Protect Your Assets: Recent Episodes
Empower Radio
Protect Your Assets is a weekly radio show to help you empower your financial life with David Hollander. David is President and CEO of the Liberty Group LLC, has been featured in Forbes Magazine, and is called "The Sandman", because he helps you sleep better at night. Secure your financial future with advice and insight from David Hollander each week on Protect Your Assets.
Are you nervous about the current state of our economy? As we may be heading towards a recession, do you know if your portfolio will be able to withstand the current state of the market? Well find out five signs it is time to get out in this week’s episode of Protect Your Assets
How can you remain steadfast in your approach to the market? This week on Protect Your Assets, Matt Hall, Co-Founder and Partner at Hill Investment Group, author of Odds On: The Making of an Evidence-Based Investor, and host of the award-winning podcast Take the Long View is here to discuss how to make the right decisions for you and your future self. Are you committed to a financial plan or just flapping in the wind? Find out in this week’s episode of Protect Your Assets.
Over the last 20 years, the market has returned an average of 8.25% annually, but the average investor has earned just 4%. Why? This week on Protect Your Assets, Dr. Daniel Crosby, chief behavioral officer at Orion Advisor Solutions, author of several best-selling books, and host of the podcast Standard Deviations is our guest. He’s here to discuss the intersection between the mind and markets. Find out what behaviors you may be unknowingly exhibiting that are limiting your investment returns and how you might be able to hedge some of your behaviors with the help of a financial professional.
There are nine types of people that you are going to meet in retirement. Some have attributes that you may want to adopt and some you want to avoid. Which one are you? Find out in this episode of Protect Your Assets.
Studies show that people are being targeted by scammers 25 percent more since the pandemic. Consumers are using the internet more and more, and fraudsters are more sophisticated than ever. So how do you avoid an investment scam? Find out in this week’s episode of Protect Your Assets.
With the national debt surpassing 30 trillion dollars, how will taxpayers be impacted? Taxes are going to increase, so how can you keep more of what you have worked so hard for? Find out how to pay less in taxes in this week’s episode of Protect Your Assets.
As Russia continues to invade Ukraine, the markets continue to go lower. Does that mean we are heading into a recession? What does that mean to you and your retirement plans? What strategies should you employ to help protect yourself? Find out what you need to know to handle a major market correction in this week’s episode of Protect Your Assets.
Many people do not realize the potential tax hit they will take when creating they’re IRA or 401k. You work and save, only to realize that your retirement account has never been taxed. If you take it out the wrong way, you may be forced to pay penalties on top of income taxes. This could impact you and your family. Find out how to make sure you’re prepared to deal with your IRA or 401k in this week’s episode of Protect Your Assets.
January 2022 was the worst month for stock and bond markets in a very long time. Is the market headed for correction territory? With inflation at its highest rate since 1982, how will that impact the economy? Is this bull market over? Find out how you can protect yourself in this week’s episode of Protect Your Assets.
With the start of a new year, is one of your goals to retire? It can be a challenge to achieve your goal of retirement or managing finances on your own. Well find out some easy things you can do this year to save more money in this episode of Protect Your Assets.
Are you considering purchasing an electric vehicle? When will electric vehicles replace those that use gas? How will energy consumption around the world dictate using either fossil fuels or renewable energy? Find out all this and much more in this week’s episode of Protect Your Assets.
Medicare can be a difficult thing to navigate in retirement. With rising health care rates and inflation, the cost can cause a lot of stress to those close to retirement. How do you make sure you can afford to pay for your health care needs? Well, find out how to save money when it comes to health care in this week’s episode of Protect Your Assets.
2022—and tax day, April 15th—are just around the corner, and there are several smart money moves you should consider right now before the year is over to help save money on taxes. From checking your withholding and maximizing your retirement plan and HSA contributions, listen to eight tax tips that could save you money.
In this special Halloween episode, find out 5 tricks that you need to be wary of when it comes to your finances. From bad investments, paying excessive fees, or getting duped by fraudsters, these tricks can have a bigger impact on your finances then you think. Find out what else you should be looking out for in this week’s episode of Protect Your Assets.
Are you wondering if your parents are going to be okay financially? It can be a difficult conversation to have without seeming intrusive but it is important. How do you broach the subject? Find out seven questions to ask your parents about their finances in this episode of Protect Your Assets.
Retirement is one of the most important decisions in life. If you are thinking about retiring you must have a plan to avoid costly mistakes. Find out if you are ready by taking our checklist challenge in this week’s episode of Protect Your Assets.
If you are thinking about retiring within the next few years, you need to make some important decisions. There are so many factors to consider to make sure you maximize your money to make it last. Find out five important decisions you need to make before you retire in this week’s episode of Protect Your Assets.
Life is busy and sometimes people forget or just don’t have time to figure out what to do with old 401k plans. Learn some strategies on how to reclaim your money and put it to work for you in this week’s episode of Protect Your Assets.
You may be considering selling your business and cash out? Odds are this will be one of the most important decisions in your life, and you need to have an exit strategy to avoid mistakes. Find out things you must consider before selling your business in this week’s episode of Protect Your Assets.
The number one fear for retirees is running out of money. Many people recommend that you take out 4 percent per year from your retirement accounts and that you will be safe. However, can this strategy actually cause you to run out of money? Find out how the 4 percent rule could be the wrong plan for you in this week’s episode of Protect Your Assets.
One of the biggest assets you will transfer to your family will be your real estate. How will the newly passed proposition 19 change your plans? Find out all the key information on how to navigate this new proposition in this week’s episode of Protect Your Assets.
Baby boomers have grown up through the biggest and most sustained economic boost in human history. However this does not mean that everything is smooth sailing. According to Barron’s, boomers are unprepared for retirement because of seven key factors. Find out what they are in this week’s episode of Protect Your Assets.
With the the Delta Variant of Covid-19 causing a shakeup in the market this past week, will your retirement plan be sustainable? Even though the market finished at all time highs, eventually all good things come to an end. Find out how to make sure your financial future can handle all scenarios in this week’s episode of Protect Your Assets.
Do you have an estate plan that has the right documentation and is up to date? Without one your estate will be resolved in probate. This is a painful and expensive process that can be a nightmare for your family. Is a trust the right thing for your situation? Find out 5 estate planning myths that you should be aware of in this week’s episode of Protect Your Assets.
As we celebrate the Fourth of July, we should all consider your freedom to retire when, and how you want to. Are you confident that your money will last to live the lifestyle you worked so hard towards? Find out how to create your financial freedom in this week’s episode of Protect Your Assets.
Annuities are one of the more controversial financial products out there. There are many dissenting opinions about annuities which can create confusion. How do you find out the truth? Find out five ways annuities may be beneficial to your retirement in this week’s episode of Protect Your Assets.
The fed recently released a new proposal to raise interest rates. What does this mean for you and your retirement? How should you be investing as things begin to change? Find out in this week’s episode of Protect Your Assets.
Are you thinking of moving to a different state to save on taxes? You might be considering selling your home and taking advantage of all the equity, but which states should you consider? If you move without knowing all the taxes in that state, you may be taking a pay cut. Find out the states with the lowest tax rates compared to the highest in this week’s episode of Protect Your Assets.
With the government spending so much money, it is almost a guarantee that taxes will increase. Will it dramatically change your retirement plans? Find out what you need to know in this week’s episode of Protect Your Assets.
Retirement planning for a single person could be more difficult because of having only one source of income. From divorce to being widowed, things can change quickly and you need to be able to react accordingly. It can be a daunting process, so get four tips on how to manage retirement in this week’s episode of Protect Your Assets.
Do you work for the government or serve for your country? Well you have access to the retirement savings plan known as the Thrift Savings Plan, otherwise known as the TSP. However many people who do qualify often make decisions that cost them a lot of money. Find out the five most common mistakes and how to fix them in regards to the TSP in this week’s episode of Protect Your Assets.
The most tax laden asset for most people is their IRA or 401k. That leads most people to consider converting to a Roth IRA to avoid taxes. Well is that always the right thing to do? Find out five things to consider before you convert in this episode of Protect Your Assets.
There are so many factors in achieving a successful retirement. From pensions to taxes, there are a number of areas that retirees may not quite understand. Well, find out the most frequently asked questions that we receive in this week’s episode of Protect Your Assets.
Medicare is a very complicated aspect of your retirement. There are many different plans and with premiums on the rise, how can you know if you are doing things the right way? Find out 10 things you should know about Medicare in this week’s episode of Protect Your Assets.
Running out of money in retirement is number one worry for most retirees. How can you make sure your money lasts? Find out how to stress test your portfolio to see if your money is set up to go the distance in this week’s episode of Protect Your Assets.
RMDs are a complicated and important aspect of your retirement plan. As rules change, how could that affect the impact RMDs have in your specific situation? Find out eight things you need to know about your RMD in 2021 in this week’s episode of Protect Your Assets.
How do you implement safety into your retirement plan? Can you balance safety with your ability to earn money in your retirement accounts? Find out five things you need to know in this week’s episode of Protect Your Assets.
You often hear that starting or investing in a business when you are young is a good decision. While the experience is invaluable, how can you help your children invest or create a business successfully? Find out in this week’s episode of Protect Your Assets.
Unfortunately, generating income in retirement can be more complicated than you anticipate and can derail your retirement plans. These mistakes can be avoided if you know what they are and plan ahead. Find out what the five fatal retirement mistakes that people make and ways to avoid them in this week’s episode of Protect Your Assets.
Did you know that since the pandemic, you are more likely to be a victim to fraud or a scam? Americans lost around 50 billion to fraud and scams last year. As scammers continue to evolve, how can you protect yourself? Find out in this week’s episode of Protect Your Assets.
There are many key dates you need to meet in 2021. It is important to not overlook them in order to avoid costly mistakes that could impact your retirement. Whether it is healthcare choices, taking money from your retirement accounts, or taxes, they all require your due diligence. Find out the dates you need to know in 2021 in this episode of Protect Your Assets.
The chemistry between you and your financial advisor is a crucial aspect of your retirement goals. Are you compatible? Do you see eye to eye? How do you make sure your advisor is the right person to help guide you through retirement? Find out the five key questions you need to ask any financial advisor before you work with them in this week’s episode of Protect Your Assets.
What happens to your spouse and family after you pass away? There are many changes that occur when this happens, and one of the biggest are finances. There are three fundamental questions that you need to be able to answer to make sure you are prepared. Find out what they are in this week’s episode of Protect Your Assets.
Both social security and Medicare have some serious funding shortfalls. If things stand pat, both of these funds might run out of money sooner than you think. With President Biden announcing that changes are on the horizon what should you be looking out for? Find out all you need to know about Social Security and Medicare in this week’s episode of Protect Your Assets.
There have been many changes to begin the year 2021. There is a new president and congress, which could lead to some massive changes that could impact your retirement portfolio. With another stimulus most likely on the way, what does that mean for the economy? Find out 5 key areas that you should be watching within the markets and the economy overall in this week’s episode of Protect Your Assets.
In the second part of our Annual Bootcamp, we give you ideas on how to save and create more wealth for retirement. From the basics on how much to pay yourself, all the way to Roth conversions, there are many ways to take a step in the right direction. Find out what you can do in this week’s episode of Protect Your Assets.
In the return of our annual bootcamp series, learn how to get your financial act together for the start of a new year. What can you do to fine-tune your retirement plan? What traps should you avoid? Find all the answers in this week’s episode of Protect Your Assets.
Stocks moved higher this week as the Fed and Congress seemed to get their act together. How long will the Fed continue to provide fiscal support to the economy? How will the covid vaccine shape the markets in the future? Find out in this week’s market recap.
There are four key questions you need to answer before you retire. Do you have enough money to retire? Do you have an estate plan in order to be tax efficient in passing assets to family? Find out what you need to know in order to have a successful retirement in this episode of Protect Your Assets.
Many people think that converting your IRA to a Roth IRA is a no-brainer because of low tax-rates. However there are some key factors to weigh into your decision before you act. Find out 5 reasons why you may not want to do a conversion in this episode of Protect Your Assets.
Social security is a very complicated aspect of your retirement. Did you know that there are over 1300 ways to claim it? Find out what you need to know to maximize your benefits in this episode of Protect Your Assets.
The lock-downs caused by the Coronavirus have been stressful and taken a toll on everyone. But did you know that there are positive things to take away from it? You could even consider it a practice run when you retire. Find out 6 ways you could benefit from the current state of things in this week’s episode of Protect Your Assets.
How much time will you have for yourself in retirement? Often times people spend more time on finances in retirement then they think. In this episode of Protect Your Assets we will give you 5 tips for better time management when you retire.
In this episode of Protect Your Assets, we go over some key components to coming up with a plan if and when you need care. Find out tips on starting the right conversations and how to let your loved ones know what to do in case something happens to you.
In this episode of Protect Your Assets we go over 5 tricks that can negatively affect your retirement. From revenue sharing to not looking at your taxes, find out some of the ways you can get bad advice for your specific situation.
Did you know that the highest rate of divorce is among those who are over 50 years of age? This can be a slow painful process and you need to plan ahead in order to make sure you are prepared for the next stage in your life. Find out essential information in this episode of Protect Your Assets.
There are many different ways to shelter your income before they are subject to taxes. How can you take action before possible changes due to the upcoming election? Find out how to save hundreds of thousands of dollars in this episode of Protect Your Assets.
Retirement is one of the most important decisions in someone’s life. Before you pull the trigger there are way’s to “date” retirement. You can test drive different aspects to gain a better understanding of how to create the retirement you’ve always wanted. Find out all the ways to plan ahead in this week’s episode of Protect Your Assets.