The Retirement Solution: Recent Episodes
Jon Hicks
Irreverent, in-your-face and inspiring. That’s Jon Hicks’ approach to helping teach people about retirement. As the author of “The Retirement Solution” and the host of “The Retirement Solution” on 840 WHAS in Louisville, Kentucky, Jon has made it his mission to turn the retirement crisis into an opportunity, by helping people find the retirement solution that’s unique to them. Each week, he covers the financial headlines, and helps people focus on ways to reduce fees, taxes and squeeze every available penny out of their retirement portfolio. You can find him online at www.retirementsolutionradio.com.
Are everyday investors smarter than Wall Street gives them credit for? On this episode, Jon Hicks explores the idea of "dumb money" versus professional investors and what it means for retirement planning. He discusses buying market dips, the risks of investing during periods of high valuations, and why retirement investors should think differently about risk than those still accumulating wealth. Jon also explains a simple three-bucket retirement strategy designed to separate spending needs, income sources, and long-term growth assets. Learn why understanding where your money belongs may be just as important as choosing the investments themselves.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Could a simple mid-year review reveal risks and opportunities that could affect your retirement strategy? From this past weekend’s radio show, Jon Hicks discusses why the middle of the year may be the ideal time to revisit your financial plan. He explains how inflation, interest rates, portfolio assumptions, cash holdings, taxes, and required minimum distributions can influence retirement outcomes. Jon also shares insights on estate planning, trusts, and the importance of coordinating investment, tax, and legacy strategies as part of a comprehensive retirement plan.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Could a little-known Roth strategy help high earners add more money to a tax-advantaged retirement account? In this episode, Jon Hicks breaks down the concept of the backdoor Roth IRA and explains how it works, who may benefit, and the common mistakes that can create unintended tax consequences. He discusses contribution limits, conversion strategies, asset allocation, and why personalized planning is important when evaluating Roth opportunities. Learn how different tax buckets fit into a retirement strategy and what factors to consider before making a move.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest risk to your retirement isn't market volatility, but failing to adapt to change? From this past weekend’s radio show, Jon Hicks discusses how evolving technology, artificial intelligence, and shifting market trends may affect retirement planning. He explains why critical thinking still matters, how emotions play a role in retirement decisions, and what investors should watch as leadership rotates within the market. The conversation also explores the differences between growth and value investing, interest rate expectations, and the importance of reviewing your strategy before major life transitions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if trying to predict the market is the very thing putting your retirement at risk? In this episode, Jon Hicks discusses why market forecasts can be tempting but difficult to act on successfully. Learn why market timing requires getting two decisions right, how emotional reactions can impact long-term outcomes, and why focusing on income, protection, and tax efficiency may matter more than predicting the next market move. The conversation explores how retirees can build a strategy designed to navigate uncertainty without relying on constant forecasts or headlines.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens if retirement arrives before you're ready? This episode from this past weekend’s radio show explores how unexpected life events, job loss, health challenges, and changing priorities can reshape retirement plans. Jon Hicks discusses real-world cases of workers forced into early retirement, strategies for handling Social Security decisions, and ways to avoid costly tax mistakes. The conversation also covers Roth conversion opportunities, retirement income planning, and why many people may be closer to retirement than they realize.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
How many times have you told yourself, “Just one more year” before retirement? In this episode, Jon Hicks explores the “one more year syndrome” that keeps many workers from making the leap into retirement. He discusses the emotional and financial factors behind delaying retirement, the value of healthy retirement years, how Social Security timing fits into the equation, and why running the numbers may reveal more options than you think.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest threat to your retirement isn’t the market—but the decisions you make because of fear? On this episode from this past weekend’s radio show, Jon Hicks discusses why market forecasts can be distracting, the challenges of market timing, and the importance of building a retirement strategy around income, protection, and tax efficiency. He also explores the psychological side of retirement, explaining why even financially successful retirees can struggle to spend with confidence. Plus, learn how tax planning and asset placement can play a role in preserving flexibility throughout retirement.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Could rising taxes and changing policies have a bigger impact on your retirement strategy than you realize? Jon Hicks discusses the broader conversation around taxation, wealth preservation, and long-term financial planning, using proposed tax policies as a starting point. He explains why understanding the tax code, protecting assets, and creating a coordinated strategy with financial, legal, and tax professionals can play an important role in preserving wealth across generations. The conversation also explores trusts, estate planning considerations, and how individuals can evaluate their options in an evolving financial landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are your retirement worries multiplying in the middle of the night—and do they have to? In this episode from this past weekend’s radio show, Jon Hicks outlines five key pillars of retirement planning: protection, income, tax strategy, healthcare expenses, and wealth transfer. He also explores the risks of concentrated investments, lessons from past market leaders, and why balancing growth opportunities with risk management becomes increasingly important near retirement. Learn how evaluating these areas can help create a more organized approach to retirement and provide greater clarity around long-term financial decisions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you dreaming about retiring early—or just looking for a way to escape the daily grind? In this episode, Jon Hicks explores the question many workers ask: “Can I retire now?” He discusses the difference between being financially ready for retirement and simply feeling burned out, along with the importance of having a plan for both your finances and your time. Learn how lifestyle goals, income needs, healthcare considerations, and personal fulfillment can all play a role in determining when retirement makes sense.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Could taxes be the biggest expense in your retirement without you realizing it? Jon Hicks explains how the way your money is positioned—not just how much you’ve saved—can shape your retirement income. He breaks down the three tax buckets—taxable, tax-deferred, and tax-free—and why balancing them matters over time. The conversation also highlights how income goals, spending habits, and legacy planning can influence tax strategies. If you’ve focused mainly on saving, this episode explores how tax planning may play a role in what you keep.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you overlooking the freedom your retirement savings could already provide? From this past weekend’s radio show, Jon Hicks explores how a well-designed plan can help define when and how to spend in retirement. The conversation covers “guardrails” for spending, balancing splurges with long-term income, and how emotions and headlines can influence investment decisions. John also breaks down tax diversification, market risk near retirement, and the “one more year” mindset that can delay important life choices—highlighting how clarity around your numbers may shift the conversation.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What do people who thrive in retirement do differently? Jon Hicks breaks down four key financial behaviors often seen in those enjoying retirement—from saving aggressively and building income streams to managing risk and planning for unexpected expenses. He also explores the importance of defining “enough,” reducing financial stress, and creating a strategy that supports lifestyle needs over time. From tax planning to healthcare considerations, this episode highlights how multiple factors work together in shaping a retirement plan.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is the 401(k) really the retirement solution—or just a piece of the puzzle? In this episode, Jon Hicks breaks down the origins of the 401(k) and why it may not be designed to carry the full weight of retirement planning. He explains how many Americans rely too heavily on it, and why a strategy focused on protection, income, and tax planning matters as retirement approaches. The conversation also covers common gaps in traditional approaches and what to consider when transitioning from saving to generating income.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Why do some retirees with millions still feel anxious about spending their money? In this episode, Jon Hicks explores the psychological shift from saving to using retirement funds and why it can be harder than expected. The discussion highlights how fear, habits, and uncertainty can impact decisions, even with strong income and assets in place. Jon also outlines key considerations like understanding income sources, stress-testing a plan, and evaluating tax impact, while emphasizing the role of planning in turning savings into a structured retirement strategy.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if chasing the “perfect” financial decision costs you the moments that matter most? In this episode from this past weekend’s radio show, Jon Hicks explores how retirement planning goes beyond spreadsheets and projections. From Social Security timing decisions to the risks of over-saving or delaying retirement, the conversation highlights how emotions, habits, and priorities shape financial choices. Jon also discusses the shift from saving to spending, the role of income planning, and why balancing risk, lifestyle goals, and personal fulfillment is a key part of the retirement journey.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Will you react any differently the next time the market drops? This episode explores how investor behavior is often driven more by emotion than logic, especially as retirement approaches. Jon Hicks breaks down why past reactions to market downturns tend to repeat—and how discipline, planning, and understanding risk capacity play a role in navigating uncertainty. The conversation also highlights the shift from saving to spending, the importance of income strategy, and how multiple income streams may help during market volatility.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are hidden tax traps quietly reshaping your retirement? This episode from this past weekend’s radio show explores how retirement shifts you from taxpayer to tax manager—and why decisions around withdrawals, Social Security, and account types can affect long-term outcomes. Jon Hicks breaks down common pitfalls, including over-reliance on tax-deferred savings, changes to inherited IRAs, and the complexity of multiple income streams. The conversation also touches on risk, planning discipline, and the importance of aligning strategy with how people actually behave during market swings.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Should all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement isn’t just about saving—it’s about what your money can actually do next. In this episode from this past weekend’s radio show, Jon Hicks explores the shift from growing wealth to using it with purpose. He discusses why many retirees focus too narrowly on preservation, how income, taxes, and lifestyle goals factor into a plan, and why a 401(k) alone isn’t a complete strategy. The conversation also covers outdated investment rules and the need to rethink planning as retirement approaches, helping listeners evaluate how their current approach aligns with their long-term goals.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens when retirement shifts from a blurry idea to a clear plan you can actually follow? In this episode from this past weekend’s radio show, Jon Hicks explains why retirement planning is about more than numbers—it’s about turning savings into a lifestyle. He breaks down sequence of returns risk, the impact of market timing, and how a bucket strategy can help structure income. The conversation also explores tax diversification, Roth vs. pre-tax strategies, and why flexibility plays a key role in long-term retirement planning.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
When headlines scream chaos, it’s easy to assume volatility is the enemy—but that thinking can be misleading. In this episode, Jon Hicks discusses how economic shocks, rising oil prices, and nonstop news cycles affect retirement planning and investment decisions. The conversation explores why volatility itself isn’t the real risk, how disruption reshapes different parts of the economy, and why diversification matters when markets feel uncertain. Jon also shares historical examples and common-sense perspectives on managing risk, opportunity, and decision-making as retirement approaches.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest retirement risk isn’t the market—but oversimplified assumptions about spending? In this episode, Jon Hicks challenges common retirement “rules of thumb” and explains why averages and generic withdrawal strategies often overlook what retirement really costs. The conversation breaks down why spending can look very different in the early, middle, and later years of retirement, and how even small overlooked expenses can add up over time. Jon emphasizes the importance of understanding personal spending patterns and approaching income planning with flexibility rather than one‑size‑fits‑all formulas.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Roth conversions are everywhere right now—but few people slow down to ask why. In this episode, financial advisor Jon Hicks takes a step back to unpack what’s driving the Roth conversation and why tax structure, government debt, and long‑term planning are shaping the discussion. Jon walks through historical tax context, how changing tax brackets could affect retirees, and why timing and math matter when evaluating Roth conversions. The episode emphasizes understanding the broader tax landscape, not headlines, and explains why Roth strategies aren’t one‑size‑fits‑all. It’s a candid breakdown of the questions investors should be asking before making tax‑related decisions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
When headlines are loud and uncertainty feels constant, how do you avoid letting fear drive financial decisions? In this episode from this past weekend’s radio show, Jon Hicks discusses how market volatility, global conflict, and emotional reactions can quietly influence choices as retirement approaches. The conversation explores lessons drawn from history, investor behavior, and even pop culture, highlighting why preparation matters more than prediction. Jon also touches on common traps like chasing fast gains, reacting to news cycles, and overlooking long‑term planning. The focus stays on understanding risk, staying disciplined, and thinking through both the financial and personal sides of retirement.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
A chance meeting at the Country Radio Seminar led to a powerful conversation. In this episode, Jon Hicks sits down with retired Army veteran Shilo Harris, who shares the day his vehicle was struck by an IED in Iraq and the long road that followed. Shilo reflects on why he joined the military later in life, how his injuries reshaped his perspective, and what drives his continued work supporting wounded veterans. It’s an honest discussion about service, resilience, and finding purpose through helping others.
To learn more about Shilo Harris, visit https://shiloharris.com/
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Most retirees think the hard part is saving—but the real challenge starts when it’s time to spend. In this episode, Jon Hicks breaks down why so many retirement spending plans fall apart in the first few years and how early missteps can ripple through the rest of retirement. The conversation explores income versus savings, common spending mistakes, and why retirement should be treated like a marathon instead of a sprint. Using real-life scenarios, this episode highlights the role of written income and spending plans in helping retirees navigate expenses, anxiety, and long-term sustainability.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
You might be a millionaire on paper—and still be unprepared for the tax bill that comes with it. In this episode of The Retirement Solution, Jon Hicks explains how large asset sales, real estate, and tax-deferred accounts can create unexpected tax exposure in retirement. The discussion focuses on “paper millionaires,” depreciation recapture, installment sales, trusts, and why timing and planning matter before cashing out a business, property, or retirement account. The episode highlights how taxes, not investment performance, often become the biggest hurdle when turning accumulated wealth into retirement income.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What do baseball legends, paper millionaires, and retirement planning have in common? In this episode from this past weekend’s radio show, Jon Hicks uses sports analogies, real-life stories, and current market conversations to break down consistency, income planning, and knowing when “enough is enough.” From singles and doubles in baseball to tax surprises facing business owners and retirees, the discussion focuses on protection, income, and taxes as retirement approaches. The show also explores market volatility, risk timing, and the difference between transactions and true financial partnerships.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
The first year of retirement can shape everything that comes after it. In this episode, Jon Hicks explains why early retirement spending habits often swing to extremes—and how both overspending and underspending can create long‑term challenges. Using real‑life examples, the conversation explores why traditional “budgets” fall short in retirement, how spending plans differ, and why flexibility matters as life changes. The episode highlights the importance of balancing income needs, lifestyle goals, and timing decisions to avoid common missteps that retirees don’t always see coming.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Headlines feel chaotic—but are they telling the whole story? In this past weekend’s radio show, Jon Hicks breaks down how market volatility, inflation fears, and rising oil prices can reshape opportunity rather than erase it. The conversation explores why volatility isn’t the real threat, how retirement spending habits can go wrong early, and what myths still trip people up around Social Security, healthcare costs, and withdrawal strategies. The episode also dives into tax planning concepts, including Roth conversions, and why flexibility and planning matter more than reacting to today’s news.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Your tax return may reveal more about your financial picture than you realize. In this episode, Jon Hicks explains why a tax return shouldn’t be filed and forgotten, but instead reviewed like a report card that highlights missed opportunities and planning gaps. The conversation explores how income decisions, deferrals, and overlooked line items can quietly shape long‑term outcomes. Listeners will hear why looking beyond April 15th matters and how tax documents can be used to inform smarter conversations about retirement planning, income strategy, and future decisions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
March Madness isn’t the only place overconfidence can derail the outcome. In this episode from this past weekend’s radio show, Jon Hicks uses bracket chaos, betting psychology, and headline‑driven markets to explain how emotional decisions can quietly creep into retirement planning. The discussion covers recency bias, concentrated portfolios, income versus accumulation, and why retirement spending without a clear plan can create stress even after years of saving. It’s a wide‑ranging conversation about behavior, discipline, and building systems that hold up when volatility shows up.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens to your retirement plan when global tensions send gas prices soaring overnight? Jon Hicks examines how geopolitical uncertainty, inflation pressure, and market volatility can ripple through retirement portfolios. Using real‑world examples and clear analogies, the conversation focuses on why retirees and near‑retirees need plans that account for disruption, not just calm markets. The episode explores stress testing, distinguishing market “noise” from real signals, and preparing for scenarios that don’t go according to plan—all with an eye toward staying financially steady when uncertainty hits.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What do dirty sponges, boiling frogs, and flight simulators have to do with retirement? From this past weekend’s radio show, Jon Hicks uses everyday analogies to unpack how small, overlooked issues—especially taxes, income planning, and risk—can quietly build into major retirement challenges. The discussion covers stacked tax pressures, stress‑testing portfolios, and why simplified rules of thumb often miss the real cost of retirement. It’s a wide‑ranging conversation about awareness, preparation, and understanding what it truly costs to stay retired.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Some retirement opportunities don’t come back once the window closes. In this episode, Jon Hicks breaks down the age‑based moments that quietly shape retirement outcomes, starting as early as 50 and extending into your seventies. The discussion covers catch‑up contributions, penalty‑free access rules, control over retirement accounts, Medicare timing, and required distributions. Using real‑world examples, the conversation highlights how missed timing—not market performance—often creates avoidable complications. A practical look at why retirement planning is as much about when decisions are made as what decisions are made.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Most people aren’t worried about dying—they’re worried about running out of money. From this past weekend’s radio show, Jon Hicks challenges the fear‑driven retirement messaging that keeps savers uneasy, even with significant assets. The discussion breaks down why a 401(k) statement isn’t a plan, how monthly income matters more than lump sums, and why confidence comes from strategy, not market headlines. The episode also explores key age‑based windows and tax decisions that shape retirement outcomes long before the final paycheck.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Markets don’t move in a vacuum—and sometimes a single headline can change everything. In this episode of The Retirement Solution, financial advisor Jon Hicks explores political risk and how government actions, public statements, and unexpected headlines can ripple through the markets. The conversation looks at how political uncertainty intersects with investing, why volatility can increase when policy shifts dominate the news cycle, and how stress‑testing assumptions can reveal hidden vulnerabilities in a portfolio. It’s a timely discussion about understanding external forces that investors can’t control—and how awareness of those forces fits into retirement planning decisions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Bad markets get the blame, but bad assumptions often do the real damage. In this episode from this past weekend’s radio show, financial advisor Jon Hicks breaks down the retirement assumptions many people don’t realize they’re making—about longevity, health care costs, taxes, market consistency, and even politics. The conversation explores how averages can mislead, how headlines can influence portfolios, and why stress‑testing assumptions matters when turning savings into long‑term income. Along the way, the show touches on Social Security uncertainty, political risk, and how overlooked details inside retirement accounts can quietly reshape financial outcomes.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Most people ask their financial advisor if they’re protected—but almost no one asks how. In this episode of The Retirement Solution, Jon Hicks flips the script on the most common retirement planning questions and digs into the ones that actually matter. From protecting a portfolio during market downturns to keeping up with inflation, understanding fees, and preparing for inevitable life changes, the conversation challenges surface-level answers and highlights the importance of clarity, structure, and adaptability in a retirement plan.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Gold and silver are everywhere in the headlines—but do they really belong in a retirement portfolio? In this episode of The Retirement Solution, financial advisor Jon Hicks breaks down what’s driving recent volatility in precious metals and why their role in retirement planning is often misunderstood. The conversation explores how gold and silver behave during market stress, the limits of using them for income, and where alternative assets fit as retirement approaches. A grounded discussion on diversification, risk, and the difference between speculation and sustainable retirement income.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the riskiest part of retirement isn’t the market—but waiting too long to enjoy it? In this episode of The Retirement Solution, pulled from this past weekend’s radio show, Jon Hicks breaks down the decisions facing those approaching retirement in 2026. The conversation covers income planning, healthcare costs, market volatility, gold and silver headlines, and why spreadsheets don’t always reflect real life. From shifting out of growth‑only thinking to evaluating alternative assets and Social Security timing, this episode examines how retirement choices affect both money and quality of life.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Most estate plans don’t fail at death—they unravel long before it. Financial advisor Jon Hicks introduces the “Five D’s” of estate planning and explains why a will alone often leaves families exposed during life’s biggest transitions. This episode reframes estate planning as wealth transfer, covering incapacity, disability, downsizing, and the financial ripple effects that follow. Jon shares real-world lessons on why planning ahead can reduce stress, confusion, and costly decisions for surviving spouses and families. It’s a practical look at protecting legacy, control, and clarity when life doesn’t go as planned.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
When every headline feels urgent, retirement decisions get harder—not easier. In this episode of The Retirement Solution, Jon Hicks breaks down why market “instability” affects pre‑retirees and retirees very differently. Using real client stories, he explains how sequence‑of‑returns risk changes the math once income withdrawals begin and why riding out downturns isn’t always the same in retirement as it was during accumulation years. The discussion focuses on separating noise from signals, understanding timing risk, and how preparation—not prediction—shapes retirement outcomes.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the scariest part of retirement isn’t the headlines—but how unprepared they reveal we are? Pulled from this past weekend’s radio show, this episode of The Retirement Solution explores why anxiety rises as retirement gets closer and how income planning changes the conversation. Jon Hicks uses real‑world stories, market parallels, and even sports analogies to unpack volatility, sequence risk, and the difference between saving money and turning it into reliable income. It’s a wide‑ranging discussion on preparation, perspective, and what truly steadies retirees when uncertainty shows up.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
A new tax deduction for Americans over 65 is getting attention—but the real impact depends on how retirement income is structured. Jon Hicks explains how the latest changes to the tax code interact with Social Security, IRAs, and other income sources. The conversation expands into why taxes often become more complex in retirement and how thoughtful planning can shape long-term outcomes.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens when rising prices, shifting headlines, and financial uncertainty collide? In this past weekend’s radio show, Jon Hicks breaks down why retirement confidence is hitting historic lows, even after years of strong market gains. He unpacks the emotional disconnect many savers feel, the true drivers of financial stress, and why income planning—not account balances—shapes retirement security. From taxes to healthcare to wealth transfer, this episode offers grounded insight to help listeners understand their options and navigate an unpredictable landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest tax challenges in retirement come after you’ve already saved successfully? Jon Hicks breaks down why RMDs, tax‑deferred growth, and shifting tax brackets can catch retirees off‑guard — and how understanding strategy, not last‑minute fixes, shapes better long‑term outcomes. From bracket management to charitable tools and restructuring tax‑deferred accounts, he highlights the decisions retirees can explore early in the year to stay informed and prepared. This conversation offers clear, practical insight into navigating taxes throughout retirement.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest risk to your retirement isn’t the market at all, but the plan you don’t have? In this episode from this past weekend’s radio show, Jon Hicks breaks down why retirees and pre‑retirees are viewing 2026 so differently from financial advisors, and what stress‑testing your portfolio can reveal about hidden vulnerabilities. From market volatility concerns to RMD surprises and long‑term tax planning, John shares real examples that highlight why understanding risk, income, and strategy matters as economic uncertainty continues to evolve.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens when nonstop headlines collide with your retirement plan? Jon Hicks breaks down the noise and explains how to navigate a year filled with predictions, volatility, and economic uncertainty. From stress‑testing your portfolio to preparing for inflation, he shares practical ways retirees can stay grounded when markets swing and emotions surge. With real client stories and clear explanations, this episode shows how structure, risk awareness, and thoughtful planning can help retirees focus on what they can control—no matter what the news cycle brings.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
This episode opens with a striking look at why 2026 may be the year to take action on your financial future. Pulled from this past weekend’s radio show, Jon Hicks breaks down the newest tax changes, catch‑up contribution rules, and strategies for building “forever assets” that can help support your retirement goals. Heather Branch joins John to explore practical steps for planning income, reducing tax exposure, and understanding the five key ingredients of a solid retirement recipe. A sharp, informative conversation designed to help listeners navigate an evolving financial landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if one extra dollar of income could cost you thousands in retirement? Jon Hicks breaks down how tax brackets, deductions, Medicare surcharges, and Roth rules create “tax cliffs” that can dramatically impact retirees. He explains why managing where your income comes from may matter more than how much you withdraw, and how strategic income choreography—year by year—can influence deductions, Social Security taxation, and long‑term flexibility. It’s a clear, practical conversation for anyone navigating the complexity of retirement tax planning.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the secret to a stronger financial future starts with thinking like both a pessimist and an optimist? In this past weekend’s radio show, Jon Hicks breaks down why balancing caution with confidence may shape the way you save, invest, and plan for the years ahead. From inflation and healthcare costs to managing volatility, tax thresholds, and rebalancing, this episode explores how everyday decisions reflect long‑term priorities. Featuring relatable stories, practical frameworks, and a fresh mindset for entering 2026, this conversation helps listeners rethink how they approach retirement planning.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Feeling like your Roth conversions aren’t keeping up with a soaring market? Jon Hicks breaks down why “treadmill” moments can actually signal that your strategy is working. From tax‑bracket thresholds to asset‑selection decisions, he explains how conversions fit into a bigger conversation about rising tax pressures, government debt, and long‑term planning. With real‑world examples and insight into how in‑house CPAs and tax attorneys shape strategy, this episode helps listeners understand the mechanics behind shifting assets into more tax‑efficient positions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the biggest retirement mistake happens after you stop working? In this episode, Jon Hicks breaks down why many retirees struggle—not from lack of savings, but from not knowing how to turn those savings into sustainable income. He explores the “descent down the mountain,” outlining the three essentials every retiree must understand: knowing your monthly number, identifying reliable income sources, and managing taxes wisely. A clear look at how structure—not guesswork—shapes a more confident retirement journey.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
A warning from financial history sets the stage as Jon Hicks dives into what today’s AI‑driven market surge may really mean. In this episode from this past weekend’s radio show, Jon breaks down why comparisons to 1929 are resurfacing, how interest rates shaped 2022’s downturn, and why the frenzy around artificial intelligence could signal more than simple innovation. He also unpacks retirement realities — from early exits to income planning, tax strategy, and building a durable distribution plan. A fast‑moving, insight‑packed conversation for anyone navigating today’s unpredictable financial landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is your retirement income plan stuck in the past? Jon Hicks explores why outdated financial strategies can cost you more in taxes and missed opportunities. Discover how evolving investment options, personalized planning, and smart tax moves can help you keep more of what you’ve earned and adapt to today’s retirement landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
How many times will your retirement savings be taxed before you get to enjoy them? Financial advisor Jon Hicks exposes the hidden costs of poor tax planning and explains why proactive strategies matter more than ever. From asset allocation to estate trusts, discover how understanding the difference between tax preparation and tax planning can safeguard your wealth for generations. Tune in for practical insights that help you navigate the complexities of retirement taxes.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Think FOMO is just for the young? Think again. Financial advisor Jon Hicks reveals how fear of missing out can sabotage even the savviest investors—at any age. From concert tickets to cryptocurrency, this episode unpacks the emotional traps that drive risky decisions and explains why your financial plan should be as unique as you are.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you haunted by the fear of spending your hard-earned retirement savings? Discover why “spendophobia” grips nearly half of American retirees and how to break free from the anxiety of outliving your money. Financial advisor Jon Hicks reveals practical steps to shift from saver to confident spender, sharing real-life strategies, mindset shifts, and the importance of a written financial plan. Learn how to use your money as a tool for happiness, invest in experiences, and truly enjoy the retirement you deserve. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What can a daring heist at the Louvre teach you about protecting your retirement? This past weekend's radio show unpacks the “spendophobia” gripping nearly half of American retirees—the fear of spending hard-earned savings. Discover how outdated safety nets, market volatility, and tax surprises can threaten your financial future, and learn practical steps to confidently transition from saver to spender. With real stories, expert insights, and actionable advice, you’ll rethink how to enjoy retirement without regret.See omnystudio.com/listener for privacy information.
Are you prepared for the tax surprises waiting in retirement? Financial advisor Jon Hicks unpacks the complexities of Roth conversions, required minimum distributions, and strategies for managing your tax burden as you approach age 73. Learn how timing, income streams, and evolving tax laws can impact your retirement savings. Real stories and practical analysis reveal why understanding these moves is crucial for anyone planning their financial future. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What happens when layoffs, taxes, and retirement collide? This past weekend’s radio show tackles the reality of unexpected job loss near retirement, the pitfalls of panic decisions, and why evolving your financial “recipe” is essential. Host Jon Hicks breaks down strategies for Social Security, Roth conversions, and building income streams that last. Plus, discover why your 401(k) may need a fresh look and how small tweaks can make a big difference as you transition from working to retiring. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What does it really mean to “bet on yourself” in retirement? This episode explores how taking ownership of your financial future—like Sarah Blakely did with Spanx—can lead to true independence. Jon Hicks breaks down why control over income, taxes, and decision-making matters more than chasing market trends or waiting for a magic number. Learn how to preserve your savings, build resilient income streams, and avoid letting headlines or tax changes dictate your retirement journey. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What if your retirement plan is missing the most important piece? This past weekend’s radio show dives into the “income puzzle” of retirement—why having multiple income streams matters more than the size of your nest egg, and how to protect your future from market swings, inflation, and rising taxes. Jon Hicks shares real stories, actionable strategies, and the mindset shifts needed to retire with confidence and control. Tune in for insights that could reshape your financial future. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Is your financial advisor really preparing you for retirement’s big game—or just getting you to the playoffs? Jon Hicks explores the warning signs that it may be time to switch advisors, from costly mutual funds and missing income plans to overlooked tax strategies. Learn what questions to ask and how to ensure your financial coach is ready for your retirement victory. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What’s the one thing most people miss when planning for retirement? This past weekend’s radio show dives into why every retirement strategy should be as unique as you are. Jon Hicks explores the “jazz” of financial planning, the pitfalls of cookie-cutter advice, and how to build flexibility into your future. From Roth conversions to market highs, learn how to avoid costly mistakes and spot when it’s time to change your financial coach. Tune in for practical insights and real-life stories that will help you rethink your retirement game plan. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Is your money stuck in old accounts, forgotten 401(k)s, or inefficient investments? Financial advisor Jon Hicks reveals four essential strategies for freeing up your retirement savings. Learn how to organize your financial “junk drawer,” avoid costly mistakes, and take control of your future by making smarter decisions with your hard-earned money. Streamline, consolidate, and get unstuck—starting today. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Is your wallet ready for the holiday season’s surprises? This episode kicks off with the realities of year-end spending, then Jon Hicks dives into the hidden dangers of Required Minimum Distributions (RMDs) and how they can derail your retirement plans. Finally, discover practical strategies to free your 401k from “stuck money” and make your savings work smarter. Tune in for actionable insights that could change your financial future. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Are you chasing retirement income while the rules keep changing? This episode explores the maze of income options, from dividend stocks and annuities to buffered ETFs and principal-protected notes. Jon Hicks breaks down the risks, rewards, and behavioral traps that can derail your financial future. Learn why having three to five income streams—and a flexible plan—is essential for lasting retirement security. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
What happens when your retirement math suddenly changes? Jon Hicks explores why most inheritances vanish in five years, how longevity and inflation challenge old withdrawal rules, and why organizing your financial “junk drawer” is the key to a confident retirement. Discover practical insights on trust planning, income strategies, and building a clear, actionable blueprint for your future. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Are you ready for the big changes coming to your 401k? Jon Hicks breaks down new rules for alternative investments and super catch-up contributions, revealing how these updates could impact your retirement strategy. Learn why asset location matters as much as allocation, and how understanding the tax game can help you protect your savings from rising rates and government grabs. Get practical insights to navigate the evolving landscape and make smarter decisions for your financial future. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Think saving for retirement is the hard part? Jon Hicks reveals why planning for retirement is even more complicated, with new 401k rules, alternative investment options, and the critical need for multiple income streams. Hear real-life stories—including a cautionary tale about relying on a single source of income—and learn how to avoid common pitfalls as you navigate today’s financial maze.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you still following retirement rules that could be holding you back? In this episode, Jon Hicks breaks down three outdated financial “truths”—the 4% rule, chasing a magic retirement number, and the push to be completely debt-free. Discover why these common guidelines may not fit today’s retirement reality, and how a customized plan can help you make smarter decisions with your savings. Learn how leveraging your assets, understanding your real income needs, and ditching one-size-fits-all advice can transform your retirement strategy.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Think a $14 million signing bonus means instant riches? RG3’s tax shock reveals what retirees face with their own savings. In this episode, Jon Hicks breaks down how taxes, outdated retirement rules, and unexpected life events can derail even the best-laid plans. Learn why the 4% rule and magic retirement numbers may not work for you, and how stress testing your portfolio can prepare you for real-life curveballs—all with practical insights for today’s retirement landscape.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Should you start scaling back risk 3, 5, or even 12 years before retirement? Financial advisor Jon Hicks breaks down the latest research, market trends, and personal psychology behind de-risking and diversification. Learn why timing, income streams, and a holistic plan matter more than chasing market returns. Real stories and actionable advice help you build protection, income, tax, legacy, and healthcare into your retirement strategy.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is your retirement plan built on myths or real math? Financial advisor Jon Hicks unpacks the truth behind “magic numbers,” market drama, and tax moves, revealing why personalized planning beats one-size-fits-all advice. Discover how income streams, risk management, and tax strategies can transform your retirement journey—plus the surprising pitfalls of relocating for lower taxes. Tune in for practical insights and real stories that help you retire with confidence.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Why do so many retirees hesitate to spend—even after years of saving? Financial advisor Jon Hicks dives into the psychology of spending in retirement, exploring the fear of running out of money and how to build income streams that give you confidence. Discover the concept of “front loading” retirement, strategies for enjoying your savings while you’re healthiest, and why a smart plan can help you spend without regret.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Can you really make your money last for a 30-year retirement? Discover why old withdrawal rules may no longer work and how longevity, inflation, and market behavior can threaten your nest egg. Jon Hicks shares the “elegant simplicity” of the three-bucket strategy, revealing how smart income planning, diversification, and tax strategies can help you stay retired—no matter what the future brings. Tune in for practical insights to secure your financial future.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Want to know how wealthy retirees keep more of their money? Jon Hicks reveals the tax strategies, bracket bumping, and investment moves that millionaires use to grow and protect their wealth in retirement. Learn about Roth conversions, tax gain harvesting, RMD planning, and new ways to defer taxes on business sales—all explained in clear, actionable language
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What three conversations should every couple have before turning 65? In this episode, Jon Hicks breaks down the essential retirement talks—from daily routines and spending priorities to healthcare planning. With humor and insight, Jon shares why financial planning often feels like marriage counseling and how honest communication can shape a happier retirement. Learn how to align your goals, understand the numbers, and prepare for the unexpected.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you stuck in the “just one more year” mindset about retirement? In this episode, Jon Hicks of J. Hagan Capital explores the emotional and psychological traps that keep people working longer than they need to. From test-driving retirement with unused PTO to finding purpose beyond your career, Jon shares practical ways to break free from procrastination and start living the life you’ve saved for. Hear how his own father’s story shaped his mission to help others retire with clarity and confidence.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is your 401(k) quietly draining your retirement savings? In this episode, Jon Hicks of J. Hagan Capital exposes hidden fees, underperformance, and limited investment options in many 401(k) plans. Learn how a 401(k) x-ray can reveal what’s really going on—and how strategies like in-service rollovers and mega backdoor Roth conversions could help you take control of your financial future.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is your 401k about to get risky—or revolutionary? Financial advisor Jon Hicks breaks down the latest investment options showing up in retirement plans, including private equity, hedge funds, and even crypto. Learn why these offerings are gaining traction, what risks they carry, and how accredited investors can already access them through IRAs. It’s a deep dive into volatility, liquidity, and the power of non-correlated returns.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is working one more year really worth it? In this episode, Jon Hicks challenges the conventional wisdom around delaying retirement. They explore who truly benefits from postponing your exit—and it might not be you. From strategic planning to business exit strategies, they unpack how timing, tax efficiency, and personal goals shape a fulfilling retirement. Whether you're an employee or a business owner, this conversation will help you rethink your timeline.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Think taxes end with April 15th? Think again. In this episode, Jon Hicks unpacks the difference between tax prep and tax planning—especially in retirement. He breaks down the latest updates from the OBBA (One Big Beautiful Bill Act), how Social Security taxation has evolved, and why most retirees face more complex tax situations than they expect. From income stream strategy to lifetime tax reduction, this episode explores how smart planning can help you keep more of what you’ve saved.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens when the U.S. debt soars and fewer countries want to buy our bonds? In this episode, Jon Hicks breaks down how rising national debt, failing bond auctions, and inflation could impact your retirement portfolio. From the risks of traditional bonds to the potential of private credit and annuities, Jon explores alternatives to the classic 60/40 model—and why now might be the time to rethink your fixed income strategy.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
If it costs two cents to make a penny, what else in your financial life doesn’t make sense? In this episode, Jon Hicks breaks down outdated investment strategies that could be quietly draining your retirement savings. From tax-inefficient mutual funds and high-fee variable annuities to underperforming insurance policies, Jon explains how to spot financial dead weight and what to do about it. It’s not about panic—it’s about clarity, control, and knowing when to pivot. Tune in for a practical, eye-opening look at what might be hiding in your portfolio.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is buying the dip the same as a Roth conversion? Not quite—but there’s a smart way to connect the two. In this episode, Jon Hicks breaks down how market downturns can create tax-savvy opportunities—if executed correctly. From risk arbitrage to asset location, Jon explains why good ideas often fail without the right strategy. Whether you're eyeing a Roth conversion or just trying to avoid costly tax mistakes, this episode helps you understand when these moves make sense—and when they don’t.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What if the secret to retirement confidence is as simple as three buckets? In this episode, Jon Hicks of J. Hagan Capital breaks down his “Now, Soon, and Later” strategy for managing retirement income through market volatility. With insights on liquidity, income generation, and long-term growth, Jon explains how to structure your assets to weather downturns without panic. From emergency funds to annuities and investment properties, this conversation offers a grounded approach to building a plan you can actually stick to—no matter what the market throws your way
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
One wrong move can ruin a vacation—and your retirement. In this episode, Jon Hicks draws a sharp comparison between travel mishaps and financial missteps, revealing the top three mistakes that can derail your retirement: claiming Social Security at the wrong time, failing to shift to a conservative investment strategy, and overspending without a plan. Learn how to avoid these pitfalls and build a retirement that lasts.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What happens at age 59½ that could change your retirement strategy? Financial advisor Jon Hicks breaks down the key age milestones that shape your retirement decisions—from in-service withdrawals and Social Security timing to Medicare enrollment and required minimum distributions. Learn how each age unlocks new financial choices and why getting a second opinion might be worth it. Whether you're DIY-ing your plan or working with an advisor, this episode helps you think through the critical checkpoints on your retirement timeline.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you ready to navigate the emotional and financial maze of retirement? Jon Hicks goes through the evolving roles of financial coaching and advising, focusing on the transition into retirement and how to structure exit strategies for business owners. Learn how to align your goals with your financial plan, explore the balance between lifestyle and savings, and uncover the hidden challenges of leaving a business behind. Whether you're looking to retire early, maximize your savings, or redefine your post-retirement identity, this episode explores holistic planning that prioritizes your aspirations over numbers.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What does Warren Buffett’s investment wisdom have to do with your retirement? Jon Hicks dives into his core principles—stick to a plan, avoid emotional decisions, and don’t lose what you can’t afford to lose—and reimagines them for today’s retirees. From “bucket strategies” that ensure financial stability to balancing traditional investment approaches with emerging opportunities like AI and crypto, this discussion unpacks how to live the retirement life you’ve envisioned while navigating modern complexities.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
A financial legacy can be complicated and overwhelming, especially without proper planning. Jon Hicks discusses the importance of legacy planning and how failing to do so can lead to costly legal battles and hefty tax bills. Celebrity examples like James Gandolfini, Kobe Bryant, and Aaron Carter illustrate the consequences of not having updated estate plans. Jon emphasizes the need for a will, particularly for those over 45 or with children, to ensure that your assets are distributed according to your wishes.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retiring in uncertain economic times can be daunting, but a well-structured plan can help you navigate these challenges. Jon Hicks goes through the impacts of recession fears on retirement plans. Discover how a well-thought-out strategy can help you navigate market uncertainties and ensure a sustainable income during retirement. Learn about the five key pillars of a successful retirement plan and how to implement them to protect your financial future.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement planning can be daunting, especially when considering tariffs and economic fluctuations. Jon Hicks explores how retirees and soon-to-be retirees can assess their financial position, understand their income sources, and ensure their financial stability. John Hicks and his team delve into what it means to be 'positioned well' and share insights on spending wisely, protecting your income, and making thoughtful decisions about your finances in retirement.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Have you considered how the outdated 4% rule could impact your retirement? Jon Hicks delves into the revised 4.7% rule by William Benjamin, emphasizing the risks of relying solely on market returns averaging 9%. He scrutinizes the sequence of returns risk, explaining how early losses can drastically reduce retirement savings. Jon also discusses the need for realistic financial planning and the pitfalls of blanket advice, urging listeners to tailor their strategies to current economic conditions.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you truly ready for retirement? Jon Hicks dives into the emotional and financial aspects of retiring, emphasizing four crucial elements: emotional preparedness, sufficient savings, managing portfolio depletion, and discussing plans with your significant other. These factors are vital in determining whether you can retire now or need to wait. Planning for retirement involves understanding both financial stability and personal readiness to ensure a smooth transition.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement planning can be simplified using a three-bucket approach:
- Immediate Income
- Short-term Income
- Long-term Growth.
Jon Hicks explains how these 3 buckets work together to navigate market fluctuations and economic uncertainties, providing a structured plan for financial stability.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
The market’s up… the market’s down… back up… then back down… and tariff policy is constantly changing. Is stability possible during nonstop turbulence? Jon Hicks dives into the essentials of setting up a secure retirement plan amidst economic uncertainties and ever-changing policies. He explains how to balance risk and safety with clear strategies that could ensure steady income while safeguarding principal.
Jon also touches on how different market conditions impact your retirement funds and discusses how to maintain equilibrium in a fluctuating economy.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
What investments are dragging down your portfolio? Jon Hicks explains how to clean out your investments and eliminate underperformers such as TDFs to maximize gains. He discusses the option of rolling over your 401k into a self-directed IRA at 59 and a half to gain more control of the assets to invest in. Jon also touches on other investments to avoid, such as high-dividend ETFs that pose more risk than people may realize.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement can be unpredictable, especially when faced with unexpected layoffs and economic shifts. Jon Hicks explores the emotional and financial impact of forced early retirement and offers practical strategies for navigating these challenges. From calculating buyout packages to adjusting retirement plans, Jon covers essential steps that could lead to a secure and stable future during your golden years.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Is stagflation a possibility? Is a recession looming? How will these impact your retirement? Jon Hicks explains that with economic uncertainty and market fluctuations, retirees and those nearing retirement need to prepare for potential financial challenges. He explores the impact of market downturns, emphasizing the importance of maintaining income streams during such periods and mitigating taxes through proper planning.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Ever wondered how market risk affects your retirement plans? In times of economic uncertainty with Trump’s plans for tariffs, Jon Hicks explains that understanding income sources, maintaining emergency reserves, and evaluating risk tolerance are essential to retirement planning. He explores strategies to find security amidst market turbulence, with insights into creating a balanced portfolio.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Jon Hicks explores how fluctuating tariffs and unpredictable policies impact your investments. He discusses strategies to protect your retirement funds and navigate market volatility, highlighting the importance of having a solid distribution and income plan. Jon explains the importance of understanding the risks associated with sequence of returns and how to avoid common pitfalls that can jeopardize your financial future.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
In today's market climate, diversifying your 401k is crucial as relying solely on the S&P 500 might not be the best strategy. Jon Hicks breaks down historical data that shows that energy, commodities, and managed futures can offer better returns during periods of market stagnation. By understanding the overlap in your investments, Jon explains that you can make smarter decisions and potentially reduce costs. Jon also explores how rolling over your 401k into an IRA at age 59 and a half gives you more control and flexibility with your retirement funds.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Are you prepared for high interest rates in retirement? With inflation and rates remaining higher, Jon Hicks explains why it's crucial to understand the impact these things have on your investments and debt. He explores the importance of locking in high-rate investments, understanding market risks, and ensuring your portfolio is protected. Jon discusses strategies for both pre-retirees and retirees and emphasizes the need for a comprehensive plan to navigate economic headwinds and ensure financial stability.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement portfolios potentially face significant challenges due to potential low returns over the next decade. Jon Hicks explores why historical patterns show that after high returns, markets often experience downturns or low growth periods. He explains that the key is understanding protections, returns assumptions, and seizing current opportunities. With inflation and market volatility, it's crucial to plan effectively to ensure a secure retirement.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Artificial intelligence is reshaping our world, but how will it impact your retirement? Jon Hicks dives into the potential volatility AI introduces to the market and how it intertwines with President Trump’s policies, affecting tariffs and trade. He discusses the implications for your investments, especially if you're nearing retirement.
Jon emphasizes the need for strategic planning to navigate market fluctuations and ensure financial stability.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Over 60% of people aged 55 to 75 prioritize protecting their savings over seeking growth. With recent economic shifts and the Fed pausing interest rate cuts, understanding how to safeguard your retirement funds is crucial. Jon Hicks discusses current market trends and strategies for maintaining your wealth in uncertain times.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Navigating the complexities of estate planning and taxes is crucial for future financial stability. Jon Hicks discusses the intricacies of managing highly appreciated assets and real estate, emphasizing the importance of strategic planning to mitigate tax burdens. He highlights various trust structures that can help avoid significant taxation on assets, allowing for a more flexible and efficient wealth transfer.
Schedule your complimentary appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
With the end of 2024 showing unexpected turbulence, Jon Hicks discusses the rollercoaster of market trends, touching on everything from record bull runs to potential impacts of geopolitical events like the Ukraine-Russia conflict and China's economic maneuvers. As investors grapple with decisions of risk versus safety, Jon highlights the importance of assessing your financial goals and timelines. He emphasizes safe asset classes offering substantial returns and discusses innovative investment tools like insured accounts and ETFs.
Jon also warns of potential market downturns and advocates for strategic portfolio adjustments to safeguard against volatility. Whether it's locking in high interest rates or exploring new financial instruments, understanding the market's dynamics is crucial for achieving your financial objectives.
Schedule an appointment today: RetirementSolutionShow.com
Follow us on social media: YouTube | Facebook | LinkedIn
See omnystudio.com/listener for privacy information.
Retirement can be a challenging financial journey, especially with market volatility and changing administrations as Trump is set to begin his second term. In this episode, Jon Hicks discusses that many investors struggle with timing the market, often missing out on significant gains. Instead of focusing on short-term fluctuations, Jon emphasizes why it’s crucial to develop a long-term strategy that includes understanding protection and income streams. Jon explains why diversification and a balanced approach to both safety and growth are essential for those nearing retirement.
Visit RetirementSolutionShow.com to begin building your unique retirement plan today!
See omnystudio.com/listener for privacy information.
How do you prepare for retirement amidst global uncertainties and volatile markets? Jon Hicks addresses the importance of comprehensive retirement planning and explores the current high-risk environment. He also covers the impact of global events, such as geopolitical tensions and the rise of cryptocurrencies, on retirement planning.
Visit RetirementSolutionShow.com to begin building your unique retirement plan today!
See omnystudio.com/listener for privacy information.
The 4% Rule is outdated and doesn’t apply to most people in today’s retirement. Jon Hicks tackles the problem of income protection and why retirement plans need to be tailored to unique circumstances. He highlights different strategies to consider that focus on maximizing savings to achieve retirement goals that are sustainable over 20-30 years.
Visit RetirementSolutionShow.com to begin building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon Hicks discusses how retirees can create a meaningful legacy through charitable giving & volunteering and highlights the late Bernie Marcus's (co-founder of Home Depot) intention to donate 90% of his wealth with the stipulation that it must be spent within 20 years. Jon emphasizes that contributing time and skills can be as impactful as monetary donations. He urges retirees to consider how they can utilize their resources to benefit their communities and create lasting positive changes. Visit RetirementSolutionShow.com to explore what your legacy plan could look like!See omnystudio.com/listener for privacy information.
Are you unknowingly giving away half of your retirement savings? Many hardworking individuals face higher taxes in retirement than during their working years, diminishing their carefully saved funds. This episode delves into the reality that despite earning a tax break when investing in 401ks or IRAs, retirees often encounter higher tax brackets, resulting in significant losses. Jon explains the concept of asset location and tax shifting, offering strategies to optimize your savings and reduce future tax liabilities. Whether it’s repositioning assets annually or utilizing trusts to ensure your children don’t lose half their inheritance to taxes, there are practical solutions to safeguard your wealth. Visit RetirementSolutionShow.com to get a look at your tax plan today!See omnystudio.com/listener for privacy information.
The 401(k) remains one of the biggest retirement savings vehicles for Americans today. But what changes are coming to your 401(k) due to the Secure 2.0 Act that Congress passed back in 2022? In this episode, Jon addresses these changes and things we can take advantage of after the new year. He also highlights what people should prioritize including catch-up contributions for those over 50 years old. Visit RetirementSolutionShow.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Are you prepared for the potential economic shifts on the horizon? In this episode, Jon delves into how Trump's economic policies could impact the markets as he returns to office. The discussion covers the historical context of market recovery from 2009 to 2015, the significant boom during Trump's tenure, and the stabilization post-2020 during Biden’s presidency. Jon explores the implications of potential growth, inflation, and the opportunities available for investors to hedge risks while capitalizing on inflationary instruments. He emphasizes the need for strategic portfolio adjustments to navigate the changing economic landscape. Visit RetirementSolutionShow.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Have you ever wondered if you could retire before turning 65? Jon dives into the complexities of early retirement and discusses critical factors to consider, such as the timing of Social Security benefits, the longevity of your savings, and the rising costs of healthcare. He outweighs the risks vs. the rewards and the multiple decisions that need to be considered to retire early. Visit RetirementSolutionShow.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon discusses the importance of legacy and estate planning and emphasizes the need for individuals to have a will and to consider tax implications for their beneficiaries. The discussion also touches on the significance of making informed decisions about wealth management to ensure that one's legacy is preserved and passed on according to their wishes.
Visit RetirementSolutionShow.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses essential strategies for retirement planning, focusing on tax opportunities, asset allocation, and the importance of having a comprehensive financial plan. He highlights the increasing number of retirees and the need for effective tax strategies to protect savings.
Jon emphasizes the benefits of Roth conversions and alternative strategies like institutional life insurance for tax mitigation, urging listeners to consider their unique financial situations and longevity in planning for retirement.
Visit RetirementSolutionShow.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses tax loss harvesting and the complexities of tax codes. He emphasizes the importance of professional guidance from CPAs and tax attorneys to navigate the intricate tax landscape.
Through real-life examples, Jon illustrates how proper tax planning can significantly reduce tax liabilities and enhance wealth retention for retirement. The discussion aims to empower listeners to explore tax opportunities that can benefit their financial future.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the merits and risks of investing in gold, particularly through unconventional means like purchasing gold bars from Costco. He reflects on the current market trends, the importance of understanding the value of tangible assets, and the implications of cryptocurrency as a modern investment option.
Jon emphasizes the need for careful consideration when investing, especially for retirees, and the significance of being aware of financial trends that could impact one's retirement planning.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon emphasizes the importance of understanding what to ask about retirement savings and the realities of retirement timing. He highlights the need for individuals to find purpose beyond their careers and introduces the concept of front-loading retirement to maximize enjoyment in the early years of retirement.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the importance of understanding market trends, the impact of elections on financial planning, and the critical role of tax implications in retirement. He emphasizes that while historical averages suggest a stable market return, individual circumstances and timing can significantly affect retirement outcomes.
The discussion also highlights the need for personal responsibility in financial decision-making, especially in light of changing tax codes and economic conditions.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the recent interest rate cuts and inflation concerns. He emphasizes the need for multiple income streams and explores opportunities in real estate and business sales, particularly in the context of potential tax strategies.
Jon also highlights the significance of legacy planning and taking control of financial decisions to ensure a secure retirement.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the complexities of managing personal finances and emphasizes the importance of diversification, the power of compound interest, and the need for individuals to make informed investment choices. He also addresses market trends and strategies for navigating potential downturns, encouraging listeners to focus on generating income and maintaining financial confidence as they approach retirement. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon discusses various tax strategies that can help individuals minimize their tax liabilities, particularly focusing on tax loss harvesting and capital gains harvesting. He emphasizes the importance of year-round tax planning and provides actionable insights for listeners to consider as they approach year-end financial decisions. Hicks also highlights the potential benefits of utilizing 401k contributions and backdoor Roth options to optimize tax savings. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon discusses the issue of tax evasion and the government's efforts to crack down on tax cheats. He highlights the irony of IRS employees themselves failing to pay their taxes. Jon explains the complexity of the tax code and the need for strategic tax planning in retirement planning. The conversation also touches on the potential impact of proposed changes to the tax code, such as taxing unrealized capital gains. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
The conversation revolves around the topic of retirement savings and the mistakes people make with their 401(k)s. Jon discusses the importance of having a plan and making informed decisions about rolling over 401(k) funds. He highlights the potential loss of market gains when funds are left in cash accounts and emphasizes the need to ensure investments are aligned with individual goals.
The conversation also touches on considering factors like fees, control, and flexibility when making decisions about retirement savings.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
In this episode, Jon discusses the current market volatility and the potential for a recession. He explains the concept of the Magnificent Seven stocks and their impact on the market.
Jon highlights different strategies to protect gains and minimize losses. He emphasizes the importance of finding a balance in investment decisions and adapting to the evolving financial landscape.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
In this episode, Jon focuses on the frustration with the abundance of incorrect and misleading financial information available. He discusses the importance of customized financial plans and the need to consider individual circumstances such as marital status, age gap, health issues, and tax situations. The conversation then shifts to the possibility of a recession and its impact on retirement planning. Jon explains that recessions are a normal part of the economic cycle and emphasizes the importance of having a well-positioned portfolio and a plan to weather market volatility. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon discusses the potential impact of the Federal Reserve cutting interest rates and how it may affect investments and the economy. He also addresses the concerns about the upcoming election and its effect on retirement plans. Jon emphasizes the need for personal responsibility in managing finances and suggests that individuals should be prepared for potential economic challenges. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon compares the new pitch clock rule in MLB to retirement planning and why rushing the process can have consequences. He emphasizes being intentional when developing a plan revolving around the five pillars to retirement: protection, income design, tax strategy, wealth transfer, and healthcare.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the current state of the markets and the potential for a downturn following the recent all-time highs. He emphasizes the importance of protecting retirement savings and creating a reliable income stream.
Jon shares the need for a balanced portfolio that includes both growth assets and income assets.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses the importance of needing to manage and plan for retirement in the future. Tom Selleck is brought up as an example of someone who is still working in his retirement years and the challenges he may face in maintaining his lifestyle. Jon highlights five concepts that create a comprehensive retirement plan: protecting assets, creating income streams, tax planning, legacy planning, and healthcare planning. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon provides insights on the importance of having clear objectives, realistic spending standards, managing risk, and having a tax plan. The conversation also touches on the challenges of navigating the abundance of information and options available in today's financial landscape. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon shares a personal story of the financial challenges his family faced when his father became incapacitated and emphasizes the need for proactive planning to avoid leaving important decisions to the courts. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Jon explores the idea of preparing for a long and healthy retirement due to the increase in life expectancy. With the potential need to prepare for a retirement that can last several decades, Jon highlights the five pillars of retirement planning:
- Protection
- Income
- Taxes
- Wealth Transfer
- Healthcare
Jon also touches on the current state of the market and the potential need to adjust risk tolerance.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon discusses key factors that contribute to wealth accumulation and financial success. He emphasizes the importance of having a financial plan and sticking to it, as well as not worrying about constantly managing and changing investments.
Jon also highlights ways to potentially reduce taxes and optimize wealth transfers in retirement.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
In this episode, Jon focuses on Roth conversions, RMDs, and the impact of tax rates on retirement savings. He explores the opportunities and strategies for optimizing tax planning and saving money through proactive financial decisions.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
In this episode, Jon delves into the challenges of investing in stocks, valuating the stock market, and the importance of protecting your portfolio in retirement. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Excessive government spending may have negative consequences for individuals’ financial future, and Wall Street is becoming more concerned about the impact of this spending on the economy.
Jon also discusses being proactive and strategic through tax planning to minimize tax liabilities in retirement.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
Jon interviews the Murray Bros. again at their annual Caddyshack Golf Tournament to discuss how the charity event came to be, where the peanut butter, lettuce and mayo sandwich came from, and how often the brothers get together to play golf.
See omnystudio.com/listener for privacy information.
Following his retirement, Nick Saban’s wife Miss Terry gave him the “12 Commandments of Retirement” that he must abide by. Jon provides his own commandments in retirement that people should consider:
- Knowing your money is protected.
- Creating a lasting income stream.
- Minimizing taxes.
- Planning for a wealth transfer.
- Having a healthcare plan.
Visit RetirementSolutionRadio.com to start building your retirement plan today!
See omnystudio.com/listener for privacy information.
In this episode, Jon discusses the fear of running out of money in retirement and the importance of financial awareness. He explores the idea of working longer due to the fear of the unknown and the benefits of having a sense of paranoia about one's financial future. Jon shares a personal story about the consequences of procrastination and the impact it had on his parents' retirement. He also touches on the need to prioritize happiness and say no to making more money in order to embrace retirement. Visit RetirementSolutionRadio.com to start building your retirement plan today!See omnystudio.com/listener for privacy information.
Steve Eisman, known for shorting and profiting on the housing market collapse in 2007-2008, recently said that the Fed shouldn't cut rates this year due to the economy being fine despite higher interest rates.
In this episode, Jon explains the implications of an extended pause on rates and how retirees can be prepared for the many different outcomes that could happen as a result.
Visit RetirementSolutionRadio.com to build your retirement plan today!
See omnystudio.com/listener for privacy information.
The inverted yield curve, where short-term rates are higher than long-term rates, is often seen as a sign of an impending recession. But how accurate is this signal? And does it really matter? In this episode, Jon breaks down the most recent recessions we've experienced and why bear markets aren't as bad as they seem. Plus, listen how to prepare for the numerous bear markets when living out your retirement years, and focusing on controlling what you can control when it comes to your retirement plan. Connect with Jon and his team to start planning for your retirement. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
The latest inflation number came in higher than expected which has led to speculation about when the Federal Reserve will begin to cut interest rates. In this episode, Jon explains how cutting interest rates isn't always a positive thing and what negative effects it could have on a retirement plan. Learn about why preparing for different market environments is crucial when developing an income plan. Connect with Jon and his team to start planning for your retirement. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
Recently at CRS in Nashville, Cody Johnson shared how he discovered his purpose in life while performing on stage. Finding purpose in retirement can be challenging, but it doesn’t have to be. On this episode, Jon explains that retirement is about doing what you want, when you want, and discovering what truly matters to you as you think ahead to your golden years. Connect with Jon and his team to start planning the retirement of your dreams. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
March Madness is here, which means you’ve probably questioned your bracket selections. Tax season is also here, which means you’ve probably questioned what tax bracket you’ve fallen into. Retirees often think they will pay less taxes because they’re no longer working, but that isn’t always the case. On this episode, Jon explains how every dollar is taxed differently and shares a story of how Warren Buffet, one of the richest people in the world, was in a lower tax bracket than his secretary. Learn about the strategies retirees can take advantage of when living off their life savings. Connect with Jon and his team to learn about your tax situation. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
The 4% Rule was developed in 1994 to ensure retirement savings last. But is this calculation too outdated for today’s retirement plan? On this episode, Jon explains that there’s still a 19% chance of running out of money when using the 4% rule. Hear his ideas on creating an individually tailored income plan ranging from stocks, ETFs, and annuities to meet various needs in retirement planning. Connect with Jon and his team to learn about your specific needs in retirement. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
Entertainer of the Year & Grammy Award-winning singer songwriter Lainey Wilson joins Jon at Country Radio Seminar from Nashville. Lainey details how country music became a lifestyle for her as a child, and shares what she prefers between singing, acting and songwriting. Visit RetirementSolutionRadio.com to connect with Jon and his team to begin planning for your retirement today!See omnystudio.com/listener for privacy information.
There’s a group of Boomers facing their own “retirement crisis,” thanks to the Great Recession. New research shows the youngest Baby Boomers (born between 1960 and 1965) have significantly less wealth than older Boomers, because the recession hit during their peak earning years. For many, their savings never recovered, even though they were 15 years or more from retirement. On this episode, Jon reminds how this same thing could happen to any of us at any time, emphasizing the importance of working to secure your savings from the next recession. Hear his ideas on ways to protect yourself from market downturns, create retirement securities despite future recessions, and options to help safeguard your income in retirement. Don’t let future markets determine your future happiness. Visit RetirementSolutionRadio.com and start building your financial plan today!See omnystudio.com/listener for privacy information.
Are you paying millions more in taxes than you need to? On this episode, Jon’s talks about the hidden tax trap that may be lurking in your retirement accounts. We also discuss how the IRS won’t give you tax advice, but often your financial advisor won’t either. So, who can you turn to for ideas on tax strategies? Jon shares how you may be able to save thousands in taxes (even while you're still working), moves to convert IRAs to Roth IRAs tax-efficiently, and ideas to help avoid common tax mistakes while working to maximize your retirement income. Take action against the taxman! Visit RetirementSolutionRadio.com and start planning your tax-smart retirement today.See omnystudio.com/listener for privacy information.
Next time you check out of a hotel, double check your receipt first! Some hotel chains are now charging a “parking fee” to guests, even if they’re not parking a car. On this episode, Jon exposes the common hidden fees in mutual funds, how fee structure changes can happen in your 401(k) without you knowing, while also offering ideas on better-performing options. Learn about: * How "transparent" fees can still cost you thousands. * Truths about 401K fees (and when it may be better to go solo). * Exchange-Traded Funds (ETFs): That may have lower fees and better performance.
Don't let sneaky fees drain your accounts. Visit RetirementSolutionRadio.com and set a time for a fee Xray on your retirement savings.See omnystudio.com/listener for privacy information.
Many are confused about how much you need to retire. Recently, Shark Tank’s Kevin O’Leary said that number is $5 Million! On this episode, Jon Hicks explains why you should forget the unrealistic "magic number" and turn your focus towards strategies to generate income in retirement. We discuss why a “one-size-fits-all approach” often does not work, alternative income-generating strategies to help protect your principal and fight inflation and why, at J Hagan Capital, they believe in front-loading retirement plans to help maximize enjoyment in the early years. Stop worrying about a specific number. Visit RetirementSolutionRadio.com and start building your retirement income planSee omnystudio.com/listener for privacy information.
Many are sick of feeling trapped by high taxes, particularly California residents. Which explains why the state has lost over 750 thousand residents over the last three years. The oppressive state tax rate of 13.3% has folks packing up and headed for states like Florida, Texas and Tennessee which have no state income tax. But if moving is not one of your retirement goals, at J Hagan Capital they can show you alternate solutions that could work within your plan. On this episode, Jon Hicks discusses practical tax-saving techniques for those with substantial incomes, small business owners, and those investment properties. If you’re seeking tailored tax mitigation strategies, connect at RetirementSolutionRadio.com to learn what your options might be.See omnystudio.com/listener for privacy information.
Owning a business is a passion project. So, what happens when you want to retire? In this episode, Jon explores the challenges and emotional nuances that come with considering an exit strategy. Drawing from personal experience as a small business owner himself, Jon’s speaks about the shift in mindset required when transitioning from the hustle of running a business to the prospect of retirement. Learn why having a sellable business is crucial and how to assess its true value. Jon also dives into the economic climate, emphasizing the urgency for small business owners to evaluate their options amid the retirement boom. Whether you're considering selling, passing on to the next generation, or creating your exit plan, at J Hagan Capital, they can show you options to create a smooth transition into retirement. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.
The W-2 statements you’re getting serve as a reminder that it’s tax season. And if you took advantage of higher interest rates on CDs, money-market funds, and certain bonds in 2023, there’s another statement you’ll see – a 1099-INT – the ‘INT’ stands for interest income… Yes, you have to pay taxes on that money, proving that the 5% you earned isn’t really 5%. On this episode, financial advisor Jon Hicks discusses the realities of our tax burdens sharing ideas on ways you may be able to “do better” with your investments now, in effort to reduce your obligations later. Learn more about the impact of ordinary income on your investments, from CDs to money market funds. Discover why municipal bonds and other tax-efficient strategies could help maximize your returns. If you're tired of the tax surprises, go to RetirementSolutionRadio.com and begin the conversation about actionable insights to help optimize your financial strategy.See omnystudio.com/listener for privacy information.
In the golfing world, a “mulligan” is a do-over. But the ability to have a second chance in your retirement may not be so easy. On this episode, financial advisor Jon Hicks shares the 5 crucial strategies they believe everyone needs to live out a comfortable retirement, even when things don't go according to plan. Learn about protecting your retirement investments from market swings, boosting income potential, minimizing taxes, legacy and healthcare planning. Avoid “do-overs” in your retirement. Visit RetirementSolutionRadio.com to learn more about navigating the course with more confidence.See omnystudio.com/listener for privacy information.
On this episode, financial advisor Jon Hicks uses Shohei Ohtani’s landmark deal with the LA Dodgers to highlight the smart financial moves you can make to help better secure your future. Jon breaks down steps for individuals, small business owners, and professionals to help maximize savings and create a tax-smart financial strategy. Discover insights on tax-efficient planning and how understanding the tax code can be a game-changer. Learn how keeping more of what you've earned could be the key to your financial success. Visit RetirementSolutionRadio.com to connect with Jon and his team at J Hagan Capital.See omnystudio.com/listener for privacy information.
The stock market was up 8% in November. Some economists say it’s based on hope that interest rates will finally come down next year, but others argue that the market can keep going even with higher interest rates. On this episode, we hear from economist Ken Polcari who challenges the need for rate cuts, saying a 5% rate is sustainable. Drawing on personal experiences and historical mortgage rates, Jon paints a vivid picture of the market's resilience and the potential impact of fluctuating interest rates on investments. He continues by highlighting current alternatives thanks to higher interest rates. Options like insured indexing and principal protected notes are providing investors more options for diversification. Connect with Jon and his team at J Hagan Capital to learn ideas on combining historical wisdom with modern financial opportunities in your own plan.See omnystudio.com/listener for privacy information.
In this episode, financial advisor Jon Hicks delves into lesser-known opportunities, such as “backdoor Roth conversions,” highlighting the tax advantages and potential growth of converting after-tax dollars into a Roth 401(k), whether you're approaching retirement or are already retired. As Jon breaks down these complex financial strategies, he emphasizes the importance of understanding the rules and laws governing your money. Whether you're fine-tuning your retirement plan or starting from scratch, this episode provides actionable insights to help secure your financial well-being. Don't let the year end without exploring available financial moves. Connect with Jon and his team at J Hagan Capital to learn unique ways to maximize your retirement.See omnystudio.com/listener for privacy information.
In this episode, Jon Hicks unravels the complexities of healthcare costs in retirement. With alarming studies projecting substantial expenses, Jon dives into the numbers, dissecting the 90% chance that a 65-year-old couple needs nearly $300,000 in savings for healthcare coverage. Drawing from his own personal experiences of his father’s healthcare needs and costs, Jon addresses the genuine concerns retirees face when it comes to preserving their savings amid healthcare challenges. He emphasizes the need for a comprehensive approach, touching on protection, income strategies, tax efficiency, wealth transfer, and the evolving landscape of long-term care planning. Don't let healthcare costs catch you off guard. Connect with Jon and his team at J Hagan Capital.com for actionable insights to help fortify your financial future.See omnystudio.com/listener for privacy information.
In this episode, Jon Hicks takes a sharp turn into the realms of financial etiquette and questionable advice, spotlighting the recent proclamation of a popular nationally syndicated personal finance radio host who said retirees should stay 100% invested in stocks and withdraw 8% of their portfolio each year—with no worries. Jon dissects why this advice is not only unrealistic but downright dangerous. From the fallacy of consistent 12% market returns to the volatile nature of equities, discover why a customized approach to retirement planning is crucial. Jon breaks down the math, debunking the myths around high withdrawal rates and emphasizing the importance of understanding market history. Don't let impractical advice jeopardize your financial future. For personalized insights and guidance, connect with Jon and his team at J Hagan Capital. Visit RetirementSolutionRadio.com to continue the conversation.See omnystudio.com/listener for privacy information.
New inflation numbers came in lower than expected. October's Consumer Price Index was 3.2%, down from September’s 3.7%, and the core CPI (which excludes food and energy prices) dropped one-tenth to 4.0%. Still, the numbers remain higher than the Fed’s goal of 2%. In this episode, financial advisor Jon Hicks shares insight on the intricate dance of preparing for your financial future amid the challenges of inflation, market risks, and the critical need for a sustainable income in retirement. As savers seek ways to create increasing income in retirement, to account for inflation, Ron Barron of Barron’s Magazine says to look to the market for that growth. But the market comes with its own risk that can compromise retirees’ savings. Discover the importance of efficient portfolio design, why lumping everything together can be a detriment, and how to allocate your assets intelligently. From safeguarding a portion of your portfolio with no-risk, high-yield options to strategically investing in growth opportunities, learn ideas on crafting a more resilient financial plan. Don't let financial uncertainty cast a shadow over your retirement. Visit RetirementSolutionRadio.com to continue the conversation with Jon and his team at J Hagan Capital.See omnystudio.com/listener for privacy information.
From avoiding the "Browns," to building 3-story houses, there are real strategies to winning at Monopoly… and the same goes for your retirement plan. On this episode, Jon delves into ideas on real-world wealth-building and the importance of protecting that wealth from unnecessary taxes. He breaks down the complexities of the tax code and shares ideas to make it more accessible for listeners eager to safeguard their dollars. With potential changes in tax laws looming, Jon further emphasizes the need for a proactive approach. Uncover the secrets to paying the least amount of taxes over your lifetime and discover a three-generational tax-free wealth transfer strategy that could revolutionize your financial legacy. Don't let your financial strategy be a game of chance. Connect with Jon and his team at J Hagan Capital to learn more about making your dollar go further.See omnystudio.com/listener for privacy information.
Join Financial Advisor Jon Hicks as he dives into the evolving landscape of retirement planning amidst "funflation." With the rising costs of experiences and entertainment, there's a new challenge in retirement — balancing the desire for fun with the need for financial security. From the surprising impact of inflation on everyday items to the skyrocketing prices of concert tickets, Jon discusses the tangible effects of “funflation” on retirees while sharing insight on how to enjoy the vibrant experiences you've dreamed of without jeopardizing the sustainability of your financial future. Learn about the concept of "front loading retirement" and why you should factor in the unique pressures and stresses on your investment portfolio during the early years of retirement. Ready to craft a retirement plan that blends fun and stability? Start the conversation with Jon and his team at J Hagan Capital.See omnystudio.com/listener for privacy information.
In this episode of The Retirement Solution, Jon Hicks heads to Nashville to sit down for a great interview with one of the most powerful couples in music today. Sixteen-time Grammy award-winning musician, composer, and producer David Foster and his wife, acclaimed singer-songwriter, television and Broadway star Katherine McPhee recently joined forces on stage with the Nashville Symphony for an intimate performance of some of their most popular songs. Afterwards, they joined Jon backstage to discuss family, professional drive, and the legacy they hope to leave! Connect with Jon and his team at J Hagan Capital today!See omnystudio.com/listener for privacy information.
It doesn’t make sense when you can get a higher return for a 1-year bond than a 3-year bond, but that is what’s happening right now. It’s called an ‘inverted yield curve’ and it often signals a recession, which some say is still possible. So, what does that mean for a retiree's portfolio? In this episode of the Retirement Solution, Jon Hicks unpacks the complicated narrative of today’s economy. While the term "recession" has been swirling around, it hasn't fully materialized. Meanwhile, increasing life expectancies mean that locking in rates for three, five, or even ten years could be more beneficial than you think. Uncover ideas to help protect principal and maximize earnings, all while weathering potential economic storms. Understand how the inverted yield curve may benefit your retirement plans and discover why some savvy investors are making the most of this unique financial climate. Don’t let the economy control your financial future - Connect with Jon and his team at J Hagan Capital to learn about what opportunities you may have.See omnystudio.com/listener for privacy information.
A new study from Morningstar looked at the performance of TDF's over the last 15 years and concluded: “If Target Date Funds had never been invented, and Vanguard and Fidelity had placed that money in a balanced fund, investors would be significantly wealthier today.” As you get closer to retirement, the TDF's in your accounts are supposed to move to more conservative investments. Yet, many lost significant amounts in 2022 because of the "bad" bond market. In this episode, Jon argues that Target Date Funds are inefficient, costly, and can bear the burden of things like phantom income taxes. But it’s not all doom and gloom… he also shares ideas on ways you may be able to build a well-orchestrated, simple portfolio that aligns with your risk tolerance and investment goals. Don't let your retirement savings erode in the shadows of inefficiency. Connect with Jon and his team at J Hagan Capital to explore your available investment opportunities.See omnystudio.com/listener for privacy information.
Are you among the many Americans unaware of the tax consequences that may be looming within your retirement savings? In this episode, Jon discusses the importance of understanding the tax implications of your retirement savings. He highlights the issue of required minimum distributions (RMDs) from traditional IRAs and 401(k)s, and how they could push you into a higher tax bracket, but strategies like Roth conversions could help ease these burdens. For small business owners, landowners, and those contemplating the sale of assets, Jon discusses tax-saving strategies that may reduce your tax liability. Whether you're dealing with large land sales or considering the sale of a business, these insights could save you a significant amount. Don't wait until you're hit with a massive tax bill; start planning now. Connect with Jon and his team at J Hagan Capital to explore what solutions may be available to you.See omnystudio.com/listener for privacy information.
As we enter the year’s 4th quarter, it's time to think about Required Minimum Distributions (RMDs). With the age for RMDs shifting to 73, it's crucial to understand how these distributions play a role in your plan. What if there was a better way to handle these withdrawals? We hear from Morningstar’s Christine Benz who says for some, RMDs may actually present opportunities. Jon shares his thoughts on the idea, plus insight on strategies that may help mitigate their impact on your savings. Connect with Jon and his team at J Hagan Capital for insight to help diffuse the "tax time bomb" often associated with RMDs, which may also create substantial savings on future taxes and offer more control over your retirement funds.See omnystudio.com/listener for privacy information.
On this episode of The Retirement Solution, Jon shares the personal story of his father who worked until he had a stroke at age 69. Personally, this experience taught Jon to live in the present and enjoy every moment he has with his family. Professionally, it has motivated him to help everyone he meets embrace the opportunities of retirement and understand how this new chapter can be filled with experiences, cherished moments, and personal fulfillment. Having helped nearly 2000 people navigate the complexities of retirement planning, Jon has a deep understanding of building plans that are not just about financial stability, but about living life to the fullest as well. Don't miss this heartfelt and eye-opening discussion that just may inspire you to rethink your options. If you’ve been putting off retirement, connect with Jon and his team at J Hagan Capital to learn how they can help you craft the retirement you've been dreaming of. #Retirementdreams #Retirementstrategy #Retirementgoals #lifeplanning #retiresooner #family #legacy #RetirementQuestions #RetirementConcerns #RetirementIncome #RetirementPlanning #RetirementStrategies #RetirementPlan #financialliteracy #wealth #fyp #podcast #retirement #financialadvisor #JonHicks #JHaganCapital #Kentucky #Louisville
Recently, Jon had an opportunity to travel to Yale University and meet with two of the most respected individuals in the field of investing: Dr. Roger Ibbotson and Dr. William Goetzmann. Dr. Ibbotson, founder of Morningstar, has revolutionized how we think about investments and risk. His colleague, Dr. Goetzmann has done extensive research in alternative investments, hedge funds, and the risk-reward relationship. They are not only geniuses in their field, but now themselves are approaching retirement and understand the questions that many individuals have about investments in this next phase of life. On this episode of The Retirement Solution, Jon asks for their insight on the many financial concerns retirees are facing today…This is their conversation. Connect with Jon and his team at J Hagan Capital to learn more about building your retirement plan. #YaleUniversity #RogerIbbotson #WilliamGoetzmann #Morningstar #AlternativeInvestments #Risk #Investing #RetirementQuestions #RetirementConcerns #RetirementIncome #RetirementPlanning #FinancialInvestments #FinancialStrategy #RetirementStrategies #RetirementPlan #investingforretirement #riskmanagement #retirementspendingplan #financialliteracy #wealth #fyp #podcast #retirement #financialadvisor #JonHicks #Kentucky #Louisville
The Wall Street Journal reports that many investors age 55 and up are putting most of their nest egg into the stock market, which could backfire if there was a major tumble, especially for older retirees. On this episode of The Retirement Solution, Jon Hicks talks about what you can learn by following the investment models of top university endowments. These endowments have to spend money every year, regardless of what the market does (much like you’ll need to do after you leave the working world), so they have much experience in protecting their downside and generating consistent returns. Jon explains how university endowments utilize alternative investments to help reduce risk and smooth out returns, as they’re often less correlated to the market. He also shares his thoughts on the importance of having a spending plan in retirement to help you determine how much money you need to withdraw from your portfolio each year, so you don't run out of money too early. Connect with Jon and his team at J Hagan Capital to learn ideas to better protect your retirement savings. #RetirementIncome #RetirementPlanning #FinancialInvestments #FinancialStrategy #RetirementStrategies #RetirementPlan #investing #universityendowments #alternativeinvestments #riskmanagement #spendingplan #investingforretirement #universityendowmentsstrategies #alternativeinvestments #riskmanagement #retirementspendingplan #fiduciaryadvisor #financialliteracy #wealth #fyp #podcast #retirement #financialadvisor #JonHicks #Kentucky #Louisville
Nowadays the choices on everything from home renovations to investment options seem endless, which can trigger “analysis paralysis” for many. On this episode of The Retirement Solution, Jon dives into the complexities of modern decision-making. As the financial landscape constantly changes, even traditional indicators may no longer apply. Financial analyst Eddie Gabor, sheds light on how the market's behavior can sometimes defy economic logic and emphasizes the need for caution in uncertain times. To help navigate these waters, Jon shares more on insured indexing which could help protect your downside while giving you upside potential. Insured indexing is a concept that's been around, but higher interest rates make it more attractive now with potential for tax-efficient returns. If you're looking for a way to protect your savings from inflation and get some upside potential, insured indexing is a strategy worth considering. Discover what investment options may work within your retirement plan. Connect with Jon and his team at J Hagan Capital and get started today! #RetirementIncome #RetirementPlanning #FinancialInvestments #MarketBehavior #PrincipalProtectedNotes #FinancialStrategy #TaxEfficientReturns #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #RetirementPlan #fiduciaryadvisor #financialliteracy #wealth #fyp #podcast #retirement #financialadvisor #JonHicks #Kentucky #Louisville
On this episode of The Retirement Solution, Jon delves into financial strategies that may help safeguard your retirement income from surprising taxes.
Discover how seemingly harmless choices can inadvertently push you into higher tax brackets, costing you thousands. Jon explains how “bracket bumping” and "phantom income tax" could be hiding your accounts and eroding your savings, while offering ideas on alternatives to tax-inefficient mutual funds and strategies to avoid these pitfalls.
Ready to optimize your retirement income plan? Connect with Jon and his team at J Hagan Capitaland get started today!
CLICK HERE to attend one of our upcoming workshops on Estate Planning.
#FinancialFuture #AlternativeInvestments #StructuredNotes #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #RetirementPlan #fiduciaryadvisor #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #TaxEfficientInvestments #TaxBrackets #MutualFunds #ExchangeTradedFunds #ETF #FinancialPlanning #TaxEfficiency #InvestmentAlternatives
#retirement #financialadvisor #financialliteracy #phantomincometax #bracketbumping #jonhicks
Matt Damon and Ben Affleck’s movie “Air” revolves around Nike's audacious risk in 1984 to build a shoe line around an unknown NBA rookie, Michael Jordan… the story prompts a thought-provoking question: “How much should you rely on intuition when designing your retirement plan?”
On this episode of The Retirement Solution, Jon looks at the dynamics of investment intuition versus mathematical strategy. Noting the distinction between intuition in business decisions and the emotion that often drives some to make poor investment decisions, Jon points out the importance of relying on mathematical strategies when planning for retirement.
With the current financial landscape, there are many lower-risk, alternative investment options for retirees. Learn about structured notes, insured indexing, and other strategies that can provide guardrails while offering the potential for attractive returns. Discover how to balance the allure of the stock market with the need for a stable financial future.
If you're seeking insights on combining intuition and mathematics to better secure your retirement, connect with Jon and his team at J Hagan Capital.
CLICK HERE to attend one of our upcoming workshops on Estate Planning.
#RetirementPlanning #InvestmentIntuition #MathematicalStrategy #FinancialFuture #AlternativeInvestments #StructuredNotes #InsuredIndexing #StockMarket #FinancialLandscape #RetirementStrategies #FinancialStability #RetirementPlans #fiduciaryadvisor #financialstrategy #retirement #financialadvisor #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #retirementsavings
College football is just around the corner and tailgating season will soon be in full swing. But before you head to the game, make sure you’re aware of “junk fees.”
Many restaurants and bars are now adding hidden fees to their bills which can add up over time.
In this eye-opening episode of The Retirement Solution, discover the shocking parallels between hidden fees in restaurants and your retirement savings. Financial advisor, Jon Hicks uncovers some surprising truths behind hidden fees that may be eating away at your retirement savings while revealing the detrimental impact that “seemingly small” fees can have on your 401(k).
Jon sheds light on the importance of fee transparency and how acting now can save you thousands in the long run. Don't let your hard-earned money slip away unnoticed.
At J Hagan Capital , Jon and his team can help empower you with knowledge to take control of your financial future.
CLICK HERE to attend one of our upcoming workshops on Estate Planning.
#common401kmistakes #fees #retirementplanning #fiduciaryadvisor #financialstrategy #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #retirementassets #retirementmistakes #junkfees #hiddenfees #401kfees #retirementsavings #financialplanning #financialadvisor
On this episode of The Retirement Solution, financial advisor and retirement planner Jon Hicks discusses common misconceptions surrounding 401(k)s, while sharing his insight on ways to better prepare for your financial future by demystifying the complexities of 401(k)s.
Learn why simply maxing out your 401(k) might not be the best strategy and explore alternative options to help secure your retirement savings. From understanding employer matches to making informed decisions about tax-deferred and tax-free investment vehicles, Jon shares actionable advice to help you make the most of your retirement journey.
At J Hagan Capital , Jon and his team can help you gain a deeper understanding of your retirement investments to help ensure a more secure financial future.
CLICK HERE to attend one of our upcoming workshops on Social Security & Taxes and Estate Planning.
#common401kmistakes #401(k) #employer401kmatches #alternativeinvestments #retirementplanning #fiduciaryadvisor #financialstrategy #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #401(k) #retirementassets #retirementmistakes
A Seinfeld scene, from over 30 years ago, still gets a lot of online views because it still resonates with the many Americans who’ve had to manage a debacled reservation.
On this episode of The Retirement Solution, financial advisor Jon Hicks uses his own similar experience to point out the mistake that so many make by heading into retirement with only assumptions about their financial plans, especially when it comes to their 401(k)s.
Jon breaks down the complexities of retirement planning into actionable steps that empower you to make more informed decisions for a financially fit future.
At J Hagan Capital , Jon and his team can help you discover the hidden pitfalls of 401(k) investments and how they impact your retirement, gain an understanding of the often-overlooked fees that could be draining your savings, and explore the potential benefits of rolling your 401(k) into a self-directed IRA.
#retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #401(k) #retirementassets #retirementmistakes
On this episode of The Retirement Solution, we hear a clip from Jon’s recent conversation with country music star Gary LeVox, the common bond they share being “Girl Dads,” and a funny exchange about the financial lessons they hope to pass on to their daughters. This translates into a conversation around the long-term care planning you can do now to prevent being a financial burden on your spouse, children, and family. At J Hagan Capital , Jon and his team can help you discover options that may fit into your overall retirement plan to alleviate the mental and financial burdens of long term care and help you avoid a nursing home taking your lifetime of savings. #GaryLevox #CountryMusic #longtermcare #retirement #financialplanner #financialliteracy #wealth #fyp #podcast #Kentucky #Louisville #lifeinsurance
Financial advisor Jon Hicks recently took a trip to Nashville and had the opportunity to sit down with award-winning singer/songwriter Gary LeVox of Rascal Flatts fame. They discuss Gary's solo career, being a girl dad, and so much more!
Connect with Jon Hicks and his team at J Hagan Capital today!
Even the Federal Reserve has acknowledged Taylor Swift’s impact on the economy. Her “Eras Tour” is not only selling out, but there are estimates it could generate $4.6 billion in U.S. consumer spending when factoring in things like travel, hotels, tickets, merchandise, etc. That is larger than the Gross Domestic Product of 35 countries!
Only 33, Taylor Swift is showing no signs of slowing down, and she’s not alone. The reasons for most who plan to continue working, however, are unfortunately different from Swift’s… Many Americans plan to work longer because they don’t think they’re financially ready for retirement.
On this episode of The Retirement Solution, financial advisor Jon Hicks shares the 4 worries he commonly sees his clients battle and how he and his team help to alleviate those concerns.
Figuring out the money is usually not what complicates a retirement plan…It’s figuring out what you want to achieve in retirement that often trips people up.
At J Hagan Capital they can help you uncomplicate the process by creating a streamlined plan to help you achieve your goals.
On this episode of The Retirement Solution, we hear how Arnold Schwarzenegger keeps up with childhood friends in Austria, and how those conversations have changed now that they’re all in their 70’s. This spawns a discussion about how investing strategies for people aged 55 and older may not be changing enough. The Wall Street Journal reports that many investors age 55 and up are putting most of their nest egg into the stock market, which could backfire if there’s a major tumble… The reasons for the stock-heavy portfolios are the need to “catch up” and the feeling that there are no other options. Financial advisor and retirement planner Jon Hicks wants you to know that there are other options, including ones that have just recently become available due to high interest rates. Connect with Jon Hicks and his team at J Hagan Capital to learn more about today’s investment opportunities and what could work within your plan.
The S&P is up 20% from its October low, so technically we are in a new bull market.
But one Bank of America strategist disagrees saying tech stocks (specifically those in artificial intelligence) are holding the market up and that this feels more like a combo of 2000 and 2008 – a big rally before a big collapse.
On this episode of The Retirement Solution, Financial Advisor Jon Hicks talks about investment options you may have while working to make sense out of all the mixed market signals and opinions you’re hearing.
Connect with Jon Hicks and his team at J Hagan Capital to learn more about today’s investment opportunities and what could work within your plan.
Did you get a tax refund this year or did you owe? Many people believe that if you get a refund, you did it right, and if you pay, you did it wrong.
On this episode of The Retirement Solution, Financial Advisor Jon Hicks explains why this may be the wrong way to think about it.
Getting a refund is not necessarily an indication that you did everything right as you may have overpaid on your taxes throughout the year. On the other hand, if you end up owing money when you file your return, it doesn't necessarily mean you did anything wrong either. It simply means that you didn't pay enough taxes throughout the year to cover your liability.
The dynamic with taxes in retirement can be different as well. Depending on your retirement income sources and tax planning strategies, you may end up owing taxes or receiving a refund.
Jon highlights 3 options you may have to increase your tax efficiency and how he works to educate his clients on the benefits of a “long game” tax plan, particularly for their retirement savings and legacy plan.
Do you have a plan for not just today’s tax rate, but the taxes over the course of your retirement and within your wealth transfer plan? Jon Hicks and his team at J Hagan Capital can help you find options that you may have for greater tax efficiency.
The Federal Reserve says it’s pausing on interest rate hikes for now, but it’s also not ruling out another increase if inflation remains stubborn causing differing opinions among economists to continue. Paul McCully says he’s not expecting a recession, while others remain unsure…
On a micro level, financial advisor Jon Hicks wants you to know about investment opportunities that you have, right now, thanks to the higher interest rates.
Plus, Jon points out economic similarities he’s noticing between the current climate and the climate that was leading up to the dot com crash of 2000.
Are you taking full advantage of available investment and income opportunities??
Jon and his team at J Hagan Capital can show what those might be while creating a retirement plan customized to your goals for the years ahead.
Even successful comedians have problems letting go with the money they’ve earned. We hear from Sebastian Maniscalco and the troubles he has spending the money he’s earned.
Financial advisor Jon Hicks shares the humble beginnings he himself comes from, the shared understanding of this mindset, and how he regularly hears the same concerns from people who come to him seeking advice.
Are you afraid to spend your money? Jon and his team at J Hagan Capital can help you build an income plan for your retirement to help you spend with confidence.
You think when you’re boarding a plane that it’s been thoroughly cleaned, but a former flight attendant shares insight on how clean planes really are… or are not. Financial advisor Jon Hicks explains that this isn’t the only unknown “filth” you may be living with. He and his team at J Hagan Capital regularly find dirt hiding in the portfolios of those who come to them for second opinions on their retirement savings. How do you find hidden filth in your savings? Jon and his team can help you look where you didn’t know to look before. Visit RetirementSolutionRadio.com.
What crazy thing would Americans do to have a tax-free future? A survey found 1 in 10 would clean prison toilets for 3 years in exchange for never paying taxes again! While we all know that taxes (and the IRS) aren’t going away, on this episode of The Retirement Solution, financial advisor Jon Hicks explains that you may have options to control how much you give to Uncle Sam. Connect with Jon and his team J Hagan Capital where they can help you create a tax strategy for your retirement…one that does not include cleaning toilets.
Billionaire Ray Dalio once said “cash is trash!” but recently flipped on that thought, telling CNBC, “cash is a better investment than stocks and bonds.” On this episode of The Retirement Solution, financial advisor Jon Hicks shares where he agrees, and disagrees, with Mr. Dalio, and offers other investment options to help defend against inflation. Learn more on what investment vehicles and options may work in your retirement plan. Start the conversation with the team at J Hagan Capital today by visiting RetirementSolutionRadio.com.
Warren Buffet is celebrating 58 years at Berkshire Hathaway where he’s overseen a 3.7 million percent return for his company. Mr. Buffet credits his success to “a dozen truly good decisions.” In other words, it’s not about getting every decision right, but getting the important ones right. On this episode, financial advisor Jon Hicks, shares what he believes are the most important things pre-retirees should focus on now, to ensure that they get it right in retirement.
Visit RetirementSolutionRadio.com and begin the conversation with Jon and his team at J Hagan Capital about building your own retirement plan.
What retirees wished they’d done better preparing for retirement. Connect at RetirementSolutionRadio.com. #Kentucky #Retirement
Before selling your small business, be sure you know about this tax strategy. Connect at RetirementSolutionRadio.com. #Kentucky #Retirement #SmallBusinessOwners
Jon sat down with Andy, John, Joel and Bill Murray to chat about the Derby, favorite restaurants, and passing financial lessons onto kids. Connect at RetirementSolutionRadio.com. #Kentucky #BillMurray #MurrayBros #Retirement
The amount of available information today is overwhelming and often leads to misinformation. Jon shares what caused him to become a financial advisor and why you likely need a “retirement coach.” Connect at RetirementSolutionRadio.com.
Your expectations of retirement may be skewed thanks to one major misconception. Jon explains how to give yourself “permission to spend.” Connect at RetirementSolutionRadio.com.
Jon points out how delaying RMDs could create bigger tax burdens. Plus, understanding whether a Roth conversion could work for you. Connect at RetirementSolutionRadio.com.
When you retire, the paycheck stops. How will you cover your monthly living expenses? Jon works to demystify building retirement income. Connect at RetirementSolutionRadio.com.
Jon shares 3 major mistakes that Silicon Valley Bank made, the lessons you can learn from them, and apply to your retirement plan. Connect at RetirementSolutionRadio.com.
Tax rates are at historic lows and expected to go up by 2026. Jon explains how to approach your options on paying taxes on your retirement savings. Connect at RetirementSolutionRadio.com.
Jon explains how you could be throwing money away by not having an optimal withdrawal sequence from your accounts. Connect at RetirementSolutionRadio.com.
Some financial experts are saying “I see bubbles and champagne,” but others, “I see the need for Alka-Seltzer.” Jon says control what you can, using the right balance of risk vs reward, for you. Connect at RetirementSolutionRadio.com.
At 80, Harrison Ford has no interest in retiring. Jon explains that, even if you have no plan to retire, you still need a retirement plan. Connect at RetirementSolutionRadio.com.
60% of U.S. adults experience anxiety just thinking about finances. Jon shares ideas to ease fears and gain more confidence to enjoy retirement. Connect at RetirementSolutionRadio.com.
While many strategists are saying staying out of stocks and that “de-risking” is mission critical, Jon speaks of opportunities that are available to you right now. Connect at RetirementSolutionRadio.com.
Recent drops in the tech sector are likely just a market cycle, but for pre-retirees the losses are scary. Jon explains “distribution economics” and the mind-shift you need to make. Connect at RetirementSolutionRadio.com.
Jon explains why you should be concerned about RMD’s, and how the recent passing of Elvis’ daughter, Lisa Marie, highlights the importance of a proper wealth transfer and legacy plan. Connect at RetirementSolutionRadio.com.
Grammy-winning rapper Cardi B’s net worth is $62 million, and she’s livid over the cost of lettuce. Jon points out the common thread that the wealthy share on being cost-conscious. Connect at RetirementSolutionRadio.com.
Congress passed SECURE 2.0 right before the new year, with a goal of increasing participation in retirement saving plans. Jon worries these new laws will only increase your future taxes. Connect at RetirementSolutionRadio.com.
As we focus on resolutions and goals for 2023, Jon shares how you still can retire this year by weighing your risks and building the right income streams. Connect at RetirementSolutionRadio.com.
Retirees keeping cash in the bank are missing out on high-yield opportunities of online banks. Jon shares how they’re simplifying the process at J Hagan Capital. Connect at RetirementSolutionRadio.com.
Jon explains new S.S. rules and why you should work to maximize S.S. for when you want to take it, not for how long you live. Connect at RetirementSolutionRadio.com.
This year, holiday stress is compounded by anxiety over 401(k) losses. Jon says focusing on these 5 areas can help calm your worries. Connect at RetirementSolutionRadio.com.
A new survey shows “near retirees” are most afraid of losing their paycheck. Jon talks about the many options available to ease this worry. Connect at RetirementSolutionRadio.com.
Optimism is rising thanks to recent market rallies, but Jon worries that investors may fall into “bear traps.” Connect at RetirementSolutionRadio.com.
Country star Jason Aldean shares frustrations from early in his career. Jon points out how, right now, the same frustrations are happening to many at the end of their career. Connect at RetirementSolutionRadio.com.
Inflation and the market have taken $2.1 trillion off American 401(k)s. Jon explains the importance of getting rid of, “dead money.” Connect at RetirementSolutionRadio.com.
Choosing to play for Miami, not New York, saved Tyreek Hill $2.7 million in taxes. Jon talks about strategies to save that don’t require leaving the state. Connect at RetirementSolutionRadio.com.
Choosing to play for Miami, not New York, saved Tyreek Hill $2.7 million in taxes. Jon talks about strategies to save that don’t require leaving the state. Connect at RetirementSolutionRadio.com.
Cutting sponges in half and splitting restaurant meals are common frugal tips. Jon explains how thinking bigger about frugality may double your savings. Connect at RetirementSolutionRadio.com.
Cutting sponges in half and splitting restaurant meals are common frugal tips. Jon explains how thinking bigger about frugality may double your savings. Connect at RetirementSolutionRadio.com.
Volatility has some investors turning to collectables, while others wonder what to do with their 401(k) if they get laid off. Jon wants you to know smart-money options to take control of your financial future. Connect at RetirementSolutionRadio.com.
Volatility has some investors turning to collectables, while others wonder what to do with their 401(k) if they get laid off. Jon wants you to know smart-money options to take control of your financial future. Connect at RetirementSolutionRadio.com.
Economic History shows the worst part of a bear market is usually in the last third, meaning we’ve not hit the bottom yet. Jon explains how you still can retire if you’ve figured out these 2 things. Connect at RetirementSolutionRadio.com.
Economic History shows the worst part of a bear market is usually in the last third, meaning we’ve not hit the bottom yet. Jon explains how you still can retire if you’ve figured out these 2 things. Connect at RetirementSolutionRadio.com.
The financial “printing press” has been running for over a decade, causing today’s economic turmoil. As the Fed prepares to do whatever it takes to correct things, Jon talks about ways you can prepare. Connect at RetirementSolutionRadio.com.
The financial “printing press” has been running for over a decade, causing today’s economic turmoil. As the Fed prepares to do whatever it takes to correct things, Jon talks about ways you can prepare. Connect at RetirementSolutionRadio.com.
On this episode, NFL Hall of Famer Ray Lewis talks about how achieving mental wealth starts with having a plan. Jon follows up with the 5 areas you need to have covered in that plan. Get a “mental wealth” checkup, visit RetirementSolutionRadio.com.
On this episode, NFL Hall of Famer Ray Lewis talks about how achieving mental wealth starts with having a plan. Jon follows up with the 5 areas you need to have covered in that plan. Get a “mental wealth” checkup, visit RetirementSolutionRadio.com.
As many states ponder taxing those without long term care insurance, Jon shares how you can take your “dead money” and not only put it to work, but in a way to help you avoid this potential future tax. Need some LTC? Visit RetirementSolutionRadio.com.
As many states ponder taxing those without long term care insurance, Jon shares how you can take your “dead money” and not only put it to work, but in a way to help you avoid this potential future tax. Need some LTC? Visit RetirementSolutionRadio.com.
Jon recounts an eye-opening moment when he showed a client, who owned the same fund in 2 different accounts, how the second was costing them 3 times as much. How efficient is your money? Visit RetirementSolutionRadio.com.
A bear market, high inflation, and potential recession have many looking at their financial statements a lot. Jon says, to relieve financial jitters, get these 5 pieces working together in your plan. Seeking financial harmony? Visit RetirementSolutionRadio.com.
Those who retired in 1969 had a greater chance of running out of money than someone who retired in 1979 with the same portfolio setup. Jon explains how the current economy is similar to ‘69 and the money lessons you can learn from it. Worried you’ll outlive your money? Visit RetirementSolutionRadio.com.
Whether or not we’re in a recession is a hot topic for debate. Regardless, Jon believes we can take advantage of the current economic climate, and avoid common worries, by utilizing 4 simple rules. Worried about a recession’s effects on your savings? Visit RetirementSolutionRadio.com.
The bear market has many financial guru’s suggesting Roth conversions on your pre-tax assets. Jon points out the critical math you need to do, first. Thinking about a rollover? Visit RetirementSolutionRadio.com.
Pretty jewelry and fancy cars are fun, but financial literacy begins with living for the future and not “the now.” Are your savings set up for long term success? Visit RetirementSolutionRadio.com.
The Fed continues to raise interest rates, but will it work to lower prices and how long will it take? A while, probably… Jon shares ideas solving the problem at a micro-level. Is your money defended against inflation? Visit RetirementSolutionRadio.com.
Most of us are counting on Social Security and Medicare for retirement, but analysts are pointing out how the “demographic math” is working against us. Worried about cutbacks? Visit RetirementSolutionRadio.com.
Despite the “doom and gloom” you’re hearing around the market, some say there are opportunities. Jon says where he thinks the economy is headed and what you need to be considering now. Want to know your opportunities? Visit RetirementSolutionRadio.com.
As investors look for ways to protect their capital, Jon further emphasizes the need to do this now because of the looming threat of “deflation.” Want to know your opportunities? Visit RetirementSolutionRadio.com.
Warren Buffet made most of his fortune after turning 50, proving that it’s never too late to better your financial position. Jon lists 3 major factors most people lack in their plan. Is your plan complete? Visit RetirementSolutionRadio.com.
As you near retirement, you likely don’t have the stomach to just “stay the course.” Jon shares ideas on ‘safer harbors’ for your savings. Start plotting your course, visit RetirementSolutionRadio.com.
Many are not getting it right when it comes to the things we can control. Jon talks about unexpected events that can derail you financially, and what you can do now to better prepare. Learn about your options, visit RetirementSolutionRadio.com.
Two–Thirds of us are not working with a financial advisor. Jon points out how the fees you may be paying alone, should provide motivation to get a professional’s perspective. Get your 2nd opinion. Visit RetirementSolutionRadio.com.
The majority of Americans don't know the fees they're paying on their 401(k)s, and that’s just the beginning. Jon explains how much money you’re losing just by a lack of knowledge. Give yourself a “savings raise,” visit RetirementSolutionRadio.com.
The Stretch IRA, and its tax benefits, ended when the SECURE Act came to law in 2020. Now they want to change the rules again to tax your money sooner. Jon explains how proper planning now could relieve tax burdens not only for you, but for your kids and grandkids as well. Connect at RetirementSolutionRadio.com.
You work your whole life saving, and yet a survey found that most Americans don’t want to spend all their savings. Jon explains critical strategies you need to have in place to keep Uncle Sam from walking off with the majority of what you leave behind. Got tax worries? Visit RetirementSolutionRadio.com.
Inflation, rising interest rates, and the war in Ukraine continue to create market volatility. Still there is growth opportunity. Jon points out 3 options that may work better than mutual funds for your retirement plan. Need income? Connect at RetirementSolutionRadio.com.
Seatbelt stats show that older drivers are the safest. Yet, when it comes to talking with a financial advisor about a retirement plan, more than 60% of Americans admit they haven’t done so. Check the safety on your savings, connect at RetirementSolutionRadio.com.
USA Medalists also won some big bonus checks! While you may not have dreams for Gold, Silver, or Bronze, you may come into a bonus via work or inheritance. Jon shares a formula he thinks offers the best for fun and functionality. Connect at RetirementSolutionRadio.com.
Like shark attacks, many of us overestimate the chance that something unlikely will happen and these fears can affect your overall happiness. Jon explains that having several income streams can help you avoid living with similar financial fears in retirement. Afraid to spend your savings? Visit RetirementSolutionRadio.com.
The SATs are moving online, letting students use calculators, and shortening test times in order to stay relevant. It brings to light the idea that we need to modernize our thoughts on these common, but outdated, finance rules. Are your savings “moving with the times?” Visit RetirementSolutionRadio.com.
Most of us have over $100 in unused gift cards sitting around, but that’s pennies compared to the tens of thousands of dollars you may be leaving on the table when it comes to your retirement savings. Jon points out 4 key areas that he commonly sees people letting their money go to waste. What money are you leaving on the table? Visit RetirementSolutionRadio.com.
Scan any financial website, and you're bound to come across articles discussing how you can become a millionaire. But how do the real millionaires do it? And does it really take a million dollars to retire? Jon gives us the scoop on this week's podcast (and here's a hint: it doesn't require betting on cryptocurrency!). Have a question for Jon? Connect now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
If 2022 is your year to retire, congratulations! But as we head into a very different year for the market & economy, there are 3 things you might want to consider first. Jon discusses what to watch out for on this week's episode. Need a retirement checkup? Schedule a chat now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Economists have been warning us for years that a wave of baby boomer retirements was coming, and it looks like the flood gates are wide open! More than 3.5 million baby boomers have called it quits during the past two years. This week, Jon discusses what to consider if you're thinking about joining the retirement wave...plus, we'll get you up to date on the new retirement account contribution limits for 2022. Schedule a new year retirement checkup at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
We're still waiting to see if there's a Santa Claus rally into the end of 2021, but while we wait, Jon discusses the "Three Wise Men" he follows to help us make smarter decisions about our investments (and no, not those three wise men!). Merry Christmas to our loyal podcast listeners...and be sure to schedule your New Year portfolio checkup at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Having cash on hand may provide some comfort, but are you losing money safely by parking it at the bank? This week, Jon discusses the problem with "dead money" at a time of higher inflation, and the psychological impact of rising prices. Need to find solutions for your dead money problem? Schedule a portfolio checkup at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Americans have reached a new level of frustration with inflation. Listen this week as Jon discusses the factors at play in rising prices, and why your portfolio strategies might need to change if inflation is here to stay. Need a portfolio check-up? Schedule it now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Sure, 2020 was probably the year we'd all like to forget, but 2021 has had its own challenges. This week, Jon discusses what's changed in our world - like the labor shortage, inflation, the economy - and how it's affecting our financial lives. Tell us what's changed for you! Schedule a year-end retirement review at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Happy Thanksgiving! This week, we're talking turkey...and how the turkeys in Washington are driving inflation higher. But there are also potential new solutions to help your portfolio keep up. Have questions about your strategy? Connect with us for a year-end checkup at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Breaking up is hard to do, especially when you're older. This week, Jon takes a question from an upset listener and addresses the specific issues you need to think about if you're part of the "gray divorce" trend. Going through a split? Talk to our team about the financial considerations. Connect with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Filling up at the pump is no fun these days, but could there be an opportunity for investors with higher gas prices? Jon discusses how he evaluates which sectors are performing well, and why it might be time to adjust your portfolio during a challenging economy. Schedule your year-end portfolio check-up now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
We see signs of inflation everywhere these days, but the biggest one might be sitting in your garage! Kelley Blue Book says the average new car price has hit a record high. Jon reveals the number on this week's episode, and discusses ways to help keep your savings growing at a time of higher inflation. Need a portfolio checkup? Schedule a conversation at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
This week, Jon tackles the two big hurdles for retirees - taxes & health care. First, did you know the tax rules are so complex that even the IRS has trouble keeping up on its own website? And then, what about those who want to retire before they're eligible for Medicare? Learn more on this week's episode - and schedule a time to go over your questions at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Sitting in front of your smart phone or computer trying to figure out where the market's headed next? Stop & listen this week as Jon reflects on the famous advice from the late Vanguard founder Jack Bogle. Plus, he shares the four things we should be prepping our portfolios for in the future. Time for a portfolio checkup? Connect with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Congress may be ready to close the door on a popular tax strategy for high-income earners. This week, Jon explains the backdoor Roth IRA and the steps to take if you want to take advantage of it before it goes away. Need a retirement tax checkup? Connect with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Uh oh. Even Costco's now limiting toilet paper purchases, reminding us of the shortages we saw early in the pandemic. And what you can find on the shelves is costing more. So this week, Jon breaks down how to help your dollars keep up with inflation, by bringing some of your "dead money" back to life. Need a portfolio checkup? Schedule it now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
The more we hear about what House Democrats would like to pass in the latest tax proposals, the more we see Jon get hot under the collar! Find out why some of the latest plans go beyond taxing the uber wealthy, and what you can do about it. Check out more retirement resources at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
You've heard the old saying about the two certainties in life...but now, death and taxes may strike at the same time! Listen to this week's episode as Jon outlines some of the latest tax proposals and what might hurt your heirs the most tax-wise. Plus, find out why many retirees are so reluctant to spend their savings. Find more retirement resources now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Just like our favorite football teams, you can be hit with penalties by making one wrong move in retirement. This week, Jon breaks down the worst plays for retirees and how much they can cost you. Have a question for Jon? Schedule a phone call with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Want to retire early? You're not alone! A new survey says more than half of all Americans are looking for a new job. If it's time for you to walk away for good, Jon has some tips on achieving those early retirement dreams on this week's podcast. Need help with your decision? Connect with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Checked your 401(k) balance recently? Fidelity says savings balances have hit all-time highs! And for those who've been working & saving for 15 years or more, the average account has topped $500,000! Jon discusses what you might want to think about if you've hit those kinds of numbers. Have a 401(k) question? Connect with us at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
One of the many issues we're watching heading into the fall is the many different tax proposals working their way through the process in Washington. This week, Jon explains the impact of these plans on the retirement prospects for small business owners & good savers. Have a question about your tax strategy? Connect with us at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
While Washington racks up trillions of dollars in new spending, it's now up to us to figure out how to control the risk of higher taxes & inflation. This week, Jon explains why now might be the time to bite the bullet so you can reduce your future tax bills. Need a retirement tax double check? Reach out at RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Love your job – and your employer? While great local companies like UPS, Ford & GE are doing well, Forbes says it’s possible to have too much company stock. On this week’s podcast, Jon breaks down what to consider if you think that might be the case. Need a second opinion? Check out Jon’s calendar now at www.RetirementSolutionRadio.com.
See omnystudio.com/listener for privacy information.
Of all the new tax proposals floating around in Washington, there's one that may hit the middle class the most. This week, Jon breaks down what stepped-up basis means, and the impact a tax change could have on many families & small business owners. Have a question about it? Connect with Jon at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
How long has it been since you saw a kid with a lemonade stand? Well, we found one! Listen this week as this young entrepreneur teaches us a thing or two about capitalism & fiscal conservatism. Find out how those good savings habits can translate to a better retirement at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
PayPal co-founder Peter Thiel is grabbing headlines with reports that he managed to grow his Roth IRA from just $2,000 to more than $5 billion over a couple of decades. So what can the rest of us average retirement savers learn from this? Jon breaks it down for us on this week's episode. Have a question about Roths? Schedule a chat with our team at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
It might seem like America's a mess...but Jon found out differently on his recent vacation. Find out what others shared with him, and why he still sees plenty of opportunity for those who want to succeed. Have a question for Jon? Connect with us at retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Have some of America's billionaires cracked the tax code? A new report suggests some pay little to no taxes, but hear Jon's take this week on how you can potentially apply the same rules to your retirement tax strategy. Schedule a retirement check-up at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Amazon CEO Jeff Bezos plans to celebrate his "mini-retirement" in a big way next month by blasting off to space. But for other business owners, the desire to blast off into retirement may be thwarted by our current economy. Jon explains the dilemma on this week's episode. Check out more retirement resources at retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
This might be the only time Kentucky fans will cheer for Duke's Mike Krzyzewski. The legendary basketball coach has decided to retire after next season. Hear what Jon has to say about the lessons we can learn from Coach K and others about how to put our best portfolio players on the court. Need a retirement coach? Reach out to Jon at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Whether it's your favorite couple from Waco - or watching couples search for the perfect house...it's funny how your favorite home improvement show can make things look so easy. Financial commercials sometimes do the same thing, but Jon brings us back to reality in this week's podcast. If you're tired of a DIY retirement plan, reach out to us now at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
We're calling this the family edition of "The Retirement Solution," as 6-year-old Allie Hicks joins her dad this week to discuss how much the tooth fairy is paying these days - and what she's learned about saving. Plus, Jon discusses the options you have when it comes to low-risk, high-return investments. Have a question you'd like us to address on the podcast? Reach out at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
So much for the Biden boom! Just as many investors were celebrating a robust first 100 days on Wall Street, the market's turned more volatile recently. This week, Jon breaks down what it's really going to take to get back to a truly normal economy. Have a question about your personal economy? Schedule a visit at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Tempted to check up on your retirement accounts during a volatile week on Wall Street? This week, Jon gives us 3 things to consider if you decide to take a peek. And maybe more importantly, he tells us what (or who!) to ignore. Have questions about your portfolio? Reach out to Jon at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
How'd you do with your Derby picks? If you're anything like Jon, you tend to get them wrong every single year! But the fastest two minutes in sports can teach us something about investing...so check out this week's episode for more. And if you need help with your portfolio picks, reach out to us at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Jon gives us a mini history lesson this week on the phrase "Drain the Swamp." Plus, we'll discuss the tax lessons we can take away from the man who first uttered the phrase. Have a question about your retirement tax strategy? Reach out to Jon at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
If you only think of AI in terms of Will Smith's silly robot movie or the creepy kid from the Spielberg flick, then it's time to rethink the way you view artificial intelligence. This week, Jon discusses how you can use it to help you achieve your retirement goals. Find out more at one of our upcoming courses - just sign up at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Forget diversification...Warren Buffett's right-hand man, Charlie Munger, says the problem for most investors today is what he calls "diworsification." Find out his approach to investing, and hear Jon's explanation on why you may need to find your own path to building wealth. You can also schedule a portfolio check-up online at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
You've probably heard the Biden administration say that no one making less than $400,000 will be hit by tax increases, but Jon disagrees. This week, he breaks down the President's recent comments & the real impact of tax hikes. Find out how you could be affected by scheduling a retirement tax checkup now at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
If talking about your finances makes you feel like you're standing in one of those doctor's office gowns with your backside exposed, this week's podcast is for you! Jon explains why it's usually not as bad as it seems - and fills us in on the uncomfortable thing he's taking on as a personal challenge. Is it time to talk about your retirement? Drop us an e-mail at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Is your bracket busted already? You're not alone. But there's something that your basketball picks may be able to teach you about your investment choices too. Jon breaks down the lessons we can learn from the madness on this week's episode. Have questions about how you're investing? Reach out at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Fox Business says there's one move you can make that could potentially save you hundreds of thousands of dollars for your retirement, but is it really possible? Jon breaks down what you might be able to do on your own on this week's episode. Have a question you'd like us to address on the podcast? Drop us an e-mail at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
This week marks one year since the lockdowns began during the pandemic, and there's certainly been a lot to throw us off course financially. This week, Jon discusses how you can still complete the retirement mission, despite the challenges. It simply comes down to execution! Have a question about how to do that? Reach out at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
This week, Jon remembers his first summer listening to Rush Limbaugh & how that helped shape his fiscal conservatism. It also caused him to put a ding in his employer's car! If you're also fiscally conservative and looking for the right options for your retirement, reach out to us with your questions at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Just like his mittens meme, a financial transaction tax proposed by Bernie Sanders just won't die. This week, Jon explains what it would mean for average investors. Get ahead of the latest crazy tax proposals and schedule your tax strategy session now at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
Find out this week why Jon earned the nickname "Squeegee boy" on his very first job - and the painful lesson that he (like most of us) learned about taxes when he received his first paycheck! Plus, in this world of virtual meetings, we'll discuss what you can actually accomplish without ever setting foot in the office! Set up that virtual visit at www.retirementsolutionradio.com.
See omnystudio.com/listener for privacy information.
A lot of people are making New Year’s resolutions … and one of the most popular ones is to improve our health. So, with that in mind, any guesses as to how much of your nest egg will go for healthcare costs? A new projection from HealthView Services says a healthy couple retiring this year (2021) can expect to spend more than $660,000 on medical bills over the course of their retirement! That’s in addition to all your other bills.
Jon explains how he can help you prepare for the rising cost of healthcare AND protect your growing income.
Almost everyone looks forward to retirement, but then BAM! The transition from the daily grind to a life of leisure can actually be a challenge. This week, Jon discusses the specific challenges people go through in that first year of retirement. His advice might help save your marriage! Have a question for Jon? Drop us an e-mail through our website at www.retirementsolutionradio.com.
What the heck is a glide path? What about asset allocation? Diversification? You hear these words from the financial industry all the time, but Jon breaks down what they actually mean to you and your portfolio (with a little help from Siri!).
In January there is a big decision of who will take the Senate - the Democrats or the Republicans. The state of GA will determine if there was a true blue sweep! The big question is, how will decision impact you and your finances?
Even though it may seem like we don’t have control over much these days, the one thing you can control is your retirement income. This week, Jon discusses how to build 3 to 5 sources of income to help you stay retired! Not sure about how to create your own retirement paycheck? Let’s talk about it. Set up a year-end review at www.retirementsolutionradio.com.
If you’re not getting a full 8 hours of shut-eye every night, what’s keeping you up? Kiplinger says for many baby boomers, it’s a question about retirement. Jon discusses the most common questions and some simple equations to help you sleep a little easier. What questions do you have about your retirement? Let’s set up a time to talk about it at www.retirementsolutionradio.com.
MarketWatch says many Americans who receive an inheritance blow it within a few months, so how do you prevent your family members from making poor decisions when you’re gone? Jon discusses that, plus how “Jeopardy!” host Alex Trebek & actor Sean Connery got their estate plans right. Have some specific goals for your family? Let’s set up a time to talk about it at www.retirementsolutionradio.com.
Election week was a big one on Wall Street. Jon discusses why stocks headed higher, despite the uncertainty. Plus, he’ll explain why tax planning may be more important than ever for retirement savers. It’s not too late to get your election protection plan together! Schedule a time to go over your questions at www.retirementsolutionradio.com.
Remember the old Dire Straits song, “Money for Nothing?” Jon thinks some members of Congress have been taking the lyrics too seriously. This week, we break down how many millionaires are in Congress versus how many average Americans have reached that status. Jon also shares the stories of how some savers have made it to a million-dollar retirement, and how to protect that nice nest egg that you’ve worked so hard to save. Have a question for Jon? Reach out to us at www.retirementsolutionradio.com.
Rapper 50 Cent says he doesn’t want to become “20 Cent” under Democrat Joe Biden’s tax proposals, and he’s not the only one worried about it! Fox News says boomers are rushing to get estate plans updated before next year. Jon discusses why there’s so much concern, and what you can do to help protect yourself from future tax hikes. Schedule a year-end review with Jon at www.retirementsolutionradio.com.
Most of us are wishing we could get the election & pandemic behind us. But what does investing look like once the current crisis passes? Jon breaks down the challenges & opportunities on this week’s episode. Have a question you’d like us to address? Drop Jon an e-mail at www.retirementsolutionradio.com.
A new study says the pandemic will result in a 10% pay cut for the average middle-class American. If that’s the case, how will it affect your plans to retire? Jon discusses that this week, plus his concerns about how politicians plan to pay for the trillions of dollars we’ve spent on stimulus packages this year. Have a question you’d like us to address? Drop Jon an e-mail at www.retirementsolutionradio.com.
“Should I stock up on guns & ammo in 2020?” That’s a question that financial advisors are getting in 2020! And there’s some evidence that many people are doing just that. Jon discusses that trend, plus the fundamental rules you can use to help remove emotion from your investment strategy. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
Politicians & corporations are getting more creative in how they plan to make up for lost revenue during the pandemic. In New Jersey, they’re proposing a new tax on all financial transactions. And many state & local governments and corporations are considering ways to reduce their pension liabilities. What does that mean for you? Jon discusses that on this week’s episode. Have a question about how the pandemic has affected your finances? Reach out to us at www.retirementsolutionradio.com.
No, Robert Redford’s not going to come to your door with an early retirement offer, but your employer just might! This week, Jon discusses how to evaluate that offer so you can make a decision without regrets. If you’re thinking about retiring early, reach out to us with your questions at www.retirementsolutionradio.com.
Remember the early days of the pandemic when you couldn’t find toilet paper? Well, Jon took that lesson to heart…and is now building his family’s survival kit for the next emergency. How can you apply the same lessons and prepare your portfolio for the next financial emergency? Find out on this week’s episode! Drop us an e-mail with your questions at www.retirementsolutionradio.com.
No matter how many zeroes are behind your retirement account balance, you may question whether you’ve saved enough for retirement. This week, Jon discusses why you might be in better shape than you think – and why the most cavalier savers often have problems. Wondering if you’ve done enough to prepare for retirement? Schedule a time to go over your questions at www.retirementsolutionradio.com.
The November election will be here before you know it! While no one knows what the outcome will be, there’s a lot of concern about what a Biden-Harris win would mean for the market, taxes, Social Security & health care. Jon breaks down the facts this week, based on what the candidates have already said they support. Concerned about the election and your finances? Join us for one of our September courses on this topic. Register online at www.retirementsolutionradio.com.
Is it possible to save too much for retirement? Jon discusses the possible downsides of being a super saver. Plus, he’ll explain how even a moderate-sized portfolio could potentially generate as much income as a $1 million nest egg. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
There may be a giant problem lurking in your investments and retirement accounts…fees! This week, Jon discusses why people who think they’re paying the least for advice or investments are often paying the most. Plus, how do you identify those hidden fees? Drop us an e-mail with your questions at www.retirementsolutionradio.com.
What’s your level of concern with the stock market? With retirement? With politics? Or in Jon’s case…with fitting into your pants after gaining the COVID 19? Whatever is worrying you right now, it’s time to address it. This week, Jon discusses how to take some of the emotion out of investing, and focus on what really matters in retirement – INCOME! Tell us your concerns at www.retirementsolutionradio.com.
A Bankrate.com survey says one in four Americans admit they’re losing sleep over their retirement savings. There’s an easy fix for that (and it doesn’t require Ambien)! Plus, Jon shares some retirement lessons that we can learn from some of our favorite cars. Have a question you’d like us to address? Drop us an e-mail at www.retirementsolutionradio.com.
Worried about the November elections and how that might affect your finances? Jon thinks it’s time for us to think about personal responsibility instead! Learn more about how you can take politics out of the equation when it comes to your retirement. Plus, some tips for small business owners on weathering the storm during the pandemic. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Every single July, retired baseball star Bobby Bonilla receives a paycheck for more than $1 million from the New York Mets! This week, Jon discusses how you can set up a Bonilla-style income plan for your retirement! Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
You won’t believe the story of a Michigan couple who found a way to win the lottery….legally! Jon discusses what these “math nerd geniuses” did to figure it out, plus how you can help increase your own odds of retirement success – without winning the lottery. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
Most of the Trump administration’s tax cuts are set to expire at the end of 2025, but with all the recent stimulus spending and the upcoming election in November, could Congress end them sooner? Jon discusses the possibility – and why it’s more important than ever to plan for future tax hikes. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
One of the toughest things about the pandemic for grandparents is being away from your grandkids. But that doesn’t mean you can’t have quality time! Jon shares some fun ideas on how to stay in touch, and things you may want to continue doing to connect with them after the current crisis is over. Let us know your ideas! Drop us an e-mail at www.retirementsolutionradio.com.
Congress may have to get creative in finding new ways to tax us to pay for the trillions in stimulus spending during the pandemic. Ever heard of a value-added tax? How about a wealth tax? Jon discusses these ideas and how they may affect retirees. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.
Ever wonder what horse trainers look for in a winning thoroughbred? Legendary trainer D. Wayne Lukas has 3 key traits he evaluates in a horse…and this week, Jon explains how they (surprisingly!) might apply to how we evaluate our investments. Have a question or topic you’d like us to cover on the podcast? Drop us an e-mail at www.retirementsolutionradio.com.
You’ve probably heard the old Wall Street adage “Sell in May and go away!” But does that really work? Jon gives us some historical perspective. Plus, there’s a new Trump administration proposal to allow an advance on Social Security benefits during the coronavirus crisis. Jon explains why this may be the first step in tinkering with our future benefits. Have a question? Drop us an e-mail at www.retirementsolutionradio.com.
As we honor those who made the ultimate sacrifice for our freedom this holiday weekend, it feels like government may be chipping away at some of that freedom. Jon discusses some of the absurd spending that’s made it into the latest stimulus bill, and why it may lead to monumental tax hikes in the future. Have questions about how to take control of your taxes in retirement? Drop us an e-mail at www.retirementsolutionradio.com.
The economic crisis from COVID-19 is affecting all of us in different ways. Should you hold off on big ticket purchases for now? Could you save more while you’re not spending as much? What if you were planning to retire this year? Can you still walk away? Jon addresses these questions and more. Drop us an e-mail with your questions at www.retirementsolutionradio.com.
It’s easy to make emotional (and dumb) decisions when we see what’s happening in the headlines, but sometimes it’s what you don’t do that can have the biggest impact on your long-term success. This week, Jon discusses the biggest financial don’ts during the coronavirus crisis. Have a question? Connect with us at www.retirementsolutionradio.com.
The current financial crisis has several states with major pension problems looking for a bailout from the feds, but Senate Majority Leader Mitch McConnell says he’d rather see those states declare bankruptcy. Plus, Jon discusses the four things you should consider before you accept a buyout or early retirement package from your company. Have a question? Connect with us at www.retirementsolutionradio.com.
Oil prices went negative last week. That’s right, negative. What does that mean for the economic recovery from the coronavirus crisis? Plus, Jon discusses why a bear market might give us a great opportunity to do Roth conversions. Have a question for Jon? Drop us a message at www.retirementsolutionradio.com.
Plans are underway to gradually reopen the country and get the economy moving again, prompting some economists to predict a “V-shaped recovery.” But Jon says it may be more of a jagged line. How are you positioning yourself for the recovery? Get a portfolio check-up or sign up for one of Jon’s upcoming online courses now at www.retirementsolutionradio.com.
Perhaps you’ve tackled all the projects on your honey-do list at home during this self-quarantine period (or you’ve just given up). Maybe it’s time to tackle a few financial to-dos! This week, Jon walks us through 5 things you can actually accomplish at home. Have a question about any of the steps? Reach out to us at www.retirementsolutionradio.com.
We’re all looking for the positives after a tough few weeks of social distancing and worrisome headlines. Jon explains this week how the coronavirus crisis is allowing us to “hit the reset button” on our lives & our finances too. Sign up for your virtual consultation with Jon at www.retirementsolutionradio.com.
What lessons are we learning from social distancing? Plus, should we think of this market as a buying opportunity? Jon discusses that and more on this week’s podcast. Keep your distance – and still get some answers to your questions! Sign up for your virtual consultation with Jon at www.retirementsolutionradio.com.
Jon warned us in his book, “The Retirement Solution,” that a perfect storm was coming for baby boomers. It’s here! And now that the tide’s gone out with the market, we see who’s swimming naked! But if you’re feeling exposed after the coronavirus sell-off, where do you go from here? This week, Jon discusses some of the opportunities that may emerge after the storm. Sign up for your virtual consultation with Jon at www.retirementsolutionradio.com.
Blame it on the coronavirus! Stocks are off to another rocky start this week. Jon breaks down what’s happening with the market volatility, and how you can prepare yourself for more potential downside by knowing your own worst-case scenario. Drop us an e-mail with your questions at www.retirementsolutionradio.com.
It’s not just stocks & bonds anymore. There are many ways to invest, especially when the market feels too risky. How does buying a piece of a Picasso sound? Or a restaurant franchise? Jon discusses some of the interesting ways you can diversify your portfolio. Drop us an e-mail with your questions at www.retirementsolutionradio.com.
Congress recently changed the rules for retirement savers. But will those rules help you save more money for retirement – or just suck more dollars out on the back end? This week, Jon explains the pros & cons of the new law. Drop us an e-mail with your questions at www.retirementsolutionradio.com.
No, there’s no cake or celebration…but this week, Jon marks the 107th anniversary of the federal income tax with a mini history lesson on tax rates. Find out more about where we’ve been and where we might be headed in the future! Drop us an e-mail with your questions at www.retirementsolutionradio.com.
A new survey finds Americans are more satisfied with their personal finances today than they have been for the last decade, with one glaring exception – taxes! Jon discusses why that’s the case, and how to take more control over taxes in retirement. Drop us an e-mail with your questions at www.retirementsolutionradio.com.
2020 is the year of change for Jon. Now, he’s taking on the 29029 challenge – climbing the height of Everest on a mountain in Idaho (is he crazy?!). Learn about why he’s doing it – and how it compares to conquering retirement. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
The market continues to climb in 2020, leading some market analysts to call this a “melt-up.” What the heck does that mean – and what happens when that melt-up becomes a meltdown? Jon breaks it down for us this week. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
It’s the start of a new year, a new decade…and an election year. So what’s ahead for retirement savers? Jon gives us the outlook for 2020 and some tips to help you navigate the challenges ahead. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Jon got an early start on his New Year’s resolutions by starting a detox during the holidays. Find out how he’s doing – and some steps you can take to complete your own financial detox for the new year! Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Is this long bull market hiding some problems in your portfolio? We’ll tell you what might be lurking underneath the surface. Plus, Jon discusses “the three wise men” when it comes to investing. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
As we enter a busy election year, should you let politics affect your investment decisions? “Fox & Friends” co-host Brian Kilmeade weighs in on that this week. Plus, Jon discusses the real numbers behind “Warrenomics.” Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Did you know that all candy bars are not taxed alike? You might want to reach for a Kit Kat instead of a Snickers the next time you have a chocolate craving. Jon explains that, plus how to take more control over how your retirement savings are taxed. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
We’re #1! We’re #1! Oh, but this is not something we want to brag about. USA Today puts Kentucky at the top of its list when it comes to pension problems. Now, with a political shakeup in state government, there are even more questions about how to solve it. Have questions about your pension or retirement? Drop us an e-mail at www.retirementsolutionradio.com.
Election Day 2019 is over, but we’re in for more political drama in 2020. A new survey reveals that some mutual fund managers base some investment decisions on their political views. Are you doing the same? Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
The calendar flips to November this week. You’re running out of time to cross things off your financial to-do list for the year! This week, Jon breaks down 5 things you can realistically accomplish before the holiday craziness sets in. Have a question for Jon? Drop us an e-mail through our website atwww.retirementsolutionradio.com.
Companies like TD Ameritrade, Charles Schwab & Fidelity are putting pressure on the rest of the financial industry by dropping their trade commissions to zero. This week, Jon discusses the pros AND cons for average investors. Have a question you’d like Jon to address? Drop us an e-mail at www.retirementsolutionradio.com.
Ben Franklin was right…but are there ways to make taxes a little less painful in retirement? This week, Jon discusses the 6 big tax mistakes people tend to make, and how to avoid them. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Is trillion the new billion? Several Democratic Presidential hopefuls are tossing around new ideas for “free everything,” but what’s the true cost? And who’s going to pay for it? Jon discusses a new study that breaks down the price tag for us this week. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Do you have your campaign button yet? Jon explains why his mission this election season is to help people make retirement great again. Plus, we’ll discuss the true cost of the so-called “Wall Street Tax” from Democrats. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
In the military, they call it “defense readiness condition.” So what’s your DEFCON when it comes to your retirement portfolio? Plus, Jon explains why he wants you to blow your money on yourself – instead of your kids – in retirement! But how do you do that without blowing through your money too fast? Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
President Trump’s tweeting about it, and the talking heads on the financial networks are buzzing about it - but what are negative interest rates? Jon explains how they could impact the way you save & invest for retirement! Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Sick of politics? So are we. This week, we discuss how to take Washington out of the equation. Jon gives you 3 steps to take to help you MAKE RETIREMENT GREAT AGAIN! Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
How much money is NFL QB Andrew Luck leaving on the table due to his retirement at the ripe old age of 29? Plus, how do you know if you’re saving enough to stay on track for your own retirement goals? Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Ever hear one of those prescription drug commercials and wonder if the benefits outweigh all the unpleasant side effects? The same can be true of certain investments too. This week, Jon breaks down the side effects of things like variable annuities & even your 401(k). Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Shaquille O’Neal wouldn’t put his face on a box of Wheaties, because that’s not his favorite cereal. He only invests in what he knows. So is that a good strategy? Jon discusses that, plus the weird half ages of 59.5 and 70.5 – and why they’re significant. Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
Oh, boy! Bernie Sanders wants to wipe out student debt…at the expense of anyone who invests in the market. Jon breaks down what the Democratic Presidential hopeful’s plan means for you. Plus, former President George W. Bush just celebrated his 73rd birthday. We’ll tell you what he’s doing to stay busy in his retirement years. And Jon just found out how much we pay in taxes on bourbon. This might make you spit out your drink! Drop us an e-mail with your questions for Jon at www.retirementsolutionradio.com.
As we prepare to celebrate our independence on July 4th, Jon discusses the different ways we can build financial freedom. What are the top 3 characteristics of those who’ve actually achieved financial freedom in retirement? Plus, how do you hang onto that freedom when Democrats like Bernie Sanders are proposing even more taxes on our retirement savings? Find the solution with Jon & the team at www.retirementsolutionradio.com.
Jon’s in a good mood this week, so we’re tackling the things that might put you in a good mood too. How do you get advice that’s in your best interest? How can you feel good about saving on taxes (legally!)? Plus, Mike Tyson’s feeling good. He’s investing his money in a weed resort in California! But Jon has some better ideas on how to get the most out of your money.
In the words of Jon’s granny, “You can’t do better unless you know better.” So this week, Jon discusses what you need to know about the current market & politics - and how to do better with your own personal economy!
Are you a police officer? A corporate exec? A pilot? Congratulations – you’re among the most stressed out workers in America! Jon discusses the unpleasant side effects of all that stress, and why retiring might make a big difference. Plus, market historian Sam Stovall explains why the market might stress you out this summer!
The push for lower fees in the financial industry appears to be working. But is cheaper better? Plus, Jon thinks there might be a future for Christian Bale on CNBC. And how much income will you really need if you live as long as Betty White?
Trade tensions with China are dominating the headlines, and Jon breaks down what it really means to retirement savers in the short-term. Plus, the PGA has one of the best retirement plans in sports. We’ll tell you what they do differently, and how to build your own Tiger Woods-style retirement plan.
After a week of Presidential tweets and trade war tensions, Jon gives us some perspective on how it affects us as average investors. Plus, the Queen weighs in on headlines about Uncle Sam perhaps taxing the new royal baby! And if you’re counting on the lottery or your home to save your retirement, think again.
The Labor Department says today’s Baby Boomers have had an average of 12 jobs over the years, and that means they’ve left behind a lot of 401(k)s! Jon discusses 3 steps to take if you have some of those old accounts, plus the challenge of spending your hard-earned savings when you get to retirement.
It’s Derby Week in Kentucky…and Jon shares why he never wins at the track. It’s remarkably similar to why we typically lose as investors. Plus, there’s another horse race of sorts for the White House. Jon tells us his big concerns about one frontrunner’s tax proposals.
After a tough week dealing with taxes, we turn to President Reagan for some inspiration on how to win in retirement without government intervention! Plus, Google’s released a list of the most common retirement questions…now it’s time to hear from Siri!
How much money does it take before you actually feel rich? Jon tackles that this week…after reminiscing about the good ole’ days when it comes to taxes.
You won’t believe what some try to sneak past the IRS. Jon shares some of the bizarre deductions people have tried to claim (and a better way to go about tax planning!). Plus, Shark Tank’s Barbara Corcoran won’t spend money on things like jewelry or purses…even though she’s worth millions. The lessons you can take away from her!
When it comes to finance, it seems like the world’s wealthiest people might know something we don’t. This week, Jon shares the secrets of life insurance (and makes it sexy!). Plus, the secrets to generating income for a happy retirement.
When it comes to finances, it seems like the world’s wealthiest people might know something we don’t. This week, Jon shares the secrets you can take advantage of too when it comes to taxes & investing for retirement.
Washington is no match for William Wallace. Jon goes all “Braveheart” on us this week on the issue of taxes. Plus, we have a little fun with college hoops too!
What the heck is a glide path? What about asset allocation? Diversification? You hear these words from the financial industry all the time, but Jon breaks down what they actually mean to you and your portfolio (with a little help from Siri!).