PALADIN FINANCIAL TALK: Recent Episodes
Jeff Foley
To get to your destination, you must know where you are going. Jeff Foley may help you find a route to your financial destination with Paladin Financial Talk. Each episode is designed to help light the way to your desired financial future. Are you prepared for retirement or just in need of a quick rest stop to confirm your progress? Download the latest episode of Paladin Financial Talk and keep your financial journey on track!
Dive deep into the art of rebalancing your investments. Discover why regularly adjusting your asset allocation is crucial for staying on track with your financial goals, and learn practical strategies for doing it effectively.
Clean up those finances for spring! We talk about tips to help you improve your budget, pay down debt, and track down old accounts!
In this show we discuss how to approach the process of decluttering personal belongings with sensitivity and intention, especially in the context of end-of-life planning. We emphasize the emotional and practical importance of sorting through possessions ahead of time to reduce stress for loved ones and ensure meaningful items are passed on thoughtfully. The conversation highlights the therapeutic aspects of letting go, the challenges families face when no plans are in place, and the value of starting early to make the process less overwhelming and more purposeful.
Dusting off your money habits, decluttering your finances, and finding that rogue subscription that’s been draining your account since 2021.
First published in 1949, The Intelligent Investor is full of timeless wisdom that anyone can use to educate themselves on making smart investment decisions. You don’t need to be a stock market whiz to understand this book. Graham’s main message is protect yourself from big mistakes, stay calm, and invest with a margin of safety.
In this episode, we dive into the key takeaways from The Millionaire Next Door and explore how its principles still hold strong when planning for retirement. From disciplined spending habits to living below your means, the book offers powerful insights into how everyday people build lasting wealth.We discuss how these lessons can be applied to retirement planning—helping clients focus on long-term financial independence rather than flashy lifestyles. Whether you're advising high-net-worth individuals or everyday savers, this conversation is packed with practical wisdom that stands the test of time.
In this episode of Paladin Financial Talk, join host Nikki Foley and co-host Tony Shore are pleased to invite special guest Mariann Montagne, Chartered Financial Analyst and president of Mosaic Consulting. Gain insights into the challenges and opportunities women face in finance and discover strategies for achieving financial success.To contact Mariann go to thrivingwithyourmoneytree.com or email her at: mmontagne@mosaicconsultingllc.net
Divorce can have a significant and lasting impact on a client’s financial well-being, especially as they approach or navigate retirement. In this episode, we cover the key financial considerations of divorce, including asset division, Social Security benefits, retirement accounts, and spousal support.Learn how to help clients avoid common financial pitfalls, protect their long-term goals, and restructure their financial plans post-divorce. Whether you work with individuals or couples, this episode will prepare you to better serve clients during one of life’s most challenging transitions.
In this episode, we dive into the unique financial challenges women face and explore strategies for building wealth and confidence. We also discuss the history of women in finance and they role they currently play.
This week, we sit down with Lisa Schreiber of Gradient Investments to discuss her journey as a woman in the traditionally male-dominated field of finance. She shares valuable insights on navigating the industry, overcoming challenges, and the importance of fostering diversity. Listen in as we delve into Lisa's strategies for success and her perspective on the future of financial leadership.
This week, we honor Women's History Month by exploring the unique financial planning challenges and opportunities women face. We'll delve into strategies for closing the wealth gap, building long-term security, and empowering women to take control of their financial futures. Join us for expert insights and actionable advice tailored to women at every stage of their financial journey.
In this episode, we break down the latest market trends, economic shifts, and key indicators shaping the financial landscape. From interest rate movements to stock market performance, we provide insights to help financial advisors stay informed and proactive in guiding their clients. Tune in as we analyze what’s driving the markets, potential opportunities on the horizon, and strategies to navigate uncertainty. Whether you’re positioning portfolios or addressing client concerns, this market update equips you with the knowledge you need to stay ahead.
In this episode, we’re diving into the world of disability insurance – what it is, how it works, and whether it's the right choice for you. Whether you’re a young professional just starting your career or someone weighing the pros and cons of coverage, we’ll break down the basics of disability insurance, explore the different types of policies, and discuss common myths and misconceptions. You’ll learn how to evaluate your personal risks, understand the financial benefits, and determine if disability insurance is a necessary step in protecting your income and future. Tune in for expert insights and real-life examples to help you make an informed decision about your coverage needs.
In this episode Jeff welcomes Austin Wikstrom of Wikstrom Insurance Agency to talk about tips and strategies to help you save money on your insurance.
This week, Investment Advisor Nikki Foley joins co-host Tony Shore explores how employees can fully leverage the benefits and resources offered by their employers. From health insurance to supplementary benefits, this episode provides actionable insights on optimizing these offerings to boost career satisfaction and well-being. Tune in for this week’s advice on making the most of your workplace perks and enhancing your overall job experience, whatever the stage of your career!
In this episode Nikki welcomes special guest and mortgage specialist Jay Dacey to talk about the real estate market, where rates and mortgages may be headed, and how this can impact you and your finances.
In this episode Matt Bryant welcomes Gradient Investments portfolio manager, Tyler Ellegard. They discuss where the market is at and where we might be headed in the coming months.
In this episode we break down tips and strategies to help you achieve financial success this year.
With college athletes now able to profit from their talent, a new world of financial opportunity—and responsibility—has opened up. In this episode, we explore what this change means for young athletes and how they can make the most of their earnings. From smart saving strategies to long-term financial planning, we share tips to help them build a secure future instead of spending it all at once.
What can Buddy the Elf teach us about finances? In this festive episode, we uncover surprisingly valuable financial lessons hidden in the holiday classic Elf. From saving for the future to embracing authenticity in client relationships, this lighthearted discussion combines holiday cheer with practical advice for advisors and investors alike.
In this episode, we delve into the surprisingly insightful financial lessons hidden within the classic holiday film, "The Grinch." We'll explore how the Grinch's isolation and materialism ultimately hinder his happiness, mirroring real-life financial pitfalls. Finally, we'll discuss how acts of generosity and community spirit, as exemplified by the Whos, can lead to greater financial well-being and overall life satisfaction.
In this episode, we dive into the classic holiday film, "Home Alone," to uncover surprising financial lessons. From budgeting for unexpected expenses to the importance of insurance, we'll explore how this beloved movie can teach us valuable money management skills. Join us as we unpack the financial wisdom hidden within this heartwarming tale.
In this very special and fun episode, we take a look at the movie Christmas Vacation, a holiday comedy classic, and talk about the financial lessons that can actually be learned from this movie.
In this episode Jeff welcomes Gradient's Chief Information Officer Michael Johnson to talk about helpful cybersecurity tips to help protect you and your information from scammers.
In this episode we break down strategies for your finances when you have children. From tax credits to 529 plans and more!
Today, we’ll talk about why it matters and go over the options for your 401(k) retirement savings—so it doesn’t end up forgotten in a drawer or, worse, subject to penalties!
The election is over, and its potential impact on the economy and financial markets is a major topic of discussion. In this episode, we'll break down the key economic issues at stake, analyze market reactions, and discuss important year-end financial deadlines to keep in mind.
In this episode, we discuss the pros and cons of hiring a financial advisor, including the potential benefits of expert advice and their services.
Do you have an algorithm for a financial advisor or investing? In this episode, we explore the use of "robo-advisors" and the rise of AI-powered financial advisors. We'll discuss the pros and cons of using them for financial advice, and whether it's the right choice for you.
In this episode, we dive deep into common financial struggles and provide practical solutions. From managing debt to saving for the future, we offer expert advice and actionable steps to help you achieve your financial goals. Join us as we empower you to take control of your finances and build a brighter financial future.
In this episode, we explain what it means to be a fiduciary and why it’s important when choosing a financial advisor. We discuss how fiduciaries are legally required to act in your best interest, ensuring transparency and trust in financial planning. Plus, we highlight how Paladin, as a financial planning firm, can help you navigate your financial journey with personalized, client-focused strategies.
This episode features co-hosts Nikki Foley and Tony Shore, along with Guest Jay Dacey of Jay Dacey Mortgage Team. Together, they highlight both the concept of reverse mortgages and their potential use in covering long-term care needs. Plus, Jay provides an outlook on the housing market and what’s may lie ahead!
In this episode, we dive into the crucial topic of long-term care planning. Discover the costs associated with various care options and explore strategies to protect your assets while ensuring adequate coverage for your future needs. Join us as we go over the options you can use to pay for long-term care with some advanced planning.
In this episode, we dive deep into the complexities of funding long-term care. Learn about the various options available, from traditional insurance plans to government assistance programs. Discover strategies to protect your assets while ensuring adequate care for yourself or loved ones in the future.
Paladin Financial Talk is bringing you a three-part series on Funding Your Future: Navigating Retirement Healthcare Expenses. We will break down the basics, clarify common misconceptions, and provide practical tips to help you make informed decisions about your healthcare in retirement. Whether you're navigating Medicare enrollment, considering long-term care options, or planning for future health needs, this episode will equip you with the knowledge you need to feel confident in your choices. Tune in and take control of your retirement health journey!
In this episode, we dive deep into the four essential pillars that form a strong retirement foundation. Discover how to balance savings and investments, understand the importance of risk management, explore the role of Social Security and pensions, and learn about the power of estate planning. Whether you're just starting your retirement journey or looking to optimize your existing plan, this episode has valuable insights for everyone.
In this episode we welcome special guest, Joey Ekholm. Joey has multiple degrees related to the topic and works in the mental health field. He helps us look into the often-overlooked connection between mental health and retirement. Discover how stress, anxiety, and depression can impact your golden years, and learn practical strategies to maintain your well-being and enjoy a fulfilling retirement. From identifying signs of mental health struggles to seeking professional help, we'll provide valuable insights to help you navigate this important phase of life.
In this episode of Paladin Financial Talk, Nikki Foley welcomes guest Sara Larson to the show. Using her extensive knowledge and a little humor, Sara will guide us through this crazy thing called menopause with knowledge, advocacy, and intention. Listeners will walk away with a better understanding of their power and how menopause affects financial decision-making, lifestyle choices, and long-term planning. Think this topic isn’t for you? All listeners can become more informed, compassionate, and supportive in their personal and professional relationships by tuning in to this episode!Links: https://www.saralarsoncoaching.com/https://www.nytimes.com/2023/02/01/magazine/menopause-hot-flashes-hormone-therapy.htmlhttps://menopause.orghttps://www.myalloy.comhttps://www.joinmidi.comhttps://www.mayoclinic.org/appointments
In this episode of Paladin Financial Talk, co-hosts Nikki Foley and Tony Shore welcome guest Kari Ebel to the show. Using her knowledge as a Physician Assistant, Kari explores the unique challenges and opportunities faced by those managing long-term health issues. Together, we bridge the gap between health and finances for listeners and discover how to effectively manage medical expenses and plan for future care. Whether you're living with a chronic condition or supporting a loved one, "Chronic Wealth" delves into this essential topic which includes firsthand experience and insights and practical tips.
Healthcare costs can be a major financial burden. In this episode, we break down essential health care planning strategies to help you protect your finances. From understanding your insurance coverage to exploring savings options like HSAs and more, we provide actionable tips to navigate the complex world of healthcare costs.
Join hosts Nikki Foley and Tony Shore on Paladin Financial Talkl, where we provide a comprehensive guide to health and wellness and its critical impact on your financial plan. In this series in this series, We'll cover the essentials of managing chronic diseases and conditions, recognizing anxiety and depression, navigating menopause, and understanding their potential financial implications.Stay tuned for upcoming episodes where we will continue to explore how various health issues can influence your financial decisions and provide actionable insights to help you maintain both your well-being and financial security. Whether you're planning for the future or dealing with current health challenges, Nikki and Tony are here to guide you every step of the way.
In this episode, host Jeff Foley, CFP, and co-host Tony Shore discuss how frugal living can be a path to financial independence and early retirement. Listen to stories and strategies from those who have achieved financial freedom through disciplined saving and spending.
In this episode of Paladin Financial Talk, we provide listeners with tips and techniques for planning nutritious and delicious meals on a tight budget as well as staying fit without expensive gym memberships and more!
Tired of the same old budgeting tips? This episode bursts the bubble on boring savings strategies. We'll explore unconventional ways to boost your bank account, from hacking your hobbies to becoming a savvy swapper. Tune in and discover how to make saving money exciting and effective!
Forget deprivation diets for your wallet! This episode dives into the surprising world of frugal living, where you'll discover how to save money without sacrificing enjoyment. We'll explore creative ways to stretch your dollars and unlock the fun that comes with being financially savvy.
Today, we're delving into a topic that's gaining popularity among retirees: the decision to purchase timeshares and RVs. These options offer unique lifestyle benefits, but how do they impact your financial plan and what are some of the pros and cons?
Today, we have a special guest joining us to dive into a summer lifestyle topic of wedding planning! We will discuss the financial aspects of planning a wedding because, let's face it, weddings can have a significant impact on your financial plan if not properly managed or anticipated with your advisor.
Homeownership can be a goldmine in retirement. This episode dives into unlocking your home equity's potential, exploring strategies like HELOCs, home sales and reverse mortgages, and unpacking the key considerations to ensure a secure and comfortable golden age.
In this episode, three new members of the Paladin Financial team share life lessons learned through their personal experience. Topics include first money memories, college education, finding your path and a peak behind the financial industry curtain.
This episode dives into buy-sell agreements, a crucial tool for business partners. We'll explore how life insurance and premium financing can work together to ensure a smooth ownership transition in the event of a partner's death or disability. Tune in to learn how to protect your business and your loved ones.
Ever wondered how to leave a lasting impact on the causes you care about? This episode dives into estate planning and charitable giving. We'll explore how to integrate your philanthropic goals into your will and discuss strategies to maximize your charitable donations while minimizing your tax burden. Tune in to learn how to make a difference and ensure your legacy lives on.
In this episode of Paladin Financial Talk, co-hosts Nikki Foley and Tony Shore explore the topic of life insurance and its multifaceted roles, including the crucial role life insurance plays in addressing long-term healthcare needs and protecting your financial future. From understanding the staggering costs of healthcare in retirement to exploring innovative strategies like hybrid life insurance and leveraging Health Savings Accounts (HSAs), we equip you with the knowledge to navigate life's financial maze with confidence.
Join us in this eye-opening episode as we explore the controversial strategy of utilizing cash value life insurance to achieve early retirement goals. Unraveling the complexities, we navigate through the potential advantages and pitfalls of this unconventional approach, shedding light on whether it's a viable solution for those seeking financial independence ahead of schedule. With expert analysis and firsthand experiences, discover whether cash value life insurance could be the key to unlocking your early retirement dreams.
Ever wonder what life insurance is all about? We welcome special guest Jay Guerin, president of Gradient Insurance Brokerage to help us break down the basics - how it works, why you might need it, and the different types available. Tune in to learn if life insurance is a wise addition to your financial plan!
Tired of the guessing game of how much you'll need in retirement? This episode breaks down sustainable income strategies, from pensions and Social Security to tapping your nest egg. Discover how to create a retirement income stream that lets you play for keeps, not just hope for the best.
Entering retirement is exciting, but how will you make your savings last? This episode dives into the distribution phase of retirement planning, unpacking strategies to generate income, minimize taxes, and ensure your nest egg sees you through your golden years.
This month, as we further discuss wealth management, this episode focuses on your accumulation phase and what that means! Join us as we delve into the accumulation phase of life, where dreams meet reality and financial strategies take center stage. From savvy investment tips to smart savings strategies, we're here to guide you through the journey of building your wealth and securing your future. Tune in as we explore the avenues of asset allocation, retirement planning, and wealth preservation, providing you with the tools and knowledge to thrive in the pursuit of financial success. Whether you're just starting out or well on your way, our podcast is your compass in the vast landscape of wealth management. Paladin Financial works with people in all stages of life.
Feeling lost in the world of wealth management? You're not alone! In this episode, Matt Bryant kicks off our month-long series where we break down everything you need to know. Join us for a clear and concise introduction to wealth management, what it is, and how it can benefit you.
Welcome to Paladin Financial Talk with co-hosts Nikki Foley and Tony Shore. This week, they're joined by Allison Dirksen, who lends her expertise on the topic of workplace benefits and retirement savings. Together, they unravel the importance of understanding and seizing control of workplace benefits, regardless of where you are in your career journey. From 401(k) plans to health insurance options, they provide understanding of how health and wealth intersect and actionable advice to empower listeners to make informed financial decisions.
In this episode of Paladin Financial Talk, join host Nikki Foley and co-host Tony Shore as they delve into the intersection of finance and empowerment with special guest Mariann Montagne, Chartered Financial Analyst and president of Mosaic Consulting. In honor of Women's History Month, they explore the historical significance of Women's History Month, highlighting the pivotal role women have played in shaping the finance sector. Gain insights into the challenges and opportunities women face in finance and discover strategies for achieving financial success. Check out Mariann's website here: https://thrivingwithyourmoneytree.com/
Women may have different financial concerns than men. Therefore, there is an opportunity for slightly different kinds of financial planning recommendations. We break down key financial concepts, explore resources designed for women, and equip you with the confidence to take charge of your financial future.
In this episode of Paladin Financial Talk, co-host Nikki Foley and Tony Shore invite Katie Hilbrands to the show, as Paladin Financial’s newest female in finance and to emphasize the significance of initiatives like Women’s History Month. Listen in for insightful commentary on the contributions of women in finance, highlights on notable female entrepreneurs, and the power women have to take find financial independence and gender equality in the financial world.
Welcome to another exciting episode of Paladin Financial Talk! Join your hosts, Nikki Foley and Tony Shore, as they dive into the world of entrepreneurship and real estate with their special guest, the extraordinary DeeDee Bossen. DeeDee, alongside her husband Rob, is the proud owner of Grey Duck Outdoor, a local outdoor gear company specializing in paddleboards and canoes. Together, they've ventured into the realm of real estate, managing successful businesses, and creating a rich, adventurous life.To find out more about each of DeeDee's properties and businesses that we discuss, here are the websites:https://fallriverroadgm.com https://hillsideharbor.com https://greyduckoutdoor.com
In this episode of Paladin Financial Talk, host Nikki Foley welcomes guest Jay Dacey of Jay Dacey Mortgage Team to help us answer the age-old question: which comes first, the chicken or the egg of real estate investing? Jay shares his wealth of knowledge and experience, guiding listeners through the fundamentals of mortgage lending and what you may need to know about real estate ventures for both novice and seasoned investors alike. Get ready to crack the code with this week’s episode!
Dreaming of being your own boss? During this episode, Jeff Quick and Dori Petroff dive into the world of small business structures! They unravel the pros and cons of sole proprietorships, LLCs, and more, guiding you through the tax implications and legal realities of each. Tune in and unlock the knowledge to choose the perfect foundation for your entrepreneurial journey!
In today's episode, we're diving deep into the intersection of real estate investing, being a business owner, and the impact of taxes on your financial journey.
Turning 50 is a financial milestone! This episode of Paladin Financial Talk dives deep into smart money moves you can make in your 50s, from maximizing retirement savings to planning for healthcare costs. Tune in for actionable tips to secure your financial future and kickstart the decade strong!
In this episode of Paladin Financial Talk, join Investment Advisor Representative Matt Bryant and his knowledgeable co-host Tony Shore as they delve into the crucial realm of financial literacy tailored specifically for individuals in their 30s and 40s. Gain invaluable insights into taking charge of your financial future by learning how to effectively manage your savings, mitigate debt, and explore other actionable strategies. Additionally, uncover the underlying significance of these topics within the context of this pivotal stage of life. Tune in to empower yourself with practical knowledge and actionable steps towards financial success!
Who says "extra cash" has to be extra work? We're breaking down the hottest side hustles that let you turn your passions and skills into profit, from pet sitting to online courses. Ditch the boring 9-to-5 grind and join us for financial freedom, one side hustle at a time!
Feeling lost in the labyrinth of investments, savings, and retirement woes? A Comprehensive Financial Plan is your roadmap to financial freedom.Join us as we demystify financial jargon, build actionable strategies, and empower you to chart your own path to prosperity.
Jeff welcomes special guest Joseph Norlin to talk about estate planning and how to minimize your tax burden when transferring wealth.
Jeff Foley welcomes special guest estate planning attorney Matt Tramm to talk about what you need to do to make sure your loved ones are taken care of after you and/or your spouse pass.
Everything we do affects something else... including our financial decisions. In this episode Nikki gives an amazing children's story analogy and we talk about estate planning.
In this episode we talk about how and why an HSA may be one of the best savings vehicles. We also talk about Flex accounts and more tips and strategies to help deal with healthcare costs pre-retirement and in retirement.
Healthcare in retirement can be expensive. In this show we explain the various parts of Medicare and also ways to maximize your benefits and minimize your costs.
In this episode we welcome special guest Dori Petroff, operations manager for Paladin Financial. We discuss the critical aspects of medical insurance.
In this episode we dig deep into what you need to know about Medicare, how to enroll and why there are many important choices to be made.
In this episode Jeff Quick welcomes special guest Jay Dacey, president of Jay Dacey Mortgage Team to discuss real estate and tax strategies.
Learn how to maximize your business tax deductions and save money on your taxes in this episode of Paladin Financial Talk. We'll discuss eligible expenses, common mistakes to avoid, and tips for working with your CPA.
Tax planning is a huge component of your financial plan, so in this episode we hope to communicate some tips for you to take to your tax guy… if they are not already having these discussions with you.
The key to investing is to start now. If you're already investing that's great. But we talk about why it's good to invest early and often, as well as how to get started.
College can be expensive, and saving for it is a long-term goal for many. In this episode we talk about some college savings vehicles that families can consider.
In this episode Ellie Robison and Tony bring on special guest host Zach Langemeier to talk a little bit about sports and a lot a bit about student loans. This episode is not just for young people! It applies to parents and grandparents as well, so tune in to learn more!
There are five areas of focus today: Adoption, Child Tax Credit, Dependent Care Savings Account, 529 Plans or other savings vehicles, and Hiring your Kids. Listen into Jeff and Tony as they discuss those 5 areas and how they may help you save money in the long run.
Are you thinking about retiring early? How about really early? In this episode we talk about the FIRE movement and the pros and cons of retiring early.
In this episode we discuss the how, what, why and when of retirement parties. From why they are a good idea, to tips on how to make them great.
Jeff Quick talks about why every day in retirement is a Saturday and why that means you need a plan for financial challenges in retirement.
We all want to have a happy retirement. Making sure we are prepared for the transition can be a big part of that. In this episode we talk about those transitions and how to be happy!
In this episode Nikki welcomes special guest psychologist Shancy Kelly to discuss the psychology of relationships and retirement.
In this episode we continue our lifestyle series. Ellie Robison talks about the 5 “Love Languages” and how you can use this to strengthen your friendships, romantic relationships, or even team dynamics at work.
In this episode Jeff Quick talks about how to stay social, maintain friendships, and stay busy in retirement.
In this episode Nikki Foley welcomes special guest Megan Higginbotham, owner of In Motion Fitness, to discuss the importance of fitness in retirement.
As it relates to lifestyle living, continuing work into your 80s, and tidbits of how the financial industry works.
In this episode Nikki Foley welcomes special guest and personal trainer Molly Guerin to talk about nutrition for a healthy lifestyle.
In our continuing lifestyle series we welcome mortgage specialist Jay Dacey to talk about using your home equity to create a larger legacy in retirement.
What happens if you want to, or need to go back to work in retirement? We discuss the pros and cons and what you need to consider.
In this episode we discuss a list of the best vacation and travel destinations right here in Minnesota!
We continue our lifestyle series and welcome special guest Ellie Robison to talk about the importance of having a goal for your retirement and how to plan for one.
In part one of our series on Lifestyle, Jeff welcomes Nikki Foley to the show. She discusses what a lifestyle is and how yours is defined. We discuss how your lifestyle relates directly to your financial and retirement planning.
During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life. This includes estate planning, legacy planning and more.
Tyler Ellegard from Gradient Investments joins to show to give a market update and talk about the fed rate hikes, inflation, and the recent bank failures.
In this episode we talk about asset diversification and what you need to know about your investments and savings.
Have you ever opened an investment account? A 401(k), 403(b), IRA … If so, you made a financial, tax and estate decision in this one action. In this episode we talk about why taxes play such a big roll in financial and retirement decisions.
In this episode the two Jeffs talk about MYGA's... what they are and why you might want them to be a part of your financial plan.
It is important to understand how your Social Security works and in this episode we discuss ways to make sure your maximizing your benefits without making mistakes.
In this episode we go over the Paladin Plan for your financial future. It's the process you need to know to help get your finances in order. Find out more here: https://financialpaladin.com/
During this episode, we’re going to look into some of the things you can do to improve your finances and strategies for the coming months.
In this episode we welcome special guest Jaime Malm to discuss some of the key changes you need to be aware of from the new Secure Act 2.0.
Jeff welcomes special guest and CPA Jeff Stovall to talk about taxes, changes and strategies.
Jeff Quick is leading the charge today and he has guest Jay Guerin, president of Gradient Life Brokerage, on the show to discuss the different types of life insurance and how they may help you out.
We welcome Keith Gangl, CFA, Portfolio Manager with Gradient Investments to talk about what the election results might mean for the financial markets.
From stocks to taxes to other types of accounts, there's a lot to understand about your investments. We talk about the basics and strategies that you need to know.
During this show, we’re going to discuss designing a financial to do list with the goal of crossing everything on that list off before the end of the year.
Now is the time to look at your finances and figure out your tax situation. We talk about important steps to help with you tax situation.
Jeremy Bryan, Senior Portfolio Manager for Gradient Investments, LLC, joins the show to give his views on the market, where we are now, and where we may be headed in the future.
Estate Planning is the #1 thing people put off, but doing so can also be the biggest and costliest financial mistake you can make. We talk about that and what you can do about it.
During this show, we’ll examine the five types of insurance you’ll likely want to include in your financial strategy.
How much financial risk do you have? In this episode we look at ways to manage financial risk.
In this episode Jeff welcomes special guest Ellie Robinson to talk about student loans, their background and how to deal with student load debt.
In this episode we talk about about how your favorite ice cream relates to your finances... along with some helpful financial tips!
During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.
In this episode we talk about what you need to know about estate and legacy planning. It's not just for the wealthy.
Jeff welcomes Jaime Malm to the show and they discuss Beneficiaries, Wills and Trusts. The important facts you need to know.
Inflation, the markets and rising interest rates have people concerned about their finances. In this episode we tackle the problems and possible solutions to help you with your finances and retirement income.
The market has fallen into bear territory. But what does that mean for you and your finances? In this episode Jeff talks about ways to deal with the market volatility and what to avoid.
What are the most important things you need to do and know before you retire? We continue our countdown of the top 8 things you need to know.
What if you have an annuity that's not right for you? In this episode Jeff welcomes Trevor Neufeld to help discuss strategies to get the most out of your annuity.
When people hear the word annuity they almost immediately have a strong reaction either good or bad. What is an annuity and Why are they often polarizing?
In this episode Jeff welcomes special guest Jaime Malm to discuss the new documentary, The Baby Boomer Dilemma and the path to a comfortable retirement.
In this show Jeff covers 6 investment tips that could help reduce your worry in retirement.
In this episode we welcome special guest Austin Wikstrom to talk about Home and Auto Insurance.
In this episode Jeff welcomes special guest, Financial Planner Jeff Quick, to discuss inflation and the geopolitical risk of a global economy.
During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.
During this episode we’re first going to focus on retirement tips and insights for women before closing out the show with a conversation about ways retirees may be able to secure dental care.
When planning for retirement the biggest question people have is do I have enough money to retire? Jeff welcomes special guest Trevor Neufeld to talk about tips and strategies to help you figure out how much you might need to retire.
Do you have a comprehensive retirement plan that addresses: income, risk, tax minimization, insurance needs, legacy and estate planning? How often is that plan being updated? We discuss strategies to help you achieve this goal to have a complete financial and retirement plan.
During this show, we’re going to first look at some of things you need to know about RMDs and then in our final segment we’ll discuss some of the financial mistakes that could put your retirement at risk.
In this episode Jeff talks about market volatility and strategies to use to help avoid emotional mistakes with your money.
During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.
Would you rather pay taxes now, or in retirement? That's a big question for financial planning and in this show Jeff tackles that topic and talks about possible tips and strategies to help minimize your tax burden.
On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.
During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.
In this episode Jeff talks about the 10 questions you need to ask yourself to make sure you will be ready for retirement.
This episode focuses on part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.
Part 2 of Jeff and Tony talking about taking stock of your financial situation and the questions you need to be asking.
In this episode Jeff talks about taking stock of your financial situation and the questions you need to be asking.
During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.
During this show, we examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.
During this episode we discuss how running your personal finances like a business makes sense. It's accounting 101, using the two main reports for any business. Balance Sheet and Income Statement (P&L). The same applies to your personal finances.
During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.
We talked about inflation a couple of weeks ago and now the Fed has met again and they have commented on where we might be headed. In this episode Jeff talks about ways to hedge against inflation and what that could mean to you.
During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.
Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.
In this episode Jeff talks about the 4 styles of retirement planning personalities and how to help you get on solid ground with your retirement plans.
In this episode Jeff talks about people that are at or near retirement and are trying to determine what they're going to do with their assets going forward. We talk about the risks and tips that can hopefully help you properly handle your assets for retirement.
We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.
In this episode we talk about the benefits of working with a financial advisor and how they can help you with a financial plan for your future.
During this episode, we’re going to examine some of the big and small ways you can improve your finances for the rest of 2021 as well for years to come. This week’s episode is modeled after the upcoming NFL draft with our host “drafting” some favorite financial tips.
In this episode Jeff talks about Roth Conversions with helpful tips to consider when converting your traditional retirement account to a Roth. Register now for our online seminar to learn more on this topic! Go to Webinar registration link: https://rb.gy/lyio6t You can also register by calling 651-842-8406 or email us at info@financialpaladin.com
In this episode Jeff talks about Federal Employee Benefits with helpful tips and information to help you better understand your FERS pension.
During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.
To be yourself you need to understand. Socrates: “To know thyself is the beginning of wisdom.” In this episode we talk about translating this to our finances and retirement plans.
Remember those choose your adventure books you read as a kid? In this episode Jeff makes a financial version and shares some adulting goals for your consideration.
During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.
Overspending by a partner is often a serious problem that can damage relationships or worse, lead to bankruptcy and divorce. In this show we talk about the problem and some possible solutions.
During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).
During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021, along with a fun twist at the end of the show.
In this episode Jeff tackles a number of financial planning topics, from market volatility, retirement accounts and more!
In this episode Jeff reviews what happened financially in 2020 and then talks about where we are headed in 2021 and what you can do to be financially sound and prepared.
In this episode Jeff once again welcomes special guest and estate planning attorney Matt McClenahan from the Orchard Law Firm. They continue their discussion on the importance of estate planning and what you need to know about it.
In this episode Jeff welcomes special guest and estate planning attorney Matt McClenahan from the Orchard Law Firm. They discuss the importance of estate planning and what you need to know about it.
In this episode Jeff talks about putting your money in different categories or "buckets" to help properly allocate your assets and help you save more money for when you need it.
In this episode Jeff talks about the elections and the impacts it has on the market and why having a solid plan helps.
During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.
In this episode we discuss what you need to know about choosing the right financial advisor. We go over the questions you need to ask and the mistakes that you need to avoid.
In this episode Jeff goes over ways to get your finances in shape during turbulent times.
In this episode we discuss the importance of financial planning and talk about how and why people put off dealing with financial and retirement planning, with tips to help get you going.
During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.
In a year where home prices continue to climb and interest rates have fallen, there are opportunities and challenges for both home buyers and sellers. Our special guest and mortgage expert will help answer pressing questions such as whether it's a good time to buy, to sell or to refinance.
During this episode, we’ll be taking a close look at annuities to learn how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as pros and cons.
In this episode we continue our discussion about annuities looking at the different types and the pros and cons.
During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.
During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance. Oh, and Jeff talks about a pink carseat.
Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.
For many people, going through the legacy planning process can seem overwhelming. But by being proactive, and keeping the process simple, you can ensure that your assets are distributed in the manner that you envision.
You need a custom financial plan for a successful retirement. In this episode we discuss the bucket methods you can use to achieve your goals. We cover the account types and the tax ramifications of each.
Most Americans will have Social Security to help with retirement and some may also have a pension, but what most people don't realize is that there are ways to get more money from Social Security and ways to maximize your pension. In this episode we talk about this and the strategies you can use.
In this episode we talk about an exciting strategy that many people are using to help protect their retirement next egg and still have the opportunity for meaningful participating in market gains.
In this episode we discuss ways to take control of your finances and your personal economy. Now is the time to get your finances in order and Jeff provides helpful tips and strategies.
While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.
When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.
In this episode Jeff talks about the pros and cons of target date funds and why it's important for you to understand what they are and how they work and how they can affect your retirement plans.
Every once in a while, we hear about a new Social Security scam that targets retirees and pre-retirees. The latest version is another reason to be cautious about who you talk to and what you say.
Don’t let the perfect be the enemy of the good. When you know you need to do something, do it. If one of your goals is to make sure you have a good plan in place for retirement, here’s how that would work...
Now more than ever it is important to make sure you are making all the right decisions with your finances. In this episode Jeff goes over 5 things you can do immediately to understand the situation and know your options
In this episode Jeff analyzes The CARES Act, by looking at the benefits it provides and how it affects you. From rebate checks, and small business relief to changes in the rules for your retirement accounts.
With millions of Americans currently working from home as the world deals with the coronavirus pandemic, it’s a good time to take control of our finances to better prepare for a strong financial future.
With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.
What does it take to survive and thrive in an up and down market? Jeff talks about the extreme market volatility that we have seen recently and how to move forward in a time of crises. Listen as he talks about how to keep calm, get a plan and then stick to it.
There is a lot of volatility in the market and concerns of how the Coronavirus will continue to affect investments and the economy. Jeff welcomes special Guest Matt Bryant from Gradient Investments to talk about the markets and what is going on currently. They discuss ways to help plan and stay on course with your investments.
The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.
Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?
There’s no better time than the new year to adopt some new, positive habits. Can 2020 be the year that you start to achieve your financial goals?
In this episode Jeff talks about empowering women to dream big and then do what it takes to turn those dreams into reality. Women face many financial challenges in retirement that women don't. We talk about tips and strategies to overcome this.
Could your personality type make you more likely to have trouble in retirement? A new study says it could. We also discuss a few mistakes to avoid regardless of your personality.
Once in retirement you need to minimize the risk you take with your money. In this episode we talk about ways to minimize your risk and help you manage and grow your money.
It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.
The 2020 Social Security cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers. Will Social Security even be available to you in retirement?
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
We often talk about the importance of having a plan, but a plan has to have a purpose. What are your goals? What do you want money to do for you? What do you want retirement to look like? In this episode we talk about what do you need to have happen so that you can achieve those goals.
Everyone makes mistakes. Some of those mistakes happen in the area of personal finance. This episode looks at some common financial fails. Are you guilty of any of these?
What are some basics of life insurance? Is life insurance something that should be considered as a part of your financial or retirement strategy?
There are many expenses in retirement. Will they be what you expect? Are you ready to deal with healthcare costs? Do you really know the fees your retirement account has? How will your family and children impact your retirement expenses? This segment looks at potential answers to all of these questions and more.
Every day is an opportunity to make mistakes and learn from them or do your best to avoid mistakes by thinking and planning ahead. Thinking ahead is hard to do regardless of how old you are. But what we want to avoid doing is scrambling to play catch-up in our later years for money mistakes we made in our youth. In this episode we talk about what mistakes to avoid and some helpful tips to stay on the right track. In this episode we talk about money mistakes to avoid in your 50's, 60's 70's and beyond.
Every day is an opportunity to make mistakes and learn from them or do your best to avoid mistakes by thinking and planning ahead. Thinking ahead is hard to do regardless of how old you are. But what we want to avoid doing is scrambling to play catch-up in our later years for money mistakes we made in our youth. In this episode we talk about what mistakes to avoid and some helpful tips to stay on the right track.
Yes, we do briefly discuss how not to dress a baby, but then we move onto how important it is to stay the course during market volatility and economic uncertainty.
How can you adjust your spending to save more to meet your financial goals? Are you spending money in a wasteful way? In this show we talk about some helpful tips to help you accomplish that.
How do millennials feel about retirement? What are some of their perceptions? How prepared are they for retirement?
Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?
This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.
This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.
In this episode we talk about how to intelligently financially plan even if you don’t intend to retire. Not retiring is a choice that some people may be willing to make. However, that doesn’t mean they shouldn’t be saving for the future. In fact, not saving for the future could be putting your future in doubt.
Defining what a Bear Market is and addressing the stages and causes. Also, strategies designed to help keep your retirement safe from a bear market.
This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.
A podcast examining the disconnects between workers and employers when it comes to phased retirement options. How long do workers expect to work? Do companies have programs in place to help workers transition into retirement and also avoid internal transitional chaos?
Discussing some options to maximize your retirement process and investments. In this episode we talk about ways to possibly increase your investments so you'll have the income you need in retirement.
Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.
This episode talks about the financial challenges for women in retirement and options for addressing those challenges.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.
Looking at the three stages of life and how retirement is its own race, not the finish line.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?
Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..
Communication is key to any relationship. However, it might be especially critical in a marriage. Today we’re going to talk about 5 Retirement Issues couples need to talk about,
In this episode we go over some of the common retirement mistakes people make and cover some ways you can potentially avoid them
What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.
In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.
Today we are talking about IRA and 401k rollovers. We’ll walk you through a number of precautions that you should take to avoid pitfalls and excessive penalties, taxes and fees.
In this episode we talk about what makes teams successful and how you can use those traits to make sure your retirement strategy is set up to succeed and meet your long-term goals.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Today we are going to talk about some steps to improve your retirement when you are 60 or older. We will work through each of the five tips and talk about how they can help and apply to you and your retirement plans.
The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today's show.
The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.
Would you perform surgery on yourself? No! You would go to a doctor. The same is true for your finances. In this episode Jeff counts down the top 10 benefits of getting financial advice from a professional.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Living longer is becoming more and more common. That creates a need for a change in the way you plan for retirement. Listen in as we discuss strategies to deal with this.
You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.
In this show we talk about dealing with the heat... the physical heat and the heat that fears of finances and retirement may cause.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Legacy planning is a must, but what is it and how do you get started? On todays show Rob and Lori give you the information you need to get started with your own financial legacy plan and talk about just how important this is for everyone.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.