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Get ready to dive🏊 into the latest updates and trends in the housing market! As usual, we have our expert guests Tara Krieg, Joe Smith, & Anthony Penna joining us to share their insights and expertise on the current state of the market.In this episode, we'll take a look back at our previous market update and discuss how the numbers have changed.📈 From rising rents to consumer debt, our panel will break down all the factors influencing the market right now.Anthony will share his perspective, from a title company standpoint, and give us a deep dive into the current interest rates. You'll also see some eye-opening charts that show the incredible equity💰 that Americans are sitting on, making real estate an extremely safe and valuable investment.We'll touch on the ongoing NAR lawsuits and settlements, and give our thoughts on the essential role of real estate agents in the home buying process.🙌 You'll also hear why we believe owning a home is always a better option than renting, and why it's not just about the interest rate when it comes to purchasing a home. Like Joe says "You don’t buy the house for the interest rate you buy the house because it’s time to buy a house".🏠Tune in and get ready for some insightful and valuable information. Also, be sure to check out our 'Show Extras' tab to see all the stats and charts from today's show!Listen & Learn:0:50 - Rebecca intros Tara, Joe, & Anthony2:16 - Recap of the last market update4:10 - Rebecca recaps the stats from our last market update5:06 - Joe’s thoughts on the market now compared to the last episode and why we are where we are7:32 - Tara’s thoughts on the market now and consumer debt8:56 - Rising rents explained9:23 - What is Anthony’s company Navi Title seeing with the housing market and current interest rates10:53 - Everyone is paying higher interest rates, businesses, car loans, etc.11:40 - Anthony’s charts on the current market13:05 - 48 consecutive quarters of positive price appreciation chart14:30 - Why we think purchasing real estate is the safest investment16:19 - Americans sitting on tremendous equity chart17:08 - Why we believe real estate agents are an essential part of home buying process19:43 - Our thoughts on the NAR lawsuits and settlements24:36 - Anthony’s chart on co-broke offered to buyer’s agents27:42 - Fannie Mae responds to the NAR lawsuits29:58 - What we think about the current interest rates33:39 - Rebecca covers the Cromford stats36:26 - Most expensive city to buy in the valley37:05 - The Cromford index chart explained37:55 - Anthony’s final thoughts for today’s show38:40 - Joe’s final thoughts39:43 - Tara’s final thoughts40:32 - Rebecca’s final thoughtsSpecial Guests:Anthony Penna - Senior Vice President at Navi Title:Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Owner of TK Team Lending:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.us

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Join us for the latest episode of Grateful Heart as we sit down with Natalia Karayaneva, the visionary founder and CEO of Propy. This Silicon Valley company is on the forefront of revolutionizing the home purchasing process through smart contracts and AI technology.🏠 With an impressive background as an award-winning real estate developer and software engineer, Natalia is a true pioneer in the world of blockchain technology and real estate.During our conversation, we dive into the recent news of Propy’s partnership with Coinbase and its impact on the future of real estate transactions.🎉 Natalia talks about her vision for Propy and the importance of putting deeds on the blockchain. They also touch on the topic of the metaverse and how one day soon you will be able to tour all home listings virtually.Rebecca shares her experience at the recent Propy conference in Miami, where Natalia was joined by other big names in the industry who support Propy and their mission. Natalia then goes on to share her inspiring journey as a woman in the tech industry and why she believes in the power of cryptocurrency.🪙 Plus, she gives valuable advice for beginners looking to get started in crypto and the signs to look for when it comes to timing your investments. Don't miss this insightful and inspiring conversation with CEO Natalia Karayaneva.🙌Listen & Learn:1:20 - Rebecca intros Natalia Karayaneva CEO of Propy2:45 - What happened to Propy on March 13th4:15 - You can now mint your home address5:15 - Our first episode with Propy (check out episode 99)6:11 - Natalia’s Instagram story about her vision for Propy7:55 - Why Natalia likes and recommends Coinbase10:15 - Why should you put your house deed on the blockchain?12:25 - The future of real estate and the metaverse17:27 - Rebecca talks about the Propy conference in Miami and the big names that support Propy20:28 - Natalia’s journey with getting to where she is today especially as a woman in the industry22:47 - What signs did Natalia see that prompted her to buy more crypto25:25 - Natalia’s thoughts on bitcoin dropping26:25 - Natalia’s final thoughts and how to get started in Crypto28:47 - Rebecca’s final thoughtsSpecial Guests:Natalia Karayaneva Founder/CEO of Propy, Inc:Natalia Karayaneva is the founder and CEO of Propy, WEF pioneer, - a Silicon Valley company revolutionizing home purchasing via smart contracts and AI. She is an award-winning real estate developer, software engineer, and a serial entrepreneur with extensive knowledge in real estate and cryptography. Natalia is a frequent speaker at web3 and proptech events globally. She is a contributor to Forbes. Natalia has a degree in Computer Engineering, and a degree in Sustainable Urban Development from the University of Oxford.As a real estate professional for 15 years, Natalia was frustrated with how time-consuming and rife with fraud real estate transactions were. Propy was built with the vision to automate the real estate sales process. Propy’s Transaction Management Platform is an all-in-one solution that revamps the purchase process by leveraging the latest in groupware and blockchain technology. The Palo Alto-based company is writing new pages in real estate history by introducing the technology to allow entirely online and self-driving real estate transactions on smart contracts.Website: https://propy.com/homeEmail: support@propy.comFollow us on Instagram & Facebook @GratefulHeartTv 😄Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts.

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Join our host Rebecca Rains and Gary Hix, a certified well driller and pump installer, registered professional geologist, and certified real estate instructor, as they discuss the importance of National Groundwater Awareness Week.💧🙌With the misperceptions surrounding Arizona's water situation, it is crucial to educate ourselves and raise awareness about the importance of groundwater. During this episode, Gary shares fascinating insights and data about the Earth's water and the significant impact of using 27 trillion gallons of groundwater in the US each year.😧They also delve into where Arizona's water supply comes from and how it is used, including the state's water right laws and the Reasonable Use Law. In addition, Gary sheds light on the process of drilling private wells and the concept of county islands in real estate.🏠Gary's extensive expertise in the field of water wells and groundwater is evident as he discusses the role of a well manager and emphasizes the importance of having licensed and professional well inspectors. He also offers helpful resources such as his E-books📚 for those interested in learning more on these subjects. (Check out our Show Extras tab for the link to his books)The conversation takes an interesting turn as Rebecca shares her personal experience navigating the challenges of finding water in Northern Arizona.🌲 Don't miss this insightful episode where Gary and Rebecca bring attention to the vital role of groundwater and the need for proper management and conservation.Listen & Learn:0:48 - Rebecca intros Gary Hix1:56 - Groundwater Awareness Week3:13 - The misperception of Arizona’s water situation4:30 - Amount of households that have their own wells5:30 - Why Rebecca reached out to Gary in the first place7:45 - What the National Association of Groundwater represents12:03 - Gary’s slides on Earth’s water13:35 - 27 trillion gallons of groundwater is used in theU.S. each year14:10 - Where Arizona’s water supply comes from16:25 - How Arizona’s water is used & our water right laws17:50 - Reasonable Use Law24:48 - If a homeowner wants to drill a private well can they?26:10 - What is a county island in regard to real estate27:56 - Gary’s books on water wells and groundwater29:45 - What is a well manager & what does it mean to have a shared water well?32:50 - Where can you get Gary’s E-books?34:00 - Why Gary is advocating for professional and licensed well inspectors35:30 - Rebecca’s story about the difficulties of finding water up northSpecial Guests:Gary Hix - Certified Well Driller and Pump Installer, Registered Professional Geologist, & Certifed Real Estate Instructor:Gary Hix has worked in the groundwater industry for over 40 years. He is the owner of In2Wells and now spends his time in Arizona, occasionally consulting to private well owners, lawyers, realtors and well drilling pump installing businesses. For many years Gary was actively involved with the National Groundwater Association, where he was a Contributing Editor to their Water Well Journal magazine, a frequent workshop instructor and nominated as the Groundwater Foundations’ McEllhiney Distinguished Lecturer for 2019.His years of experience in many different areas surrounding water wells, well drilling, pump installing, real estate transactions of properties with wells, shared water wells, construction defects and environmental issues has prepared him for him to provide expert witness services when needed.Website: https://in2wells.com/Email: gary.hix@cox.netFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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In Episode 155, our expert sponsors Tara Krieg of TK Team Lending, Anthony Penna of Navi Title, and Joe Smith of Epic Mortgage join us to share their insights on the current market stats and trends.🏠📈We kick off the episode with a look back at our previous market update in December. But the real excitement begins when we dive into the predictions for 2024 – the "year of the 5's" – with a chart showcasing mortgage rates and treasury yield data from the past 50 years.🙌Discover the surprising home appreciation📈 percentages this year and get a glimpse into the future with the 2024 Home Price Forecast chart. You'll also learn why homeowner net worth is a whopping 40 times higher than renters.🤯 But the biggest surprise? Market crash forecasters have been proven WRONG as home prices continue to rise by 8%.Don't miss out on valuable insights as our host and expert sponsors explain the average price point chart and discuss the storm⛈️ that is STILL coming.But it's not all about predictions. Our experts also share their knowledge on short sales and give valuable advice for both buyers and sellers.😄 Tune in now to stay updated on the latest market trends and predictions!Be sure to check out our 'Show Extras' tab to see all the stats and charts from today's show!Listen & Learn:0:45 - Rebecca intros Anthony, Tara, & Joe2:07 - We touch on our previous market update in December3:10 - 2024 is going to be the year of the 5’s5:00 - Chart on 50 years of data on Mortgage Rates & Treasury Yield6:09 - Mortgage rate projections from Fannie Mae9:35 - The average amount of credit card debt & homeowner equity11:30 - Top 3 reasons buyers paused decision12:15 - Inventory is still down13:10 - Home appreciation percentages this year14:16 - 2024 Home Price Forecast chart16:00 - Homeowner net worth is almost 40x greater than a renter21:40 - Home prices are up by 8% and market crash forecasters are wrong23:10 - The market index chart and what cities are still the most popular for buyers24:36 - Average price point chart explained26:15 - The storm is still coming29:45 - Market odds on Fed Cut chart explained30:38 - Fed Dot Plot chart32:08 - 2024 Real Estate Forecast chart33:45 - What a short sale isSpecial Guests:Anthony Penna - Senior Vice President at Navi Title:"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Owner of TK Team Lending:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join Rebecca as she sits down with Bret Lockett, internationally recognized speaker, love and relationship expert, and former NFL star.🌟 In this episode, Bret shares his journey from playing in the NFL to becoming a teacher and healer in the realm of relationships and spirituality.During the episode, Bret shares his insight on the power of Gene Keys, a revolutionary tool for self-discovery and transformation that Brett has personally utilized in his own life and coaching sessions. He explains the concept of Siddhis, Gifts, and Shadows within Gene Keys and how understanding these can open up a deeper level of self-awareness and growth.🙌Bret shares his insights on why Gene Keys was kept hidden for so long, as well as the importance of shadow work and how embracing the dark side of our humanity can lead to true healing and transformation.😄 He also offers guidance on how to get your own free Gene Key profile and why it is a powerful tool to have in self-exploration and growth.Throughout the conversation, Bret's passion for helping others shines through as he shares his wisdom and experience to inspire listeners to unlock their true potential and live a life filled with love and connection.💖 So, tune-in to this episode and get a glimpse into the world of Gene Keys and the teachings of Bret Lockett!Listen & Learn:1:05 - Rebecca intros Bret1:49 - Past NFL teams that Bret played for3:00 - How we all live in different levels of consciousness4:48 - What got Bret into Gene Keys7:50 - Different types of spiritual teachings and how Gene Keys plays a part in most of them9:08 - Why was Gene Keys kept secret or hidden over the years?11:33 - What does Bret mean when he talks about shadow work and the dark side of the humans16:05 - Rebecca’s Gene Keys Hologenetic profile16:44 - Gene Keys explained18:50 - What your Siddhi, Gift, & Shadow in terms of Gene Keys19:34 - Rebecca’s chart explained22:26 - How to get your free Gene Key profile and why it is important24:35 - Bret’s Linktree & Instagram25:47 - What to expect from a session with Bret and all the services he offers27:11 - Bret’s breath-work sessions available online27:55 - What was Bret’s biggest ah-ha moment from life before to today31:21 - Rebecca’s final thoughtsSpecial Guest:Bret Lockett - An internationally recognized speaker, love and relationship expert, and former NFL star who helps both men and women find love and intimacy in their lives. He is known for his deep understanding of the conscious collective and for his efforts to balance the yin and yang energies in relationships.Bret's expertise in Gene Keys is a pivotal part of his transformative approach to coaching, which combines breathwork, diaphragmatic breathing, and other modalities to help people deal with emotional and physical trauma. His personal experiences, including his time as an NFL player, have inspired him to develop a unique method that has empowered thousands of individuals worldwide to experience deep healing and breakthroughs in their lives.In addition to coaching, Bret also serves as a board advisor for The Flow Research Collective, an esteemed organization led by best-selling author Steven Kotler. Alongside esteemed individuals like Dr. Andrew Huberman and Dr. Michael Gervais, Bret contributes to groundbreaking research and guides individuals in unlocking their highest potential. Driven by love and kindness, Bret is committed to transforming lives, promoting overall well-being, and empowering individuals and organizations to unlock their true potential in love and relationships.LinkedIn: https://www.linkedin.com/in/bret-lockett/Instagram: https://www.instagram.com/bret_lockett/Facebook: https://www.facebook.com/bret.lockettPhone: (602) 288-6774Email: bretlockett@gmail.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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In our latest episode, our host Rebecca sits down with special guest Daran Wastchak, President of Learning Edge, LLC.💡 Daran is an expert in residential energy efficiency and this is not the first time Daran has joined us on the show - in fact, he was a guest on episode 147!😄 So if you want to learn more about his background and expertise, be sure to check it out.In this informative discussion, Daran shares insights and updates on his upcoming master classes, as well as his personal project of rebuilding🏗️ his own house from the ground up.⬆️ We dive into the history of building materials and how the use of wood and insulation became more common than traditional block structures.🧱 Daran also explains why he recommends SIPs (Structural Insulated Panels) for building homes and how they can actually be more affordable than traditional builds. We also discuss the importance of proper window installation for energy efficiency and insulated slabs in homes.🙌Join us as we delve into the new developments in HVAC technology and the reasons behind the recent ban on gas cooking in California.🤔 And find out why it is SO important to vote in the upcoming SRP board member elections as well as our final thoughts on the number one thing you can do to make your home more energy efficient in Arizona.💡☀️Don't miss this jam-packed episode!Daran's Upcoming Master Classes: https://www.learningedgellc.com/scheduleVOTE: https://www.srpnet.com/about/governance-leadership/elections/early-voting-ballot-request-formListen & Learn:1:09 - Rebecca intros Daran & his last episode2:08 - Daran’s upcoming master classes3:25 - Daran’s plans to rebuild his house4:00 - Why we use to build everything out of block back in the day6:40 - The series of events that lead to homes being built with wood/insulation vs block8:05 - Why Daran is completely rebuilding his house from the dirt up9:40 - Why Daran recommends SIPs for building homes11:12 - How are SIPs houses are more affordable than traditional built homes18:00 - Why SIPs are easier to install during construction18:50 - Why having windows (and the right type) installed properly is such a huge deal for energy efficiency21:30 - Insulated slabs and their purpose24:32 - What is changing with HVAC units26:50 - California is putting a ban on gas cooking and why28:40 - Daran’s thoughts on solar and electric vehicles30:50 - Why it is so important to vote for your SRP board member31:50 - Mini Splits aka Variable Capacity Heat Pumps and why Daran is using one on his new home32:45 - Daran’s upcoming Master Class session34:36 - The number one thing you can add to your home in AZ to make it more energy efficient35:10 - Home performance with energy star to have your home evaluated36:59 - The $1500 yearly tax credit for homeowners that improve the energy efficiency of their home38:38 - Rebecca’s final thoughtsSpecial Guest:Daran Wastchak - President of Learning Edge, LLC: Learning Edge, LLC is a firm that specializes in residential energy efficiency training and building science consulting. Daran was a key implementer of the EPA’s ENERGY STAR for Homes program for more than 20 years. He has helped solve warranty issues for hundreds of homes that did not properly heat or cool, had high utility bills, poor indoor air quality, and/or were uncomfortable. Daran has trained thousands of individuals on the basics of building science, energy efficiency for buildings, energy efficiency programs, and international energy conservation codes. He holds a bachelor’s degree in Construction and master’s and doctoral degrees in Public Administration and Policy from Arizona State University.Website: https://LearningEdgeLLC.comPhone: (602) 288-6774Email: support@learningedgellc.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Our latest episode of Grateful Heart💖 is here and it's a must-watch!👀 We had the pleasure of sitting down with the incredible CEO & Co-Founder of ZS2 Technologies, Scott Jenkins. We were blown away when we learned about ZS2's achievements🏆including being selected as one of 10 finalists in a worldwide competition hosted by XPRIZE, earning them their own documentary!Join us as we dive into the reasons behind Rebecca's interest in alternative building materials🏗️, like MGO SIPs panels, and why we believe they are the future of construction! Plus, find out why Rebecca is using ZS2 over other SIPs manufacturers for her own new build community and a personal example of how their panels minimizes risks when building a home.🏠 This company is truly changing the way we build homes, and we can't wait to share all the exciting updates Scott has for us.🙌 Trust us, you don't want to miss this episode!Be sure to check out the "Show Extras" to see some of ZS2's educational resources! https://www.gratefulheart.tv/2024/01/15/episode-152-show-extras/Listen & Learn:1:27 - Scott’s short video clip - insider updates (10 mins)10:49 - Rebecca intros Scott Jenkins11:38 - Scott’s exciting announcement16:50 - Why Rebecca was so impressed with ZS218:53 - More exciting updates on ZS2 and what their plans are for this upcoming year22:30 - Why Rebecca is using ZS2 over other SIPs manufacturers24:20 - An example of how ZS2 minimizes risks for buyers and builders26:30 - ZS2’s recent milestones30:35 - ZS2’s university and educational resources31:24 - Some of the reasons Rebecca started looking into alternative building materials in the first place35:18 - What has kept Mgo sips panels from hitting mainstream building so far38:25 - How ZS2 became one of the 10 finalists in a worldwide competition hosted by XPRIZE and their mini documentary39:28 - Scott’s closing thoughts41:12 - Rebecca’s final thoughtsSpecial Guests:Scott Jenkins- Co-Founder and CEO of ZS2 Technologies Ltd.:ZS2 Technologies is a company focused on the research, development and commercialization of innovative construction technologies which are stronger, safer and healthier. ZS2 has developed advanced building technologies including proprietary fire-rated, non-toxic, low-carbon building materials which are prefabricated providing our clients with cost certainty, accelerated construction timelines and lower building operating costs. Prior to ZS2, Scott was the President and a Director of DIRTT Environmental Solutions and was part of the leadership team that oversaw sales growth from $6 million annually to $300 million over 11 years. During his time at DIRTT, Scott led the successful IPO (initial public offering) on the Toronto Stock Exchange and helped oversee the manufacturing expansion of two major manufacturing locations in Georgia and Arizona along with the opening of sales offices in the U.K. and Singapore. Prior to joining DIRTT, Scott helped guide another high-growth company as the Chief Financial Officer of Pure Technologies Ltd., a public company providing innovative infrastructure monitoring technologies to a variety of international clients. Scott began his career at KPMG LLP, and is a member of the Chartered Professional Accountants of Alberta (CPA, CA), Young Presidents Organization (YPO) and a graduate of the University of Alberta.Phone: 587.208.4972Email: info@zs2technologies.comWebsite: https://zs2technologies.com/Instagram: https://www.instagram.com/zs2technologies/Facebook: https://www.facebook.com/zs2technologiesFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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To kick off the new year, we are thrilled to have our good friend Taylor Russel, Owner of Capital Energy☀️ - a one stop shop for all your solar needs! Taylor's company is vertically integrated, which means they control every step of the process, ensuring a seamless and reliable experience for their customers. In our conversation, Taylor shares his story of why he started Capital Energy, and the importance of working with an ethical and transparent solar company, especially when it comes to solar financing.💰 He also talks about the importance of voting for SRP board members, as they play a crucial role in shaping the future of solar energy in your area!VOTE: https://www.srpnet.com/about/governance-leadership/elections/early-voting-ballot-request-formWe will dive into the topic of net energy⚡ and how it works for consumers and utility companies. Like real estate, we believe the best time to invest in solar was yesterday - as utility costs continue to increase year over year.😩 So, if you have ever considered solar NOW may be the time to get serious about it. And with the added benefit of locking in your energy rate for the long term, it's a win-win situation for those who choose to go solar.Taylor also shares with us how they determine the optimal number of panels for a customer's specific needs and the placement of these panels on a roof.🏠 But what truly sets Capital Energy apart from other solar companies are the various add-ons and services they offer, such as new HVAC units, roofs, energy efficient windows, and more!🙌Be sure to check out Capital Energy's website for more information on all the services they offer and to watch their educational videos that will help you better understand the world of solar energy. Don't miss this insightful and informative episode with Taylor Russel and Capital Energy!Listen & Learn:0:48 - Rebecca intros Taylor Russel and his solar company Capital Energy3:25 - Taylor explains why he started Capital Energy5:50 - Solar financing and why it is important to work with an ethical/transparent solar company7:48 - Why it is so IMPORTANT to vote for your SRP board members9:25 - How net energy works in regards to consumers and the utility companies14:10 - Similar to real estate the best time to buy solar was yesterday16:05 - All utility companies have increased their costs year over year and why it is important to lock in your rate today - EIA.gov17:50 - Some of the benefits Capital Energy offers18:44 - How to decide how many panels a customer needs?19:50 - Some of the add-ons that Capital Energy offers the other solar companies don’t24:20 - Capital Energy’s website and all their services26:13 - Battery storage in terms of solar energy30:56 - How Capital Energy can help you get a new HVAC unit at the same time as solar33:01 - The educational videos on Capital Solar’s website34:00 - What dictates where the solar panels are placed on a roof?Special Guests:Taylor Russel - Co-Owner of Capital Energy:They are a locally owned and operated business in the Phoenix area. Capital Energy is one of the fastest growing residential solar companies in the state. Taylor has been in solar for 8 years and worked in the Texas, Nevada, and Arizona markets. Throughout his time in solar he has managed and overseen thousands of residential installs. In his free time he loves to play sports, travel, and spend time with his family. He has been married to his beautiful wife for 13 years and they have 4 children together. Two boys and two girls.Phone: (801) 602-1012Email: trussell@cptlenergy.comWebsite: www.cptlenergy.com/Instagram: https://www.instagram.com/cptl_energy/Facebook: https://www.facebook.com/cptlenergyFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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As we wrap up 2023 with our final market update🏠, we are excited to have our expert guests and sponsors, Tara Krieg, Anthony Penna, and Joe Smith, join us to discuss the latest market statistics and predictions for next year!Rebecca will kick things off by recapping the predictions made in last year's market update for 2023.🤔 Then, we will delve into the current market stats from the Cromford Report and Anthony will share his insights on consumer views and the current real estate market news.One interesting point we will discuss is why 35% of consumers are hoping for a housing crash🏠💥, and why we still stand by our statement that the best time to buy was yesterday. We will also share why December is the best time to buy a house in general. Plus, we reveal who was right with their predictions from last year's episode!As we close out the year, the real estate market continues to make headlines.📰 Whether you're looking to buy or sell, this episode is packed with valuable information to help you make informed decisions. Plus, we would love to answer any questions you may have, so tune in and let us guide you through the ever-changing world of real estate.😊Listen & Learn:0:50 - Rebecca intros Joe, Tara, & Anthony1:26 - Predictions from the last market update of 2022 for 20232:35 - current market stats from the Cromford Report4:40 - Anthony’s stats on what consumers’ views are in terms of real estate and the current market8:25 - Why we think 35% of consumers are rooting for a housing crash10:00 - Why we are still standing by our statement that the best time to buy was yesterday11:46 - December is the best time to buy a house13:39 - What is next for mortgage rates?16:45 - Is there a recession around the corner?18:51 - Where Arizona is headed in terms of real estate and economy20:18 - ARMLS Sales Price Forecast Chart22:04 - Has the rental market softened?25:04 - Annual Average Home Size Chart explained27:24 - Listings Under Contract Chart & Cromford Market Index Chart32:43 - Who Won - The Average Sales Price Prediction??34:30 - Do not wait to buy!38:25 - Joe’s predictions for next year39:40 - Tara’s predictions for next year40:00 - Anthony’s predictions for next year41:20 - Careful using a new home builder’s lender43:33 - Rebecca’s predictions for next yearSpecial Guests:Anthony Penna - Senior Vice President at Navi Title"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic MortgageJoe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Owner of TK Team LendingLicensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join us for our latest market update🏠 with our expert guests/sponsors, Anthony, Tara, Joe, and special guest, James Rains, making his debut on the show! Rebecca kicks off the discussion by diving right into the current state of the housing market and getting insights and predictions from our knowledgeable guests. Tara shares how she is helping first-time home buyers navigate this competitive market along with Joe and Anthony sharing their thoughts on the topic. We will also touch on the recent prediction that Metro Phoenix home prices would fall 25%, which has been proven wrong.🙅‍♀️ We will explain the market statistics & charts shared by Housing Analyst, Tina Tamboer. One of the most interesting charts discussed is the home appreciation chart, which shows the staggering increase in home prices over the years. Anthony shares his advice for sellers and explains how interest rates are affecting people's decisions to sell. The group also discusses the current count of new and total listings which reveals a shocking statistic about the shortage of homes in the market.😨 Make sure to watch till the end to hear invaluable advice from each expert guest for both buying & selling in today's market.Listen & Learn:1:20 - Rebecca intros Joe, Tara, Anthony, & James5:00 - How we are feeling about the current housing market5:50 - What Tara is seeing in the current housing market7:10 - What Joe is seeing and feeling in this current market8:36 - What Anthony is seeing and feeling with this current market10:39 - Chart on % of Americans who think home prices will go down12:17 - Prediction that Metro Phoenix home prices would fall13:24 - Market stats explained from Tina's presentation15:09 - The market demand is currently very location-based17:17 - Home appreciation chart explained19:00 - Anthony’s advice for those trying to sell23:00 - Tara’s opinion on interest rates/employment rates27:25 - The housing market is short millions of homes30:00 - New and total Listing count charts33:00 - Why interest rates are causing people not to sell36:54 - Joe's advice for buyers & sellers38:04 - Tara’s advice for buyers and sellers41:41 - Anthony’s advice for buyers and sellers43:53 - James’ advice for buyers and sellers44:57 - Rebecca & James’ final thoughtsSpecial Guests:Anthony Penna - Senior Vice President at Navi Title:"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Owner of TK Team Lending:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.us

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Get ready for an episode that will change the way you think🤯 about modern-day construction!🏗️ Join us for an exclusive interview with CEO Jason Rhees and Marketing Director Gabby Zimmerman of HercuTech, a groundbreaking company that is shaking up the construction industry with their revolutionary product, HercuWall.💪🧱We will dive into the world of HercuTech and learn about all the truly remarkable things they are doing today. Gabby and Jason reveal the impressive features and benefits of building with Hercuwall vs. traditional construction🏗️ and learn more about Jason's background, and how he found his way to HercuTech. Rebecca even shares her own experience visiting HercuTech here in Phoenix and seeing their innovation in action which includes their very own training program called HercuTech University.🏫Get ready to be blown away by the innovation and durability of HercuWall🧱 and its game-changing potential. Tune in to learn more about this revolutionary product and how you can get ahold of Hercutech to use in your next project!🙌Listen & Learn:1:40 - Rebecca introduces Jason & Gabby3:20 - Rebecca talks about her visit to Hercutech4:30 - Where Jason was working prior to Hercutech7:04 - What is Hercuwall & why it is so revolutionary11:00 - Why are the big-named builders not using these panels yet?14:35 - HercuTech University & Training Center18:00 - HercuTech’s Hampton East Rental Community20:20 - All of the benefits of building with Hercuwall23:28 - HercuTech In the news23:51 - The foam HercuTech uses in their walls26:28 - The durability of HercuTech’s foam27:23 - How to get in contact with Hercutech29:04 - Jason’s final thoughts30:12 - Rebecca’s final thoughtsSpecial Guests:Jason Rhees - CEO of HercuTech: Jason has over 25 years of experience in the building materials industry in executive-level roles throughout CRH, Oldcastle Infrastructure, and Oldcastle Architectural Products Group. Oldcastle, established in 1978, has become the largest building materials company in the US. Jason was appointed CEO of HercuTech in 2019 and has a passion for building businesses, identifying value that is absolutely needed in the space, and putting world-class teams together to make it happen.Gabby Zimmerman - Marketing Director at HercuTech: Gabby brings a fresh, exciting perspective to the building technology space. She has a background in hospitality and made the leap to building materials when she joined HercuTech in 2021. She has a passion for marketing a product that was established to disrupt the construction industry for the better. Gabby provides HercuTech with bold and intentional marketing initiatives.Website: https://hercutech.com/YouTube: https://www.youtube.com/channel/UCOBLpZiVBux-UWEESqYYBwQPhone: 480-284-4535Email: contact@hercutech.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Get ready to learn the secrets🤫 to creating a truly energy-efficient home with our latest podcast episode featuring Daran Watschak, President of Learning Edge, LLC. Daran will blow you away🤯 with his extensive knowledge and experience in the field of residential energy efficiency training and building science consulting. Discover the true meaning of net zero⚡ and the zero energy ready program, and find out more about Daran's upcoming class in December and his favorite energy-efficient home builders. Tune in and discover why consumers should care about energy-efficient homes and Daran's insider tips on building the best energy-efficient home without breaking the bank.💰 Plus, learn about the latest changes in federal heating and cooling requirements and find out why certain energy-efficient products aren't being used in the mainstream building industry.🏗️ As a bonus, Daran shares his passion for a charity close to his heart and reveals his recommended classes for those looking to expand their knowledge in the field. So if you're ready to build a home that stands the test of time, join us for an enlightening conversation with Daran Watschak.🙌Listen & Learn:1:54 - Rebecca intros Daran Wastchak4:06 - Daran’s background & experience6:20 - What is net zero & the zero energy ready program?8:03 - Daran’s class coming up in December10:17 - Daran’s favorite energy-efficient home builders12:00 - Why should a consumer care about an energy-efficient home?17:28 - Daran’s opinion on how to build the best energy-efficient home with the least amount of money21:18 - Daran’s tip on Aragon gas windows and why they are not worth it here in AZ22:55 - The federal government's changes on heating and cooling requirements25:55 - What are your options besides building a home with wood28:25 - Why SIPs were popular back in 2008-200930:02 - Why aren’t all these energy-efficient products being used in mainstream home building?34:09 - Daran’s charity that he is passionate about37:02 - Where to find all of Daran’s classes and website38:10 - Daran’s favorite and most recommended classes39:22 - If Daran was going to build a home tomorrow that would last for many many years what would he use?41:18 - Rebecca’s final thoughtsSpecial Guest:Daran Wastchak - President of Learning Edge, LLC: Learning Edge, LLC is a firm that specializes in residential energy efficiency training and building science consulting. Daran was a key implementer of the EPA’s ENERGY STAR for Homes program for more than 20 years. He has helped solve warranty issues for hundreds of homes that did not properly heat or cool, had high utility bills, poor indoor air quality, and/or were uncomfortable. Daran has trained thousands of individuals on the basics of building science, energy efficiency for buildings, energy efficiency programs, and international energy conservation codes. He holds a bachelor’s degree in Construction and master’s and doctoral degrees in Public Administration and Policy from Arizona State University.Website: https://LearningEdgeLLC.comPhone: (602) 288-6774Email: support@learningedgellc.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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In today's episode, our host Rebecca Rains finds herself on the other side of the microphone as hosts  Zach & Charley of The Building Code podcast, interview her! Through their conversation, they find that Rebecca is an entrepreneur and philanthropist with a mission to make home building easier and more accessible for everyone. They chat about Rebecca’s story - from starting her own real estate business to launching an affordable housing company - discuss the current housing crisis, and take a look at Rebecca’s hopes for the future. With stories, perspectives, and advice from Rebecca, Zach, and Charley, you’ll get insight into the opportunities available in our current housing market, plus the best advice for people looking to make a difference.If you want to learn more about Rebecca's affordable housing company (Kismet Homes) follow this link: https://www.kismethomesusa.com/If you want to learn more about Zach & Charley, follow this link to our episode where we interview them! https://www.gratefulheart.tv/2023/09/08/episode-146-mastering-construction-technology-with-zach-charley-from-buildertrend/For the original posting of this episode on The Building Code podcast click here: https://buildertrend.com/podcast/the-building-code/186-rebecca-hidalgo-rains/?utm_source=rebecca_hidalgo_rains&utm_medium=referral&utm_campaign=pod_186Listen & Learn:1:28 - Zach & Charley intro Rebecca Rains2:26 - Rebecca shares a little about her story4:50 - Rebecca explains what MGO SIPs panels are9:00 - When did Rebecca start being interested in building homes instead of selling homes11:45 - Rebecca’s key to success13:20 - Rebecca’s thoughts on the market and interest rates16:10 - Headlines do more to terrify than clarify17:40 - Charley talks about his recent home-buying experience20:40 - Rebecca’s advice for home builders to capitalize on the shifting market24:45 - We don’t have enough inventory for the number of buyers in the market26:30 - Rebecca’s affordable housing company Kismet Homes28:50 - Rebecca’s advice for those looking to help with the housing crisis31:55 - Charley & Zach’s final thoughtsToday's Hosts:Zach Wojtowicz - Director of Customer Success:Zach joined Buildertrend in 2018 as a Customer Success Manager where he worked with countless Buildertrend customers to implement the Buildertrend software. He eventually moved to Onsite Consulting and traveled across North America to help customers expedite their usage of Buildertrend and improve their operations. Currently, he is a Director of Customer Success. He is an expert on Customer Success, Buildertrend, and helping construction professionals grow their businesses. Zach also serves as co-host of The Building Code, Buildertrend’s flagship podcast.Charley Burtwistle - Director of Business Performance:Charley Burtwistle started his career leading and building out the Data Science team at Buildertrend, a B2B SaaS company in the Construction vertical for Project Management and Estimating. Since then he has moved into a "Director of Business Performance" role where he oversees high-level company performance. He lives in Omaha with his wife, Audrey, and golden retriever, Tebow.Website: https://buildertrend.com/Podcast: https://buildertrend.com/podcast-category/the-building-code/Phone: 1-888-415-7139Email: zach.wojtowicz@buildertrend.com & charley.burtwistle@buildertrend.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join Rebecca as she interviews Charley Burtwistle and Zach Wojtowicz from Buildertrend, and co-hosts of The Building Code Podcast. Through their conversation, we learn about the Buildertrend software and how it helps owners in the construction industry grow and optimize their businesses. We also talk about how Charley and Zach became the host of Buildertrend's Podcast "The Building Code", the “secret sauce” to their entertaining episodes, and some of their favorite past episodes. Plus we will learn more about Buildertrend University and what other services they offer their customers. Tune in for an enlightening and entertaining conversation with this dynamic duo!Listen & Learn:1:24 - Rebecca intros Charley & Zach3:30 - Why Rebecca chatted with Charley’s finance Audrey6:35 - What is Buildertrend & How Zach & Charley were chosen to host the The Building Code podcast9:52 - The secret sauce to their podcast12:27 - What is Buildertrend University?18:11 - Charley’s favorite podcast episodes they have recorded26:35 - Zach’s favorite podcast episodes they have recorded29:15 - How Zach & Charley create such an entertaining show34:40 - Charley’s final thoughts35:47 - Zach’s final thoughts38:15 - Zach’s favorite recipe40:08 - Rebecca’s final thoughtsSpecial Guests:Zach Wojtowicz - Director of Customer Success:Zach joined Buildertrend in 2018 as a Customer Success Manager where he worked with countless Buildertrend customers to implement the Buildertrend software. He eventually moved to Onsite Consulting and traveled across North America to help customers expedite their usage of Buildertrend and improve their operations. Currently, he is a Director of Customer Success. He is an expert on Customer Success, Buildertrend, and helping construction professionals grow their businesses. Zach also serves as co-host of The Building Code, Buildertrend’s flagship podcast.Charley Burtwistle - Director of Business Performance:Charley Burtwistle started his career leading and building out the Data Science team at Buildertrend, a B2B SaaS company in the Construction vertical for Project Management and Estimating. Since then he has moved into a "Director of Business Performance" role where he oversees high-level company performance. He lives in Omaha with his wife, Audrey, and golden retriever, Tebow.Website: https://buildertrend.com/Podcast: https://buildertrend.com/podcast-category/the-building-code/Phone: 1-888-415-7139Email: zach.wojtowicz@buildertrend.com & charley.burtwistle@buildertrend.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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In our latest episode, Rebecca talks with Franco Perez who is highly passionate about affordable housing, particularly in California. They discuss the escalating pricing📈 of the Bay Area and how factory-built homes can be much more affordable than stick-built ones. Franco explains the myths of manufactured homes as well as how financing💰 works for these kinds of homes. He also shares his experience visiting Washington D.C. to speak about affordable housing🏡 and what drives him to help others get ahead in terms of homeownership. Lastly, Franco takes the time to explain the workings of his business, financing, and the resources viewers can access. Tune in for an in-depth look at affordable housing and the solutions Franco has created.🙌Listen & Learn:1:50 - Rebecca intros Franco Perez2:35 - What makes Franco so passionate about affordable housing especially in California5:25 - Pricing in the Bay Area of California now8:25 - The construction element of affordable housing and factory-built homes10:35 - Average costs of these manufactured homes vs stick built homes12:30 - Some of the myths of manufactured homes16:00 - How Franco helps educate others to get ahead in terms of homeownership20:52 - Franco’s video of him speaking in Washington about affordable housing24:36 - Franco explains his time in Washington27:26 - How Franco’s business works30:00 - How financing works on Franco’s homes33:08 - Franco’s Linktree & websites36:09 - Franco’s final thoughts37:37 - Rebecca’s final thoughtsSpecial Guest:Franco Perez - Mobile Home Expert | Affordable Housing Author | Manufactured Home Developer: Having grown up in a family with an unstable housing situation, Franco is on a mission to create affordable housing in Silicon Valley. He discovered that the Bay Area’s mobile home parks offer an abundance of underused land with great growth potential. After years of dedication to his vision, Franco has established a devoted team of like-minded individuals who believe that their positive impact equals success.Inspired to reimagine mobile homes and expand affordable housing opportunities across the Bay Area, Franco's talented team strives to unlock the pathway to homeownership and help families establish financial security where it might otherwise seem impossible, especially in this time of pandemic.Beyond his drive to develop cost-effective housing, Franco also enjoys videography, showcasing some of his favorite local restaurants and local small businesses, and promoting San Jose’s unique culture to the world.Website: https://beacons.ai/franco.tvPhone: (408) 420-5410Email: franco@franco.tvFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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In this episode of Grateful Heart, Rebecca interviews passionate building biologist George Swanson.🏗️🧪 George dives into the specialty of building biology, identifying building materials that contain unsafe🙅 chemicals and toxins, and he shares his story of why he became a building biologist. George also reveals fascinating conversations from his research on European-made buildings that last longer than American-made ones, introduces the use of Magnesium Oxide Structural Insulated Panels (MGO SIPS) and China's 30-year program to remove toxins.🙌 Additionally, George touches on why more people seem to be falling sick due to mold and toxins, his website and book "Breathing Walls", and the Building Biology Institute Organization. Gain insights and knowledge as Rebecca and George open the conversation about safe and healthy homes🏡 along with ways to contact George for any building-related or consulting inquiries. Tune in to learn more!

Listen & Learn: 3:30 - Rebecca intros George Swanson 5:00 - What is a building biologist and what do they do 8:25 - What does off-gassing mean in building? 11:46 - The start of healthy building training in Germany 13:25 - George’s story and why he became a building biologist 16:00 - How to detoxify building chemicals/toxins 23:15 - Why do American-made buildings fall apart sooner than those in Europe? 25:43 - Magnesium Oxide Structural Insulated Panels (MGO SIPS) & China 28:40 - How George finds quality MGO Panels? 32:00 - China’s 30-year program to remove toxins 35:19 - Why does it seem that everyone is getting more sick now 40:00 - George’s website and what he offers 42:34 - Building Biology Institute Organization 45:05 - George’s consulting services 47:50 - George’s book “Breathing Walls” 49:15 - How to contact George & final thoughts 50:50 - Rebecca’s closing thoughts

Special Guest: Geroge Swanson - Certified Senior Building Biologist (IBB): Received a Bachelor of Science in Industrial Technology from Western Washington University in June 1975. Over the years Swanson Associates have completed over eighty low-toxic, and fully non-toxic “Breathing” natural building projects in eleven states and several foreign countries. A few of the building systems used were traditional, StrawClay, Rammed Earth, “Faswall”, clay-treated woodchip block, “Hebel” aerated concrete block wall systems, and most recently MgO natural ceramic cement-based building systems. Several of these projects have included: single-family wetland septic systems, rooftop water collection systems, pervious concrete landscape features, and solar voltaic energy systems.

George Paul Swanson is a registered graduate of the IBS International “Bau Biology & Ecology” program as a “Building Biologist” as of 1992 and is listed in “Who’s Who” in America in 1996 for his contributions to Sustainable Technology. Currently, he offers natural home and commercial building consulting, designing and construction oversee services throughout the states and abroad.

In recent years Swanson Associates have been lead design/build consultants for numerous commercial projects including several churches, a monastery, and a twenty-one-building natural medicine complex in Austin Texas. Ongoing long-term international projects include a waterfront Eco-resort in Kauai, the restoration of an ancient hacienda in Mexico, and an Eco-Village complex in Trinidad. Recently he has returned from his 8th trip to China where he is conducting ongoing product development for Magnesium Oxide Ceramic fiber cement products, including all-natural fiber/MgO cement-based wall, roof, and floor prefabricated structural insulative panels (SIPs). Since 1975 he has conducted hundreds of seminars across the country and abroad on the benefits of natural building design.

George's Book: https://www.breathingwalls.com/drupal/drupal-5.14/ Website: https://geoswan.com/ Phone: (512) 653-8624 Email: george.swanson@yahoo.com

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In an emergency episode of the Grateful Heart podcast, we join Rebecca as she brings Paul Staples and Jeremy together to provide a heartfelt update on the devastating Maui fires. As the flames continue to ravage this beautiful island, our thoughts and prayers go out to the affected communities.

During this emotional conversation, Paul shares a glimmer of hope with the introduction of his non-profit's groundbreaking disaster-resilient prototype. This innovative solution aims to protect vulnerable areas from future tragedies, ensuring the safety and well-being of the residents.

Moreover, our guests express the urgent need for support and solidarity in the face of this crisis. They highlight various organizations that we, as listeners, can contribute to in order to extend a helping hand to the people of Maui. By donating to these worthy causes, we can make a significant difference and assist those most affected by these tragic fires.

Join us in this special Grateful Heart episode, as we come together to show our compassion and support for the resilient Maui community. Together, we can help rebuild lives and restore hope in the face of adversity.

1:18 -Rebecca gives update on her Daughter Hannah 2:04 – Rebecca introduces Paul and Jeremy 2:47 – Maui Fires and death toll 4:18 – Background on Jeremy and Paul 7:12 – Local update from Maui 12:25 – Paul talks about Ihhelpp.org Non-profit 17:13 – More sites to donate to 18:12 – Final thoughts and how to help

Special Guests: Paul Staples and Jeremy

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Join us as our host, Rebecca Rains sits down with Mike Weaver, the VP of Dealer Trades at Emser Tile.🤩 As the leading designer, marketer, and producer of the world's finest tile and natural stone, we learn from Mike how Emser's unparalleled service and dynamic selection of products help set them apart from their competitors.🙌 Mike shares with us the philosophy and culture of the company and the initiatives that have earned them multiple Best Places to Work awards.🏆 We get a look inside Mike's career journey and how he got to his current role of VP. We also find out about Mike's philanthropic efforts and one of his top charities to support called C.A.S.A. We round up the episode by learning about how best to get started if you want to work with Emser, and how to stay up to date with the company and its products. Remember if you can dream, Emser can build it!😄

Listen & Learn: 2:30 - Rebecca intros Mike 3:30 - What Mike does a VP of Dealer Trades 4:50 - Emser is the place to go for all your tile needs 7:38 - Emser’s company culture and why it’s ranked one of the best places to work for sales & operations 10:46 - Emser’s company story 16:10 - What Mike’s boss told him when he accepted his new title as VP 17:30 - Mike’s story and how he got to where he is today 20:32 - Where should people start when they want to work with Emser 22:40 - Emser tile is everywhere 23:58 - Emser’s social sites 24:20 - Mike’s charity - C.A.S.A. 27:15 - Mike's final thoughts 28:58 - Rebecca’s final thoughts

Special Guest: Mike Weaver - VP of Dealer/Trade Sales:  Mike Weaver is an accomplished professional with a distinguished career in the field of both sales and operations, currently serving as the Vice President of Sales at Emser Tile. Born in Salem, Oregon, Mike's journey in the industry began as an Operations Manager in Reno, Nevada. Throughout his tenure with Emser Tile, Mike has navigated through a diverse range of roles, holding a total of nine key positions within the company.

Mike plays a pivotal role in driving growth and innovation within the company. His strategic vision and passion for excellence have contributed significantly to Emser Tile's continued success and prominence in the industry.

Known for his collaborative approach and commitment to fostering strong client relationships, Mike has earned a reputation as a respected leader and a trusted advisor in the sales arena, operations, and warehouse management. Under his guidance, Emser Tile's sales team has thrived, achieving remarkable milestones, won countless exclusive deals and solidifying the company's position as a market leader.

Beyond his professional achievements, Mike is admired for his philanthropic efforts, actively engaging in community initiatives, and giving back to society. With a relentless dedication to excellence and a keen eye for opportunity, Mike Weaver continues to elevate the standards of success in the sales domain while leaving a positive impact on the people and communities he serves.

Facebook: https://www.facebook.com/emsertile/ Pinterest: https://pin.it/4uBIg8k Instagram: https://www.instagram.com/emsertile/ Website: www.emser.com Phone: 323-650-2000 Email: marketinginfo@emser.com

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In our latest market update, Rebecca dives into the conversation with expert sponsors Joe Smith, Tara Krieg, and Anthony Penna to discuss the current state of the market📈 and what you should consider if you’re buying or selling in the next few months.🤔 And don't just take our word for it, check out the clip from Barbara Corcoran (Shark Tank Investor) on why she thinks now is the best time to buy. We will also cover topics like why you should consider selling if you’re nearing the top of your capital gains, the Cromford index chart explained, and the fact that people are still spending despite the inflation and recent rate hikes. Be sure to tune in for the most up-to-date insights and information on what the current market trends mean for buyers and sellers.

Also don't forget to check out our Show Extras Tab to see all of today's charts, graphs, & PowerPoints for yourself!

Listen & Learn: 1:05 - Rebecca intros Joe, Tara, & Anthony 2:57 - Clip of Barbara Corcoran’s thoughts on the current market 5:09 - What happened last week with the interest rates 5:35 - Tara’s thoughts on the raising of the fed funds rate 6:11 - Joe's opinion on the rate hike 7:36 - Does Barry Habib think rates are going to come down any time soon? 8:06 - Anthony’s thoughts on the current rates 11:30 - Why you should consider selling if you’re nearing the top of your capital gains 13:45 - Cromford index chart explained 16:00 - People are still spending despite the inflation and rate hikes 20:22 - Anthony’s slide presentation - wrong predictions for 2023 23:55 - What is really happening in the market 25:51 - Chart “Appreciation skyrocketed in the last 3 years” 27:05 - Cromford chart on average sales price per sqft 29:34 - Tara’s chart “new household formations vs builder completion” 32:22 - We do not have enough inventory to meet the demand for housing 33:53 - Betting against the champ 35:36 - Available inventory chart 37:40 - Joe’s thoughts on buying and selling in the next couple of months 39:30 - Tara’s thoughts on buying and selling in the next couple of months 40:30 - Anthony’s thoughts on buying and selling in the next couple of months 41:50 - Rebecca’s thoughts on selling in the next couple of months 45:14 - Rebecca’s final thoughts

Special Guests:

Anthony Penna - Senior Vice President at Navi Title: "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage: Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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On today's special throwback episode, the tables have turned as our host Rebecca Hidalgo Rains becomes the interviewee!😄 Erin Bradley of the Pursuing Freedom Podcast will be running the show today and we could not be more excited. Get inspired by Rebecca's story and her experiences of starting out in the real estate business reluctantly working for her dad, to becoming the queen of short sales, to then going on to be the #1 team at Berkshire Hathaway.

Rebecca shares her personal experiences with what she calls a "tsunami of grief" and how that led her to a newfound belief in manifesting her own destiny.🔮 Tune in for Rebecca's advice on how to turn your grief into gratitude, how to be the lighthouse in the storm that’s going on around you, and why living your life like you're on vacation has so many benefits!

This episode is a must-listen for anyone that wants to learn how to improve their mindset for success in real estate, and how to turn the hard knocks of life into positive vibes.🙌

Listen & Learn: 1:04 - Erin Bradley introduces Rebecca 2:20 - How Rebecca fell into real estate 5:00 - At what point did Rebecca realize that real estate was her path 9:25 - Rebecca’s big turning point 14:18 - The tsunami of grief that gave Rebecca a zest for life 17:30 - What Erin means when she says “the light within in you turns on” 19:50 - Rebecca’s advice for agents in the industry 21:09 - Erin’s advice for everyone 25:15 - What is Rebecca’s strategy for moving forward through all the challenges that life throws our way 27:49 - Current housing market stats 30:00 - The best way to reach Rebecca 30:40 - Erin’s final thoughts 31:23 - Rebecca’s final thoughts

Show Host: Erin Bradley - Speaker, Trainer, Bestselling Author, & Host of the real estate podcast Pursuing Freedom:

As a mortgage lender, I learned the hard way just how difficult entrepreneurship and success in sales can be. From flat broke to 6 figures, and then to burnout, I’ve been through it all and quickly discovered that the stress of overwhelm is no less painful than the financial stress. After redesigning my business to support my dream life, I’ve been on a mission to teach my fellow real estate professionals to do the same. I operate under the mindset that you never give up, and you never settle, in life or in business. Anything is possible when you have the right mindset, great systems, and an amazing team. Learn more about Erin's story here: www.pursuingfreedom.com/about-us/

Website: www.pursuingfreedom.com/ Email: erin@pursuingfreedom.com Podcast: https://sites.libsyn.com/121890/178-live-every-day-like-its-a-vacation-with-rebecca-hidalgo-rains

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Join our host Rebecca Hidalgo Rains and tiny home expert Lindsay Wood aka "The Tiny Home Lady" as they dive deep into the unique world of tiny home living.🏠 In this episode Lindsay reveals what drew her to the tiny house lifestyle and why she chose to set up her own tiny home community right here in Prescott, Arizona!😄 She also shares her experience building her first tiny home as well as insights into the four types of tiny homes, payments/financing options, building standards, and the difference between tiny homes and manufactured homes. Join Lindsay's GO TiNY! Academy to get all your questions answered about buying & building a tiny home for yourself. Discover more about sustainable, alternative, & tiny home solutions with Rebecca and Lindsay in this insightful episode.🙌

Want to see what one of Lindsay's tiny homes looks like? Click this link: https://www.gratefulheart.tv/2023/07/14/episode-140-show-extras-tour-lindsays-tiny-home-model/ to go on a tour of Lindsay's Yellowstone/Denali Model with Rebecca and pictures from her visit to Lindsay's Prescott Tiny Home Community.

Listen & Learn: 2:01 - Rebecca intros Lindsay “The Tiny Home Lady” 3:15 - Lindsay’s tiny home community in Prescott 6:15 - Lindsay’s VIP tours 7:30 - How Lindsay got into tiny homes 11:00 - Why Lindsay chose the place she did to park her tiny home 12:00 - The 4 types of tiny homes explained 13:45 - Visit Lindsay’s tiny home community 15:15 - Lindsay’s experience building her first tiny home 21:36 - Lindsay’s Go Tiny! Academy 24:05 - Building standards & zoning when it comes to tiny homes 27:15 - Payments and financing options for these tiny homes 29:45 - Difference between Lindsay’s tiny homes and a manufactured home 31:35 - How HUD came about 34:00 - How to get ahold of Lindsay 35:54 - Rebecca’s final thoughts

Special Guest: Lindsay Wood - The Tiny Home Lady: Lindsay is on a mission to develop 100,000 attainable sustainable Tiny Homes across the US. As a Real Estate Investor and Green MBA Lindsay believes attainable, sustainable Tiny Homes are a solution to the housing and climate crisis.

Lindsay is the creator of the GO TiNY! Academy, guiding buyers, and investors on the path to GO TiNY! She offers GO TiNY! VIP Tours at Tiny Home events so people can get answers to their Tiny Home questions. Her GO TiNY! Showcase connects innovative companies with builders and buyers looking to get the best products and services in the industry.

​Lindsay has been featured live on FOX KTVU, KUSI TV, CBS, and in articles on Business Insider, Mercury News, East Bay Times, Tiny House Lifestyle Podcast, and Press Democrat among others.

Facebook: https://www.facebook.com/TinyHomeLady/ Phone: 415-378-8398 Website: TheTinyHomeLady.com & go-tiny-academy Email: thetinyhomelady@gmail.com

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This week's episode is an 'eye-opening'👀 one! Join us as we get to know Heather Honold, Advanced Crystal Master, Spiritual Counselor & Guide, Intuitive Transformational Coach, and Maker of Magical🔮 Things. Heather will be sharing her incredible journey, from her two decades of work in the real estate industry to her life now as a spiritual healer and business consultant. Learn how her parents passing led her to this spiritual awakening and led to the creation of Rose🌹 of Sharon Wellness, an homage to her late mother who gave her the love of all things unknown, mysterious, and magical. We’ll also discuss Heather’s other company, Logistical Magician, where she helps business owners make friends with systems and processes in order to spend more time ON their business and less time IN it. Don’t miss this inspiring & magical💖 conversation with Heather Honold and be sure to tune in so you can learn how to get your own FREE 30-min session with Heather!

And don't forget to check out Linktree for more freebies from today's show!

Listen & Learn: 1:59 - Rebecca introduces Heather 3:18 - How Heather went from Real Estate to Spirituality 5:45 - Heather’s Reiki session that changed her path forever 9:30 - Heather’s Real Estate career 13:00 - How to develop your intuition & Heather’s awakening 15:51 - The word “witch” 20:28 - What happened after Heather’s awakening 21:48 - Exclusive offer from Heather 23:40 - What Heather does for her Business sessions 24:10 - Heather’s linktree with freebies 25:15 - Heather’s services - done for you vs done with you 28:30 - Heather’s crystal work 31:10 - What crystals Heather selects for her wand creations 32:20 - How to get started with crystals 33:40 - Why you need to be careful doing multiple energy healing sessions in a short period of time 37:25 - Final thoughts 38:44 - MasterPeace Retreat coming up 40:29 - Rebecca’s outro

Special Guest: Heather Honold -  Advanced Crystal Master, Spiritual Counselor & Guide, Intuitive Transformational Coach and Maker of Magical Things: Heather spent nearly two decades working in Real Estate as a Broker, and Transaction manager, while simultaneously running operations for multiple Real Estate Investment entities. She often felt unfulfilled in her career, she felt driven to help people at a much deeper level. After over a decade of study, multiple certifications, and a powerful wellness retreat, she decided to fulfill her purpose. The same week she gave her notice at her job, she experienced a powerful Reiki session where she had a clear vision of Rose of Sharon Wellness and what it would become.

Rose of Sharon Wellness is an homage to Heather’s late mother, who gave her the love of all things unknown, mysterious, and magical. Through Rose of Sharon Wellness, Heather offers Crystal Healing sessions and education, Spiritual and Life Coaching, and Sound Healing. She also uses crystals to create wellness products, magic wands, jewelry, and other baubles.

Heather finds magic where science, logic, and spirituality meet. Because of that, she also created Logistical Magician, Small Business Strategy, Consulting, and Coaching where she helps heart-led business owners make friends with systems and processes in order to spend more time ON their business and less time IN it.

Facebook: https://www.facebook.com/heatherhonold  Instagram: https://www.instagram.com/heatherhonold Website: https://www.heatherhonold.com/ Email: heather@soulfulconfidence.com

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Join us for our latest market🏠 update, featuring expert guests and sponsors Joe Smith of Epic Mortgage, Tara Krieg of TK Team Lending, and Anthony Penna of Navi Title who is appearing on the show IN PERSON for the first time,😄 and of course our host Rebecca Hidalgo Rains will be leading the conversation.

We'll discuss the state of the current housing market🏠, including how the last couple of years of real estate have been known as the 🦄"unicorn years" and are an anomaly. We will also discuss what may happen with interest rates and the housing market if rates are to drop, what assumable loans are (check out our Show Extras tab to learn where to find these types of loans), why we still think NOW is the best time to purchase a home🙌, and at 8:21 you will learn why we named this episode "A Broken Clock Is Right Twice A Day".😂

Don't miss this unique opportunity to get the real facts about the housing market and hear the honest opinions of our expert guests! And to top it all off, we have a special surprise🤫 guest who has never been on the show before - be sure to watch till the end to find out who it is!😲

Listen & Learn:

1:00 - Rebecca intros Anthony, Tara, & Joe 3:30 - If rates drop it will be “nuts” again 6:00 - Rebecca goes over the Cromford chart of Average Home Sales price 9:22 - Advice for people looking to buy now 9:55 - Where we are at with supply and days on market 12:02 - Tara explains how assumable loans work 15:03 - Tara’s real-life example of how to use the FULL benefits of your VA loan 21:30 - Anthony explains what the “unicorn years” means 23:30 - Home Appreciation during Unicorn Years 25:25 - Percent change in home prices in the last 5 years 28:06 - How you are more protected during a financial hardship by owning vs renting 29:26 - Is now a good time to buy? 31:18 - The shift Joe is noticing in regard to millennial buyers 33:05 - The Cromford Index Chart for the last 22 years 35:09 - Anthony’s chart on foreclosures 38:15 - New listings down 98.5% 38:55 - Barry Habib video 41:05 - Joe’s final thoughts about buying homes now or waiting 43:53 - Anthony’s final thoughts 44:48 - Tara’s final thoughts 46:06 - Surprise show guest final thoughts 46:57 - Rebecca’s final thoughts

Special Guests:

Anthony Penna - Senior Vice President at Navi Title

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Owner of TK Team Lending

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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In this week's episode, Rebecca interviews Ryan Lipchek, the VP of Sales at CBUSA.🙌 Ryan has been working in the construction industry since 1997 and has valuable experience in building, selling, costing, and managing. He has also been instrumental in helping CBUSA expand to a Top 10 💪national builder with over 750 of the best builders in the country. During their conversation, Ryan explains what CBUSA stands for and dives into the types of builders they partner with. He also walks us through how builders obtain their materials,🏗 details their experience dealing with Covid and supply chain issues, and shares which markets CBUSA is most involved in. Additionally, Ryan explains how he became part of CBUSA and talks about how suppliers can partner with them. Tune-in to learn more about Ryan & CBUSA!😄

Listen & Learn: 2:18 - Rebecca introduces Ryan 3:43 - A little bit of background on Ryan and CBUSA 6:29 - What does CBUSA stand for? 10:00 - How many markets/builders does CBUSA work with? 11:39 - What types of builders CBUSA partners with 12:26 - How to get ahold of Ryan 13:13 - How builders obtain their materials and different ways to do that 17:55 - Covid, supply chain issues, and how CBUSA was affected 23:24 - What markets is CBUSA the biggest in? 25:23 - How did Ryan become a part of CBUSA? 28:36 - How do suppliers partner with CBUSA? 29:49 - Ryan's last words of advice for builders 31:10 - Rebecca's final words

Special Guest: Ryan Lipchek, CBUSA VP of Sales - Ryan Lipchek has been in the construction industry since 1997. He climbed the ranks at a Top 5 national builder for 10 years gaining valuable experience building, selling, costing and managing. In his 15 years with CBUSA he has been instrumental in growing the company to the size of a Top 10 national builder with over 750 of the best builders in the country who together build over 14,000 homes per year and have an annual revenue of over 9 Billion dollars.

Ryan relates to builders, manufacturers and suppliers extremely well with his unique skill set and diverse homebuilding background over the past 26 years. He has been a part of helping companies thrive in the high times as well as coaching builders to strengthen market share while holding on tightly to profit during the recession.

Ryan is considered an expert in supply chain management, homebuilding, and leveraging purchasing power; and he has won several awards within the homebuilding industry. He speaks nationwide at conferences on improving builder’s bottom lines by streamlining purchasing behavior and implementing effective purchasing processes and systems. Ryan is responsible for national sales for CBUSA. He enjoys coaching youth sports and lives outside of Cleveland, OH with his wife and 3 kids.

Website: https://www.cbusa.us/ Email: ryan@cbusa.us

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With the sensationalized😨 headlines coming out recently on Arizona running out of water and halting new home construction, we decided to record an emergency🚨 episode to shed some light on the truth about the water situation. On today's show, Rebecca is joined by our favorite Arizona water experts💧 Kathryn Sorensen and Gary Hix. We will cover topics such as recharging groundwater reservoirs, the water crisis in the Rio Verde community, the impact of alfalfa farming, the new groundwater ruling, and the potential to drill a personal well, this episode dives into the reality of Arizona's🏜️ water demand. Join Rebecca, Kathryn, and Gary as they discuss the reality of water in AZ. Let this episode be the ultimate guide to understanding the water situation AZ faces.🙌

Listen & Learn: 2:28 - Kathryn’s quote in the latest water article 4:08 - Areas where construction is not impacted by the water issues 5:46 - What is a non-groundwater supply? 9:59 - Is Arizona’s situation as dire as the news makes it seem? 13:20 - What actually happened to the community of Rio Verde 15:13 - Why do we allow Alfalfa farming in AZ when it’s the crop that uses the MOST water 18:05 - Is the groundwater ruling only targeting developers or homeowners building their own houses as well? 23:55 - Rebecca welcomes Gary Hix to the show 26:11 - What Gary believes will happen with the groundwater here in AZ 27:40 - What it means to recharge a water source 31:25 - Gary’s thoughts on where we are gonna get the water to recharge our reservoirs 33:53 - The uses of groundwater in our state 34:40 - Gary’s concerns with the farming of Alfalfa here in AZ 36:54 - If someone wants to move to AZ should they be concerned about not having water? 40:10 - Does Gary believe the headlines are misleading? 43:40 - Can someone drill their own well? 46:50 - Rebecca’s closing statement

Special Guests: Kathryn Sorensen - Director of Research at Kyl Center for Water Policy at Morrison Institute:

Kathryn served for many years as Director of Phoenix Water Services as well as Director of the City of Mesa Water Resources Department. In these roles, she was responsible for the delivery of safe, clean, reliable water for millions of Arizonans, and significantly advanced the sustainable management of water resources in AZ and the Colorado River basin.

She earned a Ph.D. in Agricultural and Resource Economics from Texas A&M University and a Bachelor of Arts in Economics from the University of Michigan.

In her position at Arizona State University, she oversees the research efforts of the Kyl Center for Water Policy, serves as a Professor of Practice at the Watts College of Public Service and Community Solutions, and contributes to the Global Futures Laboratory.

Phone: 602-496-1799 Email: kathryn.sorensen@asu.edu Website: https://morrisoninstitute.asu.edu/leadership/kathryn-sorensen

Gary Hix - Certified Well Driller and Pump Installer, Registered Professional Geologist, & Certifed Real Estate Instructor:

Gary Hix has worked in the groundwater industry for over 40 years. He is the owner of In2Wells and now spends his time in AZ, occasionally consulting to private well owners, lawyers, realtors and well drilling pump installing businesses. For many years Gary was actively involved with the National Groundwater Association, where he was a Contributing Editor to their Water Well Journal magazine, a frequent workshop instructor and nominated as the Groundwater Foundations’ McEllhiney Distinguished Lecturer for 2019.

His years of experience in many different areas surrounding water wells, well drilling, pump installing, real estate transactions of properties with wells, shared water wells, construction defects and environmental issues has prepared him for him to provide expert witness services when needed.

Website: https://in2wells.com/ Email: gary.hix@cox.net

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On our latest episode of Grateful Heart Tv💖, Scott Ward of Ward Real Estate & Development shares his amazing journey and success story in the land development industry, his task of creating healthier community environments for not just our bodies but our minds🧘 as well. Scott will talk about his latest project, TerraSante—a master-planned community being built in Goodyear, Arizona that is designed to fill the needs of Goodyear's citizens.🙌 The theme is L.AWW, learn what those letters stand for and more about this incredible community on today's show. Scott also gives advice to anyone aspiring to get into land development.🏗️ Listen in for a fascinating conversation with a man dedicated to creating a better tomorrow!

Listen & Learn: 2:13 - Rebecca intros Scott Ward 3:30 - How did Scott get into land development? 6:25 - How Scott met his amazing wife Dana 8:20 - Dana Ward & BFit4Life Studio and how they help women with cancer 10:50 - Scott’s latest project TerraSante 15:08 - More about TerraSante & where it’s located 20:50 - Video of TerraSante Community 25:05 - Scott’s Theme of LAWW and what that stands for 28:15 - Community images & the Obelisk entry 29:53 - The meditation garden & spiritual ridge path 34:19 - Scott’s plan for a labyrinth and the clubhouse in his new community 37:28 - How Scott’s master-planned community is filling the needs of the citizens of Goodyear 40:14 - When will TerraSante be ready for buyers? 41:26 - Scott’s advice for someone who is wanting to get into land development 43:20 - Scott’s last words of wisdom 44:27 - Rebecca’s final thoughts

Special Guest: Scott Ward - CEO and President of Ward Real Estate & Development: Remember when your word meant something and when honest Americans struck deals over a firm handshake? So does Scott Ward, and he maintains those values in everything he does—from researching land and determining its value to participating in student ministries and coaching at the Chandler/ Gilbert Family YMCA.

Scott is always been a “shoot from the hip” kind of man, focusing on accuracy, honesty, and quality. This job is too important not to focus on those aspects. After all, Scott is a family man with four kids and his wife of 19 years, so he develops subdivisions and communities that he’d want his own family to live in.

His passion for community and family goes far beyond on Ward Developments, though. He also believes in giving back. That’s why he’s on the board of the Chandler/Gilbert Family YMCA, the Hamilton Sports Booster, and the Maricopa County Flood Control group. He’s also incredibly active with Chandler Christian Church.

Cell: 602.377.6553 Office: 480.899.4330 Email: scott@warddevelopment.net Website: https://www.warddevelopment.net/

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Join us as we interview Bob Worsley, the founder of Zennihomes,🙌 and explore how he is revolutionizing the affordable housing industry by providing sustainable, eco-friendly,🌎 and high-tech homes. Hear how Bob and his team have made affordable housing a reality, as well as his vision for the future. He will also share details about his new housing development in Mesa and his work experience, including his time as a state Senator. With Bob's innovative approach, we believe he will truly change the way we think about affordable housing. Tune in now for an inspiring and informative talk about Zennihomes and click this link for a limited-time investment opportunity and become a part of the affordable housing revolution!🏠 https://zennihome.com/pages/investListen & Learn:2:15 - Rebecca intros Bob Worsley3:20 - Bobs concept for Zennihomes6:20 - Type of financing you can get for Zennihomes11:00 - Bob’s new housing development in Mesa13:05 - Bob’s work history and his time in politics15:50 - Other cities Zennihomes is working in19:05 - Some of the things Bob learned during his time as a Senator20:30 - How long does it take to get your Zennihome once ordered?23:08 - Living Transformed with Zennihomes25:05 - What is net metering mean?26:04 - Minimalist living is becoming more popular27:51 - The Zen garden in Bob’s Mesa Community29:39 - How Zennihomes is big on sustainable living31:50 - Every unit can be turned into a multi-unit if needed34:00 - California’s new law regarding ADUs to help with housing shortages35:50 - Bob’s final thoughts & how you can invest in Zennihomes37:46 - Rebecca’s final thoughtsSpecial Guest:Bob Worsley - Founder of Zennihomes: From 2012 until his retirement in January 2019, Senator Bob Worsley served as an Arizona State Senator from Mesa. He and his wife Christi and 6 children (31 grandchildren and 4 great-grandchildren) lived in Arizona for almost 40 years and for the past 4 years have lived in Salt Lake City, Utah. He came to the Senate bringing with him an array of entrepreneurial skills having been named 1999 Arizona Entrepreneur of the Year. He began his career as a CPA with Price Waterhouse, went on to found SkyMall in 1989, and sold it to Rupert Murdoch 13 years later. He then founded NZ Legacy which has been active in real estate, energy, and mineral developments since 2002. He built an $80 Million 27-MW biomass energy plant, fueled by the remains of the Rodeo-Chediski fire which burned over 450,000 acres of Arizona forest land in 2002; Novo Power is currently fueled by 15,000 acres per year of forest-thinning and is staffed with over 100 employees and contractors.His latest startup is called ZenniHome (www.zennihome.com), where they build green, smart, robotic homes that will transform the way people buy and live in their homes forever. The homes are factory-built with steel frames, and use robotic furniture to help people live large in small spaces. It will save over 30% of the cost of new site-built homes with higher quality and state of art technologies that will save months of construction time.He has served on many corporate boards but also on the boards of Mesa United Way, Mesa Urban Renewal Lab, United Families, Institute of American Values in NYC, Arizona Aerospace Association, Scoutmaster for a troop of 36 scouts, LDS Mission to Uruguay and Paraguay, Hispanic congregation leader for almost a decade and numerous other civic, Church and philanthropic endeavors.He was named the “2018 Legislator of the Year” by Capitol Times.Website: https://zennihome.com/Instagram: https://www.instagram.com/zennihome/Facebook: https://www.facebook.com/ZenniHomeLLC/Youtube: https://www.youtube.com/channel/UCAbZ13LP4IkeM7cwfc44jJAFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join our host Rebecca Rains as she interviews Jerome Maldonado, a successful, self-made, entrepreneur, and learn about his inspiring journey from homelessness to establishing his own career and making millions. 💸 Through his stories, Jerome will demonstrate his incredible transformation from not even having an email account to becoming an expert in social media and marketing. He will share details of his professional growth from masonry to building homes and the relationships he has formed during his journey. Jerome will also discuss his source of inspiration for building his first initial home 🏠 and a glimpse of his current real estate portfolio. 💼 Lastly, he will provide advice and guidance on what someone should consider if they have a dream of building their own home too.🔝

Listen & Learn: 1:59 Rebecca intros Jerome Maldonado 3:19 Jerome’s background 5:50 Jerome’s secrets to success 7:45 Social media & marketing strategy 10:50 Building relationships to grow your social presence 11:50 Marketing prior to Social Media 13:26 Making the jump from masonry to building houses 16:00 Inspiration for building his first home 21:10 Solving problems while making money 24:10 Growing Jerome’s real estate portfolio 26:13 Rebecca talks about the cheapest short sale she ever sold 27:44 Making millions with a 1031 Exchange 28:30 Jerome Maldonado’s website and how to find him 29:23 First steps of building a house 32:07 Key Components of getting started 36:00 What to do once you find the land 37:05 Guidance from Jerome Maldonado 39:43 Recommendations on financing 42:00 Last words of advice 43:55 Rebecca’s closing thoughts

Special Guest: Jerome Maldonado - Highly Successful Real Estate Investor, Business Owner, Coach, and Speaker: Inspired by his parents’ dedicated work ethic, Jerome has always had a hunger for success and a willingness to do whatever it took to make his vision for his life a reality. Starting from scratch, he struggled for many years to get his business off the ground, but from this, he learned what it really takes to build an empire from the ground up.

After years of honing his skills in sales, team building, and real estate concepts, Jerome finally built his first 6 figure business in his 20s. In 1998, Jerome pioneered a new construction company which he took to seven figures, in less than one year. With much success came the need for expansion. Understanding the simple concepts and benefits of leasing real estate, he purchased a multi-use retail and commercial property to house his business.

Jerome found the traction and confidence which has allowed him to do millions upon millions of dollars in residential and commercial real estate transactions and holdings. Over the span of his 20-year career, Jerome has done over $380 million in in-house transactions, with $150 million in 2022 alone. His unique ability to streamline results is what makes Jerome’s knowledge and experience so powerful.

Website: https://jeromemaldonado.com/ Instagram: https://www.instagram.com/jeromemaldonado1/ Facebook: https://www.facebook.com/JeromeMaldonado.US Youtube: https://www.youtube.com/channel/UCGwTgAeKquvu5hvVO3n0Kxg

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Join us on an enchanting episode🔮 as we dive into the captivating world of crystal healing with our special guest, Tanize Weck Kotsol.💎 Hailing from Brazil and now the proud owner of Crystals & Gems Gallery in beautiful Hanalei, Hawaii, Tanize brings a wealth of knowledge and experience to the realm of holistic therapy.With a background in medicine, psychiatry, and Bach Flower therapy, Tanize's journey led her to explore the profound connection between the body, mind, and spirit.💖 As a Crystal Resonance Therapist and Crystal Healing Teacher at the esteemed Crystal Academy of Advanced Healing Arts, Tanize also offers a transformative Crystal Healing Certification course, empowering individuals to delve deeper into this remarkable field. Additionally, she conducts workshops and healing sessions, providing opportunities to learn and experience the healing power of crystals firsthand.🙌As we delve into our conversation, Tanize will also shed light on crystals' potential to enhance the home🏡 environment, aligning with Rebecca's vision of building healthy, healing homes. Don't miss this extraordinary episode as we delve into the transformative power of crystal 💎 healing and gain insight into the life and passions of Tanize Weck Kotsol.Listen & Learn:2:40 - Rebecca intros Tanize5:17 - Tanize's journey7:43 - Tanize's website & crystal healing certification8:30 - Why crystals make us feel certain ways12:00 - Crystals in the house vs on your body15:56 - Picture of Tanize's store17:19 - Where Tanize gets her crystals18:30 - Is crystal mining ethical?19:53 - What crystals are ok to put in a homes foundation?21:20 - The workshops Tanize offers24:29 - Tanize's favorite crystals26:07 - Rebecca's idea for healing houses using crystals27:46 - What does charging crystals mean?29:47 - Advice from Tanize for those wanting to get into the crystal business32:22 - What is the most Tanize has spent on a single crystal?35:55 - Tanize's healing room38:00 - Is the crystal industry growing?40:00 - Best way to get signed up for Tanize's workshops & healings43:00 - Rebecca's closing thoughtsSpecial Guests:Tanize Weck Kotsol - Founder and owner of Crystals & Gems Gallery,Crystal Resonance Therapist, Crystal Healing Teacher for the Crystal Academy Of Advanced Healing Arts:Tanize was born in Brazil and her background holds a medical degree, a residency in Psychiatry, Bach Flower Therapist and Crystal Healing Therapy. She moved to the USA in 1994 in pursuit of exploring holistic forms of therapy. Her curiosity and desire to learn more about the body- mind- spirit connection brought her to study with Katrina Rapahell's Crystal Academy and she developed a special passion in the fascinating field of "Crystal Healing".Crystal Healing is a complementary, non-invasive therapy that uses the subtle electric impulses generated and emanated by crystals and minerals (piezoelectricity). The therapy uses a laying on of crystals in the client's body , as well as visualizations, meditations, breath work and therapeutic techniques in order to bring one into a very deep relaxation state where the source of inner wisdom and personal healing can be discovered, explored and used in one's life for all purposes.Tanize is also a jewelry designer and absolutely loves to make special jewelry and amulets for her clients and for her store. She travels the world looking for special minerals and crystals for her store on and Kauai her jewelry creations. In her free time she loves to surf, play tennis, hike, gardening and relax on the beaches of Kauai.Website: https://www.crystals-gems.com/Email: tanizeweck@gmail.comPhone: (808) 826 9304Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Are you interested in learning about the exciting intersection of Cryptocurrency and Real Estate?😄Join us for a discussion on cryptocurrency🪙, real estate🏡, smart contracts, blockchain🔗, digital wallets, and NFTs! Rebecca will provide an in-depth introduction to cryptocurrency and blockchain technology, as well as an overview of the real estate market. She will also cover the potential implications of using cryptocurrency and blockchain technology in the real estate industry, and how it can be used to facilitate transactions and investments.💰Listeners will gain a comprehensive understanding of these innovative technologies and how to use them to their advantage in the real world.🌍 This discussion is ideal for those looking to invest in either cryptocurrency or real estate, as well as anyone with an interest in learning more about these dynamic topics.🙌Be sure to check out the "Show Extras" for today's episode to grab your own copy of our Crypto Vocab List and Rebecca's full PowerPoint presentation!Listen & Learn:1:38 - Rebecca's introduction4:30 - 1st team in the country to be crypto-certified7:17 - Web 1.0 & Web 2.0 explained11:10 - How blockchain is similar to the county recorder's office14:33 - Evolution of decentralized web visual16:15 - Crypto talk - top definitions to know19:05 - Centralized VS Decentralized20:55 - What is the Metaverse21:50 - Importance & types of crypto wallet25:29 - What is fiat?28:01 - Example of NFT gift Rebecca gave to a client31:00 - Reasons to use crypto & blockchain & how it will transform real estate34:10 - Rebecca intros Tracy King38:38 - Crypto in the news43:10 - Rebecca’s closing thoughtsFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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This week we have a cross-over episode where our host Rebecca was interviewed on Brad Leavitt's podcast "A Finer Touch Construction or FT Podcast".😄🏗️They discuss the housing market🏡 and how to make affordable housing more accessible. As a managing broker, Rebecca understands the state of the market, and how it’s evolved over the years.📈 With the aim of empowerment through education, Rebecca’s goal is to break down topics that overwhelm many so they don’t seem as daunting. Check out the episode to learn more!🙌

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Join us for our newest episode with our Host Rebecca Rains and our Co-host for the day Tara Krieg😄 as they interview Jason Barlow, the CEO of Habitat for Humanity Central AZ. Jason will explain how Habitat for Humanity provides a “hand-up, not just a hand-out” for families in need of housing.🏡 Hear stories about some of the unique homes Habitat has built in Arizona, including their first 3D-printed home in the state! Learn about all of the programs Habitat offers, including their repair program🛠️, deconstruction program, and programs specifically designed to help seniors and veterans.🙌 Finally, get a glimpse into the Habitat stores throughout Arizona, where the proceeds from furniture and appliance sales help fund the construction of new homes. Tune in to hear all about the amazing work that Habitat for Humanity Central AZ is doing and how you can help!Don't forget to check out our 'Show Extras' tabs to see all the photos from today's show!Listen & Learn:1:38 - Rebecca intros Jason & Tara2:35 - Habitat for Humanity’s repair program8:05 - how to get signed up to volunteer with Habitat 9:05 - The Habitat retail stores “Restore”11:00 - Habitat’s Deconstruction program 17:10 - What does Habitat for Humanity do for the community?19:45 - Requirements to be part of the Habitat housing program 20:58 - How Habitat uses sweat equity and average monthly home payments23:45 - Where to apply and see if you qualify for Habitat’s housing program 25:07 - Habitat’s first 3D printed home in AZ29:27 - A Habitat House is a quality house 30:48 - Habitat does repairs for seniors35:15 - New AZ Habitat license plate36:22 - Jason’s final thoughts 37:30 - Rebecca’s final thoughts Special Guests:Jason Barlow - President and CEO of Habitat for Humanity Central Arizona: Prior to moving to Arizona, Jason was an executive with St. Francis Hospital and Health Centers for nine years. He is a retired Lieutenant Colonel from the USAF and was a flying squadron commander and U-2 reconnaissance pilot. He was Director of Operations for a for-profit telecommunications company and a Screening Manager for the US Department of Homeland Security, shortly after the terrorist attack of 9-11-01. An Eagle Scout, he is a past Council and Area President for the Boy Scouts of America and served on the boards of the YMCA, County Economic Development Board and was President of four community associations. Jason and his wife, Dr. Jane Barlow, live in Scottsdale and enjoy traveling, golfing, riding bikes, cooking and hiking.Phone: 602.268.9022 Email: info@habitatcaz.orgWebsite: https://habitatcaz.org/Tara Krieg – Branch Manager & Senior Loan Officer of TK Team Lending: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join us for our newest Market Update with our expert sponsors 😄 Tara Krieg, Joe Smith, and Anthony Penna, hosted by Rebecca Hidalgo Rains. We'll be discussing all things real estate🏡, lending, and current economic trends!📈 Including the new FHA loan limits and how housing prices are on the rise once again as we feel this is the calm before the storm.⛈️ Our experts will provide their insights and perspectives to help you navigate🧭 the current market conditions and make informed decisions. Anthony will help make sure you put data📊 over drama and don't fall for sensational headlines that often do more to terrify than clarify. Tune in now for the most current news & stats!Be sure to check out our 'Show Extras' tabs to see all these charts for yourself! https://www.gratefulheart.tv/2023/04/21/episode-129-show-extras/Listen & Learn:0:50 - Rebecca intros 2:00 - Rebecca revisits the last market update6:36 - Cromford: Listings under contract chart7:49 - Market Cycle chart9:21 - FHA loans are back!11:40 - FHA new loan limits13:05 - Cromford Report stats16:05 - Cash out refinance options17:50 - Market Conditions Summary24:18 - 2022 Age of Homebuyers vs 202327:18 - Anthony's chart on new listings31:43 - Joe's comparison of the market in other states33:05 - What is the California Mansion Tax35:04 - Home prices up in a majority of the country 38:42 - Average income going up & Inflation42:12 - Barry Habib and where he thinks we are at with the current market 44:53 - Are we in a recession?46:25 - Joe’s final thoughts 48:16 - Anthony’s final thoughts 49:20 - Tara’s final thoughts51:00 - Rebecca’s final thoughtsSpecial Guests:Anthony Penna - Senior Vice President at Navi Title:"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Branch Manager & Senior Loan Officer of TK Team Lending:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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We are thrilled to welcome back Feng Shui Master Jen Stone to the show!😄 In this episode, Jen will be unveiling the wisdom of Bazi and giving a reading to our own Rebecca Rains. Bazi is an ancient Chinese practice that uses birth date and time to understand a person's destiny and life path. Jen will be giving Rebecca a Bazi reading and offering insight into her life based on her chart.📜 This episode is a must-listen for anyone interested in gaining a deeper understanding of Bazi and connecting more with their destiny. Join us for a fascinating episode as we uncover the secrets of Bazi with Feng Shui Master Jen Stone.🙌Be sure to check out our 'Show Extras' for full access to Rebecca's Bazi chart! https://www.gratefulheart.tv/2023/04/14/episode-128-show-extras/Listen & Learn:1:05 - Rebecca intros Jen & what her book is about3:15 - What is Bazi6:35 - What in Rebecca's chart makes it similar to that of a serial killer's9:03 - Rebecca's Bazi chart explained11:11 - What's 'extra special' about Rebecca's chart13:38 - Jen's advice for Rebecca in 2023 - Noble Man Year19:00 - 2nd half of Rebecca's chart23:27 - The system of Bazi & how it works25:25 - Rebecca's floorplans for her new build community & Feng Shui29:38 - Where to watch Jen's 1st show & how to contact her for your own reading30:15 - Jen's haunted house stories35:11 - The services Jen offers & her next class37:06 - Rebecca's final thoughtsSpecial Guests:Jen Stone - Accredited Feng Shui Master, Author, Public Speaker, & Realtor: A native of Hong Kong, Jen Stone (née Nicomedes) founded Feng Shui by Jen®, providing comprehensive Classical Feng Shui consulting services for homes and businesses, including individualized BaZi (Four Pillars of Destiny) readings, and Auspicious Date Selection.Jen studied with many teachers in the past, but the most significant and influential teacher was when she trained with world-renowned Feng Shui and BaZi teacher, researcher, and lecturer, Grand Master Raymond Lo at the Raymond Lo School of Feng Shui and Destiny in Hong Kong. Her training included traveling with Grand Master Lo to Singapore, Dubai, Istanbul, Shanghai, and Tokyo, and he continues to mentor Jen in all areas of Chinese Metaphysics including Classical Feng Shui, BaZi, and I-Ching Divination today.In 2013, Grand Master Lo hand-selected Jen to be his representative of the Raymond Lo School of Feng Shui and Destiny in the United States – an honorary title not held by anyone else in the United States. This was the most pivotal and important turning point in Jen’s Feng Shui practice. She is also the only one authorized to teach Grand Master Lo’s training program anywhere in the world. Certificates issued under her instruction are recognized by the School and endorsed by the International Feng Shui Association.While primarily based in Scottsdale, AZ, Jen also represents the prestigious Raymond Lo School of Feng Shui and Destiny (Hong Kong). She teaches Grand Master Raymond Lo’s programs — a 5-Day Feng Shui Practitioners Training program, 5-Day BaZi Four Pillars of Destiny Training program, and I Ching Divination Training program — in the U.S. and overseas. All program certificates are co-signed by Grand Master Raymond Lo and Jen and endorsed by the International Feng Shui Association.On November 26, 2016, Jen was awarded the prestigious title of “Accredited Feng Shui Master” by Asia’s International Feng Shui Association (IFSA). The title makes her the first and only professional to hold the title of Feng Shui Master in North America.Phone: 480-280-9911Website: fengshuibyjen.com/Email: fengshuibyjen@gmail.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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We are thrilled to welcome Robert Hahn, founder and Managing Partner of 7DS Associates, onto our show! 😄 Rob has had a remarkable career, ranging from finance, corporate law, and technology to product development, media and entertainment, startups, and even professional card playing. Tune in to hear Rob's unique insights on business issues and his expertise in the real estate 🏠 industry. Additionally, Rebecca and Rob will be discussing the latest class action lawsuit 😨 against the National Association of Realtors and how Rob's new Company Decentre Labs may be a solution for the future of real estate! Don't miss out on this incredible episode!Listen & Learn:2:38 - Rebecca intros Robert Hahn4:01 - What is Rob's company 7DS?9:09 - Rob's podcast notorious R.O.B.11:37 - The big lawsuits going on now against Realtors16:18 - What will the damages look like from these lawsuits?17:55 - Rebecca's real-life scenario24:35 - Rob point about the current lawsuits going on28:30 - Rob's company Decentre Labs30:18 - How Decentre Labs will work with real estate in the future33:17 - The Benefits for buyers that use Decentre Labs/Open platforms36:25 - The biggest issues Rebecca is seeing in our current market39:04 - Some features Rob's website has for sellers42:25 - Will Rob's company Decentre Labs be exempt from these lawsuits44:55 - Who's actually paying commission, Buyers or Sellers47:42 - When will Rob's site be live?48: 17 - Rebecca's final thoughtsSpecial Guest:Robert Hahn: Founder & Managing Partner of 7DS Associates - A strategy consulting firm specializing in creative solutions rooted in strategic analysis and data.With a varied background in finance, corporate law, technology, product development, media and entertainment, startups, fashion, and even as a professional card player, Rob brings a unique perspective to business problems. Rob started in real estate at a specialized commercial real estate investment firm investing in airplane hangars (true story!). He moved on to Realogy, where he headed the interactive marketing for Coldwell Banker Commercial. Rob writes the well-known blog Notorious R.O.B., where he opines on topics in real estate, technology, marketing, and strategy through far-too-long posts. He is a prolific speaker at industry events, such as Inman Connect, T3 Summit, local, state and National Association events, as well as weddings and bar mitzvahs. Somehow named to the Inman 100 Most Influential People list despite his best efforts not to be noticed, Rob understands that with great power comes great responsibility. Conversely, he notes that with very little power comes very little responsibility.He is a graduate of Yale University with a degree in Philosophy. Unfortunately, the Wall Street Philosophy Banks were not hiring when he graduated, so he decided to add a law degree from NYU along with student loans the size of a good mortgage. He is a refugee from New Jersey currently residing in Las Vegas, Nevada with his wife, the amazing Sunny Lake Hahn.Phone: (917) 921-7612Email: rhahn@decentrelabs.comWebsites: https://www.decentrelabs.com/Podcast: https://www.youtube.com/c/IndustryRelationsPodcast & https://notoriousrob.com/category/audio-video/Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Mike Ryan has a wealth of knowledge 🤯 when it comes to business and finance and with his help, small business owners can learn the tools and techniques needed to succeed. 🙌 In this episode, we will learn from Mike's extensive knowledge of business and finance, and get an inside look at how he has helped entrepreneurs, small business owners, and high-net-worth individuals make the right decisions to succeed. 😄Listen & Learn:1:28 - Rebecca intros Mike Ryan4:25 - What is the personalized client experience Mike offers?6:38 - What are owner benefits8:59 - What does it mean to have your business be "McDonaldized'10:40 - What are some things business owners should be doing?12:38 - What are some of the issues Mike has seen with business owners he helps14:35 - Did Mike's advice for business owners change after Covid?17:00 - What Mike thinks are the safest markets/companies to invest in25:00 - The Surf company that Mike Co-owns & how he got into it27:33 - The surf device they created and what kind of data it tracks31:26 - Does Mike help clients that haven't started a business yet?33:11 - Any common failures that Mike is seeing?35:26 - Advice for those preparing to start their own business36:50 - What is the cost of business consulting services?40:35 - How to contact Mike41:23 - Mike's final thoughts41:49 - Rebecca's final thoughtsSpecial Guest:Mike Ryan - President of MT Ryan Inc. & Founder/President of Surf One LLC: Michael has been a financial consultant for the past 31 years. MT Ryan Inc. was founded in 2005 as an Advisory Firm that specializes in working with small business owners, small company retirement plans and transition planning. In addition to nearly three decades of implementing conservative investment management strategies, Michael has a full range of experience in corporate finance, employee benefits, transition planning, mergers, and executive compensation. He has consulted with business owners on exit strategies and preparing for the sale of a business, tax strategies, and conservative asset management. He has been instrumental in the startup of several successful small businesses in Orange County, CA and has specific training and experience in the area of business mediation. Michael has a Bachelor’s of Science degree in Human Resource Management from Brigham Young University – Hawaii, and is a member of the International Association of Business Mediation Consultants, IABMC.Website: https://www.mtryaninc.com/ & https://www.surfone.com/Phone: (949) 289-2015Email: mike.ryan@surfone.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join us as we sit down with Pete Reese, President of Reelvest Properties and Host of the Turning Profit Podcast.😄 In this episode, Pete will share his experience and insights on investing, land flipping, and how to successfully purchase and sell properties for profit.💰 We will also discuss the importance of research, networking, and finding🔎 the right property when it comes to flipping. Tune in to learn the ins and outs of being a successful land investor!Listen & Learn:1:05 - Rebecca intros Pete Reese1:52 - How Pete got started in land flipping4:20 - What attracted Pete to buying land vs real estate6:25 - How Pete is finding the land he purchases7:27 - How he list his properties after buying them8:50 - What research to do when purchasing land12:07 - Is there an easy way for the average person to do this research prior to buying14:24 - Pete's 'Skool' on Turning Profit website16:27 - What states have the best value when purchasing land?21:18 - How Pete found out he was the 31st great-grandson of King Henry II23:00 - What Pete sends out that helps get him listings24:50 - Why Pete looks for 10 acres or more when buying26:16 - How Pete chooses the agents he uses to list his land28:53 - What was Pete's best deal ever?30:42 - The worst deal Pete ever had?34:20 - What are Pete's requirements for purchasing35:14 - Pete's website and social media38:48 - Pete's final thoughts & future investing 41:02 - The best way to contact Pete41:17 - Rebecca's final thoughtsSpecial Guest:Pete Reese - President of Reelvest Properties & Host of Turning Profit Podcast: Reelvest Properties is a land development and investment company. With nearly two decades of real estate experience as a broker and investor, Pete has successfully purchased and sold hundreds of pieces of real estate for a profit over the years for himself and on behalf of his clients. He did $3.5 Million in Revenue in 2022 with his land flipping and development business, and he’s pushing to do $10 Million in 2023. Pete’s always looking for his next deal, including his longtime dream of his own private island. Besides his professional accomplishments, Pete is a proud father to three beautiful girls, keeps up with his family by working out and enjoying a vegan diet, and is the 31st great-grandson of King Henry II.Phone: 919-980-9220Email: reese@turningprofit.comWebsites: https://reelvest.com/ & https://turningprofit.com/Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Tune into this week's episode to hear from John Burgess, a Visionary Artist, Lightworker, Gifted Healer, and Reiki Master with over 30 years of experience.😄 John will be discussing his new book, in which he shares the inspiring messages he has received from his angel guides, specifically archangel Michael.👼 Listen in to hear how his experiences have shaped his life and how you too can use the wisdom of angels to manifest your dreams.🙏 Plus, you could be one of the lucky few to get a FREE copy of John's book - stay tuned until the end of the episode to find out how!Listen & Learn:1:03 - Rebecca intros John5:13 - John's form of Reiki7:00 - What people experience when they do a Reiki session with John8:24 - Where John learned his skills10:36 - John shares some knowledge from his book12:30 - How John landed into this spiritual world17:27 - John's book & messages from his 'god squad'19:39 - Major events that changed John's life & caused him to write his book22:00 - What John means by "channeling"24:15 - Why John chose Archangel Michael27:15 - How to get John's book31:40 - Architecture & ayurvedic34:43 - Where John learned about Vedic36:58 - What to expect to learn from his book38:09 - How to get John's book for FREE41:11 - Rebecca's final thoughtsSpecial Guest:John Burgess - Visionary Artist Lightworker, Gifted Healer, Reiki Master: (with a unique blend of shamanistic practice, yoga training, and Angelic assisted clairvoyance that touch deeply into spiritual and emotional areas of growth.) John has been practicing and studying meditation and yoga for over 40 years. John is a Reiki Master and gifted healer, employing over 30 years of experience with the integration of Reiki, Focusing, Akashic Record reading, Meridian Energy Clearing, Archangel Raphael, and Archangel Michael emotional / Spiritual guidance.Some have called his work Intuitive Alchemy. John has been trained in various Native American Ceremonial rituals and leads Sacred Indigenous Ceremony monthly in the Austin Texas area. He has been actively involved in the study and practice of Tantra, and Taoist principles of empowering the balance of Sacred Masculine and Sacred Feminine in personal growth and embracing Sacred Sexuality in relationships.John has been actively involved in various Men’s groups since 1984 that focus on the empowerment of personal growth and the creation of responsible and conscious intimacy in personal relationships. “ My purpose, or mission in life, is to inspire others to empower and express their own inner gifts of creativity, self-love, and fearless expression of life purpose.”During the course of a healing session, John will use his intuition to direct the unique energies of Reiki and the assistance of Archangel Michael and Archangel Raphael to gently guide the process of deep energetic clearing, emotional healing, and meridian energy balancing. Through the use of these subtle energies, John assists his clients to open their inner pathways for the greater expansion of heart and mind, and the creation of Sacred space inside.John currently serves as the Director of The Community Healing Circle and is also the founder of Soaring Spirit Healing Arts in Austin Texas. If you are feeling stressed and looking for deeper inner peace, release from emotional overload, ease of physical discomfort or a new vision of purpose, I can “I can help you create new pathways for inner peace, purification of energies that no longer serve, and a new vision of your purpose!”Phone: 512-632-2956Email: johnburgess108@gmail.comWebsite: https://agiftoflovebook.com/Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join us for a fascinating🙌 and eye-opening episode with Professional Psychic, Gifted Medium/Clairvoyant, Empath, & Reiki Master Toney Nicacio! During this episode, Rebecca will be exploring the extraordinary by interviewing Toney to learn how he discovered his incredible abilities at the early age of 9 and his journey to becoming a Professional Psychic.🔮 We will also be discussing the people Toney has helped with his gifts over the years and to top it all off, Toney will be doing a live reading for Rebecca on the show!😄 This is an episode you don't want to miss as it will leave you feeling inspired and curious about messages from your own guides or loved ones.💖🚨Call Toney 🚨and mention seeing him on our show to receive a FREE 20min Reiki session - your body and mind will thank you!Listen & Learn:1:10 - Rebecca intros Toney2:48 - Rebecca 1st experience with Toney5:30 - Why Toney named his business The Purple Chakra7:12 - Toney's story about when he was 9 years old & realized his gifts9:45 - What lead Toney to start sharing his gifts & giving readings14:00 - What objections Toney hears regarding religion & psychics15:23 - Does everyone have this ability?16:45 - How Toney does Reiki healing and what role symbols play in it18:25 - Rebecca's experience receiving Reiki22:33 - Toney's office (the pyramid-shaped building)23:45 - How Toney does phone readings25:07 - Toney's website & services25:55 - How & why Toney uses his cards26:36 - The different types of Clarys & Toney's abilities30:25 - Toney does a reading for Rebecca (We do not show the full reading to maintain Rebecca's privacy)34:09 - Toney shares some past clients' stories40:50 - Toney's messages come from a place of good42:43 - Toney's final message43:34 - Rebecca's final thoughtsSpecial Guests:Toney Nicacio - Professional Psychic, Gifted Medium/Clairvoyant, Empath, & Reiki Master: Since my earliest childhood memory I could always recall having a special ability. I have always seemed to know things before they would happen If it were through dreams or just a knowing.My first recollection was at the age of 9 when my elementary class was broken into and art supplies and other items were stolen. The schoolyard was located near a vineyard in central California. I went to my teacher and told her where she could find all the supplies. The police were called and I told them you can find everything buried in the dirt just outside a few feet away from the school window. I described the two kids who committed the crime but knew the police did not believe me. I would have to lead them to the spot they were buried. They did recover all the items but did not understand how I knew. As I got older my ability grew stronger and found myself in my adulthood working with police and assisting police departments in California. I have worked with missing persons and crime investigations.I believe that we all have this ability it is just that some of us have come into this world with the volume dial turned up a little more than others. if we were to let go of our fear and allow ourselves to embrace who will truly are and our unlimited capabilities. I believe anything is possible. I have been very fortunate to have been given this gift. I cherish it and respect it and devoted my life to always being of service.Website: https://thepurplechakra.com/Email: toneynicacio@gmail.comPhone: 602-370-2551Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Join us for an exclusive and enlightening interview with Jen Stone, the renowned Accredited Feng Shui Master, Author, Public Speaker, and Realtor!💖 Jen is passionate about helping people create a more balanced, harmonious, and prosperous life through the ancient art of Classical Feng Shui.⚖️ She will be discussing her journey to becoming a Feng Shui master, her work in the field, and how you can use Feng Shui & BaZi to improve your life. We will also be touching on some of the misconceptions of Feng Shui and some tips for those purchasing a home! Don't miss this amazing opportunity to listen to a true Feng Shui master and get the ultimate guide to unlocking the power of Feng Shui in your life!🙌Listen & Learn:1:09 - Rebecca intros Jen5:13 - Jen's definition of Feng Shui7:41 - How to make your house more Feng Shui10:10 - Jen's tip for those buying a home built between the years 2004-202413:10 - Real estate transaction in Asia & Feng Shui13:58 - Where & with who Jen studied Feng Shui19:05 - What is BaZi?20:53 - Jen debunks some common Feng Shui beliefs23:53 - How to read someone's BaZi?25:10 - The Feng Shui compass & what it looks like25:53 - Jen's Feng Shui certification class27:10 - The key data Jen uses to assess a home & how it is built29:50 - Jen's advice for making homes more sacred30:39 - How to elevate the frequency of your home (Bagua Mirror)33:08 - Jen explains her picture of a floorplan & the elements34:12 - How much training & education do you need to do what Jen does36:16 - Feng Shui & haunted houses38:12 - Jen's final thoughts39:53 - Rebecca's final thoughtsSpecial Guests:Jen Stone - Accredited Feng Shui Master, Author, Public Speaker, & Realtor: A native of Hong Kong, Jen Stone (née Nicomedes) founded Feng Shui by Jen®, providing comprehensive Classical Feng Shui consulting services for homes and businesses, including individualized BaZi (Four Pillars of Destiny) readings, and Auspicious Date Selection.Jen studied with many teachers in the past, but the most significant and influential teacher was when she trained with world-renowned Feng Shui and BaZi teacher, researcher, and lecturer, Grand Master Raymond Lo at the Raymond Lo School of Feng Shui and Destiny in Hong Kong. Her training included traveling with Grand Master Lo to Singapore, Dubai, Istanbul, Shanghai, and Tokyo, and he continues to mentor Jen in all areas of Chinese Metaphysics including Classical Feng Shui, BaZi, and I-Ching Divination today.In 2013, Grand Master Lo hand-selected Jen to be his representative of the Raymond Lo School of Feng Shui and Destiny in the United States – an honorary title not held by anyone else in the United States. This was the most pivotal and important turning point in Jen’s Feng Shui practice. She is also the only one authorized to teach Grand Master Lo’s training program anywhere in the world. Certificates issued under her instruction are recognized by the School and endorsed by the International Feng Shui Association.While primarily based in Scottsdale, AZ, Jen also represents the prestigious Raymond Lo School of Feng Shui and Destiny (Hong Kong). She teaches Grand Master Raymond Lo’s programs — a 5-Day Feng Shui Practitioners Training program, 5-Day BaZi Four Pillars of Destiny Training program, and I Ching Divination Training program — in the U.S. and overseas. All program certificates are co-signed by Grand Master Raymond Lo and Jen and endorsed by the International Feng Shui Association.On November 26, 2016, Jen was awarded the prestigious title of “Accredited Feng Shui Master” by Asia’s International Feng Shui Association (IFSA). The title makes her the first and only professional to hold the title of Feng Shui Master in North America. Phone: 480-280-9911Website: https://fengshuibyjen.com/Email: fengshuibyjen@gmail.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Our newest episode is sure to excite and inspire you!😄 We have an amazing guest, Steph Levine, who is a Visual Business & Life Coach, Artist, Real Estate Consultant, and Founder of MasterPeace Embodiment Retreats.☮️ Join us as we dive deep into the inspiring and creative way Steph helps her clients build their businesses, lives, and relationships. You’ll walk away with newfound motivation and clarity on how to create the life and career you’ve always dreamed of. Don't miss this inspiring episode as Steph shares her wisdom on how to become the best, most successful version of yourself.💖Listen & Learn:1:10 - Rebecca intros Steph Levine2:45 - What Steph does at the Women of Strength events4:08 - Steph's intuitive painting5:22 - What is a visual coach & how to get certified as one8:10 - MasterPeace coaching & consulting10:30 - What is Qoya12:00 - How Steph makes people feel comfortable in her sessions17:22 - Slide show of Steph's MasterPeace Retreats20:30 - Steph walks through what she does at MasterPeace Retreats25:57 - Steph's social media pages & website27:17 - Rebecca's experience with Steph30:35 - Steph's next MasterPeace Retreat in March32:10 - What is graphic recording/facilitation33:30 - Steph's nonprofit36:00 - Steph's final thoughts38:07 - Rebecca's final thoughtsSpecial Guests:Steph Levine - Visual Business & Life Coach, Artist, Professional Real Estate Consultant, and Founder/Creator of MasterPeace Embodiment Retreats: Steph was born and raised in Long Island, New York. She holds a BA in Special Education from ASU and an active Arizona Real Estate License and has resided in the valley since 1982.With her expertise in Education and Real Estate, as well as a deep passion for Art, she became certified as a Visual Business/Life Coach where she literally brings forth and draws her clients’ dreams. She is relentless about practicing and coaching others into creating a “MasterPeace” of their life and choosing to be the master of one’s inner peace.Steph is a Visual Business & Life Coach, Artist, Professional Real Estate Consultant, and Founder and Creator of MasterPeace Embodiment Retreats.As an artist, Steph uses her intuition, feelings, and desire to heal and love by creating pieces that influence “MasterPeace”.Website: https://www.stephlevine.love/Email: stephmartini63@gmail.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Water is one of the most pressing issues in Arizona today! Join us this week as we dive deep into the water issues Arizona is facing with two of the most knowledgeable experts in the field - Kathryn Sorensen and Gary Hix! We'll be discussing the current water issues/shortages, dispelling any myths and misconceptions in the news, and uncovering some solutions the state is taking to ensure a sustainable water future. Get ready for an informative, thought-provoking, and stimulating conversation with two of the most knowledgeable experts on the subject. We have so many great notes and photos from today's show be sure to check out our 'Show Extras' tab for more! Listen & Learn:1:30 - Rebecca intro Gary & Kathryn3:56 - Article on AZ groundwater all spoken for6:16 - Hobbs calls for updates on the Arizona Groundwater Management Act8:01 - How is the eastside in regards to water10:00 - Rules for water use - Farmers vs. Builders13:17 - Gary & Kathryn's suggestions for change on the Act15:43 - Are the headlines about the Colorado River true?17:45 - Photos of the lift station on the Colorado River19:00 - Addressing agriculture when it comes to solving Colorado River problems21:01 - Advantages of being lowest in priority when it comes to Colorado River use25:22 - What is happening in Kingman, AZ?27:24 - What is fossil groundwater and the issue with depleting it27:50 - What is an INA & fissure?29:50 - What is going on with Rio Verde?32:51 - Gary's senior thesis on water wells in Strawberry/Pine, AZ34:40 - The water situation in Strawberry/Pine, AZ37:20 - Rebecca's water district meeting video41:52 - Gary's solutions for Strawberry/Pine43:20 - Kathryn's solutions for water shortages46:03 - Gary's final thoughts49:03 - Rebecca's final thoughtsSpecial Guests:Kathryn Sorensen - Director of Research at Kyl Center for Water Policy at Morrison Institute: Kathryn served for many years as Director of Phoenix Water Services as well as Director of the City of Mesa Water Resources Department. In these roles, she was responsible for the delivery of safe, clean, reliable water for millions of Arizonans, and significantly advanced the sustainable management of water resources in Arizona and the Colorado River basin. She earned a Ph.D. in Agricultural and Resource Economics from Texas A&M University and a Bachelor of Arts in Economics from the University of Michigan. In her position at Arizona State University, she oversees the research efforts of the Kyl Center for Water Policy, serves as a Professor of Practice at the Watts College of Public Service and Community Solutions, and contributes to the Global Futures Laboratory.Phone: 602-496-1799Email: kathryn.sorensen@asu.eduWebsite: https://morrisoninstitute.asu.edu/leadership/kathryn-sorensenGary Hix - Certified Well Driller and Pump Installer, Registered Professional Geologist, & Certifed Real Estate Instructor: Gary Hix has worked in the groundwater industry for over 40 years. He is the owner of In2Wells and now spends his time in Arizona, occasionally consulting to private well owners, lawyers, realtors and well drilling pump installing businesses. For many years Gary was actively involved with the National Groundwater Association, where he was a Contributing Editor to their Water Well Journal magazine, a frequent workshop instructor and nominated as the Groundwater Foundations’ McEllhiney Distinguished Lecturer for 2019. His years of experience in many different areas surrounding water wells, well drilling, pump installing, real estate transactions of properties with wells, shared water wells, construction defects and environmental issues has prepared him for him to provide expert witness services when needed. His full Resume’ can be found here: https://in2wells.com/wp-content/uploads/2022/07/Resume-Gary-Hix.pdfWebsite: https://in2wells.com/Email: gary.hix@cox.net

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Our newest episode dives into the real estate market🏠 and how this buyer's market was the shortest in history and we are officially in a seller's market once again! We will review the latest Cromford Report to provide a comprehensive overview of the current market📈 with our sponsors and expert guests Anthony Penna of Navi Title, Tara Krieg of TK Team Lending, & Joe Smith of Epic Mortgage. We will also be discussing the headlines and explaining why we think they should be creating hope versus fear.😨 We will go over strategies to help current buyers and sellers navigate their way through this ever-changing market and discuss the best opportunities for those looking to make their move.🙌 Don't miss your chance to get the latest insights and advice on the real estate market!Listen & Learn:0:50 - Rebecca intros Joe, Anthony, & Tara1:50 - Rebecca reviews the previous year's stats3:45 - The Cromford market index explained6:10 - Cromford city rankings by price per sqft9:35 - More Cromford stats explained12:20 - Anthony debunking article headlines14:47 - We need more listings!16:27 - New listings now below previous years18:28 - Goldman Sachs article - weird & unlikely market forecasts21:00 - What is REALLY going on in the market & everyone's thoughts on the article23:46 - Housing market short millions of homes25:35 - Foreclosure up, but near record lows26:55 - A recession does not mean falling house prices28:18 - Where are we today with interest rates?32:13 - What to do to avoid a bidding war as a buyer36:45 - Mortgage rate projections38:35 - This may be the only window in the next few years to get into a buyer's market40:30 - The market cycle chart42:55 - Tara's final thoughts on the current market43:18 - Joe's final thoughts44:19 - Anthony's final thoughts46:07 - Tina Tamboer's market condition summary47:35 - Rebecca's final thoughtsSpecial Guests:Anthony Penna - Senior Vice President at Navi Title:"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith - Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg - Owner of TK Team Lending:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Welcome to the Crystal Kingdom!🔮 Join us as we explore the power of crystal healing and meditation with Author, Healer, Intuitive, & Workshop Presenter Adrienne Goff. Adrienne has devoted her life to the study and practice of crystal healing and meditation,🧘 and in this episode, she will share her knowledge and insights on how crystals can be used to enhance your spiritual, mental, and physical well-being. She will also give insight into her personal journey of discovering the power of crystal healing and how her own practice has evolved over time. Unlock the power of crystals and discover their transformative potential with Adrienne Goff. ✨ Get your own copy of Adrienne's book Crystal Healing for the Whole Being here: https://www.adriennegoff.com/products/books/https://crystallographygems.com/ website to check out the crystal encyclopedia & learn which ones are toxic.Find events hosted by Adrienne here: https://www.facebook.com/adrienne.goff/Listen & Learn:2:20 - Rebecca introduces Adrienne3:15 - Adrienne's story & how she got into crystal healing4:40 - What is Reiki healing?7:29 - How Adrienne started to become more awakened 9:00 - Is there an app that can help identify crystals9:48 - Why Adrienne likes Eudialyte13:00 - Adrienne starts healing w/ crystals & Academy/Training program14:40 - How Adrienne used crystals to get to her training program16:30 - Adrienne's crystal healing sessions & how they work17:50 - Adrienne's advice for self-care right now19:35 - Feel-good crystals that can clear negativity20:50 - Healing properties of Lepidolite22:27 - What are crystal baths and why they are great24:55 - Healing properties of Amethyst26:20 - What is the violet flame?30:30 - How having crystals in your home benefits you32:02 - Crystals that get rid of bad juju or bad energy32:50 - Today's meditation purpose34:20 - Meditation starts38:23 - Meditation ends39:01 - Adrienne's book: Crystal Healing for the Whole Being, 10 Practical Techniques for Personal Transformation40:45 - Adrienne's upcoming event 42:00 - The best way to contact Adrienne42:40 - Rebecca's final thoughtsSpecial Guest: Adrienne Goff - Author, Healer, Intuitive, & Workshop Presenter: Adrienne specializes in the crystal kingdom. She has been called to travel to many corners of the world to do planetary grid work, with larger groups and on solo missions. Adrienne is also a channel who brings in energy and messages from Galactic, Earth, and Other Dimensional realms. She currently offers private, in-person and remote crystal healing sessions. She is also a co-host of a monthly event series in Austin, TX called Galactivations.Adrienne’s books, Crystal Healing for the Whole Being and Becoming Crystal Clear, are required reading for anyone who is an aspiring crystal healer. Adrienne contributes blog articles and content to Nature’s Treasures, one of the top crystal shops in the nation.She has been interviewed on the popular radio shows, Healing Conversations by Lauren Galey and The Cosmic Awakening Show by Michelle Walling. For ten years, Adrienne was a featured speaker and healer at the Earth- Keeper conferences hosted by James Tyberonn. These transformative events gathered light workers from all stretches of the globe to align with personal and planetary ascension. Through her courses and lectures, Adrienne has taught thousands of people how to connect with crystals and gems to affect healing, self-discovery, and spiritual advancement.Website: https://www.adriennegoff.com/Phone: 979-541-7537Email: adriennegoff@yahoo.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Today's Show:In this episode, we'll be talking to Brad Leavitt, President and Founder of "A Finer Touch Construction" (AFT), a Scottsdale-based luxury residential and commercial builder.🏠 Brad has been nationally published in magazines and was awarded as an “Icon” in the AZ building industry by Sources for Design. He was also recognized as a 2022 Phoenix Titan 100.🙌 Brad is an energetic public speaker, an ambassador for many national brands, has over 150k followers on Instagram, and serves in his local community! Tune in to hear more about Brad's journey as an entrepreneur, his advice on building a successful business (how he got 150k followers), and his insights on the luxury residential and commercial building industry.😄Listen & Learn:2:30 - Rebecca intros Brad Leavitt4:18 - About the Omni Montelucia that Brad built6:19 - What are Brad's tips for social media & who runs his?8:25 - Does Brad collaborate on social media?9:39 - The charity that Brad supports11:10 -The "In Our Backyard" event that is coming up11:39 - Brad's linktree & sponsors15:13 - What is the difference between using LinkedIn vs TikTok or Instagram?20:18 - Brad's Instagram & home styles21:42 - What net zero means when it comes to homes23:00 - What do R values mean in regard to houses25:14 - What is BuilderTrend?28:12 - Any advice for those wanting to get started as a home builder?28:45 - The Contractor Coalition Summit30:10 - What does cost plus mean?31:35 - Who is Brad's perfect client & video34:19 - How to contact Brad34:30 - Brad's client testimonial video38:01 - Rebecca's final thoughtsSpecial Guest:Brad Leavitt - President and Founder of “A Finer Touch Construction”: A Scottsdale-based luxury residential and commercial builder. AFT Construction, as known throughout the industry, is an award-winning construction firm and has been nationally published in magazines such as: Fine Home Building, Luxe Interiors and Design, and Professional Builder. Brad was awarded as an “Icon” in the AZ building industry by Sources for Design in October 2019. He was also recognized as a 2022 Phoenix Titan 100. The Titan 100 program recognizes Phoenix’s Top 100 CEOs & C-level executives. They are the area’s most accomplished business leaders in their industry using criteria that include demonstrating exceptional leadership, vision, and passion. Collectively, the Phoenix 2022 Titans have a combined total annual revenue of $32B and employ more than 85,000 individuals.Brad Leavitt is an energetic public speaker and ambassador for many national brands including Kohler, Louisiana Pacific, Rinnai. Pella, Subzero-Wolf, Buildertrend, Cambria, and Elkay. Brad completed a Bachelor of Science in Construction Management from BYU in 2005 and worked on notable projects around Phoenix, including the Omni Montelucia in Paradise Valley.His Podcast, “The AFT Construction Podcast”, is focused on bringing value to its listeners, no matter their industry. The topics are focused on marketing, social media, entrepreneurship, organization, building science, and construction. AFT has continued to exceed industry standards and create strong client relationships based on integrity, reliability, and quality. Brad is married to Ashley Leavitt. Together, they have 6 children, 5 girls, and 1 boy. Brad is active with all 6 of his children, serves in his local community, and loves all sportsWebsite: https://linktr.ee/aftconstructionPhone: 480-553-7873Email: Brad.L@aftconstruction.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Have you ever heard of a Harmonic Egg or Quantum Touch Healing?🤔 These healing modalities can aid in curing physical, emotional, and spiritual issues.🙏 On today's show, we have Jean Hason co-owner of Realign Your Life Wellness Center right here in Mesa, Arizona that has both of those healing services and more! A Hamonic Egg🥚 is an advanced type of energy therapy that uses sound & light to heal all kinds of ailments. Jean & her husband Steve found the healing properties of the Harmonic egg so incredible that they had to share it with others. We even tried it for ourselves and can testify to its incredible healing properties!🙌 Jean explains exactly how this works and some of the other therapy treatments she offers on today's show! Also, be sure to check out Jean's book📖 Trust Your Higher Guidance: Align Your Life to Manifest the Joy and Success You Deserve! https://www.realignyourlifeaz.com/products/Trust-Your-Higher-Guidance-p491990387Listen & Learn:1:05 - Rebecca intros Jean 2:50 - Cliff notes on Jean's book Trust Your Higher Guidance6:45 - Jean & Steve's previous careers prior to moving to AZ7:49 - Rebecca's experience in the Harmonic Egg10:20 - How sound & light therapy works12:48 - Books on the Harmonic Egg that Jean & Steve sell16:12 - The pendulums Jean uses and sells at the center17:39 - Why it's important to drink electrolytes after your egg experience21:28 - Jean reads messages from Rebecca's guides27:38 - Rebecca's testimonial for Jean & her healing services29:05 - What is Quantum-Touch healing?30:50 - Why Steve & Jean make a perfect healing team32:20 - Harmonic Egg promo & pricing33:05 - Rebecca's final thoughtsSpecial Guest:Jean Hanson - Body Code Energy Healer, Higher Guidance Life Coach, & Author: Jean & Steve Hanson have been partners in life and partners in business since 1987 - the year they got married. In 2019 they started planning a major change. It was time to leave behind the life they'd been living. They'd already started positioning their business for sale, and their Spiritual journey was guiding them to use their intuitive gifts to help others realign their lives. In early 2020 they discovered the Harmonic Egg. Like many other Harmonic Egg owners, they knew almost immediately that this was what they were meant to do. By 2021 the Hansons opened Realign Your Life Wellness Center in Mesa, AZ. Steve is a Quantum-Touch Practitioner and Certified Sound Healer. Jean also wrote a book called Trust Your Higher Guidance: Align Your Life to Manifest the Joy and Success You Deserve! Website: https://www.RealignYourLifeAZ.comPhone: (480) 613 9137Email: customercare@realignyourlifeaz.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Introducing two incredible healers Jeannine Wand & Hillary Foster from Temple of the Sacred Rose.🌹 Jeannine & Hillary help heal others using their immense experience in plant medicine, healing the cellular memory of trauma, and even helping with ancestral healing.🙏 Their goal is to heal the soul and even the lineage of a person, not just the one issue at bay. Hillary and Jeannine offer people private 1:1 sessions as well as small group work with Sacred Plants, Sound Healing, Channel Healing, and Hands-on Anointing.🙌Listen & Learn:1:57 – Rebecca intros Jeannine & Hillary3:56 – Jeannine’s background & history8:23 – Hillary’s background & story10:30 – How to find the ‘real’ healers in this field of plant medicine14:05 – Rebecca shares her own experience when she met with Jeannine & Hillary18:40 – How to find the right healer & why pricing is not everything21:25 – The different types/strengths of plant medicine and the process24:00 – What is ancestral healing?27:48 – How to do healing for your lineage?29:41 – Jeannine & Hillary’s website30:11 – The angel trumpet tree31:15 – The sacred union32:30 – Current offerings and where to find them34:39 – Jim Belushi’s video on ayahuascaSpecial Guests:Hillary Foster – Licensed Psychotherapist, Medicine Woman, & Medium: has been a Licensed Psychotherapist for over 20 years helping her clients to live their best lives. During this time she began her own awakening process and discovered the depths of her own story around trauma where she uncovered new modalities of healing. As her work continued to unfold in the Therapeutic world so did her work in the Spiritual Realms. Hillary realized there was much more to our lives beyond what psychology could tell us and teach us alone. She tapped into her own her innate wisdom which has allowed her to expand into working as a Medicine Woman and Medium. Hillary has become a guiding presence as an Advocate for healing with Sacred Plant medicines for all. She believes it is crucial that there are Safe Spaces for the BIPOC community to have access to these modalities. Hillary understands the importance of healing Black bodies. “When you heal a Black Woman we all heal.”“Opening fully to my own gifts in this realm have has allowed me to do deeper work with each individual as they seek a greater understanding of their True Self!” ~HillaryJeannine Wand- Gifted Medicine Woman, Medium, & a 5th Generation Spiritual Healer: is a Gifted Medicine Woman, Powerful Medium and a 5th Generation Spiritual Healer. Having tapped into the Ancient Traditions of Ancestral Wisdom and Healing working with Sacred Plants. Jeannine spent a great majority of her early life in the church. She began to watch the unfolding of her spiritual gifts and deeper connections to her Ancestral Lineage in her teens and even more in her late twenties. When she discovered her gifts as a Medium and Healer. Jeannine is able to travel in the Astral Realms in order to help facilitate deep healing journeys for her clients. Having experienced her own deep healing from physical, emotional and sexual abuse she now works with others to clear trauma from the Ancestral Root and the Physical Body. Jeannine is a Living Oracle. A walking fountain of wisdom waiting to share with ALL those who cross her path.“I’ve been preparing for ministry my whole life! The Temple of The Sacred Rose and now Sisters of The Sacred Rose have been 40 years in the making!” ~JeannineWebsite: http://www.templeofthesacredrose.com/Emial: jeannine@templeofthesacredrose.comPhone: 702-488-1428Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Do you or someone you love struggle 😖 with symptoms referenced as Dyslexia, ADD/ADHD and Autism Spectrum? Well, you are not alone! Our guest, Tina Kramer is a teacher 👩‍🏫 and the President of Simple Learning LLC and has dedicated her life to helping those with learning differences.Tina knows that those who learn differently are not following the same path to knowledge. They can be governed by their own thoughts and instincts more than by their experiences. Concepts such as Self, Change, Consequence, Time, Sequence, Order/Disorder, and Responsibility, can be quite challenging and confusing for those who learn differently. And navigating these challenges can result in frustration and struggles in so many areas of life. That is why she has created a program and revolutionary sound device specifically for them.🙌Tina believes that learning differences can be an asset, not a deficit. Watch or listen to today's show to learn more about Tina, the services she offers, and the incredible sound device she created to help people focus.😄🚨Giveaway Alert🚨: Be the first to comment on our Facebook or Instagram post & win your very own Sound Device!Listen & Learn:1:20 -Rebecca intros Tina2:13 - What is a sound device & what it does4:40 - What does it mean to be perceptually gifted?7:08 - Tina's own experience with ADD8:44 - What are learning differences?9:45 - Why is anxiety such a common thing today?11:00 - Pulling the focus into the here & now12:21 - Order & disorder13:24 - How long do you wear your sound device?17:02 - Step 2 in Tina's program18:40 - Tina's 10 concepts20:40 - How to teach consequences from a neutral place vs punishment21:38 - What is time blindness?23:00 - Tina's concept on sequencing25:50 - Do these learning differences subside with age?26:55 - Tina's website & how to contact her28:24 - What Tina's sound device does for her clients31:18 - Gift idea & special discount32:00 - Some of Tina's testimonials35:00 - Seeing an increase in learning differences35:35 - Services Tina offers37:30 - Rebecca's final thoughts and giveaway!Special Guests:Tina S. Kramer - President - Simple Learning LLC: Tina was a traditional classroom teacher in the International Schools of Hong Kong. There she recognized the challenge with focusing for intelligent, failing students and traveled the world looking for answers.Through her work in creating an individualized developmental approach to education, she invented the patented pending Sound Device improving focus for all ages. She now coaches individuals and corporations, quickly fills in gaps related to knowledge/skills, spring boarding leaders going through the “Great reevaluation” that is happening as a result of the pandemic.Originally from Indiana, and was born a passionate educator trying to teach the family cat to fetch as a preschooler. Adventurous spirit as an avid motorcycle rider and an imagination of equal dimension. I have lived and worked all over the world. I earned a BS of Elementary Education from Ball State University and I have taught in the classroom in the USA and in Hong Kong.Over time, I noticed children in many of my classes were clearly intelligent, however, were struggling academically and some socially as well. This realization caused me to research non- traditional disciplines and led to the discovery of Learning Differences as associated with a Visual Learning Style. (symptoms referenced as Dyslexia, ADD/ADHD and Autism Spectrum) Creator of specialized tailored programs that make a positive difference specific to an individual’s learning style and development.Phone: 1.812.614.7614Email: kramertina.email@gmail.comWebsite: www.simplelearningedu.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Meet Jim Edmonds and his team over at PAL Kaua'i!🌺 Jim moved to Kaua'i back in 1985 and started his journey as a Real Estate Broker. Jim was not your average Broker though, he has always had a passion to help the island locals and work to solve the affordable living crisis. Today affordable living is no longer a crisis but as Jim puts it "it's a gradual tragedy". Locals are being priced out of their homes, living on the streets, and some have tragically committed suicide due to these issues.Jim's goal with starting PAL Kaua'i is to create PERMANENT affordable living, especially for the locals who have called this island home for so many years. Getting this organization started has been no easy feat and on today's show, you will learn of some of the trials Jim & his team had to go through to get this project off the ground. However today, PAL Kaua'i has 4 housing projects🏠 on Kaua'i and plans for many more!Watch today's show to learn all about PAL Kaua'i, how they started, raised funds, where they are headed, and how you can help!😄Listen & Learn:1:33 - Rebecca intros Jim4:30 - Recognizing the problem of affordable housing7:29 - The history of PAL & what PAL stands for12:00 - What Jim's first housing development looked like15:30 - The Rebecca song story18:55 - The trials of getting your first project off the ground25:26 - Funding & qualifying for Jim's community29:49 - What is an apartment deed35:10 - Jim's construction company in Kaua'i & pictures of his 1st project40:17 - The KauHale O Kekaha affordable housing project43:00 - How Jim finally got financing for his projects48:30 - The PAL Kaua'i team50:00 - The Hoku Health Food building and Jim's plans for it55:40 - What is KAHA?1:00:17 - Charts on the number of homes sold in the U.S. & share of homes purchased by investors1:03:00 - Total number of people experiencing homelessness1:06:30 - The full team of PAL now & board members1:10:10 - The Good Neighbor Award 2022 & Realtor Magazine1:13:40 - How you can help PAL1:17:10 - Jim's final thoughts1:18:43 - NAR's Good Neighbor Award video of Jim & PALSpecial Guests:Jim Edmonds - Executive Director & Founder of PAL Kaua'i:Jim and Harvest Edmonds  first came to Kaua’i from Oahu in 1985.  Here, they raised three sons (whom all call Kaua'i home) and started several businesses.  In 1988,  Jim got his Real Estate license and soon founded Emerald Isle Properties on Kilauea Lighthouse Road, where it resides today. Jim's experience includes completing more than 25 subdivisions, CPR’s and projects, personally and for clients.  Jim's belief in the need for Truly Affordable Housing and services for residents of Kaua'i has lead him to form Permanently Affordable Living Kaua'i with a dedicated team of staff and board members.  He has a history of  advocacy for innovative and sustainable approaches to affordable housing on Kaua'i and as Board President has committed 100% of his time and energy to the success of its mission for years.  Jim's drive to make a difference for the residents of Kaua'i is the force behind Permanently Affordable Living Kaua'i. Jim brings knowledge, experience, energy, and True Aloha as President of the Board of Directors and guiding light of Permanently Affordable Living Kaua'i.Phone: (808) 720-1011Email: info@pal-kauai.orgWebsite: https://www.pal-kauai.org/Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Introducing Ally Dell'Amico, Instructor & Co-owner of Saule Yoga!🧘‍♀️ Ally truly fell in love with yoga during her days as a collegiate athlete. Yoga provided an outlet to let go of competing and to balance out the high-intensity training she was so accustomed to.Yoga has been found to boost one's immune system💉, reduce chronic inflammation, improve mental health🧠, reduce stress, improve bone & cardiovascular health and so much MORE!🙌On today's show, we will learn more about Ally and how she became co-owner of Saule Yoga🧘, the science-based benefits of yoga, and what types of yoga Ally offers at her studio.Check out 👀 the 'show extras tab' on our website to find the article on the health benefits of yoga and Rebecca's show notes!Listen & Learn:1:07 - Rebecca intros Ally3:45 - Why & how Ally got into yoga6:13 - Ally's partner & co-owner Julie8:30 - Turks & Caicos yoga retreat and other events coming up10:30 - Crystal vibes bracelet workshop that Saule offers11:45 - Good grief & trauma relief workshop13:45 - How does Ally & Julie select their teachers for the studio15:30 - 12 days of December giveaway with LuLu Lemon19:05 - The benefits and different types of yoga20:33 - What is Ashtanga yoga?21:58 - What are mudras?23:50 - 16 benefits of yoga that are supported by science25:13 - How yoga can fix chronic inflammation26:30 - Yoga can boost your immune system28:20 - Yoga is not just for women29:19 - Saule Yoga's Instagram & new student offer32:05 - Ally's final thoughts34:10 - Rebecca's final thoughtsSpecial Guests:Ally Dell'Amico - Registered Yoga Teacher & Co-Owner of Saule Yoga:Ally attended Fort Lewis College in Durango, Colorado where she graduated Magna Cum Laude with a Bachelor’s Degree in Mathematics and a minor in Exercise Science Coaching. While going to school, she was on an athletic scholarship for volleyball. Ally truly fell in love with yoga during her days as a collegiate athlete. Yoga provided an outlet to let go of competing and to balance out the high-intensity training she was so accustomed to.With a passion for serving and teaching others, Ally knew she wanted to become a yoga instructor. After practicing on her own for over 7 years, she finally found herself in a place where she could complete her Teacher Training. Ally received her RYT 200-hour and 300-hour Yoga Alliance certifications through Arizona Yoga Academy and is now a 500-hour RYT. She is certified in Yoga Nidra, Yoga for Athletes and Yoga for Concussions. She teaches many styles of yoga including Vinyasa Flow, Yoga Nidra, Fitness/Power Yoga, Chair Yoga, Yin, Restorative, Gentle Yoga, Wall Yoga, Teen Yoga, Party/Event Yoga, Yoga for Concussions and Yoga for Athletes.In 2021, Ally had the incredible opportunity to become the co-owner of Saule Yoga. Through the yoga studio, Ally strives to create a community where everyone can find strength, harmony, and balance. Ally is committed to providing instruction and support to students to help them cultivate self-love and confidence. She encourages students to strive for authenticity instead of perfection and to use yoga as a means to create an overall sense of well-being and inner peace.Ally is currently enrolled in the Holistic Health Counselor & Longevity Diet Coaching Certification Course through the Academy of Healing Nutrition. She hopes to use this course to become a Holistic Health & Nutrition Practitioner where she can support people on their journey to find their optimum health. Ally believes that through proper nutrition, mindfulness and movement, you can create a life full of inner peace and vitality!Ally also works full-time as Human Resource and Accounting Director for Someburros and Isabel’s AmorPhone: 480-630-7887Email: hello@saule-yoga.comWebsite: www.saule-yoga.comFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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On today's show, we have entrepreneur, mortgage originator, and business leader Todd Bookspan!😄 Todd has spent many years helping teams and individuals thrive when it comes to growth & productivity. Recently, he has even created a coaching program to expand on that called "Win By Noon".🙌Not only does Todd help coach individuals and teams but he also has his own podcast called "Your Neighborhood Real Estate Show" which Rebecca was recently interviewed on! Watch today's show to learn more about Todd Bookspan, his coaching program "Win By Noon", & his tips for the 'average joe' when it comes to growing wealth.💰You can find the link to Rebecca's interview with Todd along with our show notes in the 'Show Extras' tab on our website!Listen & Learn:1:56 - Rebecca intro's Todd4:14 - About Todd's team & what he does6:16 - Why Todd thinks experience matters8:47 - Todd's Facebook post about the sauna & cold plunge11:50 - Todd hosts the "Women of Strength" events & what it is all about13:25 - What is Win By Noon?16:00 - Stats on how many real estate agents sell even 1 house a month19:20 - Recession proof your business26:10 - Todd's take on the article about stocks & investing29:08 - Are the Feds hiking rates too fast?31:44 - Do you think we are anywhere close to where we were in 2006/2007?32:55 - Advice for the "average joe" when it comes to building wealth35:17 - Todd's question of the week36:15 - Where does Todd invest his money?38:39 - Just because someone earns a lot doesn't mean they are wealthy41:01 - Todd's advice if you are a parent listening42:15 - Rebecca's final thoughtsSpecial Guest: Todd Bookspan - Chairman at Bookspan Baker Team at Fairway Independent Mortgage Corporation: Todd has 25 years of experience as an entrepreneur and a business leader. For the past twenty-three years, as a mortgage originator, Todd has proven successful in cultivating both teams and branch offices. Working alongside his wife Tara, Todd successfully helped grow the Arizona region of a mortgage bank from five to eighty-five employees at four branches. During his career, he and his team have funded over a billion dollars in home loans while serving almost 6,000 families. Now he has designed the Win By Noon Planner as a tool to help increase productivity.On the personal side…a proud father of three daughters who loves to run and hike with his wife Tara, and is very passionate about helping others build wealth and be more productive!Phone: 602-522-9494Email: todd.bookspan@fairwaymc.comWebsite: https://www.bookspanbaker.com & https://winbynoon.com/Follow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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I am sure by now you have heard the saying "marry the house & date the rate" well now add "divorce the landlord" to it!🙌 The reason being is when you pay rent you are only helping your landlord pay off their mortgage and in turn missing out on growing your own wealth, earning equity, or receiving the tax breaks you deserve!🤔 Today, there are a lot of agents and media outlets selling bad news🙅 so that is why we brought on the CEO of Amerfirst Financial Eric Bowlby & Senior Loan Officer Tara Krieg to talk about what is REALLY going on behind the scenes of the housing market.🏠 Listen to our show to learn how & why interest rates go up, what programs are out there to make home-buying affordable, and why now is STILL a great time to buy a house.😄Listen & Learn:2:47 - Rebecca introduces Tara & Eric5:40 - How the media twists the truth6:00 - The funds & how they affect mortgage rates8:55 - Longer life expectancy and housing9:47 - Sellers can pay a veteran's debt to qualify for the loan10:20 - Why we could have a ton of housing inventory in the future12:20 - Inflation 7 housing rates14:24 - A lot of agents are selling bad news17:28 - Rebecca's story of a current home sale23:50 - What is different today vs 2007/200829:40 - What to tell the buyers/sellers that are scared to make a move31:50 - Eric explains rates/borrowing 32:50 - 3-2-1 Buydown explained34:23 - How do we know rates are going down?38:00 - Secondary market is not as liquid as it once was41:10 - How a lender makes their money43:47 - Why you should buy a house today45:37 - Pent-up buyer demand Special Guests:Eric Bowlby - C.E.O., Owner, AmeriFirst Financial Inc.:Joined in 1998 and serves on the Board of Directors. Mr. Bowlby leads the development and execution of strategic plans and objectives relating to production opportunities. His efforts have been instrumental in assembling the core executive team of leadership that oversee the daily operations of AmeriFirst while driving the National Production management team on cultivation of business growth.Mr. Bowlby has over 22 years of experience that began in the mortgage origination role evolving over his career as the now C.E.O and Owner of AmeriFirst.Mr. Bowlby focuses on several national multi-platform corporate growth strategies from expansion of realtor partnerships, enhanced production value-added programs, and is an industry disruptor and cultivates an environment and culture that is empowering and celebratory for those who work with him.Mr. Bowlby is the mastermind behind the national RELO Funding program which is a progressive and innovative way to expand the loan originator and real estate agents cohesive partnership. Mr. Bowlby continues to be an innovative mind continually developing platforms that are collectively beneficial to the loan originator, agent partners, home buyers, and clients. Mr. Bowlby received his Bachelor of Arts in Justice Studies from Arizona State University. Tara Krieg - Senior Loan Officer at AmeriFirst Financial:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years of experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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We are back with our FINAL market update of 2022 and a lot has changed in the housing market🏠 since our last update in September! Is it "safe" to buy yet? Are we officially in a Buyers' market? Will rates ever come down?😩 Watch today's episode to find out the answer to those questions and MORE! We have our expert guests Tara Krieg of AmeriFirst Financial, Joe Smith with Epic mortgage, & Anthony Penna of Navi Title joining us to help shed some light on what to expect in the months to come.🙌 Check out today's Show Extras for Anthony's PowerPoint & The Cromford Summary. Also, don't forget to enter our Market Update Contest for your chance to win $250 dollars to Bourbon & Bones!🥩 https://www.gratefulheart.tv/2022/09/22/enter-to-win-a-250-gift-card-to-bourbon-bonesListen & Learn:1:23 - Rebecca intros Joe, Anthony, & Tara3:55 - Anthony's thoughts on the Facebook post7:26 - Joe's thoughts on the post8:40 - Everyone's previous market predictions12:50 - The market cycle chart explained16:50 - Mortgage rate chart19:49 - Cromford chart on seller concessions21:10 - What are the limitations on seller concessions25:50 - Homeowner equity26:12 - Anthony's chart on % of mortgages in forbearance29:30 - Consumer debt is rising & home equity30:18 - WARNING! Home equity mailers scam31:15 - Anthony's chart on housing supply32:54 - Median rent chart34:22 - Home price forecasts36:00 - The average home equity38:32 - Phoenix Business Journal article on tech layoffs40:20 - Cromford report market summary44:30 - Rebecca's predictions of rates & prices for the end of the year45:09 - Tara's predictions of rates & prices for the end of the year46:24 - Anthony's predictions of rates & prices for the end of the year47:09 - Joe's predictions of rates & prices for the end of the year50:18 - Rebecca's final thoughtsSpecial Guests:Anthony Penna – Senior Vice President at Navi Title:“There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of.” Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.Phone: 602-510-8848Email: apenna@navititle.comWebsite: www.navititle.com/Joe Smith – Owner/Broker of Epic Mortgage:Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!Phone: 602-741-4121Email: joe@myepicloan.comWebsite: www.myepicloan.comTara Krieg – Senior Loan Officer at AmeriFirst Financial:Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.Phone: 480-344-1951Email: tkrieg@amerifirst.usWebsite: www.tkteam.usFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Joining us on today's show is the one and only Jay Josephs Founder/President of Josephs Appraisal Group and Tracy King Region Manager of Prosperity Home Mortgage!😄Both Jay & Tracy have been in the housing industry for over 20 years and agree that what we have been experiencing over the last 2 years is an anomaly. Homes selling overnight with more than 30 offers😲 is NOT the norm and those looking to buy or sell need to be prepared for a more balanced market.🏠There are still deals to be found you just need to know where to look! Listen to today's show to find out what the heck a divorce appraisal is, where we believe interest rates📈 are headed, and how to find the deals in today's market!🙌Listen & Learn:1:11 - Rebecca intros Tracy & Jay2:40 - Have you heard of a divorce appraisal?3:55 - Why do appraisals seem to come in right at the sale price5:36 - What is Jay seeing on divorce appraisals & home values7:40 - What is a house worth?9:00 - Zillow & their Zestimates10:40 - Tracy King's recent home purchase12:19 - The Cromford Index Chart explained14:40 - Median price point today18:20 - Where does Prosperity Mortgage cover?19:15 - What is going on with appraisals today?21:15 - How is it harder for appraisers in today's market?23:30 - Do multiple offers/bidding wars affect appraisals?24:45 - Are appraisals coming in higher or lower?26:50 - Chart on the percentages of closing with seller concessions28:50 - How do seller concessions affect appraisals?29:43 - What do 3 points do for a buyer's interest rate?31:30 - Marry the house and date the rate32:20 - Story of Rebecca's personal home sale35:20 - How Rebecca sold her house for 280k more than the competitor today36:40 - How an appraiser would explain Rebecca's house selling for way more than a similar home in the neighborhood38:30 - Jay's predictions for future home values40:30 - Tracy's final thoughts & predictions for future rates42:50 - Rebecca's final thoughtsSpecial Guests:Jay Josephs – Owner of Josephs Appraisal Group & JAG Educational Systems: Jay Josephs is the Founder and President of Josephs Appraisal Group and has been appraising homes for nearly 20 years. Jay is also a state-certified real estate instructor and has been certified for expert witness testimony. Jay is a Certified Residential Appraiser, Valuation of Green Sustainable Buildings Certified, and is a licensed real estate broker in Arizona as well.Phone: 602-955-4050Email: orders@jaginc.netWebsite: www.josephsappraisalgroup.comTracy King - Region Manager at Prosperity Home Mortgage a Berkshire Hathaway HomeServices Company: Tracy has been in the mortgage industry since 1994. Prosperity Home Mortgage is a full-service mortgage banker specializing in residential and refinance loans.Phone: 623-680-8110Email: tracy.king@phmloans.comWebsite: https://www.phmloans.com/mortgageconsultant/tracykingFollow us on Facebook or Instagram @GratefulHeart.Tv💖Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Arizona's future economy is looking bright ☀️ and our expert guests Mary Nollenberger and Gabriel Brown are joining us in the studio today to discuss why we think so!Mary Nollenberger is a Commercial Broker & Vice President over at Orion Investment Real Estate🙌 and has spent a lot of time researching what big companies are moving to the valley, multifamily growth, and how AZ is comparing nationally with other states when it comes to economy/growth. Gabriel Brown is the Vice President for Corporate Relocation at Berkshire Hathaway HomeServices🏠 for AZ, CA, & NV properties. Gabe helps those that are moving due to their job and is extremely knowledgeable when it comes to moving resources, policies, and knows what companies/industries are moving to the area.Watch or listen🎧 to today's episode to find out why we think Arizona's economy will be stronger than most, what big companies are moving to the area, and why they picked our beautiful state to call home!😄 Also be sure to check out today's show extras to see Mary's PowerPoint and more info on Tech Companies/Jobs coming to the valley! https://www.gratefulheart.tv/2022/11/05/episode-107-show-extras/Listen & Learn:1:00 - Rebecca Intro's Mary & Gabe2:30 - Cromford Report/Index Chart4:30 - Is there really a bubble coming?6:05 - Listings under contract chart8:25 - Any particular companies & areas that people are moving in from?11:15 - Did relocation slow down during the last year or ramp up?16:00 - Mary's example of companies letting employees work from home16:52 - The new opportunities coming to the valley17:35 - What is net migration & some of the companies coming to Phx18:23 - The new tech companies coming to AZ19:40 - Phoenix is leading the pack in tech industries & net migration22:00 - Multifamily growth in AZ24:30 - Phoenix is a hub for international businesses26:00 - AZ construction costs & flat tax29:11 - Mary's final thoughts30:20 - Gabe's final thoughts31:20 - Rebecca's final thoughts31:56 - Rebecca's video on the 13 reasons to move to AZSpecial Guests:Mary Nollenberger – Senior Vice President at Orion Investment Real Estate:Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the years for being an influencer in the Commercial Real Estate industry.Phone: 480-748-8266Email: mary.nollenberger@orionprop.comWebsite: http://www.orionprop.com/Gabriel Brown - Vice President of Corporate Services & Relocation for Berkshire Hathaway HomeServices AZ, CA, & NV properties:Gabriel's department offers real estate and relocation services for organizations and customers looking to move into the area. He has over 15+ years of experience in the mobility space.Phone: 480-505-6298Email: gabriel.brown@bhhsaz.comWebsite: www.bhhsaz.com/buyer-relocation-servicesFollow us on Facebook or Instagram @GratefulHeart.Tv😄Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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Happy Hall🎃ween! Today's episode is a special one because we have some spooktacular treats that were made by none other than Tiny Chef London😄 and her team over at Healthy Eats & Cooking Techniques LLC.Healthy Eats & Cooking Techniques LLC was started by London's older sister Jessica Hipskind and her mom Paula Green with a focus on teaching those with neurodiverse abilities how to plan and prepare healthy🍅 meals!On today's episode, you will meet London our Tiny Chef👩‍🍳 along with Jessica and Paula. We will discuss the importance of healthy eating for those who reside in community living and talk about Jessica's & Paula's journey to healthy eating and what brought them to where they are today!Also, be sure to check out our Show Extras Page for Jessica's & Paula's list of cooking essentials! www.gratefulheart.tv/2022/10/27/episode-106-show-extras/Listen & Learn:1:19 - Rebecca intros Jessica & Paula2:25 - How Rebecca & Jessica met3:37 - London's video message 4:40 - Jessica & London's story8:00 - Some of the things Jessica has done with London9:30 - The story behind Healthy Eats & Cooking Techniques LLC12:00 - How Paula started down the healthy eating path15:30 - Healthy eating doesn't need to be difficult16:30 - Jessica's vision for Healthy Eats & Cooking Techniques20:31 - London's Tiny Chef taste test video22:27 - Where Jessica & Paula grow food at23:35 - The Halloween treats that Jessica brought on the show28:35 - Jessica's meal prep30:06 - What do you need to have to meal prep like a pro31:50 - Where Jessica & Paula shop34:45 - What they use instead of bread37:50 - How to find them38:37 - Rebecca's final thoughtsSpecial Guests:Healthy Eats & Cooking Techniques LLC - Jessica Hipskind, Paula Green, & Tiny Chef London:Healthy Eats & Cooking Techniques was founded at the beginning of 2022 as a business; however, our dedication and service to support those with neurodiversities and intellectual and developmental disabilities began about 5.5 years ago due to an unexpected circumstance. On January 5th 2017, I (Jessica) received a call that my father had passed and my half-sister (who is now known as Tiny Chef) was in need of a home. That day, we packed Tiny Chef’s things and moved her to the Hipskind residence.Tiny Chef (London) has Trisomy 21, commonly known as Down Syndrome. This was a new world for our family to navigate so we learned everything we could about the Arizona Department of Developmental Disabilities and their resources, got in touch with Raising Special Kids, joined the City of Phoenix Mayor’s Commission on Disability Issues, attended events and then started volunteering for a wonderful residency here in the valley that offers supportive housing and a residential transition program for individuals with autism and for other neurodiverse populations.Through our research and being active in volunteer work, along with our love for cooking, Paula (Jessica’s mom) and I started Healthy Eats & Cooking Techniques to expand our reach within the community.Instagram: @healthyeatscookingtechniquesFacebook: www.facebook.com/healthyeatscookingtechniquesFollow us on Facebook or Instagram @GratefulHeart.Tv😄Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts

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How many times has someone asked how you are doing and you said fine? But really you were NOT fine?😓 That is exactly what our guest Lori Saitz founder of Zen Rabbit is here to talk about! Lori is a Stress Eradication Coach and offers many services in the field of life coaching, corporate training, leadership development, customized meditations, and so much more!With Lori's company Zen Rabbit, she is able to help people find out what truly makes them happy and not settle for being "fine" because at the end of the day fine is not great and we want our listeners to feel GREAT!😄Lori helps people figure out how to calm their minds and listen to their inner voice.  Watch or listen to today's episode to learn more about Lori Saitz and the story of Zen Rabbit.🧘 Also, learn what tips she has for those trying to be more than FINE!Listen & Learn:2:00 - Rebecca intros Lori3:45 - Lori's story of how she got the name Zen Rabbit5:07 - Lori's cookie venture8:30 - Learning from your failures to achieve success10:00 - We are not FINE11:00 - Lori's group programs15:00 - What do people learn in Lori's 8-week course16:20 - Lori's advice for meditating18:20 - Rebecca's mediation experience20:50 - The different paths to the same results22:30 - Lori's customized meditations25:56 - Lori's speaking services27:00 - The myth about high performers & overachievers29:10 - Team-guided meditation31:00 - Lori's tips for eradicating stress during the holiday season34:10 - Lori's key takeaway35:49 - Rebecca's closing thoughtsSpecial Guest:Lori Saitz -  CEO of Zen Rabbit & Stress Eradication Coach:At 48, I was asking “Is this who I’m supposed to be?” My mom had passed away fairly suddenly. I was in the process of closing my baking company after 11 years. My entire identity was wrapped up in that company. I was mourning the loss of both and questioning everything.A couple of years later, the question of “do I want to live the next 20 years the same way I lived the last 20?” was still running through my mind. If not, what would I do differently? Because after 20 years of marriage and life, I was wondering where did the girl I used to be go? She used to be fun. Going to concerts and dancing and barbequing with friends. Now I didn’t even know what I considered fun anymore.Many of my friends and colleagues felt similarly stuck. We talked about it all the time. But no one was willing to make a move. That’s the thing about friends. They’re willing to commiserate with you when you’re all in the same boat. But pushing you to make a change can be scary for them because it forces them to deal with their own crap. Then I reached the day when I decided I had to do the thing I didn’t want to do. It was time, for the highest good of everyone involved. I had to jump off the cliff without being able to see the ground or knowing what would happen on the way down. Once I took that leap, I became the guide for the others.This has been my natural role in life. First-born, January baby – always the trailblazing leader and coach. So, it makes perfect sense that I’m offering my hand and help to you through this transitional time where you’re questioning your marriage, your career choice, or your overall life purpose. Hey girl, after living by someone else’s playbook, it’s time to play by your own rules. You’ve got this! Let me show you the way.  Phone: 571-317-1463Email: lori@zenrabbit.comWebsite: https://zenrabbit.com/Follow us on Facebook or Instagram @GratefulHeart.Tv😄Listen🎧, Rate🌟, & Subscribe on Spotify & Apple Podcasts.

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Have you heard the news??😨 The Colorado river is drying up and FAST! That is why we brought on Kathryn Sorensen to talk about all things water here in AZ!Kathryn is the Director of Research at Kyl Center for Water💧 Policy at Morrison Institute and is very knowledgeable when it comes to the water shortage we are having here in Arizona.🏜️Watch today's show to learn if we really are running out of water,😓 what we can do to conserve water, and if Arizona has any kind of plan for the future in regard to our water systems!Want to learn more? Check out our notes from today's show including Kathryn's very own PowerPoint on Water Policy here: https://www.gratefulheart.tv/2022/10/07/episode-104-show-notes/Listen & Learn:1:34 - Rebecca introduces Kathryn4:22 - What does a water shortage mean for Phx?6:03 - What does effluent water mean?8:09 - Should we be worried about the Colorado River declining11:00 - Ways to fix the water shortage12:30 - The good news 14:40 - Picture of Salt & Verde watersheds explained15:30 - Our canal system16:55 - AZ groundwater map explained17:35 - How much water that gets dumped gets reabsorbed to replenish water tables?20:16 - AZ has a strong legacy of wise water management21:50 - Do we have enough water for all the people moving here?23:50 - Water issues in other states27:17 - Population growth and our water shortage29:55 - What are our water rights here in AZ?33:40 - Kathryn's articles on water that are good!35:20 - Why are we waiting to use our water wisely?36:38 - The city of Phoenix's water rate structure40:20 - Rural AZ groundwater is not regulated43:30 - Closing thoughts from Rebecca & KathrynSpecial Guest:Kathryn Sorensen - Director of Research, Professor of Practice:Kathryn served for many years as Director of Phoenix Water Services as well as Director of the City of Mesa Water Resources Department. In these roles, she was responsible for the delivery of safe, clean, reliable water for millions of Arizonans, and significantly advanced the sustainable management of water resources in Arizona and the Colorado River basin. She earned a Ph.D. in Agricultural and Resource Economics from Texas A&M University and a Bachelor of Arts in Economics from the University of Michigan. In her position at Arizona State University, she oversees the research efforts of the Kyl Center for Water Policy, serves as a Professor of Practice at the Watts College of Public Service and Community Solutions, and contributes to the Global Futures Laboratory.Phone: 602-496-1799Email: kathryn.sorensen@asu.eduWebsite: https://morrisoninstitute.asu.edu/leadership/kathryn-sorensenFollow us on Facebook or Instagram @GratefulHeart.Tv 😄Listen 📻 to the full show anywhere you stream podcasts!

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Wow 🤯 talk about a fountain of information, our guest Renee Murphy is a Fashion Designer turned Environmental Scientist that is working to help essentially save our planet! 🌎

Renee currently works for Intrinsyx Environmental🌳 which is a company that is combining nature with engineered solutions for sustainable environmental remediation. They help communities and companies (including NASA!) find natural solutions for getting rid of contaminants.🙌

In today's episode, Renee talks about what she does for Intrinsyx, how important it is to be able to grow our own food, tips for those just starting out with gardening, and so much MORE!😄

Be sure to check out our show notes from today's episode to get Renee's personal tips for becoming a self-sufficient gardener!🌱

Listen & Learn: 2:00 - Rebecca intros Renee 4:30 - A little about Renee's day-to-day life 6:05 - Renee's complete career change 8:15 - Who Renee works for now 12:50 - Partners in Community Forestry event 14:00 - What is Phytoremediation? 15:31 - Renee is speaking in South Africa! 16:30 - Some of Renee's Instagram posts explained 19:00 - Gardening tips for starters 23:30 - Where is the disconnect from past generations gardening and now? 25:00 - How to keep soil & plants cool in a hot climate 27:00 - The first & most important question to ask when buying land 29:40 - What is propagating? 32:30 - What can Renee share about water & our future? 35:10 - Renee's linktree and how to contact her

Special Guest: Renee Murphy - Environmental Scientist for Intrinsyx Environmental

Renee holds a Master’s in Plant Science / Agriculture from Cal Poly Pomona and a Bachelor of Science in Business from University of Southern California.

As a native plant educator, she shares her passion for native plant restoration through lectures and workshops in the community. Formerly the Sales & Marketing Director of a native plant nursery, Renee has collaborated with restoration efforts in the Salton Sea area growing native trees that were conditioned with salinity and endophytes to improve their survival rate in this challenging environment. With Intrinsyx Environmental, Renee incorporates her native plant knowledge and agronomic background into client and site management, working toward improved environments using phytotechnology with a focus on ecological restoration.

As an educator on the advances in phytoremediation, Renee has presented to Sustainable Silicon Valley, NASA Sustainable Green Team, a speaker for the International Water Holdings Corporation Conferences across the Southwest and will be speaking at NICOLA.Org Sustainability Conference in South Africa in November. At the California Native Plant Society Conference 2022, Renee will co-chair, present research and will instruct a workshop to continue to bring relevant research to the native plant community.

Phone number: (949)337-2922 LinkedIn: Renee Murphy Instagram: @midlifefarmgirl TikTok: @midlifefarmgirl

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Have you ever heard of a holistic home?🏡 They say we spend 90% of our time indoors 😲 so why not make sure it is a healthy space? Well, that is exactly what our guest Brian Johnson Founder & CEO of Senergy360 does! In 2020, he built and designed the world’s first Optimized Living Home in Tucson, Arizona.

Healthy homes are easy to build with the right advice. Brian is dedicated to creating new standards of modern living by designing and building holistic homes of the future, today!🙌

Check out our show notes tab to see more photos/videos of Brian's model home in Tucson and also his PowerPoint on holistic homes! 😄 https://www.gratefulheart.tv/2022/09/23/episode-102-show-extras/

Listen & Learn: 2:50 - Rebecca intros Brian 5:00 - What led Brian down the path of healthy homebuilding 7:05 - Have you heard of the term "mold for gold" 10:30 - Are you also staying healthy during the building process? 13:19 - What is LEED? 18:25 - Do you do remodels or only new builds? 22:30 - Did you start your company to optimize your health or because you had specific health issues? 25:37 - Do people get physical health tests when you start working with them? 27:28 - What Brian tests for when he is looking at house 31:17 - Brian's tools he used to test the health of a house 33:25 - The EMF meter Brian uses 36:16 - Indoor air quality & fresh air ventilation systems 38:54 - What does Brian look for when testing a home? 44:10 - Some final thoughts from Brian

Special Guests:

Brian Johnson - Founder & CEO of Senergy360: A Building Biologist accredited by the Building Biology Institute with over 20 years of experience as a General Contractor. Brian has a lifelong passion for health, athletic performance, and wellness. He is highly accomplished in the top Ironman and Xterra events, making the top 1% classification as an All-World Athlete. He has also coached athletes using science-based techniques to achieve high-level results. Brian is now on a mission to provide access (and the know-how) to the PROVEN Cutting-Edge Technologies & Systems for building holistic living structures.

In 2020, he built and designed the world’s first Optimized Living Home in Tucson, Arizona. It is a model home that applies the best and newest science to create optimized living environments, and it serves as an educational model for other builders to adopt more sustainable solutions for their clients. Tours are available by request. The home features the latest solutions in every aspect of the living environment to support optimal health and living. This one-of-a-kind home is equipped with cutting-edge systems and solutions for circadian lighting, EMF protection, 5G shielding, water purification, air quality, and mold-resistant materials. Every aspect of the home was sourced with the best quality, safest, and cleanest materials available. Brian is committed to seeing Holistic Homes become the new standard in building the future.

Website: https://senergy360.com/ Email: brian@senergy360.com Phone: 951-634-3588

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Has the housing market 🏡 cooled down yet? Is there a crash looming😖 in the future?? Want to win a steak🥩 dinner on us? Watch our most recent market update to learn the answer to those questions and MORE!

Our host Rebecca Hidalgo Rains is joined by expert guests Anthony Penna of Navi Title, Tara Krieg of AmeriFirst Financial, & Joe Smith of Epic Mortgage to discuss what they are seeing in today's market regarding rates, pricing, and statistics📈. Don't let the headlines scare you and watch our show to decide for yourself because now may actually be the best time to buy!🤔

If you are planning on buying or selling🏡 in the near future you NEED to listen to today's episode!🙌

Listen & Learn: 0:52 - Rebecca intros Joe Smith 1:38 - Rebecca intros Tara Krieg & Anthony Penna 3:00 - Who wants to win a steak dinner? 4:20 - Tara's predictions on rates & pricing for the end of the year 6:54 - Anthony's predictions on rates & home prices 7:25 - Joe's predictions on rates & home prices 8:19 - Rebecca's predictions on home prices and rates 13:17 - Cromford chart explained 15:09 - Are we getting back to a normal market? 17:21 - What is the listing success rate? 20:37 - Debunking fear striking headlines 22:39 - The median home price 25:16 - Tina Tambor's Cromford slides 26:25 - Anthony's PowerPoint on mortgage rates 30:25 - Mortgage rate projection chart 31:45 - What is quantitative easing 33:18 - Active inventory increasing? 34:40 - Why Anthony believes it's still a good time to sell 38:00 - Home price & appreciation forecasts 40:15 - How do we make buying a home affordable today? 42:28 - Average rental price today 44:30 - What's happening with new home builders

Special Guests:

Anthony Penna - Senior Vice President at Navi Title

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Senior Loan Officer at AmeriFirst Financial

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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🎉It's officially our 100th episode🎉 and not only did we bring back one of our most motivational guests, life coach, healer, and truly beautiful soul, Phoenix Rising but we also have a show FREEBIE! 😄

Have you been feeling out of balance, low energy, or even exhausted with all the stress in the housing market and day-to-day life?😮‍💨 Us too! That's why for our 100th episode we brought back Phoenix Rising to talk to us about the latest quantum healing technology (AO scanner) and how it can change your everyday life!🙌

Phoenix has dedicated her life to healing others in almost every way possible.🙏 She is a Clinical Certified Hypnotherapist, Past Life Regressionist, Jikiden Reiki Shihankaku ( traditional Japanese Reiki teacher), Master in Therapeutic Imagery and Meditation teacher, and so much MORE. 💖

Watch or listen to today's show to learn about this incredible healing technology for your mind, body & soul, and be sure to click on the link below for your FREE PERSONALIZED SCAN! https://shamanic-beauty.mykajabi.com/free-inner-voice

Listen & Learn: 1:20 - Rebecca intros Phoenix Rising 5:17 - Phoenix's last Grateful Heart episode 6:17 - Phoenix's video on voice explained 9:10 - Rebecca's story having to do with voice 11:08 - The definition of The Voice 14:00 - The new technology Phoenix has been using to heal 17:15 - Introducing the AO Scanner 21:00 - What exactly does the AO Scanner do? 24:13 - Rebecca's experience using the AO Scanner 26:00 - What kind of audio files do you get from the AO Scanner? 27:22 - Why you should not have any pets around when doing your scan 29:00 - Phoenix's cocktail list explained and some services she offers 31:00 - What is Quantum technology? 32:20 - Phoenix explains how she does remote healings 37:05 - 100th episode & Phoenix Rising freebie

Special Guest: Phoenix Rising: Channel, Certified Clinical Hypnotherapist, Past Life Regressionist, Jikiden Reiki Shihankaku ( traditional Japanese Reiki teacher), Master in Therapeutic Imagery, Meditation teacher, and Transformational Life Coach for Health, Beauty & Wellness.

Phoenix is fiercely committed to helping others find the path to awaken their eternal beauty empowering them to become a specialist at facilitating the healing of their mind and body and soul. Please read more about Phoenix and all she has to offer here: https://www.shamanicbeauty.com/about

Website: https://linktr.ee/Theofficialphoenixrising Email: shamanicbeauty@icloud.com

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Did you know you can sell your house🏠 as an NFT? Or that you can purchase a house using Cryptocurrency??🤯 Introducing Propy the company that is revolutionizing how we buy and sell houses. Propy has figured out how to complete real estate transactions on Blockchain that will not only speed up⏩ the process but make it safer as well. In studio, we have Adam Brown the VP of Sales & Broker Relations from Propy 😄 joining us to explain, who Propy is, what they can do for buyers and sellers in today's market and so much MORE!

Listen & Learn: 1:20 - Rebecca intro's Adam Brown 4:00 - What services does Propy offer? 6:30 - What is an NFT and how can you use it to sell a home? 11:00 - Is this the beginning to the end for Title Companies? 12:52 - Blockchain & Real Estate 18:15 - The Propy website & courses they offer 19:19 - The charity Propy supports "Homes For Our Troops" 21:17 - The 1st real estate purchase with NFT 22:56 - What does it mean to NFT a house? 25:25 - How long does it take to list your home (NFT) with Propy? 29:35 - How do NFT & Crypto work together? 33:16 - The different Cryptocurrency wallet types explained 35:19 - Adam's advice for learning more about Crypto & Blockchain 37:16 - When will Crypto & Blockchain be the norm in real estate? 44:20 - Rebecca's final recap

Special Guests:

Propy Inc: As a real estate professional for 15 years, the CEO of Propy, Natalia Karayaneva was frustrated with how time-consuming and rife with fraud real estate transactions were. Propy was built with the vision to automate the real estate sales process. Propy’s Transaction Management Platform is an all-in-one solution that revamps the purchase process by leveraging the latest in groupware and blockchain technology. The Palo Alto-based company is writing new pages in real estate history by introducing the technology to allow entirely online and self-driving real estate transactions on smart contracts.

Website: https://propy.com/browse/ Email: support@propy.com

Adam Brown - VP of Sales & Broker Relations: I've been fortunate enough to work in the Real Estate Industry for 25 years and have worked alongside most of the Nation's top Agents and Brokerages. I am passionate about leveraging new products and technology in the Real Estate transaction to make Brokerages and Agents more streamlined and productive. I am working closely with agents to seam together traditional Real Estate and Web 3.0.

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Introducing Strata International Group and their product SABS, the alternative building material that is REVOLUTIONIZING today's construction industry!🤯 Imagine if you could build your dream home🏠 with no framers, drywallers, stucco contractors, or even a roofer?! With SABS you can not only cut back on construction costs and time but it is also highly durable💪, eco-friendly🌎, and extremely energy-efficient☀️. Be sure to watch the full episode to learn more about this revolutionary product and the masterminds behind it all!

Listen & Learn: 1:15 - Rebecca intros Amir Saebi 3:30 - How SABS protects against termites & mold 6:25 - Dr. Nasser Saebi the man, the myth, the legend 10:20 - How SABS will revolutionize the construction industry 12:25 - What other ways you can use SABS 17:20 - News on alternative building material 20:20 - Rebecca intros Caleb Taddeucci 22:00 - What is Strata's ability to take on more orders? 24:15 - Cost savings vs. regular construction & financing 27:40 - Why do you need to have most of the foam on site? 28: 55 - How energy-efficient are SABS-built homes? 30:00 - Can you combine with the Tesla roof system? 31:10 - Strata's charity 33:00 - What is EPS foam?

Special Guest: Strata International Group, Inc: Dr. Nasser Saebi, CEO and Founder of Strata International Group and a Master Engineer has spent his entire career developing the SABS technology. SABS™ is a multi-patented, composite building system that utilizes Expanded Polystyrene Foam (EPS) as the core material for all structural members; walls, roof, and floor. This remarkable technology can withstand Earthquake, water and vapor proof, fire resistance, and wind resistance up to 265 MPH. The SABS Building System is not only a high-quality product and durable but developed for disaster relief. SABS™ offers great benefits to everyone, including architects, builders, and homeowners.

Website: https://www.strataus.com/ Phone: (602) 684-9260 Email: Support@Strataus.com

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In this week's episode, we are talking about TAXES 💰 and how to avoid getting hit hard by the IRS at the end of the year.😫 Have you recently purchased a home, gotten married, or maybe divorced and need to sell? Then you REALLY need to watch today's show to learn how to avoid🙅 capital gains tax and more! We have brought in expert CPA Mark Brooks and Senior Loan Officer Tara Krieg to help explain it all so stay tuned!

Listen & Learn: 1:30 - Rebecca intro's Tara Krieg 2:30 - Rebecca intro's Mark Brooks 5:45 - What is a primary residence exclusion 7:30 - Example of capital gains fees 11:05 - Tara's golden nugget/take-away 13:10 - How does your tax filing status affect selling your home? 16:30 - Any exception to the 2 year rule? 19:15 - Strategy for avoiding capital gains 20:40 - Tara's personal example 23:03 - Mark's example of capital gains & rental properties 27:12 - Mark's show notes 28:37 - Keep track of ALL home improvements 37:00 - Mark's final takeaway

Special Guests: Mark Brooks: Enrolled Agent (EA) - Tax Consultant and Preparer at Johnson CPA Group

Mark has more than 14 years’ experience in the field of accounting and income taxation and planning. Previously, he was the Assistant Vice President (Regional Manager) in Information Services and Regional Vice President for two major financial institutions. Mark earned his Bachelor of Science in Business Administration with a major in Accounting and a Computer Science minor from the University of Arizona. Assisting clients in achieving their financial goals as they relate to income taxation and financial planning is what he enjoys in his position as an Enrolled Agent. He loves cooking outdoors, grilling and smoking meats in his free time, as well as spending quality time with family, and watching sports.

Phone: (480) 895-0882 Email: mark@johnsoncpa.group Website: https://www.johnsoncpa.group/home.html

Tara Krieg: Senior Loan Officer at AmeriFirst Financial

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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It's time again for our quarterly market predictions!😄 On today's show, we are joined by our expert guests Tara Krieg with AmerFirst Financial, Joe Smith with Epic Mortgage, Anthony Penna with Navi Title, and of course our Host Rebecca Hidalgo Rains with Berkshire Hathaway. We will be talking about the current housing market🏡, stats and interest rates, and what we predict is to come.🤔 You won't want to miss this one!

Listen & Learn: 1:30 - Rebecca intros expert guests 2:30 - Past show market predictions 5:06 - Anthony's future market predictions 6:30 - Tara's prediction on rates 8:30 - Joe's prediction on rates & appreciation 12:43 - Rebecca's predictions 14:10 - Cromford chart 19:00 - Are we in a balanced market? 20:00 - What are title companies seeing right now? 21:43 - The Cromford Index chart explained 26:55 - The negatives - Cromford 29:49 - Where does Cromford get their data? 34:55 - Rebecca's real-life example 37:30 - Tara's real-life example 40:49 - Chart on interest rates historically 42:48 - Anthony's PowerPoint on homeownership as a hedge 44:45 - Mortgage rates & recession chart 46:30 - What does deceleration mean? 48:27 - Home price forecast chart 52:10 - Existing home sales chart 55:30 - Recap chart

Special Guests: Anthony Penna - Senior Vice President at Navi Title "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Senior Loan Officer at AmeriFirst Financial Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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Today's Show: Do you have solar ☀️ on your home and plan to sell it soon? Then you NEED to watch today's mini-episode to find out why selling with solar can be a headache🤕 and what to do to be prepared! We have in-studio our host Rebecca Hidalgo Rains and expert guest Tara Krieg with AmeriFirst Financial to discuss what she is seeing happen in today's market when it comes to lending on a house that has solar. 

Listen & Learn: 1:15 - Rebecca introduces Tara Krieg 2:30 - Rebecca's real-life example 4:00 - Difference in a solar loan vs solar lease 5:58 - Challenges with solar loans & leases 7:45 - Tara's final takeaways on selling with solar 10:27 - Rebecca's closing message

Special Guest: Tara Krieg - Senior Loan Officer at AmeriFirst Financial

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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Have you ever heard of a reverse mortgage? Did you know that if you or your spouse are over the age of 55 you could qualify for one? There are a lot of misconceptions about Reverse Mortgages and we are here today to put an end to those. Our expert guest Tara Krieg in the studio to help explain what exactly a reverse mortgage is, what the requirements are, and some of the pros and cons about them. Tara is the Sr. Mortgage Loan Officer at AmeriFirst Financial and has helped many families with Reverse Mortgages including her own!

Want to learn more? Check out this article on Reverse Mortgages:

Listen & Learn: 1:08 - Rebecca intros Tara Krieg 4:00 - Cons of Reverse Mortgages 9:38 - Tara's outline on Reverse Mortgages 11:00 - Rebecca's real-life example 13:03 - What is a HECM? 14:45 - What is a NBS? 16:11 - Tara's real-life example 17:47 - Do you have to be married to get a HECM? 19:45 - What is capacity & willingness? 22:50 - Protecting mature Americans 24:30 - Eligible properties for HECM 25:00 - Who is an ideal candidate for a HECM loan? 27:47 - Tara's personal example of a reverse mortgage 30:54 - What is the principle limit? 32:05 - What is the difference between a HECM vs a FHA/VA loan? 33:45 - Tenure payment vs line of credit 35:56 - The "catch" to having a reverse mortgage 37:40 - Rebecca's closing

Special Guests: Tara Krieg - Senior Loan Officer at AmeriFirst Financial Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Follow us on Facebook & Instagram @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts! Don't forget to Like & Subscribe! 🙏

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Are we in a housing crisis?? Is our market still a seller's market or are we in a buyer's market now? Find the answers to these questions and more market stats in part 2 of last week's show! We are joined again by our expert guests Joe Smith of Epic Mortgage, Anthony Penna of Navi Title, and as always our host Rebecca Hidalgo Rains. They will be talking Cromford stats, and historical stats, and give some real-life examples of what is happening in our housing market RIGHT NOW!

Listen & Learn: 1:17 - Rebecca intro's Joe & Anthony 3:15 - What is Anthony's title company seeing right now? 5:28 - Rebecca's real-life example 7:58 - Joe's take on current list prices in the AZ market 8:42 - Rebecca's tips on getting top dollar for your home 12:00 - Anthony's chart on the housing crisis explained 14:25 - Experts don't believe the market is in a bubble 16:55 - Definition of Recession 17:20 - What is a housing correction and are we in one? 19:30 - Anthony's take on interest rates & where they are going 24:25 - Our current reality 26:21 - Anthony's quote on interest rates & home values 27:00 - Cromford report update 29:23 - Cromford chart on prices explained 31:15 - Sales per month chart 34:50 - Phoenix is a big city now 35:15 - Anthony's final thoughts 36:05 - Rebecca & Joe's final thoughts

Anthony Penna – Senior Vice President at Navi Title “There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of.” Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith – Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Follow us on Facebook & Instagram @GratefulHeart.Tv 😄 Listen 📻 to the full show anywhere you stream podcasts! Don't forget to Like & Subscribe! 🙏

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There are a lot of headlines out there causing fear and confusion😨, talking about how we are in a "recession" or about to be in a recession. Do you know what it actually means to be in a recession and what the signs are?📉 Well listen to today's show with our expert guests Joe Smith from Epic Mortgage, Anthony Penna from Navi Title, and of course our Host Rebecca Hidalgo Rains of Integrity All Stars to find out what exactly it means to be in a recession and what to expect for the future!🙌

1:10 - Rebecca intros Joe & Anthony 4:00 - Rebecca explains GDP 7:10 - 2 Stages of a market economy 8:28 - Joe's definition of a recession 11:30 - Important takeaway about Recession 12:05 - Why do the feds have to raise rates? 13:30 - Declining market economy chart 14:55 - Summary of why interest rates are going up 20:55 - What could the next 18 months look like? 22:30 - Why is gas cheaper in Payson than in the valley? 25:00 - Recession & its effects on jobs 27:40 - Gilbert, AZ is expanding 30:50 - AZ's economy is now considered a light industrial 32:00 - The #1 reason big companies are moving to AZ 33:28 - 5 of the fastest-growing cities in the U.S. 35:30 - A recession doesn't equal a housing crisis

Anthony Penna – Senior Vice President at Navi Title “There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of.” Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith – Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Follow us on Facebook & Instagram @GratefulHeart.Tv 😄 Listen 📻 to the full show anywhere you stream podcasts! Don't forget to Like & Subscribe! 🙏

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Third time’s the charm😉 - Here comes our third market update of the year! 🏠 With the constant changing rates and all the headlines of a coming “crash” we thought now would be a great time to review the stats 📈 and talk with some of our favorite experts in the field of Real Estate. As usual, Tara Krieg of AmeriFirst Financial, and Joe Smith of Epic Mortgage joined us in the studio while Anthony Penna of Navi Title joins this fun and insightful conversation remotely. Tune into today’s show to learn how the housing market affects single moms, what the anticipated interest rates are for the coming months, and the weighing reality on today's value of homeownership!

Wanna see the stats for yourself? Check out our blog post with all the data from today's show and more! https://integrityallstars.com/current-housing-market-stats-predictions/

Listen & Learn: 0:52 - Rebecca introduces Tara, Joe, and Anthony 1:11 - Recap of the previous market overview episodes 7:27 - “[Real estate market] won’t see huge gains for the rest of the year” 9:04 - Anthony and Tara on multiple offers and price increases 10:22 - Analysis of the big slow down in the real estates 12:06 - The advantage of buying 15:33 - Single moms are hit most in the mortgage business 17:57 - Arizona is having a California problem 20:58 - Wins for the real estate market 23:43 - What has happened over the past two years 25:00 - Cromford Market Index’s red flag warning 34:23 - Anthony on why the housing market is not a bubble ready to pop 39:03 - Tara and Joe on adjustable-rate mortgage (ARMs) 41:05 - On inflation and how a mortgage is not a challenge 42:40 - Equity harvesting amid the pandemic 43:53 - “It’s America. People love credit.” 45:40 - Homeownership being a hedge against inflation 47:25 - Percentage of institutional cash buyers in the Phoenix market 49:24 - Anthony’s myths on today’s housing market 51:38 - Buyers’ education and behavior on interest rates 53:58 - Joe’s prediction on interest rates in two months 54:48 - Tara’s insights on price reductions and interest rates 55:29 - Rebecca on buyer’s remorse and cancellations 56:07 - Anthony’s prediction on interest rates in two months 57:55 - Tara reiterates the need for education in real estates

Special Guests: Anthony Penna - Director of Sales & Marketing at Lawyers Title "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Senior Loan Officer at AmeriFirst Financial Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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If you recently bought a home🏠 and are thinking of moving before your two years then you NEED to watch this episode! Today we have expert Rick Wittstock in studio to educate us on 1031 Exchanges and Capital Gains Tax. 😬1031 Exchanges are one of the biggest kept secrets in real estate investing. Many investors use 1031 exchanges to save BIG 🤑 on taxes and so can you! Watch today's episode to learn exactly what requirements are needed to do a 1031 exchange, what capital gains tax is, and why you want to avoid it.🙅

Listen & Learn: 1:14 - Rebecca Intro's Rick 2:40 - Rebecca's example of capital gains tax 6:00 - Second homes & 1031 exchanges 8:15 - Requirments for a property to be used as 1031 exchange 9:00 - Real-life 1031 case scenario 10:15 - What are the rules for a 1031 exchange? 12:44 - The other caveat on 1031 exchanges 17:00 - Rick's company & website 18:00 - What is the Delaware Statue Trust? 19:30 - What is a Delaware Land Trust? 21:20 - Reverse 1031s & what that means 23:00 - The normal process of a 1031 exchange 24:55 - The Dream Home Act 28:28 - About Rick & how to contact him

Special Guest: Rick Wittstock - Vice President / Account Executive at IPX1031: With over 20 years in sales, business development, real estate and residential mortgages, Rick Wittstock brings a wealth of vast knowledge and experience to IPX1031. As Vice President and Account Executive for Investment Property Exchange Services, Inc., he offers 1031 continuing education classes throughout Arizona and New Mexico to investors, real estate agents/brokers, attorneys, accountants and financial planners. Rick’s expertise of 1031 Exchange rules, 1031 regulations and 1031 strategy, coupled with impeccable service allows him to efficiently and easily guide clients through a seamless tax deferred 1031 Exchange transaction. Rick holds a Business Management degree from Dalhousie University in Nova Scotia, Canada.

Phone: (602) 224-8818 Email: rick.wittstock@ipx1031.com Website: https://www.ipx1031.com/locations/name/rick-wittstock/

Listen 📻 to the full show anywhere you stream podcasts! If you enjoyed this show please Like💖, Subscribe & Rate⭐us!

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We are back with our 3 sponsors 😄 and expert guests Joe smith of Epic Mortgage, Tara Krieg of AmeriFirst Financial, and Anthony Penna of Navi Title. With interest rates rising📈, investors flooding the housing market, and the horrible conflict going on in Ukraine we needed to come back and discuss the impact it is having on our already crazy 🤯 market! We will also be covering some Cromford stats and what our predictions are for the rest of 2022 🏠 so tune in!

Listen & Learn: 1:00 - Rebecca Intro's Joe, Tara, & Anthony 3:00 - Top 20 sources in in-migration to metro Phoenix 6:50 - Average sales price in Maricopa County 7:30 - Recap of previous show predictions 11:29 - Joe's thoughts on the market today compared to Jan. 12:00 - Interest rate changes since Jan. 13:30 - What is stagflation? 15:00 - Anthony's thoughts on how the Russia conflict will impact our market 17:00 - Monthly Cromford stats 23:30 - Anthony's post about the change of home prices 25:40 - Homeownership is a hedge against inflation 30:00 - Home price forecast 2022 31:40 - Rebecca's predictions for the market going forward 35:00 - Joe's predictions for the market going forward 36:00 - Tara's predictions for the market going forward 38:15 - Anthony's predictions for the market going forward 39:30 - Rising rental prices in AZ

Special Guests: Anthony Penna – Director of Sales & Marketing at Lawyers Title “There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of.” Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith – Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg – Senior Loan Officer at AmeriFirst Financial Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage-related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Follow us on Facebook @GratefulHeart.Tv 😄 Listen to 🎧 the full show anywhere you stream podcasts!

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Cody Edner is an intuitive reader, healer, and medium with 35+ years of experience! At the young age of 14, Cody had his own spiritual awakening one day when his Aunt persuaded him into getting an energy reading. Since then, Cody began to study meditation and metaphysics deeply. Even today, he continues to explore, learn and teach about what it means to be psychic. Want to learn how to read energies and tap into your intuitive abilities? Then watch today's show!!

Listen & Learn: 1:00 - Rebecca intro's Cody 2:20 - Stroy of Cody's first energy reading 6:00 - How Cody developed his intuition 12:45 - Some of the services Cody offers 14:50 - Classes that Cody offers 16:50 - Topics that Cody covers in his classes/readings 18:10 - The different types of Clars & abilities 20:00 - What is Psychometry? 22:27 - Energy Matters podcast that Cody co-hosts with David 25:20 - The kind of meditation Cody teaches 27:00 - Cody's website & the FREE intuitive reading fair coming up 28:48 - Cody's final words of advice 30:14 - Rebecca's outro

Special Guest: Cody Edner - Spiritual Teacher, Reader and Healer: Cody Edner has been teaching meditation and intuitive awareness for over 30 years. He is the founder of IntuitiveVision.net, co-host of the Energy Matters podcast, and currently travels and teaches advanced intuitive training programs, workshops and seminars. Cody has done tens of thousands of energy readings & healings and taught thousands more to meditate and tap into their intuitive abilities. He is also the former director of the Berkeley Psychic Institute of Santa Rosa and Aesclepion Wellness Center.

Websites: https://www.intuitivevision.net/ & www.energymattersacademy.com Phone: 719-659-5961 Email: cody@intuitivevision.net

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With the rental market booming 💥 becoming a landlord seems like an easy way to make money💸 but CAREFUL managing your own property may be more of a headache than it's worth! Without an experienced property manager like Lindsay Baker by your side, you could be in a world of trouble. Lindsay has over 20 years of real estate and property management experience so she knows exactly what to look for when screening tenants and is up-to-date on all the current tenant-landlord laws.📜 Rental fraud is increasing which could lead to choosing tenants that provide false reference and proof of income, may not pay rent on time or at all, and could destroy your home! 😨 Listen to today's episode to learn what it means to be a landlord and check out Lindsay's website https://www.evolutionaz.net/ for more information on her and the services she offers!

Listen & Learn: 1:30 - Rebecca's Intros Lindsay 3:23 - Lindsay's website & contact info 4:10 - Phx population growth chart 5:05 - Rental rates increasing 6:10 - U.S. rental vacancy rate chart 7:30 - How Lindsay & other landlords review applications 8:57 - December 2021 rent stats 12:00 - Fraud in rentals 13:45 - What documentation you need for support animals 19:50 - The landlord protection act 20:46 - The most bizarre thing found in a home after eviction 23:16 - How property managers help protect landlords 25:30 - What is section 8 mean? 27:20 - Article on booming construction of single-family rentals 28:48 - Lindsay can help you & more on her website 30:17 - Lindsay's certifications 31:20 - Lindsay's words of wisdom 32:00 - Signs to look for that could mean a bad tenant

Special Guest: Lindsay Baker - Designated Broker, CRPM, MRP & Owner of Evolution Real Estate: With over twenty years of real estate related and property management experience, we can help you achieve your real estate goals. Evolution Real Estate uses innovative technology and proven strategies to efficiently manage our client’s properties. We connect qualified tenants with rental property owners for the mutual benefit of each. We are members of the National Association of Realtors (NAR), South East Valley Association of Realtors, Equal Housing, and the MLS.

Phone: (480) 648-5738 Email: evolutionpropertiesaz@gmail.com Website: https://www.evolutionaz.net/

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Today we have Lane Kawaoka owner of CrowdfundAloha.com, SimplePassiveCashflow.com, and ReiAloha.com. Not only is Lane the owner of these 3 amazing companies but Lane also owns 8000+ rental units🏠 and is the leader of “Hui Deal Pipeline Club” which has acquired over $1B+ dollars of real estate! 😲 Working as a high-paid professional in Corporate America and frustrated by the traditional wealth-building dogma, Lane was compelled to inspire and mentor other working professionals via his Top-50 Investing podcast at SimplePassiveCashflow.com. 🙌 On today's episode, we will dive into how Lane first started out and what steps he took to get to where he is today! Listen & Learn: 1:55 - Rebecca intros Lane 3:00 - Why Lane decided to rent his 1st house 6:45 - How Lane started with his rentals 8:00 - How did Lane scale his rental business? 11:00 - Do your investors use Roth IRAs to invest? 13:20 - Lane's theory of buying in red states 18:05 - Map of Lane's properties in AZ 19:46 - Do you build complexes? 20:39 - Lane's book "Simple Passive Cash Flow" 24:20 - How Lane went from single-family to apartment complexes 27:40 - What Lane looks for in a property when investing 31:50 - Has covid affected your business? 34:20 - Why Lane doesn't like high-end/luxury properties 35:42 - Lane's website and linktree 37:30 - What Lane recommends for new investors 39:13 - What to stay away from when investing Special Guest: Lane Kawaoke: Lane has been investing for over a decade and now controls 8,000+ units. As the owner of CrowdfundAloha.com, SimplePassiveCashflow.com, and ReiAloha.com, Lane is responsible for finding investment opportunities, analysis, and marketing. Mr. Kawaoka obtained a BS in Industrial Engineer and MS in Civil Engineering and Construction Management from the University of Washington. In addition to an analytical engineering background, Lane has real-world experience in working as a project manager for over $250 million dollars of capital construction projects in both the public and private sector. Working as a high-paid professional in Corporate America and frustrated by the traditional wealth-building dogma, Lane was compelled to inspire and mentor other working professionals via his Top-50 Investing podcast at SimplePassiveCashflow.com. Email: lane@simplepassivecashflow.com Website: http://www.simplepassivecashflow.com/

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Today we have the one and only Mary Nollenberger, Senior Vice President at Orion Investment Real Estate! Mary has been working in commercial real estate for over 20 years and has won numerous awards for her outstanding performance. Mary knows her stuff when it comes to helping businesses find the absolute best location to open shop and plays a vital role in lease negotiations. If you are planning on opening a new business soon, Mary is definitely the person to talk to! Listen and learn: 2:00 - Rebecca intro's Mary 4:40 - How is the commercial side of real estate going? 6:00 - Economic forecasts for AZ 9:55 - Comparing to the residential world 12:00 - Awards Mary has won 15:00 - What's happening to brick & mortar shops? 18:30 - Misty's donuts and what Mary does for businesses 20:55 - Some of the new tech Mary's company uses 23:00 - Is it as competitive as residents in commercial? 25:20 - Mary's story on commercial leasing 26:50 - Cromford chart on stats 27:50 - What are lease escalation limitations? 32:24 - Hot commercial business categories 33:10 - Most exciting new business concept 35:40 - Mary's words of wisdom 37:00 - Mary's charity that is close to her heart 39:50 - How to get ahold of Mary Special Guests: Mary Nollenberger - Senior Vice President at Orion Investment Real Estate Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the years for being an influencer in the Commercial Real Estate industry. Phone: 480-748-8266 Email: mary.nollenberger@orionprop.com Website: http://www.orionprop.com/ Follow us on Facebook @GratefulHeart.Tv 😄 Listen 🎧 to the full show anywhere you stream podcasts!

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Today on our show we have the remarkable Cori Roberts!🙌 Cori is a Quantum Therapist, Hypnotherapist, Life Coach, Detox Specialist, and so much MORE! Cori has been on our show in the past to share with us her Hypnotherapy skills and to talk about how she helped stage 4 cancer patients shrink their tumors with her therapy sessions! Cori is an absolutely amazing human being who has a gift for healing. Tune into today's show to learn what exactly a Quantum Therapist is and what other services Cori offers to her clients!

Listen and learn: 1:14 - Rebecca intros Cori Roberts 2:13 - What is a Quantum Therapist 4:16 - What kind of people come to see you? 6:50 - Do you incorporate other modalities into your sessions? 9:05 - What is Crystaline healing? 12:00 - More about Crystaline healing 15:17 - Rebecca's experience with Cori 20:30 - What is dead water? 21:09 - What is live water and how does that affect us? 22:25 - Japanese Scientist Masaru Emoto and his discovery 27:30 - Ready to meditate? 29:45 - How hypnotherapy helps chronic illness 30:50 - The time Cori worked with stage 4 cancer patients 33:00 - Cori's website 35:30 - Who is Dolores Cannon? 41:00 - Recommend books by Dolores Cannon 42:00 - How did Cori take the plunge from traditional to alternative therapy? 42:30 - How to increase cellular vibrancy 46:45 - Get a free 15min consult with Cori

Special Guests: Cori Roberts - Mind Body Specialist: I am an artist, music lover and passionate about eating clean and vibrant foods. I pride and celebrate myself in being exactly who I am. Often people might see me as younger in nature, that’s because I am! I have been detoxing, meditating and living my best life for almost 15 years. I have learned a tremendous amount about myself through unwinding social pressures, emotional disturbance, physical illnesses, etc…. By doing so, I have uncovered the REAL me and brought about my purpose and gifts. My unique gifts of being a medical intuitive, hypnotherapist, detox specialist, mom of 3 and a professional photographer gives me a unique look at life. I believe that we are all here to find ourselves again. Our authentic selves. And when we do, there is no greater gift.

Website: www.coriroberts.com Email: info@coriroberts.com Phone: 480-330-4577 Instagram: Words2Wellness

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Did you know if you own more than $100,000 of equity in real estate or more than $75,000 of personal property and you pass away your loved ones now have to go to probate court to get what is rightfully theirs? This process can be extremely difficult, stressful, and could cost your loved ones MORE in legal fees than it would have cost to just set up a trust beforehand. I know most of us don't like to think about these things and push them off but it is good to be prepared so that our loved ones don't face the consequences of our procrastination in the end. That is why we have "Rising Star" Attorney Lucas Frei in studio to talk about, probate, taxes, estate planning, and most importantly TRUSTS. Watch today's episode to learn more and be sure to check out the Citadel law firm's website for TONS of helpful tools and to schedule your FREE consultation with Lucas!

Listen & Learn: 1:00 - Rebecca intros Lucas Frei 2:29 - What does it mean to be a "Rising Star" Attorney 4:30 - How Lucas is different from other Attorneys 6:30 - What is a trust? 10:10 - Examples of the need for a trust 11:15 - What is Probate? 13:40 - Protection from incapacity 19:43 - Planning for your children/next of kin 20:43 - What is a beneficiary asset protection trust? 24:15 - Taxes: controversy & resolution 26:05 - Why now is the worst time to be in tax trouble 27:30 - Citadel law firm website & scheduling a consultation with Lucas 29:45 - Citadel closing letter & homework 31:50 - The lifetime service Lucas provides for his clients 32:33 - Lucas' final thoughts

Special Guests: Lucas Frei, J.D., LL.M. - Estate Planning Attorney, Tax Attorney, and Probate Lawyer

I graduated from the Arizona State University Sandra Day O’Connor College of Law in 2014. I then had the opportunity to attend the University of Denver and received an advanced degree in the laws of taxation (LL.M.). This intensive program required that I take one extra year of law classes, all in taxation. During this time, I was fortunate enough to work at several small law firms in the Denver area. Upon graduating from the University of Denver, I immediately began work at a large law firm in Colorado, eventually being promoted to lead tax attorney in charge of tax planning, estate planning, and tax litigation.

After many years serving the Denver area, I moved back to Arizona in 2021 and have now joined the Citadel Law Firm. I chose Citadel as we share the same values and approach to the practice of law. We treat clients with respect and pride ourselves on customer service. We believe in a straightforward, honest, and transparent approach to the practice of law. If I can’t help you or if you would be better served by hiring a different attorney, you will hear it from me first. Your trust is of the utmost importance to me.

I utilize my customer service background from my days as a business owner and restaurant manager, coupled with my legal experience stemming from having worked hundreds of cases, to ensure that my clients receive the best possible legal service. It is for these reasons that I was chosen as an Arizona Super Lawyer Rising Star for 2022, a peer given distinction provided to less than 2.5% of attorneys.

While the majority of my legal experience is in tax planning, estate planning, and tax litigation, I have also been involved in business, criminal, immigration, personal injury, and family law matters.

Phone: (480) 565-8020 Email: contact@clfusa.com Website: www.clfusa.com

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Happy 2022!!🎉 We are kicking the 1st episode of the year off with our 3 AMAZING sponsors and expert guests Joe smith of Epic Mortgage, Tara Krieg of AmeriFirst Financial, and Anthony Penna of Navi Title. With this panel of guests, how could we not talk about the market and interest rates?? On today's show we will cover current Cromford market stats, what the housing market looks like now, and our predictions for mortgage/housing rates for 2022!

Listen & Learn 1:30 - Rebecca intros Joe, Anthony, & Tara 3:55 - Cromford report stats - today vs last year 7:20 - Rebecca's real-life example of the current market 10:49 - Anthony's real-life example of the current market 11:47 - Tara's real-life example of the current market 19:03 - Tara's chart on 2nd homes 22:44 - Creating a sense of urgency 23:30 - Are interest rates going up?? 25:30 - Anthony's stats on interest rates 26:26 - Joe's thoughts on mortgage rates 28:49 - Cromford demand index 29:30 - Anthony's PowerPoint on 2022 market forecast 31:45 - The cost of waiting to buy 36:41 - Is rent increasing? 46:11 - Tara's predictions for 2022 47:00 - Joe's predictions for 2022 47:32 - Anthony's predictions for 2022 47:50 - Rebecca's predictions for 2022 52:49 - Joe's professional outfit

Special Guests: Anthony Penna - Director of Sales & Marketing at Lawyers Title "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Tara Krieg - Senior Loan Officer at AmeriFirst Financial Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years' experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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Today we have the CEO Anna Cheniuntai of Apis Cor, a leader in the 3D Printing world, in-studio to discuss all things 3D Printing including Frank, the robot who can 3D print an entire house in a matter of 40 hours! Anna will cover how exactly they are printing these homes and what kind of material they use. If this sounds like something straight out of a sci-fi movie just wait because not only does Apis Cor print here on earth but they are working on 3D printing on Mars & the Moon! Watch today's episode to learn more about this groundbreaking technology and Anna the brilliant woman behind the machine!

Listen & Learn: 1:48 - Rebecca Intro's Anna 3:50 - 3D Printing vs regular construction 6:20 - 3D Printing on the Moon & Mars?? 8:34 - The Material they use to print houses 11:00 - Is a 3D Printer able to build the type of homes we live in now? 13:09 - Do you need wood at all when printing a house? 15:45 - By 2040 we will need to build as many houses as the previous 2000 years 17:05 - Who are the customers of Apis Cor? 23:22 - What is Sealegacy? 27:48 - Do you need insulation for your printed houses? 29:30 - How much does it cost to build a 3D house? 31:45 - Meet Frank and his family (3D Printers) 34:50 - How to reserve a Frank for yourself 39:55 - How does this new technology change the construction industry?41:25 - Would FHA loan on a 3D Printed house? 47:19 - How to connect with Apis Cor

Special Guests: Anna Cheniuntai - Founder & CEO of Apis Cor Anna studied space physics in college and at age 22, Managed a $6M Olympic Game project. Today Anna is the CEO of Apis-Cor –The 3D printing company that’s printing homes on Earth today and soon on Mars and the Moon! Apis Cor is NASA awarded company doing disruptive concrete 3D printing robots. 3D printing technology allows to build faster and cheaper making affordable housing truly accessible.

Email: general@apis-cor.com Website: www.apis-cor.com Facebook: www.facebook.com/apiscor3d Instagram: @apiscor3d

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We have interviewed a lot of people on this show but Ethan Delahunty has to be one of the most driven thus far! Ethan is a young entrepreneur fresh out of college and has managed to make a name for himself in the Moving/Junk Hauling world. Ethan aka the "Junk Man"💪 is the Director of M3 Junk Removal and he truly has a passion for what he does! More than just junk removal Ethan has created a moving company that can do it all and on top of that, he strives to give back to his community and planet.🌎 At M3 Junk Removal, they work hard to keep unnecessary "junk" from going into our landfills!🙌 Watch today's episode to find out how Ethan got to where he is today and what all M3 Junk Removal/Muscular Moving Men can do for you!😄

Listen & Learn: 3:40 - Rebecca intro's Ethan 7:16 - How did you get into the junk/moving business? 14:00 - How Ethan's company assess moving situations 19:00 - Ethan's Trendsetter article & news segment 21:20 - What are you finding that is recyclable? 25:52 - What items do you not accept? 27:00 - What does a typical job look like? 28:18 - Does your company handle cross-state moves? Vehicles? 30:37 - Ethan's favorite charities 34:39 - How to contact Ethan 35:15 - Final thoughts

Special Guests: Ethan Delahunty - Director of M3 Junk Removal I left a successful career with one of the best privately owned junk removal companies on the east coast to pursue my dream of managing my very own junk removal business. In the junk removal industry, I have the experience of truck driving/hauling all the way to developing new business. This has provided me with extensive knowledge of both operations and creating an amazing client experience. I pride myself in the ability to provide a “wow” experience in the area of removing someone’s unwanted items or junk. My goal is to utilize my knowledge from one of the country’s largest junk removal markets and bring it to Phoenix, Arizona. In this market, I will reinvent the process of traditional junk hauling through providing larger capacity and a one-of-a-kind donation process for my clients.

Phone: 703-623-5840 Email: ethan@m3junkremoval.com Website: www.m3junkremoval.com Facebook: www.facebook.com/m3junkremoval/ Instagram: @M3junkremoval

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In today's show, we are focusing on the housing market and what is to come in 2022. We have the wonderful Anthony Penna from Navi Title joining us along with expert Mortgage Broker Joseph Smith from Epic Mortgage. There is so much misinformation out there and as Anthony says "headlines do more to TERRIFY than CLARIFY" so we are here to clarify and go over the real stats for our current market. Find out if it's a good time to buy, if it's still a seller's market, and what our predictions are for real estate in 2022.

Listen & Learn: 1:30 - Rebecca intros Joe & Anthony 3:50 - The important points on the Cromford Report 6:11 - Do you need to update your hazard insurance? 9:51 - What Navi Title does for their customers 11:45 - The IBuyer chart and their downfall 16:45 - Anthony's ShowingTime index chart explained 22:07 - Important facts you should know 24:23 - Foreclosures are shooting up?? - Debunked! 28:09 - Mortgage originations will drop 33% in 2022 - Debunked! 33:00 - Joe's financial advice on leveraging your home equity 34:30 - Do you think now is a good time to buy? 36:50 - Taking headlines out of context 39:11 - Average equity growth 41:19 - Mortgage rate projections 43:00 - Average annual 30-year mortgage rate 44:31 - The cost of waiting to buy: 2021 vs 2022 45:10 - Home price forecasts 2022 49:18 - Final takeaways for today's show

Special Guests: Anthony Penna - Senior Vice President at Navi Title Agency "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of." Navi Title Agency is an Arizona-based full-service title agency. They offer competitive escrow and title solutions complemented by a strong tradition of grassroots standards.

Phone: 602-510-8848 Email: apenna@navititle.com Website: www.navititle.com/

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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On today's show, we are talking about President Biden's new tax laws and what that will mean for all of us going forward.📈 We have tax expert Randy Detherage and one of our favorite mortgage brokers, Joe Smith, in the studio to help explain what is going to change. Will capital gain and income tax go up?😬 Watch today's episode to find out! We will also learn about the AMAZING Scott Detherage Foundation and how you can help disadvantaged students (right here in Chandler, Arizona) go to college!📚 Learn more: https://scottdetheragefoundation.com/

Listen & Learn: 2:20 - The Scott Detherage Foundation 4:48 - Facebook post about tax knowledge 7:05 - Randy explains the new capital gains tax 9:07 - Tax scenario example 12:05 - President Biden's tax plan 13:35 - What Joe's seeing pertaining to these new tax laws 18:00 - President Biden's new tax percentages 20:58 - Map of capital gains tax 22:50 - What happens when capital gains tax goes up? 23:48 - Teaser of next week's show 24:25 - Randy's final thoughts 25:50 - How to get ahold of Randy

Special Guests: Randy Detherage - Owner/CPA of J.A. Hondorp CPA Ltd. & President of Scott Detherage Foundation Randy is our go-to guy when it comes to taxes! He has been in the tax industry for over 20 years and currently is the owner of J.A. Hondorp CPA Ltd.

Randy Detherage - J.A. Hondorp CPA Ltd. Phone: 480-755-0701 Email: randy@jahondorpcpa.com

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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In today's episode, we have the inspirational Kathleen Thoren on to talk about how she got into her work as a Counselor & Minister and how her strategies are helping change lives! Kathleen is a very interesting woman who has been through a lot in her life. But, those past experiences have helped how she approaches client care today. Kathleen believes that self-sabotage is not real, at least not in the way that we may think. Watch today's show to find out what exactly we mean by that and how her strategies can help lead you to a more fulfilling and satisfying life.😊

Listen & Learn: 1:40 - Rebecca Intro's Kathleen 5:25 - Self sabotage and Kathleen's experience 8:03 - Kathleen's family history 10:55 - How Kathleen found her religion 18:00 - The Engaged Living Experience 21:28 - The root reason behind negative patterns 22:43 - Being an adult and having freedom to choose 24:12 - Kathleen's mission 25:00 - What Kathleen is all about & her experience 27:28 - What a certified laugh leader 30:45 - Kathleen's Facebook page 31:24 - What clients say about Kathleen 32:28 - Letter to Kathleen & how she changed someone's life

Special Guest: Kathleen Thoren - Master's in Counseling & Ministry: Kathleen is the catalyst for personal development to transform ones life so they can experience a more fulfilled life and satisfying healthy relationships with themselves, others, and God. Kathleen Founded Enrich Relationships, Inc. an AZ non-profit serving trauma victims, domestic violence victims, foster children, & veterans. She also Founded KAT Ministries, Inc. a CA non-profit organization helping individuals affected by trauma, abuse, and deprivation. Some other fun facts about Kathleen is she was a vocalist & counselor for the Indy Car Racing Circuit. She served and lived as a missionary in Central America, Mexico, China, Peru, Bolivia, and San Diego’s inner city. She has held leadership positions specializing in organizational leadership for corporations, churches, and non-profit organizations and has managed multimillion-dollar programs at the City of Phoenix Sky Harbor International Airport.

Phone: 602-315-5997 Email: kathleen.thoren@gmail.com Website: www.thorengroup.com

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Today's episode is all about the importance of self empowerment and how something as simple as a photoshoot can truly make one's self-worth skyrocket. We are joined in studio by Denise Nicole who is a Boudoir photographer here in Phoenix and the inspirational Veronica Barragan from the Sovereign Woman Academy. Denise has been in photographer since 2003 but has really found her passion to be in Boudoir photography because of her drive to help women feel beautiful, loved, worthy, and empowered. Denise has such a drive to help others that she is starting a non-profit and a community on Facebook to uplift and encourage each other. Watch or listen to today's show to learn how you or someone you love could win a FREE BOUDOIR SHOOT ($425 value) with the fabulous Denise!

Listen & Learn: 1:15 - Rebecca Intro's Denise 3:15 - Denise's client Adrian Video 5:30 - Adrian's experience w/ Denise 10:36 - Denise's story 11:36 - How Denise started w/ Boudoir Photography 14:40 - The client that changed Denise's way of photographing 21:45 - Denise's personal story & being empowered vs power 25:10 - Intro Veronica Barragan 27:33 - How Denise & Veronica met 28:50 - Denise's non-profit 29:25 - Want a free Boudoir shoot? 30:00 - Veronica's thoughts on Denise's services 33:25 - How to find Veronica & her services she offers 36:30 - Denise's services & non-profit info 38:40 - How to find Denise

Special Guest: Denise Nicole - Professional Photographer: Phoenix boudoir photographer, Denise Nicole, is one of the most experienced boudoir photographers in Phoenix, Scottsdale, and Gilbert. With over a decade of empowering women and teaching them about self love through the power of boudoir photography, Denise Nicole has seen great success in the boudoir photography industry. If you are looking for the best boudoir photographer in Phoenix, Scottsdale, or Gilbert, AZ look no further than Denise Nicole Photography. A Phoenix boudoir photography experience unlike any other!

Phone: 623-341-4770 Email: Denise@denisenicolephotography.com Website: www.denisenicolephotography.com/

Veronica Barragan - aka Joti Radjeep Kaur - Owner of Satori Wellness & The #SovereignWoman Academy: I left a lucrative business of 15 years as A Real Estate Broker and Business Coach to hundreds of Entrepreneurs, to follow my Dharmic Path of helping others take their Sovereignty back holistically healing body, mind, and Spirit and aligning with their business in order to create a Legacy in this lifetime.

Website: https://linktr.ee/veronicabarraganiam

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It seems like the housing market today is fickle and appraisals are everything! A bad or delayed appraisal can mean the difference of winning or losing on your dream home.😲 We are in studio today with one of our favorite lenders Tara Krieg from AmeriFrist, her CEO Eric Bowlby, and Jay Joseph Owner of JAG Appraisals, to get to the bottom of these appraisal issues we are currently dealing with. We will also cover some amazing programs that AmeriFirst is offering sellers and buyers to be more competitive in today's market.🏡 Tune in to find out about our current market & so much more!🙌

Listen & Learn: 2:00 - Rebecca Intros Tara & Eric 6:50 - AmeriFirst home trade-in program 9:00 - Example of IBuyer vs Traditional Listing 11:30 - Other home buying programs AmeriFirst offers 16:50 - What Rebecca & Tara are seeing w/the housing market 18:13 - Is buyer demand starting to soften? 21:00 - Renting in the current market 23:00 - Where rates are today vs 40 years ago 25:30 - Jay Joseph Intro 27:30 - Rebecca's story of recent appraisal issues 30:40 - Who is policing appraisers? 32:00 - Jay's stats on appraiser & appraisals 34:00 - What it takes to become an appraiser 40:30 - How are appraisals effecting lenders & their clients 45:00 - IBuyers & Eric's last thoughts 47:30 - Rebecca & Tara's final thoughts on the current market

Special Guests: Tara Krieg - Senior Loan Officer at AmeriFirst Financial: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Eric Bowlby - Chief Executive Officer at AmeriFirst Financial

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Jay Josephs - Owner of Josephs Appraisal Group & JAG Educational Systems: Jay Josephs is the Founder and President of Josephs Appraisal Group and has been appraising homes for nearly 20 years. Jay is also a state certified real estate instructor and has been certified for expert witness testimony. Jay is a Certified Residential Appraiser, Valuation of Green Sustainable Buildings Certified and is a licensed real estate broker in Arizona as well.

Phone: 602-955-4050 Email: orders@jaginc.net Website: www.josephsappraisalgroup.com

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Jillian had dreams of financial freedom and being able to travel the world 🌎 but with $55,000 dollars of debt that was not looking too promising. 15 years later Jillian has mastered the art of finances, became a millionaire 🤑, and is helping others do the same! Most recently Jillian wrote a book called "Fire The Haters", which is a guide for entrepreneurs wanting to make an online presence. It has gotten many praises from online reviews and is a key tool any entrepreneur should have!🔥 Jillian has many courses, articles, one on one trainings, events and even has a podcast called “Everyday Courage with Jillian Johnsrud". Check out Jillian's website for more info and how to pre-order her book for those bonus giveaways!🙌

Listen & Learn: 1:10 - Jillian's intro video clip 5:11 - Rebecca introduces Jillian 8:00 - What got Jillian to financial freedom 11:00 - How Jillian started out with finances 13:00 - How Jillian's program compares to Dave Ramsey's 17:00 - Jillian's Insta post about her book & pre-order bonuses 19:45 - Jillian's tips for how to act online 20:50 - How Jillian came up with her book title 26:45 - Jillian's story continued 28:45 - What "Failing Well" means 32:00 - Why clarity is kind & honesty creates trust 34:20 - Why is it so hard to be misunderstood 37:00 - The imposter syndrome explained 39:30 - You are not your work 42:00 - Cancel culture real definition 44:30 - Jillian's charity work 45:00 - How to get ahold of Jillian & what services she offers 49:40 - Looking for approval with family & friends 50:45 - Jillian's final thoughts

Special Guest Jillian Johnsrud - Writer, Speaker, Coach Fifteen years ago when Adam and I were married, we had $55,000 in debt (credit card, student loans, and medical debt). We also had big dreams. We wanted to take mini-retirements. We wanted to travel the world. And we wanted to adopt. We wanted financial freedom: to never worry about having the money to put food on the table or pay the bills again. I grew up poor, and never ever wanted to feel that way again. In the last 15 years, we paid off all our debt, traveled to 27 counties, lived abroad for 4 years, took 5 mini-retirements, adopted 4 kids (plus had 2 biological kids!). We paid cash for our very first home and bought 2 rental properties that we fixed up ourselves. We have served on boards of nonprofits, mentored kids from tough situations, and volunteered in all sorts of roles. At 32, I became financially independent. Now it’s my mission to help others build a life that perfectly lines up with their values, passion and purpose.

Phone: (406) 890-9581 Email: jillianjohnsrud@gmail.com Website: https://www.jillianjohnsrud.com/

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"Buyers decide within 8 seconds whether they are interested in your home" - Barbara Corcoran.😲 This is why staging can make or break a home sale. Our friend Talia, owner of Spice Up Your Home - Furniture & Staging, is on with us today to talk about her services and how her staging has helped many people sell their homes.🏡 78% of homes will sell faster and for more money if they are staged! We have used Talia's staging services for many of our listings and I can tell you first hand how much of a difference it has made.🙌 Watch till the end to find out about the current market stats📉 and why sellers might want to look into staging if they are going to be listing!

Listen & Learn: 1:30 - Rebecca introduces Talia Stennett 3:30 - Virtual staging vs real staging 5:00 - Stats on staging 6:30 - Services that Talia's company offers 8:00 - Rebecca's story of staging a clients home 8:45 - Talia's staging experience 10:45 - Talia's store Spice Up Your Home 12:00 - Styles for your home that are in right now 15:25 - Examples of listings that Talia's staging has helped sell 19:35 - How Covid is affecting furniture costs 22:25 - If someone wants staging but has a house full of furniture? 28:00 - Current market stats 31:11 - Cromford market index explained

Special Guest Talia Stennett - Founder of Spice Up Your Home: After working as a real estate agent for 14 years, Talia found that home staging made a huge difference in her home sales. In June 2018, Talia decided to open her very own home staging and furniture store called Spice Up Your Home in Chandler, Arizona. Since then business has grown and many sellers/homeowners have come to realize how important staging is.

Phone: (480) 848-5997 Email: info@spiceupyourhome.com Website: https://spiceupyourhome.com/ Address: 4140 S Arizona Ave, Chandler, AZ 85248

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If you've ever wondered how the wealthy stay wealthy and how they seem to avoid major taxes🤔 well then watch today's show to find out! We have the inspiring Daniel Blue on to discuss how he went from being an addict and hitting rock bottom to owning his own successful business!🙌 Daniel has overcome a lot in his life and learned many important lessons along the way and today he is sharing his knowledge with others to help them achieve the same results. Daniel is a strong believer in investing in oneself and that there are strategies to create and grow wealth just like the top 1%. From today's show you'll learn the difference between a sole 401k vs a self-directed IRA and how to only be taxed on your "seed" not your whole "harvest" when it comes to your savings!💸

Listen & Learn: 2:00 - Rebecca introduces Daniel Blue 4:00 - More about Daniel Blue 7:00 - Do you want a job or a business? 8:50 - What Daniel overcame to be where he is today 11:15 - How Daniel got sober 14:56 - What happened once Daniel moved to Vegas 20:00 - What Daniel means by "going all in" 23:00 - Daniel's website 25:00 - What is the difference between a sole 401k and a self-directed IRA? 31:00 - What does pre-tax 401k or tax deferred IRA mean? 32:30 - Daniel's podcast "How Winners Win" 34:45 - Daniel's business Quest Education 36:50 - Daniel's recommendations for online presences 39:30 - Daniel's book that is currently beating Dave Ramsey's on Amazon 43:30 - How to contact Daniel

Special Guest Daniel Blue - Entrepreneur, Podcaster, Best-Selling Author, & Speaker: Daniel is a regular contributor to Forbes.com and is the owner of Quest Education, a company that helps entrepreneurs obtain capital for their companies, pay off high interest debt and make money tax free using a self directed retirement account. Under Daniel's leadership, Quest Education has reached the seven figure mark two years in a row and has customers in all fifty states. His story is unique in the sense he had a daughter when he was 19 years old and overcame addiction to Oxycontin at 20 years old. Those two life changing moments helped shape Daniel into the man he is today.

Phone: 702-843-5430 Email: daniel@yourquest.com Websites: www.danielblue.me/ and https://yourquest.com/

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On Today's show we have the legendary Fred Haywood! From growing up on the small tropical island of Maui to becoming a champion in the water Fred's story is truly inspiring. Fred Haywood pioneered the sport of windsurfing, in high school won the title of fastest backstroke in America, swam and surfed with many Olympic medalist and amidst it all still learned how to move out of judgement and into curiosity. On top of ALL that Fred has been in the Hawaii Real Estate Business for 48 years! Fred is really someone we can all learn from so make sure you don't miss today's episode!

Listen & Learn: 1:40 - Rebecca introduces Fred Haywood 4:04 - Fred's background growing up in Maui 8:00 - Fred's achievements 11:00 - Move out of judgement and into curiosity 18:50 - Fred's pivotal moment with Mark Spitz dad 21:40 - Fred's story about competing at nationals 24:00 - Fred's lesson in humility 25:15 - Fred's slideshow explained 28:10 - How Fred got into speed sailing 30:04 - What the Star Power Club is 33:00 - Hawaii real estate market update 34:50 - What is an NGO & the charity called Pixlbank 38:15 - Fred Haywood's book "Racing With Aloha"

Special Guest: Fred Haywood - Broker/Realtor, Record Breaking Swimmer, & World Famous Windsurfer Fred is an icon of windsurfing, but few know he is also an Olympic contender who swam a record-breaking backstroke alongside his friend Mark Spitz. In Fred's book RACING WITH ALOHA, he shares how, before he discovered speed sailing, he surfed with the likes of Gerry Lopez, exploring exotic undiscovered surf spots around the world. Only his friends know how deeply growing up on the island of Maui influenced Fred to carry his success with humility and generosity.

Phone: (808) 579-8848 Email: Fred@RacingWithAloha.com Websites: www.racingwithaloha.com/ & www.mauihomes.net/

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The tides are changing when it comes to the real estate market! Homes seem to be sitting a little longer on the market and for the moment prices seem to have stopped rising. We have our two expert guests Joe Smith from Epic Mortgage and Anthony Penna from Lawyers Title on to discuss some of these changes. Could this be another real estate bubble waiting to pop? Or are the headlines doing more to scare than educate? Tune into today's show to find out the REAL market stats and what is to come!

Listen & Learn: 2:15 - Joe & Anthony touch on interest rates 4:00 - Top 10 cities with the most appreciation 6:50 - August's Cromford Report explained 10:20 - Rebecca's market predictions 13:00 - Active listing chart explained 15:30 - The perfect storm for buyers right now 19:30 - Are we hitting the ceiling for home prices? 21:40 - Today's rates & refinancing benefits 24:00 - Anthony's PowerPoint on the housing bubble 27:00 - Less irresponsible cash-out refinances 29:20 - American home equity skyrocketed 31:40 - Main driver of the housing shortfall 33:40 - Forbearance & Today's market 38:00 - Ivy Zelman one of the top real estate economist & her thoughts on foreclosures 39:40 - This time last year versus now 41:00 - Real estate & the current economy 43:15 Anthony & Joe's final thoughts

Special Guests: Anthony Penna - Director of Sales & Marketing at Lawyers Title "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of both as a former sales executive of 15 years and now in my current position since 2014. I love what I do at Lawyers Title." As the highest ranked company in title insurance (proudly ranked 293 on the Fortune 500 list), Lawyers Title is the leading resource for all title, escrow, and marketing needs in the real estate industry.

Phone: 602-510-8848 Email: apenna@ltic.com Website: www.lawyerstitlearizona.com

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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Today's Show: Ever heard of Centering Prayer?🙏 We hadn't till we read Dr. Brian Russell's book and now we are hooked! Dr. Brian Russell is an Ordained Pastor, Author, award winning Professor of Biblical studies, Founder of Deep Dive Spirituality a coaching program for pastors and spiritual leaders, AND our amazing guest for today's show!😄 On the show Brian shares his story, what brought him to where he is today, and his centering prayer techniques. You won't want to miss this show!

Listen & Learn: 2:40 - Rebecca Introduces Brian Russell 3:50 - What does centering prayer mean 6:07 - Rebecca's Instagram post explained 7:30 - What lead Brian down the path of spirituality 15:00 - Chapter 10 of Brian's book explained - the great commandments & 4 loves 19:00 - Loving ourselves for God's sake and what that entails 25:30 - Centering prayer vs. meditation 27:45 - The process of centering prayer 30:23 - Brian's journaling practice 32:30 - What Brian recommends for your own journaling practice 36:30 - Brian's definition of the "unholy trinity" 41:35 - How to get ahold of Brian 42:20 - Brian's charity "Hope" and what they do 45:00 - How would you like your story to end

Special Guest: Dr. Brian Russell (Ph.D.):  Dr. Brian Russell is an Author, Ordained Pastor, an award winning Professor of Biblical studies, and Founder of Deep Dive Spirituality a coaching program for pastors and spiritual leaders interested in deepening their spiritual formation for authentic Christian living and mission in the world.

Phone: (407) 403-3741 Email: deepdivespirituality@gmail.com Website: https://linktr.ee/briandrussell

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This show is all about learning how to live life as your most authentic self. Our inspiring guest Christian De La Huerta has learned himself what it means to live as your authentic self and how that is truly the key to one's happiness. Christian is an award-winning author, TEDx speaker, respected teacher and leader in the field of breathwork, self-development and personal transformation for over 30 years.

Listen & Learn: 1:30 - Christian's Intro 5:00 - Where Christian grew up 9:30 - Cost of selling out on your power 12:30 - Christian's Ted Talk 17:51 - What awoke Christian to helping others 20:06 - What age did you find this desire to help others 25:35 - Rebecca's nephew's story 29:20 - Christian's take on religion, LGBTQ, & self acceptance 32:30 - Christian's other books 36:00 - Christian's definition of courage 38:25 - Christian's message about women empowerment 40:55 - The bias on how men & women "should act" 44:35 - It's all about authentic self-expression 46:10 - Christian's other offerings

Special Guest: Christian De La Huerta - Personal Transformation Coach Christian de la Huerta is an award winning author, TEDx Speaker, respected spiritual teacher, sought-after retreat facilitator and founder of Soulful Power. Offering transformational retreats and workshops awakening participants to their deeper sense of purpose, empowering radical internal and external shifts. Christian says, “when participants can uncover and overcome long held fears that hold them back, this is when they begin to experience the true joy and fulfillment of living on purpose, which also allows them to become catalysts for our planet’s spiritual and cultural evolution.”

Phone: (877) 773-7557 Email: Help@SoulfulPower.com Website: https://soulfulpower.com/

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The remarkable Jason Zuk has joined us again on this week's show to expand on psychic abilities/intuition, crystals, AND do a reading for our Host Rebecca Rains! Jason is truly an amazing person with many different talents, Psychic Medium, Lawyer, & Podcast Host to name a few! Check out where Jason gets his crystal collection from https://www.royalsuzie.com/ and if you like this video take a look at Jason's channel https://www.dsocialpsychicradio.com/episodes for more!

Listen to today’s show and learn: 2:00 - Rebecca's Introduces Jason 2:45 - How Jason connects during readings 4:00 - Different forms of intuitive abilities and time 6:30 - Jason reads Rebecca 17:36 - Jason's predictions for Rebecca in 2022 19:00 - Rebecca's message from her dream 23:00 - When you cross over 24:20- Rebecca's ghost hunting tour story 27:50 - Jason's final words of wisdom

Special Guest: Jason M. Ciofalo a/k/a Jason Zuk - The Social Psychic & Lawyer: Jason is has been a licensed Attorney since 2001 and a psychic medium since 2004. Jason adopted the pseudonym "Jason Zuk" in honor of his grandfather whose death inspired him on his spiritual path. When Jason's grandfather passed away in August 2004, he developed his intuitive abilities and realized that he possesses the ability to communicate with the other side. Since that time, Jason has read for hundreds of people and he has learned that our deceased loved ones tend to remain with us after they cross over to the other side.

Phone: 813-586-3933 Email: the.social.psychic@gmail.com Website for The Radio : www.dsocialpsychicradio.com Website for The Social Psychic: www.thesocialpsychic.com

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On Today's show we are COMING OUT Spiritually🙏. We have the extraordinary Jason Zuk on to talk about his path to spirituality and how he came to be where he is today.🔮 Jason is truly an amazing person with many different talents, Psychic Medium, Lawyer, & Podcast Host to name a few! We can learn a lot from hearing Jason's story and hopefully this show will help those struggling with understanding their own intuitive feelings. Stay tuned for next week's show where Jason does a reading on Me!

Listen to today’s show and learn: 2:10 - Jason's intro 7:18 - Rebecca's intro of Jason 10:00 - "Coming Out" Spiritually 13:00 - How Jason started as a Psychic 14:58 - Where "Zuk" came from 16:22 - What is a Social Psychic 22:50 - Who are Jason's spirit guides 25:30 - What is a totem animal 28:25 - From professional to spiritual and balancing the two 29:40 - Intuition in the courtroom 32:40 - How Jason knew about his cancer before doctors 35:15 - Jason's near death experience

Special Guest:

Jason M. Ciofalo a/k/a Jason Zuk - The Social Psychic & Lawyer: Jason is has been a licensed Attorney since 2001 and a psychic medium since 2004. Jason adopted the pseudonym "Jason Zuk" in honor of his grandfather whose death inspired him on his spiritual path. When Jason's grandfather passed away in August 2004, he developed his intuitive abilities and realized that he possesses the ability to communicate with the other side. Since that time, Jason has read for hundreds of people and he has learned that our deceased loved ones tend to remain with us after they cross over to the other side.

Phone: 813-586-3933 Email: the.social.psychic@gmail.com Website for The Radio : www.dsocialpsychicradio.com Website for The Social Psychic: www.thesocialpsychic.com

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Are you worried we are in another housing bubble headed for a crash??😱 Well tune-in to today's show to learn why that is NOT going to happen and what the REAL signs of a market crash look like.👀 We have our expert guest Tara Krieg, Senior Loan Officer at Amerifirst, on to talk about market stats, more stimulus money, & new solutions for buyers/sellers in the current market. You won't want to miss it! 😉

Listen to today’s show and learn: 3:30 - Rebecca covers past market cycles 7:07 - Active listing graph from Cromford Report 10:10 - Difference of people getting homes today than before 13:20 - Tara's thoughts on active listing graph 15:00 - Cromford Report June update 19:00 - Important market stats 23:22 - The new child tax credit 26:06 - Incentives to go back to work 28:00 - Consumer credit card debt & the pandemic 30:12 - Tara's thoughts on the new set of rules 32:07 - Amerifirst new set of solutions for today's market (trade-in program) 36:40 - Tara's final thoughts

Special Guest: Tara Krieg - Senior Loan Officer at Amerifirst Financial: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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If you haven't noticed the housing market is CRAZY hot! Houses are selling faster than they can be listed and for far more than list price. Not only are buyers waiving appraisals but most are waiving repairs in order to win a house.

Tune into today's show to learn all about the "New Set Of Rules" when it comes to buying and selling a house in our current market. We have expert guests Bryan Caffrey, CEO of Arivs Appraisals, & Tara Krieg, Senior Loan Officer at Amerifirst, to talk about how appraisers and lenders are handling this new normal.

Listen to today’s show and learn: 4:56 - Bryan Caffrey Intro 6:06 - What created appraisal management companies 8:07 - Is it ok for Realtors to meet Appraisers at the property 9:25 - How do Appraisers feel about waived appraisals/guarantees 13:30 - Bryan's opinion on appraisals with cash investors 16:07 - How are Appraisers adjusting to the fast appreciation of homes 16:50 - Why Bryan thinks this is a 'healthy' crazy market 21:27 - Tara's thoughts on this current market 23:09 - The 5 stages of loss chart 24:25 - Agent cheat sheet & the new set of rules 29:22 - Is this market going to be like 2008 32:40 - Appraisal disputes in the current market 35:20 - Realtors role in appraisals 37:00 - Tara Krieg & setting the right expectations for buying 37:45 - Bryan's thoughts on the current market 39:00 - Our guests final thoughts

Special Guests:

Bryan Caffrey - CEO of Airvs Appraisal Management Company Bryan founded Airvs in 2008 prior to the implementation of HVCC. Arivs is a National appraisal management company made up of locally operated offices. Arivs’ goal is to provide lenders with the stability and competitiveness of a national management company while retaining the quality and service that only local management can provide.

Phone: 1-800-309-0025 Email: info@arivs.com Website: http://www.arivs.com/

Tara Krieg - Senior Loan Officer at Amerifirst Financial: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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Today's show is a part 2 of last week's show! Kristen Schwartz from Realized Empath is in studio to talk to us about empaths, healing, trauma, and so much MORE! Kristen is incredible because she found a way to help others heal through healing herself. In today's part 2 of the show, we will cover co-dependency relating to empaths, embracing empathic abilities, and what Kristen offers for people who are struggling with being an empath. We've also added a free guided meditation by Kristen herself at the end of todays show!

Listen & Learn 2:30​ - Labels Aside 5:30​ - Message behind Instagram post 8:25 - Trauma Survivor, Empath, or Both? 14:14 - Co-dependency & Empaths 20:33 - Empath, Co-dependent, or Both? 22:30 - Individual healing offering 25:00 - Tips for just starting the healing process 27:30 - Course content 31:00 - Embracing your empathic abilities 34:10 - Can extroverts be empaths 35:26​ - Empath morning ritual journal 36:50 - Kristen's offerings 38:00 - Kristen's charities 41:03 - Kristen last thoughts 42:37 -Meditation for letting go

Kristen Schwartz - MA (Counseling), Author, Trauma Healer, Entrepreneur  I’m an intuitive, sensitive healer at heart. I was guided to my degrees in Counseling/Psychology for a reason (empathy on overdrive). I'm currently working on my Trauma Recovery Certification. It’s a gift, a passion, a purpose. I created Realized Empath to support the specific healing needs of the empath and highly sensitive person. Through self-awareness, we see our blocks; we learn to release what we perceive by healing our pain. By acknowledging our needs, we begin to trust and deepen intuition. By implementing boundaries, we feel safer in a hi-definition world.

Phone: 480-674-0774 Email: info@realizedempath.com Website: www.realizedempath.com/ & linktr.ee/realized_empath

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Today's show is a part 1 of 2! We have the incredible Kristen Schwartz from Realized Empath on to talk to us about empaths, healing, trauma, and so much MORE! Kristen is incredible because she found a way to help others heal through healing herself. In today's part 1 of the show, we will cover Kristen's background and how she came to where she is today, what exactly is an empath, and how that is different from someone who is highly sensitive. Stay tuned for part 2 next Friday!

Listen & Learn: 2:00​ - Introduce Kristen 3:45​ - How Kristen found out she was an empath 5:15 - What is a spiritual awakening 15:30 - More on Kristen's awakening & healing process 17:15 - How she built herself back up 20:20 - What is an empath 22:14 - How Realized Empath came along 26:50 - Why Kristen started Realized Empath 28:25 - More about Kristen & her website 33:15 - How to get in touch with Kristen & what services she offers

Special Guests: Kristen Schwartz - MA (Counseling), Author, Trauma Healer, Entrepreneur I’m an intuitive, sensitive healer at heart. I was guided to my degrees in Counseling/Psychology for a reason (empathy on overdrive). I'm currently working on my Trauma Recovery Certification. It’s a gift, a passion, a purpose. I created Realized Empath to support the specific healing needs of the empath and highly sensitive person. Through self-awareness, we see our blocks; we learn to release what we perceive by healing our pain. By acknowledging our needs, we begin to trust and deepen intuition. By implementing boundaries, we feel safer in a hi-definition world.

Phone: 480-674-0774 Email: info@realizedempath.com Website: www.realizedempath.com/ & linktr.ee/realized_empath

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This week's show is our part 2 from last week with the INSPIRING Rachel Gurevich! Rachel is an RN, Freelance Write, Editor and has overcome many challenges to get where she is today. We will cover how she got her first writing gig (never having written a book before), and what it means when she says "you have to turn your life upside down to get right-side up"! If you haven't already be sure to check out Rachel's first episode with us last week for more background information on today's show.

Listen & Learn 2:10​​ - Rachel explains her FB post 7:05​​ - Tools for writing a book 8:50​ - What is Fabjob 9:40​ - Rachel's first writing job 14:30​ - How to find the time 16:15​​ - Advice for those starting out 22:18​ - Why Rachel writes non-fiction books 24:45​ - Ways you can hire Rachel 29:20​ - Rachel's favorite part of what she does 33:30 - How Rachel works with cancer patients

Special Guests: Rachel Gurevich - RN, Freelance Write, & Editor My passion is helping women make informed and empowered decisions regarding fertility, pregnancy, birth, and beyond. I'm the author of three books: Birth Plans for Dummies (with coauthor Sharon Perkins), The Doula Advantage, and the FabJob Guide to Become a Doula. I also write about fertility for Verywell. Besides the womb-warrior mission, I'm the mother of four children, a voracious reader, and gaga for all things writing.

Email: rachel@rachelgurevich.com Website: www.rachelgurevich.com

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Today's Show: On today's show we have the motivational Rachel Gurevich, RN, Freelance Write, & Editor! Rachel's journey was not an easy one but it is an inspiring one. We will cover how she came to be an RN, a writer and how Toastmasters changed her life for the better! She had to "turn her life upside down in order to get it right side up" and since then she has been able to speak her truth and encourage others as well. Listen to todays show to learn more about Rachel's journey and what she does to help others now.

Listen & Learn 2:20​ - Introduce Rachel 6:25​ - Rachel's Website 10:13 - What is Toastmasters 11:08 - Rachel's Toastmasters Journey 15:45 - Rachel's Professional Background 16:20​ - Infertility Story 21:00 - From Mathematics to Nursing 27:00 - Rachel's Coming Out Story 31:30 - Rebecca's Toastmaster Experience 35:55 - Rachel's Thoughts on Toastmasters

Special Guests: Rachel Gurevich - RN, Freelance Write, & Editor My passion is helping women make informed and empowered decisions regarding fertility, pregnancy, birth, and beyond. I'm the author of three books: Birth Plans for Dummies (with coauthor Sharon Perkins), The Doula Advantage, and the FabJob Guide to Become a Doula. I also write about fertility for Verywell. Besides the womb-warrior mission, I'm the mother of four children, a voracious reader, and gaga for all things writing.

Email: rachel@rachelgurevich.com Website: www.rachelgurevich.com

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Today's Show: Today's show is all about the DATA! If you have questions about the housing market or have fears of another crash coming then today's show is for you! With our two expert guests, Anthony Penna from Lawyers Title & Joe Smith from Epic Mortgage, we will tackle the fears of an upcoming housing crash and explain the REAL data of today's market. Don't let media headlines scare you out of buying a home, watch our show and decide for yourself what you think will happen!

Listen & Learn 1:33​ - Introduce Anthony & Joe 5:21​ - Why do people think we are going to have another crash? 6:54 - Foreclosure ban until 2022 8:20​ - Perfect advice vs expert advice 9:45​ - Mortgage in active forbearance 12:30​ - Average foreclosures over last 23 years 17:14​ - Default risk in the mortgage market 20:20 - Chart on inventory of homes for sale 23:30 - Chart of home equity cashed out 27:45​ - Is AZ at a point where home buyers are not going to be able to buy? 32:00​ - Cromford housing market stats 36:00​ - When is it going to get easier to buy?

Special Guests:

Anthony Penna - Director of Sales & Marketing at Lawyers Title

"There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of both as a former sales executive of 15 years and now in my current position since 2014. I love what I do at Lawyers Title." As the highest ranked company in title insurance (proudly ranked 293 on the Fortune 500 list), Lawyers Title is the leading resource for all title, escrow, and marketing needs in the real estate industry.

Phone: 602-510-8848 Email: apenna@ltic.com Website: www.lawyerstitlearizona.com

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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If you are thinking of buying or selling in today's market you NEED to watch this episode! We have appraisal expert Robert Oglesby on the show to shed some light on how appraisers are handling this crazy market we are currently in. You'll learn how they are dealing with waived appraisals, appraisal disputes and so much MORE! We also have one of our favorite mortgage brokers Joe Smith from Epic Mortgage in studio to discuss what he's seeing on the lending side of things. You're not gonna want to miss this!

Listen & Learn: 1:58 - Introducing Robert 3:58 - Robert's definition of an appraisal 7:50 - Appraisal disputes 10:06 - How to dispute an appraisal value 14:30 - Turn around times & challenges for appraisers 16:20 - How appraisals changed after the downturn 18:00 - Making adjustments due to the current market 21:20 - Market Stats 23:00 - Appraisers take on waived appraisals 26:00 - Current market trends 27:51 - Advice for appraisers in our current market 30:37 - Robert's last thoughts

Special Guests: Robert Oglesby, SRA, AI-RRS, ASA - President & Founder of Appraisal Tek Robert takes a dynamic role supervising all appraisal management operations, including as a quality control reviewer. Active and current in his profession, Robert has obtained SRA, AI-RRS designations from the Appraisal institute, he is also an AQB Certified USPAP instructor, in the field he specializes in the valuation of high-performing and luxury housing. Robert organizes and presents continuing education seminars for real estate professionals, in which he covers current underwriting guidelines, appraisal methods, approaches to value, and thorough explanations of the appraisal process. Phone: 480-288-5162 Email: info@appraisaltek.com Website: www.appraisaltek.net

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending! Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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This week's show is all about Finances! We will be talking about how credit plays a role in mortgage rates, current market stats, and how to pay off debt the right way! Tara Krieg from the TK Team at AmeriFirst Financial is an expert in her field and helps people with more than just purchasing a home. Tara will break down exactly what she covers in her FREE 9-week Financial Peace University Class and so much more!

Listen to today’s show and learn: 5:45 - Market Update 9:50 - Highest Demand Locations in the Valley 12:35 - Tara, Her Team, & Services She Offers 17:00 - How Credit Plays a Role In Mortgage Rates 21:47 - Chart Showing Mortgage Rates Over Last 2 Years 26:00 - Mortgage Planning 29:30 - Info on Tara's "Financial Peace University Class" 31:30 - Break Down of the 9 Week Class & What it Covers 34:45 - Why Tara Started Her Financial Class 37:12 - How to Register for Class

Special Guests: Tara Krieg- Senior Loan Officer at Amerifirst Financial: Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

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Today's Show: There are a lot of misconceptions about what truly affects your credit score and we are here today to put an end to it! We have two amazing and knowledgeable credit experts in studio to go over what exactly you need to know about credit scores and how they can effect buying a house in the future. Dawn McCraw from Price Law Group & Tara Krieg from the TK Team at AmeriFirst Financial are experts in their fields and have a lot of experience dealing with credit, mortgages, & lending. Check out your own credit score at www.annualcreditreport.com or download MyFicoApp to see your Mortgage credit score.

Listen to today’s show and learn: 4:00 - Who Dawn is & her background 8:30 - Mortgages - Cost of Credit 13:30 - Average credit scores 15:40 - Credit scoring model for mortgages 16:35 - Credit Karma misconceptions 22:00 - Different FICO scores 25:30 - Credit score impact 31:00 - What makes up your FICO score 36:13 - Collections & mortgages 39:00 - Key points

Special Guests: Tara Krieg- Senior Loan Officer at Amerifirst Financial Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Dawn McCraw - Attorney at Price Law Group:  Phone: 818.600.5585 Email: dawn@pricelawgroup.com Website: www.pricelawgroup.com/Meet-Our-Team/Dawn-McCraw.aspx Website: www.gocleancredit.com/

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Today's Show: You know you’re doing something exciting when you’re both anxious and uncomfortable yet exhilarated… That’s how I felt when I recorded these episodes. The reason being, the topic is a little “out there” by most people's definitions, especially in episode 2 where Cori takes me via Hypno to a past life in Egypt my subconscious experienced. Whether you’re a believer or just curious hopefully, you will be open-minded enough to enjoy these episodes that took some courage on my part to be vulnerable to the criticism of my naysayers instead of playing it safe with our regular mainstream content our show provides. I enjoy being different. I enjoy being unharmable. Let’s elevate our consciousness together and see what doors we may open into our own realities.

Listen to today’s show and learn: 7:45 - Why are past lives important 10:00 - Cori explains Past Life Regression Hypnosis 12:07 - Hypnosis starts 18:20 - Rebecca describes herself in past life 28:26 - Recap with Rebecca & Cori 30:07 - Cori wraps up hypnosis session

Special Guests: Cori Roberts - Mind Body Specialist: I am an artist, music lover and passionate about eating clean and vibrant foods. I pride and celebrate myself in being exactly who I am. Often people might see me as younger in nature, that’s because I am! I have been detoxing, meditating and living my best life for almost 15 years. I have learned a tremendous amount about myself through unwinding social pressures, emotional disturbance, physical illnesses, etc…. By doing so, I have uncovered the REAL me and brought about my purpose and gifts. My unique gifts of being a medical intuitive, hypnotherapist, detox specialist, mom of 3 and a professional photographer gives me a unique look at life. I believe that we are all here to find ourselves again. Our authentic selves. And when we do, there is no greater gift.

Website: www.coriroberts.com Email: info@coriroberts.com Phone: 480-330-4577 Instagram: Words2Wellness

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Today's Show: You know you’re doing something exciting when you’re both anxious and uncomfortable yet exhilarated… That’s how I felt when I recorded these episodes. The reason being, the topic is a little “out there” by most people's definitions, especially in episode 2 where Cori takes me via Hypno to a past life in Egypt my subconscious experienced. Whether you’re a believer or just curious hopefully, you will be open-minded enough to enjoy these episodes that took some courage on my part to be vulnerable to the criticism of my naysayers instead of playing it safe with our regular mainstream content our show provides. I enjoy being different. I enjoy being unharmable. Let’s elevate our consciousness together and see what doors we may open into our own realities.

Listen to today’s show and learn: 6:50 - Who is Cori Roberts & What She Does 9:20 - Clean Eating & Vibrant Foods 15:00 - Cori Roberts Background 16:00 - HydroTherapy/Colonics 19:45 - Working With Stage 4 Cancer Patients 27:44 - What Is 5G & How Low Frequencies Affect Us 29:30 - Silver Tree Wellness & Hormone Pellets 33:00 - How To Contact Cori

Special Guests: Cori Roberts - Mind Body Specialist: I am an artist, music lover and passionate about eating clean and vibrant foods. I pride and celebrate myself in being exactly who I am. Often people might see me as younger in nature, that’s because I am! I have been detoxing, meditating and living my best life for almost 15 years. I have learned a tremendous amount about myself through unwinding social pressures, emotional disturbance, physical illnesses, etc…. By doing so, I have uncovered the REAL me and brought about my purpose and gifts. My unique gifts of being a medical intuitive, hypnotherapist, detox specialist, mom of 3 and a professional photographer gives me a unique look at life. I believe that we are all here to find ourselves again. Our authentic selves. And when we do, there is no greater gift.

Website: www.coriroberts.com Email: info@coriroberts.com Phone: 480-330-4577 Instagram: Words2Wellness

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Is there something keeping you on the fence of buying or selling your home?

Today we have our favorite Mortgage Broker Joe Smith with Epic Mortgage in studio to go over the current market conditions. We will be talking about Today's mortgage rates, supply, and what this could mean for the future. Definitely a show you're not gonna want to miss! Especially if you're in the market of buying or selling a home.

Special Guests:

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

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Today's show is a good one! We have our favorite Mortgage Broker Joe Smith with Epic Mortgage and the one and only Aaron Green Attorney at Law in studio. We will be talking about legal issues Aaron has seen in the current Real Estate Market. Covering questions like, "Is there a way to back out of a contract when your clients have Buyer's/Seller's remorse?" or "what happens when the title company can't decide who the Earnest Money belongs to?". Tune-in to find out the answers to those questions and so much MORE!

Special Guests:

Aaron Green - Law Office of Aaron Green Aaron graduated from ASU Law School in 1999 and since then has spent many years practicing in Real Estate law along with working as a Mortgage Broker. However, for the past several years, Aaron has concentrated on full time practice of law. During that time, Aaron was a senior “Hotline Attorney” for the Arizona Association of REALTORS providing legal advice and written legal opinions to real estate agents throughout the state. He served on numerous expert panels regarding real estate issues and taught continuing education classes to both attorneys and real estate agents.

Phone: 602-525-4659 Email: ag@greenlawaz.com Website: www.greenlawaz.com

Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending!

Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com

Follow us on Facebook @GratefulHeart.Tv 😄 Listen to the full show anywhere you stream podcasts!🎧

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On today's show we have our FAVORITE Commercial Real Estate Broker Mary Nollenberger and the Amazing Brandie Heredia Owner of Unmarked Beauty & Wellness. These beautiful ladies are with us today to talk about businesses that have thrived during Covid and how, as Mary puts it, "stepping into the unknown leads to unlimited potential". There is a lot to be learned from both of today's guests so I suggest you tune-in and find out how to start achieving your dreams aka access your "Unlimited Potential" today!

Special Guests:

Mary Nollenberger - Senior Vice President at Orion Investment Real Estate

Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the years for being an influencer in the Commercial Real Estate industry.

Phone: 480-748-8266 Email: mary.nollenberger@orionprop.com Website: http://www.orionprop.com/

Brandie Heredia - Owner of Unmarked Beauty And Wellness & Certified Nurse Injector, RN, BSN

Brandie has over 15 years of experience in the medical field, bringing her knowledge and expertise to her clients. She has trained and worked alongside the Valley’s most trusted physicians. With her knowledge and desire to help people look and feel their very best, she has made Unmarked Beauty and Wellness one of the top 5 ranked Best of Chandler in 2018.

Phone: (480) 737-1394 Email: info@unmarkedbeautyandwellness.com Website: https://unmarkedbeautyandwellness.com/

Follow us on Facebook @GratefulHeart.Tv 😄 Listen to the full show anywhere you stream podcasts!

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On today's show we have the lovely Mary Nollenberger with Orion Investment Real Estate and the one and only Craig Paschich with Alamo Drafthouse Cinema.

We will be talking about how Covid has affected certain businesses and get some first hand knowledge of what that looks like. Craig also shares with us some strategies the Alamo has used to adapt & keep guests coming in! Be on the lookout for this post on our social media for your chance to be entered in the raffle to win Alamo movie tickets! 😄📽

Mary Nollenberger - Senior Vice President at Orion Investment Real Estate Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the year for being an influencer in the Commercial Real Estate industry. Phone: 480-748-8266 Email: mary.nollenberger@orionprop.com  Website: http://www.orionprop.com/

Craig Paschich - Partner/Owner of AZ Alamo Drafthouse Cinema Craig is the former Alamo president who now owns the Arizona franchises. He opened the first-ever Arizona Alamo Drafthouse Cinema in Chandler and now has 3 locations in the East Valley! Alamo Drafthouse has won awards for being known as "The Best Movie Theater". Website: https://drafthouse.com/about Chandler: 4955 S Arizona Ave., Chandler, AZ 85248 Phone: 520-213-8129

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On this week's show we have Tara Krieg from Amerifirst Financial with us to go over the current real estate market and why you should not wait till it's a "Buyers Market" to buy! Seller Markets have their advantages for both the Buyers & Sellers. Tune-in to find out exactly what those advantages are!

Host: Rebecca Hidalgo Rains is the Broker at Integrity All Stars - Berkshire Hathaway. She has over 20 years of experience and has won many awards for her hard work. Rebecca truly cares about her clients and strives to provide the most accurate and current real estate information!

Guest: Tara Krieg is the Senior Loan Officer at Amerifirst Financial and has been in the mortgage industry for 17 years! Tara knows her stuff and helps her clients with more than just home loans.

Tara Krieg - Senior Loan Officer at Amerifirst Financial Phone: 480-344-1951 Email: tkteam@amerifirst.us Website: https://www.tkteam.us/

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On today's show we have tax expert Randy Detherage and Senior Loan Officer Tara Krieg in studio talking about everything you need to know before doing your taxes this year! We will cover any tax changes for this year and what we predict will happen for taxes 2021.

Randy Detherage is our go to guy when it comes to taxes! He has been in the tax industry for 20 years and currently is the owner of J.A. Hondorp CPA Ltd.

Tara Krieg is the Senior Loan Officer at Amerifirst Financial and has been in the mortgage industry for 17 years! Tara knows her stuff and helps her clients with more than just home loans.

Randy Detherage - J.A. Hondorp CPA Ltd. Phone: 480-755-0701 Email: randy@jahondorpcpa.com

Tara Krieg - Senior Loan Officer at Amerifirst Financial Phone: 480-344-1951 Email: tkteam@amerifirst.us Website: https://www.tkteam.us/

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On Today's show we have the one and only Dr. Andrea Purcell! She will be going over why self-care is SO important and what we can do to make it a priority.

Dr. Purcell prides herself on being a Dr. who listens! She is a Naturopathic Medical Doctor who has been in private practice for over two DECADES. She helps women over 40 with health & hormone issues reclaim their lives with natural therapies. Her mission statement is "To help women stop surviving and start thriving by taking back control of their health".

If you are ready to start THRIVING go to www.DrAndreaPurcell.com for your free 15 min discovery call with Dr. Purcell!

Contact Dr. Purcell: Phone: 800.318.8582 Email: Office@DrAndreaPurcell.com Website: www.DrAndreaPurcell.com

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Today's Show: Famisha La'Pree J-Millman is a Master Personal Trainer/TV Fitness Expert/Life Changer and Owner of Glisten Girls Fitness. She has been a Certified Master Personal Trainer for over 20 years and holds 27+ nationally recognized credentials in fitness!

A lot of us have been trapped at home over this last year or stuck behind a desk most days and aren't quite getting the exercise we once did! Famisha is on our show today to share some of her tips on how to stay active & healthy even if you're trapped at home!

Special Guests: Famisha La'Pree J-Millman- Master Personal Trainer/TV Fitness Expert/Life Changer & Owner of Glisten Girls Fitness

Phone: 480-529-8869 Email: famisha@glistengirlsfitness.com Website: http://www.glistengirlsfitness.com Follow her on Instagram @FITDIVAFAMISHA Follow Glisten Girls Fitness on Facebook

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Today's show is very special because not only is it our 1 year anniversary but we also have the one and only Shannon Gillette with us in studio!

Shannon is one of Arizona’s leading residential real estate professionals, with more than 15 years of experience and many awards to prove it. Not only does Shannon kill it in the real estate industry but she is also actively involved in the local community, volunteering within her Church, is the co-founder of #PurposeMovement, and started a Faith based Real Estate Community called Unite - Real Estate Community Be sure to check out the links from today's show to learn more!

Gratefulheart #ShannonGillette #Unite #Faith #PurposeMovement #RealEstate #Arizonarealestate

Important Links From Show: https://www.facebook.com/uniterealestatecommunity/ https://www.gillettegroupaz.com/ Email: shannon@gillette-group.com Phone: 480-518-6885

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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Today's Show: Is all about this CRAZY market we are in! We have Senior Loan Officer Tara Krieg, in studio & Appraisal Expert Jay Joseph here to share their insight on why they believe the market is so HOT right now! We will also be sharing some some live case studies of our own from this weekend! #HousingMarketUpdates #housingmarket2020 #mortgagerates #historicallylowrates #homeappraisal #AmericaFirst #JAGapprasials #gratefulheart #IntegrityAllStars #berkshirehathaway

Special Guests: Tara Krieg- Senior Loan Officer at Amerifirst Financial Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Jay Joseph - Owner of Josephs Appraisal Group & JAG Educational Systems Phone: 602-955-4050 Email: orders@jaginc.net Website: www.josephsappraisalgroup.com

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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On Today's show we have the INSPIRING Veronica Barragan aka Joti Radjeep Kaur! Veronica is the owner of Satori Wellness & #SovereignWoman Academy. Before her journey into Healing & Spirituality, Veronica used to work as a Real Estate Broker & Business Coach.

Veronica left her lucrative business in the Real Estate field to follow her Dharmic Path of helping others take their Sovereignty back and teach holistic healing of the body, mind, and spirit!

Veronica truly is someone to learn from, she offers programs such as energy mastery and business alignment, one-on-one trauma and addiction recovery, integration programs for plant medicine therapy, business launches and corporate wellness. #SovereignWomen Academy is another program she offers which is an 11 week mentorship to master your energy, heal body, mind, spirit, and align with your soul's legacy.

Important Links From Today's Show: https://www.veronicabarraganiam.com/workwithme https://www.veronicabarraganiam.com/sedona2020 https://www.facebook.com/satorispiritme

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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On Today's show we have Joe Smith Broker/Owner of Epic Mortgage & Anthony Penna Director of Sales & Marketing at Lawyers Title in studio to address some of the FEARS people have about today's market! Like Anthony said "Headlines do more to TERRIFY than to CLARIFY date" so forget the headlines and tune-in!

Important Links From Today's Show: https://myepicloan.com/ - Joe's website http://www.lawyerstitlearizona.com/ - Anthony's Website https://integrityallstars.com/ - Rebecca's Website https://www.gratefulheart.tv/ - Grateful Heart Website

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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Ryan Hurley is the General Counsel for Copperstate Farms in Snowflake, AZ. Ryan is in studio to explain why he's passionate about ending the cannabis prohibition and what exactly Prop 207 means for Arizona! Another organization close to Ryan's heart is The Last Prisoner Project. With over 40,000 prisoners in jail for cannabis related crimes, that in certain states are no longer illegal, this Nonprofit fights to get cannabis prisoners released and help them rebuild their lives. Ballots will be in our mailboxes soon so please do your research and vote YES for Prop 207!

To learn more about Prop207 check out: www.smartandsafeaz.com & please if you can donate to show your support! #Yeson207 #Prop207 #Cannabis #Arizona #GratefulHeart #CopperstateFarms #legalize #solflower #thebusinessofdrugs #lastprisonerproject #theMOREact

Important Links From Today's Show: https://www.copperstatefarms.com/ https://www.livewithsol.com/ https://www.mpp.org/policy/federal/ - Send a message to congress to support the MORE act! https://www.lastprisonerproject.org/ - Nonprofit Cannabis Reform https://www.netflix.com/title/80199963 - The Business Of Drugs

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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Denise McCreery and her family are HUGE supporters of local businesses and started d'Vine Gourmet in 2003 because of this. It all started when she turned wine into jelly and sold out at their local farmers market. Since then they have expanded and produce a variety of local & award winning jams, mustards, candies, snacks, spices and gourmet gift baskets. Check out their Virtual Wine tasting this Wednesday 5:30-6:30pm! http://stores.dvinegourmet.com/ #supportlocal #localbusinesses #dvinegourmet #chandleraz

Denise is on our show because she has proven to be a very successful entrepreneur and won many awards for her business over the years. Not only that but Denise is an advocate for women in business and helped start the Chandler Chamber Women In Leadership Committee. Checkout their live event this Tuesday @ 11:30am #womeninleadership #chandlerchamber #womeninbusiness https://chandlerchamber.chambermaster.com/eventregistration/register/36328

Another organization close to Denise's heart is iCan. They are a free youth center in the East Valley who help disadvantage kids and their families. They are running a program that when you buy a Family Activity Basket they will also give one to a family in need! #ican #donate #supportlocalcharities #buyabasketgiveabasket

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am & Listen to the full show anywhere you stream podcasts!

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Today's Show:

Did Covid possibly mess up your CREDIT? If so, this is NOT a show you're going to want to miss! We have Dawn McCraw from Price Law Group & Tara Krieg from the TK Team at AmeriFirst Financial to share their knowledge on credit & what to do if it's been affected. Both Tara and Dawn are experts when it comes to credit and they share some helpful tools that you can use to improve or maintain your credit score. Check out your own credit score at www.annualcreditreport.com or download MyFicoApp to see your Mortgage credit score.

Special Guests:

Tara Krieg- Senior Loan Officer at Amerifirst Financial Phone: 480-344-1951 Email: tkrieg@amerifirst.us Website: www.tkteam.us

Dawn McCraw - Attorney at Price Law Group Phone: 818.600.5585 Email: dawn@pricelawgroup.com

If you haven't already, check out our blog post we did with Dawn on how to raise your credit score! https://integrityallstars.com/how-to-raise-your-credit-sco…/

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am

Listen to the full show anywhere you stream podcasts!

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Today's show is an interview I recently did with Berkshire Hathaway CEO Mark Stark! 😄 On the show I share INSIDER knowledge on purchasing from a new home builder.🏡 Definitely one you won't want to miss if you're thinking of buying a new build or recently purchased one!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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What businesses have survived, thrived, or not so far in 2020? That is THE question we will be asking our guests on today's show!

Mary Nollenberger is the Director of Leasing and Retail Investment Sales at SVN Desert Commercial Advisors and is FULL of Knowledge when it comes to businesses and investing.

Joe Smith is a Mortgage Broker and Owner of Epic Mortgage. Joe is a seasoned vet when it comes to the Real Estate industry and definitely someone you're gonna want to go to for advice on lending!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Today's show covers everything you need to know about solar panels! We have our Solar Expert Taylor Russell, VP of Kayo Energy. We also have Joe Smith from Epic Mortgages, Owner Rob Sell from Sell Home Inspections, & Jay Joseph from Josephs Appraisal Group to chime with their knowledge of Solar Energy. You won't want to miss!

Special Offer Kayo Energy is offering $500 cash to buyers who mention that they are listeners of the show! Plus if they buy over lease, there’s 1k in AZ tax credit AND the additional Fed tax credit! Check out www.kayoenergy.com for a free quote!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Today's show is jam-packed with guest who are all here to help explain what self-directed IRAs are and the benefits to having one! Do you have some money from your 401k you need to redirect? Learn tips for how to build wealth by investing in real estate!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Phoenix Rising C.Ht./Jikiden Reiki is truly an inspiring individual and today she shares her story and how she became a Hypnotherapist, Transformational Life Coach, Shaman, Jikiden Reiki, and more!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

lifecoach #awakening #lifespurpose #soulpath #jikidenreiki #mediation #hypnotherapist #hypnotherapy #compassion #NyeeMoses #theunXplained

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Today's episode is all about self care! We have the wonderful Brandie Heredia in studio to share with us some of the ways she helps people feel and look their best!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Rob Sell is a Pro in the Home Inspection Industry! Today Rob is in studio to share important information about home inspections and some of the major concerns you should look out for! #HomeInspections #Termitetubes #scorpions #waterandelectricdontmix #GetAHomeInspection #Important #Knowbeforeyoubuy

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Madison Blean is with us today to share some of her tips for maintaining a healthy lifestyle and positive mindset. We feel that with all the chaos in our lives lately, it is important to always make time for your own personal health and happiness. We also talked about some great charities and books that Madison is into! Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

ArizonaHumaneSociety #FreshStartWomen'sFoundation #RachelHollis #OprahWinfrey #SerenaWilliams #powerofpositivethinking #healthylifestyle #mindset #Helpingothers #arizonahumanesociety #freshstartwomensfoundation #givingheart #bookclubs #keepgrowing

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Joe Smith - Owner of Epic Mortgage: Joe is in studio to share a little about what he does as a Mortgage Broker and to share some useful advice when it comes to winning bidding wars. You will not want to miss this episode! If you have any questions for Joe you can reach him at myepicloan.com.

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Today's show is good for your soul!

Jenny Lynn is a Mindset Empowerment Coach & Advanced Yoga Teacher. Jenny empowers women and those who live with chronic medical conditions to live a more peaceful and powerful life. To learn more about Jenny and her services check out www.pineappleshores.com!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Special Guests: Kyle Allen – Founder of Real Estate Best Buddy

We have Kyle in studio to share how he started his own successful business at just 19 and how his mindset played a key role in that. Kyle also shares some great tips on digital marketing, lead generation, targeting ads, etc.

To learn more about Kyle and his services check out: https://www.kyleallen.us/hub

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Special Guests:

Tara Krieg - SR. Mortgage Loan Officer at AmeriFirst Financial:

Tara shares some warnings on the unknown consequences that mortgage forbearance can have. Along with advice from her experience as a Certified Financial Coach. To learn more about Tara's services check out: https://www.tkteam.us/

Ruth Urban - President/CEO at On The Money LLC:

Ruth shares her knowledge on the Stimulus package and some very important tips for PPP Loan Forgiveness. Ruth not only helps businesses with Bookkeeping & Account but she also helps with Profitability Consulting! You can find out more here: https://www.onthemoneyaz.com/how-we-help/#profit

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am😄 Or find our show anywhere you listen to Podcasts!🎧

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Special Guests:

Mark Stark - CEO of Berkshire Hathaway AZ/CA/NV Properties

Mark shares his advice for people wanting to get into selling real estate in today's market.

Charles McLean - Designated Broker & General Manager of Berkshire Hathaway AZ/CA/NV Properties

Charlie talks about how he got into real estate and shares some useful tools he has learned along the way.

We also cover today's housing market stats and why we don't believe housing prices will drop!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Special Guests:

Joe Smith - Owner of Epic Mortgage: Joe is here to talk about how lenders are changing their ways a little due to Covid-19.

Rob Sell - Owner of Rob Sell Home Inspections: Rob is in studio to talk about Home Inspections during the Pandemic and keeping up on A/C Maintenance as the heat rises here in AZ.

Jay Josephs - Owner of Josephs Appraisal Group & JAG Educational Systems: Jay shares his insight on Home Appraisals right now and what he believes we will see in the future for Real Estate.

Please reach out if you have any questions on the Housing Market or Real Estate in general!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Special Guests:

Steve Valentine – Founder & CEO of Valentine Group & The Limitless Project: An investors take on the current Housing Market & sticking together through these tough times

Anthony Penna – Director of Sales & Marketing at Lawyers Title: Explains what a V-shaped recovery is for our Economy & how this is not like the crash in 2008

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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We are lucky to have these two AMAZING ladies join us in the studio today!

We have Mary Nollenberger who is the Director of Leasing & Retail Investment Sales at SVN Desert Commercial Advisors, to talk about some opportunities that businesses are finding during these difficult times.

Along with Dawn McCraw from Price Law Group & Go Clean Credit, here to let us know what our rights are when it comes to Forbearance and Garnishes to Stimulus Checks.

If you haven't already, check out our blog post we did with Dawn on how to raise your credit score! https://integrityallstars.com/how-to-raise-your-credit-score-yourself/

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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On Today's show Tara shares some ways to cut costs during these hard times and what the Stimulus Bill offers to small businesses.

Amanda Sue is in studio to talk to us about Crypto Currency and Crowdfunding!

https://blockgeeks.com/guides/what-is-blockchain-technology/

If you have any questions on today's show please reach out! Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Joe Smith from Epic Mortgage is in studio to tell us about some issues you might run into down the road with the Mortgage Forbearance Plan.

We also have Rob Sell in studio to tell us how he is doing home inspections a little differently during this hard time.

Please reach out if you have any questions on Today's Show! Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Amanda Sue Briggs is the Director of Technology and Education at Lawyers Title and CEO at Roosted. Tara is the Sr, Mortgage Loan Officer at AmeriFirst, and both ladies are here to talk about the changes happening in the Lending Industry. Some other topics covered are I-Buyers, the new Covid-19 Addendum, and the largest stimulus package in American history. Also if you are wondering how much you will get from the government, check out our Stimulus Check Calculator below!

Stimulus Check Calculator: https://www.kiplinger.com/tool/taxes/T023-S001-stimulus-check-calculator-2020/index.php

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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We are so grateful that Jane Elizabeth, Psychic Medium, Astrologer, and Author could join us on today’s show to go over some of her predictions for the future! 🔮🔭✨

She is an amazing women and has been doing this for over 20 years! If you want to learn more about Jane or from Jane please visit her website at www.janeelizabeth.com ❤️

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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On Today's show we are grateful to have Dr. Bill Pettit and Christine Heath joining us to explain what exactly the 3 Principles are and how understanding them can change your life ❤️. Understanding these Three Principles brings increasing freedom from painful memories, present challenges, and future uncertainties.

Dr. Bill Pettit is a board-certified psychiatrist who has been practicing for 50 years and Christine is a Licensed Marriage & Family Therapist, Master Addiction Councilor, and the Author of the book "The Secret of Love".

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Live in the Studio today with Jay Josephs of Josephs Appraisal Group talking Appraisal issues with Joe Smith of Epic Mortgage.🏡The hour went really fast, if you're thinking of refinancing, buying or selling real estate anytime soon, you really outta check this episode out!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am😄

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Mary is the Director of Retail Investment Sales and Leasing at SVN Desert Commercial Advisors.😀 On today's show she shares her insight on how to be successful in small business and real estate investments. 🏘 💸 📈

Tara Krieg is a Senior Loan Officer at AmeriFirst Financial who not only helps her clients buy their dream homes 🏡 but also teaches them how to be financially stable for the future.💰 She has programs for financial planning and for those self employed and want to purchase a home. You can contact Tara at 480.344.1951 or online at tkteam.us! 😄

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Cori Roberts is a Mind Body Specialist trained in hydrotherapy, hypnotherapy, and more! ❤️ Cori will be talking about what she does and how she helps those with stage 4 cancer! You're gonna want to tune-in 📻 to learn some healing tips for yourself.😊

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Joe Smith – President of Epic Mortgage A Lenders Insight on Interest Rates and Equity in Today’s Market.

Rob Sell – Owner of Sell Home Inspections Words of Wisdom from an Experienced Home Inspector.

Bernadette Espinosa – VP at Lawyers Title The Housing Market from a Title Companies Perspective

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Today's show is very important if you have ever wondered about what affects your Credit Score and how to get a better one! Dawn McCraw, 💼 Attorney at Price Law Group, shares her expertise on Consumer Credit 💳 and ways to increase your score!📈 Also we have Wayne Funk, Owner of the BEAUTIFUL Bellago Homes, 🏡😍 in studio to share his Insight on the Housing Market and New Build Communities!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Dr. Purcell helps women over 40 with health & hormone issues reclaim their lives with natural therapies. Dr. Purcell shares a lot of advice on today’s show on how to heal a variety of health issues. Be sure to reach out to Dr. Andrea Purcell for your free discovery call 800-318-8582!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Larry Swanson – Owner of Arizona Superior Home Inspection

Today we will be talking about Home Inspections and why they are so important! Larry has completed over 8000 Home Inspections and has a lot of knowledge to share.

You can contact Larry at: http://larrytheinspector.com/

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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This week's show we have Joe Smith, President of Epic Mortgage, in studio to help explain the financial side of home buying and what steps you should be taking. We will also be talking about how Mortgage Brokers & Real Estate Brokers are vital to a successful transaction. #BrokersAreBetter

Please reach out with any questions and feel free to check out our Home Buyer's Guide: https://issuu.com/bhhsazlv/docs/buyer_package_5-2019?e=12124397/70283143

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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On today's show we have 3 guests:

Wayne Funk – Owner of Bellago Homes Wayne will be talking about the Market when it comes to new builds & information on some of Wayne’s amazing homes.

Talia Stennett – Co-Owner of Spice Up Your Home Furniture & Staging Talia will be sharing information on how home staging can positively affect home sales. For example 78% of homes that are staged sell for more money!

Anthony Penna – Director of Sales & Marketing at Lawyer’s Title Anthony gives his insight on what to expect for the housing market in 2020 and more!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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This week we have Veronica Barragan in studio. Veronica is the founder of the Sovereign Woman Academy & Satori Wellness.

Check out her programs for yourself! https://www.veronicabarraganiam.com/

Veronica shares her journey from being a Top Producing Realtor to becoming a Holistic Healer. Veronica has dedicated herself to Helping, Empowering, and Transforming the lives of others.

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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On this week's show we tackle the fear of Public Speaking📣 with the help of our two expert guests, Granison Shines & Peter Salazar! Granison Shines shares his knowledge as an Entrepreneur, Speaker, Trainer, and Coaching Professional on overcoming the fear of public speaking. Peter Salazar gives insight on what Toastmasters is and how it can help you become a more confident speaker. There are many advantages of being a great public speaker one of which is a higher income!💰

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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On this weeks show we are luckily enough to have TWO financial experts in studio to discuss year-end financial planning! Tara Krieg is the Senior Loan Officer over at Amerifirst Financial Inc. and Randy Detherage is the Owner of J.A. Hondorp CPA Ltd. Both are very experienced when it comes to financial planning and you will want to hear what they have to say!

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄

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Wayne Funk – President of Bellago Homes:

The advantages of owning a Bellago Home and how to make your home more energy efficient

Amanda Sue Briggs – Director of Technology & Education at Lawyers Title:

What Lawyer’s Title does for their clients and protecting yourself from Wire Fraud

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On today's show we have Joe Smith, our mortgage guru🔮 and Mark Stark CEO of a top producing 🏆 real estate firm!

Joe explains what it means for home buyers when rates drop and so much more! Mark Stark will also be joining us to share his knowledge on the housing market now & in 2020. Mark is more than experienced when it comes to Real Estate🏘️ & is the owner of many Berkshire Hathaway offices.

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None of us are getting any younger 😅 and usually we don't want to think about this but you NEED to listen 📻 to the show!

This information is very important 🧐 for your own future planning purposes and possibly your parents or loved ones.❤️ We have Lanie Martin with Options for Senior Living as well as Scott Smith and Toye Martindale from Barrett Financial here to educate us about strategic plans and financial matters for seniors.

Lanie helps educate👩‍🏫, advocate📣 and navigate🧭 for families when it comes to finding the right senior living community. Scott Smith and Toye Martindale from Barrett Financial Group💵 will talk about reverse mortgages and how they can actually help homeowners!🏠

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Steve Valentine is an expert in Real Estate and a phenomenal Entrepreneur. He is the Founder of Valentine Group AZ, The Limitless Project, and just landed a show on HGTV! On today's show he will talk about hard money lenders, fix and flips, and wholesalers. Steve Valentine is definitely someone to listen and learn from when you have the opportunity.

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On our very first episode of Grateful Heart we are lucky enough to have three amazing guest joining us. We have Joe Smith from Epic Mortgage here to share his knowledge on VA loans and some of the benefits that come with them. We also have Wayne Funk the owner of Bellago Homes in studio to tell us about his communities and some of the offers they have for Veterans. Last but certainly not least, we have Harvey Blankfeld joining us all the was from Las Vegas. Harvey hosts his own real estate show for the Vegas area and has a vast knowledge on the housing market.

Follow us on Facebook @GratefulHeart.Tv to watch us live every Monday at 11am 😄