Launch Financial with Brad Sherman.: Recent Episodes
Brad Sherman
Overview: Tune into this week's episode of Launch Financial as we discuss a big day in the markets, with the Dow notching a record high on strong earnings to start the week and a decline in oil. All eyes remain on the geo-political developments in the Middle East, interest rates and oil prices as earnings season continues. It's been a great season of earnings, with "more than 84% of S&P 500 companies that have reported earnings have beaten expectations", according to FactSet.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week of economic data, with GDP numbers, the Federal Reserve decision to hold interest rates steady, and a monster week of earnings reports from tech companies. All eyes are on the markets as they continue to digest this slew of information and the impact on the bond market.
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Overview: Tune into this week's episode of Launch Financial as we discuss a busy week ahead of corporate earnings. All eyes have remained on oil prices as investors believe it could keep consumer goods prices elevated, and in turn impact the future of interest rate policy. As we are nearing the final month of summer, we discuss financial planning topics that are top of mind for our clients.
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Overview: Tune into this week's episode of Launch Financial as we recap the end of the second quarter and reflect on what has been a volatile, but ultimately resilient, start to the year for the markets. We discuss the key drivers behind recent market performance, what investors can learn from the first half of the year, and why staying focused on a long-term financial plan remains as important as ever.
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Overview: Tune into this week's episode of Launch Financial as we discuss the recent market volatility following continued tensions in the Middle East, the Space X IPO, inflation data, and this week's Federal Reserve interest rate decision.
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Overview: As we kick off June and head into the heart of summer, we discussed what investors should be paying attention to amid the recent market volatility. While headlines continue to focus on inflation, interest rates, tariffs, and economic uncertainty, we explored why staying disciplined and focused on long-term goals remains critical, especially given the rollercoaster we've seen in the markets. We also covered June planning checklist items to tackle this summer and how this is a pivotal point in the year to make impactful financial decisions.
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Overview: After a brief hiatus, we're back just in time for the start of summer. Join us on this week's episode of Launch Financial as we discuss what's been driving markets lately, why volatility can make investors uneasy, and the importance of staying focused on your long-term plan. Given where the markets were just a few months back in March to the recent record highs, it might be prudent to take a look at your portfolio to identify if it has drifted from its targets. Tune in for our thoughts and insights on financial planning items to tackle to start June, and email info@shermanwealth.com with any questions.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead with teh Federal Reserve kicking off their FOMC interest rate meetinng, inflation data, and the Magnificent Seven reporting earnings. All eyes look to the markets just off record highs as we await more economic clarity.
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Overview: Tune into this week's episode of Launch Financial as the markets digest rising geopolitical tensions, a fragile Iran ceasefire and potential end to the war, and a packed slate of economic data, earnings, and Fed developments. Stocks pulled back after a historic run even as valuations hit extreme levels, widening the gap between strong market performance and weak consumer sentiment. All eyes continue to be on the future of interest rate policy, inflation, and geopolitical tensions.
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Overview: Tune into this week's episode of Launch Financial as we break down a strong week in the markets, with stocks continuing to surge amid growing investor optimism around the potential end of the Iran war. We're also keeping a close eye on key economic data, including the latest Producer Price Index report, along with fresh insights on the consumer coming from major bank earnings throughout the week. On the financial planning side, with Tax Day here, we discuss how to use your 2025 tax return as a planning tool, helping you fine-tune your strategy and realign your financial roadmap for the rest of the year.
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Overview: Tune into this week's episode of Launch Finanical to kick off National Financial Literacy Month. Markets surged today on easing geopolitical tensions after a surprise U.S.–Iran ceasefire, which sent oil prices sharply lower and boosted investor confidence. The rally was broad-based, with stocks jumping on hopes of lower inflation and potential Fed rate cuts pending key inflation data reports this week.
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Overview: Tune in to this week's episode of Launch Financial as we break down the major developments that drove market volatility at the end of last week. We also look ahead to the key events shaping the markets in the days ahead, including earnings and updates from major retailers and tech companies, along with critical inflation data, Consumer Price Index (CPI) and the Fed's preferred inflation gauge, the Personal Consumption Expenditures (PCE) index.
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Overview: Tune into this week's episode of Launch Financial as we discuss major losses in the markets following geopolitical conflicts. Markets had nowhere to hide as gold pulled back, volatility spiked to its highest level since November, and oil surged for a second straight day — pushing Treasury yields higher on renewed inflation fears just as investors are counting on Fed rate cuts.
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Overview: Tune into this week's episode of Launch Financial as we discuss a rocky week in the markets over AI disruption concerns, global trade issues, and Federal Reserve rhetoric on future interest rate policy. We will see a big week ahead of home improvement company earnings along with Nvidia and other tech companies.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week in the markets as it continues to get hit on fears that AI could replace the software sector. All eyes remain on key economic data including the Fed's preferred measure of inflation, PCE, on Friday. For questions or inquire, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Financial as we discuss a huge week ahead of key economic and inflation data, following recent record highs in the stock market as a shift into value-oriented stocks occurs.
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Overview: Tune into this week's episode of Launch Financial as we discuss a huge week of economic data including earnings from the Magnificent Seven which have caused a sell-off in technology stocks. All eyes remain on commodities, tech earnings and key inflation data as we head into February.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead with the Federal Reserve interest rate meeting, mega cap tech earnings ahead, and key inflation data. All eyes remain on global trade developments and economic factors ahead.
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Overview: Tune into this week's episode of Launch Financial as we discuss global trade tensions causing treasury yields to spike and the markets to slip. All eyes this week are on earnings reports and PCE data, the Fed's preferred measure of inflation.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week to kick off January with December CPI report, and earnings season with large money center banks reporting. All eyes continue to be on economic data and the Federal Reserve and the future of interest rate policy in 2026.
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Overview: Tune into our very first 2026 episode of Launch Financial as we welcome the New Year and discuss setting financial goals and resolutions for the year ahead. The markets kicked off the year strong and we will continue to watch for economic indicators as we head into January.
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Overview: Tune into our final 2025 episode of Launch Financial as we discuss 2025 in the markets, the Federal Reserve future rate cut outlook, and year end financial housekeeping checklist. Email info@shermanwealth.com for any emails or inquiries and have a happy and healthy New Year!
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead with the Federal Reserve concluding their two-day interest rate meeting, as the market is pricing almost a 100% chance that interest rates are cut. As we head into the final weeks of the year, listen in for our year end financial planning tips.
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Overview: Tune into this week's episode of Launch Financial as we discuss November in the markets, the upcoming Federal Reserve meeting, and year end planning items to tackle before December 31st. Email info@shermanwealth.com with any questions or inquiries.
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Overview: Tune into this week's episode of Launch Financial as we discuss November in the markets and recent volatility approaching the holidays. All eyes remain on the Federal Reserve and their increasing probability of cutting interest rates at their December meeting. We hope you all have a wonderful Thanksgiving and holiday season!
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Overview: Tune into this week's episode of Launch Financial as we discuss a retreat in the markets over artificial inteligence valuation concerns and the tech bubble. All eyes remain on whether the Federal Reserve will be able to cut interest rates at their December meeting as the probability has tumbled from over 90% a month ago. For any questions or inquiries, email info@shermanwealth.com
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Overview: Tune into this week's episode of Launch Financial as we discuss continued corporate earnings, the tech and AI bubble, and the potential end of the government shut down. All eyes remain on the consumer, key inflation data, and its impact on the Federal Reserve!
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead of corporate earnings following a 25 basis point interest rate last week from the Federal Reserve. All eyes remain on the continued government shutdown and the AI bubble and its impact on the market.
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Overview: Tune into this week's episode of Launch Financial as we discuss a monster week of earnings, economic data, and the Federal Reserve on their two-day interest rate meeting and decision. All eyes are on the government shut down, markets notching all time highs, and earnings season concluding.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead for Q3 earnings season with a slew of companies reporting today through the rest of the week. Over 75% of the S&P 500 companies that have posted results so far have beaten expectations, and all eyes remain on updates to the government shut down, global trade developments, and the future of interest rate cuts. Email info@shermanwealth.com with questions or inquiries.
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Overview: Tune into this week's episode of Launch Financial as we discuss updates on the global trade front which rocked the market causing them to retreat last week from record highs. All eyes continue to be on the government shut down along with a strong start to earnings season from large money center banks. For more questions on the state of the economy and inquiries on planning items to tackle in Q4, email info@shermanwealth.com.
Show Notes:
https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill
https://www.eventbrite.com/e/barre-financial-balance-sherman-wealth-x-new-ways-barre-tickets-1754110153689?aff=oddtdtcreator
Overview: Tune into this week's episode of Launch Financial as we discuss record highs in the markets led by tech and the AI bubble, as investors simultaneously look for more answers and clarity on the government shut down as it heads into its second week.
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Overview: Tune into this week's episode of Launch Financial as we discuss Q3 and September review in the markets to close out the month, as well as potential impending government shut down ahead later this week.
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RSVP To Barre & Financial Balance Event (Sherman Wealth x New Ways Barre) https://www.eventbrite.com/e/barre-financial-balance-sherman-wealth-x-new-ways-barre-tickets-1754110153689?aff=oddtdtcreator
Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead with PCE, the Fed's preferred measure of inflation, coming off last week's 25-basis point interest rate cut from the Federal Reserve. All eyes this week are on the AI boom and its impact on the tech industry and companies.
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Overview: Tune into this week's episode of Launch Finanical as we discuss a big week ahead with the Federal Reserve two-day interest rate meeting kicking off today. The market is pricing in a 25 basis point interest rate cut from the Federal Reserve while all eyes continue to be on the labor market, inflation, and the market reaching record highs. Tune in tomorrow for more!
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Overview: Tune into this week's episode of Launch Financial as we discuss investors worry over the state of the US economy following last week's weaker than expected jobs report. All eyes are on a big week ahead with CPI and PPI data that may impact the Federal Reserve's decision on the future of interest rates at their meeting next week.
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Overview: Tune into this week's episode of Launch Financial as we discuss investors worry over global trade developments, tariffs, and yields as we enter September and leave a strong summer behind. All eyes are on a big week ahead of earnings reports and jobs report on Friday that may impact the Federal Reserve on their stance of cutting rates ahead of their meeting later this month.
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Overview: Tune into this week's episode of Launch Financial as all eyes are on the Federal Reserve board member removal from President Trump and the future of interest rate policy. A big week ahead for the tech space with Nvidia earnings reporting Wednesday. Email info@shermanwealth.com for inquiries or questions.
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Overview: Tune into this week's episode of Launch Financiasl as we discuss a big week ahead of economic data, particularly indicators on the state of the consumer with major retailers reporting earnings. We will also await further rhetoric from the Federal Reserve as we gear towards the September meeting.
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RSVP to Beers with Brad!
https://www.eventbrite.com/e/beers-with-brad-financial-literacy-happy-hour-tickets-1587123582359?aff=oddtdtcreator
Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic reports and earnings that are stirring worry on the strength of the economy. All eyes remain on global trade developments and comments, as well as further outlook on the consumer and retailers from this week's earnings reports.
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Overview: Tune into week's episode of Launch Financial as we discuss a massive week of economic data including PCE inflationary data, strong earnings from mega cap tech firms of the "Magnificent Seven", and commentary from the Federal Reserve after holding interest rates steady for the time being. Stay tuned for more economic reporting and our thoughts!
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week of economic data including earnings season with megacap tech companies reporting, global trade developments, and major averages setting fresh records following last week's inflation readings. We will continue to look for clues on the economic landscape with earnings outlook and global trade updates.
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Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data, including an overview of the Big Beautiful Bill, Federal Reserve rhetoric and continued push and pull between Jerome Powell and President Trump, as well as the continued market reocvery rally with the Nasdaq hitting all time highs this morning. All eyes continue to look out for global trade developments.
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Overview: Tune into this week's episode of Launch Financial as we wrap up the second quarter of 2025 and reflect on how the markets volatile ride through the first half of the year. Plus we share our outlook for Q3 and beyond—and top of mind planning items to tackle for the rest of 2025. Email info@shermanwealth.com with any questions.
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Overview: In Episode 239 of Launch Financial, we’re gearing up for quarter end as well as a big week ahead as markets await several key economic indicators. We discuss the Federal Reserve’s continued “wait and see” approach to interest rate cuts, and how rising global geopolitical tensions are adding pressure and uncertainty to the economic outlook and markets. Tune in for a quick breakdown of what we are watching out for and thoughts on the current state of the economy.
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Overview: Tune into this week's episode of Launch Financial as we unpack the latest economic headlines starting with May’s lower-than-expected retail sales and what that might signal about consumer confidence heading into summer. We also preview the Federal Reserve’s interest rate meeting set to conclude tomorrow that is expected to hold rates steady. Plus, we drop some early hints about potential shifts in the tax code that could impact your financial planning
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Overview: Tune into this week's episode of Launch Financial as we discuss continued trade discussions between the US and China in London, as well as a big week ahead of inflation data, as investors await the Federal Reserve's two day interest rate meeting next week.
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Overview: Tune into this week's episode of Launch Financial as we discuss a strong comeback in the month of May for the stock market, following a very volatile April. Last week the market digested PCE, the Fed's preferred measure of inflation, and all eyes remain on the future of interest rate policy and global trade deals.
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Overview: Tune into this week's episode of Launch Financial as we discuss the S&P500 snapping its six day winning streak, losing steam following a sharp market recovery from the extreme volatility and lows just 40 days ago. All eyes remain on earning reports from retailers this week and the future of interest rate policy from the Federal Reserve.
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Overview: Tune into this week’s episode of Launch Financial as we discuss encouraging signs of a market rebound and a busy week for economic data. We unpack the latest CPI report, which came in softer than expected, what it means for consumers and the Fed, and how a potential tariff reprieve could impact global trade and inflation dynamics. We’ll also preview upcoming data to watch later this week.
Email info@shermanwealth.com with any questions or topics you'd like us to cover in a future episode!
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead as all eyes are on the Federal Reserve's two-day meeting and their conclusion on the future of interest rate policy.
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Overview: Tune into this week's episode of Launch Financial as wrap up financial literacy month and discuss a monster week of economic data including a rebound for the stock market, mega cap tech earnings reports, inflation readings and consumer indicators. Email info@shermanwealth.com for any questions or inquiries!
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Overview: Tune into this week's episode of Launch Financial as we discuss continued volaitlity in the markets as the global trade disputes continue and Trump sparks hostility with Federal Reserve Chair Jerome Powell. We will look to many earnings reports this week as earnings season continues giving insight on how corportations are reacting and preparing for the future global tarriff developments.
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Overview: Tune into this week's episode of Launch Financial as we discuss an extremely volatile sell-off over the last week, with the market continuing to digest fears of a global trade war. In this episode we discuss historical market volatility and the importance of understanding your time horizon and risk tolerance as it relates to your portfolio. We will be continuing to watch how the global trade front and tariff news unfolds, check back in for more updates!
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Overview: Tune into this week's episode of Launch Financial as we discuss a lookback of a bumpy Q1 in the stock and bond market as well as the current economic environment. Then, we shift the focus to your personal finances with our Spring Financial Checklist. With April being Financial Literacy Month, we highlight the importance of financial education and will be continuing to share practical tips to boost yourfinancial confidence. If you have any questions or inquiries, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Financial as we discuss continued market volatlity as all eyes await President's Trumps announcement that there will be more updates on the international tarriff front. As we head into the full swing of spring, we want to stress the importance of a spring financial tune up and check in, especially given current economic uncertainty and volatility.
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Overview: Tune into this week's March Madness episode of Launch Financial as we discuss the current market correction and volatility coupled with a slew of economic data and the Federal Reserve's decision to hold interest rates steady. For more information email info@shermanwealth.com
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Overview: Tune into this week's episode of Launch Financial as we discuss quite a week in the overall economy, with continued recession fears as extreme volatility continues to rattle the markets. If you have any questions on building your financial plan or revisiting your allocation amid the current volatility, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Financial as we discuss a very rocky market following Trump tarriffs on Mexico, Canada, and China going into effect. All eyes look to the Federal Reserve and now the forecast of future interest rate cuts later this year. Email info@shermanwealth.com with inquiries or questions.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week of economic news, including the much anticipated Nvidia earninga, plunging consumer confidence, and awaited PCE data.
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Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data last week, including higher than anticipated inflation reports and announcements on the global trade front. The markets rallied amid this data and kicked off the week with the S&P500 hitting a fresh record high.
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Overview: Tune into this week's episode of Launch Financial as we disucss a big week ahead of inflationary data to start the year, comments from Fed Chair Jerome Powell stating there is no rush to ease monteary policy and cutting interest rates, and more!
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Tune into this week’s episode of Launch Financial as we are joined for a second time by special guest and Head of Trusts and Estates Practice, Adam Moskowitz. On our previous episode with Adan, he helped simplify estate planning and explained how and why it’s so important, regardless of your status or wealth. On today's episode, we dive deeper into some of the misconceptions surrounding estate planning, and how it applies to all stages of life.
More about Adam, his practice focuses on estate and trust planning, administration, and litigation. Adam has drafted wills, trusts, powers of attorney and medical directives for hundreds of clients and their families. His practice also includes complex trust and tax planning. Additionally, Adam’s experience includes will contest litigation, trust interpretation/modification controversies, real estate ownership disputes, fiduciary duty disputes, rights of heirs, beneficiaries, and legatees and other types of litigation involving estates and trusts. Adam has completed administration for trusts and estates of all sizes, working closely with the fiduciary and beneficiaries.
Prior to joining BBS&G, Adam was a partner at a boutique estate and trust planning, administration and litigation firm in Bethesda, Maryland. To contact Adam for estate planning help, visit his website or send him an email at amoskowitz@bregmanlaw.com.
What You’ll Learn:
- Why Estate Planning Applies to Every Stage of Life
- The importance of having a strong financial team
- Misconceptions on Estate Planning
Show Notes:
https://www.bregmanlaw.com/
Overview: Tune into this week's episode of Launch Financial as we continue to discuss a slew of corporate earnings set to report this week following last week's tech disruption, Fed's decision to hold rates steady and global trade developments from the Trump Administration.
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Overview: Tune into this week's episode of Launch Financial as we discuss a huge week of economic data ahead, with mega cap tech earnings, breaking news in the tech AI world, inflation reports, and the Federal Reserve two-day FOMC interest rate decision meeting.
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Overview: Tune into this week's episode of Launch Financial as we discuss the bond and stock market reaction to last week's lighter than expected inflation reports and a week ahead with the inaguration and corporate earnings.
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Overview: Tune into this week's episode of Launch Financial as we discuss the December PPI report coming in cooler than expected, following three back to back weekly losses in the markets as we gear up for big bank earnings and the Federal Reserve interest rate decision later in the month.
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Overview: Tune into this week's episode of Launch Financial, the very first episode of 2025, to discuss 2024 in review, the bond and stock markets start to the year, mortgage rates hitting 6 month highs, and setting the tone for a succsessful year ahead using SMART goals and intentions. Email info@shermanwealth.com if you have any questions.
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Overview: Tune into our final episode of Launch Financial in 2024 as we discuss the year and market in review, year-end financial planning items to tackle, and the much anticipated Federal Reserve interest rate meeting concluding tomorrow. Thank you all for listening and your support, and we wish you a Happy Holiday and New Year!
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Overview: Tune into this week's episode of Launch Financial as we discuss the markets coming off of record highs, as we await key inflation reports that will play a vital role in the Fed's interest rate decision at their meeting next week.
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Overview: Tune into this week's episode of Launch Financial as we recap a strong month of November in the markets, following the results of the Presidential Election and a slew of economic data. All eyes look to unemployment and labor data this week alongside earnings reports showing the strength of the consumer with more retailer earnings.
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https://shermanwealth.com/launch-financial-how-to-make-the-most-out-of-your-charitable-giving-this-year-with-elizabeth-goldstein/
Overview: Tune into this week's episode of Launch Financial as we unpack a sharp fall in the market following last week's inflation data coming in slightly higher on an annualized rate. The percentage of a future interest rate cut now lies at just 55%. Head to our blog and social channels for more information on year end financial checklists and family financial education.
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Toys For Tots
Overview: Tune into this week's episode of Launch Financial as we discuss the stock and bond markets following a huge week with the results of the Presidential Election, The Federal Reserve cutting interest rates 25-basis points, and a slew of corporate earnings. This week we await more corporate earnings in the retail sector, along with more core inflation reports.
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Toys For Tots
So What Else Helps
Overview: Tune into this week's episode of Launch Financial as we await the outcome of the 2024 Presidential Election, coupled with a big week ahead which awaits the Federal Reserve's conclusion of their two-day interest rate meeting. As we head into November, all eyes look towards the future of interest rate policy and year end finanical planning topics.
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Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data points and a big week of earnings reports to come. The market continues to hit fresh records as we head towards a potentially positive month of October in the market.
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Overview: Tune into this week's episode of Launch Financial as we disucss a strong stock market rally, with the S&P500 setting new records, up 10 of the past 11 months, 9 of the past 10 weeks, and 5 months in a row! October is financial planning month, so we continue to share some important year end financial planning items to hit before December 31st.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big rally in the stock market, with the Dow and S&P500 reaching records highs, and the Dow crossing 43,000 for the first time. All eyes continue to be on bond and stock market, especially as the Federal Reserve gears up for their next interest rate meeting.
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Overview: Tune into this week's episode of Launch Financial as we discuss financial planning month, as well as a big week in the bond market, with yields spiking up to the highest levels in a few months. As we prepare for year end, there are many financial planning items to check off your list, so tune in to hear our top hits!
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Overview: Tune into this week's episode of Launch Financial as we wrap up a strong September, Q3, and start to the year, as the S&P500 and all major averages marked recent record highs and a rally to end the month and quarter off on a positive note. As we head into Q4, we are discussing many year end financial planning tips and tools to ensure you end the year off on the right foot.
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Hurriance Helene Relief Resources:
https://www.nytimes.com/2024/09/30/us/hurricane-helene-victims-aid.html
https://www.flgov.com/2024/09/30/governor-ron-desantis-issues-updates-on-response-and-recovery-efforts-to-hurricane-helene-7/
October is Breast Cancer Awareness Month
Overview: Tune into this week's episode of Launch Financial as we discuss a big week in the market, with the Federal Reserve cutting interest rates last week by 50-basis points, more than some expected, followed by more economic data and a big rally in the stock market, leading the major averages to fresh records. All eyes remain on consumer confidence and economic data, as well as tax planning between now and the end of the year.
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Overview: Tune into this week's episode of Launch Financial as we discuss a big week ahead, with the Federal Reserve set to cut interest rates at their FOMC meeting tomorrow, for the first time since they started hiking rates back in March of 2022. We will continue to discuss how lower interest rates will impact the consumer and begin our fall tax planning to do list!
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Overview: Tune into this week's episode of Launch Financial as we discuss a rocky week on Wall Street, as well as caution from banking institutions on the state of the economy, as we await key inflation data that may determine the amount in which the Federal Reserve cuts interest rates at their September meeting. For questions or topics, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Financial as we discuss August in the markets, an extremely volatile yet strong month, as well as financial planning and "back to school" items to tackle this September. All eyes remain on the Federal Reserve and how much they will cut interest rates at their meeting in a few weeks! Email info@shermanwealth.com for any questions or inquiries.
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Overview: Tune into this week's episode of Launch Financial as we discuss market recovery, with the Dow hitting intra-day all time record highs, following a quick market correction, as well as rhetoric from the Federal Reserve on the futrue of interest rate cuts later this year.
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Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data, including this week's CPI and PPI reports, showing signs of cooling inflation, moving towards the Fed's target of 2%.
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Overview: Tune into this week's episode of Launch Financial as we discuss the extreme market and economic volatility, discsussing market trends and the importance of ensuring the global allocation of your portfolio and financial life aligsn with your risk tolerance, especially in market corrections as we are currently experiencing. If you have any questions email info@shermanwealth.com
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Overview: Tune into our 197th episode of Launch Financial as we discuss a big week of Mag 7 earnings set to report along with the two day Federal Reserve FOMC meeting set to provide visibility on the timing and amount of interest rate cuts to expect in the coming months, all impacting a sector rotation and volatility in the market.
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Overview: Tune into this week's episode of Launch Financial as we discuss tons of economic data, including a big week of tech earnings, home sales data, GDP, PCE, and more, as all eyes continue to watch the Federal Reserve and the potential interest rate cut later this year.
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Overview: Tune into this week's episode of Launch Financial as we unpack a great deal of news in the media along with a big rally in the stock market, with all major averages pushing towards record highs. All eyes will continue to be on earnings season along with more rhetoric from the Federal Reserve on the future of interest rate cuts and policy.
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Overview: Tune into this week's episode of Launch Financial following a summer hiatus, focusing on Q2 in the markets, as the S&P500 and Nasdaq mark yet another all time high, as well as some finanical planning topics to focus on this July. For inquiries or questions, email info@shermanwealth.com.
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Overview: Tune into Launch Financial as we discuss a monster start to the year in the stock and bond market. Yesterday the S&P500 marked its 31st record this year as the AI darling Nvidia continued its uphill roar hitting a new high and surpassing Microsoft as the most valuable public company. Email info@shermanwealth.com for questions or inquiries.
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Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data as we await Fed rhetoric on the future of interest rates and May CPI report release. If you have any questions on updating your June financial planning checklist, email info@shermanwealth.com.
Overview: Tune into this week's episode of Launch Financial as we discuss a strong month in the stock and bond market in the month of May coupled with a slew of economic data as all eyes continue to watch the Federal Reserve on the future of interest rates.
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Overview: Tune into this week's episode of Launch Financial as we discsus the consumer and spending as we head into the summer months, along with the stock and bond markets in the month of May. For more info or questions, email info@shermanwealth.com
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Overview: Tune into this week's episode of Launch Finanical as we discuss a quite notable week in the stock market, with the Dow closing above 40,000 for the first time last week and the Nasdaq setting its ninth record close this year. We will continue to watch for economic clues on future interest rate policy as the FOMC minutes are set to release later this week. For more information or questions, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Finanical as we discuss a quite notable week in the stock market, with the Dow closing above 40,000 for the first time last week and the Nasdaq setting its ninth record close this year. We will continue to watch for economic clues on future interest rate policy as the FOMC minutes are set to release later this week. For more information or questions, email info@shermanwealth.com
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Overview: Tune into this week's episode of Launch Financial as we discuss today's release of the producer price index which came in higher than economists expectations. Fed Chair Jerome Powell says inflation continues to remain high, leaving the consumer uncertain whether interest rate cuts are in the foreseeable future. We also discuss the financial strategies behind charitable giving and ways to increase your tax situation when giving back.
Show Notes:
For more on Donor Advised Funds check out our podcast episode with Elizabeth Goldstein! https://shermanwealth.com/how-to-make-the-most-out-of-your-charitable-giving-this-year/
Overview: Tune into this week's episode of Launch Financial as we discuss Mental Health Awareness Month, our May financial planning checklist, and the stock and bond markets as they continue to digest big earnings reports and economic data.
Show Notes:
https://shermanwealth.com/are-your-finances-negatively-impacting-your-mental-health/
Overview: Tune into this week's episode of Launch Financial as we discuss and unpack the stock and bond market in April, along with anticipating big tech earnings later this week along with an interest rated decision from the Federal Reserve following their two-day meeting.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss volatility in the stock and bond market as we look towards more major tech earnings and inflation indicators this week. We will continue to watch yields and the impact its having on consumers during this spring housing market. For questions or inquiries, email info@shermanwealth.com.
Show Notes:
RSVP to Beers with Brad on May 8th!
https://www.eventbrite.com/e/883429149367?aff=oddtdtcreator
Overview: Tune into this week's episode of Launch Financial as we discuss a big week of economic data, including surging retail sales, home builder confidence, earnings reports, and spiking treasury yields. We will continue to watch for more outlook from the Federal Reserve on future interest rate policy.
Show Notes:
Overview: Tune into this week’s special episode of Launch Financial joined by special guest and senior mortgage consultant at PHM Loans, Jody Eichenblatt. On this episode, we will discuss the 2024 spring housing market, outlook on interest rates and the impact it's having on homebuyers, and Jody’s thoughts and tips on navigating your home purchase in this economic environment. For questions or inquiries, email info@shermanwealth.com.
Show Notes: For more information about Jody and to reach him about questions from today's episode, visit www.jodyeichenblatt.com.
Cell 973-951-8077, jody.eichenblatt@phmloans.com
Overview: Tune into this week's episode of Launch Financial as we discuss the markets, treasury yields, and a big week ahead of key inflation data that will serve as an economic indicator of the future of interest rate policy. Later this week, the Fed minutes from their last meeting will be released, and we will be on the lookout for the start of earnings season.
Show Notes:
Overview: Happy April! Tune into this week's episode of Launch Financial as we discuss National Financial Literacy Month and why financial literacy and empowerment is such a core value of Sherman Wealth. In this episode we also delve into a review of the stock and bond market in Q1, as we continue to watch for Fed rhetoric on the future of cutting interest rates. If you have any questions, email info@shermanwealth.com
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the stock market as it awaits outlook from the Federal Reserve two day meeting that kicked off today. Consumers are still looking for some movement on interest rates as they head into the spring housing market and prices and mortgage rates remain high.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss February CPI report, which came in slightly higher than analyst expectations at 0.4% increase for the month, and 3.2% higher from a year ago. Are you still feeling the impacts of inflation on your wallet? We will continue to monitor the impact this CPI data has on both the market and Federal Reserve and future interest rate policy.
Show Notes:
Overview: Happy March! Tune into this week's episode of Launch Financial as we unpack February in the markets and discuss the markets following reaching all time highs last week as we continue to await outlook and rhetoric from Fed Chair Jerome Powell on the future of interest rate policy.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss a slew of continued earnings reports and economic data that the market will continue to digest as the Federal Reserve makes their analysis on future interest rate policy. More economic data is on slate later this week, so stay tuned for an emergency press conference.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the markets drawback awaiting major earnings, including tech mogul Nvidia. We also discuss the importance of creating a savings strategy and how to maximize your extra cash.
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Overview: Tune into this week's episode of Launch Financial as we discuss January CPI data coming in hotter than expected. We will continue to watch how this will impact the Fed's decision on future interest rate policy and the potenital of cutting interest rates in the back half of the year.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss a slew of economic data including the Federal Reserve deciding to hold interest rates steady and signaling there may not be enough data to cut rates at the next meeting. However, amidst this economic data, the consumer is continuing the spend as interest rates on credit cards hit 21.5% and consumer sentiment remains high.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the markets continuign to break record highs in the stock market, while all eyes are on mega cap tech earnings later this week along with the Federal Reserve interest rate policy decision. Email info@shermanwealth.com for more info.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss exciting all time highs and records in the stock market, with the Dow reaching above 38000 for the first time ever. Amid all time highs in the stock market, we like to discuss the importance of time in the market versus timing the market as well as determining your risk tolerance and goals based planning. For more of our thoughts, check out the episode or email info@shermanwealth.com
Show Notes:
Overview: Tune into this week's episode of launch Financial as we discuss the markets as it digests a strong jobs report and booming consumer sentiment, the highest since July 2021. Home sales plunged in 2023 to a 30-year low, leaving us to track what the housing market has in store for home buyers in 2024.
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Overview: Tune into this week's episode of Launch Financial as we discuss a volatile stock market to start the year, snapping a 9-week winning streak as it awaits economic inflation data later this week.
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Overview: Happy New Year everyone! Tune into this week's episode of Launch Financial as we discuss 2023 in the markets, setting financial goals for 2024, and holding yourself accountable in the New Year!
Show Notes:
https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000
Overview: Tune into our final episode of Launch Financial for 2023 as we discuss holiday spending, the year in the stock markets, and outlook on future interest rate policy.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss a 4-week high in the stock market, approaching a 5th week winning streak. All eyes continue to watch the Federal Reserve's outlook on future interest rate policy in 2024.
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Overview: Tune into this week's episode of Launch Financial as we discuss November in the markets, along with some end of the year financial action items to check off before December 31st. Email info@shermanwealth.com if you have any questions or have any inquiries.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the markets and the strong November it saw, as well as Giving Tuesday and the efforts here at Sherman Wealth. Email info@shermanwealth.com if you are interested in our end of the year checklist and action items blog.
Show Notes:
Here’s Why To Consider A Donor Advised Fund
Overview: Tune into this week's episode of Launch Financial as we discuss retail sales and the consumer as we head into Thanksgiving week. How are you feeling about holiday shopping this Black Friday and Cyber Monday? Let us know!
Show Notes:
Overview: Tune into this week's CPI episode of Launch Financial as we discuss a cooler than expetced October CPI report, which marked the core CPI two-year low, as the consumer continues to cut back spending and prices cool off. We will be back with more inflation data and economic clues about the consumer following tomorrow's PPI report. If you have any questions, email info@shermanwealth.com.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the strong week the stock market had and the consequent impact that had on yields. For those who have been wondering how to maximize this higher for longer interest rate environment, tune in to learn more about higher yielding investement vehicles you can explore.
Show Notes:
The IRS Increased Retirement Contribution Limits for 2024
Overview: Happy Halloween Everyone! We hope you have a fun and safe evening tonight. This week we discussed October in the markets awaiting to see how they will respond to the Federal Reserve meeting and decision on "higher for longer" interest rate policy later this week. If you have any questions on interest rate flucuations and market volatility, let us know, info@shermanwealth.com
Show Notes:
More details on I-Bonds: https://treasurydirect.gov/savings-bonds/i-bonds/
Overview: Tune into this week's episode of Launch Financial as we discuss a big week of earnings following a big slew of economic data last week. This week we await GDP and PCE data which will provide further outlook on the future of interest rate and economic policy. Given the recent spike in yields, affordability in the housing market is impacting the consumers wallet. We will continue to watch for clues on future interest rate policy later this week.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as retail sales are relased hotter than expected following last week's higher inflation data. We will continue to watch how the markets digest this all as well as earnings from large money center banks.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the horrific events of the terrorist attack on Israel, following the impact this attack is having on the economy. Our hearts are with Israel and check out the resources below to help support.
Show Notes:
https://docs.google.com/document/d/1-3iQLlCKI18rs0luiaGu8Be7RK02hhTOw61bw4QW5uY/edit
Overview: Tune into this week's episode of Launch Financial as we discuss interest rates spiking to record highs not seen since 2007, amid outlook on whether the Fed will maintain a tighter interest rate policy for longer.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss Septmeber in the stock market as well as the impact of the Fed keeping interest rates steady at their Spetmeber meeting. Are the Fed's rate hikes stinging you and your wallet? Let us know!
Show Notes:
Launch Financial- How To Work Through Money Conversations With Your Significant Other, with David Pearl
Overview: Tune into this week's episode of Launch Financial as we discuss the Federal Reserve two-day meeting where they will decide on the future of interest rate policy. We also discsused the impact inflation and rising costs are having on the consumer. Are you feeling the impacts of inflation? Let us know, info@shermanwealth.com.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss the big upcoming week of economic data, including August CPI data, PPI data, Retail Sales, and Prelim Consumer Sentiment. As we head into this monster week of data and await future Fed interest rate policy outlook, make sure you are maximizing your financial suituation and understanding how to navigate this interest rate environment.
Show Notes:
https://shermanwealth.com/your-financial-checklist-for-september/
Overview: Tune into this week's episode of Launch Financial as we discuss the markets as they continue to digest economic data and we prepare for the fall. Make sure you re-visit your budget as we dive into the fall and prepare to tackle your goals by year end.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss the markets as they continue to digest inflation data and Fed outlook on whether they will be another interest rate hike this fall. As consumer sentiment numbers finalize, how are you feeling about your spending? Gas prices are spiking up to highs for the year, are you feeling the impact? Let us know!
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss spiking interest rates with the 2-Year Treasury yield and 30-Year Fixed hitting highs not seen in 20+ years. This week the market will continue to digest earnings reports from retailers to indicate the state of the consumer and thier senitment.
Show Notes:
Overview:Join us on this week's episode of Launch Financial as we discuss retail sales increasing 0.7%, greater than expected, following last week's cooling consumer sentiment. With a big week ahead of retail earnings, the consumer may be cutting back on big ticket items, but still are spending money. How is your sentiment on the economy? Let us know!
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss the July CPI report, which showed inflation gauge rose 3.2%, less than expected. Are you feeling the weight of inflation and increased prices? If so, on what? Email info@shermanwealth.com and let us know!
Show Notes:
Overview:Welcome back! Tune into this week's episode of Launch Financial as we discuss and recap the month of July the markets and economy. Last week, we saw lots of economic data and the Federal Reserve raised interest rates another 25 basis points. For questions and info, email info@shermanwealth.com.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we await key economic data, including CPI and PPI reports, which will be a key indicator of future interest rate policy and what the Federal Reserve will do at thier next meeting. As we are halfway thru the year, make sure you start thinking about scheudling your mid-year financial review to ensure you are on path to reach your yearly goals.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss Q2 in the markets and the first half of the year. As 2023 is off to a strong start in the stock market, consumer sentiment ended the month of June on a positive note, surging 9%. We hope everyone has a wonderufl 4th of July tomorrow and we will be back next week!
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss the markets bracing up for the end of the second quarter and first half of the year. The stock market will digest lots of economic data through the rest of the week to close out the quarter. Stay tuned for a quarter in review next week.
Show Notes:
Overview: Tune into this week's epiode of Launch Financial as we discuss the the stock market's monster week last Friday, responding positevely to the Federal Reserve's decision to pause interest rate hikes for the time being.
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Overview: Tune into this week's episode of Launch Financial as we discsus May CPI data, which slowed to the lowest levels since 2021, which will impact the Federal Reserve's decision on the future of interest rates at thier meeting tomorrow.
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Overview:Tune into this week's episode of Launch Financial as we discuss the debt ceiling deal that was reached and set to resume student loan payments. Additionally, this month we are dicussing the importance of consolidation and condlidating old bank or retirement accounts. For more information, email info@shermanwealth.com.
Show Notes:
Overview: Happy Tuesday everyone, we hope you had a wonderful holiday weekend, and we recognize, honor, and thank all those who served and serve our country. This week all eyes are on the debt ceiling negotiations as the they begin to firm up and approach the June 1 deadline.
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Overview: Tune into this week's episode of Launch Financial as we discuss further negotitaions of the debt ceieling as we approach June 1st. As we kick off the summer, we talk about the importance why now is a great time to create and/or re-visit your financial plan. For questions or inquiries, email info@shermanwealth.com.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we watch retail sales boost 0.4% in April and well as awaiting news from Biden's debt ceiling meeting this afternoon. We continue to talk about ideas on the best ways to maximize cahs in this environment so if you have any questions, please let us know at info@shermanwealth.com.
Show Notes:
Overview: Tune into this week's very special episode of Launch Financial joined by special guest and senior mortgage consultant at PHM Loans, Jody Eichenblatt. On this episode, we will discuss the Biden Administration mortage fees and rules, credit score bands, tips for homebuyers in this environment, and Jody's outlook on the spring housing market and interest rates. For questions or inquiries, email info@shermanwealth.com
Show Notes: For more information about Jody, visit www.jodyeichenblatt.com
Cell 973-951-8077, jody.eichenblatt@phmloans.com
Overview: Tune into this week's episode of Launch Financial as we discuss last week's interest rate hike of 25 basis points and this week's economic topics of the debt ceiling, CPI and PPI data reports. How are you and your family feeling as it relates to travel and the costs associated? Let us know at info@shermanwealth.com!
Show Notes:
https://twitter.com/lisaabramowicz1/status/1655356633671671808?s=43&t=OXvu2R0roJX0UmTJ96VzQQ
Overview: Tune into this week's episode of Launch Financial as we discuss the current state of the econcomy and how the markets and bond yields are bracing up for the next interest rate hike tomorrow as well as earnings season rounding up.
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Overview: Join us for a financial literacy episode of Launch Financial as we prepare for our in person event Women, Wine and Financial fitness and discuss the importance of empowering women and their finances.
Show Notes
Overview: Happy Tax Day everyone! Join us on this week's tax day episode of Launch Financial as we discuss the start of earnings season, and the banking system and what the future looks like here. Please join us for our Women, Wine, & Financial Fitness event next week, we hope to see you there. RSVP below.
Show Notes: https://www.eventbrite.com/e/women-wine-financial-fitness-tickets-608759424827
Overview: Join us on this week's episode of Launch Financial as we discuss the state of the global economy and the markets as they brace up for tomorrow's March CPI data report and Thursday's PPI report. We will also watch out for bank earnings for the first time since the banking collpase on Friday. Email info@shermanwealth.com with any questions.
Overview: Join us on this week's episode of Launch Finanical as we discuss the end of the second quarter, the markets and bond yields, financial literacy month, financial empowerment, and our Financial Literacy Women, Wine, & Fitness event here at Sherman Wealth. Check out the sign up link below and we hope to see you there.
Show Notes:
https://www.eventbrite.com/e/women-wine-financial-fitness-tickets-608759424827
Overview: Join us on this week's episode of Launch Financial as we discuss home sales declining for seven straight months in a row, the SVB banking crisis and its impact on the global economy, and more! Shout out to the winners of the MCPS Business Pitch Challenge as well. If you have any questions email info@shermanwealth.com.
Show Notes
Overview: Join us on this week's episode of Launch Financial as we discuss some action items you can take this spring to clean up your finances, especially given all the economic uncertainty we are seeing, with the banking crisis, inflation, and interest rates. All eyes are on home sales/price data later today as well as the Federal Reserve meeting tomorrow where they will decide on the future of rising interest rates. For questions or inquiries, email info@shermanwealth.com.
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Overview: Tune into this week's episode of Launch Financial as we discuss the banking crisis and how the bond and stock markets are digesting this news and economic data.
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Overview: Join us on this week's episode of Launch Financial as we discuss live comments from Fed Chair Jerome Powell on the future of interest rate hikes and our thoughts on the consumer as the Federal Reserve continues to raise interest rates.
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Overview: Join us on this week's episode of Launch Financial as we discuss a rough end to February in the stock market, the 10-year treasury yields record high, home prices, tax season, cash strategies and more. Email info@shermanwealth.com with inquiries or questions.
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Overview: Tune into this week's episode of Launch Finanical as we discuss the impact rising rates have on your wallet, the importance of having an estate plan, the markets, bond yields, and more.
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Overview: Join us for a very special Valentine's Day and inflatoin data episode of Launch Financial as we discuss CPI data released this morning, money conversations in a relationship, the superbowl, and the impact inflation has on your wallet.
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Overview: Tune into this week's episode of Launch Financial as we discuss the Federal Reserve raising interest rates by 25 basis points and how that impacts your wallet. We saw dissapointing earnings last week from mega-cap tech firms Apple, Alphabet, and Amazon as well. All eyes await for Fed Chair Jerome Powell's clarity on future rate hikes later today. For inquiries or questions, email info@shermanwealth.com.
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss how the markets are on track for their best January since 2019. The markets are now bracing for the Federal Reserve's interest rate hike annoucnement at the conclusion of their two-day meeting tomorrow. All eyes are on earnings, especially from mega-cap tech firms. For inquiries or questions, email info@shermanwealth.com.
Show Notes:
https://twitter.com/LizAnnSonders/status/1620391496892416001?cxt=HHwWgoCwlebe5PwsAAAA
Overview: Tune into this week's episode of Launch Financial as we discuss tax tips as we kick off this year's tax season, as well as mega-cap tech earnings reporting this week. All eyes are on the Federal Reserve next week as they are set to report the next set of interest rate hikes. For questions and inquiries, email info@shermanwealth.com.
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Overview: Join us for our 121st episode of Launch Financial as we discsus the markets after digesting last week's CPI data for December, along with earnings season and what we anticipate to see this week.
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Overview: Tune into this week's episode of Launch Financial as we discuss interest rates and the market as we await December's inflation report later this week along with comments from Fed Chair Jerome Powell. As consumers take note of record high food prices, American's credit card debt remains higher month to month. Check out our social channels @shermanwealth later this week for our take on December's CPI report.
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Overview: Happy New Year! Join us on our very first Launch Financail episode of 2023 as we discuss 2022 in the markets, 2023 financial resolutions, and ways to set intentional goals for yourself in the New Year! If you have any questions or are interested in joining the show as a guest speaker, email info@shermanwealth.com!
Show Notes:
Overview: Tune into this week's episode of Launch Financial as we discuss 2022 in review along rising interest rates, consumer spending due to 40-year high inflation numbers, retailers, and more! If you have any year-end questions before the New Year, we are here and happy to help. Email info@shermanwealth.com with inquiries or questions.
Show Notes:
Overview: Join us on our inflation episode of Launch Financial as we discuss November's CPI report that came in lighter than expected with energy prices declining but shelter and food costs increasing. All eyes are on the Federal Reserve tomorrow to see what the future is for interest rate hikes. Email info@shermanwealth.com with questions or inquiries.
Show Notes:
https://twitter.com/LizAnnSonders/status/1602658533190893568
Overview: Join us on this week's episode of Launch Financial as we discuss retail earnings and consumer spending this holiday season with all eyes next week on the Federal Reserve meeting to see the future of interest rates.
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Overiew: Join us today on Giving Tuesday as we discuss Thanksgiving at Sherman Wealth and how we participated in giving this holiday season. As we wrap up what looks like a positvie month in the markets, we want you all to check off your end of the year planning lists and make sure you are prepared for the year to come.
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Overview:Join us on this week's episode of Launch Finanical as we discuss Thanksgiving inflation, retail earnings this holiday season, holiday giveback, and all we are thankful for!
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Overview:Tune into this week's episode of Launch Financial as we discuss October's inflation numbers coming in lighter than expected, treasury yields, the temporary ban on Biden's student forgiveness plan, and more!
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The Value Of Ongoing Financial Advice
Overview:Tune into this week's episode of Launch Financial as we discuss October's inflation numbers coming in lighter than expected, treasury yields, the temporary ban on Biden's student forgiveness plan, and more!
Show Notes:
The Value Of Ongoing Financial Advice
Overview:Tune into this week's episode of Launch Financial as we discuss the the markets as they await the midterm election results, Thursday's CPI report, and more earnings this week. For more information on Thanksgiving giveback and Donor Advised Funds, email us at info@shermanwealth.com.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss the the markets as they await the midterm election results, Thursday's CPI report, and more earnings this week. For more information on Thanksgiving giveback and Donor Advised Funds, email us at info@shermanwealth.com.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss what a strong rally October had in the markets with the Dow having its best month since 1976. All eyes are on the Federal Reserve's November meeting as they are expected to raise interest rates yet another 75 basis points. For questions or inquiries, email info@shermanwealth.com
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss a whole load of economic information including the 2023 changes for retirement savings contritbutions and tax income brackets, the 10-year treasury yield hitting a 14-year high last week, mega-cap tech earnings to come, inflation fears, and more!
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Overview:Tune into our weekly episode of Launch Financial as we discuss how the consumer is digesting record high inflation and interest rates and that applications are now open for Biden's Federal Student Loan Relief.
Show Notes: https://www.forbes.com/sites/adamminsky/2022/10/17/biden-touts-student-loan-forgiveness-application-says-8-million-have-already-applied/?sh=32a37e2b2b5e
Overview:Tune into this week's episode of Launch Financial as we discuss an extremely volatile marke , bond yields, and anticipation of Thursday's CPI report that will impact what the Federal Reserve will do with interest rates at their November meeting.
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Overview:Tune into this week's episode of Launch Financial as we discuss what a awful week, month, and quarter we saw in the third quarter and some economic outlook and thoughts as we head into the last three months of the year.
Show Notes:
Beers with Brad RSVP: https://www.eventbrite.com/e/420703424267
Overview:Check out this episode of Launch Financial as we discuss the Federal Reserve raising interest rates 75 basis points at last week's meeting with the intention of raising rates another 75 basis points at the November meeting. Tune in for our thoughts and how the economy is digesting these rate hikes and more.
Show Notes:
Overview:Check out this episode of Launch Financial as we discuss the Federal Reserve raising interest rates 75 basis points at last week's meeting with the intention of raising rates another 75 basis points at the November meeting. Tune in for our thoughts and how the economy is digesting these rate hikes and more.
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss the Federal Reserve meeting which kicked off today, interest rates at record highs, housing prices rising, and more!
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Overview:Tune into this week's episode of Launch Financial as we discuss the Federal Reserve meeting which kicked off today, interest rates at record highs, housing prices rising, and more!
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Overview:Join us on our first Fall 2022 episode of Launch Financial as we discuss the most recent hot CPI report, interest rates and the Federal Reserve, bitcoin's rally, fall football, and more! Email us at info@shermanwealth.com for questions or inquiries.
Show Notes:
Overview:Join us on our first Fall 2022 episode of Launch Financial as we discuss the most recent hot CPI report, interest rates and the Federal Reserve, bitcoin's rally, fall football, and more! Email us at info@shermanwealth.com for questions or inquiries.
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Overview:Join us on this week's episode of Launch Financial as we discuss questions you may be having on Biden's federal student loan repayment announcement last week and the Federal Reserve minutes on interest rates.
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Overview:Tune into this week's episode of Launch Financial as we discuss economic data as the market is digesting the Fed minutes later this week.
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Overview:Join us for our 101st episode of Launch Financial as we discuss impacts to the housing industry, including a decrease in sentiment, affordability, new home construction, and more.
Show Notes: https://shermanwealth.com/are-you-hsa-eligible-if-so-check-this-out/
Overview:Tune into this week's episode of Launch Financial as we discuss today's inflation report that showed inflation numbers cooling off, mortgage rates leading to a mini refinancing boom, and treasury yields. For questions or inquiries, email info@shermanwealth.com.
Show Notes:
Overview: Join us on this week's episode of Launch Financial as we discuss mega-cap tech earnings, the Federal Reserve raising interest rates by another 75 basis points, the yield curve, and July in the markets. For any questions or inquiries, email us at info@shermanwealth.com.
Show Notes:
Launch Financial-Join us this week on Launch Financial as we discuss a preview of this week's mega-cap tech earnings and the Federal Reserve meeting on Wednesday. Tune back in tomorrow for updates!
Overview:Join us on this week's episode of Launch Financial as we discuss consumer sentiment on Amazon Prime Day, mortgage rates dropping to 2008 levels, and thoughts as we await inflation data. For questions or inquiries on the podcast, email info@shermanwealth.com
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Overview:We hope everyone had a happy July 4th weekend and our thoughts and prayers go out to those in Highland Park. This week we discuss the markets over the first half of the year and where we are headed as we kick off the 3rd quarter.
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Overview:Tune into this week's episode of Launch Financial as we discuss a consumer sentiment as a recession looms along with cooling home prices in April. Email info@shermanwealth.com with questions or thoughts.
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Overview:Tune into this week's episode of Launch Financial as we discuss how our enviornment is adapting to last week's wild economic data and the impacts it will have on the consumer.
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Overview:Happy Tuesday everyone, hope you had a great weekend. Join us today on our 93rd episode of Launch Financial as we discuss wild economic data that has officially entered us into a bear market. Tune in to hear our thoughts and the impacts on the consumer.
Show Notes:
https://twitter.com/sjd10304/status/1536445385379659777?s=12&t=s4T1fqiJ-KZj8BdsfPTurQ
Overview:Join us today on Launch Financial as we discuss Targets hints at consumer retail behavior, market volatility, and more. Email us at info@shermanwealth.com with questions or podcast topics.
Show Notes:
Is Lifestyle Creep Impacting You?
Overview:Join us on this week’s episode of Launch Financial as we are joined by recurring guests, The Washingtonian Group’s Andres Serafini and Daniel Esteban. On this episode, Andres and Daniel come back on the show a year later to discuss the current state of the housing market and tips to think about when homebuying.
For more information on Andres and Daniel check out their bios below:
Andres A. Serafini, Founder & Principle of The Washingtonian Group at RLAH Real Estate is a proud DC Native and Bethesda Resident, as well as a First Generation Colombian & Italian American. Appreciative of the diverse nature of the DC Metropolitan area, Andres prides himself in servicing Domestic and International Clientele in the Residential, Luxury, & Commercial Markets.
Daniel was born and raised in the Washington DC metro area and is a proud Bethesda home owner. Beginning his real estate career during challenging economic conditions, Daniel’s experience in an arduous and complex market has granted him a deeper level of expertise in this dynamic housing industry.
For more information and inquiries about topics discussed in this week’s episode, please reach out to us at info@shermanwealth.com.
Show Notes:
Overview: Happy Tuesday, we hope you had a wonderful holiday weekend. Join us this week on Launch Financial as we discuss the impact that inflationary prices are having on the average consumer and record high home sales.
Show Notes:
Overview:Join us this week on Launch Financial as we discuss a greater than expected fall in new home sales, continued inflation, and high gas and travel prices going into Memorial Day.
Show Notes:
The Return Of Beers with Brad
Overview:Tune into this week's episode of Launch Financial as we discuss the continued economic downturn and how you can be thinking about your investment porfolio and time horizon during this time. We also discuss the importance of credit, roth conversions and more!
Show Notes:
Overview:Join us on this week's episode of Launch Financial as we discuss the extreme market volatility, bitcoin and gasoline prices, and more. Let us know how you are feeling about your investment portfolio. We're here for you!
Show Notes:
Overview:Join us for a very speicial episode of Launch Financial this week as we are joined with recurring guest, Jody Eichenblatt. On this week's episode we are going to continue our discussion since our last recording with Jody about rising interest rates and get Jody's professional opinion on how these hikes will ultimately impact the consumer and the home-buying process. Tune in for a great episode!
A little about Jody, Jody Eichenblatt (NMLSR# 181198) is a Senior Mortgage Consultant with over 18 years of experience in the mortgage industry holding a license in Virginia, Maryland, the District of Columbia and Florida. Jody’s professional service is founded on delivering the best possible customer experience for his clients and partners.
Whether you are a first time homebuyer or seasoned refinancer Jody understands that each transaction is unique and special and treats it as such. Listening to his clients objectives and clearly communicating all of the available options is what makes Jody a success.
Jody graduated from the University of Maryland Robert H Smith School of Business with a MBA, and a BS in Marketing and Logistics. In his free time Jody enjoys running, hiking, biking, traveling and most of all spending time with his wife Kim, son Ryan daughter Taylor and mini Aussiedoodle Teddy. For questions about the episode, email info@shermanwealth.com.
Overview:Join us on this week's episode of Launch Financial as we discuss the current market correction, the 10-year Treasury yield hitting 3% as we await for the Federal Reserve Meeting, and more.
Show Notes:
Financial Secrets and Money Mistakes Within A Relationship
Overview:Tune into this week's episode of Launch Financial as we discuss a competitive housing market, Elon Musk taking on Twitter, the volatile market, and much more! For any questions email us at info@shermanwealth.com
Show Notes:
Estate Planning in Uncertain Times
Overview:Join us on this week's episdoe of Launch Financial as we discuss tax day 2021 offically passing, market volatility, the 10-year treasury yield hitting a three-year record high, and much more!
Show Notes:
Overview:Join us on this week's episode of Launch Financial as we discuss continual inflation surges (March energy prices and higher food costs could be the highest consumer inflation since 1981), falling bond-yields, the housing market, and more! Show Notes:
How To Adjust Your Budget For Inflation https://twitter.com/charliebilello/status/1513858070702657536?s=12&t=qN9vMmkTkpZi7XKe8kIxjw
Overview:As the consumer, how are you feeling about your spending, increased prices all around, and your personal savings? We want to know! Join us on this week's episode of Launch Financial as we discuss big economic moves in the markets, Elon Musk taking on Twitter, and more!
Show Notes:
Have You Had Regrets About Your Financial Decisions In The Last Year? You’re Not Alone
Overview:Tune into this week's episode of Launch Financial as we discuss what a strong recovery the markets have made to finish out the first quarter. As previously dicussed, this week we will touch on continuing inflation, record high avocado prices, and all the drama at the oscars!
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss financial spring cleaning tips and good places to get started, along with the markets, volatility, inflation, and more!
What You'll Learn:
- How the fed meeting and rising interest rates will affect your wallet
- Do's and Don'ts in a market correction
- Spring Cleaning Tips
Show Notes:
How The Fed & Rising Interest Rates Will Affect Your Wallet Do’s And Don’ts In A Market Correction
Overview:Tune into our Federal Reserve press conference episode as we discuss an overview of the two-day Federal Reserve meeting and what these higher rates will mean for you and your money.
Overview:Join us on this week's episode of Launch Financial as we talk about continued inflation and commodity prices, along with yields and oil prices. We also discuss do's and don'ts in a market correction and how investor biases may be affecting your investments.
Show Notes:
Do’s And Don’ts In A Market Correction
Overview:Join us on this week's episode of Launch Financial as we honor International Women's Day and female financial empowerment. We also discuss the continued war tensions and heightened prices across the globe. We hope for a peaceful resolution in Ukraine.
Show Notes:
Here Are Some Signs To Re-Visit Your Estate Plan
Overview:Tune into this week's episode of Launch Financial as we discuss the Ukraine-Russia war, oil prices hitting a record high, interest rates plunging, and more!
Show Notes:
How to Talk Money In A Relationship : Valentines Day Edition
Overview: Join us on this week's episode of Launch Financial as we discuss continuing inflation fears, supply chain issues, rising oil prices, Russia-Ukraine tensions and more.
What You'll Learn:
- How inflation is impacting all different industry sectors
- Russia-Ukraine tensions
Show Notes:
Overview:Tune into this week's Valentine's Day episode of Launch Financial as we discuss how to talk about money in a relationship, defining what money means to you, and more
What You'll Learn:
- Tips for stronger communication skills
- How to effectively communicate with your partner as it relates to money
Show Notes:
How to Talk Money In A Relationship : Valentines Day Edition
Overview:Join us on this week's episode of Launch Financial as we discuss rising interest rates, Peloton and Meta's restructuring, the markets, and more.
Show Notes:
Mistakes To Avoid As A First-Time Home Buyer
Overview:Join us on this week's episode fo Launch Financial as we discuss January in the markets, th Fed's decision to hike interest rates, and its implications. What You'll Learn:
- Importance of keeping a long-perspective
- Whether you are investing or speculating?
- Are you comfortable with your risk?
Show Notes:
Overview:Join us on this week's episode fo Launch Financial as we discuss what has been a crazy ride in the markets, ultimately leading to the current correction we are in. On this episode, we will provide you with behavioral tips to approach the stock market and how to think about corrections as such. For questions about the market correction or your particular financial situation, email us at info@shermanwealth.com and we are happy to help.
Overview: Join us on this week's episode of Launch Financial as we discuss continual market volatility, booming interest rates and oil prices, and the beginning of earnings season.
What You'll Learn:
- Market volatility is here and ahead
- The importance of sticking to your long-term plan
Show Notes:
Overview:Tune into this week's episode of Launch Financial as we discuss great market volatility, fluctuating interest rates, and much more!
What You'll Learn:
- Why you should open a high-yields savings account
- What to do with cash you need in the short term
Show Notes:
Overview:Happy New Year everyone! We hope you had a wonderful holiday season and New Year! Join us on this week's episode of Launch Financial as we discuss Apple hitting $3 trillion market-cap, financial goal and resolution setting in 2022, and some financial tips we have to start the year!
What You'll Learn
- Our 2022 financial resolutions
- Financial tips to start the year
- Goal-setting in 2022
Show Notes
Overview: Join us on this week's episode of Launch Financial as we announce some exciting year-end news at Sherman Wealth and the end of Biden's Build Back Better Plan to end the year.
Show Notes:
2021 At Sherman Wealth
Overview:Join us on this week's episode of Launch Financial as we discuss inflation data that is the highest we've seen in 40 years along with recent market volatility. As we approach the end of the year, it's important to hit your year-end goals and make sure you fund all your accounts before the new year.
Show Notes:
Ep. 64 Launch Financial-Market Volatility Takes A Wild Ride END OF THE YEAR FINANCIAL CHECKLIST
Join us on this week's episode of Launch Financial as we discuss a great deal of market volatility over the past two weeks and market corrections we've seen.
Overview:Join us on this week's post-Thanksgiving episode of Launch Financial with Ashley and Brad as we discuss our Giving Tuesday plans and local charities, along with Black Friday/Cyber Monday data and the new Omicron threat.
What You'll Learn:
- Cyber Monday/Black Friday consumer data
- Market data and digestion
- The Fed's response to Omicron variant
Show Notes:
https://www.cnbc.com/2021/11/30/powell-says-fed-will-discuss-speeding-up-bond-buying-taper-at-december-meeting.html
https://www.instagram.com/p/CWYziFXJL2_/
Join us on this week's episode of Launch Financial as we wish you all a happy Thanksgiving and discuss local giveback opportunities, the markets, and more.
Overview: Tune into this week's episode of Launch Financial with Ashley and Brad as we discuss all time highs in the market and in the crypto world, along with truck driver and supply chain shortages continuing into holiday season, pandemic milestones, Biden's infrastructure bill, and more!
What You'll Learn:
- How third quarter earnings season unfolded
- About All-Time Highs in the market and bitcoin
Show Notes:
https://twitter.com/RyanDetrick/status/1457814095126741005?s=20
End Of The Year Financial Checklist
Overview:
Happy Tuesday! We hope you had a great weekend and happy halloween. Join us on this week's episode of Launch Financial as we discuss record highs in the market, earnings season, the new tax change proposal, Roth conversions and more!
What You'll Learn
- Implications of the new tax change proposal
- Why to consider a Roth conversion
Show Notes:
End Of The Year Financial Checklist
Overview:
Listen in to this week's episode of Launch Financial with Ashley & Brad as we discuss Tesla stock reaching over 1 trillion, a mega-earnings week, end of the year financial planning tips, and more!
What You'll Learn:
- End-of-the-year financial tips
- How the stock market is performing
Show Notes:
End Of The Year Financial Checklist
Overview:Tune into this week's episode of Launch Financial as we discuss a news heavy week including the Bitcoin ETF Launch, 403(b) plans for teachers and how they are rated around the DMV, earnings season, supply chain shortages, 2021 Black Friday Deals, and more...
What You'll Learn:
- The importance of investing and diversifying your portfolio
- 403(b) plans and how we can help you
- Understanding the supply chain shortages
- The importance of your credit score
Show Notes:
- 403(b) Rankings
- Ep. 33 Launch Financial- The Importance of Credit and How To Begin Credit Repair with KC Cole
- Ep. 57 Launch Financial- Are Inflationary Numbers Here to Stay?
Overview:
Join us this week on Launch Financial for Ashley's special birthday episode as we discuss whether inflationary numbers are here to stay, southwest cancellations and holiday travel, and market volatility. Not an episode you want to miss!
Show Notes:
Ep 56 Launch Financial- Debt Ceiling & Market Volatility Millennials Top $10 Trillion in Assets for First Time Are Inflationary Prices Here To Stay?
Overview:Tune into this week's episode of Launch Financial as we unpack a big news week, including debt ceiling, inflation, market volatility, Facebook's social media outage, and more.
What You'll Learn:
- 10 things to discuss with your partner before marriage
- Updates on the current debt ceiling
- Market volatility explained
Show Notes:
https://twitter.com/carlquintanilla/status/1446090653688008704?s=12
10 Important Things To Discuss Before Marriage The Financial Services Industry Is Evolving
Overview:
Join us on the 55th episode of Launch Financial with Ashley & Brad as we wrap-up the 3rd quarter discussing the great volatility in the markets this week and news to end the month.
What You'll Learn:
- 3rd Quarter Market Data
Show Notes:
Overview:
Join us on this week's episode of Launch Financial as we discuss the dips in the market this week, jobless claims, and more!
Overview:
Curious about the details of the most recent tax proposal and how it may affect you and your financial situation? If so, tune into this episode of Launch Financial as we are joined with special guest Shawn Donovan for a second time to discuss the fine print of the recent proposed tax plan. Shawn Donovan is a CPA and Partner at Turner, Leins, & Gold, LLC.
Shawn is a Partner in the firm's Maryland office. He has more than 15 years of public accounting experience as a trusted business advisor for his clients. He is experienced in tax preparation, planning and consulting for high net-worth individuals, partnerships and corporations. Specifically he enjoys working with real estate developers, commercial real estate investors, other professional service firms and government contractors. Shawn also has experience in auditing and attestation for small and medium-sized businesses.
Shawn is a member of the American Institute of Certified Public Accountants and a Certified Public Accountant in the State of Maryland and Commonwealth of Pennsylvania. Shawn earned his Bachelors in Accounting from the University of Pittsburgh. In his free time, Shawn enjoys being active in the communities of Gaithersburg and Damascus with his wife and two sons.
If you have any questions for us or Shawn, send an email to info@shermanwealth.com.
What You'll Learn:
- How the most recent tax proposal may affect you
- How different tax rates could affect your financial situation
Overview:
Join us for a special Friday edition of Launch Financial with Ashley & Brad as we discuss the true value of a financial plan, understanding your employee benefits, inflation, and more!
What You’ll Learn:
- Understanding the true value of a financial plan
- What employee benefits you should look for
- How you can utilize financial planning software to your benefit
Show Notes:
Improving Your Employee Education As a Small Business Owner Understanding The True Value Of A Financial Plan End of Summer Reflection & The Importance of an Emergency Fund
Overview:
Happy Fall-We missed you all! Join us this week for our back to school & fall financial planning episode of Launch Financial as we discuss how to get your financial life organized for the last third of the year, emergency funds, investing, tax planning, bitcoin, and more!
What You’ll Learn:
- How to find the balance between your emergency fund and cash
- The value of financial planning
- Access to determine your risk tolerance
Show Notes:
Determine your Risk Tolerance Here!
Ep. 49 Launch Financial-How To Assign Familial and Financial Duties within a Relationship with David Pearl
Overview:
Join us on the 50th episode of Launch Financial as we discuss all time highs in the market, CryptoPunks, the Pfizer vaccine, and more!
What You’ll Learn:
- Despite market volatility, stick to your long term financial plan
- What CryptoPunks are
- How financially strapped women can better their financial situation
Show Notes:
Riskalyze Recapitalized
A Note To Women Out There Who Are Feeling Financially Stressed-You Are NOT Alone
Overview:
Tune into this week's episode of Launch Financial as we are joined by recurring special guest, Music City Pysch's, David Pearl. On this episode, David discusses strategies couples should utilize when assigning financial duties to each other, and how communication is a key driver in that process.
For more background on David, he aims to provide a safe and supportive environment to strengthen self-esteem and facilitate more meaningful connections with family, friends, professional colleagues, or teammates.
David obtained his Master’s degree from The Silver School of Social Work at NYU and his Bachelor’s degree in Human Development and Family Studies from the University of Wisconsin-Madison. He is formally trained in Acceptance & Commitment Therapy (ACT), and has certifications in Imago Relationship Therapy and Prepare/Enrich Premarital and Marital Counseling. David is dual licensed in New York and Tennessee, and works with clients on an ongoing basis in both locations.
Prior to founding Music City Psych in Nashville, TN, David provided psychotherapy and performance coaching at Union Square Practice in NYC, counseling to individuals, couples, and families struggling with hematologic cancers at Mount Sinai Hospital, as well as psychodynamically oriented individual and couples counseling at The National Institute for the Psychotherapies (NIP).
What You’ll Learn:
- Strategies on how to effectively and positively communicate with your spouse or partner
- How to be intentional about your spending
- How to talk about financial duties and money with your partner
Show Notes:
Ep. 40 Launch Financial- Does Money Buy Happiness with David Pearl
Overview:
Check out this week’s episode of Launch Financial with Ashley & Brad as we recap the first few weeks of August, including inflation, the car market, delta variant, and the new infrastructure bill.
What You’ll Learn:
- Inflation numbers and how that's impacting what you may be in the market for
- Details on the infrastructure bill
- Delta Variant's impact on the travel and dining industry.
Show Notes:
In The Market For A New Car? Check This Data Out Why To Start Early When Saving and Investing
Overview:
Check out this week’s episode of Launch Financial with Ashley & Brad as we discuss a huge earnings week and the delta variant's impact on company's decisions regarding return to work. Check out the links in the show notes for our Financial Planning Checklist for College Grads and Short and Long-Term Goals blog.
What You’ll Learn:
- How your favorite companies performed this earnings season
- How to create short vs. long-term goals
- Financial steps to take as a recent college graduate
Show Notes:
Financial Planning Checklist For College Graduates What Are Your Short and Long-Term Goals?
Overview:
Check out this week’s episode of Launch Financial with Ashley & Brad as we discuss hot earnings reports such as Netflix and Chipotle, market volatility, gas prices, and more!
What You’ll Learn:
- How companies are reporting during this earnings season
- How inflated gas prices are affecting you and more
Show Notes:
Here Are The Differences Between A Roth and Traditional 401(K)
Overview:
Check out this week’s episode of Launch Financial with Ashley & Brad as we host an emergency press conference to discuss great market volatility, bond yields, and investing in such a volatile market.
What You’ll Learn:
- How to recognize investment biases that hinder your financial decisions
- What investing means in such a volatile market
Show Notes:
Are These Psychological Biases Holding you Back from Building Wealth?
Overview:
Check out this week’s episode of Launch Financial with Ashley & Brad as we discuss the beginning of earnings season, inflation, high-yields savings accounts, credit score, more!
What You’ll Learn:
- How inflation is affecting your favorite purchases
- Why you should re-evaluate your portfolio
- Why you should open a high-yields savings account
- How to get the most out of your credit card
Show Notes:
Why you may need to work longer to afford retirement
Are You Reaching For Your Credit Cards? Why You Should Open A High Yields Savings Account
Overview:
Check out this week's episode of Launch Financial with Ashley & Brad as we discuss the great market volatility we've seen over this past year, as well as the current decline in bond yields and bitcoin.
What You’ll Learn:
- Where the stock market lies
- Market Volatility & more
Show Notes:
Ep. 42 Launch Financial-Estate Planning Isn't Just For The Wealthy with Adam Moskowitz
Overview:
Tune into this week’s episode of Launch Financial as we are joined by special guest and Head of Trusts and Estates Practice, Adam Moskowitz. On this episode, Adam helps simplify estate planning and explains how it's necessary and accessible for everyone, regardless of wealth and age. Listen til the end to learn about Adam's complimentary special offer, the "Ashley P. Special".
More about Adam, his practice focuses on estate and trust planning, administration, and litigation. Adam has drafted wills, trusts, powers of attorney and medical directives for hundreds of clients and their families. His practice also includes complex trust and tax planning. Additionally, Adam’s experience includes will contest litigation, trust interpretation/modification controversies, real estate ownership disputes, fiduciary duty disputes, rights of heirs, beneficiaries, and legatees and other types of litigation involving estates and trusts. Adam has completed administration for trusts and estates of all sizes, working closely with the fiduciary and beneficiaries.
Prior to joining BBS&G, Adam was a partner at a boutique estate and trust planning, administration and litigation firm in Bethesda, Maryland. To contact Adam for estate planning help, visit his website or send him an email at amoskowitz@bregmanlaw.com.
**What You’ll Learn:**
- Estate Planning 101
- How to Get Started
- Why It's Crucial To Start Early & More
Show Notes:
Your Estate Planning Checklist
https://www.bregmanlaw.com/
Overview:
Tune into this week's episode of Launch Financial with Ashley & Brad as we mark the end of the second quarter, recapping the performance of Bitcoin, discussing consumer data, and more.
What You'll Learn:
- Key Economic Benchmarks in Q2
- Bitcoin Performance
- Spending Habits and Trends in Q2
Show Notes:
Ep. 40 Launch Financial- Does Money Buy Happiness with David Pearl
April Home Prices
Overview:
Tune into this week's episode of Launch Financial as we are joined by recurring special guest, Music City Psych, David Pearl. We brought David on this week to discuss the question, "Does Money Buy Happiness?" David helps us define the meaning of money, how money can impact an individuals "happiness", and how to be intentional about your spending.
Some more about David, he aims to provide a safe and supportive environment to strengthen self-esteem and facilitate more meaningful connections with family, friends, professional colleagues, or teammates.
David obtained his Master’s degree from The Silver School of Social Work at NYU and his Bachelor’s degree in Human Development and Family Studies from the University of Wisconsin-Madison. He is formally trained in Acceptance & Commitment Therapy (ACT), and has certifications in Imago Relationship Therapy and Prepare/Enrich Premarital and Marital Counseling. David is dual licensed in New York and Tennessee, and works with clients on an ongoing basis in both locations.
Prior to founding Music City Psych in Nashville, TN, David provided psychotherapy and performance coaching at Union Square Practice in NYC, counseling to individuals, couples, and families struggling with hematologic cancers at Mount Sinai Hospital, as well as psychodynamically oriented individual and couples counseling at The National Institute for the Psychotherapies (NIP).
What You'll Learn:
- What money means to you
- How money defines your happiness
- How to be intentional about your spending
- How inflation is impacting your family situation
Show Notes:
Twitter Quote
Ep. 30 Launch Financial-Financial Planning Changes as The Economy Re-Opens with David Pearl
Tune into this week's episode of Launch Financial with Ashley & Brad as we discuss the Advance Child Tax Credit Payments in 2021, bitcoin potentially becoming an option in 401(k)'s, and more. Let us know what you want to hear more about at info@shermanwealth.com
Advance Child Tax Credit Payments in 2021
Tune into this week's episode of Launch Financial as we are joined by Senior Insurance Consultant at Greenberg, Wexler, & Eig, Matthew Friedson. During this episode, Matthew shares great tips for young professionals to consider as they think about purchasing life insurance. He walks the audience through the pros and cons they might encounter and how to make smarter decisions for their situation.
A little more about Matthew, As a Life Settlements expert and a long time Insurance Consultant, Matthew Friedson offers his clients both perspective and confidence in managing their insurance portfolio and evaluating opportunities in retirement and life’s major events. Matt joined GWE as an Insurance Consultant in 2013. He holds his Series 6 securities license and is excited to help his clients find a retirement solution or an insurance fit for their business.
Matthew specializes in complex insurance applications of estate and business planning. His work consists of educating clients and helping them both develop and implement creative strategies to meet their objectives. Matthew has been voted by industry peers for the last five years (2017, 2018, 2019, 2020, 2021), Best Insurance Consultants in Washingtonian Magazine.
Matthew was born and raised in the Washington DC area. He is a graduate of the University of Maryland. He is a Board Member of The Jewish Federation of Greater Washington and University of Maryland Hillel. Matthew enjoys spending time with family, golf, yoga, travel and giving back to the community. For inquiries about the episode, reach out to info@shermanwealth.com.
Join us on this week's episode of Launch Financial with Ashley and Brad as we discuss the federal reserve meeting, inflation, 401(k)'s, IPO's and more. For question inquiries, email us at info@shermanwealth.com.
Are you feeling anxious about re-opening plans and returning to our pre-pandemic norms? Join us on this week's episode of Launch Financial as we are joined by special guest, Johanna Kaplan. On this episode, Johanna will walk us through some of the anxieties individuals and their families are facing as the world continues to open up. She provides some great insights for parents on how to help their children work through these stressors this summer.
A little about Johanna, Dr. Johanna Kaplan is the director of the Washington Anxiety Center of Capitol Hill. She is a licensed clinical psychologist in Washington, DC, Maryland, Virginia, and Delaware. She is also a PSYPact provider (see list of teletherapy states here). She earned her Ph.D. in Clinical Psychology from The Catholic University of America and her undergraduate degree in Psychology and Communications from American University in Washington, D.C.
Join us on this week's episode of Launch Financial with Ashley & Brad as we discuss inflation, inflation, and more inflation! With record highs in the markets, we are seeing prices across all sectors rise at the quickest pace since the summer of 2008. Have you noticed an increase in prices at your favorite stores and restaurants? Let us know at info@shermanwealth.com.
Hungry for some pancakes and bacon? This episode will get you craving! Join us this week as we are joined by David Dennison, Director of Operations at Original Pancake House. On this episode, David speaks about how COVID-19 shifted operations in the restaurant industry, along with the impacts of inflation on input costs. Let us know your thoughts and head to Original Pancake House for some delicious breakfast!
Join us on this week's episode of Launch Financial as we are joined by VP of Work Perks and Community Development At Mid-Atlantic Federal Credit Union, KC Cole. On this episode, KC provides the audience with invaluable advice on how to establish a strong credit score, even as a college student, and how to work towards repairing your credit, especially if you have faced some hardships along the way.
A little about KC, at Mid-Atlantic Federal Credit Union, she is responsible for creating, marketing and managing the credit unions Bank at Work and Financial Wellness Employee exclusive programs. She serves as chief liaison of community development for corporate sponsorships, community service programs and marketing projects. She has over 18 years of experience as a former licensed investment Advisor, Banker and VP Community Relations Manager in Montgomery County, MD, where she has partnered with a multitude of businesses and organizations. She is the recipient of several awards and recognition, which include the State of Maryland Larry Hogan Governor's Volunteer Services Award, the Montgomery County Community Action Award for Partnerships, and the City of Gaithersburg Mayor and City Council Partnership Award.
She is an active board member of the Coalition Advancement Financial Education of Montgomery County, MD (CAFÉ) and Holy Cross Hospital Health Foundation Member.
She is married with three athletic children who run track and play lacrosse, and in her spare time if any is left over, she spends it at the gym every morning at 6am!
For more information on your credit score or any topics discussed in this episode, let us know at info@shermanwealth.com.
Join us on this week's episode of Launch Financial with Ashley and Brad as we return from Memorial Day to discuss re-opening plans across the country, the return of meme stocks, the continual increase in oil prices and more!
Join us on our latest episode of Launch Financial with Ashley and Brad as we discuss Bitcoin's recent plunge and such a crazy week in crypto world.
Join us on our 30th episode of Launch Financial as we welcome back special guest David Pearl. On this week's episode, Brad, Ashley and David discuss flexibility and compromise in relationships and how the financial planning thought process is changing as the economy and world continues to re-open.
Some more about David, he aims to provide a safe and supportive environment to strengthen self-esteem and facilitate more meaningful connections with family, friends, professional colleagues, or teammates.
David obtained his Master’s degree from The Silver School of Social Work at NYU and his Bachelor’s degree in Human Development and Family Studies from the University of Wisconsin-Madison. He is formally trained in Acceptance & Commitment Therapy (ACT), and has certifications in Imago Relationship Therapy and Prepare/Enrich Premarital and Marital Counseling. David is dual licensed in New York and Tennessee, and works with clients on an ongoing basis in both locations.
Prior to founding Music City Psych in Nashville, TN, David provided psychotherapy and performance coaching at Union Square Practice in NYC, counseling to individuals, couples, and families struggling with hematologic cancers at Mount Sinai Hospital, as well as psychodynamically oriented individual and couples counseling at The National Institute for the Psychotherapies (NIP).
If you have any questions, please email us at info@shermanwealth.com
Join us on this week's episode of Launch Financial with Ashley & Brad as we discuss skyrocketing prices that has sped up inflation, the fastest we've seen since 2008, the east coast gasoline shortage, and more.
On this week's episode of Launch Financial with Ashley and Brad, we discuss the most recent jobless claim numbers and how companies are finding it difficult to fill their open positions.
Furthermore, Brad brings light to the recent Peloton recall along with how Sherman Wealth aims to help those who may be confused with their restricted stock options or whole life insurance plans. For any questions or requests for next week's topics, please email us at info@shermanwealth.com
Join us on a very special episode of Launch Financial, as we are joined by CPA, Shawn Donovan. On this unique episode, Brad and Shawn take a deep dive into Biden's Tax Proposal and provide the audience with the confusion surrounding this new tax plan. For more questions about Biden's tax proposal and thoughts on the episode, please reach out to us at info@shermanwealth.com.
[Transcript]
Announcer:
Welcome to Launch Financial, your guide to important financial decisions that you should have learned about in school, but were never taught or that no one ever talked about, conversations you should be having, but never did. Together, our hosts, along with a guest speaker, will tackle topics and issues we come across and think about daily, but often don't discuss. Subscribe to the show and put yourself on the path to financial success by visiting shermanwealth.com.
Brad:
Good afternoon. And welcome to a really special edition of Launch Financial Tax Edition. We had the President yesterday unveiling tax proposals as part of the legislation around infrastructure bill. Got our special CPA guest to help unpack a lot of these changes, things to think about and things to do. We are joined by Shawn Donovan, CPA and partner at Turner, Leins & Gold. Shawn, how you doing this morning?
Shawn:
Great. How are you doing,, Brad?
Brad:
Good. Good. So you have climbed out of a cave during tax season. As everyone knows, we have seen tax season extended till at least May 17th on the federal level. Depending on where you live, the state level might be even further along. So we really appreciate you taking the time. I know you're really swamped with tax and to remind everyone, of course, that you have until that time to contribute to your traditional and Roth IRAs from 2020. So thank you for taking a small break out of your busy day. Wanted to unpack some of this tax proposal with you. If you could go through some of the highlights that you're seeing and some of the changes that folks should be thinking about.
Shawn:
Well, obviously, President Biden's been very steadfast in saying people who make over $400,000 are most likely going to be getting a tax increase. When he was running for President, he had his tax plan basically on his website. So far, it's pretty much he's following it to a T. I would expect the top rate to go back up to 39.6 from where it is currently at 37%. He's talked about increasing capital gains for people who make over a million dollars up to the 39.6% rate with an additional 3.8% net investment income tax. Meaning if you lived in New York City or California, you're all in capital gains tax rates could be upwards of 58%. It's pretty high compared to where it is currently.
Brad:
But why would you want to live there anyway? But yes, I know, we have a lot of friends of the firm that that live in New York and California, of course, so exactly right. A million dollars going to be hit. I've seen anywhere from that 53.6 to 58% in the higher tax states.
Shawn:
Sure. Yeah.
Brad:
So, go on, what are the other changes that you're seeing?
Shawn:
The other one was the 1031 exchange. Here at Turner, Leins & Gold, we deal with a lot of real estate clients that utilize this 1031 exchange. One way people have been doing it, let's say you're an older taxpayer and you have a house that you're sitting on. Once you sell it, it's going to generate a big gain. You don't want to pay the tax on that gain right now. So what you're going to do is you're going to sell your house, identify a property within 45 days and close within 180 days, which is a 1031 exchange rules. Then you're going to buy a new property. What happens is instead of paying that gain, you're going to get a reduced basis on your new property. So then what happens now is, let's say you die and you pass it on to your heirs, your heirs receive this stepped up basis, basically up to where it wasn't fair market value at the date of your death. You basically avoided paying tax on that gain altogether, passed it onto your heirs and now they have.
Shawn:
He's looking to eliminate what's going on with that, things like that. The 1031 exchange is not just used by people for that reason, though. There are a lot of people in real estate using it too, because they're continuing buying and fixing up properties and selling them for gains. They continue to utilize this 1031 exchange rule. It's helped them, to be honest with you. Eliminating it, that can cause some issues in the real estate market, potentially less buying, less inventory, less purchases. That's just a guess as to what might happen, but we don't know.
Brad:
Let's stick with the real estate market. Of course, the 1031 exchange will create even less transactions, I guess, but we should go back to this step up in basis and explain what that is. Basically, if you have accumulated gains at the time of your death, your heirs step up the basis, meaning that at the date of your death that becomes the basis of the stock or any asset. Eliminating that, which in the Biden proposal we've been reading, a million dollars for a single couple or sorry, single person, 2.5 million for a couple, would have a dramatic impact on estate and tax planning. You want to speak about that a little bit?
Shawn:
Oh, that would absolutely have a dramatic impact. It's not just the loss of that step up to fair market value. If your parents or grandparents have been holding onto this Apple stock or Google stock for a long time at this real low cost basis, we have actually clients that do that and they're looking to pass it onto their heirs at the stepped up value, that's going to really hurt. They actually know what their cost basis is, but there's a lot taxpayers out there who bought stocks and real estate so long ago that the records just don't even really exist for them anymore. Trying to go back to that original purchase price for some of these assets, that it's just really easy if someone died. You step it up to what it was at the date of death. But if you have to go back to the '70s, early '80s to buying some of these, it's going to be tough and a difficult challenge to track what the purchase price is and whatnot.
Shawn:
That's not even the hard part. The hard part is going to be the tax bill once the heirs receive it and actually end up selling it, they're going to get hit with a tax bill at that point. It would definitely impact more than just wealthy Americans. It would impact a lot of people, for sure.
Brad:
Right. What we're seeing, we had Elizabeth Goldstein from the Jewish Federation of Greater Washington speak about donor advised funds. I think that we're going to see a lot more of that as it relates to tax sheltering. Some of these were very charitable at the firm, of course. So looking for other clients who are looking for strategies to shelter this potential loss of a step up in basis, donor advised funds, direct-to-charity transfers. What else are you seeing and some strategies that folks can look at to donate stock without it being subject to excess tax?
Shawn:
Donor advised funds is a great one. The required minimum distribution for 2020 was waived. So far in 2021 it hasn't been waived. So we're going to go ahead and assume that you're going to need to take it for 2021, with the caveat of rules have been changing mid year a lot lately, in the last couple of years. You always want to have that little bit of a caveat. But as of right now, we have to take the RMD for 2021. An easy way, if you're donating to a charity every year, is to do a qualified charitable distribution. Basically, what happens is your IRA sends a check directly to the charity organization that you choose. It comes right off the top of your income. You don't pay any tax on it. And you've satisfied your required minimum distribution for that year.
Shawn:
It's a very good tool that a lot of savvy tax payers use with the help of their CPAs and financial advisors. It's a very good tool to use. It's going to come back for 2021, not that everyone has that requirement again.
Brad:
I'd say that the only way that we're not getting requirement minimum distributions for 2021 is if we have a third wave of COVID. God forbid that that happens. I don't think that we'll have a repeat of the CARES Act or any of these. For those retirees out there, be planning on taking the requirement minimum distribution. Great tip on the QCD. There is also potential legislation of raising the requirement minimum distribution age to 75. We'll be following that along, as well. For those of you who are between 72 and 75, who just started the requirement minimum distribution and might not have had to have it last year. We also did a lot of great tax planning last year as it relates to Roth conversions, which would be huge for 2021, especially if there is an increase in tax rates, even at a 2 to 3% level, depending on each bracket. Major savings there. You want to speak about a Roth conversion and how that might be beneficial to retiree clients in filling up those tax bracket buckets?
Shawn:
Absolutely. The key with Roth conversions is people who like them, they say, "The tax rates will never be lower than what they are right now." That is going to be very true when you listen to President Biden's tax proposals. You can see it. It's coming. And it's coming soon, the tax increases. It's definitely going to be something you're going to want to utilize. You want to pay attention to see when these tax increases are going to come into effect. Will it be 2021 or 2022? If it's going to be 2022, you definitely want to try to do as much of a Roth conversion as you can afford to do for 2021. It's definitely going to be a tool you want to utilize this year.
Shawn:
It was a good tool to utilize in 2020, because you didn't have that RMD requirement. We had a lot of clients who were doing the Roth conversion, basically, in place of their RMD and keeping themselves in the same tax bracket. But then they're also lowering their future requirement minimum distribution, paying tax on the dollars now at a low rate so that when they're able to, they can pull it out at tax free, basically.
Brad:
Great, great, great advice. Shifting gears to the younger generations, hopefully some of these podcasts listeners are going to be lower in age than 72, because a lot of young clients that are going to be listening to this are going to be also looking for tax strategies. The advent of the Roth within the 401k, I think is something that we're really been seeing a lot of as plan sponsors are adopting the Roth piece. A lot of their highly-compensated employees, as we know, don't have an opportunity to do a Roth IRA, given the income limits there. Seeing Roth 401k is huge. You want to speak about that as it relates to a tax hedge?
Shawn:
Roth 401ks are a great tool, obviously. Some people still do Roth conversions or backdoor Roths is what they're called. But the one downside of a Roth is you're contributing with after-tax dollars. The upside is it's tax free down the line. Right now, we know that we're paying at this low rate, this 37% top bracket, or if you're younger, you're in the 24, 22%. Biden has said he's not planning on raising middle class taxes. We don't know that to be a fact. He's saying that $400,000 mark. If you're living in New York City, $400,000, you're probably not super wealthy with 400,000.
Shawn:
If you're living in the DMV, like we do, it's an expensive area to live. $400,000 doesn't go as far in these areas as it does in other areas of the country. It's definitely something you want to pay attention to if you're a younger taxpayer on the rise, making more money, you want to take advantage of many of these Roth ideas as you can.
Brad:
Right and then even if you're just starting your career. We had a seminar yesterday with the corporation with a lot of young staff, educating them on tax arbitrage and making sure that they're understanding the Roth 401k. I know that we've had conversations even before this tax plan. You like to take the deduction sometimes, right now in times zero, but I'd rather figure out what the future tax rates might be. And especially with these on the table, 2021 could be the last year, as you said, to take advantage of generationally low tax rates.
Shawn:
It really is. It does really feel like we're on the cusp of it being really the lowest rate we'll see the rest of our lives. Who knows? I remember in 2002, 3, 4, when I first started out, they were saying, "These are the lowest rates." And then they actually did go lower in 2017. But I highly doubt they're going to be any lower than this for a long time, especially with all the stimulus and everything like that with the pandemic, all the money being spent. Revenue is going to have to go up somehow. I can't imagine the tax rates are going to be any lower than they are now for a little bit of time, but I don't have the crystal ball to see that in the future.
Shawn:
As far as what you were saying with whether to take a tax break now versus in the future, it's just up to the taxpayer's appetite for that. You just have to basically explain to them the pros and cons of each, whether it be taking a set contribution, which you could get a deduction for this year or doing a Roth conversion, which is a future benefit thing. If you explain it to them, let them know what they're going to owe, what the savings will be, if you basically explain to them the different scenarios, it usually works out well for them.
Brad:
Right, right. Everything, as we talked about in financial planning, tax planning and all aspects of it, is definitely an individualized decision and making sure that you have all the facts, which is why we're getting you out of the tax season taking a small break to look at future taxes. I hope for your sake, as you said, everything changes. I hope that they're not going to make this retroactive to whenever the bill is going to, because that will make your 2021 tax season miserable. I know you have a lot going on with Maryland and S corps and other things. What advice can you give, as we have a lot of also some small business owners, what are you seeing as it relates to either the change in tax proposals or just any good tax tips for small business owners to be thinking about as you've seen a bunch of returns this year?
Shawn:
Well, here are the state of Maryland they have adopted, as you know, the new entity level tax. If you're a small business owner, S corp or partnerships, you have to actually be a pass through. If you're a Schedule C, you unfortunately can't take advantage of it. But what it is, is you're basically paying your state tax at your company level and getting a deduction for it. Only seven states adopted it for 2020. Maryland was one of them. I'm assuming for 2021, all the states will adopt it. I haven't heard anything about that yet, but I would assume they would. This is something you want to look into, see how your state's handling it. It actually is saving some business owners that I work with, tons of money by doing it this way. The reason you're saving it is because when the tax cuts and Job Act of 2017 was passed, they limited your state and local income tax deduction to $10,000.
Shawn:
This is a workaround to pay your state taxes at your entity level, so you have no limit, essentially. You're paying it at that level. You're getting a deduction for it. If you overpay, you get the refund on your state return. You're basically paying your state taxes at your business level. It's worked out to save thousands of dollars for some business owners in this area by doing it that way, that are in Maryland. Unfortunately, for our Virginia clients, you couldn't take advantage of it this year. DC clients, same thing. We're hoping for 2021 that those states adopt the IRS ruling for 2021 and those taxpayers can take advantage of it for this year.
Brad:
Great, great. So a lot of good tips there. The good SALT debate, we'll see. That impacted Maryland taxpayers a lot and some of our New York clients. And some of these higher tax states, as you're mentioning. We'll see if that changes at all. A lot of debate as to whether that's good, bad or ugly.
Shawn:
[crosstalk 00:17:14] last night. I didn't hear anything about it in President Biden's speech. From what I've heard, he's not really interested in getting rid of that $10,000 ceiling. We'll have to wait and see on that.
Brad:
Well, as we know, this is just a potential legislation, a idea, as you mentioned. I don't know. People are surprised to see it. The market had a crazy reaction for about an hour as they digested it. But I think you brought up a really good point that this has been on President Biden's website ever since the campaign trail. This is his proposal. We have a lot of folks within Congress who are going to have something to say about it, whether that's SALT, whether that's California, New York, any of these different ideas. We're going to be following this along and hopefully, Shawn, have you on as this progresses through and becomes a little bit more real. But we have a lot of folks, as I'm sure you do, calling, asking what the deal is, what should we be doing and really wanted to have you on to talk about this.
Brad:
So really appreciate your time again. Again, check out the blog. We're going to release this as a blog and a podcast. Mostly going to, as of now, just affect folks making a million dollars a year or more. But a lot to unpack, especially as it relates to charitable giving, step up in basis, potentially, 1030 exchanges. Financial planning and tax planning could be turned on its head. As you know, Shawn, never dull moment in our business. As Hyman Roth says, "This is the business that we chose." So this is what we have. And really, thank you for listening. Thank you for coming on, Shawn. I know you're so busy.
Shawn:
I appreciate you having me, Brad. It's good seeing you.
Brad:
Good to see you. It's been 15 months. The audience doesn't know that we're actually seeing each other, but audio only. But it was good to see you. Really appreciate your expertise. It was invaluable, especially at a time like this, where people are so confused as to what to do next and looking for guidance from the experts. Thanks for coming on and sharing your words of wisdom. We'd love to have you on as this becomes more real. Have a great day, everybody. We'll talk to you soon.
Shawn:
All right, take care, Brad.
Announcer:
All opinions expressed by the hosts and their guests are strictly their own and do not reflect the opinion of Sherman Wealth Management. Clients of Sherman Wealth Management may maintain securities discussed on the podcast. Sherman Wealth Management LLC is a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Sherman Wealth and its representatives are properly licensed or exempt from licensure. For additional information, please visit our website at www.shermanwealth.com.
Join us on this week's episode of Launch Financial with Ashley and Brad as we discuss groundbreaking historical data from Biden's first 100 days and all of our favorite companies earnings data. Tune in to hear more!
Join us on this week's episode of Launch Financial as we wrap up financial literacy month with Dr. Genevieve Floyd and Maria Tarasuk, both MCPS professionals.
On this week's episode, Dr. Genevieve Floyd and Maria Tarasuk discuss how Montgomery County Public Schools are instituting financial education in their curriculum and how to better financial literacy across the country as a whole. Financial education is a crucial aspect of child development which is why we wanted to help provide useful resources for you and your family. For access to financial education resources discussed in the episode, click the link here. https://www.montgomeryschoolsmd.org/curriculum/finance-park.aspx.
More about our special guests, Dr. Genevieve Floyd has been an educator for 31 years. She holds degrees in math, in education, and an MBA. She has served as a teacher and college adjunct professor, department and career academy leader, school-based administrator, central office coordinator, special assistant to the deputy superintendent, and currently supervisor of Career and Postsecondary Partnerships for Montgomery County Public Schools. In her current capacity she oversees all the dual enrollment options for the school district as well as 22 Career and Technical Education (CTE) programs. Her work is designed to smooth the transition from high school to college and careers for all students, and to enable them to thrive in their postsecondary pursuits. Furthermore, Maria Tarasuk has been an educator in Montgomery County Public Schools for twenty-nine years as a social studies teacher, curriculum writer, and currently, as the Prek-12 Supervisor of Social Studies. She oversees the Finance Park Junior Achievement program at all the county middle schools as well as financial literacy instruction as part of the high school government course that is required for graduation.
For more resources and inquiries regarding the episode, please contact us at info@shermanwealth.com .
On this week's episode of Launch Financial, we are joined by a recurring guest, David Pearl. This week, David helps us discuss financial literacy and the importance of establishing or passing down financial traditions to your family. Throughout the episode, Brad, Ashley and David discuss their own personal experiences with these family traditions and ways to communicate about money.
A little about David, he aims to provide a safe and supportive environment to strengthen self-esteem and facilitate more meaningful connections with family, friends, professional colleagues, or teammates.
David obtained his Master’s degree from The Silver School of Social Work at NYU and his Bachelor’s degree in Human Development and Family Studies from the University of Wisconsin-Madison. He is formally trained in Acceptance & Commitment Therapy (ACT), and has certifications in Imago Relationship Therapy and Prepare/Enrich Premarital and Marital Counseling. David is dual licensed in New York and Tennessee, and works with clients on an ongoing basis in both locations.
Prior to founding Music City Psych in Nashville, TN, David provided psychotherapy and performance coaching at Union Square Practice in NYC, counseling to individuals, couples, and families struggling with hematologic cancers at Mount Sinai Hospital, as well as psychodynamically oriented individual and couples counseling at The National Institute for the Psychotherapies (NIP).
On this week's episode with Ashley & Brad we discuss the strong economic data flushing the country and some financial literacy tips to consider in your 20's and 30's that will help set you up for financial success.
On this week's episode of Launch Financial with Ashley and Brad we take a dive into earnings season and discuss the recent IPO's such as Coinbase. Interest in how major companies are performed last quarter? Tune in to find out!
On this week's episode of Launch Financial, we are joined by special guest Dr. Josh Funk, Founder and CEO of Rehab 2 Perform. Throughout the episode, Josh shares his experiences creating and expanding his small business and how he has learned to adapt in an ever-changing landscape of the business world and COVID-19.
A little more about Josh, as a lifelong athlete, Josh became interested in becoming a physical therapist when going through PT as a D1 lacrosse player at Ohio State. After avoiding shoulder surgery for a torn labrum and rotator cuff, Josh has been entrenched in the world of physical therapy and sports performance. Over the years, he has continually developed his knowledge base and expertise as a physical therapist through continuing education courses and working with athletes of all ages.
A Montgomery County resident, Josh is heavily involved in all areas of the community throughout the region. In addition to his physical therapy expertise, Dr. Funk has been equally, if not more committed to the growth of his role as CEO of Rehab 2 Perform. He has made sure that his personal development is not just reserved for the clinical side of things, but also to ensuring that Rehab 2 Perform is one of the most well-run and well-known health care companies in the area. Dr. Funk has immersed himself in business programs and community initiatives over the past few years in his efforts to ensure that the team and clients of Rehab 2 Perform are receiving everything they need to be at their best. It is his goal to push Rehab 2 Perform to the forefront of the community through innovation, progressive business operations, strategic growth and clinical excellence.
For more information or questions regarding this episode, please reach out to us at info@shermanwealth.com.
On this week's episode of Launch Financial with Ashley and Brad we are hosting a financial literacy month Q&A to answer some frequently asked financial questions that we often get from our clients and even recent college graduates. If you have any other questions you would like us to answer next week, email us at info@shermanwealth.com.
Join us on this week's episode of Launch Financial as we are joined by The Washingtonian Group's Andres Serafini and Daniel Esteban. On this episode, Andres and Daniel will share tips on how to compete, plan, and protect yourself in such a hot real estate market.
For more information on Andres and Daniel check out their bios below:
Andres A. Serafini, Founder & Principle of The Washingtonian Group at RLAH Real Estate is a proud DC Native and Bethesda Resident, as well as a First Generation Colombian & Italian American. Appreciative of the diverse nature of the DC Metropolitan area, Andres prides himself in servicing Domestic and International Clientele in the Residential, Luxury, & Commercial Markets.
Daniel was born and raised in the Washington DC metro area and is a proud Bethesda home owner. Beginning his real estate career during challenging economic conditions, Daniel’s experience in an arduous and complex market has granted him a deeper level of expertise in this dynamic housing industry.
For more information and inquiries about topics discussed in this week's episode, please reach out to us at info@shermanwealth.com.
Do you feel you could be doing a better job organizing your finances? Join us this week on Launch Financial with Ashley and Brad as they discuss how to "spring clean" your finances and prepare for quarter end.
Join us on this episode of Launch Financial with Ashley and Brad as they discuss the benefits of "time" in the market and the importance of long-term strategies and investments. Day trading can be fun and exhilarating, but it's crucial to understand the tax implications when doing so.
With everyone having increasing gains and thinking about giving back to charity given COVID-19, donor advised funds have become more popular. To uncover how donor advised funds can benefit you and to better your financial plan, we brought on expert Elizabeth Goldstein from the Jewish Federation of Greater Washington.
For more information on opening a Donor Advised Fund at Federation’s United Jewish Endowment Fund, contact:
Elizabeth Goldstein, Esq.endowment@shalomdc.org
301-230-7228
The United Jewish Endowment Fund (UJEF) is the planned giving and endowment arm of The Jewish Federation of Greater Washington. UJEF provides you with the opportunity to establish a legacy that will shape and improve Jewish life for generations. Gifts to UJEF can be made outright during the donor’s lifetime or through one of the planned giving vehicles. Your gift can be added to an existing endowment fund or create a new fund to support a specific field of interest, the annual campaign or unrestricted needs. UJEF allows our community to maintain a permanent, self-sustaining source of income to support existing programs of Federation and to develop new approaches to address emerging needs here and overseas.
More information about UJEF funds, gifts and programs.
Join us on this week's episode of Launch Financial with Ashley and Brad as they discuss the new IRS tax deadline extension and federal reserve meeting. There is tons of information to unpack, so tune in for the details!
Want to know how to prepare for this year's spring housing season? Join on us this week's episode as we are joined by senior mortgage consultant, Jody Eichenblatt.
Jody Eichenblatt (NMLSR# 181198) is a Senior Mortgage Consultant with over 18 years of experience in the mortgage industry holding a license in Virginia, Maryland, the District of Columbia and Florida. Jody’s professional service is founded on delivering the best possible customer experience for his clients and partners.
Whether you are a first time homebuyer or seasoned refinancer Jody understands that each transaction is unique and special and treats it as such. Listening to his clients objectives and clearly communicating all of the available options is what makes Jody a success.
Jody graduated from the University of Maryland Robert H Smith School of Business with a MBA, and a BS in Marketing and Logistics. In his free time Jody enjoys running, hiking, biking, traveling and most of all spending time with his wife Kim, son Ryan daughter Taylor and mini Aussiedoodle Teddy.
Join us on Launch Financial with Ashley and Brad as they discuss where the market lies a year after COVID-19 has begun. Following the major crash last March, we have seen the economy recover stronger than ever with record highs 12 months later.
Join us on this very special episode of Launch Financial as we are joined by special guest, David Pearl. On this episode, David provides the audience with some great tips and advice on how to have those difficult and often times awkward, money conversations with your significant other.
The home-buying and real estate market has seen a drastic shift due to the impacts of the coronavirus pandemic. Join us as we unpack these new trends with realtor, Cara Pearlman.
Cara draws on deep knowledge of the local real estate market and more than a decade of industry experience to counsel each client through buying or selling a home. She is well versed in the art of negotiation and serves as a powerful advocate for first-time home buyers and luxury-home sellers alike.
Cara recognizes that a successful real estate practice is a team effort, so she has assembled a network of trusted partners, including lenders, home inspectors, and settlement attorneys. In everything she does, Cara keeps her clients' best interests at heart.
Cara began her real estate career in 2003 and was honored in 2010 as one of Realtor Magazine's "30 Under 30." She was also named as one of Washingtonian's Best Agents in 2016, 2017, 2018, 2019, & 2020. She is licensed in Maryland, D.C., and Virginia. She lives in North Bethesda with her husband, two children, and two dogs. In her free time, she loves to cook and attend spin classes. If you have any questions or want to further discuss the conversations in today's episode, please reach out to us at info@shermanwealth.com.
Are you crypto-currency's newest investor? If so, you don't want to miss this episode of Launch Financial with Ashley and Brad. On this week's episode, Ashley and Brad talk everything crypto, from the recent craze and all the news surrounding it.
Join us on a very important episode of Launch Financial with Ashley and Brad as Brad unpacks the Gamestop drama and explains heavily shorted stocks to the audience.
We are joined by David Pearl, LCSW a psychotherapist and consultant who specializes in treating professionals, couples, performing artists and athletes. Together we will explore tips and advice on the money conversations you should be having with your significant other and when entering a new relationship. When two people with different backgrounds, risk tolerances, and views on money begin to merge their lives, things can get messy. David will walk us through how to make those situations lighter and easier on your relationships.
A little about David, he aims to provide a safe and supportive environment to strengthen self-esteem and facilitate more meaningful connections with family, friends, professional colleagues, or teammates.
David obtained his Master’s degree from The Silver School of Social Work at NYU and his Bachelor’s degree in Human Development and Family Studies from the University of Wisconsin-Madison. He is formally trained in Acceptance & Commitment Therapy (ACT), and has certifications in Imago Relationship Therapy and Prepare/Enrich Premarital and Marital Counseling. David is dual licensed in New York and Tennessee, and works with clients on an ongoing basis in both locations.
Prior to founding Music City Psych in Nashville, TN, David provided psychotherapy and performance coaching at Union Square Practice in NYC, counseling to individuals, couples, and families struggling with hematologic cancers at Mount Sinai Hospital, as well as psychodynamically oriented individual and couples counseling at The National Institute for the Psychotherapies (NIP).
Happy Monday! Tune into our episode today, Monday, November 16 to hear our take on the latest news in the market and world.
We want to talk a bit about the idea of systemic racism and the economic inequality that most minorities face as a result. We also want to encourage our listeners to do what they can to support black/minority owned businesses, especially during these even more challenging times.
The senseless killing of George Floyd at the hands of law enforcement has shaken this nation at its core. His death, along with countless others’ has once again brought these injustices to the forefront of our society. For far too long, Black Americans have suffered under systems of racism and oppression.
This time, there are no excuses – we have had enough.
Listen in to hear about what the recent Stimulus Bill means for you and your finances during the time of the COVID-19 crisis.
Listen in on some great information about the current markets including some questions to ask yourself about your finances during a time of extreme volatility.
Hear how to avoid tax scams, ensure you aren't getting a huge tax refund and giving the government an interest-free loan and make sure you have all your documents in order to file this year's taxes.
For those of you eager to get a head start on filing your taxes this year, here are some important tips to help you navigate the process.
Financial tips from a survey of retirees and what they wish they could tell their younger selves about their finances.
Find out about how you or your family can benefit from ABLE accounts if there is someone with a disability in your family.
This podcast will provide you with details pertaining to the SECURE Act that went into effect on January 1, 2020 as it relates to you and your finances.
Listen here for some key information on teaching your children about finances - it's never too early to start!
Brad and Charlie and Josh (now... with #Schwaber!) talk about 401Ks and switching employment. Do you have a long-neglected account?
In today’s world, it is normal for mid-level professionals to jump between a few different jobs early in their career as they try to figure out their passion and path. When leaving a job, we often take with us the knowledge we gained from our experiences and hopefully some friendships we made as well.
Link to the BlogPost: In today’s world, it is normal for mid-level professionals to jump between a few different jobs early in their career as they try to figure out their passion and path. When leaving a job, we often take with us the knowledge we gained from our experiences and hopefully some friendships we made as well.
Link to blog post: www.shermanwealth.com/401k-when-you-change-jobs/
Brad talks to Stefanie O'Connell, author of The Broke and Beautiful Life, about investing and her finance adventures
Brad Sherman, of Sherman Wealth Management, talks with Charlie Birney about financial standards - Fiduciary and Suitability. Do you know the difference?