The Nav.it Podcast: Recent Episodes
Nav.it
This podcast is where we'll share stories, provide resources, and gain inspiration from weekly guests that have navigated financial institutions, overcome obstacles, and are navigating their own journey with money.
Send an e-mail to hello@nav.it to share your money story.
Follow the team on Twitter, Instagram, Facebook, and Pinterest @letsnavit
When The Marcus Garrett was younger, he thought he was good. He made his minimum payments on his credits. He worked three jobs. Then the "tsunami" hit. He recounts how he wound up in $30,000 in debt and how he recovered.
You can follow The Marcus Garrett on Twitter, Facebook, Instagram, and contact him through his website: TheMarcusGarrett.com.
Lea Landaverde grew up seeing the opportunities and pitfalls of entrepreneurship. As the eldest daughter of immigrants, she supported her family's business and served as a translator and assistant for her parents from an early age. Through wealth creation, loss, and rising from the ashes, Lea's journey isn't just about money. It's also about finding purpose and overcoming obstacles.
You can connect with her on Instagram, Facebook, TikTok, Twitter, and through her website.
The Nav.it founders Erin Papworth and Maia Monell share their money stories and why raising on Republic is so important to them.
You can invest for as little as $100 here.
At 5 years old, Kat Rucker was already hustling grand works of art (at least from a kid's perspective). From there, she worked the register at her parents' business. As an adult, she reignited her hustler spirit by stepping away from a $75K/yr job to help others reach their goals of financial freedom.
She works as a business consultant and personal finance blogger, currently running her blog and business out of Phnom Penh, Cambodia.
Follow her on Twitter.
Rita-Soledad Fernández Paulino learned from an early age that things could always be worse. Seeing the unshakable generosity of her mother through various seasons of her money journey motivated her to become the type of person who would help others in their time of need. Check out Soledad's story as she learns about the different levels and seasons of money and fights to be the person her mother showed her she could be.
Subscribe to her newsletter and follow her on Instagram
Jasmine Powell was a first-generation college student who spent her extra income sending money back home. She shares her missteps with credit, how she conquered her bad financial habits, and why she loved meeting with a Nav.it money coach.
From tracking transactions with her parents to founding a financial technology company in Lagos, Nigeria, the founder and CEO of Dukka Keturah Ovio shares her money story. She dives into her evolving money habits and how she discovered carrying cash made her spend more. You'll learn how she got control of her spending habits in college and how talking about money helped. You'll also learn about her journey to starting Dukka, an African-based bookkeeping software that helps small businesses manage their cash flow.
LinkedIN | Twitter | Crunchbase
Virginia Weir of VeeFrugalFox shares her money story and how she overcame financial trauma. You’ll hear how she had to marry for benefits and how she overcame $71,000 worth of debt and an abusive relationship. She also walks you through her experience using Dave Ramsey’s baby steps and why getting “gazelle-intense” didn’t work for her (and how it created a whole bunch of shame). You can check out her work at Vee Frugal Fox or follow her on Instagram or Twitter.
Mackenzie is no stranger to life on a low income. She shares her experience of being broke in paradise, working 5 jobs with no benefits, and the impact of financial stress on her mental health. She reflects on her exposure to people living a vastly different lifestyle with way more income. She also shares her journey to financial freedom, how she stopped living paycheck-to-paycheck, and how she manages money on a lower income.
Check out Mackenzie's blog at Lifeat23k and follow her on Instagram and Twitter.
Mackenzie's articles:
Benefit from AARP before 50
Taking Advantage of Tuition Assistance
Managing Money and Mental Wellness
How to Start an Emergency Fund When Money is Tight
How to Budget with a Fluctuating Income
Avoid the Burnout
Saving for Retirement
Entrepreneur and storyteller Kt McBratney breaks down their history of running away from money and disrupting the status bro while blazing their own trail. She also shares the rewards of sacrificing financial gains to do work she cares about. KT reflects on the milestones throughout their life that brought them to create a platform like OwnTrail, where women visualize and navigate their own life paths and the role money played in their journey.
You can check out KT's trail on OwnTrail.
Acquania Escarne hasn't always been a successful hotel and rental property investor. She started out selling candies to pay for a school trip and got in trouble for hustling on the school bus in the 7th grade. Learn how she views money as a tool and how she is building a legacy to last.
Follow her on Instagram and Twitter.
Check out her Podcast.
Sign up for her coaching at The Purpose of Money.
Born in Chicago to immigrant parents from Colombia, Tampa realtor Giovanny Cardenas of the Dacar group shares what his experience with money was like growing up. He recounts his history of rebounding after a housing market crash, his resilience despite massive student loans, and how he learned making more money doesn’t necessarily mean working harder. Along the way, you may even pick up a few real estate tips.
You can follow him on Instagram and Youtube.
In this episode, Fini award winner for 2022 Finfluencer of the Year Dasha Kennedy explains why traditional advice around money doesn't fit all. After a divorce and becoming a single mother at 25, Dasha recognized that she wasn’t the only young woman of color overlooked by traditional personal finance experts.
Her mission: provide non-traditional money management resources & strategies to women of color, also focusing on career development and mental wellness techniques. She does that with her Facebook group of more than 70,000 and website the Broke Black Girl.
You can follow her on Instagram and Twitter.
The 2022 Nav.it Finfluencer Awards (Fini Awards) honors diverse and quality financial influencers on social media who encourage followers to:
- discuss finances
- enjoy money management
- and grow their wealth
Allison of Saving without Sacrifice was a full-time RN worried about money until one day of stress was too much. Since shifting her mindset, she has been able to pay off $46k in debt and scale back on work. This former self-proclaimed shop-a-holic shares how changing her money mindset has changed her life, and how what she was told growing up impacted her more than she thought.
Follow her on Instagram and TikTik.
Daniella Flores is a serial side hustler, cat lover, and founder of I Like to Dabble, a website designed to help others start side hustles and gain back more control in their lives, careers, and financial futures. In this money story, Daniella examines their history with money and work. They dive deep, reflect on past trauma, and share how emotions impact spending. Though Daniella shares how they find side hustles, Daniella also shows how you might be better off examining past spending habits before falling into a chronic cycle of spending and earning.
Check her out on Instagram, Twitter, Pinterest, TikTok, and her website ILiketoDabble.com
Wall Street veteran, Vivian Tu, is the founder of YourRichBFF, one of the most popular channels on FinTok. How did she become a financial influencer and creator?
After spending time with the finance bros at work on Wall Street, Vivian realized people would rather LOOK like they had money than actually HAVE it. This coupled with defining moments while growing up helped her realize keeping up with the Joneses can cost a lot.
Follow her on TikTok, Instagram, and YouTube.
Kevin L. Matthews II used to see how far he could stretch his lunch money to get what he wanted. As a kid, it was video games. Now that he’s figured out the blueprint for money as an adult, he’s sharing it with others through his platform Building Bread and Amazon bestselling book Starting Point: How to Create Wealth That Lasts. Throughout the podcast, this first-generation college student turned educator weaves his personal journey with money to the community he grew up in, Tulsa Oklahoma, home to the first Black Wall Street and site of the 1921 Tulsa Race Massacre. How to build wealth that lasts? Spoiler alert: it has a lot to do with the community.
Follow him on Instagram, TikTok, and Twitter.
Check out his book Starting Point: How to Create Wealth that Lasts.
Ashley K Stoyanov Ojeda, author of Jefa in Training, wants to make the world a better place. She’s well on her way. As the founder of Womxn Crush Music and co-director of The Mujerista, she is amplifying the voices of aspiring artists and empowering the next generation of Latinas to impact culture. Through trial by fire, she’s learned a thing or two - like how her background with money might have been holding her back.
Follow her on Instagram and order her book Jefa in Training.
Marc Russell is a former licensed advisor at a Wall Street fintech company and founder of Better Wallet whose mission is to build generational wealth while teaching others how to build it too. Here's how this former foster kid went from paying for college by selling plasma to full-time entrepreneurship helping others find financial freedom.
Spoiler alert: you'll be inspired and probably learn a thing or two.
Follow him on Instagram and Twitter.
Paco de Leon is no stranger to the impact of big evil banks. In fact, she even worked in collections for a big bank early in her career. Years later, after establishing an accounting firm for creatives and a newsletter to teach people about money, Paco de Leon authored her first book, Finance for People. With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon, shares why it's so hard for people to save, invest and do what's financially best in this episode. You'll also learn more about her journey as she shares her most impactful money lessons and explains how your feelings and beliefs about money have been shaped by personal experiences, family and societal expectations, and a whole big complex financial system.
You can order her book, Finance for the People, here.
Follow The Hell Yeah Group on Instagram and Twitter.
And sign up for The Nerdletter Newsletter here.
On today's episode, Maia and Erin sit down with product design and strategy expert and small business owner, Michelle Cherian. Michelle's refreshing and innovative approach to small business growth, client acquisition, and retention will bring you some serious inspiration on how to navigate the waters of funding your business. You'll hear how Michelle's hacked:
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Growth
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Freelancing
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New client acquisition
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Pricing
Enjoy the episode! Don't forget to drop us a line to let us know what you think and please, please, please give us a 5 star review if you like our show- it's seriously helpful in all the ways!
PS: Check out Michelle's own podcast, Art of the App from wherever you tune in from https://artoftheapp.buzzsprout.com/
What do you know about your employee well-being program? Depending on the benefit, those 'work perks' can not only save you well-earned money over time, but they can also improve your physical, mental, emotional, and (yes) financial health. Joining Maia (yes, she's solo) on this episode of the Nav.it Podcast is Jon Shooshani, Co-founder of JOON. JOON gives employees the freedom to choose wellness and lifestyle options that are meaningful to them. In this episode you'll learn from Jon how to:
- Approach your employer about a well-being perk
- How to take advantage of those benefits available to you
- And why financial well-being is an essential piece of the evolving well-being puzzle
For more from Jon & JOON:
https://joon.io/
https://www.linkedin.com/in/jshooshani/
Investing. It's great to do. Hard to be patient with. And, at times, can be incredibly stressful. Erin and Maia sat down with CFP, Cheryl Nelson Boyd to discuss how to invest wisely, with a lot less stress. Cheryl walks us through investing tips like:
- How to start investing
- Where to park your retirement
- How to reevaluate your strategy
- How to explore and evolve your strategy based on your own risk tolerance
...and a whole lot more. Drop us a note to let us know what you're doing to nav. a healthy investment mindset and, leave us a review.
You can find Cheryl here: https://www.ameripriseadvisors.com/cheryl.a.nelsonboyd/
Financial stress hits most of us. From bills to pay to a vicious cycle of debt, money always seems to go out far faster than it comes in. If you're feeling a little overwhelmed by the financial system, you might consider reaching out to a financial therapist to help quell those more intense money emotions. Financial therapist Wendy Wright is here for just that. This episode covers everything from recognizing when you need a little extra support to explore ways to mitigate stress and get you on a path to financial wellbeing.
As always, leave your questions, thoughts, and comments below, and don't forget to throw us a review wherever you're listening in from.
Find Wendy:
https://wendywrightcounseling.com/
**Find Nav.it
@letsnavit on Twitter, IG, Facebook, TikTok, LinkedIn and Pinterest**
www.navitmoney.com
What’s a crucial part of your financial wellbeing journey? Savings. We know, we literally couldn’t say anything less interesting. I mean, we all like to spend a little hard-earned money every once and a while. But hear us out, savings equals opportunity and opportunity equals freedom. 'Nuf said.
Emergency funds are a fundamental part of financial wellbeing. You'll learn:
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How to create an emergency fund
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Why it's different from other less-liquid assets
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AND how to foster a solid savings fund- regardless of what you build it up for.
Also, Maia is very (!) interested in how we can move from a scarcity mindset to a growth mindset, one day at a time to build both savings and turn that money into money that works more for you (cough: investing, alternatives, etc., etc.). After all, it's all about the money, money. Enjoy! And don't forget to leave us a review if you loved the episode, we certainly think you will!
ES..What? E.S.G, or Environmental, Social and Governance is the term used by money movers to identify and evaluates the sustainability and social impact of a publicly-traded company.
Needless to say, there's a lot to unpack here so we called in our resident expert, Jennifer Sapel to help us break down this important distinction and how you too can start to evaluate your own portfolios.
Tune in, send us questions and leave us your feedback by rating the show and including a comment- seriously, it SERIOUSLY helps the show!
Show notes:
Find Jen here: https://utorwealth.com/
Tune into her podcast here: https://utorwealth.com/podcast/
Market news on ESG: https://www.bloomberg.com/opinion/articles/2021-05-05/the-world-s-largest-pension-fund-has-cooled-on-esg-should-you
Also, Harvard's take on ESG: https://hbr.org/2021/03/an-esg-reckoning-is-coming
Invest in your values here: https://www.asyousow.org/invest-your-values
We talk about debt a lot. But we rarely talk about ways to rid ourselves of the debt that we can and should pay down. Debt consolidation is a key to financial wellness. Let's face it- the less we have to plan to repay, the less financially stressed we often are. So, on this episode of the Nav.it Podcast, Erin and Maia break down debt consolidation. You'll learn what it is, how to evaluate your options, and when to best leverage these best-in-practice repayment methods.
Behavioral economist, Dr. Supreet Kaur, helps us unpack the financial stress and lack of clarity we all share time and time again on this episode of the Nav.it Podcast.
The Millennial Disruption Index reports 71% of us would rather go to the dentist than listen to what banks tell us.
Why is talking about and planning for financial outcomes so darn frustrating? No matter your financial situation, you likely shy away from creating a highly accurate depiction of where your money goes month over month, year over year. You're not alone. There are very real psychological inhibitors that prevent us from sitting down and mapping our financial situation based on past events and future goals.
Dr. Kaur is here to help us not just unpack this planning fallacy and the term she's coined "Budget Neglect," but also gives us actionable steps to improve our outcomes and relationship our money.
Let us know what you love about this episode @letsnavit & please leave us a review wherever you listen in from!
Long-term behavior change starts one day at a time. Whether you're trying to improve your fitness, your nutrition, your mental, or your financial health, creating healthy habits will help you reach your goals. Learn how habits form and why they impact lasting behavior change from the only fintech duo with backgrounds in behavior science and health tracking. Welcome to Season 3 of the Nav.it Podcast.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Let's face it- we have a long road ahead of us when it comes to narrowing wealth gaps in this country. Luckily, there are strong allies across financial services and venture capital who are focused on making a difference. Dustin Shay is leading that effort. From his fulltime job at Village Capital to his numerous board seats, Dustin's dedicated his career to helping minority founders gain access to long-overdue early-stage capital. Capital that these founders purposefully invest back into their communities near and far. It's been an honor to work alongside Dustin as he's championed Nav.it from ideation to now. We couldn't think of a better way to cap off our second season of the Nav.it podcast.
You can reach Dustin old school by dropping him a line at:
dustin@vilcap.com
If you want to learn more about wealth gaps and why they persist, start here: https://apps.urban.org/features/wealth-inequality-charts/#:~:text=1%20Wealth%20inequality%20is%20growing&text=Average%20wealth%20has%20increased%20over,Between%201963%20and%202016%2C&text=and%20the%20wealth%20of%20those,of%20all%20families%E2%80%94grew%20sevenfold.
As always, leave us your feedback, questions, and comments. We look forward to bringing you a new line up of episodes- many of which will talk more to wealth inequalities- in season 3. We'll be back in February 2021 and can't wait to explore these topics with you!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
No matter what step we're on in our financial journey, crafting an investment strategy that both meets our goals and our moral code is top of mind for most of us. How can we align our financial strategy with our own moral compass? You won't be surprised to learn there isn't exactly a cut-and-dry way to go about how your money can make an impact. That's why we've sat down with sustainable impact expert, Courtney Blodgett. Courtney takes us through the many ways our money can pack more of a moral punch.
From banking to ESG funds, Courtney teaches us how to prioritize for the things we believe in-- without compromising on that return. You're in for a serious treat!
Enjoy the episode and don't forget to hit us up here with any feedback, questions, or suggestions.
You can reach Courtney at her site, Yield Positive:
https://yieldpositive.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Let's be honest, protecting our info online is at the forefront of most clicks, purchases, and email invites. Nav.it's at the forefront of building humane, ethical technology. Erin and Maia break down exactly what that means. They also cover how you can better protect yourself while still getting the most out of your favorite apps, subscriptions and services.
As always, leave us a comment and let us know what you think. You can reach Erin and Maia directly from hello@navitmoney.com
Enjoy!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
We didn't think it was possible to unpack so many systemic concepts in one 40 minute episode. By God, we did it!
In this episode of the Nav.it Podcast, Erin and Maia sit down with Google's Global Head of Inclusion Programs for Women of Color, Stephanie LeBlanc-Godfrey. Along with this serious titled at one of the world's largest companies, Stephanie's also the founder of Parenting Backwards which focuses on the importance of bringing your kids on your learning journey.
From building a more inclusive, diverse, and equitable workplace to ensuring your kids' first money memory is one of joy and positivity, Stephanie unpacks the unique trials working parents face and how we can all help close wealth gaps beyond the workplace.
Find her at www.iamslg.com and IG @i_am_slg and @parentingbackwards
Thank you so much Stephanie for joining us!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Ever wonder how insurers make bank? Yeah, us too. That's why in this episode Erin and Maia take a deep dive through the complex, and frankly, an archaic world of insurance with Young Alfred's, David Stasie. A financier by trade, David and his co-founder have built an online insurance evaluation tool to help ensure you're getting the right plan for you and your family. Throughout this episode, you'll learn about the complexities of providers, how to evaluate the best plan for you, and where to shop for a solid deal that will save you time and many, many dollars down the line.
Once you get these tips and tricks to insurance, check out Young Alfred for yourself!
https://navit.youngalfred.com/get-started
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Even if you're not quite ready to start on the most risk-exciting side of early-stage investing, it's never too soon to start exploring the budding world of angel and alternative investing. Just take it from investor and founder of Escaladora Ventures, a company that invests in the booming rock climbing sector. Bada$$, we know.
In this episode of the Nav.it Podcast, Chelsea sat down with E&M to discuss how to strategize, get your mind right, and where to find the right resources to help get started on your investment journey. After this episode, maybe you'll catch the alt-invest bug... we know we sure have!
Interested in learning more about investing or preparing your legacy?
Find Chelsea on her blog: https://www.accreditedovernight.com/
Or email her: chelseatburns@gmail.com
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this very special podcast episode, we sat down with our dear friend and fellow Money Maven, Jenn Uhen. Jenn's the Founder of The Pledgettes, the community of supportive womxn talking money. Join us as we explore the value of finding your Financial A-Team, which includes a solid network of friends, to guide you on your path to financial wellness.
Want to join in on the conversation? You're in luck! Nav.it's teaming up with The Pledgettes for a 7 week Masterclass course. Each week we'll talk about a different financial topic, all with the goal of helping you build confident money moves.
Sign up here: https://app.thepledgettes.com/plans/60189?bundle_token=705f130761464a95a163840b21980742&utm_source=manual
And if you're ready to become a Pledgettes member, or get your feet wet with one of their weekly classes, go to https://thepledgettes.com/ and connect with them @thepledgettes on social.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this episode of the Nav.it podcast, Erin and Maia sat down with Dr. Carly Urban. Dr. Urban’s a Profession of Economics at Montana State University.
Dr. Urban focuses on financial security and literacy at the state and federal level. She’s passionate about how we can create a comprehensive financial curriculum for high school age students. In today’s episode, we cover the socioeconomic barriers to financial literacy and why we all feel less than prepared by the time we graduate.
On this episode, you’ll learn a bit about:
- Our financial literacy education in the US
- The barriers to financial literacy
- How we can improve literacy across school age and adulthood.
If you're keen to learn more about Dr. Urban and her work, connect with her over email: carly.urban@montana.edu
Enjoy this episode!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Like it or not, lending is a part of growing wealth and leveling asset gaps. Unfortunately, what comes with the dark side of lending? A little thing we don't like to call, debt traps. On this episode, Erin and Maia take a deep dive into debt traps, outlining:
- what they are,
- how to avoid them,
- and what options you have if you find yourself trapped.
As always, reach out to let us know what you want to learn more about. Whether you want more topics on debt, savings, alternative assets or those pesky markets, we're here to help you earn, save, and grow wealth, confidently!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode of the Nav.it Podcast, Erin and Maia sat down with Dr. Brittany Peters, clinical social worker and founder of Lead Clinically. This episode dives deep into how financial stress can impact cognitive and physical wellbeing and provides ways to improve your money mindset!
Connect with Brittany from her website:
https://www.leadclinically.com/
Or on IG at
https://www.instagram.com/leadclinically/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
What don't you want to know about the complicated and exhaustive U.S. health care system? This week, Erin and Maia sat down with Dr. Sebastian Tello-Trillo, an economist focusing on health policy in the U.S. and Latin America. Together with Dr. Tello-Trillo, we confront your opportunity for access, what to do if you lose care and how the global Covid-19 pandemic is shifting the ways we think about our health and effective care.
For more on Dr. Tello-Trillo's work, head to his research website: https://sebastiantellotrillo.com/84b59468deaf4f908c61546e907d75b6
And follow him on Twitter: @dsebastiantello
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This week we’ve sat down with Megan Hryndza and Sophia Wagner, co-founders of Mighty Deposits. Mighty is a bank comparison site that helps you find banks that are mission-aligned with you and your values. They evaluate the impact of banks big and small on things like gender and racial equity, small business investment, and sustainability. In this episode, we dive deep into how banks make money, what to ask your bank and how just one deposit can contribute to the economic prosperity of wherever you call home.
Check out Mighty's free search platform: https://mightydeposits.com/
And get social with them on Facebook & Twitter
@mightydeposits
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
And just like that, Lisette is back!
Free is a weighted word these days. The financial world often cites financial freedom as the ability to live without ties to a 9-5. That's not exactly a realistic goal for many of us- nor would we want it to be. Instead, we want to learn how to become financially resilient so we can live life on our terms, in a career we love. No one knows how to Nav. a path to our type of financial F.R.E.E.dom better than Lisette.
Tune in to learn how Lisette nav.igated debt, side hustles, dropping-out, masters degrees, and everything life threw at her in between in this episode of the Nav.it Podcast.
Find Lisette from:
www.jetsetlisette.com
www.austincreative.design (hit her up for all your web design needs!)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
We're honored to bring you this episode with 2x Olympic saber fencer, Dagmara Wozniak (a.k.a. Daga). Daga's had an inspiring journey to her time on the Olympic stage. Now with her 3rd Olympic Games on hold due to the global COVID-19 pandemic, Daga's had time to stop and think about what the next 5, 10, 20+ years will look like. Because even an Olympian needs to have #RetirementGoals. You'll be surprised to learn her journey to financial wellness looks like many of our own. There have been highs and lows, (imagine working 4 years for 1 paycheck!). Here's how Daga took her lessons in sport to become F.R.E.E. (financially resilient, empowered early).
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This last episode of fostering financial wellness explores the many ways we leverage knowledge to grow resilience (see Part I on resilience). While knowledge won't change all behaviors, it's a powerful driver of changing financial choices to better outcomes.
You'll learn:
- Why knowledge is a key component to wellness
- How we leverage knowledge to better our financial behaviors
- Why financial knowledge has felt far from our control
- Where to find financial resources that resonate with our own experiences
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
There's a lot we can't control right now, but our minds aren't one of them. As we begin nav.igating the world a little differently these days, we'll seek to become more aware of how stressors, like our money, impact our physical and cognitive health. Building a resilient and confident money mindset starts within. Here's how to practice mindfulness with Dr. Ellen Blau.
What you'll learn:
- What wellness really means
- How financial wellness impacts other aspects of your health
- The different between mindset and mindfulness
- How to improve your mindfulness practices
- How mindfulness interacts and builds resilience
Want to connect with Dr. Blau? She's doing virtual visits! Reach out to her at emblauphd@gmail.com
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
At Nav.it we like to think there are 3 key principles to financial wellness. Resilience, Knowledge, and Mindfulness all help to optimize our financial routines and impact our overall wellness. In this episode Erin and Maia breakdown the meaning of resilience, the ways in which it manifests throughout our life, and how we can strengthen our financial resilience to improve our overall wellness.
Here's what we'll cover:
- What makes us resilient
- Why resilience is so important towards financial wellness
- How we can become more resilient
- Lessons from our own moments of financial resilience
Don't forget to leave us a 5-star review, it seriously helps the show and we truly appreciate your support!! xx E&M
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Buying a property doesn't have to be as complicated as it sounds. Just ask our resident real estate guru and founder of Live with Plum, Justine Chan. We (virtually) sat down with Justine from her hometown of Singapore after leaving NYC in the wake of Corona-mayhem. Sure, there's a lot to unpack in the home-buying process, but so long as you've set yourself up for success, the process should be relatively stress-free.
Here's what you'll learn:
- Where to start in your buying-process
- How to present a competitive offer
- What to consider when looking for your perfect spot
- Who the key stakeholders are and how they benefit
- How to evaluate the best buy
You can find more guidance and support from Justine at: livewithplum.com or @livewithplum across the social channels.
Psst... don't forget to leave us a review. It really helps! Thanks for listening! - E&M
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
During these highly uncertain and extraordinary times, we are compelled to maintain our promise to you, our listeners and customers, to bring you the best money management tools available. So, while we're launching Nav.it 2.0 from the comforts of our homes, we are launching nonetheless! This episode is a dive into those new features on our brand new, beautifully designed money management app. Erin reviews the design and purpose behind key features, while also relating them to how they might support our users during these trying times.
You got this. We've got you- with more personalized features and a more powerful application than ever before. Drop us a note here or email hello@navitmoney.com to share your thoughts, questions, and feedback!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Let's be honest, this interview was too good not to include every answer from Jen. So, we've split this into a 2 Part episode as the second half of this interview covers some VERY valuable insights around what your financial journey might look like and how you will recover from those bumps and bruises along the way. Here's what you'll learn in Part 2 of Episode 5 with Jen Sapel:
- Money is emotional -- and it's ok to make some decisions based on that gut instinct. But, also, try to realize what might not make financial or long-term emotional sense. Here's how.
- Find someone subjective to help you in those larger money moves.
- When to merge your money... and when not to.
- How to prepare for newcomers in your household.
Oh, and mark your calendar each year to review your credit report. Join us in celebrating a new Hallmark holiday, move over V-Day, meet Beneficiary Day!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
There's a lot to unpack about how the Coronavirus is hitting both the US and global markets. We'll cover why the markets are so volatile, what you should do to stay up to date and how you should stay prepared. Erin will also cover how to keep safe and minimize your chances of infection. We'll keep you updated as this outbreak progresses.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Ever wonder what a financial advisor is actually all about? Learn what a great financial advisor can help do for you and your family on this HIGHLY entertaining interview with our friend and fellow financial founder, Jen Sapel. In this episode, Jen helps us identify what to look for in an advisor, when you might need to start your search for one, and how best to patiently grow your wealth. There's a ton to unpack in this 2 Part episode, here's what you'll learn in Part 1:
- What to look for in a financial advisor
- When to consider hiring an advisor
- What you need to be sure you're covered - from insurance to investing, here's how to begin fostering your future self
- You can pay down credit card debt, here's a bit of how you do that
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
There's a lot to consider when setting up a small business. Some of your first questions may be, where should I file and what should I file as? Well, our Co-founder Maia Monell knows a thing or two about starting small businesses and how to begin. From taxes to profits, liabilities to operations, we'll cover it all in this episode of the Nav.it Podcast.
Here's a bit of what you'll learn:
- What the differences are between Partnerships & LLCs
- How to file for both
- What the liabilities are for both
- Taxes and the pass-through opportunities
- Operating agreements and roles & responsibilities
If you're enjoying our podcast, please take a moment to give us a 5-star review. It SERIOUSLY helps our show!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
While it might not be everyone's favorite topic, credit is a reality of this great beautiful world. Here's how you can best leverage your credit cards, credit scores and lines of debt to live the life you want to lead, all on your terms.
Here's what you'll learn:
- How and when to open and close credit card accounts
- How to improve your credit score
- What actions will surprisingly impact your credit score
- How to manage personal and business loans more effectively
Enjoy! As always, we love to hear from you. If you love our show, please take a second to give us some stars and provide a review wherever you're listening from. Thank you!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Join us as we interview our very first male. That's right. This season (and our new app) celebrates the value of inclusive conversations around money. As a brilliant financial entrepreneur and Nav.it advisor, Jordan is just the person to speak with as we head off on this next year. Jordan is a successful two-time entrepreneur, husband, and father of three. Needless to say, he has a lot to unpack around spending stereotypes, gender roles and the need for inclusive environments at work and at home.
Jordan, thank you so much for joining us!
What you'll learn:
- How to create a more equitable relationship at work.
- Having open, honest conversations at home.
- Better ways to foster financial partnerships. How competitive will you two get??
- Growing your skills in allyship.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Resident behavioral scientist and founder of Nav.it, Erin Papworth, is back to launch Season 2 of the Nav.it Podcast. It feels only right to talk about how to set and actually meet both micro and larger goals as we dive into 2020. This season, Erin's joined by co-founder and CMO at Nav.it, Maia Monell.
What You'll Pick Up:
- The science behind goal setting
- Why some goals just don't pan out
- How to change your goal-setting mindset
- How to create a growth mindset
- How those big life goals can impact your money mindset
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
We're so excited to have you back for Season 2. This season is all about money, honey.
Why? Well, we're learning a lot from our fellow Nav.igators on a journey towards financial and experiential freedom. With the release of the Nav.it Money App hitting your app store in February 2020, we wanted to leverage the stories, tips and insights from our in-powered community members. What better place to discuss our financial wins and woes than here, with you!
Join us each week as we unpack financial concepts and strategies to help you live prosperously on your own terms. Each month takes on a new theme to help guide us through the many money topics we want to nav.
If you are enjoying this season of the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In our last episode of the season, we talk to Amy Barnes, a financial advisor with 20 years of experience and founder of Firebrand Wealth Management. Amy is especially passionate about helping women navigate change such as retirement and divorce, women entrepreneurs, and women working in the technology sector. She shares with us why women are typically underserved financially, what socially responsible investing is, and how financial planners can help.
What You'll Learn
- Why women are typically underserved financially and under-invested
- What some specific financial challenges are for women
- Financial planning strategies for women consider
- What financial planners do
- Why women tend to be smart investors
- What socially responsible investing is
- What exchange traded funds (ETFs) are
- How mutual funds are different from ETFs
- Why it's important to understand fees
- The different types of financial advisors
- How to invest in socially responsible funds
- What a standard global stock index is
- What the best part of her career has been
- Her advice for getting started with investing and financial planning
Where to Find Amy
Firebrand Wealth Management
On Facebook
*This episode is not intended as a recommendation of any investment or security, nor a solicitation of business by Amy Barnes or by Firebrand Wealth Management, LLC. The discussion is for educational and informational purposes only.
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Join us as we talk with Nicole Negron, a Functional Medicine Nutritionist who specializes in women's health. Nicole is leading a movement that encourages women to live in sync with their monthly cycles, and bring female brain chemistry and hormonal health into everyday conversation. She shares with us what led her to embark on this career path, what to consider for each of the phases of the 28-day menstrual cycle, and the role that nutrition plays in finding balance within our cycle. She shows us why deeper knowledge and understanding of our cycle can revolutionize the way we work, parent, play and live.
We had so much fun with Nicole that we ended up splitting her interview into two episodes. If you haven't heard it already, listen to episode 17 before digging into this one.
What You'll Learn
PART I
- What led her to work in women's health
- The work she does with her clients
- What endocrinology is
- What the female cycle impacts (productivity, nutrition, sex, exercise, etc)
- Information about estrogen and how it affects the female body
- Why what we eat an essential part of the equation
- How hormones change during the 28 day cycle
- What to consider for each cycle phase (menstrual, follicular, ovulation, luteal)
- Myths surrounding the luteal phase ("PMS")
- How she is helping her clients become more balanced in regards to their cycle and hormone levels
- How to apply what you learn about your cycle in your life (especially in regards to work and productivity)
PART II
- Nutrition in relationship to the female hormone cycle
- What kinds of foods are best for each cycle phase
- How sexuality is impacted and why sex and orgasms are important
- Information about when peri-menopause starts and what is causing it to start earlier
- How to track your cycle when it's hard to do
- What is important in menopause and post-menopause
- How to honor our cycle in our daily lives and take good care of ourselves
- Why learning more about your cycle is so worth it
Where to Find Nicole
You can get in touch with Nicole at nicole@nicolenegron.com or visit her website at nicolenegron.com. You can also find her on Instagram.
Resources Mentioned
- Information about Menstrual Cycle Phases
- Pussy: A Reclamation by Regena Thomashauer (Mama Gena)
- Slow Sex: The Art and Craft of the Female Orgasm by Nicole Daedone
- Ava Bracelet
- DaysyFertility Tracker
- Jennifer Racioppi
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Join us as we talk with Nicole Negron, a Functional Medicine Nutritionist who specializes in women's health. Nicole is leading a movement that encourages women to live in sync with their monthly cycles, and bring female brain chemistry and hormonal health into everyday conversation. She shares with us what led her to embark on this career path, what to consider for each of the phases of the 28-day menstrual cycle, and the role that nutrition plays in finding balance within our cycle. She shows us why deeper knowledge and understanding of our cycle can revolutionize the way we work, parent, play and live.
We had so much fun with Nicole that we ended up splitting her interview into two episodes. Be sure to head over to episode 18 when you are done with this one!
What You'll Learn
PART I
- What led her to work in women's health
- The work she does with her clients
- What endocrinology is
- What the female cycle impacts (productivity, nutrition, sex, exercise, etc)
- Information about estrogen and how it affects the female body
- Why what we eat an essential part of the equation
- How hormones change during the 28 day cycle
- What to consider for each cycle phase (menstrual, follicular, ovulation, luteal)
- Myths surrounding the luteal phase ("PMS")
- How she is helping her clients become more balanced in regards to their cycle and hormone levels
- How to apply what you learn about your cycle in your life (especially in regards to work and productivity)
PART II
- Nutrition in relationship to the female hormone cycle
- What kinds of foods are best for each cycle phase
- How sexuality is impacted, and why sex and orgasms are important
- Information about when peri-menopause starts and what is causing it to start earlier
- How to track your cycle when it's hard to do
- What is important in menopause and post-menopause
- How to honor our cycle in our daily lives and take good care of ourselves
- Why learning more about your cycle is so worth it
Where to Find Nicole
You can get in touch with Nicole at nicole@nicolenegron.com or visit her website at nicolenegron.com. You can also find her on Instagram.
Resources Mentioned
Information about Menstrual Cycle Phases
Pussy: A Reclamation by Regena Thomashauer (Mama Gena)
Slow Sex: The Art and Craft of the Female Orgasm by Nicole Daedone
Ava Bracelet
Daysy Fertility Tracker
Jennifer Racioppi
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Meet Beth Santos. Beth is the CEO and Founder of Wanderful, an international community of women who love to travel and want to help other women explore the world. Wanderful hosts annual events like the Women in Travel Summit, provides a home-sharing network for women, and has chapters around the world (and that's only a part of what they do). In this episode, Beth shares why she started Wanderful, what it offers women travelers, and the challenges and best parts of her entrepreneurial journey as she's grown her business.
What You'll Learn
- Why she started Wanderful
- What the organization's mission and vision is
- Why women are traveling more than ever
- How she's grown her business
- How and why the Women in Travel Summit (WITS) came to be
- Information about the home-sharing network
- How WITS attendees are impacting the travel industry and contributing to the economy
- What some of the challenges have been for her as an entrepreneur
- What the best part of her Wanderful journey has been
Where to find Beth & Wanderful
Wanderful Website
Wanderful on social media: @sheswanderful
Women in Travel Summit
Beth Santos
Beth on social: @maximumbeth
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Co-founded by lifelong friends Nikki Vargas and Elise Fitzsimmons, Unearth Women is a new magazine that champions women's travel experiences and spotlights women fighting for change around the world. You'll find everything from feminist city guides that highlight women-owned business and local women's history, to profiles of women to watch in the travel industry. In this episode, Elise and Nikki talk about why they started the magazine, the current state of the travel space for women, and what it takes to publish a magazine. They also provide resources for those wanting to delve deeper into feminist thought.
Unearth Women is offering Nav.it podcast listeners a FREE year-long subscription to their magazine! Visit UnearthWomen.com/store and enter the code: FREEYEAR.
What You'll Learn
- Why Nikki and Elise started the Unearth Women magazine
- The back story behind their lifelong friendship
- Why there's been a lack of women's voices and stories in travel writing and journalism
- What the response has been to the magazine
- The current shift in the travel space in regards to women's stories and experiences
- What it takes financially to publish a print magazine
- What's been the best part of the journey for both of them
- Suggestions for helping to bring more women's voices to the table
- Some suggested resources for feminist thought and readings (see list below)
- Information about their upcoming podcast, The F-Word
Where to find Unearth Women
- Unearth Women
- The F-Word Podcast
Resources
- The Feminist Book Club
- Everything's Trash, But It's OK by Phoebe Robinson
- Woman : An Intimate Geographyby Natalie Angier
- We Should All be Feminists by Chimamanda Ngozi Adichie
- Bad Feminist by Roxanne Gaye
- White Fragility by Robin DiAngelo
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Erika Parker Price of the Ready Pause Go podcast spent 10+ years in high-tech marketing before taking a career pause to raise her children. After a challenging but ultimately successful return to work, Erika's goal now is to support women planning to take a career pause or returning to work after one. During this episode Erika shares what prompted her to put her career on hold, and what she learned when she returned after 13 years. She shares tips and insights for women in all phases of a career pause.
What You'll Learn
- What her career was before she stopped working
- What her reasons were for taking a pause
- What she ended up doing during the pause, and why
- Recommendations for your resume while in a career pause
- What led her to decided to return to work
- What her journey back into the job market entailed
- Why she started Ready Pause Go
- Various reasons why women take a career pause
- What a “returnship" is
- How a pause could potentially impact your earning potential over time
- Tips for women considering a career pause, and also for those returning to work
Where to find Erika
- Ready Pause Go Website
- Ready Pause Go Podcast
Real Talk
This week's real talk from the community section of the Nav.it app is about New York bagels (seriously).
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
If you're a small business owner, you might want to think about consulting a lawyer for the mumbo jumbo legal stuff you'd prefer not to focus on. Enter self-described “Lawyer-Human” Shreya Ley who provides legal services, primarily to small businesses. Her expertise is protecting assets and intellectual property. Hear about her career journey, why you and what you produce are worth protecting, and important legal considerations for business owners. She also divulges what exactly a "Lawyer-Human" is...(we know that's your first question!).
What You'll Learn
- Why Shreya calls herself a “Lawyer-Human”
- What led her to a law career
- Why legal services are valuable and worth paying for
- The two main legal protections: personal and business
- The importance of setting up clear contracts and partnerships
- Trademarks and how legal can help when issues come up
- Why women might be less aggressive about protecting their assets
- Tips for getting started with legal services
- Why it’s important to have an attorney when hiring employees or entering a partnership
Where to find Shreya
- Lay Roots Website
- Lay Roots on Facebook
Real Talk
This week's real talk is about stress management strategies (and is from comments in the Let's Nav.it Facebook group).
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
If you want to know what it's like to climb Kilimanjaro, ice climb while shooting a PBS show, or scuba dive with bull sharks, Rachel's the woman to ask. An EMMY-Nominated On-Camera Host, Producer and Camera Operator, Rachel has traveled all seven continents, lived in three countries and journeyed through nearly 70 nations. Her career adventures range from TV hosting for the Travel Channel to producing shows like Ice Road Truckers and Ax Men. Listen in to find out how she's nav.ed adrenaline-pumping experiences, team dynamics and being the only woman for miles in remote and rugged locations.
What You'll Learn
- How she's nav.ed working as a TV show producer, host and more
- Her recipe for finding success
- How she ended up working on "manly man" tv shows
- The challenges that came with working in a typically male arena
- Some stories from her remote location work
- What kept her going when she felt isolated and/or frustrated by being treated differently
- How things have been changing for women working in media
- Her advice for women working in any male dominated industry
- Working with difficult emotions on the job
- What has been the best part of her career path
- Her next exciting adventure!
Where to find Rachel
RachelRoams.com
Rachel on Instagram
Rachel on Twitter
Real Talk
This week's real talk story is about Hanoi, Vietnam.
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Danielle Kayembe is a female futurist and serial entrepreneur who works on projects at the intersection of women, tech and social impact. Through her company GreyFire, she advises female founders on scaling their businesses and raising capital, and connects companies to ecosystems of underrepresented founders. She is a frequent speaker on topics related to women, social impact and technology on CNBC, TEDx, Google, General Assembly and other events, and has been featured in Forbes and Refinery29. She is also the author of "The Silent Rise of the Female-Driven Economy" a white paper on women and the future of business and innovation.
During this episode Danielle talks about how most products that are supposed to be designed for all people (cars, phones, doors, etc), are actually created with a male prototype in mind. She also shares her thoughts and insights around the silent rise of the female driven economy, explaining why more women are creating products designed with women in mind.
What You'll Learn
- More about her groundbreaking article: The Silent Rise of the Female-Driven Economy
- How most products and devices out there have been designed with men in mind
- How this impacts women – from being able to successfully use their phones to career choices
- What the response has been to her article and talks
- How this also plays out in the medical arena
- The rise of women entrepreneurs who are building solutions based on identified pain points
- Historical contributions of women in the work force
Resources & Links
- DanielleKayembe.com
- Danielle on Instagram
- Refinery 29 Article: The Silent Rise of the Female-Driven Economy
- Medium Article: 100 Women, 100 Stories - Danielle Kayembe
- Good & Mad by Rebecca Traister
Real Talk
This week's real talk story is about navigating your way through New York City.
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode, Lisette Austin interviews Kelly Lewis, creator of Go Girl Guides (the first series of travel guidebooks for women) and Women's Travel Fest which inspires, empowers and connects women who love to travel. Kelly is also the creator of Damesly, tours for professional and creative women. She shares her journey from bartender to successful travelpreneur and how she created a popular annual event for women from all over the globe. She also tells us how to navigate some of the challenges that come with entrepreneurship - and why it's all worth it.
What You'll Learn
- What the Women's Travel Fest is and how it got started
- What it's like to navigate a large event with multiple moving parts (speakers, venue, swag bag, etc)
- Some of the lessons she's learned along her entrepreneur journey
- The importance of women asking for the money they need (and deserve) to make their businesses successful
- How starting an event like Women's Travel Fest has positively impacted her life
- Her tips for women embarking on entrepreneurial ventures
- Information about Damesly, which offers travel tours for professional and creative women
Resources & Links
- Women's Travel Fest
- Go Girl Guides
- Damesly
Real Talk
This week's real talk story is about something that happened to one of our nav.igators in the Bahamas - so be sure to listen until the end!
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
So you've started budgeting and maybe even spending less than you earn. You might even have a little in your savings account. Now what? Women still don't always feel comfortable sitting down and talking about ways to grow their wealth - and Nav.it wants to change that. Join Nav.it CEO and Founder Erin Papworth and host Lisette Austin as they explore various ways that women can exponentially generate more wealth in their lives.
What You'll Learn
- There are different ways of growing our wealth and compounding our wealth
- What compound interest is and how it works
- Why it's a good move to start investing sooner than later, even if you don't have a ton of money to work with
- Apps & financial institutions that can help you start investing now
- Why it's never too late to start
- Other things to think about, like maximizing employee benefits and minimizing investment fees
- Real estate as another way to grow your wealth
- How refinancing a mortgage can benefit you
- Entrepreneurship as yet another (sometimes complicated) way to rapidly generate your wealth
- The increase of women working in and benefiting from all of these arenas
- Why it's worth taking the time and effort to learn more about ways to grow your wealth
Resources
Acorns
Vanguard
Betterment
Robin Hood
Real Talk
This week's real talk story is about Salvador, Brazil - so be sure to listen until the end!
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Learn how a nav.igator made a unique investment in her 20s that led to a big return thanks to a girl's best friend (not diamonds)--compound interest. Even more inspiring: she left a toxic relationship, took some unexpected turns, became an exotic dancer to bring in the big bucks, and turned her earnings (and double life) into a nest egg that will serve her well into the future. She also later was able to turn a long time passion into a freelance business. It's an empowerment story about coming out on top— with grit and resilience.
What You'll Learn
- How she was able to make a significant chunk of money while young and in college (no judgement!)
- What led her to decide to invest that money (especially when most of her peers were not thinking of saving for the future). It's a great story.
- How much her initial small investment is worth today (so amazing)
- What advice she would give to her younger self, looking back now
- Why she views her decision to invest as an action of self-worth
- Information about dollar cost averaging and how it works
- What her saving habits have looked like after that initial investment
- How (and why) she learned more about investing and growing wealth over time
- How she recently turned a passion into a great freelance business
- Her tips for those wanting to start on a healthy financial path and start growing wealth
- Why making a few sacrifices is ultimately so worth it (and we are worth it)
Real Talk
This week's real talk story is about Malawi - so be sure to listen until the end!
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Today's interview is with Rita Golden Gelman— an extraordinary world traveler and elder Nav.igator. Now 81 years old, she spent 33 years of her later life without a permanent residence. Author of the New York Times bestseller: Tales of a Female Nomad: Living at Large in the World, she personifies the idea that true wealth is experiential. A prolific children’s book author who wrote while on the road, Rita was a working nomad well before the current “digital nomad” trend. She also edited and published a collection of stories from women travelers: Female Nomad and Friends: Tales of Breaking Free and Breaking Bread Around the World. She was invited to share her life and travel perspectives in a TEDx talk: The Joy of Connecting.
Rita has lived on five continents and in often rural places in Mexico, Indonesia, Africa, Laos, Thailand, Guatemala, Colombia, India, Tanzania and more. During this conversation, Rita shares stories about how she nav.ed a life of travel (managing logistics from finances to visas) and what her life is like now as she ages (some serious #realtalk). She also offers her favorite resource for those wanting to dive into a nomadic life.
What You'll Learn
- How she handled working remotely and staying in touch with family before the age of the internet
- How she found places to stay throughout her 33 years on the road
- Her main reason for traveling
- How she was able to survive financially during her years abroad
- Some of her experiences from where she lived the longest (Indonesia)
- How she handled some of the logistics like visas and residency
- What her most recent trip to Rwanda was like
- What life is like now at almost 82 years old
- The importance of NOW.
- The #bestpart of a lifetime of travel
- What her most recommended travel resource is
You can follow and learn more about Rita at ritagoldengelman.com
Watch and listen Rita’s TEDx talk: The Joy of Connecting
Pick up copies of her books: Tales of a Female Nomad: Living at Large in the Worldand Female Nomad and Friends: Tales of Breaking Free and Breaking Bread Around the World (Proceeds from the purchase of Female Nomad and Friends goes towards providing school scholarships for children in Delhi, India)
Resources Mentioned
- Servas International – Peace and understanding through travel and hosting
- Servas United States
Real Talk
This week's real talk story from the Nav.it app community is about Bora Bora.
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Join co-hosts Erin Papworth (CEO & Founder of Nav.it) and Lisette Austin (a.k.a travel hacker Jet Set Lisette) as they talk about freelancing as way to nav.it financially and in regards to lifestyle and career development. They both share their own freelance journeys and offer tips and insights into making the leap into a starting a small business.
What You'll Learn
- Why Erin decided to start a business and start freelancing
- Some of the challenges that can come with freelancing (real talk)
- How Erin navigated setting up an LLC, and why it may not be as intimidating as it seems
- What freelancing has looked like for Lisette as well
- The importance of having a good accountant and knowledgable professionals on your side
- Why it's also important to ask questions, talk about the issues and educate yourself
- The importance of advocating for yourself - especially in regards to negotiating and setting your contract rate
- How starting a business has changed Erin's life and perspective - why it's worth it
Real Talk
This week's real talk story from the Nav.it app community is about Seville, Spain!
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Join Erin and I as we have a fantastic conversation with Whitney Hansen, host of the Money Nerds Podcast. She's also a money coach, adjunct professor and Facebook Small Business Council Member. She coaches overwhelmed millennials on how to accelerate paying off debt and be financially independent. Some of her financial accomplishments include paying off $30,000 in 10 months, buying her first home at 19, and paying $472 for her master's degree.
What You'll Learn
- How Whitney got started on her journey of rocking her personal finances (and at such a young age)
- How she managed to purchase a home at 19 years old
- Some of the challenges that come with working to meet big financial goals.
- How she dealt with socializing while reducing her spending (i.e. dining out less often)
- Why she believes making some short term sacrifices is definitely worth it
- why she loves shifting what we think financially responsible people look like
- Her recommended first step towards changing your financial landscape
Resources
The Money Nerds Podcast
Real Talk
This episode's Real Talk stories are about 1) #FinancialPositivity and 2) navigating Oslo, Norway.
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Co-Host Erin Papworth turns the tables on Host Lisette Austin (a.k.a Jet Set Lisette) interviewing her about her experiences nav.ing travel reward credit card systems, resulting in saving over $100K in travel costs. Lisette shares about what travel hacking is, how she's managed to maximize credit card sign up bonuses without damaging her credit score or going into debt, and offers tips to those who want to get started doing the same.
What You'll Learn
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What travel hacking is
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How she started using credit card sign up bonuses as a way to travel
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Why being willing to look at her finances was the real key to travel hacking
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Why her credit score is still in the 800s despite opening a multitude of cards
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Dispelling other myths around travel hacking
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Why staying organized is important (and why the effort is worth it)
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Her favorite spontaneous trip using miles
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A travel fail story. :)
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Tips for getting started with travel hacking
BONUS: Nav.igators get 10% off Jet Set Lisette's online travel hacking course by using this discount link! jetsetlisette.com/nav.it
This episode's Real Talk story is a fabulous story about one woman's challenges while navigating Hong Kong (complete with surprise ending).
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode Nav.it CEO and Founder Erin Papworth talks about why she believes true wealth is experiential. Join us for a conversation about why it's time for women to redefine wealth, how learning to nav your finances brings more freedom, and the benefits of increased access to financial systems.
What You'll Learn
- More about the changing definition of wealth
- That we are the sum of our experiences and relationships, not our bank accounts
- How money is a tool to fuel our lifestyles, or a result of us pursuing what fulfills us
- Travel as one example of the pursuit of unique experiences
- The importance of confidence, resilience and grit in nav.ing your way to your true wealth
- The history of women (and other marginalized people) and wealth in our country
- The benefits of increased access to finance management systems
- How understanding those systems can help you build wealth, even with a modest income
For this episode's Real Talk story, Erin shares about how she nav.ed some challenging experiences in Scotland.
If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section. We'd love to hear from you!
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In episode 2 Nav.it host Lisette Austin talks with Jamila Souffrant, a Certified Financial Education Instructor (CFEI), podcaster, writer and founder of JourneytoLaunch.com. Jamila is considered a go-to financial thought leader in the personal finance field and is the resident financial expert on a weekly segment on News12, the most watched local TV news-station in NYC and has been featured in other notable media outlets such as ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. The Journey To Launch Podcast was also named one of "27 Podcasts You Need To Start Listening To In 2018 by BuzzFeed".
Jamila and her husband saved $169,000 in two years and are debt free besides their mortgage – all while living in NYC with three small children. She shares her incredible financial journey and tips on how to nav your finances and grow true wealth.
What You'll Learn
- What propelled Jamila to start on her journey to financial independence
- How she and her husband were able to save $169K in 2 years
- What some of the changes they made looked like
- The power of simply being aware of what you are spending
- How Jamila's mom influenced her life and set her on the path she's on today
- What the F.I.R.E. movement is
- How her journey to financial freedom has changed her life
- How wealth is equally defined by having flexibility, and increased time for family and experiences
- What some of the challenges and lessons have been along the way
- Her tips and advice for others starting on the path to a new financial reality
Resources
Journey to Launch.com
Journey to Launch Podcast
The episode ends with a Real Talk story about visiting Philadelphia. If you want to have your story featured on a future episode, download the Nav.it app and leave your post in the Community section.
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this kick off episode, learn why Nav.it CEO and Founder Erin Papworth dropped everything to create a female-forward money management app that provides practical finance, travel and life tips. Erin spent 12 years working in sub-Saharan Africa on projects that increased health care access for marginalized women. Her work and travels have taken her to Tanzania, Zanzibar, Kenya, Malawi, and Haiti, Cameroon, Sudan, Mozambique, and other countries in Africa and around the world. Upon her return to the U.S., Erin became determined to change female conversations around finances and help women redefine their lifestyles and what wealth means to them. Erin shares about her entrepreneur journey and her drive to help women navigate finances, travel and life.
What You'll Learn
- The backstory behind the genesis of Nav.it
- The history of women and access to wealth
- The core underpinnings of the Nav.it philosophy
- The importance of women learning to navigate traditionally male dominated systems
- Information about the Nav.it app and what it provides
- What some of the challenges have been along the way
The episode ends with a Real Talk story about Singapore from the community section of the Nav.it app.
Resources
Nav.it
Shoe Dog: A Memoir by the Creator of Nike
If you want to have your Real Talk story featured on a future episode, download the Nav.it app and leave your post in the Community section.
If you are enjoying the Nav.it podcast. please take a moment to rate, review and subscribe – we would appreciate it as it really helps us grow the show. Other comments, suggestions or other feedback? Find us on Facebook, Instagram and Twitter at @letsnavit.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Welcome to the Nav.it podcast! This podcast is dedicated to inspiring you to become prosperous on your own terms, elevating the way you experience the world.
At Nav.it we believe women are redefining what wealth means to them. We invite you to join the conversation as we build a feminine vocabulary around money and what it means to be successful. Hearing how other women have rocked their lifestyles, finances, and travel—and have navigated traditionally male dominated systems, is a great way to get inspired and shift mindsets . This podcast provides tips, resources and insights through weekly discussions and guest interviews with featured Nav.igators.
What is Nav.it?
Women finally have access to their own money, and it’s time we start talking about it, managing it and owning it. Nav.it is three things:
1) A money management app that provides practical finance life and travel tips - all speaking to the feminine experience. You can use the app to set up tangible savings priorities to achieve lifestyle goals. ( Download it at http://nav.it and get a 30-day free premium trial).
2) A verb: To "nav.it" means to navigate successfully through challenges and obstacles to get to your end goal.
3) A community: a sisterhood of navi.gators who will support you on your journey to financial and experiential wealth.
Let's Nav.it!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app