The Adviser Checkup Podcast: Recent Episodes
Kelly L. Palmer, CFA
Are you ready to feel confident and knowledgeable when working with your investment adviser? The Adviser Checkup Podcast is a weekly podcast that explores the highs and lows of working with your investment adviser. Think of me as your own personal advocate and coach here to help you confidently work with your adviser. I'm Kelly. I'm a Chartered Financial Analyst, former Chief Compliance Officer and have over 10 years of experience with investment advisers. I am so excited you have taken this first step towards financial wellness. Thank you for listening and be financially well!
Thank you so much for listening! It's because of your support this podcast was a wonderful success. Keep an eye out this Summer for a big announcement regarding my next adventure.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Are you considering hiring a financial adviser, wealth manager, financial planner, or other financial professional? You need to listen to this episode today. We cover my top 5 rules to consider when hiring this important professional. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Have you heard of an advice-only adviser? Today we discuss a few reasons to consider this type of financial adviser and also some reasons you might want to avoid them. Consider AdviceOnlyNetwork.com if you are interested in finding an advice-only financial adviser, financial planner, or wealth manager. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Is your financial adviser, financial planner, or investment professional fee-only or fee-based? Today we talk about what each of those might mean and the different types of fee structures a fee-only adviser might have. Learn about why advisers charge on a percentage of assets, a flat fee, a subscription based fee, or on a percentage of net worth. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
The Adviser Checkup Podcast will be on vacation until April as I work on a new, special project. Stay tuned here for more updates!
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Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the final step in a 10-week series called a DOSE of Financial Wellness. Today we finish covering the "E" in DOSE which represents the "execute" phase of our journey. I will share how often you need to repeat each step in the journey and share my master schedule to help you succeed. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the past 10 weeks, we completed a guided financial wellness journey together and I shared how your financial adviser, financial planner, or wealth manager could best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the ninth step in a 10-week series called a DOSE of Financial Wellness. Today we continue to cover the "E" in DOSE which represents the "execute" phase of our journey. I will discuss the important step of investing to achieve your financial goals including guidelines and warnings. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the eighth step in a 10-week series called a DOSE of Financial Wellness. Today we continue to cover the "E" in DOSE which represents the "execute" phase of our journey. I will discuss the three important professionals you need to consider hiring to succeed on this journey. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the seventh step in a 10-week series called a DOSE of Financial Wellness. Today we begin to cover the "E" in DOSE which represents the "execute" phase of our journey. I will discuss how to set your financial goals including some considerations around a goal we all might have, retirement. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the sixth step in a 10-week series called a DOSE of Financial Wellness. Today we continue reviewing the "S" in DOSE which represents the "stabilize" phase of our journey. I will discuss healthy and unhealthy debt and how best to handle each kind. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the fifth step in a 10-week series called a DOSE of Financial Wellness. Today we begin reviewing the "S" in DOSE which represents the "stabilize" phase of our journey. I will discuss how much to save in your cash emergency fund, where and where not to save it, and when to use it. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the fourth step in a 10-week series called a DOSE of Financial Wellness. Today we finish reviewing the "O" in DOSE which represents the "organization" phase of our journey. I will discuss how to communicate with your partner regularly and the best way to involve your financial adviser. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the third step in a 10-week series called a DOSE of Financial Wellness. Today we continue to review the "O" in DOSE which represents the "organization" phase of our journey. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode is the second step in a 10-week series called a DOSE of Financial Wellness. Today we begin to review the "O" in DOSE which represents the "organization" phase of our journey. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
I am declaring 2023 the year of Financial Wellness. Let's begin this year together on a financial wellness journey. This episode begins a 10-week series called a DOSE of Financial Wellness. Today we review the "D" in DOSE which represents the "dreaming" phase of our journey. Think of me as your financial sherpa here to help you climb the mountain of financial wellness. During the next 10 weeks, we will continue a guided financial wellness journey together and I will share how your financial adviser, financial planner, or wealth manager can best help and support you each step of the way.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
Subscribe to my newsletter: advisercheckup.substack.com/welcome/
Check out my website: https://www.advisercheckup.com
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Today I share the highlights of our top 5 episodes from 2022. You will hear important lessons from each episode and what I have planned for 2023 and beyond. You won't want to miss this easy summary. I will cover summaries of the episodes titled Why Do I Need a Financial Adviser?, A Bear Market Survival Guide, Is Working With 2 Advisers Better than 1?, ETF Mutual Fund Direct Indexing Oh My, and How To Meet With Your Financial Adviser.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
It was a tough year to be an investor. The silver lining of a down market is you might be able to take advantage of tax savings. On the other hand, you could be in for a tax surprise if your mutual fund investments distribute capital gains or you end up executing a wash sale. Learn all about these important topics in this episode. As always, be sure to check with your financial adviser on the best way to set your account up for tax success this year. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
It's the most wonderful time of the year! Whether you celebrate Christmas, Hanukah, or Festivus you might find yourself looking for that perfect holiday gift. If you want to give a financial gift of value but are tired of the same gift card and cash gift listen to today's episode. I will share my 5 ideas for financial gifts in this year's 2022 Adviser Checkup Holiday Gift Guide. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Are you making these 6 common retirement mistakes? Curious how an investment adviser can help you avoid these retirement pitfalls? Listen today so you don't make a small mistake that can have a big impact on your retirement savings. If you have a goal to retire, invest in a 401(k), are curious about IRAs, or just want to know more about your retirement savings options this episode is for you. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
It's almost Thanksgiving and that usually means spending some time with family. If you are looking for some tips to start a healthy family discussion around money listen today. I will also share how to best engage your adviser as part of the process. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
It's that time of the year when many of your minds will turn toward charitable giving. Are you feeling philanthropic? Whether you are inspired by recent events or a regular giver to important causes it's important to maximize your gifts. Learn how to engage with your adviser and gift even more effectively. Listen today to learn all about Donor Advised Funds and Private Foundations. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Kim Kardashian is not a financial adviser. Unfortunately for her she still landed in hot water with the Securities and Exchange Commission over a recent Instagram post. Listen to learn more about her case, the cryptocurrency she promoted, and how to engage your financial adviser when considering a crypto purchase.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Don't be fooled by the title, neither process is easy. I'm back from maternity leave and will share with you the five reasons birth is easier than financial planning. The good news is that with both items a trained professional can make the process a whole lot easier. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
The Adviser Checkup Podcast will be on maternity leave for September and October. New episodes will resume on November 1
Listen to today's special, short episode to hear more about my plans for maternity leave and learn a simple step you can take to support working mothers in the financial industry.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Are you curious about how to set up your new baby or child for financial success? Learn all about types of accounts to consider such as the 529 Plan, UTMA Account, and Trusts. I will also share some important estate planning items and even a tip to consider for your newborn's future credit score. As always, I will give you the confidence to engage your investment adviser or financial planner in the conversation about your child's wealth.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one. The data and guidelines presented in this episode are relevant as of August 2022. Be sure to check applicable limits and guidelines if you are listening to this episode at a future date.
What is direct indexing and should you consider investing through this method? As with all investing methods, there are benefits and risks to direct indexing and we will discuss those here so you feel empowered to make the best decision for you and your family. This episode was inspired by Fidelity's offering of direct indexing tools for all so we will review the finer details of this particular offering as well.
The Adviser Checkup Dictionary can be found here: https://advisercheckup.substack.com/p/dictionary
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Connect on Instagram: https://www.instagram.com/advisercheckup/
Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Now is the time to meet with your financial adviser, financial planner, or investment professional to check up on your portfolio. I will share exactly why now is a good time and offer an agenda to guide your meeting. We will discuss how to approach conversations around the bear markets, rising interest rates, tax opportunities, and inflation.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
What is ESG investing? Learn all about the strategy, potential issues, and ideas to invest in today's episode. We will chat more about a recent SEC ruling against a large investment adviser and understand the different investment options available.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
What is a bear market and what causes one? What should and shouldn't you and your adviser be doing during a bear market? Today we will discuss exactly what you can control in this market environment and some tips for navigating these uncertain times.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
If one adviser brings value to your financial life then shouldn't two advisers bring even more value? Today we explore the pros and cons of using multiple financial advisers and I share some scenarios where it may make sense to use more than one financial professional.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
One year after the Bernie Madoff scheme was uncovered a rule called the Custody Rule was given a grand update. This rule is an important one to understand as an investor to know how your assets are being protected. Unfortunately what should be a straightforward concept turns out to have quite a few nuances. We will discuss this important rule, how to know if your adviser has custody of your assets, and learn about an extra check on your wealth your adviser might be investing in every year.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
You share a lot of important data with your financial adviser including your social security number, bank account data, and more. It's more important than ever that this data is kept safe. The U.S. Securities and Exchange Commission (aka the SEC) has stated for 2022 a priority for their exams of investment advisers is Information Security so your adviser has no excuse to not focus on this issue. In this episode, I will share why you need to care about your data security with your adviser and what you can do as an investor to stay safe.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Breaking up is hard to do. From time to time it might be necessary to leave your financial adviser, financial planner, wealth manager, or investment adviser. When doing so I encourage you to adhere to the values of consideration, respect, and honesty. Today we will explore reasons you should and should not leave your financial adviser, how to do so gracefully, and other items to consider.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
With traditional equity markets in the "bear market" territory, many advisers and investors look towards alternative assets to diversify their portfolios. What is an alternative investment? How is an alternative asset similar to a risky handbag? If your adviser recommends a private equity fund what should you ask? Are you able to invest in private equity funds? Listen today to learn all this and more.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Inspired by Kim Scott's book Radical Candor I share a framework for building a strong and lasting relationship with your financial planner, investment adviser, or wealth manager. Kim states a radically candid relationship is caring personally while challenging directly. Let's explore why this is a great way to engage with your adviser.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Do you meet with your financial adviser, financial planner, or wealth manager virtually or in person? Should you be meeting in person? Are other clients meeting their adviser in person? Is a Zoom meeting as effective? Let's discuss.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
What is the difference between financial advice and a financial plan? When you work with an investment professional are they delivering advice or a plan? Where does a wealth manager fit in? Can my financial planner give me investment advice? Let's discuss.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Are you starting with a small amount to invest and wondering if an investment adviser or financial planner is right for you? Let's talk about the myth that financial advice is only for the ultra-wealthy.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Have you ever sent your financial planner a text message only to receive an email in response? Do you wonder why your investment adviser or wealth manager doesn't text you when the markets are going wild? What is going on here?
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So you have decided to hire a financial adviser, wealth manager, or financial planner. Great...now where to start? How do you go about finding an investment adviser? Allow me to offer 6 ideas to get the process started.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Last week we tackled the Form CRS. Now let me introduce you to its friend, the Form ADV. You may have recently received a Form ADV from your investment adviser or a potential wealth manager that you know you should read over. Allow me to help! This form can be long, boring, and overwhelming. I will explain exactly what you should look for in the form including the 3 quick things to review if you have been with your adviser for a while and 3 more things to review if you are considering a new adviser.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
You may have recently received a Form CRS from your investment adviser or a potential wealth manager that you know you should read over. Allow me to help! Even though the form is only 2 to 4 pages it can still be overwhelming. I will explain exactly what you should look for in the form including the 3 quick things to review if you have no time at all. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So you have decided to invest in a financial adviser, wealth manager, or financial planner. What should you ask a potential new adviser when you have an initial meeting? How do you know if you have asked all the right questions? Allow me to guide you and deliver an easy framework to evaluate a financial adviser.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
You have decided you don’t want to spend the time, you don’t have the temperament, or are simply not interested in acquiring the knowledge to DIY on your investment portfolio. It's time to hire an adviser! Whether your investment portfolio has a balance of $1,000 or $100,000,000 there is an adviser out there for YOU. Let's explore 5 types of financial advisers and wealth managers that exist today.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So we have talked about the more obvious fees incurred when using a wealth manager like asset-based advisory fees, financial planning fees, expense ratios, and soft dollars but what about this lesser-known fee called the 12b-1 fee? The 12b-1 fee was thrown into the financial spotlight recently after a financial adviser was assessed a fine of 30 million dollars. Are you paying this fee? Should you be paying this fee? Listen today to learn more.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So is past performance indicative of future results? Of course not. That's not the only thing you need to know about your investment adviser's performance reports. Today I share a few things to keep an eye on, how to better understand your numbers and share more about the Global Investment Performance Standards ("GIPS").
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So were you hoping to find real financial news on social media but instead got a DM about bitcoin? Ever wonder why your adviser isn't on Instagram? Today I address the lack of advisers on Social Media, the swindle of Big Money Mike and so much more.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
If you are like most clients of advisers you stare at an email in your inbox containing your statement and proceed to delete it. What if I told you someone didn't delete it and uncovered 5.8 million dollars was missing? Listen today to hear a true tale of fraud, forgery and misbehavior.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
So, you are ready to invest in bitcoin, but why isn't your adviser ready? Today we explore 5 reasons your adviser might not be buying you bitcoin, dogecoin, or the cryptocurrency of the moment. I also share alternative options to consider if your adviser says "no." Listen today so you can approach your adviser with confidence when asking about cryptocurrency.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Happy International Women's Day 2022! Tune in today to learn more about this history of female financial advisers, the current state of gender equality in the industry and learn about 2 organizations driving change.
Links mentioned in the episode:
https://rockthestreetwallstreet.com/home/
https://www.collaborativewim.com
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
What's in a designation? What do all the letters after your adviser's name mean? Do they mean anything at all? Which designation should an adviser have? Listen to today's episode to learn the answers. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
By now we have all heard of "the great resignation" but what if it is your financial adviser that decides to resign? What should you do? What are the questions you should be asking a new wealth manager that takes over your accounts? I will guide you through this transition calmly and thoughtfully. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
First comes love, then comes marriage, then comes financial harmony...right? Managing wealth, or sometimes managing the lack thereof, can be difficult for couples. Here I offer three tips for couples to effectively manage their wealth together and how to enlist the help of a financial adviser.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
If you nod your head and pretend you know what someone is talking about when they say SPAC, Payment for Order Flow, or Meme Stocks this episode is for you. These three items were recently identified as potentially problematic investing practices and products by the SEC’s Office of the Investor Advocate. We will talk more about the SEC and the Investor Advocate too.
If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Are you wondering if you need a financial adviser? Maybe you need an investment adviser or financial planner? Are you unsure if the fee for an adviser is worth paying? Today I discuss 4 factors to consider when evaluating hiring a financial adviser. I also walk you through 3 cautionary tales of investors who decided not to use a financial adviser. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Do you know how your adviser invests the equities in your account? Ever wonder what the difference between an ETF or Mutual Fund is? Maybe your adviser is using direct indexing and you aren't sure what that is? Listen to this week's episode to learn all of this and more. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Did you ever wonder what it means for someone to be a "fiduciary" adviser? Did you know your Wealth Manager might not be a fiduciary? Today we will talk all about the different types of advisers out there, why they aren't all advisers, and how to tell the difference. If you are listening on Apple or Spotify, don't forget to give the show a review or rating. Thank you for your support!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode completes my 2 part series on adviser fees. You will learn more about financial planning fees and expense ratios. Of course, I continue to use an analogy of fine wine to make an otherwise boring discussion more palatable.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
This episode begins my 2 part series on adviser fees. You will learn more about the common asset based advisory fee as well as the lesser known, more indirect fee, called soft dollars. Of course, I use an analogy of fine wine to make an otherwise boring discussion more palatable. Be sure to subscribe so you can tune in next week for part 2!
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
On this week's episode you will learn my 3 tools for a successful meeting with your adviser. If you are like most clients you probably don't do much preparation, attend a nice meeting, smile and nod along as your adviser discusses investments and leave feeling like you checked a box and completed your annual meeting with your financial planner. I'm here to tell you right now, stop that! If you are ready to feel confident and knowledgable when meeting with you financial adviser listen to this episode.
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Important Disclosures: I am not a financial adviser. Information presented is for educational purposes only and should not be interpreted as financial advice. I am here to help you better your relationship with your own financial adviser, not to be one.
Welcome to the Adviser Checkup Podcast. I'm Kelly, a Chartered Financial Analyst and former Investment Adviser executive who wants to help you enjoy a lasting and valuable relationship with your investment adviser. If you are ready to feel confident and knowledgable when working with your investment adviser, let's get started.