MoneyMD: Recent Episodes
Steve Marbert & John Travis
MoneyMD is all about money - from personal finance to world markets. Learn how to budget, spend wisely, save, invest and make your money work for you. Money tips abound on MoneyMD!
Episode 654: Matthew and Zach sit down with Client Relations Coordinator, Suzanne Martin, to learn more about her story and the heart she brings to serving clients. Then, discover six practical moves that can help couples strengthen their marriage as retirement reshapes their routines, spending decisions, and vision for the next chapter.
Episode 653: Medicare Advantage and original Medicare work very differently. Learn how to compare the tradeoffs before deciding which path is right for you. Then, Ryan and Steve explain how emotions, timing, and buying the latest winners can cause investors to miss out on the returns their investments actually earn.
Episode 652: Social Security faces real financial pressure, but that doesn’t mean benefits are disappearing. Learn what the latest projections actually mean, and why retirees shouldn’t make decisions based on scary headlines. Then, discover where your forgotten 401(k) money may be hiding, how to track it down, and what to do once you find it.
Episode 651: AI is everywhere, but the real question for investors is simple: can it help companies make more money? Then, John and Steve explain why buying a house in retirement comes with a different set of decisions, and what to consider before making the move.
Episode 650: A confident answer isn't always the right one. Discover why AI can overlook the details that matter most when making important financial decisions. Next, learn how your first job's benefits and employer perks, along with smart money habits, can set you up for long-term financial success.
Episode 649: Many budgets fail because they're too complicated. Explore a straightforward strategy that can help you manage your money and stay on track. Then, discover practical steps that can help you provide financial support to family while protecting both your finances and your relationships.
Episode 648: From brokerage accounts to 529 plans, learn how to prioritize your savings options and build a stronger financial foundation for your child. Then, discover practical steps and little-known tools that can help protect your wishes and ease the burden on your family if the unexpected occurs.
Episode 647: A few overlooked estate planning decisions can spark years of family conflict. Learn the key mistakes blended families should avoid and the strategies that can protect everyone involved. Next, explore the health insurance options that can bridge the gap to Medicare and the enrollment rules that can help you avoid costly surprises later.
Episode 646: Whether you itemize or take the standard deduction, new charitable giving rules could affect your tax bill. Learn what’s changing in 2026. Then, discover why having a pension changes retirement planning, but doesn’t eliminate it, and explore strategies that can help military and public-sector retirees make the most of the benefits they’ve earned.
Episode 645: Bad news dominates the headlines, yet markets often remain surprisingly resilient. Learn what investors may be missing about how markets really work. Then, Ryan and Zach explore why many Americans feel financially uneasy despite record household wealth and low unemployment.
Episode 644: Matthew and Justin talk with Josh Marbert about the technology and operations behind RYA, along with a few lighter moments and personal insights along the way. Then, discover how investing can create greater freedom and opportunity in your life, and learn practical first steps to begin building confidence for the future.
Episode 643: The famous 4% retirement rule is getting a rethink. Learn why flexibility, diversification, and real-life spending patterns may reshape retirement income. Then, Steve and Abbie walk through the real numbers, hidden costs, and practical tradeoffs that can make or break a rental property investment.
Episode 642: Scammers are getting smarter, faster, and more convincing. Learn four common schemes targeting seniors and how to spot the red flags before it’s too late. Then, explore how the AI boom could impact the economy and markets in ways that could look very different from today’s headlines.
Episode 641: Before taking on a mortgage, car loan, or new payment, learn how lenders evaluate your debt-to-income ratio and what it reveals about your financial health. Then, explore the hidden habits and cultural pressures that can leave even high earners feeling financially stressed.
Episode 640: Abbie and Justin go beyond simple rules of thumb to explore the key financial and personal factors that can guide a more confident retirement decision. Then, learn how Medicare really works, from enrollment rules to ongoing plan changes, so you can avoid costly surprises along the way.
Episode 639: Matthew and Steve sit down with Elizabeth Fain for a closer look at her role at RYA, plus a few personal insights you may not know. Next, they explore the most important tax updates and strategies that could help you keep more of your money this year.
Episode 638: A sudden windfall can disappear faster than you think. Learn how to avoid hidden mistakes and protect what you’ve been given. Then, Justin and Zach clear up one of the most misunderstood parts of the tax system and show how to use that knowledge to maximize what you keep, not just what you earn.
Episode 637: Get to know a familiar voice in a new way as Matthew and Ryan sit down with Ginger Sprecher to talk about her role at RYA and share a glimpse into her life beyond the office. Then, learn how to handle the toughest investing decisions with confidence when markets are at their most challenging.
Episode 636: Small oversights can create big problems. Learn practical, real-world strategies to uncover gaps and strengthen your estate plan. Then, Abbie and Zach explain why even high earners can still live paycheck to paycheck and how to break the cycle for lasting wealth.
Episode 635: Market volatility is inevitable, but poor decisions aren’t. Learn how a better understanding of downturns can help you stay disciplined and on track. Then, John and Justin explain why gold is falling and what it reveals about how markets truly operate.
Episode 634: When couples retire at different times, it can reshape both your finances and your relationship. Learn how to plan wisely for a smoother transition. Then, Ryan and Abbie explain the key rules, advantages, and tradeoffs of Roth IRAs to help guide your retirement strategy.
Episode 633: On this episode, the Money Doctors discuss the correlation between after-tax returns and lasting wealth. Then, they explore flexible side hustles parents can do from home to earn extra income, ease financial pressure, and support family goals without sacrificing valuable time together.
Episode 632: Thinking about buying an electric car? Steve and Ryan do the math on EV versus gas to help you make a smart, informed decision. Then, they show you how to handle the often-uncomfortable process of car negotiation in a way that can dramatically lower what you pay.
Episode 631: Learn why starting to invest in your 20s unlocks the quiet power of compounding, and how you can begin today with clear, practical steps. Then, Justin and Abbie walk through the critical financial decisions made during divorce and how to approach them strategically.
Episode 630: Learn how today’s most convincing Social Security scams work and the simple habits that can protect your identity and your benefits. Then, John and Steve reveal how surprises like early retirement and long-term care costs can be just as dangerous to your nest egg as a market downturn.
Episode 629: Abbie and Zach explain the rules, timelines, and limits of the new child custodial account, and how to decide whether they belong in your kid's financial plan. Then, they explore why the first five years of retirement are a critical tax window and how early decisions can either protect your income or quietly erode it over time.
Episode 628: Matthew and Justin explain how rent-to-own agreements really work and why this appealing path to ownership can carry far more risk than most buyers expect. Then, learn five common remodeling mistakes that can turn an exciting home project into long-term financial stress.
Episode 627: John and Ryan explain practical ways to use IRA beneficiary planning to support charities while reducing unnecessary taxes. Then, learn practical steps families can take to help aging loved ones avoid costly financial mistakes, scams, and exploitation before serious damage is done.
Episode 626: Steve and Matthew explore how the next phase of the AI revolution could shift market leadership and why diversification may matter more than ever. They also explain why equity compensation deserves thoughtful planning and how managing company stock wisely can support your bigger financial goals.
Episode 625: Learn why 2025 reminded investors that markets rarely behave as expected, as Matthew and Abbie explore seven lessons for long-term investors. They also examine why even highly capable people struggle financially when short-term feelings derail long-term intentions and turn good plans into costly detours.
Episode 624: Required Minimum Distributions aren’t just about meeting deadlines. Ryan and Zach explain how RMDs fit into a smarter, coordinated retirement income strategy. Then, they walk through a practical financial to-do list of smart money moves designed to help you build momentum and move forward in 2026.
Episode 623: While Wall Street is optimistic about 2026, John and Matthew explain why industry forecasts are better gauges of sentiment than predictors of markets. You’ll also learn three core wealth management principles that bring focus and intention to how you build, manage, and use your wealth.
Episode 622: If you think you already know how to manage subscriptions, think again – today’s models create new challenges that require a different approach. Then, Steve and Abbie reflect on their clients’ biggest wins in 2025, revealing how disciplined planning created opportunity during volatility and set the stage for 2026.
Episode 621: When interest rates fall, the effects aren’t always immediate. Learn what rate cuts really mean and how to factor them into long-term planning decisions. Then, Justin and Ryan explore why retirement readiness goes beyond money, sharing practical and personal indicators that help clarify when you’re truly ready.
Episode 620: Discover why investor behavior matters more than market swings as John and Zach share simple rules to strengthen long-term returns. Then explore how interest rates shape everything from your mortgage to your savings and learn what to watch for next!
Episode 619: Steve and Justin break down the executor’s duties in clear steps, helping you navigate estate settlement without feeling overwhelmed. Then they turn to everyday finances, showing how a simple month-by-month checklist can turn endless to-dos into small habits that build long-term success.
Episode 618: Matthew and Abbie share the powerful life lessons Warren Buffett models – principles that shape how we live, not just how we invest. And for people who hate “money stuff,” learn how to make money feel simple and manageable with an easy system that works even if budgeting and spreadsheets aren’t your thing.
Episode 617: Justin and Zach break down bull and bear markets and highlight what every investor needs to know to navigate them with confidence. Then, learn how to protect your online accounts, passwords, and digital memories with a smart, practical guide to organizing and securing your digital estate.
Episode 616: Even experienced investors fall into familiar patterns like reacting to headlines or waiting for the “right time.” Learn what works better instead. Then, Matthew and Ryan unwrap eight practical ways to enjoy the holidays without overspending, so you can start the new year without financial regret.
Episode 615: Rising healthcare costs aren’t just about inflation. John and Steve explain how the shutdown is affecting premiums and offer six practical ways to fight back. They’ll also discuss when it makes sense to gift money to your kids—and why waiting may be the wiser move.
Episode 614: Learn from Zach and Justin how savvy investors use tax-loss harvesting to offset taxes today and build wealth for tomorrow. Then, discover five key money conversations that can help families prepare for aging parents with clarity, confidence, and peace of mind.
Episode 613: Find out why good financial habits often fade as income grows—and the simple steps to get them back. Then, Ryan and Abbie explain why lasting wealth isn’t about luck at all, but about steady investing habits that can quietly compound into real financial freedom.
Episode 612: If our nation’s wealth is at record highs, why does it feel so hard to get ahead? Zach and Matthew reveal the hidden forces shaping how we perceive prosperity. Then, learn how to turn an overwhelming to-do list into manageable steps that can protect your financial future after losing a spouse.
Episode 611: Many advisors say “wait” on Social Security, but Steve and Ryan explore the hidden risks of delaying, and how to find your personal sweet spot. Then, learn how simple, consistent steps can help you rebuild your retirement savings and strengthen your financial future.
Episode 610: Don’t let illness or injury derail your finances – discover why short-term and long-term disability coverage may be the most important protection you don’t have. Next, Justin and Matthew break down why the Fed isn’t the only force influencing mortgage rates and what other factors help determine what borrowers pay.
Episode 609: John and Abbie share simple habits that help couples turn financial stress into lasting strength. Next, they discuss DALBAR’s insights on behavior and single-stock risk, pointing to smarter strategies for long-term success.
Episode 608: Should you roll over your old 401(k) or leave it where it is? Steve and Zach explain the pros and cons of each choice. Then, hear eight insights from a veteran advisor that reveal what really matters in wealth management.
Episode 607: Deferring taxes isn’t always the winning move. Learn from Ryan and Matthew why accelerating them can sometimes lead to big lifetime savings. They also show how simplifying your finances, from consolidating accounts to trimming scattered goals, can bring freedom and lasting confidence.
Episode 606: Thinking about long-term care? John and Justin explain how evaluating your resources may show you don’t need a policy at all. Then, the Money Doctors outline six ways that cutting 401(k) contributions might feel like relief today, but could jeopardize your retirement tomorrow.
Episode 605: Estate planning doesn’t have to be complicated. Abbie and Ryan explain how you can minimize taxes, spare your heirs the stress, and ensure your wishes are crystal clear. Then, the Money Doctors reveal how a hands-off investing approach can protect you from costly errors and build lasting wealth.
Episode 604: John and Abbie uncover the psychological traps behind common money mistakes. They also share strategies to help you avoid them and set up “Future You” for success. Then, the Money Doctors break down the pros and cons of Roth conversions to help you decide if they’re the right move for your financial future.
Episode 603: Zach and Matthew weigh the rewards and risks of stepping away from work for a micro-retirement. Then, they share six practical tips for creating a wedding budget that honors your dreams while protecting your long-term financial goals.
Episode 602: John and Matthew share seven smart strategies to help you cut taxes and keep more of your money in retirement. Then, they explore how understanding the difference between needs and wants can lead to greater financial peace and contentment.
Episode 601: Abbie and Matthew explain what truly defines a bull or bear market and how to navigate each with confidence. Then, they’ll break down two common retirement income strategies – living off dividends or following the 4 percent rule. Learn which approach may serve you better in the long run.
Episode 600: Don’t let your savings strategy stop at retirement—learn how to turn your nest egg into a steady, lasting paycheck. Then explore research that challenges common instincts about waiting for the “right time” to invest.
Episode 599: Saving for retirement is only half the battle—Zach and Justin share how to overcome the fear of actually spending it. Then, they explain why a 529-to-Roth rollover is a great Plan B, but not a solid college savings strategy.
Episode 598: Get the scoop on the new tax law—what’s changing, what’s staying, and how you can plan smarter in 2025 and beyond. Next, Steve and Justin walk through what to do when you inherit money—before emotion or impulse takes over.
Episode 597: Don’t let retirement milestones sneak by! Learn nine key ages that unlock valuable benefits and savings opportunities. Steve and Abbie also share why a strong start in retirement isn’t just helpful – it’s essential for long-term financial success.
Episode 596: Are Social Security and Medicare really at risk? Zach and Justin break down the facts and offer a practical perspective for your retirement planning. Next, the Money Doctors share four strategic ways to optimize your estate plan so that you and your heirs are prepared for future needs and evolving goals.
Episode 595: Justin and Matthew share five surprisingly common ways people sabotage their finances—and what to do instead. Next, learn how a powerful psychological trap can lead you to double down on bad decisions.
Episode 594: Don’t get blindsided by out-of-pocket costs—Steve and Zach break down the must-know facts on Medigap. In part two, the Money Doctors explain how a simple trading mistake could cost you your tax break.
Episode 593: Ryan and Justin share practical lessons from the FIRE movement that can help you build lasting financial independence—whether or not you retire early. They also share six practical strategies to help parents stay financially strong while navigating the costs of raising a family.
Episode 592: Why do so many successful people struggle to walk away from work? The answer goes far beyond just having enough money. Ryan and Abbie also break down how required withdrawals can trip up even savvy retirees—and share ways to turn your RMDs into smart financial moves.
Episode 591: What keeps us from talking openly about our finances? Ryan and Matthew reveal the reasons why people stay quiet when it comes to their money and what to do to overcome this “taboo” topic. Next, the Money Doctors explain the ins and outs of disability insurance and how it can help you stay financially afloat when illness or injury keeps you from working.
Episode 590: Abbie and Ryan explore the benefits and drawbacks of Roth and pre-tax contributions, along with what to consider for making the smartest choice for your financial future. Next, the Money Doctors break down four alternatives to 529 college savings plans to determine the best fit for your family.
Episode 589: Thinking of working while drawing Social Security? Steve and Zach break down the rules, the risks, and how your decision could affect future benefits. Next, the Money Doctors weigh in on the recent market volatility. If the latest drop has you on edge, their advice might just go against your instincts.
Episode 588: John and Steve reflect on Q1’s volatility and highlight why diversification remains one of the smartest strategies for long-term investors. Next, they dive into how tariffs are shaking up the market, what it means for your portfolio, and how diversification can help you stay on track.
Episode 587: Wondering if your kids will handle an inheritance well? Zach and Abbie share how to pass on your wealth without doing more harm than good. Next, they unpack the pitfalls of market timing and how staying the course over time can lead to greater rewards.
Episode 586: Don't let common retirement income mistakes derail your financial security—learn three crucial pitfalls and how to avoid them. Next, Justin and Matthew walk through the ins and outs of naming beneficiaries—what that involves, why it’s important, and how to do it well.
Episode 585: The new tariff hikes are making headlines—John and Ryan unpack what they could mean for the economy and your portfolio. Next, the guys share three simple strategies to help you stay buckled in and on track when the market gets bumpy.
Episode 584: Steve and Matthew discuss how the fusion of AI and robotics is poised to revolutionize productivity, corporate profits, and ultimately, your investment returns. Next up, budgeting on an unpredictable income. With the right steps, you can still stay in control!
Episode 583: Global markets are stirring—tune in as Abbie and Justin explain why diversifying with international stocks could be a smart play. Next, Abbie and Justin explain how FDIC, NCUA, and SIPC protect your money. Discover what's covered and how these safeguards work for you.
Episode 582: Join the Money Doctors as they discuss six key facts every investor should remember when facing market volatility. Then, reflecting on the dot-com bubble from 25 years ago, Zach and Matthew delve into whether today's AI craze is mere hype or a true game-changer for our economy.
Episode 581: Dive into the depths of 150 years of stock market crashes with John and Matthew as they uncover key lessons from history. You’ll also learn how regular 'money dates' with your spouse can transform both your finances and your relationship!
Episode 580: Is the allure of high-yield Private (or Structured) Credit investments justified? Discover the real risks and potential rewards with Steve and Abbie. Next up, they’ll explore the practical roadmap to early retirement with a step-by-step guide!
Episode 579: This week on MoneyMD, Ryan and Justin explore ways to set your kids up for financial success at every stage, from piggy banks to paychecks! They also delve into the challenges and solutions for parents hosting boomerang kids. Discover how to maintain your retirement goals while supporting your adult child's return home.
Episode 578: John and Zach explore the delicate balance between employment, inflation, and the Federal Reserve’s strategic rate adjustments. Next, they delve into effective healthcare planning and tax strategies for a financially secure retirement.
Episode 577: Ready to revolutionize your retirement plan? Learn five game-changing strategies – no market timing required! Next up, Justin and Steve explore whether a Roth IRA conversion makes sense for your retirement strategy, breaking down the tax advantages and ideal timing.
Episode 576: Worried about Trump's tariffs? Tune in as Abbie and Matthew guide you through what they may mean for your investments. Your hosts also dive into the viral “No-Spend Challenge” that could transform your finances. Are you up for the challenge?
Episode 575: Join Justin and Zach to learn how to stretch your retirement savings with strategic withdrawal strategies. Next, they'll share tips on optimizing an inheritance for lasting financial security.
Episode 574: In this episode, the Money Doctors tackle the big question: Should you rent or buy? It's not as straightforward as you might think. Next up, join Matthew and Ryan to learn about four smart tax-saving tactics. It's not too late to optimize your 2024 taxes!
Episode 573: This week, Steve and Zach tackle a burning investor question: With large US stocks leading the market these days, is diversification still the smart move? You’ll also hear some key factors that have helped so many Baby Boomers achieve remarkable financial confidence and success.
Episode 572: John and Justin explore smart strategies to give your kids a leg up in the financial world, from HSAs to Roth IRAs and beyond. They also unpack the top 10 financial terms that captured America’s attention in 2024. How many did you Google last year?
Episode 571: Ryan and Abbie tackle your top questions about Roth IRA conversions, setting you on the path to optimized retirement savings. Next, they'll walk you through smart financial planning moves for 2025, sharing tips to improve your financial health in the coming year.
Episode 570: Matthew and Zach discuss the changing landscape of retirement, revealing how longer lives are influencing new career phases. Continuing the discussion, they delve into strategies for investing when the stock market is hitting record highs—what's the smart move?
Episode 569: Steve and Zach explore the financial traps of job hopping and offer tips on maintaining your retirement savings momentum. Following that, discover how the new super catch-up contributions let workers 60 to 63 significantly boost their 401(k) savings starting next year.
Episode 568: Join Abbie and Justin as they show you how to outsmart the hidden biases that sabotage your financial decisions. Next up, they reveal how strategic financial planning is crucial for turning your dreams into achievable financial goals.
Episode 567: Join John and Steve as they uncover how AI has transformed online shopping scams, equipping you with essential tips to navigate this new digital minefield safely. Next up, the Money Doctors debunk common myths about wills and insurance, and explain why understanding these is crucial for your financial health.
Episode 566: Zach and Abbie delve into the joys and freedoms of retirement, as shared by Wall Street Journal readers who've found their best selves beyond the daily grind. Continuing the discussion, the Money Doctors delve into the strategic use of 529 plans for funding education.
Episode 565: Tune in as Justin and Matthew explore what really matters when determining the best time to purchase a home. Up next, the Money Doctors unpack the pros and cons of semi-retirement, helping you figure out if it's the right move for your financial health and lifestyle.
Episode 548: Join John and Ryan as they explore eight practical tips for managing your finances through the holiday season without missing out on the fun! Next, they address the 2025 Medicare changes, offering insights on how to manage fewer options and higher expenses.
Episode 563: Steve and Matthew explore the potential effects of the 2024 election on the markets and your investments. Up next, they’ll dive into how young professionals can manage both student loans and retirement contributions effectively.
Episode 562: Dive deep with John and Abbie into the world of bankruptcy and learn how to sidestep this drastic step with smarter financial strategies! Next up, find out how a positive outlook could be your best asset when it comes to investing in the stock market.
Episode 548: Zach and Justin simplify the world of education savings, comparing popular options to help you find the best plan for your family’s future. Then, they weigh in on recent stock market projections, exploring what they could mean for your investment strategy.
Episode 548: John and Matthew dive into the delicate process of helping manage your parents’ finances, offering practical tips to avoid pitfalls and make the transition smoother. Then, with the future of Social Security and Medicare uncertain, they explore potential solutions and what they mean for you.
Episode 548: Gifting money can get complicated fast, but Zach and Abbie simplify the gift tax rules and share essential strategies. You’ll also discover the dangers of early 401(k) withdrawals and explore safer options to protect your retirement.
Episode 548: Will the Fed’s rate cut spark opportunity or challenge? John and Zach explore what’s next for savers and investors. They also break down the benefits of freezing your credit in response to increasing data breaches and cyber threats.
Episode 548: Master organization with Steve and Justin! Learn how tidy spaces lead to tidy finances, helping you save more. They also share key strategies to protect and maximize your nest egg during retirement.
Episode 548: Scary headlines got you worried? Matthew and Abbie share a simple three-step plan to stay calm and keep your money safe. They also offer a step-by-step guide to financial independence, from smart budgeting to savvy investing and everything in between.
Episode 548: Retirement savings not where they should be? You're not alone! Zach and Justin share insights on what's holding us back and how to step up our savings game. They also dive into strategies for tackling election-related stress, sharing practical tips to keep you cool, calm, and collected throughout the political frenzy.
Episode 548: In this week's episode, Matthew and Ryan unlock the secrets to paying off your mortgage early with practical strategies that could save you thousands! They also tackle a real-life financial struggle, sharing expert advice that you can apply to boost your own retirement savings, no matter where you stand today.
Episode 548: Join Steve and Zach as they explore both financial and lifestyle components of a truly satisfying retirement. They also help you navigate the maze of Medicare as they break down its complicated coverage and costs.
Episode 548: John and Matthew pack this episode with a bounty of strategies for saving thousands of dollars each year! They also delve into the power of laziness during periods of market volatility to safeguard your investments and peace of mind.
Episode 548: Ryan and Abbie break down the recent stock market drop and share strategies to safeguard your investments. They also delve into the benefits of involving your children in your estate planning and provide strategies for avoiding common pitfalls.
Episode 548: As elder fraud reaches alarming levels, find out how to protect yourself and your loved ones from financial predators. Matthew and Zach also share seven financial steps to help you navigate the loss of a spouse.
Episode 548: Join Steve and Ryan as they delve into the allure and pitfalls of investing in gold. Continuing the discussion, Ryan and Steve explore innovative strategies to maximize your Roth IRA and 401(k) contributions before the upcoming tax changes.
Episode 547: Join Abbie and Justin as they discuss eight essential tasks to complete before you step into retirement. In the second segment, they share strategies for gently initiating long-term care conversations with your loved ones.
Episode 546: Join the conversation with John and Steve as they explore how to bypass the psychological traps that can derail your financial future. They’ll also explore how old fraud schemes with new packaging are shaping 2024's fraud landscape on our latest episode.
Episode 545: John and Ryan discuss the perks of retiring in phases and having more time for what you love, right now! You’ll also discover how paying half your mortgage payment every two weeks can lead to BIG financial wins this week on MoneyMD!
Episode 544: Matthew and Justin discuss six questions that can help you decide the best plan for your 401(k) at retirement. They also share some practical tips that can help you learn to prioritize like a pro!
Episode 543: Is retiring early the secret to a happier life? Zach and Abbie investigate. They also explore how extraordinary wealth can come from very ordinary habits!
Episode 542: This week Zach and Matthew investigate the starting salary required to offset college costs. They also unpack ten effective tactics for cutting your health insurance bills.
Episode 541: Ever wonder how to tackle unfair charges on your credit card? John and Abbie break it down into simple do's and don'ts. They also give you a heads-up on the true cost of buying an annuity—they’re easy to misunderstand!
Episode 540: Ryan and Abbie get into the nitty-gritty of Social Security's looming shortfall and what it means for Americans counting on disability and retirement benefits. They also unpack bull and bear markets and share key strategies for navigating both, ensuring you're prepared no matter the market's mood!
Episode 539: Join John and Matthew as they dive into six creative scams, including ones using the latest technology to target your wallet. They also reveal five of the most common financial regrets of 2023 and how to transform them into smart financial moves.
Episode 538: This week on MoneyMD, Steve and Abbie reveal some surprising insights into why the pros often fall short when picking stocks. They’ll also give you tips for lending money to friends and family without jeopardizing your relationships!
Episode 537: On this week’s episode, learn how to turn those tense money talks with your spouse into constructive dialogues by avoiding four common mistakes. John and Ryan also sift through the noise to uncover the real impact and opportunities of AI in the investment world.
Episode 536: This week, Zach and Justin delve into the impact of news consumption on your personal happiness. You’ll also learn some costly mistakes to avoid when inheriting an IRA.
Episode 535: This week Steve and Justin clear up some common misconceptions about what a trust can and cannot do for you. They’ll also share some unique ideas for funding your child’s athletic dreams without breaking the bank.
Episode 534: This week on MoneyMD, discover seven effective strategies for keeping more of your hard-earned money come tax time. You’ll also learn how to master the art of saying no and reclaim some of your precious time and sanity.
Episode 533: Zach and Justin delve into how the ultra-wealthy redefine wealth and what they pass on to the next generation – it’s not just about money! They also help early retirees navigate their pre-Medicare health insurance options.
Episode 532: Stepping into parenthood? Join us this week as we explore six financial strategies designed to set new parents on the path to success. Matthew and Ryan also discuss a recent study on the impact of a college degree on future income.
Episode 531: This week, Steve and Zach discuss eleven red flags that often trigger a closer look from the IRS. You’ll also learn how to calculate your own paycheck tax withholdings!
Episode 530: John and Justin explore some exciting bright spots in today's economy, from healthcare breakthroughs to AI innovations. They also discuss how to keep your finances afloat during a natural disaster.
Episode 529: Join Ryan and Abbie as they explore effective strategies for tackling student loan debt, from federal programs to private refinancing. They also explore four essential factors to consider before diving into rental properties.
Episode 528: Zach and Matthew explore nine common, but avoidable, regrets that are often heard by financial advisors. They also delve into the IRS’s Section 121 Exclusion, revealing details for avoiding capital gains tax on the sale of your home!
Episode 527: Retiring early? Ryan and Abbie explore healthcare options that can bridge the gap between your workplace plan and Medicare. They also share ten practical strategies that you can put in place to optimize your retirement savings over time.
Episode 526: Abbie and Justin give some practical ideas for training your kids to be financially savvy. You’ll also learn six actionable steps to lower stress and take control of your own finances.
Episode 525: On this week’s episode, Matthew and Abbie provide strategies for tackling those big retirement worries - from running out of cash to figuring out how to get along with your spouse 24/7! They also dive into long-term care insurance – exploring costs, the right timing for purchase, and whether self-funding is a good alternative for you.
Episode 524: Steve and Zach unpack the dangers of FOMO in investing. They also help to demystify all of those retiree tax forms that keep showing up in the mail!
Episode 523: Matthew and Justin walk you through key do's and don'ts to help reduce your chances of facing an IRS audit. They also weigh in on whether you should wait for mortgage rates to go down before you buy a house.
Episode 522: John and Ryan explore six key principles that can help you in life and in investing. They also outline key scenarios when claiming Social Security benefits early can be wise despite conventional wisdom to delay.
Episode 521: Steve and Matthew explore the pitfalls of self-deception in investing and offer insights into how to build a more successful, long-term financial strategy. They also explain four savvy strategies to maximize Roth account contributions for high-earners.
Episode 520: John and Ryan discuss three reasons why stock market predictions are often wrong and share tips for improving your investment results. They also suggest seven New Year’s resolutions that may help to lower your 2024 tax bill.
Episode 519: Steve and Matthew uncover the hidden habits holding you back from achieving the lifestyle of your dreams. They also highlight four substantial changes that may impact your retirement strategies in 2024.
Episode 518: In this week’s episode of MoneyMD, discover why a booming stock market might be your biggest test in investment wisdom. Zach and Ryan also share six engaging questions about finances to foster deeper bonds with people who are important to you.
Episode 517: John and Zach reflect on the stock market's turbulent past three years and highlight the rewards of staying the course. They also pull out the metaphorical crystal ball and give some prudent advice for investing in 2024.
Episode 516: Steve and Zach do a deep dive into annuities, explaining how they work and discussing their pros and cons. They also explore ways for you to improve your relationship with money by helping you discover your ‘money language’.
Episode 515: Matthew and Ryan give you ten tips for safeguarding your finances in this age of rampant cyber fraud. They also explore the best budgeting apps for 2024.
Episode 514: Steve and John dissect the risks of trendy investments and offer sound strategies for long-term financial success. They also warn you against basing your retirement plans on working longer.
Episode 513: Steve and Zach explore the pros and cons of paying off your mortgage early. They also point out six financial reasons we can be thankful in 2023, including some great deals on turkeys!
Episode 512: Ryan and Matthew explore the importance of rituals in retirement, a time of life characterized by significant change. And, if you’ve ever been tempted to pay off debt by withdrawing from your retirement funds, don’t miss this episode!
Episode 511: John and Matthew discuss the downside of adding an adult child to your bank account and recommend some better options. They also discuss the value of owning international stocks in your portfolio.
Episode 510: Ryan and Matthew share six essential questions that can help you determine the best health plan for you and your family. They’ll also discuss seven signs that you may be working too much and need to rethink your job.
Episode 509: This week, John and Steve tell the story of a husband and wife who saved a million dollars by the age of 35 by following 11 simple money rules. They also explore the stock market's recent volatility and how to manage it.
Episode 508: Zach and Ryan explore how changing times have shaped money mindsets over the years and point out some of the common money mistakes each generation makes. They also fill you in on the latest upgrade to the ‘Master’s Exemption’.
Episode 507: Steve and Zach navigate through a labyrinth of financial, social, and healthcare factors you should consider as you plan where to live in retirement. The guys also look at a unique experiment involving 600 kindergarteners that ends up transforming not only their financial habits over the years, but their family’s as well!
Episode 506: John and Zach dissect Wall Street’s uneasy journey into a landscape of higher interest rates. They’ll also share a 10-year checklist that can help you prepare for a stress-free and happy retirement.
Episode 505: Matthew and Ryan break down the various types of retirement accounts and explore ways to maximize your contributions in your workplace plan. They will also discuss the risks and rewards of investing in gold.
Episode 504: Join the Money Doctors as they discuss how changes in tax laws and life events might mean your estate plan is due for a major overhaul! They also alert investors to the significant shifts that could occur in the financial markets when the Fed's rate hikes come to an end.
Episode 503: From clearing debts to choosing the right mortgage, Ryan and Abbie prepare first-time homebuyers for the largest purchase of their lives. They also discuss key questions you should answer as you consider buying a home in today’s housing market.
Episode 502: Zach and Matthew help you think through your purpose, values, and goals for life beyond retirement. They also give you pointers on how to provide lifetime support for a disabled heir without jeopardizing their government benefits.
Episode 501: This week Steve and Ryan look into what happens when a loved one dies without a will, and if there is anything you can do about the consequences. The Money Doctors also uncover six misconceptions that may sabotage your retirement finances.
Episode 500: On our 500th episode of MoneyMD, the Money Doctors inoculate you against an assortment of highly effective financial scams. They also unpack some of the more puzzling tax questions surrounding your retirement.
Episode 499: John and Matthew discuss six strategies couples can use to safeguard their investments and retirement objectives. They also do a deep dive into permanent life insurance.
Episode 498: Steve and Zach weigh in on a hot topic of debate: Can retirees still trust the 4% withdrawal guideline? They also tackle the topic of deflation this week, examining its triggers, effects, and the current U.S. climate.
Episode 497: Zach and Matthew delve into the causes and effects of inflation and how to cushion against its impacts. You’ll also learn how to harness the power of a well-structured budget and take control of your financial future.
Episode 496: Steve and Ryan discuss a number of planning tools that can be used to safeguard your wealth from potential lawsuits and creditors. They also immunize you against all manner of financial scams, from tax and credit card fraud to online dating scams.
Episode 495: Matthew and Ryan discuss the unique loneliness faced by remote workers and explore a few innovative ways to combat it. They also share some lessons that three retirees wished they had learned before stepping away from their careers.
Episode 494: Steve and Zach warn you of nine hazards to steer clear of on the road to retirement. They also discuss the Supreme Court’s recent rejection of student-loan forgiveness and how you can best prepare for resuming those payments.
Episode 491: John and Matthew explore the stock market’s unexpected surge and its possible implications for investors and the economy. They also delve into the potential role of artificial intelligence in the world of personal finance.
Episode 491: Join Steve and Ryan as they discuss strategies for positioning your finances during this longer-than-expected season of higher interest rates. They also give some pointers to help make sure your retirement portfolio lasts as long as you do.
Episode 491: Join the Money Doctors as they discuss the five critical years following age 59½ and their powerful impact on your retirement. John and Matthew also explore long-term care insurance and its possible applications in retirement planning.
Episode 490: Steve and Matthew warn you about seven poor financial decisions that may put a big dent in your retirement savings. They also delve into the world of tax fraud – from fudged tax returns to wholesale identity theft!
Episode 489: Don't be fooled by the number “500” – Ryan and Zach reveal why your investment in the S&P 500 index may be far less diversified than you think. They also ponder an enthralling question: Is AI capable of beating the market?
Episode 488: Feeling the financial squeeze? Matthew and Zach lay out three practical ways to maintain charitable giving amidst rising costs and falling returns. They also pull back the curtain on the US debt ceiling and what it may mean for you and your pocketbook.
Episode 487: Join Steve and Matthew as they unveil smart strategies to help safeguard your retirement funds against the unpredictability of market downturns. They also delve into 401(k)s, exploring everything from contributions and matching to vesting and withdrawal penalties. Don't miss out!
Episode 486: John and Zach explore why short-term market events and volatility may not be as important as you think. They also explain how an “easy fix” could turn into a big problem when it comes to IRA beneficiaries.
Episode 485: Don't miss this week's electrifying episode, as Steve and Ryan compare the pros and cons of electric and gas vehicles! They also explore the investment journeys of three bear market survivors and the insights they gained along the way.
Episode 484: Will U.S. or international stocks hold the key to higher returns in the next decade? John and Matthew weigh in. The Money Doctors also reveal powerful strategies for teaching your kids to save money in a world of instant gratification.
Episode 483: The Money Doctors dive into the intricate world of Social Security reform and the politics that surround this critical issue. John and Steve also reveal four insurance secrets that could change the way you think about coverage and save you money!
Episode 482: Learn how your retirement savings match up with everyone else on this week’s episode of MoneyMD. Zach and Ryan also step through your options for spending your tax refund and help you make the smart choice!
Episode 481: Discover why Americans may be too pessimistic about their financial futures on this week’s episode of MoneyMD. Steve and Matthew also reveal life-changing strategies for overcoming the paycheck-to-paycheck lifestyle and finding financial freedom!
Episode 480: Investing based on a company’s environmental and social impact is trending, but can it really live up to its promises? John and Steve also dissect the yuan’s chances of dethroning the dollar as the world’s reserve currency.
Episode 479: John and Zach explain how complexity doesn’t actually help you, and they suggest a few ways you can simplify your investments instead! They also explore a number of crucial “when” questions you need to answer in order to optimize your retirement strategy.
Episode 478: Steve and Ryan help you ask the right questions as you choose between a Roth or Traditional 401(k). You’ll also discover how the Fed’s interest rate moves may impact your finances and what the Money Doctors recommend for navigating this changing landscape.
Episode 476: Discover how bank failures affect the economy and your investments in our latest episode. Matthew and Steve also discuss the results of a 75-year-long Harvard study which suggests the real key to health and happiness. The answer might surprise you!
Episode 476: Discover how bank failures affect the economy and your investments in our latest episode. Matthew and Steve also discuss the results of a 75-year-long Harvard study which suggests the real key to health and happiness. The answer might surprise you!
Episode 476: Steve and Zach describe some strategies for bypassing the high premiums of LTC insurance and saving for your own care. You’ll also hear six reasons why you may end up paying taxes this year instead of getting the refund you expected.
Episode 475: Matthew and Ryan weigh in on the current housing market and give tips for getting the best price on your home. The guys also explain how to shore up your retirement with a tax-free health savings account.
Episode 474: Yes, sadly Social Security is usually taxable, but the Money Doctors have some strategies that may lower that tax bill! John and Matthew also hit the highlights of the 19-page SECURE Act follow-up bill and what it may mean for you and your retirement.
Episode 473: Steve and Matthew discuss seven easy ways to sabotage your own retirement. They also give you five tips for helping your parents manage their wealth in their golden years.
Episode 472: John and Zach discuss strategies for maximizing your income throughout your retirement years. They also highlight the differences between wills and trusts.
Episode 471: How much money do you need to make to be considered rich? How can you get to that point? Steve and Ryan have the answers. They also go over some new IRS rules and point out a few things you should know before filing your 2022 taxes.
Episode 470: The Money Doctors spotlight six destructive financial habits and give you tools to break them. John and Matthew also coach you on how to manage risk in your investment portfolio as you approach retirement age.
Episode 469: Steve and Ryan look back over the markets in 2022 and make recommendations for your investment portfolio in the coming year. You’ll also learn five steps you can take to protect your money from the economic uncertainties of the future.
Episode 468: John and Zach take a look at three possible catalysts that could make for a banner year in 2023. You’ll also learn how to set yourself up for financial success by automating seven critical processes.
Episode 467: Zach and Matthew dig into what happens when the Federal Reserve raises and lowers interest rates and how that impacts the economy and your money. They also give you five steps that can set you on the path to financial fitness!
Episode 466: John and Steve weigh in on the markets and where they could be headed in 2023. They also take a look at what the federal government is actually doing with your hard-earned money.
Episode 465: Zach and Matthew warn you about ten costly planning mistakes that can chip away at your retirement! They also coach you on how to pinpoint your tolerance for risk in investing.
Episode 464: Should couples combine their finances? The Money Doctors take a look at the research. They also explain five things you should consider first if you suddenly find yourself on your own.
Episode 463: The Money Doctors discuss the Secure Act 2.0 and what it could mean for your retirement. John and Steve also give you the tools you need to search for lost accounts of deceased relatives.
Links from today’s episode for finding unclaimed money:
- MissingMoney.com
- Unclaimed.org
- TreasuryDirect.gov
- FDIC.gov
- NCUA.gov
- PBGC.gov
- UnclaimedRetirementBenefits.com
- ACLI.com
Episode 462: Zach and Ryan discuss the top five financial regrets of Americans over fifty so you can learn what not to do! They also weigh in on the popular HELOC (Home Equity Line of Credit).
Episode 461: Steve and John discuss contradictory conditions in today’s housing market that should not coexist! They also share pointers from two of the most successful investors of our time!
Episode 460: Retired but ready to go back to work? Ryan and Matthew discuss your options and how they affect your Medicare and Social Security benefits. They’ll also share tips for teaching your kids to make smart decisions with their money, all the way into adulthood!
Episode 459: John and Zach discuss what “living within your means” really means. They also give you a peek at some real-life scams – these might even fool you!
Episode 458: Planning to retire soon? Make sure you’re up-to-date on the new math! Matthew and Zach also discuss three keys to retiring with confidence in a turbulent economy.
Episode 457: John and Steve share seven ways to counteract the effects of inflation on your finances. They also describe the impact that social media celebrities are having on investors.
Episode 456: Matthew and Ryan discuss seven things that can help you pay off the mortgage before retiring. They also share some practical advice on how to improve your well-being by slowing down and simplifying your life.
Episode 455: John and Steve share six clever strategies that can keep your emotions from running away with your investment portfolio! They also discuss market predictions from a number of prominent economic strategists.
Episode 454: Ryan and Zach share some smart ways to fine tune your finances as 2022 winds down. They also explain how to leverage the incredible tax benefits of a health savings account all the way into retirement!
Episode 453: Worried that Election Day will affect your investments? Have no fear – the Money Doctors have done the research for you! John and Steve also contrast the predictions of Wall Street’s top analysts with actual market outcomes and then give you some practical takeaways.
Episode 452: Steve and Matthew suggest some year-end moves you can make to save on taxes in 2022 and beyond. They also explain how you can search for unclaimed money from family members who have passed away. It’s much easier than you think!
Episode 451: John and Zach discuss the impending depletion of the Social Security and Medicare trust funds and how this may impact your benefits in the future. The Money Doctors also point out several estate planning tasks that should be done well before you start thinking about a senior discount!
Episode 450: In this episode, you’ll hear how four different retirees spend their time and money after retiring with nearly two million dollars! Ryan and Matthew also explain how to incorporate academic principles into your investing.
Episode 449: John and Steve take a look at how cryptocurrencies are holding up during this bear market. They also talk through some workarounds for those who have had to put their retirement on hold until they qualify for Medicare.
Episode 448: So, you’ve been dying to know all about the recent yield curve inversion and what to do about it? The Money Doctors have you covered! Steve and Zach also dig into the Inflation Reduction Act of 2022 and point out some features that may get your attention!
Episode 447: Ryan and John point out seven valuable financial lessons we can learn from the past couple of years. They also break down the simple steps you can take to become a millionaire. Yes, for real!
Episode 446: If you're a little anxious about the financial news these days, the Money Doctors have a to-do list for you that may ease your worries. Matthew and Zach also explain how to use a donor-advised fund to save on taxes while supporting your favorite charities.
Episode 445: The Money Doctors cover important features of Social Security that you should consider before you start taking your benefits! John and Zach also take a look at recessions of the past and then weigh in on current and future markets.
Episode 444: Hey, all you forward thinking kids out there! The Money Doctors have some great ideas for places to stash your cash that are way better than just a boring savings account! And for all you moms and dads, if you don’t want the wrong people to get your stuff when you’re gone, this episode is for you!
Episode 443: Are you sure you have enough money to retire? Steve and Ryan explain how you can put your retirement plan to the test before you take the plunge. They also dig into the details of why your next tax refund is likely to be smaller than you expect.
Episode 442: John and Matthew discuss some of the possible rewards of investing in a down market. They also explain how bringing home a paycheck during retirement can affect your Social Security and Medicare benefits.
Episode 441: John and Zach explain the what, when, why, and how of required minimum distributions. They also recommend three steps you can take to lessen the impact of rising interest rates.
Episode 440: Steve and Ryan share eight bear market investing strategies from Warren Buffett, one of the most successful investors of all time. They also explain some pros and cons of the increasingly popular Adjustable-Rate Mortgage.
Episode 439: Steve and Matthew take a look at what history has to say about investing during a bear market. They also describe eight health insurance options for those who find themselves without a job.
Episode 438: John and Steve lay out a game plan that will allow you to make the most of a down market. They also warn you about five common misconceptions that may sabotage your golden years.
Episode 437: John and Zach get down to the nitty gritty on the economy. Spoiler Alert: The stock market is having a big sale! They also explain how you can maintain a steady income during retirement without having to worry about the ups and downs of the stock market.
Episode 436: Matthew and Zach discuss the latest inflation numbers and how they're likely to directly impact you. They also help you think through some of the less obvious financial implications of changing jobs.
Episode 435: The Money Doctors take you back a quarter of a century to help you reevaluate your current investing strategy. Steve and Ryan also discuss six questions you should ask yourself before buying a house.
Episode 434: John and Steve discuss the Federal Reserve’s ongoing strategy for fighting inflation and how that will likely affect both you and the markets. They also look at historical stock market data and explain what that says about how we should react to today's markets.
Episode 433: Ryan and Zach discuss mistakes people make during down markets and the severe consequences that can result from them. They also talk through the components of a solid retirement plan.
Episode 432: The Money Doctors give you some warning signs to look for as you try to determine whether it's okay to retire yet. John and Steve also discuss some of the worries and complications of leaving your wealth to your heirs, as well as some planning tools that may help you minimize the risks.
Episode 431: Steve and Matthew coach you on how to protect your marriage as you go through the major life changes that come with retirement. They also share the secret to owning a car without having to make payments!
Episode 430: The Money Doctors address a surprisingly common problem in retirement – the fear of spending. They also explain how cryptocurrency works and weigh in on its investment potential.
Episode 429: Steve and Ryan share surprising findings from a study of "happy" and "not so happy" retirees. Spoiler Alert: It's not all about money! Also, if you're considering stepping out of the market, the Money Doctors weigh in on a study comparing market timing to a balanced approach.
Episode 428: John and Matthew discuss the financial decision-making process and how to decide when it's okay to let your personal preferences overrule the data. They also describe the symptoms of lifestyle creep and prescribe some practical ways to protect your financial goals.
Episode 427: John and Zach give a brief tutorial on bonds and explain how they can be effectively utilized in your portfolio. They also help you determine whether a living trust makes sense for your estate plan.
Episode 426: Steve and Ryan discuss the economy and give their thoughts on the possibility of a recession. They also explain how the Federal Reserve interest rate hikes may impact you and your family.
Episode 425: Steve and John give you some effective investing strategies based on the stock market's history during times of war. They also warn you about four factors that could jeopardize your dream retirement!
Episode 424: Matthew and Ryan help you think through the possible implications of leaving either equal or unequal inheritances to your kids. You'll also hear three powerful investing tips for a down market!
Episode 423: John and Zach discuss how portfolio design can protect you during times of global upheaval. You'll also hear how the Money Doctors motivated their kids to be savers and how you can inspire yours!
Episode 422: The Money Doctors prescribe nine effective ways to protect yourself from inflation. They also talk through some of the complications of buying a first home in today's markets.
Episode 421: John and Matthew discuss seven steps to a financially happy marriage. They also give you the keys to a more satisfied life. Spoiler Alert: Wealth is often the result, not the cause!
Episode 420: Steve and Zach coach you on how to take full advantage of the tax benefits available to you in your retirement accounts. They also give you six reasons why you may want to consider filing your taxes early this year.
Episode 419: Ryan and John introduce you to the perspective of your “future self” as you consider your investing game plan. They also warn you about five tax missteps that can take a big chunk out of your savings!
Episode 418: Steve and Matthew discuss the current market correction and five ways you can use it to your advantage. They also take a look at the impact that social media is having on investing.
Episode 417: Steve and John review market reactions to Federal Reserve interventions over the past three decades and give recommendations for your investments in 2022. They also warn you of the dangers of designating your estate as a beneficiary!
Episode 416: Worried about spending too much in retirement? The Money Doctors may have some encouragement for you! John and Zach also discuss some helpful tax benefits for caregivers of those who have special needs.
Episode 415: If you’re serious about upping your net worth, Steve and Ryan have the game plan for you! They also coach you on ways to find less stress and more happiness as you deal with your finances.
Episode 414: John and Matthew recommend six goals that you should work towards in 2022. They also describe six signs of a spending problem and give ways to fix it!
Episode 413: Steve and Zach teach you how to set goals you’ll actually achieve! They also explore the link between generosity and happiness.
Episode 412: Steve and John give seven tips on how to buy a car in this crazy, COVID market for a price you can live with. They also clear up some estate planning confusion around the question, “Will it be in my estate?”
Episode 411: The Money Doctors get down to the nitty-gritty when it comes to trimming your 2021 tax bill. They also discuss ten obstacles to investing and how to overcome them. This may get a little personal!
Episode 410: Hear the scoop on the local real estate market this week from our special guest – Augusta realtor, Gerilyn de Laurentys!
Episode 409: John and Ryan discuss the current labor shortage – their conclusions may surprise you! You’ll also you’ll discover whether a Donor Advised Fund (DAF) could significantly lower your tax bill.
Episode 408: This week you'll hear eight reasons why your future self may regret retiring early. Steve and Zach also explain the probate process and give you some simple to-dos that can save you a ton of time and headaches in the future!
Episode 407: Steve and Matthew give you some pointers about how to enjoy your money to the fullest. You’ll also hear some great ideas for holiday dinner conversations that will help you avoid many of the touchy topics so prevalent these days.
Episode 406: John and Zach dig into the exorbitant cost of health care in the U.S. They’ll also explain how to calculate the amount of savings you’ll need in retirement and why that number will most likely change over time.
Episode 405: FOMO can be an expensive problem, but Steve and Ryan have the solution – don’t miss out! You’ll also learn about the different types of health insurance and how to pick the best policy for your family.
Episode 404: John and Matthew explain two tax-free savings opportunities for individuals with disabilities. They also take a look at both Ponzi and pyramid schemes, and they explain how to recognize the warning signs.
Episode 403: Attention retirees! You don’t want to miss out on all the goodies in this episode – tax breaks galore! The Money Doctors also look back at the stock market in 2007 to see what we can learn about bull and bear markets.
Episode 402: Is the inflation surge eating away at your retirement? Steve and Zach discuss and give advice on how to protect your nest egg. You’ll also learn how to successfully navigate three of life’s biggest transitions.
Episode 401: John and Matthew give you some great tips for working sporting events into your budget. You’ll also hear nine items you may regret storing in a safe deposit box. Some of them may surprise you!
Episode 400: John and Matthew discuss some very alluring money traps and how to avoid them! They also describe a lack of financial curriculum in our schools and weigh in on what should be taught.
Episode 399: Steve and Ryan help you think through your options as you consider whether long-term care insurance makes sense for your situation. They also go over six questions you should ask yourself before leaving your current job.
Episode 398: The Money Doctors discuss the pros and cons of paying off your house versus investing in the stock market. You’ll also learn the basic tools of estate planning and why it’s so important.
Episode 397: On this episode you’ll hear new research from Dimensional Fund Advisors (DFA) on investing for a successful retirement. John and Steve also talk through ten important financial issues you and your spouse need to discuss before it’s too late.
Episode 396: The Money Doctors delve into some little-known features of the Health Savings Account. It’s not just a fancy flex spending account! You’ll also learn about the pay and benefits you can plan on after completing your military service.
Episode 395: Dreaming of retirement? John and Steve have some essential questions for you to consider before taking the leap. They also warn you about four types of commonly overlooked expenses to factor in before you decide to make that big move.
Episode 394: Ryan and Matthew discuss a number of strategies that can help you make the most of your charitable giving. You’ll also learn how to avoid penalties and navigate the tax laws surrounding an inherited IRA.
Episode 393: John and Matthew dedicate this entire episode to a topic near and dear to everyone’s heart: The secrets to true happiness.
Episode 392: Steve and Ryan go over important details about IRAs that will help you avoid pitfalls and maximize benefits. They also explain how you can potentially turn your car payments into a million dollars!
Episode 391: Steve and John give detailed advice about how to become a 401(k) millionaire. They’ll also reveal the truth about debt consolidation and how it really works.
Episode 390: The Money Doctors go over Dave Ramsey’s seven tried-and-true baby steps to financial stability. They also discuss five estate planning mistakes that can create major problems for your heirs, especially for a second marriage.
Episode 389: Hear four ideas that can teach your kids about money while staving off summer boredom. You’ll also learn about inflation and how to combat it while you still have time.
Episode 388: On this week’s episode you’ll learn from the unfortunate experiences of real people that made some very costly mistakes with their money. Steve and Ryan also walk you through a mid-year to-do list that will help keep your financial goals on track.
Episode 387: The Money Doctors warn you about six very convincing scams that target your older friends and family! They also help you and your spouse avoid five costly retirement planning mistakes that can wreak havoc on your marriage.
Episode 386: Steve and John help you think through the hidden costs of selling your house – they may surprise you! You’ll also learn the causes and effects of inflation, and whether you need to make any changes to prepare for the future.
Episode 385: Steve and John discuss steps you can take now to make sure someone could successfully step in and manage your financial affairs if the unexpected happens. They will also give you some insight into international stock trends you may want to consider as you plan your portfolio.
Episode 384: On this week’s episode you’ll hear the details of the newly updated child tax credit and how it may affect your bottom line. John and Matthew also tell the tale of the COVID-19 vaccine's astounding development journey.
Episode 383: Hear the nitty gritty on how to take distributions from your 529 plan without triggering painful tax consequences. Ryan and Steve also share some tried and true ways to get out of an unwanted timeshare.
Episode 382: Have you ever considered moving to a different state to lower your taxes? John and Steve give you some food for thought before you make that final decision. They also take a look at the performance of individual stocks over the last decade to see how many of them actually beat fixed income investments.
Episode 381: John and Matthew walk you through the retirement planning process to help you determine how much money you will need to retire. They also help you think through the pros and cons of paying for your kids’ college education.
Episode 380: Steve and John discuss some very wise quotes from Warren Buffet's long-time business partner, Charlie Munger. You'll also hear about seven personality types that control how people spend money, and what you can do about yours.
Episode 379: The Money Doctors get down to the nitty-gritty on specific strategies that may significantly lower your taxes in retirement. They also weigh in on Bitcoin and other cryptocurrencies.
Episode 378: Hear a collection of "money stories" that often control our spending habits and then learn how to rewrite the unhealthy ones. The Money Doctors will also help you determine whether buying a long-term care insurance policy makes sense for your situation.
Episode 377: The Money Doctors warn you about six retirement killers and give advice on how to dodge the bullets. They also examine world markets and give you some strong reasons to take a second look at international stocks.
Episode 376: Steve and Ryan break down the pros and cons of paying off your home early. You'll also hear about eight gifts that can teach your kids how to make smart financial decisions for a lifetime!
Episode 375: Hear a list of what-not-do's that can destroy your finances in a hurry ― some of these will probably take you by surprise! You'll also hear the impressive results of a recent Bank of America study based on 90 years of stock market data.
Episode 374: While international travel is a little iffy these days, Steve and Matthew have some exciting vacation ideas that are a little closer to home. You'll also hear how Tampa Bay Buccaneers tight end Rob Gronkowski broke the stereotype and saved his entire NFL salary for nine years!
Episode 373: Will you be donating more to Uncle Sam in the near future? The Money Doctors examine some of the current administration's plans. You'll also hear the history of previous stock market crashes and advice about how to set yourself up for success in the future.
Episode 372: The Money Doctors coach you on how to manage your adjusted gross income to avoid paying unexpected Social Security taxes and Medicare premiums. They also discuss one Morningstar analyst's reaction to the wild COVID roller coaster ride of the past year. Spoiler alert: He was totally blindsided!
Episode 371: John and Steve have some fun ideas for updating your home or workspace without dipping into your retirement fund! They'll also discuss the critical difference between gambling and prudent investing.
Episode 370: John and Ryan explore possible trends of the next decade. They also talk through factors to consider as you decide whether to file your own taxes or hire a tax pro.
Episode 369: Steve and John point out ten red flags that may trigger an IRS audit. They also go over a wide variety of services and weigh in on when and how much to tip.
Episode 368: The Money Doctors look into the implications of Elon Musk's jaw-dropping purchase of the volatile Bitcoin cryptocurrency. They also encourage couples to discuss retirement plans way before they think they actually need to.
Episode 367: Steve and Matthew look into the recent run-up of GameStop stock and any future implications that may have for the stock market. They'll also suggest five money habits you can put in motion over time to set you on the road to better financial health.
Episode 366: With COVID-10 complicating 2020 taxes, it's not too early to start planning! Learn what's new and what's staying the same. You'll also hear ten habits practiced by most financially successful people.
Episode 364: Double Feature: The Money Doctors unpack a number of Biden's campaign proposals that have the potential to impact your finances. There's a lot going on here, so we're dedicating BOTH segments to this one. Strap in!
Episode 364: This episode is chock full of ideas that can put you on a rapid path to success! The Money Doctors also weigh in on the contrarian method of buying and selling stocks.
Episode 363: Steve and Ryan look back over 2020 and pull out six powerful investing lessons we can take away from a year full of the unimaginable. They also discuss life insurance and what it actually covers.
Episode 362: John and Steve explain how to break down your financial goals and then actually make them happen. And for those of you who find yourself in survival mode after the last nine crazy months, you'll also hear some practical ways to get back on track.
Episode 361: Though we hope the pandemic will soon begin to wind down, the Money Doctors discuss ways to financially prepare for the new year and any setbacks we may encounter. You'll also hear why smart people often make worse decisions than the average Joe.
Episode 360: The Money Doctors take a look at what analysts are predicting for the stock market in the new year. You'll also hear multiple reasons why investing in that exciting IPO is probably a bad idea.
Episode 359: Steve and John hit the highlights of the recent $908 billion stimulus proposal. You'll also hear twelve ways to lower your stress during the holiday season.
Episode 358: John and Steve give an update on the COVID-19 vaccine approval and distribution progress. You'll also hear three clever gifting strategies for the charitably-minded investor.
Episode 357: The Money Doctors address the many facets of managing a family member's finances. You'll also hear five strategies that may lower your 2020 tax bill ― it's not too late!
Episode 356: The Money Doctors suggest strategic financial moves to consider in preparation for the end of the pandemic. They also look at four sources of retirement income that you may want to explore.
Episode 355: Steve and John summarize Joe Biden's tax proposal and discuss the implications. They also discuss the basics of a SIMPLE IRA and whether it's a good investment option for your situation.
Episode 354: Dave Ramsey says, "You have to stop causing your money troubles before you can solve them." Steve and John tell you how. They also explain what market capitalization actually means, and why it may be more important than you think.
Episode 353: Steve and John give you some points to consider if you are suddenly faced with leaving your career sooner than planned. They also take a look at twelve reasons why people don't make the changes necessary to get out of debt.
Episode 352: On this week's episode, hear the five keys to your financial success. The Money Doctors also give you the info you need to make the most of your health savings account.
Episode 351: On this week's episode, you can take the test to see how you stack up against the rest of Americans when it comes to financial literacy. The Money Doctors also take a look at charitable giving trends and donor advised funds.
Episode 350: Learn what controls your financial decision-making and how to use that knowledge to your advantage. The Money Doctors also recommend a number of effective ways to pay for college without going into debt.
Episode 349: The Money Doctors discuss six very rewarding do's and don'ts of investing. They also weigh in on what you should do with your old 401(k), and yes, it's a big deal!
Episode 348: The Money Doctors give you some guidelines for pruning and organizing your financial documents. They also point out six common beliefs about investing that can cripple your retirement fund.
Episode 347: John and Steve coach you on how to protect your portfolio from your unreliable emotions. You'll also hear five money lessons billionaire Mark Cuban learned on his journey out of poverty.
Episode 346: Steve and John discuss ten powerful ways to make sure you are financially ready for retirement. They also talk through the financial implications of working part-time during your retirement.
Episode 345: John and Steve highlight five skills you may want to acquire in order to thrive in the new COVID landscape. They also take a look at historical data to see how elections have impacted the stock market over time.
Episode 344: Are value stocks poised to overtake growth? The Money Doctors weigh in. They'll also discuss over a dozen types of risk that can affect your portfolio.
Episode 343: John and Steve describe nine strategies that may significantly lower your taxes throughout your retirement. They also give a refresher on diversification and explain how you can put it to work on your investments.
Episode 342: The Money Doctors look at the evidence against stock picking and recommend an alternative academic approach. You'll also learn how to take control of your finances during the current recession.
Episode 341: The Money Doctors take a look at data from over 200 years to see how elections have historically impacted the stock market. They also give you some insights into the growing problem of "intimidation" scams from phony government officials.
Episode 340: The Money Doctors give you some time-tested advice from one of history's most successful investors. You'll also hear the latest on the massive U.S. coronavirus trials taking place over the next few months.
Episode 339: Changing jobs? The Money Doctors advise taking the time to evaluate your 401(k) options. You'll also hear six tips for taking care of your portfolio and finances during the coronavirus pandemic.
Episode 338: Steve and John reveal an assortment of psychological tricks that supermarkets play on their unsuspecting customers to increase sales. You will also learn the basics of diversification – what it is, why it’s important, and how to do it.
Episode 337: The Money Doctors take a look at how Americans are feeling about the stock market these days. They'll also help you plan and budget for your next home renovation project.
Episode 336: Learn how to boost your credit score with six simple habits. You'll also hear some ways to save money as you care for your four-legged friends.
Episode 335: Steve and John look at a couple of real investors and their experiences with market timing during the COVID crisis. You'll also hear about a new generation of online day traders and how they are impacting the markets.
Episode 334: Steve and John give an update on the state of the economy and where it seems to be heading. They also discuss an alternative to the traditional allowance.
Episode 333: Steve and John talk you through some techniques that can minimize taxes in retirement. They'll also help you to think through how you want to spend your time during retirement.
Episode 332: It's never too late to start saving for retirement! The Money Doctors will tell you how to get back on track. You'll also hear what researchers have discovered about the correlation between money and happiness.
Episode 331: The Money Doctors go over an early retirement checklist ― find out if you are on track! You'll also learn how to make ends meet if you find yourself out of a job or with reduced pay.
Episode 330: Hear some early indications that the economy is looking up. John and Steve also take a look at first quarter market earnings and give their thoughts on the future.
Episode 329: Learn why the stock market is moving higher even though millions are out of work. John and Steve also talk through ways of dealing with the frustration that comes with canceled plans and celebrations.
Episode 328: Steve and John take a look at the coronavirus economy, and discuss how it may look in the short-term and in the more distant future. They'll also discuss the risks and rewards of taking advantage of some of the crazy COVID travel bargains we are beginning to see on the market.
Episode 327: Steve and John give an update on the economy and where it may be heading in the future. You'll also learn how to avoid the costly trap of recency bias!
Episode 326: Steve and John discuss some of the highlights from the past week and consider where the economy may be headed in the future. They also recommend seven actions to consider as the stock market continues its gyrations.
Episode 325: Steve and John address the issues involved in restarting the economy and discuss what that may look like. They also take a look at how the coronavirus may change the trajectory of your plans for retirement.
Episode 324: Steve and John discuss the current markets and the possible impact of the coronavirus pandemic on the stock market in the future. You'll also hear practical steps you can take if you find yourself out of work or bringing home a smaller paycheck.
Episode 323: Steve and John hit the highlights of the CARES Act and explain the available benefits. You'll also hear about the current markets and whether it's a good time to invest in stocks.
Episode 322: Steve and John give an update on the COVID-19 crisis and their thoughts about its possible impact on the markets and the economy. You'll also learn details of the two trillion-dollar stimulus package recently agreed upon by the White House and Senate leaders.
Episode 321: Steve and John discuss their thoughts on the COVID-19 crisis and how it may affect the markets going forward. You'll also learn the basics of a stock market correction and hear some timely advice about how to deal with our current situation.
Episode 320: From preschool to graduation, hear 15 lessons that will prepare your kids to live a life of abundance. You'll also learn whether a backdoor Roth is a good option for you.
Episode 319: The Money Doctors give you some proactive steps you can take during a market correction. They also warn you about ten expensive mistakes a financial advisor may help you avoid.
Episode 318: Steve and John take a few minutes to give you an update on the coronavirus. They also explain how to estimate how much money you will need to enjoy your retirement, and warn you about seven expensive assumptions that can sabotage your savings goals!
Episode 317: While updating a will is easy to put off, the consequences can be devastating. Steve and John tell you why. They also give you some great ideas for earning some extra cash this year.
Episode 316: The Money Doctors help you file your taxes right ― the first time! You'll also learn whether you should freeze your credit, and if so, how to do it.
Episode 315: While experts usually recommend waiting until full retirement age to start drawing Social Security, the Money Doctors give some exceptions to the rule. John and Steve also discuss five money traps that the wealthy know to steer clear of. Do you?
Episode 314: Steve and John break down your yearly tax prep into four clear and practical strategies. They'll also give you the straight facts about debt consolidation loans and why they are such a terrible deal!
Episode 313: Hear some more myths from the Money Doctors ― this time the takeaways have the potential to make you millions! You'll also learn the basics of cryptocurrency.
Episode 312: The Money Doctors have a few fun vacation ideas for you that won't break the bank! They also break down the wealth-building process into seven simple steps. You can do it!
Episode 311: The Money Doctors encourage you to think big and accomplish big things in the next decade! You'll also learn how to invest as a couple while keeping your marriage strong!
Episode 310: Steve and John help you to set SMART goals for 2020. They also weigh in on the "100 Minus Age" rule for asset allocation.
Episode 309: The Money Doctors take a walk through the last decade of the stock market. They also discuss some key provisions of the recently signed SECURE Act.
Episode 308: Steve and John discuss the results of a new study that gives insight into market returns after a banner year. They also answer the question, “What happens to your debt after you’re gone?”
Episode 307: Steve and John discuss annuities. Does anyone really understand these complicated investment vehicles?? You'll also learn about the various types of bankruptcies and what you can do to avoid them!
Episode 305: Find out what's going on with the stock market as the leading asset classes shift. You'll also hear the results of a recent academic study from Georgetown University which highlights the most and least-regretted college majors.
Episode 304: Steve and John tell you what you need to know about the Roth 5-year rules to avoid triggering unexpected taxes or penalties. They also weigh in on America's $22 trillion national debt.
Episode 306: The Money Doctors are chock full of wisdom for those planning for retirement ― the earlier you get started, the better! John and Steve also take a look at wealth-building from a different angle. Are you even a little curious about how a beater can start your wealth trend?
Episode 305: Find out what’s going on with the stock market as the leading asset classes shift. You’ll also hear the results of a recent academic study from Georgetown University which highlights the most and least-regretted college majors.
Episode 304: Steve and John tell you what you need to know about the Roth 5-year rules to avoid triggering unexpected taxes or penalties. They also weigh in on America's $22 trillion national debt.
Episode 303: With Black Friday just around the corner, the Money Doctors have some tips that can help you make the best of America's biggest shopping day! They'll also talk you through a number of year-end tax-saving strategies.
Episode 302: John and Steve discuss the possible impact on the markets if Elizabeth Warren is elected next president of the United States. They also talk about some big financial blunders that advisors have seen their clients make over the years.
Episode 301: Is it time to financially wean your adult kids? Steve and John have some great tips for you! The Money Doctors also expose eight money management myths that could sabotage your retirement dreams.
Episode 300: The Money Doctors give you a refresher on Medicare and then warn you of four changes in 2020. They also look into an alternative method of funding your long-term care.
Episode 299: Do you waste money? Learn how you stack up to the rest of America when it comes to your spending habits! The Money Doctors also help you think through some important questions as retirement approaches.
Episode 298: Hear some little-known facts about Social Security that may have a big impact on your retirement income. John and Steve also help you wrestle with the decision of how much to spend on your retirement vs. your kids' education.
Episode 297: Steve and John go over some of the changes for next year's health insurance policies just in time for you to review your medical coverage before open enrollment. They also point out ten commonly held beliefs that keep the perpetually broke, broke.
Episode 296: The Money Doctors give you some very practical tips for having your car repaired without getting ripped off. You'll also hear nine gems of wisdom collected over a 79-year lifetime about money, success, and happiness.
Episode 295: Hear about six home improvement projects that will pay off down the road when you sell your house. John and Steve also take a look at some of the benefits of downsizing your home sooner rather than later in retirement.
Episode 294: Can you tell the difference between needs and wants? Listen to find out what the Money Doctors have to say! You'll also hear some shocking statistics about the average American's ignorance when it comes to managing money.
Episode 293: Steve and John talk you through what needs to be done to make the most out of an inherited IRA. Just remember that some things can't be undone! They also warn you about three big investing mistakes and give you some profitable alternatives.
Episode 292: John and Steve discuss Jim Schultz's insightful commentary on Trump's trade war with China. You'll also hear six examples of billion-dollar companies that have been reduced to penny stocks.
Episode 291: Learn how to put financial safeguards in place for your elderly loved ones as well as recognize signs of exploitation. Steve and John also warn you about eight retirement planning mistakes and how to fix them before it's too late!
Episode 290: Steve and John discuss some strategies designed to make sure you don't outlive your money. You'll also hear advice from Warren Buffet about how to appreciate your life and live it well.
Episode 289: The Money Doctors discuss why stock market analysts frequently strike out when trying to predict the future. Hear Steve reflect on the financial wisdom passed down to him from his father.
Episode 288: Hear the benefits and shortcomings of the all-inclusive Continuing Care Retirement Community. The Money Doctors also debunk six dangerous retirement myths.
Episode 287: Dreaming of handing in your notice while you can still climb the Eiffel Tower? The Money Doctors tell you how to make it happen! You'll also hear three good reasons why you may want to claim your Social Security Benefits early.
Episode 286: Tempted by market timing? Steve and John immunize you against this costly practice and recommend some more effective, albeit less exciting, investing tools. You'll also learn about five major money stressors in marriage and how to work through them productively, no shouting required.
Episode 285: John and Steve encourage women to take part in their family's financial planning by telling a few cautionary tales of those who didn't. You'll also learn some tough life lessons from five of America's wealthiest families who let their fortunes slip through their fingers.
Episode 284: Learn how to avoid 15 red flags that can draw unwanted attention from the IRS. John and Steve also tell the stories of six lottery winners who weren't quite as lucky as they seemed!
Episode 283: Steve and John take a look at the practice of market timing and the statistics that warn against it. They also look into Health Savings Accounts and how you can use one to save a bundle over the years!
Episode 282: Steve and John take a look at the SECURE Act which, if passed by the Senate, should help savers to significantly boost their retirement savings. They also point out the dangers of trying to build your portfolio using the "latest and greatest" investment fads.
Episode 281: Now that you've got all that college money saved in a 529 Plan, hear when and how to put it to use. John and Steve also clue you in on some very expensive home-buying mistakes.
Episode 280: John and Steve discuss today's volatile markets and what, if anything, you should do about it. They also have some fun vacation ideas that won't clean out your bank account.
Episode 279: Steve and John guide you through some of the more confusing Medicare rules that can cost you a pretty penny if you're not on your guard! You'll also hear a multitude of ways you may be throwing away your hard-earned dollars!
Episode 278: If you want to sell your house fast, make sure you consider these nine home improvements. John and Steve also highlight five simple guidelines for your graduate that can pave the road to a financially secure life.
Episode 277: If your goal is to retire early you don't want to miss this episode ― Steve and John warn you about five costly mistakes that can sabotage your dreams! You'll also hear what financial experts Warren Buffet, Ray Dalio, Kevin O'Leary, and Greg McBride do when the markets take a dive.
Episode 276: Don't just let the bank soak up all the extra interest on your cash savings ― learn what types of accounts can actually earn you money! Also hear some pointers on how to determine whether a reverse mortgage is right for you.
Episode 275: Steve and John help you to determine whether a Roth IRA or a pretax 401(k) is better for your particular situation. They also take a look at the $32 billion dietary supplement industry.
Episode 274: John and Steve give you some ideas for paying off debt that you may not have considered. They also take a look into our nation's Social Security concerns. Will it run out before you need it?
Episode 273: Learn some key steps you can take to protect yourself from online predators. Then hear the stories of five financial experts and their most memorable blunders.
Episode 272: Don't give the IRS a reason to audit you ― make sure to consider these potential red flags as you plan for next year's taxes! John and Steve also recommend some items for your to-do list that can give you more confidence in your retirement plans.
Episode 271: The Money Doctors tell you how to strategize and make the most of your investments. You'll also learn how to determine how much money you need to retire.
Episode 270: John and Steve discuss Chris Hogan’s recent article about how to become a millionaire – even if your paycheck isn’t huge. You’ll also learn the truth about some popular Health Savings Account myths and how to make the most of these amazing money-saving machines!
Episode 269: The Money Doctors point out five areas where you may discover some gaping holes in your budget. You'll also hear how to make your golden years both prosperous and happy!
Episode 268: Steve and John explain some of the finer points of Social Security so that you can maximize your benefits. You'll also learn what you need to know about home ownership before you sign on the dotted line!
Episode 267: John and Steve reminisce over the last decade of the stock market, beginning with the market bottoming out back in March of 2009. You'll also find out how your net worth compares to the average American, and what you can do to increase it.
Episode 266: If you haven't taken a look at these five things, chances are good you need to make some serious changes before your retirement party. John and Steve also give couples some items to consider as they plan how to best merge their financial lives.
Episode 265: Should you consider investing in marijuana? The Money Doctors take a look at this controversial investment opportunity. They also warn you about nine bad habits that can keep you from reaching your financial potential.
Episode 264: Steve and John give you some timely tips that can help you avoid giving too much of your hard-earned money to Uncle Sam this year. They also give some encouraging statistics about millionaires in America. You could be next!
Episode 263: Steve and John give you a heads up about some common scams that prey on the senior generation. They also discuss the results of a national research study on the plight of America's student loan borrowers.
Episode 262: Hear about five types of investment accounts that can save you a bundle on taxes and help you reach your retirement goals. John and Steve also give you some creative ideas that can actually make saving fun!
Episode 261: Writing your own will can save you hundreds, but watch out ― Steve and John tell you about seven common mistakes that can wreak havoc for your heirs! They also warn you about five money mistakes to avoid if you'd like to be rich one day.
Episode 260: Ready to plan that next vacation? Check out five money-saving travel tips from the Money Doctors! John and Steve will also point out five common missteps you'll want to avoid if you are planning on an early retirement.
Episode 259: Find out what the best credit cards are offering in 2019. You'll also hear about five mistakes that can sabotage your investments.
Episode 258: On this episode you'll learn how to create and automate a plan that will help you reach your New Year's financial goals. You'll also find out what you can do to counteract the effects of a tumultuous stock market.
Episode 257: The countdown to 2019 is running down ― have you implemented these end-of-the-year strategies in your portfolio? You'll also hear seven things you can do right now to prepare yourself for setting, and actually carrying out, your New Year's resolutions.
Episode 256: Steve and John share some sage advice from self-made millionaire, Warren Buffett, on what to do with your investments during a market correction. You'll also hear about Chris Hogan's million-dollar mistake and learn how to prevent it from happening to you.
Episode 255: Are you ready to stop stressing about your messy finances? Steve and John give you the tools you need to clean up the clutter! You'll also hear some fun ideas for teaching your kids about money that will prepare them for a solid financial future.
Episode 254: You've only got a few more weeks to implement these tax-savings ideas from the Money Doctors! They also have some great ideas for keeping your stress levels down during the holidays.
Episode 253: The Money Doctors warn you about ten threats to a prosperous retirement. They also go over seven issues you need to consider before giving up your paycheck.
Episode 252: The planning shouldn't stop once you hit retirement! Steve and John go over the next steps. They also give you some great ways to motivate yourself if you're struggling with making and sticking to a financial plan.
Episode 251: Learn how to have an amazing Christmas without ending up with a monumental bill! John and Steve also take a look at today's choppy markets and give some very sound advice to the wise investor.
Episode 250: Learn four simple steps that can set you on the path to a fat 401(k)! John and Steve also address some common misconceptions about Social Security and give tips for maximizing your benefits.
Episode 249: Concerned about the recent market correction? Get the facts from Steve and John. You'll also learn some additional tax-favored investment options you can take advantage of after maxing out your IRA's and 401(k)s for the year.
Episode 248: John and Steve discuss various types of inheritances and how to avoid paying unnecessary taxes on them. They also weigh in on the recent ups and downs of the markets.
Episode 247: Hear ten common financial hazards that are almost sure to delay your road to retirement. You'll also learn how to make the most of your neighborhood dollar store!
Episode 246: Learn why rebalancing is so vital to a healthy portfolio. Then hear about six budgeting strategies that can help you get control of your spending.
Episode 245: Steve and John discuss the pros and cons of adding the hugely popular FAANG stocks to your portfolio. They also warn you of seven emotional triggers that can lure you away from your budget.
Episode 244: Steve and John weigh in on the new millennial FIRE movement – a lifestyle driven by the goal of "Financial Independence and Retiring Early." You'll also learn whether a tax-advantaged Health Savings Account makes sense for your situation.
Episode 243: Learn how to set financial systems in motion and then sit back and watch your portfolio grow! You'll also hear five tips that can set your high school graduate on the path to success, both in college and in life.
Episode 242: Discover ways to supplement your income with passive income streams. Also, hear five steps you can take to help protect your assets before the next recession.
Episode 241: Learn what you can do to make sure your medical bills don't catch you by surprise! Also, find out your options if your retirement fund just isn't going to be enough.
Episode 240: On this episode, hear seven common misconceptions about retirement. John and Steve also take a look at the global markets and discuss areas of strength and potential problems.
Episode 239: Steve and John discuss Chris Hogan's new book, Everyday Millionaires. Also, hear what the president of USC, Harry Pastides, has to say about lowering your college costs.
Episode 238: Hear 10 tips that can help you take a chunk out of your home expenses. John and Steve will also look back at the markets of the last decade.
Episode 237: Are you confident that your savings will outlast you? Here are some great tips to help make sure that happens! You'll also learn which questions to ask before committing to a continuing care retirement community.
Episode 236: Ask yourselves these 10 questions each month to put your family on the path to financial security! Also, Steve and John weigh in on the current U.S. corporate earnings and economic surge. Will it continue?
Episode 235: Find out the best age for you to start taking your Social Security benefits. It may surprise you! You'll also learn some great money saving strategies for shopping online.
Episode 234: You may not have to wait until your sixties to taste your retirement dreams. Learn how to take a mini-retirement while you're young enough to enjoy it! Also, when it comes to finances, find out how to open the lines of communication with your parents without closing down the relationship!
Episode 233: Steve and John discuss the results of a genetic study involving 35,000 Swedish twins and their investments. You know you're curious! You'll also learn how to broach the touchy subject of retirement with your spouse without stirring up a hornet's nest.
Episode 232: Don't leave hundreds of thousands on the table! Learn how to get the most out of your 401(k)! Also, hear the pros and cons of investing internationally.
Episode 231: Steve and John describe some alternative types of medical insurance coverage that you won't find on the Affordable Care Act government exchanges. They also look into the growing retirement crisis of lost pensions and 401(k)s.
Episode 230: Steve and John help you avoid some of the gotchas of the new federal tax law as you save for your child's education. They also give you some tips for buying in bulk the smart way!
Episode 229: Thinking about retiring early? Learn five steps you will want to cover before you take the plunge! You'll also learn how to turn an inherited house into a blessing instead of a curse!
Episode 228: Don't sign on the dotted line until you hear from the Money Doctors about buying that vacation home! You'll also hear about 13 vacation ideas that will keep your budget intact!
Episode 227: Steve and John give you some pointers about the issues you will most likely face as you begin to oversee your parents' finances. Also, learn why listening to the "experts" can cost you big when it comes to investing!
Episode 226: Steve and John point out seven expensive 401(k) mistakes you definitely want to avoid. You'll also learn five lessons about the dangers of investing exclusively in blue chip stocks.
Episode 225: John and Steve take a look at the unusually high cost of a college education in South Carolina and some proposals aimed at making it more affordable. Also, learn what the data says about your chances of beating the stock market over time. Spoiler Alert: It's not good.
Episode 224: Steve and John give a refresher on Dave Ramsey's insanely successful method of getting totally out of debt. They also take a walk through history to see how accurately the financial experts have predicted stock market downturns over the years.
Episode 223: Learn what you can do to bridge the gap between what you need for retirement and what you actually have. Also, hear ten clever ways to keep your college costs to a minimum.
Episode 222: No matter how strong the urge is, the math is always against buying any items on the Money Doctors' no-no list! Also, learn some pointers that will give you an edge if you are planning to retire after the age of 65.
Episode 221: Steve and John take a look at how some of the latest financial news is impacting the stock market. You will also learn how to get good returns without having to rely on Pepto-Bismol!
Episode 220: Ready or not — retirement is coming. Find out if you've checked off all the steps on the Money Doctor's list! They will also take a peek into the minds and methods of the ultra-rich to help set you on the path to your first million.
Episode 219: Steve and John will discuss twelve facts you need to know about Medicare as you plan for your future. They'll also take a look into the recent underwhelming performance of the stock market and some temporary circumstances that may explain it.
Episode 218: Worried about an IRS audit? Have no fear — John and Steve will give you some practical pointers! They'll also weigh in on how the stock market is likely to react to President Trump's tough trade negotiations with China.
Episode 217: On this week's episode, the Money Doctors discuss some very costly investor mistakes that can really add up when repeated over time. They also give you a dozen good ideas for making some extra cash in your spare time.
Episode 216: Hear five warning signs that indicate you're on the wrong track for a solid retirement and need to take corrective action! Also on this week's episode, learn steps you can take to remove old debt from your credit report.
Episode 215: On this week's podcast, hear some tried-and-true strategies for making sure your retirement money doesn't run out before you do. Also, find out whether you've been teaching your kids the truth about money or some very popular myths.
Episode 214: Learn how to avoid these seven common mistakes when you are planning your retirement withdrawal strategy. Also on this week's podcast, hear twenty powerful money-saving tips from Financial Peace University that can change your life.
Episode 213: Learn some smart tips for keeping your car repair bills from skyrocketing this week on MoneyMD! Also, learn why the dollar is weakening against other currencies and how that may affect you.
Episode 212: This week on MoneyMD, compare your spending habits with the rest of America and learn how to make smarter decisions going forward. Also, if you're thinking about taking out a 401(k) loan, John and Steve have some very timely advice for you.
Episode 211: This week on MoneyMD, Steve and John discuss the recent selloff in the stock market and how you can prepare yourself for the next downturn. They also take a look at several academic studies on how parenting affects retirement savings.
Episode 210: On this week's podcast, the Money Doctors take a look at some good and bad reasons for early retirement. Steve and John also lay out a retirement savings plan that will help you to reach your retirement goals.
Episode 209: On this week's episode, you'll hear about five winter getaways where you can bask in the sun without breaking the bank. John and Steve will also discuss the recent government shutdown and what it may mean for the markets in the future.
Episode 208: This week on MoneyMD, learn what tends to happen as the Federal Reserve raises interest rates - both the good and the bad. Also on this week's episode, John and Steve discuss the benefits of stretching out your working years, some of which may surprise you!
Episode 207: Are you a little behind saving for retirement? This week, Steve and John will give you a dozen tips that should help you gain a little steam. They will also cover five global risks you should be aware of as you consider your portfolio in 2018.
Episode 206: On this week's podcast, learn five money mistakes you should avoid to make your New Year more prosperous. Steve and John also take a look at the stock market and economy for the upcoming year.
Episode 205: On this week's episode, John and Steve will tell you about five seemingly small hazards to look out for that can derail your finances. They will also suggest some very profitable New Year's resolutions!
Episode 204: Steve and John will also hit some of the highlights of the tax bill and how it is likely to impact you. Also, learn how to manage your money better than your parents' generation, this week on MoneyMD.
Episode 203: On this week's episode, learn how to avoid all the glitzy investing hype and stick with what works. The Money Doctors also have some smart tips for the self-employed. You don't want to miss out on these critical financial planning strategies!
Episode 202: Make sure you stay away from these bad money decisions if you want to be able to look forward to your retirement. Also on this week's episode, learn creative ways to pass on your non-financial assets to your loved ones.
Episode 201: On our latest episode, hear about three major areas where a financial advisor can positively impact your bottom line. Also, learn what types of people choose to invest in a Roth IRA and why that makes them so smart!
Episode 200!! From the basics to luxuries, learn what Americans seem to need in order to be happy. Also on our 200th podcast episode, learn the truth behind eight particularly insidious money myths that can be detrimental to your financial well-being.
Episode 199: Don't battle the crowds on Black Friday! Find out how the Money Doctors get all the deals! Also on this week's episode, John and Steve will take a look at the pros and cons of buying stocks that pay dividends.
Episode 198: This week on MoneyMD, Steve and John will help you think through eight questions that should set you on the path to a winning investment strategy. Also, learn about the newly released Republican tax legislation and how it may affect you and yours.
Episode 197: Should you jump on the Bitcoin train? Learn the ins and outs of Bitcoin and other cryptocurrencies this week on MoneyMD. Also on this week's episode, healthy nest eggs don't just grow by accident. Learn what the retirement-savvy do, this week on MoneyMD.
Episode 196: The Money Doctors take a look into the root causes of extreme loss aversion, how it can sabotage your retirement, and how to combat it. Also in this week's episode, Steve and John will take a look through history to see how the economy under President Trump stacks up.
Episode 195: Running short in your retirement accounts? This week John and Steve will give you four effective ways to get you where you need to be in your golden years. They will also give you some very valuable advice about the financial media.
Episode 194: Don't outlive your money! Learn how to formulate the withdrawal rate strategy for your retirement portfolio this week on MoneyMD. Also, learn why trying to keep up with the Joneses is a very bad idea.
Episode 193: This week on MoneyMD the Money Doctors will give you their take on the famous Index Card rules of personal finance. John and Steve will also take a look at the recently released GOP tax reform framework.
Episode 192: This week the Money Doctors take a look at some common financial beliefs that sound wise but are actually incredibly expensive. They will also tell you the truth about some very popular stock market myths.
Episode 191: While you could make a fortune picking individual stocks, learn what the odds are this week on MoneyMD. Also, learn how to avoid the pain of missed opportunities and lost IRA benefits by steering clear of some very common mistakes.
Episode 190: You don't want to miss this week's episode packed with tips from a reformed jewel thief about how to protect your property. Also, learn what's actually going on inside your brain while you buy and sell stocks, and how that can sabotage your bottom line.
Episode 189: This week John and Steve will address some painful problems that can result from inadequate estate planning. Also, learn how Hurricane Harvey and other factors will likely play in the U.S. economy.
Episode 188: If you are way too familiar with the term "retail therapy," you don't want to miss this episode of MoneyMD! Also on today's episode, John and Steve will show you how to calculate your net worth and then gauge whether you are on track for a comfortable retirement.
Episode 187: This week Steve and John speak with computer consultant, Melonie Holmes about how to combat fraud and identity theft.
To learn how to freeze your credit, check out Melonie's blog post:
http://www.savvyseniortraining.com/blog/archives/03-2013
Episode 186: On this episode, learn six signs that you aren't ready for retirement. Also, learn about the psychology of investing as John and Steve explore stock market triggers and human nature.
Episode 185: On this week's episode, the Money Doctors will tell you about some budgeting mistakes that can sabotage your savings. On the flip side, John and Steve have some great tips for talking to your kids about your finances.
Episode 184: If you're worried about retirement, you're not alone. John and Steve may help put your fears to rest on this episode. Also, they'll tell you about some of the worst investment mistakes they've seen over the years.
Episode 183: Did you know that your car payment could be costing you a million dollars? On this week's episode, learn how you can put that million in your retirement account! Also, hear about seven retirement myths that can cost you a bundle!
Episode 182: On this week's episode, learn what you can do now to ensure that your wealth won't be squandered by your heirs. Also, the Money Doctors will be giving out some crucial tips for saving money while traveling abroad.
Episode 181: Should you pay off your mortgage? This week the Money Doctors will explore the best path forward for home buyers planning for retirement. They will also discuss some destructive attitudes that may be sabotaging your financial goals.
Episode 180: On this week's podcast, learn what financial advisors do to earn their keep. Their most valuable service may surprise you! Also, you don't want to plan your next vacation until you've heard these clever, money-saving tips!
Episode 179: Listen in as the Money Doctors discuss the sustainability of Social Security. Also, Steve and John look at ten steps to planning a great retirement.
Episode 178: On this week's episode, find out how you stack up against the rest of America's workforce when it comes to retirement issues. Also, if you're toying with the idea of owning a second home, be sure and listen to the Money Doctors' advice before you sign on the dotted line!
Episode 177: Are your kids financially literate? Learn what they should know about money before they leave the nest. Also on this week's podcast, the Money Doctors will take a look at the long and short-term effects of rising interest rates on the markets.
Episode 176: Ever frustrated or confused about tipping? On this week's episode, the Money Doctors will give you a list of who to tip and how much. Also, learn some common and very costly 529 Plan mistakes.
Episode 175: Want better service? This week on MoneyMD, learn what NOT to say when you're speaking with a customer service rep. Also, hear some valuable giving strategies that will enable you to be more generous while paying less taxes.
Episode 174: Trying to decide when to retire and how that might affect your Social Security payout? This week's podcast is for you! Also, learn how a Health Savings Account may allow you to fully fund your medical expenses in retirement, totally tax free!
Episode 173: This week on MoneyMD, John and Steve will brief you on how to combat some very destructive spending patterns. Also, learn how to minimize some of the unexpected taxes you may incur in retirement.
Episode 172: This week the Money Doctors will tell you what to watch out for when you are planning your retirement date. They'll also warn you about six common home repair mistakes that can eat a big chunk out of your savings.
Episode 171: Listen to this week's episode to find out why financial literacy is important and how you compare to the rest of America. Also, learn about the new "gig economy" and how it may affect your golden years.
Episode 170: We all have what we consider to be excellent excuses for our underwhelming savings. This week the Money Doctors will take a look at the psychology behind those excuses, and then suggest solutions to help you make some rewarding changes. Also, John and Steve take a look at the track records of both active and passive investing strategies.
Episode 169: On this week's podcast, Steve and John will discuss the Westinghouse bankruptcy and its implications for your investment strategy. Also, you'll learn how to avoid trendy investment techniques by sticking with ten prudent strategies that will help you avoid the pain of learning from your mistakes.
Episode 168: This week the Money Doctors will remind you why it's not a good idea to believe everything you hear in the media, especially when it concerns your investments! Also on this week's podcast, Steve and John will discuss research on retiree spending patterns that may help you to better plan for your golden years.
Episode 167: This week, the Money Doctors, history and statistics will illustrate why the market is still a good place to invest. Also, learn why you don't have to be rich or a financial guru to grow a healthy nest egg. Adopt ten simple habits now, and your future self will reap the benefits!
Episode 166: So maybe you haven't been the perfect model of financial wisdom for your kids. You can still set them on the right path with these tips from the Money Doctors. Also in this week's episode, Steve and John will give you guidelines to consider before you make that big career move.
Episode 165: Record keeping not your forte? This week John and Steve will tell you how to take charge of your financial chaos. Also in this week's podcast, a little warning to the Millennials: Don't fall into these bad habits as you are starting out or they may follow you all the way to the poorhouse!
Episode 164: A little behind on your retirement savings? Steve and John will give you six steps that can help you get back on track. Also on MoneyMD this week, learn how you may be able to protect your adult child's inheritance in a divorce settlement.
Episode 163: Think through your retirement dreams and learn how to make them come true.
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- Knowing the Rules Can Make All the Difference...
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- Is a 401(k) Loan Ever a Good Option?...
- Why You Are a Terrible Investor...
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- 10 Things Americans Waste Money On...
- The 6 Real Reasons You Don't Save Enough...
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- 12 Ways to Protect Your Money Online...
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- The 5 Biggest Investment Blunders...
- Don't Exit on the "Brexit"...
- 5 Costly Executor Mistakes...
- Paying for College with Retirement Dollars...
- 5 Summer Budget Busters...
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- Cracking the Genetic Code of the Wealthy...
- Seeking Large Returns from (Very) Small Stocks...
- Seven Signs Kids' Sports Have taken Over Your Life...
- 8 Truths Investors Can't Accept...
- For Recent Graduates...
- Domestic Financial Abuse in America...
- The 5 Secrets to a Great Retirement...
- Home Sales and the Economy...
- Parenthood: Financial Survival Tips for Year #1...
- 8 Purchases That Can Save Big Money...
- Investment Beneficiaries...
- Social Security Strategies... Take 2...
- Want to Slash Your Cell Phone Bill?...
- Plunging Oil Prices Plague Alaska...
- How NFL Players Go Broke...
- A Decade by Decade Savings Strategy...
- The If, When, and How of Long-Term Care Insurance...
- 7 Financial Decisions You'll Regret Forever...
- Electric Car Makers...Start Your Engines!...
- Are You an Emotional Investor?...
- 5 Vacations You Can Afford Now!
- How to Save Big Shopping Online!...
- Will You Be a Happy Retiree?...
- More Saudi Oil???...
- What's a Real Financial Emergency?...
- Don't Just Guess - Get It Right!...
- How to Pay Cash for a Vacation...
- Fun Money: What Should It Go For?...
- Talking Heads Treat Finance Like the Weather...
- Masters Math - The Cost of a Quick Trip to Augusta...
- Lessons From Self Made Millionaires...
- Bust Budget Myths and Take Control of Your Money...
- Surprising Facts on U.S. Manufacturing...
- 6 Ways to Doom Your Retirement...
- How to Handle Sudden Wealth...
- Things NOT to Buy at the Big Box Home Improvement Stores...
- The Future of Social Security...
- Income Traps to Avoid in Your Estate...
- Where Should You Retire?...
- Trump vs. Hillary Tax Plans...
- Retirement: Not What It Used to Be...
- U.S. Incomes on the Rise...
- Your Top 10 Excuses for Making Bad Investment Decisions...
- Caring for Your Parents AND Your Retirement...
- Housing Market Insight...
- Best Reward Credit Cards Today...
- Has Diversification Failed Us?...
- Financial Wisdom from the Presidents...
- Markets Stink - Now What?...
- Women and Finances...
- New Broker Regulations on the Horizon...
- U.S. Leading the Way in Global Economic Growth...
- Are Market Experts Really Experts?...
- Four Dangerous Assumptions That Could Wreck Your Retirement...
- The Classic Market Timing Mistake!...
- Budgeting: It's Not So Bad...
- Super Bowl Dollars...
- Powerball Math and Retirement...
- 5 Things to Do in a Market Correction...
- Taxes on Social Security Benefits...
- 2016 Retirement Landscape: 5 Predictions...
- Estate Planning To-Do-List...
- Energy and the Markets...
- Financial Resolutions for the New Year...
- 5 Steps to Achieving Your Financial Goals...
- Auto Industry in Full Throttle...
- Developments for the New Year...
- Steering Clear of Investing Trends...
- Food and Finance in 2016...
- Retirement Regrets...How to Avoid Them...
- The Investment Rollercoaster...
- Year-End Tax Tips...
- Retirement: Are You On the Same Page?...
- Are Charities Selling Your Contact Info?...
- What Rising Interest Rates Mean to Your Investments...
- How to Get 8% More When You Sell Your Home...
- Recent Survey Says Men Save More Than Women...
- Tips on Holiday Tipping...
- How to Get Adult Kids Off the Dole...
- Easily Forgotten Christmas Expenses...
- Charitable Holiday Jobs That Pay...
- Why Invest in the Stock Market Now?...
- How to Protect Your Loved Ones From Fraud...
- Immigration Amnesty: The Bottom Line...
- Black Friday Shopping - Save Big with the Right Apps...
- December Budget Blasters...
- What's the Right Mix for Your Portfolio?...
- 5 Tax Traps for a Surviving Spouse...
- The Secret to Contentment...
- The Real-Life Investment Tortoise...
- Save Money and Headaches on Needless Car Maintenance...
- A Market Timing Story...
- Closing of Social Security Loopholes...
- The Hazards of Do-It-Yourself Money Management...
- Social Security and Medicare in 2016...
- 5 Home Insurance Myths That Could Cost You Big...
- 10 Financial Moves to Complete Before the Holidays...
- What Do the Democrats Plan for Your Tax Dollars?...
- ObamaCare Premiums Set to Rise Again...
- 10 Money Saving Tips That Could Cost You...
- Useful Savings Goals for Your Teens...
- 4 GOP Candidates and Their Tax Plans...
- Retirement Stats for the Procrastinator...
- Nervous About Investing Internationally?...
- Things You Need to Know About Medicare Before Age 65...
- 5 Reasons You'll Never Be Rich...
- When Interest Rates Rise...
- How to Calculate Your Social Security Payment...
- Is Scratch Wireless Too Good to Be True?...
- Don't Make These 7 Money Mistakes!...
- Is Housing Back?
- Why You Still Want to Invest in America...
- Market Volatility: A Different View...
- Beware of These Car Dealer Tricks...
- Money Traps to Avoid After a Spouse's Death...
- Myths of Retirement...
- Investing in Africa?...
- Don't Make These Expensive Investing Mistakes!...
- Parents Beware - 10 Money Traps to Avoid...
- Military Service and Your Social Security Benefits...
- 6 Ways Money Can Destroy Your Marriage & How to Prevent It...
- Should You Buy or Rent?...
- How Impatience Hurts Retirement Saving...
- Ways to Save Big on Medical Costs...
- Will Social Security Last?...
- IRS Data Breach - 5 Things You Need to Know...
- Your Top 10 Excuses for Making Bad Investment Decisions...
- The Debt Snowball - FAQs...
- Is It a Good Time to Sell Your Home?...
- Why Market Timing Doesn't Work...
- 10 Ways People Throw Away Their Money...
- Retiree Bloggers...
- 12 Money Skills Even a 5th Grader Should Know...
- Don't Ignore International Stocks!...
- Is This Item on Your Retirement Checklist?...
- When Being Cheap Is Totally Worth It...
- Movies and Money?...
- Take Control of Your Identity...
- Trans-Pacific Partnership - Aye or Nay?...
- 3 Loopholes Perched on the Chopping Block...
- Earn a Little - Save a Lot...
- 9 Ways to Earn Money From Home...
- International Stocks - What's in It for You?...
- With Markets Down, What's Up With China?...
- Will the Greek Pension Predicament Become Your Problem?...
- If You See These Financial Fireworks, Run for Cover!...
- Four Reasons You'll Never Be a Millionaire...and How to Change That!...
- Cyber Security - 10 Ways to Protect Yourself...
- Worst Case Scenario for Your Stock Market Investments...
- US Labor Market Recovery - What's the Holdup?...
- 9 Hotel Facts That Will Save You BIG!...
- Are You a Smart Shopper?...
- Is There a Bubble in Bonds?...
- Your Top 10 Excuses for Making Bad Investment Decisions...
- 5 Most Common Financial Scams...
- Is the Government Trying to Steal Your Retirement?
- Making the Grade - How to Improve Your Credit Score...
- 10 Retirement Savings Myths Debunked!...
- US Auto Sales Setting a Fast Pace
- 10 Ways Loaning Money to a Friend Can Go Bad...
- The Supreme Court and Your 401(k)...
- Hitting the Fan or Hitting a Home Run?...
- Is Your DNA Directing Your Investments? It Shouldn't Be!...
- Retire at 65...Or Not?...
- World Braces for Retirement Crisis...
- Solar Power Wars: Home vs. Utilities...
- The Financially Savvy Teen...
- What if You Didn't Have a Car Payment???...
- What You Can Learn From the 8 Million Dollar Janitor...
- Have You Done a Retirement Checkup Recently?...
- How to Super Size Your Roth IRA!...
- Identity Fraud - How to Protect Yourself...
- Clever Ways to Teach Kids About Money...
- European Economic Weather Report...
- How to Soften Next Year's Tax Hit Now...
- The Money Mind...
- U.S. Shale Oil Production in Decline
- Fun Money: Should It Be for Snazzy Things or Great Vacations?...
- Talking Heads Treat Finance Like the Weather...
- Masters Math - The Cost of a Quick Trip to Augusta...
- Finance: Men From Mars and Women From Venus...
- The 5 Biggest Vacation Budgeting Mistakes...
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- The Strong Dollar: Good or Bad? ...
- The US Economy...Rewriting the Script?...
- 7 Insights from "The Millionaire Next Door"
- University Admissions - Big Business
- Are Your Adult Children Financially Prepared?
- A 5 Question Financial Test - Will You Pass?...
- The Art of Getting "The Great Car Deal"...
- You Incorrectly Filed Your Taxes...Now What?...
- 8 Critical Steps for Your Retirement Plan
- 5 Lessons from the Crisis
- 6 Reasons People Stay in Debt
- Do You Really Know How to Tip?
- Is There an Easier Way to Get Rich than Being a Pro Athlete?
- Why Are We Paying More at the Pump?
- U.S. Leading the Way in Global Economic Growth
- Are Market Experts Really Experts?
- Four Dangerous Assumptions That Could Wreck Your Retirement
- Is Diversification Broken?
- What's Driving Our Economy Now?
- Last Minute Tax Moves / Mistakes to Avoid
- Are You a Shrewd Money Manager?
- How to Motivate Your Spouse to Save
- Donor Advised Funds - Changes on the Horizon?
- Money & Marriage - Like Oil & Water?
- Investing - Dare to be Different
- Social Security Dispute Coming to a Head
- Five Warm Vacations You Can Afford Now
- Pension Plans at Risk for Union Retirees
- The Playoff Payoff
- What Does $50 Oil Mean for Stocks?
- Lessons from Retirees
- Obamacare Complicates 2014 Tax Returns
- Resolutions Worth Repeating
- Are You Your Own Worst Enemy?
- There's Still Time to Lower Your Tax Bill
- What Lies Ahead for the Economy in 2015?
- When Early Retirement Isn't Your Choice
- Oil and the Markets
- Cheap Oil, but Why is the Market Dropping?
- 10 Ways Washington Blew Your Money This Year!!
- 5 Ways to De-Stress Christmas
- Why Invest in the Stock Market Now?
- How to Protect Your Loved Ones From Fraud
- Immigration Amnesty: The Bottom Line
- Five Money Attitudes That Can Destroy Your Future
- Long-Term Care Statistics You Should Know
- The Future of Interest Rates
- How to Save HUGE on Groceries
- Don't Let Holiday Traditions Wreck Your Budget!
- The Hidden "Fees" of Holiday Dinners
- Black Friday Shopping Done Right!
- Retirement Planning for the Sexes
- Bridgestone Brings Big Business to Aiken County
- You're Getting Close to Retirement - Don't Blow It Now! ...
- When Is a Taxable Account a Good Investment Choice? ...
- Will These New Changes Affect You? ...
- Midterm Elections: How Do Markets React?
- Better Late Than Never!
- Five Investments to Never Make...Ever!
- The Top 10 Budget Demons and How to Exorcise Them
- The 6 Most Costly Mistakes Individual Investors Make
- 401(k) and IRA Changes Coming in 2015
- Is This Another Financial Crisis?
- Special Sales Tax in Aiken County: Yea or Nay?
- Five Secrets to a Great Retirement!
- Don't Fear the Bear: Learn From It Instead
- How to Protect Your Identity Before It's Too Late
- U.S. Oil Producers May Drill Themselves Into Oblivion
- Tips for Super-Sizing Your Retirement Savings
- Be Careful of Chasing Mutual Fund Performance
- The Dollar on a Tear
- 3 Lessons Investors Can Learn from Derek Jeter
- Normal Stock Market Pullback or Bursting Bubble?
- 5 Keys for a Successful Retirement
- 5 Things Keeping Americans From Financial Freedom
- Searching for Yield? Be Careful!
- America's Middle Class - Poorer Than You Think
- How to Procrastinate Less
- Lew Says Tax Inverters Threaten U.S. Budget
- The Unthinkable is Now Thinkable - An Independent Scotland
- 7 Truths Investors Simply Cannot Accept
- Your Company 401(k): Triumph or Train Wreck?
- Detroit's Historic Bankruptcy Trial Begins
- The New Retirement Movement
- The Pro's Guide to Diversification
- Creative Accounting: You Won't Believe This New Scheme!
- Vacation Home as an Investment: Smart or Dumb?
- When a Windfall Comes Your Way
- U.S. Home Construction Jumps 15.7 Percent in July
- What If the Markets "Correct"?
- Taxes That Can Bite You in Retirement
- 10 Things Americans Waste Money On
- Can Social Security Be Fixed?
- 10 Great Money Saving Apps
- How an Early 401(k) Withdrawal Affects Your Retirement Security
- It's Time For a Mid-Year Financial Checkup
- Investment Costs: What You Don't Know Can Hurt You
- 6 Classic Investing Mistakes
With the market soaring, should you wait to buy in? John and Steve will take a historical look at this question on MoneyMD. Then, you've planned and saved for your kids' education, and now it's time to pay out. Listen to Steve and John to find out the best way to go about accessing those 529 dollars. And finally, our massive national debt is steadily increasing. Tune in to hear the Money Doctors discuss the economic implications of this longstanding concern.
Tune in to MoneyMD as Steve and John continue their segment with three more potential pitfalls for couples and their money. Then, with traditional pension plans fading away, future retirees now need to be more disciplined in their retirement planning to compensate for the loss. The Money Doctors discuss Dave Ramsey’s advice on the subject. And finally, we have all heard that China is gaining ground with the potential to surpass the United States as the world’s next economic power, but what do the numbers say? Tomorrow morning, the Money Doctors will look at the economic standings as of 2013.
Harmony in finances is an important key to a happy marriage. Tune in to MoneyMD this week to learn how to avoid several pitfalls that can drive a wedge between you and your spouse. Then, well-meaning friends and family will offer abundant opinions on your decision about whether to buy or rent a home. Join the Money Doctors as they help you decipher fact from fiction when weighing your residential options. And finally, listen to Steve and John as they discuss the potential dangers that impatience poses to your long-term retirement goals.
After planning and saving for a lifetime, you don't want to sabotage your retirement with an easily avoidable mistake. Find out what not to do tomorrow morning on MoneyMD. Then, tune in to MoneyMD to hear about eight purchases that can save you hundreds, or even thousands of dollars over time. And finally, Steve and John will talk about how the spending patterns of retirees have changed over the past couple of decades.
Is the ability to generate wealth in your DNA? Tune in to MoneyMD to hear about seven common character traits of the rich. Then, learn the tremendous power of including small-company stocks in your portfolio. And finally, in a recent article, Dave Ramsey says, "Youth sports are great in theory, but in practice, they can take over your life." John and Steve will discuss some practical ways to help prevent this from happening to your family.
In the beginning of this episode, Steve and John will explain why some pension funds can't offer inflation protection and how you can compensate for this in your retirement planning. Then, the path to retirement is full of potential psychological and financial pitfalls. Listen to MoneyMD to learn about eight of the most common mistakes made when planning for retirement. And finally, according to CNNMoney, women are almost twice as likely as men to live in poverty during their retirement years. The Money Doctors will discuss some of the leading factors contributing to this retirement gap and some possible solutions for women to consider.
Most people think that estate planning is only a concern for the wealthy, but a little planning can save your loved ones a lot of grief and expense when settling your affairs. Listen to Steve and John to learn about five issues you should address in your own estate plan. Then, risk is unavoidable when investing in securities, so how do you cope with the anxiety? The Money Doctors will discuss four varieties of investing risk and steps that you can take to manage them. And finally, according to Bloomberg, the number of premature withdrawals from retirement accounts in the past few years hit record highs as Americans tapped into their savings during hard times. Find out why treating your retirement account as a piggy bank can have serious consequences, both today and in your future.
According to experts, the average investor significantly underperforms the market. Find out what mistakes to avoid on the first segment of MoneyMD. Then, deciding how much of your portfolio should be allocated to stocks versus bonds is only the first step toward good portfolio diversification. Tune in to MoneyMD to learn how to further refine your mix and aim for a higher return. And finally, New Jersey is one of many states that is bleeding money from its state pension plan because of a double-dipping loophole. Listen to the Money Doctors to hear their diagnosis of this widespread problem.
While the old saying “you get what you pay for” is often true, Steve and John say that sometimes being cheap simply saves you money. Tune in to MoneyMD to hear some great examples of when pinching those pennies pays off. Then, join John and Steve to hear how movies that you watched growing up may have influenced your current views on money. And finally, in this day and age of cyber thieves, identity theft protection has become vital. Find out how to avoid becoming the next victim.
Are you worried about running out of money in retirement? U.S. News & World Report says you shouldn't be, as long as you avoid five common mistakes. Find out what not to do in the first part of this podcast on MoneyMD. Then, in order to protect taxpayers from criminals, and also to discourage taxpayers from becoming criminals themselves, the IRS has published a list of the top twelve tax scams. Find out what to steer clear! Finally, listen to John and Steve as they discuss a recent Kiplinger article detailing ten important financial steps to take as you move into your thirties.
The Obama administration celebrated the success of the Affordable Care Act, but studies are raising more red flags as to the true issues that lie ahead. Tune in to MoneyMD to learn how coming changes may affect your healthcare budget for next year. Up next: The U.S. stock market has experienced a correction during nearly every bull market over the past forty years. Steve and John will help you consider how to prepare for a correction so you can make good decisions for the long-term health of your portfolio. And finally, since women tend to outlive their husbands, they need to address longevity risk when considering income sources and investment strategies. Learn how on the ending segment of today's podcast of MoneyMD.
A recent Morningstar article points out that even though funding an IRA seems relatively simple, the IRS has created a plethora of surprising rules that may seriously impact your retirement funds. John and Steve will let you know what to look out for on MoneyMD. Then, listen in and learn what not to do from older baby boomers who wish they had done things differently as they planned for their retirement. And finally, the new numbers are out. Tune in to MoneyMD to hear how investors are feeling about the world of finance and how this may impact the markets.
It's difficult to ignore when we are in poor physical health, but our financial health is a little easier to overlook. To start off this podcast, Steve and John will help you complete a self diagnosis to determine the overall fitness of your finances. Then, a study in a recent Forbes article tracks the predictions of 68 experts and 6,582 market forecasts going back to 1998. Hear the results from John and Steve on MoneyMD. And finally, tune in to hear how Dimensional Fund Advisors' funds stacked up against a number of other investment models over the past ten years.
According to a recent Kiplinger article, "Investors lagged the average mutual fund by an average of 2.5 percentage points per year over the past ten years." Join John and Steve on MoneyMD to find out how you can do better. Then, owning your car costs you a whole lot more than you think. Steve and John will take a look at the true cost of a car, and how you can trim off some of the excess expenses. Finally, John and Steve talk about the Affordable Care Act and how the HSA-compliant health plans are alive and well. Tune in to MoneyMD to hear how you can utilize your HSA as a type of medical IRA that will multiply your untaxed dollars over the years.
Did you know that over 30% of all mutual funds close or merge within five years? Steve and John will discuss some interesting patterns on the beginning segment of MoneyMD. Then, they discuss artificial intelligence is sweeping into the American workplace to replace human judgment. Tune in to MoneyMD when Steve and John will discuss a study done at the University of Oxford that predicts which occupations will likely become automated in the near future. Finally, Janet Yellen is set to preside over her first policymaking meeting as head of the Federal Reserve. Listen to MoneyMD tomorrow morning to learn about the Fed’s current forecast and re-evaluation of the plan for winding down the stimulus program.
Tune in to MoneyMD to hear about contributing factors to this current secular bull market, as well as some projections for the future. After that, listen up to hear about President Obama's 2015 budget includes seven key changes aimed at your retirement accounts. Steve and John will describe these proposed changes and how they might affect your plans going forward. Finally, analysts have determined that our parents and grandparents saved much more than we do today. John and Steve will look into the reasons behind our skimpy savings, as well as a surprising effect this has on the U.S. economy.
"A new study finds that many investors may in fact have a genetic predisposition to hunt for bargains in the stock market,” reports a recent article in the Wall Street Journal. Today on MoneyMD, John and Steve will consider the implications of these surprising findings. Then Steve and John take a look at the changing retirement landscape, and the factors involved in determining the best time to begin enjoying your golden years. After that, a recent AP article points out that "a global retirement crisis is bearing down on workers of all ages." Tune in to find out what is causing the crisis and how you can protect yourself from its effects.
You may think that a million dollars is way out of your reach, but with a little planning it’s actually a realistic goal for most people. Interested? Listen to Steve and John as they give you 5 practical steps you can take to make that dream come true. And then, you can insure just about anything these days, from your home to your identity, and you can spend just about any amount of money on that insurance. What should you insure? How much insurance is necessary? Join John and Steve as they discuss the purpose of insurance and give some guidelines you can use to answer those questions. Mortgages are cheaper than ever, leading many of us to look at the possibility of refinancing our homes. Is that a good idea? John and Steve will ask you 3 questions to help you decide if refinancing is a good option for you.
Liz Ann Sonders, chief investment strategist for Charles Schwab, recently stated, "I personally think the bull market we're in now will be the best we see in our lifetimes." Steve and John will discuss her reasons for this strong statement in the beginning of this episode. Then, while frugality doesn't mean having to give up all your "toys", it does require you to rethink some things. Tune in to learn seven practices that will set you on the road to prudent financial living. Finally, have you been snagged in the golden ticket trap? Find out on MoneyMD.
With the stock market slowing down and real estate prices finally recovering, is it time to invest in real estate? Join Steve and John on this podcast when they discuss four basic types of real estate investments and elements to consider about each one. And then- for years, many older Americans sought reverse mortgages when money was tight. The Money Doctors will take a look at some new federal regulations and risks to consider with reverse mortgages. And finally on this episode of MoneyMD, learn how the growing number of retirees is affecting the economy.
According to the Congressional Budget Office, the deficit will fall to $514 billion this year, down around 25 percent from 2013. Will this impact the long-term budget outlook? Find out right now! Then, John and Steve discuss 2014 predictions for the U.S. economy and suggestions for how to successfully navigate the markets ahead. And finally, Steve and John will give their insights on a speech given by Mitt Romney at a recent TD Ameritrade conference. Will Governor Romney be running for President again in 2016?
"Just as the world's largest economy is finally getting better, the public's opinion of President Barack Obama's handling of it is getting worse," quotes a recent Bloomberg article. Listen in as John and Steve review the article and give their perspective. Buying insurance can be confusing, frustrating and ridiculously expensive. Up next, Steve and John will give you several tips that can help you avoid mistakes and save your hard-earned money. Finally on today's episode: Maybe you haven't been very diligent in planning for retirement so far, but the new year is a great time to start. Tune in to MoneyMD to hear some important steps you can take this year, no matter where you are in your retirement planning.
It's that time again, and if you're like most of us, procrastination seems like a pretty good idea right now. On this episode of MoneyMD, John and Steve will caution you against dragging your feet, as well as a dozen other easily avoidable tax filing mistakes. After that,
Steve and John will take a look at an article from CNNMoney that highlights Nobel Prize winner David Booth and his research-based mutual fund company, Dimensional Fund Advisors. And finally,
John and Steve will discuss an AP article about this recent bill and its implications.
A new study in this month's issue of The Journal of Financial Planning suggests a dramatic change to the way retirees have traditionally been advised to invest their money. John and Steve will delve into this alternative strategy on this episode of MoneyMD. Up next: when considering annuities, Steve and John warn that "guaranteed" may not mean what you think. Tune in to MoneyMD as they shed some light on the often confusing components of an annuity. Finally, in the past three years, tax identity fraud has tripled. John and Steve will give you some ways to help keep these new scammers from reaching into your wallet.
What are your financial goals? Do you have a plan to attain them? Saturday on MoneyMD, John and Steve will help set you on the pathway to success with five simple but effective steps. After that: You work hard day in and day out, and yet you never seem to get ahead. Tune in to MoneyMD to learn about ten obstacles that may actually be barricading your road to riches. This podcast ends with Steve and John weigh in on CNNMoney's predictions for world markets in 2014.
On this episode: Join Steve and John on MoneyMD this week to learn about five financial goals to consider in your plans for 2014. Then, stocks had a banner year in 2013 and outperformed bonds by the largest margin in recent history. After that, John and Steve will take a look at some highlights from the bull market of 2013. Finally, could you be squandering your retirement without realizing it? On Saturday morning, John and Steve will discuss ten practices that can eat away at your retirement savings.