Save your Retirement with Pat Strubbe: Recent Episodes
Patrick Strubbe
Patrick A. Strubbe, ChFC, CLU, RFC is the founder and owner of Preservation Specialists, LLC. He has been helping clients with their financial futures since 1997. Pat has been featured as a retirement expert in USA Today and on WIS-NBC TV with Dawndy Mercer Plank. He’s also been featured in Investors Business Daily.
Pat is also the author of the Amazon.com best-selling book, “Save Your Retirement!” Featuring seven nasty villains, Pat’s down-to-earth humor and expertise shines through his Super Retirement Planner’s character. His book is helping many people understand the serious challenges faced by those nearing or in their retirement years.
Retirement is a time to enjoy life, but financial missteps can turn it into a source of stress. This week, Pat joins Melissa to discuss the top retirement mistakes that could drain your nest egg—and how to avoid them.
A recent study shows that thirty percent of people are less optimistic about whether their retirement financially will be as good as it was when they were working. Inflation, longevity, taxes and risk are all major factors. Pat takes a look at how best to handle your savings, including true diversification of investments and working with a financial professional to help put together as many streams of income as possible.
This remains the number one fear of people going into retirement, and with longer lifespans, inflation, and the possibility of increased tax rates in the future, your savings may need to stretch for longer periods of retirement. Pat takes a look at how proper planning can help that money last.
It’s time to face a few hard financial truths head-on. Social Security is not stretching as far as it used to, future benefits may face pressure, withdrawal strategies are getting tighter, and healthcare can take a much bigger bite out of savings than you may expect. In this episode, Pat explains what these challenges mean and, more importantly, what you can do now to help build a retirement plan that’s more prepared to handle them.
The finish line is in sight, but one of the most dangerous parts of your financial journey may have just begun. During this critical ten-year window surrounding your retirement date, a single market crash can permanently impact your life savings. In this episode, Pat exposes the reality of sequence-of-returns risk. He reveals why the five years before and the five years after you stop working may be among the most vulnerable of your entire life, and how to build a fortress around your money before the next economic storm hits.
Do you want tax free income in retirement? Roth conversions are the way to go, but there is a method as to how to do them. Pat breaks down what they are and the strategy for doing them in the most tax advantaged way, so you save money both now and in the future.
The stock market inevitably goes through ups and downs, but the downturns don’t have to derail your financial future if the right preparations are made ahead of time. Pat discusses how putting a plan together can help deal with potential market corrections so your money will still be ready to work when you need it.
It’s not what you make, but what you keep that counts, especially in retirement. Pat discusses how to turn your savings into reliable income, and how working with the right financial professional can help.
Across the country, a gap is opening between the retirement Americans dreamed of and the one they’re living. Faced with persistent inflation, mounting debt, and terrifying headlines about the future of Medicare and Social Security, both workers and current retirees are losing faith. In this episode, Pat breaks down the latest data and provides actionable, empowering solutions to help you take back control of your financial future.
After a look at whether a recession may be looming in the near term, Pat takes a look at Social Security, and how retirees can optimize their benefits depending on their situation in regards to age, marital status and other factors.
Prediction markets are showing a 37% chance of a recession in the United States in the near future, and many pre-retirees and retirees are concerned about their financial future. Pat takes a look at the current financial landscape, the chance of stagflation occurring, and ways that a written plan can help to recession-proof your savings before anything hits.
The recent conflict in Iran may have people wondering what may happen, especially those who are living off retirement savings. Pat takes a look and reinforces the importance of not only having a plan, but sticking to it in uncertain times.
People build up savings for 30 to 40 years while they’re working, but savings by itself it not a retirement plan. Pat takes a look at how that savings can turn into actual income to help augment Social Security or pensions so that you will have money to live your lifestyle throughout your retirement.
It’s the number one fear of Americans as they get set for retirement, and there are many factors as to why that is, including longevity, inflation and taxes among others. Pat discusses these and other areas and how planning for them as best as possible can help alleviate some of the fears and help better set people up for their post working years.
Cooling inflation sounds like good news, but for millions of retirees, it could mean a much smaller Social Security check increase next year. Early estimates predict the smallest COLA since 2016, while costs for essentials like groceries and utilities are still climbing. In this episode, Melissa and Pat reveal what a small COLA really means for your budget and why your retirement income plan is more important than ever.
A recent survey shows nearly three-quarters of those questioned are not confident Social Security will run out of funding during their lifetime. Pat talks about the survey results, possible changes which could be made, and what people can do to make sure they have enough savings to cover any shortfalls just in case benefits may be reduced in the future.
Pensions are pretty much out, and individual responsibility for retirement saving is the new norm. Throw in longevity risk and the uncertainty of Social Security in the coming years and things can get out of whack in a hurry. Pat takes a look at what has changed and what continues to change in retirement planning and what you can do to help make sure you not left behind.
The Federal Reserve recently made a big decision: they’re keeping interest rates steady for now. But what does this really mean for you, especially if you’re retired or thinking about retirement? In this episode, Pat talks about why the Fed’s moves matter, what’s going on with inflation and politics, and what savvy retirees could do right now to feel more financially confident.
Talking to family about inheritance and legacy planning is difficult for many families, but avoiding the conversation can lead to family rifts and financial mismanagement. Pat takes some time to discuss why communication can be the missing piece in many legacy plans.
Pat revisits the topic of how money affects people emotionally, and how their behavior can play into the decisions they make with their investments, and not always for the better.
known tax and estate planning authority Bob Keebler about the changes and what you can do to help determine the best ways to make them work for you.
Income is the key to any retirement plan because without it, retirement isn’t very realistic. Pat takes a look at ways to develop streams of income to go along with Social Security that can bring you what you need for your regular expenses, and form the basis of a solid economic retirement plan.
Inflation is a top concern for many retirees, but is it the biggest threat to your financial future? This week, Pat shares the real risks inflation poses to your retirement and ways to preserve your purchasing power for the long run.
After looking at a theoretical privatization of Social Security and whether it could benefit Americans or not, Pat looks at the complex issue of taxes in retirement. This includes why rates are higher than what most people expect and how planning for the future can help you from paying more to Uncle Sam than is absolutely necessary.
Pat takes another look at the national debt problem, which has been building up in Washington for decades, as well as revisiting certain financial habits you would be better off breaking, as well as signs you may need a new advisor for the retirement phase of your life.
This Thanksgiving, we’re serving up more than turkey and stuffing — we’re dishing out a full plate of retirement planning tips! Pat will help you build your “Retirement Thanksgiving Plate,” where every dish represents a key ingredient for working towards a successful retirement. Let’s dig in!
Pat begins by looking back at financial bad habits to try and break when getting close to retirement, then gets into how to build a five star retirement plan that covers all five major areas to be accounted for, including income, taxes, growth, health care and legacy planning.
The Fed finally decided to cut rates by a quarter percent earlier this week, but it has been a long battle between President Trump and Fed Chairman Jerome Powell over the direction of the economy and how rates should be conducted. Pat takes a look at these financial headlines, and also looks back at various things we don’t completely know when we retire that could affect our futures in that regard, such as tax rates, inflation and health care costs.
Pat takes another look back at the history of taxes and how they have played a role in our country’s history, both distant and recent past. He also looks at how planning for the future as a family can help make sure everything passes smoothly when the time comes for the next generation to inherit estates from their parents or other older family members.
With tariffs and trade policy making headlines, it’s time to ask: Are your investments and financial plans prepared? Pat breaks down what these changes could mean for your portfolio and ways you can stay ahead.
After taking a look at some habits to break when preparing for retirement, Pat looks at ways you can help make your retirement money last, including having a written plan to follow to help you stay on track.
Today, we're diving into what the Big Beautiful Bill could mean for your taxes, your future, and your retirement plans.
Uncertainty is Everywhere | Save Your Retirement Podcast with Pat Strubbe by Patrick Strubbe
Could one new law rewrite the rules for your wealth and retirement? President Trump’s “Big Beautiful Bill” could transform the way you protect, grow, and pass on your assets. Pat is here to explore the opportunities this proposed legislation brings to the table.
There are reports of a 40% chance of an economic downturn in 2025. Pat discusses the media’s role in these reports and how people should stick with their plan regardless of headlines, and that changes can be made if and when necessary. He also revisits the subject of taxes in retirement and strategies to help preserve your money from having to pay Uncle Sam more than you need to.
Pat looks back at a recent study showing a number of Americans did not do well on a quiz involving numerous questions surrounding financial issues and how they could do better. He also looks at ways to create dependable retirement income, as well as the top ways to stay active in retirement.
Pat discusses the recent market volatility and how you should assess your level of risk in your portfolio to make sure you are comfortable with your investments. He also revisits various challenges with your money in retirement as well as answering a variety of questions from listeners.
The market is riding a rollercoaster, and navigating it can feel like a challenge. Pat will break down what’s driving these market swings and what it could mean for your retirement strategy.
As we approach the halfway point of the year, what are things people can do to make sure their plan is still where it needs to be? Pat takes a look at what a proper check-up entails and how to be sure your plan is working for you. He also revisits the topic of behavioral finance and how people can act when it comes to their money.
You have your nest egg for retirement, but how can you be sure it can last as long as you do? Pat discusses some of the ways to help make this happen.
Big headlines and big market gains! Pat will share how events like the recent trade truce between the U.S. and China can directly affect the market – and potentially your retirement savings.
Retirement planning involves more than just the person or persons retiring. Pat takes a look at how to plan so that everything gets taken care of as years go by and life changes and, eventually, things pass on to kids, charities or other beneficiaries.
Taxes have not always been like they are today in the U.S. Pat takes a look at how our nation was funded over the years, leading to today’s much more complex system of taxing and spending. He also revisits the subject of what to do if your spouse passes away early and how to plan for it, just in case.
People get dependable, regular paychecks during their working career. But when retirement comes, those regular paychecks need to come from other sources. Pat takes a look at what these are, and how to create a foundational piece of income that covers regular expenses as part of a solid retirement plan.
Could we be headed toward a recession? Some economists say that we have a 40% chance of an economic downturn. Pat is here to share simple steps that could help preserve your money if the market takes a dive.
Pat looks at the rising national debt and its recent history, and why many economists feel rising taxes are the only way to try and dig out of it. Later he looks at how to preserve the money you have saved in IRAs and 401Ks, especially as it involves tax planning to try and avoid future tax increases.
Many people think they will be paying less in taxes in retirement because they aren’t working. Pat takes a deep dive into the system and finds that may not be the case, that many folks may pay more taxes, especially if rates go up to help lower the mounting national debt.
Many people aren’t especially confident about the future of Social Security, which is a huge part of any retirement plan. Pat looks at the system and what may lie ahead regarding its ability to provide income for post-working life. Later he revisits the five financial stages of life and answers listener questions from the mailbag.
After a look at the recent financial landscape, Pat addresses some major questions that people when it comes to their retirement savings and how best to make it work for them.
People have specific things they do with their money that may not always be the best for them. Pat takes a look at what you might want to change regarding your situation. He also goes over the experience of being a client with a financial professional, as well as looking at ways to stay active in retirement.
Retirement plans are like road construction, especially in some areas where caution is advised. Pat takes a look at how to properly construct a written plan to handle all the areas you need in retirement, including income, taxes, health care and more.
Financial gurus have gains millions of followers over the years. On the one hand, some of their advice has helped many Americans make better financial decisions. But on the other hand, their paint-by-the-numbers financial strategies and advice are often grossly oversimplified and sometimes can be even harmful to their followers.In today's show, Pat breaks things down by providing you with the good, the bad, and the ugly specifically for two of the biggest financial gurus out there. This is one you definitely don't want to miss!Find out more about Pat and Preservation Specialists here:www.RetireWithPat.comwww.SCPreservation.comwww.Amazon.com/Author/Pat-Strubbewww.youtube.com/@PreservationSpecialistLLC
In this video, we dive into the concept of Social Security's cost-of-living adjustment (COLA) and its impact on retirees. We'll explain what COLA is, how it's determined by the Social Security Administration, and why it’s crucial for keeping up with rising costs. If you're curious about how COLA works and what to expect for Social Security in 2025, this discussion will provide the insights you need to feel more informed and in control of your retirement planning.
"Wondering how to navigate the current interest rate landscape? The Federal Reserve has decided to hold interest rates steady, but they've scaled back expectations for rate reductions later this year. So, what does this mean for your financial strategy?In this video, we explore key opportunities while interest rates remain elevated. One standout option is investing in a fixed annuity now. Analysts suggest that securing a high interest rate today could benefit you for the life of the annuity, regardless of future Fed decisions. Don’t miss out on this potential opportunity to lock in a favorable rate!"
The art of financial planning and the pursuit of a dream balance between enjoying life today and securing your future. In a world driven by instant gratification, we all know the importance of planning ahead, yet finding that perfect middle line remains a challenge.
In this episode of Save Your Retirement, we dive into the common financial anxieties surrounding the upcoming election, government spending, and rising inflation. We'll explore strategies to develop emotional intelligence to manage these fears, and provide practical advice on how to maintain confidence in your retirement plans despite the noise. Learn to recognize the media's negative bias and understand the importance of having a solid financial plan to ease your mind. Tune in to empower yourself with knowledge and find peace amidst economic uncertainty.
In a world where the only constant is change, Pat explores the top five financial innovations revolutionizing the industry. Discover how these advancements are shaping the future of finance and impacting everyday lives.
Discover how to break the bad habit of living without a financial plan and avoid missing out on valuable tax breaks. With only 33% of Americans having a written financial plan, this show will guide you in ensuring your money lasts through retirement by avoiding poor financial habits and establishing a solid plan.
At Preservation Specialists we have 5 key areas that we focus on for our retirement planning clients, One being Estate Planning. Join Pat and this weeks guest (Jeremy Martin our trusted Estate Attorney from ---) as they discuss whats the best fit for you and there isn't one size fits all.
You spent an entire career saving for your retirement, don't make a misstep that spends down your savings too quickly.
Every client has different financial goals and different financial needs, we want you to find the best fit for YOU!
Join Pat and guest Casey Estridge for an insightful discussion on navigating the real estate investment market. Explore the complexities of the IRS tax code with Pat and Jen, and learn practical strategies to safeguard your retirement from tax implications. Don't miss this opportunity to gain valuable insights from industry experts.
“Peak 65” is here with record numbers of baby boomers turning 65 in 2024. That means millions of Americans will be facing decisions about Medicare, when to retire, and when to start Social Security.
Is 2024 your year to retire? Today we have your retirement forecast for 2024, so you can understand the key factors you might want to consider before you enter this next phase of your life.
Here we are again. The start of another New Year, and the opportunity to get ahead of your financial strategy in 2024. There are several deadlines to remember throughout the year. We want to hit the highlights so you can mark your calendars for key retirement dates to remember for 2024.
What changes will the New Year bring for programs like Social Security and Medicare? Plus the IRS has made some recent changes that could be pretty costly for some of you. We’ll tell you what to expect and so much more today.
You might think the hard part is over now that you’ve spent all these years saving for retirement. But do you know how to turn that savings into income in retirement? And do you know just how much income you can withdraw without penalty from your retirement accounts? We’ll cover that today, as well as some controversial opinions about just how much you can safely withdraw.
Interest rates have risen higher and faster than any other time in history. What does that mean for borrowers, for savers, for homebuyers and homeowners? Pat asked his lending expert Sam Cullum of Guild Mortgage to join him on this weekends show
Things are looking up for many of us, with higher average retirement account balances. But what are some of the other factors you don’t want to lose sight of? Pat will break it down for you on this week’s episode of Save Your Retirement. Don’t miss it!
We all know there’s more to preparing for retirement than just saving enough. What steps are you taking to preserve what you’ve saved? Pat covers some of the options for you to consider for your family. Don’t miss this week’s episode!
Did you know the average American worker will hold about 12 different jobs over their lifetime? If you’ve worked for more than one company and have saved in more than one 401k, that’s all the more reason to get some guidance on getting your finances in order for retirement. Pat has some insights to share on that. Don’t miss this week’s episode!
You’ve spent your entire career saving for retirement. How can you make sure you’ve done enough? The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly. So today we have four ways to help you maximize your retirement income. You can make the most out of your retirement by taking these strategic but simple steps. Don’t miss this week’s episode!
We’re well over halfway through the year and mid-year is a great time to take a moment to review your savings, investment, insurance and tax strategies so you have plenty of time to make changes before the calendar flips to 2024. You don’t want to wait until the fourth quarter of the year to check on your finances! Pat has your mid-year retirement checklist on this week’s episode. Don’t miss it!
Concerns about appearing greedy … feeling inadequate … privacy concerns … and paranoia about your own lack of financial knowledge. Those are just some of the reasons why many people absolutely dread talking about their finances. But it’s important for you buckle down and have some of those crucial conversations with your spouse, your family, and your financial planner. Pat will share some tips on how to navigate these talks on this week’s episode. Don’t miss it!
Is there a ‘magic number’ you should try to save for your retirement? There are a number of factors to consider when trying to determine if you’ve saved enough and Pat will cover that today and much more on this week’s episode of Save Your Retirement with Pat Strubbe!
What are some of the key pieces of a retirement income strategy? What are some ways you can help ensure your income will last? How important is it to be tax efficient in retirement? How will you pay for long-term care? Those are some big questions but Pat will help you piece together your retirement planning puzzle. Don’t miss this week’s episode!
It’s a tale as old as time. Governments have debt, and leaders who have different ideas about how to address it. Nothing new there. But you might be surprised to learn just how fast our nation’s debt grew right from the start of the Revolutionary War. Not only do we have a history lesson for you, but Pat will also cover what you should be ready for in the future in terms of government spending, and how it can impact your retirement. Don’t miss this week’s episode!
The fear of outliving your money isn’t a new concern for retirees. But it’s become an even bigger concern for many of you thanks to factors like inflation and longevity. Analysts say now is the time to get serious about planning for your future. As retirement confidence is dropping, now is the time to Save Your Retirement with Pat Strubbe!
You’ve heard us say it before … people tend to spend more time planning for vacations than they do planning for retirement. But there are some fun comparisons we can make between planning for summer travel and preparing for retirement. Don’t miss this week’s episode of Save Your Vacation Retirement with Pat Strubbe!
Last year was a year of “worsts” for our economy. Even the bond market logged its worst year on record, leaving new retirees wondering … “How can I stay retired? What am I supposed to do to help make sure I won’t run out of money?” And those concerns aren’t going away so far in 2023 with new concerns about interest rates, inflation, and bank failures. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
You might have your home paid off (or nearly paid off) when you get to retirement, but are there any other housing costs that you might need to prepare for? This is especially important if you’d rather spend as many years as possible in your home rather than moving to a retirement community or assisted living facility. Don’t miss this week’s episode!
With everything going on in the world right now, your finances need to be able to weather any financial storm. Today on “Save Your Retirement” we’ll outline some of the major financial risks on the horizon today. We’ll also cover “all-weather” strategies to help you protect your savings, no matter what kind of storms are unfolding in the financial world. Don’t miss this week’s episode!
There are a few things that are rightfully yours when you get to retirement … the wealth you’ve built up in your retirement savings (after taxes of course) … and your Social Security benefits.
2023 is bringing some significant changes to our retirement system in the U.S., with the passage of Secure Act 2.0. Pat is here to walk us through all the changes and new opportunities that exist under this new legislation. Don’t miss this week’s episode!
We’re finally seeing some positive economic trends in the final weeks of 2022 with some better economic numbers here in the U.S. So, are we out of the woods yet? And how does the 2023 retirement outlook shape up? Pat will fill you in on today’s episode of “Save Your Retirement.” Plus, we’ll go over key questions for your retirement strategy and we’ll have some holiday fun with the Christmas Price Index for 2022. Don’t miss it!
Here we are again. The start of another New Year, and the opportunity to get ahead of your financial strategy in 2023. There are several deadlines to remember throughout the year. We want to hit the highlights so you can mark your calendars for key retirement dates to remember for 2023. Don’t miss it!
Do you dread trying to get through to your financial advisor? Feel like your questions go unanswered? You just might need to find someone new to help you with your financial plans for retirement. And you’re in luck because this week Pat will help us identify the top signs that you need a new advisor.
We’re finally seeing some positive economic trends in the final weeks of 2022 with some better economic numbers here in the U.S. So, are we out of the woods yet? And how does the 2023 retirement outlook shape up? Pat will fill you in on today’s episode of “Save Your Retirement.” Plus, we’ll go over key questions for your retirement strategy and we’ll have some holiday fun with the Christmas Price Index for 2022. Don’t miss it!
“It’s more likely to get worse than better.” That’s the forecast for the global economy in the coming months. Pat will tell you more about what analysts are predicting for our economic future and what it means for your retirement. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
“It’s more likely to get worse than better.” That’s the forecast for the global economy in the coming months. Pat will tell you more about what analysts are predicting for our economic future and what it means for your retirement. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
The fourth quarter is here and it’s time for savvy, strategic investors like you to take action. Creating a tax-efficient, inflation-adjusted income strategy now can help you stay ahead of the game later. On this week’s show, Pat tells you what should be on your year-end checklist, PLUS we’ll cover the three stages of retirement. Don’t miss it!
Pat talks about the value of planning for your retirement all year-long, but we hope even more people are tuned into that message this week since October is Financial Planning Month and Long-Term Care Planning Month. Pat explains the fundamentals of both on this week’s episode of Save Your Retirement with Pat Strubbe!
It’s hard to believe but the end of the year will be here before we know it. What will the next few months bring in terms of the economy? And how could economic pressures like inflation and tax increases impact your retirement? Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
Higher prices continue to put pressure on our individual bank accounts, but also on the Fed, the markets, and the economy as a whole. How do you keep all these pressures from putting your retirement plans into a tailspin? Pat has the answer for you on how to create an inflation-adjusted budget and a retirement income strategy for the future. Don’t miss this week’s episode!
Inflation, a down economy, and higher taxes down the road are continuing to feed into feelings of uncertainty for everyone, especially baby boomers who are about to retire or already retired. Can you afford to retire? How can you avoid more losses in your 401k? What are your options for income in retirement? Pat will answer those questions and more in this week’s episode. Don’t miss it!
Don’t count your chickens before they hatch. You probably heard that one from your parents when you were a kid. And it’s probably something you’ve even told your own kids and grandkids. So how do we keep from counting our chickens before they hatch…from our nest egg? Tune in to Save Your Retirement with Pat Strubbe this week to find out!
Ongoing high inflation, a strained economy, and the fact that 10,000 baby boomers turn 65 every day means trouble for two important retirement programs: Social Security and Medicare. This week Pat will talk about why it’s important to act now on your strategy for protecting your income and your future in retirement. Don’t miss this week’s episode!
All those costs of raising kids and paying for college means a lot of you think it makes sense to wait to get serious about saving until the kids have grown and there’s more money to save. The problem? It’s easy to say you’ll save more later, but a lot of empty nesters are struggling to keep that promise to catch back up. That can mean trouble for your retirement. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future … is right now. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
In a year like 2022 with so much economic uncertainty, you might be wondering if you should put your retirement plans on hold. Maybe, maybe not. Pat talks through strategies that can help you protect your retirement savings and help ensure your income lasts as long as you need it to last. PLUS you’ll get to hear from special guest David Walker, on the state of our federal government and how our country’s financial issues could impact you and your retirement.
The Fed continues to walk a tightrope between taming inflation without triggering a full-blown recession. And a down market is the last thing baby boomers want as we approach “Peak 65." Pat will explain what that means in the this week’s show. PLUS, we’re almost halfway through 2022; how are you feeling about your financial goals for this year? Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
A recent CNBC survey shows that 81 percent of US adults are worried about a recession hitting this year; And more economists and financial analysts believe our recession risk is “high.” So what should you do with your retirement savings? We’ll talk you through it all on this week’s show, PLUS Pat will help you navigate the “Retirement Construction Zone.” Don’t miss it!
A recent CNBC survey shows that 81 percent of US adults are worried about a recession hitting this year; And more economists and financial analysts believe our recession risk is “high.” So what should you do with your retirement savings? We’ll talk you through it all on this week’s show, PLUS Pat will help you navigate the “Retirement Construction Zone.” Don’t miss it!
Nine out of 10 Americans are planning to travel this summer, despite inflation pushing prices higher on just about everything. People are still planning to travel, but higher prices are causing many of us to modify our plans. We’ll talk about summer travel trends, PLUS there are plenty of retirement planning lessons we can take from saving for summer travel. Don’t miss this week’s episode!
High inflation, supply chain issues, and a dip in GDP are factors that have some economists predicting we are headed for a recession. You might be wondering if now a safe time to retire. You’re in the right place to get your questions answered on Save Your Retirement with Pat Strubbe. Don’t miss it!
Every week you hear helpful tips from Pat Strubbe on planning for retirement. But this week we’ll take a deep dive into what it’s like to “Retire with Pat” and to work with the team at Preservation Specialists.
Federal officials are considering more aggressive interest rate increase to combat inflation. And Social Security beneficiaries may face over $10 billion more in Social Security taxes this year. Those are our top headlines this week; we’ll cover those things and much more on this week’s episode! Don’t miss it!
Life insurance can be a very important asset a pre-retiree or retiree can have. Yet not only do people tend to question whether buying life insurance is a worthwhile expenditure, they’re also intimidated when it comes to purchasing it. Today’s show helps listeners understand why they should consider life insurance, how life insurance works, the many ways it can help protect a family and their assets, and how to go about choosing the right type and amount of coverage for your needs, so they walk away less intimidated and more enlightened about what for many is a key ingredient of a broader retirement strategy.
Forty-four percent of Americans are worried they’ll never be able to retire, which is an all-time high. And only 33 percent of Americans have a written financial plan, which means nearly 70 percent of us don’t have a written strategy for our money. Do those stats have you worried? There are some simple steps you can take to gauge your preparedness for retirement … it’s as easy as checking off the boxes on our retirement checklist. Join us on this week’s episode of “Save Your Retirement” as we walk you through the Checklist Challenge!
Half of seniors have burned through their emergency savings thanks to inflation. If you’re worried that increased costs will have you pinching pennies in retirement, stay with us as we talk about how you can deal with inflation in the future. Do all these negative economic headlines have you feeling a little down? We also have some uplifting news from an “old” Olympian who wasn’t about to let younger athletes push him out of his sport. Don’t miss a minute of this week’s episode of “Save Your Retirement!”
Just how well can you predict the future? Do you think you can time the markets? How much are you willing to risk? We all know that we can’t predict what will happen with the economy, but we can learn from what’s happened in the past as we make some financial decisions going forward. We’ll talk about the value of solid financial guidance during times of volatility, and we’ll talk through some of those “safer” options for your money on this week’s episode. Don’t miss it!
You might not think much about the big game until you’re on the couch with your remote and a few slices of pizza. That’s the fun part of being a fan. But what if the coaches and players took that approach? No practice, no watching film, no playbooks. Just showing up on game day and hoping things go okay. This week we’ll talk about creating your game plan for retirement. Plus, we’ll learn some lessons from NFL players who have made the right decision with those big NFL contracts.
Inflation concerns continue to make headlines. While there’s a lot of news about how inflation can pose a threat to the job market, what’s the impact on retirees? Do you have a grasp of how much high inflation could potentially impact your retirement? PLUS, we’ll cover the key decisions you need to make with your 401k or IRA once you stop adding money and need to start taking it out. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
We are still at the start of another New Year, which is a great opportunity to get ahead of your financial strategy in 2022. There are several deadlines to remember throughout the year. This week Pat hits the highlights so you can mark your calendars for key retirement dates to remember for 2022.
Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future…is right now. Join us as we discuss how this could improve your retirement plans.
Resolutions are easy to make and even easier to break. It’s time to think about practical goals for the New Year. So if you could use some guidance on creating and sticking to your financial goals, you don’t want to miss this week’s show!
The pandemic that never ends and global supply chain shortages led to rising prices around the globe in 2021. And retirement issues were in the center of it all as Congress did a few things: pumped a lot of stimulus money into the economy and took a hard look at strategies and tools we use to save for retirement. Today we’ll look at the biggest retirement news of 2021. PLUS, three French hens, two turtle doves and a partridge in a pear tree really adds up. The 2021 Christmas Price Index is out! Don’t miss it.
Millions of Americans have left their jobs in the wake of the pandemic. While some are looking for the next big move in their career, others are heading toward early retirement. So if you are suddenly trying to evaluate whether retirement should be your next step, you’re in the right place here on Save Your Retirement with Pat Strubbe. Plus, there’s more to financial success than just facts and figures. We’ll hear from author Morgan Housel about the psychology of money. And we’ll talk about how to create and stick to a spending plan for the holidays. Don’t miss this jam-packed episode!
It’s hard to believe we’re in the fourth quarter of the year. And before you know it, we’ll be in the thick of the holidays and winding down 2021. So now is the time for savvy, strategic investors like you to take action. Creating a tax-efficient, inflation-adjusted income strategy now can help you stay ahead of the game later. Pat will walk you through your year-end to do list on this week’s episode of Save Your Retirement with Pat Strubbe.
There are all sorts of predictions about how much volatility we might see in the coming months. So it’s important that you take steps now to help protect what you’ve worked so hard to save. And if volatility DOES bubble up in the near future, who is most likely to “freak out” over it? The answer might surprise you. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe
There could always be another storm on the horizon. There will always be chaos and turmoil, and your money needs to be able to withstand whatever comes your way. Whether the chaos comes from the global economy, Wall Street, or the halls of Congress, you need to have a financial strategy in place to make sure your accounts and savings, can weather the storm. We’ll also hear from the chair of the Federal Reserve on inflation pressures, and we’ll talk about how to shore up your retirement plan so you’re prepared to deal with inflation down the road.
After a year off, they’re back. Required Minimum Distributions (RMD) need to go back on your checklist if you’re eligible to start taking them. There’s some wiggle room on how much time you have to start taking the money, but it’s important that you understand all the rules, so you don’t get walloped with the highest penalty in the tax code. Plus, expanding Medicare is up for debate in Congress. We’ll tell you who is for it and who’s against it. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe!
There are all sorts of predictions about how much volatility we might see in the coming months. So it’s important that you take steps now to help protect what you’ve worked so hard to save. And if volatility DOES bubble up in the near future, who is most likely to “freak out” over it? The answer might surprise you. Don’t miss this week’s episode of Save Your Retirement with Pat Strubbe
There’s a lot of buzz that the Social Security Trust Fund could be depleted in less than 15 years. But is it all doom and gloom? Pat will help you put that into perspective. Plus, if you are taking withdrawals from your retirement accounts, you might need to dodge the “tax torpedo” that could be headed your way. You don’t want to miss this week’s episode of Save Your Retirement with Pat Strubbe!
Are we on the brink of a “flash recession” like some analysts think? What about the possibility of tax increases? And even without risks like these, more than a quarter of Americans underestimate their life expectancy, so they’re coming up short when it comes to how long their retirement savings will need to last. These are just a few of the reasons why Pat will spend some time on this week’s show talking about how you can create an income strategy for your retirement. Don’t miss it!
For years, you’ve been focused on saving and accumulating wealth. But you don’t want to forget an important part of the equation – how do you get money out of those accounts? What are the taxes that it can trigger when you start withdrawing money? It’s important that you understand the rules when it comes to taking money out of your retirement accounts AND potential changes in the law if you want to leave any of that money for your kids or grandkids. We’ll cover all of that, and much more on this week’s episode of Save Your Retirement with Pat Strubbe! www.SCPreservation.com
It’s time to face the fact that higher taxes are probably coming. Most people don’t realize we’re in a low tax rate environment, but taxes aren’t going to remain “on sale” forever. This week we’ll cover how the Biden tax hikes are starting to come into focus and what you can do to help protect your savings from higher taxes down the road. We’ll also talk about the biggest transfer of wealth in history, and how some of the tax rules involving inheritances could be changing. And you don’t want to miss the financial planning lessons we can learn from the (monstrously expensive) Olympic Games.
Many are optimistic that the US is finally emerging from the pandemic, but with millions still unemployed and concerns about possibly higher inflation in the future, only time will tell if we could truly make a recovery. We’ll hear from the chair of the Federal Reserve on what’s going on with the labor force in the US. We’ll also spend some time talking to Generation X, because ready or not, Gen X is on deck for retirement. Don’t miss it! www.SCPreservation.com
Many are optimistic that the US is finally emerging from the pandemic, but with millions still unemployed and concerns about possibly higher inflation in the future, only time will tell if we could truly make a recovery. We’ll hear from the chair of the Federal Reserve on what’s going on with the labor force in the US. We’ll also spend some time talking to Generation X, because ready or not, Gen X is on deck for retirement. Don’t miss it!
For the typical American household, Social Security represents the majority of their retirement assets. On this week’s show, you’ll learn about the factors you must consider before claiming and some of the biggest mistakes to avoid. Plus, we’ll talk about how to help you embrace the idea of living longer in retirement instead of dreading the idea of a long, costly retirement. www.SCPreservation.com
How much does age really matter? Phil Mickelson proved at the 2021 PGA Championship that what matters even more than your age is what you believe you can do. And the fact is, more of us are living longer, leading more active lives in retirement. So, we need to get serious about planning for longevity. Today on Save Your Retirement we’ll talk about what goes into an income plan to make sure your money lasts as long as you’ll need it for a long retirement. www.SCPreservation.com
To travel or not to travel - that is the big question many Americans are considering as we get into the summer travel season. More destinations and attractions are opening back up, more people are vaccinated, and more people are itching to get out of their homes for a while. But even if travel isn’t on your agenda for summer of 2021, now is the perfect time to start planning for your summer 2022 vacation. And there are a lot of parallels between preparing for your next vacation and preparing for your permanent vacation of retirement. This will be a fun show this week; don’t miss it! www.SCPreservation.com
There’s no question that inflation is a huge concern for Americans, especially those who are living on a fixed income in retirement. Could there be an even bigger threat to the economy? Some experts think so. And no matter where the economy is when you’re retired, at the end of the day there’s no retirement without income. Today on Save Your Retirement with Pat Strubbe we’re here to help you learn how to create an income strategy to help your money last as long as you need it in retirement. Don’t miss today’s episode! www.SCPreservation.com
There are a few expenses in retirement that we just can’t escape. Business Insider says paying taxes is one of them. But not so fast. This week, Pat shares some of the keys to reducing or even eliminating your taxes in retirement. You don’t want to miss it!
For weeks now we’ve been sounding the alarm that higher taxes are probably coming. The spending plans being proposed by President Biden involve trillions of dollars to pay for infrastructure and other efforts, and he is eyeing higher taxes in the future. We’re told the Biden tax increases are expected to target the wealthy, but we have some insights from a financial analyst who says the impact could likely go beyond the pockets of the ultra-wealthy. Don’t miss it! www.SCPreservation.com
"Most Americans get a failing grade when it comes to retirement literacy, according to The American College of Financial Services. On this week’s show we cover what the scores are for financial literacy, and how we can close the gap when it comes to our knowledge on retirement. You don’t want to miss it! www.SCPreservation.com"
"Can you have too much of a good thing? Surges in different economic sectors could mean a “super charged” economy in the near future. That could mean massive volatility for your retirement money. If you don’t know what might happen to your retirement savings if the markets take a hit, a 15-minute financial checkup with us is probably worth your time. And listening to our show today is most definitely worth your time. We hope you tune in! www.SCPreservation.com"
"We’ve dealt with unprecedented challenges this year, but does that mean we need brand new solutions? Or are there time-tested principles for dealing with financial difficulties? Today we’ll go back to the basics and focus on financial fundamentals for retirement. Plus, we’ll cover strategies for breaking down your expenses in retirement and we’ll even have some holiday fun on this week’s episode of “Save Your Retirement with Pat Strubbe.” www.SCPreservation.com"
"2021 will be here before you know it…that’s when Congress will be back in session and by then we’ll have more answers on the final makeup of Congress. So, will Washington be in gridlock or will we see any changes that could impact your retirement? You don’t want to miss the nonpartisan(!) insights from a Washington insider coming up in our next episode of Save Your Retirement! www.SCPreservation.com"
Covid has affected us in all sorts of ways, especially with how we think about our money. In this week’s episode of “Save Your Retirement with Pat Strubbe” we’ve got our eye on consumer trends that could emerge in 2021 as we all continue to shift our behavior in response to the pandemic. Don’t miss it! www.SCPreservation.com
Resolutions are easy to make and even easier to break. Whether you’re ready to start 2021 off with a bang or you’re still reeling from everything that 2020 brought us, it’s time to look ahead and think about practical goals for the new year. It’s the New Year’s edition of “Save Your Retirement with Pat Strubbe!” www.SCPreservation.com
Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future…is right now. Join us as we discuss how this could improve your retirement plans.
"You might be celebrating the balance you’ve accumulated over the years in your retirement accounts. But not so fast. Don’t forget about your silent partner … Uncle Sam. After his cut, your net worth might not be as high as you thought it was. This week we’ll talk taxes and a very special guest joins the show to discuss Pat’s new book, The Retirement Secret. You don’t want to miss Pat’s interview with Leeza Gibbons! www.SCPreservation.com"
"You might be celebrating the balance you’ve accumulated over the years in your retirement accounts. But not so fast. Don’t forget about your silent partner … Uncle Sam. After his cut, your net worth might not be as high as you thought it was. This week we’ll talk taxes and a very special guest joins the show to discuss Pat’s new book, The Retirement Secret. You don’t want to miss Pat’s interview with Leeza Gibbons! www.SCPreservation.com"
"2021 is a big year for people who are turning 72. It’s time for their first required minimum distributions. Plus, the temporary suspension of required minimum distributions is over, so everyone needs to make sure they follow they take an RMD in 2021. Today on Save Your Retirement we’ll talk about what you need to understand about your retirement accounts and how you can be proactive so taxes won’t leave you with a fraction of the money you were counting on for your retirement. www.SCPreservation.com"
"Whether it’s the spread of a virus, an election, action from the federal government, or this recent trend of shareholder activism, just about anything can cause bumps in the markets. And if you don’t want those wild swings to potentially impact your retirement, you’re in the right place. On today’s episode we’ll talk about strategies to help bring predictability to your retirement income so you have confidence in your retirement, and you aren’t just living on a prayer and hoping the worst doesn’t happen. www.SCPreservation.com"
"Do you think Americans are saving more money or less money in the time of Covid? We’ll tell you what analysts are seeing in saving habits among Americans. Plus, there are several reasons why you could see your taxes increase under the Biden Administration. We’ll talk about what could happen with taxes in the future and how you can create protected income for your retirement. That’s all in this week’s episode of Save Your Retirement with Pat Strubbe! www.SCPreservation.com"
"Just how much debt can our country handle? And what should you do if you’re worried about who could be paying for all that debt down the road? A lot of people have questions about their income and taxes in retirement. Tune in to learn more about strategies to try to protect yourself. www.SCPreservation.com"
"Interest rates are near record low levels. They’re so low, it may seem like you might as well just stuff your money under your mattress or stash it away in a cardboard box since it’s hardly earning anything. Today learn strategies for how retirees can generate income without risking their entire life savings in the stock market. www.SCPreservation.com"
How do you plan for the future when there’s so much we don’t know? It’s the challenge that’s always been there, but it’s a lesson we’ve all had to learn with the uncertainty and turmoil of 2020. Plus, Gene Simmons “kissed” higher taxes goodbye this year and we’ll talk about how you can, too! All that and much, much more when you tune in to our next episode of Save Your Retirement with Pat Strubbe.
Are you concerned at all that tax rates could go up in the future? If so, you are not alone! Join us as Jen and Pat interview David McKnight, the best-selling author of The Power of Zero as they discuss tax planning as well as his new book, "Tax-Free Income for Life."
Are you concerned at all that tax rates could go up in the future? If so, you are not alone! Join us as Jen and Pat interview David McKnight, the best-selling author of The Power of Zero as they discuss tax planning as well as his new book, "Tax-Free Income for Life." If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/interview-with-best-selling-author-david-mcknight/id1053921132?i=1000506015704? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
When it comes to the government’s response to COVID, are the relief packages too little? Too much? It’s still hard to say. There were good intentions with the stimulus relief packages, but when it comes to some of these temporary changes in the rules for your retirement accounts, you can’t forget there were strings attached. Plus, we’ll cover the biggest unknowns in retirement and much, much more. If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/the-road-thats-paved-with-good-intentions/id1053921132?i=1000504638910? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There are lots of mistakes people tend to make during a recession; and new government rules allowing more access to retirement accounts might prompt you to make a mistake you can’t undo. So whatever you do…DON’T make a major mistake with your money! Plus, we’ll go over the topics that NEED to be on your retirement planning list and the financial taboos that make us cringe. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/whatever-you-do/id1053921132?i=1000501962705? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
We’re nearing the end of the third quarter of 2020 and most of us are over it. Can we just go ahead and move on to 2021 already? We’ll share some ideas about how 2021 could play out. And if you became a game show millionaire, could you really retire on what you won? We’ll answer that question, plus we’ll dive into our Save Your Retirement Mailbag. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/lets-just-move-on/id1053921132?i=1000500372638? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Should you be concerned about your Social Security benefits? It seems like the numbers just keep changing, and campaign promises are adding even more confusion to the mix. But we’ll try to help sort all of that out today! Plus, with all the options you have to weigh in retirement, it feels like the longest game of Would You Rather…ever! If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/promises-promises/id1053921132?i=1000498355472? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
We’re nearing the end of the third quarter of 2020 and most of us are over it. Can we just go ahead and move on to 2021 already? We’ll share some ideas about how 2021 could play out. And if you became a game show millionaire, could you really retire on what you won? We’ll answer that question, plus we’ll dive into our Save Your Retirement Mailbag.
Should you be concerned about your Social Security benefits? It seems like the numbers just keep changing, and campaign promises are adding even more confusion to the mix. But we’ll try to help sort all of that out today! Plus, with all the options you have to weigh in retirement, it feels like the longest game of Would You Rather…ever!
Despite all the hits the economy has taken in 2020, Americans are still piling money into their retirement accounts. We’ll discuss if there’s ever a good time to slow down on those retirement contributions, plus we’ll cover the three stages of retirement and a rundown of the things that could seriously damage your plan.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/just-keep-saving/id1053921132?i=1000491706897? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The second quarter of 2020 was the worst the U.S. has ever had. Economists hope for recovery in the third quarter, but it depends on just how well we can keep the virus in check. It’s not all bad news, though. We’ll also hear some financial tips from the rich and famous, and we’ll answer your questions when we open our Save Your Retirement mailbag.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/our-worst-quarter-ever-what-does-that-mean-for-you/id1053921132?i=1000489975791? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Government spending continues to ramp up and the U.S. budget deficit hit an all-time high in June of 2020. The Social Security Trust Fund was projected to go broke in 2035, and that projection was released before the covid pandemic hit! With forced early retirements and millions still unemployed, Social Security faces new challenges. Pat discusses how these things could impact your retirement, plus how to navigate the Top 5 risks lurking in your retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/save-your-retirement-from-record-breaking-government/id1053921132?i=1000488688508? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
When we think about retirement and what you need to focus on with your money, four things often come to mind, and we think that everyone in retirement needs at least these four things in their plan in varying levels – Protection, Growth Potential, Income and Liquidity.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/four-retirement-building-blocks/id1053921132?i=1000487306621? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new client first meeting with a financial professional and what this meeting and process may entail.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-client-experience/id1053921132?i=1000485837227? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new client first meeting with a financial professional and what this meeting and process may entail.
If you are retiring soon or recently retired, it’s time to shift the fundamental reasoning for how you invest your dollars. Moving from your working career and “paycheck” mode into retirement and “distribution” mode is a serious deal. It’s normal to have some hesitancy when it comes to transitioning your investments to coincide with this new phase of your life. But now it’s time to shift that mentality into keeping as much of your money while you spend it. We think that everyone in retirement needs at least these four things in their plan in varying levels – Protection, Liquidity, Growth Potential, and Income.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-retirement-pillars/id1053921132?i=1000483808220? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
If the year 2020 has taught us anything, it’s that income is critical. There are all sorts of ways to make money and earn a living while you’re working. But when you’re retired, the choices are different. Today’s show is all about what you should know about creating income in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/income-sources-for-retirement-what-you-should-know/id1053921132?i=1000479604316? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
First, it was the SECURE Act that passed at the end of 2019. Then the Coronavirus happened sending the markets and the economy into a tailspin. We may be only talking about a couple of months here, but planning for retirement has changed because of recent events. So, what will be the new normal? We’re less concerned about a new status quo and more concerned that your retirement plan is designed to withstand any challenge in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/what-is-the-new-normal/id1053921132?i=1000477561539? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of your financial health in pre-retirement and retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/get-your-check-up-evaluating-your-financial-health/id1053921132?i=1000476067406? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
When times get tough, it’s easy to get overwhelmed by feelings of doubt. But is that really the best way to succeed? Today we’ll talk about how you can make a shift to focus on the silver lining in the darkest of days, and how to identify opportunities for success in challenging times.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/when-times-get-tough-find-a-silver-lining/id1053921132?i=1000474610387? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
When people think about a market crash, their mind immediately goes back to 2008. Yet no matter the year, no one can really tell when we’re in a bull market or bear market until we’re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, we believe those who are in an accumulation stage of life should continue to invest with patience and calm, keeping in mind that what comes down usually goes back up. However, for those in or nearing retirement, who may not have the time to wait for the downs to go up, they may want to consider additional strategies to help reduce the risk of stock market volatility.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/making-sense-of-the-stock-market-rollercoaster/id1053921132?i=1000473896513? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Fears of the coronavirus sent the markets tumbling in February and March, raising concerns that global economic growth could be impacted. So, medical emergencies can even cause market volatility? What are retirees to do? How do you plan for something like a virus outbreak in your retirement plan? We’ll discuss how to react and what to consider when the unexpected occurs, and ways to help ensure your retirement plan is designed to weather market volatility, including a medical threat like a virus.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/coronavirus-health-scares-can-affect-the-market/id1053921132?i=1000472510075? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
It’s easy to go from one extreme to the other when it comes to being risky or ultra conservative, but we might need to be somewhere in between. For most of us, we don’t want as much excitement as we age – especially when it comes to our money. There’s just no sense in taking unnecessary risk. So today we’ll talk about how you help ensure you have the right balance between risk and safety within your retirement portfolio. We’ll also talk about other potential risks to your savings and how you can help protect yourself.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/risk-in-retirement/id1053921132?i=1000471683027? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Retirement is one of the most important life stages a person will go through, and with people living longer, the need to properly plan for retirement is critical. This can be a daunting undertaking. In this show, we’ll look at some key points that can help get you on the right track to planning a successful retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-dos-and-donts-of-retirement-planning/id1053921132?i=1000471228881? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You are the captain of your own retirement and just as much as a captain of a ship does, you make the decisions for the direction you choose, navigate the storms that will come your way and anything else that may happen while you’re adrift. But a captain always has someone by his side to shoot ideas off of, offer alternatives and should something happen to the captain, finish the voyage that the captain started. Similarly, the captain needs to make sure to complete a checklist before retiring, consider all the potential risks you may encounter when you’re no longer earning a paycheck and have back-up plans for many scenarios.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/be-the-captain-of-your-own-retirement/id1053921132?i=1000470310615? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Change can be hard. We all know that. And maybe that’s why we keep making New Year’s resolutions each year, even though many are forgotten before the spring thaw. But what if we made change easier? Well, that’s our goal for today as we go through resolutions that can benefit you in the new year. Resolutions that are approachable, easy to implement, realistic. Resolutions like planning for retirement income, creating an investment strategy and having a financial professional by your side to help ensure you’re on track for hitting your goals. Granted, the fun factor on each of these tasks is seemingly rather low, but gaining some financial confidence by saving more money and financially protecting your family is a resolution worth striving for and spending some time on. So, let’s get the new year rolling.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/new-year-resolutions-that-can-benefit-your-retirement/id1053921132?i=1000469605302? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Women are more inclined to think of others before they think of themselves. They think of their children, their spouse, their parents, and she serves all of them with her love. But along the way, that woman may lose sight of another important figure in her life – herself. Statistics show that women live longer than men, and because of this, retirement can bring more challenges to her than it will to men. Which is why it’s so important that women be involved in long-term financial planning along with their partner.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/women-treat-yourself-this-ones-for-you/id1053921132?i=1000468941534? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the basics they need to understand, such as what Social Security and Medicare can and can’t do for them, the political risks associated with the two programs, and ways to help address those risks by taking steps now to help fortify their future income streams and to help protect their assets from rising health care costs come retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/social-security-medicare-how-to-plan-for-uncertain/id1053921132?i=1000468216804? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
How could the financial moves a person makes before the end of the year help them get closer to the retirement they envision? This show details financial moves to consider before year’s end to help get listeners closer to a financially confident retirement — strategies that can not only boost savings, but help to lower taxes and help protect assets as well. Keeping more in your pocket for retirement is a goal that never goes out of season, and these key financial moves can help people accomplish just that.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-moves-to-consider-before-year-end/id1053921132?i=1000467561097? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the basics they need to understand, such as what Social Security and Medicare can and can’t do for them, the political risks associated with the two programs, and ways to help address those risks by taking steps now to help fortify their future income streams and to help protect their assets from rising health care costs come retirement.
Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the basics they need to understand, such as what Social Security and Medicare can and can’t do for them, the political risks associated with the two programs, and ways to help address those risks by taking steps now to help fortify their future income streams and to help protect their assets from rising health care costs come retirement.
Being a celebrity…it’s the American dream, right? Money concerns don’t affect them like they do us, wouldn't you think? Well even celebrities − from all walks of life − aren’t immune to financial woes. Learn about the financial troubles various celebrities have encountered throughout their lives and careers and know that no one is immune from losing money. What can we learn from their mistakes?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/lifestyles-of-the-rich-and-famous/id1053921132?i=1000466858034? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
What if I don’t have enough income to retire? What if I run out of money before I run out of life? What if I’m taking too much risk with my accounts? What if something happens to me and I’m no longer able to make decisions? These are questions all potential soon-to-be retirees should ask now, before they’re potentially hit with the question, “What now?” Because planning ahead can help make for the best scenario. From there, you can consider alternatives or changes to the plan. But what’s important is that you have the plan to begin with, and you’re addressing these questions now, rather than later.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/always-face-what-ifs-in-retirement-to-help-avoid-what/id1053921132?i=1000466187597? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Think about all the ad slogans you’ve heard over the years and I’m guessing you can name at least 5 of them. You recognize all these slogans because they’re simple. And their marketing is so effective that you can picture the logos of these companies and hear that catchy jingle in your head. Because simple sells. But that’s a trap when it comes to retirement, because retirement can be complicated and multi-faceted. Your retirement shouldn’t have to hinge on a catchy jingle and effective phrase. A retirement planner should be focused on developing a relationship for success, not just trying to sell you something. Don’t fall for the convenience of getting a cookie-cutter plan that’s just like the plan your neighbor has.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/simple-may-sell-but-your-retirement-may-be-anything/id1053921132?i=1000465494587? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Sometimes we can neglect the instances where retirement is suddenly thrust on someone because of unforeseen complications, like a health-related problem. This show dives into that scenario and what can be done to help ensure a comfortable retirement for the retiree.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/when-retirement-comes-sooner-than-expected/id1053921132?i=1000464804805? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of for your financial health in pre-retirement and retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/get-your-financial-check-up/id1053921132?i=1000464135656? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The Federal Reserve recently cut interest rates, a move that could signal the start of a new cycle of rate cuts to bolster the U.S. economy. It provides a view that a slower-growing economy with low investment returns and workers having to either save more or stay employed longer could be ahead. How might it affect retirees? Will they have to take on more risk to stay retired?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-retire-in-an-unfriendly-retirement-environment/id1053921132?i=1000463452740? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
A phone call or website can seem so impersonal. And worse, it could be a scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It’s a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a first meeting with a financial professional and what this meeting and process may entail.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-client-experience/id1053921132?i=1000462864010? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Living to the ripe old age of 100 isn’t as farfetched as it used to be. And as the likelihood of living that long increases, so, too, does the risk of outliving your money. This show details some of the steps people can take today to extend the life of their assets for all those tomorrows that may lie ahead, including suggestions for managing and stretching Social Security benefits, investments, retirement accounts and more, just in case they do live to see triple digits.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-considerations-for-potential-centenarians/id1053921132?i=1000462011259? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
We’ve all heard that we need to save for retirement. But the end goal seems more elusive today than ever. Is there a way to save that will actually have a larger positive impact on the retirement bottom line? Are there certain financial building blocks that, when put in place now, will help create a retirement portfolio designed to last as long as you do? Today’s show details some of the fundamental, foundational steps people can take to put themselves on solid footing for a fulfilling retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/building-blocks-for-a-rock-solid-retirement/id1053921132?i=1000461388758? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
It’s hard to discuss life and death matters with your family, because any loss in family is just too hard to even think about. But not discussing these matters can also bring pain, and sometimes, hardships. Should something happen to you – and especially if you’re the breadwinner – you need to plan ahead not just for your sake, but for the sake of your family. You need to discuss a variety of topics in certain scenarios to make sure you not only hold on to your dignity, but to give the autonomy to your family, and not the government or the courts. In this show, we’ll discuss what needs to be discussed, with whom and the proactive steps you and your family should take to help ensure the family’s legacy stays intact.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/planning-for-the-future-as-a-family/id1053921132?i=1000460821229? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show addresses one of the most common retirement planning questions: “Am I on track to retire?” The show speaks to the importance of defining one’s financial needs and objectives. It also asks the question: “How much should we have saved for retirement?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/is-your-retirement-plan-on-track/id1053921132?i=1000460143409? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Who ARE the Seven Retirement Villains? And more importantly, how do you protect yourself from them? In this show, we dig into Pat's best-selling book, the seven retirement villains, and specific steps you can take to protect yourself and your retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-seven-retirement-villains/id1053921132?i=1000459410857? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The month of March brings us one of the greatest sporting events, the NCAA March Madness tournament. And whether you watch much college basketball or not, many still fill out brackets at the office or with friends. When trying to decide who wins it all, you ask yourself, “Do they have all the right pieces to go all the way and win the national championship?” Well, if you had to put a retirement plan together, what are the required pieces you think are necessary to help ensure it can go the distance? That’s what this show will try to answer.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-march-madness/id1053921132?i=1000458761190? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
When you look at your finances do you wonder if you are truly prepared for retirement? Unfortunately, just having a 401(k) and collecting Social Security may not cut it for many of us anymore. But is there a key retirement piece you might be overlooking? We’ll address that big question on today’s show by posing — then answering — four other key questions.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/4-questions-about-retirement/id1053921132?i=1000458164801? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
While we may remember 2008 and the damage the market caused to our economy, it’s also hard to remember that bear markets happen more often than we remember, especially after the market went on a remarkable bull run. But the market is beginning to look dubious again and who knows what awaits in 2020 and beyond. Don’t let the whims of the market dictate your life or your retirement. In this show, bear markets are discussed, as well as strategies to use during a bear market to potentially help you not only weather a bear market, but to leave a period of volatility relatively unscathed.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/is-the-bear-market-coming-out-of-hibernation/id1053921132?i=1000457442564? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
If you are retiring soon or recently retired, it’s time to shift the fundamental reasoning for how you invest your dollars. It’s normal to have some hesitancy when it comes to transitioning your investments to coincide with this new phase of your life. Up until now, you have been investing for two primary reasons, to save money and to grow money. Now it’s time to shift that mentality into keeping as much of your money while you spend it. When we think about retirement and what you need to focus on with your money, four things often come to mind, and we think that everyone in retirement needs at least these four things in their plan in varying levels – Protection, Liquidity, Growth Potential, and Income.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/4-retirement-pillars/id1053921132?i=1000456809276? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Change can be hard. We all know that. And maybe that’s why we keep making New Year’s resolutions each year, even though many are forgotten before the spring thaw. But what if we made change easier? Well, that’s our goal for today as we go through resolutions that can benefit you in the new year. Resolutions that are approachable, easy to implement, realistic. Resolutions like planning for retirement income, creating an investment strategy and having a financial professional by your side to help ensure you’re on track for hitting your goals. Gaining some financial confidence and financially protecting your family are resolutions worth striving for and spending some time on. So let’s get the new year rolling.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/new-years-resolutions-that-can-benefit-your-retirement/id1053921132?i=1000456181034? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There’s an often-overlooked but potentially very beneficial type of maneuver for retirement-minded people to consider if they currently have assets in a 401(k), 403(b), IRA, Roth IRA, life insurance policy or annuity contract. It’s called a rollover, and this show provides listeners with different rollover maneuvers that, when performed at the right time, the right way and for the right reasons, can put a person’s assets in better position for retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/rollover-maneuvers-to-help-maximize-your-money-for/id1053921132?i=1000455606561? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Interest rates are rising, and many expect they’ll continue to do so. Whether that’s a good thing or a bad thing for a person’s retirement finances depends largely on the measures they take proactively to manage interest rate risk and, where possible, to position their assets to capitalize on rising interest rates. This show provides listeners with suggested steps they can take — with their investments, with their cash and with their retirement accounts — to help mitigate the negative impact of rising interest rates and help maximize the benefits that higher rates can provide.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/fed-is-your-friend-how-to-prepare-your-retirement-assets/id1053921132?i=1000454755448? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Annuities. That insurance offering that actually guarantees income...at a cost. Is it worth the price? It depends: It depends on whether your income sources will provide enough to cover your fixed costs in retirement. It depends on your portfolio’s liquidity, tax profile, and asset mix. It depends on how your retirement portfolio is set up to withstand the erosive risks of market volatility, inflation, and health care costs. Are you a good candidate for an annuity? This show helps listeners weigh these and other factors to find the answer.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/scenarios-where-an-annuity-makes-sense/id1053921132?i=1000453863755? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Who doesn’t want to determine their own financial destiny? Getting to that point can seem like an overwhelming process. But it doesn’t have to be. In today’s show we’ll go through key, practical steps to gaining control of your finances, for today and through your retirement. From understanding your financial situation and establishing a budget to building a portfolio that is geared toward flexibility and having an income strategy that addresses risks — you'll learn that with a methodical plan, they can effectively take charge of their financial situation in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/your-money-your-future-your-call-controlling-your-own/id1053921132?i=1000453028061? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There’s plenty of noise about retirement’s most misunderstood vehicle. Some good - some bad. But what’s the real deal? Are annuities good for retirement…or not? Today we'll help you learn if they could be a fit for you or not.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/all-about-annuities-is-an-annuity-right-for-you/id1053921132?i=1000452330619? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Today’s show is about the biggest threat to your retirement. It’s not inflation. It’s not the stock market. And it’s not the skyrocketing cost of healthcare. It’s living longer. This isn’t someone’s “opinion.” It’s a fact. People are living longer than ever before. And that means you need a strategy to make your money last 25, 30, or even 40 years. Listen and learn solutions to this retirement challenge!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-threat-in-retirement-living-longer-proven-income/id1053921132?i=1000452330618? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
How do you know if your retirement portfolio is really ready for action? Does it have the stamina to last as long as you do? Does it have the diversity and liquidity to withstand taxes? Market volatility? Inflation? What about the income sources to cover health care, let alone your day-to-day expenses? It’s a lot to consider. But so are the ways a plan can be derailed. And because we don’t have a crystal ball to show us what the future has in store, we need to plan for and build flexibility into our portfolios. Today’s show explains to how to construct a retirement strategy that is not only built to last, but flexible enough to accommodate life’s — and the market’s — ups and downs.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-readiness-how-prepared-are-you-really/id1053921132?i=1000452330617? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
How sturdy is your financial house? Is it built on a solid foundation – the rock? or like the foolish man, is it built upon the sand? Tune in to find out what goes into building your financial house, and more importantly: making sure it stays up!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/building-your-financial-house-in-retirement/id1053921132?i=1000433322769? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-address-major-risks-to-your-retirement/id1053921132?i=1000431165207? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/are-you-getting-good-retirement-advice/id1053921132?i=1000431165206? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/fixing-the-biggest-retirement-money-mistakes/id1053921132?i=1000430734835? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/picking-the-right-retirement-date-for-you/id1053921132?i=1000430734836? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/strategies-to-protect-portfolio-from-retirement-health/id1053921132?i=1000430198428? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-handle-8-of-retirements-biggest-financial-what-ifs/id1053921132?i=1000430198429? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/most-valuable-assets-for-retirement/id1053921132?i=1000429808446? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/making-the-right-decisions-at-the-right-time/id1053921132?i=1000429808447? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
In construction, the key to a sturdy, long-lasting house is the foundation. The same goes for people seeking to build a solid financial house for retirement: It all starts with a sturdy foundation. This show details the eight pillars — assets, income, protective features and more — that go into building a financial house for retirement that’s not just comfortable to live in but designed to withstand the elements, as changeable and unpredictable as they can be.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/eight-pillars-of-a-sound-retirement-strategy/id1053921132?i=1000428390908? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Retirement can account for two, three or more decades of a person’s life. As such, retirement can be broken up into three stages – the early active years, a transition period and then the final years. Stages that come with its own unique risks that can easily derail many retirement dreams. Unless of course these risks are accounted for and addressed ahead of time with well-thought-out, straightforward strategies that protect the assets as well as loved ones. This show delves into the unique challenges and opportunities that each of the three stages of retirement presents, with proven strategies for how to prepare for them in advance.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/three-stages-of-retirement/id1053921132?i=1000428390910? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/building-a-financial-house/id1053921132?i=1000428390909? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Deciding to retire is one of the biggest steps a person will take in their lifetime. When one part of you is saying, “It’s time,” it’s important to pause and ask, “Am I in a good financial place to retire?” This show will help listeners answer that question for themselves by providing them with eight things they absolutely must know — about the biggest retirement risks, about their income situation, about their assets and how they’re positioned, and more — before they can say with conviction that now is the right time to put the retirement wheels in motion.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/are-you-really-ready-to-retire-things-you-need-to-know/id1053921132?i=1000410966946? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Most people get excited when they think about retirement. The time to pursue hobbies, travel, to slow down and smell the roses. But with that next phase in life can come the worry of how to pay for it. The question of whether the investment decisions being made now are the right ones. Will the savings be enough? How to cover the moving targets of healthcare costs? And taxes. These are questions that can undermine anyone’s confidence in their portfolio. Today, to help boost that confidence in retirement savings, we will look at four strategies. Strategies that explore retirement expenses and ways to address them. Strategies designed to help protect savings against risks, known and otherwise, while allowing them to grow and provide the income needed for a long-lasting retirement
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/four-pathways-to-retire-with-confidence/id1053921132?i=1000409969461? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Investing for Growth and Income: Why you need both, and how to get them Saving for retirement is one thing. But figuring how or where to invest that money can be quite another. Do you invest for growth or for income? That is, generally speaking, do you invest in stocks or bonds? For most people, historically the answer has come down to where they are relative to retirement: If before retirement, they invest for growth in stocks. If in retirement, they invest for income in bonds. Today’s show takes people beyond that traditional — and perhaps outdated — approach, examining a more evolved strategy in which people could pursue a mix of growth and income to help their portfolio last as long as they do in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/investing-for-growth-income-why-you-need-both-how-to/id1053921132?i=1000409969462? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Every other day it seems like there are new ways to help us stay healthy: practicing yoga, taking fish oil or turmeric supplements, solving Sudoku puzzles, the list goes on. And as we get older - and perhaps face a couple more wrinkles or aches and pains - many of us tend to pay more attention to these tips in an effort to maintain and even strengthen our overall physical wellness. But what about our financial wellness? Have you looked at your cash flow lately? How about your assets? Are they strong enough to last as long as you do? Today on the show we’ll look into doing just that. We’ll get into some simple steps people can take to first assess the health of their finances, then to strengthen their personal finance balance sheets. This will include ways to boost savings now as well as help cover health care costs down the road. So that even when setbacks pop up in retirement years, they’ll know their financial balance sheet has their backs.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-wellness-assessment-is-your-balance-sheet/id1053921132?i=1000409069743? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Thinking about, let alone planning for the death of a loved one is something many of us choose to set aside for later — or maybe never. But what if that person is the household’s breadwinner? How would you replace that paycheck, even in the short term? How will the bills get paid? To the point, will your family be okay if something happens to their breadwinner? Today, we’ll walk our listeners through realistic steps that not only prepare the family financially for the “what if’s” of life, but build a well-rounded financial strategy for the long term, one that allows them to stay the course financially, even if the face of an unforeseen serious turn in the health of a key income source.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/will-your-family-be-ok-if-something-happens-to-breadwinner/id1053921132?i=1000408498954? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Most people are familiar with the concept of diversification as it applies to their assets — spreading money across stocks, bonds, cash, etc., so all your eggs aren’t in one basket. What many don’t know is that with retirement looming on the horizon, they need to consider several different levels of diversification to give their assets a better chance of providing enough income to last throughout retirement. This show walks listeners through each of the four levels of diversification — across assets classes, within asset classes, in the tax profiles of their assets, and in the income sources they’ll rely upon during retirement — providing them with steps to help ensure their assets are appropriately diversified for the next phase of life.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-diversification-steps-to-find-right-mix-for-your/id1053921132?i=1000408255284? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You know you need to save money for retirement. And you have been, maybe not as much as you should be, but you’ve been saving. Yet a nagging question remains: have you been saving in a way that will enable your money to last as long as you need it to? Even with market volatility, or if inflation or taxes shoot up? Even if you or your spouse gets sick? Those are hard questions to answer, but if your current portfolio could be significantly impacted by one (or more than one) of those events were to happen once you retire, wouldn’t you want to make changes now to fix those issues? Before they become a problem? And while you can’t plan for everything, there are ways Design a plan for better flexibility, resiliency, longevity. And that’s on the agenda for today: key investment strategies that designed to build flexibility and resiliency into your portfolio now so it can last as long as you do.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/change-for-better-adjustments-to-make-to-your-retirement/id1053921132?i=1000408255283? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Life insurance is one of the most valuable and versatile assets a pre-retiree or retiree can have. Yet not only do people tend to question whether buying life insurance is a worthwhile expenditure, they’re also intimidated when it comes to purchasing it. Today’s show helps listeners understand why they should consider life insurance, how life insurance works, the many ways it can help protect a family and their assets, and how to go about choosing the right type and amount of coverage for your needs, so they walk away less intimidated and more enlightened about what for many is a key ingredient of a broader retirement strategy.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-big-life-insurance-questions-to-ask-before-you-retire/id1053921132?i=1000408100606? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There are some things that just go together. Like peanut butter and jelly. Cookies and milk. How about retirement savings and risk? Now that combination sounds the alarm for many people. But do you really know how much risk is in your portfolio? Do you know what would happen to your savings if interest rates spiked or international stocks dropped? What risks would your portfolio and therefore your retirement plan be exposed to by such market moves or other events outside of your control? This show walks listeners through ways to analyze your portfolio from a risk perspective. The importance of categorizing your investments so you can understand their risks given different market scenarios. And what you can do now to minimize those risks and keep your plans for retirement on track.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-risk-are-you-taking-on-enough-it-too-much/id1053921132?i=1000408100485? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You know you need to save money for retirement. And you have been, maybe not as much as you should be, but you’ve been saving. Yet a nagging question remains: have you been saving in a way that will enable your money to last as long as you need it to? Even with market volatility, or if inflation or taxes shoot up? Even if you or your spouse gets sick? Those are hard questions to answer, but if your current portfolio could be significantly impacted by one (or more than one) of those events were to happen once you retire, wouldn’t you want to make changes now to fix those issues? Before they become a problem? And while you can’t plan for everything, there are ways Design a plan for better flexibility, resiliency, longevity. And that’s on the agenda for today: key investment strategies that designed to build flexibility and resiliency into your portfolio now so it can last as long as you do.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/change-for-better-adjustments-to-make-to-your-retirement/id1053921132?i=1000401683906? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Though we live in a world of do-it-yourselfers, online instruction videos and chat rooms, nothing quite takes the place of face-to-face instruction. Many people work harder and stick to a plan better when someone is physically by their side to guide them. The physical trainer pushes us to complete those one or two more repetitions at the gym. The knitting teacher shows us where we dropped a stitch, and how to pick it back up. And this is true when it comes to working with a finance professional as well. So why are many of us hesitant to engage a professional as guides for our financial lives? Maybe it’s due to a negative perception of them. Maybe it’s due to a lack of time and energy. Maybe it’s just not a top priority.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-you-need-true-financial-ally-for-retirement-how/id1053921132?i=1000401683395? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/essential-money-questions-to-answer-before-you-retire/id1053921132?i=1000395956186? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/401ks-iras-more-making-the-right-decisions-at-the-right-time/id1053921132?i=1000395956187? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/make-your-retirement-strategy-a-routine/id1053921132?i=1000395955401? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-retirement-myths-debunked/id1053921132?i=1000395955405? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/key-financial-steps/id1053921132?i=1000395955403? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/fact-or-fiction-debunking-social-security-myths/id1053921132?i=1000395595338? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/market-volatility-and-diversification-done-right/id1053921132?i=1000395595321? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/wealth-accumulation-done-right/id1053921132?i=1000395595342? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/are-you-still-drinking-the-wall-street-kool-aid/id1053921132?i=1000395595336? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/making-sense-of-stock-market-volatility/id1053921132?i=1000395595344? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/are-you-really-covered/id1053921132?i=1000395595335? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/nest-egg-strategies/id1053921132?i=1000395595343? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-tax-refunds-can-boost-retirement-savings/id1053921132?i=1000395595324? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/step-on-the-gas/id1053921132?i=1000395595319? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/cruising-into-retirement/id1053921132?i=1000395595327? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/neutralizing-the-silent-retirement-concern/id1053921132?i=1000395595337? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/signs-you-need-a-financial-professional/id1053921132?i=1000395595339? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-sandwich-generation/id1053921132?i=1000395595332? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/ages-that-matter-most/id1053921132?i=1000395595331? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-readiness/id1053921132?i=1000395595376? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/top-retirement-fears/id1053921132?i=1000395595328? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-guaranteed-income-is-vital/id1053921132?i=1000395595325? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/what-you-need-to-know-about-annuities/id1053921132?i=1000395595326? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-headaches/id1053921132?i=10003955953207? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-readiness/id1053921132?i=1000395595341? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/keys-to-calling-financial-shots-in-retirement/id1053921132?i=1000395595322? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-right-retirement-balance/id1053921132?i=1000395595334? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/know-where-your-money-goes/id1053921132?i=1000395595323? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/fact-or-fiction-debunking-social-security-myths/id1053921132?i=1000395595329? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-questions-about-retirement/id1053921132?i=1000395595340? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/nest-egg-longevity/id1053921132?i=1000395595345? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/delivering-diversification/id1053921132?i=1000395595330? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/dont-go-broke-in-retirement/id1053921132?i=1000395595333? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
While the everyday investor hears about market volatility and the importance of asset diversification, it’s easy to dismiss those concepts as buzzwords and set your retirement nest egg to run on autopilot. But that is one habit that can be harmful! Instead, knowing what a truly diversified portfolio might look like is a prime piece of understanding and taking ownership of the assets you need in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/market-volatility-and-diversification-done-right/id1053921132?i=1000381767161? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Your retirement goals may be ones of leisure, adventure or simply having enough to live comfortably for the rest of your years with the hope of leaving something for your loved ones when you pass on. Maybe you’ve been diligent about your savings and generous with your 401(k) contributions, and for that you should be commended! But, the fact is, in this day and age, there are factors that can sneak up on your retirement assets and scatter them in all different directions.
College costs are increasing, kids are living at home longer than ever before, long-term care costs continue to rise steadily and the financial strategies that worked for your parents and grandparents may not be applicable today.
If you’re not properly prepared financially, retirement can be an up-hill battle!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/defending-your-retirement-from-sneak-attacks/id1053921132?i=1000381767162? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
A lot of us may not even be 100% clear on how Social Security actually works. When employees look at their paycheck each month, they can see the portion that is taken out for the Social Security tax. Many assume this money is put into an account just for them that they will use when they retire. Is this actually how Social Security works? Tune in to find out!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/debunking-social-security-myths/id1053921132?i=1000381767159? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
With a will, there’s a way — a way to determine exactly how the assets you worked so hard to accumulate are handled when you die. Without one, those decisions can land in the hands of the court, and people who may or may not have your best interests in mind. This show covers: what having this legal document means, what to put into it and when to update it. A will is just one component of a comprehensive retirement plan, but it gives you a way to “keep up,” and perhaps even get ahead of the pack.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/where-theres-a-will-theres-a-way/id1053921132?i=1000381767160? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Too often, we look at the financial side of retirement from the perspective of people who are still working, and who haven't actually retired yet. That's a mistake, as experience beats estimates just about every time. As Albert Einstein said, "The only source of true knowledge is experience."
So let's flip that script this time and look at the retirement issue backwards, by the true experts - the people in retirement who've made the mistakes and recovered to prosper as retirees.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/what-can-an-80-year-old-teach-us-about-life/id1053921132?i=1000381767163? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about the biggest fear retirees face: running out of money in retirement. In a survey conducted by AARP, 3 out of every 5 retirees ages 45-75 feared running out of money in retirement, more than they feared death itself. Tune in to find out how to save yourself from going broke in retirement!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/your-biggest-fear-in-retirement/id1053921132?i=1000381767158? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Pat reveals the strategies to help you thrive in this new world of retirement. In your opinion, what are the most significant changes facing anyone who is retired today, or planning to retire within the next several years?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-traditional-retirement-planning-is-dead/id1053921132?i=1000378529478? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Today’s show is about the 5 simple, but effective steps to generating income in retirement. You’ve been focused on saving and investing for retirement your entire career, right? But you’ve given little to no thought as to what you’re going to do with that money once you’ve actually retired.
Do you risk it in the stock market? Are you losing money by parking it in the bank? What other options do you have to generate income in retirement?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/five-steps-to-generating-retirement-income/id1053921132?i=1000380449303? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This week’s show is about the blind spot retirees aren’t seeing in their retirement game plan – and that’s how they will generate income in retirement … that lasts a lifetime. A retiree’s ability to generate income in retirement … is everything. Without it, they run the risk of running out of money. Are you at risk? Tune in to find out!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-biggest-retirement-blindspot-income/id1053921132?i=1000380449302? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Endowment results: high historical averages, fewer ups and downs, smaller losses, and steady income. Most retirees are looking for how to generate income with as little risk as possible. Can the endowment model strategy do these things for you? Tune in to find out!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-endowment-model-strategy/id1053921132?i=1000380449304? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Did you know that the average American household pays $115,000 in hidden investment fees and expenses over the course of a few years? Tune in to find out how to avoid being robbed of your hard-earned money!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/hidden-fees-in-retirement/id1053921132?i=1000380449666? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Pat will be talking about the changing landscape retirees face today. It’s not the retirement their parents or grandparents had. And as a result, how they plan for retirement has to change in order for them to survive.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-traditional-retirement-planning-is-dead/id1053921132?i=1000395955404? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
For more than 20 years, financial advisors have relied on the 4% rule when planning their clients’ retirement’s. What is the 4% rule? How does it affect your retirement plans? This episode is a great opportunity to show how planning for retirement has completely changed, and how you can avoid running out of money.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-reasons-the-4-rule-is-broken/id1053921132?i=1000378529475? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This is a great story about a woman who is thriving at 92 years old. Harriette Thompson recently set the world record for the oldest person to run a 26.2-mile race in just 7 hours and 24 minutes. What’s even more remarkable is that Harriette is a two-time cancer survivor. And this was her 16th marathon!!!
We all want to live a long and prosperous life, right? This is a great way for us to illustrate the impact longevity has on planning for retirement today.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/making-your-money-last-as-long-as-you-do/id1053921132?i=1000378529476? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
It's the nightmare of retirement scenarios. You leave your job only to shortly find you've got to "unretire" or live a dramatically scaled back retirement lifestyle. This frightening possibility is why it's so important to do a rigorous pre-retirement check-up before exiting the workforce and to have a realistic retirement income plan in place that can provide sufficient income for the long term. Pat and Jen will talk about how to improve your situation, but you have to be ready to act quickly and to be creative and resourceful.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/nightmare-on-retirement-street/id1053921132?i=1000378529477? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This episode is about the changing landscape retirees face today. It’s not the retirement your parents or grandparents had. And as a result, how we plan for retirement has to change in order to survive.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-traditional-retirement-planning-is-dead/id1053921132?i=1000395955402? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Pat will be talking about the crippling effects inflation can have on your lifestyle in retirement. If you don’t have a strategy for inflation, it can crush your purchasing power. So you have to take the necessary steps to protect yourself now!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/your-retirement-vs-inflation/id1053921132?i=1000378529474? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Host, Pat Strubbe, will share information from his Amazon.com best-selling book, "Save Your Retirement from Mass Destruction from the 7 Retirement Villains!"
Pat's passion is helping his clients enjoy their retirement with confidence by protecting them from the 7 retirement villains. Tune in to find out who these villains are and how to protect yourself from them!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/save-your-retirement-from-the-7-retirement-villains/id1053921132?i=1000376586054? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
If you’re counting on your money in the bank to generate income for you … you’ve got a really big problem.
What can you do keep low rates from starving your retirement? Tune in to find out!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/dont-hold-your-breath-for-rising-interest-rates/id1053921132?i=1000376217081? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
We all want to live a long and prosperous life, right? This is a great way for us to illustrate the impact longevity has on planning for retirement today.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/make-your-money-last-as-long-as-you/id1053921132?i=1000376217119? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/six-reasons-you-need-more-money-than-you-think/id1053921132?i=1000376217116? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/building-a-financial-house/id1053921132?i=1000376217117? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/story-joe-retiree-preparing-for-worst-case-scenario/id1053921132?i=1000376217082? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There are some legitimate retirement rules of thumb that can provide at least some measure of security. For example, the 4 percent rule says you can safely spend 4 percent of your assets every year adjusted for inflation. And the 100 minus your age rule suggests the percentage of your savings you should keep in stocks.
But there are also a lot of misconceptions and rumors about planning for retirement that could cause you to make investment mistakes.
This episode is about setting the record straight on what is fact, versus what is fiction!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/nine-different-retirement-myths/id1053921132?i=1000376217084? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
BREXIT was one of the biggest events to hit Wall Street since 2008. But as of this writing, Wall Street has since recovered and is now at all-time highs.
This week’s show is about highlighting the lessons learned from the BREXIT event. Plus, find out what you can do now to help insulate/diversify your portfolios from the next major market correction.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/whats-next-for-the-stock-market-after-brexit/id1053921132?i=1000376217080? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This episode is about bridging the retirement income gap. You’ve been focused on saving and investing for retirement your entire career, right? But you’ve given little to no thought as to what you’re going to do with that money once you’ve actually retired.
You’ve saved for retirement. Now what? Do you risk it in the stock market? Are you losing money by parking it in the bank? What other options do you have to generate income in retirement?
If you don’t understand how to make your money work for you in retirement, you could run through your entire life savings in no time at all. This could force you back to work. Or worse yet, cause you to become a burden to your family.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/bridging-the-retirement-income-gap/id1053921132?i=1000376217083? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This episode is about revealing the 7 hidden land mines that could shatter your retirement. And strategies that could shield your entire life savings! Land mines are lurking around every corner in retirement. And you may not see them coming. So your retirement game plan must take these potential surprises into account.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/hidden-retirement-landmines/id1053921132?i=1000376217079? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The days of planning for 10 or 20 years of retirement are over. Today, you need a plan that lasts 40 years, if not more! But how do you make your money last that long?
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/100-years-old-and-thriving-in-retirement/id1053921132?i=1000376217118? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Baby boomer’s biggest concern with retirement planning is running out money in retirement. In fact, they fear running out of money more than they fear death itself! And the right annuity can scratch that itch.
This is a great opportunity to breakdown what an annuity is; how they work; the different kinds of annuities; the potential trap doors; etcetera.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-good-the-bad-and-the-ugly-about-annuities/id1053921132?i=1000376217085? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There are 4 hidden investment fees that are robbing you blind. And any single one of them could easily cost you tens of thousands of dollars, and ultimately impact your lifestyle in retirement. In fact, you may not realize you’re being charged for these hidden investment fees because they don’t even show up on a statement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-ugly-truth-about-hidden-investment-fees/id1053921132?i=1000371776045? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Today we’re living longer than ever before. 1 in 4 65 year-olds will live beyond 90. And 1 in 10 will live past the age of 95! So you need a plan to avoid outliving your savings. Luckily, there are simple income strategies that can produce steady and consistent income,for the rest of your life!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-avoid-outliving-your-savings/id1053921132?i=1000371776043? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
There are four dangerous assumptions retirees like you can fall prey to at any time. The truth is that any single one of them could wreak havoc on your retirement. Pat and Jen will talk about those four assumptions and their consequences.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/four-dangerous-retirement-assumptions-smart-solutions/id1053921132?i=1000371776038? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You need an income strategy that guarantees “x” amount of dollars every single month for the rest of your life. At the very least - enough to pay for your basic living expenses. Pat will explain how to generate dependable income in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/your-guide-to-generating-dependable-retirement-income/id1053921132?i=1000371776042? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Timing; fear; spousal benefits; and taxes can all play a critical role as to how and when you claim your benefits. The bottom line is you can’t take your Social Security benefits at face value. You need a strategy to get back every nickel that’s rightfully yours. Pat will talk about the strategies he’s been using in his almost 20 years as a financial advisor.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/five-social-security-mistakes-that-could-cost-you-thousands/id1053921132?i=1000371776039? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Extremely low interest rates at the bank and unprecedented turbulence on Wall Street are making it next to impossible to generate any income in retirement. This show is a crash course on how to generate more income in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/a-retirement-income-crash-course/id1053921132?i=1000371776041? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You’ve worked hard and saved your money, so you don’t want to lose one thin dime. And you don’t have to. Pat and Jen talk about the five most common threats that could derail your retirement, and five strategies to put some safeguards into place. Tune in to find out how to RETIRE WITH CONFIDENCE!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/five-very-real-threats-in-retirement/id1053921132?i=1000371776040? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You need an income strategy that guarantees “x” amount of dollars every single month for the rest of your life. At the very least - enough to pay for your basic living expenses. Pat will explain how to generate dependable income in retirement. Tune in to find out!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-survive-low-interest-rates/id1053921132?i=1000371776044? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Do you know how much income your 401K, IRA or other investments will generate every month in retirement?
How do you want to spend your days in retirement? Wringing your hands to the ups and downs on Wall Street? Wondering when we’ll have the next major stock market correction, and how it will impact you? Or if you’ll be able to make ends meet when you get older?
That doesn’t sound like the retirement you had in mind, does it?
You need an income strategy that guarantees “x” amount of dollars every single month for the rest of your life. At the very least - enough to pay for your basic living expenses.
This show is about generating a consistent and steady stream of income in retirement. And to do this you need a comprehensive retirement income plan.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/market-volatility/id1053921132?i=1000366344665? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This episode is about solving the retirement income puzzle. How will you make your money work for you to generate income in retirement? Anyone who is retired, or nearing retirement, faces this conundrum today. On one hand you’ve got low interest rates at the bank that pay chickenfeed. And on the other hand you’ve got a stock market at record highs, that could come crashing down any day now.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-retirement-income-puzzle/id1053921132?i=1000366344667? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
You’ve saved and invested your entire career. Now you have to change your mindset from accumulating wealth, to preserving your wealth. And make your money work hard for you to generate income, while minimizing your risk. How will you do this with volatility on Wall Street and interest rates that pay chickenfeed at the bank? Pat and Jen will explain!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-great-american-income-hunt/id1053921132?i=1000366344668? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Unplanned or unexpected early retirement can wreak havoc on your retirement plans. Some who have had to retire early aren’t always ready financially. This show will go into detail about the variety of ways 50% of Americans are forced to retire unexpectedly, and how you can protect yourself.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/unexpectedly-early-retirement/id1053921132?i=1000366344666? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This episode will focus on annuities. Pat will walk listeners through the good, the bad, and the ugly about annuities. There’s plenty of noise about retirement’s most misunderstood product. Some good - some bad. But what’s the real deal? Are annuities ideal for retirement … or not? Pat will talk about what annuities actually are, their biggest misconceptions, the different kinds, and their biggest advantages and disadvantages.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-abcs-of-annuities/id1053921132?i=1000366344670? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Pat and Jen will go into detail on what the 4% rule is; why it’s broken; and the successful strategies that people are using today to ensure they never run out of money in retirement. Many financial advisors have been touting the 4% rule as a staple for safely withdrawing income in retirement. Today’s experts disagree! If your retirement plan depends on this outdated rule of thumb, you could be headed for trouble!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/why-yesterdays-4-withdrawal-rule-is-broken/id1053921132?i=1000366344669? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about retiring in a world of chaos. Whether it’s war with Syria, Russian defiance, Iran building a nuclear bomb, or ISIS terrorizing the world … there’s always something new to worry about. Throw in the rollercoaster ride on Wall Street, and the never-ending challenges facing retirees today – and you have a recipe to make the most confident soon-to-be-retirees nervous.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-to-retire-in-a-world-of-chaos/id1053921132?i=1000362805961? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This week’s show is about the biggest fear retirees face: running out of money in retirement. In a survey conducted by AARP, more than 3 out of every 5 retirees ages 45-75 (61%) feared running out of money in retirement, more than they feared death itself. Pat will talk about some potential strategies you could use to make sure you don't outlive your money.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-fears-in-retirement/id1053921132?i=1000362805959? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about the #1 retirement savings vehicle – the 401(k). Major news outlets have widely criticized the 401-K - and with good reason. Steve Kroft of 60 Minutes stated “… the shortcomings of this retirement system have jeopardized the financial security of tens of millions of people.” The Wall Street Journal calls the 401(k) a “colossal failure.” Forbes calls it a “retirement savings crisis,” and a “failed experiment.” The Huffington Post goes as far as calling the 401(k) a “ticking time bomb!”
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-401k-show/id1053921132?i=1000362805956? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about the 12 steps to a sound retirement. The outlook is pretty grim, and retirees need a reality check. Tune in to find out what 12 steps could save your retirement!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-forecast/id1053921132?i=1000362805960? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The retirement landscape has changed for anyone retiring today and there are 6 strategies that every retiree, and soon-to-be-retiree, should incorporate into their financial game plan. Any one of them could be a retirement game-changer.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-game-changers/id1053921132?i=1000362805951? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This week’s show is about what we can learn from other people’s regrets about planning for retirement. The things they should have done, could have done, and wished they had done that would have made a profound difference on their lifestyle in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/biggest-regrets-in-retirement/id1053921132?i=1000362805954? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
In a country where it’s common practice to hire a wedding planner for a wedding; a nutritionist or a personal trainer to lose weight; or a golf-pro to improve your swing; many people struggle on hiring a retirement advisor for what will be the largest event of their entire life. A recent research study conducted by Morningstar concluded that people who have a formalized financial game plan (using five techniques) generated 23% more income in retirement for the average retiree. And they did that by using five specific techniques.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/financial-plans-arent-just-for-the-rich/id1053921132?i=1000362805963? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about what we can learn from today’s successful retirees. Here are some potential lessons we can learn from other successful retirees …
• Living within your means • Maximize tax deferred contributions • Get on the same page as your spouse • Understand exactly how and when to maximize your social security benefits • Having a household budget • Keep your emotions in check
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-successful-retiree-next-door/id1053921132?i=1000362805948? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Health care costs can cripple any retirement that’s not prepared. And chances are you aren’t ready for the “actual” cost of retiring. Fidelity projects that the average couple retiring today will need nearly $250,000 to pay for out-of-pocket health care costs in retirement — and that’s not counting long term care.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-wild-card/id1053921132?i=1000362805966? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health care, Social Security and income planning, tax reduction, and investment planning. Tune in to take the first step towards accomplishing your retirement goals.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/special-broadcast-violent-wall-street/id1053921132?i=1000362805958? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This week’s show is about the hidden trap doors in retirement, and how to prevent them from decimating your life savings. The road to retirement is full of choices, trap doors and potential financial surprises along the way.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-trap-doors/id1053921132?i=1000362805957? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
We’re going to unveil the hard truth behind the 10 biggest retirement myths. We’re going to tackle subjects like how much you should depend upon Social Security; what you can really expect from Medicare – and what expenses it will and won’t cover; the reality behind how much you’ll actually spend in retirement; if your taxes will go up – or down-in retirement; what you can expect in the near term for CDs and bonds, and other options to generate income in retirement; plus so much more.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-myths/id1053921132?i=1000362805962? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Today’s show is about the retirement x-factor. It’s not inflation. It’s not the stock market. And it’s not the skyrocketing cost of healthcare. It’s longevity. People are living longer than ever before, making every other risk retirees face much more probable. You have to plan on living well into your 90s (if not longer) to ensure you don’t run out of money in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-x-factors/id1053921132?i=1000362805950? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The vast majority of Americans are lost on the road to retirement. This show is about how to put your retirement in the fast lane - the shortest route between point A and B. You might have a large nest egg saved up and think you’re ready to retire. But a stack of retirement statements isn’t a retirement game plan. You have to chart your retirement road map – all the way to end.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/roadmap-to-retirement/id1053921132?i=1000362805955? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show is about the risks retirees face from the current stock market highs. The markets keep breaking records and many experts—and retirees—are fearful of another market crash like 2008.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/stock-market-highs/id1053921132?i=1000362805952? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The retirement landscape has changed for anyone retiring today and there are six game-changing strategies that every retiree, and soon-to-be-retiree, should incorporate into their financial game plan.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-game-changers/id1053921132?i=1000362805967? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Financial planning for retirement has always been a daunting prospect; the current landscape simply makes your preparation that much more crucial in using your assets well. This episode will cover the seven cardinal rules of retirement planning. If you know nothing else about retirement planning, these are rules that you can’t afford to miss.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/seven-cardinal-rules-of-retirement/id1053921132?i=1000362805953? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
This show asks the nine most important questions every retiree should ask when it comes to how they’ll generate income in retirement. How much income do you really need? And how are you going to generate it? It’s important that every retiree customize their income needs with an analysis of their basic expenses, health care needs, longevity expectations, and potential risks they could face in retirement.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/how-much-retirement-income-will-you-need/id1053921132?i=1000362805964? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
Only a tiny fraction of American workers have been able to amass $1 million or more in their 401(k)s and employer-sponsored retirement plans, according to the Employee Benefits Research Institute. The average 401(k) account balance is just shy of $59,000. Yet whether you have saved $50,000 or $5 million, some secrets of the rich can be very instructive when it comes to building your own retirement fund.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/millionaires-secrets-for-retirement/id1053921132?i=1000362805965? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
On this episode, Pat is going to reveal a retirement checklist. A step by step guide to preparing you for your retirement! If you’re recently retired, or within 5 years of retiring, you don’t want to miss today’s show.
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/retirement-checklist/id1053921132?i=1000362805968? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
In this episode of Retire with Confidence, Pat Strubbe goes over the steps needed to set you up for a successful and comfortable retirement. You can make this show very elementary (start with a plan, update your plan, etc,), or go a little deeper into specific areas of a retirement plan (start with a plan, income, taxes, etc,). Or obviously a combination of the two. Either way, It's not a bad idea to start with getting a financial plan. Tune in to learn how you too can retire with confidence!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/save-your-retirement-with-pat-strubbe/id1053921132? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
The financial crisis and great recession hit Americans’ savings hard, but for baby boomers the clock is ticking to repair their nest eggs … quickly. This episode will cover the changing landscape retirees face today. It’s not the retirement your parents or grandparents had. And as a result, the manner in which we plan for retirement has to change. Tune in to find out how to retire with confidence!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/not-your-grandmas-retirement/id1053921132?i=1000355834019? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!
One of the primary reasons people engage a financial planner is to know if, and when, they can retire. Just the thought of retirement can cause anxiety as many feel overwhelmed and unprepared.
In fact, one of the biggest dilemmas for those approaching retirement is balancing the life they want to live today with the life they want to live in retirement. In this episode of Retire with Confidence, we'll cover the five mistakes to avoid if you want to live comfortably and retire with confidence!
If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/five-mistakes-that-could-derail-your-retirement/id1053921132?i=1000355834018? It takes less than 60 seconds, and it really makes a difference in sharing this information with others too!