Run With The Bulls: Recent Episodes
Mentoro
Playing Devil’s Advocate With Some Financial Topics
All personal finance podcasts have to be serious. That’s bull …. you can have fun discussing serious personal finance topics.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined again by Caleb Tucker. They discuss the different sides of numerous financial topics.
Playing Devil’s Advocate With Some Financial Topics
All personal finance podcasts have to be serious. That’s bull …. you can have fun discussing serious personal finance topics.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined again by Caleb Tucker. They discuss the different sides of numerous financial topics.
Another Guarantee In Life - Death
Most of us are prepared when our time on Earth is over. That’s bull ….. only 33% of Americans have documented their end-of-life plans.
In this episode of Run With The Bulls, listen as Danny and Whitney discuss the components of an estate plan, why you need one, and the steps you can take to help your loved ones after you pass.
Americans have always paid income taxes. That’s bull …. we did not start paying an income tax until the Civil War.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the history of taxes in our country, how tax rates have changed with the times and the origins of Tax Day.
What We Get Wrong When It Comes To Our Futures
Saving for retirement is what matters most. That’s bull ….. In fact, the decumulation phase - which typically begins when you retire and start drawing from your saved assets and investments – might be the most important phase.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss some of the myths associated with planning for retirement along with some when we do decide to retire.
The only reason money is important is because it enables us to buy stuff. That’s bull …..... Money is important for many reasons.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the many reasons money is important. From being happy for others to being able to pursue your passions, see which reasons resonate with you.
How They Make Money
Most kids aspire to become professional athletes. That’s bull ….... According to a poll, the most desired job for kids is influencer!
In this episode of Run With The Bulls, listen as Whitney and Danny discuss what an influencer does, play a little game show, and discuss why it might seem like a good idea to crash an airplane into a mountain.
How Men And Women View Money Differently
Men and women view their finances the same. That’s bull …. It has been written that men are from Mars and women from Venus. This holds true with how we view money.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how men and women view financial topics such as shopping, priorities, and investing.
Why Most Of Our Decisions Are Not Just About Money
All of our financial decisions are just about money. That’s bull …..... While we should obviously factor in money when it comes to financial decisions, there is much more to consider.
In this episode of Run With The Bulls, listen as Whitney and Danny talk about non-financial factors to consider when making a decision, how Marty Byrde of Ozark fame views money, and the sunk cost fallacy.
Money Can’t Buy Me Love But It Can Pay For A Lot
Money can’t buy happiness. That’s bull ……. Money can buy happiness if you spend it the right way. Research shows that money and happiness do, in fact, have a positive correlation.
In this first episode of season 5 of Run With The Bulls, listen as Whitney and Danny discuss fifteen reasons why money is important.
You Ask, We Answer
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season four and answer your questions.
Lessons From A Holiday Classic
Description – Money is what makes you successful. That’s bull ……. According to Clarence the Angel, “No man is a failure who has friends.”
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the financial and life lessons we can learn from the movie It’s A Wonderful Life.
Lessons From A Board Game
Monopoly is just a fun board game to play. That’s bull ……. Monopoly can teach us some lessons about money.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the financial lessons we can learn by playing Monopoly. These include having savings, being patient, and the importance of diversification.
Sometimes Our Calling Is Right In Front Of Us
Your career path is set in stone. That’s bull …..... sometimes our calling finds us.
In this episode of Run With The Bulls, listen as Danny and Whitney are joined by CEO of Extra Special People - Laura Hope Whitaker. We discuss her amazing story and how your why finds you.
A Special Halloween Episode
The only scary things at Halloween are goblins and ghosts. That’s bull ….. Americans are struggling when it comes to managing their finances.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss financial statistics that are scarier than that campfire ghost story and how you can take action to make next Halloween less trick and more treat.
Shake It Off, Shake It Off
If you try to help others, you will get nothing but kind words. That’s bull …. once you step and do something different, the haters will most likely appear.
In this episode of Run With The Bulls, listen as Danny and Whitney discuss some of the mean messages Danny has received, what you can do if this happens to you, along with words of wisdom from Taylor Swift.
Employers don’t feel financial education is important. That’s bull ……. 84% of employers say offering financial wellness tools can help increase employee retention.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss open enrollment, common benefits employers offer their employees, and who to contact if you are looking for financial education.
All trends are good. That’s bull …… There are a number of disturbing trends that will hurt your financial plan.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the history of fads and trends, star on their very own game show, and discuss some financial trends that are not good for your bank account.
Sending money to a Nigerian Prince and other types of scams are a recent thing. That’s bull ……. The Ponzi scheme came about in the year 1919.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the man behind the Ponzi scheme, how it came to be, and what The Backstreet Boys have in common with it.
Economist and personal finance authors always see eye-to-eye. That’s bull ………. In a study conducted by a Yale financial economist, these two camps often view popular financial advice differently.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Caleb Tucker, Director of Portfolio Strategy at Merit Financial Advisors. They take a look at this study and what it means for you.
Setting a goal is all you need to do – sticking with it is easy. That’s bull ……. 80% of New Year’s Resolutions fail. Being persistent and making small, incremental steps is the key to achieving most goals.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how persistence has helped them, examples of real-life people who were persistent, and how being persistent can help you meet your financial goals.
If you host a financial podcast, you have never made a mistake with money. That’s bull ……. While hosting a financial podcast requires some knowledge, it doesn’t mean we have always made sound financial decisions.
In this episode of Run With The Bulls, listen as Whitney and Danny talk about financial mistakes they have made and discuss ten other foolish things we do with money.
In order to be successful in life you must attend college. That’s bull….. While attending college can be a good decision for some, it is not for all.
In this first episode of season 4 of Run With The Bulls, listen as Whitney and Danny discuss their college experiences, give examples of why college is worth the money, and detail reasons why college may not be worth the price.
You Ask, We Answer
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season three and answer your questions.
All athletes make poor financial decisions. That’s bull ……. There is a former baseball player who will get a $1.2 million check every year until he is 72 years old!
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by fellow baseball fan Casey Stegman. They discuss why July 1st should be a holiday, the most powerful force in the universe, and how money was lost in the largest Ponzi scheme ever.
Most have no regrets at the end of life. That’s bull ……. There are 5 common regrets people have at the end of their lives.
In this episode of Run With The Bulls, listen as Whitney and Danny look at the words of Bonnie Ware – a nurse who spent time with patients in their final days. They discuss the regrets many share and how to make sure you don’t have them.
Most Americans have a dream job. That’s bull …. 50% of workers report feeling stressed at their jobs daily, 41% as being worried, 22% as sad, and 18% angry.
In this episode of Run With The Bulls, listen as Danny and Whitney are joined by someone who knows a thing or two about career fulfillment – author and COO of Praxis, Mitchell Earl. They discuss why college is not for everyone, why you should aim to save $100,000 before investing, and how to do stuff you don’t hate.
You don’t need to plan for summer vacation. That’s bull ….. The average vacation costs $1,145 per person which totals $4,580 for a family of 4.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the things you should do this summer if you want to go broke.
Since the stock market goes up and down, we should just save money in a checking account. That’s bull ……. Although stocks rise and fall, the average annual return of the S&P 500 since its inception in 1928 through December 31, 2021 is 11.82%. The average annual return of the Dow is around 8%.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Caleb Tucker, the Director of Portfolio Strategy with Merit Financial Advisors. They discuss what bull and bear markets are, how to get started investing and tips for those who have been at it awhile.
DISCLAIMER:
Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Merit Financial Group, LLC, an SEC registered investment adviser. Merit Financial Group, LLC and Merit Financial Advisors are separate entities from LPL Financial.
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The principal value of a target fund is not guaranteed at any time, including at the target date. All investing involves risk including loss of principal. No strategy assures success or protects against loss.
You will never have to worry about caring for your parents. That’s bull ……. Around 12% of parents are in the sandwich generation. These full-time working caregivers spend approximately three hours every day caring for their parents and children – these hours are in addition to their work!
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the different types of housing options available to those who need it along with tips to manage stress if you find yourself in this generation.
The bigger the rock, the longer your marriage will last. That’s bull …… Men who spend $2,000 to $4,000 on engagement rings are 1.3 times more likely to end up divorced than men who spend $500 to $2,000.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the history of diamonds, engagement rings, and why it might be better to spend less on a wedding if you want to stay married.
Once your kid is out of diapers, you’ll be able to start saving money. That’s bull ……. a middle-income family will spend over $230,000 raising a child from birth to age 17.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss financial goals you can work on before and after your baby arrives.
Once your kid is out of diapers, you’ll be able to start saving money. That’s bull ……. a middle-income family will spend over $230,000 raising a child from birth to age 17.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss financial goals you can work on before and after your baby arrives.
There is no correlation between being healthy and wealthy. That’s bull ………. According to an academic study, researchers found that those who are healthier and live longer tend to earn more.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the financial advantages of being healthy and ways to take care of your body.
Setting a goal is all you need to do – the rest is easy. That’s bull ……. Most goals will face trials and tribulations. Knowing your why will help you continue pursuing these when tough times occur.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how knowing your why can help you achieve your goals and real-world examples of folks who live this.
Owning a business is nothing but rainbows and butterflies. That’s bull ……. While being an entrepreneur can be rewarding, there are struggles business owners will face.
In this episode of Run With The Bulls, listen as Whitney and Danny talk with their favorite business owner – Rick Kent. In addition to starting Mentoro, Rick is the founder and CEO of Merit Financial Advisors, a firm that has serviced over $6 billion in assets! Rick discusses his favorite part of being an entrepreneur, how he takes care of his mental health, ways he keeps his team motivated and much more.
What we learned about money as a kid has no influence on how we handle our finances later in life. That’s bull….. Our relationship with money can be heavily influenced by how we were raised.
In this first episode of season 3 of Run With The Bulls, listen as Whitney and Danny discuss how our upbringing can affect our money habits 40 years later and how to combat negative financial behaviors.
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season two and answer your questions.
Most keep their New Year’s resolutions. That’s bull ……. 80% abandon their New Year’s resolutions by February.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how to make your resolutions S.M,A.R.T., what this acronym means, and some financial examples of S.M.A.R.T. goals.
Most keep their New Year’s resolutions. That’s bull ……. 41% say it’s going to take a miracle to be ready for retirement.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss stocks, mutual funds, types of retirement savings accounts and dollar cost averaging.
Most do not want to own a home. That’s bull …. 75% of Americans say buying a home is a priority.
In this episode of Run With The
Bulls, listen as Danny and Whitney are joined by someone who knows a thing or
two about home ownership – The Dallas Mortgage Man, Brian McCauley. They
discuss tips for first time home buyers, how home ownership can lead to
financial freedom, and what the future looks like for the housing market.
Most save money for holiday purchases. That’s bull ….. In 2021, 36% of consumers went into debt due to holiday spending owing an average of $1,249.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how to save for the holidays, what known, non-monthly expenses are and how Black Friday turns into Blue Monday.
Americans are more frightened by ghosts and goblins than they are their finances. That’s bull ……. 77% of Americans are anxious about their financial situation.
In this episode of Run With The Bulls, listen as Whitney and Danny review nine financial basics including how to budget, ways to eliminate debt and buying a house.
Most Americans have enough saved for short-term expenses and emergencies. That’s bull ……. 35% have less than $1,000 in savings.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss the difference between and short and long-term savings, short-term savings categories, and where to save for the short-term.
If you have a lot in savings, you will have a high credit score. That’s bull …… In fact, 30% of your credit score is determined by how much you owe!
In this episode of Run With The Bulls, listen as Whitney and Danny discuss what a credit score is used for, the five factors that determine your credit score, what a credit score signifies, and steps you can take to improve it.
You will never become injured and not be able to work. That’s bull ……. More than one in four 20-year-olds will experience a disability for 90 days or more before they reach 67, according to the Social Security Administration.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss what insurance is, the different types you should consider purchasing, personal examples of why it is important, and a policy you might want to look into if you are considering visiting Area 51.
You don’t need to budget for your pets. That’s bull ………. The average cost of owning a pet can range from $700-$1,100 a year.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member John Shaouni. They discuss the costs of owning a pet, how much we spend on dressing up our furry fiends so they can trick-or-treat, and a $12 million dollar dog named Trouble.
Americans are doing a great job at managing debt. That’s bull... The average American carries over $92,000 in consumer debt.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss the various types of debt, the debt avalanche and debt snowball methods and some unexpected benefits of being debt free.
Americans enjoy discussing debt. That’s bull ……. There are a number of subjects that some people don’t like to talk about in public: politics, religion, how much they weigh. But people are more uncomfortable talking about their credit card debt than any of those topics.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss what debt is, the true cost of it, the non-financial impacts of debt, and, is there such a thing as good debt.
Financial independence is easy to describe. That’s bull…. The definition of financial independence can vary from person to person and change with different milestones in life.
In this first episode of season 2 of Run With The Bulls. listen as Whitney and Danny discuss why the meaning of financial independence changes throughout our lives and actions you can take in each decade leading up to retirement that will help you achieve it.
In this episode of Run With The Bulls, listen as Whitney and Danny take a look back at season one and answer your questions.
You don’t need a budget. That’s bull….. a budget helps ensure you don’t spend money you don’t have.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by a special guest – Dr. Matt Goren. They discuss the differences between a budget and spending plan, fixed and variable expenses and whether you should use a budget or a spending plan.
It’s good when couples argue about money. That’s bull….. money fights are the second leading cause of divorce.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by two special guests – their spouses Justin and Tracy. The couples discuss why money troubles can lead to marital problems and answer some questions that can help other couples manage their money better.
You look at money the way your parents did. That’s bull….. every generation views money and what it means differently. In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss how different generations view certain financial situations differently, the origins of these differences and a look at maybe why we aren’t that different from our parents.
Being a grown up is nothing but rainbows and butterflies. That’s bull….. most of us remember a time when being an adult was not all we thought it would be.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by two Mentoro team members – Casey Stegman and Kelly Kurek. They discuss a moment when they realized they were an adult, some mistakes young people can make when first starting off and positive actions a young adult can make to set the stage for financial success.
Most get into financial trouble because of numbers. That’s bull….. many experience financial difficulty because of behavior.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by a special guest – Dr. Matt Goren. They discuss what behavioral finance is, some of the reasons we spend money and how Mentoro places a heavy emphasis on behavior when it comes to your finances.
Day trading will make you rich. That’s bull….. one research report published by several university professors determined that in any given year, only about 13% of day traders achieve a profit. Even worse, the study found that less than 1% of day traders consistently make money.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by Mentoro team member Casey Stegman. They discuss what day trading is, the disadvantages of it and how tulips are connected to this.
Making more money makes us happy. That’s bull….. a study shows that people tend to feel happier the more money they make only up until a point of about $75,000 a year.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss their experiences with making more money, a happiness study showing a magical salary to achieve happiness, and financial advice from an unexpected source – The Notorious B.I.G.
Most people’s finances have recovered from the pandemic. That’s bull….. about half of all adults who are not retired say the pandemic has made it harder for them to reach their financial goals.
In this episode of Run With The Bulls, listen as Whitney and Danny discuss how the pandemic has affected our finances, why it is important to have an emergency fund and some long-lasting lessons we can learn from the pandemic.
Your employees don’t want you to offer financial wellness. That's bull...... 84% of employees describe financial wellness programs as benefits offerings they want or need.
In this episode of Run With The Bulls, listen as Whitney and Danny are joined by two Mentoro team members – Casey Stegman and Kelly Kurek. They discuss what makes Mentoro unique, how Mentoro helps participants define their financial wellness journeys, the 4 critical components of a successful financial wellness program, and much more.