Jay Talk: Recent Episodes
Justin
A podcast in which I talk about nothing in particular. Whether it be money, life, happiness, news, or entertainment, nothing is off limits here.
Living during this time of Covid-19, wearing a mask has become mandatory in much of the country. But what does it say about someone when they insist you wear a mask at work but they don't return the favor. Coronavirus sure has complicated things and created some moral dilemmas.
The media have continued to use the term "new normal" in a life after Covid 19. Watching the news could have many people believe that coronavirus will cause the United States and the world in general to never be the same again. Many videos and articles have been made to suggest that the "new normal" will include everyone wearing masks, restaurants having less seating, airlines taking less passengers, and the ways we interact with each other will never be the same again. Even sporting events, festivals, and any other large gathering of people are said to be a thing of the past never to return to the world we once knew. But I beg to differ. The new normal is not sustainable. Businesses cannot stay open and survive in a world that is restricted by spacing guidelines. People cannot live in a world of permanent social distancing and mask wearing. The economy and society in general can only operate like it has been during nationwide lockdown and quarantine for a temporary amount of time. However, in the long run, life as we know it (for the most part) needs to return back to normalcy. These of course are all my own opinion. Covid 19 is still a deadly virus that we still need to take seriously, but at some point things will need to change.
I've heard of many people breaking down in tears due to the fact that they feel they can't hug their loved ones. Mostly coming from grandparents who feel they cannot hug and cherish their grandchildren in the age of coronavirus. Many of them feel that they simply can't do it. But the truth is, they can. In this episode I talk about why it might be better to just hug those you love and stop being fearful if it causing you emotional distress.
As a guy who delivers furniture for a living, I have to go into complete strangers, oh I mean customers homes to set up their furniture. But what happens when there is a viral pandemic that has swept throughout the country, killed thousands of people, and caused the government to step in and shut everything down for a month? Well, I guess people still want their nonessential furniture delivered, crazy huh?
In this episode I break down a few things I have noticed being back on the job for the last couple of days and a few of my thoughts on some of the things going on with coronavirus and reopening the economy for business.
My state is among one of the many that are beginning to reopen the economy amid the COVID-19 pandemic. Today was my first day back at my job. I soon realized I was being watched through a camera almost the entire day. When does employee monitoring go too far? Is it worth the added stress, anxiety and possible resentment of employees?
No matter your situation in life, there is so much to be thankful for. But many people tend to lose sight of what is important in life, instead focusing on the small things that don't really matter but contribute to so much unneeded stress and anger. In my line of work, I see people who seem to have it all, a big house, nice cars, and expensive luxury goods. But many times they come across as so unhappy about the smallest imperfections in material possessions.
There seems to be a great lack of gratitude coming from many people who fail to take a step back, look at the things they do have, and be thankful. Being aware of just how lucky you really are and the good things that exist in your life can really help to change your mindset and be an overall more positive person who doesn't get stuck on the small things.
What is this crazy thing called investing that people talk about? How do you do it? What's the point of investing? Well, this video is meant to help you better understand what investing is and why you should do it. Whether it be for passive income, financial freedom, retirement, opening up options, making money while you sleep, or getting your hands on a little extra cash. There are so many options that open up when you invest your money.
We've all heard the word "investing" before and many people may say it sounds like some foreign concept that it confusing and completely out of reach for them. But what does it mean to invest and why is it important to do it? These are some of my beliefs on why people should invest and the goals that it should help you achieve. Investing should be about creating passive income to be financially independent and end the cycle of giving up your time for money, and instead have your money work for you to free up your life to do the things that you truly love to do.
Many older people are finding it harder and harder to retire these days. With rising housing cost, medical costs, and overall lack of financial planning people are finding it hard to make it by with more and more companies getting rid of pension plans and the fear of social security going away in the near future. At the same time there is a growing number of people joining the FIRE movement, which mean Financial Independence, Retire Early, and they have been able have achieve an unconventional retirement at very young ages, with some being in their 30's or even 20's. They have managed to do this through aggressive savings, high incomes, and smart investment decisions. So what is going on the retirement these days?
We've all heard different things about credit cards. Some people use them for everything they buy, while others swear that using them is the worst financial decision a person could ever make. Let's break down whether or not credit cards are really all that bad and if you should be using them yourself.
What would you do if you got a raise at work or an entirely new job and now your monthly income has doubled? Would you stash that money away for retirement? Or would you succumb to the curse of lifestyle inflation and upgrade your life with new, more expensive things? In this episode we dive into the mental trap of lifestyle creep and how it keeps people running on the hamster wheel of life.
It's a common habit for a lot of people to stop by their local Starbucks everyday to grab their preferred cup of joe. But what is the true cost of doing this over a lifetime?
With the new year upon us many people have made it one of their new years resolutions to save more money. Here I break down 10 ways to save more money in 2020. The most important thing is to start making small changes and to keep up with them. You may not see an impact in your bank account immediately. But these small changes will save you a good chunk of change in the new year and going forward.