Real Estate Talk: Recent Episodes

Troy Sage

Troy Sage Host Real Estate Talk.  Real Estate News. Where People are our business and real estate is our language. Learn the inside scoop to Real Estate, from buying and selling your own home, to investing in real estate. Interviews with the Best in the Business including Realtors, Lenders, Appraisers, Home Inspectors, Contractors, and anything to do with Real Estate.

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Attention non-citizens moving to the Dallas area! Don't miss out on the opportunity to own a house in the USA. Discover the secrets to buying real estate as a foreigner with financing options beyond cash purchases. In this eye-opening video, I sit down with mortgage expert Chris Madrid from CapRock Home Loans to reveal  game-changing ways for foreigners to finance their dream home purchase.  We'll also tackle the credit challenge and show you how to quickly establish a US credit score, opening doors to loan qualification. Get ready to make your American dream a reality!

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https://troysage.com/podcast/ 5 Key Factors in Buying New Construction - Troy Sage Real Estate Talk Learn the 5 Key Factors in purchasing new construction and understand Pricing, Availability, Builder Upgrades, the Buying Process, and Timeframes from contract to keys.

For additional info and home searches go to www.TroySage.com

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Real Estate Talk with Troy Sage Is the Sky Falling?  Is the market going to crash in 2022?  What's predicted for the Real Estate market for the second quarter of 2022.

For more information go to www.TroySage.com

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Real Estate Talk Podcast Market Update with Stephanie Waterman Hosted by Troy Sage Special Guest Stephanie Waterman Lake Elsinore California real estate news and update on the market.

https://troysage.com/podcast/

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Real Estate Talk  Interest Rates Increase, but buyer demand remains the same with only 5% decrease in buyers qualifying,   Sellers wanting to sell but don't want to rent back.  Solution "Buy Now Sell Later" program.  We have a solution. New Construction changing the way they sell.  Getting rid of the Waiting List?   Keep current with the latest Real Estate Market trends!!

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Lions, Tigers, and Bears boy oh boy the Real Estate market is changing.  Interest Rates are increasing, supply of resale homes is low, and builders can't keep up with demand for new homes.

What to expect for the rest of this quarter, and how to purchase a home in todays market is the topic.  For owner occupied homes to investors this information is vital.

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Feb 2022 and there is an Interest Rate Increase for mortgages which is changing the real estate market.  Increasing inventory across the country.  What does this mean for the consumers, banks, and economy.

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Real Estate Market Conditions and Market Movement Jan 16, 2022

It's amazing what 7 days will make.  It feels like just yesterday we were talking about the effect of increasing interest rates and what it will do to today's market.  Well, interest rates are on the rise, but supply is low so prices are going up and so are rates.  So what does this mean?  

Listen to our podcast and find out!

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2022 Real Estate Market Prediction In 2021, we experienced RECORD high Sales Prices, extremely Low Days on Market, Multiple Offers, Appraisal Contingencies being removed within the offer or the differences between the appraisal and purchase price being paid for by the buyer, and LOW Interest Rates.  Needless to say it was truly a sellers’ market throughout the year. Most of the country witnessed DOUBLE DIGET equity in 2021.  Meaning if you purchased a home in January of 2021, by the end of the year you had double digit percentage equity.  This not true in all markets, but on average homeowners witnessed between 10% - 14% equity within one year. What Caused this type of market?  Well, the market according to the average absorption rates all point to the imbalance of available homes or SUPPLY and DEMAND.  When you combine low supply and low interest rates, you get a Sellers’ Market and all that comes along with it.  Multiple offers, bidding wars, paying above appraised value, etc. There are additional factors that effected the market in 2021 beyond the low interest rates and Supply and Demand, which include Rental Rates increasing and New Construction slowing down.   With rental rates increasing we found renters stepping away from renting and purchasing homes, and Builders simply could not build homes fast enough.  With the new construction slowing, Resale homes were able to take advantage of the supply and demand imbalance. 2021 was a wild market but what do we expect the market to do in 2022?   Let’s discuss a few factors and get more familiar with what’s happening right now today. The supply and demand imbalance is still here.  This has not changed and that’s due to the continued Low Interest Rates and the demand for housing.   We can also add the fact that Rental Rates are increasing and there is an expected 7% up to double digit rent increase averages throughout the country for 2022.  

Builders and New Construction are trying to provide relief for the supply and demand imbalance, but the challenge is building supplies, labor, and issuing certificates of occupancy.  Some people don’t understand that there are a limited number of Inspectors working in each city and county, and unfortunately the inspectors are inundated with inspection request and they simply can not keep up with the demand.  In some cases builders are 8 months to 12 months from start to finish when building a home.   With new construction taking so long, some homeowners are choosing to not sell their property until they are closer to getting keys to their new home, or they are forced to rent on an interim bases.  As you can see, waiting on new construction to be completed is pushing house prices up for resale, and allowing the inflation and increased rental rates. We are expecting interest rates to increase this year.  When will that happen, we honestly do not know, but all indicators point towards the end of the second quarter of 2022.  As the Feds increase interest rates, banks and lenders will have to increase interest rates to the general public, which will cause some homebuyers out of the buying field but not enough to make a major difference. I would predict housing to look the same in 2022 when it comes to the Supply and Demand imbalance.  I would also think equity and pricing to not increase as much in 2022 as in 2021, but don’t be surprised if housing still experiences close to double digit equity and price increases. If you’re a seller it’s a great time to see because of the Supply and Demand imbalance, and the low interest rates.  If you’re a buyer it’s a great time to buy before the interest rates increase.  I don’t feel an increase in interest rates will make up for the supply and demand issue we are experiencing. Bottomline is we will see a shift in the market, but I don’t expect a major change.   If you have any questions or comments, please feel free to reach out to me!

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Is the Market Changing?

On this episode of Real Estate Talk what we are going to discuss is what's happening in the market right now. And what do we predict for the rest of August into September and then the final quarter of the year. So let's get started. Let's think about this a little bit. If you've been following the podcast, and if you have been listening to other real estate professionals and finance professionals, you have heard from the beginning of the year that there could be a bubble, there could be a bubble, things could burst. Are things slowing down, are things changing? Yes, absolutely things are changing. Let's start with new construction.

What's expected for the rest of the year?

Not a burst in a bubble as some think.  The market is now slowing, it's adjusting.  We are so use to a lighting fast market that things are feeling weird for a home to sit on the market for even a couple of weeks.  This is normal, not a declining market.

✅ Housing Inventory is low ✅ Housing Demand is high ✅ Interest Rates are low ✅ What buyers and sellers need to know about the market

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In this episode of Real Estate Talk we will discuss New Construction, the in's and out's of purchasing a new home from a builder.

Waiting on New Construction, Lot Fees, Using A Realtor, what to expect.

Hosted buy Troy Sage

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Real Estate Talk will the bubble burst in 2021?

Hi, everyone, Troy Sage here with Real Estate Talk, and we're going to be discussing the second half of 2021. Wow, the first half of 2021 has been absolutely crazy, has it not? Prices increasing, increasing, increasing. For sellers, that's fantastic news. There's tons of equity that you're gaining in your current properties, whether you're owner occupied or you're an investor, you are making money every single month just by owning a home. So that's great news for sellers. The challenge for buyers is in certain markets, they're being outbid, sometimes 10% to 50% above list price. So buyers are sort of losing their mind in today's market. When you see a home priced at $300,000 and it sells for $375,000, $400,000, $425,000. It's a major challenge for the home buyers to actually get into the marketplace right now. So what can we do in today's market for buyers and sellers? Well, as I've already said, sellers, you are in a great position because you have equity almost every single day.

So what are we expecting to happen here now?   Check out our latest episode of Real Estate Talk and hear the predictions for the rest of 2021.

Will there be a Bubble that Burst in 2021?

✅ How to get an offer accepted ✅ Housing Inventory ✅ How to purchase New Construction ✅ Negotiating the Best Deal ✅ Where is the market going in the next few months? ✅ Cost of Purchasing New Construction ✅ What home sellers need to know about the current market ✅ Preparing for a smooth closing. 

Check out our Video Blog at  https://youtu.be/vZLpUZyTcEc

Visit our Real Estate Website www.SageAndAssociatesAZ.com

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Real Estate News on Real Estate Talk Podcast.

On this episode of Real Estate Talk we will discuss what it takes for a buyer to get an offer accepted. What sellers need to know about the market. How to purchase New Construction. Is there a Real Estate Bubble and what’s the market looking like in the next few months.

Subscribe to our Podcast at https://www.podomatic.com/podcasts/realestatetalk

Click here for the full Episode https://youtu.be/7ICssW9Umno

Knowledge is power!

✅ How to get an offer accepted ✅ Housing Inventory ✅ How to purchase New Construction ✅ Negotiating the Best Deal ✅ Where is the market going in the next few months? ✅ Cost of Purchasing New Construction ✅ What home sellers need to know about the current market ✅ Preparing for a smooth closing.

Visit our Real Estate Website at www.SageAndAssociatesAZ.com

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Real Estate News on Real Estate Talk Podcast.

On this episode we will discuss the Real Estate Market and what’s happening in March 2021. What the market is doing to sellers, buyers, and agents. Is there a Bubble and will this Bubble Burst?

Knowledge is power!

✅ Home Pricing and the Market Trend ✅ Is there a real estate Bubble? ✅ How to get an offer accepted by a seller. ✅ Buyer and Seller Negotiations. ✅ How to put deals together. ✅ Paying above appraised value. ✅ Low interest rates. ✅ How to prepare for a smooth closing.

Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk

Visit our Real Estate Website at www.SageAndAssociatesAZ.com

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Real Estate News on Real Estate Talk Podcast. Our focus is people and our language is Real Estate

On this episode we will discuss Zillow and their new acquisition of Showing Time. Zillow the marketing company is now a Brokerage and Owner of Showing Time. What will this mean for Realtors and the general public.

Knowledge is power! ✅ Zillow was an advertising company ✅ Zillow made their money from Realtors not selling homes ✅ Convenience vs Service ✅ Acquisition Fees more than Realtors Commission ✅ How to protect yourself as a consumer ✅ How Realtors will represent consumers better than Zillow ✅ MLS sold Agents listings for a profit to Zillow ✅ Does Zillow have to play by the same rules as Realtors? ✅ Don’t get ripped off

Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk

Visit our Real Estate Website at www.SageAndAssociatesAZ.com

Zillow #showingtime #RealEstate #RealEstateNews #CARealtor #CARealEstate #PhoenixTravel #PhoenixRealtor#RealtorsOfInstagram #ArizonaHomes#Phoenix #PhoenixRealEstate #Arizona#RealEstate #YourRealtor #HomeBuying#Motivation #TipsForBuyingHomes #PhoenixRealtor #ArizonaRealEstate#StopRenting #AzRealtor #SurpriseAZRealtor

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Real Estate News on Real Estate Talk Podcast. Our focus is people and our language is Real Estate

On this episode we will discuss Zillow the pros and the cons. Zillow is now a Brokerage so what does this mean to the consumer and how will this change business for Realtors

Knowledge is power!

✅ Zillow was an advertising company ✅ Zillow made their money from Realtors not selling homes ✅ Convenience vs Service ✅ Acquisition Fees more than Realtors Commission ✅ How to protect yourself as a consumer ✅ How Realtors will represent consumers better than Zillow ✅ MLS sold Agents listings for a profit to Zillow ✅ Does Zillow have to play by the same rules as Realtors? ✅ Don’t get ripped off

Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk

Visit our Real Estate Website at www.SageAndAssociatesAZ.com

Zillow #RealEstate #RealEstateNews #CARealtor #CARealEstate

PhoenixTravel #PhoenixRealtor#RealtorsOfInstagram #ArizonaHomes#Phoenix #PhoenixRealEstate #Arizona#RealEstate #YourRealtor #HomeBuying#Motivation #TipsForBuyingHomes #PhoenixRealtor #ArizonaRealEstate#StopRenting #AzRealtor #SurpriseAZRealtor

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Real Estate Market Conditions in California and Arizona February 2021.

Know the market before you buy or sell a home. Get the facts and straight talk from Troy Sage.

✅ Home Sales are UP ✅ Home Prices are UP ✅ Inventory is LOW ✅ Interest Rates are LOW ✅ Shadow Inventory

Search Homes at www.SageAndAssociatesAZ.com

Follow us on Facebook https://www.facebook.com/SageandAssociates

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Arizona Real Estate Market June 2020

Is is a Buyers Market or Sellers Market? Know how COVID-19 has changed Real Estate today. It’s important to have accurate information regarding the Real Estate Market in Arizona. Home sellers and buyers need to know the market before they list or purchase a home. It’s also important to understand the real estate market today, so you’re intelligent when buying and selling. No one likes to overspend or reduce their profits in Real Estate.

In this episode of Real Estate Talk we will discuss the following trends within the Arizona Real Estate Market: Available Inventory Current Home Prices Mortgage Loans Year to date statistics Days on Market Equity in homes today Distressed Properties Pricing

FREE Buyers Guide to purchasing Real Estate. https://bit.ly/2K8Spg3

FREE Sellers Guide to selling Real Estate. https://bit.ly/3cn3Ih2

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California Real Estate Market June 2020

Is is a Buyers Market or Sellers Market? Know how COVID-19 has changed Real Estate today. It’s important to have accurate information regarding the Real Estate Market in California. Home sellers and buyers need to know the market before they list or purchase a home. It’s also important to understand the real estate market today, so you’re intelligent when buying and selling. No one likes to overspend or reduce their profits in Real Estate.

In this episode of Real Estate Talk we will discuss the following trends within the California Real Estate Market: Available Inventory Current Home Prices Mortgage Loans Year to date statistics Days on Market Equity in homes today Distressed Properties Pricing

FREE Buyers Guide to purchasing Real Estate. https://bit.ly/2K8Spg3

FREE Sellers Guide to selling Real Estate. https://bit.ly/3cn3Ih2

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Real Estate Talk COVIC-19 Episode with information pertaining to Home Loans, DTI, Loan Limits, and more. Learn what you need to know about obtaining a home loan today and in the future.

Hosted by Troy Sage troy@troysage.com Special Guest Darryk Allen darrykallen@hotmail.com

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Real Estate Talk Forbearance Stimulus Package Information and the in's and out's of the Forbearance process.

How to read a Forbearance Proposal What to look for in the Forbearance Proposal How will this effect your Credit

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Real Estate Talk - New Loan Regulations

With the Corona Virus comes not only change in our daily activities, but Loan Regulations and Underwriting guidelines have changed. Learn what's new and how you can prepare for the future.

FHA & VA Loan guidelines have changed. Minimum FICO scores increased. Buyers required Reserves prior to owning a home. The US Stimulus package and how it will impact home loans.

Hosted by Troy Sage with special guest Simela Townsend of Guaranteed Rate Mortgages.

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The truth about Forbearance, Short Sales, and Foreclosure.

With the current market and state of the world in flux, we want to make sure you understand what Forbearance, Short Sales, and Foreclosures really are. With the Federal Government placing a hold on Foreclosures it's important to understand your rights.

Forbearance - Diverting payments for a month or even up to 6 months. You still owe the bank the payments and you'll have a balloon payment at the end of your term.

Short Sale - Paying the bank less than what's owed. This takes time and an owner must prove why they can't make the payments.

Foreclosure - When the bank sells your property at auction due to non payment.

Visit www.SageAndAssociates.net for updated information.

Keep up to date with all Real Estate News. Help spread the news by sharing this podcast and by visiting www.SageAndAssociates.net

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In this episode of Real Estate talk we discuss the COVID19 situation, how the real estate market is changing, local businesses, and what we can do and expect in the future.

Here's some links we discussed www.SageAndAssociates.net

Free educational websites for home school ideas

https://fromabcstoacts.com/

Information about free brown bag lunch:

www.peoriaunified.org

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Real Estate Talk with Troy Sage and Vincent Goodrich of Peoples Mortgage in AZ. In this episode of Real Estate Talk, we will get to know Vincent on a personal level and who he is. Our discussions include what buyers need to know about home loans and mortgages, Down payment assistance, DTI Debt To Income Ratios, How to qualify for a loan, FICO scores or credit scores, how to increase you FICO score, and how to get a home loan or mortgage.

With up to date details on the best way for a buyer to get a home loan or mortgage, Real Estate Talk takes you deeper in the process and how to get money to purchase a home.

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Real Estate Talk with Troy Sage and Brandelyn Jones of Sage and Associates in AZ. In this episode of Real Estate Talk, we will get to know Brandelyn on a personal level and who she is. Our discussions include Brandelyn’s journey in real estate, what buyers and sellers need to know about realtors, how hard real estate agents work, what to expect from a realtor, and easy steps to a successful real estate transaction.

With up to date details on the best way for buyers and sellers to purchase and sell real estate. Proper representation with return on investment, getting the job done.