Manage Your Damn Money with Ben & Malcolm: Recent Episodes
Manage Your Damn Money
Manage Your Damn Money: The Podcast is bringing Millennials more great insight into what their generation can do to improve their personal finance habits through insightful, inspired and comedic conversations with artists, creatives and entrepreneurs who are making a living and making it work.
We cover everything from why a sitting President would force his teenage daughter to bus tables at a restaurant to why so many of us are drowning in student loan debt. We believe conversations like these are the ONLY way to inspire the confidence we all need when sharing and tackling our next steps in our personal finance journey.
In this episode of #MYDM, Ben & Malcolm take a look at big pieces of news they missed over the last several weeks, and look ahead to what it will take for the incoming Biden-Harris administration to overcome the still worsening COVID-economy in the U.S.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
A global pandemic has brought yet another economic crisis to all of our doorsteps. But where there is crisis and disruption always comes the opportunity to innovate.
In this episode of MYDM, Ben & Malcolm take a look at how this moment might serve as the perfect opportunity to start a business or to begin tinkering with a new side-hustle.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
How is the COVID-19 pandemic affecting the way Millennials manage their money? Ben & Malcolm explore this question on this episode of #MYDM.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Land is one of the most precious, unchanging assets one can own. But when a landowner dies, there are means by which wealthier interests can take over land that was meant for their next generation.
In this episode of #MYDM, Ben & Malcolm explore "heir's property" and how land owners can preserve their family's right to the land they own, even after going on to glory.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In the last few months, various companies, organizations, and institutions have made statements, and rolled out plans to combat racism and bias in professional work settings. In this episode of MYDM, Ben & Malcolm evaluate so called, "commitments to diversity and inclusion” across the landscape of corporate America.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Manage Your Damn Money co-host, Malcolm Ethridge, joins Shawn Williams to discuss the road #MYDM has traveled to where it is today, and offers insight for Millennials trying to plan their finances amid a global pandemic.
One of the more odd occurrences in the world of money since the beginning of the Coronavirus has the been the stock market's seemingly inconsistent, and disconnected movement in relation to job losses and general economic indicators.
In this episode of #MYDM, Ben & Malcolm will take a look at the American stock market and how new stock traders could be affecting how the market is moving in unexpected ways.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Who benefits from a system that oppresses a group of people based on the color of their skin? Why is it so critical to a capitalist economy to have Black people occupy the socioeconomic “bottom”?
In this episode of #MYDM, Ben & Malcolm will break down the history and economics of racism in capitalist America.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
The COVID-19 pandemic has made sickness and death a reality for more people and families than is comfortable to say aloud. It is for this reason on this episode of #MYDM, Ben & Malcolm explore the importance of planning for your demise in normal times, and in the middle of a global pandemic.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
With two recent instances of government bailouts, the Great Recession of 2008 and now the Coronavirus pandemic, Ben & Malcolm explore the question of who REALLY deserves a bailout when the economic ism hits the fan.
Big, publicly traded companies or little ole regular Americans? 🤔
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
With our new, dystopian future settling in as our hard-to-believe present, Ben & Malcolm return to Manage Your Damn Money recording their first virtual show since the coronavirus has taken its hold in the United States.
In this episode, your favorite money show hosts take their first step in bringing perspective to the impact COVID-19 and the quickly deteriorating US economy is having on our money.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
What show about money and personal finances is giving you uninterrupted instrumentals? #MYDM, that's who! Enjoy as our co-creator, @BeatsByBeemen, takes you on a magical, musical journey.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Are the ethics which drive our approach to charitable giving in the United States right? Is the practice of wealthy people and organizations defining the terms of the work charitable organizations do correct? Or might our prism of who leads how charitable work gets done need a tune-up?
Ben & Malcolm explore this question on #MYDM.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
The stock market has continued its deep downward trend since fears of the novel coronavirus (COVID-19) have quickly begun to settle in as an economic reality.
In this episode of MYDM, Ben & Malcolm explore what actually happens when world events cause market and economic tension, and discuss what cash-money-millionaires do when the stock market tanks.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Many things have stood in the way of individuals taking a step toward learning more about the stock market. Be it fear or lack of knowledge, Ben & Malcolm take this particular moment in time to walk down memory lane and recount their evolution as self-taught investors.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Without pension funds, a boatload of student loan debt and a seemingly shaky Social Security infrastructure, it isn’t clear yet whether the Millennial generation will ever have the chance retire.
On this episode of MYDM, Ben & Malcolm explore what it will take for the Millennial generation to experience (hopefully) a somewhat comfortable retirement.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
As it is with every introduction of a new year, getting yourself together to make improvements over your previous year is always a goal. In this back-to-basics episode of MYDM, Ben & Malcolm will prescribe your 2020 personal finance checklist.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In a very special episode of MYDM, Ben & Malcolm pay homage to their fallen hero, Kobe Bryant, and honor his evolution as a proponent for women's sports by taking a look at the progression of pay equity for women competing in professional sports.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
One of the biggest milestones in American life is the purchase, maintenance and enjoyment of a home. But what happens when it's time to sell it??? Taxes, agent payments, modifications and renovations - all these will impact your bottom line.
In this episode of MYDM, Ben & Malcolm welcome Washington, DC-based realtor, Yony Kifle, to the show to explain the particulars behind selling a home.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Guest: @yourdmvteam
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
There’s one number that stands as the gatekeeper between you and major purchases like a home or a new car - it’s your credit score.
In this episode of MYDM, Ben & Malcolm welcome credit improvement professional, Momodou Mambouray, to the show to outline the specifics of how to improve your credit score.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Guest: @maxcreditscore
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In our final episode of the decade, and with the help of a live in-studio audience, Ben & Malcolm close out Season 4 of #MYDM by exploring the true meaning of wealth in America.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Y2K is possibly one of the most ridiculous topics ever to coincide with the changing over from one decade to another. But there is a topic that is NOT ridiculous and that’s setting financial goals for the next decade.
On this episode of #MYDM, Ben & Malcolm take a look at what it takes not only to plan for an entire year, but an entire decade.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In this episode of #MYDM, Ben & Malcolm use the gift-giving season to explore the phenomena of American Consumerism.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
The vast majority of us will have to earn our way to financial freedom through our jobs. For many, that work is dictated in large part by trends in corporate America.
On this episode of #MYDM, Ben & Malcolm take a look at corporate trends that could affect your professional life, and how exploiting those trends could help you improve your personal finances.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In this episode of Manage Your Damn Money, Ben & Malcolm explore the very real affects money (having a lot of it, or not enough of it) can have on your mind and your state of well-being. The co-hosts also discuss the crazy things Millennials would be willing to do to get their student loan balances wiped away.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
One of the best ways to stay on track with your personal finances is to keep up with money news so you’re aware of changes and trends in the money and personal finance space. On this episode of #MYDM, we are covering hot fall 2019 money headlines and discuss what it takes to be a true, hardcore Millennial.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
When covering issues of money and personal finances, sometimes, we have to look at the bad so we can understand the good. But in this episode of MYDM, we are keeping it strictly upbeat! We’re looking at Millennials who are killing the game and managing their personal finances for success.
Ben & Malcolm also discuss the increasing cost of participating fully in the homecoming celebrations of their respective undergraduate alma maters.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
One of the most challenging tasks in our journey to financial independence is the task of saving money. Whether it’s your massive pile of student loan debt or the online shopping habit you just can't seem to kick, we all have things standing in the way of our saving MORE money.
In this episode of MYDM, Ben & Malcolm explore methods and strategies to help you get more aggressive with saving money.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
What if I told you, the power to pay down debt, to finance a business, save a down payment for a home, or any of our most celebrated financial milestones was just a few calls away? You'd want to know who you're calling, right?
In this episode of MYDM, we are taking a look at the concept of a Rotating Credit and Savings Associations, also known as lending circles and explore a new so called "benefit" being offered by employers.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
With the closing of a year comes a great time to evaluate the next steps in your career. Beyond what job to take next or how to secure that coveted promotion, it’s also important to consistently evaluate if you are truly where you want to be.
On this episode of MYDM, Ben & Malcolm explore unlikely career turning points to help you think critically about your next career move and discuss how the national debt affects you.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Guest: @shawnhomeloans
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Most of us are familiar with the idea of buying a home and renting a room or basement living space to pull in extra cash. Many are also familiar with the concept of owning and renting a secondary home.
But not nearly as much is known about what it would take to buy, renovate or develop multi-unit apartment building, an office building or hotel. In this episode of MYDM, Ben & Malcolm take a look at the lesser known world of commercial real estate investing.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
We’re all familiar with the concept of a credit score and what it intends to project about your ability to make payments toward your debts and liabilities. But have you ever heard of the customer lifetime value score?
On this episode of MYDM, Ben & Malcolm explore what it is, what it means and how it’s impacting you even today.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
With the development of technology making us more efficient in our work, Ben & Malcolm take a look at the trend of those calling for an extra day to be added to your weekend... Or better said, the four-day workweek.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In the old days of American entrepreneurship, a business person only needed to settle on their business, open their doors, and start growing their business using the profits it created. But in the 21st Century, raising money from wealthy investors sometimes seems like the ONLY way to open a business.
On this episode of #MYDM, Ben & Malcolm welcome Maureen Murat, Esq. to help them explore the world of venture capital and the financing of early stage start-up companies.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Guest: @crowdieadvisors
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Every now and then, it's healthy to stand on a soapbox and let people know how you feel, even if you sound like a curmudgeonly old person shouting at the kids in the neighborhood to "get off my lawn."
In this episode of #MYDM, Ben & Malcolm are throwing their inhibitions to the wind and risking it all to provide a comprehensive, comedic and completely unsolicited list of ALL the things they can't stand about the personal finance landscape.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
On MYDM, we always try to bring you emerging trends in the personal finance space, and this topic is one we’ve not touched on in a while. What do you do when you need help with managing your money but can’t afford or don’t want to pay for an expensive advisor like Malcolm?
Fortunately there is an industry that tries to address this very question. It's called “Fin-Tech”.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
It goes by many names. Weed. Pot. 420. Chronic. Ganga. Herb. Mary Jane. No matter what you call it, the legal marijuana industry is sprouting its buds. 🤣
In this episode of #MYDM, Ben & Malcolm take a 10,000 foot view of the legal marijuana industry and consider if and where there is money to be made.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
In previous episodes of Manage Your Damn Money, we’ve explored what it means to invest; everything from stocks to the specifics of an initial public offering.
In this episode of #MYDM, Ben & Malcolm get hyper-specific looking at what it means to understand the "risk" involved when investing and what it means for you.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
On Manage Your Damn Money, we cover heady topics like universal basic income and the implications of the Tax Cuts and Jobs Act of 2017. But every now and then, it's necessary we take the show back to the roots of why we started it.
In this episode of #MYDM, Ben & Malcolm get back to basics covering the foundations of a solid financial plan.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
The single greatest expense we all face is the cost of keeping a roof over our heads. Be it a basement apartment or the basement of your parents’ home, every year we make decisions about where we live and what we’re willing to sacrifice based on our home address.
In this episode of #MYDM, Ben & Malcolm take a look at the landscape for renting as a Millennial in the United States.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Uber goes public. Lyft just celebrated their IPO, and Pinterest too! But what exactly is an IPO? How does it work? Why do companies do it? And why is there so much fuss about them as of late?
In this episode, Ben & Malcolm take a look at the much talked about concept of the initial public offering, also known as an IPO.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
It didn’t go unnoticed. After a couple of shows in early 2019, Manage Your Damn Money, Ben & Malcolm went dark. No new episodes. No tweets. No posts on Instagram or Facebook.
At the open of Season 4 of #MYDM, Ben & Malcolm finally share the tea behind why they were gone for so long... And we promise, the story is way more interesting than you could ever imagine.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
America and the world at large is coming to a broad, widely held conclusion -- economic inequality is becoming a problem. With the world’s richest people owning (literally) half of all monetary value in the world, questions are being raised about whether this is right, sustainable or even desirable.
In part one of our two-part show series, Ben & Malcolm will explore what economic inequality is, and in the follow-up show, take a look at some of the solutions and policies being put forth by politicians as solutions to this growing problem.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
America and the world at large is coming to a broad, widely held conclusion -- economic inequality is becoming a problem. With the world’s richest people owning (literally) half of all monetary value in the world, questions are being raised about whether this is right, sustainable or even desirable.
In part two of our two-part show series, Ben & Malcolm take a look at the solutions and policies being put forth by politicians as solutions to economic inequality.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Whether its committing to a savings plans, researching your town’s first time home buyer program or FINALLY figuring out what an investment for the future would mean to you, a New Year is a great chance to start fresh, setting new and aggressive goals.
On this previously lost episode of MYDM, Ben & Malcolm cover what we’ve learned in 2018 and how it will help us to prepare for financial success in the New Year.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
On Manage Your Damn Money we often talk to and about entrepreneurs who are working on an idea that they know is going to change the world. But what if your entrepreneurial dreams aren’t motivated by some amazing idea you just have to get out, but by a desire to make a majority of the money in the business?
On this previously lost episode of MYDM, we are exploring alternative paths to entrepreneurship that skip some of the natural growing pains of building something from scratch, and have paths drawn to potential entrepreneurial success.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Most of us know the important basics of how to effectively select a credit card. But what about picking a credit card based on rewards and then doing that over and over again for points, travel credits and other perks? #MYDM explores the risky but fascinating world of credit card churning.
Ben & Malcolm also cover how recent federal interest rate increases will impact your pockets and shake their fists at the stupidity of Black Friday.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
Manage Your Damn Money returns from its Fall 2018 break to discuss the news of trillion dollar company Amazon coming to further gentrify the Washington, DC metro area, and Malcolm explains why he's big mad about it.
The co-hosts also share life updates including Ben's official entrance into fatherhood of triplet girls and Malcolm's continued expectation that Ben will soon be driving a minivan.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
A booming economy and record low unemployment numbers are our current reality in 2018. But how can an economy be booming at the same time Americans are suffering from stagnant wages? How can we be seeing record highs in the stock market, while regular people are still feeling the squeeze of their day-to-day finances?
In this episode of #MYDM, Ben & Malcolm discuss an interesting proposal which aims to shift the kind of American capitalism we've come to know.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
What are the implications behind Nike's controversial ad campaign? What are the most sought after employee benefits for Millennials? And are Millennials really spending more on food than we are saving for our future?
On this episode of #MYDM, Ben & Malcolm take a look at hot headlines as we exit this summer of 2018 and enter the fall, and rant about the NFL, also known as the "no fun league".
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
The cat is out of the bag. Manage Your Damn Money is entering the most long-term, most daunting and most expensive endeavor ANYONE can undertake. #Parenthood.
How much will it cost for childcare? What about clothes? How about a simple (and cheap?) trip to your favorite fast food joint? Ben & Malcolm explore all the financial difficulties of raising children in America.
And did we mention one of them is having triplets? 👶🏽👶🏽👶🏽
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Join the conversation: https://www.facebook.com/groups/manageyourdamnmoney/
It's new. It's digital. It's all the rage... and very hard to explain or even understand. Cryptocurrency has become a hot topic over the last year or so, and in this episode, Manage Your Damn Money lifts its embargo on the subject inviting cryptocurrency enthusiast Samson Williams to debate whether or not Bitcoin and the crypto craze at large is B.S.
Ben & Malcolm also discuss the implications of larger concentrations of the U.S. population living in fewer and fewer cities, as well as why tech executives like Bill Gates and Mark Zuckerberg DON'T let their kids use the platforms they created.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Whether it’s a common cold or serious health condition, we all get sick and sometimes, getting sick costs money. On this episode of #MYDM, we explore the value of having comprehensive health insurance and what happens when you don't have coverage.
Ben & Malcolm also discuss whether or not Millennials are ready, or even financially capable of running to become an elected official in today's America.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Embarking upon the journey of homeownership is full of hurdles, financial yellow lights and stop signs. But what if there were more intersections than you originally planned for? On this episode of #MYDM, we go beyond the mortgage payments and take a look at the hidden costs associated with buying and owning a home.
Ben & Malcolm also welcome title insurance professional Adam Holmwood to the show to explain what title insurance is and to share more about the lesser known costs along the road to home ownership.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Those born in the 1980s and on are facing some unique financial challenges – student loans, income inequality, and the question of social security. #MYDM takes a look at the many factors affecting the pockets of the Millennial generation, and how we might be able to win despite a really bad hand of cards.
Ben & Malcolm also take a look at the most imbalanced places in the United States when it comes to income inequality.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Would you date someone who is isn’t well established financially? Would you be okay if your woman was the breadwinner? Should you and your partner split bills 50/50 or according to who makes more? #MYDM tackles the subject of Love & Money, again!
Ben & Malcolm also take a look at an NFL's rookie's plan to save every last dime of his guaranteed contract, and discuss whether or not the trend of athletes being smart with their money early on is FINALLY catching on.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
What's the worst financial advice you've ever been given? Who gave it to you? Was it your crazy Uncle Larry? Or wine-glass-always-in-hand Aunt Leslie? We take a look at the most ridiculous financial advice given to us and to our listeners.
Ben & Malcolm also explore the reason why Papa Johns would be working so hard to get rid of its founder, John Schnatter. *Hint: It might be due to a mild to moderate case what doctors refer to as raging racism.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
The result of an over inflated housing market, bad loans and good old American greed, we take a look back at the causes, aftermath and policy changes made as a result of The Great Recession of 2008.
Ben & Malcolm also discuss a new trivia game show that wants to pay off your student loan debt. We're currently devising a plan to ensure Ben can be a contestant on the show.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Wondering how you can turn that lemonade stand into a world renowned beverage brand? Or at least how to make a few bucks from that moonlight activity you love? We explore what it takes to convert your side hustle into a full blown money-making enterprise with the Co-Founder of Very Smart Brothas, Panama Jackson.
Ben & Malcolm also cover the fallout from ABC's cancellation of Roseanne and welcome the show's very first live, in-studio audience.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen and @brandonalexanderwilliams
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Financial setbacks come in all shapes and sizes and never at a convenient time. But it’s important we all understand what has to happen when they hit and how to bounce back.
Ben & Malcolm also discuss Amazon's facial recognition technology and the arrival of the future world predicted by the Tom Cruise movie, Minority Report.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen and @brandonalexanderwilliams
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
What percentage of your income should you spend on rent? What percentage should you be saving? What will be left for transportation or groceries? We take a look at how much you should be spending on what when it comes to allocating your funds.
Ben & Malcolm also discuss Congressman sleeping in their offices because the rent is too damn high, and Ben shares a recent realization that he could probably afford a luxury car if it weren't for a certain monthly expense.
Pick your platform. Listen to this episode now!
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen and @brandonalexanderwilliams
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
It's springtime and Summer 2018 is right around the corner. In this episode of #MYDM, we take a look at recent money-related headlines you need to be aware of as we transition into peak tricking-off season.
Ben & Malcolm also discuss the absurdity of going broke to attend weddings, while Malcolm shares the impact poor collegiate oral health is having on his present-day finances.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen and @brandonalexanderwilliams
Speak you mind! Leave us a review or send us an email at info@manageyourdamnmoney.com.
Millennials, Gen Y and Gen Z all know how expensive college is. Student loans are the single greatest cloud hanging over the entirety of our generation. But what can we do to pay for college now AND in the future?
Ben & Malcolm also take a look at a failed IPO ("initial coin offering" of a new cryptocurrency) that involved Floyd "Money" Mayweather and we da best DJ Khaled.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
Spring is approaching and so is the time for young adults all across the country to make a decision about what to do after high school. With the rising cost of college, we take a look at college alternatives that can still bring about a fruitful and financially prosperous career.
Ben & Malcolm also explore the challenges tied to the recent Facebook data scandal and how that directly connects to your pockets.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
The tax deadline is here and if you're one of the lucky ones who is owed money by the government, we're covering what you SHOULD and SHOULDN'T be doing after being reunified with money that was technically already yours.
Ben & Malcolm also discuss what Millennials are willing to sacrifice for career success and ask two very important questions:
Why is Kane (still) wrestling John Cena? Does the WWE not have a retirement plan available to its stars?
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
A wealthy Wakandan prince wants you to give him your bank account number so he can wire you $1 million, while an online love interest says they need cash fast for a sudden family emergency.
Real life and online scams have changed growing more complicated over the years. In this episode of #MYDM, we explore the many different kinds of scams that have come and gone and share how you can protect yourself, your identity and your money from being taken advantage of on or offline.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
When you were a kid, a combo meal from McDonald's would cost you no more than $5. Now, you can't leave Mickey D's without spending as much as you would on a Chipotle bowl with chips.
Why? One word -- Inflation.
In this episode of #MYDM, we take a look at the effects of inflation on the cost of goods and on those working toward or already in retirement. Ben & Malcolm also share their views of an NCAA pay-for-play scandal.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
Owning a brick and mortar business is tough - you have to pay rent, pay employees and fight back the competition. In this episode of #MYDM, we talk to brick and mortar business owner Meahgan Murphy who turned her homemade cheesecakes into a neighborhood hit and a coffee shop store front.
Meahgan shares how her business came to be, how it's evolved to meet different challenges and helps her family meet their collective goals.
Hosts: @mydm1 and @malcolmonmoney
Guest: @capitalcityconfectionery
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
Succeeding on the job in corporate spaces can be challenging. How do you approach conversations with managers about performance? What does it mean to "document wins"? How can you make it clear you want to be on a path to greater responsibility, promotions and eventually... more money???
The founder of the Corporate Alley Cat, Deborah T. Owens returns to #MYDM to share insight on what Millennials need to be doing to exceed expectations and earn more on the job.
Hint: It's more than just your work.
Hosts: @mydm1 and @malcolmonmoney
Guest: @corpalleycat
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
In this episode of #MYDM, we are joined by Zaineb Hassan who is actively turning her side hustle as a pro and collegiate athletics yoga instructor into her full-time job. We talk to Zaineb about her journey, leaving her job as a clinical pharmacist and how her business is helping her to build the life she wants.
We also discuss Donald Trump's budget proposal to end student loan forgiveness programs and Erik Killmonger still living with his parents.
Hosts: @mydm1 and @malcolmonmoney
Guest: @zizi_yoga
Music: @beatsbybeemen
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
Should you be a fan of Donald Trump's new tax law? Our answer might surprise you! In this episode of #MYDM, we go deep on how much or how little you'll be paying in taxes as a result of the passing of the December 2017 tax law and take a look at ridiculous excuses for tax deductions.
Hosts: @mydm1 and @malcolmonmoney
Music: @beatsbybeemenand @ninacreese.
Speak you mind! Send us an email at info@manageyourdamnmoney.com.
Manage Your Damn Money with Ben & Malcolm returns with its first show from Montgomery Community Media's multi-camera, HD television studio to discuss recent life news that happened during their break and share big stories and trends to watch in 2018.
Music: @beatsbybeemen
Hosts: @mydm1 and @malcolmonmoney
Speak your mind! Send us an email!
Have you heard the news? We're taking #MYDM to a whole new level in 2018.
Starting in February, Manage Your Damn Money is moving production to Montgomery Community Media's multi-camera, HD television studios in Rockville, MD.
Read the full announcement about our move on our website.
The New Year of 2018 is days away... What are you doing to recalibrate your mentality for success with your money in 2018?
#MYDM co-hosts Ben & Malcolm cover the top financial items to reconsider and recommit to entering 2018 and the pair draw closer to a HUGE announcement, coming on January 1, 2018.
Be sure to catch our MAJOR announcement by subscribing to our e-mail list here - http://eepurl.com/r2b0H
Actor, entrepreneur and Washington, DC's Coupon King, Edward Daniels joins #MYDM to share how he started his extreme couponing lifestyle and how it's saved him thousands, making ends meet living as a full-time creative entrepreneur.
Co-hosts Ben and Malcolm also share the keys to keeping your budget in check through the holidays and discuss the Republican tax bill currently making its way through Congress.
MUSIC FEATURE: @akedakeyz - find more by @akedakeyz by following him on Instagram or Twitter!
Enjoying #MYDM? Do us a solid. Consider purchasing Ben Carter's book, "Fictitious Financial Fairytale" for you, a friend and your mama too this Holiday Season - goo.gl/vdk2ox
The political fight for supremacy at the Consumer Financial Protection Bureau, New York City makes it illegal for employers to ask job candidates about their salary history and we ask whether or not "they" are mad about Meghan Markle stepping into Buckingham Palace.
Enjoying #MYDM? Do us a solid. Consider purchasing Ben Carter's book, "Fictitious Financial Fairytale" for you, a friend and your mama too for the Holiday Season - goo.gl/vdk2ox
Taxes are nearly as old as human civilization itself. Who pays what and when has always been an on-going hot debate. In this episode of #MYDM, we explore the origins of the government tax, how the modern tax came to be and explore changes currently being proposed to the American tax code.
Malcolm also comes clean sharing his not having QUITE completed a full marathon of 26.2 miles.
Enjoying #MYDM? Do us a solid. Consider purchasing Ben Carter's book, "Fictitious Financial Fairytale" for you, a friend and your mama too for the Holiday Season - goo.gl/vdk2ox
Angel Rich has been called "the next Steve Jobs" as well as the best financial literacy product in the country by the Office of Michelle Obama and won over $20,000 in business grant money from JPMorgan Chase and Industrial Bank... So don't be surprised with the confidence Angel has in her company, The Wealth Factory, and her belief in its ability to close the wealth gap in America.
Ben & Malcolm welcome the Hampton University graduate to talk about her journey as a start-up founder and the lack of funding available to women-led start-ups, while the #MYDM co-hosts spread some petty sauce on a thick crust of Papa John's loss in profits.
Enjoying #MYDM? Do us a solid. Consider purchasing Ben Carter's book, Fictitious Financial Fairytale for you, a friend and your mama too for the Holiday Season - goo.gl/vdk2ox
Amazon wants to enter your home when you're not there. Facebook wants to understand every detail of your social online and offline interactions. Uber would love to track your whereabouts at ALL times.
In this grumpy old man edition of #MYDM, Ben and Malcolm shake their fists from their front lawns at the creepy, sell-you-something-at-all-times, "Big Brother" like Silicon Valley and asks the question: Has Silicon Valley gone too far?
The co-hosts also discuss the financial implications of a profit driven company knowing every last detail about you and learn of Malcolm's deprived childhood, never having seen the Halloween/Christmas classic, "The Nightmare Before Christmas".
Be a real MVP and support our show by purchasing Ben Carter's book, Fictitious Financial Fairytale - goo.gl/vdk2ox
In 2017, the rent is too damn high at the very same time that a down payment on a nice home feels unattainable. What are Millennials supposed to do as the cost to rent apartments continues to rise and buying a home feels so thoroughly out of reach? We discuss on this episode of #MYDM.
Ben and Malcolm also run down the list of jobs with the greatest leverage for asking for a raise, while Ben shares his experience of going to a college homecoming WITHOUT worrying about hollering, getting hollered at or thinking about trying to rekindle old and "almost" flames.
Be a real MVP and support our show by purchasing Ben Carter's book, Fictitious Financial Fairytale - goo.gl/vdk2ox
A box full of penny stocks, investing in a weed-head of a son and $43 million lost by former NFL running-back Clinton Portis in an Alabama casino. We discuss these and other tales of terrible investments made to better understand how to avoid making big mistakes when taking your first steps to becoming an investor.
Ben & Malcolm also discuss their inability to "homecoming" like they used to, the high cost of living for seniors in Los Angeles County and we slowly realize Malcolm is NOT someone you should go to first with your business dreams.
Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox
Are federal student loan forgiveness programs worth a damn? Or are they non-forgiveness forgiveness programs dressed in hopeful language, 10-year work requirements and wishful thinking?
We tackle this question on #MYDM with Ben & Malcolm and discuss what a new investor should learn from the recent Toys 'R' Us bankruptcy filing. The co-hosts also share their most beloved books about money and personal finances.
Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, we delve back into the subject of investing covering what it means to make socially responsible investments; What qualifies as a socially responsible investment? Do socially responsible investments perform well in the short, mid and long-term? What are the unintended consequences of investing based on criteria for doing social or environmental good? We answer these questions and more.
The co-hosts also cover the Equifax data scandal, its impact on the future elimination of the credit score and Malcolm jokes about Ben being the same height as Hollywood heartthrob, Taye Diggs.
Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox
On this episode of #MYDM with Ben & Malcolm, we welcome Jessica Stafford Davis on to the show. As the founder of a multi-cultural arts platform connecting emerging and well-known artists with collectors, Jessica shares her knowledge of what it means to utilize art as an investment for your portfolio and how artists rise through the ranks to have their art purchased for four, five and six digits per piece.
The co-hosts also discuss Sloane Stephens' win of the U.S. Open tennis tournament, her memorable comment about why she enjoyed winning and Ben sweats while Malcolm explains why the WNBA should lower the rim for women basketball players.
Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, we welcome the co-founders of Hey Bulldog Studios, Tasha James and Chris Cain to the show. Tasha and Chris are a long-time couple of 8 years who, for the last four years, have run a creative studio together. With clients like Chipotle, Bud Light and Smoothie King, we ask the couple to share their keys to running a business based on creativity and clients.
The co-hosts also explore a trend in money issues having an affect on the mental health of Millennials, while Malcolm catches amnesia about what a girlfriend might be interested in receiving on her birthday. 💍 👀
Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts explore the reasons why Millennials (and everyone else) feel so compelled to keep up with the Jones Family and find several other reasons why we all struggle to adhere to the plans we make for our money.
Our money team also takes a deep dive into the brilliant business mind behind Floyd "Money" Mayweather, looking into how he is able to consistently pull down $100 million pay-days for no more than 36 minutes of boxing action, while Malcolm explains why us regular folk might never be ready for the wardrobe selections of the 45th First Lady of United States of America.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
Malcolm is on work related travel, so we thought we would take this opportunity to bring you another "Best of #MYDM" episode recapping highlights from shows over the last several weeks.
In this extra value meal of personal finance fare, Ben & Malcolm explore the emergence of so called "Instagram Careers", discuss whether it's better to buy or lease a car and explore what it takes to be considered "middle class" in America in 2017.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM, Ben & Malcolm explore the culture and history behind the idea of becoming "middle class" in America. Is being middle class tied to your annual income? How much money do you have to make to be a part of the 1 percent? Is college the only pathway to a middle class lifestyle? We explore these questions and more.
The co-hosts also cover the fact that we all might hit our salary pay peak at the tender age of 40 and discuss why Ben has finally come to the realization that he no longer enjoys "the club".
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts explore the phenomenon of a handful of student loan borrowers who had the magical, euphoric experience of having had their student debt wiped out. How could this happen? Why didn't it happen to you and what "main line" must you call to make a request for your student loans to be given the same treatment? We explain.
Ben & Malcolm also discuss a former University of Central Florida student-athlete who sacrificed his full athletic scholarship for a chance at becoming a YouTube sensation. Of course, old-man-Malcolm offers an old-man-rant about why the choice to sacrifice a full ride was much less than ideal.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
On this episode of #MYDM, Ben & Malcolm explore the phenomenon of the "Instagram Career"; @blameitonkway, @robhillsr and the infamous "cash me outside, how bout dat" girl have amassed millions of followers on Instagram. But can their and other Instagram stars followings sustain a life-long career and create a pathway to wealth? We explore the topic.
The co-hosts also offer their super late hot-takes on Jay-Z's latest musical composition and Ben explains why he refuses to refer to the rapper and business man by any other name than Shawn Corey Carter.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, Ben is joined in studio by 20-year, Fortune 100 corporate veteran and Corporate Alley Cat founder Deborah T. Owens who shares how Millennials can prepare for a successful career in corporate America. What are keys to moving up the corporate ladder? How do you manage relationships when you're one of few "diverse" employees? Is being yourself truly acceptable in a corporate setting? Deborah answers these and more questions.
An MYDM listener also asks the question about whether or not it makes sense to "job-hop" to net more money in salary and #MYDM and Corporate Alley Cat announce their salary negotiation series collaboration.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts explore the growth of interest in traveling overseas by Millennials, fake travel photos shared on Instagram and how to keep costs down when you hop on a plane to visit a new place.
Malcolm also laments his being "attacked" by an #MYDM listener over his view of Universal Basic Income, dubs himself the Stephen A. Smith of personal finance and realizes he is the bad cop and Ben is the good cop in the Manage Your Damn Money co-hosting equation.
Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts discuss how to approach your parents, elders and kinfolk about their plan for when they pass away. Who gets access to the bank accounts? Who is in what order as beneficiaries on their retirement accounts? Does irresponsible Aunt Cheryl really need to be in a position to make decisions about a large sum of money? We discuss all the details (and comedy) of family estate planning and make it easier to open the discussion for you and your parents.
Ben & Malcolm also talk about insurance, Amazon's desire to become an "all-seeing, all-knowing" company and billionaire Daymond John's disgust over the "quit your day job" advice given by some when starting a new business.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts explore expenses associated with owning a car, whether buying or leasing makes more sense and remissness about their each having driven black, two door coupes in college.
The pair also discuss how scripted dramas are struggling to compete with real life American politics and the best places to live as a recent college graduate that AREN'T big cities.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM, Ben and Malcolm welcome Northern Virginia real estate mogul Allen Johnson to the show to talk about the ins-and-outs of using property as an investment. What does it take to be a real estate investor? What are the risks? What mistakes do people make in trying to use real estate as an investment?
The co-hosts also offer their hot-take on the 2017 NBA Finals, discuss Mark Zuckerberg's call for a Universal Basic Income and explore how Millennials view travel, its impact on wealth building across a generation and travel induced Instagram flexing.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts discuss what they and the MYDM faithful WISH they would have known about money as well as how parents and educators can make sure kids of today don't fall into the same trap of "never having been taught" about money.
Ben & Malcolm also discuss gift-giving at weddings that don't have an open bar, Millennials and their loyalty to employers and whether or not the "male romper" craze is the perfect definition of "fake news".
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, we ask the question of whether or not it's kosher for friends to discuss their income and salaries for the purpose of gauging their professional worth. Malcolm says no. Ben says yes; the two explain their positions.
Malcolm also puts his Series 7 and Series 66 investing licenses to work by giving the MYDM faithful a strong introduction to investing in the stock market and shares his dream of one day swimming in a vault full of coins like Scrooge McDuck.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts welcome the founder of Cherry Blossom Creative, Torie Partridge to the show to share how she went from working with the armed forces in active war zones to opening her own business, a creative agency with a full-time staff and major clients.
Ben also shares his real phone number in hopes Nicki Minaj will call him to enter him into her very generous student loan debt repayment program.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts welcome sports agent Chris Coy to the show to shed light on what it takes to break into expensive, capital intensive industries. Chris also explains how he used networking to establish his business and credibility as well as how you can get creative about establishing your business when competing against industry giants.
The co-hosts also explore why some Millennials are beginning to prefer life in mid-sized cities while Ben shares his disdain for Jay-Z and Alicia Keys' song, "Empire State of Mind".
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - https://goo.gl/vdk2ox
Since one of Manage Your Damn Money's co-hosts decided to take a financially ill-advised, (but still very enriching) trip to Greece, we decided to create a "Best of MYDM" episode covering some of the highlights of the shows we've done thus far.
What's in this bonus episode of MYDM? We'll cover taxes, buying a home, turning art into a career and managing money as a professional athlete.
We'll release "best of" episodes periodically to serve as a heavy shot of vitamin-m (money) so you can cram to find the inspiration you need to take the next steps in your personal finance efforts.
Want to support MYDM directly? Purchase Ben Carter's book on Amazon.com - https://goo.gl/vdk2ox
In this episode of #MYDM with Ben & Malcolm, the co-hosts invite the CEO of HR Girlfriends, Sana Rasul to the show to talk about what people need to know when on the verge of landing a new job. What employee benefits are important? What kinds of benefits are Millennials interested in and expecting to see? And the big one: How do you negotiate for the salary you want and deserve?
Ben and Malcolm also discuss the ups-and-downs of American housing markets and why people should avoid thinking about their home as any kind of normal appreciating or depreciating investment.
For more MYDM, sign-up here - eepurl.com/r2b0H
In this episode of #MYDM with Ben & Malcolm, the pair explores the ins, outs and need-to-knows about credit scores. What is a credit score? How is it calculated? How are credit scores used in the real world and how can you improve yours? We answer these questions.
The co-hosts also welcome licensed real estate agent Evan Lee Marbury to the show to share little known details about the home buying process, the best way to select a realtor, and Ben tries to convince Evan that buying a home should really be more accurately referred to as "renting a home".
For more MYDM, sign-up here - eepurl.com/r2b0H
In this episode of #MYDM with Ben & Malcolm, Washington, DC-based performing musical artists Reesa Renee and Justin Trawick share their thoughts on the reality of making a living as independent artists; Reesa believes strongly in the retention of multiple streams of income, while Justin maintains artists should rely on hard work and the smart "business-ifcation" of one's artistry to make a living.
Ben and Malcolm also discuss the likelihood of Millennials being able to one day work for themselves and how one's full-time job actually factors in to long-term entrepreneurial success.
For more MYDM, sign-up here - http://eepurl.com/r2b0H
In this episode of MYDM, Ben and Malcolm explore the many nooks and crannies of the topic of Love and Money. Is money and earning power something we should consider when in a romantic relationship? Should living expenses be split evenly or according to which partner makes the most money? Are Millennials being forced to “live in sin” to capture some of the savings power of cohabitation?
The co-hosts explore these and other questions as well as discuss why Ben wants rapper Drake to release an ALL R&B album in the Spring time.
Want more MYDM? Sign-up! - eepurl.com/r2b0H
In this episode of MYDM, Ben and Malcolm explore the best methods, strategies and tricks to getting yourself to save more money, and take a look at products and platforms said to help people better manage their finances.
The pair also explore why in the world some parents feel so comfortable with stealing money from their kid's piggy bank.
Want more MYDM? Sign-up! - eepurl.com/r2b0H
MYDM co-hosts Ben & Malcolm welcome active NFL player and Los Angeles Rams Defensive Back, Jerome Couplin, III to the show. Couplin goes in-depth about the business side of the National Football League, what advice he'd offer rookies and explains why he says the "80/20 rule" isn't about the girl your dating versus the girl you want to date, but an effective method of saving for the future.
Ben and Malcolm also discuss whether or not the rise of the "freelance economy" has the potential to build wealth or cripple middle and low-income families.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
In this episode of MYDM, Ben & Malcolm speak to certified public account, Shayla B. Coleman to cover the basics of how and with whom to file your taxes correctly and why you might want to think twice before letting "Auntie Sheila" or "Uncle Willie" do them for you.
The co-hosts also explore the pitfalls of taking advice about student loan debt repayment options from recent Kardashian Family inductee, Blac Chyna.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
With the well contested and highly protested start of Donald Trump's presidency, Ben and Malcolm explore the rise and history of the financial protest. Uber, Ivanka Trump and Under Armour have all come under scrutiny in recent weeks over their connections to Donald Trump and the pair offer their thoughts on what it means and how using one's purchasing power can lead to changes in a company's stance.
The co-hosts also cover Valentines Day, the start of Manage Your Damn Money and the difference between Lebron and "Woke Lebron".
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
In this final episode of 2016, Ben and Malcolm delve into Amazon's announcement of their "Amazon Go" convenience store that allows you to pick up items and pay without ever having to get into a line. We cover what it means for people who make a living in retail settings and whether or not automation will have a negative impact on what jobs Americans can be hired to do and what other options in employment we have as technology continues to advance.
We also cover the 2016, end-of-year stock market rally and remind folks not to go broke in the gift giving, holiday season.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
Ben and Malcolm dive right sharing their thoughts on the 2016 presidential election cycle, the (for some) shocking results, whether a woman can ever become the President of the United States and what the average American needs to consider when managing their money under a Donald J. Trump Presidency 😰😵😭🤒😩.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
There are a lot of questions being asked these days: Does a low-income person have the ability to actually rise into the middle class? Can you actually break the cycle of generational poverty? Is the American Dream still real? Is your zip code truly your socioeconomic destiny?
We cover these broad questions and learn more about the "opportunity gap" with the Executive Director of Opportunity Nation, Monique Rizer.
Monique shares what Opportunity Nation is doing to raise the profile of discussions America has about access to economic opportunity and covers her own story of becoming a young mother, pursuing higher education and how she found true opportunity in America.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
Having each recently watched Ava DuVernay's Netflix documentary "13th" about the criminal justice and incarceration systems in America, Ben and Malcolm discuss the film, what they learned and just how America has managed to reenvision slavery in a way that feels all to close to the country's "original sin".
The co-hosts also cover the struggling restaurant industry and what lessons to learn from a former NBA player's recent bankruptcy filing.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
Equal pay advocate and salary negotiations expert Jacqueline Twillie joins MYDM: The Podcast to shed light on the best ways to approach salary negotiations, how to conduct market research for a particular employment opportunity and the benefit of having a Beyonce-Boss attitude when preparing to negotiate for salary, pay or workplace benefits.
Jacqueline also shares how she went about writing her book, "Navigating the Career Jungle", while balancing a full-time job and what women (and men) need to understand about the gender wage gap.
Want more MYDM? Sign-up! - http://eepurl.com/r2b0H
Ben and Malcolm share the intimate experience of having one's car broken into, discuss why childcare is more expensive than college in-state tuition and cover Kevin Hart's blockbuster year overtaking Jerry Seinfeld as the most well-paid man in comedy.
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Shawn Mitchell Perkins is a former 3-dimenisional design professional, who turned to his passion in painting for relief from an unfulfilling career path.
Now working as a full-time artist in the Washington, DC Metro area, Shawn joins MYDM to discuss how he went from waiting tables to painting canvasses for living. Shawn also shares how he creates a consistent stream of cash flow painting commissions and original pieces of art and how his his "non-traditional" job sometimes gets in the way of his love life.
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Ben and Malcolm cover the US Department of Defense's payments to the NFL in exchange for patriotic ceremonies against the backdrop of Colin Kaepernick's continued protest of the National Anthem and explore the value of opening and keeping an account with a local credit union, even if that credit union is housed inside of a rickety old trailer.
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National Financial Educators founder and national speaker, Adam Carroll joins MYDM to talk about his work engaging young adults around issues of personal finances like debt, student loans and saving as well as his documentary, "Broke, Busted and Disgusted".
Adam also shares how he approaches financial education for his children and what parents can do to instill good common sense in their kids around the subject of the almighty dollar.
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Ben and Malcolm discuss the plight of the millennial generation having the lowest percentages of homeownership in generations and asks the question as to whether or not singer Frank Ocean sidestepped his record label with a clever ruse in order to fatten his pockets.
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Blavity Co-Founder Morgan DeBaun joins MYDM The Podcast and shares the story behind how she got prepared for making the jump from being a well-paid employee at Intuit to an unpaid CEO at her now, Los Angeles based start-up.
DeBaun shares what her parents taught her about money and offers wisdom on how to take steps toward making your creative and entrepreneurial dreams a reality.
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