their next home. Can they deduct expenses for both?
- She sold her home in Florida and is worried about how much she must pay in taxes!
- How should she best handle funds left to her for her brother’s care?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, and Alyssa answer tons of listener questions:
- He lost his young wife to cancer. It looks like his daughter is losing her inheritance. What next?
- She passed at age 99 and left her four children her IRA. Now the confusion starts!
- Should the new car be titled in his name, her name, or joint?
- She’s been told she needs a trust for her adult children. Is this a scam?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He’s 96 and loves reading Gene’s newsletters.
- Can she make gifts electronically? (spoiler alert – yes!)
- Should their son – who’s just getting started investing for his future – start with gold? (in a word – no!)
- What changes would we make to this 76-year-old’s investments? (spoiler alert – none!)
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene, Alyssa, and Jon answered tons of listener questions:
- What should he do with low cost basis stock he really doesn’t need?
- Can she roll an inherited IRA into her 401(k)?
- Can we recommend a ‘good’ gold IRA? (in a word – no!)
- Are they able to effect a QCD from a 401(k)?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered tons of listener questions:
- Is there a way to deduct charitable contributions if you don’t use Schedule A?
- Is it possible to roll an IRA annuity into a bank IRA?
- What is the best Vanguard mutual fund?
- How hard is it to move from one advisor to a new advisor?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered tons of listener questions:
- He got a 1099R for funds he moved to an IRA. Is this taxable?
- Is now a good time to invest in defense industry stocks?
- Why is the government pushing ESG investments?
- Do the new rules change the way she’s been taking her inherited IRA RMDs for ten years?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered tons of listener questions:
- What are the pros and cons of buying CDs vs. I Bonds?
- Caller wanted to thank Alyssa for her help and her kindness – nice.
- They are 80 and investing in short term bonds – should they make a change to intermediate?
- If he wants to add gold to his investment portfolio will an ETF do as well as physical gold?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered tons of listener questions:
- Are Uber charges tax deductible?
- What is ‘cash stuffing’?
- What home improvements are considered deductible when selling your house?
- How does he pass his home to his kids without going through probate?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered tons of listener questions:
- How long does he have to keep his income tax records before safely shredding?
- His is turning 65, still working, but wonders about enrolling in Medicare?
- Friend has been in nursing home for two months – when does reverse mortgage take her home?
- How does she figure out if her CPA is calculating the right tax on her trust?
- Lots more . . .
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- How should we use a 529 plan for our new grandson?
- She recently lost her husband and needs help to manage her bills?
- Is it possible to make a profit when the stock market goes up and down?
- Are Roth Conversions all they’re cracked up to be?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- Should she take a reduced monthly pension?
- Is using withdrawals from IRAs to fund life insurance premiums a good idea?
- What should she do to prepare for meeting her new estate planning attorney?
- They’ve lost a lot of their investments and their advisor hasn’t called in over a year?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- Medicare and IRMA?
- I Bonds – still a good investment?
- How are jointly owned CDs taxes at mom’s passing?
- What can they do with an unused Coverdell account?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- How can her daughter invest for her financial security?
- His retirement plans are dropping like ‘a rock’. Should he move them out?
- They give their daughter $36,000 a year. What taxes should they be paying?
- They cared for him when he needed them the most. Can he give them a large gift?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- He asks if $120,000 in legal fees is excessive for a $360,000 estate?
- Is he ‘too old’ at age 58 to think about Roth Conversions?
- What process should he follow to gift a home to his grandson?
- Will there be inheritance taxes on a CD with ToD?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- Alyssa interviews Kegan Morris of Ash Brokerage on Social Security taxation
- Zane Belcak calls in to explore ways to fix/improve credit scores
- Are ‘LIRPs’ (life insurance retirement plans) better than 401(k)s?
- Is the email he got from Charles Schwab a scam?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- Did Gene really make a mistake and did Alyssa (and Mark Bacak) really correct him?
- Are there advantages to accessing ‘brokered’ certificates of deposit?
- Is ‘ESG’ the way some/many companies show they are ‘woke’?
- What are her options when the annuity in her IRA matures?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- He’s taking his social security and didn’t know his wife could take a spousal?
- Are there any alternatives to earning almost nothing in a money market?
- Does he need to drain his inherited IRA within 10 years?
- Will Gene share how he invests his money?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- They are separated, but still married. Can she have access to his IRA now?
- Does he have to take a separate RMD from his ESOP?
- How do they find a good financial advisor, good attorney, and good tax professional?
- Have they made the right decisions in the months before he retires?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- What are structured notes and who might want to use them?
- Their first grandbaby is on the way. How can they help with the finances?
- How can ‘snow birds’ secure their Florida resident status?
- Why won’t their financial advisor move his 401(k) into an IRA?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What happens to her annuity investment when it matures in 3 years?
- How do they create a ‘pension like’ income stream when he retires?
- Is real estate included in a taxable estate in Pennsylvania?
- Should he continue to invest in his stock mutual fund with 20 years to go to retirement?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
• He is 65, retired, and his advisor has him all in the stock market. What to do? • She sees TV ads for buying gold. She is 86. Should she trust them? • Is it possible for a company to pay dividends that are ‘too high’? • With account values down, is now a good time to do a Roth Conversion? • Lots more questions
Free Second Opinion Meetings
• Do you have questions about your financial situation? • Are you on track to reach your financial goals – particularly your retirement goals? • What should you be doing right now?
Two New Free Services
• Have your current life insurance policies analyzed to see if they fit you, or could you do better • Have your current annuities analyzed to see if they fit you, or could you do better
Added to These Free Services
• Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak • Long Term Care Review with our partner Mr. Mike Pompei • Reverse Mortgage Review with our partner Tiffany Shutta • Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young hosted the Sept. 24 radio show. During the 8:30 a.m. segment, Social Security and Medicare specialist Mark Bacak joined to talk about strategies for claiming Social Security based on expected lifespans; special family circumstances such as death of a spouse and minor or disabled children; and the start of a new tax year being right around the corner. Alyssa provided the upcoming dates of Mark’s free consultations at the MtM Financial Group office.
She also talked about what investors should expect in a recession and how to interpret the values on your account statements for investments such as CD’s, structured notes and buffered ETF’s. And if you have a child who’s 18, she explains a legal document you need in order to handle financial or health issues that could pop up.
Alyssa answered listener questions:
- How can we find a reliable person or organization to manage our financial affairs if we become unwell?
- What should I do with money I inherited that I plan to use to buy a home in two or three years?
- What do you think about stock buybacks?
- Can I roll my 401k into an existing IRA or does it need to go into a new, separate IRA?
Schedule a free second opinion meeting:
- Is your retirement plan on track? Are your investments appropriate? Meet with an MtM financial advisor.
- Talk to Mark Bacak about YOUR Social Security & Medicare options.
- Ask Mike Pompei to audit your life insurance policy—and explore whether a long-term care policy works for you.
- Make sure your will and legal documents are comprehensive: Talk with estate planning attorney Keith Strohl.
- Do your current annuities fit your needs? Kegan Morris will do an audit and explain them.
- Should you get a reverse mortgage? Tiffany Shutta can help.
Call 610-746-7007 today to schedule an appointment with any of the above caring, professional specialists.
Gene and Alyssa answer tons of listener questions:
- Her husband passed 2 months ago. How does she keep money safe for her daughter?
- How do they make sure gifts are kept out of their estate?
- Can he get his money back on a bond that defaulted in the 1990’s?
- Has inflation turned the ‘millionaire next door’ to the $1.89 millionaire next door?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer just a couple listener questions:
- We focus on Folds of Honor
- We interview Allie and Jenn – Folds Recipients
- We greet wonderful listeners who travel to meet us and give generously
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Does his family get a ‘stepped-up basis’ on his vacation home when he passes?
- Should he use his IRA funds to buy an apartment building?
- Does she have more protection from the nursing home in a 403(b) or an IRA?
- She is in solid financial shape – her fiancée ‘not so much’. Should they keep their finances separate?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He asks for a person can use more than one reverse mortgage in their lifetime?
- She has been with Vanguard for 40 years and now they insist she change accounts?
- They need funds to care for their dog. Credit card or IRA loan?
- He wants to insure his gift to his daughter is tax free. How does he proceed?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He wonders about the pros and cons of investing in U.S. treasuries?
- He asks if President Biden’s executive order eliminates the U.S. monetary system?
- They are now residents of Florida and need a new will. Florida attorney?
- They think everyone should have a reverse mortgage. Are they wrong?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
- Zane Belcak reports in with excellent views on investing at all ages!
- She asks which Vanguard funds she should choose?
- He asks is whole life insurance is the best way to go?
- She lost her husband. In her grief she forgot to take her RMD. What should she do now?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He asked how to access our show by podcast?
- She wants to know if they still need life insurance?
- They opened IRAs in the 1980’s and just found the certificates. Where is their money?
- She wants to invest in cryptocurrency and asks can we help?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Her husband invested in an annuity in 1988. Will their sons have to pay income taxes?
- I Bonds are very attractive. How often can I buy them?
- This is his first year for RMDs. How does he account for his Roth IRA?
- She is taking her first RMD this year. How does she choose which IRA account to take from?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- His company is closing his pension and he wants to know his options for those funds?
- He wants to know how to lend his son money to purchase a home – and still be smart?
- She wants to know how to find a ‘trustworthy’ annuity?
- They want to put together a solid plan for down-sizing in retirement?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- She wants to know if we can assist her in South Jersey?
- He wants to know if U.S. Treasuries are still considered safe investments?
- She wants to know why getting money from her old 401(k) into her new 401(k) is so hard?
- Can he give money to his daughter for a house and then live there for the rest of his life?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young is your host today. She interviews Keith Strohl, an estate planning attorney with Steckel and Stopp who partners with MtM Financial Group, to talk about elder planning, also known as asset protection planning. How much money is off-limits from a nursing home for a healthy spouse who can live independently? What happens if you run out of money while receiving long-term care? What are the ways you can proactively prevent your money from being used to pay the nursing home? He introduces the pros and cons to consider.
Also joining Alyssa today is MtM senior investment advisor Mark Belcak. He explains a strategy that provides both downside protection and income that may be appropriate for some people during this market volatility.
In addition:
- What are the stages of retirement and why should you care?
- Why consider converting your IRA to a Roth?
- She answers an emailed question about how to avoid bank overdraft charges.
Schedule a Free Second Opinion Meeting:
- Is your retirement plan on track? Are your investments appropriate? Meet with an MtM financial advisor.
- Talk to Mark Bacak about YOUR Social Security & Medicare options.
- Ask Mike Pompei to audit your life insurance policy—and explore whether a long-term care policy works for you.
- Make sure your will and legal documents are comprehensive: Talk with estate planning attorney Keith Strohl.
- Do your current annuities fit your needs? Kegan Morris will do an audit and explain them.
- Should you get a reverse mortgage? Tiffany Shutta can help.
Call 610-746-7007 today to schedule an appointment with any of the above caring, professional specialists.
Gene and Alyssa answer tons of listener questions:
- Listener asks how he can sell his rental real estate and minimize income taxes?
- He wants to know how to determine his risk tolerance and what impact that has on his investments?
- She wants to know if she deduct losses in her inherited IRA?
- Should they name their living trust beneficiaries of their IRAs and 401(k)s?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young hosts todays show and interviews Social Security & Medicare specialist Mark Bacak about the differences between Advantage & Medigap plans. Mark helps listeners understand what they can expect to pay and which might be the most appropriate choice for their individual needs.
The consumer price index rose another 8.6% since May 2021, so Alyssa and listeners discuss ways to save a few dollars on food and gasoline. On the bright side: Medicare premiums will likely go DOWN in 2023, and the Social Security cost-of-living adjustment next year could be another new high.
Alyssa also answers listener questions:
- Married couple says, “We are not even sure we are set for him to retire.”
- Parents want to know how to give their son their beach house with the lowest tax bill
- Retiring firefighter seeks information on annuities to invest $100,000 in “something really safe”
- Do I owe state and federal taxes on the Pennsylvania home I sold to move to Florida?
Plus, a client shares an outstanding experience with MtM Financial Group’s life insurance partner, Mike Pompei.
Schedule a Free Second Opinion Meeting:
- Is your retirement plan on track? Are your investments appropriate? Meet with an MtM financial advisor.
- Talk to Mark Bacak about YOUR Social Security & Medicare options.
- Ask Mike Pompei to audit your life insurance policy—and explore whether a long-term care policy works for you.
- Make sure your will and legal documents are comprehensive: Talk with estate planning attorney Keith Strohl.
- Do your current annuities fit your needs? Kegan Morris will do an audit and explain them.
- Should you get a reverse mortgage? Tiffany Shutta can help.
Call 610-746-7007 today to schedule an appointment with any of the above caring, professional specialists.
Gene and Alyssa answer tons of listener questions:
- Listener says thank you for the information he got in our More than Money World Headquarters?
- He wants to know is the rents he receives affect the value of his apartment building?
- She wants to know if she can fund a Roth IRA for her grandchild?
- Listener will soon take RMDs. How does he know which IRA to take the RMD from?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- She wants to have income taxes withheld from her social security and RMDs. How?
- He wants to know if he should invest in I-Bonds.
- How can he push off the capital gains tax on an apartment building he’s owned for 40 years?
- Will taking income from IRAs first increase Social Security checks later?
- Lots more questions
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- The kids are spread across the country. Who’s going to handle things?
- What is the best way to pay the income tax on her social security?
- His Vanguard bond fund is down 10% this year. What should he do?
- Can she take Social Security survivor benefits and then switch to her own benefit?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- How does he calculate RMDs when he takes two in one year?
- What is the impact of ‘MAGI’ on his Medicare premiums?
- Are very high dividends a signal of problems inside a company or REIT?
- What do they do with life insurance they ‘no longer need’?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- How does she handle the instructions in her mother’s will?
- Is it wise to move money out of an IRA to buy I-Bonds?
- What is the best way to ‘set aside’ funds for granddaughter’s education?
- What is direct indexing and should we be interested?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is it legal for him to buy gold coins with his IRA?
- She wants a ‘do over’ with her social security benefits?
- He wants to know the best way to move his old 401(k)?
- What are REITs and should he invest?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is a will mandatory for everyone?
- She received an inheritance. Should she pay off her mortgage?
- Her friend lost her husband 7 weeks ago. What will she get from social security?
- He wants to know if he should shift to bonds with a recession coming?
- Lots more questions.
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- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- His wife of 60 just passed. How does he change the deed to his own name?
- How does she plan for ‘big’ expenses in her retirement?
- He puts enough into 401(k) to get the company match – now what?
- He wants to gift his collections now. How does he do that?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Are you subscribed to our ‘More than Money Newsletter’? Do it today.
- More than 430,000 new jobs created in March. What does that mean to you?
- They are confused by the annuities they were sold. What are their options?
- Can she give gifts now, but hold on to them until she dies?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Should couple in the 80’s add gold to their investments?
- He lost his wife in November and is working hard to get his estate in order. What next?
- She is 54 and inherited her husband’s 401(k). Is she going to pay tax and penalties?
- Is there a rule for how much attorneys and executors get paid to settle estates?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- He asks how he will be taxed when he sells his gold coins?
- She asks is she needs to pay PA inheritance tax on an account she had with her mom?
- He is 80 and wants to get his plans in place for his 4 children.
- Listener is converting from IRA to Roth and contributing to Roth. What are the rules?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Zane Belcak, college correspondent, asks if Fed rate hikes will push us into recession?
- Listener asks about rules and mechanics of his first RMD?
- She wants to know how best to put a $700,000 settlement to work for her and her husband?
- Widow (86) with financially irresponsible daughter asks if she can restrict an IRA beneficiary?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Her husband handled everything and is now in a nursing home. Finding things?
- They’re married, but separated for ten years. Can she buy a house in her name along?
- Their advisor wants to sell them another annuity. Is this right for them?
- How are inherited IRAs titled to avoid problems with the IRS?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- When her husband enters a nursing home does she lose her RMD?
- What is ESG investing?
- Inflation is shooting very high – what is causing that?
- How does he make gifts to his family without income tax problems?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- How does she report non-deductible IRAs on her tax return?
- Listener asks if he has to take RMDs from each of his IRAs?
- The executrix of her dad’s will has done nothing. What should she do?
- She forgot to take her RMD last year. Will the IRS send her to jail?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What can a homeowner do with the proceeds from a reverse mortgage?
- Listener compares Gene to her favorite person – her father. Wonderful compliment.
- He wants to learn the options he has investing for his 8 month old daughter?
- He has accounts in a foreign country. Why does the IRS want to know about them?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is interest earned on I-Bonds tax free when used for education?
- Why is his advisor requiring a ‘medallion signature guarantee’?
- Can he rollover his pension lump sum instead of getting locked into monthly payments?
- Her 401(k) plan moved. Can she take her money and go elsewhere?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Should you be investing in Cryptocurrency?
- How is an annuity inside an IRA taxed?
- Can an owner of IRAs set up charities as the beneficiaries?
- Where do you find an estate planning attorney familiar with special needs trusts?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What is the benefit of working with a fiduciary financial advisor?
- How do you access a safe deposit box when an owner has passed?
- Can an owner sell his farm and get a personal residence exemption from income taxes?
- What can a taxpayer do when the IRS won’t do its job?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Is inflation temporary or going away soon?
- How do inherited IRAs best handled by the beneficiary?
- Can an investor put appreciated stock in a 529 plan?
- What does it mean for an annuity to be ‘RMD friendly’?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What is the tax impact of ‘selling’ a property to their son?
- Will his gifts to his children impact his ability to get Medicaid?
- How does a listener access the MtM retirement planning tool JourneyGuide?
- What does the new laws do to an inherited IRA that’s been held since 2016?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Should Bitcoin or Gold be in a conservative investment portfolio?
- If he sold stock on 12/31/21 when does he report that to the IRS?
- How does a fiduciary financial advisor get paid?
- What is the maximum that can be invested in a 529 plan?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What can he do with savings bonds he found in the trash?
- Are I-Bonds a good investment choice?
- How can she prevent her $5,000 RMD from costing them $36,000 in drug costs?
- Does adding his wife to his stock account mean he has to file a gift tax return?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What is a ‘weighted average’ stock market index?
- Is the government planning to take away the Roth IRA?
- How can he invest in physical gold in his IRA?
- He is trying to plan the best social security strategy. How does he decide what’s the best?
- Lots more questions.
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answered lots of listener questions.
Our entire More than Money team greeted our visitors to our More than Money World Headquarters.
Santa Claus, Mrs. Claus (Holly), his elf, and a living Christmas Tree were in full Christmas spirit.
Gifts for adults, kids, and dogs (thanks to Duke’s Delights) were cheerfully given.
And you were all so generous in your gifts to the Children’s Home of Easton.
We are still tallying the total, but please know how grateful we are to all of you at this time of the year.
Merry Christmas.
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Can he push off income taxes by not cashing the check until January?
- Best way to sell stock held by their now deceased mother?
- He inherited an IRA from his mother. What’s the best way for him to take the money?
- They are 80 and 78 years old. How do they safely invest $100,000?
- Is there any age limit to converting from an IRA to a Roth IRA?
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions.
Alyssa interviews Mike Pompei of Ash Brokerage concerning Long Term Care Planning.
Gene and Alyssa interview Jim Honochick of the Lehigh Agency concerning auto and homeowners insurances.
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- Are I-Bonds a good investment now?
- How do Roth IRAs work after the owner has passed?
- Are Robo-Advisors ignoring the best way to serve clients?
- Where can they find a better return than ‘0.0%’ at the bank?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answerstons of listener questions:
- She works two jobs. Is she over-paying on her taxes?
- He is 65 and recently disabled. Should he file for SS disability or wait to file for SS retirement?
- Is he too old at age 56 to do a Roth conversion?
- She’s had an annuity for 25 years. Should she swap it for a new contract?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
- What impact will the Federal Reserve ‘tapering’ their bond purchases have on the economy and the markets?
- With energy, food, and lots of other prices going up dramatically – is hyperinflation on the way?
- She wants to sell her home to her daughter. She’s only 72. Is she way too young for this?
- His brother is in hospice and may be in trouble with the IRS. How does he handle this as his PoA and executor?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa Young is your host for today’s show. She talks about:
- Inflation protection options for your portfolio
- Ideas about ways to give financial gifts to adults or children (Simplify your holiday shopping!)
- “Meme stocks” and the difference between short- and long-term investment strategies
- Reminders about Medicare Open Enrollment
She also answers lots of listener questions:
- How can I find dividend-paying stocks?
- My wife inherited an IRA from her father. How do we calculate her required minimum distribution?
- The investment choices in my Fidelity 401K are limited. What can I do, and how I can preserve the purchasing power of my money?
- Can I roll my self-directed IRA into my SIMPLE IRA at my company?
Gene, Alyssa, and Mark Bacak answers tons of listener questions:
- Social Security questions!
- Medicare questions!
- Cryptocurrency questions!
- Crazy government proposals questions!
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answers tons of listener questions:
- He wishes to get his 14 year old daughter on the right financial and investment tracks!
- Is hyperinflation in our future?
- Can she move shares of stock from her IRA to her Roth IRA?
- She is 67. Can she send funds directly from her IRA custodian to her church?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa hosts the show while Gene’s out of town. She talks about sticking to your plan during a market downturn and shares several nuggets of wisdom from Morgan Housel’s book, “The Psychology of Money.” She also talks about whether to pay off debt or invest extra income, discusses paying for college and explains the difference between a trusted contact, power of attorney and trustee.
Plus, Alyssa and John switch up the bumper music.
Alyssa also answers lots of listener questions:
- How do I pay my monthly expenses without a biweekly paycheck in retirement?
- Should I use money from my 401K or a home equity loan to pay for major home improvements?
- What’s the most tax-efficient way to pay for our daughter’s wedding—from my 401K or from our investment account?
- Is there a better way other than a will to ensure my two children receive my inheritance according to my intentions?
- Should I pay my continuing care retirement community with a large initial buy-in and smaller monthly payments, or vice versa?
- Any ideas to help out my wife and I so we don’t get “really socked” with taxes next spring?
Gene answers tons of listener questions:
· Should Grant Cardone avoid giving financial advice about 401(k)s? Absolutely!
· Should you buy home title insurance? Almost certainly no!
· Isn’t getting dividends from stocks better than the interest rates at a bank?
· Why shouldn’t he just take the advisors ideas and them himself?
· Lots more listener questions
Two New Free Services
· Have your current life insurance policies analyzed to see if they fit you or could you do better
· Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
· Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
· Long Term Care Review with our partner Mr. Mike Pompei
· Reverse Mortgage Review with our partner Tiffany Shutta
· Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
· Do you have questions about your financial situation?
· Are you on track to reach your financial goals – particularly your retirement goals?
· What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- His pension was reduced so his wife would get half. She passed. Can he change it now?
- She reports that her sister put her kids names on her deed. It was a nightmare when she passed!
- Is there a way to evaluate what state is the most ‘retiree-friendly’?
- Why is it important to set up your Social Security account on-line?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young joined forces at Relic Hunter as we wrapped an entire week of radiothon efforts for Folds of Honor. They welcomed Ashlyn McCain and Ginger Ravella, two recipients of Folds support following the loss of their father and husband respectively.
Thank you to everyone who pledged, donated, and supported Folds of Honor this week.
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- She asks if her fiancée should use a standard or Roth 401(k)?
- She lost her husband in July. How should she use what she has to pay her bills?
- Their daughters all married great men. How do they protect those husbands should they lose a daughter?
- What does she receive from his social security when he passes away?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Alyssa answers listener questions:
- I’m still working and like the company medical plan; can I opt out of Medicare?
- I inherited $5,000 from my father’s estate. Can I avoid paying tax on it?
- Can I retire and live off of my nest egg while delaying Social Security until age 70?
- How can I retire from the family business without leaving my kids in the lurch?
- I was laid off and have a 401k with my former employer. Can you help me figure out whether I can retire and what I need to do with the 401k?
- Is a three-year annuity that would pay 1.7% the best conservative option for me?
- How do we streamline the process for our children to inherit a house we own in Florida?
- Can my widowed sister switch between her Social Security benefit and her deceased husband’s larger benefit?
- What’s the correct way for my daughter to move her old 401k into her new employer’s Roth 403b?
Also learn about:
- Income-related Medicare premium adjustments—and how to get a refund if you had a “life-changing event”
- Types of long-term care insurance
Other show highlights:
- Hear an insightful interview with Century 21 Pinnacle real estate agent Frank Renaldi, who talks about what’s happening in the housing market and gives tips about investing in real estate.
- Get details about the Folds of Honor radio-thon Sept. 7-11.
- Alyssa talks about “The Boy From Baby House 10,” a book about her client who grew up in a Russian orphanage before his mother adopted him and brought him to Bethlehem Township.
- Guess what music John chooses for Alyssa’s theme song—they switch up the Natalie Merchant tune!
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- What is your plan ‘B’ if/when the economy takes a slide?
- How can they move from one annuity to another without paying income taxes?
- Is it possible to have a secure retirement and still leave a large estate to their three daughters?
- Should he use a target date fund inside his 401(k)?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- She’s made lots of sound decisions, but who can help her go to the next level?
- How can she help her parents plan their retirement?
- His job is ‘killing him’. Does he really have to put up with this for ten more years?
- What are his best options for handling an inherited IRA?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- He’s 41, made a ton of bad financial choices – is he about to make another bad one?
- How easy is it to move accounts from one advisor to another?
- They’re planning their family. How do they transition from two incomes to one?
- She is on disability and just inherited a fair sum of money. Will she lose her benefits?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- Should listener pay off a mortgage or invest him money?
- Is she able to more an investment account that’s being held in a trust?
- How should she handle her Dad’s RMD? He passed in April.
- He and his brother are partners in an investment in a house. How should they split the profits?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- Should listener redo his estate planning documents because his attorney moved pretty far away?
- Is he allowed to take out more than his RMD from his IRA to cover maintenance on his home?
- Will a rise in her income also increase her Medicare premiums?
- Can he deduct the loss he experienced on the sale his timeshare?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- Is now a good time to invest in a Florida condo?
- How does one go about ‘selling’ a life insurance policy?
- What is the process for getting an IRA from one custodian to another?
- He wants to know if he should invest in an annuity a salesman has offered him?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- Does sending one’s RMD directly to the church increase Medicare premiums?
- Do ‘one stop shops’ exist in the financial advice world?
- Would a QLAC (Qualified Longevity Annuity Contract) work for this 79 year old gentleman?
- How does she determine the cost basis for stocks she received from her mom on a ToD?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa Young answer tons of listener questions:
- How can he make gifts to his daughters in the best way?
- He is just getting started on investing – what should his allocation be?
- Her mother’s estate has not been finalized in 14 years! What can she do?
- Her term life policy is ending. She doesn’t need the coverage. Should you convert to whole life any way?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- She received IRS Form 5498 – after she filed her income tax return – is she in trouble?
- Her trust has $147,000 in taxable income in 2020 – is the rate really 37%?
- What options does she have to help her support her 90 year old mom?
- He has three retirement plans. Should he combine all three?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene and Alyssa answer tons of listener questions:
· Should she empty her 529 plan to fund her son’s Roth IRA?
· How are loans against a life insurance policy handled when the insured passes away?
· What are some ways to invest in the stock market and still have some protection against losses?
· Is Bitcoin going to soon replace the dollar?
· Lots more listener questions
Two New Free Services
· Have your current life insurance policies analyzed to see if they fit you or could you do better
· Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
· Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
· Long Term Care Review with our partner Mr. Mike Pompei
· Reverse Mortgage Review with our partner Tiffany Shutta
· Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
· Do you have questions about your financial situation?
· Are you on track to reach your financial goals – particularly your retirement goals?
· What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- What are the appropriate legal fees to settle an estate?
- Should mom give her house to her 3 kids to avoid taxes?
- Is a Roth Conversion a good way to avoid income tax increases in the future?
- Where can we get 5% interest on our investments?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- And Gene explores many investment alternatives that can help protect your investments during a stock market downturn
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- What should he do to ‘maximize’ his 401(k) returns until he retires in 5 years?
- She has two adult daughters and one adult granddaughter. Should she add a trust to estate planning?
- Can he really get a lump sum payment from social security?
- How should he best go about investing in precious metals?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- She wants her 401(k) to ‘not lose anything”, but she’s 70% in stocks. What to do?
- He and his partner are not married, but they’ve been together 41 years. What happens to their estates?
- He messed up rolling his 401(k) into an IRA. Can he fix it?
- Their RMDs will have them taking out (and paying taxes on) way more than they need. What should they do?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- His CPA insists he pay tax on his Covid related IRA withdrawal. What should he do?
- Kids inherited an IRA. How do they handle the withdrawals?
- How does a mortgage payoff figure in the calculation of capital gains taxes?
- What is the proper amount to keep in an emergency fund in retirement?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
When McCoy was diagnosed with high risk acute lymphoblastic leukemia at the age of 4, her family had no idea what the future would hold. She is 18 months into treatment with a year still remaining. As end of treatment approaches the fears and uncertainties remain. Laura (McCoy’s mother) will be discussing her experiences during McCoy’s cancer journey as well as what’s next for not only McCoy but other children battling cancer.
McCoy is fighting her battle with leukemia right now. Read the full story on her fundraising page.
Gene answers tons of listener questions:
- How does he decipher the choices in his 401(k) to build the best portfolio for the next ten years?
- His wife bought a home in her own name. Does she share the profits with him?
- She received a ‘Risk Distribution’ from her father’s estate. What does that mean?
- She made a poor choice with her social security benefits. Can she change that 25 years later?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Scott was 16-years-old when his sister, Kelly, passed away from leukemia.
In 1985, 16-year-old Kelly Gallagher was diagnosed with Acute Lymphocytic Leukemia. Medical care for childhood leukemia in the Lehigh Valley was limited at the time. After countless trips to Children’s Hospital in Philadelphia and a bone marrow transplant at the University of Minnesota, Kelly passed away at the age of 19. She was scheduled to attend Villanova University for basketball the week after her passing.
After Kelly’s passing the Gallagher’s ran a golf tournament to raise funds to give back to local families with children suffering from Leukemia. It also provided a memorial scholarship at Allen High School, helped fund the Kelly Gallagher Atrium at Lehigh Valley Hospital’s Morgan Cancer Center, and supported the Leukemia and Lymphoma Society.
Gene answers tons of listener questions:
- They are in their 80’s and selling their home. Where should they invest the proceeds?
- Their Long Term Care Insurance premiums are going up 40% - what should they do?
- He is 59 and lost his job. Should he change his investments to be more conservative?
- He wants to know how his RMD will affect the investments in his IRA.
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- Biden proposes massive tax increases and his supporters are surprised? Gene calls it like he sees it.
- Great employment numbers and the ‘press’ wants to spin it as a bad thing. Gene calls it like he sees it.
- Should they use a 20 year guaranteed annuity payout to fund Roth IRAs?
- She didn’t file a PA inheritance tax return for her mom. Is she now in trouble?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Kathryn Frick joins us in the 9:30 segment for an update on her campaign for the Leukemia & Lymphoma Society's "Woman of the Year." Visit our event page to learn how you can contribute to her efforts!
Gene answers tons of listener questions:
- When should you start your social security benefits?
- How do you know if you’ll run out of money in retirement?
- Is it possible to have your own pension even if your company doesn’t?
- What should you do to keep your income taxes low in retirement?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
MtM supports The Leukemia & Lymphoma Society with Kathryn Frick
Saturday morning at 9:30 on "More than Money" - Kathryn Frick and Laura Rapa join me to share their involvement with the LLS and the ways they're making a tremendous difference.
Laura Rapa’s daughter, McCoy, was diagnosed with Acute Lymphoblastic Leukemia when she was 4 year-old. McCoy just turned 6 in March and, like a true warrior, fights this disease with more courage than a child should have to. McCoy is fighting her battle with leukemia right now. Read the full story on her fundraising page.
Thomas Bauer joined Gene for the final episode of the "Radio Retirement Series." Thomas is a certified financial planner as well as a retirement income certified professional.
We're honored to have him wrap up this exciting and informative series with his expertise and caring guidance.
Websites Thomas references in the interview:
The Alliance for Lifetime Income
Get Income for a Lifetime | Protected Lifetime Income (protectedincome.org)
Gene answers tons of listener questions:
- What income taxes will her children pay when they inherit her annuity?
- As they approach their 80’s, how do they make their estates easy for their son to settle?
- Should she use ‘extra’ income to add to her savings or pay ahead on her mortgage?
- Does she have to go back to her attorney to change the executor of her will?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Lori Shaffer, Director of Sales at Morningstar Living’s Moravian Hall Square in Nazareth, PA joins us. Gene and Lori discuss Continuing Care Retirement Community's and the many questions that come with finding the right care for loved ones.
Gene answers tons of listener questions:
- Local financial advisor sentenced to 17 years in prison!?!
- How does the IRS know if you’re investing in Bitcoin?
- What should she do with $70,000 from the sale of her house?
- He wants to retire soon and his life partner will still work. How do they put this all together?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Financial expert, author and speaker, Tom Hegna, joins Gene tomorrow morning for the newest edition to this exciting series. Tune-in for professional guidance from America's foremost expert on retiring happy.
Gene answers tons of listener questions:
· They are not yet taking RMDs – can they still do Qualified Charitable Distributions from their IRAs?
· She feels entitled to her inheritance, but . . . her father isn’t dead. Is she on the right track or out of bounds?
· What is the best way to determine when to take social security benefits?
· Should she be ok with her husband giving his inheritance to his brother?
· Lots more listener questions
Two New Free Services
· Have your current life insurance policies analyzed to see if they fit you or could you do better
· Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
· Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
· Long Term Care Review with our partner Mr. Mike Pompei
· Reverse Mortgage Review with our partner Tiffany Shutta
· Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
· Do you have questions about your financial situation?
· Are you on track to reach your financial goals – particularly your retirement goals?
· What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Mark Belcak, our senior Financial Advisor at MtM, joins us on this edition of the Radio Retirement Series. We'll be discussing investment strategies for people entering retirement and those that are already retired.
Gene answers tons of listener questions:
- He received a $100,000 inheritance. Should it go for retirement or his son’s college?
- They are both 51 and expecting a large inheritance. Can they put that into a retirement plan?
- Is the gift limit $15,000 or $11 million?
- How can we pay our income taxes from our IRA distributions?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Gene answers tons of listener questions:
- His bank is recommending an annuity to this 79 year old gentleman in poor health. What gives?
- He thinks he can average 13% a year return – should he take his social security and invest it?
- New law says unemployment is tax free for 2020 – should he file an amended return?
- Their advisor has given them dreadfully low returns – should they change and how?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Diane Dickison joins us tomorrow morning at 9 for the Radio Retirement Series! The IRS sadly doesn't go away when we retire… BUT there are many challenges & opportunities that come with retirement. Diane is here to help you explore all of them.
Gene answers tons of listener questions:
- How can he get his RMD to his church?
- Why did the IRS send him a 990T letter – and what the heck is a 990T?
- She had to file quarterly income tax payments for the first time last year – why?
- What should she do with her $14,000 RMD that she doesn’t need?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Listen in for the guidance and expertise of Wade Pfau - our special guest this week.
Wade is a professor of Retirement Income at The American College and Director of Retirement Research.
Gene answers tons of listener questions:
- How can daughter continue to pay for 24/7 care for her mother?
- What assets must her son reveal for his pre-nup?
- Since her sister never took her ex off as her beneficiary – will he get the money 30 years later?
- Is it really possible to spend your IRA and still leave it to your children?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Our great friend Mike Pompei, of Ash Brokerage, is the special guest this week. Listen to our conversation about Long Term Care.
Gene answers tons of listener questions:
- How can companies that don’t make anything be worth billions?
- Are Pa Municipal Bonds a good idea for a 78 year old investor?
- When does the lender take your house when you have a reverse mortgage?
- Does a mortgage balance reduce capital gains when you sell a property?
- Lots more listener questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Mark Bacak is back to continue his discussion with Gene about all the ways you can retire confidently.
Gene answers tons of listener questions:
- Is investing in Bitcoin a smart move?
- Is it true you can’t have an HAS (Health Savings Account) if you are on Medicare?
- Will beneficiaries have to pay income tax on the cash value inside a life insurance policy?
- Both of wife’s parents passed in 2020 – how does she handle the PA inheritance taxes?
- Lots of Medicare questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Kegan Morris joins us this week. Annuity expert from Ash Brokerage, Kegan is a great friend of MtM.
Gene answers tons of listener questions:
· Inherited IRAs and RMDs?
· Irrevocable vs. revocable trusts?
· Returning unwanted RMDs back to IRAs without paying income taxes?
· Is Glenn Beck’s ‘doom and gloom’ helping?
· Buckets more questions
Two New Free Services
· Have your current life insurance policies analyzed to see if they fit you or could you do better
· Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
· Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
· Long Term Care Review with our partner Mr. Mike Pompei
· Reverse Mortgage Review with our partner Tiffany Shutta
· Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
· Do you have questions about your financial situation?
· Are you on track to reach your financial goals – particularly your retirement goals?
· What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Keith Strohl joins Gene for this episode of the "Radio Retirement Series." Keith specializes in Estate Planning at Steckel and Stopp Law Offices in Slatington, PA. Tune-in to hear their discussion!
Gene answers tons of listener questions:
· What happened with GameStop and the short-selling hedge funds?
· What are hedge funds?
· Are tax-free municipal bonds better than money in the bank?
· Should his wife increase her 401(k) contribution above her current 4%?
· Now that he’s retired, should he roll over his 401(k) or leave it in the plan?
· Buckets more questions
Two New Free Services
· Have your current life insurance policies analyzed to see if they fit you or could you do better
· Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
· Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
· Long Term Care Review with our partner Mr. Mike Pompei
· Reverse Mortgage Review with our partner Tiffany Shutta
· Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
· Do you have questions about your financial situation?
· Are you on track to reach your financial goals – particularly your retirement goals?
· What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
Tiffany Shutta from Reverse Mortgage Funding, joins Gene for this weeks episode. Tiffany shares her expertise from serving RMF's clients as well as MtM's.
Gene answers tons of listener questions:
- What is a reverse mortgage and who should use one?
- Can listener use a reverse mortgage to buy a retirement home hear his kids?
- Are HELOCs and Home Equity Loans the same or different?
- Small business owner is frustrated with 1099s. Does she have to issue these?
- Should he stop contributing to his 401(k) and payoff his mortgage sooner?
- Buckets more questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.
This week, Mark Bacak joins Gene as his special guest for the start of the Radio Retirement Series. Mark is not only MtM's personal Social Security expert but also a Medicare guru. Learn lots about using these tools for a confident retirement.
Gene answers tons of listener questions:
- When should you begin to take your social security?
- How do you apply to receive your benefits?
- Are spouses entitled to extra benefits?
- Do survivor benefits offer any advantages?
- What is the strategy for maximizing social security benefits?
- Buckets more questions
Two New Free Services
- Have your current life insurance policies analyzed to see if they fit you or could you do better
- Have your current annuities analyzed to see if they fit you or could you do better
Added to These Free Services
- Social Security and Medicare Review with our SS/Med expert Mr. Mark Bacak
- Long Term Care Review with our partner Mr. Mike Pompei
- Reverse Mortgage Review with our partner Tiffany Shutta
- Estate Planning Document Review with an attorney in our office
Free Second Opinion Meetings
- Do you have questions about your financial situation?
- Are you on track to reach your financial goals – particularly your retirement goals?
- What should you be doing right now?
Schedule a free second opinion meeting with a More than Money advisor?
Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.