Why Not Mint Money: Recent Episodes
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The Navigating Future of Wealth Report 2024, by the global migration platform Multipolitan, talks about the latest investing and wealth trends among the ultra-high networth (UHNI) families. In today's episode of Why Not Mint Money, we are joined by Nirbhay Handa, CEO of Multipolitan, along with Sandeep Jain, senior managing partner at Multipolitan, to talk in more detail about how UHNIs are pursuing and preserving their wealth.
Grandparents love to go the extra mile for their grandchildren, and investing in their future is a wonderful way to show care. However, navigating the world of financial investments for minors can be tricky. This episode breaks down the dos and don’ts of investing for grandchildren, covering the legalities, practical steps, and best options available. From fixed deposits and mutual funds to the newly launched NPS Vatsalya and children’s insurance plans, we’ll guide you through the right way to secure your grandchildren’s financial future. Learn how to maximize your investments, avoid common pitfalls, and ensure tax efficiency.
How do you get the courage to leave your full-time job to start on your own? Sanjay Rammoorthy, an ex-journalist and communications specialist, talks about being an entrepreneur, an early stock market investor, and running his business with the help of his investments.
In this episode, we talk with Abhishek Kumar, a SEBI RIA and founder of SahajMoney®, about the growing interest in unlisted equity. Abhishek shares insights into why investors are rushing to buy unlisted shares, the associated risks, and practical advice for those looking to enter this asset class.
Stock markets have started to see some volatility. There have been concerns over valuations in certain pockets of markets, especially in mid- and small-caps. In today's episode of Why Not Mint Money, we are joined by Sandeep Bagla, CEO of Trust Mutual Fund, on risks and potential rewards of investing in small-cap funds.
Wealth creation is a long-term journey, spread across different life stages with complexities and potential twists and turns. How can you optimize it, how can you navigate it? To tell us all about this, we are joined by Rohit Sarin, co-founder of Client Associates and author of 'Unlocking Wealth: Secrets to Getting Rich at Any Age'. Tune in for more
this episode, we're joined again by Vaibhav Sanghavi, CEO of ASK Hedge Solutions, with over 20 years of expertise. We previously did an episode with Vaibhav on arbitrage funds post-2024 and how long short funds can be a great alternative. If you haven’t checked that out yet, be sure to listen to it before diving into this one! Today, Vaibhav breaks down long short funds, who should invest, the risks, and how to choose the right one for your portfolio.
In this insightful episode of Why Not Mint Money, host Radhika Makker is joined by Nidhi Sinha, editor of Outlook Money, to discuss an often-overlooked topic - retirement planning. As India's elderly population grows rapidly, it's crucial to rethink how we prepare for this phase of life. Nidhi brings her 25 years of expertise in personal finance to offer actionable steps for those in their 30s and 40s, debunk common misconceptions, and explore the balance between short-term financial goals and long-term retirement security. Tune in to learn how lifestyle choices impact your retirement and the role of events like the 40After40 Expo in shaping your future financial health.
A reverse mortgage can let someone in their retirement years needing a stable source of income, fall back on his or her property to bridge the income gaps. In today's episode of Why Not Mint Money, we are in conversation with Raj Khosla, managing director of MyMoneyMantra.com to talk more about this.
Youngsters in their twenties do not take investment seriously. They tend to take guidance from multiple people who may not be financially aware themselves. A Sebi-registered investment advisor could be a one-stop-shop solution for all your money troubles. Tune in to listen to Abhishek Kumar, a Sebi-registered investment advisor and founder of SahajMoney discuss how financial advisory works for youngsters.
In this episode, host Aprajita tackles an important topic that many face—insurance claim rejections. Aprajita is joined by Deepak Bhuvneshwari Uniyal, Co-Founder & CEO of Insurance Samadhan, a platform dedicated to resolving insurance grievances and disputes. Together, they explore the most common reasons for claim rejections and the proactive steps policyholders can take to ensure their claims are approved immediately. Listeners who want to safeguard themselves from future rejections and gain valuable insights into the insurance process will find this episode essential. Stay tuned for a conversation that could save you time, stress, and money
In today's episode of Why Not Minty Money, we are joined by Ved Prakash Chaturvedi, 59, who is a mutual fund industry veteran. He talks to us about how he manages his investments, where he invests and also what's his outlook on markets from hereon.
In this episode, we sit down with Mr. Vaibhav Sanghavi, CEO of ASK Hedge Solutions, to delve into the recent tax changes that have impacted arbitrage funds. As these funds face the challenge of lower returns, Mr. Sanghavi shares his insights on what this means for investors. He explores alternative investment options that could potentially offer better returns. Tune in for more
Mutual funds regularly disclose their factsheets -- which if tracked regularly -- can indicate the buy and sell decisions of the mutual fund manager. But can buying direct stocks by copying your fund manager's moves, work in your favour? In this episode of Why Not Mint Money, we are joined by Bhavesh Damania, founder of Wisdom Edge Investments, to find out more about this.
In this episode, Aprajita talks about the latest digital scam making waves – fraudulent APK files. As more people download apps from unofficial sources, cybercriminals are finding new ways to exploit unsuspecting users, leading to significant financial and personal harm. Aprajita breaks down how these APK frauds operate, why they pose such a serious threat, and what steps you can take to protect yourself. Stay tuned and learn how to safeguard your data and devices from this new wave of digital fraud!
Portfolio management services (PMS) face new challenges after the Union Budget for 2024-25 increased tax on long-term and short-term capital gains. As stocks are held in the investor's demat account in PMS, every buy and sell decision of the PMS manager has a tax impact for the investor, unlike a mutual fund. What are the alternatives for PMS investors? Like PMS strategies, focused funds also take concentrated high-conviction investment calls. In this episode of Why Not Mint Money, Anthony Heredia, chief executive officer of Mahindra Manulife Mutual Fund, talks on whether focused funds can act as an alternative for PMS investors.
DSP is launching a scheme that will equally split the corpus among the top 10 stocks by market capitalization, dubbed "HRITIK" (HDFC Bank, RIL, ITC, TCS, Infosys, and Kotak Bank). These companies have recently underperformed as investors shifted to small and mid-caps. Sahil Kapoor, DSP MF's market strategist, joins us to discuss their bet on a "HRITIK" comeback.
What does it take to build an investment portfolio that can last for generations? How do you ensure that your wealth is preserved and grows steadily, even in the face of market volatility and economic downturns? In this episode of Why Not Mint Money, we explore the concept of the "cockroach portfolio" with Ashutosh Bishnoi, director of Multi-Act. But what exactly is a cockroach portfolio, and why is it named after one of the most resilient creatures on earth? The idea behind this investment strategy is to create a portfolio that can withstand various financial challenges, much like the cockroach can survive in almost any environment. It's designed for those who seek long-term wealth preservation and want to build a financial legacy that endures.
Welcome to another episode of our podcast, Today, we have a very special guest with us, Siddharth Srivastava, the Head of ETF Product and Fund Manager at Mirae Asset Mutual Fund. Siddharth will be sharing his insights on the exciting and rapidly evolving sector of electric vehicles (EVs) and the investment opportunities it presents. We'll be focusing on Mirae Asset's NIFTY EV and New Age Automotive ETF, a fund designed to capitalize on the growth of the EV sector and related industries. Stay tuned as we explore the progress of EV penetration in India, the sectors set to benefit, and the compelling reasons to consider investing in this trend.
Our host Sashind Ningthoukhongjam speaks to Sagar Soman, NRI Tax expert, about the financial challenges NRIs face when moving back to India. They discuss handling foreign assets, converting bank accounts under FEMA, and understanding tax implications like the RNOR status. Sagar shares stories of clients and offers tips on managing finances for a smooth transition.
Mint's Shipra speaks to Urvil Modi, founder and CEO, Samriddhi Wealth Management, about the multitude challenges NRIs face in selling property in India and how they can reduce the complexities.
The premium due date for your LIC policy is coming, but you do not want to pay it. You want to surrender your policy. While you will get some money in return (lower than premiums paid so far), your death benefit will be gone. What if you get the money and part of the death benefit still continues? Ketan Mehta, founder & Director of ACESO Endowment Services, has found a way out - assign your policy to a trust set up by Mehta. Watch the video to know more.
In the latest episode of Why Not Mint Money, host Radhika Makker is joined by Robin Bhowmik, Chief Business Officer at the Manipal Academy of BFSI, to shed light on the intricacies of financial planning. With over 28 years of global experience in business transformation and revenue growth, Robin brings a wealth of knowledge to help listeners understand and overcome common financial planning challenges. Whether you're a young professional, a goal-setting individual, or someone looking to secure a stable future, this episode is packed with practical advice to guide you on your financial journey.Robin discusses essential steps for effective financial planning, including the importance of budgeting, expense tracking, and balancing short-term needs with long-term goals. He also highlights the benefits of seeking professional guidance and how Manipal Academy's programs and resources can support your financial aspirations. Tune in to gain valuable insights!
Debt mutual fund schemes offer stability and can help investors diversify their investments and be suitable for their short- to medium-term goals. In today's episode of Why Not Mint Money, we are joined by Rahul Pal, chief investment officer-fixed income of Mahindra Manulife Mutual Fund, to share tips on how investors should identify a suitable debt scheme.
In the latest episode of Why Not Mint Money, we delve into the transformative power of digital finance and its impact on emerging markets. Our special guest, Subho Moulik, Founder and CEO of Appreciate, shares his extensive experience and insights into making global stocks, mutual funds, and ETFs accessible to a broader audience. With over 25 years of experience in top-tier organizations such as Andersen, Ernst & Young, Citigroup, and McKinsey, Subho offers a deep dive into the benefits of a varied investment portfolio, the dynamics of the US stock market, and the role of artificial intelligence in modern investment strategies.Join host Radhika Makker as she explores practical advice for individuals looking to start and manage investments in international markets. Discover how apps like Appreciate simplify the investment process, assist in choosing the right funds, and leverage AI to enhance decision-making. Whether you're an experienced investor or just starting, this episode provides valuable insights into capitalizing on the global market and navigating the complexities of digital finance.
Financial literacy is a crucial skill that can significantly impact an individual's life. Learning about money management, budgeting, saving, and investing early can set a foundation for financial stability and success in adulthood. Introducing financial literacy to students equips them with the knowledge and skills to make informed financial decisions, avoid debt, and build wealth.In today's episode, our host Aprajita sits down with students from Sanskriti School. Together, they discuss the importance of financial literacy for young people, sharing personal stories and practical tips on managing money wisely.
Sebi has proposed a new category of funds - passive hybrid funds. In today's episode of Why Not Mint Money, we are in conversation with Arun Kumar, head of research at FundsIndia, on what this new fund category means for investors. Tune in for more.
Are passive funds gaining traction in India like they are in developed markets? In this episode, we chat with Sharwan Goyal, Fund Manager and Head of Passive, Arbitrage, and Quant Strategies at UTI AMC. He shares his expert insights on this trend and helps investors understand how to choose between ETFs and Index funds. Sharwan addresses the common concern of liquidity in ETFs and discusses how the industry can tackle this issue. He also highlights exciting emerging opportunities within passive funds and explains what UTI AMC is doing to popularize passive funds among distributors and investors. Join us for an easy-to-follow discussion on the future of passive investing in India.
On National Doctor's Day, we caught up with Dr. Bachi Hathiram, president, of All India Rhinology Society, and Abhishek Bondia, principal officer and managing director at SecureNow.in to discuss legal challenges that doctors face and how they can protect themselves against those. Tune in for more.
PGIM India Mutual Fund has released a report, identifying 50 gigs or skills that can continue to be part of an individual's post-retirement period, and be a source of regular income even in post-retirement years. In today's episode of Why Not Mint Money, we are joined by Ajit Menon, chief executive officer of PGIM India Mutual Fund, to tell us more about it.
Choosing the next multi-bagger stock for your portfolio is difficult. What is the right hunting ground and what mental models should you have? What if you're a student and want to pursue investment management, then how do you navigate through the clutter? To share all this and more, We've invited Raunak Onkar, Co-fund manager and head of research at PPFAS MF for this episode along with our regular host Sashind Ningthoukhongjam.
In this episode of the Mint Money Matters Podcast, Shipra sits down with Nanda Padmanabhan, Deputy General Manager of Communications at Bankbazaar, to explore the advantages of opting for a home loan with an overdraft (OD) facility. Nanda breaks down the concept of an OD facility, explaining how it works, its unique benefits, and why it might be a smart choice for homebuyers. Tune in to learn more.
Youngsters in their twenties do not take investment seriously. They tend to take guidance from multiple people who may not be financially aware themselves. A Sebi-registered investment advisor could be a one-stop-shop solution for all your money troubles. Tune in to listen to Abhishek Kumar, a Sebi-registered investment advisor and founder of SahajMoney discuss how financial advisory works for youngsters.
Growth of residential rentals has gone down in Q2 of 2024 in top cities, according to ANAROCK Group. In this episode of Why Not Mint Money, we are joined by Prashant Thakur, regional director & head – of research, ANAROCK Group, on what has led to this slowdown and it is expected to continue.
We fulfill our responsibilities for our loved ones while we are living. What if something happens to us? Our duty is to create a well-organized will so that our wealth can be easily passed on to our family members. Pritika Kumar, co-founder of a legal platform, No Grey, and WhyNotMintMoney host Aprajita Sharma discuss the same in this episode.
Indians working abroad and foreign nationals working in India get different treatment when it comes to contributing to social security schemes and withdrawing from it. The Karnataka High Court ruling has made the matter worse. Tune in to this episode of WhyNotMintMoney to understand all about it from our host Aprajita Sharma.
Are you part of a club where you pay membership fee? Do you pay maintenance charges of a housing society where you live? Collectively, it is a lot of money. Did you ever wonder how is this money used or managed? People managing funds for such institutions are under wrong impression that they cannot invest in anything beyond FDs. But even equities are allowed. Catch Pritika Kumar, co-founder of a Gurgaon-based legal platform, No Grey, to explain various investment options as per legal structure of a housing society, sports clubs, art & culture clubs, temple and other public trusts.
Gold prices tend to do well when stock markets are volatile, as is the case right now. Gold prices have also seen steady growth in last one year. But where is gold headed from hereon and should you add the precious metal to your portfolio? In today's episode of Why Not Mint Money, we are joined by Vikram Dhawan, fund manager, Nippon India Mutual Fund, to answer these questions.
Mint's Shipra explains why the India tax department is sending out a flurry of tax notices to NRIs who have sold property in India. Join Shipra as she navigates the complexities of tax compliance, offering insights and implications for NRIs caught in the crossfire.
What is asset allocation? In this episode, Nehal Mota, a seasoned financial advisor, discusses the fundamentals of asset allocation. She explains its importance in investment planning, the impact of risk tolerance on decision-making. Nehal outlines key asset classes, advises on portfolio diversification, and explains how allocation strategies vary with life stages. She also shares the importance of regular review and rebalancing, common misconceptions, shares case studies, and advice for beginners.
In this special episode, host Aprajita sits down with Shilla Shree, the founder of Search Partners, an executive search consultancy firm, to discuss how a mom entrepreneur taught money lessons to her daughter. Shilla shares practical advice for single mothers, drawing from her own experiences in teaching her child financial responsibility, budgeting, and the value of money. Tune in for a candid and empowering discussion that offers valuable insights for single mothers and anyone looking to raise financially savvy children.
Often when a particular asset class has seen a large price appreciation, investors get FOMO. However such FOMO can lead to poor investment decisions as the asset valuations are usually at their peak when FOMO kicks in. Any small issue in the asset can lead to huge correction as investors expecting best-case scenarios, start to panic sell. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors to talk more about this.
Mint's Sashind invites Ajinkya from Wint Wealth to understand the bond market dynamics for retail investors if the ticket size of privately listed bond is brought down to Rs.10,000, from Rs.1 lakh.
Your broker can lend you some money if you want to buy shares but don't have adequate balance in your broking account. But these funds come at a certain interest rate. In today's episode of Why Not Mint Money, we talk with Jay Prakash Gupta, founder of Dhan, about what is margin trading facility.
Insurance companies and hospitals are mostly at loggerheads when it comes to claims settlement. While insurance companies are regulated by IRDAI, healthcare industry is unregulated. The government is rightfully mulling over having a health regulator. Dr. S Prakash, CEO/MD Designate at Galaxy Health and Allied Insurance, joined Aprajita Sharma in this episode to shed light on the same.
Mint's Sashind invites Yash Roongta who runs the popular blog 'Alt Investor' to detour the risk and the rewards equation in the alternative investments space.
Description: In this insightful podcast episode with Siddharth Srivastava, the ETF head at Mirae Asset Mutual Fund, we have discussed the Nifty SmallCap 250 Momentum Quality 100 Index/ETF. Siddharth shares his views on how this unique index is curated, its performance history, and the advantages it offers to investors. Discover some interesting details of investing in these ETFs, how they can enhance your portfolio.
The awareness around term insurance plans is growing which is the best product to protect your family in case something happens to you. However, most people are stuck in traditional insurance plans that neither give you enough life cover nor attractive returns. What to do if you want to get rid of such policies? Satprem Mohanty, co-founder of ValuEnable simplifies it for you.
Ever felt lost in the maze of health insurance? Join this conversation with Mint's Anil Poste and Tanya Marwah, Head of Marketing at Go Digit, as she simplifies the complexities, making health insurance easy to understand and navigate. In this episode, Tanya shares invaluable insights on choosing the right health insurance, reducing claim rejections, and overcoming psychological barriers to online purchases. Discover how technology is revolutionizing the sector and get a glimpse into the future of health insurance. Tune in to gain clarity and confidence in managing your health finances.
Stock markets are seeing sharp correction amid growing tensions between Iran and Israel. In today's episode of Why Not Mint Money, we are joined by Vijay Kuppa, CEO InCred Money, to tell us how investors can navigate through these bouts of market volatility.
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit Consultancy about the easy steps of choosing the right tax scheme to save maximum tax. He advises understanding your finances, comparing old and new schemes, and planning ahead. Buddhadev stresses using technology and seeking professional help for clarity. By knowing your income sources and goals, and grasping tax rules, you can make informed decisions. Tune in for more
Big developers have been promoting upcoming projects slyly before they receive the RERA registration number. They ask people to share an 'expression of interest' to drive demand while gullible homebuyers fall for it even as the RERA Act prohibits any kind of promotion or advertisement until the project is launched. Aprajita Sharma of Mint Money shares details in this episode of the Why Not Mint Money podcast.
Ace Investor Vijay Kedia tells us what he thinks about the small and mid-cap valuations, whether investors should touch the hot SME IPO market, how much steam is left in the PSU rally, and his advice to upcoming future & options traders.
In today's day and age, you can suddenly be in a financial crisis with the loss of a job or a health emergency. Hence, it is important to build an emergency corpus and be prepared. In today's episode of Why Not Mint Money, we are in conversation with Avinash Luthria, a registered investment advisor, on how individuals can build up an emergency corpus. Tune in for more.
What is momentum investing? Join is interesting conversation with Mint's Anil Poste and Anoop Vijaykumar, Fund Manager and Head of Research at Capitalmind. Anoop shares insights into what sets momentum investing apart, the key factors in identifying momentum stocks, and how to manage risk in this strategy. He also discusses successful momentum investing stories. Whether you want build your own momentum portfolio or looking for products that follows momentum strategy., this conversation offers valuable insights and practical advice for investors.
Sashind Ningthoukhongjam delves into an intriguing dialogue with Ashish Somaiyaa, Chief Executive of WhiteOak India AMC, exploring his investment philosophy, methods for team member selection, and invaluable lessons gleaned from CEOs he's collaborated with throughout his career.
Should you get higher surrender value if you breach your life insurance contract midway? Sumit Ramani, Actuary and Co-founder, ProtectMeWell.com disagrees. A better way out is to link the distribution commission with the persistency so that distributors sell it to only those serious about holding the policy till maturity, he says. In a conversation with Aprajita Sharma of Mint Money, he decodes all of it.
Mis-selling of insurance products has become a serious issue in the insurance industry. In today's episode of Why Not Mint Money, we are joined by Abhishek Bondia, principal officer and managing director of SecureNow, on how consumers can guard against insurance mis-selling.
Mint's Shipra speaks to Sambhav Daga, a chartered accountant, about the last-minute tax saving options left before 31 March deadline
Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar about what homeowners with sticky rates can do. In this episode, they explore actionable strategies for homeowners facing this challenge, shedding light on potential solutions and practical steps to navigate the situation effectively. Tune in for more.
In today's episode with Mint's Anil Poste, We have discussed the importance women's financial management with Sonam Srivastava, Founder of Wright Research. Why women should plan their finances and how can they start. Sonam shares some practical strategies and insights to overcome common financial challenges. Tune in to this interesting conversation gain valuable tips on investing, preparing for emergencies, and making financial decisions with confidence
Do you know that the wife doesn't inherit 100% of her husband's wealth if something happens to him? It gets distributed equally among class-I heirs of the husband. In case a married woman passes away, her assets go to her in-laws before her own parents. Know more such inheritance laws in this podcast.
In today's episode of Why Not Mint Money, we quiz Sandeep Tandon, chief executive officer and chief investment officer of Quant Mutual Fund, on how he manages his own investments and finances.
In this podcast Mint' Anil Poste and Rahul Jain who heads Nuvama Wealth discuss some trends and the challenges HNIs face today and the possible solutions. Join this conversation to understand the strategies, challenges, and successes that define their journey towards financial prosperity.
Insurance is not a priority when you are planning to go study abroad. Most people choose what universities are offering. But, Indian insurance companies also offer overseas student travel plans that not only cover the hospitalization cost but also offer non-medical benefits. Tune in to know more.
Mint's Shipra speaks to Ranchi-based Nishant Gaurav about the benefits and pitfalls of buying a car with credit cards
Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund is one of the most well-known fund managers in India. He oversees around ₹60,000 crore worth of investor assets as the CIO. In today's episode of Why Not Mint Money, we quiz him on how he manages his investments
Mint's Sashind Ningthoukhongjam talks to Vivek Kaul, author of Bad Money, about five money lessons he's picked up by reading Morgan Housel's books and blogs. Housel is the author of the bestselling book 'Psychology of Money'
What is the buzz around the bonds? Dive into the world of corporate bonds to find out what's happening in today's WNMM podcast with the Mint's Anil Poste with Mr. Mukesh Kochar, National Head, AUM Capital Markets Pvt Ltd. as he reveals the secrets behind their soaring demand and the future of retail investor involvement. From tax benefits to asset allocation, this podcast covers everything you need to know about investing in bonds. Don't miss out on this insightful discussion!
Around International Women's Day every year, we discuss a lot about women's empowerment. But the real discussion should be around women's financial empowerment. Join us in this exciting episode to hear a mother-daughter duo talk about their financial journey. Tune in for more.
Mint's Shipra speaks to Anu Jain, President, Equity Advisory, NDPMS, 360 ONE Wealth to discuss how women can effectively plan for retirement.
Mint's Sashind Ningthoukhongjam talks to Vivek Banka, Co-founder of Goal teller, an RIA fintech platform on how it's different from biggies like Groww, Zerodha, and PayTm Money and for whom is it suitable for.
Luxury catches attention, especially in a country where income disparity is a fundamental problem. Why do rich people keep getting richer? What do they do differently? Where do they invest? In this podcast, Nitin Jain, Chairman, Neo Group brings forth interesting insights from the world of riches.
Financial planning is important for everyone, whether it is women or men. Still, women investors account for just a fifth of mutual fund investors in India. With Women's Day around the corner, we are joined by Kavitha Menon, founder of Probitus Wealth, to discuss how women can invest their money and plan their finances in a disciplined manner.
Mint's Sashind Ningthoukhongjam talks to Harshal Bhuta, partner at P.R. Bhuta & Co. to understand how NRIs of some countries can avail tax benefits on MF invetments under the double tax avoidance agreement.
Investing as a college student can be a great way to build wealth over time, but it's important to approach it with caution and a long-term perspective. Before diving into the investment tips, it's crucial to recognize the unique financial position of college students. To learn more about the early benefits of investments, the 5 best mutual funds to consider, and mistakes to avoid in your early 20s, tune in to our latest episode. Our guest, Aprajita Sharma, a senior correspondent, will discuss everything about money and help make your investment journey smarter and more effective.
Amid an uncertain environment in equity markets, mutual funds are looking to offer low-risk options to investors. Several fund houses are launching multi-asset funds, which diversify across different asset classes to reduce single asset-class risk. In today's episode, we are joined by Anthony Heredia, MD and CEO of Mahindra Manulife Mutual Fund, to decode what investors can expect from the different multi-asset funds that are operating in the industry.
In this episode, we explore the of Gold Exchange-Traded Funds (ETFs), offering a convenient and secure way to invest in gold without the need for physical ownership. Discover the benefits, historical importance, and unique relationship of gold with other asset classes.
In this episode, Siddharth Srivastava, Head of ETF Product & Fund Manager at Mirae Asset Investment Managers India Private Limited sheds some light on multi-factor investing, the unique features of small-cap 250 index, ETFs and more. They delve into some intriguing investment strategies and plans. If you're a beginner or someone who feels overwhelmed by the array of investment products and plans, then this episode is just for you. Tune in to carve out the right investment plan that will act as a roadmap to help you manage your money.
Insurance companies and insurance distribution platforms have been promoting monthly premium payment option in health insurance. While monthly and quarterly payment options help people in managing their cash flows, financial advisers have warned of the risks involved. Nisha Sanghavi, a Mumbai-based certified financial planner having an expertise in insurance, discusses the same in this podcast with Aprajita Sharma of Mint Money.
The Reserve Bank of India has launched the account aggregator framework, which aims to put all your finances in one place. In today's episode we are joined by Bertram D'Souza, chief executive officer of Protean Account Aggregator and the convener of AA steering committee, to talk more on this.
What is ETF? Discover the most easiest ways of investing, making it easy for you to grow your wealth. In this episode Anil Poste shares the everything you need to know about ETFs
Rs 50 trillion! The assets under management in the mutual fund industry has grown from Rs 23 trillion in December 2028 to Rs 50 trillion as on December 2023. A lot of people have started investing in mutual fund schemes. In this podcast, we shall tell you five mistakes to avoid when investing in MFs. Tune in now
Mint's Sashind Ningthoukhongjam talks with his colleague Anil Poste about how people can safeguard themselves from rapid misselling at banks. Anil also shares his experience dealing with HNI clients and why he pivoted his career from finance to journalism.
Health insurance premiums have been on a rising spree. More so for senior citizens. They either pay it by themselves or their children do it for them. What do we do if premiums become simply unaffordable? Aprajita Sharma of Mint Money will tell you just that in today's podcast.
Mint's Shipra in a conversation with Mayank Mohanka, founder of TaxAaram India and a partner at S.M. Mohanka & Associates, decodes what to expect from the budget this year.
There are just few mutual funds in the industry that can boast of a 20-30 year track record. But recently some of these funds have been underperforming. In today's episode of Why Not Mint Money, we are joined by Nirav Karkera, head of research, Fisdom, to talk more on this.
Facing liquidity crunch? Instead of applying for personal loans at exorbitant interest rates, you should consider gold loans. Umesh Mohanan, Executive Whole Time Director at Indel Money decodes the process, loan to value and other aspects in this podcast with Aprajita Sharma of Mint Money.
This is the time of the year to make sure that all your tax-saving investments are done and dusted. In today's episode of Why Not Mint Money, we chat with Vijay Kuppa, CEO of InCred Money, on what makes ELSS mutual funds an attractive option for investors looking for tax-saving investments.
Just before the pandemic, it was hard to imagine that PPFAS and Quant MF would hit the 50,000 crore asset under management mark so soon. Now both of them have but apart from AUM, they have little in common. Nirav Karkera joins in from Fisdom to discuss what's different and who should opt for which fund.
With the interest rates offered by fixed deposits still at higher levels, is it a good time to lock-in investments before central banks start to cut rates. In this latest episode of Why Not Mint Money, we chat with Raj Khosla, founder of MyMoneyMantra.com, to tackle this question.
Mint's Shipra gives a handy guide on how NRIs can manage their real estate properties sitting abroad
Mint's Sashind Ningthoukhongjam talks with Kazi Rahman to understand the process of how NRIs can invest in Indian stocks and the different ways they can do it.
We put in a lot of effort when buying a car, phone or laptop. Hardly anyone puts in the same effort in purchasing a health insurance policy. Health insurance expert Aditya Shah will simplify it for you in this podcast in a conversation with Aprajita Sharma of Mint Money.
If you have not made any new year resolutions yet, but want some resolution ideas., in this episode of Why Not Money, we chat with Nisreen Mamaji, certified financial planner and founder of MoneyWorks Financial Services, on some common personal finance mistakes that investors make and how they can avoid it in the New Year.
Mint's Sashind Ningthoukhongjam engages in a conversation with Jayesh Faria, Director at Motilal Oswal Private Wealth about reverse mortgages. They dive deep into the topic and explain who should opt for this product.
Happy New Year! It's time to get your finances in order. Take a sense of 5 key financial resolutions that will give a 'rich' start to your New year. Tune in for more!!
Birth of a baby is followed by euphoria and excitement. But it also comes with lot of expenses. For long-term goals such as higher education and wedding, there are several investment products new parents can start investing in. In this episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors on how parents can invest for their new born baby.
Surrendering of insurance policies will likely no longer be a loss-making affair. Insurance regulator IRDAI has proposed to increase the surrender value for policies among key changes in the product design of life, health and general insurance. We caught up with Akshay Dhand, Appointed Actuary at Canara HSBC Life Insurance to understand all about it.
According to fund managers interest rates are nearing their peak levels, bond yields are expected to remain stable and then start falling into the new year. In this latest episode of Why Not Mint Money, we chat with Rushabh Desai of Rupee With Rushabh Investment Services, on how investors can make of the changes expected in the new year in the debt markets.
In today's episode of 'Why Not Mint Money,' host Aprajita Sharma is in conversation with Vivek Banka, co-founder at GoalTeller.Together, they explore the nuances of LIC Jeevan Utsav, unraveling its key features to provide viewers with a comprehensive understanding. If you are someone exploring investment options for the first time, this episode promises to demystify LIC Jeevan Utsav, empowering you with the knowledge to make informed financial decisions.
Join Mint's insightful conversation with Akshat and Aryaman Vir, the Founder and CEO of WiseX. Discover how their expertise is reshaping the realty industry , offering a fresh perspective on innovative products, technology integration, and consumer trends.
Small businesses have found a tax-efficient way to deploy company profits for personal use. Is it tax planning or tax avoidance? Over to the insurance regulator IRDAI and the Income Tax Department to interpret. Aprajita Sharma of Mint explains in this podcast the work-around.
Mint's Sashind Ningthoukhongjam engages in a conversation with Sumit Shukla, CEO of Axis Pension Fund on the benefits of investing in the National Pension Scheme.
In this episode of Why Not Mint Money, host Shipra speaks to Mohit Bedi, co-founder, Kiwi about how UPI functionality in credit cards works. Tune in for some expert insights
Dental treatment is expensive. Insurance policies in India do not cover it extensively. What are the options? Zero-cost medical EMIs. Catch Aprajita Sharma of Mint Money to talk about it in this podcast.
Charlie Munger, who passed away at the age of 99, left a timeless legacy of wisdom on investing and leading a good life. In this episode, Mint's Sashind Ningthoukhongjam talks to Raj Mehta, co-fund manager at PPFAS Mutual Fund, to delve into the enduring lessons he gained from Munger.
Join us on the discussion on "Car Vs Cab? The Ultimate Financial Drive," where we dissect the age-old question of owning a car versus relying on ride-hailing services. Through meticulous research and detailed calculations presented by Mint, we explore the intricate financial landscape of these two modes of transportation.
Unclaimed investment in India in different products such as shares, mutual funds, bank deposits, provident funds and life insurance is to the tune of nearly Rs 3 lakh crore. Many families in the country are unaware of their hidden fortunes. Vikash Jain, co-founder of Share Samadhan, in a discussion with Aprajita Sharma of Mint Money, shares vital information on how to know if you have unclaimed money lying somewhere and how to recover it.
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about tax rules for a minor child when she earns cash prize, gets an inheritance or her parents invest in her name.
The insurance companies have launched zero-cost term plans which come with a special exit window during which you can foreclose the policy and get all your premiums back paid so far. It sounds like a great proposition, but is it really sound? Aprajita Sharma of Mint Money will explain you exactly that in this podcast. Tune in now!!
In the latest episode of why not mint money our host Sashind Ningthoukhongjam talks about what procrastinating and delaying can do to your investments. Tune in as he shares practical tips, offering valuable insights and navigating the ever-changing landscape of personal finance.
Analyzing the recent buzz surrounding Mamaearth's IPO, Mint's Akshat explores the strategies, risks, and returns associated with mutual fund participation in new-age company offerings. From understanding the IPO game to deciphering investment rationale, this episode navigates the dynamic landscape of startup IPOs and their impact on mutual fund portfolios.
Foreign education has become every parent and child’s dream. Sending your child abroad is an expensive affair. Some people take education loan to fund the same and others resort to their own investments. In a discussion with Aprajita Sharma of Mint Money, Ankit Mehra - Co-founder and CEO – GyanDhan helps you decode the loan versus self-finance conundrum.
Individuals accumulate several assets over their lifetime. After they are no more, they desire their children are able to utilize these assets. But without proper estate planning, there is always a risk that your asset doesn't get passed on as per your intentions. In today's episode of Why Not Mint Money, we chat with Vishnu Chundi, founder and chief executive officer of AasaanWill, on how a will can help in ensuring proper distribution of assets.
In this Dhanteras special episode, Mint's Shipra breaks down the myth that gold coins are a good investment
Lately, many NFOs are launching but some of these are not Mutual funds. Instead, they are ULIPs and in this episode, we invited our guest Abhishek Kumar, RIA and founder of Sahaj Money to figure out if investors should buy this insurance cum investment offerings. Tune in for more!!
Since F&O income is considered business income in taxation, most traders resort to section 44-AD of the Income Tax Act to file their taxes. CA Naveen Wadhwa, Vice President at Taxmann discusses with Aprajita Sharma of Mint Money why this practice falls under tax evasion. He says the Income Tax Department may send notices and levy penalties if it finds a major difference between the tax liability and the total tax paid. Tune in now for expert tips!!
If your investment returns are less than the inflation rate, it means in inflation-adjusted terms your returns are negative. So, how does one continue to earn positive inflation-adjusted returns from their fixed income investments. In today's episode of Why Not Mint Money, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth, on what are the fixed income alternatives for investors in a rising inflation environment.
Trigger SIPs offer investors the flexibility to time their investments— certain market conditions act as triggers that activate or deactivate investments. In this episode, our host Akshat, reveals that trigger-based SIPs, even with various trigger conditions, do not substantially affect the portfolio's XIRR. This suggests that investors seeking to enhance their final corpus should prioritize investing during market downturns.
Mint's Shipra speaks to Sneha Makhija, Head of Wealth Planning, Sanctum Wealth about the mess one can leave their family in by not creating an estate plan and how to create one
Mint's Sashind Ningthoukhongjam explains the new AMFI guidelines on showcasing returns on mutual fund calculators.
When NRIs are living abroad, should they take a life or a health insurance policy from India? In today's podcast, our host Aprajita Sharma from Mint Money will explore this topic in detail, providing you with comprehensive insights to help you make an informed decision.
From 1st April, new investments in debt funds no longer enjoy indexation benefit or long term capital gains tax rate of 20%, but if you keep your older investments made until 31st March intact, you can still get these benefits. However, that's the tricky part as first in first out (FIFO) rule would always force withdrawal of older units first. In today's episode of Why Not Mint Money, we chat with Sumit Duseja, co-founder and chief executive officer, Truemind Capital, on how investors can avoid the FIFO trap and stay tax-efficient. Tune in for more!!
In this episode of "Why not mint Money," Mint's Akshat explores the evolving landscape of Infrastructure Investment Trusts (InvITs) with guest Krishnan Iyer, CEO of NDR InvIT Managers. They discuss the distinctive features, recent tax adjustments, and the potential outlook for InvITs, offering valuable insights for investors looking to navigate this investment avenue effectively.
Losing one's loved one is surely the biggest grief in life. A family which is already going through a lot emotionally may face even bigger financial difficulties if they lose the breadwinner of the family. In this podcast, fee-only financial planner and registered investment advisor Renu Maheshwari talks about what people should do while they are living to ensure their family feels financially safe after they are gone. The podcast also explains how to manage bulk insurance money, what mistakes to avoid and why it is important to hire a financial planner to manage family finances.
In Today's episode of Why Not Mint Money, Mint's Shipra speaks to Sujit Bangar, founder, Taxbuddyn to discuss the intricacies of advance tax. To know more about personal finance tune in to the episode now.
Mint's Akshat talks to Anshul Gupta, Founder & CIO of Wint Wealth, about the evolving alternative fixed-income options for retail investors in India. Anshul explains how Online Bond Platform Providers (OBPPs) are now offering Securitized Debt Instruments (SDIs) with bonds as underlying assets, making it easier for retail investors to enter the corporate bonds market. They also explore the structure, potential returns, and risks associated with SDIs, along with their taxation compared to traditional debt mutual funds.
Millennials are no different from boomers where real estate investments are concerned. They want regular cash flows and returns that beat inflation. Yet, data by the Reserve Bank of India’s Housing Price Index shows that real estate underperforms other forms of investment in different time periods. How to look at real estate investment in your portfolio? Tune in to listen to Himanshu Kohli, Co-founder, Client Associates in a conversation with Aprajita Sharma of Mint Money.
Gold is often seen as a refuge investment or safe haven during periods of crisis. Right now, Israel-Hamas war, higher global inflation and ongoing Russia-Ukraine conflict have kept the global markets on edge. In today's episode of Why Not Mint Money, we spoke with Tapan Patel, fund manager at Tata Mutual Fund, on why he thinks this is a good time for retail investors to build some gold exposure in their investment portfolio.
Mint’s Sashind talks to Jay Prakash Gupta of Dhan about the risks and benefits of using the margin Trading Facility (MTF). MTF is a way of buying stocks on loan.
Mint's Shipra speaks to Karan Batra, managing partner, Chartered Club about Section 54F and 54 of the IT Act, tune in for more
Having a child is the most beautiful thing in the world. Parents to relatives, everyone wants to secure the future of the child. In this podcast, CA Nitesh Buddhadev, founder, Nimit Consultancy shares some hacks and ideas to invest for the newborn.
Indian markets are once again going through a period of uncertainty after the eruption of Israel-Hamas War. In today's episode we chat with Vijay Kuppa, chief executive officer of InCred Money, on what this means for Indian investors.
Mint's Sashind and Shashwat Mohanty discuss the newly launched HDFC Swiggy credit card. They go into the details and figure out what went right and what went wrong with the plastic card. Tune in to Decide if it's Your Swipe of Choice!
In this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.
Did you know that nearly 5 lakh people are suffering from organ failure in India? Among all gifts that one can give, the gift of life is the most precious. By registering as an organ donor, you can provide hope and a second chance to those in need. Out of 16,041 total transplants in FY22, 13,338 were from living donors. There were just 941 deceased donors in the country in 2022. We need more of them. To understand why organ donation is important and how you can do it, tune in to the episode and spread awareness in your community.
For long-term investment goals, investing in equity is what is usually advised, but what about short-term goals. In today's episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors, on what are the short-term options you should consider for your near-term goals.
Mint's Sashind speaks to Ravi Saraogi, RIA and co-founder of Samasthiti Advisors, on how to make your mutual fund investments 'platform proof'
Salaried employees start their investment journey right after their first employer opens an EPF account for them. EPF investment alone cannot be enough. There are other investment tools such as VPF, NPS and superannuation funds that must be considered. Catch Aprajita Sharma of Mint Money in a discussion with Anurag Jain, co-founder & partner at ByTheBook Consulting LLP to hear practical aspects of retirement portfolio.
Mint's Akshat talks to Ritesh Ghosal, Founder & CBO, Incept green, a digisolar-invest tech- green community driven startup. They discuss how the youth as well as the retirees can build their incomes through climate conscious impact investing. They further discussed the different models incept green plans to offers investors, the risk, return and life of solar projects and why sunlight/solar could be the new gold.
Mint's Shipra in a conversation with Salma Sony, an RIA lays out a comprehensive plan to save up enough for FIRE or financial independence, retire early
Join Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market.
Insurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the episode to know more.
Some investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio.
Mint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets.
Mint's Shipra speaks to Mayank Mohanka, founder of Taxaaram.com about the many instances of erroneous notices being sent this year and what should the taxpayer do
Mint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class.
Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.
Mint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48.
Mint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts.
Rising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former.
Mint's Sashind speaks to Nirav Karkera, head of research at Fisdom about quant-based mutual funds in India and if investors should include them in their portfolios.
Mint's Shipra speaks to Nishant Batra, Holistic Prime Wealth and a MF distributor about RBI's recent guidelines issued to banks on mitigating the shock of interest rates on home loan borrowers
In this episode of Why Not Mint Money, we explore the benefits of taking a loan against your mutual funds, discussing tax efficiency, compound growth, and market timing advantages. Discover why this alternative could be a wiser choice for your financial goals."
While there is growing awareness on estate planning in India, only a few of them do it with proper legal care. In today's episode of Why Not Mint Money, we chat with Tejal Gandhi, who is a certified financial planner, on the various nitty-gritty when it comes to estate planning.
Mint's Sashind Ningthoukhongjam invites Kalpen Parekh, CEO of DSP Mutual Fund to talk about multi-asset allocation funds
Mint's Shipra tells you what to expect from the lifetime free metallic credit card, OneCard
Join us on this episode of Why Not Mint Money as we unravel the world of unlisted companies and their allure to retail shareholders. From the Reliance Retail squeeze-out saga to the rollercoaster journeys of Ricoh and PharmEasy, we dissect real cases that shed light on the challenges of investing in unlisted shares.
An actively-managed diversified equity fund dynamically manages a portfolio across sectors and stocks with the idea of generating outpeformance. So, what is a business cycle fund then? In today's episode of why Not Mint Money, we caught up with Anthony Heredia, MD & CEO of Mahindra Manulife Mutual Fund, on launching a business cycle fund and how business cycle fund takes sectoral bets.
Mint's Sashind Ningthoukhongjam talks to Nikhil Bhatia, ex-Quant Mutual analyst on how to start a career in equity research. If you are someone who has just started your graduation or is confused about your career path, this episode is for you. Tune in for more.
When it comes to planning your finances, it is not just about quantifying your needs and wants, but also your fears and anxieties. In today's episode of Why Not Mint Money, we are in conversation with Kshitija Shete, director of Gaining Ground Investment Services, who is among the handful of Money Quotient-trained professionals in India, on how life planning can help you with your money-related decisions.
Mint's Sashind Ningthoukhongjam speaks to Vishal Dhawan, founder of Plan Ahead Wealth Advisors, about life financial planning in contrast to just financial planning. They talk about the importance of planning finances while keeping in mind real-life aspects.
Mint's Shipra speaks explains the financial and intangible challenges of geriatric care
Bank fixed deposits today fetch anywhere between 5-7.75% interest rates. But fixed income investments are not just for high returns, but more for stable returns. For today's episode of Why Not Mint Money, we chat with Saurabh Jain, co-founder of Stable Money on how investors can use various strategies to get most out of their fixed income investments.
Description: Mint's Sashind Ningthoukhongjam speaks to Aayush Chhabra, founder of Kniru, about the world of expense tracking apps. They delve into how various apps track your expenses and assign them categories like food, travel, shopping, etc. They also discuss how these apps try to earn money and the best kind of expense tracker apps for you to go forward with.
The AIF industry in India is facing a crisis with several funds set to expire without clear exit strategies, leading to liquidity and tax payment challenges for investors. In addition to complex liquidation rules, contradictions, and potential FEMA violations, in-specie distribution poses further hurdles, especially for foreign investors, while tax liabilities and lack of clarity on TDS responsibilities compound the problem.
In this special episode of Why Not Mint Money, we are joined by Mr. Vivek Banka and Mr. Pankaj Fitkariwala, Co-Founders of GoalTeller to discuss the future of wealth management and its impact on the way we spend, invest and borrow.
Our host, Deepti Ahuja, Head of Content & Production at HT smartcast, will engage in an insightful discussion with our guests, exploring the distinctions between fintech and wealthtech. They will explore robo-advisors' rising popularity among investors, their concept, and how technology advancements are shaping the wealthtech landscape. Get ready to navigate the future of money with expert insights in today’s episode.
More than 6.5 crore IT returns were filed before the deadline yesterday. Several returns were filed on last day and even in the last hour before the deadline closed. How you can plan your taxes better, so that there is no need for that last-minute rush? In today's episode of Why Not Mint Money, we chat with Preeti Khurana, director of ClearTax, on the dos and donts to keep in mind when planning your taxes in this new financial year.
Mint's Sashind Ningthoukhongjam speaks to Suresh Sadagopan, founder of Ladder7 financial advisors, about the implications of shifting from a regular to a direct mutual fund plan and how to decide if you're suitable for a direct plan.
Mint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.
Invoice discounting platforms attract retail investors with appealing 10% to 15% returns. However, rising concerns over credit rating reliability, defaults, liquidity risks, and concentration risk highlight the need for stronger structures and potential regulatory changes.
Mint's Shipra speaks to Nitesh Buddhadev, a CA and founder of Nimit consultancy, about the major changes in tax filing that people who haven't yet filed ITR should know.
Did you know? Around 170 million consumers in India have insufficient access to credit due to poor credit scores or lack of credit history. In today's episode of Why Not Mint Money, we caught up with Raj Khosla, founder and managing director of MyMoneyMantra.com, to quiz him on how individuals that don't have good credit scores, can start building it, through secured credit cards.
Mint's Sashind Ningthoukhongjam speaks to Abhishek Kumar, Founder at Sahaj Money, about the risks of investing in alternative investment funds.
Mint's Shipra speaks to Dilshad Billimoria, MD and principal officer, Dilzer Consultants about the tax on unrealised gains on MFs to be paid in the US and other financial tasks NRIs must do
Today, there is no escaping the digital world, but your online existence can easily be threatened by fraudsters, who are today even better-equipped with AI tools. In today's episode of Why Not Mint Money, we chat with Abhishek Bondia, who is the principal officer and managing director at SecureNow.in, on the lesser-known cyber security insurance and why you should care about it.
Tune in to an engaging discussion on the fascinating world of technical analysis with Mint's experts, Sashind Ningthoukhongjam and Akshat Rohatgi. Discover how technical analysis has evolved over time, gaining insights into its various aspects. Don't miss this enlightening conversation! Listen now to broaden your understanding of this dynamic field.
Mint's Shipra speaks to Neeraj Agarwala, partner, Nangia Anderson India about the curious case of NRI PANs getting inoperative when not linked with Aadhaar even though Aadhaar is optional for NRIs
The cost of education has gone up significantly over the years, whether it is the school fees or higher education. In today's episode of Why Not Mint Money, we chat with Tivesh Shah, founder of Tru-Worth Finsultants, on how parents can plan for their child's education expenses, with so many options available today.
Mint's Sashind Ningthoukhongjam and Akshat Rohatgi discuss online bond trading platforms and the regulations that are shaping them.
Mint's Shipra and Akshat Rohatgi discuss how verified P&Ls came to be but the caveats investors should be aware of.
Diversifying across asset classes is an effective of bringing down the risk of your investment portfolio. In today's episode of Why Not Mint Money, we are in conversation with Kavitha Menon, founder of Probitus Wealth, on how multi asset funds can help to diversify your investments across various asset classes and what should you keep in mind before investing in such funds.
Mint's Satya Sontanam engages in a conversation with Harsh Parikh, partner at Khaitan & Co law firm to explore the risks, regulations and conditions that come along with buying agricultural land in India. What is meant by agriculture? Who is called an agriculturist? Whether the son/daughter of an agriculturist is also called an agriculturist and many more such interesting questions are answered by Parikh in this episode. Tune in!
Mint's Shipra speaks to Mayank Mohanka, founder of TaxAaram India and a partner at S M Mohanka & Associates about how the changed rules benefit India's outbound travellers.
Mint's Satya Sontanam engages in a conversation with Ramakrishnan Gopalan, head of products, India and South Asia at Visa, one of the top players in the digital payments industry on how to safeguard ourselves from credit card frauds. He also touched upon what tokenization of card is, how it works, and how it could minimize fraudsters gaining our personal card information. Tune in!
Small-cap funds have seen a sharp recovery in the last three months, going up between 15-20%. The bounce back has come after signs of weakness in small caps in the recent past. Between 31 March 2022 and 31 March 2023, the small-cap funds delivered returns of a little over 1% on average. So, should you stay put with your small-cap fund or exit? In today's episode of Why Not Mint Money, we chat with Rushabh Desai, founder of Rupee with Rushabh Investment Services, on how should investors approach this space.
Mint's Sashind Ningthoukhongjam engages in a conversation with Vidya Bala, Co-founder of Prime Investor, who simplifies mutual fund investing for someone looking to begin their investment journey.
Mint's Shipra in a conversation with Prakash Hedge, a chartered accountant, uncovers why MNC employees with ESOPs are in a tax soup
Mint's Satya Sontanam engages in a conversation with Taher Badshah, President and Chief Investment Officer at Invesco Mutual Fund, to explore the contrarian style of investing in India. Badshah, who also manages Invesco India contra fund, delves into the global landscape of contra investing, its similarities with value investing, the process of identifying companies with headwinds and potential turnarounds, the expectations investors should have when investing in contra funds, and how contra funds can complement an investor's overall portfolio. Tune in!
There is always talk about the benefits of long-term investing in equity markets, but what about debt investments? In today's episode of Why Not Mint Money, Mint's Jash Kriplani chats with Nitesh Buddhadev, founder of Nimit Consultancy, on what role debt investments can play in one's overall portfolio.
Mint's Sashind Ningthoukhongjam speaks to Sivananth Ramachandran, CFA, CIPM, the Director of Capital Markets Policy, India at CFA Institute about the various aspects of ESG and the challenges it faces.
Mint's Satya Sontanam engages in a conversation with Abhishek Mathur, a partner with Luthra and Luthra Law Offices India. He takes care of private client, estate planning, real estate and general corporate practice matters in the firm. In this episode, Mathur explains why a will is important, the implications when someone dies without a will but orally communicated about distributing her assets, when the will should be registered and what it is meant by probating a will. Tune in for more insights.
Mint's Shipra Singh and Akshat Rohatgi discuss how P2P lending works and the risks investors should know
When it comes to retirement planning, the earlier one starts the better. In today's episode of Why Not Mint Money, we are in conversation with Nisreen Mamaji, founder of MoneyWorks Financial Services, on how youngsters can start investing for their retirement right at the beginning of their careers.
Mint's Sashind Ningthoukhongjam speaks to Parth Parikh, finance content creator, and ex-research analyst about having a club membership. They talk about the benefits of having a club membership, why he thinks his club membership is an asset, and the rise of new-age clubs.
Mint's Shipra spoke to Mayank Mohanka, founder, TaxAaram India and a partner at S.M Mohanka & Associates about the TCS rules applicable to tour packages, flights, hotels etc
Mint's Satya Sontanam engages in a conversation with Saurabh Mukherjea, founder of Marcellus PMS, about the latter’s personal finance journey. Mukherjea allocates 90% of his personal investment portfolio to equities, and just 10% in debt instruments, primarily in fixed deposits (FDs) for emergencies. He is also a National Pension Scheme (NPS) enthusiast due to its tax benefits and low fee structure. Tune in to know more about his personal investment strategies.
Note, each investor has their own preference and risk appetite. Do your own research before investing.
High-net-worth and ultra-high-net-worth investors tend to have different investment and financial planning needs. This is simply because of the sheer size of wealth and assets that needs to be managed and looked after. In today's episode of Why Not Mint Money, we are in conversation with Ashutosh Bishnoi, director at Multi-Act, to understand the different aspects of investment advice and financial planning when it comes to HNIs and ultra HNIs.
Mint Money's Sashind Ningthoukhongjam speaks to Shilpa Phadke, CEO of GetWillDone. They talk about the importance of having a Will, the process of executing it, and how to draft a Will.
Mint's Satya Sontanam engages in a conversation with Ankush Datar, associate vice president – PMS, Phillip Capital India, to delve into the concept of Shariah-compliant funds, some of the key financial metrics that these funds consider to filter the stocks, past performance and the global landscape for such funds. Tune in!
Debt investments offer stability to an investor's overall portfolio, especially when equity markets turn volatile. By taking exposure to a different asset class, investors can build a more diversified investment portfolio. In today's episode of Why Not Mint Money, we chat with Varun Sridhar, CEO of Paytm Money, on how his platform wants to take bond investing to retail investors through its latest offering.
Mint's Sashind Ningthoukhongjam speaks to Sandeep Tandon, Quant Mutual Fund's founder, and CEO. They talk about Quant MF's proprietary investment framework VLRT and his broad investment philosophy.
Mint's Shipra speaks to Ankush Sethia, a self-proclaimed credit card enthusiast about how he uses multiple credit cards to rack up enough rewards that earn him free flights and hotel stays.
Mint's Satya Sontanam speaks with Kalpesh Ashar, a SEBI Registered Investment Advisor and who is also a Certified Financial Planner at Full Circle Financial Planners and Advisors, to delve into the important financial aspects an NRI need to consider before returning to India for retirement after spending a significant amount of time abroad.
A new ecosystem is taking shape in the financial services industry, that can potentially transform the time-consuming process of designing a financial plan. In today's episode of Why Not Mint Money, we chat with Harsh Roongta, who is principal officer of Fee Only Investment Advisers, on how the Account Aggregator framework can change the way in which financial advice can be offered to investors.
Mint's Sashind Ningthoukhongjam speaks to Vivek Kaul, bestselling author of Bad Money-Inside the NPA Mess, and how it threatens the Indian banking System and the Easy Money trilogy. They talk about the rise of finfluencers, the implication it has on our personal savings, and what the regulator can do to curb the spread of bad financial advice floating in social media.You can read the article here- Finfluencers’ earnings: Who bears the real cost? https://www.livemint.com/money/personal-finance/the-rise-of-finfluencers-how-social-media-personalities-are-changing-the-face-of-financial-advice-and-investment-11684173907021.html
Mint's Shipra spoke to Rohit Shah, founder & CEO, GYR Financial Planners and a Sebi RIA about the challenges facing the RIA community
Mint's Satya Sontanam speaks with Arun Kumar, Head of Research at FundsIndia, to delve into the performance and suitability of multi-asset allocation funds in India. Tune in to discover where these funds stand in terms of performance and who should consider investing in them!
In this episode, Mint's Navneet Dubey talks with Ashish Lath - Business Head, InsuranceDekho, to discuss factors one must consider when choosing an insurance policy for their electric vehicles. Tune in to know more!
Mint's Shipra speaks to Sumanta Mandal, founder of TechnoFino about the airline's frequent flyer programmes and the different ways to earn Airmiles
Mint’s Satya Sontanam speaks to Kunal Savani, partner at Cyril Amarchand Mangaldas, about GIFT City In India, how it is compared to Dubai International Financial Centre (DIFC) in Dubai, the tax benefits for investing in a PMS (portfolio management services) in GIFT City for both Indian nationals and non-residents and many more. Tune in!
HNIs or high net worth investors now have one more investment option. Athena Alternative Investments has just launched an Enhanced Equity Fund. In today's episode of Why Not Mint Money, I am joined by Vineet Bagri, CEO of Athena Alternative Investments, to talk more about this fund.
In this episode, Mint's Navneet Dubey talks with Aniruddha Bose, Chief Business Officer at FinEdge, to discuss Why the masses aren't able to create wealth while investing in mutual funds. Tune in to know more!
Mint’s Satya Sontanam spoke to Nirav Karkera, Head of Research at Fisdom about the balanced advantage funds (BAFs) in India, how they are performing and who can invest in this hybrid fund category. Karkera explained in detail the investment philosophies of some of the top BAFs in India including HDFC BAF, ICICI BAF, Edelweiss BAF and DSP BAF.
Opening a PMS (portfolio management services) or AIF (alternate investment fund) account, which would usually take several days, is now seeing reduced timelines thanks to the digitalisation of the process. How this new process is slowly getting adopted, what are its benefits and issues that still need ironing out. To talk on this, we are joined by Milan Ganatra, founder and CEO of 1SilverBullet, which is offering this service to PMS and AIF companies.
In this episode, Mint's Navneet Dubey talks with Raghavendra Rao, Chief Distribution Officer at Future Generali India Insurance, to discuss the critical factors while buying health insurance amid the Covid-19 cases surge. Tune in to know more!
Mint's Shipra spoke to travel blogger Jimeet, popularly known as backpacking Daku, to learn a few tips to value travel this summer holiday season
Mint’s Satya Sontanam speaks to Vineet Bagri, Chief Executive Officer at Athena Alternative Investments, about the latest round of reforms concerning AIFs, which will become effective from May 1, 2023. The reforms aim to increase transparency, curb mis-selling and enable direct investor access without intermediaries in the AIF space. Tune in!
It is not often that you see a firm specialising in alternate investments in the unlisted startup space, foraying into listed equities. In today's episode, we chat with Abhishek Agarwal, founder and managing partner of Rockstud Capital, on why his firm is launching a pure listed-equity-focused fund, that would look for investment ideas among the mid and small cap stocks, listed on the exchanges.
In this episode, Mint's Navneet Dubey talks with Rupinderjit Singh, Vice President of Retail Health at ACKO, to discuss the critical factors customers should consider while opting for a health plan. Tune in to know more!
Mint’s Satya Sontanam speaks to Kalpen Parekh, Managing Director & CEO of DSP Mutual Fund about his personal financial journey. He tells us how the rules-based asset allocation principles of the dynamic asset allocation fund he invested in helped him increase his equity allocation when markets corrected in 2020 and many more. Tune in!
Recently, Amfi disclosed its monthly data of investor flows for March and interestingly thematic/sectoral funds got the maximum flows among the equity categories. But are thematic funds suitable for all investors. What are its use-cases and when should it be avoided. To talk on this and more, in today's episode of Why Not Mint Money, I am joined by Avinash Luthria, who is an hourly-fee financial planner and a Sebi-registered investment adviser.
In the sixth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand retirement planning in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to Vishal Chadiramani, managing partner - products and chief operating officer at TrustPlutus Wealth Management, to ask questions on the new tax rules for Reits and Invits applicable from April 1, 2024. Tune in!
Mint’s Satya Sontanam spoke to Nikhil Kamath, the co-founder of Zerodha, True Beacon and Gruhas, to understand why he thinks Indian stock markets are expensive, what he thinks about gold and real estate as an asset class and also what he is doing in the philanthropy space. Tune in!
In today's episode of Why Not Mint Money, we chat with Radhika Gupta, MD and CEO of Edelweiss AMC, to take us through her own financial journey over the last year, a period in which she moved to her new home, became a mother and even made her baby start his own investing journey. She talks about her own investment portfolio, which is spread across domestic equity funds, international equity funds, and debt exposure through hybrid funds and alternates. The latter is through an alternative investment fund managed by Edelweiss AMC, along with small holdings in a couple of startups.
In the fifth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the importance of health insurance. Tune in to know more!
Now when it comes to investments, the earlier you start the better. With the financial year just beginning you can do a few things to make sure your investments are right where you want them for your future goals. In today’s episode of Why Not Mint Money, we talk with Amol Joshi, founder of Plan Rupee Investment Services on things to keep in mind when reviewing your investments at the beginning of the financial year.
Mint’s Satya Sontanam spoke to Sankaranarayanan Krishnan, Quant Hedge Fund Manager from Motilal Oswal Financial Services Limited to understand what hedge funds are called in India, who can invest in them and the risks that come along with such investments. Tune in!
Last week, an amendment in the Finance Bill, took away the long-term capital gains tax benefit that came with debt mutual funds. For investors that held their investments in debt mutual funds for over 3 years, the gains were taxed at a flat rate of 20%. This also came along with indexation benefits. In today's episode of Why Not Mint Money, we are joined by Deepesh Raghav, who is a registered investment adviser and the founder of PersonalFinancePlan on what are the alternatives now for investors as this new rule kicks in from the 1st of April.
In the fourth financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand the basic tenets for wealth creation. Tune in to know more!
At the Mint India Investment Summit 2023 held recently, Nilesh Shah, MD, Kotak AMC; Jiten Doshi, co-founder and CIO, ENAM Asset Management; Saurabh Mukherjea, founder & chief investment officer, Marcellus Investment Managers; and Roshi Jain, fund manager, HDFC AMC discussed resilience of the Indian economy and how stock market is fairly priced.
Several investment platforms have emerged over the years and most of these have been launched by fintechs. More recently, Kotak Bank launched an investment platform called Kotak Cherry. In today's episode, we are joined by Srikanth Subramanian, CEO of Kotak Cherry, who talks to us on what his platform has to offer to investors and its future plans.
In the third financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., to understand why you need to have life insurance cover. Tune in to know more!
This is the last month for you to make your tax-related investment decisions for the current financial year. Equity linked savings schemes or ELSS offer tax-deductions under 80c of the Income Tax Act. In today's episode of Why Not Mint Money, we are joined by Tarun Birani, founder of TBNG Capital Advisors, to share various aspects of picking an ELSS fund.
In the second financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the house-buying decision in detail. Tune in to know more!
Mint's Shipra spoke to Archit Gupta as part of the Guru Portfolio series to learn about his investment journey
In this episode, Mint’s Maulik speaks with Ravi Dharamshi, Founder and CIO, ValueQuest Investment Advisors, a SEBI-registered portfolio management company - on how me manages his personal finances. Tune in!
Systematic Investment Plans or SIPs are a way for investors to systematically invest their money into mutual funds. Mutual funds also offer Systematic Withdrawal Plans or SWPs, which do the exact opposite. They help investors to systematically withdraw cash flows from their mutual fund investments, but there is no fixed or assured return. To tell us more about how systematic withdrawal plans work, we are joined by Kirtan Shah, who is the founder and CEO of Credence Wealth.
In the first financial planning episode, Mint's Navneet Dubey talks with Suresh Sadagopan, managing director and principal officer at Ladder7 Wealth Planners Pvt. Ltd., about the importance of financial planning in detail. Tune in to know more!
Mint’s Satya Sontanam spoke to Ankur Warikoo - an Indian YouTuber, entrepreneur and author - on how he managed his personal finances when he took a career break. His advice to someone who is considering a career break is as follows – 1. Be financially prepared; 2. Liberate yourself from the pressure of what the world thinks of you. Tune in!
In this episode, Mint's Navneet Dubey talks with Kumar Abhishek, Founder & CEO ToneTag to discuss Central Bank Digital Currency (CBDC) in detail. Tune in to know more!
Mint's Shipra tells you all about the digital nomad visa that allows people to work remotely away from India.
Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned and, here is what they had to share.
Mint’s Satya Sontanam spoke to a few individuals who took a career break, either planned or unplanned, and, here is what they had to share.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Ajay Awtaney, Founder, LiveFromALounge.com, an Indian aviation and travel focussed website, on how to save money on flight tickets. Have you been dreaming of holidaying in some quaint far away town or a hill-station resort? If yes, you must be on the lookout for good deals on flight tickets. With people travelling like never before, airfares have been on the rise. Let’s get some tips from Ajay on how to trim your flying costs.
In this episode, Mint's Navneet Dubey talks with Rhishabh Garg (Head of Term Life Insurance at Policybazaar.com) and Vivek Jain (Head of Investments at Policybazaar.com) to discuss life insurance policies for NRIs in detail. Tune in to know more!
Alternate investments are usually accessible for high net worth investors (HNIs) and ultra HNIs due to the high minimum investment required, but now some investment platforms are changing this. One such platform is Jiraaf, which is offering alternate debt products, for a minimum ticket size of Rs 1 lakh. In today's episode of Why Not Mint Money, Vineet Agrawal, co-founder of Jiraaf, shares why his platform decided to launch these products and why they want to make sure investors come with the right risk-return expectations.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Deepak Jasani, Head of Retail Research, HDFC Securities on municipal bonds as an investment option for retail investors.
Aprajita Sharma, freelance journalist with Mint, spoke to Melvin Joseph, registered investment advisor (RIA) and founder of Finvin Financial Planners on his journey as a flat-fee financial planner that started in 2010, much before RIA regulations came in. He delved deeper into reasons why RIA profession is not growing and what changes in regulations are needed to encourage young professionals to practise flat-fee advisory.
Nifty Next 50 Index has corrected over 7% over the last few weeks. The index had 14% exposure to Adani group companies, which have corrected sharply since short-seller Hindenburg's Jan 24 report. In spite of this, index-based investing remains an important low-cost option for investors, especially in the large-cap space, as actively-managed funds find it challenging to outperform the large-cap indices. In today's episode, we chat with Kavitha Menon, founder of Probitus Wealth, on what are some of the dos and don'ts when it comes to index investing and what can investors learn from the recent fall of Nifty Next 50 Index.
In this episode, Mint's Navneet Dubey talks with Bappa Roy, Product Head – Banking, Insurance & Investments at DCB Bank, to discuss travel smart cards in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to Vishal Chandiramani, chief operating officer at TrustPlutus about the government’s proposal to change the tax rules of Reits and InvITs and its impact on investor returns. Tune in!
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atik Shah, Kiran Shah, and Ashin Shah, co-founders of MProfit, a fintech firm that recently received funding from Raimatter which is a Zerodha initiative. You can use MProfit to keep track of your entire family’s investments in one place. The fintech firm can aggregate transactions from 700 plus brokers and help you easily import data on your stock, mutual fund, PMS and AIF investments, among other products. Tune in to know more.
In the last few months, chief investment officers or CIOs of a few fund houses have made the switch. A CIO is important as he or she lays down the investment process at a fund house and is often responsible for managing the flagship schemes of the fund house. As an investor, should you continue to stick to the same fund house or you follow the CIO to their new fund house. In today's episode, Mint's Jash Kriplani chats with Rushabh Desai, founder of Rupee With Rushabh Investment Services to answer this question.
In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss why diversification is needed for a balanced portfolio for HNIs in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to Sonu Iyer, partner & leader - India Region, People Advisory Services, EY about the key changes brought in by the budget with respect to personal income tax
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPOs, Zerodha on T+1 settlement for stocks, and with Vishal Dhawan, Founder & CEO, Plan Ahead Wealth Advisors on T+2 redemption payment cycle for mutual funds.
Asia-focused private equity fund PAG acquired a controlling stake in Edelweiss Wealth Management in 2021. As a result, the Nuvama Group was formed. Mint’s Jash Kriplani and Neil Borate spoke with Anshu Kapoor, who heads the asset management business of the group, on the future plans of the business and how wealth management has evolved in India over the years.
In this episode, Mint's Navneet Dubey talks with Nikhil Apte, Chief Product Officer, Product Factory (Health), Royal Sundaram General Insurance, to discuss why couples should buy family floater plans after marriage. Tune in to know more!
Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the origin of the income tax in India, whether the minimum and maximum thresholds to levy tax have moved up in line with the inflation in the country over the years, the role of surcharge and many more. Tune in!
In a conversation with Mint's Shipra, Anil Ghelani, chartered financial analyst and head–passive investments and products, DSP Investment Managers, shares his investment strategies for Mint’s Guru Portfolio series
School-going kids are not taught about money management and personal finance in their classrooms. Zerodha Varsity has now launched Varsity Junior to spread financial literacy among 8-year-plus kids. Mint's Jash Kriplani and Neil Borate spoke with Karthik Rangappa, vice-president, education services at Zerodha, on how they plan to get such small kids interested in financial concepts.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Shantala Kumble, Senior Vice President, International Money Matters, a SEBI registered investment advisor on whether you need a tax consultant, which will most often be a chartered accountant, and how you can go about finding one. Tune in to know more.
Mint’s Satya Sontanam speaks to Tapati Ghose, partner at Deloitte about the expectations of a commoner from Budget 2023. Anticipation on reducing the tax rate applicable to those with taxable income more than Rs 10 lakh per annum, hopes on rising section 80C deduction limit, tweaks to capital gains taxation and many more. Tune in!
On January 21, 2013, Sebi came up with the concept of registered investment advisers (RIAs), who were tasked with the job of helping investors take the correct investment decisions to plan for their future. Ten years forward, Mint's Jash Kriplani spoke with Harsh Roongta, founder, Fee Only Investment Advisers, to capture how the RIA eco-system has developed in India since then.
In this episode, Mint's Navneet Dubey talks with V Viswanand, Deputy Managing Director at Max Life Insurance, to discuss the zero-cost term plan in detail. Tune in to know more!
Mint's Shipra speaks to Shyam Sunder, founder and MD and Priya Sunder, co-founder and director, PeakAlpha Investment Services about their journey as RIA
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Adhil Shetty, CEO of BankBazaar on whether home loan borrowers paying higher rates should consider transferring their existing loans to another bank for a better rate. Tune in to know what Adhil has to say.
Mint’s Satya Sontanam speak to experts about the history of capital gains tax on investing in shares and mutual funds in India and how it is currently compared to the tax structure in various other countries. Tune in!
On the eve of the launch of HSBC Multi Cap Fund, after HSBC MF acquired L&T MF, Mint's Jash Kriplani caught up with Kailash Kulkarni, co-chief executive officer of HSBC MF (erstwhile L&T MF CEO), on what investors can expect from the fund house after the HSBC-L&T merger.
In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss health insurance portability in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to Lovaii Navlakhi, Managing Director & CEO of International money matters private limited, a Sebi-registered investment advisory firm, about his journey as a financial advisor.
It has been 10 years since Sebi came up with RIA framework, which led to the creation of Registered Investment Advisers. In this episode, Mint's Jash Kriplani caught up with Tarun Birani, founder of TBNG Capital Advisors, who shares why managing investor behaviour is one of the trickiest parts of being an RIA.
In this episode, Mint's Navneet Dubey talks with Anup Bansal, Chief Business Officer at Scripbox, to discuss how NRIs visiting India can minimize their expenses in detail. Tune in to know more!
Mint's Shipra speaks to Kalpesh Ashar to capture how he manages his clients' money and helps them achieve their financial goals.
Mint’s Satya Sontanam speaks to Renu Maheshwari, SEBI Registered Investment Adviser and Co-founder of Finoscholarz, about her journey as a financial advisor since Sebi brought regulations on registered investment advisors (RIAs) 10 years back.
In this episode, Mint's Jash Kriplani speaks with Dilshad Billimoria, managing director and principal officer, Dilzer Consultants on her own journey as a registered investment adviser (RIA) and how the profession has evolved since Sebi created RIAs 10 years back.
In this episode, Mint's Navneet Dubey talks with Sanjay Datta, Chief of Underwriting, Reinsurance & Claims at ICICI Lombard, to discuss motor floater policy in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to her guests about the special situations investing strategy and whether retail investors can make use of the mutual fund route to get the benefits of this investing style.
In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with Suresh Sadagopan of Ladder7 Financial Advisories about his journey as a financial advisor. Tune in to know more.
In this episode, Mint's Jash Kriplani spoke with Nilesh Shah, MD & CEO of Kotak Mahindra Asset Management, on what investors should expect from equity markets going into 2023
In this episode, Mint's Navneet Dubey talks with Siddharth Singhal, business head of health Insurance at Policybazaar.com, to discuss why health insurance policy doesn't pay for non-standard charges in detail. Tune in to know more!
Mint's Shipra spoke to people renting in Mumbai about what percentage of their salaries is spent on rent, how high rent affect lifestyle and does it lower their ability to spend at other places.
Mint’s Satya Sontanam spoke to Munish Randev, founder & CEO, of Cervin Family Office about the growth of the alternative investment fund (AIF) and the Portfolio Management Services (PMS) industry that is catering to the high-net-worth individual’s investing requirements in India.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Arun Kumar, Head of Research, FundsIndia about his personal finance journey as part of Mint’s special Guru Portfolio series. Tune in to know more.
In this episode, Mint's Jash Kriplani spoke with Ankit Gupta, co-founder of BondsIndia on the new investment product called STRIPS and why investors should consider it.
In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on the Bima Sugam insurance portal. Tune in to know more!
Mint's Shipra speaks to Manoj Chaudhary, HR- Head, Edelweiss AMC, to understand where does most hiring happen in an AMC and the qualifications required to get hired
Mint’s Satya Sontanam spoke to four non-resident Indians to understand the reason why they invested in the Indian real estate property and how their experience has been so far.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India on how to claim tax exemption on capital gains from the sale of a house? Tune in to know more.
In this episode, Mint's Jash Kriplani spoke with Professor Prashant Das of IIM Ahmedabad to decode the newly-launched art index and the reason for launching it.
In this episode, Mint's Navneet Dubey talks with Dr. Pallavi Seth, faculty at Amity School of Insurance, Banking & Actuarial Science, to discuss more on why financial literacy is important for kids. Tune in to know more!
Mint’s Satya Sontanam spoke to Chandrika Kadur, a senior tax manager with Petrinovich Pugh & Co., a California-based firm, and Mo Ahmad, founder of Westmark Tax Group in Canada, to decode the taxation of capital gains from Indian MFs in the hands of NRIs based in the US and Canada.
Mint's Shipra spoke to Sonu Iyer, tax partner and people advisory services leader, EY India to discuss how is severance pay defined in IT laws for taxation purpose
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Swarup Mohanty, Director & CEO, Mirae Asset Investment Managers (India) about his wedding day. We ask him about what he remembers of that eventful day. Was it an elaborate wedding and did it involve a lot of hectic preparations? Tune in to know more.
The global economy has been taking massive hits since the pandemic. Add to that the possibility of a recession knocking on our doors in 2023. In such uncertain times, why should we change our investment strategy to incorporate fixed-income securities? And how will investing in fixed income bring us closer to saving and growing our hard-earned money? To answer these questions and to bust some myths in this episode, we have with us, Mr. Moulik Patel, CBO, Yubi Invest, Yubi - India's first unified credit platform.
Mohit Batra, CEO of MarketsMojo, an artificial intelligence-based stock research and advisory talked to Mint's Abhinav Kaul about the firm’s stock analyzing process, the human factor in taking a call on any stock, the company’s plan to enter the PMS industry and its initial public offer (IPO) roadmap.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Atul Singh, MD & CEO, LGT Wealth India about the company he heads and his personal finance journey. Tune in to know more.
Mint's Shipra spoke to Karan Batra, managing partner of chartered club, about the do’s and don't's of claiming HRA
Mint spoke to four Indian IT professionals living in the US about how they manage their finances there
Mint’s Abhinav Kaul talked to Ayush Mittal, co-founder of Screener.in, who shared his portfolio details, investment strategy, love for small- and mid-cap stocks and his financial journey for the special Mint series-Guru Portfolio.
In this episode, Mint's Navneet Dubey talks with Vivek Chaturvedi - CMO and Head of Direct Sales at Go Digit General Insurance, to discuss what you should know when Buying health insurance for the first time in detail. Tune in to learn more!
Mint's Shipra speaks to Sameer Ranjan Jaiswal, CEO, Charzer to understand all the details a prospective EV buyer should know about charging an electric car or bike.
Mint’s Satya Sontanam speaks to Juzer Gabajiwala, Director at Ventura Securities about how dematerialisation of mutual fund units work and to whom it is most suitable for.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mayank Dhingra, an automotive journalist on his home-buying experience. Mayank and his wife, Neha Lalwani bought their first-ever flat, a 1 BHK in Shalimar Bagh in West Delhi in November 2021.
We speak with Mayank on how the two went about shortlisting the right flat for themselves and what factors influenced their decision. Did they face any challenges along the way? Let’s hear it from him.
Mint’s Abhinav Kaul talked to Sanjiv Bhasin, director at IIFL Securities Ltd, about his portfolio details, investment strategy and financial journey for the special Mint series—Guru Portfolio.
In this episode, Mint's Navneet Dubey talks with Mahavir Chopra - Founder of Beshak.org, to discuss whether one should opt for the instalment option for paying health insurance in detail. Tune in to know more!
Mint's Shipra speaks to industry experts and people who have installed solar system in their homes to understand the cost of installing solar panel and how it reduced power bills by 100%.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Nishant Agarwal, Senior Managing Partner – CFP – Advisory at ASK Private Wealth on all about creating trust.
The objectives for creating a trust can be varied – for some it may be a way of consolidating all their assets in one place, for others, it may be a way of passing on their wealth in a smooth manner to the next generation. Whatever be the reason, the structure of a trust allows one ample flexibility to deal with varied situations. Today, we speak with Nishant on who should consider creating a trust, what are the factors to consider while creating one, and lots more. Let’s hear it from Nishant.
Mint’s Abhinav Kaul talked to Nooresh Merani, an avid blogger, educator, and the founder of stock research firm, Analyse India. Merani shared his portfolio details, investment strategy and financial journey for the special Mint series —Guru Portfolio.
Mint's Shipra spoke to Mabel Mirza, who recognises as a non-binary person, about his experiences of renting house in Delhi
In this episode, Mint's Navneet Dubey talks with Indraneel Chatterjee - Co-founder of Renewbuy, to discuss the difference between an individual and family floater health insurance policy in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to a few young small-cap investors in India to understand how they pick multi-baggers, their mistakes and behavioral biases when investing in small-cap companies.
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Sonali Pradhan, Head of Wealth Planning, Julius Baer India on how to claim assets left behind by a deceased family member abroad. Is the process complicated? What needs to be done if the deceased had written a Will or created a Trust? What are some of the differences across countries such as the US, the UK, UAE, and Singapore on these matters? Let’s hear it from Sonali on this and much more.
Neil Bahal is founder and CEO of Negen Capital, a portfolio management service. Neil follows the ‘special situations’ style of investing, which was championed by legendary investor Warren Buffett. Mint’s Abhinav Kaul talked to Neil about his portfolio details, investment strategy and financial journey for the special Mint Series—Guru portfolio.
In this episode, Mint's Navneet Dubey talks with Mayank Bathwal- MD and CEO of Aditya Birla Health insurance, to discuss mental illness health insurance cover in detail. Tune in to know more!
Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand the factors we need to keep in mind when investing based on ‘Diwali stock ideas’ we see in the media.
Mint’s Abhinav Kaul talked to Tejas Khoday, co-founder and chief executive officer of FYERS, a brokerage for stock traders, about his investment strategy and financial journey for the special Mint series, Guru Portfolio.
Mint’s Abhinav Kaul talked to Abhishek Basumallick, founder of Intelsense, a stock research firm about his journey from a software engineer to an investor.
Mint's Shipra Singh speaks to young professionals in different cities about how they manage with a 1 lakh salary that has been a benchmark for a successful career.
Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about how inflation impacts an individual’s financial planning and where to invest to lower its impact.
Mint’s Abhinav Kaul talked to Jiten Parmar, the co-founder of Aurum Capital, a Sebi-registered research analyst firm, about his financial journey, how he started Aurum Capital, and his transformation from a software engineer to an investor.
In this episode, Mint's Navneet Dubey talks with Samit Updadhyay- Executive Vice President & Chief Financial Officer of TATA AIA Life insurance, to discuss when and how you should surrender a Ulip policy. Tune in to know more!
Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about how the tax on rent on multiple house properties is determined and how can one reduce the tax outgo
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Mohit Mehra, Head of IPO, Zerodha about how one can transfer shares from one demat account to another - can this be done online or is it a physical process, what it costs and how much time can it take. Tune in to know more.
Mint’s Satya Sontanam speak to Puneet Aggarwal, Founder and Director at BondsIndia, an online bonds platform, to decode what market-linked debentures are, its risks and who can consider investing in these products.
In this episode, Mint's Navneet Dubey talks with Sangeeta Veena, Head of Accident and Health claims (Retail) at Royal Sundaram General Insurance, to discuss how policy buyers can avoid rejection of health insurance claims. Tune in to know more!
Mint's Shipra spoke to Nitesh Buddhadev, a chartered accountant and founder of Nimit Consultancy, to discuss how moonlighting income is taxed
Mint’s Satya Sontanam speak to Sandeep Jethwani, co-founder of dezerv about investing in venture capital funds and the long-only funds in the AIF space.
Over a one-year period, pharma funds have delivered a negative return of 11% to investors. On a long-term though, this thematic category has been among the top performers. Mint’s Abhinav Kaul talked to Aditya Khemka, fund manager at InCred PMS, about the outlook of pharma funds.
In this episode, Mint's Navneet Dubey talks with Noel Coutinho, Co-founder and Chief Business Officer of ekincare - Hyderabad-based AI full-stack health benefits platform, to discuss how you can switch from group health insurance to individual health cover. Tune in to know more!
In this episode of Why Not Mint Money, Mint’s Maulik speaks with Neeraj Agarwala, Partner, Nangia Andersen India about the RBI’s Liberalized Remittance Scheme or what is more commonly known as the LRS. Tune in to know more.
Mint’s Satya Sontanam speak to Ravi Saraogi, CFA, Co-founder, Samasthiti Advisors to understand if taking a duration risk by investing in longer duration debt mutual funds helps in generating higher returns.
Mint's Shipra spoke to Sandeep Sehgal, partner-tax, AKM Global about tax compliance rules and the various deadlines and ensuing penalties for business owners
In this episode, Mint's Navneet Dubey talks with Manas Kapoor, Product Head - Travel Insurance at Policybazaar.com, to discuss Why buying student travel insurance is essential for children studying abroad. Tune in to know more!
Mint's Shipra Singh decodes the early exit benefit on term plans that allow policyholders to terminate policy prematurely and pays back the premium
Mint’s Satya Sontanam speak to Gautam Baid, managing partner at Stellar Wealth Partners India Fund and the author of The Joys of Compounding to understand how he manages his personal finances and the lessons he learned from various market cycles.
In this episode of Why Not Mint Money, Mint’s Maulik talks about education loans – what are the rates of interest charged, what do banks look at while reviewing loan applications, what costs does the loan amount cover and other details. Tune in to know more.
Mint’s Abhinav Kaul talked to Pankaj Murarka, founder and chief investment officer of Renaissance Investment Managers, about his financial journey, how he started Renaissance, and his experience of working with investment guru, the late Rakesh Jhunjhunwala.
In this episode, Mint's Navneet Dubey talks with Animesh Das, Senior Director- Motor Underwriting at ACKO general insurance, to discuss how one should buy a car insurance policy. Tune in to know more!
Mint's Shipra speaks to Ram Medury, founder and CEO, of Jama Wealth to discuss how investments could lose money during high inflation and what investors should do to protect their wealth
Mint's Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the business cycle funds in India and what should investors keep in mind before investing in them.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Khandelwal, founder of Safal Niveshak, an initiative to help people become better investors, about his personal finance journey. Tune in to know more.
Most mutual funds with associated banks have their sister banks among the largest recipient of distributor commissions. Mint talked to Kirtan Shah, founder, and CEO of Credence Wealth Advisors about how this impacts investors and what investors should keep in mind when buying mutual fund schemes from banks.
In this episode, Mint's Navneet Dubey talks with Anuj Sharma, Chief Operations Officer at India Mortgage Guarantee Corporation (IMGC), to discuss how should millennials plan their finance before purchasing a house in detail. Tune in to know more!
Mint's Shipra speaks to Adhil Shetty, CEO, Bankbazaar to discuss his investment strategy, how he juggles multiple credit cards and his relationship with money.
Mint’s Satya Sontanam speaks to Raunak Onkar, research head & co-fund manager of Parag Parikh mutual fund to understand what it is and how they are using it in their fund.
Mint’s Abhinav Kaul talked to Shilpa Menon, senior director-India, LCR Capital Partners, a US-based investment and advisory services firm about alternative residency programs, why Indians are opting for them and what are their benefits.
In this episode, Mint's Navneet Dubey talks with Amit Chhabra, head of health insurance at Policybazaar.com, to discuss health insurance claims in detail. Tune in to know more!
Mint's Shipra chats with Kashif Ansari, assistant professor, Hansraj College, University of Delhi to discuss the credit card options available for students as they gear up for college, start their credit journey
Mint’s Satya Sontanam speaks to a panel who are managing the wealth of ultra-high-net-worth individuals on how the ultra-rich are investing and what money means to them.
At the Mint Mutual Funds Conclave 2022 held in Mumbai on August 25, Mint’s Maulik in a light-hearted panel discussion on ‘Do mutual funds serve India’s youth’. The speakers on the panel were Aditya Kondawar, Partner & VP of Key Accounts, Complete Circle Capital; Anant Ladha, Founder, Invest Aaj for Kal; Mandeep Gill, Co-founder, Labour Law Advisor and Pranjal Kamra, CEO, Finology Ventures.
Neil Borate, deputy editor at Mint in a panel discussion during the Mint Mutual Funds Conclave 2022 talked about what is needed to grow the passive mutual fund industry. Members on the panel included, Pratik Oswal, head of passive funds, Motilal Oswal AMC; DP Singh, deputy managing director and chief business officer at SBI Mutual Fund; and Radhika Gupta, MD & CEO, Edelweiss MF.
Neil Borate, deputy editor at Mint in a panel discussion during the Mint Mutual Funds Conclave 2022 talked about what is needed to grow the passive mutual fund industry. Members on the panel included, Pratik Oswal, head of passive funds, Motilal Oswal AMC; DP Singh, deputy managing director and chief business officer at SBI Mutual Fund; and Radhika Gupta, MD & CEO, Edelweiss MF.
In this episode, Mint's Navneet Dubey talks with Apaar Kasliwal, Executive Director of PolicyBoss.com, to discuss about life insurance claims in detail. Tune in to know more!
Mint's Shipra spoke to Prableen Bajpai, founder of FinFix and Analytics Private Limited to understand why FDs are not a good investment option during high inflation
Mint’s Satya Sontanam speaks to Bharath Reddy from Cyril Amarchand Mangaldas to decode four types of employee share-based payments. Tune in!
In this episode of Why Not Mint Money, Mint’s Neil Borate speaks with David Tait, Global CEO, World Gold Council to understand the key demand drivers for gold and whether the collapse of cryptocurrency will impact it. David also shares his views on India’s bullion exchange. Tune in to know more.
Mint’s Abhinav Kaul talked to Aditya Sood, Fund Manager-Multicap Fund, InCred Asset Management about the outlook of small-cap stocks as well as themes and sectors that look interesting in this space.
In this episode, Mint's Navneet Dubey talks with Ashish Yadav, Head of Products at ManipalCigna Health Insurance, to discuss about critical illness cover in detail. Tune in to know more!
Mint's Shipra spoke to Sudhakar Sethuraman, partner, Deloitte to break down the complexities of advance tax and the penalty taxpayer has to bear on not paying it.
This story is about the personal finance journey of 3 individuals from different generations of the same family. Interestingly, the oldest in the family has the highest equity exposure. To know more, Tune in!
Mint’s Abhinav Kaul talked to Vikas Khemani, founder of Carnelian Asset Advisors about his portfolio and investment strategy for the special ‘Guru Portfolio’ series.
Mint’s Neil Borate and Satya Sontanam speak to Shiv Gupta, founder and CEO at Mumbai-based Sanctum Wealth to understand how he manages his personal finances and the lessons he learnt by managing other people’s money.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Atul Shinghal, Founder and CEO, Scripbox, a digital online wealth management platform to understand their business model, what they offer to customers and their acquisition strategy. They have been on an acquisition spree and recently entered into a partnership with Wealth Managers (India), a Pune-based wealth management firm. This has helped them expand its asset base from Rs. 1,700 crores in August 2020 to Rs. 12,000 crores now. Tune in to know more.
Tensions between China and Taiwan are spiking over a visit by the US House of Representatives speaker Nancy Pelosi. China has been considered the factory of the world and Taiwan is a major exporter of electronics products. Indian funds focusing on these countries have underperformed over the past year. Mint talked to Prableen Bajpai, founder of FinFix Research & Analytics, about the outlook of these funds given the geopolitical tensions.
Employers often force you to open accounts with their partner banks, which may lead to you accumulating too many bank accounts. Mint's Shipra explains how it can impact you
In this episode, Mint's Navneet Dubey talks with Sajja Praveen Chowdary, Associate Director of Policybazaar.com, to discuss the importance of opting for home loan insurance while buying a home. Tune in to know more!
Mint’s Satya Sontanam speak to Vishal Chadiramani, managing partner - products and chief operating officer at TrustOlutus Wealth Management on what concentrated portfolios are and when to invest in them. Tune in!
Mint’s Neil Borate and Abhinav Kaul talked to Dhirendra Kumar, founder and chief executive officer of Value Research about his investment details and how he came to found Value Research, for the special ‘Guru Portfolio’ series.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Anil Sathe about what can be done if you have missed filing your tax returns and things to keep in mind for next year.
In this Guru portfolio episode, Mint's Neil Borate and Navneet Dubey talk with Anupam Mittal, the founder of Shaadi.com, to understand how he manages his own money and chooses companies in his portfolio. Tune in to know more!
Last-minute tax filing runs the risk of incorrect filing or defaulting on deadline. Mint's Shipra spoke to Sonu Iyer, Tax Partner and People Advisory Services Leader, EY India to discuss key points for error free last minute ITR filing
Mint’s Satya Sontanam speak to Tapati Ghose, Partner, Deloitte India to understand the tax rules and the reporting requirements of capital gains on stocks and mutual fund units.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Raunak Onkar, Research Head & Co-Fund Manager, PPFAS Mutual Fund about how the fund house’s flexi cap fund will be impacted by the limit on overseas investments by mutual funds. Raunak also talks about what’s looking attractive in the Indian market and what value investing means to them. Tune in to know more.
Mint’s Neil Borate and Abhinav Kaul talked to Basant Maheshwari, co-founder and partner at Basant Maheshwari Wealth Advisers LLP, a portfolio management company, about his investment journey, key stock picks over the years and stock market mantras.
Mint speaks to Siddhanth and Sanyam Jain from Blue Fort Financial about decoding the legacy of India's largest fund manager as he leaves HDFC Mutual Fund, and whether returns will sustain after his departure.
Mint's Shipra Singh spoke to Sundeep Sikka, ED and CEO, Nippon India mutual Fund to trace his personal finance journey so far
Mint’s Satya Sontanam speak to Arun Kumar, Head of Research at FundsIndia, to decode the reason why not all ‘star’ or ‘flagship mutual fund schemes can sustain their outperformance
In this episode, Mint's Navneet Dubey talks with Sarita Joshi, the Head of Product - Health Insurance at Probus Insurance broker, to discuss multi-year health policies in detail and who should buy them. Tune in to know more!
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Medha Budhia, Aditya Birla Sun Life Mutual Fund, about passive funds and how to invest in ETFs and Index Funds.
Mint's Shipra spoke to Kashif Ansari, assistant professor at Hansraj College, University of Delhi to understand the reward mechanism of paying rent through a credit card and the various risks involved.
Mint’s Satya Sontanam speak to Meghana Pandit, Chief Investment Officer at Indigrid InvIT, to understand how to assess InvITs before investing in them. Tune in!
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Anuj Kumar, Managing Director of CAMS, India’s largest registrar and transfer agent or RTA providing mutual services, about MF Central, the mutual fund transactions platform launched by CAMS and KFin Technologies in Sept 2021.
Anuj talks about all the financial and non-financial transactions that investors can do on the platform, and what else remains to be done. Tune in to know more.
How technology is driving innovation in the motor insurance sector
In this episode, Mint's Navneet Dubey gets in conversation with Shanai Ghosh who is the Executive Director and CEO of Edelweiss General Insurance, to talk about how technology is driving innovation in the motor insurance sector. Tune in to know more!
Have capital to last 4-5 years even if we have zero revenue: CoinDCX
Intro: Mint’s Abhinav Kaul and Neil Borate talked to Mridul Gupta, chief operating officer at CoinDCX about the recently introduced 1% tax deducted at source (TDS) on crypto transactions, safety of investors’ funds on the platform and the recent collapse of some crypto exchanges.
Mint’s Satya Sontanam speak to Sahil Kapoor, senior executive vice president at IIFL Wealth, to understand how to assess Reits before investing in them. Tune in!
Mint’s Abhinav Kaul talked to Pratik Oswal, head of passive funds business at Motilal Oswal Asset Management Company about his investment portfolio and strategy.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan of Plan Ahead Wealth Advisors about how to build your portfolio in the current market scenario and diversify your investments
A new schedule is inserted in ITR forms this year that will capture the tax-deferred on ESOPs. Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Anderson to understand what taxpayers should do.
Mint’s Satya Sontanam speaks to Vidya Bala, co-founder of Primeinvestor.in, a well-regarded financial research provider, to understand her views on various asset classes and how she manages her money. Tune in!
In this episode, Mint's Navneet Dubey gets in conversation with Atul Monga who is the Founder of BASIC Home Loan. It is a fintech startup, developing an automated platform for home lending in India.
Mint’s Abhinav Kaul and Naveen Wadhwa, deputy general manager at Taxmann, discuss TDS provisions for crypto assets and what investors should keep in mind.
Millennials have proved themselves to be enthusiastic equity investors, particularly over the past two years. Some dip their toes into cryptocurrency. Their parents on the other hand focused on real estate and gold, for most of their lives. Mint's Neil Borate speaks to Siddhanth Jain and Viraj Vora of Blue Fort Financial to explore this question.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Rushabh Desai ---- founder of Rupee with Rushabh Investment Services about sectoral and thematic funds. Such funds must invest at least 80% of their corpus in stocks of a particular sector or theme. That is, they follow a concentrated investment strategy. Tune in to find out if these funds are right for you.
Several digital platforms let retail investors get a slice of early-stage startups with as little as Rs 5,000. But, startup equity investing has the highest risk-reward ratio. Mint's Shipra speaks to Ram Kalyan Medury, founder and CEO of Jama Wealth to understand how it works.
Mint’s Neil Borate and Satya Sontanam speak to Nithin Kamath, co-founder and CEO of Zerodha to understand his views on various asset classes and how he manages his money. Tune in!
Mint asked Shankar Sharma; Nilesh Shah, group president and MD of Kotak Mahindra Mutual Fund; Deepak Shenoy, founder and CEO of Capitalmind; and Nikhil Kamath, Co-founder, Zerodha, whether this is a buyer’s or a seller’s market.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankita Pathak, DSP Mutual Fund, about how to deal with inflation, Fed rate hike, and market corrections.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Vishal Dhawan - Founder & CEO - Plan Ahead Wealth Advisors, a SEBI registered investment advisor on how a home loan interest saver account, also known as a smart loan, can cut down your interest cost. Here’s all you need to know about this home loan product.
Mint’s Satya Sontanam speaks to Raj Khosla, founder of the My Money Mantra, about how the banks decide the fixed deposit rates. Tune in!
In this episode, Raj Shamani, a digital content creator speaks to Mint's Neil Borate on his journey and how he invests his own money.
Mint's Abhinav Kaul talked to Pankaj Pathak, fund manager, Fixed Income at Quantum AMC to discuss what debt investors should do given rising interest rates.
Mint’s Satya Sontanam speaks to Anish Teli, managing partner of QED Capital Advisors LLP about the three stages of a bear market. Tune in!
Fractional ownership in commercial real estate promises a high rental yield and can be done with small investment amount starting at Rs 25 lakh. But it also carries risk. Mint's Shipra speaks to Sudharshan Lodha, co-founder, and CEO, Strata to find out how it works.
In this episode, Mint's Navneet Dubey gets in conversation with Yogesh Agarwal who is the youngest Actuary in the world and the Founder of Onsurity, a tech-enabled employee healthcare platform, to talk about why there is a need to improve access to instant and Real-time healthcare solutions. Tune in to know more!
Mint’s Abhinav Kaul talked to a well-known value investor, Vijay Kedia, about his investment portfolio, investment style, and how he picks stocks.
Mint’s Satya Sontanam speaks to Siddharth Srivastava, Head - ETF Products at Mirae Assets Global investments about the key features you need to know about passive funds before investing in them. Tune in!
As part of HT Mint's annual series, Mint's Maulik speaks to Rajeev Thakkar, CIO and Director, PPFAS Mutual Fund about his investments, his apparently concentrated exposure to PPFAS, and how he got into equity investing professionally?
Mint's Abhinav Kaul talked to Ajeet Khurana, founder of Reflexical, to get a sense of the state of the crypto market. Khurana also talked about the crypto market outlook, learnings from the collapse of the Luna blockchain and Indian crypto regulations.
India is seeing the beginning of a debt relief industry. Mint talks to the founder of one such startup, Ritesh Srivastava of FREED to understand how debt relief firms can help.
Mint’s Satya Sontanam speaks to Vishal Dhawan, Founder & CEO of Plan Ahead Wealth Advisors about the dividend-yielding stocks and funds and their ability to perform better during volatile periods. Tune in!
In this episode of Why Not Mint Money, Mint's Shipra speaks to R.K.T. Krishnan, head - motor claims, Royal Sundaram General Insurance to understand whether insurance claims will be honoured if EV catches fire. Tune in to know more.
In this episode of Why Not Mint Money, Mint’s Maulik speaks to Niranjan Awasthi, Head of Product, Marketing & Digital Business at Edelweiss AMC on how SEBI’s new rules on tracking error, as part of its circular on passive funds, improve index funds and ETFs. Tune in, to know more.
Mint looks at what non-convertible debentures or NCDs are, how do they work and should investors go for Navi Finserv's NCD issue
Pratik Oswal, Head of Passive Funds at Motilal Oswal AMC and founder, Glide Invest, talks to Neil Borate about the low cost curated portfolios that Glide offers.
Mint’s Satya Sontanam speaks to Sahil Kapoor - Head of Products & Market Strategist – DSP Mutual Funds and also a good storyteller about the key points of mutual fund investing in the form of short stories. Tune in!
In this episode, Mint's Navneet Dubey gets in conversation with Sanjib Jha who is CEO and Executive Director of Coverfox.com insurtech firm to talk about how they have reinvented themselves during the pandemic. Tune in to know more!
Abhinav Kaul talked to Adhil Shetty, CEO, of Bankbazaar.com about why homebuyers should watch out for rising interest rates.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vivek Narain, Sana Insurance Brokers about why you must take professional indemnity insurance and how it can be a great way to safeguard professionals from liabilities.
Mint's Shipra speaks to Karan Bhagat, MD & CEO, IIFL Wealth and Asset Management to talk about how he invests his own money, what makes him a moderate risk investor and his idea of wealth.
Mint’s Satya Sontanam speaks to Atul Shinghal, founder and CEO of Scripbox to find out if he relies on the platform’s algorithms for his own investment portfolio and also his personal finance journey. Tune in!
In this episode of Why Not Mint Money, Mint's Maulik speaks to Munish Randev, Founder & CEO, Cervin Family Office & Advisors and Nishant Agarwal, Managing Partner & Head, Family Office of ASK Wealth Advisors on what to look at while shortlisting a PMS scheme and whether they offer any value over mutual funds. Tune in, to know more.
Mint's Abhinav Kaul got up and close with Vasanth Kamath, founder, and CEO of Small case, for its annual series on the personal finance journey of financial services industry leaders.
Mint caught up with Deepak Shenoy, founder, Capital Mind, as part of our Guru Portfolio series to understand how he invests his own Money. Among many other facets of Deepak Shenoy's style, he does not invest in real estate, even to the extent of not owning a house. Tune in to know more.
Mint's Shipra spoke to Raj Khosla, MD, MyMoneyMantra to understand how RBI's new guidelines on credit cards benefit customers
Mint’s Satya Sontanam speaks to Gaurav Rastogi, Founder & CEO of Kuvera about the investment pitfalls one should avoid during their personal finance journey. Tune in!
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Abhishek Saxena of Eroute Technologies about how to avoid falling victim to financial frauds and what to do in case you become a victim.
In this episode of Why Not Mint Money, Mint's Maulik speaks to Anil Gupta, Vice President & Co-Group Head - Financial Sector Ratings, ICRA, about floating rate bank loans. The interest rate on such loans is not fixed and is linked to the repo rate or the MCLR, which is the marginal cost of lending rate. Will the recent hike in the MCLR by a few banks or the widely expected hike in the repo rate by the RBI, as and when it happens, impact retail borrowers like you and me? Tune in, to know more.
Mint's Shipra spoke to Somasundaram PR, Regional CEO, India, World Gold Council to understand the decline in gold jewelry demand in India in Q1 of 2022 and whether rising inflation is going to spur demand for gold investment
As part of HT Mint's annual series, Satya Sontanam speaks to Jinesh Gopani, Head of Equities, Axis Mutual Fund, to understand his personal finance journey. Let’s listen to this fund manager on how he manages his own money. Tune in!
Mint talked to Pratik Gandhi, co-founder, and chief operating officer of fintech firm, Nium, about existing issues with payments infrastructure, how blockchain technology can be leveraged, and new trends in the consumer digital payments space.
As part of HT Mint's annual series, Mint's Maulik speaks to Devina Mehra, Founder, Chairperson and MD, First Global, about her investments and asset allocation. She also has some money advice to offer.
As part of Mint's annual special series, Mint's Shipra speaks to Aashish Somaiyaa, CEO, WhiteOak Capital AMC on his preferred asset class, impact of the pandemic on his investments and his approach to family money matters
As part of HT Mint's annual series, Satya Sontanam speaks to Saurabh Mukherjea, founder and chief investment officer (CIO) at Marcellus Investment Managers, about where he invests, what his asset allocation is and why he doesn’t believe in investing in debt and gold. Tune in!
In this episode, Mint's Navneet Dubey gets in conversation with Aniruddha Sen who is the Co-Founder of Kenko Health to talk about what is OPD subscription model in healthcare and how he can help fill gaps in this sector through offering subscription plans. Tune in to know more!
As state government debt becomes popular among investors and fund managers because of the additional yield it gives over central government debt, we ask how risky it is. How sustainable are state government finances? Sandeep Yadav, Head of Fixed Income at DSP Mutual Fund answers this important question.
Mint’s Abhinav Kaul talked to D P Singh, chief business officer at SBI Mutual Fund to explore whether investors should be placed in the hybrid fund category.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Aditya Kondawar. JST Investments about his personal financial journey, building a portfolio and his opinion on various asset classes.
As part of HT Mint's annual series, Mint's Satya Sontanam speaks to Nikhil Kamath, founder of Zerodha and True Beacon, about his investments, asset allocation, why he maintains an emergency corpus that can cover him for five years and many more. Tune in!
As part of HT Mint's annual series, Mint's Maulik speaks to Swarup Mohanty, CEO, Mirae Asset Investment Managers (India) about his investments and asset allocation, the impact of the pandemic on his money matters, and his advice to investors.
Can company FDs benefit investors who fall within higher income tax slabs? Mint’s Abhinav Kaul talks about corporate fixed deposits and should investors go for them.
As state government debt becomes popular among investors and fund managers because of the additional yield it gives over central government debt, we ask how risky it is. How sustainable are state government finances? Sandeep Yadav, Head of Fixed Income at DSP Mutual Fund answers this important question.
As part of Mint's annual special series, Mint's Shipra speaks to Kalpen Parekh, MD, and CEO, DSP Investment Managers on his preferred asset class, the impact of the pandemic on his investments, and his approach to family money matters.
Mint’s Satya Sontanam in conversation with Rajesh Saluja, CEO & MD at ASK Wealth Advisors on what is wealth, things to do and not to do while building wealth, finding a wealth manager, and more. Tune in!
Gone are the days when investing in fixed income products meant investing in fixed deposits or at best, in debt mutual funds. With a number of dedicated fixed income online platforms springing up over the last few years, investing in bonds is just a few clicks away. In today’s podcast, I, Maulik Madhu, will talk about some of the fixed income platforms that are available to investors, what they offer and what one must keep in mind before investing through them.
Do you know that there’s an investment option that can help you save up to Rs 46,800 a year in taxes? Mint’s Abhinav Kaul talks to Rushabh Desai, founder of Rupee With Rushabh Investment Services to get a deeper understanding of ELSS funds.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, FundsIndia about what investors should do in the beginning of the financial year to secure their future and optimize their investments.
If your distant relative, a LIC agent, is pushing you an insurance plan promising lofty earnings, you're in for a trap. Tune in to listen to Vijai Mantri, co-founder & chief investment strategist, JRL Money in a conversation with Mint's Shipra to find out what you lose in buying traditional insurance plans
Mint’s Satya Sontanam in conversation with Jitin Makkar, Vice President and Head-Credit Policy at ICRA on how credit ratings to companies are assigned, to what extent investors can rely on these ratings and what it means to the investor when an agency downgrades the credit rating of a company.
Have you ever applied for a home loan? Then your bank must have surely asked you for your credit score. Mint's Maulik speaks to Manish Ajwani to understand how credit scores work. Manish is the founding member and head of products at Recordent, a firm that has built a SaaS platform for MSMEs with a vision to create a trade credit bureau. Earlier, Manish spent 8 years at TransUnion CIBIL.
Do you know that just like stocks, now you can directly buy Indian government and state government bonds? Mint's Abhinav Kaul tells you about RBI Retail Direct scheme, how it works, and whether retail investors should go for it.
Is BNPL a payment method or a loan? What happens when you don't pay back within the interest free window? Mint's Shipra speaks to Vikas Bansal, Director, Amazon Pay India to find out answers to these questions
Covid crisis highlighted the importance of keeping the family informed about our financial documents. Manish Chauhan, Founder and Chief Blogger of Jagonvestor share his insights on what documents to share and how to go about it. He also highlights how writing a Will should not be considered a major task
In this episode, Mint's Navneet Dubey gets in conversation with Naval Goal - Founder and CEO of PolicyX.Com to talk about how and when to port one's health insurance policies. Tune in to know more!
Investors would not be allowed to set off losses in one crypto asset against another, the government said on Monday. This is a significant blow to people who invest in crypto. Mint's Abhinav Kaul looks at tax-efficient crypto investment options that are available in India.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Ankit Mehra of GyanDhan about overseas education loans and how to build an education corpus.
Sankaranarayanan Krishnan, Quant Hedge Fund Manager of Motilal Oswal AMC tells us about the low volatility indices available in India, how they have performed during the market downturn and to what kind of investors this strategy is most suitable for.
Are you a PPFAS Mutual Fund investor left wondering why the fund house stopped fresh inflows into its Flexi cap fund in February, only to re-start them from 15 March? Mint's Maulik speaks to Rajeev Thakkar, Chief Investment Officer, PPFAS Mutual Fund to understand why the fund house did what it did. In the talk, Rajeev also explains the investment strategy for their conservative hybrid fund.
The 75% limit on equity under NPS Tier II will be raised to 100% once the board approval comes through, reveals Supratim Bandyopadhyay, Chairman, Pension Fund Regulatory and Development Authority (PFRDA), in an interview with Mint.
With Covid-19 and uncertainty around, the importance of financial immunity has increased and many Indians now relate it to being able to maintain financial security and stability of self as well as the family. In this episode, Mint's Abhinav Kaul takes a look at how financial planning is important and what to do if you have taken a hit from the recent fluctuations in the markets.
Rushing to plan taxes at the last minute? Want to switch to a new regime? Changed jobs during the year? Mint's Shipra speaks to Rama Karmakar, Tax Partner – People Advisory Services, EY India to find out what you should do to ensure error-free tax planning for the current financial year.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Salonee Sanghvi, My Wealth Guide about her personal financial journey, working with Rakesh Jhunjhunwala, and investing in market dips.
In this episode, Mint's Navneet Dubey talks to Mahesh Balasubramanian, Managing Director, Kotak Mahindra Life Insurance Company Ltd. to ask that is it good to buy life insurance online or through an agent.
Investors usually go into overdrive when they see the market crash just like we have been witnessing over the past few weeks. For this is the time when investors feel that stocks are on sale. In this episode, Mint's Abhinav Kaul take a look at the strategy that mutual fund investors can follow during this market correction.
Mint speaks to Usha Thorat, former Deputy Governor, RBI on how participation of women in Indian banking and finance has improved and asked suggestions for first-time investors, particularly women in India. Thorat believes that women must be financially independent and shared four money rules that must be kept in mind.
Sharan Hegde started creating personal finance content during the Covid pandemic and in a matter of just two years has built a follower base of nearly a million people on Instagram. Content creators like him bridge a gap between millennials and the formal finance world. Mint speaks to Hegde on his content journey, the concerns around paid promotions, and how he invests his own money. In his latest initiative, Hegde has also created and sold a Non-Fungible Token (NFT).
Do you know you can fly and stay in hotels for free on your next holiday with credit card rewards? This women's day Mint's Shipra speaks to Shipra Baranwal, co-founder, Live from a Lounge to find out how.
Ms. Radhika Gupta, one of the most respected executives in the mutual fund industry, shares that she has started investing late, made investment mistakes and learned from them. She is now a conservative investor and believes in keeping her portfolio simple. For more details, tune in!
Will energy stocks rally? Will debt mutual funds suffer? How about broader equity markets? Dhaval Kapadia of Morningstar speaks to Mint's Neil Borate on what the Ukraine-Russia conflict means for investors in India.
The Ukraine conflict has spelt doom for equity markets around the world. However there are select sectors tracked by Exchange Traded Funds (ETFs) that can do better. What are they and how do you invest in them? Mint speaks to Viram Shah of Vested Finance to find out. For any feedback or comments, you can reach out on Twitter @Actusdei or on email at mintmoney@livemint.com
Neil Borate speaks to Smallcase CEO Vasanth Kamath on the explosive growth of Smallcase as a platform. Kamath also addresses some of the common criticisms of the platform - differing returns of the model portfolio and actual investors, high impact cost and tax inefficiency. Finally, Kamath talks about what his future plans are - whether Smallcase will list cryptocurrency and international stocks.
In this episode, Mint's Navneet Dubey gets in conversation with Subhajit Mandal, CFA - Co-Founder- India Insuretech Association & Cyber Sierra to talk about reasons behind the cyber crime and get to know what Cyber Insurance is all about. Tune into to know more about Cyber Sierra and how secure your business from constant threats ?
As a lay stock investor, it is tough to predict whether it is large-caps, mid-caps or small-caps that will do better in a year. But multi-cap and Flexi-cap funds easily solve this problem. In this episode, Mint's Abhinav Kaul will explore how these two funds differ from each other and which one might be a better fit for you.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Prabhir Correa, Waterfield Advisors, about impact investing and how you can make returns and at the same time create a positive social or environmental impact.
NPS can help save up to Rs 2 lakh in tax but comes with a lock-in till retirement. Should you commit to it early in your career just to save tax? Mint's Shipra speaks to Prableen Bajpai, founder, FinFix Research to find out
The Indian government is keen on developing the GIFT City in Gujarat as a financial trading hub. Mint explores the tax benefits that GIFT City (IFSC) offers different categories of Indians such as resident Indians and NRIs.
In this episode of Why Not Mint Money, Mint's Navneet Dubey talks to Tushar Aggarwal, Founder and CEO of StashFin, a neo-banking start-up about some changes that are expected the reinforce the safety and security of card data through card tokenization.
In a much-awaited move, the government in Budget introduced a crypto tax regime where a blanket rate of 30% will be applicable on gains from crypto assets or “virtual digital assets” along with 1% tax deducted on the source (TDS) on the transfer of such assets.
In this episode of Why Not Mint Money, Abhinav Kaul spoke with Shivam Thakral, CEO of crypto exchange BuyUcoin, to get a sense on what’s next for the crypto sector after budget proposals.
Personal Finance influencer Anushka Rathod speaks to Mint on her journey, her own investment portfolio and concerns about money driving influencers rather than the public interest.
Home loans can help you can save as much as ₹5 lakh or more in taxes. In this episode, Mint's Shipra speaks to Ritesh Kumar, Partner, IndusLaw, on the different rules that determine how much tax rebate you can get if you're servicing a home loan
Satya Sontanam from Mint talks to Rick J. Romano, MD, PGIM Real Estate on how investment in REITs help in diversification of one’s portfolio, why REITs outperform other asset classes during an inflationary period, if this is the right time to invest in REIT and more. Tune in!
In this episode, Mint's Navneet Dubey spoke to Prasun Sikdar, MD and CEO, ManipalCigna health insurance company limited about How you can insure yourself by having the right health insurance cover.
Indians love to give gifts. With its numerous festivals and close-knitted families, gifting is an integral part of our culture. But do you know that a gift can be taxable in your hands? In this episode of Why Not Mint Money, Abhinav Kaul will tell you all that you need to know about taxes on gifts and exceptions.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Vishal Dhawan, Plan Ahead Wealth Advisors, about the restrictions on overseas investments and how it is impacting mutual fund investors.
A first, a standalone pure protection term plan is now available for homemakers. But, do they really need life insurance. Mint's Shipra answers the question.
In this episode, Mint's Navneet Dubey spoke with Amit Chhabra, Head Health and Travel insurance, Policybazaar.com to understand the Covid specifications before buying a travel policy.
In this episode, Mint's Abhinav Kaul spoke with experts to know how the new budget announcements will work in India.
Shows like Shark Tank have popularised the concept of angel investing. Mint examines the reality of angel investing in India and what the risks are.
As the tax-saving deadline of March 31 approaches, NPS as an investment option is worth looking at as it enjoys EEE tax status and helps save up to Rs 2 lakh on taxes. Mint's Shipra speaks to Sandeep Sehgal, partner-tax, AKM Global to understand the tax benefits on NPS.
In this episode Mint's Abhinav Kaul spoke to Siddharth Menon, COO, WazirX, to get a perspective on the outlook for NFTs in 2022.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Pratik Oswal, Motilal Oswal AMC, about factor investing and why it has the potential to be the next big thing in the Indian investment industry.
In this episode, Mint's Navneet spoke to Anil PM, Head - Legal & Compliance, Bajaj Allianz Life, to discuss measures that an insurer and customer should take to remain protected from insurance frauds.
In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner, Nangia & Co LLP to discuss some of the ways in which your parents can help you lower your tax liability.
Mint's Neil Borate & Satya Sontanam speaks to one of India's biggest podcasters, Ranveer Allahbadia on his approach to investing and personal finance.
Quant Small Cap Fund topped the charts in 2021 with a 92% return and this was preceded by massive 76% return in 2020. Other schemes of this AMC are also the topping the charts. Mint takes a look at this small new fund house.
In this episode, Mint's Shipra spoke to Sujit Bangar, founder, Taxbuddy.com to discuss what is standard deduction, when was it introduced and which category of taxpayers is it available to.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Harshad Chetanwala, My Wealth Growth, about the FIRE movement and how you can achieve financial independence and retire early.
In this episode, Mint's Shipra spoke to Vishvajit Sonagara, founder, Quicko about the tax rules around F&O trading.
In this episode, Mint's Navneet Dubey spoke to Anup Bansal, Chief Investment Officer, Scripbox about the important things you should put on your financial planning checklist and shares the best possible suggestions.
India’s first-ever silver ETF is set to be launched on 5th Jan 2021. Mint looks at the prospects of silver as an investment and how ETFs work.
India's oldest ETF, Nippon India Nifty BeES has completed 20 years and delivered a CAGR of 16%. Mint explores the background of this ETF and what role ETFs in general have in your portfolio.
In this episode, Mint's Shipra spoke to Preeti Khurana, director of advocacy and regulation, Clear, about how the annual information statement or AIS can help plug tax leaks around HRA claims.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks to Arun Kumar, Head of Research, Funds India about how you should set financial resolutions for the new year.
In this episode, Mint's Navneet Dubey talks to Nayan Ananda Goswami, Head -Group Business and Retail Sales & Service at SANA Insurance Brokers Pvt about some of the crucial things while buying health insurance for newborns.
In this episode Mint's Abhinav Kaul spoke with Sandeep Jhunjhunwala who is Partner with Nangia Andersen LLP, to get a perspective on what can be expected from the crypto regulations bill?
In this episode, Mint's Shipra spoke to Rahul Tyagi, co-founder, Safe Security to discuss the modus operandi of a scam that uses screen sharing apps to dupe digital payments customers.
In this episode, Mint's Neil Borate speaks to Vikaash Khdloya, Deputy CEO & Chief Operating Officer, Embassy REIT about real estate investment trusts (REIT). Vikaash explains how can retail investors start investing in REITs and what are the benefits over equities and other investment tools. Tune in to know more!
In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Vaibhav Porwal about ESG investing and why you must incorporate it in your portfolio.
In this episode, Mint's Shipra spoke to Abhishek Soni, Co-founder, Tax2Win to discuss the two tax exemptions available on capital gains on the sale of real estate property.
In this episode, Mint's Navneet Dubey interacts with Sakshi Vij, Founder & CEO, MylesCars. She explains what is a car subscription model and how it is one of the most cost-effective mobility solutions for car buyers. Tune in to find out if it is the right choice for you.
In this episode, Mint's Abhinav Kaul interacts with Mahavir Kaswa, VP-Research Passive Fund at Motilal Oswal Mutual Fund to get a perspective on investment themes one can consider in the US. Tune in, now!
In this episode of Why Not Mint Money, Mint's Namrata Patel speaks to Neha Pathak about how to start making your own will and make sure your wealth falls in the right hands.
In this episode, Mint's Shipra spoke to Sujit Bangar, founder, taxbuddy.com to discuss the tax filing rules for income from F&O.
In this episode of Why Not Mint Money, Naveent Dubey talks to Sajiv Bajaj from Bajaj Capital about various useful facts about having a global health policy.
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why forming a trust is important in various circumstances and how your loved ones can benefit greatly from a trust.
In this episode, Mint's Shipra spoke to Sandeep Jhunjhunwala, partner, Nangia Andersen to discuss the nitty-gritty of tax liabilities involved in buying and selling real estate.
In this episode, Mint's Shipra explains what card tokenisation is and what customers need to do to comply with the changed framework.
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Neha Pathak of Motilal Oswal Private Wealth about why it is important to create a will and how to ensure your loved ones are taken care of in your absence.
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Hitesh Malviya, founder of itsblockchain.com, to get a perspective what should retail investors do after the crazy run of Dogecoin and Shiba Inu.
In this episode, Mint's Navneet Dubey interacts with Sujata Ahlawat, Vice President and head of DTC Interactive TransUnion CIBIL as they discuss the common myths and mistakes that first-time borrowers make which impact their Credit score. Tune in now.
In this episode, Mint's Shipra spoke to Vivek Kaul, author of the Easy Money trilogy, about the many motives of investing in real estate and why investing for emotional and financial reasons may not make financial sense for most investors.
In this episode, Deepak Shenoy, Founder and CEO, Capital Mind and Anoop Vijaykumar, Head of Research and Fund Manager, Capital Mind speaks to Neil Borate of Mint on how embracing an investment identity can hurt your returns.
In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Manish Jeloka, President and Chief Strategist at Probus Insurance Brokers Pvt. Limited. He shares with the listeners why one shouldn't ignore the importance of network hospitals when buying a health insurance policy. Tune in to know more.
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Sandeep Jethwani of Dezerv about the various platforms to make investments and how to choose whether you need a financial advisor.
In this episode, Mint's Shipra spoke to Priya Sunder, director, PeakAlpha about the many downsides of committing to inflexible investment of real estate early in one's career.
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Chintan Mehta, associate director–capital markets and asset allocation at Morningstar Investment Adviser India to get his views on gold’s outlook.
In this episode of the Why Not Mint Money podcast, Mint's Navneet Dubey speaks to Vivek Kaul as he shares everything about life insurance and its latest products.
In this episode of the Why Not Mint Money podcast, Mint's Namrata Patel speaks to Abhilash Joseph of Finity about passive investing and making the most of ETFs and Index Funds.
In this episode, Mint's Shipra spoke to Prableen Bajpai, founder, FinFix about the investment opportunities in the fixed-income space that debt investors can look at in the current environment of low-interest rates.
In this episode, Mint's Shipra spoke to Gaurav Mathur, MD, SafeGold about what makes digital gold so popular and whether one should buy it over Gold ETFs.
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Viraj Nanda, CEO, Globalise to get a perspective on does taking exposure to US markets via ETFs make sense.
In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Namrata Patel about mutual funds and what you can learn about investing from Baba Sehgal's rap.
While health insurance compensates you for your hospitalization expenses in the case of extreme health conditions, it may not pay you for regular check-ups or appointments with your doctor. In such a situation, should you go for a health insurance policy that can cover outpatient department (OPD)-related expenses?
In this episode of the Why Not Mint Money podcast, Vivek Kaul, author of the Easy Money trilogy, speaks to Mint's Neil Borate about how personal finance can be understood in 87 words.
In this episode, Mint's Shipra spoke to Shailesh Kumar, Partner- Direct Taxation, Nangia & Co LLP about what all information new pre-filled forms contain and what are the errors that taxpayers should be careful about while filling these forms. Tune in to know more!
In this episode, mint's Navneet Dubey along with Mr. Varun Gupta who is the Chief and appointed actuary at Bharti AXA Life Insurance. He shares with us how easily can an NRI buy life insurance in India. Tune in to know more!
In this episode, Mint's Namrata Patel talks about debt allocation with Sukumar Vineet from Vivriti Capital and the different instruments investors can consider to build the debt component of their portfolios.
In this episode of Why Not Mint Money, Abhinav Kaul speaks with Viram Shah, co-founder and CEO of Vested Finance, a global investing platform, to get a perspective on should investors change their global investment strategy in the view of China’s Evergrande episode?
In this episode, Mint's Shipra spoke to Ankur Choudhary, VP Product at Niyo Money about the feature on NiyoX app that rounds off each purchase made through the app and saves the spare change into a mutual fund.
In this episode, Mint's Namrata Patel talks about No Cost EMI with Abhishek Saxena from My Omni Card and what you must keep in mind before taking a No Cost EMI.
In this episode, Mint's Shipra spoke to Sujit Bangar, founder of Taxbuddy.com about why taxpayers with self-assessment tax liability of over Rs 1 lakh will have to pay a monthly interest penalty of 1% if they haven't filed their ITR yet. Tune in, now!
In this episode, @livemint’s Navneet Dubey along Mr. Subramanian who is the Head in the insurance and product development in SBI general insurance shares that with the times changing, is it vital to purchase an health insurance. Tune in, as they answer it.
In this episode, @livemint's Namrata Patel talks about asset allocation and diversification with Prateek Pant of White Oak Cap and how investors can focus on equity in their early years and then foray into other asset classes.
In this episode, Mint's Shipra spoke to Karan Batra, founder, charteredclub.com about how the new rule on ITR filing exemption for senior citizens can also help eligible taxpayers prevent 10% TDS on FD interest
In this episode of Why Not Mint Money, Mint's Abhinav Kaul spoke with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explore what a new mutual fund investor needs to keep in mind.
In this episode mint's Namrata Patel talks about value investing and fundamental analysis with Rahul Shah of equitymaster and how investors can find wealth creators by ignoring the noise in the market.
In this episode, Mint's Shipra spoke to Preeti Khurana, director - advocacy and regulatory, Clear about how the new taxation rule on interest on PF contribution notified by the CBDT will be implemented.
In this episode, Mint's Navneet Dubey spoke to sajja praveen chowdary, Business Unit head, Term insurance Policy Bazaar about whether 50 is the right age to buy a term insurance policy.
In this episode, mint's Namrata Patel talks about asset allocation and diversification with Amit Ganatra, Senior Fund Manager HDFC AMC, and how investors can diversify their portfolios by including stocks, bonds, and gold.
Exchanges have banned stockbrokers from selling digital gold. In this episode mint's Renu Yadav talks about what does it mean for the digital hold investors. Tune in to know more!
According to a recent NSE circular, Real estate investment trusts or Reits and infrastructure Investment trusts or InvITs will be part of Nifty indices. In this episode Mint's, Abhinav Kaul spoke Harsh Shah, CEO of IndiGrid Trust to understand why this move by the NSE is significant and how will it impact investors.
In this episode, Mint's Namrata Patel talks about anchoring bias and authority bias with Arun Kumar from FundsIndia and how investors can overcome behavioral biases while investing in a bull market.
In this episode, Mint's Navneet Dubey speaks to Sanjiv Bajaj, joint chairman & MD, Bajaj Capital, about the impact of the coronavirus outbreak on consumers and how they are looking at ways to increase the sum assured of their health insurance plan.
In this episode, Mint's Namrata Patel talks about gender diversity in the financial services industry with Margaret Franklin. With programs like Young Women in Investment taking lead, we discuss how organizations, senior professionals, and young students can enable more women in this industry.
Gold prices have corrected around 7 percent this year after delivering double-digit returns over the past 2 years. Chirag Mehta, senior fund manager, Alternative Investments at Quantum AMC tells us about the reason for the correction of gold prices and the outlook of gold.
Gold mutual on average are down more than 17% for a one-year period, compared with a rise of nearly 30% returns given by balanced equity-oriented funds, which are of similar risk profile to gold funds. In this episode, Abhinav Kaul spoke to Priti Rathi Gupta, founder of LXME, a financial platform for women to explore what investors in gold funds should do now.
In this episode mint's Namrata Patel talks about behavioral bias with Dipika Jaikishan from Basis With the immense amount of information and noise that exists around investing, investors are often unable to take decisions with respect to their money. Let's understand how investors can overcome decision paralysis and make sound investment decisions.
A floating rate fund is a fund that invests in financial instruments that pays a variable or floating interest rate. A Floating rate fund invests in floating rate debt which gets higher interest as rates rise. In this episode, the listeners will get to know all about floating debt funds, their benefits and factors one must look out for and should one really invest in debt mutual fund category?
The insurance industry has strengthened its digital outreach to remain relevant amid the Covid-19 pandemic. Purchasing a life insurance policy online is easy, quick, safe, and stress-free provided buyers are discerning while choosing a policy. In this episode, Mint's Navneet Dubey helps you understand the 5 C's to follow while buying a life insurance policy online.
In this episode, Mint's Namrata Patel talks about AI investing with Kanika Agarrwal from @UpsideAI, AI-driven investing promises to be a non-biased and non-emotion driven way of investing. Let's understand how it fares in comparison to human-driven fund management.
In this episode of Why Not Mint Money, Abhinav Kaul spoke to Anand Nevatia, fund manager at TRUST Asset management company to explore why investors shouldn’t go overboard on passive strategy.
India is one of the biggest consumers of gold globally, so it is natural for people to show a lot of interest whenever government comes up with the Sovereign gold bonds issue but, sovereign gold bonds are not for everyone. In this episode, Mint's Tinesh Bhasin talks about who should invest in Sovereign gold bonds
In this episode, Mint's Namrita Patel talks about why and how to make international investments. In this podcast we speak to Vishal Kapoor, CEO, IDFC AMC about the internal and external factors to consider before investing, how to evaluate your options, and answer other commonly asked questions like how to make a choice between international stocks and international mutual funds.
Covid-19 Pandemic has left many of us working from home for months now while this new normal has doubtlessly allowed many employees to manage their calendar boost their efficiency their well-being took a hit. In this episode mint's Navneet Dubey talks about the Importance of group health insurance amid Covid 19 pandemic.
There are more than 8,000 cryptocurrencies such as bitcoin and ethereum listed on the crypto tracker CoinGecko. According to experts, while most crypto coins have underperformed over the few months, Matic, which is the native token of the Polygon ecosystem, has the potential to stand out. In this episode, Mint's Abhinav Kaul spoke to the co-founder of Polygon, Sandeep Nailwal about the start-up and what’s making it the talk of the town
While the National Pension Scheme is a much opted-for investment tool for retirement, investors are faced with making many choices - Tier I vs Tier II, Active vs Auto Choice and which Pension Fund Manager to choose. In this episode, Mint's Namrita Patel helps you understand how to make these decisions.
Sebi has reduced the minimum investment amount in REITs making it more accessible to retail investors. But should retail investors go for it? Tune in as Mint's Renu Yadav try to find the answer.
While loans availed against mutual fund investments have a lower interest rate compared to interest payable on personal loans, caution must be exercised. In this episode, Namrita Patel will discuss the features, advantages, and disadvantages of borrowing against your mutual fund investments.
Death and taxes are inevitable. As weird as it may sound, but even on death, outstanding tax liabilities must be repaid. The legal heir of the deceased is responsible for filing the latter's income tax returns (ITR). In this episode, Mint's Renu Yadav will talk about the rules regarding the filing of income-tax returns of a deceased person.
The Covid-19 pandemic has brought health insurance products to the forefront. With the shortage of beds in the hospitals, people are now looking for health insurances that can help cover the medical cost at their home. In this episode, Mint’s Navneet Dubey interacts with Policy X.com’s CEO, Naval Goel about what all measures to look upon before taking a health insurance. Tune in to know more!
In this episode, Mint's Namrita Patel talks about Sukanya Samriddhi Yojana. In our series on Small Savings Scheme, until now we have discussed the National Savings Scheme, Public Provident Fund and Employees' Provident Fund. This week we discuss the Sukanya Samriddhi Yojana, a scheme to help families invest for the girl child.
In order to provide relief to the taxpayers facing hardship due to covid 19, the government has announced certain tax benefits and compliance reliefs for the taxpayers. In this episode, Mint's Renu Yadav explain what these measures are.
In this episode of Why Not Mint Money, Abhinav Kaul spoke to Vishakha Singh of WazirX to explore what non-fungible tokens are and the process of minting an NFT.
Employees’ Provident Fund or EPF is too a much preferred investment avenue for salaried individuals as it was launched in 1952 with an aim of helping citizens to prepare their finances for retirement the govt launched the EPF scheme. In this episode mint's Namrita Patel speaks to Suresh Sadagopan founder of Ladder7 Financial Advisories to understand how does this scheme works for an individual eligible to invest through EPF. Tune in to know more
As the fear of rising inflation is mounting across the major economies, and we have seen an uptake in the retail inflation in the recent months in India as well, you as an investor must be wondering if you are holding the right asset class to be able to beat inflation. Gold is considered as a hedge against inflation. We talk to Nitin Shanbhag, Head, Investment Products, Motilal Oswal Private Wealth Management about should investors increase their exposure to gold?
For students and recent graduates, repayment of education loans has become a problem because new hiring has almost come to a standstill. So, How can you reduce the burden of education loans amid the Covid-19 pandemic? Mint Explores.
Momentum Investing is the strategy of buying stocks that are rising in the hope that they will keep rising. It has done well in recent times. Mint explores.
In this episode of Why Not Mint Money, we will explore what RBI’s relief means for investors and what cryptocurrency exchanges are hoping for next in terms of regulations.
In this episode of Why Not Mint Money, Mint's Namrata Patel talks about Public Provident Fund or PPF. Some time back we discussed the National Savings Scheme, and in this episode we will understand more about PPF, another investment avenue under the Small Savings Scheme.
In this episode mint's Tanish Bhasin speaks to Aditya Mishra founder & CEO of switchme.in about things to keep in mind, and how to choose the lender for transferring your home loan. Tune in to know more
In this episode, Mint's Navneet Dubey talks to Rajiv Bajaj, Chairman & MD, Bajaj Auto about assessing the financial health if one is retiring amid Covid-19.
In the past few months, alternative investments have been in the news as more and more investors, especially millennials are turning away from the traditional avenue of investments and looking at alternative investments. In this episode, Mint's Namrata Patel will be talking about investing in art, along with Art Consultant Jai Danani.
Many investors are advised to look at arbitrage funds when the overall interest in the economy is low as they are considered safe and are more tax efficient. In this episode, mint's Tanish Bhasin will discuss whether arbitrage funds can replace debt funds in your portfolio. Tune in to know more
There is more attention on international investing over the past year as people have seen that the US markets withstood covid-19 with more stability, as well as provide superior returns over a sustained period.
In this episode, mint’s Abhinav kaul will explain what curated portfolios for international investing are and how they can help individuals with their financial planning.
With the buzz around stocks, mutual funds and cryptocurrencies, have you wondered what are the investment options for you if you are a conservative investor? In this episode mint's Namrata Patel will talk about the National Savings Certificate - one of the popular Small Savings Scheme options.
Due to the rise in the number of covid cases, there has been an unprecedented increase in the number of health insurance claims, while the health insurers have exhilarated the claim settlement process but some cases are still getting rejected. In this episode, mint's Navneet Dubey talks to Dr. S Prakash Managing Director of Star Health and Allied Insurance Co. Ltd regarding why health insurance claims get rejected
The Parag Parikh Mutual Fund recently launched its 4th fund - the Parag Parikh Conservative Hybrid Fund. While the NFO was open for subscription from May 7 to May 21, it will re-open for subscription this week. In this episode of mint's Namrita Patel review the Parag Parikh Conservative Hybrid Fund with Vishal Dhawan founder of Plan Ahead Wealth Advisors
Families don’t like to discuss the financial implications if the breadwinner dies; here are some ways to fix that. In this episode, mint's Tinesh Bhasin explains
The 60/40 investment allocation strategy, where you invest 60% of the portfolio in equity and the rest in debt has been one of the mainstays of portfolio construction over the past few decades. However, the tepid equity outlook and low-interest rate scenario have raised some questions on its efficacy. In this episode, mint's Abhinav Kaul in conversation with Harshad Chetanwala, a Sebi-registered investment adviser and co-founder of MyWealthGrowth to explain in details the concepts of portfolio building.
Like every year this year too around Akshaya Tritiya, the interest in gold peaked. However, this year due to the inability to step out and buy physical gold, more and more investors are looking at the digital route of investing in gold. In this episode, we explore the different ways in which one can invest in gold and the advantages of each mode of investment. Tune in to know more!
Recently income tax department relaxed the cash transaction norms for covid-19 patients. In this episode, Mint's Dinesh Bhasin talks to Mr. Naveen Wadhwan from Taxmann. com who explains income tax rules about cash transactions and which cash transactions are permissible, and which are not. Tune in to know more!
The pandemic taking so many lives in India it is no secret that the times are full of uncertainty, and term life insurance seems the need of the hour. In this episode, mint's Navneet Dubey will discuss the mistake one must avoid while buying term life insurance
The surge in covid cases has put intense pressure on hospitals and more and more people have no option but to opt for home hospitalisation. Amidst this, a lot of families are clueless about whether home treatment is covered under their health insurance policies. In this episode, Namrata Patel will talk to insurance advisor Kalyan DeviKumar to tell us about the condition under which home hospitalization is covered under health insurance policies.
Pharma stocks and pharma funds are once again the flavor of the season. When to get in and when to get out of them is a difficult decision - ordinary investors can simply leave it to managers of diversified equity funds. Mint explains
A year back covid-19 hit India and till now we are faced with suddenly reduced incomes, job losses, and medical emergencies. In this episode, Namrata Patel will talk about the need for emergency funds in recent times.
PowerGrid Corp of India Ltd on Thursday launched the public offer of the first Infrastructure Investment Trusts (InvITs) ever by a PSU. At an issue price of Rs 100, the company is aiming to raise around Rs 7,735 crore.In this episode, Mint's Abhinav Kaul tells you how these income-generating infrastructure assets work, what yields they give, and how they are taxed.
In this episode, Mint's Renu Yadav will talk about how to fix loose ends in a Will to minimise disputes
Funds withdrawn from the EPF for reasons other than covid related stress or other medical purposes before the completion of five years of continuous service attract tax. In this episode, Mint's Renu Yadav will talk about the tax rules related to PF withdrawals.
Companies consider a wallet to be dormant if there are no debit or credit transactions for three years.
As one of India's most popular active fund houses shows the shift to passive investment as close to a 1991 moment as the Indian MF industry can possibly get. In this episode, Neil Borate explains why Mirae pivots to ETF's, discourage large flow to select funds.
As in recent times, interest rates on fixed Deposits are at a historic low especially for the senior citizen as they highly depend on fixed deposit for their income. in today's episode, Renu Yadav is going to talk all about the interest rate on Pradhan Mantri Vyay Vandana Yojana that declared by the government during the start of the financial year in April.
In this episode, Mint's Navneet Dubey will talk about some of the important factors to determine your motor insurance premium when it comes to buying or renewing your policy.
In this episode, Mint's Navneet Dubey will talk about the factors you should look at when buying a health insurance policy.
In this episode, Mint's Renu Yadav will talk about the rules regarding the taxation of FD interest and how one should show interest income in one's ITR
In this episode, Mint's Renu Yadav will talk about how the change in RBI policy move will help to widen customer's reach.
The recent aborted move by the govt to cut rates of small savings has brought these products into the limelight. These schemes tend to have higher rates than bank FDs and tax benefits. Mint explains.
We explain why it is better to perform certain tasks at the beginning of the financial year.
In this episode of Why Not Mint Money, Renu Yadav will tell you some common reasons for your personal loan rejection like a low credit score or the applicant already has ongoing loans.
We explain how target-date debt funds reduce the credit and interest rate risk and if FD investors should consider them.
If your investment fetch better returns, don't prepay. In this episode of Why Not Mint Money, Mint's Renu Yadav will advise you wheater you should start SIP or prepay home loan?
A surge in bond yields and an additional year of indexation may have opened up a window of opportunity for investing in debt mutual funds. Mint's Neil Borate explains.
Read here: https://www.livemint.com/money/personal-finance/debt-mf-investors-may-get-tactical-opportunity-in-yields-indexation-11616434941822.html
31 March is the last date for making your tax-saving investments for FY2021. We list a few instruments you can consider for last-minute tax-saving.
You can invest in either of the two. Select a fund with low tracking error and high assets under management. In this episode, Mint's Renu Yadav will tell whether you should invest in Nifty50 or Sensex based index fund?
We are now spending a substantial amount of our time on digital devices for various daily requirements such as mobile and internet banking, e-commerce, social media and OTT platforms, etc. This usage further increased during the pandemic, thus exposing us to greater cyber risks. Cyber insurance offers coverage against various cyber-attacks and threats.
Some of the banks have recently reduced the home loan rates. In this episode, Mint's Renu Yadav will explain what it means for existing and new borrowers.
The amount of saving that is possible may look attractive. But it’s not feasible if you look at the implications of borrowing.
We explain how capital gains and interest income from sovereign gold bonds are taxed. Tune in!
If investors are patient, they can make money from productive assets such as real estate and stocks.
Rising interest rates are hitting returns of debt mutual funds in India. Mint explores some solutions to this growing problem.
Read here: https://www.livemint.com/mutual-fund/mf-news/how-investors-in-debt-mfs-can-navigate-a-rising-yield-scenario-11614100091604.html
We explain the regulations around the opening of bank lockers by the bank in case the locker holder doesn't visit the bank for a long time.
Lenders don't accept all forms of gold. Also, banks and NBFCs follow different processes. In this episode, Mint's Renu Yadav will tell you 5 things to know before taking a gold loan.
The interest rate cycle looks like it is about to turn, but floating rate funds may not be the answer for debt mutual fund investors. Mint explains.
The government has proposed new TDS to penalise those who don't file an income tax return even if they are eligible to. We explain what this new rule is.
In this episode of Why Not Mint Money, Renu Yadav will tell you a simple trick to limit your card spending.
Your credit score is one of the most important measures of your financial health. The better your score, the easier you will find it to be approved for new loans or lines of credit. Tune in to learn 5 great ways you can use to increase your credit score.
The recent IPO of Brookfiled REITs has received good response from investors. Let's understand what are the aspects you should look at before investing in REITS.
Insurers want to know the taxation when a customer switches between debt and equity fund. In this episode, Renu Yadav will talk about the complications in taxing Ulips.
Lured by the break-neck rally in cryptocurrencies, and especially in bitcoin, many new investors have put their money into digital assets over the past few months. At present, over eight million investors in India own cryptocurrencies. But a recent bill listed by the government may seek to ban all private cryptocurrencies, putting investments worth over $1 billion at risk.
The government plans to make funds available faster if the Reserve Bank of India puts a bank under operational restrictions.
Budget 2021 proposes to pay tax on high premium Ulips, interest from big Provident Fund contribution.
We explain what could be the reason for the underperformance of a portfolio and what a person should do.
It can help you be on track and lays down the roadmap for you to achieve your goals. In this episode, Renu Yadav will tell you how to make a financial plan and stick to it.
There are several pitfalls of accumulating too many mutual funds. We explain them in this podcast, in the backdrop of a survey by Kuvera which shows on average their investors have as many as 9 mutual funds in each portfolio.
We explain why you should not rely just on EPF for your retirement savings and why it is important to add equity to your portfolio.
For issuers, it's a risky product. Around 30% of users rotate their outstanding credit.
Edelweiss Tokio Life Insurance has become the first insurer in India to launch a standard term insurance plan called Saral Jeevan Bima. A sum assured of Rs 25 lakh under this plan to a 30-year-old will cost Rs 727 per month. Compared with this, the company’s existing term insurance plan costs around Rs 390 per month for similar coverage. We will look at why India's first Saral Jeevan Bima costs twice as much as a regular term plan and how it may still work for many individuals.
In this episode, we will talk about the various aspects one should keep in mind while planning the taxes in the last few months.
Better credit score means higher chances of getting a loan at lower interest rates. In this episode, Renu Yadav from Why Not Mint Money team will tell you five ways to improve your credit score.
Mint looks at the roughly 5 fold jump in the Bitcoin price in the past year explaining what the cryptocurrency is, whether it is legal and how investors can look at it.
Don’t rely on insurance benefits that come with FDs to fulfil your insurance requirements. Banks are offering FDs with additional benefits like health insurance to attract depositors. We explain the features, limitations of these benefits and if one should go for them.
Shifting a bank account is not easy if you are repaying loans and making investments through it. Tune in to this episode as Renu Yadav will tell you things you should know before shifting savings a/c to new bank.
If you are a regular user of credit card then you must keep these five important warning signs in mind that can take you in a serious debt trap.
Two lessons for mutual fund investors from 2020. The wild gyrations of the stock market and the shock freezing of 6 Franklin Templeton debt schemes bring home two lessons for MF investors. Mint explains.
At present, their long-term post-tax return is better than FDs, especially for those in higher tax brackets.
2020, was the year when insurance policy finally become a must-have product against a nice-to-have product earlier. The covid-19 pandemic made individuals take note of the importance and need for health insurance. In this episode, Abhinav Kaul from Mint’s personal finance team will look at the key consumer-centric developments that happened in the insurance sector in 2020 and what to expect next year.
Recently, a 28-year-old software engineer committed suicide. He was abused and insulted by recovery agents. He couldn’t deal with it and took his life. In this episode of Why Not Mint Money we will tell you how you should deal with such recovery agents.
In today's 'Why not Mint Money' podcast we talk about what really happens in case if you fail to pay your life insurance policy premium on time and what options you have to get your lapsed policy restored.
In this episode we will explain about the various conditions under which a person can claim an additional tax deduction of Rs Rs 1.5 lakh.
When a bank fails, the Deposit Insurance and Credit Guarantee Corporation compensates depositors up to Rs 5 lakh. Here’s how the process works.
How Indian HNIs are dealing with the interest rate squeeze. Mint explains 3 investments that are gaining popularity among India's wealthy to generate returns in a low-interest-rate environment.
Read the article here: https://www.livemint.com/money/personal-finance/hnis-switch-to-bonds-reits-to-deal-with-interest-rate-squeeze-11607356421402.html
Many homebuyers have complained on social media platforms about the delay in receiving the credit-linked subsidy under Pradhan Mantri Awas Yojana. In this episode, we will talk about the process of claiming subsidy, the probable reasons of delay and the way forward.
Mutual Fund houses have lately been on an NFO launching spree. We explain what NFOs are and when they might make sense for you.
With interest rates from Bank FDs at multi-year low, investors are looking for alternatives which can deliver better than FD returns. In today’s episode, we will discuss the investment options for parking money for a period of 1- 3years.
The urban affairs secretary Durga Shanker Mishra recently said that the government would soon come out with The Model Tenancy Act. The government released the draft guidelines of the act in July 2019. In this episode we will talk about the key features of the act.
Even as indices make all-time highs, IDFC Equity Opportunity Series 4, a close-ended equity fund launched in 2017 has delivered a return of -30% compared to 20% given by its benchmark. We draw two lessons from this episode for mutual fund investors.
For more click the link mentioned below:
https://www.livemint.com/money/personal-finance/idfc-mf-fumbles-asks-for-rollover-for-opportunity-fund-11606409435565.html
In this episode of Why Not Mint Money we will explain the reason why the tax refunds for FY2019-20 are delayed.
Here are a few things that will help you evaluate whether shifting your home loan balance will result in savings or not. Listen in for more with Renu Yadav.
A hard-hitting column by Vidya Bala of Prime Investor gives a series of prescriptions for the new CEO of India's second-largest AMC. These include a shift towards passive funds and less reliance on personalities. Investors should take note.
The income tax return filing season has begun and many of you would be planning to file your return soon. In this episode, we will explain about the services offered by tax portals and how one should choose one for filing income tax return.
Depositors can only withdraw up to Rs 25,000 from the bank for now. However, RBI is in the process of merging LVB with DBS Bank India, and it would soon be business as usual.
The government has provided a tax incentive to homebuyers as well as developers in order to boost sales in the real estate sector. In today’s episode we will explain how homebuyers will benefit from this announcement.
Interest rates depend on a variety of factors including the borrower’s gender, credit score and the loan amount.
Sebi has introduced a new mutual fund category called Flexi-cap. Many existing multi-cap funds are likely to migrate to this category. We decode this category and explain why it's been created.
Often people take financial help from friends and relatives in crisis. In today’s episode, we talk about the tax regulations that people should know about when borrowing from or lending to relatives and friends.
When should a retiree look at annuities and when should they avoid it. We tell you in this episode. Tune in!
Inflation poses a growing problem for debt mutual fund investors. RBI rate cuts and liquidity easing have reduced yields in the debt market affecting the ability of debt funds to generate inflation-beating returns. We explain what's happening and what possible solutions are out there.
Gold is the best performing asset class of 2020 with a return of around 30% this year so far. In today's episode, we will talk about the different option of investing in gold digitally and how one should choose the right one.
While it’s common for recovery agents to threaten or abuse defaulter, by law, they cannot do that. RBI has clearly laid down what recovery agents can and cannot do. Tune in to know more.
On 24th October, the Karnataka High Court ruled on the Franklin Templeton case, stating that consent of unit holders is required for winding up of mutual fund schemes. We explain what this means for mutual fund investors.
Home loan borrowers often face a dilemma that whether they should prepay their home loan partly or invest the money. In this episode, we will talk about the situations where making prepayment is better than investing.
IRDAI wants insurers to launch a term plan with the same terms and conditions, benefits, and features. Will it make buying a life insurance policy less complicated?
Stock Market Indices in India are growing more and more concentrated, with a few companies occupying large weights in them. This can act as a drag on the performance of actively managed mutual funds who cannot invest more than 10% of their portfolios in a single stock. Whether or not the regulator acts to deal with this issue, you as an investor have a solution. We explain in this episode.
The government has announced an LTC cash voucher scheme which gives employees the opportunity to claim tax-free LTC by showing bills of goods and services purchased. However, there are certain conditions attached to the scheme. We decode the scheme and explain who should go for it.
Insurance regulator plans health insurance plans to have color codes that will convey the complexity of the plan to buyers.
Market regulator Sebi has asked fund houses to rename dividends as income distribution cum capital withdrawal to spell out this reality. We explain why this matters and how dividend plans of mutual funds suffer from serious drawbacks.
The pandemic forced many to dip into their long-term savings to keep their households running. This has resulted in their savings being depleted, which can compromise their financial goals. We tell you how to rebuild what has been lost
A house is generally one of the biggest purchases of a person’s life. There are multiple factors that one has to consider while making the decision including, the price of the property, the EMI to be paid, the city or location, infrastructure facilities, expected price rise, etc., as the decision will have long-term implications. In the wake of the COVID-19 pandemic, it has become all the more important for homebuyers to assess these factors. We try to answer few of these common queries.
Properties offer at bank auctions are not risk-free. Here are some checks that a buyer needs to do before bidding on them. Tune in with Dinesh Bhasin to know more.
Chinese lending apps have come under government scrutiny for possible data and privacy breaches and could join the list of banned apps. We tell you what to expect if you have an outstanding loan with such a lending app and it ceases operation in India.
Sebi has advanced 4 proposals in order to make debt mutual funds safer and more liquid. These potential policies seek to make borrowing and selling bonds easier for debt funds, increase cash holdings in funds, and impose costs on large investors. We explain what they are, why they are needed, and what pitfalls they have.
Despite the fact the awareness around health insurance is rising, concerns remain with regards to the rise in claim rejections. While some of these claims may still be in process, the gap is quite wide. Here is a guide for you to avoid claim rejections. Join Renu Yadav in today's Why Not Mint Money.
SBI plans to roll out a voluntary retirement scheme for more than 30,000 employees. If you are contemplating opting for VRS, we tell you how to evaluate the net benefit and have a financial strategy in place to ensure you don’t face problems in the future.
Fixed deposit returns have been falling steadily for some time, but some newer banks are offering very high-interest rates on savings bank accounts, in some cases even higher than FDs. But the rates are not locked in. We tell you how to evaluate the risks and rewards.
The interest rate on bank fixed deposit is at an all-time low. During such times, Hawkins Cookers Limited has started accepting fixed deposits that offer a 9% interest rate on a three-year tenure. Should invest in corporate fixed deposits or give it a miss
The Maharashtra government has increased the ready reckoner rates also known as the circle rates by an average 1.74% across the state. This move has surprised many as the real estate sector is already grappling with poor sales and high inventory. Let’s understand what is a ready reckoner rate and how an increase in the same can increase your cost of buying a house
A Sebi circular of 11 September may cause chaos in the mutual fund industry by compelling multicap funds to buy more mid and cap companies than they currently do. The resulting large shift of money can overwhelm the mid and small cap space and force funds to buy these stocks at expensive valuations. What should you as a mutual fund investor do? We explain.
The number of covid-19 cases in the country is spiking with each passing day, resulting in more people getting treated in hospitals or makeshift facilities. For individuals with co-morbidities, the period of hospitalization, due to covid-19 or other diseases, could be longer, resulting in huge medical bills. You are allowed to use multiple health insurance policies for a single claim. In this episode, we tell you how you can ladder various policies you own to avail of maximum benefit.
The pandemic has disrupted in-branch banking and more customers are turning to digital alternatives. Banks have also adapted to this shift, with the latest addition being video-based KYC for digital savings account opening. We tell you how to go about it.
Technology stocks in the US have been on a feverish bull run. The Indian market has also seen a big polarization over the past three years with the top five stocks accounting for a huge 43% of the benchmark Nifty index and the top stock accounting for 14% of it. To some investors, it may look like the tech bubble is back. We talk about the lessons from the late 1990s for today's investors.
Covid-19 has delayed the possession of residential units for many homebuyers. While it can be very frustrating to keep paying your EMIs and not be able to move into your home, we tell you what might happen if you stop payment.
We explore the impact of the COVID-19 pandemic on existing borrowers and those who are planning to raise money through new loans, as well as what it means to buy into bundled products.
A few months ago, zillennials and young millennials were associated with the urge to splurge on lifestyle expenses. The fear sparked by the covid-19 crisis seems to have changed that. In this episode, we tell you how young workers are prioritizing investing, thanks to the uncertainty caused by covid-19.
Since the covid-19 pandemic hit, there has been a lot of financial uncertainty as traditional investments started tanking. This has led to a spike in investor interest in alternative asset classes. But is it a good idea to invest in alternatives?
Debt mutual funds are increasingly adopting the roll down strategy to compete with Bank FDs. We explain what this strategy is and how it works.
The government plans to widen the scope of the statement of financial transactions (SFT). It is an initiative under which institutions report specified transactions to the income tax department to catch tax evaders. Here’s how it could impact you.
CPI inflation reached a high of nearly 7% in July. This means reaping negative real returns for those who invest in fixed income instruments, especially retirees. We explore how inflation is calculated and how it impacts your money.
People at different stages of life have felt the effect of the covid fallout in different ways. While young professionals have had to shelve plans, retirees are worried about their corpus running out. We explore what the setbacks have been and how to deal with them.
Retail inflation for the month of July surged to 6.93% on a year-on-year basis. The traditional products such as bank FDs on which most of the retirees subsist have turned negative. We tell you how the retirees should invest to generate inflation-beating returns. Tune in and find out.
We don’t like to talk about making wills given social taboos, but it is an essential step to secure your loved ones. We tell you how to do your estate planning so that your assets are distributed according to your wishes after your passing.
An insurance policy lapses when you stop paying the premiums on the due date and during the 30 days of grace period. Depending on the nature of the policy, it could either lapse automatically or allow a window for revival. Insurers launch revival campaigns from time to time and also allow a window of two years to revive the polices. We tell you how to go about it
Transferring money in and out of India has a lot of costs such as forex spreads and commissions. Mint explains how you can reduce some of these costs.
Zero balance account doesn’t ask you to maintain a minimum amount but mind the trade-off. With the government's waiver on banks charging a penalty for the non-maintenance of minimum balance having ended in June, many of us might end up paying for letting our account balance dip. We tell you what a zero-balance account is and how it can save you from penalties.
The covid-19 pandemic has affected the rents of houses. Here are some tips on how property owners can get a higher rent
Thanks to Covid-19, the dream of a big fat wedding is not currently viable which means millennials and their families who saved for the grand affair for years in advance can now put the savings to better use. We spoke to millennials who tied the knot in the middle of the pandemic and some who plan to in the next few months to find that the drop in wedding budgets is helping them focus on important money goals. On this episode, we tell you what millennials are looking to do with the surplus wedding budget.
The tax department has recently issued refunds worth ₹24,000 crores to 19.79 lakh taxpayers between 8 April and 11 July. The refund process has been ramped up to provide liquidity to taxpayers given the ongoing financial crisis due to COVID-19, but many of you could still be waiting for your refund. We tell you the reasons for the delay and ways to check your refund status.
The disease-specific cover makes sense, even for those who have a regular indemnity policy as the former has a broader coverage. But there are still some aspects of the policy that insurance companies can interpret differently. We spoke to an expert to get clarity on the scope of Corona Kavach’s coverage.
Mint has been interviewing families and individuals about their financial lives for years, and a few money mistakes have merged as extremely common. Whether it has to do with insurance or investment, we tell you about the mistakes you might be unknowingly making in your own financial life.
Covid-19 has not only hit the incomes of people due to job losses and pay cuts, but also the investments of many due to market volatility and falling interest rates. We spoke to financial planners to understand how they handled crisis-hit clients and what takeaways investors can have from this crisis.
Equity returns in 2010-2020 have been exceptionally low, and barely above fixed deposit rates. Mint explores why this may have happened and what the solution is.
As the fear of COVID-19 continues to loom large, people are preferring digital payments over ATMs. Adapting to this change, the ATM industry is transforming to provide new age options like a touchless cash withdrawal. The Why Not Mint Money team explores what lies ahead for ATM operations.
How students can ease their education loan worries Covid-19 has impacted lives and livelihood across the globe. For students and recent graduates, repayment of education loan is a cause for worry because new hiring has almost come to a standstill and layoffs and pay cuts are on the rise. Adding further to the distress the US ICE agency recently said students whose colleges have shifted fully online will not be allowed to stay in the country. On this episode, we tell you how students can navigate through the education loan crisis
Given the increasing medical costs, some insurers and aggregators such as Max Bupa, Religare Health and Policybazaar are recommending a ₹1 crore cover, with an explanation that a high-value cover would provision for treatment abroad, offer higher room category and cover all degrees of ailments or diseases. But do you really need a ₹1 crore cover?
On this episode of Why Not Mint Money, we tell you why a ₹1 crore cover may not be a great deal for a middle-income household and some tips on how you can make health insurance affordable.
Public sector banks have aggressively lowered home loan interest rates for new customers. Borrowers should evaluate if switching to a different bank would result in savings for them. The Why Not Mint Money team gives tips on how to go about it.
The COVID-19 pandemic has taken a toll on jobs and livelihoods of many, but those in the 60-80 age group have been especially hard hit. Losing your job just before retirement can feel like the end of the world, but there are ways to streamline your finances to make it easier. We tell you how.
In this episode, Mint's personal finance team explains what this product is along with the new variants being launched from 14 July. We give you the advantages and the disadvantages of it so you can judge whether it suits your financial requirements.
Many people who have opted for EMI moratorium on home loan, don’t know that it can also impact the tax deductions one can claim against the principal repayment and interest outstanding. However, the net impact on the tax liability will be a function of both the interest payable for the relevant year and the principal repayment actually made for the year subject to the overall limits allowed. We tell you the likely impact of EMI moratorium on your tax deduction in case you have a home loan.
Over the past week, as many electricity distribution companies resumed meter reading, customers started receiving enormous electricity bills and took to social media to talk about it. We tell you what you can do to generate an accurate bill and avoid shelling out a lump sum if meter reading gets suspended.
If there’s anything the Covid-19 pandemic has helped us realize, it’s the fact that life is filled with uncertainties and there’s no way one can foresee an unfortunate event. Medical inflation is skyrocketing and life itself is unpredictable. On this episode of Why Not Mint Money, we tell you why you cannot afford to look at life and health insurance as a discretionary expense
With market volatility, interest rates going down, dropping incomes due to pay cuts and layoffs, and an overall grim economic outlook, it seems more and more DIY investors are turning to financial planners and advisors to get a hold of their money life. Tune in to know what pushed these investors to consult a financial planner in the middle of a pandemic and the changes they've seen.
With covid-19 taking a toll on discretionary spending, borrowing to fund lifestyle expenses has come to a grinding halt. Nilanjana Chakraborty explores how this will impact digital lending platforms going forward.
After you retire, you can simply decide to withdraw a specific amount from your savings every year and increase the amount every year to adjust for inflation. But the bucket approach goes one level deeper. We tell you how it works.
Residential property sales have plunged after the COVID crisis. Developers are coming out with new offers to attract homebuyers. But most developers are facing cash flow problems right now due to poor sales. So it's important for you to gauge their ability to fulfill the promise. We tell you how you should evaluate offers from developers.
The Insurance Regulatory is said to have withdrawn the draft guidelines it issued on a standard COVID-19 health insurance product earlier in June and has instead proposed a benefit-based product. We review the new proposed product to help you understand what it is and whether you should go for it.
What started as an easy way of accessing credit has turned into a nightmare for many as loan apps use aggressive recovery strategies. We tell you how to protect yourself from such a situation.
The markets have shown a sharp recovery over the past few days. S&P BSE Sensex the broad market indicator has gained over 30% between 23 March and 11 June . On 23 March Sensex had touched the lowest point in the recent market crash. However, some investors may not have seen a similar recovery in their portfolio. Lets understand what could be the probable reasons.
For students who plan to study abroad, Covid-19 has brought with it a set of challenges. We tell you what the challenges are and how you can deal with them. Listen in!
Can neo-banks change banking like Uber changed taxi services and OYO changed hotel accommodation?
Many people have opted for EMI moratorium despite the fact that the RBI and banks clearly stated that it comes with an additional cost. However, there is an unintended consequence which people might have to face if they have opted for EMI moratorium. We explain how taking moratorium can lead to rejection of your fresh loan application despite the fact that RBI has stated that it will not have an impact on your credit score.
The COVID-19 crisis and ensuing financial uncertainty have forced many to shelve their dreams of buying a home for now. But if you cancel a property booking, you may have to forfeit your initial deposit or get caught in a legal battle.
The stoppage of the Government of India 7.75% bonds (RBI Bonds) has greatly narrowed down options for fixed income investors. To get higher returns, they can either go for long maturity products or take on some credit risk in a measured way. Mint explains.
With no cap on costs and low footfall in hospitals, insurers are worried that hospitals may end up over-billing, the brunt of which will be borne by the insurance companies as well as the uninsured patients. Mint's Disha Sanghvi and Deepti Bhaskaran spoke with insurance companies, hospitals and a few other experts to understand what really the issues are. On this episode, we tell you why insurers want standard Covid-19 treatment costs. Listen in!
The pandemic has resulted in a cash crunch for many, and if you find yourself in a tough spot, you might want to liquidate your assets to ease the situation. But in some cases, it makes more sense to take a loan against your investments. We tell you the pros and cons of both options.
Government banks have come up with a new personal loan product for their existing customers. The interest rates on these loans are lower than a regular personal loan, and the eligibility criteria are relaxed. Should you opt for them if you had a pay cut or your employer is not paying salary during the lockdown?
The FIRE community has taken a serious hit during the COVID-19 pandemic. With the pandemic taking its toll on even the most savvy of investers, is it still possible for FIRE dreams to comoe true? Let's see how these people are coping up in India. Tune in to know more.
The Finance Minister made an announcement reducing the monthly provident fund contribution for both employee and employer from 12% to 10% for the next three months. While the move is aimed at providing more liquidity for the employees, it might have other implications as well. Tune in to know more!
The government, on Wednesday, extended the deadline for registration and completion of projects under RERA by six months. The move may be a relief to the developers but can cause distress to homebuyers. Tune in with Renu Yadav to know more!
Once we go back to normal consumer habits after the lockdown, will we go back to our habit of relentlessly overspending, or will our wallets get a breather? In this episode, we look at the trend of 'Revenge Spending' and connect emotion with consumerism. Tune in!
The government decided to provide a helping hand to those who are facing a cash crunch amid the covid 19 pandemic. It allowed people to withdraw money from their provident fund account. However, many people have complained on social media platforms about delays in receiving the money or rejection of claims. We explain you the reasons which could result in delay and rejection of claims.
In this episode, Mint's Disha Sanghvi brings you stories from the 2008 recession. Stories of three men who faced extreme consequences during the financial crisis of 2008, the lessons they learned and whether it prepared them to cope with the ongoing COVID-infected economy. Listen in!
At the AGM of Berkshire Hathaway, legendary investor Warren Buffet addressed how people should handle their debts and investments following the COVID-19 pandemic. We bring the four major takeaways that can help you make better money decisions.
The sudden shut down of six debt schemes by Franklin Templeton mutual fund has shaken the confidence of investors in debt funds. The event has come as a shock to investors who often use these funds to earn some extra returns over and above what they could earn from bank fixed deposits. The event has once again highlighted the inherent risks in debt funds.
The COVID-19 lockdown brought in a wave of fear among debt fund investors who redeemed large sums of money from the funds holding low rated paper. The surge in redemptions forced debt funds to borrow money to honour the redemptions. This is because they were unable to sell their holdings, in a market that had become illiquid. On April 23rd, Franklin Templeton Mutual Fund froze 6 debt schemes with a corpus around Rs 26,000 crore and announced their winding up. To calm down investors, RBI announced a special liquidity on the 27th. What is the facility all about and will it solve the problem? Mint explains
Employees across most industries are experiencing one of the three situations— indefinite leave without pay, deep pay cuts or layoffs. Salary cuts and job loss definitely means changing the way you live and spend, but you need to play smart to tide over the situation with minimum pain. On this episode, Mint's Disha Sanghvi tells you how to deal with the two situations.
The lockdown due to the COVID-19 pandemic has caused a lot of uncertainties. Businesses are losing money and salaried and facing pay cut or job losses. Due to this, it is expected that banks would be extra cautious to lend. They are going to make their lending criteria stringent. Listen in as Mint's Tinesh Bhasin on how the pandemic has impacted the retail loan segment.
As the world is fighting with the pandemic, Coronavirus, the stock markets across the world have witnessed huge corrections in the past two months, severely denting the financial portfolios of many. There has been a spike in the bond yields which has resulted in losses to investors of debt instruments such as debt mutual funds. However, there is one asset class that has delivered positive returns for the investors this year so far and that is gold. Let’s understand why gold has done well this year and how you can benefit from it.
Subscribers of the Employees’ Provident Fund Organization (EPFO) are now allowed to withdraw a portion of their retirement savings to beat any liquidity crunch arising out of the COVID-19 lockdown. Mint's Disha Sanghvi takes you through the withdrawal process
In order to provide relief to borrowers who could be facing liquidity issues due to the country wide lockdown, the Reserve Bank of India announced few measure last Friday. One of them which gathered a lot of attention was the three-month moratorium on EMIs on different loans. However, there are various queries people have regarding the moratorium. Here are the answers to some of the common queries.
COVID-19 has wreaked havoc across the globe. The country-wide lockdown to curb the spread of the virus could have extreme repercussions on the economy, resulting in possible job cuts. While these are trying times, the pandemic should be a nudge for you to buy an individual health policy and not just bank on what your employer provides. Listen in as Mint's Disha Sanghvi explains why.
Data from Kuvera about Nifty 50 returns from 1990 to 2019 tell us about what sort of returns investors have historically got after market corrections.
Taher Badshah of Invesco Mutual Fund gives Neil Borate his views on how attractive market valuations are after the more than 20% correction in the past month. He also tells us, why Invesco Contra Fund has outperformed its benchmark and peers.
While several advisories are floating around on prevention of the Coronavirus, will your health insurance cover the disease if you indeed happen to get infected? Anup Rau, MD and CEO of Future Generali India Insurance answers this question.
Two of the major milestones in women's lives is getting married and having kids. As joyous as both the occasions are, they can both derail your independence--financial and otherwise--if you don't plan carefully.
If you are a banking customer or investor affected by the moratorium on withdrawals from Yes Bank, here are 5 points of concern that you may have and we give you the course of action to consider.
On this episode of Why Not Mint Money, Mint's Disha Sanghvi helps you understand why the markets are fearful and how you should deal with the current situation in terms of your investments and travel plans.
Vidya Bala of Primeinvestor tells mutual fund investors whether they should worry about the Coronavirus. She also tells investors what lessons they should take from the debt crisis, how to approach international investing and the prospects of passive funds against actively managed funds.
Rajeev Radhakrishnan, head fixed income at SBI Mutual Fund answers the big debt fund questions for investors in 2020.
According to the World Health Organization, there are as many as 79,331 confirmed cases of Novel Coronavirus globally and on February 24 alone, 715 new cases were reported. Watch this episode as Mint's Disha Sanghvi answers some pertinent questions that you might have about your travel insurance as Coronavirus casts a shadow on those traveling to China and neighboring countries.
We’re living in a world where billions of dollars and the best of marketing minds are at work trying to get us to spend our money. What should really be a want has now become a need. On this episode, Mint's Disha Sanghvi shares some tips on how millennials and zillennials can avoid month-end money blues.
Many small finance banks offer 8-9% on fixed deposits of one to three years compared with an average of 6-6.5% that large public and private sector banks give. In Budget 2020, the finance minister increased the insurance cover on bank deposits to Rs 5 lakh. Better returns with a higher cover make FDs of small finance banks a compelling investment option. Should you invest?
Though there was no rate cut in the monetary policy review that happened on 6 February, the RBI has taken several measures that would lead to loans getting cheaper for new as well as existing borrowers. We tell you what the big changes are and how they can impact you.
In Budget 2020, the finance minister has proposed certain changes in the way one claims the deduction under Section 80G. The FM also proposed changes with respect to the registration of charitable institutions that are allowed to take such donations.
After the RBI’s policy on February 6, it could be beneficial for some of you to stick to MCLR regime in the short term. The central bank has taken measures to bring down the cost of funds for banks, which in turn would lead to a downward revision in MCLR.
Coronavirus has resulted in over 1000 deaths in China as per Media reports. Casualties have been reported outside China as well. The virus outbreak is also expected to have an economic impact on China as well as other countries as economic activities have halted across China due to shutdown of many manufacturing units. Lets understand how this can impact your finances and how you should deal with the situation.
For non-residents, buying a property can be a complicated affair due to various regulations. We spoke to chartered accountants, lawyers and property consultants to get answers to the common queries that non-residents have when they are looking to buy a house in India.
NPS is a retirement product with tax benefits and low costs. On the flip side, it does have a long lock-in
After the Punjab and Maharashtra Cooperative Bank (PMC Bank) scam dragged down the confidence of depositors, there was pressure on the government to increase the insurance cover which was static since 1993. Though the deposit insurance cover cap has been raised, there are enough people voicing their concern on social media.
Some taxpayers can keep switching between the new and the old tax regime introduced in the Union Budget. This allows some taxpayers to compare the two regimes and choose where he or she is paying lower taxes.
Budget 2020 has abolished dividend distribution tax on dividends of mutual funds. It has made dividends taxable at slab rate in the hands of investors. However, this will lead to higher tax burden on investors in all but the lowest tax slabs. Mint explains how and what you can do about it.
TCS (Tax Collected at Source) will be deducted on packaged foreign tours, but it's not applicable on separately booked items like tickets and hotels. TCS is also deducted on foreign education and investments for expenses above Rs 7 lakh per year.
Credit score is increasingly becoming a tool for institutions to evaluate potential risk. But individuals who maintain a high credit score have not got any commensurate benefits for being credit conscious. This has started changing slowly. We tell you where do you get the best deals on loans depending on your credit score.
The next tranche of the CPSE ETF is opening on 31st January to the public, with a 3% discount. The ETF has 12 PSUs in its portfolio, but has delivered poor returns over the past 3 and 5 years. What are the pros and cons of this investment product?
Indian's don’t like to pay taxes which among other things also limits meaningful reforms. Here are some interesting facts on income tax.
In the upcoming Budget 2020, expectation of tax payers and investors from the government on the personal tax front is high especially given the economic slowdown and recent cuts in corporate tax rates. Here is what financial planners wish government should do.
With the innumerable things that we have to keep track of, it's easy to get overwhelmed. To deal with this, millennials are turning to a trend that is taking over Instagram and Pinterest: bullet journaling. We tell you how to start your own bullet journal to better organize your money life
Mint Money outlines three Budget proposals to de-clutter personal tax for an average taxpayer.
Growth is at 4.5% and inflation is at 7.35%. So what do the economists say? First of all, they are all concerned about weak demand in the economy and have hence asked for measures to revive demand.
At a time when the country’s economy is hit by the worst slowdown in over a decade, what the budget holds for various sectors becomes all the more important. Eleven days before finance minister Nirmala Sitharaman presents Budget 2020, Mint's Disha Sanghvi spoke with the C-suite from three key sectors—healthcare, travel and tourism, and financial services—to understand what they expect from it.
There are only limited tax-saving deductions available under the Income-tax Act and it is important that we make the most of it and not fall for any preconceived notions. We help you bust five myths people fall for while planning their tax-saving investments.
Focusing only on the tax benefits of an investments can lead to unintended consequences such as too much or too little exposure to asset classes in the portfolio. It is important to be mindful of the goals which in turn should drive the asset allocation and the products included in the portfolio.
This year hopes are very high from the finance minister to announce some tax cuts for individuals in the budget. As the economy is growing at a slower pace, it is anticipated that the government will announce some tax cuts to boost consumption.
Millennials make up the largest age-group wise segment of the Indian workforce and are considered growth drivers for the economy as a whole. With the Union Budget just around the corner, what are their expectations from the government when it comes to factors like the start-up ecosystem and taxation? Social media influencer and entrepreneur Ranveer Allahbadia tells us what he wants from the Budget.
There are different sections of the Income-Tax Act other than Section 80C that can help you save tax. We tell you about different categories under which these deductions are available and its various conditions.
An individual can reduce his tax burden by investing under various instruments and get benefits of up to Rs1.5 lakh under Section 80C of the Income-tax Act. We tell you about five instruments that you can invest in according to a holding period that suits you.
Before you scout for the best tax saving instruments, know that several expenses that you incurred during the year can be claimed as tax deductions under various sections of the Income-tax Act. We tell you about three such expenses that qualify as tax deductions.
t’s a whopping Rs 14,307 crore is lying with banks unclaimed. We discuss how to get hold of you unclaimed deposits and what happens when there are no claimants to such accounts.
We discuss why home loan borrowers should shift to the new external benchmark that RBI had introduced last year in October.
We look at four trends in fintech industry which can redefine financial products. These include travel insurance product where you don’t need to file a claim. A card from a fintech player that offers no mark-up fee when used abroad and the accompanying app takes care of the security. Listen to the podcast for more.
As the year 2020 begins, we bring to you five financial mistakes to avoid this new year.
Small changes can make a big difference. Here are four financial resolutions that you can make this year to be on a better footing with your money in 2020. The podcast also discusses the way you can fulfil them and strategies that you can use.
Gold Monetisation scheme was launched by the government in 2015 to bring the idle gold lying with the household in the financial system. Under the scheme you can deposit the idle gold with you with a bank and earn interest on it. Here are the other features of the scheme that you should know about
Apart from buying gold in physical form, there are multiple ways in which you can invest in gold online or digitally. These are cost-effective compared to buying physical gold. Here are the various options through which you can invest in gold.
Whenever you are planning to invest in any instrument, taxation is one of the most important aspects that you should look at. So, if you are planning to invest in gold, you should also compare the different option on the basis of how the gains will be taxed. Here is how your gains from different gold investment option will be taxed. Listen this podcast of Why Not Mint Money for all the details.
If you wish to invest in gold digitally there are multiple options available in the market. One of the most recommended options is sovereign gold bonds for those willing to invest in gold for long-term. These bonds are issued by the Reserve Bank of India (RBI) on the behalf of government. Let’s understand what the features of these bonds and the advantages they offer over other forms of investing in gold.
We all generally buy gold jewellery at some point of time in our lives. But most of the times we focus on the design and looks of it rather than looking at the most important aspect that is purity of gold used to make that jewellery. We often take the words of the jewellers. But do you know that majority of the jewellery we buy is not certified for purity. Here are the four signs that you need to look at before buying the gold jewellery to ensure that it is of desired purity.
PMS is a financial product in which a portfolio manager takes care of your portfolio in return for a fee. Listen the full podcast to learn about Portfolio Management Services (PMS) in India.
2019 has been an extraordinary year for mutual fund investors. The year began with a sudden crash in the shares of Zee entertainment. Here are the five important lessons of 2019 for Mutual Fund investors. Listen to this podcast for all the details.
Foreign stocks can diversify your portfolio and reduce country risk. If you don’t want to pick stocks, you can also invest in foreign ETFs (Exchange Traded Funds). There are also ETFs tracking the markets of other developing economies like Brazil, South Africa and Vietnam.
When it comes to your work, you may know it all. But the poor knowledge about your finances could fill you up with panic. For thousands of millennials who’ve joined the salaried ranks for the first time, the new year will bring with it a new worry— taxes. Listen to this podcast by Mint's Disha Sanghvi as she helps all the first-time workers with a cheat sheet for filing their income tax return.
Most of us like to keep our valuables in bank lockers rather than home safes. But before you open a bank locker it's important to take note of the rules, terms and conditions and the applicable charges. Listen to this podcast by Mint's Disha Sanghvi as she tells you 5 things you must know before opening a bank locker.
Unexpected events can mess up your travel itinerary and become a financial nightmare. While You may be super excited for that upcoming holiday, don’t let any untoward event rain on your parade. Listen this podcast by Mint's Disha Sanghvi as she tells you how to go about packing the right travel insurance policy.
Too many investments, especially of the same nature, often is the result of fuzzy goals or last minute rush to save taxes. But too much of anything is never a good idea. Listen this podcast by Mint's Disha Sanghvi as she tells you how to do away with the problem of plenty in your financial portfolio.
While this is the age of social media and your virtual image is given great importance, it also means an increased number of lifestyle spends. You need that extra money so you're not seen repeating the same clothes in all your Instagram posts, right? But what do you do when you realise you've run out of cash? Look at borrowing some quick money through payday loans? Listen this podcast as Mint's Disha Sanghvi tells you what payday loans are and why you need to keep away from them.
Why Not Mint Money explains what Bharat Bond ETF is, what its advantages are and what its pitfalls are. Listen before investing.
The Sukanya Samriddhi Yojana offered by the central government seeks to help parents with girl children save up for their daughters' future. We tell you when and how to open an account for your child.
The Senior Citizens Saving Scheme (SCSS) is a social security scheme offered by the central government. Anyone over 60 can open an SCSS account and make the most of the lucrative interest rate. We tell you all you need to know about opening an SCSS account.
PPF or public provident fund is a go-to tax saving investment for most Indians. Not only does it give steady returns, it also has the government guarantee, which helps investors feel secure. While the interest rate offered by PPF is high, since it is revised quarterly by the government, there is always a chance of it being lowered.
Many of us avail of a loan to buy our dream house. But loans of any kind become a burden on your finances. So, it’s better to get rid of them soon. One way to do it is to utilise that extra bonus of yours to partly prepay your loan. Remember that making part prepayment early on during the loan tenure helps you save on the interest cost of your home loan. Here are a few other things you need to keep in mind while you consider making part prepayment to your home loan.
Traditional insurance plans are opaque products and the benefit illustration is your best friend in decoding these products. Here’s how.
Benefit illustration is important to know the investment benefits of your life insurance policy.
SEBI order notes that an amount of Rs 1096 crore was transferred to Karvy Realty Private Ltd. A media report says that Karvy raised Rs 600 crores by pledging client securities. In this episode of Why Not Mint Money, we tell you what to do if you are a customer of Karvy Stock Broking.
Traditionally transferring EPF money was difficult and time-consuming but not anymore. With the launch of the Universal Account Number and under the one employee-one EPF account platform, employees can now transfer provident fund money online. We tell you the process.
Real returns factor in inflation and other crucial elements such as taxes. It’s important your investments make real returns if you want your wealth to grow. Retail inflation rose to 4.62% early this month and is expected to inch upwards. While for the policymakers who are looking to cut policy rates to boost investments this presents a challenge as it would only add to the inflationary pressures, investors too need to worry as inflation can eat into their investment returns.
With healthcare costs spiraling in India, you need to be prepared for any medical emergencies. Such events can dent your savings and even land you in debt, putting your financial life out of gear. That’s what happened with Haripriya Padala and her husband Saikishore, both finance professionals. But a disciplined approach towards saving and sound financial advice have helped them salvage the situation.
Naveen Garg, a Pune-based architect, and his family liked to spend like there was no tomorrow. When they realized their mistake, they had to take some drastic measures to put their money life in order. If you want to maintain your current lifestyle even in the future and achieve all your financial goals, take some lessons from their story and make those small sacrifices now.
For 10 long years, Bengaluru-based Sai Pramod G.N. invested only in real estate by channeling all his savings in repaying a home loan. That can never be a good idea because the real estate asset class is illiquid in nature and by doing this, you end up putting all the eggs in one basket. Fortunately, Pramod went for a course correction after that period. Here’s his story.
Usha and Rajan Sanklecha got into a financial plan pretty late in their lives, but it helped them take away an important financial lesson: that it’s never too late to streamline your finances and it’s important to put your money life in order even when you just have a handful of goals left to achieve. In the process, the Sanlechas also learned that one needs to invest in liquid assets to be able to use them when the need arises, instead of piling everything in an illiquid asset like real estate. We tell you their story.
It’s always a good idea to start investing when you are young. You get adequate time to invest and given the long investing period, the money gets enough time to multiply manifold and help you meet your goals. But it’s important to steer clear of some of the common investing goals. Saloni Mehta, 23, made some of these but her finances were back on track when she hired a financial planner to give her the direction she required. Here’s her story.
Insurance mis-selling is selling insurance policies based on false claims or inadequate disclosures. Watch the video to know how to reduce the chances of mis-selling.
Unit Linked Insurance Policies (ULIPs) have costs and charges under several heads. It is important that you know what they are BEFORE buying a policy. Some policies will waive some charges or refund them after a certain number of years. While a waiver is undoubtedly positive, note that a refund does not take into account inflation. Hear this episode to find out the 5 major heads of ULIP charges.
Link to the article by Deepti Bhaskaran: https://bit.ly/2O172n2
A surrender is a premature termination of a life insurance policy. In return, you get what is known as the surrender value. In a term insurance policy, there is no surrender value. If you terminate the policy your insurance cover stops. Listen to this episode of why not mint money to find out whether or not you should surrender your life insurance.
One question people often grapple with is, how much insurance do you actually need? Life insurance is used to take care of the financial needs of your dependents. An assumption has to be made based on the financial needs of your dependents. Listen to this episode of why not mint money to find out all you need to know about your insurance needs.
You only need life insurance if you have financial dependents. If you are only looking to invest, you should NOT be ‘investing’ in life insurance. Insurance is a poor investment and you can get better returns and lower costs in mutual funds.
The importance of having equity in your portfolio has been emphasized enough but one also needs appropriate debt allocation. From building an emergency fund to planning for your short-term goals to retirement, having good debt exposure might be a good idea. We tell you about different debt instruments that you can identify for different needs.
You may want to file a complaint against your bank for a host of reasons. Though approaching the bank's grievance redressal department may be your first instinct, it may not always be helpful thus pushing you to escalate it further. Mint's Disha Sanghvi explains the processing of filing a complaint against your bank with the banking ombudsman.
Having too many bank accounts does no good to your financial lives because you're required to maintain an average quarterly balance. If you think you have too many bank accounts with very little activity, it's best to close them. Mint's Disha Sanghvi explains how you can go about closing a bank account.
Carrying physical copies of all your documents everywhere you go is a real task. And then there's the fear of losing or misplacing them as well. But what if you had a digital solution to this problem? Yes, that's right. Mint's Disha Sanghvi explains how you can use a DigiLocker account.
Are expensive flight tickets stopping you from going for that fancy abroad holiday? Well, what if there were some hacks that could help you book cheaper flight tickets online? Yes, you read that right. Listen to this podcast by Disha Sanghvi from Mint's personal finance team for some quick tips.
If you're planning on getting a credit card, the wide variety of options could overwhelm you, pushing you to go for a card that isn't really the one that best suits your needs and spending pattern. Listen this episode of Why Not Mint Money to understand how you should go about picking the right credit card.
There are many reasons why you may not be happy with your health insurance plans, but the good news is you can always port your policy to a better plan. We tell you about portability and how it’s done.
Mint SecureNow Mediclaim ratings handpicks some of the features that are a basic minimum for a good health insurance policy and rates the universe of health insurance on these parameters. Understanding these features will help you figure out what to look for in health insurance.
With a double digit inflation in medical expenses, health insurance is the need of the hour. It's important to be adequately insured and have the right kind of health insurance. We help you with the details.
Retirement is the big milestone at the end of your career, and if you are in your 20s or 30s, it might seem very far away. But if you start planning for it early in your career, you can reap the benefits of compounding, and make your money work harder.
As far as big decisions go, getting married might be one of the most important ones you have to make. Marriage means sharing the most important aspects of your life with another person, and you money life is definitely one of them. According to both financial planners and marriage counselors, money is one of the most common reasons couples fight.
They say it takes a village to raise a child. But for most parents, they have to do it on their own, and that can be a real challenge. Becoming a parent is as joyful as it is stressful. On an average, the expenses for a child make up 5-25% of a family's total expenses.
When we talk about saving and investing for the future, it’s the big goals that come to mind. Like buying a home or starting a family. While we know it’s important to plan for these goals, but often we don’t know where to start.
There are many who believe that only those people who have enough money or are in a particular age group can go for a financial plan. Karthik Kumar and wife Harshada also believed so initially, but when they saw their savings getting gradually depleted, they decided they needed to be more organized about how to spend and save. That led them to financial planning firm International Money Matters, where they met professionals Abhinav Sethi and Siddarth Asrani, who helped them pave their way to long-term financial security.
Taking a break from work should never be an impulsive decision. You need to think it through because it can affect a lot of aspects in your life—professional, financial and emotional. A lot of women take job breaks for reasons such as caring for the family, but the fact is when that happens, the family goes from double-income to single-income. Certified financial planner Shilpi Johri helped Ankita Sharma, a content marketing professional, find her feet at a crucial phase. We tell you how.
Having a financial plan is not just about maintaining your lifestyle and having enough savings. It’s more about investing in the assets that can service your goals across various timelines. Sathya Rao, a Chennai-based lawyer, learnt the value of having a plan when she suddenly needed a large amount of money but realized that all her savings were locked into real estate and insurance plans, assets that are difficult to liquidate immediately, unless you are ready to bear losses. Listen to her story to know how she overcame the odds.
Most financial planners would suggest you to start investing in equities early on to let the benefit of the power of compounding play out in the long term. But as long as you have a long-term financial goal in mind, starting to invest in equities a late in life will not do too much harm. Bhaskar Ganguly, a public sector employee who started investing in equities when he was 40, is seeing the benefits at 51 now. We take you through Ganguly’s financial journey.
Millennials are perceived to be careless about money. But Shreyansh Patel, a 25-year-old bartender in an upscale Mumbai restaurant, is different. He not only saves and invests now, he went for a financial plan when he was just 21 years old. He feels his journey with Nisreen Mamaji, a certified financial planner and founder of Moneyworks Financial Advisors, has put him in control of his financial goals such as travelling the world, being financially secure by the time he turns 35 and retiring when he is 55. All he needs to do is stick to the plan and be disciplined about investing.
Investing only in India means that you are missing out on the profits of companies like Apple, Amazon, Alphabet (Google) and many others. A large share of your own monthly expenses typically goes to such foreign companies. How can you invest in them? Very simply and conveniently through mutual funds. We explain in this podcast.
What are NCDs? Should you invest in them? How do you invest in them? We answer these questions and tell you all about NCDs in this podcast.
Everyone says that you should invest for the long term, but how long is long term? A study by Mint in association with CRISIL answers this question for you, by crunching mutual fund data for the past 15 years.
Though Aadhaar is no longer mandatory for services such as opening a bank account or getting a new sim card, it continues to be important for filing your income tax returns. Ensuring that your Aadhaar details is accurate and updated is necessary. If it's been a while since you updated your Aadhaar details, listen this podcast to know how you can do it.
Resorting to one password for all your apps and websites is not a good idea, especially if it's got to do with your financial transactions. Having simple passwords because you can remember them easily also doesn't work because hackers and hacking software are getting smarter by the day. Here are some tips that could help you build the perfect hack-proof.
From ordering food to booking a movie ticket, we use OTPs for various financial transactions. OTPs are so ubiquitous these days, you may not go more than 24 hours without using one. This frequent use of OTPs, often opens doors for frauds which could result in your bank account getting emptied. Listen to know how you can avoid falling prey to OTP thefts.
Is the habit of compulsive spending making you swipe your credit cards frequently? Or are you looking for a better card? Whatever be the reason, cutting a credit card and throwing it away does not mean you've closed the credit card account for good. Here's what you really need to do.
When it comes to insurance, the threat of mis-selling is ever-present. A part of the problem is the complex product structures, which are difficult to understand. Another part is the nature of incentives that encourages agents to clock in more sales. If you steer clear of this, then there’s the fear of falling prey to fraudsters who pose as insurance agents. To avoid this, look for these five things before you make a purchase.
Mutual funds are increasingly becoming the go-to investment product, especially for millennials. Also, the share of mutual funds has doubled in the country’s household financial assets in the last four years.
Form 26AS is one of the most important documents you need before you start filing your taxes. It contains details of taxes paid, any tax refunds you received, TDS deducted by a tenant or on sale of property, any advance tax paid, and so on. Cross-check all the details in your Form 26AS and make sure there are no discrepancies; else you might end up getting a notice from the taxman.
There are a bunch of documents you need to have with you before you even start filing your taxes. These include your Form 16, documents pertaining to other sources of income, interest certificates, any investment or expense proof, and so on. Know what all you need to file your tax returns.
While financial planning needs to be tailored to the needs of each person, there are a few common mistakes that most people end up making. DIY investors need to be cognizant of these errors and open to correcting them if they want to keep their financial plan on track. We tell you five things you might be doing wrong.
Most of us feel like money disappears out of our salary accounts faster than it comes in. This is especially true if you are just starting your career. But if your money often runs out well before the month ends, you might be making these mistakes.
All the signs are pointing at the fact that India's growth has slowed down. While the politicians, economists and experts argue it out, things like lay-offs and smaller increments are impacting our everyday lives. But there is no need to panic. Here are a few things you can do to ride out the slowdown without your finances and goals taking a major hit.
Choosing a financial advisor is not an easy decision to make. While there are good advisors out there, it’s not uncommon to hear about fraudulent advisory firms cheating people out of their money. If you don't know what you are doing, you can end up entrusting your money to a dishonest or incompetent advisor, who can do more harm than good. Before you make your choice, here are five questions to ask yourself, to help you select the right advisor
Want to achieve financial freedom? Mint's Nilanjana Chakraborty explains five money mantras that can help you achieve financial freedom.