Surviving the Credit Crisis Archives - WebTalkRadio.net: Recent Episodes
Surviving the Credit Crisis Archives - WebTalkRadio.net
In today’s business world, it seems like employers are looking for more leadership and management skills in their young executives than ever before. Some companies are now requiring an MBA at entry level and/or for advancement. Getting your MBA (Master of Business Administration) is the most prestigious degree in the business world. With new online […]
The post Surviving the Credit Crisis – Getting Your MBA is Easy With NEW Online Programs! appeared first on WebTalkRadio.net.
Are you a spender, saver, or a good steward of your money? Are you financially free? The secret to financial freedom is not zero debt, that’s being completely unrealistic! Debt is a necessity of life in our society today. The real secret is Cash Flow! Join me as my guest, Chris Miles, the Cash Flow […]
The post Surviving the Credit Crisis – How to Find $4000 in 30 Minutes or Less! appeared first on WebTalkRadio.net.
I am continually preaching to my clients that using a Mortgage Broker when shopping for a mortgage will save you money, because a Mortgage Broker is not limited to one supply of money like that of a bank. Dealing with a broker gives you more options and options will always save you money! The same […]
The post Surviving The Credit Crisis – Shopping For Homeowner’s Insurance – The Advantages of Using an Insurance Broker appeared first on WebTalkRadio.net.
We’ve always been taught that it takes money to make money. Why is that? It’s amazing the lies we tell ourselves when it comes to doing something different or stepping outside our comfort zone. Join me as my guest, Chris Miles, the Cash Flow Expert, and I discuss all the things that are keeping you […]
The post Surviving the Credit Crisis – How to Make Money Without Money! appeared first on WebTalkRadio.net.
The rich keep getting richer, but most Americans aren’t so lucky! According to a survey released recently by Bankrate.com, 37% of Americans have credit card debt that equals or exceeds their emergency savings. Not only do they not have enough savings, they’ve used up some portion of their available credit, so they are running out […]
The post Surviving the Credit Crisis – 1 in 3 Americans are on the Verge of Financial Ruin! appeared first on WebTalkRadio.net.
Have you ever looked at a $20 bill and thought about where it’s been and how many people have touched it? If you think about it, it’s can be a little unsettling and in reality may make you wonder “What’s in your wallet?” in more ways than one! The average $20 bill is in circulation […]
The post Surviving the Credit Crisis – The Life and Death of a Twenty Dollar Bill appeared first on WebTalkRadio.net.
Have you ever wanted to invest in the stock market, but it seems just too intimidating? The corrections that we’ve witnessed in the stock market of over 50% twice in the last decade can leave even the most savvy investor wondering what’s next. Quantitative easing, the European markets, and other global factors are still causing […]
The post Surviving The Credit Crisis – How Much is Too Much Money to Put in the Stock Market? appeared first on WebTalkRadio.net.
You are a buyer or a seller and you find yourself in need of a Realtor. How do you determine who you should use? Are they a full-time agent or just moonlighting? Do you call on yard signs? Join me today as my guests, Dr. Bennie Waller and Dr. Scott Wentland, Professors at Longwood University […]
The post Surviving the Credit Crisis – Questions You Need to Ask When Hiring a Realtor appeared first on WebTalkRadio.net.
Divorce is a difficult, stressful, and emotionally draining time in anyone’s life! Not only are you dealing with the end of a once loving and trusting relationship, you also have to realize how that emotional element can affect your financial stability, credit report, and scores. Just because you may be divorcing your spouse that doesn’t […]
The post Surviving the Credit Crisis – How to Keep Divorce From Trashing Your Credit appeared first on WebTalkRadio.net.
With the New Year comes a time of reflection! One of the things that you may be looking at to make a change in 2015 is a way to remove that constant worry of debt. Debt can ruin relationships, your personal health, your dreams, your retirement plans, and your overall financial wealth! Join me today […]
The post Surviving the Credit Crisis – A 2015 Get Out of Debt Plan appeared first on WebTalkRadio.net.
Women face special challenges when planning for retirement. Because their careers are often interrupted to care for children or elderly parents, they may spend less time in the workforce and earn less money than men in the same age group. As a result, their retirement plan balances, Social Security benefits, and pension benefits are often […]
The post Surviving the Credit Crisis – Women and Retirement Planning! appeared first on WebTalkRadio.net.
Roughly one in three people who received data-breach notification letters in 2013 – 2014 became victims of fraud! A ratio that continues to worsen from 2012 and 2011 levels. Due to large Department Store (i.e. Home Depot and Target) data breaches, more than 13 million U.S. consumers were victimized by identity fraud in 2013, while […]
The post Surviving the Credit Crisis – Fighting Fraud: Shoppers Still Waiting for Security Fix appeared first on WebTalkRadio.net.
Is this a want or a need? A question that I have begun to ask myself each time I need to make a money decision and it’s amazing the difference that it’s making in my life. Being financially successful, isn’t always about making MORE money. It’s about keeping the money that you’ve got! Don’t let […]
The post Surviving The Credit Crisis – Saving and Protecting Your Money appeared first on WebTalkRadio.net.
BUYING A HOME is usually one of the biggest dreams we have as adults. But signing and closing on a mortgage loan is really just the beginning of your homeowner responsibilities! Once you close, it’s always important to factor into your life the unpredictable or unexpected things that can show up and sometimes blindside you […]
The post Surviving the Credit Crisis – Your Home is not an ATM Machine! appeared first on WebTalkRadio.net.
It’s that time of year again when everyone is busy shopping and preparing for Christmas. I know for me, the stress of trying to get everything done between Thanksgiving and Christmas can be overwhelming! You’re trying to share your time, gifts, and good wishes with everyone you care about and the Christmas spending can get […]
The post Surviving the Credit Crisis – Don’t Let Holiday Shopping Break Your Budget! appeared first on WebTalkRadio.net.
Join me today as my guest, Harris Glasser, Author of the best-selling book “It’s My Money & I Want it!” and I discuss how Harris’ lifetime experience as a successful entrepreneur in a variety of successful businesses has taught him how to easily deal with various financial situations, so that you can keep that hard […]
The post Surviving the Credit Crisis – Is Self-Employment for YOU? appeared first on WebTalkRadio.net.
We’ve heard so much about foreclosures in the news, especially during the mortgage/credit crisis, but are foreclosures still impacting our markets today? The short answer is…Yes! Some areas more than others, but regardless of where you live, a foreclosure in your neighborhood will impact the resale value of your home and maybe even the perception […]
The post Surviving the Credit Crisis – Are Foreclosures Still a Threat in Today’s Market? appeared first on WebTalkRadio.net.
Buying a home can be one of the most challenging investments we make in our lifetime. The complexity of the transaction combined with your own unique financial goals and the lender’s depth of knowledge can leave everyone in a state of confusion. The solution is understanding how to determine the best lender and loan for […]
The post Surviving the Credit Crisis – How to Survive, Strive, and Thrive in the NEW Real Estate Economy! appeared first on WebTalkRadio.net.
Money affects every element of our lives, but are you in control of your money or is your money controlling you? I’m not talking about budgeting, though having a budget or plan is important. I’m talking about being able to identify your wants from your needs… and that can take some thought! What early life […]
The post Surviving the Credit Crisis – It’s My Money & I Want It! appeared first on WebTalkRadio.net.
We continually talk about the importance of a reliable cash flow when it comes to financial security and growing wealth. And while I believe in diversified investments, I have always believed that you can never go wrong with real estate. The important thing to remember though is that it’s usually a long-term investment. An investment that […]
The post Surviving the Credit Crisis – Retire Rich With Rentals! appeared first on WebTalkRadio.net.
For a Senior homeowner, there comes a time when the family home is no longer a good fit for their needs. The home may be too large, too expensive, or too much work to maintain and the Senior needs to downsize. Join me today as my guest, Sam Benson, a Walnut Creek California Real Estate Broker, and […]
The post Surviving the Credit Crisis – Are You a Senior Needing to Downsize Your Home? appeared first on WebTalkRadio.net.
How do you create real everlasting wealth? The kind of wealth that is here today and tomorrow! Join me today as my guest, Chris Miles also known as “The Cash Flow Expert” and I discuss the 3 steps to everlasting wealth. It’s all about working smarter not harder and mindset plays a big part to […]
The post Surviving the Credit Crisis – The 3 Circles of Wealth appeared first on WebTalkRadio.net.
When I’m working with a client on a new home purchase, one of the first things I recommend to them at application is to start shopping for homeowner’s insurance. There are so many things to think about when shopping for insurance and building a lasting relationship with your agent! Not only do you want to […]
The post Surviving the Credit Crisis – What You Need to Know About Homeowner’s Insurance BEFORE You Buy a Home… appeared first on WebTalkRadio.net.
Every day, I speak with potential home buyers looking for their piece of the real estate dream. But with a tight inventory and lower priced homes in short supply, prices continue to climb and we are back to the days, pre-credit crisis, when multiple offer situations were a normal part of business! Clients tell me […]
The post Surviving the Credit Crisis – Are We in Another Real Estate Bubble? appeared first on WebTalkRadio.net.
Manufactured Homes can be a lower cost option for many home buyers, especially those looking for acreage. But…they are a unique product type and come with a separate set of lending requirements. Due to the credit crisis these last few years, lenders are being a lot more critical and cautious when it comes to what […]
The post Surviving the Credit Crisis – Why is getting Manufactured Home Financing So Difficult? appeared first on WebTalkRadio.net.
In the past, retirement used to be constructed like a 3-legged stool with pension, social security and savings. But in today’s environment many companies are doing away with pensions and social security is being delayed, taxed or potentially reduced! This is requiring consumers to save more now to ensure that they will have a sufficient […]
The post Surviving the Credit Crisis – Do You Have Enough Funds for Retirement? appeared first on WebTalkRadio.net.
With the continued tightening of underwriting guidelines by lenders, an appraisal is the most critical component in determining risk by the lender. But…from a consumer point-of-view, I am continually asked, “Is an appraisal really necessary?” I don’t believe that most consumers really understand what an appraisal actually is, what it includes, and how a lender […]
The post Surviving The Credit Crisis – Are Real Estate Appraisals Really Necessary? appeared first on WebTalkRadio.net.
Join me today for another episode of “Ask Karen” where I dedicate the entire show to answering your questions. We’ve been getting a ton of questions from Facebook, LinkedIn, and my blog and I’m sure we’ve got the answers that you’ve been looking for! The topics we will be covering today include: · What is […]
The post Surviving the Credit Crisis – Questions and Answers for Today’s Savvy Home Buyer! appeared first on WebTalkRadio.net.
Very few options remain in this new real estate economy when it comes to zero down payment options, but the USDA Guaranteed Rural Housing Loan may just be the home loan program that you are looking for. It can be the perfect option for low to moderate income home buyers and the best part is…you […]
The post Surviving The Credit Crisis – No Money for Down Payment? No Problem! appeared first on WebTalkRadio.net.
Did you know…It’s a fact that many people fail to get the best deal possible when shopping for a home loan? It’s true…and they end up paying more in upfront fees and unnecessary interest that can last the entire life of their home loan, primarily, because they don’t know the proper questions to ask when […]
The post Surviving The Credit Crisis – Turn the Tables on Your Local Bank and Get Your Mortgage Your Way! appeared first on WebTalkRadio.net.
Real Estate is an increasingly complex, highly competitive, and fast-paced industry, and tomorrow’s professionals require advanced knowledge and training to excel in this field. Graduate studies in real estate are in demand more than ever because an MBA in real estate can open doors to greater job and career opportunities. Developed especially for working real […]
The post Surviving The Credit Crisis -Are You Looking for a MBA In Real Estate? appeared first on WebTalkRadio.net.
Credit and Credit Scores have to be the most understood element in the entire home buying/credit process. Actually, anytime you want or need a loan your stress level begins to climb! As you sit and wait for the lender to describe your fate many thoughts cross your mind. “Do I even know what’s on my […]
The post Surviving the Credit Crisis – Ask Karen … Questions and Answers about Credit appeared first on WebTalkRadio.net.
If you have ever bought or sold a home…or are about to buy your first home, I’m sure you’ve seen a charge on your Good Faith Estimate or HUD1 Closing Statement for title insurance and escrow fees. But what actually is title insurance? And…what does it cover? Join me today as my guests, Charlie Cookson […]
The post Surviving the Credit Crisis – Title Insurance & Escrow, What Is It and How Are You Protected? appeared first on WebTalkRadio.net.
With the philosophy that the perfect way to calm the housing fears of today’s home buyer is to provide them with the tools they need to be successful, I decided to begin a monthly question and answer session here on “Surviving the Credit Crisis.” Here, I dedicate an entire show to answering your questions! Last […]
The post Surviving the Credit Crisis – FAQ for the First-Time Home Buyer or…Actually Anyone Wanting to Buy! appeared first on WebTalkRadio.net.
With the rising cost of college and the financial illiteracy of both parents and students, student loans are becoming an unspoken cycle of debt for many Americans, both young and old! Is adequate financial education, the importance of career and credit planning, and the necessity of budgeting being discussed by educators, parents, and the student […]
The post Surviving the Credit Crisis – How Student Loans Can Impact Your Financial Health! appeared first on WebTalkRadio.net.
I was recently reading an article about Payday Loans written by my guest, Aaron Crowe and I knew I had to have him on the show! Aaron is a personal finance freelance writer that writes for many different financial blogs and media sources. In the article entitled, “Smarter Alternatives to Payday Loans,” Aaron researched the […]
The post Surviving the Credit Crisis – Are Payday Loans Really a Smart Option? appeared first on WebTalkRadio.net.
Real estate prices are on the rise and Central Oregon is no exception. Inventory is down and demand is causing prices to climb! Everywhere you look in the media, the city of Bend and the entire Central Oregon area is being touted as the place to live! The “quality of life” and “the outdoor recreation […]
The post Surviving the Credit Crisis – The Central Oregon Real Estate Economy Continues to Heat Up! appeared first on WebTalkRadio.net.
Buying a home can be one of the most challenging investments we make in our lifetime. The complexity of the transaction combined with your own unique financial goals and the lender’s depth of knowledge can leave everyone in a state of confusion. The solution is understanding how to determine the best lender and loan for […]
The post Surviving the Credit Crisis – How to Survive, Strive, and Thrive in the NEW Real Estate Economy! appeared first on WebTalkRadio.net.
What actually is that “Wow” factor when it comes to making money and taking your income to a whole new level? There are several traits that people who make a lot of money exhibit on a consistent basis. Do you know what those factors are? Do you see the world as a world filled with […]
The post Surviving the Credit Crisis – The X-Factors – How You Are Losing Tens of Thousands of Dollars and You Don’t Even Know It! appeared first on WebTalkRadio.net.
You want to buy a home, but you just can’t seem to find the funds for down payment. I’ve got you covered! As one of only a few NHF-approved lenders, Academy Mortgage is pleased to offer an exclusive loan solution and grant program for low- to moderate-income individuals and families in California, Oregon, Washington, Idaho, […]
The post Surviving the Credit Crisis – Need Down Payment Assistance? The NHF Platinum Program May Be Your Answer! appeared first on WebTalkRadio.net.
You are a financially wise woman and you are smarter, wise, stronger, and more powerful than you think! Don’t let your financial past dictate your financial future. Join me today as my guest, Brittney Castro, a certified financial planner and personal financial expert for women, and I discuss the “10 Things Every Female Should Know […]
The post Surviving the Credit Crisis – 10 Things Every Female Should Know About Money! appeared first on WebTalkRadio.net.
Real estate is about location, location, location! However, there are unusual location factors that can affect a home’s value that you may not think about. Don’t get caught unprepared! Join the conversation as my guests, Dr. Bennie Waller and Dr. Scott Wentland, Professors of Real Estate and Economics at Longwood University and I discuss how […]
The post Surviving the Credit Crisis – Unusual Location Factors That May Affect Your Property Value! appeared first on WebTalkRadio.net.
Buying a newly constructed home is a big decision and you want to get full value for your investment. This means choosing an established and reputable builder – someone you can trust, someone who has the technical skills and knowledge to build a good home, and someone who will deal with you fairly and professionally. […]
The post Surviving the Credit Crisis – How to Choose a Contractor/Remodeler. appeared first on WebTalkRadio.net.
The Home Loan Process is defined by what takes place before, during, and after you have an accepted sales agreement. During the entire process, your realtor will play a critical role in making this a fun, exciting, and safeguarded experience, where every aspect of the transaction flows smoothly and on time. But…It’s important to work […]
The post Surviving the Credit Crisis – The Home Loan Process – From a Realtor Perspective! appeared first on WebTalkRadio.net.
Credit, both good and bad, can be a very confusing reality in our financial lives. But…bad credit does not need to kill your dreams! It just takes some very necessary action steps to get you back on course! Join me today as my guest, Kerry Lutz; attorney, author, and the radio talk show host of […]
The post Surviving the Credit Crisis – Understanding Your Credit Profile: What Are Your Options When Dealing With Bad Credit? appeared first on WebTalkRadio.net.
Are you sick & tired of being in debt? Do you feel your spouse or significant other is on the same page when it comes to finances? Do you feel you’ve achieved financial oneness? Do you have a financial accountabilty partner? Is your accountability partner your spouse or maybe….someone else? Do you have bank accounts […]
The post Surviving the Credit Crisis – 10 Get-Out-of-Debt and Stay-Out-of Debt Tips for Moms! appeared first on WebTalkRadio.net.
You’re out shopping for a home and you see a home that you like with a For-Sale yard sign. The first thing you do is call the real estate agent listed on the sign. But…is that really the best thing to do? Join me today as my guest, Bennie Waller, Professor of Finance and Real […]
The post Surviving the Credit Crisis – The Pros and Cons of a Dual Agency Real Estate Contract appeared first on WebTalkRadio.net.
Have you ever felt that you have too much month at the end of your money? Are you making more money in your business, but wondering where it all went? Do you ever wonder how your money can start working for you instead of you always working for money? The truth is, you probably bring […]
The post Surviving the Credit Crisis – How Cash Flow Really Affects Your Life! appeared first on WebTalkRadio.net.
Year end is a time of reflection, and it brings with it the desire to start fresh and the habit of making resolutions with the hope of a new and prosperous year! But, when we really sit down and plan our new year, do we really do anything different? The same is true when comes […]
The post Surviving the Credit Crisis – A Debt Resolution for 2014 appeared first on WebTalkRadio.net.
It’s that time of year again when everyone is busy shopping and preparing for Christmas. I know for me, the stress of trying to get everything done between Thanksgiving and Christmas can be overwhelming! You’re trying to share your time, gifts, and good wishes with everyone you care about and the Christmas spending can get […]
The post Surviving the Credit Crisis – Trim Your Christmas Spending and Have More Fun! appeared first on WebTalkRadio.net.
With the continuing tightening of underwriting requirements very few zero down payment options remain for home buyers! Introducing the U.S.D.A. Guaranteed Rural Housing Program! It can be a wonderful option for low to moderate income home buyers and the best part is….you don’t have to be a first-time home buyer! The program is also available […]
The post Surviving the Credit Crisis – Attention: Home Buyers! If You Are Looking For A Zero Down Payment Option – Check Out The U.S.D.A. Guaranteed Rural Housing Loan. appeared first on WebTalkRadio.net.
The real estate and mortgage industry is changing almost on a daily basis like we’ve never seen before with the implementation of new rules by the Consumer Financial Protection Bureau (CFPB) and their Qualified Mortgage Rule (QMR) that will take effect on January 10, 2014. Everyone in the industry is talking about it and how […]
The post Surviving the Credit Crisis – Obstacles in Today’s Real Estate Market – A Realtor Perspective appeared first on WebTalkRadio.net.
There are a lot of properties on the market today needing tender loving care due to the housing/credit crisis these past few years. We’ve always been told that when shopping for real estate, it’s all about location, location, location! But what do you do if you’re shopping for a home and you find that dream […]
The post Surviving the Credit Crisis – The FHA 203K Renovation Loan appeared first on WebTalkRadio.net.
Home ownership is a privilege, not a right, one that comes with huge responsibility, financial and otherwise. It involves a certain mindset and may not fit every personality or lifestyle! Have you ever asked yourself should I buy or should I rent? And…how do I know the difference? Where do I need to be financially […]
The post Surviving the Credit Crisis – Financial Responsibility in Home Ownership appeared first on WebTalkRadio.net.
We continue our discussion on financial literacy and the damage it can play in our lives and in our relationships! Have you ever wanted to take control of your money, but haven’t known where to start? If so, this show is for YOU! Join me and financial empowerment experts, Dr. Bonita & Bradley Vinson, as […]
The post Surviving the Credit Crisis – Beat Debt. Build Wealth. Live Victoriously! appeared first on WebTalkRadio.net.
With continued instability with our economy, the value of the dollar, risk involved with long-term investments, and the stock market, more experts are recommending adding gold and silver to self-directed IRA portfolios. My guest today is, Todd Dudkevitch, Senior Account Executive with American Bullion. American Bullion is a trusted leader in adding gold and silver […]
The post Surviving the Credit Crisis – Understanding the NEW Gold Rush! appeared first on WebTalkRadio.net.
It’s time to take a dive into your financial story! Yes! You have a story…we all have them! It’s what we do with our stories and how they affect us that makes all the difference. You never know what story your neighbors, co-workers, friends, or even your closest relatives may be living with. But your […]
The post Surviving the Credit Crisis – Take Control of Your Money Mindset! appeared first on WebTalkRadio.net.
Buying a home is a complicated process, and it can be very intimidating for the first-time home buyer! In Today’s mortgage and real estate environment filled with media hype and negative press, it’s hard to know where to start. But…it doesn’t have to be that way! Join me as my guest, Kahren Oxner, Oxner Mortgage […]
The post Surviving the Credit Crisis – Frequently Asked Questions of the First-Time Home Buyer appeared first on WebTalkRadio.net.
One of the biggest causes of divorce in our country today is relationship breakdown due to financial hardship and our own personal relationship with money. As a 37 year mortgage veteran, consumer advocate, and life coach, I can’t tell you how many times I’ve seen couples fighting over money. Counseling couples at the time of […]
The post Surviving the Credit Crisis – Too Much Debt: The Killer of Credit and Relationships appeared first on WebTalkRadio.net.
You’ve just been turned down for credit from your local lender. The denial letter indicates the reason code to be “Poor Credit Performance” or “Delinquent Past or Present Credit Obligations.” You shake your head in confusion and your blood pressure begins to rise because there shouldn’t be any derogatory information on your credit report! Is […]
The post Surviving the Credit Crisis – How to Fix Errors on Your Credit Report, The Dispute Process. appeared first on WebTalkRadio.net.
Can you imagine a world void of financial crisis! A world where money, and our individual relationship with it, uplifts, supports and even nourishes our lives! Wow…hard to believe isn’t it? The truth is that a lot of our thoughts, habits, and beliefs about money originate all the way back to our birth. We are […]
The post Surviving the Credit Crisis – The Creative and Spiritual Side to Money…Really! appeared first on WebTalkRadio.net.
The phone rings. You glare at the phone, you begin to sweat and little by little panic begins to set in with each ring. You don’t know what to do! You are afraid to answer it, because it just might be a creditor or a collection company calling looking for payment? Maybe if you ignore […]
The post Surviving the Credit Crisis – How Do You Know When You Need Help From a Credit Counselor? appeared first on WebTalkRadio.net.
In the last several years of credit crisis and the burst of America’s housing bubble, we’ve witnessed the collapse of the mortgage industry as we know it. Change, change and more change has haunted the mortgage industry pretty much on a daily basis. Changes that were actually a reversion back to original lending guidelines from […]
The post Surviving the Credit Crisis – Mortgage Money Today! appeared first on WebTalkRadio.net.
I was reading an article yesterday entitled “Homeownership Rate Declines to Lowest Level since 1995” and I can’t help but question how the continued wave of foreclosures, media hype and negativity about the housing market, and restrictive lending policies are playing a part in the decision making process for today’s home buyer. Remember the old […]
The post Surviving the Credit Crisis – It’s Time to Take Control of Your Home Buying Experience! appeared first on WebTalkRadio.net.
Are you fed up with the credit crisis? Does your financial life feel totally out of control? When you begin to think about buying a home or getting a mortgage, do the stories you hear from friends, family, or the media leave you feeling confused, frustrated, and not sure where to turn? Today’s NEW mortgage […]
The post Surviving the Credit Crisis – Today! Home Buyer Education is Critical to Your Overall Financial Fitness… appeared first on WebTalkRadio.net.
Buying a home is usually one of the biggest dreams we have as adults, but signing and closing on a mortgage loan is really just the beginning of your homeowner responsibilities. I recently ran across a great blog post on How to Budget for Home Maintenance by Adam Faughn and I just had to share […]
The post Surviving the Credit Crisis – Owning and Keeping Your Home, The Responsibilities Continue… appeared first on WebTalkRadio.net.
Have you ever wanted to own a piece of land to grow your own food? Maybe…your dream is cleaner air, sunny skies, and starlight nights on a water property where you can retire? Today, Rural America is becoming more and more popular among new home buyers, but…do you know that homes with land come with […]
The post Surviving the Credit Crisis – Rural Living and “The Secrets” to Rural Property Financing. appeared first on WebTalkRadio.net.
Your child is headed off to college and the moment they arrive, they are bombarded with the continued threat of debt as student loans and credit card promotions compete to occupy their mind! Will they be ready? Do they have a financial success plan already in place? Join me today as my guest, Gail Haynes, […]
The post Surviving the Credit Crisis – Give Your Child a Master’s Degree in Money, Entrepreneurship, and Life BEFORE they go to college! appeared first on WebTalkRadio.net.
Most people borrow money to purchase something they can’t afford to pay for in a lump sum with cash, usually consisting of a home, autos, and college. When used properly, debt can be a very valuable tool in achieving your financial goals and can even make you money over time. But, used incorrectly…it has the […]
The post Surviving the Credit Crisis – To Buy or not to Buy…Is that really the question? appeared first on WebTalkRadio.net.
You are standing in a local department store and you’re about to make a purchase. You pull out your credit card to pay for the item. You want it and you want it NOW!!! The gratification that we get from plastic is just like any other form of drug, it feeds our needs when we’re […]
The post Surviving the Credit Crisis – What’s your Credit IQ? appeared first on WebTalkRadio.net.
You’re sitting across the desk from a lender and they’re about to pull a credit report. You find yourself beginning to sweat as you wait for the number that may change your life! It’s your credit score! You ask yourself, “Do I even know what’s on my credit report?” Will it be good news or […]
The post Surviving the Credit Crisis – The Mystery and Myths of Credit Reports appeared first on WebTalkRadio.net.
It’s month end…time to pay bills and you ask yourself, “Where does all our money go? I work hard, I make good money, but there is always more month than money?” In today’s reeling economy, more and more consumers are struggling to get control of their finances. Most people don’t realize it, but it all […]
The post Surviving the Credit Crisis – Where’s Your Money Going? appeared first on WebTalkRadio.net.
Imagine yourself sitting at your kitchen table in shock as you break into a sweat, asking yourself, “How did this happen to me?” You’ve just been laid off, down-sized, or your employer has gone out of business due to the economy. You’re unable to make your house payment this month and the future is looking […]
The post Surviving the Credit Crisis – The Unemployment Budget! appeared first on WebTalkRadio.net.
Have you ever been so overwhelmed with emotion or a problem that you’re paralyzed with fear? Has the mortgage credit crisis left your head spinning as the value of your home dropped by 50 to 60%, leaving you upside down with no equity? Are you falling behind on your house payments and you’re afraid to […]
The post Surviving the Credit Crisis – The Pros and Cons of Short Sales! appeared first on WebTalkRadio.net.
As I watched the news coverage on Hurricane Sandy, I was overwhelmed with the destruction and force of this super storm! It made me realize how blessed I am to live where Mother Nature’s wrath is a lot more forgiving! But, then I got to thinking about how being PREPARED can help us weather any […]
The post Surviving the Credit Crisis – Why You Should Always use a Realtor – What They Know That YOU Don’t! appeared first on WebTalkRadio.net.
Today on “Surviving the Credit Crisis” we will be discussing one of the hottest, most controversial topics in the mortgage business “Shopping for a Lender – The Interview Process.” One of the biggest decisions that you will make in the Home Buying Process will be choosing and working with a lender. Not only picking a […]
The post Surviving the Credit Crisis – Shopping for a Lender – The Interview Process appeared first on WebTalkRadio.net.
Have you ever experienced that sick, panicky feeling in the pit of your stomach when you realize you’re lost? Does the whole idea of buying a home or getting a mortgage leave you with the same feeling? If so, you’re not alone! But, just like with any other journey, if you don’t know where you’re […]
The post Surviving the Credit Crisis – The Home Buying Process – Where do you start? appeared first on WebTalkRadio.net.
Did you know it’s what consumers don’t know…they don’t know…that puts them at risk? Join me today…as I share with you a recent powerful interview with Kate Dalley of FOXS NEWS 1450 KZNU as we discuss how recent changes in the mortgage industry are impacting today’s home buyers, sellers, and well…actually, everyone! It’s pretty intense […]
The post Surviving the Credit Crisis – Let the Buyer Beware… appeared first on WebTalkRadio.net.
Are you fed up the credit crisis? Does your financial life feel totally out of control? Does even thinking about buying a new home or getting a mortgage send you running for the hills? If so, you’re not alone! Join me as we discuss “Why walking into your local bank and taking the first loan […]
The post Surviving the Credit Crisis – The Risk of the One-Size-Fits-All Loan! appeared first on WebTalkRadio.net.