McIntire Retirement Services: Recent Episodes

McIntire Retirement Services

McIntire Retirement Services is a family owned, wealth management firm that assists individuals to prepare for a secure financial retirement. We offer solutions for all retirement issues and help people plan for a better quality of life in their retirement years.

Investment advisory services offered through Brookstone Capital Management, LLC. (BCM), a Registered Investment Advisor. BCM and McIntire Retirement Services are independent of each other. Any guarantees mentioned are backed by the financial strength and claims paying ability of the issuing insurance company and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Fiduciary duty extends solely to investment advisory advice and does not extend to other activities such as insurance or broker dealer services. Advisory clients are charged a quarterly fee for assets under management while insurance products pay a commission, which may result in a conflict of interest regarding compensation. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Christopher McIntire and/or McIntire Retirement Services are not affiliated with or endorsed by the Social Security Administration or any other government agency.

Is your 401(k) doing all it can for your future, or are you sitting on financial cruise control? 🚗💨

In this episode of Game Plan for Retirement, host Peter talks with Chris McIntyre, President and Founder of McIntyre Retirement Services, to unpack the ins and outs of 401(k)s, 403(b)s, and TSPs. While these tax-deferred savings accounts are among the most powerful tools for building wealth while working, they aren't always the best fit once you reach retirement! 🛑

In this episode, we discuss: * 💵 Maximizing Contribution Limits: Why taking advantage of updated contribution limits and company matches is non-negotiable. * 🔄 Traditional vs. Roth Contributions: What high earners need to know about catch-up contribution rules and building tax-free retirement income. * 🎯 The Catch with Target-Date Funds: Why "set-it-and-forget-it" investment strategies might expose you to unwanted market risk as you near retirement. * 🚪 Taking Control with IRAs: How in-service rollovers and post-retirement transfers unlock greater investment choice, tax control, and flexibility. * 🏛️ Smart Tax & RMD Strategies: How to utilize Qualified Charitable Distributions (QCDs) from IRAs to satisfy required minimum distributions tax-free.

Annuities are one of the most talked about — and most misunderstood — tools in retirement planning. In this episode, Chris McIntire breaks down what annuities actually are, how they work, and the different types you may come across as you build your retirement strategy. Whether you're evaluating guaranteed income options or just trying to separate fact from fiction, this conversation is designed to help you understand the basics so you can ask better questions and make more informed decisions. 📌 Topics covered in this episode: What an annuity is and how it fits into a retirement plan The different types of annuities and how they differ Common misconceptions about annuities Questions to consider before adding an annuity to your plan This video is for educational purposes only and is not a solicitation or offer to sell any financial product. Please consult with a licensed financial professional before making any decisions about your retirement plan. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel.

Just like engineers stress test bridges and buildings to withstand storms, and doctors run stress tests to check heart health, your retirement plan can be stress tested too. In this episode, Chris McIntire, President and Founder of McIntire Retirement Services, walks through what it means to pressure-test a retirement plan against real-world conditions.

Topics covered in this episode include:

Why stress testing a portfolio matters, using analogies from engineering, health, and even navigating unfamiliar waters
How market corrections, rising interest rates, and past downturns (2022, COVID-19, the 2008 housing crisis) have tested portfolios historically
The impact of inflation on retirees versus those still working
Longevity risk — planning for the possibility of a longer-than-expected retirement, and the difference between running out of money and running out of income
Long-term care and nursing home costs, and how they can factor into a plan
What can happen to Social Security, pensions, and household income when a spouse passes away, and why timing of these decisions matters
Tax planning considerations and the question of whether future tax rates may change
How planning software and scenario modeling can help illustrate the potential effects of market declines, longevity, or other events on a portfolio

If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, Chris McIntire looks at the Great Wealth Transfer — the trillions of dollars expected to pass from Baby Boomers to younger generations in the coming years. He covers what this shift could mean for retirement and estate planning, including common tax and estate pitfalls families run into, and why early conversations between generations matter. The episode is aimed at both those planning to pass on wealth and those who may inherit it. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

Preparing for retirement isn't just about saving—it's about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, we take a closer look at what financial independence really means—beyond catchphrases and surface-level advice. It's not about chasing a perfect number or following a rigid formula, but about understanding how money fits into the broader picture of your life, choices, and values. We talk about how the meaning of independence can shift over time, how it's influenced by personal and cultural expectations, and why it's often less about a finish line and more about an evolving relationship with security, freedom, and responsibility. This episode is less about giving answers and more about raising questions—encouraging a thoughtful conversation around what it means to live on your own terms. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Many people have heard strong opinions about annuities, but not all of them are accurate. In this video, we discuss some of the most common misconceptions and mistakes people encounter when evaluating annuities, including how they work, potential benefits, limitations, fees, liquidity considerations, and the role they may play in a broader retirement strategy. Understanding these topics can help you ask informed questions and make more confident financial decisions based on your own goals and circumstances. This video is intended for educational purposes only and should not be considered financial, legal, tax, or investment advice. Every individual's situation is unique, and whether an annuity is appropriate depends on personal objectives, risk tolerance, financial circumstances, and other factors. Be sure to consult with qualified professionals before making any financial decisions. If you found this video helpful, consider liking, subscribing, and sharing it with someone who may benefit from learning more about retirement planning and financial education. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

Roth accounts can play an important role in retirement planning, but the right approach depends on your individual financial situation. In this video, we discuss a variety of Roth tactics, strategies, and planning considerations, including Roth IRAs, Roth conversions, tax diversification, and factors that may influence when these strategies are appropriate. The goal is to provide educational information to help you better understand how Roth accounts fit into a broader retirement plan. This content is for educational purposes only and is not intended as financial, tax, or legal advice. Consult a qualified professional before making financial decisions. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this video, we provide a straightforward overview of annuities and the role they can play in financial planning. We cover basic annuity concepts, common terminology, and key considerations to help viewers better understand how these products work. Whether you're new to the topic or looking to expand your knowledge, this educational content is designed to offer general information in a clear and accessible format. This video is for educational purposes only and should not be considered financial, investment, tax, or legal advice. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

What happens if the market crashes during retirement? In this episode, we explore how a significant market decline can affect retirees who are relying on their investment portfolios for income. We discuss sequence of returns risk, the challenges of withdrawing money during down markets, and some of the factors that can influence how a retirement plan responds to market volatility. Along the way, we look at concepts such as diversification, cash reserves, spending flexibility, and long-term investing perspectives. If you're interested in understanding the potential impact of market downturns on retirement income, this conversation provides context and considerations to help inform your thinking. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, we talk about the question a lot of people have about retirement: how much money do you actually need? We go over common retirement estimates, factors that affect your number, and some of the assumptions behind popular rules like the 4% rule. We also discuss lifestyle costs, savings habits, and why retirement planning looks different for everyone. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

This episode looks at practical ways to reduce unnecessary risk in an investment portfolio while still supporting long term growth. It explains how diversification and asset allocation help manage volatility and why relying too heavily on a single sector or asset can increase exposure to losses. It also discusses common investor mistakes during market swings such as emotional decision making and overreacting to short term moves. The episode highlights different types of risk including concentration risk and liquidity risk and how they can build up over time. It ends with simple habits that help keep a portfolio aligned with long term financial goals especially in uncertain markets. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

How much money do you actually need to retire? In this episode, we talk through the factors that shape that number, including lifestyle, monthly spending, inflation, healthcare costs, and income sources like investments or Social Security. We also discuss common retirement benchmarks, why retirement looks different for everyone, and how to think about planning without getting overwhelmed. Whether retirement feels far away or right around the corner, this episode offers a grounded conversation about preparing for the future. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

Retirement comes with plenty of unknowns, and having a plan in place can make it easier to navigate changes along the way. In this episode, we talk about preparing for the "what ifs" that can impact retirement, including market changes, healthcare expenses, inflation, and shifts in income needs over time. We also discuss ways people approach protecting their savings, creating income, and staying financially organized as retirement approaches. Whether you are planning for retirement or already living in it, this episode offers insight into the importance of thinking ahead and staying prepared for the unexpected. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, we talk through some of the basics of Medicare and Social Security planning. We cover when people typically enroll in Medicare, how different coverage options work, and what factors can affect Social Security benefits over time. It's a general discussion meant to help you better understand how these programs fit into retirement planning. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, we talk about the lump sum mindset, the tendency to focus on big one time wins instead of steady incremental progress. We look at how this way of thinking shows up in areas like money, habits, and personal goals, and why it can make consistency harder to maintain. The conversation explores an alternative approach centered on smaller repeated actions and what that can look like in practice over time. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

In this episode, we discuss key concepts in tax planning, including how deductions and credits work, and how timing income and expenses can affect what you owe. We also touch on common strategies used by individuals and small business owners to manage taxes more efficiently. This overview is meant to provide general information to help you better understand the basics of tax planning. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

Retirement planning can feel overwhelming, especially when it is left until the last minute. In this episode, we talk through how putting a plan in place may help reduce uncertainty and make decisions feel more manageable over time. We cover practical considerations like setting goals, building habits, and thinking ahead about potential challenges. Whether you are early in your career or approaching retirement, this discussion offers a straightforward look at how planning can help you feel more prepared and less reactive. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

Preparing for retirement isn't just about saving—it's about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

This episode looks at how recent current events such as inflation, interest rates, and broader economic changes can influence retirement planning. It provides a clear overview of how these factors may affect savings, investments, and long term financial stability for people who are already retired or planning for retirement. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement planning often involves a range of financial considerations over time. This video looks at several approaches people commonly use when preparing for retirement, including saving strategies, the role of different retirement accounts, and how investment allocation may change as retirement gets closer. It also touches on factors such as inflation, taxes, and long-term income needs that can influence retirement planning decisions.🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Your 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Preparing for retirement often includes taking time to understand what you've built and how it fits into your long-term plans. This video explores common ideas people consider when thinking about protecting their savings, lifestyle, and personal priorities as they move toward retirement. It looks at practical factors such as organization, potential risks, and the role of long-term planning habits. The goal is to provide a clear overview of concepts that can help viewers reflect on their own situation. Whether you're early in the process or already approaching retirement, this video offers a grounded starting point for thinking through the pieces that matter most to you. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Taxes don't disappear when you retire, and they can affect your income in ways many people don't anticipate. In this video, we take a practical look at how different sources of retirement income are taxed, including Social Security, retirement accounts, and required distributions. The goal is to provide a clearer picture of where taxes may come into play, so there are fewer surprises and more informed decisions along the way. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Retirement is more than leaving a job, it involves several parts that work together to shape how life looks after your career. In this video, we walk through the anatomy of retirement by looking at income sources, savings, healthcare considerations, lifestyle choices, and planning habits that influence long term stability. The goal is to give a clear, practical overview of what retirement is really made of so viewers can better understand the factors that go into preparing for this stage of life. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we talk through common retirement mistakes that are often overlooked but can have lasting effects. Topics include timing decisions, income planning, and areas where people may underestimate risk or taxes. The conversation is meant to help listeners think more carefully about their own retirement choices and recognize issues worth reviewing before they become harder to address. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we explore the process of transitioning to retirement, highlighting practical considerations and lifestyle adjustments that may arise. We discuss topics such as financial planning, routines, and personal priorities, sharing general insights to help listeners think about this stage of life. The aim is to provide context and awareness so you can better understand and navigate the changes that come with retirement. For more information, contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we discuss retirement and what 2026 may bring, focusing on economic trends, possible policy changes, and other factors that could influence retirement planning. We walk through key topics to be aware of and share general insights to help you think about how these developments might affect retirement savings and income. The goal is to provide context and awareness so you can stay informed as you plan for the years ahead. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we take a closer look at what financial independence really means—beyond catchphrases and surface-level advice. It's not about chasing a perfect number or following a rigid formula, but about understanding how money fits into the broader picture of your life, choices, and values. We talk about how the meaning of independence can shift over time, how it's influenced by personal and cultural expectations, and why it's often less about a finish line and more about an evolving relationship with security, freedom, and responsibility. This episode is less about giving answers and more about raising questions—encouraging a thoughtful conversation around what it means to live on your own terms. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Building a strong foundation is key to approaching retirement with confidence. In this video, we explore the essential steps and strategies that help create a solid base for your financial future. From understanding your goals to organizing your resources, laying the groundwork early can make navigating later stages smoother and more effective. Discover practical insights and strategies to help you plan ahead and strengthen your retirement foundation. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this video, we explore practical steps to approach retirement and how to organize different aspects of life during this stage. The focus is on planning, making thoughtful choices, and understanding how priorities may shift over time. Topics include finances, daily routines, and personal goals, all considered in a realistic and reflective way. The video offers a framework for thinking about retirement rather than predicting outcomes. It's designed to help viewers consider what matters most and how to approach this phase with clarity. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Preparing for retirement often includes taking time to understand what you've built and how it fits into your long-term plans. This video explores common ideas people consider when thinking about protecting their savings, lifestyle, and personal priorities as they move toward retirement. It looks at practical factors such as organization, potential risks, and the role of long-term planning habits. The goal is to provide a clear overview of concepts that can help viewers reflect on their own situation. Whether you're early in the process or already approaching retirement, this video offers a grounded starting point for thinking through the pieces that matter most to you. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

This episode dives into defensive financial strategies—practical ways to protect your money and stay financially stable during times of uncertainty. Instead of focusing on high-risk, high-reward tactics, defensive strategies emphasize minimizing losses, managing risk, and creating a strong foundation for long-term security. Topics covered include building emergency savings, choosing more conservative investments, maintaining proper insurance coverage, and making decisions that align with your personal goals and risk tolerance. These strategies are especially relevant in volatile markets or as you approach major life transitions like retirement. The goal isn't to predict the future, but to be prepared for it. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Your 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we take a broad look at how to think about and organize your long-term financial future. The video offers general perspectives on approaching retirement planning and invites you to consider what a sustainable path might look like for your own situation. If you're interested in preparing for the years ahead, this overview can help you get started. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Giving money can be nice, but giving a financial head start is even better. In this video we explore smart ways to give meaningful financial gifts such as 529 college savings plans, custodial Roth IRAs, and other long-term options that can grow over time. You will learn how these accounts work, the tax benefits they offer, and how to choose the right one based on your goals and the recipient's age. This video is perfect for parents, grandparents, or anyone who wants their gift to keep on giving. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we discuss how taxes influence retirement planning and explore strategies to manage their impact. The conversation covers how different retirement accounts are taxed, the role of Roth conversions, and the timing of withdrawals and income. It also considers how Social Security and investment decisions fit into a broader tax-aware approach to building a sustainable retirement plan. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

As the year wraps up, it's a good time to take stock of your financial situation and consider any adjustments before heading into the new year. In this video, we discuss practical year-end planning steps, including tax considerations, investment reviews, and retirement contributions. Our goal is to share general insights to help you think through your own planning process and prepare for the months ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Halloween and retirement might have more in common than you'd think. This video explores the parallels between the two — from the "tricks" that can catch people off guard, like unexpected expenses or poor planning, to the "treats" that come with thoughtful preparation. It's a lighthearted look at how a few small decisions today can shape the experience of retirement later on. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Preparing for retirement isn't just about saving—it's about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

In recent months, interest rates have begun to decline after a period of steady increases, raising important questions about what this shift means for the economy. This video examines the key factors behind the fall in rates, including changes in inflation, central bank policy decisions, and broader economic conditions. It also looks at how lower rates influence borrowing costs, savings returns, business investment, and housing markets. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

What makes for a good retirement income? In this video, we take a thoughtful look at what that idea really means and how it can vary from person to person. Rather than offering one-size-fits-all answers, this discussion focuses on the bigger picture—how to think about income in retirement, what factors might shape your needs, and why planning ahead matters. Whether you're nearing retirement or simply curious about the future. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Building a strong foundation is key to approaching retirement with confidence. In this video, we explore the essential steps and strategies that help create a solid base for your financial future. From understanding your goals to organizing your resources, laying the groundwork early can make navigating later stages smoother and more effective. Discover practical insights and strategies to help you plan ahead and strengthen your retirement foundation. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement is a milestone we imagine for years, but it feels very different once it finally arrives. It’s not just about leaving a career behind—it’s about stepping into a whole new chapter of life. In this video, I share reflections on the emotions, changes, and lessons that come with this transition. Retirement offers time for family, hobbies, and personal growth, but it also takes some adjustment. Join me as I explore what it really means to realize retirement. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we take a general look at how interest rates connect with fixed incomes, especially in the context of retirement. The discussion touches on the ways rate changes can relate to financial situations and what that might mean for people who depend on steady income sources later in life. The aim is to offer background and context rather than detailed guidance, giving viewers a chance to think about how shifts in interest rates and retirement income sources might intersect. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Ever wonder what becomes of the things you’ve worked hard for after you’re gone? This episode takes a closer look at the idea of legacy planning and why it matters. We’ll talk about the importance of making your wishes clear, preparing for the future, and thinking through the steps that can help bring peace of mind to you and your loved ones. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

As Labor Day approaches, it's a fitting time to think about the future. In this episode, we explore some important aspects of retirement planning. Whether you're early in your career or approaching retirement, this discussion offers insights to consider as you plan ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In an environment where markets can shift overnight, reacting without a plan often leads to confusion, missed opportunities, and unnecessary risk. "A Proactive Plan for a Reactive Market" takes a grounded approach to navigating economic uncertainty with intention rather than impulse. This video is not about quick fixes or bold promises—instead, it’s a thoughtful exploration of how to cultivate resilience, strategic foresight, and adaptability in the face of rapid change. We’ll look at key principles for developing a framework that anticipates volatility while remaining rooted in your core objectives. From mindset shifts to structural strategies, this discussion encourages viewers to think beyond immediate fluctuations and focus on what can be controlled: preparation, clarity, and purpose. Whether you're working in finance, entrepreneurship, creative industries, or simply trying to manage your personal growth amid unpredictability, this video offers a steady perspective on creating a plan that can evolve with the times. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Market volatility can feel unsettling, especially when you’re thinking about your retirement savings. In this video, we break down what market ups and downs really mean in the context of long-term retirement planning, exploring the factors that drive volatility and how it can impact different types of investments. We’ll discuss strategies for maintaining perspective during turbulent times, the importance of diversification, and how aligning your portfolio with your risk tolerance and time horizon can help you stay on track toward your retirement goals. This is not financial advice—just clear, informative insights to help you better understand the big picture. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

Preparing for retirement isn’t just about saving—it’s about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

Retirement isn’t a finish line—it’s a transition that calls for structure, reflection, and long-range thinking. “5 Pillars of Planning for Retirement” explores key components that often shape a stable retirement strategy: income planning, investment approach, healthcare considerations, legacy intentions, and risk management. This episode takes a measured look at how each of these elements can work together to support life beyond a paycheck. It’s less about prediction, more about preparation—and how aligning these pillars with your personal priorities can create more clarity around the path ahead. Whether you're mapping out your first steps or revisiting an existing plan, this is a space to think practically about what retirement can look like with intention behind it. 🔔 Subscribe for more financial insights. For more information, contact Chris McIntire at (800) 868-1194 or visit https://mcintireretirementservices.com/.

Your 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

When markets are unpredictable and headlines are filled with uncertainty, it can be hard to know how to move forward with your financial goals. This video explores how to plan confidently during times of market volatility—what to do, what to avoid, and how to keep your long-term strategy intact. It breaks down why volatility happens, how to stay level-headed when emotions run high, and ways to make decisions based on facts instead of fear. Whether you're investing for retirement, saving for the future, or just trying to make sense of the current market, this video provides clarity, perspective, and actionable steps to help you stay on track—even when everything feels uncertain. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

As we move into the second half of the year, it's a good time to pause and reassess—not just where the markets are headed, but where we are in our own lives and plans for the future. This episode takes a step back from the noise to look at the broader picture of financial well-being, with a particular focus on how we approach retirement planning as the seasons shift. It's not about quick fixes or predictions, but about using this midpoint as an opportunity to reflect on priorities, routines, and the long arc of preparation. Whether retirement feels far off or just around the corner, this part of the year can serve as a quiet reminder to check in with yourself and make sure the path you're on still feels right. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we take a closer look at what financial independence really means—beyond catchphrases and surface-level advice. It’s not about chasing a perfect number or following a rigid formula, but about understanding how money fits into the broader picture of your life, choices, and values. We talk about how the meaning of independence can shift over time, how it’s influenced by personal and cultural expectations, and why it’s often less about a finish line and more about an evolving relationship with security, freedom, and responsibility. This episode is less about giving answers and more about raising questions—encouraging a thoughtful conversation around what it means to live on your own terms. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

The world is constantly changing, and with it, the conversations around money, markets, and global trends continue to evolve in complex and unexpected ways. In this episode, we reflect on some of the major issues that are shaping the present moment—from the uncertainties in global economies to the subtle shifts in how people are approaching wealth, risk, and long-term planning. It’s less about giving clear answers and more about exploring the questions that matter, offering perspective on the interconnected forces—political, social, technological—that influence how financial landscapes develop. Whether you're deeply involved in the world of finance or just trying to make sense of what’s happening, this is a space for thoughtful insight and grounded observation. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement brings a new chapter in how people think about money and what comes next. This video explores some of the ways money is managed after working years are over, and how people consider what happens to their finances down the road. There are no promises or specific advice here—just an overview of common themes around money, legacy, and planning for the future. If you’re interested in understanding more about this stage of life and the choices involved, this video may offer some useful perspectives.🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

What makes for a good retirement income? In this video, we take a thoughtful look at what that idea really means and how it can vary from person to person. Rather than offering one-size-fits-all answers, this discussion focuses on the bigger picture—how to think about income in retirement, what factors might shape your needs, and why planning ahead matters. Whether you're nearing retirement or simply curious about the future. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Your 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In an environment where markets can shift overnight, reacting without a plan often leads to confusion, missed opportunities, and unnecessary risk. "A Proactive Plan for a Reactive Market" takes a grounded approach to navigating economic uncertainty with intention rather than impulse. This video is not about quick fixes or bold promises—instead, it’s a thoughtful exploration of how to cultivate resilience, strategic foresight, and adaptability in the face of rapid change. We’ll look at key principles for developing a framework that anticipates volatility while remaining rooted in your core objectives. From mindset shifts to structural strategies, this discussion encourages viewers to think beyond immediate fluctuations and focus on what can be controlled: preparation, clarity, and purpose. Whether you're working in finance, entrepreneurship, creative industries, or simply trying to manage your personal growth amid unpredictability, this video offers a steady perspective on creating a plan that can evolve with the times. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Planning for retirement is a step that can impact your financial security. The earlier you start, the more time you have to grow your savings, adjust your strategy, and explore financial tools that can support your retirement goals. Whether you’re just beginning to save or reassessing your long-term financial outlook, taking action sooner rather than later can help set a solid foundation for the future.

In this episode, we’ll discuss the importance of early retirement planning, how to develop a practical strategy, and key factors to consider along the way. From understanding investment options to managing risk, we’ll cover important insights to help guide your decisions.

For personalized guidance, contact Chris McIntire at (800) 868-1194 or visit McIntire Retirement Services to learn more.

Retirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Preparing for retirement isn’t just about saving—it’s about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

When markets are unpredictable and headlines are filled with uncertainty, it can be hard to know how to move forward with your financial goals. This video explores how to plan confidently during times of market volatility—what to do, what to avoid, and how to keep your long-term strategy intact. It breaks down why volatility happens, how to stay level-headed when emotions run high, and ways to make decisions based on facts instead of fear. Whether you're investing for retirement, saving for the future, or just trying to make sense of the current market, this video provides clarity, perspective, and actionable steps to help you stay on track—even when everything feels uncertain. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at 419-874-2015 or visit www.McIntireRetirementServices.com

This episode dives into defensive financial strategies—practical ways to protect your money and stay financially stable during times of uncertainty. Instead of focusing on high-risk, high-reward tactics, defensive strategies emphasize minimizing losses, managing risk, and creating a strong foundation for long-term security. Topics covered include building emergency savings, choosing more conservative investments, maintaining proper insurance coverage, and making decisions that align with your personal goals and risk tolerance. These strategies are especially relevant in volatile markets or as you approach major life transitions like retirement. The goal isn’t to predict the future, but to be prepared for it. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/

Market volatility refers to the frequent and sometimes unpredictable changes in asset prices, often driven by economic data, interest rate shifts, political events, corporate earnings, or broader global uncertainty. In this video, we take a closer look at how volatility shows up in the markets, what it can signal about investor sentiment, and how it affects both short-term fluctuations and long-term investment strategies. While volatility can feel unsettling, it's a natural part of how markets function. Instead of offering blanket advice, this discussion is meant to help viewers better understand the forces at play during volatile periods and consider how to think more clearly when headlines and prices are shifting rapidly. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/

Spring can be a good time to get organized, and that includes your finances. This video covers a few ways to review your financial situation, like checking your budget, updating documents, and taking stock of your investments. It also touches on how tariffs might be influencing prices and the broader economic landscape. It's a mix of practical cleanup tips and a look at some of the outside factors that could impact your financial plans. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we dive into 10 essential strategies for maximizing your Social Security benefits. Whether you're approaching retirement or already there, understanding the best timing for your claim, managing tax implications, and knowing how to coordinate with other income sources can make a big difference. We'll discuss when to claim, tips for increasing your monthly benefit, and ways to minimize taxes on Social Security income. Tune in for a comprehensive guide that can help you get the most out of the benefits you’ve earned over a lifetime of work! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Many people believe luck plays a big role in retirement—hitting the jackpot with investments, getting an unexpected inheritance, or simply avoiding financial setbacks. But is luck really a strategy? In this video, we break down the key differences between relying on chance and building a solid retirement plan. From smart investing and tax strategies to long-term financial habits, we’ll show you how to take control of your future instead of leaving it up to luck. Watch now to learn why a well-structured plan beats wishful thinking every time! 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retire Ready Part 2 builds on the foundation from Part 1, diving deeper into the strategies that can help you achieve a secure and stress-free retirement. In this video, we’ll explore advanced planning techniques, including tax-efficient withdrawal strategies, Social Security optimization, and ways to protect your assets from inflation and market volatility. We’ll also discuss estate planning essentials and healthcare considerations to ensure your financial well-being in retirement. No matter your stage in the retirement journey, these insights will help you make informed decisions and stay on track toward your goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Planning for retirement can feel overwhelming, but understanding the right steps can help you move forward with confidence. In Retire Ready Part 1, we explore the essential building blocks of a solid retirement plan. Learn how to evaluate your current savings, set realistic goals, and navigate common financial considerations like 401(k)s, IRAs, and other investment options. We'll also discuss key factors such as budgeting, risk tolerance, and the importance of starting early—no matter where you are in your career. Whether you're beginning your retirement journey or fine-tuning your existing plan, this video provides valuable insights to help you take control of your financial future. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Understanding how to manage your finances in retirement is crucial. In this episode, we explore the basics of building a retirement spending plan, covering key considerations like essential expenses, unexpected costs, and maintaining your desired lifestyle. Whether you’re just starting to think about retirement or are already there, this guide offers insights to help you navigate your financial future. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Planning for retirement is a step that can impact your financial security. The earlier you start, the more time you have to grow your savings, adjust your strategy, and explore financial tools that can support your retirement goals. Whether you’re just beginning to save or reassessing your long-term financial outlook, taking action sooner rather than later can help set a solid foundation for the future.

In this video, we’ll discuss the importance of early retirement planning, how to develop a practical strategy, and key factors to consider along the way. From understanding investment options to managing risk, we’ll cover important insights to help guide your decisions.

For personalized guidance, contact Chris McIntire at (800) 868-1194 or visit McIntire Retirement Services to learn more.

In the world of personal finance, there's a misconception that only the wealthy have access to certain financial advantages. However, the truth is, the tax code treats everyone equally, regardless of net worth. The key is understanding how to leverage tax advantages tailored to your situation. That's why it's crucial to ask yourself, 'How am I managing my taxes now and in the future?' and 'Am I utilizing the most effective strategies to minimize my tax burden?' Unfortunately, tax planning often takes a back seat in financial discussions. While investments and market chatter dominate the conversation, proactive tax strategies are a critical part of comprehensive planning. Join us as we delve into this overlooked yet vital aspect of financial well-being. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

In this episode, we share essential tips to help you make the most of your 401(k) in 2024. Whether you're just starting to save or have been investing for years, these strategies can help you navigate your retirement plan with confidence. We’ll cover everything from contribution limits to employer matches, giving you practical insights to consider for your 401(k) strategy.

Be sure to subscribe for more financial insights and helpful tips.

For more information, contact Chris McIntire at (800) 868-1194 or visit https://mcintireretirementservices.com/.

Explore the journey to financial independence in this video. We cover key concepts and strategies that can help you achieve financial freedom and live life on your terms. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Market volatility can be intimidating, especially when you see sudden dips or spikes in your investment portfolio. But what does volatility really mean, and how should you respond as an investor? In this episode, we’ll break down the concept of market volatility, explain why it happens, and discuss how it can impact your financial goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, Chris McIntire discusses practical ways to approach financial planning for the year ahead. Whether it’s organizing your budget, setting clear goals, or preparing for long-term milestones like retirement, this conversation offers insights to help you feel more confident about managing your finances. Tune in for straightforward tips and strategies that can make a difference in your financial decisions. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

As the year wraps up, it’s a great opportunity to review your finances and prepare for the year ahead. In this video, we’ll talk about practical ways to close out the year with confidence, like reviewing your budget, checking in on your investments, and making the most of any last-minute opportunities. We’ll also discuss simple steps to start the new year with a clear plan and focus. It’s all about finishing strong and entering the next chapter with purpose. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement comes with its own set of significant expenses that can impact your savings. This video takes a closer look at the biggest costs retirees typically face, including healthcare, housing, and taxes. By understanding where your money might go, you can make more informed decisions and better manage your finances during this stage of life. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Understanding how to manage your finances in retirement is crucial. In this episode, we explore the basics of building a retirement spending plan, covering key considerations like essential expenses, unexpected costs, and maintaining your desired lifestyle. Whether you’re just starting to think about retirement or are already there, this guide offers insights to help you navigate your financial future. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Not sure what to give this year? In this episode, Chris McIntire explores financial-themed gift ideas that are thoughtful and practical. Whether it’s for the holidays or another special occasion, these options can help support someone’s financial journey in a meaningful way. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we explore the basics of annuities, life insurance, and long-term care (LTC). Discover the different types, benefits, and considerations for each. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

As the year wraps up, it's time to take a closer look at your retirement plan and consider adjustments that could impact your financial future. In this episode, we’ll explore essential steps for end-of-year retirement prep, including tax implications, investment rebalancing, and contribution strategies. We’ll also touch on how current market trends and inflation might influence your retirement savings. This guide is here to help you navigate year-end planning with a clearer perspective, whether you're approaching retirement or still building your nest egg. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In this episode, we dive into 10 essential strategies for maximizing your Social Security benefits. Whether you're approaching retirement or already there, understanding the best timing for your claim, managing tax implications, and knowing how to coordinate with other income sources can make a big difference. We'll discuss when to claim, tips for increasing your monthly benefit, and ways to minimize taxes on Social Security income. Tune in for a comprehensive guide that can help you get the most out of the benefits you’ve earned over a lifetime of work! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

This is the second part of "6 Core Issues" series. This episode explores the 6 core issues that can shape your retirement. We'll cover important topics like savings management, tax considerations, healthcare costs, and investment strategies. Whether you're planning for retirement or already there, these key factors are worth understanding to help navigate your financial future with more clarity. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

This episode explores the 6 core issues that can shape your retirement. We'll cover important topics like savings management, tax considerations, healthcare costs, and investment strategies. Whether you're planning for retirement or already there, these key factors are worth understanding to help navigate your financial future with more clarity. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Income planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Income planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

In this episode, we share essential tips to help you make the most of your 401k in 2024. Whether you're new to saving or a seasoned investor, these strategies can help you get the most out of your retirement plan. Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Learn how decisions from Washington may affect your retirement savings and plans. Chris Mcintire explains the key changes to watch out for. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Wondering what happens to your assets after you pass away? This epsiode covers the basics of legacy planning, helping you consider the steps to take for your financial future. Make sure your wishes are known and understood. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Retirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

As Labor Day approaches, it's a fitting time to think about the future. In this episode, we explore some important aspects of retirement planning. Whether you're early in your career or approaching retirement, this discussion offers insights to consider as you plan ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Wondering if you're truly prepared for the next stage of your life? In this episode, we explore key considerations that every individual should think about as they approach retirement. It's not just about the numbers—it's about your future. Are you ready? 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Market volatility can be intimidating, especially when you see sudden dips or spikes in your investment portfolio. But what does volatility really mean, and how should you respond as an investor? In this episode, we’ll break down the concept of market volatility, explain why it happens, and discuss how it can impact your financial goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Income planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

In this episode, we discuss the most pressing financial questions for those approaching retirement. Whether you’re planning to retire soon or are already enjoying your golden years, we offer valuable insights to help you navigate your financial future. 📊💸

In this video, we explore the basics of annuities, life insurance, and long-term care (LTC). Discover the different types, benefits, and considerations for each. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Welcome to our investment options breakdown! From basic bank accounts to high-stakes stocks, we've got you covered. Learn about CDs, bonds, stocks, mutual funds, annuities, ETFs, and tax strategies for a brighter financial future. Stick around for insightful tips and valuable insights. If you need personalized guidance, feel free to reach out to us at McIntire Retirement Services. Let's navigate your financial journey together! 💼💰 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

Concerned about financial risks? Explore the basics of identifying and understanding potential financial threats. Stay informed and navigate your finances with confidence. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Explore the journey to financial independence in this video. We cover key concepts and strategies that can help you achieve financial freedom and live life on your terms. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we explore how upcoming elections and changes in tax policies from Washington could impact retirement. By looking at economic trends and expert opinions, we aim to provide a clear picture of what might lie ahead for retirement savings. Stay informed about the potential changes that could affect your financial future. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Welcome! 🌟 In this episode, we're delving into the financial side of retirement planning. 🏝️ As retirement approaches, it's crucial to consider a more conservative approach with your finances. We'll discuss strategies to help you navigate this transition and ensure stability and security for your golden years. Subscribe and ring the bell for more insights on managing your finances and preparing for retirement. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this episode, we explore the basics of planning for retirement income. Learn about different income sources, smart investment choices, and strategies to help ensure a comfortable retirement.For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Join Chris Mcintire in this episode as we discuss practical college savings tips for families, including insights on the popular 529 plan. Learn valuable strategies and expert advice to navigate the path of financial planning for your child's education. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

In this video, we discuss the most pressing financial questions for those approaching retirement. Whether you’re planning to retire soon or are already enjoying your golden years, we offer valuable insights to help you navigate your financial future. 📊💸

For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "@GamePlanForRetirement", because we believe Planning Matters.

Unlock the secrets to optimizing your retirement savings with our comprehensive episode on the pros and cons of your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions, to the allure of employer matches, and the various investment choices within, we explore every aspect of your retirement plan. Learn how to navigate tax-deferral and Roth options, seize control of your investments with in-service distributions, and avoid common pitfalls like leaving old 401(k)s behind. Plus, specific conversations on target date funds, managing risk, and understanding contribution limits and fees. Don't miss out on this opportunity to optimize your retirement strategy! Call now to get your personalized plan and take charge of your financial future in 2024 and beyond! For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website at mcintireretirementservices.com/.

Are you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #GamePlanForRetirement as @ChrisMcIntire reviews the essential questions to answer to gauge your retirement readiness. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Secure your financial future by mastering Income Allocation with Chris McIntire in "Ensure Your Financial Future: Income Allocation Explained." This insightful video clarifies the key strategies you need to plan confidently for retirement. Chris, a seasoned financial advisor, dives into practical methods to calculate your retirement number, discusses the significance of Income Allocation, and outlines the specific risks it mitigates. Here’s what you’ll discover:

Effective Calculation Methods: Learn how to determine the amount you need to retire with peace of mind.
- Income Allocation Strategies: Understand how to structure your retirement plan for optimal income distribution.
- Risk Management: Explore how to safeguard your retirement savings from common financial pitfalls.

Chris’s approachable style makes complex financial concepts accessible to everyone. Whether you're nearing retirement or planning ahead, this video is your gateway to a more secure financial future.

🔔 Don't forget to like, subscribe, and share this video for more financial insights from Chris McIntire. For a personalized consultation, contact Chris at (800) 868-1194 or visit McIntire Retirement Services for more resources.

Disclaimer: The content shared in this video is for informational purposes only and should not be taken as financial advice. Engage with a professional for advice tailored to your personal circumstances.

#ClaimingSocialSecurity #RetirementDuration #401KPlanning #RetirementIncomeStrategy #RetirementSequenceRisk

Income planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Income planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "@GamePlanForRetirement", because we believe Planning Matters.

Taxes are a pain. They are a thorn in our side. Paying taxes does mean that you made money (maybe - phantom gains in Mutual Funds??), so it has been called a “good problem to have”, but it is still a problem. However, NOT planning ahead for taxes and NOT understanding fully how taxes work in retirement, can make that pain much more significant.

At McIntire Retirement Services, we help savers and investors better determine their outcomes and make their goals, their reality. Specifically, if you would like to learn how to retire, or want to learn how to pay less in taxes and keep more of your money, call now (800) 868-1194 or visit the website at https://mcintireretirementservices.com/ and request Your Game Plan For Retirement.

💰💰💰 Financial confidence through educated planning💰💰💰 We you enjoyed this week's episode of Tax Planning. It was a pleasured being joined by Becky Swansberg, make sure to go show her some love at https://www.stonewoodfinancial.com/. For information contact Chris McIntire at the team at McIntire Retirement Services through visiting the website at https://mcintireretirementservices.com/ or by phone at (800) 868-1194

Are you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #GamePlanForRetirement as @ChrisMcIntire reviews the essential questions to answer to gauge your retirement readiness. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Welcome to our investment options breakdown! From basic bank accounts to high-stakes stocks, we've got you covered. Learn about CDs, bonds, stocks, mutual funds, annuities, ETFs, and tax strategies for a brighter financial future. Stick around for insightful tips and valuable insights. If you need personalized guidance, feel free to reach out to us at McIntire Retirement Services. Let's navigate your financial journey together! 💼💰 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

In the world of personal finance, there's a misconception that only the wealthy have access to certain financial advantages. However, the truth is, the tax code treats everyone equally, regardless of net worth. The key is understanding how to leverage tax advantages tailored to your situation. That's why it's crucial to ask yourself, 'How am I managing my taxes now and in the future?' and 'Am I utilizing the most effective strategies to minimize my tax burden?' Unfortunately, tax planning often takes a back seat in financial discussions. While investments and market chatter dominate the conversation, proactive tax strategies are a critical part of comprehensive planning. Join us as we delve into this overlooked yet vital aspect of financial well-being. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Are you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Discover the intricacies of family care and financial well-being in this week's episode! Join us for a conversation with Chris McIntire as we delve into the delicate balance between love and money in caring for your loved ones. Gain practical insights and thoughtful perspectives on navigating these crucial aspects of life. It's an engaging discussion that provides valuable considerations for your family's future. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.

Join us as we dissect common financial missteps – from inadequate savings to the fear of spending. Dive into the intricacies of tax deferrals, optimize Social Security, and learn practical strategies for a smoother financial journey. Subscribe for concise insights into money matters. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.💡💰 #financialwisdom #retirementplanning

🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Chris McIntire from McIntire Retirement Services, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/. #401kExplained #FinancialInsights #RetirementTalk

2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Chris McIntire discusses, this year and next year may be an especially important tax planning opportunity not to miss. With the upcoming tax season and potential portfolio loose ends, now is a great time to speak with Chris and get your finances and tax planning on course for a more prosperous 2024 and beyond. For more information, contact Chris McIntire at McIntire Retirement Services at (800) 868-1194, and visit the website at https://mcintireretirementservices.com/.

Often times we hear about “The Year In Review”, looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal “Financial Year In Review”, but we are planners. This is a show about planning. Planning is about looking forward and being proactive, not looking back, being historical, or being reactive. Certainly, we can gain some knowledge from history (maybe we should gain and retain a little more), but we have to plan ahead and keep moving forward. So, this is a show about the “Year In Preview” and some of the important topics and events we will cover in the year ahead. For more information, contact Chris McIntire at McIntire Retirement Services at (800) 868-1194, and visit the website at https://mcintireretirementservices.com/.

2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Chris discusses, this year and next year may be an especially important tax planning opportunity not to miss. With the upcoming tax season and potential portfolio loose ends, now is a great time to speak with Chris McIntire and get your finances and tax planning on course for a more prosperous 2024 and beyond. For more information, contact Chris McIntire at McIntire Retirement Services at (800) 868-1194, and visit the website at https://mcintireretirementservices.com/.

Have an awesome New Year, and us at McIntire Retirement Services hope for another great year of content for you lovely people and more to come.

Planning is about looking ahead and being prepared to take advantage of opportunities. There are very few opportunities where we know what the future holds. The changes we discussed today are just a few of these opportunities to glimpse into the future and prepare. The time to plan for next year is now! You MUST have a plan to get your financial life in order and make the most progress possible! For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Many (probably too many) are out doing last-minute Christmas shopping this weekend. Some studies show that people (men in particular) wait until the last minute, even right up until Christmas Eve to even start shopping for Christmas. Unfortunately, we also have this same quality of procrastination when it comes to our financial planning and well-being. Let’s talk about the psychology of financial procrastination and how damaging it can be. This is not a “guilt trip”. This is a proactive reminder that some things are too important to “wait until later”. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Planning is about looking ahead and being prepared to take advantage of opportunities. There are very few opportunities where we know what the future holds. The changes we discussed today are just a few of these opportunities to glimpse into the future and prepare. The time to plan for next year is now! You MUST have a plan to get your financial life in order and make the most progress possible! For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Tune in as Chris McIntire discusses the "5 Planning Mistakes To Avoid" including important subjects like having a "GRIP" on your retirement, understanding inappropriate and appropriate investment risks to take, and optimizing and timing social security. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Every year is a little different. Every year has a few surprises in store we cannot predict. There are also some changes that we do know the new year will bring ahead of time that we can begin to prepare for now. On this program we will discuss some of those changes. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

Tune in as Chris McIntire discusses "5 Planning Mistakes To Avoid" with information on how to avoid them including how important it is to have a "GRIP" on your retirement, inappropriate and appropriate risks to take, and using social security. For more information, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Are you ready to take the plunge into retirement and embark on a new phase of life? Meet Chris McIntire, your trusted partner in navigating the complex course through retirement planning. With his years of experience and expertise, Chris can help you address the six core issues that are crucial for a successful retirement journey. Don't wait to secure your retirement future. Contact Chris McIntire today at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/ to learn more about how he can assist you in addressing these vital retirement issues. Chris is committed to helping you enjoy a retirement that's as fulfilling as your working years. Get started on the path to a worry-free retirement with Chris McIntire as your guide.

The #endoftheyear is coming. Deadlines loom for some strategic financial moves. Chris McIntire from McIntire Retirement Services helps resolve confusion with taxes, account changes, and many more tips for your financial progress as we quickly move toward the end of 2023. For more information, and personalized planning tips and strategies, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.

In this edition of "Your Game Plan For Retirement" Chris McIntire discusses "7 Financial Myths" that your retirement future may depend on. How reliable these assumptions are may determine the reliability of your retirement confidence and quality of life. "The Market Always Goes Up", "Taxes Will Go Down", "The Market Generates A Consistent Rate of Return": Is your financial future based on these widely held assumptions? How reliable are these beliefs? Are you betting your retirement on misconceptions or myths? Chris McIntire examines and explains in this edition of Your Game Plan For Retirement. We hope you enjoy. Contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

On this episode of Your Game Plan For Retirement, Chris McIntire discusses the 8 important moments you should consider making changes with your money. Not all of these are big changes, but all of these 8 moments are important to recognize as opportunities to improve your financial outcome. Chris dives deep into each of the 8 moments to help provide a better understanding of the opportunities you have to improve your financial and retirement future. If you have reached any of these 8 benchmarks, milestones, or areas of concern make sure to contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

While in your day-to-day pre-retirement life you may have a vacation here and there, a house payment, and maybe even some debt you take on, whether it is school, car, credit card, or a mortgage. One thing that may put your mind at ease is income and the paycheck that you work 40+ hours a week for continuing to provide financial and lifestyle security. What if that check went away? What if for the rest of your life, you wouldn't earn that check ever again? How would you continue to live a lifestyle you enjoy? This is why #YourGamePlanForRetirement is important, it is what's going to help you move your offense, secure your defense, and design your playbook. For information about Your Game Plan For Retirement contact Chris McIntire (800) 868-1194 and visit https://mcintireretirementservices.com/.

RetirementPlanning - #FinancialFreedom is a big question for those still working and punching the time clock. There are many considerations that come into play to truly #RetireWell. Whether you are on your way or ready for retirement, contact Chris McIntire at McIntire Retirement Services to plan your #Retirementjourney and achieve your #retirementgoals. Call (800) 868-1194 and visit https://mcintireretirementservices.com/.

When working on your financial future, there's a significant difference between doing it independently and collaborating with a qualified financial advisor. Working on your own has its merits, particularly if you're proactive, well-informed, and take the initiative in managing what you've diligently built. However, there are instances where receiving misguided advice from a trusted individual or making emotional decisions can lead to unfavorable outcomes. With a financial advisor like Chris McIntire, you can expect to stay informed and receive timely updates regarding your portfolio. Most importantly, decisions are made based on thorough planning rather than emotional "gut feelings." Chris McIntire is a reputable financial advisor with three offices, well-regarded throughout Ohio. For more information, contact Chris McIntire at (800) 868-1194 or visit https://mcintireretirementservices.com/.

The year so far has been much more stable and generous than many beginning of year predictions and indicators. Investors are still cautious, paying attention, and even worried about their investment stability. Today we will discuss market risk in a way that can shed some light on what the potential volatility means for you, and some proactive steps to take if you are uncomfortable seeing market losses reflected in your portfolio. For more Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Game Plan For Retirement", Chris McIntire identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Chris and learn more about his financial planning services, you can contact him directly at (800) 868-1194 or visit his website at https://mcintireretirementservices.com/. With Chris McIntire's guidance, you can make informed decisions about your finances and build the financial future that you deserve. Don't miss out on this valuable resource!

What are annuities? What do they do? What do they not do well? Why do they seem to have a negative reputation? How do they function? What role do annuities play in comprehensive retirement planning? On this program we will examine annuities. There are pro’s, con’s, benefits, disadvantages, and specific features to understand. For more Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

It may make sense because of their size, and because most all businesses
start “small”, but they also fail more than any other sized business. This is because of the challenges business owners face in forming, launching, and growing a business. Financially, small businesses face a lot of headwinds. Often, business owners are great at what they do, but the actual task of operating a business can be burdensome. Let’s talk about small businesses, what they mean for us, and how business owners can plan for their own retirement. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "@GamePlanForRetirement", because we believe Planning Matters.

Taxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

There are time-tested principles for long-term investing success. While your final outcome can never be 100% certain and guaranteed, investment in the market has worked to build and grow wealth, and these core principles help to increase the likelihood of an optimal outcome. While the market is in good shape, it is time to consider your exposure and approach to risk in your investment portfolio, and make sure that you have a sound fundamental approach. We will discuss important elements and strategies to keep in place over your investment timeline. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/ .

Of the six stealth taxes, all but one has been in existence for several years. Two of the stealth taxes are difficult to avoid due to their low-income threshold. While most of these stealth taxes may not kick in until retirement, planning for each stealth tax should begin several years before a federal employee retires and continues throughout his or her retirement. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Do you remember doing safety drills? Has your family ever discussed their “emergency plan”? In your financial life, you should have an emergency plan as well. You should set yourself up for basic issues and have a few good emergency steps in place, such as having accessible cash, just in case of emergencies. With your investments, don't stop contributing to your accounts, and of course, don't panic. An emotional decision might end up being the worst decision. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

We have been taught that taking risks is a necessary part of making financial progress. Why? What is risk? How much you should be taking? How can risk be identified or quantified? What are the benefits, payoffs, potential drawbacks or dangers, and what is the true necessity of taking risk? We will discuss...risk, safe money strategies, pros and cons, striking a proper balance of risk and safety, and managing market volatility. For more information contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

Tune in as Chris McIntire discusses the hot financial topics of 2023. Inflation, National Debt, market recovery, recession, a hot tech sector, even hotter interest rates...There is a lot to consider when making financial, investment, and retirement decisions right now. McIntire Retirement Services is here to help you sort through the issues. We hope you enjoy. For more information contact Chris McIntire at 800-868-1194 or visit the website at www.McIntireRetirementServices.com.

When planning for your kids to go to college, you have to consider and address their new living situation, college choice, classes, major, and most of all..... MONEY! Chris McIntire discusses the stress planning and paying for college can create, and how to plan for the money you will need to afford college life, including tuition, room & board, books, meals, supplies, and transportation. Chris McIntire also discusses a few possible resources to help pay for those expenses. If you have any questions about this episode contact Chris McIntire at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.

Current Financial Events That Affect Your Wallet! - Today Chris McIntire discusses financial events that may have an effect on your day-to-day life and your future planning. Today we have to worry about an abundance of inflation on everything from healthcare to education, gas prices, and even the carton of #eggs you buy at the grocery store. Along with many other financial concerns, Chris McIntire discusses how he can help you plan around these inconveniences and make sure you have a Game Plan For Retirement that fits your unique needs. For more information contact Chris McIntire at (800) 868-1194 and visit https://mcintireretirementservices.com/.

Have you identified and addressed the biggest expenses that will impact your finances throughout retirement? In this edition of "Game Plan For Retirement", Chris McIntire identifies the three largest expenses that can drain your wallet and derail your financial goals. He shares insights on how to minimize these expenses and take control of your finances. To connect with Chris and learn more about his financial planning services, you can contact him directly at (800) 868-1194 or visit his website at https://mcintireretirementservices.com/. With Chris McIntire's guidance, you can make informed decisions about your finances and build the financial future that you deserve. Don't miss out on this valuable resource!

On this episode of Game Plan For Retirement, Chris McIntire discuss the 6 Core Issues that must be addressed in planning to achieve a confident retirement. Addressing the issues of Income, Investments, Taxes, and Healthcare Chris McIntire is here to help. Contact McIntire Retirement at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.

"Preparing Your Finances for the Debt Ceiling Showdown": We knew this day would come; we hit our debt ceiling back in January and since then have been spending down the General Account. Now, the fight continues as to whether we should increase the debt limit. While Congress goes back and forth. Chris McIntire sorts through the latest headlines to break down how it will affect you. This showdown will continue to add pressure and volatility to the market. If you'd like to speak with Chris McIntire about steps you can take, give him a call at (800) 868-1194 or schedule an appointment at https://mcintireretirementservices.com/

In this episode of Game Plan for Retirement #ChrisMcIntire discusses the 9 Critical Risks In Retirement. Discussing topics like longevity, taxes, inflation, and sequence risks, and showing how these topics could be critically damaging to your retirement. If you have any questions about the risks discussed, contact Chris McIntire and #McIntireRetirementServices at (800) 868-1194 or visit the website at McIntireRetirementServices.com.

In this episode of Your Game Plan for Retirement, we have a surprise guest #TomHegna that is joining us. The author of multiple books including "Don't Worry Retire Happy" and "Pay Checks and Play Checks", #TomHegna joins us to discuss the income planning piece of retirement and how simple it can be when broken down. We hope you enjoy this special edition to Your Game Plan for Retirement. Give #ChrisMcIntire a call at (800) 868-1194 and visit #McIntireRetirementServices.com.

In this video, Chris covers recent updates from the Social Security Administration Board of Trustees detailing problems with the underfunded Trust Fund, everything you need to know about making up for Social Security's shortfall with your retirement tools and 401K. It's important to understand how to maximize your benefits, maximize your nest egg, and minimize your taxes. Chris also discusses common mistakes to avoid while providing practical tips for managing your retirement portfolio. For more information from Chris and McIntire Retirement Services, visit www.McIntireRetirementServices.com or give them a call at (800) 868-1194 to schedule a consultation today. Don't leave your financial future to chance – trust the retirement specialist at McIntire Retirement Services to help you plan for a secure and comfortable future.

Chris shares his insights on the advantages of Roth accounts, including tax-free growth and withdrawals. He also offers tips on how to maximize your contributions and take advantage of Roth conversion opportunities. To learn more about Chris and his services, visit his website at McIntireRetirementServices.com or give him a call at (800) 868-1194. Don't miss out on the benefits of Roth accounts - reach out to Chris today!

Are you nearing retirement or already enjoying your post-career years? It's important to understand the potential risks that can impact your financial future. In this video with Chris McIntire, a retirement planning specialist and founder of McIntire Retirement Services discusses the 9 critical risks you may face during retirement. From market volatility to sequence risk, Chris breaks down each risk and offers practical strategies to mitigate their impact. He also shares how McIntire Retirement Services can help you create a personalized retirement plan that addresses your unique needs and goals. Whether you're just starting to plan for retirement or looking to fine-tune your existing plan, this video is a must-watch. Don't leave your financial future to chance - let Chris and the team at McIntire Retirement Services guide you towards a more secure and comfortable retirement. Contact us at (300) 868-1194 or visit our website at McIntireRetirementServices.com to learn more.

With the collapse of Silicon Valley Bank, Chris McIntire from McIntire Retirement Services wanted to be sure to get an update out to keep you informed of what has happened, why it happened, and how it may affect you and the markets in the weeks and months ahead.

When planning for retirement, you want confidence. You want to know that your money is going to be well-managed while working towards retirement and protected once you are in retirement. You don't want to go through retirement not spending because you are worried you might not have enough. The retirement that you deserve should be fun, doing all the things you couldn't while you were at work, and it has to be based on a plan. Chris McIntire can help make sure you are not just relying on luck in retirement, that you actually have a true plan, and can guide you to the retirement you deserve. For more information contact Chris McIntire at (800) 868-1194 and visit McIntireRetirementServices.com

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation. So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?” It is a conversation that all too often gets overlooked. We hear a lot of chatter about the markets and about investments. On our programs and in our office, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies. Tune in for more tips and strategy discussion from Chris McIntire on "Game Plan For Retirement".

Chris McIntire discussed the pros and cons of investing in banks, stocks, mutual funds, ETFs, and index funds. Chris highlighted the importance of understanding the risks associated with each option and the need to review and analyze investments to ensure they are meeting the investor's goals. To evaluate your options and formulate a plan to bring them all together, call Chris McInire at McIntire Retirement Services (800) 868-1194 or at www.McIntireRetirementServices.com

Chris McIntire discussed the need to plan for income withdrawals in retirement, the importance of factoring in the tools used, cash flow rate, and the need to be as efficient as possible to make the most of your money. Chris also discusses the effects of the interest rate environment on investment performance and income rates, as well as the importance of considering sequence of returns risk when planning for retirement.

Taxes, taxes, and MORE TAXES. Throughout our life we have taxes. Every dollar earned, invested, transacted, or grown has some type of tax plan. At the end of the year, we count it all up to make sure we pay the IRA what we owe. While working and earning a paycheck, taxes aren't your favorite thing, but at least you are still earning an income. In retirement, while living on what you saved, how do you effectively manage paying and controlling taxes? What if taxes go up? These are some questions Chris McIntire discusses on "Your Game Plan For Retirement" and when putting together the written plan for retirement. It is smart to have savings, but it's even smarter to manage taxes and keep as much as possible. For more information contact Chris McIntire at (800) 868-1194 and visit the website at McIntireRetirementServices.com

Valentine's Day is near, and while that is approaching another thing that is always certain for everybody is approaching, leaving your spouse and not giving them any help financially or insight on what all the accounts are for or what they do. In this episode, Chris McIntire stresses the need for your spouse to at least be around when discussing the financial portfolio and make their own studies on it so that if anything bad was to happen they could take the reigns and continue on with all the financial information so that's not something they need to worry about if you were to pass. So this Valentine's Day think to yourself, "if I left this person right now would they know the account credentials?" "Do they know how to access the Roths, and 401k's?" and if you have kids, "Do they know about the 529 and how to access it?" These are serious questions and serious consequences that are what a lot of couples suffer from because they don't involve each other when going over their financial portfolios and where everything is at. This Valentines Day, while thinking about this, give Chris McIntire a call at (800) 868-1194 so you both will be caught up and on the same page of where y'all are at and how you can prepare each other for future incidents. We hope this edition of Game Plan For Retirement gives insightful tips on why it is important for your spouse to know as much as you do about y'alls portfolio, so that if anything was to happen both of you would be knowing what's where financially.

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation.

So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?”

It is a conversation that all too often gets overlooked.

We hear a lot of chatter about the markets and about investments. On our programs and in our office, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies.

Tune in for more tips and strategy discussion from Chris McIntire on "Game Plan For Retirement".

On this week's edition of "Your Game Plan For Retirement", Chris McIntire discusses common financial mistakes savers and investors make everyday. Not paying attention to BIG changes, like the new SECURE Act 2.0 laws, is a huge mistake that can have significant impacts in your planning. To stay up to date in your plans and avoid potential financial mistakes, subscribe to the "Your Game Plan For Retirement" Podcast and contact Chris McIntire at (800) 868-1194 or visit McIntireRetirementServices.com

We are officially in 2023. We have had our ups and downs throughout the start of this decade, including 2020's Covid and 2021, with the continuation of Covid and quarantining, along with the start of market troubles and inflation. Then we hit 2022. If you wanted to describe 2022 with one word it would be VOLATILITY, especially with inflation that just kept rising, making it harder for small town shops and businesses to keep up with prices. Now we are in 2023. This year has already started off on an odd note, including the new release of the Secure Act 2.0. What it has in store for 2023 in the coming months and years will definitely take some getting used to, and adjustments in planning but, it will not be impossible to conquer 2023 like we have other years. We hope you enjoy and make sure to "Like", "Subscribe", and "Share" with your friends and family to see what we can look forward to in 2023.

There are many times it may seem that there are “secrets only the wealthy can use”, but the tax code applies the same to everyone, regardless of the size of your net worth. It is all about educating yourself on what advantages apply to your situation. So, an important planning question we need to ask ourselves is, “How am I setting myself up for taxes, now and into the future?” and “Am I using the most effective strategies to control my tax liability?” It is a conversation that all too often gets overlooked. We hear a lot of chatter about the markets and about investments. On our programs and in our offices, we talk a lot about comprehensive planning. A critical part in that conversation is proactive tax strategies. Stay tuned for more tips from McIntire Retirement Services on Your Game Plan For Retirement.

We are officially in 2023. We have had our ups and downs throughout the start of this decade, including 2020's Covid and 2021, with the continuation of Covid and quarantining, along with the start of market troubles and inflation. Then we hit 2022. If you wanted to describe 2022 with one word it would be VOLATILITY, especially with inflation that just kept rising, making it harder for small town shops and businesses to keep up with prices. Now we are in 2023. This year has already started off on an odd note, including the new release of the Secure Act 2.0. What it has in store for 2023 in the coming months and years will definitely take some getting used to, and adjustments in planning but, it will not be impossible to conquer 2023 like we have other years. We hope you enjoy and make sure to "Like", "Subscribe", and "Share" with your friends and family to see what we can look forward to in 2023.

The end of the year is coming up fast, which means a new year and new endeavors for your financial progress. Tune in as Chris McIntire discusses the end of the year and a few steps to set yourself up for a better year ahead, setting financial goals to work towards, maybe even a closer year to retirement. Visit the website at McIntireRetirementServices.com and give Chris McIntire a call at (800) 868-1194. We hope you enjoy another edition of Your Game Plan For Retirement.

How prepared are you for retirement? Do you know how long you would be able to generate the income you need if your paycheck stopped today? Have you identified and calculated your retirement Income Gap? These are just a couple of questions asked on the "Are You Prepared" report and that will be addressed when you visit Chris McIntire to construct your Game Plan For Retirement plan and make sure you are ready for retirement. Contact Chris McIntire at (800) 868-1194 and visit the website at McIntireRetirementServices.com.

"I’ll Live Off Social Security Income", "Medicare Will Cover My Medical Expenses". These are just a couple of the ideas most people going into retirement tell themselves, and they hope through the duration of their retirement that these government-sponsored benefits will help provide everything they promise, and sometimes much more than they actually do. Chris McIntire is here to discuss why relying on these programs isn't the best plan for a confident retirement. Contact Chris at (800) 868-1198 or visit the website www.McInitireRetirementServices.com to request the "10 Steps To Prepare For Retirement" resource or for help in formulating "Your Game Plan For Retirement" written retirement plan.

How do you know if you have saved enough? How do you make it last? How do you make sure you won’t run out of money and be forced to dramatically change your lifestyle? These are some of the most common questions on the minds of savers and investors, and why running out of money is the biggest concern for retirees. Tune in this week as Chris McIntire discusses "The 3 Biggest Expenses In Retirement, And How To Plan And Control Them".

The weekend following Thanksgiving is one of the busiest shopping weekends of the year. People are out and about and preparing for the holiday and Christmas season. With everything we have been through this year, an emphasis on planning can help us do our best and feel confident. Tune into Chris McIntire's Game Plan for Retirement for the holiday season, including holiday planning and shopping. You don't always have to go overboard financially to make your loved ones happy. McIntire Retirement Services hopes you enjoyed and hope you have a wonderful Thanksgiving.

Did you know every year the government mandates that you take a sum of money out of your IRA for your Required Minimum Distribution, starting at age 72? This is just one of the few items you must check off on your to-do list before the end of each year. Tune in as Chris McIntire discusses the 2022 Financial & Retirement Planning checklist and make sure you have your own priorities checked off and taken care of. Time is running short for 2022. McIntire Retirement Services can help. Call (800) 868-1194 or visit the website at McIntireRetirementServices.com

Taxes are a major expense and ongoing financial issue. Taking a proactive approach to better understanding and addressing some fundamental tax issues may save money, avoid costly mistakes and headaches, and provide significant advantages. Tune into Game Plan For Retirement as Chris McIntire discusses proactive planning for the end of 2022 & moving into 2023. Contact Chris McIntire at (800) 868-1194 or visit the website at McIntireRetirementServices.com.

Which makes more of an impact in your financial results; the direction the market is moving or the direction your money is going? Are you making contributions, holding, or taking income withdrawals? What effect will this ultimately have when the market is moving up, down , or sideways? The results might surprise you. But sometimes, surprises aren’t pleasant when it comes to our money. Chris McIntire reviews how money behaves in this week’s edition of Your Game Plan For Retirement.

Chris McIntire, discusses the impact of rising interest rates. Interest rates are a double-edged sword. We appreciate higher rates on saving, but rising interest rates have a negative effect on many other aspects of the economy and our investments. The Federal Reserve states that interest rates will continue to increase, potentially putting further pressure on the stock market and creating more volatility. Contact Chris McIntire at (800) 868-1194 or visit the website at mcintireretirementservices.com to review your plan for the future and understand the impact of rising interest rates.

How do you know if you have saved enough? How do you make it last? How do you make sure you won’t run out of money and be forced to dramatically change your lifestyle? These are some of the most common questions on the minds of savers and investors, and why running out of money is the biggest concern for retirees. Tune in this week as Chris McIntire discusses "The 3 Biggest Expenses In Retirement, And How To Plan And Control Them".

Market corrections, inflation, taxes, recessions... there are some scary financial issues right now. What happens if we see a big market correction in the next few years? Savers and investors are reasonably concerned with current and ongoing volatility. Tune in as Chris McIntire helps you plan and prepare for retirement. Find out more information about Chris McIntire & McIntire Retirement services and request your Game Plan For Retirement, or download the resources mentioned in this week's episode by visiting http://mcintireretirementservices.com.

2022 has started off with market volatility and losses; our longest down streak in the markets since 2001. Market volatility is not unusual. In fact, investors must expect volatility as part of their investment experience. 2022 however, is off to a bit of a rocky start, and investment losses have some reasonably concerned. Listen to this week's edition of Game Plan For Retirement and Chris McIntire discusses the causes of volatility and how having a sound plan in place can help us determine and control risk exposure and identify opportunities, even in challenging markets.

Getting a match on contributions is a fantastic opportunity, not to be missed. You CANNOT get that kind of guaranteed immediate return anywhere else. Tune in to learn more as Chris McIntire discusses what you need to know about participating in your 401(k) or the retirement plan offered through your employer.

On today’s program, we will cover some recent articles that shed some light on the financial world, the economy, and the planning issues that we pay attention to on a daily basis that we think are of interest to you and

important for all proactive savers & investors to pay attention to. Stay tuned as always, lots of important information from Your Game Plan For Retirement coming your way. Be sure to Like, Subscribe, and Share this podcast with your friends and family.

The "10 Steps" is a simple, one-page overview of the most important items to address in planning for a confident retirement. Tune in as Chris McIntire discusses these "10 Steps" and why they are important. Call or click through to the website to request or download your copy. We hope you find this edition of Your Plan For Retirement helpful and informative. Don't forget to like, subscribe, and share!

We don’t JUST offer financial products. We offer savers and investors an ongoing relationship where they have a resource for guidance to get vital financial questions and concerns addressed. We provide proactive, strategic advice and direction to help you achieve some of life's most important goals. Clients trust us to guide them competently, with their goals and best interests as our highest priority. Knowing your advisor is essential to achieving the best results in accomplishing your goals. Get to know your advisor Chris McIntire by contacting him at (800) 868-1194 or visiting the website at mcintireretirementservices.com. We hope you enjoy another edition of Your Game Plan For Retirement.

The term “Save” is often used interchangeably to mean “Build wealth”, but there are many options under this general term, and minutia we must understand in order to build wealth to the best of our ability. Most of all, we need a plan for those dollars we keep, and for what we eventually intend to do with them. Today, we will cover some of the frequent questions we hear about understanding your investment options. Stay tuned as always, lots of information from McIntire Retirement Services is coming your way.

There are many areas that we provide assistance. Many financial topics where we consult to add confidence in the planning process and help in determining strategy and variables that could impact the outcome. Today we will talk about the big ones. We are here to provide immediate and ongoing service in the planning process. Stay tuned as Chris Mcintire from McIntire Retirement Services discusses these specific topics. As always we hope you enjoy this week's edition of Game Plan For Retirement.

All too many times, even the biggest financial questions get ignored and overlooked as we live out our day-to-day routines. If we had trusted resources that would dedicate some of their time to assist us in addressing most concerning topics how much more confidence would we feel financially knowing we are living in the “know” of our financial comfort. Tune in this weekend for Chris McIntire and another edition of Your Game Plan For Retirement. Chris McIntire discusses top concerning areas for savers and investors. To contact Chris McIntire call (800) 868-1195 and visit the website at mcintireretirementservices.com/.

Is the answer an age? Is it a certain lump sum? In this week's edition of Game Plan For Retirement, we will be addressing how to answer this essential question with confidence, and how to think about this issue differently. Tune in and contact Chris McIntire at (800)868-1194 and visit the website at http://mcintireretirementservices.com/. The team at McIntire Retirement Services hopes you enjoy.

Do you remember a time when the news anchor on TV told you what happened in the world and left it up to you to formulate an opinion? In today’s world, it seems we have to view everything with jaded glasses, do extra research to verify what we are told, and gather other information from different sources just to draw our conclusion about what we can believe. Tune in this week as Chris McIntire discusses a few of the potential conflicts in today's financial world. Contact Chris McIntire at (866) 695-2620 or visit the website at www.mcintireretirementservices.com.

Do you have a GRIP on retirement? Are you taking an inappropriate amount of financial risks? Are you thinking about long term care within retirement? These are select topics Chris McIntire discusses within their show. Tune in this week and get the rest of the “5 Planning Mistakes To Avoid” list. And make sure to never miss out on a video like and subscribe. To contact Chris McIntire call (866) 695-2620 or visit the website at http://mcintireretirementservices.com/.

Many market proponents quote a mythical 10% average return over the history of the stock market. Many funds even advertise an even shorter past 10 year history of returns. And many investors fall victim to the thinking that this means that they will achieve these rates of return and should be able to count and rely on them for their investment performance throughout retirement. Listen this week as Chris McIntire discusses this and the other 7 Financial Myths and Misconceptions to Reconsider.

Listen and learn as Chris McIntire discusses the 8 Moments to Move your Money. Deciding when it is time to move your money it can be difficult, or even knowing how to do.Chris McIntire discusses these 8 moments to move your money and can help you understand if any of these opportunities apply to your investment or retirement accounts. To get this free report of the 8 Moments to Move your Money contact 866-695-2620

Tune in as Chris McIntire discusses the issues that you will face in retirement and how you can address those issues for a more confident, comfortable lifestyle in retirement. You can call (866)695-2620 or email chris@mcintireretirementservices.com to review your retirement plan with Chris McIntire and see if you have any unaddressed risks, issues, or opportunities in your planning. Qualified, experienced financial guidance is available to help you plan for retirement with confidence.

Which makes more of an impact in your financial results; the direction the market is moving or the direction your money is going? Are you making contributions, holding, or taking income withdrawals? What effect will this ultimately have when the market is moving up, down , or sideways? The results might surprise you. But sometimes, surprises aren’t pleasant when it comes to our money. Chris McIntire reviews how money behaves in this week’s edition of Your Game Plan For Retirement.

April & May were especially tough months for investors, extending losses for the year: the S&P 500 fell -12.8%, the #Dow declined nearly -8.6%, and the #Nasdaq retreated more than -22.5%. As experts discuss the possibility of a #recession, our team at @McIntireRetirementServices is being proactive, working to help clients minimize volatility or even capitalize on this market downturn.

2022 has started off with market volatility and losses. Market volatility is not unusual. In fact, investors must expect volatility as part of their investment experience. 2022 however, is off to a bit of a rocky start, and investment losses have some reasonably concerned. Listen to this week's edition of #GamePlanForRetirement and @ChrisMcIntire as he discusses the causes of volatility and how having a sound plan in place can help us determine and control risk exposure and identify opportunities, even in challenging markets.

When the markets sell off and there are concerns that losses could continue to grow, many investors wonder if there are any reasonable alternatives aside from putting money in the bank or stuffing it under their mattress. It should be no secret that there are indeed many alternatives to risking money in the stock market that can still produce reasonable growth potential. Government backed I-Bonds are a great alternative for starters. They are currently paying 9.62%, but you can only purchase $10,000 per year, per person and can't use retirement money. Other alternatives exist that can provide protection from market losses, but allow either a fixed rate or the ability to share in the gains of the market with a walk-away cash value into the future. There are also market based strategies that can help limit losses and define your outcome. Tune in this week as Chris McIntire discusses risk and market alternatives on GamePlanForRetirement.

Market #volatility continues through the month of May. The #Fed has reversed course and the market generally does not like change. Since 2008, the Fed has been lowering interest rates and simultaneously buying trillions in mostly US Treasuries. They knew they were taking a risk with simulative policies and putting all this cheap liquidity out into the open market. To put it simply, money (liquidity) has been plentiful and cheap to access. Now the Fed is looking to take out some of the excess stimulus efforts while making accessing money more expensive, and they are doing it pretty quickly. We understand that market downturns and volatility can make you feel anxious. We welcome your questions and would be happy to talk through your concerns. Please call Chris McIntire with questions, or schedule a complimentary consultation.

Today’s “Sandwich Generation” is faced with difficult complications and challenges in our best efforts to care for loved ones. A cold reality is the care and support we can provide is often about money. From a financial perspective, careful planning is the best thing we can do to support our family, and not place undue burden on our loved ones. Listen as Chris McIntire discusses the steps and approach to caring for our loved ones on this week’s edition of Game Plan For Retirement.

2022 has started off with market volatility and losses. Market volatility is not unusual. In fact, investors must expect volatility as part of their investment experience. 2022 however, is off to a bit of a rocky start, and investment losses have some reasonably concerned. Listen to this week's edition of #GamePlanForRetirement and @ChrisMcIntire as he discusses the causes of volatility and how having a sound plan in place can help us determine and control risk exposure and identify opportunities, even in challenging markets.

Find more information about #ChrisMcIntire & #McIntireRetirementServices. Request your Game Plan For Retirement, or download the resources mentioned in this week's episode by visiting http://mcintireretirementservices.com/helpful-resources/.

DISCLAIMER:

Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM), a Registered Investment Advisor. BCM and McIntire Retirement Services are independent of each other.

There are always many, many questions around taxes. Let’s talk about a few of them, and what proactive, savvy planners can do about them. So you can hold yourself from saying stuff like Have I paid enough? Will I get a refund? Have all of my forms arrived yet? With Chris McIntire, your troubles will be gone so hit that like and subscribe so you can tune in for more of Your Game Plan For Retirement.

The "10 Steps" is a simple, one-page overview of the most important items to address in planning for a confident retirement. Tune in as Chris McIntire discusses these "10 Steps" and why they are important. Call or click through to the website to request or download your copy. We hope you find this edition of the show helpful and informative. Don't forget to like, subscribe, and share!

Listen and learn from McIntire Retirement Services very own Chris McIntire. His new radio show is discussing almost all aspects of annuities and how they can help you.

The current and going problems in our society and how are they going to affect the market is crucial. Listen and learn how Chris McIntire is going to guide you through these endeavors and avoid some of these issues in the future. Contact Chris McIntire at (866)695-2620.

We have seen some recent instability in the markets. It has invoked a lot of emotion from some investors. Just because we see market volatility or believe it may be coming does not mean we should stop our financial progress or put off goals out of fear. Fear is not a stop sign. Caution is always prudent, but fear should never determine the steps in your financial progress. Listen this week as Chris McIntire walks you through what is fake and what is real.

How much time do you spend tidying up your financial life? Now would be a great time to do a financial spring cleaning. You may have some excess clutter around your financial life that you may need to clean up or redo, So you call Chris McIntire at (866)695-2620 to get your spring cleaning questions answered.

Wouldn’t you want to say “Going for a massage instead of work! First official day of retirement!” instead of “The TAX-MAN does not make it easy to retire!” well you should contact Chris McIntire at (866)695-2620 so you can have a happier and easier retirement.

There are always many, many questions around taxes. Let’s talk about a few of them, and what proactive, savvy planners can do about them. So you can hold yourself from saying stuff like Have I paid enough? Will I get a refund? Have all of my forms arrived yet? With Chris McIntire your troubles will be gone so hit that like and subscribe so you can tune in for more Your Game Plan For Retirement.

Taxes are one of the 4 things we do with our income. While we work, usually paying taxes is the first in line and done automatically. Once we retire, it may be the last thing we do. To get many more amazing tips and tricks to retirement, taxes etc give Chris McIntire a call at (866)695-2620. But enjoy the show!!!

We believe that everyone has the ability to achieve financial confidence. We know that, through proper planning, financial stability and well-being can be achieved. Listen this week as Chris McIntire discusses caring for your family and loved ones

How do we know if we are taking too much? To have these and many more questions answered just contact Chris McIntire (866) 695-2620

We all probably have a laundry list of things we look back on and could say we “would have/should have done things differently". This is especially painful when it comes to our money. This week Chris McIntire discusses some of the most common mistakes to hopefully help you avoid them.

What if I get sick, injured, or die? While we hate to think of these mortal questions as financial issues, they very much are. These are only a couple of questions watch and see what Chris McIntire has to say about it.

How did I become an advisor? What was my path to this profession? If you ever wanted to know any of these simple questions from Chris McIntire just give McIntire Retirement Services a call at 866-695-2620. We hope you enjoy the episode of getting to know your advisor.

Happy New Year to the listeners, viewers, and clients of McIntireRetirementServices. Hope you had a great 2021, and have an even better 2022!

Happy New Year from the team at McIntireRetirementServices.

We are getting ready to wrap up the year here at McIntireRetirementservices and on this week's episode we circle back and talk about you and your financial progress. If you ever want to revisit our discussions, submit any questions, or want to talk about steps to take into 2022 or beyond, please do not hesitate to reach out at 866-695-2620 or visit us online at McIntireRetirementServices.com. Merry Christmas & wishes for a safe, healthy, and prosperous New Year for you and your family.

What do you envision your average day in retirement to consist of? This is one of the many questions you need to answer before retirement. Tune into Chris McIntire's new show this week to answer this question.

The holidays can be a joyous time. They can also be stressful. Using the word budget this time of year may come across grinchy. But now's the time to stick with your spending plan! Listen as Chris McIntire discusses tips for your holiday budget and more on this week’s episode.

Happy Thanksgiving! We hope you enjoy this holiday weekend "Best of" edition of Game Plan For Retirement with Chris McIntire.

Happy Thanksgiving from the team here at McIntireretirementsevices.

Timely planning tips and time-tested strategies for long-term financial success; listen as Chris McIntire discusses this and more on this week's edition of Game Plan For Retirement.

Moving money out of your estate and IRA by doing a direct charitable gift is a long-standing strategy that savvy, charitably-minded planners with higher balances have used to give and save money on taxes, but the deadline is approaching soon

For our Halloween weekend edition of the program, we are discussing some potentially scary financial topics and current events. As always, if you have questions or want to address any of the issues discussed, or your own planning concerns, contact Chris McIntire and the team at (866)695-2620

Define Your Sources of Guaranteed Income -Identify your sources of retirement income. Understand estimated figures, amounts, and options, as well as rules, limitations, taxation, penalties. Pull and review up-to-date reports to begin the decision making process. Begin to define your timeline. Tune in as Chris Mcintire walks you through the steps to help you better prepare for retirement.

We get a lot of questions from listeners on the show and would love to help answer yours. Post any questions that you may have about retirement below. We would be honored to ease your mind and guide you to a more comfortable retirement. Make sure you also follow the link to tune in to this episode. As always Chris Mcintire supplies lots of free information that will help you retire more confidently.

What is the state of the market? What are the chances of a market correction? What are the risks if we see one? Who would be most affected if we do see a correction? Tune in as Chris McIntire answers these questions helping you to plan and prepare for retirement.

The market moves up. The market goes down. What happens if we see a big market correction in the next few years? Savers and investors are reasonably concerned with volatility in the market. Tune in as Chris McIntire helps you plan and prepare for retirement.

At its core, any insurance is a form of financial protection. Auto, home, medical, life, LTC, disability, liability, retirement income… are all purchases of financial protection against specific and potentially damaging occurrences negatively impacting our financial well-being. Tune in as Chris McIntire discusses this and more on this week’s edition of Insurance & Annuities.

How would you answer this question? Do you know if your portfolio is properly diversified to provide enough growth, safety, liquidity, and income? Tune in as Chris McIntire helps to answer these questions and many more.

Perhaps the best and most underutilized opportunity to pass generational wealth. As Tom Hegna has said, “Don’t leave your children your money. Leave them LIFE INSURANCE!” Dimes to dollars, life insurance presents us with a great opportunity to leverage our money and increase the positive financial legacy we leave to our family, loved ones, charitable organizations, etc. Tune in as Chris McIntire pays tribute to 9-11 while helping you create your financial legacy.

On this special Labor Day edition of the show, we celebrate the worker, their labor, their contributions and achievements, and what workers mean to the American economy. At some point (whether by planning or by conditions) we will stop working. In order to continue to be able to support the lifestyle we have grown accustomed to while we worked, we must save and create the ability to continue producing an income even after the actual work is over. Tune in as Chris Mcintire helps you put your money to work for you.

While a retiree’s first thought may be to move savings into conservative investments once retirement arrives, ensuring the continued growth of assets is critically important. This is because of the always-present risk of inflation. Tune in as Chris Mcintire goes over the important questions you need answered in-order to be prepared to retire.

On this program, Chris Mcintire will examine the benefits of having a written plan for retirement. Consulting with a qualified professional has many benefits including pinpointing milestones to strive for, risks that may prevent accomplishment and strategies to address them. Tune in to understand the difference in an investment plan (often based on speculation) and a written retirement plan (based on math and certainty).

They then may be surprised to discover that the benefit itself can also be taxed when we are collecting it. Tune in as Tim Stearns helps you prepare more as you approach retirement.

On this program we will be addressing why understanding your Income Gap is so important and how to fill it, as well as why traditional methods overlook critical aspects of retirement planning, and how this leaves retirees in jeopardy. Tune in as Chris Mcintire helps you fill those gaps and leads you toward a more comfortable retirement.

Ever wonder what obstacles you may face in retirement? What impact can living longer than expected have on your retirement income? Tune in as Chris Mcintire helps you answer these questions and many more.

Have you already done some planning, but are uncomfortable with the results or would just like a second opinion. Tune in to this show as Chris Mcintire steps up to the plate to deliver informative information that helps you feel more comfortable during retirement.

Many people have more than one bank, more than one advisor, or more than one brokerage institution. At the same time, consolidating “like” accounts can clean up your financial picture, make things easier to track, and sometimes help identify underperforming assets or strategic moves to consider. It also makes sure that we do not forget about any money or leave older accounts behind. Tune in as Chris Mcintire helps you to prepare more for retirement.

Your retirement plan is what gives you the guidelines for building financial freedom. Your discipline in following the plan is what achieves it. There are specific products, structures, and strategies that can help you preserve it. Tune in as Chris Mcintire guides you toward a more confident retirement.

Defining your sources of guaranteed income is one of many steps you should take when planning for retirement. This is just one of 10 steps to prepare for retirement that Chris Mcintire discusses on this week’s episode.

Have you formulated a plan for how to use Social Security to maximize income and protect your personal assets? On this week’s episode Chris Mcintire addresses different questions that you should ask yourself when planning for retirement.

Just because you retire, doesn’t mean that you suddenly don’t need income. What it means is that suddenly, you don’t HAVE an income. You have to create that income from your assets. Listen as Chris Mcintire discusses the importance of income planning & insurance on this week’s episode.

Many retires fear they will outlive their money. Tune in this week as Chris Mcintire wishes everyone a happy Memorial Day and discusses the importance of understanding what you can and cannot control when planning for retirement.

There are many different types of financial vehicles that will help to accomplish different goals. Should you consider an annuity? It probably depends on your situation and your goals. Tune in to this week’s episode as Chris Mcintire discusses the ins and outs of annuities & TSP’S.

Not having a “bucket” strategy could lead to some retirees not doing the things or taking the trips they had planned for retirement. Listen as Chris Mcintire discusses the “bucket” strategy and more in this week’s episode of 0515.

Not having a “bucket” strategy could lead to some retirees not doing the things or taking the trips they had planned for retirement. Listen as Chris Mcintire discusses the “bucket” strategy and more in this week’s episode of 0515.

CARING FOR MOM & FAMILY – EVERYONE needs to plan. We need to plan to be able to support ourselves and plan to support loved ones that may depend on us. Not to be “Cold” or “Callous”, but planning for ourselves is the top priority. Listen as Chris Mcintire discusses how to provide protections against placing this burden on others.

ARE YOU PREPARED? – Do you know if your portfolio is properly diversified to provide enough growth, safety, liquidity and income? On this week’s episode Chris Mcintire addresses different questions that you should ask yourself when planning for retirement.

THE IMPORTANCE OF INCOME PLANNING – Studies have repeatedly shown that the #1 concern for retirees is running out of money, yet most savers and investors, even those nearing or already in retirement do not have a true written retirement income plan. Listen as Chris Mcintire discusses the importance of having a written plan for generating retirement income.

YOUR 401(K) & EMPLOYER PLAN – Understand what tax deferral means. What if there is a Roth 401(k) option available? Is a Roth option typically available? Listen as Chris Mcintire discusses what you need to know about participating in your 401(k) or the retirement plan offered through your employer.

ROTH CONVERSION OPPORTUNITIES – If you have a single dollar that is important to you, you better be thinking about tax planning. On this week’s episode Chris Mcintire will be discussing tax-deferral & it’s consequences, tax-free income, & Roth IRA’s.

LAST MINUTE TAX MOVES – If I plan to grow my money, doesn’t that mean I grow my tax bill too? On this week’s episode Chris Mcintire talks strategy and some last-minute tax moves to consider that can substantially lower your bill.

DEBT, CREDIT, BUDGET & INCOME – On this week’s episode Chris Mcintire will go into detail on your spending plan, how to know if you have one, and the process of putting one together.

TAXES (PLANNING VS FILING) – Most savers/investors don’t realize it but, we have been taught to save in a way that will cause us to pay the highest tax bill possible in retirement. Listen as Chris Mcintire discusses this issue on this week’s episode.

LUCK VS PLANNING – Habit, routine, saving, budgeting, are not a matter of luck. There is a behavioral element that we can attribute to most “successful retirements”. Listen as Tim Stearns discusses luck VS planning on this week’s episode.

THE COUNTDOWN ISSUES – For strategic tax planning purposes, savers and investors may consider converting tax-deferred accounts (most commonly IRA’s) to after tax/tax-free Roth accounts (Roth IRA’s). This is just one topic that Chris Mcintire covers that should be addressed when counting down to retirement.

(NOT) GOING BROKE IN RETIREMENT – On this week’s episode Chris Mcintire will address the #1 fear of savers and investors after they exit their working career: running out of the amount they have saved to support themselves. Tune in to learn how we need to address this fear and the risks that could cause it to happen.

UNDERSTANDING YOUR INVESTMENT OPTIONS – On this week’s episode Chris Mcintire discusses the different options when it comes to investing your money and which options might be best based off your goals.

PROTECTING YOUR SPOUSE – We definitely don’t want anyone preferring us to die so that they become wealthy but, we also don’t want to leave a burden on those that we love and who love us. On this week’s episode Chris Mcintire will be addressing what we can do to protect our spouse’s and our family’s financial security.

YOUR PLAN – Lots of savers have “goals”, but have never spoken them aloud, much less written them down or actually discussed them with a planner whose job it is to help make those goals happen. Listen as Chris McIntire discusses why this in an important step in planning your financial goals.

PROS & CONS OF YOUR 401K – We have always been told to “pay ourselves first” and the 401(k) gives a great opportunity for that to happen. We can defer money into retirement savings before we even see our paycheck! But, how much should we be savings? Listen as Chris McIntire discusses this topic and more on this week’s episode.

WHAT PLANNING IS ABOUT – Change is constant and will not stop. For savers and investors (particularly those saving in tax deferred accounts) the SECURE ACT is something that changed a great deal about the rules of your account. Listen as Chris McIntire discusses this topic and more on this week’s episode.

IT’S (FINALLY) 2021! – How do we plan for the potential of changes to tax laws, rates, and brackets? This is just one of the questions that Chris McIntire addresses on this week’s episode of Your Game Plan For Retirement.

FINANCIAL RESOLUTIONS – Rebalancing your portfolio is always a good idea at the beginning of a New Year. This is just one resolution that Chris McIntire discusses in this week’s episode.

THE HOLIDAYS – The holidays are a great time to connect with your financial professional to review the year and the progress you have made. Listen as Chris McIntire discusses the importance of meeting with a financial professional this time of year.

END OF YEAR PLANNING – RMDs are usually a big end of year to-do. This year they are not required, but perhaps a conversation about tax planning should be happening instead. Listen as Chris McIntire discusses this topic and more on this week’s episode.

MUCH TO BE THANKFUL FOR - This year has been full of stress and uncertainty, but there is plenty to be thankful for. Listen as Chris McIntire discusses this and why planning in a pandemic is important.

MARKET RISK & PROTECTION – How much of our asset base should be exposed to market risk? How do we time the risks we take? Listen as Chris McIntire discusses issues and solutions when considering the opportunity for growth, risk, and risk exposure on this week’s episode.

ROTH CONVERSION STRATEGIES – “Maximizing your bracket”: This is a proactive planning technique to utilize any available room between your current income and the next highest potential tax bracket and converting enough tax postponed money (IRA) to tax-free money (Roth) to get us right under the next highest tax bracket. This is just one conversion strategy that Chris McIntire will discuss in this week’s episode.

ROTH CONVERSION STRATEGIES – “Use Your return”: Getting a return? Consider using it as a means for additional conversion. Example: If you are in the 20% tax bracket and expecting a $4,000.00 refund check, this may be a great way to move an additional $20,000.00 from “tax postponed" accounts to tax-free accounts. This is just one conversion strategy that Chris McIntire will discuss in this week’s episode.

ROTH PART 1 – Why a Roth? Roth IRA’s help us by controlling what cannot be controlled (paying our personal taxes vs. changes in tax policy) and takes some uncertainty out of retirement. Listen as Chris McIntire discusses Roth Conversions and more on this week’s episode.

TAKING RISK – Nobody WANTS to lose money but, everyone wants their money to help them make some forward progress. Where does the protection of the principal become a higher priority? Listen as Chris McIntire discusses this topic and more on this week’s episode.

TAXES & THE RED ZONE – The way taxes are handled really should take careful planning and forethought. There is a dramatic turn in our tax approach & consequences as we near and enter into retirement. Listen as Chris McIntire discusses Taxes & The Red Zone on this week’s episode.

10 STEPS TO PLANNING – Understanding the investment options capable of generating income and considering how they are equipped to fit your needs is an important part of income planning. On this week’s episode Chris McIntire discusses 10 steps to take to help reach your retirement goals and why understanding your investment options are such an important step.

THE FED, INFLATION, AND MOVIES - The Federal Reserve has decided it will throw away the rule book and let inflation run higher and unemployment run lower before seeking to tighten financial conditions. Listen as Chris McIntire discusses the major risk that comes with this new strategy on this week’s episode.

MEASURING RESULTS - Do you know how much your portfolio needs to return so that you can meet your goals, keep up with rising costs, and provide a lifetime of income? Do you need 3%, 5%, 8%? Do you know? Listen as Chris McIntire discusses this topic and more on this week’s episode.

MONEY IN MOTION - LEAVING A JOB: If you are leaving an employer (whether going to a new employer or retiring) don’t leave your money behind. There are only a couple of circumstances where you should not immediately begin the process of rolling funds to a personal account. This is just one of the 8 moments to move your money that Chris discusses in this week’s episode.

“7 FINANCIAL MYTHS” THE 10% AVERAGE MARKET RETURN - Many market proponents quote a mythical 10% average return over the history of the stock market. However, even if there are 10% average returns, this doesn’t mean you can count on 10% growth on your money consistently. This is just one of the “7 Financial Myths” that Chris covers on this week’s episode.

Reasons you might go broke in retirement – You bankroll the kids. A common mistake made is that parents start funding their child’s education before taking care of their own retirement needs. Listen as Chris discusses multiple reasons you might go broke in retirement without the right plan.

FIFTY 401(K) MISTAKES - Not understanding your investment choices is just one mistake you can make when it comes to your 401(K). Listen as Chris Mcintire discusses fifty 401(K)mistakes on this week’s episode.

Longevity and Income Planning - Longevity is by far the biggest risk to your financial stability and security in retirement. The fact that we may live for an extended number of years beyond the paycheck significantly increases the likelihood that we might outlive our saving. Listen as Chris discusses longevity and income planning.

LINKED BENEFITS - Because of the tendency to shun the “use-it-or-lose-it” premium payments associated with traditional long-term care; the insurance industry has begun offering another alternative through “Linked Benefits.” This is just one approach to long-term care that Chris McIntire discusses on this week’s episode.

A GROSS PLANNING MISTAKE - Deferring taxes when saving for retirement and then not considering how paying those delayed taxes will actually affect your retirement can lead to having to withdrawal more from your accounts than you envisioned. Listen as Chris discusses this topic and more on this week’s episode.

The Countdown to Retirement - Formulating A Plan - Have you formulated a plan for how to use Social Security to maximize income and protect your personal assets? Do you know how you would cover the costs of medical and long-term care expenses should you or your spouse require care? These are just a few topics Chris McIntire discusses on this week’s episode.

4th of July special show

In order to feel confident and secure, we have to be prepared for financial risk. In order to prepare for risks, we have to identify what they are and assess what level of control we can take over them. Listen as Chris McIntire discusses being prepared for financial risk on this week’s episode.

You have worked, saved, invested, grown enough to provide for yourself ( & spouse), and now you are in a position to leave money and wealth behind. You probably want to maximize it and be as efficient with that money as possible. Listen as Chris McIntire discusses maximizing your legacy on this week’s episode.

One of the most common ways people save for retirement (and therefore one of the most common areas of financial concern) involves employer-sponsored plans, like the 401(k).

There is no more important topic to discuss for retirement planning than how you will generate income. Listen as Chris McIntire discusses the importance of having an Income Plan before retirement.

As you may have heard, Congress has passed, and the President has signed into law the Coronavirus Aid, Relief, and Economic Security Act. There is a lot packed into this new legislation.

With so many impacted, so many out of work, what is the real possibility that we are entering into a recession?

So many people have a need for income planning (75 million Baby Boomers in the peak of their retirement years) and so few actually have a specific, written income plan.

We have been taught to invest our money. We have become accustomed to the risk that goes along with investing. It all seems to work out for the best in the end - until it doesn’t.

Flashback to last year at this time. You were about to do your taxes when boom—you realized a lot changed. Standard deductions doubled. You got more money for having kids. And some deductions were wiped off the face of this earth.

Although taxes are a certainty, the questions of how to handle them are anything but. Looking back and saving the most we can last year, or even “saving” as much as possible this year, may mean we end up paying more later.

On this episode, Chris McIntire talks about the changes in taxes for the 2020 year

On this program, we will examine the specific structure of a retirement income plan and how to set up that plan for income durability, so that your life savings last as long as your lifetime.

Chris Mcintire and Tom Hegna discuss the issues that retirees have in retirement and the solution to these problems. Tune in now...

Social Security can be a difficult subject. On this episode, we talk about tips that will help you decide when to take it.

A generation ago, we worked our careers at one company, retired, and they took care of our income and healthcare needs for the rest of our lives. Today's generation of retiring Baby Boomers doesn't have the same safety net of retirement security. The "Grand Experiment" of 401(k)'s to save for and support our own retirements have left us exposed to many additional risks. We are living longer, the market continues to affect our assets and our income, we have more to pay in taxes than we planned for, and the cost of healthcare is much higher, potentially threatening to derail retirement for a generation. Ohio's retirement resource, Chris McIntire helps navigate the new retirement landscape and helps listeners better understand what it takes to build for, achieve, and maintain financial success and confidence throughout our new retirement.

Finance is always in the news and that news can affect what's in your portfolio. Chris discusses some current events and recent news stories to be tracking and paying attention to that could effect your planning and your account balances.

Generating and withdrawing retirement income is a cause of great concern for retirees. How much is too much? How do I know I won't run out of money during my retirement years? Will my spouse still have enough if I pass away? What if I am too conservative and don't enjoy life as much as I could have? Ohio's retirement resource, Chris McIntire addresses the problems with the traditional planning models that leave all these questions unanswered and how to structure a specific Income Allocation plan for consistent, dependable, lasting retirement income.