It All Adds Up: Recent Episodes

The Age and Sydney Morning Herald

Our crack team of economics experts help you understand the things that affect your job, your mortgage and your family budget. Join Jess Irvine, Matt Wade, Ross Gittins and other Fairfax Media journalists for a dose of economic realism - and a dash of politics, too.

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Jess and Dom have money saving tips for a listener looking to purchase a home using their Super after retirement.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Jess and Dom have tips to save on your home and car insurance, as well tackling the rising cost of food and groceries. 

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Jess and Dom have savings strategies for parents looking to help their kids buy their first home.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Jess and Dom offer saving strategies to Claire, a single mother with a child going into day care, who is also facing significant mortgage rate increases.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Jess and Dom offer Jewels, a first home buyer and guinea pig owner, who is living at home to save up for her first place, some saving strategies to help her realise her dream of owning a three bedder in Ballarat in three to five years. 

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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We're taking a look at real-life budgets and seeing what ways we can save them some money.

This week, senior economics writer Jess Irvine puts the spotlight on Money editor Dom Powell to see if there's anything he can do to help his budgeting strategies. 

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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We want to help you!

In season 2 of It All Adds Up we're going to dive into your wallet and see if we can give you a financial health check.

If you want Jess and Dom to take a look at your spending and see if they can help you reach your financial goals, email us at italladdsup@nine.com.au

See omnystudio.com/listener for privacy information.

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Home ownership: It’s the biggest topic in personal finance.

On this first episode of It All Adds Up, we’ll take a look at how much it takes to buy a home in Australia these days and some strategies to help our listeners to get a foot in the door.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell as they try to help you make it all add up.

See omnystudio.com/listener for privacy information.

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All three parts of our sharemarket investing for beginners series combined.

Jess and Dom look at the basics of shares as investments, a checklist of things to consider before buying shares, and then go through the process of buying shares.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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On this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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By now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards.

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Most people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence.

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on what life phase they are in.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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With inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs?

In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Whether you’re a mad-keen budgeter like Jess, or adopt a more ‘go with the flow’ attitude like Dom, the New Year heralds a fresh opportunity for everyone to get their finances in order.

2023 is shaping up as a potentially tough year for household budgets, amid the rising cost of living, interest rate hikes, and increasing concerns about a global recession.

But there are things you can do now to safeguard your money, which we explore in this week’s episode of the It All Adds Up podcast.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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Between November and December, Australians are expected to spend a whopping $66 billion according to estimates from the Australian Retailers Association, largely on food, alcohol, and toys.

This week on It All Adds Up, Jess and Dom tackle some ways you can save some money this Christmas, from taking a low-key approach to gifting to thinking outside the box when it comes to wrapping paper.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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In this week’s episode of It All Adds Up, Jess and Dom discuss the purpose of private health insurance and the various ‘carrots and sticks’ governments have created to force an uptake to take pressure off the public system.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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Jess and Dom discuss the pros and cons of side projects with potential to supplement income from a main job. Side hustles can come in many different forms, but broadly fall into two categories: selling your skills or selling your stuff.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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Thanks to the compulsory nature of our superannuation system, the amount of wealth held by Australians in super is growing rapidly.

But how can you make sure you are getting good value out of your investments?

On this week’s episode of It All Adds Up, we break down the five most important things to consider when it comes to choosing a super fund.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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Inflation is forecast to hit 8 per cent this year, bumping the price of everything from petrol to health insurance. 

It’s particularly bad news for anyone with student debt, which is indexed with inflation each year on June 1. This could mean an increase of nearly $2000 for someone with an average HECS debt of $23,685.

On this week’s episode of It All Adds Up, we ask if it’s worth repaying some of your HECS debt ahead of time, or if it’s best to just let it ride and slowly pay it off over time.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.

See omnystudio.com/listener for privacy information.

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On this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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In this week’s episode of It All Adds Up, senior economics writer Jessica Irvine  and money editor Dominic Powell delve into the finer details of the Government's $7.5 billion plan "5-point plan” for “responsible” cost of living relief - which includes bigger childcare subsidies, a more generous paid parental leave scheme, cheaper drugs, more affordable housing and greater investment in skills to boost wages.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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Energy bills are getting more and more expensive by the month as global forces wreak havoc on coal and gas prices.

In this week’s episode of It All Adds Up, money editor Dominic Powell and senior economics writer Jessica Irvine have a few tricks you can try to cut costs on your power bill.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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With inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs?

In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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In today’s episode of It All Adds Up, money editor Dominic Powell and senior economics writer Jessica Irvine delve into the basics of crypto and all the various things investors should keep in mind when considering investing in the nascent asset class which some claim could be the future of the internet.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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In our final on sharemaket investing for beginners, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell go through the steps for purchasing shares, before buying some themselves.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through a checklist of important things to consider before investing in shares.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell get back to the basics of understanding shares- what are they, why would you buy them, and how can you buy them in their various forms?

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

View Details

Most people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence.

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on what life phase they are in.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

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By now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards.

On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.

See omnystudio.com/listener for privacy information.

View Details

Home ownership: It’s the biggest topic in personal finance.

On this first episode of It All Adds Up, we’ll take a look at how much it takes to buy a home in Australia these days and some strategies to help our listeners to get a foot in the door.

It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell as they try to help you make it all add up.

See omnystudio.com/listener for privacy information.

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Welcome to It All Adds Up the podcast where we make money easy to understand so that listeners can begin building their financial wealth.

We’re going to cover topics like: investing for the first time, crypto, how do interest rates work, how to crack into the property market, saving for retirement.

Join The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell from August 25 as they try to help you make it all add up.

It All Adds Up is proudly sponsored by Trilogy Funds. Visit trilogyfunds.com.au for more details.

See omnystudio.com/listener for privacy information.

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As power bills soar, Aussie households are on the hunt for savings. In this week's episode of It All Adds Up - the final in this series - the team gather around the Sydney Morning Herald's 'kitchen table' to share some of their top home finance tips.

Join hosts Jess Irvine and Matt Wade, along with special guests Economics Editor Ross Gittins, Workplace Editor Anna Patty, and Money Editor Caitlin Fitzsimmons as they sit down to give the good oil on ways to potentially save money.

As always, you can let us know your thoughts at italladdsup@fairfaxmedia.com.au or tweet using the hashtag #italladdsup.

See omnystudio.com/listener for privacy information.

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Few subjects stir consumer passions like rising electricity bills. With power prices more than doubling after inflation over the past 10 years, that’s hardly surprising.

In this episode, the team dissects what has caused the surge in electricity costs.

Hosts Jessica Irvine and Matt Wade are joined by two of Australia's leading commentators – economics editor of The Sydney Morning Herald, Ross Gittins, and economics editor of The Age, Peter Martin – to investigate. They explain how each of the three main components your electricity bill have put upward pressure on prices: electricity generation, the cost of the poles and wires and the margins electricity retailers are able to charge. 

Stay tuned for the regular bad economics segment when Ross Gittins puts the boot into politicians for getting their "economics around the wrong way" when they talk about the cost of living.

Got a question of your own? Email us at italladdsup@fairfaxmedia.com.au, tweet using the hashtag #italladdsup or call the podcast hotline on 02 9282 1632 to leave a message.

See omnystudio.com/listener for privacy information.

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The team relinquish the reins and let podcast listeners set the topics for discussion. Join Jess Irvine, Matt Wade and Ross Gittins as they respond to listener questions on housing bubbles, rent price spikes, happiness, private health insurance, payroll tax, ETFs and The Wiggles. Make sure to stay tuned for this week’s Bad Economics segment in which Ross Gittins learns of Tinderonomics:  “It’s got something to do with lighting fires?”. Got a question of your own? Email us at italladdsup@fairfaxmedia.com.au, tweet using the hashtag #italladdsup or call the podcast hotline on 02 9282 1632 to leave a message.

See omnystudio.com/listener for privacy information.

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This week the All Adds Up team peers inside the kitchen, and even the bedroom, to investigate the economics of households and families.

Hosts Jessica Irvine and Matt Wade are joined by two of Australia’s leading commentators – economics editor of the Sydney Morning Herald, Ross Gittins, and economics editor of The Age, Peter Martin – to unpack what economists have discovered about family behaviour and its impact on our society and economy.

Find out where Australia’s laziest men can be found, what “time use surveys” have unearthed about what we do all day and why some economists question the massive sums governments spend on childcare.

The team also looks at what domestic chores are being outsourced as couples manage the daily juggle and how that outsourcing trend has given rise to a mighty industry providing all manner of households services.

Don’t miss our regular segment “Bad Economics” where Ross Gittins explains why using the word “bubble” to describe rising prices in property and share markets can be very misleading.

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Jobs, jobs, jobs. Is it time to ask for a payrise? Why have wages growth sunk to record lows? Should we worry about the rise of part-time work? And are robots stealing our jobs? This week we delve into the world of work. Economics Editor Ross Gittins dissect recent commentary from the Reserve Bank governor Phillip Lowe. And we hear from Workplace Editor, Anna Patty, with a special report on youth unemployment. Our regular Bad Economics segment takes a swipe at ‘economic modelling’.

See omnystudio.com/listener for privacy information.

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The “Happy Economist” aka Ross Gittins joins us to share the secrets of not just a happy life, but a satisfying one. We discuss why GDP is such a poor measure of social progress and attempts to replace it.

Money editor Caitlin Fitzsimmons shares her three tips on how best to spend your money to maximise happiness.

Matt and Jess let their statistical freak flags fly with a rousing discussion of the myriad indexes which attempt to measure happiness. We discover who the happiest people are, where they live and how old they are.

Jess books Matt a holiday to Norway.

And make sure you stay tuned for the Karate Kid metaphor in this week’s “Bad Economics” segment on sharemarket “​wipe outs”.​

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Do you give a Gonski? In this episode the team unpacks the debate raging about education to uncover what really needs to be done to improve our schools and universities.

Hosts Jess Irvine and Matt Wade are joined by two of Australia’s leading economics commentators, the Sydney Morning Herald’s Ross Gittins and The Age’s Peter Martin to give their verdict on Malcolm Turnbull's Gonski 2.0 reforms, which have passed through parliament largely unscathed.

Cabinet minister, Christopher Pyne, hailed the legislation as "the most significant reform to school education in Australia's history".

But will the changes live up to the hype?

We also unpick the government’s proposed reforms to the university sector.

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We dive straight into the national controversy over skyrocketing property prices and declining housing affordability. Avocado jokes abound, as Economics Editor Ross Gittins defends home ownership as a "basic Australian right". Money editor Caitlin Fitzsimmons has a word of advice for millennials saving for a home deposit. And play along at home as we mark Treasurer Scott Morrison’s homework on housing affordability released in the recent federal budget. Stay tuned for the first of our “Bad Economics” segments on all those claims of “record spending” – do they really stack up?

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Our crack team of economics experts help you understand the things that affect your job, your mortgage and your family budget. Join Jess Irvine, Matt Wade, Ross Gittins and other Fairfax Media journalists for a dose of economic realism - and a dash of politics, too.

See omnystudio.com/listener for privacy information.