The Yield: Recent Episodes
Yieldstreet
Welcome to The Yield by Yieldstreet, a podcast providing ideas about how to make money work for you and bring you closer to your dreams. Every week we bring you the latest market insights about our asset classes and products from subject matter experts. In each episode, one of Yieldstreet’s own investment directors will sit with industry professionals to discuss the latest trends shaping the world markets. Our investment directors have extensive experience and have built careers in identifying and funding borrowers in the fixed income space.
Our aim is to help you break the outdated mold for investors and realize your next level through innovative investing. Level the playing field today.
Yieldstreet’s fourth art equity fund includes a magnificent painting by Jean-Michel Basquiat, one of the most influential artists of all time. On this episode of The Yield, Yieldstreet’s Art Platform leader Rebecca Fine welcomes Temilayo Butler, Business Development Associate at HarbourView Equities Partners for a discussion about the Basquiat market, black artists more broadly, and democratizing access to art investments.
Key Takeaways: [1:16] Tami’s career trajectory and the influence of her mother’s art.
[5:00] The inspiration behind Temi’s research and thesis.
[6:27] Disparities in the art market regarding black artists.
[11:51] Art as an alternative investment.
[13:20 Basquiat’s approach to the art market.
[18:02] Reflections on the King Pleasure exhibit.
[19:58] Democratizing access to art investments.
Back for another look at what has happened over the last 30 days, Richard Excell, clinical professor of finance at the University of Illinois Gies College of Business returns to The Yield for this month’s market check in. From inflation as it relates to fed to the fed and economic policy to the details of the real estate market and what it all means for your investment portfolio in a market that hasn’t yet bottomed out, this update is one you won’t want to miss.
Key Takeaways: [1:28] What has changed in the market over the last 30 days?
[3:42] Has there been any improvement in inflation recently?
[7:50] Is it possible for inflation to decrease at the same pace that it has increased?
[10:33] The ideal number of basis point hikes and what will head off inflation pressure.
[14:15] Insights into the real estate market and interest rates.
[19:45] Is the market anywhere close to bottoming out?
[24:51] Details of Richard’s financial newsletter.
Mentioned in This Episode:
Yieldstreet
Yieldstreet’s fourth art equity fund includes a magnificent painting by Jean-Michel Basquiat, one of the most influential artists of all time. On this episode of The Yield, Yieldstreet’s Art Platform leader Rebecca Fine sits down with Cynthia Gadsden, Assistant Professor of Art History at Tennessee State University for a conversation about Basquiat work and the recent King Pleasure exhibit.
Key Takeaways:
[2:13] The inspiration behind Cynthia’s masters thesis on Jean-Michel Basquiat.
[3:58] Early influencers who shaped the narrative about Basquiat.
[10:12] The poor reflection of Jean-Michel Basquiat in text, videos and interviews.
[13:16] Highlights of the King Pleasure exhibit present a new side of Basquiat.
[18:01] What is it about Basquiat’s work that resonates?
[25:34] Honoring the cultural significance of Basquiat’s work.
[31:13] Yieldstreet’s art equity funds offerings.
We believe private real estate is a foundational component of your private market portfolio. That’s why Yieldstreet dedicated the week of August 27 – September 2 to helping investors capture the benefits of this valuable asset class with a greater selection of real estate offerings than ever before. Join Chris Salerno, Founder and CEO of QC Capital as we dive into the multi family real estate market.
Key Takeaways:
[1:54] Chris’s career path from knowing nothing to acquiring $250 million in real estate.
[3:38] An overview of multi-family real estate investing.
[7:58] How to determine if now is the right time to get involved in multi-family investing.
[11:00] Challenges associated with today’s real estate investments.
[15:26] The impact that migration is having on real estate in the smile states.
[19:08] Details of Class A, B, and C real estate properties.
[22:47] The characteristics of Class A properties potential ROI.
[25:03] Major catalysts that could have an immediate impact on real estate.
What does it take to become really rich in today’s volatile market? In this bonus episode of The Yield, Director of Strategic Marketing Joseph Sancio is joined by entrepreneur and digital creator Nicholas Crown. You can’t miss Nicholas’s content on Tik Tok and Instagram, where he shares different experiences from the eyes of the rich versus the really rich, and today he shares his insights into what it takes to get really rich now.
What does it take to become really rich in today’s volatile market? In this bonus episode of The Yield, Director of Strategic Marketing Joseph Sancio is joined by entrepreneur and digital creator Nicholas Crown. You can’t miss Nicholas’s content on Tik Tok and Instagram, where he shares different experiences from the eyes of the rich versus the really rich, and today he shares his insights into what it takes to get really rich now.
Richard Excell, clinical professor of finance at the University of Illinois Gies College of Business returns to The Yield returns to the podcast for a follow-up conversation about all that has, and hasn’t changed in recent months, as well as drivers that have the potential to move the market back in the right direction.
Jean Chatzky is the CEO and co-founder of HerMoney. On this episode of Disrupters Yieldstreet’s own CEO Milhind Mehere sits down with Jean for a conversation about education, entrepreneurship, diversity and the consumer-driven economy.
Key Takeaways:[1:15] Jean’s journey into financial journalism.
[3:30] The state of education today as a value proposition.
[6:40] Jean’s pro tips for paying for college.
[7:41] Lessons from odd jobs that have stayed with Jean.
[10:18] The entrepreneurial drive that led to HerMoney.
[15:10] The changing personal finance landscape.
[17:15] Reducing the gender gap in the fintech space.
[20:01] Controlling your spending in a consumer driven economy.
[25:00] Getting comfortable with your personal finances.
Mentioned in This Episode:
Yieldstreet
Live from New York, it’s 100th episode of The Yield Podcast! Thank YOU for your continued support through 100 episodes. Today we look back at previous episodes, and sit down with WTFintech’s Nicole Casperson to speak about the importance of podcasts and content in today’s digital media world.
Key Takeaways:[:20] A behind the scenes look at production of The Yield.
[6:18] Creating a platform that stands out from the noise.
[14:17] Using social media to spread your mission and your message.
[17:55] The impact of the pandemic on learning and content consumption.
[23:55] Upcoming trends in the FinTech space.
[29:35] The generational shift away from big bank wealth.
[35:02] The next big content platform that is impacting FinTech.
[40:19] Peter Kerr takes over the microphone.
[46:10] A look at the next 100 episodes of The Yield.
Mentioned in This Episode:
Yieldstreet
In this edition of The Yield: Newsbites, we aim to bring you the latest fintech news in short bites. In today's episode we cover recent stirs in Galaxy Digital's crypto deal with BitGo, Rocketplace's successful seed funding during the "crypto winter", and Cashapp's waves on user experience through their implementation of small dollar loans.
This week on Disrupters we hear from Troy Templeton, Managing Partner at Trivest Partners, where they help founder-owned companies grow and evolve in the ever changing marketplace by adding value to the organization without disrupting their culture or compromising their ideals and operational philosophies.
Key Takeaways:[1:06] “In order to move forward, sometimes you have to take a step back in order to get yourself back on the right path.”
[5:22] The unsexy and very successful investment portfolio at Trivest.
[12:35] How do you build domain expertise to become a business expert?
[17:22] Finding the balance between the family owned business strategy and the expert fiduciary.
[24:40] Troy’s message to entrepreneurs who are considering selling.
[28:08] Overcoming major setbacks in a disruptor's career.
[33:09] Finding clarity in today’s volatile market.
Mentioned in This Episode:
Yieldstreet
On this episode of The Yield, NFL legend defensive lineman Leonard Marshall recounts the highs and lows of his football career, reveals how he always kept the long-view in mind, and shares his wisdom for football players and investors alike.
Key Takeaways:[2:43] Reflections from Leonard’s college football career.
[5:52] Leonard’s draft experience and transition into the NFL.
[8:47] The learning position is the most valuable position any player can take.
[10:50] Playing with Lawrence Taylor and Reggie White.
[12:00] Leonard’s advice for today’s career athletes.
[13:49] Leonard’s best and worst Super Bowl memories.
[16:08] A never give up attitude is the mark of a winner.
[18:09] What do the Giants and Yieldstreet have in common?
[20:30] Leonard’s post-football career and how he always kept the long-term in mind.
[25:18] Parting words of wisdom from an NFL legend.
Mentioned in This Episode:
Yieldstreet
Adam White is the CEO of Front Office Sports, a multimedia brand built for the modern sports consumer. On this episode of The Yield - Disrupters, Yieldstreet’s CEO Milind Mehere sits down with Adam for a conversation about his journey in the sports world and what entrepreneurs need to know about turning their passions into their life’s work.
Key Takeaways:[1:05] “I just wanted a job in sports.” The beginning days of Front Office Sports.
[6:17] The fundraising process and finding the first investor.
[12:23] Does having a passion for your business make success any easier?
[16:13] The key catalysts of growth for Front Office Sports.
[19:10] Adam’s advice for growing your social media following.
[23:37] Creating more valuable content for your audience.
[30:02] Finding a niche in any industry.
[34:20] Starting a podcast and finding time to relax.
[38:07] Rapid fire questions about Adam’s favorites.
Brooker Belcourt, CEO and founder of Covey, an analyst-owned community built to find the best performing managers for any investor to copy. Covey's analyst-owned community hosts hundreds of analysts – ranging from hobbyists to traditional finance industry veterans, and everyone in between – and is designed to find and reward the world's next top money managers. Top performers receive token rewards, and earn the option to become a Money Manager in Covey's copy trading fund. Brooker has joined The Yield today for a conversation about the competitive and information edge to stock trading.
Key Takeaways:[1:30] The investment professional path that led Brooker to founding Covey.
[3:04] Friction points and data sets to finding the best people to manage your investments.
[6:16] Finding the balance between short term risk and long term reward.
[8:15] Who would benefit from this investment opportunity?
[12:05] The unique technologies that differentiate Covey.
[15:43] Technical considerations and data concerning mean reversion.
[17:12] A Covey app will provide access to the top 10% of analysts to retail investors.
[18:09] A portrait of the top 10% performing investors on Covey.
[19:25] Do investment decisions change when real money is not at stake?
[20:25] Crypto and blockchain elements and benefits of staking.
[21:22] A look at what Covey will be offering next.
In this edition of The Yield: Newsbites, we aim to bring you the latest fintech news in short bites. Today we cover fintech's aim to change the way we pay as it moves into the credit card space and Australian neobank "Up" and their new form of buy now pay later (BNPL).
Howard Lerman is the former CEO of Yext, a company that put geo-marketing on the map. Howard not only founded Yext but took it public at a multi unicorn valuation.
On this episode of The Yield - Disrupters, Yieldstreet’s CEO Milind Mehere sits down with Howard for a conversation about his journey and what we can learn from him.
Key Takeaways:[1:25] Yext was founded with the opposite of a lightbulb moment.
[6:38] Finding the opportunities that become major market disruptors.
[10:16] The early days of disruption and reacting to the naysayers.
[13:40] The role of AI in automating business listings for 800 million data points.
[17:30] What might the future of AI look like?
[20:00] The IPO process and taking a company public in this disruptive environment.
[23:42] Common challenges founders need to be aware of as their company is scaling.
[26:30] A look at what’s happening next for Howard.
Mentioned in This Episode:
Yieldstreet
Marco Santarelli, investor, author and founder of Norada Real Estate joins The Yield this week to talk about the current state of the real estate market, what's causing the ups and downs, and where you can find the best opportunities.
Key Takeaways:[1:40] Marco Santarelli, serial entrepreneur, real estate investment guru, and investment educator.
[3:28] Overcoming the educational gaps in today’s real estate investment market.
[7:34] Why should real estate be a part of your investment portfolio?
[10:19] There are a variety of ways to begin investing in real estate.
[14:46] Marco’s formula for real estate investing.
[19:22] Overcoming current market challenges.
[23:12] Looking five years ahead to future opportunities in the real estate market.
Mentioned in This Episode:
Yieldstreet
The crypto bank Juno (Formerly OnJuno) sits at the intersection of banking and crypto, and prides itself on providing financial freedom as well as access to fair and transparent financial services. Juno is a three year old startup disrupting the world of banking. And on this episode of The Yield - Disrupters, one of the co-founders Siddharth Verma joins us to discuss what's next for Juno.
Key Takeaways:[1:32] Two simple market gaps that led to the launch of Juno.
[4:51] Democratizing financial access by tapping into the regulated route.
[5:55] The insanely powerful proposition behind Juno’s offerings, and dealing with the naysayers.
[10:50] The growing number of people who are already using Juno.
[11:52] What does being a disrupter mean to Siddharth?
[14:06] How Juno can offer a 6% return despite volatility in crypto.
[17:05] Is Juno the next major banking tycoon?
[17:50] Siddharth’s lessons learned as a disrupter entrepreneur.
[21:19] The pressure that comes from co-founding and heading a new bank.
23:33] Would Siddharth do it all over again?
Mentioned in This Episode:
Yieldstreet
Juno
In this edition of The Yield: Newsbites, we aim to bring you the latest fintech news in short bites. Today we cover Tomo Credit's waves to the traditional credit score, Varo's staff cuts, and fairness as a service with FairPlay
With the current bear market, the market has been at a major low. One of the markets that has been the most covered and most divisive is the crypto market. With market experts divided on where the crypto winter will lead, some investors are keeping as much fiat in hand as possible. What is crypto winter? King Bless, co-host of The Gentlemen of Crypto daily news show, and co-creator of the KRBE Digital Assets Masterclass, joins this week's edition of The Yield to discuss the current state of crypto.
Key Takeaways:[1:24] King’s journey from football to Navy Public Affairs officer to crypto expert.
[6:37] King’s favorite movie and where he thinks AI is headed next.
[7:22] What is a crypto winter?
[9:38] Navigating the bear market and finding the current fair value of bitcoin.
[13:40] Cleansing the market and redefining the perception of bitcoin.
[15:52] Understanding ethereum, DeFi, and the crypto ecosystem beyond bitcoin.
[21:15] The future of regulation in the crypto space.
[22:40] Technological innovations that will allow bitcoin to become more immersed in daily life.
[26:26] King’s final words of wisdom regarding bitcoin.
Mentioned in This Episode:
Yieldstreet
This week on Disrupters, we are joined by Anthony Scaramucci, the founder and managing partner of Sky Bridge, a global alternative investment fund, and the founder and chairman of Salt, a global thought leadership forum and venture studio.
Key Takeaways:[1:35] Anthony's background comes down to hustle, family and food.
[7:02] The path that led to founding two major companies and becoming an industry disrupter.
[12:15] Resilience is the key to making it through any financial crisis to your next financial success.
[16:30] Anthony’s advice for the next generation of disrupters.
[20:26] Building a company culture that translates to success.
[25:45] Advice for action in this volatile market.
[30:55] A cautionary tale form the White House.
Mentioned in This Episode:
Yieldstreet
The outlook for the economy is sitting at historic lows, leaving investors with a pessimistic view and without a clear idea of what move to make next. Today Richard Excell, clinical professor of finance at the University of Illinois Gies College of Business joins The Yield to discuss key drivers in today’s market, especially those that are under the surface.
Key Takeaways:[1:31] Key drivers in recent market evolution.
[3:50] Responding to the fed rate hike in an attempt to control inflation.
[7:25] Course correction after a too-high rate hike.
[9:04] Understanding the underlying drivers behind inflation.
[12:09] Decelerating the effects of inflation.
[15:18] Insights from earnings in Q2.
[18:55] Is the market finally bottoming out?
21:40] Is timing or the Fed the catalyst that will affect a major bounceback?
Mentioned in This Episode:
Yieldstreet
The collector car market continues to raise toward multi-million dollar deals and since 2003, Gooding & Company has been in the driver's seat, acclaimed for selling some of the most exceptional and valuable collector cars in the world. On this episode of Disrupters, David Gooding highlights his work in founding the auction house in 2003 and his role in disrupting the industry ever since from its position as the official auction house of the prestigious Pebble Beach Concours D'elegance.
Key Takeaways:[1:30] How David worked to elevate Concours D'elegance as the premier auction in the industry.
[5:55] Recognizing the next big opportunity and getting things done.
[8:51] Finding old barn cars and sealing the deal.
[13:11] Ferrari’s and other leaders of this year’s Pebble Beach auction.
[16:13] Why wouldn’t you want to restore an original car?
[18:10] Invest in what you know and what you love.
[20:48] Taking the auction overseas and adding value to the market.
[23:30] How do Disrupters respond to the naysayer?
[24:45] David’s advice for entrepreneurs.
Mentioned in This Episode:
Yieldstreet
There are growing trends within the finance and investing world. From new and improved ways to invest to a widening generational wage gap, Michael Schnur, DBA, Assistant Professor of Economics at University of Lynchburg joins The Yield to discuss these topics and what you can expect in the future to come.
Key Takeaways:[2:35] Teaching economics in this volatile, post-pandemic environment.
[5:16] Textbook answers about the drivers of inflation and how it plays out in the real world.
[7:15] The influence of the Fed on supply and demand.
[9:34] The real cause behind major supply issues over the last year.
[12:20] Is inflation actually just a self-fulfilling prophecy?
[14:36] Solve inflation or deal with growing the economy?
[16:15] Why aren’t more people working in the face of inflation?
[18:51] Negotiating wages in light of a possible recession.
[21:17] Crypto is now playing a role in money laundering.
[28:16] Should you invest in mortgages or treasury bonds?
Mentioned in This Episode:
Yieldstreet
On The Yield - Disrupters podcast we sit down with industry leaders and disruptors to discuss how they’ve reimagined and changed their industries and the leadership skills necessary to create new business opportunities. This week on Disruptors, Peter Kerr, CFA sits down with Ryan Serhant, CEO of SERHANT, the most followed real estate brand in the world, producer, best selling author and the star of Bravo’s Million Dollar Listing.
Key Takeaways:[1:32] The story behind Ryan’s disruption of the biggest real estate market in the world.
[6:00] It pays to see things differently and work harder, especially in business.
[8:34] How to succeed when others expect you to fail.
[13:06] Balancing between the to-do’s of today and the vision for the future.
[20:46] How Ryan shares his philosophies about work and leadership with his team.
[24:30] Disrupting a traditional industry and paving a new path for legacy giants.
[32:20] Industry areas that are ripe for destruction.
[34:20] Ryan’s advice for anyone that is ready to carve out their own path.
Mentioned in This Episode:
Yieldstreet
There are a multitude of factors that go into an individual's investment choices. This week on The Yield, Peter Kerr, CFA is joined by Dr. Daniel Crosby, Chief Behavioral Officer at Orion Advisor Solutions, a tech powerhouse designed to bring together bleeding edge technology and wealth management, to discuss these factors, and the trends in investor sentiment.
The Yield: Disrupters. Featuring some of the biggest names in business, culture and politics from Ryan Serhant to Anthony Scaramucci; hear how successful influencers scored big and became the movers and shakers pushing everything forward. Gain from their insight and advice and avoid the setbacks that might keep you from achieving your true potential.
Every Friday starting July 15th
This week on The Yield, Jeff Feagels joins guest host, Joe Sancio, to talk The Giants, Jeff's early and college career, real estate, and the importance of financial education to properly kick off your career.
Key Takeaways:[1:42] Nicole shares the two truths she has realized as a corporate finance reporter that led her to start WTFintech?
[3:58] Core ways that people can participate in the WTFintech? community.
[6:31] The evolution of the primary challenge that WTFintech? has aimed to solve for from the beginning.
[8:20] How does diversity in the fintech space compare to other industries?
[10:20] The allocation of roles by type and the changes that Nicole is advocating for.
[12:58] Root causes behind the low funding dollars allocated to women-led companies.
[14:34] Market valuations and current opportunities in the VC space.
[16:51] Causes behind the current challenges and pressures that are forcing companies to take a hard look at their cost structures.
[19:45] Potential reasons behind the recent resetting at high growth companies.
[22:02] Catalysts that could change the outlook on fintech and the tech space overall.
[23:32] Closing thoughts on the future of fintech.
Mentioned in This Episode:
Yieldstreet
On today’s special episode of News Bites Nicole will be covering Web3 wallets- are they the new star child of fintech?- BNPL giant Klarna cuts its workforce by 10%, and Neobank Varo could be set to run out of money by the end of the year!
Sam Ro, editor of TKer, covers news and data that outlines long-term themes in the markets and the economy. Today, he joins The Yield to discuss the state of the market, inflation, and the latest news out of the Fed.
Key Takeaways:[1:34] Leon Kuperman is an entrepreneurial software engineer who is tackling the extreme waste of cloud provisioning applications.
[5:05] Reasons behind the self-inflicted problems of technology users, and how to solve them.
[9:25] The predictive goals of advanced machine learning.
[12:31] What are the possibilities for the future of machine learning?
[16:39] Machine learning evolution is especially exciting in the gaming world.
[19:48] Limitations to expanded creativity within AI and machine learning.
[22:09] Exceeding expectations of the progress of machine learning.
[23:35] Protecting companies from the threat of cyber terrorism.
[30:41] Government steps to shoring up infrastructure.
[32:31] The effect of supply chain shortages on the development of the cloud.
[34:21] How do companies determine scaling cloud systems?
[38:05] The impact of machine learning on everyday consumers.
[39:42] Resources for increasing your understanding of AI and machine learning.
Mentioned in This Episode:
Yieldstreet
Key Takeaways:[1:06] Max Kordek has over ten years experience in crypto and has watched the evolution of the industry.
[5:25] The key driver behind ethereum's success while so many other coins have failed.
[9:00] Established protocols separate the lasting successful projects from the get rich quick schemes.
[11:46] How to identify the high quality coin projects that are worth investing in.
[13:33] Is there really a need for new coins beyond ethereum and bitcoin?
[17:50] The trilemma of blockchain- security, decentralization and scalability.
[20:00] Will multi-use layers of blockchain continue to be developed?
[21:55] The problem that Lisk aims to solve by building individual chains with smart contracts.
[24:35] Overcoming entry barriers in this space.
[26:00] Are recent declines in NFT values part of the normal growth cycle?
[30:10] Positives and risks of Web 3.0.
[34:00] Looking to the future of technology, crypto, AR/VR, and processing capabilities.
[37:25] The ‘next logical step’ in the future of investing.
Mentioned in This Episode:
Yieldstreet
Key Takeaways:[1:06] Alex Gladstein is a human rights activist who aims to advocate for people in out-of-the-box ways.
[6:24] Leveraging change with limited time and resources.
[9:40] Pivoting in times of global crisis to refocus resources and efforts.
[12:10] Insights into the information- and misinformation- that is shared through the media.
[15:00] When the news is properly shared, overall engagement increases.
[17:08] Digital assets as a means to advocate for human rights.
[22:35] Bitcoin also serves as a tool for combating inflation and increasing savings.
[24:25] The role of bitcoin for the unbanked and underbanked.
[27:05] On a macro level, bitcoin can protect against financial censorship from governments.
[28:14] Can bitcoin be used in harmful or negative ways?
[30:26] The potential future of inflation and interest rates.
[35:25] If the dollar is truly in decline, what does that mean for the future of bitcoin?
Mentioned in This Episode:
Yieldstreet
In this episode Nicole will be covering: The TerraUSD Stablecoin collapse, a new fintech company fractionalizing investing in rare diamonds, Meta’s second attempt to launch a digital currency
Key Takeaways:[1:25] The weekend project that morphed into Jeff’s career with Nabers Group.
[3:10] The power of education in financial health and wellbeing.
[3:45] What does a solo 401k retirement vehicle offer your portfolio?
[7:09] Contribution limits for a solo 401k include unlimited incoming rollovers.
[8:19] Who are employee-sponsored 401k programs really trying to protect?
[10:22] The rise of the target date fund and the erosion of the 60/40 portfolio.
[14:20] Are any parts of a balanced portfolio performing well so far in 2022?
[17:14] Peak uncertainty in the stock market is leading investors to alternatives.
[18:10] Key areas of learning for investors who are ready to level up.
[19:44] Which alternative investments do many investors add to their portfolio first?
[22:08] The benefits of illiquid real estate investments.
[24:33] Pros and cons of high frequency trading in alts.
[27:02] Limitations to solo 401k contributions.
[32:32] How to learn more about Nabers Group offerings and alternative investments.
[33:10] Clearing the path to educating yourself about alternative investments.
Mentioned in This Episode:
Yieldstreet
Catch the latest fintech news in today's new installment of News Bites, in partnership with WTFintech? and WorkWeek, Nichole Casperson covers Crypto Bahamas! and its impact on the digital asset space, why Gisele Bündchen (boon chen) partnered with FTX, and the evolution of NFTs
Vamos! F1 fans race into Barcelona for the Spanish Grand Prix reminding us of the great time Yieldstreet had at the Miami Grand Prix with Sportico and Robb Report at their Art of Luxury event in Miami, Florida. From hearing CEO of Mclaren Zak Brown speak about the future of F1 to David Coulthard’s anecdotes about his days as a driver, we hope you found the evening to be as informative and enjoyable as we did.
Much like the F1 world is seeing huge growth, the world of alternative investing is too. And Yieldstreet is proud to be leading the pack, fostering this growth through access to private market investments for all types of investors – not just the ultra wealthy. Sign up for Yieldstreet today to diversify your portfolio with private market investments and put yourself in the driver seat when it comes to meeting your financial goals.
As investors get access to a diversified portfolio, it is important to know the options available to you. Today on The Yield, Peter Kerr, CFA, is joined by Brent Kochuba, Founder of Spot Gamma, a financial insights company, which applies its proprietary methodology toward modeling index and equity options and then provides unique content to its subscribers, for a conversation about current market trends and understanding your financial options.
Key Takeaways:[1:30] Spot Gamma’s aim in approaching market volatility and derivative markets.
[4:02] The timeline of Spot Gamma’s predictive analytics.
[6:40] Quarter end flowers and other players that have an impact outside of option markets.
[8:46] Do market peaks follow the same cycles as market lows?
[9:52] Typical buys and sellers of call and put options.
[12:30] Hypothetically speaking, how would someone choose to invest in an option, stock, or put?
[15:50] Why options act the way they do and different use cases for hedging purposes.
[19:30] Common mistakes people make when trading individual accounts.
[24:58] Making (or losing) money in both buying and selling a long call.
[30:20] Who would be a good fit for this kind of investing?
[32:35] The dynamic of hedging and multipliers.
[37:01] Is option trading a discipline of technical or fundamental analysis?
Mentioned in This Episode:
Yieldstreet
Volatility has become a hot button topic throughout the markets. Regardless if you’re invested in commodities like copper, iron, the supply chain, and even crypto, volatility looms overhead. In this bonus episode of The Yield, Peter Kerr, CFA, is joined by Jordi Visser, President and Chief Investment Officer, Weiss Multi-Strategy Advisers LLC for a conversation about modern day volatility.
Key Takeaways:[3:55] 3 key drivers in the recent market downturn.
[6:54] Is the market set up for a 100-point hike over the next 12 months? Or is the market underselling potential Fed action?
[9:41] A comparison of forward looking inflation and overall inflation expectations.
[10:43] Jordi’s general views on crypto and its place in today’s volatile market.
[12:57] How is crypto permeating the market today and where are we headed next?
[16:15] Implications of innovation rotation on investing in financial markets.
[19:18] Consider Bitcoin as a player in a new casino- with $2 trillion in assets.
[21:49] When will Bitcoin start appearing on central bank balance sheets?
[25:16] In the blockchain world, there could be more winners and less losers all around.
[28:30] Where are we currently sitting in overall crypto adoption?
[32:27] How will market prices for crypto respond to increased adoption?
[34:49] The decoupling of tech and crypto.
[38:55] Who are the winners in technology investments?
[41:24] Jordi addresses the top concerns about investing in crypto.
Mentioned in This Episode:
Yieldstreet
Decision making is one of the most important tasks that we do daily. The decisions you make have the potential to bring greater luck and the power to move forward toward your next success. Yieldstreet’s CEO and Founder, Milind Mehere is joined by David Siegel, CEO of Meetup discuss his book- Decide and Conquer: 44 Decisions that will Make or Break All Leaders, and to discuss the power of making better decisions every day.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:10] David’s journey from HR to Seeking Alpha president to Meetup CEO.
[4:25] David shares his non-ego driven philosophy of business leadership.
[7:55] What is the impact of sharing information with team members?
[10:15] Decide and Conquer- David’s motivation behind writing this leadership book.
[12:51] Lucky things happen to people who make options for themselves.
[16:45] The benefit of making decisions- and moving on- quickly.
[19:05] Building a good company culture starts with core values in action.
[24:59] The values of a company should be reflected in how they conduct business.
[27:38] Balancing personal ambitions with company goals.
[33:30] Managing Meetup in a socially distanced pandemic world.
[37:52] David’s most and least favorite parts of his new book.
[41:15] The top two takeaways from David’s book.
Mentioned in This Episode:
Yieldstreet
Decide and Conquer: 44 Decisions that will Make or Break All Leaders
by David Seigel
Catch the latest fintech news in today's new installment of News Bites, in partnership with WTFintech? and WorkWeek, Nichole Casperson covers Mastercard filing trademarks for Metaverse commerce, Neobank Winden’s recent fund raise, and Apple launching its “break out” project.
Cryptocurrency has come a long way from its inception. With a slew of ups and downs, the world is still learning more about what crypto can offer and the opportunities it can provide. In this episode of The Yield, Peter Kerr, CFA, is joined by Jeff John Roberts, the executive editor at Decrypt and author of Kings of Crypto- covering Brian Armstrong’s journey with Coinbase as a startup to a standard in accessible crypto trading, in a conversation about the history of crypto and the future we are moving into.
Key Takeaways:[5:45] How did Jeff John Roberts know that crypto would be the next big thing?
[9:42] Catalysts that have the potential to take crypto to the next level.
[19:15] The potential impact of crypto on everyday consumer life.
Mentioned in This Episode:
Yieldstreet
In this bonus episode of The Yield, Peter Kerr, CFA, sits down with Anil Gorthy, senior portfolio manager and head of the Asian strategy at Avenue Capital Group, a global opportunistic credit and special situations manager with $11.8 billion of assets under management as of February 2022 for a conversation about lending and investing within the distressed debt world.
Key Takeaways:[6:18] The evolution of investing in Asian markets.
[16:20] Evolving trends in the developing regions of Asian markets.
[24:27] Special situations that require additional access to capital.
[30:30] Unique investment opportunities within the Asian market.
Mentioned in This Episode:
Yieldstreet
Volatility has become a hot button topic throughout the markets. Regardless if you’re invested in commodities like copper, iron, the supply chain, and even crypto, volatility looms overhead. In this episode of The Yield, Peter Kerr, CFA, is joined by Jordi Visser, President and Chief Investment Officer, Weiss Multi-Strategy Advisers LLC for a conversation about modern day volatility.
Key Takeaways:[8:29] The reality of today’s marketplace under current political and economic circumstances.
[20:49] What role can crypto play in a volatile market?
[30:10] High tech growth and potential allocation considerations.
Mentioned in This Episode:
Yieldstreet
Catch the latest fintech news in today's new installment of News Bites, in partnership with WTFintech? and WorkWeek, Nichole Casperson covers Apple’s expansion into Crypto, Consumer Financial Protection Bureau taking on late fees, and Real Estate Investment Trusts popularity growth.
Alternative investments allow for a diverse portfolio, away from your average stocks and bonds, into things you enjoy every day. On this episode of The Yield, Peter Kerr takes a look at the alt market and new investment opportunities with Anthony Zhang, CEO and Co-Founder of Vinovest, a platform that allows users to invest and own blue-chip wines in their easy-to-use platform.
Key Takeaways:[6:05] The value of passion assets in your diversified portfolio.
[12:15] The lifecycle of a bottle of fine wine.
[22:38] How much does the average investment bottle of wine cost?
Mentioned in This Episode:
Yieldstreet
As with any alternative asset, it’s critical for investors to understand the market before deciding on an investment strategy. In the case of art, that means understanding exactly what makes any particular work of art valuable. In this episode of The Yield, Peter Kerr, CFA, sits down with Rebecca Fine, Head of Investing and Giovanna Quattrone, Art Research and Valuation Specialist from our Athena Art Finance Team to discuss the latest from Yieldstreet’s Art Equity Fund offerings.
Key Takeaways:[6:20] Why does art deserve a spot in your diversified portfolio?
[20:16] What investors can expect from the featured artists in Yieldstreet’s Art Equity Fund offerings.
[36:30] How emerging artists generally perform relative to blue-chip artists.
Mentioned in This Episode:
Yieldstreet
We are in the midst of a financial bubble. When will it pop? What is the future of the workforce during the great resignation? There are major driving forces in terms of maximum employment going forward, both on a macro level as well as within the underlying dynamics and the backdrop of the pandemic. In this episode of The Yield, Peter Kerr, CFA, hosts Professor Michael Ehrlich, Director of Leir Research Institute & NJ Innovation Acceleration Center, for a conversation surrounding these questions and more.
Key Takeaways:
[7:20] The impact of COVID-19 on the current workforce landscape.
[20:39] Service-oriented businesses are gaining traction over capital-intensive ones.
[28:27] Managing the aging workforce and the wage productivity gap.
Mentioned in This Episode:
Yieldstreet
In conjunction with the Pantera Early Stage Token Fund I, Yieldstreet’s first crypto fund, this episode of The Yield welcomes Peter Kerr and John Johnson, head of capital formation at Pantera Capital, a $5.6 billion digital asset manager founded by Dan Morehead that specializes in crypto investments. They discuss Pantera’s predictions about the future of blockchain, the lifecycle of a token, the end game for crypto, and more.
Key Takeaways:[2:13] The growth of Pantera under Dan Morehead and Joey Krug.
[9:05] Pantera’s predictions about the future of cryptocurrencies and blockchain.
[12:00] John’s response to the naysayers of decentralized finance.
[14:54] Definitions of common crypto phrases.
[19:10] The lifecycle of a token.
[24:20] Two approaches to early stage user tokens.
[27:11] Partnerships between VCs and the crypto community.
[31:15] What is the end game for mainstream tokens?
[35:07] NFTs and gaming.
[38:27] Risk and sustainability going forward.
Innovations continue to rapidly alter the fintech landscape, but which traditional technologies need to stay in place, and which ones are being replaced? For a look at what happens behind the scenes in fintech startups, in this episode of The Yield, Hrishi Dixit, Chief Technology Officer of Yieldstreet, sits down with Sankaet Pathak, Founder and CEO of SynapseFI to discuss the challenging task of modernizing decades-old financial infrastructure, and why some old technologies are still good in the 21st century.
Key Takeaways:
[2:35] Overcoming the personal finance challenges that led to fintech innovation.
[9:03] The discovery process surrounding flat files.
[11:50] Bridging the gap between asynchronous processes to instant access to everything.
[17:05] Staying on top of changing digital currencies regulations.
[28:42] Is there a future in fintech that doesn’t include flat files?
[36:01] Patterns of money movement that signify financial fraud.
Mentioned in This Episode:
Yieldstreet
In this new installment of News Bites, a collaborative podcast with WorkWeek and WTFintech? Nicole Casperson covers the latest and top trends in fintech.
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The important work of Fintech Tala in the space
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The new opportunities Fintech DASH is creating in Africa
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The robust growth of Real Estate Investment trust
As investments grow and become more accessible to everyone, how can we learn how to make the money last? In this episode of The Yield, Peter Kerr, CFA, hosts JR Gondeck from the Lerner Group about industry trends and the importance of communication when investing. JR works with families to promote intentional communication and drive collaboration between all generations. He leverages his deep knowledge of the global financial markets and passion for investing to guide clients through market trends.
Following what could be considered the worst January of the financial market since 2009, many investors are battling loss aversion and other investments biases. To help break down the biggest mistakes that investors tend to make following a hard season, as well as what they should be doing instead, in this episode of The Yield, Peter Kerr, CFA, sits down with Richard Excell, instructor of finance at the University of Illinois Gies College of Business. Together they take a look at where investors might want to consider taking an appropriate level of risk in today's markets.
Key Takeaways:
[1:50] Richard’s background and approach to thinking about investment markets.
[5:26] Loss aversion and other investment biases.
[7:45] The importance of discipline in any approach to investments.
[9:50] Insights into the current market and appropriate reactions.
[14:17] The major catalysts that change investor flows.
[18:02] Potential drivers and size of impending inflation.
[23:28] Projections for the 2022 equity story.
[28:18] Key catalysts for future equity market growth.
[31:50] The Fed's position on balancing all inflation factors.
[36:56] Possibilities that might come this year.
Mentioned in This Episode:
Yieldstreet
Rapid developments in the Ukraine-Russia conflict combined with a backdrop of inevitable Fed rate hikes and persistent inflation continue to present a myriad of “what-ifs” in today’s uncertain financial market. In this bonus episode of The Yield, Peter Kerr, CFA, sits down with Richard Excell, instructor of finance at the University of Illinois Gies College of Business, for a hard look at the current market landscape and the impact of global events on investors.
Key Takeaways:
[1:40] The impact of the Russia-Ukraine conflict on the global financial and food market.
[3:40] Sanctions and other restrictions imposed by the West.
[8:00] Current market expectations and likely changes.
[11:34] Equity markets and risk assets in a dovish policy.
[13:48] Explaining market dips and rises throughout each day.
[18:50] What inflation could look like over the next six to nine months.
[22:15] Growth versus value stocks and risk parity.
[27:04] Creating an investment portfolio in a world of inflation and uncertainty.
[31:41] Risks and considerations of the Russian sanctions.
[34:20] High growth tech and other investments and raising dividends.
Mentioned in This Episode:
Yieldstreet
The New York Giants and Yieldstreet recently announced a first-of-its-kind exclusive partnership making Yieldstreet the Official Alternative Investment Platform of the New York Giants. In this bonus episode of The Yield, Peter Kerr, CFA, is joined by Shaun O’Hara, studio analyst at the NFL Network, Super Bowl 42 champion with the New York football Giants, and member of the New York Giants broadcast team for a conversation about the ins and outs of investing like an NFL professional.
Click here to subscribe and listen: Podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:10] Shaun’s professional journey to the Super Bowl Championship.
[7:33] Why is Shaun so passionate about the Giants?
[11:05] Critical steps to turn the Giants franchise back toward success.
[15:27] How do professional athletes tend to handle their wealth?
[22:48] Finding the right agents and financial advisors.
[26:08[ Examples of what not to do when investing your money.
[30:10] The role of the NFLPA in educating, supporting, and protecting athletes.
[37:14] Free agency and the team ownership process.
[43:17] Pros and cons of fully guaranteed contracts.
[46:21] Reflections on the 2007 game that led to the Giants Super Bowl victory.
Mentioned in This Episode:
Yieldstreet
In this episode of The Yield, Peter Kerr, CFA is joined by Jordan Wright, Co-Founder and CEO of Atomic Financial, for a discussion about the next generation of FinTech and how it is empowering consumers and investors. Jordan and the team at Atomic are focused on having a social impact and helping people improve their financial outcomes.
Key Takeaways:[1:20] Jordan’s entrepreneurial start and the growth story and offerings of Atomic Financial.
[6:20] Lessons learned from the process of creating a successful new businesses.
[9:55] How important is a strong company culture?
[15:11] Finding the right balance between remote and in-person work.
[16:43] Setting and meeting realistic goals.
[18:55] The competitive pressures of hiring in today’s workplace.
[21:39] Valuations and deploying VC funds in 2022.
[26:46] Key valuations and growth metrics for Atomic.
[29:30] Final thoughts on becoming a billionaire from Jordan, the human.
Mentioned in This Episode:
Yieldstreet
The attention surrounding NFTs has exploded in the last few years, especially in relation to the metaverse. In this episode of The Yield, Peter Kerr, CFA, is joined by NFTrade CEO Ori Levi for a discussion about cryptocurrencies, NFTs, and the growing opportunities for investors in the digital space.
@phirex @NFTradeOfficial
Key Takeaways:[1:26] Ori’s early entry into crypto and the swap offerings at NFTrade.
[3:36] Metaverse is so much more than just the VR experience, particularly with NFTs.
[6:24] What NFTs are, and what they aren’t (just yet).
[10:00] Why is Ethereum such a popular blockchain?
[14:20] The support and the friction that the metaverse will offer NFTs.
[18:22] The Bored Ape series illustrates the rarity and scarcity of NFTs.
[22:00] Barriers into NFT adoption and ownership.
[24:40] The negative side of the NFT movement.
[29:10] Distinguishing between valuable projects and scams.
Mentioned in This Episode:
Yieldstreet
We are living in a yield-starved world, and commercial real estate continues to serve up what hungry investors want most. In this episode of The Yield, Peter Kerr, CFA, is joined by Willy Walker, chairman, and CEO of Walker & Dunlop, one of the largest commercial real estate financing companies in the US, for a discussion on the ever-moving real estate market in the time of COVID.
Key Takeaways:[1:20] The impressive growth of Walker & Dunlop and key factors that drive their performance.
[6:20] The competitive advantages of having a relatively smaller balance sheet.
[8:21] Single asset versus multiple asset CMBS and the risks of each in today’s market.
[12:37] 2021 was a high transaction year in commercial real estate despite the pandemic.
[16:19] What is the future of office real estate?
[19:36] Insights into the affordable housing crisis in America.
[26:08] Who is modeling how to solve this crisis at a municipality level?
[27:05] The drivers in real estate in 2022.
[32:20] Which sectors are lenders most interested in today’s market?
Mentioned in This Episode:
Yieldstreet
Rapid changes in blockchain and cryptocurrency technologies are creating opportunities where opportunities simply didn’t exist before. In this episode of The Yield, Peter Kerr welcomes Dchained co-founder and managing partner Edmund McCormack for a conversation about blockchain, cryptocurrency investing, and risk management education.
Key Takeaways:[1:21] Education or investing — which came first for Edmund?
[6:03] Who really needs to understand the technical side of investing in bitcoins?
[8:02] Key components to successfully entering the crypto space.
[9:50] Offerings of the lesser known blockchain technologies.
[11:38] Web 3.0 and the role it will play in blockchain and decentralization.
[20:52] What are the true supply drivers of bitcoin?
[25:01] Is blockchain headed toward a dot com-style bubble burst?
[28:51] A comparison of blockchain to gold.
[32:38] Finding a place for crypto in your investment portfolio.
[35:29] Educational resources to expand your investment horizon.
Mentioned in This Episode:
Yieldstreet
In this episode Nicole is going over:
- The Amazon vs. Visa dispute
- Plaid’s acquisition of Cognito
- And Coinbase’s partnership with Mastercard to simplify NFT purchases
Interest rates, inflation, and regulations around cryptocurrencies are today’s hottest topics, but there is much more to the role of the Federal Reserve in shaping today’s economy. In this episode of The Yield, Peter Kerr, CFA, is joined by John Heltman, Editor-in-Chief of American Banker Magazine, for a discussion examining the impact of money and politics on the American investor over the last two years.
Key Takeaways:[1:15] John’s journey to American Banker Magazine and his podcast Bankshot.
[6:27] American Banker’s mission and the evolving journalism landscape.
[8:23] The biggest stories in banking politics that probably aren’t on consumer radars.
[17:07] Cryptocurrencies and the government- where and when do they intersect?
[23:36] The independent and dependent nature of the Fed.
[34:05] Inflation, interest rates, and how markets are absorbing the current fed rate path.
[37:13] There is so much more to focus on with the Fed than just inflation and interest rates.
[41:24] Details about the $600 IRS proposal.
Mentioned in This Episode:
Yieldstreet
Personal loans have surpassed credit card loans in recent years, but companies like LendingClub are making it possible for consumers to pay down their debts and save more. In this episode of The Yield, Peter Kerr, CFA, and Scott Sanborn, CEO of LendingClub, discuss reinventing the banking industry to help put millions of Americans on the path to financial success. LendingClub is the only full spectrum fintech marketplace bank at scale and has helped more than 3 million Americans save billions of dollars since it was founded in 2007.
Key Takeaways:[1:30] Scott’s journey from e-commerce into the digital banking space.
[7:53] The value of LendingClub within the challenger lending space.
[11:31] How can LendingClub offer such competitive rates?
[15:35] Regulatory considerations that impact the banking model.
[18:25] The impact of the pandemic on LendingClub and on consumer behavior.
[24:55] Which borrowers performed best during the pandemic, and what does the financial future hold for consumers?
[27:24] A pandemic playbook and other secrets of effective company management.
[31:26] Lessons learned from Scott’s advertising background and how he makes lending fun.
Mentioned in This Episode:
Yieldstreet
Today, we’re covering:
- The rise of the ‘Gen I’ investor and what it means
- BNPL and why the CFPB is asking questions
- The Metaverse as a trillion dollar marketplace
According to the Bloomberg Billionaires Index, Stephen A. Schwarzman, CEO & Co-Founder of the Blackstone Group, is the 32nd richest person in the world. But Schwarzman didn’t make his fortune investing in stocks, he made his money as an owner of an alternative asset management company. On this bonus episode of The Yield, Yieldstreet’s Peter Kerr, CFA is joined by Bradford Pilcher from Bonaccord Capital Partners, a subsidiary of P10 Holdings, a leading provider of private market and impact investing strategies, with over $14B in AUM, for a conversation around private equity, GP stakes investing and current market opportunities.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Mentioned in This Episode:
Yieldstreet
Startups today have more opportunities than ever before, with funding available to match their ambitions. In this episode of The Yield, Yieldstreet’s Peter Kerr, CFA and Plooto Co-Founder and CEO Hamed Abbasi discuss the future of B2B payments. As payment management platforms automate and streamline this process there are greater implications for underlying consumers and investors. Plooto is an all-in-one B2B payments and receivable platform that provides greater financial control.
Key Takeaways:[1:25] 70% of small businesses fail due to poor cash management, and Plooto is working to change that.
[6:00] Defining SMBs and the factors that lead to their likelihood of succeeding.
[12:08] A certain level of financial skills are necessary to succeed in any business.
[15:12] Major challenges facing SMBs and expansion opportunities for Plooto.
[18:41] Eliminating the friction that stands between SMBs and their cash.
[21:01] Blockchain and digital coins are not integrated into many SMBs — yet.
[25:17] Insights into the gamification of investing from a pro gamer.
[29:43] Plooto’s impressive plans for expansion.
Mentioned in This Episode:
Yieldstreet
Today’s episode covers:
- What could come of the power struggle between the CFPB and FDIC
- Future of crypto regulation
- How UK challenger bank Monzo made a comeback
- Integrated payment options
- How real estate meets fintech
- Fintech for SMBs
Startups today have more opportunities than ever before, with funding available to match their ambitions. In this episode of The Yield, Yieldstreet CFA Peter Kerr welcomes Mary Ann Azevedo, Senior Reporter at TechCrunch, for a discussion on the latest trends in the startup and fintech space. Mary Ann is currently a senior reporter at TechCrunch covering startups and investing with a focus on fintech, proptech and LatAm. She has more than 20 years of business reporting and editing experience for publications such as Crunchbase News, Crain, Forbes and Silicon Valley Business Journal.
Key Takeaways:[1:20] Mary Ann’s insights into the potential for another tech bubble.
[5:00] Repercussions surrounding sustainability, innovation, transparency, and exit strategies.
[9:03] The impact of the pandemic on startups and the need to pivot business strategies.
[11:58] A five year look into the future of fintech startups.
[16:02] The positive and negative impact of the distributed team approach.
[20:10] Growing startup areas across the US have a few things in common.
[25:21] Fintech startups on the global stage.
[26:56] Risks and opportunities associated with cryptocurrencies and NFTs.
[31:34] The impact that startups can have on VC investments.
Mentioned in This Episode:
Yieldstreet
Open banking is the future of banking — do you understand how it can affect your banking experience? In this episode of The Yield, Yieldstreet CFA Peter Kerr is joined by Frédérick Lavoie for a discussion on how data & technology are improving the consumer experience for bankers. Frédérick is currently Chief Operations Officer at Flinks, which he co-founded in December 2016. Before starting Flinks, he spent several years working in online personal lending. Using innovative data technology, he brought to market competitive consumer financing offers that undercut payday lenders with lower interest rates. Trusted by hundreds of world-class companies, Flinks enables businesses to connect users' bank accounts, enrich their data, and utilize it to deliver better products.
Key Takeaways:[1:25] The aim at Flinks and what open banking can do for you.
[5:32] Enriching the data and simplifying a loan application.
[9:01] The future of fintech isn’t only found on the credit side.
[12:35] The power of creating a frictionless user experience.
[15:34] Flinks’ key market, main competitors, and digital banking trends that are here to stay.
[21:25] What can buy now/pay later offer consumers that credit cards can’t?
[27:40] Scaling Flinks, navigating competitor offerings, and their ultimate exit strategy.
Mentioned in This Episode:
Yieldstreet
Today’s consumer demands are changing almost as quickly as their Tik Tok feed, and the successful companies tend to be the ones that have a marketing strategy that can keep up. On this episode of The Yield, guest host Wittney Rachlin, CMO of Yieldstreet, and Ryan Alford, host of The Radcast, sit down for a discussion about entrepreneurship and financial marketing. They dive into the demands of today’s consumers and the marketing strategies that are the mark of some of today’s most successful companies.
Key Takeaways:[2:04] How is Radical changing the marketing landscape?
[5:54] Prominent trends in financial marketing lean into removing friction between customers and their money.
[7:47] How important is it for companies to have a mission that benefits the greater good and tie their marketing to it?
[9:18] The evolution of SEO into 2022, and what marketers need to do to keep up with it.
[13:27] The types of content that can be the leaders in 2022.
[19:00] Consumers are already numb to digital marketing ads, but what about influencer marketing?
[22:30] The evolution of social media marketing and where we believe it’s headed next.
Mentioned in This Episode:
Yieldstreet
Yieldstreet is committed to providing a way to invest in fine art. That’s why we are happy to announce the expansion of our art platform into equities with the launch of our first Art Equity Fund. On this episode of The Yield, the team from Athena Art Finance joins us to discuss the current art market and artists from the Post War & Contemporary periods. Join Peter Kerr, CFA, as he sits down with Rebecca Fine, Managing Director and Giovanna Quattrone, Art Research & Valuation Specialist from our Athena Art Finance Team to discuss the launch of the world's first widely available diversified art equity fund.
Key Takeaways:[1:18} Rebecca and Giovanna share the vision of the Art Equity Fund.
[5:35] Key features of the American contemporary artwork offered in this fund.
[15:02] Why would investors want to own art in their investment portfolio?
[21:26] Details of the three artists, their styles and career timeline in this initial offering.
[29:12] Average targeted ROI, term details and other FAQs.
[30:45] Wealth alone doesn’t always provide access to art.
[33:28] The analytics platform that informs Athena’s lending practice.
[39:52] Performance trends, growth rates and the right time to sell artwork.
[42:01] Debt ratio in this portfolio of artworks and recession-proofing art.
[44:25] Potential future art fund genres.
Mentioned in This Episode:
Yieldstreet
Data is the most valuable asset a company has, and what a company does with that data can be a great indicator of their success. But what does data and trading mean for you? In this episode of The Yield, Yieldstreet CFA Peter Kerr is joined by Francis Wenzel as they discuss the role and accessibility of data as it relates to trading, compliance, artificial intelligence and machine learning within the financial markets. Francis is a financial data and technology expert who is applying his knowledge and experience to TickSmith, a true “FinTech” software company that combines cutting-edge technology and deep knowledge in Capital Markets to reach new summits of innovation. Driven by more data-intensive data requirements for trading, compliance, artificial intelligence and machine learning, there has never been so much traditional and alternative data to work with. TickSmith's highly scalable, modular platforms, built on open-source technologies are crucial in today’s data-driven world.
Key Takeaways:[1:46] Enterprise software company or cutting-edge fintech? TickSmith is actually both.
[5:52] Data privacy concerns at every usage level of company and individual data.
[8:31] Why are capital markets so interested in data?
[12:25] Correcting the pitfalls in the buy-side capital markets and a look at one of the biggest new trends in data sharing.
[15:00] TickSmith’s role as a data platform seller, and how data might be utilized moving forward.
[20:17] Benefits of using charting and technician analysis tools.
[23:15] The financial potential that comes with understanding and utilizing data.
[25:06] Practical use cases of data in blockchain and cryptocurrencies.
[28:17] The computer revolution is bigger than the industrial revolution.
Mentioned in This Episode:
Yieldstreet
We live in an instant economy, so why does it take so long to access your own money? Despite incredible technological advancements in the fintech space, money still moves around as slowly as it did decades ago with a paper-based payments system. It’s time for a change. In this episode of The Yield, Yieldstreet CFA Peter Kerr is joined by Orum Founder and CEO Stephany Kirkpatrick for a discussion about how technology is helping investors optimize their financial outcomes and move immediately and automatically across accounts, products, and financial institutions. Orum is the leading platform for smart real-time money movement and is aiming to tackle infrastructure around money at its core.
Key Takeaways:[1:37] Orum’s mission was founded on the belief that consumers should always have immediate access to their money.
[4:22] Why does it still take up to seven days for moving money to settle?
[9:25] How instant money transfers actually work and the impact they have on banks.
[11:35] A look into the current fraud space and Orum’s ability to change the paradigm of fraud.
[15:20] Using machine learning to gather data and increase financial safety.
[17:14] How does blockchain fit into the digital ledger at Orum?
[23:15] Stephany’s insights as a CFP have shaped her drive with Orum.
[28:24] A look at the coming major shifts in financial services.
Mentioned in This Episode:
Yieldstreet
What will it take to make cryptocurrencies a part of the average consumer’s everyday life? In this episode of The Yield, Peter Kerr, CFA is joined by Edward Woodford for a discussion on the financial system 2.0. Edward is Co-Founder and CEO of Zero Hash, a company empowering your favorite brokerage app or neo bank to offer BTC, providing the rails to the 2.0 payment processors, and giving platforms the ability to facilitate instantaneous cross border payments. Tune into their conversation for an exciting look at the ways that disruptive innovation is shaping Finance 2.0.
Key Takeaways:[1:28] Zero Hash is on a mission to empower innovators by delivering access to the financial system 2.0.
[3:40] The key products that set Zero Hash apart from their competitors.
[8:15] NFTs are gaining traction as their practical uses spread.
[9:15] How to identify the cryptocurrencies that are worth following.
[14:31] A look at upcoming initiatives at Zero Hash.
[18:17] A comparison of staking and crypto-backing loans.
[19:28] When will cryptocurrencies become a part of people’s everyday personal lives?
[22:20] Potential tax implications of earning crypto rewards.
Mentioned in This Episode:
Yieldstreet
Challenger banks are newer banks that are armed with the latest technology to democratize access to financial products. They’re also disruptive, pioneering a new space, and might even be seen as attacking their incumbents. But in reality, banking is not a zero-sum game. In the latest episode of The Yield, Peter Kerr, CFA and Daniel Eberhard discuss the next age of banking. Daniel has built his career as an entrepreneur by finding ways to create scalable mission-driven companies. In 2010, he co-founded Kineticor Renewables, a wind energy company that developed 50M dollars in wind projects. The company was acquired by Algonquin Power in 2011. In 2014, Daniel founded KOHO, a leading Canadian challenger bank that has raised more than $130M on the path to democratizing access to financial products.
Key Takeaways:[1:40] Challenger banks as technology-enabled leaders that are democratizing access to financial products.
[6:33] KOHO aims to eliminate the poor tax that hits the underbanked.
[10:49] What makes a challenger bank’s offerings different from those at a traditional bank?
[17:25] Overcoming the common pitfalls that lead to low credit scores.
[21:20] Are digital currencies a threat to the challenger bank model?
[24:30] Lessons learned from this successful entrepreneur.
Mentioned in This Episode:
Yieldstreet
What options are available in the alternative retirement investment space? In this episode of The Yield, Peter Kerr is joined by Damion Lupo to discuss personal finance, investment, and retirement strategies. Damion is founder of eQRP, the ultimate investment retirement tool, and the best-selling author of a dozen books and he is on a mission to free 1 million people from financial bondage. He hosts the Financial Underdogs podcast, ripping conventional wisdom apart for the Main Street investor looking for the truth about money and investing.
Key Takeaways:[1:18] Damion’s journey from a $25 million loss in real estate to founding eQRP retirement.
[6:36] Overcoming decision paralysis to get more out of your investments.
[10:10] Alternative investments can take investors beyond mutual funds, stocks and bonds.
[17:25] Regulatory risks associated with alternative retirement accounts.
[20:10] When to pay taxes on deferred and Roth IRAs.
[22:25] Is there a downside to alternative retirement investment accounts?
[24:07] Details about moving an existing 401(k) or 1031 into an EQRP.
[27:10] What kind of lessons do you learn when losing $25 million?
[28:21] Key differences between an EQRP and a self-directed IRA.
[33:09] Strategies that offer no tax payments under current tax codes.
[34:35] Educating yourself is the best move any investor can make.
Mentioned in This Episode:
Yieldstreet
‘You don’t have to be a genius to succeed in business.’ But what does it take instead? In this episode of The Yield, Peter Kerr joins with David Kronfeld for a conversation about the venture capital industry and the latest ongoings related to investing in the software, IT, and communications markets. David is an experienced venture capital investor and telecommunications industry executive with more than 40 years of experience. He founded JK&B Capital in 1996 and prior to that, was a general partner at Boston Capital Ventures (BCV), where he focused on making venture capital investments in companies within the communications and software industries.
Key Takeaways:[1:25] David’s inspiration for writing Remarkable: Proven Insights to Accelerate Your Career.
[6:55] Insights into career acceleration and advice on how to succeed.
[10:55] ‘You don’t have to be a genius to succeed in business.’
[15:45] Increasing your productivity and visibility in any industry.
[17:59] How important are your network and interpersonal communication skills?
[24:05] The tools that can help you succeed in a digital workplace.
[26:27] Innovation in venture capitalism.
[30:26] Understanding your own strengths and weaknesses.
[32:46] David’s next book will address venture capitalism, entrepreneurs and upper management.
Mentioned in This Episode:
Yieldstreet
In this bonus episode of The Yield, Peter Kerr is joined by former light heavyweight WBC champion and Yieldstreet’s latest brand ambassador Joe “The Billionaire Boxer” Fournier for a discussion about entrepreneurship and financial training in and outside of the boxing ring. Joe is a British entrepreneur and professional boxer with businesses in the fitness, nightclub, and boxing industries. Joe rose to prominence after selling the fitness business he had founded to a FTSE 100 company. He also owns a chain of nightclubs operating under the Bonbonniere trademark.
Click here to subscribe and listen: Podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:20] The inspiring journey that led Joe to boxing and business.
[8:10] Training or talent — what it takes to be a champion.
[10:58] Would Joe rather get punched in the chin or in the gut?
[12:00] Building a business, a brand, and a billion dollar portfolio all start with the same thing.
[19:57] Expanding business, trusting your gut and earning a place as a market leader.
[24:12] Unique life experiences have the potential to provide unique opportunities.
[27:30] The importance of investing in yourself.
[33:28] Taking control of what you can control no matter what comes your way.
[41:18] Passion or business sense- which one controls Joe’s investment decisions?
[44:38] Final words of advice from The Billionaire Boxer.
Mentioned in This Episode:
Yieldstreet
Have you ever thought about refinancing your auto loan? With current market trends, technology advancements and the potential for increased savings, it’s something that more and more consumers are taking advantage of. In this episode of The Yield, Peter Kerr is joined by Chris Speltz for a conversation about how technology is changing the way consumers approach refinancing. Chris serves as Executive Chairman & Chairman of the Board of The Savings Group, the new parent company of RateGenius and AUTOPAY. He has over two decades of experience in the industry and has also held senior finance and managerial positions with Societe Generale and Comerica Bank.
Key Takeaways:[2:00] The aims of the merger of AUTOPAY and RateGenius.
[4:35] What can consumers expect from The Savings Group?
[8:56] Common reasons consumers fail to seek out better interest rates on their auto loans.
[11:02] How exactly to cash in on increasing equity in used cars.
[15:28] The balance between supply and demand for cars is off due to the demand for unavailable chips.
[18:07] The future of auto loan refinancing in the wake of the financial global crisis.
[20:05] The health of the average consumer has greatly improved over the last 18 months.
[24:33] What role do credit unions play in today’s thriving savings and loan landscape?
[25:46] An overview of current federal rates and their impact on consumer debts.
[31:50] A look at future opportunities that will be offered by The Savings Group.
Mentioned in This Episode:
Yieldstreet
If your knee jerk reaction to every dip in the market is to sell, this episode of The Yield has some advice that you need to hear. Join Peter Kerr, CFA, and Michael Ehrlich for a discussion about the resulting changes caused by innovation within financial markets. Michael is an Associate Professor of Finance at New Jersey Institute of Technology and focuses on financial markets and institutions with an emphasis on market failures. He has written about the consequences of financial market innovation and is Associate Director of the Leir Center for Financial Bubble Research. In this discussion they examine the opportunities of a loose monetary policy backdrop as well as the risks that are bubbling under the surface.
Key Takeaways:[2:00] Michael highlights his journey of academic entrepreneurship and his involvement in cutting edge trading moves.
[6:48] The definition, consequences and risks of arbitration.
[11:06] Current innovations have the potential to present risk to today’s financial market.
[17:10] The mistakes that led to the fall of Long Term Management Capital.
[19:35] Common reactions that inexperienced investors have to unexpected dips in the market.
[21:40] Some of the risks that are bubbling up now, and how investors should think about them.
[26:09] A more strategic approach to weathering the next market downturn.
[31:40] Common mistakes that are unique to retail investors.
[34:08] The impact that the news should have (or not have) on your perception of risk.
[37:05] It’s not a bad thing to take a risk- when you know you’re taking a risk.
[39:20] The structural inefficiencies of ETFs, SIVs and other financial innovations during periods of market stress.
[47:52] Michael’s take on how to approach the market with long and short views.
Mentioned in This Episode:
Yieldstreet
In this bonus episode of The Yield, Peter Kerr, CFA, Director of Product Marketing for Yieldstreet, is joined by John Wuestling and J.D. Hall from Greenspring Associates, a $13B venture capital firm, for a conversation around venture capital investing, current market opportunities and why companies are staying private for longer.
Please note: On September 20, 2021, StepStone Group Inc. (Nasdaq: STEP), completed its previously announced acquisition of Greenspring Associates.
Key Takeaways:[1:19] Greenspring Associates — an overview and an announcement.
[3:30] The traditional life cycle of a venture capital investment company, from idea to IPO.
[6:27] How has venture capital investing changed in the last two decades?
[9:08] Why might a founder want to stay private longer?
[10:55] Unpacking the $60 billion secondary investment market.
[14:40] Opportunities that are available within previously launched funds.
[16:26] The pros and cons of the SPAC market.
[19:46] Greenspring’s competitive advantage starts with the power of its platform.
[24:40] The metrics that help with understanding valuation in terms of market capitalism.
[28:04] Market niche and investment specialization is not the main goal at Greenspring.
[33:25] Shifts that are happening in the venture capital market from the investor side.
[36:06] The truth about the unicorn of VC investing.
Mentioned in This Episode:
Yieldstreet
The impact and possibilities with decentralized finance and digital banking continue to expand. In this episode of The Yield, Peter Kerr, CFA, and Director of Product Marketing for Yieldstreet, and Jason Blick, CEO of EQIBank, join to discuss the evolution of digital banking. From digital banking for corporate and private clients to decentralized protocols for pooled lending and borrowing for crypto and stablecoins, Peter and Jason cover a wide array of topics
Key Takeaways:[1:39] EQIBank aims to provide a global digital bank, and it’s in high demand around the world.
[4:00] Evaluating underbanked countries and meeting their needs.
[5:17] The crypto space in a global banking ecosystem from a corporate perspective.
[7:45] Is there a demand for crypto in non-banking corporations?
[9:02] The main differentiators and licensing positions that companies offering crypto to their clients require.
[11:50] Balancing high-touch customer service needs with quality digital orientation.
[14:27] Which companies in Africa is EQIBank currently servicing?
[15:31] Are US client funds held in correspondence banks offshore?
[17:34] The impact that the size of the industry has on bitcoin and cryptocurrency offerings.
[21:10] Is DeFi (decentralized finance) posing a threat to centralized entities?
[24:50] Key differences regarding retail investors in the digital banking world.
[26:59] Possibilities that may appear in the future of DeFi and finance.
[28:44] DeFi and EQIBank resources, and is there a realistic alternative to FDIC insurance in traditional retail banking?
Mentioned in This Episode:
Yieldstreet
When you hear the words inclusion and resilience, do you think about the future of banking? According to this episode of The Yield, you should. Join Peter Kerr, CFA as he sits down with Sultan Meghji, Chief Innovation Officer at the Federal Deposit Insurance Corporation (FDIC) to discuss the future of the Financial Sector. Prior to joining the FDIC, Sultan spent his entire career in technology. Now, his mission is to bring the innovations of the future to the FDIC to ensure U.S. Banks are run safely and soundly, as well as inclusively.
Key Takeaways:[1:43] The 4 pillars in the mission of the Chief Innovation Officer at the FDIC illustrate that the future of banking is in very good hands.
[5:10] A high-level overview of the FDIC consumer mission and their relationship with the Federal Reserve.
[9:25] Increasing inclusion and serving the underbanked starts with removing the biases that put the underbanked at a disadvantage.
[13:08] Does banking consolidation have a negative impact on the underbanked? It might, depending on where you live.
[17:32] Fintechs and startups might like to bend tradition, but they’re still playing by the rules. Does this result in regulatory problems or just human problems?
[19:51] Resilience in the face of threats to consumer data is more essential than ever.
[23:20] Cyber security, climate change and the other problems that are keeping Sultan up at night.
[26:14] Challenges of transitioning from the speed of the private sector to the much slower public sector.
[31:17] What does the future of banking look like from within the FDIC?
[33:20] Different pathways consumers can take to avoid the biases that the FDIC is working to remove.
[38:00] Countries that are getting regulatory banking rights are inspiring change in the US.
[40:10] Sultan’s thoughts on NFTs and the exciting future of fintech.
Mentioned in This Episode:
Yieldstreet
The real estate market is experiencing historic lows and incredible demand. What does that mean for investors? Join Peter Kerr, CFA, as he sits down with Adil Hasan, Associate Director of Real Estate, to discuss the low-interest-rate environment and what it means for the market, especially real estate. The past six-plus months have been marked by a heated real estate market, high inflation, low interest rates, and market volatility. Where do we go from here?
Key Takeaways:[2:29] The difference between single asset CMBS and the main focus at Yieldstreet.
[5:06] Yieldstreet’s evolution from bridge lending to higher-yielding lending opportunities.
[7:34] How capital structure works based on the risk assumed by investors.
[9:30] Bridge loans, construction loans, and the life cycle of a CRE loan.
[14:14] Key differences between private and public loan markets.
[15:38] The positive and negative impact of low interest rates on the real estate market.
[18:03] The evolution of the CRE equity platform at Yieldstreet.
[23:00] Fundamentals and metrics when evaluating potential returns.
[26:55] Rent or own — the demand for each and the effect COVID-19 has had on both.
[30:50] How to know you’re paying the right price for an investment.
[32:04] Current trends in the real estate market.
[32:54] How to follow in Adil’s real estate career footsteps.
[35:10] A look into what’s coming up next in the real estate asset class.
Mentioned in This Episode:
Yieldstreet
Diversification is a key to smart investing at every level. On this bonus episode of The Yield, Milind Mehere and Spencer Dinwiddie take a deep dive into what it means to pursue financial freedom, the importance of financial literacy, and how money has played a role in Spencer’s life. Washington Wizards point guard, Pac-12 all conference honoree, Calaxy founder, sneaker designer and entrepreneur, Spencer shares more on the importance of learning to manage large sums of money overnight as a budding NBA All-Star, and when he started to plan for life after basketball.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:15] Widdie’s basketball, entrepreneur, creator and philanthropic background.
[3:32] A balanced approach to the calculated investing of an NBA salary.
[5:56] Who first inspired Widdie to invest his time, talents and money?
[8:32] The importance of diversification in your investments.
[10:45] The what, where, how and why of investing in startups.
[14:48] Why does Widdie continually expand his business and investment knowledge base?
[17:28] Widdie’s motivation and mentors when investing in entrepreneurial ventures.
[19:33] The importance of philanthropy and giving back to your community.
[21:05] Lessons learned from the Brooklyn Nets and the Detroit Pistons.
[23:44] What’s next for Spencer Dinwiddle?
Mentioned in This Episode:
Yieldstreet
The buzzwords are everywhere - cryptocurrencies, blockchain, decentralized finance. But what do they all mean and what role can they play in your financial future? On this episode of The Yield, Yieldstreet’s Director of Product Marketing, Peter Kerr, CFA, and Head of Institutional Business at Aave, Ajit Tripathi, CFA discuss the push towards decentralized finance. Ajit leads institutional growth, strategy, and partnerships at Aave to enable institutions to participate in decentralized finance, and in their conversation he breaks down the key players in decentralized finance, highlighting the key details and differences between bitcoin, etherium, blockchain technologies and more.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:37] Ajit details his transition into the world of Fintech and cryptocurrencies.
[6:12] Defining crypto, blockchain and decentralized finance.
[12:18] The difference between bitcoin, etherium and other coins.
[15:05] What might coins, blockchain and decentralized finance look like in 10 years?
[19:54] How to include crypto products in your investment portfolio.
[21:47] The mission at Aave starts with creating a more effective market for liquidity.
[24:13] A breakdown of crypto-lending, stable coins and smart contracts.
[28:33] Breaking technologies in the FinTech world.
[32:20] Resolving the friction between regulatory entities and these evolving concepts.
[36:52] “Get your hands dirty and have fun.”
Mentioned in This Episode:
Yieldstreet
The future of digital currencies is here, and it’s most likely here to stay. Today Peter Kerr, Yieldstreet CFA and Director of Product Marketing, sits down with Richard Turrin, Serial Innovator, to discuss how technology, finance, and regulation come together to impact innovation. He breaks down the advanced state of digital currency in China, possibilities for the future of digital credit and central bank digital currencies, what Bitcoin is doing right, and what exactly it all means for today’s investors.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:04] Richard highlights the Fintech career he built in China.
[5:24] Which countries have the opportunity to experience the next catapult of financial growth?
[8:54] China is taking steps to prepare for the digital future now.
[13:42] How is China loosening their dependence on credit growth while reaching their target growth numbers?
[19:35] A break down of digital credit as a transformative path to investing in the future.
[21:33] The key difference between your bank’s mobile app and Bitcoin.
[25:34] Implications of The Federal Reserve moving to digital currencies.
[30:00] The role of large financial institutions and global banks in the transition to digital banking. [34:09] Richard’s books and his advice for making innovations happen.
[37:28] Richard’s experience with real estate investing in a digital currency world.
[40:36] Will central bank digital currencies be based on the blockchain?
Mentioned in This Episode:
Yieldstreet
Cashless: China’s Digital Currency Revolution by Richard Turrin
Innovation Lab Excellence: Digital Transformation from Within by Richard Turrin
Advances in technology are putting FinTech startups and legacy investment firms on an even playing field like never before. Today Hrishi Dixit, Chief Technology Officer of Yieldstreet, sits down with Emilia Sherifova, Chief Information & Innovation Officer at KKR to discuss recent developments within the FinTech space and their effect on the investing landscape. Prior to joining KKR, Emilia was the Chief Technology Officer and Head of Enterprise Architecture and Engineering at Northwestern Mutual. She holds the unique perspective of having been deeply involved in both startups and big institutions and shares the pros and cons of both in today’s conversation. But regardless of company size, one thing is clear — these technologies have the power to help investors realize their next level.
Key Takeaways:[2:06] Emilia shares the journey that took her from social justice journalist at Columbia University to CTO at KKR.
[5:15] Emilia’s passion for computer programming evolved into a career in FinTech.
[11:28] Large institutions know they have plenty to learn from startups.
[14:24] Startups would benefit from modeling the approach big companies take to innovating without imperilling.
[16:24] The transition from Learnvest to NM was an exhilarating experience for Emilia.
[20:57] How easy is it to attract talent on the merit of tech at large companies?
[26:30] The surprising behind the curve state of affairs of technology in the global investing industry.
[29:15] How can startups and traditional firms partner in ways that democratize access to investing?
[35:16] Building a compelling user experience is key to companies of all sizes.
[40:44] How does being a FinTech CTO influence Emilia’s experience as an investor?
[44:14] A look at what’s coming up next for data at KKR.
[45:52] Pros and cons for engaging the pseudo-tech organizations that lack tech literacy.
[49:05] Challenges that can come with introducing new products to the public.
Mentioned in This Episode:
Yieldstreet
KKR
On this episode of The Yield, Noah Kupferman, Head of Business Development for Yieldstreet x Athena Art Finance sits down with Jacqueline Towers-Perkins — Auctioneer & VP, Director of Post-War & Contemporary Art, Bonhams to discuss the rapidly changing art investment landscape and the areas of growth currently reshaping it. Since joining Bonhams in 2017, Jacqueline has been involved in many important sales and events, most recently the previously unseen single-owner sale ‘Kusama: The Collection of the late Dr. Teruo Hirose’. In their conversation, Noah and Jacqueline dive into the latest art market trends that are making it a more desirable- and accessible- place for investors to focus their attention than ever before.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[3:57] Bonhams’ strategic approach to the art market is paying off in a big way.
[8:29] The impact of Covid on Bonhams’ 400+ annual sales.
[9:11] Distinguishing characteristics of Bonham’s up to $10 million art pieces.
[15:25] Bonhams’ unique approach to sales is paving a new path in the art market.
[20:54] Reflections on the post-pandemic middle art market by the numbers.
[24:44] Assumptions about the connection between the top and the middle of the art market.
[26:50] Finding the balance between supply and demand of the art market.
[32:44] NFT strategies for entry into the art market.
[39:29] Tax advantages that accompany art transactions in times of inflation.
[42:15] Shifting demographics within the art market.
[47:20] The prep work that goes into such high sell-through rates.
[51:21] How to get the art in your garage or attic appraised.
[52:10] Jacqueline’s post-pandemic market predictions.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
After decades of simply maintaining the status quo, the industrial real estate market is experiencing exciting and unprecedented growth. On this episode of The Yield, Mitch Rosen, Yieldstreet Senior Director of Real Estate sits down with Peter C. Lewis, Chairman/Founder of Wharton Equity Partners to discuss the rapidly changing landscape of industrial real estate. Because of the growing nexus of technology and real estate, companies like Peter’s are continuing with strategies of not only owning real estate but making investments in companies whose technology and products operate within that real estate.
Key Takeaways:[1:54] The integral role of technology in the metamorphosis of the real estate market.
[2:44] A high-level overview of trends in industrial products in real estate.
[8:33] The impact of same-day delivery on industrial real estate investments.
[11:29] Supply and demand means rent in industrial spaces is at an all-time high.
[13:30] How might the future change in consumer demand affect industrial real estate?
[16:43] A look at fully automated facilities with no manual human labor.
[20:17] Retail implications of the industrial boom and where to invest capital.
[22:44] Insights into making investments in technology businesses focused on the industrial sector.
[25:00] Where else are industrial investors currently focusing their time and money?
[28:30] Geographic variations in supply chain markets.
[29:50] How the experts are investing capital given current trends in the industrial sector.
[31:04] The impact of social media and politics on industrial real estate, especially in overlooked markets.
[35:30] Will the downside of e-commerce ever catch up to them?
Mentioned in This Episode:
Yieldstreet
Advances in technology are making it possible to get money into the hands of earners faster than ever before. Today Hrishi Dixit sits down with Craig Lewis, Founder and CEO of Gig Wage, to discuss tech startups and the future of banking tools. Craig is an entrepreneur, author of “The Sport of Sales”, and a former professional basketball player. Hrishi and Craig discuss the opportunities that are waiting at the intersection of the gig economy and the FinTech world as technologies continue rapid advancements.
Key Takeaways:[1:42] Craig Lewis highlights the journey that took him from pro basketball to CEO of a prominent platform in the gig economy.
[5:51] The pain point that Gig Wage successfully resolved through tech.
[7:25] Leaning into product and technology has been a massive contributor to Gig Wage’s success.
[8:48] Craig’s transition from a non-technical background into a high-tech startup.
[10:07] The excitement and horror of the moment that Gig Wage appeared in the world.
[11:49] Navigating the ‘nightmare’ of moving money around with the help of ATC, KYB and RBH.
[15:30] Prioritizing the protection against fraud with increased security steps.
[20:16] What does the future of technology and blockchain look like?
[23:23] A high-level overview of potential expanded features and benefits of Gig Wage.
[25:49] Does Gig Wage offer their users money management resources?
[28:55] Automating the technologies that increase access to capital.
[30:43] Insights into user data, including the actions of users when earnings increase.
[34:35] Challenges that have shaped the experience at Gig Wage and a look at their future.
Mentioned in This Episode:
Yieldstreet
Gig Wage
The art market is experiencing a spectacular rebirth in the wake of the pandemic, and continues to transform every day. While many of the changes that the pandemic demanded of the art market have been for the better, some may not be here to stay in this once-elite investing class. To help understand the impact of these recent changes the art market, Yieldstreet’s Managing Director and Athena Art Finance CEO Cynthia Sachs is joined by Amanda Lo Iacono, Head of Auctions - 20th Century & Contemporary Art at Phillips for a discussion about the latest auctions at Phillips and the new dynamic of digital and in-person art buying & selling.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:42] Transitioning from a career at JP Morgan Asset Management to Athena Art Finance.
[5:53] The rebirthing of the art market in the wake of the pandemic.
[8:01] Innovating the art book and taking the art market online.
[10:27] Which disruptions to the art market should remain in place permanently?
[13:45] Valuations and buyer expectations in a strong art market.
[16:00] Shifting roles in the primary and secondary art markets.
[21:15] NFTs, cryptocurrencies and their relationship with digital art.
[23:20] Key takeaways from the results of the Phillips spring auction.
[27:55] Will prices continue to rise for blue chip pieces?
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Have you ever experienced FOMO in investing? Investing used to seem like an exclusive, daunting endeavor, especially for women and minorities. But the upward trend of online investing is changing all of that. Today Scarlett Sieber hosts a lively discussion about the role of social media in investing featuring Lisa Carmen Wang, Global Head of Brand and Communications at Republic, Katie Perry, VP of Marketing at Public, and Meagan Loyst, VC at Lerer Hippeau and Founder of Gen Z VCs.
This second episode about women in investing is centered around the powerful impact that online communities have on investing. In this conversation, you’ll gain insights into some of the most pressing questions surrounding the impact of social media on investing today.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:51] An introduction of the panelists on this second Women in Investing podcast.
[4:02] The impact that a supportive online community has on the ability to invest.
[8:25] Enhancing a global network like the one in Gen Z VCs is made much easier in an online community.
[11:00] The critical difference that online options make for otherwise forgotten groups of investors.
[17:32] How can investors link their spending behaviors to their investment portfolios?
[21:06] Do women have a competitive advantage with online investing versus traditional?
[27:17] Normalizing conversations around wealth and investing.
[34:38] The net positive impact of social media on investing and increasing media literacy.
[37:10] Why aren’t more women investing in crypto?
[40:50] First time investor tips from a retired professional athlete.
[44:11] Are new and uninformed investors too heavily influenced by social media?
[48:28] What should women be investing in today?
[50:31] Final thoughts and key takeaways from these investors.
Mentioned in This Episode:
Yieldstreet
The diversification aspect that alternatives have the potential to bring to your investment portfolio can be very attractive to today’s investors. This panel discussion features three industry professionals — James Jessee, John Siciliano, and William Riegel — who understand the potential that lies within alternative investments. Peter Kerr, Yieldstreet’s Director of Product Marketing, hosts this revealing conversation about the role that alternatives can play in the current investing space.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:13] An overview of offerings within the Yieldstreet Prism fund and each of the panelists.
[5:23] The roles and responsibilities of the Board of Directors of The Yieldstreet Prism Fund.
[7:30] What does the term ‘alternative investments’ mean?
[10:10] Reconsidering the historical lack of liquidity in alternatives and multi-asset products.
[12:50] Using alternative investments in the new 60/40 portfolio concept.
[14:10] The business and investment opportunities that attracted these panelists to serve as Directors to the Yieldstreet Prism Fund
[17:42] How has the distribution of alternatives changed over the last decade?
[18:38] Insights into daily versus non-daily pricing and how it works in alternative investments.
[21:44] Managing elevated market expectations and reasonable equity valuations.
[26:17] The benefits of diversification that may make the most sense for investors.
Mentioned in This Episode:
Yieldstreet
Real estate continues to offer attractive ROIs for investors, but where might some of the better-performing investors be focusing their attention in today's real estate market? In this episode, Mitch Rosen, Senior Director of Real Estate at Yieldstreet and Adam Luysterborghs, Managing Partner at Avant Capital join up for a conversation about investing in real estate. Mitch and Adam discuss NYC versus pro-growth America real estate, supply disruptions and transitory inflation, and the non-performing loan market.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:48] Where might some of the better-performing investors be focusing their attention in today’s market?
[7:22] A changing approach to diversified investments within NYC.
[9:45] Potentially profitable avenues to deploy real estate investment capital beyond NYC.
[14:03] The impact of supply disruptions and transitory inflation on commercial real estate.
[18:57] Are investors changing their approach to deploying capital based on these factors?
[20:33] Changes that will have to happen in CRE to adjust to the new hybrid work model.
[22:10] Developing real estate with increased labor and material costs.
[26:16] Investments possibilities with CRE short-term and long-term leases.
[29:00] Adaptive reuse of office space and CRE in the wake of the pandemic.
[30:38] Emerging trends and successful transactions in NPLs.
[34:10] The value and risk of investing in hotels.
Mentioned in This Episode:
Yieldstreet
Real Estate Investment
Accessibility to the art market was once reserved for an elite group, but that is changing rapidly due to the customized platforms available today, meeting at the intersection of art and finance. Our panel of guests, including Cynthia Sachs, Elizabeth Von Habsburg, and Timothy Kompanchenko, will discuss the revolution of the art industry through the lens of finance and how it is championing accessibility and opportunity, not only for the seasoned collector but for the new entrants who want to participate at different levels.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:05] The role that tech plays in driving art and finance forward.
[4:35] Each panelist shares their journey to the art finance space.
[8:27] What role does increased access to data play in today’s art market?
[13:38] Art business discussions about NFTs reveal the significance of their impact.
[19:30] Raising the bar on art lending and financing by creating a mortgage market for art.
[22:08] How are people utilizing tech to approach art investing today?
[29:18] A snapshot of today’s art market investor.
[30:51] Positive changes to the art fair market as a result of the pandemic.
[35:14] Recent developments in the use of art as an asset for collateral loans.
[36:11] The role of tech data in tracking stolen art.
[39:02] Details about the metrics used to generate data on art.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
There has been a fundamental shift over the last decade in how people think about financial services. The next decade is shaping up to be even more transformative, and Yieldstreet is leading the way into the golden era of Fintech. Chief Strategy and Growth Officer Scarlett Sieber hosts this episode of The Yield featuring Yieldstreet’s own Founder and CEO Milind Mehere. They discuss the democratization of investing, financial education, and the impact of technology on the retail investor.
Key Takeaways:[1:40] “Vision without execution is hallucination.” Milind shares the foundation and mission of Yieldstreet.
[6:13] Navigating the growing pains of the Fintech evolution.
[10:04] Milind shares the fundamental entrepreneurial focus that led to hisimmense success.
[13:03] The accelerated forced digitization of the Fintech world due to the pandemic.
[20:10] Overcoming risk considerations by increasing education about investing and attracting next-generation investors.
[28:35] Simplifying access to investing is a key focus within the Fintech world.
[32:39] How should the retail investor approach the education component of investing?
[35:22] Understanding the volatility of the crypto market and the impact that social media has on it.
[39:50] How is Fintech maintaining such an impressive upward trajectory amidst global volatility?
Mentioned in This Episode:
Yieldstreet
The lightspeed pace of technological advancements in the FinTech space isn’t slowing down anytime soon, but what does that mean at Yieldstreet? In today’s episode, Yieldstreet’s CTO Hrishi Dixit and Joel Beasley, Founder of ModernCTO, discuss building the future of FinTech. Hrishi and Joel discuss what the future will look like with more decentralized currencies and how FinTech companies are adapting and innovating at a rapid pace.
Key Takeaways:[1:39] A snapshot of Joel’s guests at ModernCTO and insights into their technological advances.
[7:00] The cutting-edge technologies you might learn about in a conversation with Sir Tim-Berners Lee, inventor of the World Wide Web.
[12:13] The future of blockchain is in the hands of some incredibly intelligent people, but what financial problems might it actually solve?
[20:17] The future of elevators and potential hacking aspects of new technology.
[23:02] Is Yieldstreet an investment firm or a technology firm?
[26:31] The incredible future of chips and some of the FinTech problems they could solve.
[31:54] Insights into the main focus at security companies in today’s digital financial world.
[35:08] The possibilities of an ambient future of payments according to the CTO of Paypal.
Mentioned in This Episode:
Yieldstreet
Modern CTO
GROQ
What are you doing today to set yourself up for greater success in five years? In today’s episode, Yieldstreet Marketing Manager Joseph Sancio hosts co-founder of Alpha and Tech Entrepreneur Nis Frome. Nis is a serial entrepreneur, and today he shares the insights and lessons he has learned from the chaotic startup world, including the key steps he’s taken to realize his next level by pushing himself further than he once thought was possible.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] Joe Sancio introduces Nis Frome, who reveals his superpower wish in the Mad Minute.
[4:58] The entrepreneurial drive that led Nis to his work at Feedback Loop.
[9:16] Key takeaway lessons from a lifelong entrepreneur, including how to know when it’s time to walk away.
[14:15] Realize your next level by doing everything you can now to live for the future.
[15:49] Crucial skills that have helped Nis reach his next level — and the ones he’s still working on.
[20:25] Public speaking advice from a leader who hates public speaking.
[22:58] Insights into the gratifying and addicting chaos of the startup world.
[25:25] What does the future of the startup and tech space look like? It starts with building an employee-centric, end-to-end company.
[28:00] Nis recognizes someone who has helped him reach his next level, both professionally and personally.
Mentioned in This Episode:
Yieldstreet
In this exciting episode, the Yieldstreet x Athena Art Finance team covers a plethora of trending topics within the art market. Noah Kupferman, Director of Business Development, and Cynthia Sachs, MD/CIO of Art Finance, are joined by Sotheby’s Senior Vice President and Senior Specialist Leslie Prouty for a discussion about the results of Christie’s 21st Century Evening Sale and Sotheby’s Evening Auctions featuring pieces by Andy Warhol, Jean-Michel Basquiat, and Jeff Koons.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:31] A shift toward Marquee option sales and the latest test of resilience within the art market.
[4:33] The wide variety of themes that are dominating the art market with record-breaking sales.
[8:17] Details of the unsurpassed transformation of the art market over the past year.
[13:45] Signs of a fully robust art market that investors need to be aware of.
[17:39] Key aspects of the artists driving the renewal and regeneration of contemporary art.
[22:05] Auction highlights and notable disappointments.
[27:33] What is the difference between $5 million and $90 million pieces of art? Consider the context and idiosyncratic risk associated with art investments.
[34:08] Is all art increasing in value at the same exponential rate?
[38:39] Cryptocurrencies and NFTs from the art finance perspective.
[44:43] What is causing the rapid increase in art pricing and is art an inflation hedge?
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
What is distressed investing, and how does it work as a financial strategy? On this episode Yieldstreet President, CIO & Co-Founder Michael Weisz is joined by Marc Lasry, CEO & Co-Founder of Avenue Capital Group and co-owner of the NBA Milwaukee Bucks, for a discussion on distressed investing and where opportunities for distressed investing may exist.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:52] An introduction of Marc Lasry, some of his favorite global investment opportunities and his role at Avenue Capital Group.
[4:58] What is distressed investing and why is it so exciting in today’s market?
[9:07] Examples of recent high yield distressed investing opportunities.
[14:02] Understanding the definition of distressed investing in layman’s terms.
[16:32] Potential outcomes of distressed investing from a risk perspective and how global reach drives value.
[21:02] Marc reveals the source of his fascination with Superman and how it helped drive his success.
[22:44] Insights into where to focus in this market and what distressed investing might look like as we emerge from the pandemic.
[29:23] The importance of global reach and domain experience in distressed market investing.
[33:34] Transitioning from practicing law into the investment business.
[35:05] Lessons learned from unsuccessful deals and the differences between perceived and real risk.
[40:39] Getting started — advice for an individual investor regarding startup capital.
[41:52] The connection between rebounds in the Milwaukee Bucks and in distressed investing.
Mentioned in This Episode:
Yieldstreet
In today’s episode, Senior Director of Real Estate at Yieldstreet, Mitch Rosen, is joined by Paul Rahimian, Founder and CEO of Parkview Financial, to discuss the state of the construction lending market. Paul manages a national debt fund that provides construction financing to ground-up real estate development projects.
Access alternative investments across a variety of asset classes by signing up for Yieldstreet here http://yield.st/access-alternatives
Key Takeaways:
[2:06] Pivoting from commercial real estate development into the lending space.
[3:34] Evolution of the construction lending marketplace.
[6:07] Construction lending opportunities that emerged in the face of the pandemic.
[10:05] The timing game that makes CRE such a unique investment opportunity.
[11:50] How valuable is totality in managing company exposure?
[14:50] The fundamental difference between banks and private lenders in the construction lending space.
[15:40] Distressed fund opportunities that were never realized in 2020, and where that money is going instead.
[19:34] Key evaluation considerations for new construction projects.
[23:04] The impact of the pandemic on future CRE opportunities — and careers.
[26:50] What are the implications of tax laws in major states when deploying capital?
[31:27] Taking a national approach to construction lending.
Mentioned in This Episode:
Yieldstreet
Real Estate Investment
Supply chain finance remains a staple offering at Yieldstreet. On this episode, join host Isabella Godfrey and guests Larry Curran, Managing Director of PBC, and Barbara Anderson, PBC Head of Underwriting, for a discussion on all things Supply Chain. Considering the disruptions and shortages in supply chains we have seen over the last 6 months, i.e. a large ship stuck in a small space, it is important to understand how financing plays a vital role in keeping things moving smoothly (pun intended).
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:47] Isabella Godfrey introduces PBC team Larry Curran and Barbara Anderson.
[3:46] An overview of exactly how supply chain financing works.
[8:00] Insights into the latest supply chain offerings at Yieldstreet.
[9:57] Why is supply chain financing now more important than ever before?
[14:42] What options are available to investors when an offering reaches maturity?
[16:26] What is the role of Raistone in supply chain financing transactions?
[20:15] Debunking common myths about off-balance-sheet financing and reverse factoring.
[27:35] New supply chain products that are coming down the pipeline.
[30:14] The three C’s of monitoring supply chain finance transactions.
[32:33] Why investors should consider supply chain finance investments.
Mentioned in This Episode:
Yieldstreet
Private Business Credit
What are the five main myths about women and investing? Join Wittney Rachlin, Chief Marketing Office at Yieldstreet, as she hosts the first in a series of episodes about women in investing, featuring notable women in finance to talk about various investment-themed topics. This episode is centered around the myths about women and investing and features Chief Advocacy Officer Jane Barratt; leading researcher specializing in women and finance and CFA Barbara Stewart; and internationally recognized researcher, writer, blogger, and speaker Meredith Jones.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:34] An introduction of the inaugural Women in Investing podcast series panelists.
[5:15] Myth #1 — are women confident and competent as investors?
[10:33] Myth #2 — are women risk-averse or risk-aware when it comes to investing?
[16:20] Myth #3 — are women really not interested in investing?
[23:24] Women are not good investors — debunking myth #4.
[30:33] Myth #5 — is it true that women are not financially literate and need to be educated?
[37:33] The role of technology in the evolution of investing.
[43:31] Opportunities available at the intersection of alternative investments and women investors.
[47:22] What first steps should a new investor take when growing their portfolio outside of a 401(k)?
[51:29] Valuable resources to help anyone learn about market value and growth.
[55:08] Perspectives on savings for retirement versus savings for prior to retirement.
[57:18] Top investing regrets and successes of today’s panelists.
Mentioned in This Episode:
Yieldstreet
Retirement investments play a critical role in a well-rounded portfolio.
Today Hrishi Dixit, Chief Technology Officer, and Sylvain Grande, Chief Product Officer of Yieldstreet, host a conversation with Aaron Schumm, Founder & CEO of Vestwell, about the retirement savings landscape and how it has evolved over the last 10-15 years.
Key Takeaways:[2:07] The vision and evolution of Vestwell.
[5:01] The critical role of retirement accounts in an investment portfolio.
[9:26] Resources that educate and empower retirement investors.
[14:30] Overcoming the logistical hurdles of moving retirement funds around.
[19:27] New initiatives that will help simplify regulated processes.
[24:07] What is the potential impact of fintech on where people invest?
[26:46] Tools that support a multifaceted approach to retirement savings.
[29:41] Insights into less common retirement investment options.
[31:56] What is the future of fintech and accessibility to retirement investing?
[34:15] Yieldstreet’s goals center around increasing accessibility to investing.
Mentioned in This Episode:
Yieldstreet
Vestwell
The art market has experienced a rapid evolution of innovations during the pandemic that is likely here to stay. Today Noah Kupferman, Director of Business Development, hosts Tony Karman, President/Director, EXPO Chicago, for a discussion about the current state of the art market, the resilience of art fairs, and how galleries are surviving and thriving in this environment.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:21] The current state of the private sales side of the art market, including art fairs, in the wake of the pandemic.
[5:00] An overview of the successful first online edition of EXPO Chicago.
[9:05] Is bigger really better? Tony reflects on recent growth and pandemic-induced adjustments of art fairs.
[12:47] The enabling details of PPP loans and sales numbers of the average priced pieces that have kept every level of the art market thriving.
[20:37] Trends in the art market show that resiliency and relationships are key to survival.
[23:33] How collectors are utilizing the digital format to stay engaged with the art market.
[28:15] Successfully partnering the digital format with the in-person art experience.
[31:53] What were the noticeable sales trends from this year’s online fair?
[34:30] What indications do these trends give about where the market is headed?
[36:20] The accessibility impact of blended in-person and digital sales in the art market.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Real estate may have taken a hit over the last year, but the recent rebound that it remains one of the most able investment opportunities available today. In this episode, Yieldstreet’s Director of Product Marketing, Peter Kerr, hosts Yieldstreet’s Commercial Real Estate Senior Director, Mitch Rosen, and T. Richard Litton, Jr., President of Harbor Group, to discuss the latest real estate investing trends in multifamily, commercial real estate, as well as how to handle failing investments and other key issues in today’s real estate market.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[6:50] Multifamily sector real estate investment insights and considerations.
[9:28] How to weigh the risk/rewards of investing across capital structures.
[11:25] Key real estate investing and leverage takeaways from the crash of 2008.
[15:52] Characteristics of target investment markets throughout the U.S.
[17:24] How do the experts source high-dollar investment opportunities?
[19:46] Investment markets to hone in on (and avoid) beyond the multifamily real estate market.
[23:42] How do successful investors approach failing investments?
[26:17] Tips for breaking into a new investment sector.
[28:00] Investment opportunities that have presented in real estate over the duration of the pandemic.
[31:17] Strategic long-term steps that have led Harbor Group to $12.7 billion level of successes.
[33:49] The impact of stock market trends on commercial real estate.
[35:50] Macro real estate issues that aren’t being discussed enough.
Mentioned in This Episode:
Yieldstreet
Real Estate Investment
The pandemic has had an unexpected impact on subprime borrowers’ performance, and the lending market has continually adjusted as a result. In today’s episode, Yieldstreet Private Business Credit Head of Underwriting Barbara Anderson and William Price, Executive Director at Hilco Global, take a deep dive into the potentially long-lasting impact of the pandemic on the consumer finance lending market.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[3:11] Defining subprime borrowers and assessing the key metrics of their portfolios.
[7:48] Performance differences between subprime secured and unsecured lending.
[10:36] The unexpected impact of the pandemic on subprime borrowers’ performance.
[14:51] Will the consumer cash high sustain or wear off in 2021?
[18:36] The long-lasting impact of the pandemic on store-based retailers.
[20:33] Current trends in store-based consumer finance companies.
[23:36] Fraud prevention in online lenders versus in-person lenders.
[23:57] Who enforces lender compliance and consistency with their own rules?
[26:17] The importance of strategically adjusting the online lenders’ requirements that generate volume.
Mentioned in This Episode:
Yieldstreet
Private Business Credit
Noah Kupferman hosts Yieldstreet x Athena Art Finance’s Cynthia Sachs and Noah Davis from Christie's for a discussion about the upcoming Christie's sale, We are all Warriors: The Basquiat Auction, and the groundbreakingBeeple sale. Listen as they delve into the rapidly evolving world of cryptoart, NFTs and blockchain, and the investment opportunities that are coming to the art market as a result.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[3:34] Details about the groundbreaking Beeple sale and the role of NFT in the sale.
[5:58] The distinction between the artwork created by Beeple and NFTs in general.
[10:37] What is the potential impact of cryptoart on the art lending market?
[13:24] Steps to protect the art market against volatility in this new sector.
[15:17] Formulating the valuation of Beeple’s $70 million artwork.
[18:48] What influence will this new digital sector have on the art market at large?
[20:53] Has the line between collecting artwork and trading securities been crossed with this sale?
[23:08] The evolution of smart contracts, blockchain and NFT adjacents in the art market.
[24:08] Where can investors learn more about NFTs and cryptocurrency?
[28:03] Insights into the impact of NFTs and blockchain on the future of art market lending.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
The evolution of FinTech has come an impressively long way in a short period of time, but the transformation is far from over. In today’s episode, Yieldstreet’s CTO Hrishi Dixit and Noah Labhart, Co-Founder and CTO at Veryable, discuss the evolution of finance through technology, from updating archaic systems to blockchain hype and the impact of legislation on this developing industry.
Key Takeaways:[2:24] Noah’s journey from corporate America to tech entrepreneur.
[5:15] Challenges and complexities of building a profitable platform.
[8:10] Key factors that have enabled the commoditizing of APIs.
[13:17] Steps to help develop a strong and updated infrastructure ecosystem.
[17:26] Blockchain hype, facts and its potential to upgrade archaic systems.
[23:39] The impact of state legislation that is targeted at the gig economy.
[25:03] Will the marketplace have an influence on new legislation?
[26:23] What’s coming next in fintech reinvention and innovation?
[28:50] Will legislation have a positive or negative impact on the gig economy?
[30:42] Yieldstreet offerings are required to comply with regulations.
Mentioned in This Episode:
Yieldstreet
Veryable
Golf courses may not seem like a likely CRE asset class, but increasing interest in golf as a post-pandemic pastime as well as a consistently high yielding investment make it an attractive option for Yieldstreet investors. In today’s episode YieldStreet Senior Director of Real Estate Mitch Rosen joins First National Senior Managing Director Jerry Sager for a conversation on how golf courses are financed and viewed through the lens of commercial real estate lending.
Key Takeaways:[:50] A high level perspective on the $84 billion industry of golf as a CRE asset class.
[4:17] Trends in the golf space that have led to high-yielding increased lending.
[7:09] Lender lessons learned from investing in the golf CRE space.
[10:26] Trends in golf products based on population and other key demographics.
[15:05] Potential risk and yield opportunities within golf CRE investments.
[17:30] Loan details and increased demand for golf in a post-pandemic market.
[18:48] What are the cap rates for trading within the golf CRE marketplace?
[21:54] Yieldstreet’s plan for partnering in the golf lending space.
[23:31] A comparison of current return rates and interest in investing in golf to five years ago.
[25:55] Trends in golf aggregator memberships and the potential impact on investments.
[27:48] Considerations surrounding the environmental impact of golf.
[29:57] Are home buyers as interested in buying golf course properties as they once were?
[32:32] What is the average cost to build a champion level golf course?
Mentioned in This Episode:
YieldStreet
Real Estate Investing
Hackathons, while not a new concept, have increased in popularity in recent years among prominent companies worldwide. In today’s episode, Yieldstreet Marketing Manager Joseph Sancio hosts Yieldstreet Director of Engineering Alex Kharlamov and Software Engineer Talia Fayaz to examine the ways that Yieldstreet is harnessing crowdsource innovation. They discuss the value of the innovation mindset through hackathons, the goals, parameters and results of these events, and insights into what investors can expect to see as a result of the first two Yieldstreet hackathons.
Key Takeaways:
[:50] An introduction of today’s guests and the hackathon experience withinat Yieldstreet.
[2:37] Previous experiences resulted in success at Yieldstreet’s first two hackathons.
[5:47] Innovation and team-building benefits of hosting a hackathon, even during a pandemic.
[8:58] The guiding parameters that made Yieldstreet’s most recent hackathon a success.
[11:19] Challenges and lessons learned from the planning and timing of the first and second hackathons.
[15:16] Key characteristics of the winning teams, including exceptional planning, communication and effective problem-solving.
[17:54] The main focus ofpurpose behind hackathons at Yieldstreet is the customer experience.
[19:12] The resulting impact and changes that hackathons brought to an organizational level.
[23:22] A shout out to all the individuals and departments that made Yieldstreet hackathons a success.
[24:21] How does a hackathon differ from an old-fashioned, idea-producing brainstorming session?
[26:36] The benefit of required constraints and product execution in a hackathon.
[27:29] Do Yieldstreet hackathons have a usage or pain point theme that helped drive their efforts?
[28:24] Is there a current Yieldstreet product that resulted from a hackathon?
[29:40] Do hackathon efforts extend beyond software products to cybersecurity aspects?
Mentioned in This Episode:
Yieldstreet
On this bonus episode of The Yield, CEO and Founder of Yieldstreet Milind Mehere is joined by six-time NBA All-Star Amar’e Stoudemire. Amar’e has an extensive resume as Brooklyn Nets assistant coach, MBA student, Olympic bronze medalist, art collector, and investment mentor to the next generation of NBA athletes. Today he weighs in on his success, from key investment strategies and maintaining a diversified portfolio to the importance of giving back to the community. Wrapping up with advice for anyone that wants to get started in investing, this in-depth conversation is one you won’t want to miss.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:08] Amar'e explains the root of his entrepreneurial spirit and his drive for investing.
[3:28] Getting started in business and investing starts with educating yourself.
[4:25] The importance of a diversified portfolio.
[5:16] Navigating the learning curve that comes with investing.
[6:22] Amar’e details his plan for investing in start-up companies.
[7:49] Values and characteristics to look for in a company before investing in it.
[8:31] What motivates Amar’e to continually learn and expand his knowledge base?
[9:42] The value of collecting art in a well-rounded investment portfolio.
[10:45] The intersection of art and community.
[11:43] Learning about coaching from every possible angle.
[12:35] What advice would Amar’e give younger players about investing?
[14:12] Over/Under- Amar’e weighs in on the art market, cryptomarket, and more.
[16:09] Amar’e closes out the podcast by offering a look at all that’s coming next.
Mentioned in This Episode:
Yieldstreet
Even in times of economic disruption and financial difficulty, the art market continues to move forward. Join the Yieldstreet x Athena Art Finance team as they cover a variety of topics, including a deep dive into auction insights and a new normal for the art market in a post-COVID world. Cynthia Sachs, MD/CIO of Art Finance, is joined by Athena Director of Business Development, Noah Kupferman, to discuss the impact of the changing landscape of art galleries and how they may affect the auction markets and the business of art given the transitions through the COVID-19 period.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:25] The intersection between art, business and the finance world.
[5:58] The potential impact of $100 million piece sales on how the auction market functions.
[9:47] Where does Athena focus their lending and why?
[10:58] Athena’s approach to the global nature of the art market.
[11:19] The current state of art fairs and galleries around the world as a result of the pandemic.
[15:41] Surprising partnerships that have resulted from the recent landscape changes to the art and the finance market.
[18:11] Who are the beneficiaries of increased online art market sales and greater transparency in art pricing?
[22:03] The value of Athena’s reliance on data and disciplined approach to art finance.
[24:45] What is the likelihood of the US picking up more auctions in 2021?
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
In today’s episode, Yieldstreet’s Commercial Real Estate team covers a plethora of topics, including a deep dive into equity. Melanie Alese, Investor Relations Lead at Yieldstreet, hosts Senior Director Mitch Rosen, Senior Associate Adil Hasan, and Real Estate Investments Associate Christophe Van for a discussion about the current state of residential and commercial real estate offerings heading into 2021, equity, and details of some of Yieldstreet’s newest offerings.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:11] Commercial real estate takeaways from the CREFC-2021 conference.
[6:14] A look at the real estate industry from a macro-economic and policy perspective.
[8:54] Key data about residential and commercial rental properties.
[12:19] Flexibility that comes with investing with Yieldstreet.
[13:40] Details about current real estate offerings.
[15:21] Commercial real estate considerations when returning to in-person office space.
[18:17] Multi-family development preferred equity investment opportunity and other real estate offerings.
[20:38] What are the main differences between different types of real estate in the context of equity investments?
[22:55] Why is Yieldstreet looking at equity as an opportunity for investors?
[25:02] Types of equity deals that Yieldstreet is exploring in 2021.
[27:20] Expected minimums for pref-equity offerings.
[28:50] Will returns be based on annualized interest rates?
[30:05] Additional information about minimum investments.
[31:15] Yieldstreet IRAs, CRE equity deals and tax implications.
Mentioned in This Episode:
Yieldstreet
Real Estate Investment
From student debt reform to investing in luxury cars, opportunities for investors in 2021 have started on a high note. In today’s episode, Yieldstreet’s Private Business Credit team covers a plethora of topics, including a deep dive into Consumer as an asset class. Isabella Godfrey hosts Larry Curran and Barbara Anderson to discuss some of the new offerings within the Private Business Credit vertical at Yieldstreet. They cover trending topics within the industry and take a look at all that the team will be leaning into over the next six months.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:17] Isabella Godfrey introduces PBC team Larry Curran and Barbara Anderson.
[3:57] A status update of the market for Quarter 1 and opportunities expected to accompany the Biden administration priority of student and medical debt reform.
[5:57] The double impact of the Payment Protection Plan and an additional stimulus payment plan.
[8:06] The positive impact of ESG investments and investments in growing businesses.
[9:15] An update on the Motorcycle Loan Portfolio 1 offering and details regarding participating, equity, payoffs and losses.
[13:52] Opportunities that are available with current and future supply chain financing transactions.
[19:05] What preferences do investors have for a fund-like product?
[19:40] Additional offerings that are coming down the supply chain pipeline.
[22:05] Why did PBC decide to pursue a transaction with a luxury car leasing company?
[25:20] A snapshot of the average consumer’s credit portfolio for these offerings.
[30:18] What happens in the event of a payment default in these offerings?
[33:40] What brands of cars are available in the luxury car portfolio?
[34:08] What is the target interest range that investors can expect from the luxury car offering?
[35:21] Short term note products and other open offerings that are available through PBC.
Mentioned in This Episode:
Yieldstreet
Private Business Credit
On this bonus episode of The Yield, CEO and Founder of Yieldstreet Milind Mehere is joined by author and Fordham University professor Kevin Mirabile to weigh in on the increasing importance of alternative investments in a modern portfolio. Kevin is the author of Exotic Alternative Investments: Standalone Characteristics, Unique Risks and Portfolio Risks and understands the potential benefits that come when investing in alternative asset classes. In their conversation, Kevin defines the categories of exotic alternative investments that offer potentially high returns, highlights current trends, and details the many reasons that more and more people are turning to alternative investments in today’s market.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:28] The path that led Kevin to Wall Street and his subsequent transition to academia.
[5:10] Why alternative investments? This subject matter expert explains the potential benefits.
[7:20] Defining and categorizing the vast world of exotic alternative investments.
[9:50] Kevin’s motivation for writing about alternative asset classes.
[11:58] Is the 60/40 portfolio dead? — alternative investments are one way to modernize your portfolio.
[15:36] Kevin’s view on how to approach the liquidity of your investments.
[16:52] Current trends in today’s alternative investment asset classes.
[22:00] What is motivating more and more people to seek out alternative investments?
[26:25] Facts about the bitcoin and crypto market role in today’s investment portfolio.
[30:05] What does the future hold for the alternative investment market?
[32:49] Over or under? Kevin weighs in on trending topics.
[33:51] How to connect with Kevin and where to find his book.
Mentioned in This Episode:
Yieldstreet
Exotic Alternative Investments: Standalone Characteristics, Unique Risks and Portfolio Risks by Kevin Mirabile
Join the Yieldstreet x Athena Art Finance team as they cover a variety of topics, including a deep dive into auction insights and a post sales recap from December 2020. Giovanna Quattrone, Art Research & Valuation Specialist, and Cynthia Sachs, MD/CIO of Art Finance, discuss the potential impact of the economy and the new administration on the art business, recent changes in art trends that could affect Athena’s business, and what lies ahead in the art lending industry.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:59] The potential impact on the new presidential economic policies on the art lending markets.
[6:40] The limited impact that increasing interest in emerging artists has on Athena.
[9:06] Potential side effects of the minority and female artist resurgence.
[11:00] A comparison of in-person and online auction sales on the 2021 sales market.
[13:20] Auction insights and a post sales recap of 2020 data findings.
[22:32] Why does micro- and macro-level market data matter at Athena?
[24:35] Analyzing performance versus estimates and what it means in the underwriting process.
[26:56] What is the incentive for the auction houses to hold sales so close together?
[28:46] The effect that auction guarantees have on the market value of artwork.
[31:00] Athena’s scoring methodology as it influences underwriting and determining risk.
[34:26] The most important factors when analyzing and individually scoring artworks.
[36:05] Does Athena consider what the money lending against artwork is used for?
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Join the Yieldstreet x Athena Art Finance team as they take a deep dive into the 2020 art business market and the year ahead. Giovanna Quattrone, Art Research & Valuation Specialist, and Cynthia Sachs, MD/CIO of Art Finance, will discuss where Art Finance has been and where it is headed in the new year. The team will touch on the changes the art world has experienced and the lasting impact on investor behavior in relation to alternatives investments, namely art.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:00] The financial effect of the pandemic on Yieldstreet Art Finance and its loan portfolio.
[6:04] What changes have art businesses been forced to make over the last several months and what are the subsequent positive results?
[7:48] The role that market volatility and increased technology accessibility have played in the increased interest in art investments.
[10:36] What effect has this increased art market activity had on valuations and inflation?
[13:58] The information that Athena uses to inform the valuation aspect of its underwriting process.
[17:20] Understanding the external work that is done prior to determining valuation.
[20:00] The scale and variety of the network of appraisers used by the Yieldstreet x Athena Art Finance team.
[21:47] Informing the methodology of appraising and its benefit to investors.
[23:38] The process of putting a loan on artwork that will be put in a collateral pool.
[25:30] What separates Athena Art Finance from its competitors in the art lending space?
[28:40] Title insurance in the art market how it affects art investment offerings at Athena.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
On today’s episode, the Yieldstreet Private Business Credit team takes a deep dive into the lessons learned in 2020 and the opportunities the team is exploring in the year ahead. Melanie Alese, Investor Relations Lead at Yieldstreet, hosts Larry Curran and Barbara Anderson for a deep dive discussion on where PBC has been and where it is headed in the new year. The team touches on their journey over the last 6 months since joining Yieldstreet and then turns their attention toward the new year, focusing on what opportunities lie ahead.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:05] The key elements of the Private Business Credit setup that help promote growth even in a chaotic environment.
[5:59] Opportunities that have successfully launched on the Private Business Credit platform.
[11:07] Offerings that are currently open and accepting investor requests.
[11:33] Looking ahead to the next operating steps and potential opportunities in 2021.
[16:06] What are the average factoring lending rates within supply chain financing investment?
[19:03] Will the high dollar deals with supply chain financing continue into 2021?
[22:30] What are the traditional risks in supply chain financing that can lead to less than forecasted returns?
[25:50] Drivers that have the potential to result in missed targeted return.
[27:06] Are the buyers in supply chain finance expected to enter into another agreement with Yieldstreet?
[27:43] Opportunities that investors can expect to see within alternative investments in 2021.
[29:26] Companies exhibiting growth will be the main focus for the Private Business Credit platform.
[31:28] How has the pandemic changed underwriting and investment parameters?
[32:50] Growth plans for the asset class at Yieldstreet and expectations for the potentially growing team’s future.
[37:05] Are restaurants a good candidate for the Private Business Credit platform?
Mentioned in This Episode:
Yieldstreet
Private Business Credit
On this bonus episode of The Yield, we’re bringing back one of the most inspiring episodes from last year. Originally recorded in February 2020, on this episode host Joe Sancio is joined by Chris Schembra to discuss the key to achieving greater success, both personally and in business. Chris is the bestselling author of Gratitude and Pasta: The Secret Sauce for Human Connection and has lived an incredible life that has taken him from the depths of suicide and depression to winning numerous awards and launching a business that has gained even greater value in this current COVID-19 world. In their conversation, Chris highlights the value of working together, serving others and creating greater connections, something we can all use more of as we enter this new year.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:08] Chris Schembra highlights the path that led him to founding 7:47 and writing Gratitude and Pasta.
[5:08] Chris’s take on authenticity, commuting to work, and his super hero of choice.
[9:40] The accomplishments in Chris’s pre-pasta dinner era that earned him 14 Tonys, 7 Emmys awards and a Grammy.
[14:35] The all-encompassing role of finances in chasing a dream and starting a career.
[17:25] Why are the best leaders those who started at the bottom before rising to the top?
[19:02] How Chris was able to fill a sense of brokenness by trying something different.
[22:34] Securing greater financial stability when pursuing a passion isn’t a one-person job.
[25:22] The key to creating a greater sense of community and belonging in your circles of influence.
[28:45] Is there a difference between the good of an individual and the good of a company?
[31:27] The surprisingly simple metric that Chris uses to determine whether an event was a success.
[33:01] A look at the future of pasta dinners and greater human connections.
[35:00] Chris gives a shout-out to someone that inspired him to achieve his next level.
[38:16] How to contact Chris and a snapshot of his most memorable pasta dinner.
Mentioned in This Episode:
Yieldstreet
Gratitude and Pasta: The Secret Sauce for Human Connection by Chris Schembra
7:47
Chris Schembra on Instagram
2020 has been a real adventure for investors around the globe, and the opportunities that are appearing with the new year are looking promising. On today’s episode of The Yield, Investor Relationship Associate Isabella Godfrey is joined by Senior Director of Real Estate Mitch Rosen, Senior Real Estate Investment Associate Adil Hasan, and Real Estate Investment Associate Christophe Van to discuss investment deals and lessons learned from 2020, as well as a look ahead to the opportunities for commercial real estate in 2021.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[4:05] Lessons learned in 2020, including the importance of utilizing leverage to help amplify returns and the relative risk of various asset classes within CRE.
[8:10] Details regarding deals that were paid in full in 2020.
[9:23] New opportunities that have recently launched on the platform.
[10:59] How has Yieldstreet been able to successfully modify loans to achieve desired results for investors?
[16:20] Additional considerations to help maximize the ideal results for loans that have defaulted.
[18:55] What are some of the potentially most promising CRE asset classes that will be available in 2021?
[23:40] Considerations that will affect Yieldstreet’s upcoming focus within CRE.
[26:45] Commercial warehouse and the appeal of industrial CRE.
[27:43] Possible multi-family investment opportunities moving forward and the value of investing in city living.
[31:33] What opportunities are appearing within the single-family rental space?
[33:03] What new real estate products and equity deals are coming down the Yieldstreet pipeline?
[35:35] How can investors work on achieving diversification of their investments with Yieldstreet.
[36:34] What should investors be aware of and on the lookout for in 2021?
[40:27] The overarching goals that drive every investment opportunity at Yieldstreet.
Mentioned in This Episode:
Yieldstreet
On today’s episode of The Yield, Isabella Godfrey hosts Yieldstreet’s Managing Director of Private Business, Larry Curran II, and Head of Underwriting, Barbara Anderson, for a discussion about the latest offerings within Private Business Credit and how they may fit into a diversified portfolio. Isabella, Larry, and Barbara take a deep dive into the inner workings of private business credit along with an open discussion about recent offerings such as Supply Chain Finance II and Motorcycle Loan Portfolio I.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[3:50] Identifying the drivers behind the success of private business credit as the newest and most in demand vertical at Yieldstreet.
[7:10] Finding the ideal balance between yield perspective and investment type for lenders and investors at Yieldstreet.
[8:40] The critical analysis necessary for Yieldstreet to feel comfortable participating in supply chain financing programs in today’s current climate.
[13:00] A high level overview of Motorcycle Loan Portfolio I investments and subsequent $13M growth.
[18:00] Details about the motorcycle investment structure that have made it a potentially appealing opportunity at Yieldstreet.
[22:18] Factors that help make certain areas of the market more appealing than others and potential future market conditions that could impact this deal.
[26:04] Will opportunities in the private business market vertical remain the same following the pandemic?
[29:40] How does the return of income and internal rate of return in private business credit deals compare against other investment options offered at Yieldstreet?
[33:36] Will there be future opportunities to directly originate supply chain financing without a third party in order to help increase yield?
Mentioned in This Episode:
Yieldstreet
Supply Chain Finance II
Motorcycle Loan Portfolio I
As the world has become more interconnected, companies' dynamics and structures have become distributed across coasts and continents. This impacts everything from team structures to culture and takes a lot of trial and error and many iterations to be successful. On today’s episode of The Yield, Yieldstreet’s Director of Product Glenna DeRoy, Principal Technical Architect Marcus Brito, and software engineer Talia Fayaz discuss how distributed teams have contributed to the evolution of FinTech startups and the success of Yieldstreet.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:00] A snapshot of the evolution and growth of Yieldstreet since its inception in 2014.
[3:48] How has Yieldstreet handled changes to the distributed system that have come as a result of the worldwide pandemic?
[8:00] The importance of creating a cohesive company and setting clear cultural expectations.
[12:02] Bridging cultural gaps within an international team starts with acknowledging differences and finding how they can bring a team together.
[16:46] Lessons learned regarding facilitating team building and the integration of higher learning.
[21:02] How does Yieldstreet accommodate time zone differences?
[23:28] How has Yieldstreet built out a product roadmap and made changes when needed?
[25:55] What applications are used within product and engineering to ensure alignment and delivery?
[28:18] How does Yieldstreet meet engineers and recruit remotely?
[30:12] What is Yieldstreet looking for in product managers and engineers?
[32:05] How does the finance aspect of Yieldstreet interact with the other aspects of the company?
[34:27] How do product and engineering determine which features to add to the Yieldstreet app and website?
Mentioned in This Episode:
Yieldstreet
In a time when market volatility is rampant, the way investors are approaching it is changing. On today’s episode of The Yield, Yieldstreet’s Michael Weisz, Co-Founder & President, and Sylvain Grande, Chief Product Officer, discuss the future of the alternative investments market. As we approach the end of 2020 and get ready to jump into what we hope will be a more positive 2021, there are many things for investors to consider such as taxes, market & economic performance, and the reopening of the world post-pandemic.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:05] Investment opportunities that investors expect as a result of the Biden-Harris administration in 2021 including tax hikes, infrastructure investments and accessing education.
[5:00] Why we think investors should consider seeking out investments that are not correlated to the stock market?
[7:03] The negative impact of macro issues on the volatility of the market and how Yieldstreet is breaking down the barriers that have traditionally kept people out of alternative investments.
[10:30] How are banks provoking sporadic and negative investor behavior during the pandemic?
[15:30] What are some of the clear winners and losers in alternative asset classes? A look at changing capital structures and private business credit.
[18:35] Potential tax implications that investors need to be aware of with alternative asset classes regarding IRAs and tax planning.
[21:45] Why do we think investors need to begin investing and diversifying as early as possible?
[26:00] How can investors insulate potential losses and manage recovery efforts.
[29:32] Lower entry point options for investors that are looking to invest less than $10,000.
[32:14] Does Yieldstreet offer any late-stage funding within growth startup options?
[33:31] Understanding the benefits of investing in active versus passive real estate investments.
[34:35] The standard timeline for full participation in various Yieldstreet offers.
[37:39] A look at new product features that are on the horizon and plans to improve the Yieldstreet user experience.
[40:35] Closing points regarding the priorities and goals of Yieldstreet.
Mentioned in This Episode:
Yieldstreet
Accessibility to the art market was once reserved for an elite group, but that is changing rapidly due to the customized platforms available today. In today’s episode of The Yield, Yieldstreet x Athena Art Finance’s Cynthia Sachs — CIO, along with Nigel Glenday — CFO of Masterworks.io, and Sean Green — Founder & CEO of Artneral CRM, discuss the revolution of art as a business through customized platforms that champion accessibility and opportunity, not only for the seasoned collector but for the new entrants who want to participate at all levels.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] Naomi Baigell introduces the guests and discusses advances in investing that are taking place in today’s art market.
[3:38] Cynthia Sachs explains one major problem of the art market that is solved by Athena Art Finance.
[5:06] Nigel Glenday describes the focus of Masterworks IO on art as a unique investment class.
[7:33] Sean Green offers an overview of the capacities of ARTERNAL tools and how each benefits every party investing in art.
[11:17] Understanding the innovation, education, and empowerment that comes through the data surrounding each investment piece.
[14:07] The differences between the investment and lending focus of both Athena and Masterworks.
[17:16] The importance of technology in increasing transparency and offering exposure to all interested collectors.
[21:34] How innovation and education are levelling the playing field for all interested parties.
[23:33] Experiences that provided new perspectives and shifted the approach to improving collector, investor and artist relationships.
[28:07] The value of investing in the art market as a meaningful and innovative asset class.
[30:43] The path that led each of today’s guests to the rewarding art finance market.
[33:03] A look at future innovations in the art world space, including advances in payments.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
ARTERNAL
Masterworks IO
What high yielding investment opportunities are available today despite the macrotrends of 2020? On today’s episode of The Yield, Yieldstreet’s Senior Director of Real Estate Mitch Rosen and MD of Private Business Credit Larry Curran take part in a lively discussion about rates, taxation, and opportunities in an uncertain market. Mitch and Larry dive deep into what makes their respective asset classes tick and touch upon current offerings including Motorcycle Loan Portfolio I and Brooklyn Multi-Family Portfolio.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[2:05] An overview of various asset classes that are offered at Yieldstreet, including a look into real estate deals such as Brooklyn Multi-Family and Parks Level Multi-Family.
[4:59] Current offerings and opportunities within Supply Chain Financing, Private Business Credit, and Motorcycle Loan Portfolio.
[9:25] The impact that the current low cash rate environment has on ROIs for investors.
[13:12] Today’s motorcycle lending market is based on increased demand and limited supply.
[18:28] Meeting due diligence in both the real estate market and within a motorcycle loan portfolio.
[20:06] Which neighborhoods in the NYC real estate market are expected to most successfully revive after the pandemic in terms of CRE?
[23:49] How does Yieldstreet evaluate the risk of deals that are backed by discretionary goods?
[29:52] What process is followed when a motorcycle borrower defaults on their loan?
[31:50] What advantage does Yieldstreet offer to originators and borrowers over banks or other bigger players?
[37:36] If the face value interest of a portfolio is 20% why are investors only seeing a 12% ROI?
[40:05] Three to six month projections and future market opportunities based on current trends.
Mentioned in This Episode:
Yieldstreet
Motorcycle Loan Portfolio I
Brooklyn Multi-Family Portfolio
At the intersection of the commercial, fine art, and business spaces of the art community you can find artists and entrepreneurs that are working to make art accessible to more people than ever before. In today’s episode of The Yield, Yieldstreet x Athena Art Finance’s Naomi Baigell – Managing Director of Marketing & Client Relationships, Vajra Kingsley – Co-Founder of Good Lamp Group, and Christian Luiten – Founder of Avant Arte, discuss how individuals within the art community are creating diversity in revenue streams for artists.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] The lightbulb moment that led Vajra to pursue her passion within the art community.
[4:01] Building and maintaining a successful and sustainable art company.
[6:55] Using the internet as a new vehicle to increase accessibility to and credibility of art in today’s environment.
[10:35] Christian details the early challenges of reaching more established artists and beginning production.
[15:44] Opportunities for the greatest physical and digital connections in today’s pandemic environment.
[24:33] The process of selecting and purchasing art online through Avant Arte.
[27:41] The new language that needs to be developed around speaking about art from entrepreneurs to collectors.
[30:39] The goals of Athena Art Finance in bringing investors and collectors together with artists and works of art.
[34:02] The role of collectors in successfully influencing beneficial changes in the art world.
[35:55] Are today’s trending artists and their causes simply a fad, or do they have the potential to impact lasting change in the art market?
[39:32] A peek into The Incubator Series, a 2021 collaboration of artists and curators.
[41:20] Avant Arte’s goals of making the art market bigger and more accessible worldwide.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Avant Arte
Good Lamp Group
Every investor is looking for ways to maximize returns on investments, and stocks and bonds aren’t nearly as interesting as they once were, leading more investors to invest in commercial real estate. In today’s episode of The Yield, Yieldstreet’s Mitch Rosen, Senior Director of Real Estate, and Mike Taylor, CFA, Regional Sales Director at Counterpoint Mutual Funds, discuss the role of commercial real estate in a well-rounded investment portfolio and the current state of the market in this volatile year.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[1:35] An overview of the general investor portfolio that Yieldstreet aims to develop and where commercial real estate fits in.
[6:04] Factors that are driving interest and current income return in investments.
[8:18] CRE’s place in a portfolio among the spectrum of low-yielding fixed income and more volatile equities.
[10:38] To what degree has commercial real estate, including hotels and shopping malls, been affected by COVID-19?
[15:20] What is the future for retail space that has been abandoned?
[19:09] Considerations for investors regarding diversification within the private market of CRE investments.
[23:20] Understanding the details of inflation adjustments and other fixed investment considerations.
[26:26] What changes have occurred in durations of leases within CRE due to COVID?
[30:44] A breakdown of the management fee structure for various funds and the need for increased transparency regarding those fees.
[37:13] What can we expect from CRE in the fourth quarter of 2020?
Mentioned in This Episode:
Yieldstreet
Counterpoint Mutual Funds
What makes Private Business Credit opportunities different from specialty finance and how could investing in it benefit your portfolio? In today’s episode of The Yield, Yieldstreet’s Larry Curran II, Managing Director of Private Business Credit, and Barbara Anderson, Sr. Director and Head of Underwriting, discuss the latest opportunities within Private Business Credit and how they may fit into a diversified portfolio.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] What makes Private Business Credit different from the other asset classes at Yieldstreet?
[7:44] What is the difference between private business credit and specialty finance?
[10:02] The typical transaction model Private Business Credit employs to help companies with their growth needs.
[15:11] What types of assets and companies are most viable in these uncertain times?
[19:40] What is supply chain finance and what potential for growth does it hold?
[24:25] An overview of the investor program that will detail credit opportunities within supply chain finance.
[26:43] Solutions for principle returns and various diversity choices for investors.
[32:28] Key considerations for companies from the Private Business Credit Investment perspective.
[34:15] How would a second wave of COVID-19 affect supply chain finance?
[36:45] What is the risk difference between factoring and supply chain finance?
[41:06] Will the holidays bring a seasonal uptick in volume in these industries?
[42:04] Yield targets that Private Business Credit Investment has set for its investors.
Mentioned in This Episode:
Yieldstreet
Yieldstreet Private Business Credit Investment
The pandemic has accelerated a number of trends in the art industry, from purchasing pieces online to relocating shops in locations that have traditionally been unsuccessful. In today’s episode of The Yield, Yieldstreet x Athena Art Finance’s Naomi Baigell, MD – Client Relations & Marketing, along with Jeremy Hodkin of The Canvas and Adrien Meyer, Chairman of Global Private Sales at Christie’s, discuss the evolution of the art market over the last few months and what to expect in the market during the fourth quarter of this most unusual year.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] A bird’s eye view of the art world during summer 2020.
[3:00] Factors that have accelerated such meaningful change in the art world.
[5:35] The pandemic resulted in a major breakdown of the traditional calendar — do specific buying events throughout the year actually need to take place?
[9:14] How comfortable are clients really with buying art online?
[13:00] Details about Christie’s successful private sales event, Dream Big.
[16:42] The value of going where the clients are — an overview of the art mecca that has developed in the Hamptons.
[20:45] Why are buyers engaging with the art market from their summer homes like never before?
[25:15] Have demand and investments in art increased as the stock market and economy have become more volatile?
[29:20] Should buyers expect lower estimates for upcoming auctions?
[30:38] Why are there higher levels of interest in and purchases of pieces this year than ever before?
[32:25] Understanding the motivation behind cross category collectors.
[34:25] How might the art market end out an election year that is also combined with a pandemic?
[36:00] Does Christie’s have an art loan department? And how do Christie’s and Athena collaborate to bring art to their clients?
[38:12] What support could the wealth management industry provide for art world professionals while providing value to clients?
[39:50] How will AGP compete with Christie’s moving forward? A look at the standard practices of auction houses and galleries.
[43:33] Does Athena loan internationally? Is there a minimum and maximum loan size?
[44:10] The value of rare and precious things in times of uncertainty.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Christie’s Global Private Sales
The Canvas
Dream Big
The pandemic has forced unexpected change around the world, but is there really a mass migration from New York City? In today’s episode of The Yield, Yieldstreet’s Mitch Rosen, Senior Director of Real Estate, and Seth Weissman, Managing Partner of Urban Standard Capital, discuss the current New York City real estate market, how it might bounce back in coming months and the investment opportunities that are appearing in both residential and commercial real estate.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] Host Mitch Rosen introduces Seth Weissman and the topic of real estate in NYC today.
[4:13] A look at how different neighborhoods are currently faring in a COVID-19 environment.
[6:41] Where will NYC go from here? A snapshot of what the real estate rebound might look like over the long term.
[11:42] What role do city and government entities play in stimulating economic activity?
[17:04] If a mass migration out of the city is actually happening, what are the most highly affected real estate categories and what opportunities for investors are appearing as a result?
[21:08] What are the greatest areas of potential opportunity for investing in distressed and undervalued real estate?
[27:20] Is there an opportunity for rent growth within the next 12 months for residential real estate investments this year?
[32:30] A snapshot of neighborhood retail leases and options for tenants to become partners with landlords.
[35:25] In a post-pandemic world, what is the future of co-working spaces in the city?
[36:58] Understanding foreclosure deferrals and the headwinds that real estate is facing in the current climate of the city.
[39:08] A value comparison of real estate and rental properties in Brooklyn versus Manhattan.
Mentioned in This Episode:
Yieldstreet
Yieldstreet Real Estate
Urban Standard Capital
What is private business credit and where does it fit into the landscape of Yieldstreet’s Asset Classes? In today’s episode of The Yield, Yieldstreet’s Managing Director Larry Curran and Barbara Anderson, Senior Director & Head of Underwriting, are joined by David Skirzenski, CEO of Raistone Capital, to discuss our newest asset class, Private Business Credit (PBC), and our first PBC offering, Supply Chain Financing I.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] Host Larry Curran introduces supply chain financing and shares career highlights that led him to the role of Managing Director at Yieldstreet.
[7:52] Barbara Anderson and David Skirzenski introduce themselves and their roles in the new Supply Chain Financing offering.
[10:54] What exactly is Private Business Credit and where does it fit into the landscape of Yieldstreet’s Asset Classes?
[16:32] An overview of Raistone Capital, their network of supply chains, and their intention in collaborating with Yieldstreet.
[18:32] The scope of opportunities found within supply chain financing from an individual investor standpoint.
[24:56] Introducing “Mango” and the process of setting up a supply chain opportunity for Yieldstreet investors.
[30:20] A simple and clear overview of what the supply chain transaction entails.
[32:38] The supply chain volume of business at Raistone and their prior experience with Mango.
[35:21] A look at the numbers that demonstrate that this process is cost-efficient and creates potentially high-value investment opportunities.
[37:56] The main reasons Yieldstreet has chosen to take advantage of this investment opportunity.
[40:08] Cash flow facts that explain why investors should consider supply chain as a first option, not a last resort.
[45:26] Barbara shares her experience as an underwriter in major banking transactions.
[47:21] Why are liens filed on supply chain investments and what does that mean for investors?
[49:57] Final words for potential opportunistic investors who are looking for capital structures to help grow businesses today.
Mentioned in This Episode:
Yieldstreet
Yieldstreet Private Business Credit
Raistone Capital
Q & A regarding Mango
In today’s episode of The Yield, host Yieldstreet’s Chief Technology Officer Hrishi Dixit and Chief Product Officer Sylvain Grande give you a peek under the hood at what powers the Yieldstreet platform. They have come together to answer all of your questions about the inner workings of the Tech and Product teams at Yieldstreet, including what it’s like to work in and manage a distributed environment across three continents, the challenges of “illiquid” alternative investments and the Yieldstreet approach to such investments, and the importance of regulation in maximizing investments opportunities and security measures.
Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260
Key Takeaways:
[:50] Co-hosts Hrishi Dixit and Sylvain Grande each detail their role in shaping and leading the Yieldstreet platform, technology and product development.
[5:32] Understanding the company’s product opportunities and challenges from an investors point of view.
[9:38] How does a high growth mode start-up find the balance between user experience and security?
[13:12] Key factors in scaling a system toward success includes both internal and external operational and automated processes.
[14:42] What is the prioritization model in the product and tech side of Yieldstreet?
[19:28] How does Yieldstreet successfully manage a widely distributed and remote team that spans three continents?
[22:14] A snapshot of the different groups that manage internal data analytics and details about the first investing product that will be offered to non-accredited investors.
[26:50] How has Yiedstreet built exceptional user experiences from an experiential and an architectural standpoint?
[30:33] How much time is set aside at Yieldstreet product and tech for refactoring?
[33:11] General information about mobile apps, multiple contingent beneficiaries, and processes that have been set up to work with non-accredited investors.
[36:06] What tools and audits are utilized for security scanning and code analyses?
[37:54] Final questions regarding investment systems, developing automation processes, and details about the new Yieldstreet blog.
Mentioned in This Episode:
Yieldstreet
Distributed- The Yieldstreet Product, Design and Engineering blog
In today’s episode of The Yield host Eliza Osborne, Deputy Director at the Armory Show, and Yieldstreet x Athena Art Finance’s Naomi Baigell are joined by Ryan Wallace, Owner and Director of the Halsey McKay Gallery, and acclaimed artist Joseph Hart, for a virtual tour of the Halsey McKay Gallery featuring Joseph’s Unnamable exhibition. This episode highlights a virtual tour of the Halsey McKay Gallery featuring Joseph Hart’s Unnamable exhibition, discuss the art market during Summer 2020 from the view of the gallerists artists, and host a Q & A with Ryan Wallace and Joseph Hart.
Key Takeaways:
[:50] Guests Ryan Wallace and Joseph Hart highlight the genesis and details of their working relationship in the art community.
[4:50] An overview of the Unnamable exhibit that was recently featured in the Halsey McKay Gallery and the process Joseph followed when creating each piece.
[9:24] The approach Joseph took to his fourth exhibit in the gallery and the challenges of producing a show in the midst of a pandemic.
[12:40] Viewer responses to the exhibit, the medium of the pieces, and the process that brought each piece to life.
[16:53] A comparison of two of Joseph’s pieces — Embrace Animation and Palming/Split Fruit and the experiences that have influenced the lines of his art.
[20:56] Why should people support artists and galleries in these unprecedented times? Joseph and Ryan share their reasons for creating opportunities to experience art in today’s world.
[24:46] How has COVID-19 affected the work of art, both as an artist and as a gallery owner?
[29:31] What were the challenges of getting the artwork produced and prepared for the show?
[31:55] How does Joseph classify his style and how does he want viewers to interpret his work?
[34:16] How are virtual-only exhibitions affecting the purchasing of investment pieces?
[37:42] Joseph shares the details and rewards of his oral history podcast Deep Color.
[39:29] The long term value of creating cultural relevance and investing in art.
Mentioned in This Episode:
Yieldstreet
Athena Art Finance
Deep Color Podcast
Did you know that you can use your IRA funds to make alternative investments in your retirement portfolio? If you are like 98% of investing Americans, the answer is no. In today’s episode of The Yield host Joe DiDomenico, the Director of Retirement Services at Yieldstreet is joined by Tim Berry, Tax Attorney & Self-Directed IRA Specialist, to discuss IRS rules and regulations for IRAs and how alternatives can be eligible IRA investments. The Yieldstreet IRA can help you diversify your retirement portfolio by giving you access to alternative investments across multiple asset classes, and the guest on today’s episode is going to show you how.
Key Takeaways:
[:50] Joe DiDomenico introduces Tim Berry and the topic of using your IRA to make alternative investments.
[2:39] Why do only 2% of retirement plan assets in the US include alternative investments?
[6:34] The Yieldstreet IRA account offers a more streamlined and readily available investing process.
[10:06] IRS rules and regulations for IRAs and alternative eligible investments that can be purchased with an IRA account.
[12:16] Details for buying an asset with funds that are borrowed from an IRA account.
[14:40] Is it possible to invest in a traditional IRA and then convert it to a Roth IRA?
[15:43] The prohibited transactions rule and how it affects doing business within families.
[19:25] Examples of large endowment investors and the value of asset protection in retirement plans.
[22:43] IRA lending requirements and options for creative investing opportunities.
[28:23] How to overcome the overall lack of knowledge for the common investor about IRA investing.
[32:44] Is it possible to set up a self-directed IRA after the money has already been pulled out?
[33:55] Will Yieldstreet allow investments into Yieldstreet investments with a self-directed IRA non-Yieldstreet custodian? Or with inherited IRAs?
[37:12] Is art an investment option with self-directed IRA funds? What is the time and cost to open up an IRA?
[38:55] Beyond Yieldstreet, where can you find advice on self-directed IRA investing?
[39:33] Can vested founder stock be sold by a founder into their own IRA account?
[41:30] How to open up a traditional or Roth IRA account through Yieldstreet.
[42:48] Tim’s final words on the value of investing in self-directed IRA accounts.
Mentioned in This Episode:
Yieldstreet
Yieldstreet IRA
In today’s episode YieldStreet Senior Director of Real Estate, Mitch Rosen is joined by Avatar Financial Group’s President & Co-Founder T.R. Hazelrigg and Jerry Zevenbergen, their CEO & Co-Founder, to discuss the present opportunities and headwinds commonly found in the commercial real estate market. They examine changes in consumer behavior and the subsequent long and short impact on commercial real estate, portfolio management strategies and working with borrowers in inauspicious market conditions and capital deployment strategies within CRE.
Key Takeaways:
[:50] Mitch Rosen introduces today’s guests and the topic of opportunities in the current commercial real estate market.
[3:23] Details of the less stable markets including online versus in-person retail trends and the hotel industry.
[9:30] Expectations from the more stable asset classes including industrial and multi-family real estate.
[12:20] Will current pandemic trends impact business and leisure travel in the same way? A look at the future of hotel, restaurant and entertainment industries.
[16:06] Portfolio management strategies and advice for working with borrowers in inauspicious market conditions.
[20:13] The role of CMBS in strategic portfolio management during times of an economic downturn.
[23:08] Looking ahead to capital deployment strategies within CRE and the current demand for capital in today’s unstable market.
[28:18] When are senior lenders expected to get involved in the marketplace again?
[34:14] The benefits of storage real estate and repurposing big box retail to generate positive valuation for otherwise lost assets.
Mentioned in This Episode:
YieldStreet
Avatar Financial Group
In today’s episode of The Yield, George Moriarty, Chief Content Officer of InvestmentNews, and Ron Suber, member of the Board of Directors at both Qwil and Yieldstreet, discuss the ways that COVID-19 and the economic slowdown are shaping the future of investing and financial services. They examine the ways that technology can streamline the education of new investors, post-COVID-19 innovations in the financial services industry, and the new frontiers in investment diversification. Ron shares especially timely advice on the importance of diversification of a personal investment portfolio in these uncertain times and offers resources to help a new investor know where to get started.
Key Takeaways:
[:50] Guest Ron Suber details his introduction to and experience with investing at Yieldstreet.
[4:31] How can technology streamline the education of accredited investors to help round out their investment portfolios?
[7:33] Which companies have done the best job of supporting client education, and which ones have made the biggest mistakes?
[9:19] Innovations and digital changes that are emerging as a result of COVID-19.
[11:29] What is the best way to structure a backstop facility allowing origination partners to close and expense to be paid?
[13:14] Debt market considerations and tips for successful diverse investing.
[14:52] What policies are in place at Yieldstreet to protect clients’ investment money?
[16:00] What is the annual expected return on investments with Yieldstreet?
[17:13] An overview of the options for alternative investments at Yieldstreet.
[18:30] What does the future of financial media look like over the next six to 12 months?
[23:45] Ron highlights some of his personal favorite areas for investments including social media content and e-commerce retailers.
[26:01] How can investing in art galleries generate income in today’s market?
[27:25] A look at short-term rates of return that can be expected on low-interest investments.
[29:50] Are investments in cryptocurrency worth the rate of return?
[32:16] Is Yieldstreet considering investing in COVID-19 support systems, and what are some of the asset classes that are unique in the midst of the pandemic?
[35:20] Ron shares a forecast for the investment market, areas to shift away from and where to direct investments instead.
[38:18] How to find the best places to start your alternative investment market experience.
[41:02] Is early-stage equity considered an additional asset class?
Mentioned in This Episode:
Yieldstreet
InvestmentNews
Qwil
Unanswered questions surrounding the effects of the pandemic are endless, and don’t stop in the world of investing. In today’s episode of The Yield, Charlie Schilling, General Manager of Investments at Yieldstreet, and Daniel Posner, Senior Advisor to Yieldstreet and the Chief Investment Officer at Rensop Investment Group address the timely topic of investing in the face of uncertainty. They discuss how investors should be evaluating the market and economy through the end of 2020, how investors should view the contrast between the economy and market highs, and the ways in which investors can take advantage of alternate sources of capital and the financing needed for a business.
Key Takeaways:
[:50] Guest Daniel Posner offers a snapshot of investing and the economy in the time of COVID-19.
[4:00] What kind of market recovery are we facing: V, U, or W? A look at the critical components to overcoming current market volatility.
[6:56] Opportunities that emerge in times of market volatility and what you should be doing with your portfolio at this time.
[10:06] Distressed investing — in which sectors can investors find the best investment opportunities right now?
[13:27] Are there ways that investors can minimize the impact of the economic downturn without selling off investments?
[16:38] How to evaluate companies with supply chain or labor issues in order to secure the best investment opportunities.
[19:12] A snapshot of current spending habits and travel trends and their effect on the economy.
[26:09] What will happen to commercial real estate when the world opens back up?
[27:38] Opportunities that are becoming available in non-traditional asset classes.
[29:57] Which sectors will see the strongest bounceback and which will see the most bankruptcies?
Mentioned in This Episode:
Yieldstreet
Rensop Investment Group
In today’s episode of The Yield, Yieldstreet Head of Marketing and Growth Lindsey Fielding hosts a panel discussion with Yieldstreet Prism Fund Founder, President and CIO Michael Weisz and Head of Strategic Finance and CFO Jimmy Pandhi. They cover several topics regarding the new Yieldstreet Prism Fund, including the motivation behind it, the benefits of investing in it, and a look at what both large and small investors can expect to experience when investing in the Yieldstreet Prism Fund. The panel then wraps up with a clarification Q&A that addresses several key aspects of this new and exciting aspect of investing with Yieldstreet.
Key Takeaways:
[:50] Introducing today’s panelists and the topic of the investment strategy of the Yieldstreet Prism Fund and how the fund will be managed at Yieldstreet.
[2:08] The motivation behind the introduction of the Yieldstreet Prism Fund and how it will benefit investors.
[5:55] An overview of the three investment goals of the Yieldstreet Prism Fund and the variety of funds that will be invested into.
[9:14] The three phases of the Fund, what investors can expect from each phase and which funds have already been invested into.
[13:26] The impact of coronavirus within the Yieldstreet Prism fund and investment considerations and opportunities.
[18:02] Specifics on how the Fund actually operates, details on the audience rollout and why Yieldstreet is accepting self-verified accredited investors.
[19:28] Understanding the difference between the Yieldstreet-stated distribution rate and other individual investment offerings target annual yields.
[21:12] How can the Yieldstreet Prism Fund help a large or small investor construct a portfolio?
[24:42] A snapshot of the Yieldstreet Prism Fund board members and why they have joined in our mission.
[27:41] Clarification of the fee structure of the Yieldstreet Prism Fund.
[28:36] How will Yieldstreet approach allocating offerings for a general launch on the Yieldstreet platform versus what would go into the Yieldstreet Prism Fund?
[30:44] What is the expected term of the Yieldstreet Prism Fund?
[31:25] How does the Yieldstreet Prism Fund differ from investing across the individual investments offered presently?
[33:47] Will Yieldstreet only be accepting new investors during the initial ramp phase?
[34:40] Additional details regarding the Art and Legal Finance asset classes.
[38:44] The relationship between the Yieldstreet Prism Fund and BlackRock.
[42:15] How will investors be taxed for participating in the Yieldstreet Prism Fund?
[43:10] A follow-up on the tradable securities portion of investment opportunities.
Mentioned in This Episode:
Yieldstreet
Yieldstreet Prism Fund
Welcome to The Yield. Milind Mehere is the passionate serial entrepreneur, the Founder & CEO of YieldStreet and the host of this first episode of the new YieldStreet podcast. In today’s episode, Milind is joined by Alexa von Tobel, Founder of LearnVest and Managing Partner of Inspired Capital. Together they discuss ways that financial management and planning will have to change in a post-COVID-19 world. There are opportunities for innovation amid this chaotic environment, from democratizing business ownership to shifting embedded finance and getting everyday investors access to VC funding and private equity. Join us as they share powerful ideas for innovating the future of finance with one goal in mind — to rethink the ways that you can take advantage of today’s innovations to enhance your financial life.
Key Takeaways:
[:50] Introducing The Yield Podcast, founder Milind Mehere and today’s guest Alexa von Tobel.
[5:04] Alexa reflects on the challenges of starting up a financial company during a recession or a pandemic and how the world is permanently changing for the better.
[8:50] A look at the ideas and entrepreneurs that are emerging from the current pandemic.
[12:34] The sectors of main interest at Inspired Capital, from DNA tech to a new money movement infrastructure.
[15:45] Highlighting some of the ways that financial management and planning will have to change in a post-COVID-19 world.
[21:57] What does the future of money look like? Will a self-driving wallet ever exist? Do we really have to be paid every two weeks? What is the future of life insurance for the modern family?
[27:00] Options and statistics for getting the everyday investor access to VC funding and private equity.
[30:42] How Inspired Capital helps founders navigate the journey from the founding idea to post-funding support.
[33:16] Overcoming the COVID-19 fear of human interaction and how we will continue to get business done.
[36:15] What are some of the best investment options for the everyday person? Alexa addresses 401k contributions, managing credit card debt, long-term investing, and gaining access to VC.
Mentioned in This Episode:
YieldStreet
LearnVest
Inspired Capital
Financially Forward: How to Use Today’s Tools to Earn More, Save Better and Spend Smarter by Alexa von Tobel
Alexa von Tobel on Instagram
Commercial real estate is one of the hardest-hit industries in the COVID-19 pandemic, but great opportunities are taking shape as well. In today’s episode YieldStreet Senior Director of Real Estate Mitch Rosen joins iBorrow’s CEO Brian Good and Co-Executive Chairman Andrew Peltz to examine the future of commercial real estate in this new and changing COVID-19 world. They discuss some of the affected areas of CRE, including hotels, senior living, and indoor shopping malls, and share key insights into the greatest lending opportunities that are currently available in commercial real estate. They detail the industries that you want to pay attention to right now and conclude by highlighting the lessons that every investor needs to learn from this economic downturn.
Key Takeaways:[:49] A comparison of the CRE space in this time of COVID-19 versus the dot com or 2008 crash.
[3:05] Key considerations for real estate lending in the hardest-hit industries, including hotels and senior living.
[6:10] The effect that social distancing and health requirements will have on revenue models for restaurants, sporting events and other affected industries.
[7:16] Opportunities that can result from issuing rescue capital to businesses in need.
[8:33] What is the best approach for a loan that has issues? Considerations for loan forbearance, modification, or foreclosure.
[10:51] The future of the retail sector — will shopping centers and specialty shops survive the post-coronavirus economy?
[17:52] Finding the right borrowers is not difficult in the industrial and manufacturing space.
[19:15] The impact that online learning will have on student housing in college towns.
[21:31] Is the pandemic creating a flight out of high-density cities?
[23:16] Parallels between the current and past economic downturns, and the lessons you need to learn from them.
Mentioned in This Episode:
YieldStreet
iBorrow
In this episode of The Yield, Naomi Baigell, Managing Director of Client Relations and Cynthia Sachs, Managing Director and CIO of Yieldstreet/Athena Art Finance discuss the state of the art market and art finance during these unprecedented times. The art market has seized the opportunities presented by COVID-19 to grow its global footprint and continue to engage with their community. While the pandemic has required a more conservative approach to art valuations and logistics, the art market is coming out of this pandemic stronger than ever. Naomi and Cynthia highlight some of these beneficial changes and conclude the discussion with a Q&A session regarding risk assessment, art pieces that offer the greatest investment opportunity and whether the art market will ever return to normal.
Key Takeaways:[:50] Shifts in the art market in this post-COVID-19 time include the digitization in how seasoned and new collectors interact with art galleries, art fairs, auction houses, museums and the art itself.
[4:22] The newfound transparency in the art transaction space is increasing the understanding of the stability of the art market, and that is having an impact on the traditional valuations of art.
[6:02] The beneficial impact of COVID-19 on the art market has resulted in an impressive shift away from the traditional business models while also requiring a more conservative approach to art valuations and art market logistics.
[13:19] A comparison of the effect of the 2008 market crash on the art market to the current situation, including technological accessibility growth and the engagement of new clients.
[18:20] The trajectory of the art market including art investment opportunities has improved as a result of COVID-19.
[22:24] Details about the recent Athena Art launch and a look at the beginnings of this rapidly growing asset class.
[29:05] The metrics that ensure that art investments make the most economic sense for all invested parties.
[34:23] Where do art pieces in the offerings come from and can there be more transparency as to the underlying when offering an art deal?
[35:40] Will the art and art finance world ever return to normal? A look at the permanent and positive changes that have come to the art world as a result of COVID-19.
[38:36] What is the art lender competition doing and how does Athena Art differ from that?
[40:54] Are art loans backed by a diversified pool of works of art or does an investor choose which pieces are the collateral?
[42:30] From a risk perspective, how is a piece ranked?
[44:14] How do art investors deal with the physical aspects of risk associated with COVID-19?
[45:50] How do you define the minimum amount of diversification?
[47:35] What is the typical ROI on an art investment?
[48:04] What kinds of art portfolios are considered an opportunity worth investing in?
Mentioned in This Episode:
Yieldstreet
YieldStreet Athena Art Finance
The COVID-19 pandemic has resulted in a massive fleeing from large cities around the world, but what does that mean for the real estate market that is left behind? In today’s episode The Yield, Senior Director of Real Estate, Mitch Rosen is joined by Eddie Shapiro, the founder and CEO of Nest Seekers International, to discuss the current landscape of the New York City real estate market. They examine the short and long term impact of the pandemic on residential, commercial, luxury and rental properties in the city, emphasize the city’s ability to rebound from this crisis, and weigh in on the best time to invest in the real estate market. Eddie is confident that the real estate market is coming back stronger than ever and shares the reasons why on this episode of The Yield.
Key Takeaways:
[:50] A snapshot of current trends in the NYC co-op market in a post-COVID-19 environment and how the real estate industry has quickly adapted to social distancing requirements.
[4:08] Are buyers receptive to virtual options for real estate showings and transactions?
[5:39] Short and long term impacts of the pandemic in the commercial and residential real estate markets.
[11:04] A look at the current landscape of the condo co-op market in Manhattan for both high ticket and standard priced properties.
[16:37] The COVID-19 pandemic will make the real estate market stronger than ever, just as 9-11 did in 2001.
[17:41] The relationship between a strong international buyer base and the current pandemic situation.
[21:10] Will NYC be able to rebound from COVID-19 like it did in 2001 and 2008? Or will this migration out of the city have a more lasting impact than ever before?
[24:22] Eddie weighs in on whether the waves of people out moving out of the city to the suburbs will last.
[27:14] The impact of the pandemic on the changing NYC commercial and residential real estate market, including listings, pricing, and inventory.
[31:31] A look into the opportunities that are currently available in the ultra-luxury high-end residential real estate space.
[34:21] How will the rental market inventory and transactions change in a post-COVID world?
[36:38] Making sense of the impact of the current political environment and the health of the city in relation to the real estate market.
[38:08] If you had money to invest in NYC, would it be wiser to invest now or later? Eddie weighs in on the benefits of short and long term investing moves.
Mentioned in This Episode:
Yieldstreet
Nest Seekers International
In today’s episode of The Yield host Joe DiDomenico, the Director of Retirement Services at YieldStreet is joined by Private Wealth Investor Jim Bennett from Ameriprise Financial Services to discuss the many considerations of tax-efficiency wealth management. Their topics include how to best engage your retirement plan funds and consider your investments with tax efficiency in mind. Jim explains the three buckets of investing that every savvy investor needs to diversify into, the main considerations of short- and long-term investing in stocks or a 401k, IRA, or Roth IRA, and shares other considerations for tax-efficient investing that will maximize your portfolio and put your money to work.
Key Takeaways:
[:50] Introducing Jim Bennett and the topic of tax-efficient wealth management.
[3:37] Beginning principles to consider when looking at overall wealth management, from today’s investments to tomorrow’s retirement.
[5:45] How important is tax efficiency in wealth management?
[7:00] You can achieve the perfect financial portfolio if it includes investments in these three buckets.
[10:07] The benefits of diversifying your wealth into taxable, tax-deferred and tax-free investments.
[12:48] A look at capital appreciation and the main differences between long- and short-term capital gains and other income-producing assets.
[15:34] Understanding the impact of the CARES act and how it can affect your approach to borrowing from your retirement funds and deferring taxes.
[17:16] How to approach your investments and taxes if you are in the top income bracket.
[18:27] The benefits of rolling your 401k plan into an IRA versus leaving it with your previous employer.
[20:36] Other considerations for tax-efficient investing including Roth conversions, after-tax contributions to your 401k, and in-service distributions.
[23:10] Factors that will impact traditional IRA funds and Roth conversions, including your age and tax bracket.
[25:44] Under what circumstances are cash value life insurance policies a good idea?
[27:49] What are the best alternative options to putting money into tax-deferred accounts? Ideas for balancing your entire financial portfolio, including a healthy cash reserve and retirement savings.
[30:35] How to encourage your employer to adopt a 401k plan or 401k Roth option.
[31:25] Guidelines and warnings for contributing to an IRA after maxing out your 401k contributions.
[34:10] What are the first and main questions that a financial planner will ask their clients?
[36:05] How to transfer existing alternative fund investments from a brokerage account into a Roth IRA or 401k.
[36:42] Considerations for self-directed IRAs and advice for every type of investor.
Mentioned in This Episode:
Yieldstreet
Ameriprise
The Yield by Yieldstreet is a podcast that provides ideas about how to make money work for you and bring you closer to your dreams. Every week, The Yield will bring you the latest market insights about a variety of asset classes and products from subject matter experts. Each episode, one of Yieldstreet’s own investment directors will sit with industry professionals to discuss the latest trends shaping the world markets. Our investment directors have extensive experience and have built careers in identifying and funding borrowers in the fixed income space. The aim of The Yield is to help you break the outdated mold for investors and realize your next level through innovative investing.