Road to Retirement: Recent Episodes
Christopher Anselmo
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
In this episode we tackle the importance and strategies for periodic reviews of your legal documents and your financial plan. We also talk about the apple cider vinegar craze.
Tony and Zach (and Tony) talk about the impact debt can have on you, and how to minimize it. They also tackle 2 big questions... "Why are the NBA playoffs so long?" and "Is Zach's basketball career over?" It's more about your finances and debt, but these questions are raised.
This episode examines the intricate relationship between tax strategies and market volatility, highlighting how one can influence the other. We discuss how market swings can create both challenges and opportunities for tax planning, from capital gains and losses to tax-loss harvesting techniques. Learn how to navigate volatile markets with tax efficiency in mind to potentially minimize your tax burden and protect your investment returns.
In this episode, we tackle the myths and truths surrounding retirement planning, focusing on the choice between a one-stop-shop financial planner and piecing together multiple specialists. Many retirees wonder whether consolidating all their financial needs under one advisor is truly the best approach, or if a more fragmented strategy is better suited to their needs.We’ll explore the pros and cons of each model, clarify common misconceptions, and discuss how a holistic approach to retirement planning can provide more comprehensive, cohesive solutions. Whether you’re considering different advisory structures for your clients or refining your own financial strategy, this episode will help you navigate the complexities of planning for a secure retirement.
In this episode, we delve into the common pitfalls people make when crafting their estate plans, highlighting costly errors that can jeopardize your family's future. We'll explore the importance of regularly updating your documents, understanding tax implications, and properly designating beneficiaries to ensure your assets are distributed according to your wishes. Learn practical strategies to safeguard your legacy and avoid unnecessary legal battles for your loved ones.
In this episode, we explore why rigid estate and financial plans can crumble under life's inevitable curveballs. We'll discuss how to build flexibility into your planning, adapting to changes in family dynamics, market fluctuations, and evolving personal goals. Learn actionable strategies to ensure your legacy and financial security stay on track, no matter what surprises life throws your way.
In this episode, we break down the fundamentals of comprehensive life planning, starting with optimizing your tax strategy and building a solid retirement foundation. We'll explore how to navigate complex financial decisions, from insurance to estate planning, ensuring your future is secure. Finally, we'll discuss the importance of aligning your financial goals with your personal values, creating a roadmap for a fulfilling life beyond retirement.
In this episode, we demystify estate planning, covering essential steps to secure your assets and legacy. We'll explore key documents like wills and trusts, and discuss how to navigate complex tax implications for your beneficiaries. Finally, we'll offer practical advice on starting the conversation with loved ones and ensuring your financial future is protected.
This week, we discuss why everyone, regardless of age or wealth, needs a Power of Attorney. We'll cover the different types of POAs, what they authorize, and how to set one up. Protect yourself and your loved ones by understanding this essential legal document.
Navigating the financial complexities of caring for aging parents can be overwhelming. This week, Zach Padden talks about common financial challenges, from managing healthcare costs to understanding long-term care options. We'll also explore strategies for having open and honest conversations about money with your family.
Navigating the financial world before 50 can feel overwhelming, but it doesn't have to be. This week, we're diving into tailored strategies for younger clients, covering everything from early-career investing to planning for a growing family. Join us as we break down actionable steps to build a solid financial foundation for your future.
The "Tax Prep Checklist" episode dives deep into the essential steps to ensure a smooth and successful tax filing season. We'll cover gathering all necessary documents, understanding common deductions and credits, and identifying potential tax planning opportunities to minimize your tax burden. This episode will empower you with the knowledge and tools to navigate tax season with confidence and maximize your refund.
In this episode we explore actionable steps to achieve your financial goals in the new year. We'll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.
In this very special and fun episode, we talk about our favorite Christmas movies along with financial and life lessons.
This episode dives into the different financial stages of life, from early adulthood to retirement. We'll discuss key financial milestones, budgeting strategies, investment tips, and retirement planning. Whether you're just starting out or nearing retirement, this episode will provide valuable insights to help you achieve your financial goals.
Kickstart your financial journey in the new year with expert advice. This episode delves into practical strategies to help you save more, invest wisely, and achieve your long-term financial goals. From basics to advanced investment techniques, we've got you covered. Tune in to gain valuable insights and take control of your financial future.
In this episode, we delve into the concept of financial risk, exploring its different types and how they can impact your financial health. We'll discuss strategies to assess your risk tolerance and develop a personalized risk management plan. By understanding your financial risk, you can make informed decisions to help protect your future.
As the year draws to a close, it's crucial to take stock of your financial and legal affairs. In this episode, we'll guide you through essential tasks like reviewing your investments, tax planning strategies, and estate planning considerations. We'll also discuss important legal documents to revisit and potential legal implications of year-end decisions.
In this episode, we break down the different financial indexes and explain what they mean for your investment portfolio. From the S&P 500 to the Dow Jones Industrial Average and beyond, we cover how these benchmarks reflect market performance and economic trends. Tune in to learn how to interpret these indexes and use them to inform your financial strategies.
In this episode, we look at market trends, and economic indicators to provide you with a comprehensive overview of the financial landscape. Join us as we discuss the factors driving market volatility and explore would could be in store for the coming months.
In this episode we talk about the basics of saving money. Discover effective strategies to build an emergency fund, tackle debt, and reach your long-term financial goals. Join us as we explore essential tips and tricks for saving wisely.
In this episode we talk about the complexities of inflation and explore practical strategies to combat its effects on your finances. Join us as we discuss the root causes of inflation, analyze its impact on various asset classes, and provide actionable tips to safeguard your wealth during inflationary times.
In this episode, we discuss how much cash you should ideally keep in your bank accounts. We'll cover the pros and cons of different savings vs. investing options and help you determine the right balance for your financial situation. Tune in to learn how to make the most of your money!
In this episode we dive deep into the most common financial errors that can derail your retirement dreams. Join us as we discuss everything from neglecting to save early to overestimating returns and underestimating expenses. Discover how to avoid these pitfalls and secure a comfortable retirement.
In this episode, we dive deep into the world of interest rates. We'll discuss the factors influencing current rate hikes and explore potential implications for your personal finances. What will the Fed do next? Tune in to learn how to navigate this economic landscape and make informed decisions about your savings and investments.
In this episode we discuss the importance of keeping track of all of your financial and estate planning information and keeping it safe. We talk about ways to do this, including the use of the Generational Vault.
The market has been on an upward run, and political tensions are high. We break down the latest market trends and discuss how political climate may or may not impact your investments. Learn how to navigate these turbulent times and make informed financial decisions.
The world of finance is ever-changing, and retirement savings strategies need to adapt. This episode dives into the latest trends and adjustments you should consider to build a secure and fulfilling future. We'll unpack how factors like inflation, the job market, and new investment options are impacting your retirement goals.
What's it like to work in the world of financial planning? What are the jobs we do at Brookside Tax and Financial? We discuss this and more in this week's episode.
In this episode we talk about what it is we do, how it's changing and what we're doing to improve and support your financial journey.
With interest rates, inflation and the coming election, we talk about what you can expect and how it may affect your finances. We look at asset allocations and also retirement income strategies.
In this episode we decipher the latest economic news to help you make informed financial decisions and how it's affecting current market trends.
In this episode, we discuss the potential pitfalls of using internet legal forms for your financial and estate planning needs. We highlight common issues and oversights that can arise, and explain why professional legal advice is crucial. Tune in to learn how to protect yourself and ensure your documents are legally sound.
We welcome Estate Planning Attorney Zach Padden to help break down the essentials of creating an estate plan, why it's important at any life stage, and how to get started without feeling overwhelmed. Tune in and gain peace of mind knowing your wishes will be met.
Worried about risk and volatility draining your retirement savings? In this episode we talk about tools and options to minimize risk and protect your nest egg.
As we head into the new year, we talk about some helpful tips on improving your financial outlook and which resolutions can help with that.
We talk about the various financial strategies and tools available to help protect your investments as you head toward and in retirement.
In this show we talk about what we can be thankful for, from an economic standpoint and personally.
There are many things you can do to possibly minimize your tax burden before the end of the year, for the current tax year and for retirement. In this episode we go over some helpful strategies.
During this episode, we’ll discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.
What is a Roth conversion and why is it so important? We talk about why you might want to make a Roth conversion and how to avoid mistakes.
In this episode, we'll cover everything you need to know about this important time of year, including what plans are available, how to compare them, and what to do to make sure you're getting the best coverage for your needs. Stay tuned for tips on how to save money and get the most out of your Medicare benefits.
During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.
In this episode we talk about the things people wish they had known or done before retirement.
In this episode we talk about where are at with the economy and the markets and where we might be headed.
Everyone has a unique financial puzzle. How does it all fit together? In this episode we discuss what you need to know to fit your puzzle pieces together!
In this episode, Chris talks about which documents in your life (such as for your investments, finances and estate) are most important, and how to keep them organized.
In this episode we discuss some current financial trends and how they may affect your financial and retirement plans.
In this episode we talk about the most common and costly estate planning mistakes people make.
In this episode we talk about how to get at least two of the 3... growth, protection, and savings.
In todays episode we discuss the opportunities that have recently become available for fixed index annuities due to higher interest rates.
Tony Marlette is flying solo today. He goes over the market's performance during the first half of 2023 and a few predictions for the 2nd half.
In this episode we talk about how to have peace of mind knowing your legacy, health and estate are planned out in the way you want, so they won't leave your loved ones with a burden.
In this episode we talk about possible financial strategies to use during high inflation.
In this episode we talk about the recent changes to the rules for IRA's... What you need to know and what it means for you.
In this episode Tony Marlette Jr. has a big announcement and Chris talks about what's going on in the financial world as well as RMD strategies.
When the lead story in the news is the price of eggs, you know there's a problem. We talk about the current rate of inflation and how we got here.
In this episode Tony Marlette Jr. talks about why you want to work with a financial professional and what you need to look for to find the right person for you.
From data gathering, to the monitoring stage, in this episode we discuss the general process for managing assets with Brookside.
2022 was a volatile year for finances, but we look at the positives and talk about things to be thankful for this past year as we head into the new year.
During this show, we’re going to discuss designing a financial to do list with the goal of crossing everything on that list off before the end of the year.
We take a look at what's happening with the markets and how the current political climate might influence your finances.
There are a number of changes coming in 2023 that could change your financial outlook and now is the time to prepare for them. We talk about that and more in this episode.
In this episode Chris breaks down the long-term care problem and the elder care long-term care trust that can help.
Don't settle for a reduced benefit. Today we talk about what you need to know to maximize your Social Security.
Medicare is important, but there is a lot more to it than most people realize. In this episode we talk about Medicare and how to make sure you have full coverage and understand the open enrollment period.
As Brookside Financial is a Federal Benefits Specialist Advisor, we are in a unique position to discuss the special provisions and calculations involved with Federal Employee Retirement System (FERS). Listen as Chris and Tony review the benefits of this program for Federal Employees.
In this episode we discuss Wills, what you should include and the things that you shouldn't.
In this episode Chis and Tony Marlette discuss financial planning mistakes to avoid and what to do if they happen.
In this episode we look at annuities...what are they, how they are used and are they right for you?
During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.
Mutual Funds are an important part of financial planning. We talk about how they work and what you need to know to better understand them.
The perfect storm... Rising inflation, rising interest rates and a bear market. In this episode we talk about what's happening and what you can do to weather the storm.
You don't want to leave your loved ones with a mess, and you don't want too much of your money to go to attorney's fees and the courts. In this episode Chris talks about what you can do to help prevent that.
During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.
How could the current markets and inflation affect your retirement accounts and your retirement? In this episode we take a look at where we are at and what can be done.
Do you need life insurance? If so, what kind and how much? What are the benefits? In this episode we address those questions.
How can you protect your finances from rising inflation? In this episode we talk about strategies to help during times of rising inflation.
The markets have been extremely volatile, coupled with inflation and rising interest rates this can take a bit out of your savings. In this episode we discuss tips and strategies to help deal with these issues.
In this episode Chris, Tony & Tony talk about protection. We use insurance to protect our cars, our health and our homes, but what about your savings and retirement funds?
In this episode we discuss the importance of protecting your assets and making sure it doesn't all go for long-term care.
How can you handle market volatility? In this episode we discuss strategies and tips for dealing with your finances during the ups and downs of the market.
In this episode we discuss the latest tax changes and strategies as well as what the market volatility means to your finances.
In this episode we discuss the rising inflation and what it means to you and your financial planning.
In this episode we look at ETF's (Exchange Traded Funds) and how they might fit into your financial plan.
Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.
Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.
Chris welcomes special guest Matt Snyder to discuss the Nursing Home and Assisted Living crises and what you can do to help avoid it.
In this episode Chris welcomes not one, but two Tony's to the show! They talk about Medicare and why you need a plan for healthcare in retirement.
Chris and Jeff talk about the delays with tax returns and what to expect from the child tax credits.
In this episode Chris let's his cohost come up with various questions about retirement, income and estate planning.
Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.
In this episode Chris welcomes investment advisor representative Tony Marlette. Tony is a new addition to the team at Brookside and they discuss insurance and other financial topics.
In this episode Chris tackles the tough topic of probate and estate planning. What is probate and is it necessary? Listen in to find out.
In this episode get the straight talk on what annuities really are and how they should be used.
In this episode Chris and Matt welcome special guests from Arden Courts to talk about Memory Care and Long-term Care.
In this episode Chris and Matt welcome Karen Ramba from Caring Transitions to talk about senior living, moving and downsizing.
In this show we talk about how it is possible to have a tax smart retirement. If you plan ahead and work with a financial professional you help to minimized that tax burden in retirement.
In this show we dive into some changes you need to know about before filing your taxes.
In this episode Chris talks about the new Brookside office building, a bank vault and why you need a financial plan for 2021, or at least a second opinion on your current plan.
In this episode Chris talks about Assisted Living, Senior Living and Long-Term Care. What you need to know and how to manage it financially.
In this episode Chris talks about some good financial resolutions for the next year that will help you with your finances and savings.
In this episode we talk about what you need to do before the end of the year regarding your finances, Medicare and taxes.
In this episode Chris welcomes back Matt, Pamela and Cindy to talk about the real estate market for seniors.
Chris and Matt welcome special guests Pamela and Cindy, Senior Real Estate Specialists, to talk about the housing market and real estate for seniors.
Things change as we get older and our investing should too. In this episode Chris talks about tips and strategies for investing based on your personal situation and your age.
In this episode Chris welcomes in special guests to talk about the importance of having a plan in place to deal with the high costs of long-term and nursing home care and minimizing the financial liabilities for your loved ones as well. You need to protect your funds and your legacy from being taken to cover nursing home costs.
Many Veterans are missing out on benefits. In this episode Chris and Matt discuss the various Veteran's benefits and helpful tips on how to not miss out.
In part 2 of our discussion on Medicaid Chris once again welcomes special guest and Medicaid specialist Matthew Snyder. They discuss who qualifies for Medicaid and what you need to know about how it works.
In this episode we talk about long term care, assisted living and nursing home care. How will you pay for it? You need a plan. In this episode we talk about what you need to know.
On today's show Chris talks about some misconceptions out there about estate planning, mainly probate and which is better, Payable on Death or a Trust. Listen in to find out!
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Long term care is an issue that will affect most Americans and some point. In this episode Chris talks about how to plan for it and work it into your retirement plan.
You've spent years building your assets so you definitely want to make sure it is protected. There are many ways to protect your assets from lawsuits and other hazards and in this episode we talk about them and the strategies that you can use.
There are major financial differences in how you incorporate or establish you business. You could possibly save a lot in taxes depending on your situation. We talk about the various methods and what the liabilities and tax considerations are for each one.
Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation
In this episode we look at Advanced Directives for legacy and estate planning. We talk about what they are, why they are important and how to make sure you have them.
There are a lot of different types of annuities and a lot confusion out there. Annuities can provide a steady stream of retirement income if utilized properly. In this episode we talk about different types of annuities, how they work and how/when they may be part of a financial strategy.
You don't want to leave your loved ones in a bad situation. Preparing ahead with powers of attorney, wills and trusts is so important to preserve your savings and assets. In this episode Chris talks about the important things that need to be done and some legacy planning strategies.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
What is the current pandemic and economy doing to your finances? It is affecting portfolios, retirement saves and more. We talk about that and how it's affecting taxes as well. In this episode Chris gives helpful advice to deal with the current financial landscape.
In this episode we discuss the current state of finances and how to take advantage of the low tax rate to grow and protect your retirement accounts and investments.
The Covid-19 crisis has changed a lot of things, but your taxes, your finances and your retirement accounts still need to be dealt with and maintained. In this episode we talk about how to do that and how to help make sure you have a solid plan in place.
With the markets going crazy you need to make sure you know what type of risk you have and what you can handle. In this episode Chris talks about the current state of the markets and how to invest safely.
In this episode Chris dives into some habits and strategies of wealthy individuals that we can apply to improve our own finances.
People are living longer, but more and more people are also needing long-term care. Dealing with major healthcare issues in retirement can be very litigious, especially in the event you or your spouse becomes incapacitated. In this episode Chris talks about ways to plan for this to avoid expensive and legal mistakes.
Chris Anselmo goes through the planning and process of retirement and creating a retirement income everyday. He's been helping people plan their retirements for many years. In this episode he talks about the importance of working with an advisor for a solid income plan, tax plan, legacy plan and more.
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
In this episode Chris gives Tony a hard time about his new years resolutions and offers helpful tips on helping you with your financial goals and resolutions. Setting them and keeping them. Helping your investments and finances!
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
You don't want to leave family or loved ones in a bad place after you are gone. You need to be putting more time into estate planning strategies, all the while avoiding the mistakes the people commonly made. In this episode Chris explains what to do and what not to do and why it's so important.
It's that time of year...you need to think about minimizing your tax burden for the year. You need to look at the deadlines for tax differed accounts and required minimum distributions. In this episode we cover what you need to know to help you with your year-end tax planning.
What's on your bucket list for retirement? Travel? New hobbies? New job? It's good to have a list, but you also need a plan so you can physically and financially achieve your dreams and goals. In this episode we talk about ways to help accomplish that.
No one likes to think about it, but we all need a plan in case of our passing. You don't want to leave your family and loved ones in a bad situation. When it comes to debt, taxes and insurance there are a lot of strategies to minimize any financial burdens your passing might cause. We also talk about strategies to maximize what you leave behind for them.
Hindsight is 20/20... Especially when it comes to financial decisions and retirement planning. There are roadblocks I'm hitting that I should have planned for... In this episode Chris addresses those potential roadblocks and how to plan for them.
You insure your car, your home and your life... so don't you think you should insure your investments? In this episode Chris talks about how to insure your investments with helpful tips and strategies.
This is a question that gets asked a lot... Should you buy or lease a car? In this episode Chris goes over the pros and cons of each and offers his advice and experiences.
What is Medicare Advantage? How can it help you reduce your overall medical costs in retirement? In this episode we go over what you need to know.
In this episode we talk about everything you need to know about traditional Medicare. Enrollment, and the various parts and costs of Medicare.
In this episode Chris brings on Mark, a Medicare specialist to tell us what we need to know about medicare and how to get the information we need to help us have the best plan possible.
Elder abuse is a growing problem. We talk about what's happening and what can be done about it. Be prepared and be watchful of scams and those that prey on seniors and the elderly.
More and more people need long-term care at some point. Make sure you plan for it. In this episode we talk about what it could mean to your finances and retirement. We also talk about the key ways you can prepare for this expense.
Data breaches are all too common. Capital One, Equifax and even your favorite restaurant may have been hacked. What can you do to protect your important information?
There is a lot to do and to take into consideration as we get older and near retirement. Your investments could be at risk if you don't have the proper legal documents in place. From powers of attorney to beneficiary designations to wills, you have to have these things taken care of, and correctly. Unfortunately more and more people are relying on documents downloaded from the internet. This has lead to heartache and the loss of massive amounts of money for so many people. We talk about this and what you should be aware of to prevent this.
Today we are talking about IRA and 401k rollovers. We’ll walk you through a number of precautions that you should take to avoid pitfalls and excessive penalties, taxes and fees.
This episode talks about the financial challenges for women in retirement and options for addressing those challenges.
In this episode we go over the ins and outs of probate and what you you need to do to get an effective estate plan to avoid it.
There is a lot of confusion about Annuities. In this show we talk about the realities of retirement income planning using annuities and give you the facts regarding this retirement vehicle.
Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.
The inaugural episode of the Road to Retirement, Chris Anselmo delves into who he is, what he does, and how Brookside Tax and Financial Group helps people both before they enter into retirement and after they retire.