Finding Benjamin: Recent Episodes
Sam Jones
Finding Benjamin offers listeners a guided discussion with Registered Investment Advisor, Sam Jones, and five High School seniors who are trying to figure it all out. Our podcast is all about improving financial literacy through the lens of the next generation. We’ll cover the very basics of personal finance, develop solid saving and spending habits, understand how the markets work, demystify taxes, build your investment portfolio, and help you make your first investments. We’ll also regularly visit the RULES of Investing which everyone needs to know before playing the game. Each episode, we’ll answer questions from High School peers, do a little education, review big events in the markets today, review our current holdings, and find a few Benjamins along the way.
This pod offers insights into the role that social media plays in the new Attention Economy in shaping our spending habits. We offer five clear points of advice to help stay disciplined to help you build financial freedom over time. Please email your questions or comments to info@allseasonfunds.com .
Understanding why patience is key for any next gen looking to buy real estate. Why renting is not throwing away money considering the prospects for future home price appreciation and sharply rising True Cost of Ownership (TCO).
Education and Career Development, the realities of remote working conditions versus finding a true Work/Life Balance.
In this update, we explore the long term pattern for inflation. Is the Mission of beating inflation really Accomplished? The bond market says not yet. Opportunities still exist for investors but investors need to rethink their prescriptive asset mix of stocks and bonds. What has worked in the past, is not working anymore.
Visit https://allseasonfunds.com/mission-accomplished/ for complete post with charts and images.
We are wrapping up 2023 not with a forecast but a clear eyed look at the financial roadmap from a market, economic, housing, spending and investor behavior perspective. Detailed charts and the reader version are posted on our company blog page
In our first episode back from a year off, we explore the delicate balance between Creating Wealth and Defending Wealth. This may be one of the more important moments in the last thirty years, to understand risk and relative opportunity. Morgan Housel's genius guides the episode. Enjoy
In this episode, the Benjamins of Steamboat Springs High School find themselves in front of a veteran Certified Financial Planner, Will Brennan. What is financial planning anyway? Why should young people consider making a plan when retirement is so far away? What's the difference between risk tolerance and risk capacity? Enjoy the show!
In this episode of Finding Benjamin, we are talking tax. Specifically, our crew of high school seniors interviews a Scott Colby, CPA asking questions about when we need to file a tax return, when do we need a CPA, self-employed versus w-2 income. Everything you need to know regarding taxes as you start to generate your first income.
In this episode of Finding Benjamin, our crew takes a field trip to interview David High of Alpine Bank, one of the most productive mortgage brokers in Steamboat Springs, CO, to discuss the world of credit, debt, and mortgages. How are rates determined? What's the benefit of a shorter-term loan? How much should you put down on a house? Learn from the pros and improve your financial literacy.
In this episode, we talk about one of the most basic but critically important concepts behind wealth creation; Compounding. The group reviews the math behind compound interest and translates that to compounding your wealth. We discuss both positive and negative behaviors in financial decisions within that context. Question of the week from our followers about how to save for the future while maintaining your current lifestyle.
In our first episode, Sam Jones, President of All Season Financial Advisors, and Next Generation team, Jaxson, Alden, Bella, Luke, and Kyle reveal their personal visions for their future through investments and potential career choices. Why do we invest in the first place? What are we trying to accomplish?