A Sunny Side Up Life Podcast: Recent Episodes
Sami Womack
A Sunny Side Up Life Podcast is a show for the woman who is ready to live an abundant life full of freedom + positivity. Host, Sami Womack, is on a mission to help you break free from survival mode, gain financial freedom, stay motivated, and focus on what matters most. We invite you to join the movement and start living on the brighter side of life together.
In Sami’s last season 3 episode, she dives into the world of inflation. What the heck inflation is, why it’s hitting your wallet harder, and what you can do to make your money more “inflation proof.”
In this episode, you’ll learn more about:
- What inflation is, where it's at today, and who controls it
- 5 actionable ways to make your money more “inflation resistant”
- Shrinkflation, greedflation, eating cereal for dinner + much more!
SOURCES:
- The Simple Path To Wealth
- EPI
- BLS
- Yahoo Finance
- Paste Magazine
- Inflation and Greedflation
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
This time of year tends to be busy and chaotic, which means the goals we made in January fall by the wayside. In today’s episode, Sami reminds you to have grace with yourself, while also giving you the extra boost you need.
If you feel like you’ve “been slacking” on your budgeting or goals lately, this episode will help you reset and get back on track.
In this episode, you’ll learn more about:
- Navigating goals and responsibilities during burn out or exhaustion
- Why being “boring” is how most folks become millionaires
- The importance of budgeting in fun money during your journey
- Ways to keep your motivation going, “nature church,” actionable steps to take to refresh your budget, and more!
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Renee Benes, shopaholic turned minimalist, joins us to discuss her journey from an unaligned life to a slow, intentional, minimalist one. Renee realized she was in a toxic cycle of “stuff,” and decided to change.
In 2017, she began documenting her transformation on her blog and social media. Fast forward to today and she’s been featured in global press, is writing a book, hosts a successful podcast, and continues to inspire people to ditch their stuff and embrace the true joys of life.
In this episode, you’ll learn more about:
- How downsizing and minimalism gave Renee a “bigger” voice
- Reconnecting to nature, rediscovering childhood hobbies, and exploring new things in place of mindless spending
- What intentional money management looks like, how much debt Renee paid off, coming back from slip ups, + much more!
GUEST BIO:
Renee is a self proclaimed shopaholic turned minimalist who started documenting her journey on her blog, The Fun Sized Life in 2017. Since taking her message to social media, she’s been able to spread her message of slow, minimalist living globally. She has been featured in Parents, Marie Claire, Newsweek and more. Renee started her podcast, Unstuffed, in 2022 as a way to connect more with her audience and continues to encourage them to choose life over stuff today.
GUEST CONTACT INFO:
- YouTube
- TikTok
- Website
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
If you’re a parent, guardian, or role model in a young person’s life, you will likely come up against this question at some point. In today’s episode, Sami gives listeners a step-by-step and nuanced guide on how to tackle teaching kids (or younger people) all about money.
In this episode, you’ll learn more about:
- Why most people don’t learn about person finance
- Tips on how to teach kids and/or younger people about money in an age-appropriate way
- Saving for college, the importance of modeling altruism, passing down financial literacy + more!
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
- Sign your teen up for a Greenlight Card
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Sami gives listeners easy-to-apply tips on how to have a frugal summer.
She talks about utilizing services, apps, and objects you already have, what to do when it’s too hot outside, retailers that offer reduced pricing throughout the summer months, and more!
In this episode, you’ll learn more about:
- The magic of thrifting, garage sales, and buying second hand
- Preparing for activities outside of the house to save money
- How to involve your kids in a frugal summer
- Alternatives to costly destinations and much more!
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Chloe Puff, owner of Chloe Puff Training, pre and postnatal women’s fitness specialist, and Sami’s personal trainer, joins the podcast to discuss how she made the transition from professional dancer to entrepreneur while on her motherhood journey.
We also chat about the intersectionality of finance and fitness, the importance of personal development, how childhood shapes your adult perception of money and body, and more!
In this episode, you’ll learn more about:
- How Chloe went from a professional dancer to a women’s fitness specialist
- The overlap between fitness and finance (pros and cons)
- Why Chloe’s approach excludes the “all or nothing” mentality
- Sami’s self-care journey, the power of therapy, shopping small for a coach, and more!
MENTIONED IN THE EPISODE:
- Book a discovery call with Chloe
GUEST BIO:
Chloe Puff is a women’s fitness trainor, specializing in pregnancy, postnatal, and corrective exercise. She is also the owner and founder of Chloe Puff Training.
She’s worked with hundreds of women from all over the world, in every stage of motherhood and fitness. Her mission is to help mothers unlock their confidence and change the standard of fitness for women, especially mothers.
GUEST CONTACT INFO:
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
You’ve seen “Marie Kondo minimalism” in peoples’ homes… but have you ever heard about financial minimalism?
In this episode, Sami explains the benefits of financial minimalism, how you can start practicing it, and the exact number of bank accounts your family needs.
In this episode, you’ll learn more about:
- What financial minimalism is + Sami’s financial minimalism journey
- Ways to be strategic with your money to get the “biggest bang for your buck”
- How to organize your bank accounts using Sami’s 5 account method + more
MENTIONED IN THE EPISODE:
- Ep. 29 The Power of Discombor
- Women Are Better Investors - CNBC
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
In this unfiltered episode, Sami chats about how her life has changed in the last decade: from working 60+ hours a week to deciding enough was enough. Through her darkest seasons of life, Sami emerged to fulfill her wildest dreams– and you can do it too.
She also discusses mental health, the familiarity of chaos, starting a business, and more!
In this episode, you’ll learn more about:
- Sami’s breaking point and why she decided to quit working full time
- How to adopt your own brand of minimalism
- Paying off debt, organizing finances, and having the mental capacity to manage money
- Learning how to rest, regulating your nervous system, being uncomfortable + more
CW: Suicidal ideation, mental health
MENTIONED IN THE EPISODE:
- Chloe: Personal Trainer
- https://www.instagram.com/reel/C5Qp30XLNOn/?igsh=MTN0N3Y5NWd6OGkzaw==
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Sami chats about how you can make budgeting a regular habit and why you SHOULD! She also gives actionable tips to make this happen and explains how budgeting changed her life.
In this episode, you’ll learn more about:
- How to budget in a sustainable way
- Why budgeting is important for your overall financial wellness
- Apps, tools + mindset shifts to guide you on your budgeting journey
- The reason folks tend to “fail” budgeting, budgeting misconceptions, how budgeting can reduce stress + more
MENTIONED IN THE EPISODE:
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Ellyce Fulmore, Queer and neurodivergent financial educator, content creator, and best-selling author, joins the podcast to discuss how identity has an impact on the financial decisions you will and are able to make in your lifetime.
We also chat about how Ellyce went from Kinesiology to finance, why representation matters in money, handling keyboard warriors, the process of writing a book, and more.
In this episode, you’ll learn more about:
- What an “Identity-based approach” to personal finance means
- The LGBTQIA+ wage-gap and how Queer people need personalized financial literacy
- How the ADHD tax, neurodivergence, and executive dysfunction affects personal finances
- Actionable tips for folks with neurodivergence, the normalcy of cycling through habits, Dave Ramsey, criticizing billionaires, and more!
MENTIONED IN THE EPISODE:
- How Women With A.D.H.D. Manage Their Money
- Order Keeping Finance Personal
GUEST BIO:
Ellyce Fulmore is a queer and neurodivergent financial educator, content creator, best-selling author, and the founder of Queerd Co., a financial literacy company. Her approach to financial literacy goes beyond the conventional, focusing on the intersectionality of identities and lived experiences. Ellyce is passionate about helping her online community of over half a million find the right tools, strategies and perspective to create a life where financial stability and joy coexist.
GUEST CONTACT INFO:
- TikTok
- Website
- Podcast
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
If you’ve ever asked yourself:
- “How much should I have in a rainy day fund?”
- “Where should I keep my emergency fund?”
- “What constitutes an “emergency”?”
Today's A Sunny Side Up Life podcast episode is for you! Sami discusses everything you need to know about emergency funds.
Sami also talks about her first emergency fund, If she agrees with Dave Ramsey, the magic of automation, and how to avoid “draining” your savings account.
In this episode, you’ll learn more about:
- Why you need an emergency fund + how to calculate your emergency fund amount (including taking your circumstances into consideration)
- The benefits of starting small + growing your emergency fund throughout your financial journey
- What qualifies as an “emergency,” different factors that can affect your emergency fund, celebrating milestones + more
MENTIONED IN THE EPISODE:
- https://www.instagram.com/p/CyN5MLFAgkn/
- For Fox Sake: How To Handle A Sudden Job Loss
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Brand Logo: Heather Divoky
- Podcast Support: Weir Digital Marketing
Sami is back for season 3 of A Sunny Side Up Life Podcast!
In this debut episode, Sami goes over life updates, a brief history of the fight for financial independence for women in America, and actionable steps you can take to have more financial autonomy in your own life, regardless of relationship or socioeconomic status.
In this episode, you’ll learn more about:
- Sami life updates including where she’s at with her CFP, net worth, home expenses + more
- The 1700s practice of coverture and how it still affects women today
- A quick history of women’s fight for financial independence, autonomy, and equal rights in the United States
- Tips on how to be a financially independent woman, regardless of relationship status, the effects of divorce on women, the importance of life insurance + more
MENTIONED IN THE EPISODE:
- Best Egg
RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Digital Budgeting System: Budget Template
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
HOST BIO:
Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader’s Digest, and more.
Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women’s lives through her budget coaching and personal finance education content.
When she’s not downing caramel coffee or homeschooling her three daughters, she’s listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas.
FOLLOW SAMI ONLINE:
- Threads
- YouTube
CREDITS:
- Podcast Support: Weir Digital Marketing
The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity.
But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications?
I explore “being enough” by discussing our inner critic, the power of therapy and trusted confidants, and how social media will never be able to tell the full story.
In this episode, you’ll learn more about:
- The concept of enough and how most people look like they have it all together, even when they don’t
- How the idea of enough is a social construct + what led Millennials to think they would never measure up
- Redefining generational definitions of enough + setting our own precedent of what is enough for ourselves
- Why you need to set your goals with blinders on + more
MENTIONED IN THE EPISODE:
- Celebrate your wins reel
- Buy Yourself The F*cking Lilies
- Brene Brown
- How Do I Find A Good Therapist?
PAST EPISODES YOU’LL ENJOY:
- MAKING $63K SELLING OUR LAND, HOW FINANCIAL FREEDOM GIVES YOU OPTIONS & ALLOWING YOUR DREAMS TO CHANGE
- ELIMINATING INTERNALIZED CAPITALISM, MORALIZING PRODUCTIVITY & MENTAL HEALTH + MONEY WITH ALYSSA DAVIES
- WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
No lie: I used to think people truly meant saving cash when they said, “I’m saving for retirement.” I thought people had a vault with stacks of cash. Boy, was I wrong.
In this episode, I go through what saving for retirement actually means, why you need to get started NOW and the power of compound interest.
I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing.
In this episode, you’ll learn more about:
- Why investing is important in the first place
- How to start investing today + why you should
- All about fractional shares, ETFs, Mutual Funds, Index Funds + investing basics
- The difference between an emergency fund and long-term retirement investing + more
MENTIONED IN THE EPISODE
- EVERYTHING YOU NEED TO KNOW ABOUT EMERGENCY FUNDS
- Compound interest calculator
- Gamestop + Robinhood explained
- What is the 4% rule of retirement investing
- Stash App
- Acorns App
- Robinhood
- Vanguard
- Fidelity
- Schwab
- Edward Jones
- The Simple Path To Wealth
- Yahoo! Finance
- Investopedia
PAST EPISODES YOU’LL ENJOY:
- CATCHING FIRE (FINANCIAL INDEPENDENCE/RETIRE EARLY), PREPARING FOR A RECESSION & HOW TO PAY OFF YOUR MORTGAGE EARLY WITH ANDY HILL
- PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT
- IT’S NOT GET RICH QUICK, IT'S GET RICH CONSISTENTLY
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
It was early 2020 and my husband and I were bright-eyed and bushy tailed when we bought our land.
Acres of East Texas pine trees, quiet neighbors (mostly cows), and a creek.
We planned to build our forever home and get old and gray on that property… until Covid hit and lumber prices skyrocketed.
Our dream no longer aligned with what we needed, life happened, and we made a huge decision that changed everything.
In this episode, you’ll learn more about:
- How to be stubborn about your goals and flexible about the path to achieve them
- Whether or not we sold our land at a profit or at a loss
- What we did and what we’re planning to do with the $63K lump-sum
- Accepting the duality of emotion when it comes to pivoting in your life + more
PAST EPISODES YOU’LL ENJOY:
- MONEY, MARRIAGE, AND MOVING IN TO MIDDLE-AGE WITH DANIEL WOMACK
- 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE
- CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
“Who in their right mind has $1,000 just sitting in a savings account!?” That’s what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings.
Fast forward to today: I’m bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now.
Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it’s personal to you and your situation), where the heck to keep it, and more!
In this episode, you’ll learn more about:
- How much you should have in your emergency fund
- Hoarding cash in an emergency fund + breaking scarcity mindsets
- The importance of having a sufficient emergency fund for your lifestyle
- What to do if you feel guilt around spending your emergency fund money – even when it’s actually an emergency + more
MENTIONED IN THE EPISODE:
- The Fed - Dealing with Unexpected ExpensesFederal Reserve Board
- Ally HYSA
- WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS
PAST EPISODES YOU’LL ENJOY:
- WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS
- 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE
- WHAT TO DO ON PAYDAY
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
Alyssa Davies, content creator and published author, joins the podcast to talk about how she was able to approach her finances from a new perspective and remove the guilt and shame from spending money.
We discuss financial trauma, how mental health is tied to personal finance, and why internalized capitalism is something to fight against, not praise.
In this episode, you’ll learn more about:
- Different forms of trauma in money
- What Coast FIRE is + steps you can take to reach it
- The intersection of money and mental health + adopting healthy coping mechanisms
- Having the tough money conversation with aging parents
- Why a fully funded retirement is the best gift you can give your kids + more
MENTIONED IN EPISODE:
- https://www.thetraumaofmoney.com/
- Alyssa’s books
- Alyssa’s courses
GUEST BIO:
Alyssa Davies is a content creator and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money that has over 130k+ followers across social media.
Through her work, she has been featured in many notable publications, including The Globe and Mail, FLARE, Global News, and more. In 2021, she was host of The Dream Team featured on CBC Gem. Alyssa has been a freelance writer for six years and enjoys writing about personal finance, homeownership, and more.
When she’s not writing, you can find her enjoying some downtime with her daughter, playing soccer or daydreaming about home decor.
GUEST SOCIAL MEDIA:
- YouTube
- TikTok
- Website
PAST EPISODES YOU’LL ENJOY:
- WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS
- WHY COMMUNITY MATTERS, FINANCIAL FEMINISM & CENTERING WOMEN + NON-BINARY FOLKS IN THE MONEY CONVERSATION WITH REGINA AND ANGELA OF WOMEN’S PERSONAL FINANCE
- DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
Can you imagine living in a 32 ft trailer with your partner, kids, and dogs? Would you go stir-crazy? Well… now you don’t have to imagine it, you can hear all about it.
Kailey Maloney, from @believeandbudget, joins the podcast to talk about how her world transformed with simple living. We discuss embracing the messy moments of life, intentional minimalism, advice for starting your debt free journey, if her and her family plan on staying in the RV for the foreseeable future, and more!
In this episode, you’ll learn more about:
- The pros and cons of “living small”
- What caused Kailey and her family to decide to move into an RV
- Practical and actionable ways to avoid overspending
- How difference seasons of life call for different financial decisions + more
PAST EPISODES YOU’LL ENJOY:
- PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT
- 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE
- CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE
- UNSUBSCRIBING FROM THE HUSTLE CULTURE
GUEST BIO:
Kailey is a budget expert who found joy in helping others live a lifestyle within their means, but also live their dreams. She fully believes you should listen, step out and find out, and take chances. Living tiny was always on her bucket list and so was traveling the US. Her and her family did it all debt-free!
GUEST SOCIAL MEDIA + LINKS:
- TikTok
- Website
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
The term “trauma” seems to be rampant in 2023… especially on social media.
Being “trauma informed,” experiencing “childhood trauma,” or having a “trauma bond” are phrases used repeatedly to describe certain pivotal and disturbing life experiences and/or mental distress. And while sometimes “trauma” is over exaggerated or used incorrectly, the current spotlight on this pervasive problem has brought, front-and-center, the need to explore it in greater depth.
This leads to the question: what about trauma and money? Can you have financial PTSD? Can you experience financial trauma? How valid are these things… or are we, as a society, being dramatic when it comes to this pairing?
In this episode, you’ll learn more about:
- What is financial trauma + who experiences financial trauma
- The 6 common ways financial trauma manifests itself in your body, mind, and life
- Ways to address financial trauma and learn healthy coping mechanisms
- Sami’s financial trauma: money examples she had during her childhood, how these experiences shaped her money narrative + more
RESOURCES USED:
- https://www.choosingtherapy.com/financial-trauma/
- https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/
- https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2
- https://plutusfoundation.org/2022/financial-trauma-impact-creators/
- https://www.nerdwallet.com/article/finance/generational-trauma
CREATORS TO FOLLOW:
- https://twitter.com/RahkimSabree
- https://www.instagram.com/stevenmhughes/
PAST EPISODES YOU’LL ENJOY:
- FEELING FINANCIAL STRUGGLE, COMBATING INFLATION & HOW TO OVERCOME FEELING OUT OF CONTROL WITH YOUR MONEY
- SPENDING FUN MONEY WHEN YOU'RE BROKE
- COMPOUNDING EMOTIONAL INTEREST
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
Being a content creator sounds enticing, right? The glamor of having creative agency, working with big brands, and being paid to simply be you. Unfortunately though, like every job, it’s not all ring lights and TikTok trends.
In this episode of A Sunny Side Up Life podcast, I chat with @shaybudgets, business owner, social media influencer, goal-setting expert, budget coach and more. We talk about how she started her influencer journey, the realities of juggling a full-time job and working a side hustle, how much YouTube pays, and more.
Shay McMillan began her YouTube channel in 2017 and has amassed an impressive following to over 85k+ subscribers. When she’s not creating content and budget coaching, she spends time changing lives as a school-based counselor and enjoying life with her husband.
In this episode, you’ll learn more about:
- How Shay got started on YouTube + how much money she makes monthly on the platform
- The disingenuous nature of everyone’s “highlight reel” on social media
- Pros and cons of content marketing + the importance of setting boundaries online
- Juggling being a full-time employee, budgeting coach, wife, and business owner + what Shay refuses to outsource + more
PAST EPISODES YOU’LL ENJOY:
- EP. 136 WHY YOU NEED MULTIPLE STREAMS OF INCOME
- EP. 98 HOW TO BE A FREE-THINKER IN AN INFLUENCER'S WORLD
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
GUEST BIO:
Shay is a wife, full-time employee, business owner, social media influencer, planner, goal setting expert, organizer, budget coach and more.
She’s determined to create and lead a life that she absolutely loves and enjoys. This has always been her mission: to craft her perfect life. This notion started when she was a little girl and followed her as she completed graduate school and obtained a Master’s Degree.
She currently works in the helping profession and thoroughly enjoys what she does. When she’s not changing lives at her day job, she helps even more people with her social media influencer career outside of her 9 to 5.
GUEST SOCIAL MEDIA + LINKS:
- YouTube
- Website
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators’ alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women’s Personal Finance, to begin their online community for women and non-binary identifying folks.
WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion.
WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women.
In this episode, you’ll learn more about:
- The power of female friendship + close-knit community during isolating experiences or environmental barriers
- Why Women’s Personal Finance focuses on a group of people instead of a personality or person
- Centering women and non-binary folks in the personal finance conversation
- How divorce or separation is an act of bravery + more
MENTIONED IN THE EPISODE:
- Meet the Women of the Financial Independence Movement
- PrepperFi
PAST EPISODES YOU’LL ENJOY:
- EP. 2 DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME
- EP. 151 WEATHERING THE STORM TOGETHER
- EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
GUEST BIO:
The story of how WPF began dates back to 2018, when Angela wrote the blog post ‘Meet the Women of the Financial Independence Movement‘. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women’s Personal Finance Facebook community.
Later that year, Regina wrote a guest post on Angela’s blog about her newly coined term PrepperFi. Angela and Regina cemented their friendship over the course of Regina’s son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet.
With WPF’s expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more.
GUEST SOCIAL MEDIA + LINKS:
- YouTube
- Woven
- WPF Insiders
- Website
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
If you’ve always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more!
In this episode, you’ll learn more about:
- What sinking funds are, how to set them up, and popular things to save for
- Realistic goal setting and tackling multiple goals at once
- How HYSA (high yield savings account) will change your saving game
- The best debt payment method for you + more
MENTIONED IN THE EPISODE:
- EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE
- EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!
- The Simple Path to Wealth: Your road map to financial independence and a rich, free life
PAST EPISODES YOU’LL ENJOY:
- EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE
- 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE
- EP. 145 WHAT TO DO ON PAYDAY
- EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
Cindy Zuniga-Sanchez, Esq. entrepreneur and new author, joins the podcast to discuss how she went from paying off significant debt and graduating law school to quitting her corporate law career in favor of her business, Zero-Based Budget.
We also talk about the need for transparency around entrepreneurship, the white savior complex, struggles of being the face of an online brand, and more!
In this episode, you’ll learn more about:
- How Cindy's immigrant upbringing in the Bronx influenced her financial, minimalism, and gratitude journeys
- Making a career switch from successful corporate lawyer to entrepreneur + practical advice if you’re wanting to take the leap
- The difference between a sabbatical fund and an emergency fund
- What you can do to teach your kids to be grateful + more
As a reminder, Cindy’s new book, Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, is available now anywhere you buy books!
MENTIONED IN THE EPISODE:
- Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth
PAST EPISODES YOU’LL ENJOY:
- EP. 142 LOOKING BACK WITH GRATITUDE
- EP. 111 USING FINANCIAL INDEPENDENCE AS SOCIAL ACTIVISM
- EP. 140 FROM DIVORCED AND BANKRUPT TO CEO AND THRIVING
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
GUEST BIO:
Cindy Zuniga-Sanchez, Esq. is a money coach, speaker, and the founder of Zero-Based Budget Coaching LLC. After graduating law school in 2015 with $215,000 of debt, Cindy documented her debt payoff journey on social media, while sharing the personal finance knowledge that she was learning in a simple and relatable way. She has spoken to thousands and coached hundreds on budgeting, saving, debt payoff, investing, credit, building generational wealth, and more. She is committed to helping millennial women, particularly women of color, create a realistic money plan to achieve financial freedom.
Cindy has been featured in national publications including Forbes, Business Insider, Kiplinger, CNBC, CNET, NextAdvisor, Real Simple, HipLatina, Remezcla, and Refinery 29 and has appeared on national and local television, including on Good Morning America, The Rachael Ray Show, Pix11 News, and Telemundo. She has partnered with the White House’s National Economic Council to raise awareness on the American Rescue Plan and the Emergency Rental Assistance Program.
Cindy practiced law as a commercial litigation attorney at an Am Law 100 firm before diving into full-time entrepreneurship. She is a graduate of Stony Brook University and obtained her Juris Doctor degree from the Benjamin N. Cardozo School of Law. She was born and raised in the Bronx, New York and currently resides in Jersey City with her husband.
GUEST SOCIAL MEDIA + LINKS:
- TikTok
- Website
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
Sami is back in season 2 of A Sunny Side Up Life Podcast!
In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help.
She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023.
In this episode, you’ll learn more about:
- Steps to take if you can’t hire a CFP®, budgeting coach or other financial expert
- Details on my CFP® including: cost breakdown, time commitment and intensity level
- How a CFP® is different than other types of financial expert certifications
- What working with a CFP® or financial expert can do for you and your money + more
MENTIONED IN THE EPISODE:
- https://www.fma.org/finance-certifications
- https://www.afcpe.org/certification/accredited-financial-counselor/
- https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor
PAST EPISODES YOU’LL ENJOY:
- BLOWING $600K, BREAKING UP WITH DAVE RAMSEY & QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING
- FINANCIAL EMPOWERMENT FOR WOMEN
- 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast production: Weir Digital Marketing
- Research: Sami Womack + Vee Weir
- Editing: Joseph Bogumill
My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations.
Daniel and I have been married for 14 years, together 19 years. Through that time we’ve gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.
It hasn’t always been rainbows and butterflies– and often in the personal finance space, a male partner’s perspective is missing. If you’re wondering what it’s like living with a money nerd and financial coach, this episode is for you!
In this episode, we chat about:
- Our love story + how we each grew up with money
- How we ended up in debt + the actions we took to get out of it
- The biggest money mistakes we’ve made as a married couple (hint: Keeping Up With The Joneses)
- Retiring early, living an intentional life + the difference between wanting to work and needing to work
- Why you need to budget in cheap fun while you’re getting your financial house together so you can have rich fun in the future + more
MENTIONED IN THE EPISODE: * https://www.youtube.com/watch?v=XTTxJLyNQAE * https://www.youtube.com/watch?v=sJjJ6KwyvqU&t=3s
SPONSOR(S):
- Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!
PAST EPISODES YOU’LL ENJOY:
- EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES
- EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE
- EP. 134 DON'T F WITH THE IRS
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
DISCLAIMER(S):
- This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Audio Engineer + Editor: Garrett Davis
- Podcast Support + Artwork: Weir Digital Marketing
- Research: Vee Weir
Andy Hill, founder of the award-winning podcast and blog Marriage, Kids, and Money, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living..
He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more!
We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE.
In this episode, we chat about:
- What inspired Andy to get into the FIRE Movement + How he’s forged his own (balanced) FIRE path
- How to get the whole family on board with Financial Independence
- The emotional and psychological benefits to paying off your mortgage early
- Teaching your kids about money and passing down legacy wealth while your children are alive
- Coast FIRE vs. traditional FIRE + more
MENTIONED IN THE EPISODE: * Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33) * http://www.marriagekidsandmoney.com/freegift
GUEST BIO: Andy Hill is the founder of the award-winning podcast and blog Marriage, Kids, and Money, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.
In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more!
When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.
GUEST SOCIAL LINKS: * Instagram * Facebook * Twitter * YouTube
PODCAST SPONSORS:
- Not Another Personal Finance Podcast
PAST EPISODES YOU’LL ENJOY:
- Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt
- Deconstructing Money Shame, Navigating
Mental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- 2023 Powersheets: 2023 Goal Planner
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION:
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO:
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
DISCLAIMER(S):
- This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Audio Engineer + Editor: Garrett Davis
- Podcast Support + Artwork: Weir Digital Marketing
- Research: Vee Weir
You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate.
Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management.
In this episode, we chat about:
- What Haley and Justin did with a $600K inheritance
- How tracking your money will transform your life
- Why Dave Ramsey got the boot from their lives
- The importance of spending on joy + more
GUEST BIO: Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.
In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.
They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months.
GUEST SOCIAL LINKS: * Instagram * Facebook * Podcast
PODCAST SPONSORS: Price of Avocado Toast Budget
PAST EPISODES YOU’LL ENJOY:
- Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt
- Deconstructing Money Shame, Navigating
Mental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- 2023 Powersheets: 2023 Goal Planner
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
DISCLAIMER(S):
- This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Audio Engineer + Editor: Garrett Davis
- Podcast Support + Artwork: Weir Digital Marketing
- Research: Vee Weir
In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.
While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree.
If you’ve ever felt conflicted about saving for your kids' future, this episode is for you.
In this episode, Sami chats about:
- Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees
- Alternatives to student loan debt and post high school education including trade schools, scholarships, etc.
- Case study: Sami’s college story in comparison to her husband’s career
- The power of a launching fund instead of a traditional college savings fund and what a launching fund is
- 529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more
MENTIONED IN THE EPISODE:
- https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid
- https://money.com/best-college-savings-account/
- https://journeytolaunch.com/episode272/
PAST EPISODES YOU’LL ENJOY:
- PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT
- PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- 2023 Powersheets: 2023 Goal Planner
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
DISCLAIMER(S):
- This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Audio Engineer + Editor: Garrett Davis
- Podcast Support + Artwork: Weir Digital Marketing
- Research: Vee Weir
Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism.
Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.
Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero.
In this episode, Jannese and I chat about:
- How a love of cooking transformed Jannese’s life
- Going from $400,000 in debt to over $300,000 net worth
- The work, time, energy, and money it took for Jannese’s blog to make 6-figures passively
- Having a multi-pronged approach to your business
- Common misconceptions about passive income + more
MENTIONED IN THE EPISODE:
- https://www.delishdlites.com/
GUEST BIO:
Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.
Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.
Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero.
GUEST SOCIAL + WEBSITE:
- TikTok
- Website
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
- This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
If you’re reading this, you likely currently have or have had credit card debt.
So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations?
Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically.
If you’re struggling with credit cards in any capacity, this episode is for you.
In this episode, Sami chats about:
- Why people find themselves in credit card debt + why that debt has spiked in the last 3 years
- How Sami’s family is jumping back into using credit cards strategically + healing financial trauma
- The importance of credit scores and why they actually matter
- How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk
- Credit card balance transfers, travel hacking, points and rewards + more
SPONSOR(S):
- Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!
MENTIONED IN THE EPISODE:
- Easy Budget’s Debt Snowball Calculator
- Aunt Kara’s IG
- Capital One Venture X
PAST EPISODES YOU’LL ENJOY:
- EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES
- EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE
- EP. 134 DON'T F WITH THE IRS
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
DISCLAIMER(S):
- This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Audio Engineer + Editor: Garrett Davis
- Podcast Support + Artwork: Weir Digital Marketing
- Research: Vee Weir
Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.
We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.
@debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.
In this episode, Nika and I chat about:
- How a 35 day furlough lit a fire under Nika to start her debt free journey
- The dangers of under-withholding and not filing taxes (hint: don’t do this)
- Why community has been essential during Nika’s debt payoff journey
- Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles
- Balance, boundaries, and stepping away from chasing the algorithm + more
MENTIONED IN THE EPISODE:
- Don’t F With The IRS
- Mercari Sell Your Sh*t On Mercari
- Demolish Your Debt Resource Guide
GUEST BIO: NIKA BOOTH
In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she’s an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.
@debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.
GUEST SOCIAL + WEBSITE:
- TikTok
- Website
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
- This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
- Opinions are the creators alone.
- Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
At the end of the day, your budget is a lot like hot weather and articles of clothing: you can only cut so much before it becomes problematic. And that’s what we’re tackling today on A Sunny Side Up Life Podcast.
Sami discusses the unnecessary guilt and shame surrounding things we can’t control, like the current inflation rate, and how to combat these feelings and our finances during periods of monetary struggle.
In this episode, Sami chats about:
- Actionable steps to take when you feel out of control with your money
- How personal finance procrastination relates to a junk closet
- The importance and power of building consistent habits with budgeting
- Guilt and shame over money mistakes, being worthy of more than financial struggle, + more
SPONSOR(S):
- Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY
PAST EPISODES YOU’LL ENJOY:
- Facing Your Fears
- Money Is Emotional
- Getting Through The Darkness
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism.
With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.
Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life.
In this episode, Rachel and I chat about:
- How to live a natural homeschooling, gentle parenting, simple living life
- The Bucket System, Launching Funds, + paying off $600k+ in debt
- Giving your kids a seat at the table when discussing money
- The intersectionality of money and intentional living
- What is geo-arbitrage and house-hacking
- Flipping your perspective on “negative” situations + more
SPONSOR(S):
- Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!
- Sage Money: Learn simple personal finance tactics that will honor your needs and dreams through money storying, debt freedom, conscious spending, intentional banking, smart investing, and financial independence.
MENTIONED IN THE EPISODE:
- Sage Family: Debt Freedom With Sami Womack
- Shining A Light On Simple Living + Gentle Parenting With Rachel Rainbolt
- Sexuality With Amy Lang
FIND SAGE FAMILY ONLINE + SOCIAL MEDIA HERE:
- Rachel’s Instagram Page
- Rachel’s Website
- Rachel’s Podcast
- Rachel’s Courses
GUEST BIO - RACHEL RAINBOLT:
Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism.
With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
As someone who has gone from half-a-million dollars in debt to a quarter-million dollars positive net worth in one decade, I’ve made money choices that have changed the course of my entire life.
In this solo episode, I unpack these decisions, go through my 5 bank account method, and validate doing what’s best for you and not what society says you should do.
In this episode, I chat about:
- Our decision to go from 3,200 square feet to 600 square feet
- The importance of checking your net worth & cash-flowing purchases
- Why temporary sacrifices are worth it for long-term happiness
- How to organize your bank accounts + more
SPONSOR(S):
- Digital Budgeting System: If you want an automated, color-coordinated, simplified, and gorgeous way to organize your money…you’re in the right place! This is a simple 6-tab spreadsheet system hosted through Google Sheets, full of formulas + shortcuts.
MENTIONED IN THE EPISODE:
- Creating an Intentional Life In a Consumer Culture
- 5 Bank Account Method Visual
- Ally High Yield Savings Account
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
Lexa VanDamme, queer personal finance coach and creator of The Avocado Toast Budget, joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money.
We discuss her entrepreneurial journey, why she thinks Dave Ramsey is old news, and how to succeed with money when living with a mental health disorder.
Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k.
In this episode, Lexa and I chat about:
- How shame and guilt shapes our perception of finance
- The power of empathy and grace when it comes to spending habits
- Step-by-step actions to take if you’re overspending OR a new budgeter
- Navigating mental health and money with the magic of automation
- 3 issues Lexa has with Dave Ramsey + his stagnant Baby Step Program
- The slippery slope of “real” numbers + more
SPONSOR(S):
- Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY
- 1:1 Budget Coaching: 1:1 Coaching Sessions are for 12-weeks of fully personalized support. Together we’ll organize your bills, spending, debt, and savings goals. I’ll help you get a system in place that will set you up for success for years to come. I’ll be there to hold you accountable, talk you through building new habits, and help you adopt a positive mindset towards your life!
MENTIONED IN THE EPISODE:
- Financial Survival Guide
GUEST BIO: LEXA VANDAMME
Lexa VanDamme is a queer identifying personal finance coach and creator of The Avocado Toast Budget. She joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money.
Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k.
GUEST SOCIAL + WEBSITE:
- TikTok
- Website
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Sqad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
Sami is back in season 1 of the new and improved A Sunny Side Up Life Podcast. In this solo episode, Sami talks about the emergence of influencer marketing, why you must be intentional about turning away from materialism, and her personal experience with drowning beneath the weight of things.
In this episode, Sami chats about:
- How Sami got caught up in consumerism through the auction industry
- The insidious nature of influencer marketing + how to spot it
- Finding balance between YOLO consumerism + financial responsibility
- Why figuring out what you need vs. what you think you need is important
- What you need to do to combat consumerism in your everyday life, working backwards towards your goals, + more
SPONSOR(S):
Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY!
MENTIONED IN THE EPISODE:
- Taking Stock By Jordan Grumet
- Journey To Launch Episode 281-Lessons About Living From The Dying And Finding Balance Between YOLO & Protecting Your Financial Future W/ Jordan Grumet
PAST EPISODES YOU’LL ENJOY:
- Your Income Doesn’t Define Your Wealth
- Unsubscribing From The Hustle Culture
- Learn To Rest Not Quit
ASSUL RESOURCES:
- 1:1 Coaching With Sami: Apply today
- YouTube: Subscribe for free
- Instagram: Follow me on the ‘gram
- Facebook: Follow me on Facebook
- The Sunny Squad: Join the VIP Facebook Group
SHOW INFORMATION: A Sunny Side Up Life
A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.
Learn more at: https://www.asunnysideuplife.com
HOST BIO: Sami Womack
Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
DISCLAIMER(S):
This show may contain affiliate links or links from our advertisers where we earn a commission or direct payment.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
CREDITS:
- Podcast Support: Weir Digital Marketing
- Podcast Artwork: Weir Digital Marketing
- Audio Engineer: Garrett Davis
Having fun while on a tight budget is still a must, but the real question becomes how much fun can you afford to have.
In this episode, we're digging into how much fun money to plan into your budget when you're broke, and how your mental health plays a huge role in the answer.
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
Emotional and mental health are a huge aspect of your life and likewise, this can impact your budget in a big way as well. In this episode, I'm sharing with you a secret way to reach your financial goals even faster...and it has nothing to do with actual numbers.
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
Whether you’re going through a literal storm of tornadoes or just an emotional storm of self-improvement, you’ll need a support system. Often times we feel like we need to armor up and go at it alone, but this couldn’t be farther from the truth. Humans are hard-wired for connections and community — yes, even us introverts.
In this episode, I’m sharing why you need a support system and what characteristics you should look for in an accountability buddy.
Get on the waiting list for 1:1 Coaching
https://www.asunnysideuplife.com/coaching
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
I’ve been saying for the past two years that we’ve been planning on building a custom house — well, our plans have changed! We’re buying a house instead.
In this episode, I’m sharing why we decided to shift our plan, the details of the new house, and the lessons you can apply to your own financial journey.
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
If your goal is to become a more positive person and have a more intentional life, then you also have to expect to feel more empathy when hard times happen. The same muscle that allows you to feel the good and the positive, also expects you to take on more of the heartbreak, sadness, and empathy -- it is two sides of the same coin. In this episode, I'm sharing my thoughts about where the negative thoughts come into play on a positive-living journey.
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
My years of Budget Coaching has taught me that you can't just assume someone is doing well financially because you have a high income or that you're doing bad financially because your income is average or lower.
In this episode, I'm sharing with you some of my first-hand experience with coaching clients with $30k per year incomes all the way up to $600k incomes.
The truth is if you spend more than you make, the math will never add up, but on the flip side, if you take a slow and steady approach to investing, you could easily win the race towards wealth.
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
Instagram: https://www.instagram.com/asunnysideuplife/ Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
The thing about being on an intentional living journey is that you’re going to grow and change a lot. Unfortunately, this might mean that you’ll outgrow some of your friends, and maybe even your family. In this episode, I’ll share some advice and encouragement if the people around you aren’t supportive of your new lifestyle.
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
We hear that in order to become wealthy we must hustle, even sometimes to the detriment of our health. However, I'm unsubscribing from the mindset of hustle culture and still growing my wealth more than ever.
In this episode, I'm sharing how to break this pattern in your own life.
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
Payday can be really overwhelming when you're a newbie budgeted, so on today's episode, I'm breaking down all the basic steps for you!
Have any follow-up questions, send me an email or DM and I'll be glad to answer them.
Instagram: https://www.instagram.com/asunnysideuplife/
Email: asunnysideuplife@gmail.com
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
You're not alone in your fears. Every fear that you have is valid. However, at the end of your life, what's really going to matter? If you embarrassed yourself TRYING to achieve a goal or if you gave life your all and showed up to be the best version of yourself possible? Today, we're talking about how to push past these fears.
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
Who will you be 10 years from now? -- The magical part is, it's up to you! In this episode, I'll walk you through how I'm intentionally working towards becoming the best version of myself in 10 years, how I'm taking small action steps this year, and how I'm enjoying the journey along the way.
Get my favorite goal planner here: https://www.asunnysideuplife.com/powersheets
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
The best way to start your New Year's goal-setting process is to look back on the past 12 months with gratitude for the progress you've made and the small moments in the day-to-day. Celebrate how far you've come before you move forward into the next chapter.
Get my favorite goal planner here: https://www.asunnysideuplife.com/powersheets
Instagram: https://www.instagram.com/asunnysideuplife/
Free Challenge: https://www.asunnysideuplife.com/declutter-your-budget-challenge
Budgeting Worksheets: http://www.asunnysideuplife.com/budgeting
Budgeting Course, Your Sunny Money Method: http://www.asunnysideuplife.com/your-sunny-money-method
1:1 Budget Coaching: https://www.asunnysideuplife.com/coaching
There will always be seasons where you feel the need to rest and others where you feel the need to hustle — both are necessary and normal. I’m sharing my best advice about productively resting and I’m letting you in on some sneak peeks in A Sunny Side Up Life’s future!
IN THIS EPISODE, SAMI SHARES ABOUT: * A reminder to everyone that seasons of rest and seasons of hustle are normal * Advice on how to know when to rest * Sneak peek on what’s ahead for A Sunny Side Up Life
RESOURCES MENTIONED: * Start Your Budget Here 5-Day Challenge * Digital Budgeting System Worksheets * Your Sunny Money Method Course * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
Today I have the pleasure of speaking with Meghan Tarry: Single mom, Owner of In 2 On Consulting, and coincidentally, one of my best friends.
Meghan and I discuss the realities of divorce and bankruptcy, how she overcame personal adversity and dove head-first into the world of entrepreneurship and how she juggles being a single mom.
You won’t want to miss this episode!
IN THIS EPISODE, SAMI SHARES ABOUT: * What Meghan went through during the Chapter 11 process * How she bounced back after leaving a 17-year relationship * What Meghan’s business is all about * How she juggles being a full-time entrepreneur and motherhood
RESOURCES MENTIONED: * [Meghan's Instagram] @in2onconsulting * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 170,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
There are, I dare say, millions of “Get Rich Quick” schemes. They sometimes come in the form of #bossbabe MLMs and they sometimes come in the form of going “all in” in bitcoin due to internet hype.
The truth about a real financial journey… you know, for everyday “normal” people, is that it’s not about thriving everyday. It’s not about getting rich quick.
It’s about balance.
It’s about the BIG picture.
It’s about long-term thinking.
Even in your downturns, you have to look at the average trajectory of your journey. Have you made progress? Are you working towards your goals? Where do you think you’ll be in x years?
It’s easy to get stuck in the weeds of negativity and “the grind,” but remember: It’s not get rich quick. It’s get rich consistently.
IN THIS EPISODE, SAMI SHARES ABOUT: * Everyone has good and bad seasons in life, even with personal finances * It’s important to consider the BIG PICTURE, not zoom in on where you’re at right in this moment. Keep perspective * Building wealth, fulfilling dreams and achieving a life you want to live is a long-term, consistency-based process * There’s no ‘get rich quick’ scheme — it’s about living the life you want to live over time and making habits that are sustainable
RESOURCES MENTIONED: * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 170,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
No one likes to admit this, but budgeting is really the first step. It’s what you do after that matters, because the reality is that anyone can write a budget. Not everyone knows what to do after-the-fact.
This episode is how to keep on keepin’ on AFTER you write your budget. How doing the heart work, setting goals and being intentional with your money is the secret sauce to budgeting.
Remember — you’ve still got your training wheels on. Take it slow and steady, remember this is a long-haul game and get excited about the future.
IN THIS EPISODE, SAMI SHARES ABOUT: * How to keep moving forward AFTER your budget is set up * Why going at your own pace is crucial to the journey * How to amp up your income and cut back your spending
RESOURCES MENTIONED: * Join the Sunny Squad Facebook Group * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 170,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
No one has said “I want a crappy life, with crappy things, making no money.”
That’s why, it is a sticking point for me, that you need money for all the things you truly deserve and all the things you dream of. Things like a paid-off home, travel adventures and a secure future.
In order to do that, we have to lay the financial groundwork so to speak. These are 5 steps to financial freedom:
- Work on your mindset
- Create a solid written budget
- Alter on your spending habits
- Work to stay motivated + stay connected to positive influences
- Live a life of financial freedom! (happens during the process, not after)
IN THIS EPISODE, SAMI SHARES ABOUT: * You don't only need money to live, you need money to dream * 5 steps you can easily take to reach financial independence * How these steps have manifested in her own life
RESOURCES MENTIONED: * Check out my ETSY shop * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 170,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
I think we all have realized at this point, that our financial situation has the ability to change overnight. With COVID, lockdowns, and crashing stock markets, we aren’t as secure as we originally thought. So... what do we do about it? Welcome to the world of multiple income streams and how to leverage them to build security AND wealth. IN THIS EPISODE, SAMI SHARES ABOUT: Defining the different types of income streams you could possible adopt What is passive income anyway? Why we have to break free from working harder and start working smarter RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami’s YouTube Channel
"We don't buy things with money, we buy them with hours of our lives." -Joshua Becker When you change your mindset to buying things with time instead of money, that's when your entire world changes.
Once you realize that life is too short to spend it chasing frivolous things...
Once you realize that you, your partner, or both of you, are going to spend time away from your family working each day...
Once you realize that it's not money it's time...
You'd better have something more than debt and tired feet to show for it!
IN THIS EPISODE, SAMI SHARES ABOUT: * Changing your mindset from money = money to money = time * How your spending habits set the tone for the rest of your financial situation * How to take advantage of this scarcity (time) by living your best life
RESOURCES MENTIONED: * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Since it's tax day, it's finally time to open up about my story about what happens when you're 3 years behind on property taxes, don't properly pay your business's sale tax, and when the IRS comes after you because you failed to claim all of your income. If you're scared... well, you should be! IN THIS EPISODE, SAMI SHARES ABOUT: Why she was behind on her property taxes What she did to resolve the issues What she learned from this IRS nightmare RESOURCES MENTIONED: Digital Budgeting System Worksheets 1:1 Coaching with Sami —> Sami’s YouTube Channel
It’s financial literacy month, which means my social media feeds are ablaze with tips and information all surrounding personal finance. I love this time of year, because we are coming out of hibernation and setting our sites on how we can improve ourselves. A spring cleaning of our personal finances and emotional lives is a wonderful, fresh way to celebrate spring.
With all of that being said, I want to touch on the subject of money and emotions. We have this incorrect notion that money is removed from feeling. It’s too cerebral… too analytical, but I am here to tell you that money, specifically personal finance, tells me everything I need to know about a person's priorities and emotions.
In this episode, I expand on this idea and how you can improve your financial and emotional wellbeing today! Don't forget: Money is emotional!
IN THIS EPISODE, SAMI SHARES ABOUT: * Why money and emotions are intrinsically tied * How you can improve your finances to match what you want your life to be TODAY * Real life stories surrounding transformations around money and emotions
RESOURCES MENTIONED: * #debtfreecommunity on Instagram * [Free Course] Magic + Money * Digital Budgeting System Worksheets * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 165,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
The future is female, and in this International Women's Month episode on A Sunny Side Up Life, we speak to why this is an absolute truth. The gender pay gap, divorce statistics and the reality of predatory practices like the pink tax, make financial literacy for women not just a luxury -- but a necessity. We are claiming a seat at the table -- and it's long overdue. IN THIS EPISODE, SAMI SHARES ABOUT: Why collaboration is more impactful than competition The wealth gap, divorce statistics, financial abuse and things that women are faced with on a daily basis The importance of financial literacy Women that empower other women on a daily basis RESOURCES MENTIONED: Divorce statistics for women @brokeblackgirl Financial Abuse statistic @brokeblackgirl `10 Women to follow for Money Advice @delyannethemoneycoach @herfirst100k @savemycents @veefrugalfox @jasminetillery / @blackpfcommunity @financiallifocused @thebrokeblackgirl @aunt.kara @sugarandmoney @nerdsguidetofi 1:1 Coaching with Sami —> Sami’s YouTube Channel
Did you know that there are more than 2 ways to pay off debt? Most of us have heard of the Debt Snowball Method and the Debt Avalanche Method -- but have you heard of the Most-Hated Debt Method? What about the Highest Monthly Payment Method?
In this episode, I’m exploring other options and methods when it comes to paying off your debt and what could work for you and your family during your financial independence journey.
IN THIS EPISODE, SAMI SHARES ABOUT: * What method(s) Sami used in her own debt free journey * What the best method to pay debt off is * Your different debt payment plan options * Others who have successfully used these plans
RESOURCES MENTIONED: * [affiliate link] Easy Budget's Debt Calculator * @easy_budget * @veefrugalfox * @financiallifocused * @ashsavingcash * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 165,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Find all of the shownotes here: https://www.asunnysideuplife.com/blog/podcast/a-year-into-covid
This is officially the worst anniversary ever -- and while I’m absolutely not celebrating the year of COVID-19, I am definitely reflecting on it.
I am thinking of how I learned (even more) the importance of holding my loved ones close. Of not taking for granted what we have, of not hoarding things other people may need (lookin’ at you, TP) and, above all, how this season of life will change all others.
If I can take away one single thing this year, it's to be kind to one another.
IN THIS EPISODE, SAMI SHARES ABOUT: * How COVID has affected Sami and the world * What has changed and remained the same * Hard lessons learned during a global pandemic * The importance of not taking life for granted
RESOURCES MENTIONED: * [Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 165,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
A scarcity mindset is the belief that there will never be enough, resulting in feelings of fear, stress, and anxiety. Does this sound familiar? Is your life in a scarcity state? Do you, “Well, that’s just the way it is,” instead of changing your frame of mind and seeking out your own happiness? Do you sit in negativity? You're not alone and negative thoughts are normal, BUT the reality is that these thoughts and these patterns are holding you back from your potential. They're holding you back from your best life! IN THIS EPISODE, SAMI SHARES ABOUT: How pleasure is not an antidote to scarcity How negativity and doubt are normal parts of the human condition, but we shouldn't live there How to get out of this scarcity mindset and enjoy an abundance mindset RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami’s YouTube Channel
In our society, where money and is the popularized pinnacle of success, it’s easy to correlate self-worth with income. Here’s your reality check: Your worth isn't dependent upon the amount of money you make. I want you to read that again. Your worth isn't dependent upon the amount of money you make. Our worth is not dependent on how productive you, how busy you are, or how much you make for a living— no matter how much our world tries to convince you otherwise. You are worthy by simply existing. IN THIS EPISODE, SAMI SHARES ABOUT: The link between income and worth (and how it’s totally made up) Why you need to separate yourself from the correlation of worth and income How to take control of your self-perception in a world where people profit off of your insecurities RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami’s YouTube Channel
Without darkness there would be no light. Without sadness there would be no joy. Without the low times, you wouldn’t feel the high ones. In order to live a full life, you can’t experience just happiness, you must go through life events and situations that will make you appreciate that happiness. The truth is that your struggles are not against you, they are FOR YOU. They present themselves to give you an opportunity to prove yourself, to strengthen yourself and to figure out your true grit (Thanks, John Wayne). Sometimes you just have to stay strong through the winters + have faith that spring will come again. IN THIS EPISODE, SAMI SHARES ABOUT: Why dark times are necessary in your life How to get through these dark times How to rise above them RESOURCES MENTIONED: 1:1 Coaching with Sami —> Sami’s YouTube Channel
When was the last time you did something that you truly enjoyed? Something that didn’t need a reason for doing? Something that you didn’t directly profit from? In this week's episode, we’re talking about the importance of hobbies in life. I give you a (soft) kick in the butt about why you need to carve out time to live a life you truly love — and why you deserve to experience joy. IN THIS EPISODE, SAMI SHARES ABOUT: How to create/make time for the things you love Budgeting with hobbies in mind Why you DESERVE (yes, deserve) to do things that bring you joy RESOURCES MENTIONED: [Video] SPEND $$ ON WANTS - Not Just Needs! [Video] Make Time For What MATTERS 1:1 Coaching with Sami —> Sami’s YouTube Channel
Sami Goal Summit: My 2021 Goals
Setting goals can be overwhelming and anxiety-inducing. The “What ifs” tend to sneak up on me and cut through even the strongest determination and motivation I have. But not to fear!
That’s normal — but it isn’t something that keeps me from setting goals or achieving them! In this episode, I go over my goal-setting process, how I “reconcile” my goals throughout the year and how I stick to realistic expectations when setting any goal!
IN THIS EPISODE, SAMI SHARES ABOUT:
- Why it’s okay that it took her a month to set her 2021 goals
- Why she chose “scale” as her 2021 word of the year
- How to listen to your triggers
-
Her goal-setting process
RESOURCES MENTIONED: * [Podcast] EP. 71 Seven Steps To Take Before Setting Your New Year's Goals * [Podcast] EP. 73 Encouragement For Taking Your Goals To The Next Level * Why you should pick a word for the year * How to actually STICK to New Years resolutions * Powersheets goal planner * 1:1 Coaching with Sami * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Impulse Shopping Isn’t the Problem: You Are Ouch… that stings, right? But it’s (unfortunately) the truth. There is a silver lining to this though because if you’re the problem, you’re also the solution. In this episode, I go over how to get to the bottom of why you’re impulse shopping, how to take action against it, and sustainable and healthy ways to cope with it. If you’re an impulse shopper: The one’s for you. IN THIS EPISODE, SAMI SHARES ABOUT: Getting to the bottom of WHY you're impulse shopping The different ways that you can take action against impulse shopping Long term habit building versus fad "budget diets" How to learn yourself and your triggers RESOURCES MENTIONED: 1:1 Coaching with Sami [YouTube] Less is NOW Reaction | Cons + Pros to The NEW The Minimalists Documentary —> Sami’s YouTube Channel
In this episode, Morgan from @holisticbucks shares with us her journey to becoming a wealth coach and how she actively helps millennial women who avoid their finances, confidently build up their savings and start investing. Taking a holistic approach to money with an abundant mindset and powerful mantras has never felt so good! IN THIS EPISODE, SAMI SHARES ABOUT: How Morgan manifests her money reality and how you can too Creating your own vision board for the life you want to live (and how that actually helps you) Doing affirmation exercises to speak your dreams and desires into existence Learning about “I am” statements RESOURCES MENTIONED: Mastering Your Money Mindset E-Book [Book] Rich Dad, Poor Dad [Book] The Power of Positive Thinking [YouTube] The Rice Experiments Subscribe to Sami’s YouTube Channel >> Podcast Home Page Leave a Podcast Review FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog WHO IS OUR GUEST? Morgan is the founder of @holisticbucks and a DIY investor. She believes the best way to financial freedom is through blending both finances and wellness to improve your overall health and break bad habits. Her lifelong goal is to build wealth and attain financial freedom so that she can live a life she loves, and help others to do the exact same. When Morgan’s not overly obsessing over the next best stocks, you can catch her traveling, writing poetry, or with a good solid book. Instagram | Website | Services | Resources WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
When I turned 30 I wrote out ten dreams that I wanted to be a reality by the time I turned 40. These were big goals like “celebrate 20 years of marriage” + “hit millionaire status”. Most of them I knew would take me the entire 10 years to accomplish or at least would be something that I’d have to continually work on throughout all of the years. The thing about such big goals is that they tend to feel too abstract or too far away. We end up not really tracking our progress or losing focus somewhere along the way. In this episode I go over exactly how to achieve your big goals without getting lost along the way. IN THIS EPISODE, SAMI SHARES ABOUT: Listing out 10 big vision goals to jump start your dreaming How to take small steps each year to reach those 10 big vision goals Why rewriting your goals each year is a necessary step to achieving them How to not lose focus on goals that will take multiple years to accomplish RESOURCES MENTIONED: Powersheets Goal Planner —> Sami’s YouTube Channel
Oh, 2020. You came, you saw, you destroyed. As the new year comes full-steam ahead, it’s time to reflect and figure out what went right and what went terribly (most of it out of our control) wrong. What if you didn’t accomplish any of your goals? What if this traumatic year set you back, got you laid off, or worse, made you sick? Here’s the tea: Some people took time to accomplish goals and enjoy being home, while others struggled with being stuck at home. Some had to keep working as if nothing was wrong and some people lost everything they had. So, as we say bon voyage to 2020, give yourself grace. Acknowledge that catastrophic year it’s been and remember that the sun will rise tomorrow. In this episode, we’re talking about how to recover from 2020 and regroup as we move forward into 2021. Cheers 🥂 IN THIS EPISODE, SAMI SHARES ABOUT: What to do if you didn’t accomplish any of your goals? How to recalibrate and use 2020 as a tool to move forward in 2021 Giving yourself grace through the storm Seek gratitude amidst the chaos (and the peace) RESOURCES MENTIONED: —> Sami’s YouTube Channel
This year has been crazy. That’s why, heading into 2021, it’s important to cut out what doesn’t and what will not serve you.
If you’ve been around A Sunny Side Up Life Podcast for a while, you know I’ve discussed this topic at great length; however, during the Christmas season, we will be attaining lots of things, as we do each year.
During this time of year, we commit to new goals, new people, new material goods-- and with that mindset, more time and energy is spent.
This is also a time to evaluate what you want and how you feel.
What hobbies do you want to have?
What people do you want to be around?
What new things do you want to do?
These are fabulous questions to ask yourself. When you have the answers to these questions, it’s time to cut what doesn’t bring you joy.
Purging what isn’t serving you is just as important as making new goals. Make sure your time and schedule match your goals. Make sure you carve out your mental space and preserve your energy. Organize and create a space that you love.
In this episode, we’ll talk about how to purge these areas of your life and how you can set yourself for success in the new year-- while cutting the things that don’t serve you.
IN THIS EPISODE, SAMI SHARES ABOUT: * Why it's important to cut the things that do not serve you * Creating space in the new year * How to purge your life of unwanted things * The Hierarchy of Needs
RESOURCES MENTIONED: * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
“Failure should be our teacher, not our undertaker.” - Denis Waitley I have failed in my time and it was during those failures where I learned who I was, what I wanted out of life and what not to do next time. The first 2 years of my oldest daughter’s life are painful to reminisce. I was drowning in a job that took over my entire life, I had clutter and debt and then I had a miscarriage. It was horrible, chaotic, and emotionally draining, to say the least. I didn’t have a budget, I didn’t know how to manage my life and overall — I was a mess. I decided to get intentional about my life when I hit a breaking point. I quit my job and became a SAHM. It took me about a year to recover, unwind, and clean up the mess we had made. It hurts to look back and it hurts to feel like those years were thrown away in an abyss, but the reality is that I learned my grit and my grace in those trying times. Keep waking up. Keep moving forward. Keep showing up For yourself and the people you love. It is all worth it when you triumph over your failures and fears. IN THIS EPISODE, SAMI SHARES ABOUT: How I failed and what I learned from those failures My why and what pushed me to keep showing up for myself, my family and my future self How reflecting can bring you humility and a sense of purpose Moving on and moving up RESOURCES MENTIONED: —> Sami’s YouTube Channel
As Millennials, we live with the guilt of killing thousands of industries per day. We’re lazy and we expect things to be handed to us with no effort. We need safe spaces and avocado toast to make it through the day. We have debt up to our eyeballs, get married later in life and think of plants and dogs as our kids.
If you’ve ever heard our generation chalked up to these tropes, Episode 118 is for you. Katelyn Magnuson joins Sami on A Sunny Side Up Life Podcast to discuss how Millennials are blazing their own trails and changing the conversation around norms. Especially money norms.
IN THIS EPISODE, WE CHAT ABOUT: * Intentional financial goal setting * How Millennials are changing money conversations * The different stigmas that our generation is breaking * Women taking the position of power players and leaders in the money-making and money-handling role
RESOURCES MENTIONED: * [Katelyn’s article] Why Dave Ramsey’s Financial Advice Is Toxic AF * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
MEET OUR GUEST Katelyn Magnuson is the founder of The Freelance CFO, an organization that helps millennials and beyond master their money knowledge and grow their financial freedom. Through her trainings, social media presence, and sought-after one-on-one coaching, she empowers “millennials to create the life of their dreams with businesses that support their goals and are not only fun, but profitable.” She has been featured on US News & World Report, The Financial Diet, Betches, Nicki Swift, CreditCards.com, Bitches Get Riches, and countless podcasts.
Combining her education and years of experience as a tax analyst and controller, Katelyn has discovered the power of investing in personal money management. She believes you can automate your money to hit big financial goals and still buy the latte. It is her mission to help millennials everywhere release financial frustration and embrace complete success.
Instagram | Facebook | Website
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
’Tis the season to deck those halls, but what if you’re too overwhelmed to even think about holly and tinsel? In this episode, Sami shares how it is possible to have a simpler and more intentional holiday, and how it could actually make your family closer… and jollier.
IN THIS EPISODE, SAMI SHARES ABOUT: * Encouragement for slowing down * How to use intentionality over consumerism * Starting new holiday traditions * Tips for having a simpler holiday season * Alternatives to buying “crap”
1. Donate instead
2. Give experiences
3. Give useful things (consumables, art supplies, plants, practical, money)
RESOURCES MENTIONED: * —> Sami’s YouTube Channel <— * Download my Holiday Budget Guide + save 35% * Watch all of my Christmas Videos * EP. 67 Prepping Your Nest For A Cozy Christmas + A Fresh New Year * EP. 65 How To Invest In Joy, Not Just Spend Money This Christmas * EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget * EP. 13 How To Get Creative With The Holiday Season * Read all of my Christmas Blogs * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In this flipped episode of A Sunny Side Up Life, Sami is on the other side of the proverbial desk. Vee from Vee Frugal Fox asks Sami about everything from personal finance and ice cream flavors to who she voted for in the 2020 election and why she feels a personal responsibility to amplify politics on this platform. You’ll want to listen to this!
IN THIS EPISODE, SAMI SHARES ABOUT: * Her pet peeves about the #debtfreecommunity * Who inspires her the most * What her favorite ice cream flavor is * The 2020 Election and politics on her platform * What is one thing she would tell her past self if she could go back in time * What money mistakes she made that she wants her girls to avoid?
RESOURCES MENTIONED: * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
You’ve heard Sami say it a million times: “Personal finance is personal”. This philosophy applies at the very start of your debt free journey. Paying off debt is as personal as anything else in personal finance. It’s kind of obvious... because it’s in the name.
That’s why we’re breaking down The Debt Snowball Method v. The Avalanche Method and what method works best with different scenarios. We explain what these two methods are, why each could work for you and more!
IN THIS EPISODE, SAMI SHARES ABOUT: * The Debt Snowball Method * The Debt Avalanche Method * The positives and negatives of both methods * Why you may want to chose one or the other * The benefits of making debt payoff personal to your situation * Questions:
1. Do you need a quick win with a small balance debt gone?
2. Do you need to save money with the higher interest gone?
3. Do you need a certain debt gone simply because it causes you stress?
4. Do you owe family or the IRS?
5. Do you have a deadline? Are you having a baby, moving to a different state, or changing careers?
- Play around with the timelines + the math. Then make out your own custom debt payoff plan.
RESOURCES MENTIONED: * Holiday Budget Guide *save 35% * [Freebie] My Goals Timeline * [Full Budgeting Worksheets] Digital Budgeting System * [Debt Calculator] Easy Budget * Get on the 1:1 Coaching waiting list * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Politics directly affects everything from unemployment and job creation, to taxes, healthcare, education. If you care about personal finance and your family’s budget — you must care about politics too.
In this episode, I’m digging into why you can’t detach politics from money, how it directly affects our financial literacy and our education systems, and why I feel so strongly about exercising your right to vote. Plus, I’ll share my tips on how to make voting with your kids in-tow super simple.
IN THIS EPISODE, SAMI SHARES ABOUT: * Why you can’t keep politics out of personal finance * Why your voice matters regardless of your occupation or income level * Why voting is so important — not just for president, but for state and local officials too * My tips for making voting with your kids in-tow much easier * Why you can’t detach politics from money * Examples of how politics affects our personal budgets with areas like unemployment, job creation, taxes, healthcare, education, and more * How politics directly affects our education systems * Why financial literacy is crucial for Black and Latino Americans, as well as women if we ever hope to break the wage gap * How politics, education, and the wage gap are all directly related * Why we need to vote for financial literacy and life skills to be taught more in schools * Statistics on household income based on ethnicity
RESOURCES MENTIONED: * Fall in love with inclusion in finances * Learn more about your ballot at vote411.org * 2018 Census Bureau report on household income based on ethnicity * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In this episode, Kaitlin from @thebeamlife shares why she’s so passionate about women’s empowerment; and how she’s helping women dive deep to discover their wildest dreams, gain the confidence to become the most fierce versions of themselves, and build endurance to keep going during the hard times.
Plus, Kaitlin spills all the details on her recipe for success: fitness, nutrition, goal setting, and morning rituals.
IN THIS EPISODE, WE CHAT ABOUT: * Kaitlin’s personal journey from fashion student in New York to fitness coach in Los Angeles * The steps she took to grow from overweight to a personal trainer * Best advice for women wanting to start their own personal development journey * Actionable tips for fitness, nutrition, goal setting, and morning routines * Advice for moms with young kids who want to wake up early
RESOURCES MENTIONED: * [Book] 5 AM Club by Robin Sharma * [Book] The Miracle Morning by Hal Elrod * [Book] The ONE Thing by Gary W. Keller and Jay Papasan * [The BEAM Life Podcast] Developing a Financial Mindset and Heartset with Sami Womack * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
MEET OUR GUEST Katie Anthony is a mother, entrepreneur, professional fitness coach, lifestyle blogger, and the founder of The BEAM Life, a podcast and company dedicated to empowering women and helping them live purpose-driven lives.
Kaitlin uses her own experiences to coach others in working through and overcoming their own obstacles. Her favorite things to do, when she’s not coaching or creating content, are being outdoors, getting in a good sweat sesh, shopping, and spending quality time with family and friends. Kaitlin lives in sunny Los Angeles with her daughter, partner, and 2 rad black cats.
Instagram | Website | Podcast | YouTube
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
You’ve probably heard the term “gazelle intense” and all of the reasons why you should hustle to get your debt paid off as fast as possible, but what if that hustle proves to be toxic?
In this episode, I’m sharing what exactly hustle culture means, how to know if it’s becoming toxic in your own life, and how to find the balance between achieving your goals and not losing yourself in the process.
IN THIS EPISODE, SAMI SHARES ABOUT: 1. What is hustle culture 2. Why the hustle culture can be toxic 3. How to find balance to avoid mental burnout 4. Why your net worth doesn't equal your worth AND your productivity doesn’t equal your worth 5. How I’m teaching my kids this lesson of balance 6. Why hustling and deprivation could cause you to fail at your debt-free journey 7. Why side hustles can be great, but they’re not for every person or every season of life 8. Why gazelle intensity isn’t for everyone 9. Why we need to focus on the big picture, and not burn ourselves out
RESOURCES MENTIONED: * The balancing act of Spend vs Save * Let’s Talk About Being Productive * Let's Talk About Prioritizing Rest * Monday Motivation - TREAT YO SELF * [Podcast] EP. 34 How To Balance Spending vs. Saving Money * FIRST EVER Walmart Grocery Pickup Shopping Haul * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In this episode, @winningtowealth shares the ups and downs of his family’s debt-free journey, simple investment tips to reach FIRE, and why financial independence should be considered a form of social activism for POC and allies.
Plus, Michael will walk us through how he and his wife got on the same page about money, how his daughter changed his goals, and the effects COVID has had on his career.
IN THIS EPISODE, WE CHAT ABOUT: * What helped his wife get on board with budgeting * Advice for a partner who’s objective to a debt-free journey * How the birth of his daughter changed his financial goals * How he handled being laid off twice * Simple investment strategy to reach FIRE (Financial Independence Retire Early) * Why financial literacy is so important for POC * Why financial independence is considered a form of social activism for POC and allies * How being financial secure helped Michael be more active in his community and with his family * His advice on what allies of BLM can do to support the movement
RESOURCES MENTIONED: * [Book] The Black Tax by Shawn D. Rochester * [Book] The Color of Law by Richard Rothstein * [Winning To Wealth Podcast] Should Financial Independence Be Considered a Form of Activism? * [Winning To Wealth Podcast] 034 | How Eliminating $490,000 In Debt Brought This Family Closer Together | Sami Womack * [Podcast] Ep. 107 Taking on Racism in The Debt Free Community with guest Jasmine Tillery * [Podcast] Ep. 94 My Take on #blacklivesmatter Movement * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
MEET OUR GUEST Michael Lacy is the voice behind the award-nominated podcast Winning to Wealth where he shares inspiring interviews designed to help millennials grow their net worth by paying off debt, increasing their income, and make wise investment choices.
Michael and his wife, Taylor, paid off $61,000 worth of debt in 16 months and are now on track to reach early retirement by age 40. His work in personal finance has been seen in major publications like Forbes and CNBC.
Instagram | Blog | Podcast | YouTube
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
I see you -- working, virtual learning, cleaning, cooking, and being a human being with her own list of needs.
In this episode, I’m sharing a love note of encouragement and actionable tips for all of my ladies out there trying to do ALL THE THINGS during COVID-19 and 2020 in general.
IN THIS EPISODE, SAMI SHARES ABOUT: * Encouragement for the mom who is doing all the things during covid19 * Advice for working-from-home, virtual learning, and household duties * Tips on time management + boundaries * Why weekend + bedtime resets will make a world of difference * How to purge your to-do list * Why you can't do it all and do it well * Why self-care is a must * How to give yourself some grace
RESOURCES MENTIONED: * Mom Bedtime Clean Up Routine * [Podcast] EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead * [Instagram Post] Index card to-do list * On Staying Motivated * Follow me on Instagram * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In this episode, @aunt.kara shares where to start with travel hacking, how to not get overwhelmed by the process, and some fun stories about her family’s trips. Plus, she gives us a look inside of her well-rounded lifestyle and wealth-building strategies.
IN THIS EPISODE, WE CHAT ABOUT: * Her advice for building retirement and financial independence * Kara’s take on Dave Ramsey’s path to wealth * What exactly “lifestyle creep” is and how to avoid it * Where to start with travel hacking * How to not feel overwhelmed by travel hacking * Her family’s favorite places to travel and how much she’s saved
RESOURCES MENTIONED: * [Kara’s Instagram Highlight] Lifestyle Creep * [Kara’s Mentioned IG post] https://www.instagram.com/p/CD6iF1qnadp/ * [Sami’s New Video] Fall In Love With Dollar Tree Decor * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Aunt Kara lives in the Midwest and is a wife of 26 years, a mom of two teenagers, and an aunt of millennials. She has both a Bachelors's and Master's degree in Information Technology and is in her 26th year of a career in corporate IT. She loves beaches, summer, her family, 80’s music, and her dog, Lucy. Not necessarily in that order!
She and her husband Marc have built a financially stress-free life for themselves with two homes paid off, two fully-funded 529s, and maxed-out retirement accounts.
Kara is a firm believer in living beneath her means, focusing on long-term goals, and still having fun along the way. She loves to travel – so much so that she learned how to do it at a fraction of the cost, saving over $65,000 by travel hacking – a topic she discusses weekly on Instagram.
Instagram | auntkara.com (coming soon)
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Once back-to-school wraps up, the next set of expenses roll in. Fall and Winter bring so many expenses from gifts and travel to fresh decor and new clothes.
In this episode, we’ll break down all of the must-have budget items for this season, plus a few you might have forgotten about.
IN THIS EPISODE, SAMI SHARES ABOUT: 1. How to plan ahead in your budget for these 2. How to be EVEN more prepared next year for these budget items 3. What are sinking funds, and how they can help during the Holidays 4. Fall and Winter expenses
1. Decor
2. Clothes
3. Fall activities for the kids
4. Halloween costumes + Misc.
5. Thanksgiving food
6. Christmas gifts
7. Everything else Christmas (food, travel, decor, etc)
8. Holiday travel
9. Adjustment in utilities
10. 2021 planners
RESOURCES MENTIONED: * All of Sami’s Christmas Resources * [Budgeting Worksheets] Digital Budgeting System * —> Sami’s YouTube Channel <— * Podcast Home Page * Leave a Podcast Review
WHO IS YOUR PODCAST HOST? **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
"I was very disappointed to see people that I considered leaders in the space drop the ball, and as a Black Woman I kind of felt excluded." -Jasmine Tillery
In this episode, Jasmine Tillery from @moneyandmomming + @blackpfcommunity shares with us why improving financial literacy is crucial to Black communities. She shares how she's helping to change the conversation, and what others in the Debt Free Community can do as well. Plus she shares her best advice for other parents wanting to change their family trees and build generational wealth.
IN THIS EPISODE, WE CHAT ABOUT: * How to talk to your kids about money and promote education and generational wealth * How Jasmine went from her parents paying for her undergrad degree to graduating with her Master’s and a large amount of student loan debt * Her take on the Black Lives Matter movement and why advocacy and allyship is so important in the Debt Free Community * What personal finance leaders and influencers could have done better following George Floyd’s murder * How and why the conversation around financial literacy needs to change in Black and POC communities * How White people can help to change these conversations and make a difference * Why Dave Ramsey’s response to racism was problematic and what he could have done better
RESOURCES MENTIONED: * @blackpfcommunity on Instagram * Jasmine’s Money & Momming Coaching Services * Sami’s Reaction to Dave Ramsey's Racism Video * Ep. 94 My Take on #blacklivesmatter Movement * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST **Jasmine Tillery** is a wife, mom, and engineer from New Jersey who loves all things personal finance. Since starting Money & Momming ™ with just an idea and a few Instagram posts about her family’s debt free journey to now coaching thousands of other families on their finances. Jasmine is also the founder of @blackpfcommunity on Instagram where she encourages Black personal finance bloggers, educators, and influencers to share and connect.
Instagram | Website | Twitter
**WHO IS YOUR PODCAST HOST?** **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
September is self-improvement month, so in this episode, I’m sharing 20 easy and free activities you can do to help yourself grow.
IN THIS EPISODE, SAMI SHARES ABOUT: * Why personal development isn’t about self-hatred * Self-improvement means continuing to grow and evolve to the best version of yourself possible * 20 easy tasks you can do this month for self-improvement
- Drink water
- Turn your phone on do not disturb
- Delete your social apps for a day
- Declutter
- Sit outside
- Meditate
- Write down where you want to be in 10 years
- Watch an old movie
- Make a fresh playlist
- Pay it forward
- Start a new book
- Play - do something completely “non-productive”
- Do something for your future self
- Unfollow negative account/follow positive accounts
- Spread some love
- Freshen up your budget
- Move your body
- Pamper your body
- Watch something that will make you laugh
- Gratitude journal
RESOURCES MENTIONED: * 20-Day Self-Improvement Challenge Checklist * —> Sami’s YouTube Channel <— * [Motivational Monday Video] Let's Talk About Speaking Your Dreams Into Existence * [Budgeting Worksheets] Digital Budgeting System * [Freebie] Resource Library * Podcast Home Page * Leave a Podcast Review
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Most of us just want to be happy and live a mostly simple life. But how do we make that a reality?
This week, Christine White is joining me to explain how achieving simplicity with your money, food, home, spills over into every aspect of your life and helps to improve your mental health. Plus, she’s giving us all the details on her cross-country move to break free from depression and to start working from home.
IN THIS EPISODE, SAMI + CHRISTINE CHAT ABOUT: * How to have a mostly simple life * How Christine created her dream life * Why intentionality with your money, food, home, and life, spill over into every aspect of your life * What role mental health plays in your intentional living journey * Practical tips to help you start living a simple life * Why she moved across the country last year for her mental health * How she and her husband reached their goal to both work from home
RESOURCES MENTIONED: * [Christine’s new Life Coaching] Christine Lynn Coaching * [Christine’s Freebie] Powerful Prompts Journaling Kit * [Free On-Demand Workshop] Conquer Your Food Budget feat. Christine White * [Podcast] EP. 18 How To Create A Budget-Friendly Meal Plan * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST **Christine White** lives in Colorado with her husband and two pups. She is fueled by sunshine, murder mystery books, and giant mugs of coconut creme coffee. Christine helps women simplify their lives through practical things like budgeting, meal planning, decluttering, and creating healthier habits at her blog, The (mostly) Simple Life. When the necessities of daily life are taken care of, there is more time and energy for what matters most!
Instagram | Podcast | Website | Pinterest
**WHO IS YOUR PODCAST HOST?** **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
I’ve learned a lot of valuable lessons in my 32 trips around the sun, and in celebration of my birthday, I'm sharing some of these sacred words of wisdom with you.
IN THIS EPISODE, SAMI SHARES ABOUT: 1. Rest is being productive 2. People are hard to hate close up -Brene 3. Keep your head down and hustle. Tie your hair back and get shit done. 4. Celebrate your successes. Clap your own damn self. 5. Life is too short to not chase your dreams 6. We’re all humans (nobody is perfect) 7. Celebrate the body that has carried you through life 8. You are the only you 9. Find out what fires you up and do more of that 10. Tell the people you love that you love them and why 11. Speak words of positivity over yourself daily (you’re beautiful and you’re badass). Nobody will ever love you like you can love yourself. 12. Don’t settle for your stereotype 13. Stop being scared and just have fun 14. You only die once, you get to live every day 15. Living for that amazing tasting fruit 16. Remember how big the universe really is 17. Growing slow is still growing 18. Celebrate each other differences 19. Tell your people that you’re proud of them (not just that they’re pretty or that you love them) 20. Learn to sit alone with yourself 21. Believe in/ Work towards something bigger than yourself 22. Make your goal how you want to feel (not just how much money you’ll have) 23. Find the balance between “what’s the worst that could happen?” and “what’s the best that could happen?” 24. There’s not much that water, sleep, and fresh air can’t fix 25. It’s okay to ask for help 26. Stop reaching and just be 27. “Enter your own rhythm and feel what kind of wave today is.” -Mark Nepo 28. After the winter, spring always comes. (inspired by Lara Casey) 29. Create space 30. Let it be easy. Let it be good. Let it be fun. 31. “Don’t puff up, don’t shrink, stand your sacred ground.” -Brene Brown 32. Take it one day at a time
RESOURCES MENTIONED: * —> Sami’s YouTube Channel <— * [Freebie] Resource Library * Podcast Home Page * Leave a Podcast Review
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
What if I told you that your clutter isn’t just stuff taking up space in your home? It’s actually taking up space in your mind and your budget.
This week, I’m joined by decluttering pro Katy Wells. She’s sharing tips on how to start getting rid of stuff, how to break free from impulse shopping, and how minimalism can help your budget too.
IN THIS EPISODE, SAMI + KATY CHAT ABOUT: * Why decluttering is so important * Why stuff isn’t just stuff, and how clutter affects your mental health * How to be okay with throwing things away * Simple tips for beginners * How can this help us live a better life in the big picture * Positive effects of decluttering * How Minimalism + Budgeting real go hand-in-hand like sisters * How to break free from impulse shopping * How to say no to what doesn’t serve us
RESOURCES MENTIONED: * [Katy’s Podcast] EP. 57: Four Ways to Supercharge Your Financial Freedom with guest Sami Womack * [Freebie] Declutter Survival Guide * 6 ways to combat impulse shopping https://www.instagram.com/p/CBTWJbFH7AL/ * 9 Reasons you may buy things you don’t need https://www.instagram.com/p/CBdrlBiHwLu/ * 16 things to do instead of buying things https://www.instagram.com/p/CBvAJyAHmdr/ * [Sami’s YouTube Video] Mom Bedtime Clean Up Routine * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Katy Wells is a declutter expert and host of the top-rated podcast, The Maximized Minimalist. Her passion is to help moms simplify so they can ditch the overwhelm and love motherhood. She is on a mission to help women find freedom from the piles of stuff and transform their home from a time-sucking, full-time job, into a sanctuary and place they love to raise their family. She offers online challenges, courses and guides to help women live more joyfully, by having less.
Instagram | Podcast | Facebook
**WHO IS YOUR PODCAST HOST?** **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In this episode, I'm breaking down all of our family's numbers for our old mortgage, our current rental, and our future custom home. Plus I'll explain how math backs me up on the argument that renting isn't always "throwing money away".
Join me for this much-debated conversation.
IN THIS EPISODE, SAMI SHARES ABOUT: * All of the real numbers for…
+ Old mortgage payment
+ Current rental
+ Land
+ Future custom home
NUMBERS BREAKDOWN BUILDING OUR CUSTOM HOUSE
- Land $120k + House $280K -$12k (10% of land) = Loan for $388k with 4.5%
- 4.5% 30 YEARS = $1,965
- PAYMENT / PRINCIPAL / INTEREST
$708,113.17 / $388,000.00 / $320,113.17 - $1,965/month payment (30 years)
$100/month insurance
$3,000/year property taxes
=$27,780/year - 30 YEARS: $388k PRINCIPAL + $320k INTEREST + $36k INSURANCE + $90k TAXES = $834K (not including repairs + maintenance)
RENTING OUR CURRENT HOUSE
- $600/month rent
$175/month storage
$20/month insurance
=$9,540/year - 30 YEARS: $286k
CUSTOM HOME VS. RENTAL
- $18,240 MORE /year towards housing OR $1,520/month
- “Wasting” $446k BUYING vs. “wasting” $286k RENTING
- $160k over 30 years
-
Taking the extra $1,520/ month and investing it…
- Invested in Savings Account 1% x 30 years = $637,379.21
OR - Invested in 401k or IRA 8% x 30 years = $2,140,996.89
- Invested in Savings Account 1% x 30 years = $637,379.21
RESOURCES MENTIONED: * Building Our Dream House * [Mentioned IG Post] @buildingbread * Investment Calculator * Mortgage Calculator * —> Sami’s YouTube Channel <— * [Freebie] Resource Library * Podcast Home Page * Leave a Podcast Review
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WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
As women, we spend way too much time stressing about perfection in our eating and toggling between an all-or-nothing approach to healthy living.
In this episode, Kristin Dovbniak shares with us how to ditch dieting, simplify nutrition, and uncomplicate eating so we can eat well and live well, without stress or restriction.
IN THIS EPISODE, SAMI + KRIS CHAT ABOUT: * Why many women have an on-again, off-again approach to healthy living * How “dieting” can actually be harmful * Why it’s important to choose self-care over self-control * Why balance is the most important part to healthy living * What healthy/balanced eating actually looks like * Advice for other women struggling with their body image, self-worth, and overall health
RESOURCES MENTIONED: * [IG video] Four Tips for creating a healthier relationship with food * [Free Web Class] 8 Secrets To Balanced Eating * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
Did you know I have a course to help you with 5 main areas of your life!?! Click here to learn more >> MEET OUR GUEST Kristin Dovbniak aka Healthy Mama Kris, helps women take the stress out of healthy living, uncomplicate eating, and find their beautiful balance, with food and life.
She’s a born-and-raised New Englander, sailor wife, and mama to two sweet and spunky little ladies. She’s also a holistic health coach, certified intuitive eating counselor, podcaster, and trained chef. Through her own struggles with food and on-again-off-again dieting, she found freedom. Freedom grew into an obsession, and eventually into a passion for helping other women through the Healthy Balanced Mama Podcast and other resources.
Instagram | Podcast | Website
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In celebration of my 100th podcast episode, I wanted to something really special and fun - cue inviting my three crazy children to be my guests!
This week, I'm interviewing my daughters, June (9), Izzy (6), + Melly (4). I'm asking them all about their favorite things, what they'd do with a million dollars, the pros and cons of living in a tiny house, their dreams for the new house, and so much more.
IN THIS EPISODE, SAMI ASKS THE GIRLS: * Money
1. What do you want to be when you grow up?
2. What are your future money goals?
3. What would you buy with a million dollars?
4. What do you wish we splurged on more often?
5. What was it like holding that $10k for the boat?
6. Do you understand why we have a budget?
7. What exactly does that mean?
8. What advice would you give to other kids?
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Parents/Family
- What’s your favorite thing we do as a family?
- Do you know your mom inspires others?
- How does your mom inspire you?
- What is one thing you really love about your mom?
- What is your favorite thing to do with your mom?
- Why are you proud of your mom?
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House
-
What has it been like living in this tiny house? Favorite thing + Least favorite thing?
- What are you most excited about at the new land/new house?
- What would you like your new house to look like?
- What color do you want to paint your room?
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RESOURCES MENTIONED:
- June’s YouTube Channel - Sparkle With June
- We Bought 18 Acres | Q+A
- Land Vlog Update 1: Building Our Dream Home
- Subscribe to Sami’s YouTube Channel >>
- Podcast Home Page
- Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
After you conquer your budget and overcome your debt, the next step on your journey is to build wealth.
In this episode, Deedra is walking us through her family’s journey from slaying debt to slaying the real estate game. She’s sharing how and why her family has decided to supplement their military retirement with rental properties.
IN THIS EPISODE, SAMI + DEEDRA CHAT ABOUT: * Plans to supplement her husband’s military retirement with rental properties * How she is building generational wealth for her 4 children * Details on their 3 houses * How they switched from hardcore Dave Ramsey/anti-debt people into having 3 mortgages * Advice for aspiring landlords
RESOURCES MENTIONED: * [Podcast] EP. 36 How Budgeting Can Improve All Areas Of Your Family's Life * Paycheck to Paycheck Budget * Women In Finance: Episode 1 * Women In Finance: Episode 2 * Subscribe to Sami’s YouTube Channel >> * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Deedra Boodram is the content creator behind the YouTube Channel SLAY THIS DEBT where she shares frugal living tips, ways to save money and get out of debt and documents her family's journey towards Financial Independence. She is an Army wife to a hardworking soldier and a mother to 4 amazing children.
Deedra left her military career to become a stay at home. When she left active duty her family was deep in debt. Initially, they struggled to go from 2 incomes to one as a family of 6. She quickly turned to frugal living and minimalism and worked to increase their income. Through hard work, creativity, and intentional living they were able to become DEBT FREE, paying off over $80,000 in 24 months.
Instagram | YouTube
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
We live in a society that’s easily swayed by celebrities and social media influencers. At some point, we put these people so high up on pedestals that we started to look up to them for every single piece of advice. Then, when they show their human-side, when they screw up publicly -- or don’t show up socially, we feel personally let down. Why though?
In this episode, I’m walking you through my own thought process on this topic. I’m sharing about how let down I felt by Dave Ramsey’s lack of #BLM support, and how heart-broken I felt about Rachel Hollis’ divorce. But I’m also sharing why it’s important to remember that even influencers and celebrities are mere mortals, and that the true magic comes when we remember to form our own opinions and be free-thinkers.
IN THIS EPISODE, SAMI SHARES ABOUT: * Why “Keeping up with the influencers” is like “keeping up with Joneses 2.0” * Why “cancel culture” has been growing lately * Why it's normal to feel let down by people we look up to * My own thoughts on being disappointed with celebrities * How to break away from taking their opinions and actions as gospel truth, and remember that influencers are human too * Why it’s okay to be inspired, but always remember to stop and think for yourself
RESOURCES MENTIONED: * [Freebie] Resource Library * —> Sami’s YouTube Channel * Reaction to Dave Ramsey's Racism Video * [Book] You Are A Badass by Jen Sincero * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In a generation where busy and chaotic are normal, it takes intentionality to break free and reach for peace. Thankfully, there are amazing women like Jen Brazeal from The Unhurried Life to walk alongside us.
In this episode, Jen shares all about how her family transitioned from surviving to thriving. She walks us through how she stopped complaining, how she made her housework easier, and even how she’s raising her kids screen-free. Plus, she shares what she wishes she would have known at the beginning of her motherhood.
IN THIS EPISODE, SAMI + Jen CHAT ABOUT: * Transitioning from surviving to thriving * How to break free from the chaotic “normal” lifestyle * Learning to live complaint-free * Tips for how to batch your life + chores * Advice for raising your kids screen-free * Resources for photo organization
RESOURCES MENTIONED: * Subscribe to Sami’s YouTube Channel >> * [Book] Complaint Free World * The Photo Organization Workshop * Podcast Home Page * Leave a Podcast Review
DID YOU KNOW I'M ALSO A YOUTUBER? Yep! I’m back to posting new videos every week on my YouTube Channel + I’d love for you to subscribe so you don’t miss any future uploads.
MEET OUR GUEST I'm Jen from The Unhurried Life, I like long walks (with my double bob), gourmet cuisine (with my crockpot), and beautiful things (phone pics of my kids)! In my past life, I was an elementary teacher turned photographer, after my 3rd babe came into the world I switched gears to podcaster and online educator! Now I get to help mamas create simplicity in their day too.
Instagram | Facebook | Website | Podcast
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
One of the most common questions I get is, “How do you stay motivated?”. Before we even talk about achieving goals we have to address the “staying” part of the question. No one STAYS anything forever.
As humans, we are ever-growing ever-changing beings. And like the Earth’s seasons, we have periods of hibernation, as well as periods of substantial growth. So, to think that people who have achieved what you wish to achieve have stayed motivated 100% of the time on their journeys is completely false. However, in this episode, I’ll explain why it’s all completely normal, how to still make progress, and how to actually achieve your goals.
IN THIS EPISODE, SAMI SHARES ABOUT: * How to stay motivated with your financial goals * How to handle bouncing back when life gets hard * What to do when staying motivated is hard * Staying motivated for the long term * Why our goals should be like the seasons * Tips for writing down your goals, revisiting your goals, and keeping them in front of you * Why it’s important to check back in and adjust your goals often * How to talk about your future and dreams in a way that they’ll actually happen * The importance of using visuals such as the Debt Free Charts or Powersheets * What’s your why and does it ever change? * Book suggestions for staying motivated
RESOURCES MENTIONED: * [Freebie] Resource Library * —> Sami’s YouTube Channel <— * Women In Finance | Answering Your Questions | Episode 2 * [Blog] How To Stay Motivated While Paying Off Debt * How To Stay Motivated While Paying Off Debt * [Goal Planner] Powersheets * [Visuals] debtfreecharts.com * [Pinterest Board] Debt Payoff Visuals * [Book] The Book of Awakening by Mark Nepo * [Book] You Are A Badass by Jen Sincero * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.*
No matter if you’re an Aussie mum or an American mama, we’re all looking for ways to earn some extra cash, achieve our goals, and give our families a better life.
Madonna from Budget Mum is sharing all about the roller coaster ride of her debt-free journey, giving us lots of side hustle ideas, and passing along tons of encouragement for anyone struggling with comparison.
IN THIS EPISODE, SAMI + MADONNA CHAT ABOUT: * Perspective of a Debt-free journey from an Aussie mum * How you can have several ups and downs, and still get out of debt * How anyone can earn extra money * Best and worst side hustles * Personal experiences with side hustles * Pros + cons of Multi-Level Marketing * Advice for others struggling with comparison and following the “normal” path of society
RESOURCES MENTIONED: * Subscribe to Sami’s YouTube Channel >> * Madonna’s “Make Money” Blogs * [Freebie] Gain access to Sami’s Resource Library HERE! * Podcast Home Page * Leave a Podcast Review
DID YOU KNOW I’M ALSO YOUTUBER? Yep! I’m back to posting new videos every week on my YouTube Channel + I’d love for you to subscribe so you don’t miss any future uploads.
SUBSCRIBE TO MY YOUTUBE CHANNEL >>
MEET OUR GUEST **Madonna** started **Budget Mum** about four years ago as a way to share her love budgeting and the freedom it brought to her family. She is married with two boys, a self-proclaimed reformed spender, and a part-time high school teacher. Her family is consumer debt-free, and is currently cash-flowing home updates and working towards paying off their mortgage.
Instagram | Facebook | Website | Pinterest
**WHO IS YOUR PODCAST HOST?** **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Over the past week, I've stepped back from sharing personal posts on my feed out of respect for the movement and the voices that NEED to be heard right now.
People are hurting. My heart is aching. And social media has been a crazy place lately. We've seen everything from silence to outrage, from bullying to fake allyship, from tone-deaf posts to healthy conversations.
My stance on the topic - passion for equality - is not new or trendy, and I believe my voice as a White ally for the Black Lives Matter movement must be shared.
In this episode, I’m sharing my response, how I’m communicating with my children, thoughts on navigating social media, my reaction to Dave Ramsey’s response, and how to make sure progress comes from all of this.
IN THIS EPISODE, SAMI SHARES ABOUT: * My response to everything going on with George Floyd’s murder + the Black Lives Matter movement * Navigating how to handle a civil rights movement in the age of social media * Thoughts on the social bullying, silence, fake allyship, healthy conversations, and everything else that we’re seeing online * My stance on the movement as a White woman + what I’ve learned * How I’m communicating with my children through this * How to treat 2020 like a huge learning moment * How progress and real change happens in times like these * My thoughts on Dave Ramsey’s “Let’s Talk About Racism” video
RESOURCES MENTIONED: * —> Sami’s YouTube Channel <— * [Sami’s IG post] #blacklivesmatter * [Book] Black Like Me * [Book] The Autobiography of Malcolm X * [Book] Assata: An Autobiography * [Vee, my Marketing Manager] @weirdigitalmarketing * [Martin Luther King Jr. quote] @the_debt_slayer * [Protest post] @makerealcents * [Protest Video] An organizer shouts George Floyd’s last words * [Protest Sign] “All mothers were summoned…” * [Dave Ramsey’s YouTube] Let's Talk About Racism * @thebudgetguys * [Post about canceling Dave Ramsey] @babystepping2freedom * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
We all want it - a balanced sweet life. We want to be healthy, happy, and debt-free, but creating that balance isn’t always easy.
This week I’m joined by Jackie from Sugar & Money. She’s breaking down how to achieve balance your own life, how fitness and finances are actually very similar, and she’s sharing some #momhacks she’s learned while raising her young daughter during their debt-free journey.
IN THIS EPISODE, SAMI + JACKIE CHAT ABOUT: * How to create balance between all of your goals * How Jackie’s health and financial journeys have spilled over into each other * Tips for frugal vacations * How to teach your kids about life balance and the value of a dollar through your daily actions * How finances and fitness are alike
RESOURCES MENTIONED: * Subscribe to Sami’s YouTube Channel >> * How To Get Pinterest Outfits on a Budget * [Referral Code] Mercari: Resale Shopping claim your $10 credit at sign up * [Book] Girl, Get Your Money Straight by Glinda Bridgforth * [Book] The Total Money Makeover by Dave Ramsey * [Freebie] Gain access to Sami’s Resource Library HERE! * Podcast Home Page * Leave a Podcast Review
DID YOU KNOW I'M ALSO A YOUTUBER? Yep! I’m back to posting new videos every week on my YouTube Channel + I’d love for you to subscribe so you don’t miss any future uploads.
SUBSCRIBE TO MY YOUTUBE CHANNEL >>
MEET OUR GUEST **Jackie Jones** is the voice behind **Sugar & Money** where she shares her journey of finding the balance between living a sweet life and having sweet finances. She’s a wife and mother to her adorable daughter, Lolo. Her family has paid off over $70k in debt and are still chipping away at the remaining $30k together.
Instagram | Facebook | Website
**WHO IS YOUR PODCAST HOST?** **Sami Womack** is the brains behind **A Sunny Side Up Life**. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Maybe you’re fed up with being broke or excited to start chipping away at your debt - however your journey beginnings, the most important part is actually starting.
In this episode, we’re going step-by-step through your first month of budgeting. I’ll walk you through how to track your spending, how long your budget period should be, when to save and when to pay off debt, what to do if there’s no money left over, and how to move forward. Plus lots of words of advice and encouragement from a 6-year veteran to a first-year rookie.
IN THIS EPISODE, SAMI SHARES ABOUT: * Where to start with budgeting * How to make your budget your own * How to track spending * How much to spend in each category * The budgeting worksheets that I use * How long your budget period should be * How to organize your bills * What to do if there’s no money leftover * What to do with the leftover money * What budgeting really means * What to do between paydays * How to move forward with your financial goals
RESOURCES MENTIONED: * [Freebie] Resource Library * —> Sami’s YouTube Channel <— * How I Organize My Bank Accounts * [Podcast] EP. 03 How to Organize Your Bank Accounts * [Podcast] EP. 90 Agree to Disagree: Baby Step Opinions * [Podcast] EP. 80 Side Hustles and Earning Extra Income with guest Kelly Smith from Freedom In A Budget * [Budgeting Worksheets] Digital Budgeting System * [Affiliate Resource] Easy Budget Debt Snowball Calculator * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.
You have a big vision for your life — a dream of where you want to be in the coming years, but how do you make it a reality? And what role does your money play in that vision?
Nicole Rule from Greatest Worth is walking us through how to create a 10-year vision for your money, the importance of establishing personal values, and she's also sharing some actionable steps that you can take right away.
IN THIS EPISODE, SAMI + NICOLE CHAT ABOUT: * What exactly a “vision” is + how it can help you gain financial freedom * How to make your own “life plan” aka 10-year vision * What to do if a 10-year plan sounds too overwhelming * How to take long-term goals and start taking action on them today * Tips for finding and developing your own values
RESOURCES MENTIONED: * [Nicole’s Workbook] Know Where You're Going Workbook * [Your Greatest Worth Podcast] How To Create A 10 Year Vision * [Freebie] Gain access to Sami’s Resource Library HERE! * Podcast Home Page * Leave a Podcast Review
MAGIC + MONEY This free 10-day course was designed to help you revitalize your money mindset and rekindle your spark for life.
With short actionable lessons this course is perfect for the woman that is ready to overcome the overwhelm of her relationship with money.
SIGN UP FOR FREE >>
MEET OUR GUEST Nicole Rule is the podcaster and money coach behind Greatest Worth. She’s a wife and mom-of-4 who went from $100k of overwhelming debt to financially free in 26 months.
That journey led her to start her own business teaching others how to become debt-free by creating a budget based on their values.
Instagram | Podcast | Website
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Dave Ramsey’s Baby Steps are the cornerstone of The Debt Free Community —some are pro and others are con, but we’ve all heard of them.
The baby steps are classic financial advice, but should we take them as the gospel truth? In this episode, I’m sharing my opinions, what I agree and disagree with, and what actually worked for my family.
IN THIS EPISODE, SAMI SHARES ABOUT: * Breakdown of Dave Ramsey’s Baby Steps
+ Step 0: Get current on bills
+ Step 1: Save $1,000 in a beginner emergency fund
+ Step 2: Pay off all debt except for the house
+ Step 3: Save 3-6 months of expenses for emergencies
+ Step 4: Invest 15% of your income for retirement
+ Step 5: Save for college for your children
+ Step 6: Pay off house
+ Step 7: Build wealth + give
- Pros and cons of the baby steps
- Why I think it’s okay for you to adapt and adjust the baby steps to your own goals
- Answering “Is the $1,000 emergency fund enough?”
- What order to pay debt off (snowball vs. avalanche)
- What to include in the 3-6 months emergency fund
- How to balance investing and saving
- How to stay motivated while following the baby steps
- What to do if the baby steps didn’t work for you
RESOURCES MENTIONED: * [Free Course] Magic + Money * —> Sami’s YouTube Channel <— * [Blog] Our Walk Up The Dave Ramsey Baby Steps * [Book] The Total Money Makeover by Dave Ramsey * Women in Finance Collab * [Affiliate Resource] Easy Budget Debt Snowball Calculator * [Budgeting Worksheets] Digital Budgeting System * Podcast Home Page * Leave a Podcast Review
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.*
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
Living on a budget doesn’t have to mean reusing your paper towels or becoming an extreme couponer. Yes — the line between cheap and frugal can get blurry, but Kristin Stones is sharing exactly where to draw that line for yourself. Plus she’s letting us in on her favorite frugal living tips, as well as sharing about her own family’s journey to financial freedom.
IN THIS EPISODE, SAMI + KRISTIN CHAT ABOUT: * What it’s like to live differently than the “norm” of society * Explaining the difference between cheap and frugal * Why you don’t have to be an extreme cheapskate to be intentional with your money * Why budgeting is so important, especially right now * Favorite frugal living tips for groceries, beauty, lifestyle, and more * Advice for the woman just starting out on her frugal living journey
RESOURCES MENTIONED: * [Kristin’s Freebie] 101 Frugal Living Tips Ebook
[Kristin’s YouTube] 50 FRUGAL LIVING TIPS That Really Work * Download Fetch Rewards use code APREWARDS to earn 3k points — my favorite savings app >> * Download ibotta — the OG cashback app >> * Download DOSH — the easiest cashback app >> * [Freebie] Gain access to Sami’s Resource Library HERE! * Sami’s Digital Budgeting System Worksheets * Podcast Home Page * Leave a Podcast Review
MAGIC + MONEY This free 10-day course was designed to help you revitalize your money mindset and rekindle your spark for life.
With short actionable lessons, this course is perfect for the woman that is ready to overcome the overwhelm of her relationship with money.
SIGN UP FOR FREE >>
MEET OUR GUEST Kristin Stones from Cents and Purpose is a YouTuber, blogger, wife, and mother. Her family paid off $54,500 of debt in under 20 months, and just recently fully funded their $15,000 emergency fund.
Kristin helps people learn how to love life on a budget, and she has a heart for helping others get out of debt, reach their goals, and live a positive life.
Instagram | YouTube | Website
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WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
The magic isn't on the other side of the struggle, it’s during.
It’s about who you become and how you bounce back. It’s about the obstacles that you overcome. It’s about how strong you become in the process. If you can do this...you can do anything!
IN THIS EPISODE, SAMI SHARES ABOUT: * The importance of living in the fullest way possible * How to be successful with your money while also living in alignment with your dreams * Why there is always a light in the dark and how to find it * Why the process is the “good stuff”, not necessarily the end result * The mindset behind seeing the magic in the messy beginning
RESOURCES MENTIONED: * [Free Course] Magic + Money * [Blog] How To Find The Magic Within * [Blog] 4 Ways Budgeting Can Boost Your Confidence * [Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 * [Podcast] EP. 86 Keeping Up With The Joneses: Quarantine Edition * Digital Budgeting System Worksheets * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she’s not downing caramel coffee and rocking a little girl on her hip (literally), she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.
She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.
Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.
She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.
In a world where frustrated and exhausted parents are the norm, amazing women like Rachel Rainbolt are paving the way in the opposite direction.
Rachel shares all about how she shines a light on an alternate path where parents and children are allies and families are free to love life together. She answers all of your questions about homeschooling, gentle parenting, and all of the fears and transitions involved along the way.
IN THIS EPISODE, SAMI + RACHEL CHAT ABOUT: * Why her family chose to homeschool * School at home vs. homeschooling * What exactly “gentle parenting” means + how to put it into practice * How to break the habit of just “screaming” at your kids * The mindset behind getting curious and collaborating with your kids * How to deal with aggression between siblings * Tips for independent play * How to “discipline” while gentle parenting * Encouraging words for getting your partner on board with gentle parenting * Tips for helping your kids learn to live within simplified boundaries * Thoughts behind making sure homeschool teachings are at the same or above level of public education * Advice on what to say to homeschool critics * Tips for nurturing yourself while your kids are home all-day
RESOURCES MENTIONED: * Rachel’s Books, Classes + Coaching Opportunities * [Sage Family Podcast] Ep. 32: Debt Freedom with Sami Womack * [Fun Free Downloads] Grab yourself this FREE set of 8 Happy Spring Phone Backgrounds * Download DOSH — the easiest cashback app >> * Sami’s Digital Budgeting System Worksheets * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Rachel Rainbolt from Sage Family is a coach, writer, podcaster, and advocate for gentle parenting, natural homeschooling, and simple living, with an MA in Marriage and Family Therapy, and decades of experience guiding families to peace and joy.
Rachel works from the Pacific Northwest, where she lives wild and free in connection with her 3 wildlings and the papa bear in their mid-century modern fixer-upper on the beach.
Instagram | Website | Podcast
I'D LOVE TO HEAR FROM YOU... **Reviews are everything on iTunes!**
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
As my girl, Vee Frugal Fox says, “It’s a global pandemic, not a productivity contest.” However, when our competitive natural instincts come out, and we fuel the fire with endless hours scrolling through social media, we’re left with the worst case of “keeping up with the Joneses” our lifetime has ever seen —the quarantine edition.
Our emotions are on edge, nothing is normal, people are sick and jobless, but yet we’re still finding ways to try to one-up each other, even during COVID. Some of us are purging closet and picking up new hobbies, while the rest of us are choosing Netflix and cookies to cope. And guess what yall!? Both options are okay. In fact, both in one day are even okay.
You’re allowed to handle this trauma however YOU need to handle this. Cry if you need to cry, make an elaborate schedule if you need some structure, and sleep if you need an escape. We’re not here to shame others, or down ourselves —we’re here to survive.
IN THIS EPISODE, SAMI SHARES ABOUT: * Why as humans we’re competitive by nature * How comparison and competition go hand-in-hand * Explanation of “The worst pain you’ve ever felt, is the worst pain you’ve ever felt.” * Why I believe that we're all warriors in our own way * Why slowing down our lives is so difficult and painful for us * How our busyness acts as a mask to cover our true messiness * Why our emotions are all over the place right now, and how to cope * The importance of dealing with our heart issues * Why it’s okay to deal with this in whatever way you’re dealing with it * Why this pandemic has felt like an emotional rollercoaster * My best advice for what to do and how to handle the quarantine
RESOURCES MENTIONED: * [A Sunny Side Up Life Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 * [A Sunny Side Up Life Podcast] EP. 75 Why True Success Requires Wholeheartedness * [Instagram post] @veefrugalfox * [Instagram post] @upworthy * [Instagram post] @heatherllove
>> Sign up for the Robinhood app through my referral link
+ we’ll both receive 1 FREE share of mystery stock!
-
Digital Budgeting System Worksheets
-
Podcast Home Page
-
Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
I invited Sarah, from NERDS Guide To Wellness, to come on the podcast and share everything she’s learned about being a rental property owner. She dug into why rentals are fun, why they make a good investment, how much you should spend on a property.
Plus, she shared her family’s story, why they chose rentals, and how they broke most of Dave Ramsey’s rules.
IN THIS EPISODE, SAMI + SARAH CHAT ABOUT: * Why rentals are a good investment * How much you should spend on a property * Tips + advice for newbie landlords * Why Sarah believes rentals are a fun way to invest * How Sarah and her husband determine that a property is “worth the hassle” * How to decide if you need a property manager, a handyman, or other people on staff * Cash-Flowing vs. Leveraging Debt * Lessons she’ll be taking into future purchases with her
RESOURCES MENTIONED: * The Simple Path to Wealth by JL Collins * Retire Inspired by Chris Hogan * Sarah’s Buy and Hold Rental Property Calculator * Chad Carson’s Back of The Envelope Math * [Bigger Pockets YouTube] Calculating Numbers on a Rental Property * Paula Pant’s Why The 1% Rule Matters When Deciding Where To Invest Your Money * JL Collin’s Stock Series * Net Worth Tracker * [Sarah’s Affiliate Link] Avail’s Property Management Tool with Online Leases * [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Sarah Brandenberger joined the debt free community in 2017 before it was even the #debtfreecommunity! In addition to her day job, she waitressed her way out of debt. Sarah and her husband paid off over $118,000 in consumer debt.
With both spouses being natural spenders, super saving and penny pinching their way to financial independence was not appealing. Her husband always dreamed of owning rental properties, and after some research, Sarah was hooked.
Today they have 4 houses, one piece of land, and no costumer debt.
Instagram | Website | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Ever wonder what exactly rich people do that makes them so wealthy? What do they do in their spare time? Why do they always seem to be getting richer? How do they spend and invest their money?
If you’re on a path to debt freedom or financial independence, you’ve probably asked all of these questions. In this episode, I’m sharing all of the wealthy’s secrets to inspire my follow aspiring millionaires.
IN THIS EPISODE, SAMI SHARES ABOUT: * 10 things wealthy people do * How to adopt a millionaire mindset * What rich people do with their time * How wealthy people spend their money * Why rich people stay rich * Where the rich invest money * What assets make up wealth
RESOURCES MENTIONED: * + [Book] Rich Dad, Poor Dad + [Book] Everyday Millionaires + [Book] The Millionaire Nextdoor + [A Sunny Side Up Life Podcast] EP. 38 The Crucial Link Between Mental Health + Financial Health with Shang from Save My Cents + [Savings Account] Ally Bank + [Article] 6 Investing Mistakes the Ultra-Wealthy Don't Make + [Article] 5 Things Wealthy People Invest Their Money Into + [Article] How Millionaires Manage Money Interviews + [Article] Chart: What Assets Make Up Wealth? + [Article] 10 Things Wealthy People Do to Keep Getting Richer + [Freebie] Net Worth Digital Worksheet + [Investing App] Robinhood + Digital Budgeting System Worksheets + Podcast Home Page + Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Launching a passion project into a business sounds like a huge undertaking. So many fears, doubts, and questions come up when people start exploring the idea of becoming an entrepreneur. Whether you’re considering a side hustle, from-home project, or full-time career, there are steps to take and savvy ways to prepare well.
In this episode, Heather Divoky, artist and poet from North Carolina, joined us with so much wisdom and inspiration. Heather walked us through her experiences as an art student, her 90-hour work weeks to become debt free after graduation, and how she’s now making a living in her chosen field. She also answered all of our burning questions about starting a business and shared some advice for aspiring entrepreneurs.
IN THIS EPISODE, SAMI + HEATHER CHAT ABOUT: * Heather’s journey to becoming debt-free as a working artist * Why she hustled working 90 hours/week to get out of debt * Why she turned her passion into a business * Why cultivating your creativity is vital to your overall life * Heather’s views on Dave Ramsey + what doesn’t work about his plan * How to deal with healthcare, taxes, + retirement as an entrepreneur * Advice for others wanting to pursue their creative passions as careers * Tips on where to start with your business * How to determine your prices * Lessons learned as an entrepreneur + artist
RESOURCES MENTIONED: * HealthCare.gov * Business Plan * >> Sign up for the Robinhood app through my referral link + we’ll both receive 1 FREE share of mystery stock![Sami's Affiliate Link] * [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Heather Divoky is an artist and poet living and working in Wilmington, North Carolina. She obtained her BA in Art History at Appalachian State University and her Masters in Arts and Culture at Leiden University, the Netherlands. She has worked in the Arts as a creator, curator, historian, designer, and administrator. Her work has been shown nationally and internationally, from Nashville to Raleigh, all the way to Amsterdam. Her primary concern is story-telling through great detail and color. Divoky works with marker, ink, wire, and stained glass, although she is always trying new media and techniques.
Instagram | Shop | Portfolio | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
The world feels like a really scary place right now. We’re facing a pandemic, social isolation, and so much unknown. Our feelings of fear, anxiety, and loneliness are justified and real.
In this episode, I’m sharing my heart with you about COVID-19. I’m passing along encouragement, love, and even a little bit of laughter. I’m digging into lessons that we can all learn from this, actionable tips for your mindset and your budget, and a fresh perspective to brighten your outlook.
IN THIS EPISODE, SAMI SHARES ABOUT: * Actionable tips for your mindset + your budget during COVID-19 * Encouragement for anyone experiencing anxiety, fear, or loneliness * The positive outcomes that will grow from this experience * Why social distancing is so hard for us * Book suggestions for coping with the isolation * The lessons I’ve been reminded of during the panic * My opinion on privilege, gratitude, and blessing in the midst of the pandemic * Advice on how we can all overcome this
RESOURCES MENTIONED: * Braving the Wilderness by Brene Brown * More Together Than Alone by Mark Nepo * The Book of Awakening by Mark Nepo * Stuck-at-Home Sale ends March 24th at 11:59 PM CST* * Join my Rise + Shine Newsletter Email List * >> Save $10 off your first Walmart Grocery Pickup order by using my referral code** * [Blog] Non-Medical Advice For How To Handle The Coronavirus * [Vee Frugal Fox’s Blog] Coronavirus and the ‘Poor’ * @nellycatic Instagram Post * @debtkickinmom for Zero-Waste Meals * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it.
In this episode, we’re digging into all of my best tips for breaking free from both overspending, and impulse shopping. I’ll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget.
IN THIS EPISODE, SAMI SHARES ABOUT: * The difference between impulse shopping and overspending * How to overcome a shopping addiction * How to break the scarcity mindset around “never being able to shop again” * How Minimalism can help overcome a shopping addiction * “You’re not wasting the money when you get rid of things, you wasted the money when you bought the things.” -Allie Casazza * How to create a new habit * How to not overspend * How I organize my bank accounts, and how it helps me to not overspend * Spending with a debit card vs. cash * Why you might be setting an unrealistic amount for your spending budget * How to ease your way into a lower spending budget * Why you need more discipline * What to when you’re used to having more spending money * What to do when an unexpected expense comes up * Ideas to replace your expense hobbies * Becoming a home economist * How setting up a budget can cut back your overspending * “Stop lying to yourself about your commitment to hitting your goals.” -Sami Womack
RESOURCES MENTIONED: * [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! * [Sami’s Referral Link] Walmart Grocery Pickup to save $10 on your first purchase * [Podcast] EP. 03: How To Organize Your Bank Accounts * How I Organize My Bank Accounts * Digital Budgeting System Worksheets * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
What do you do if you’re not happy with your debt-free timeline? You speed it up with side hustles and earning extra income anywhere you can. But, for many of us, this side hustle world is uncharted territory and seems overwhelming with everything else we have going on.
Thankfully, Kelly from Freedom In A Budget, is sharing her best tips for earning easy extra income. She shares where to start, ideas you can do from home, how to utilize what you already have, and a pep talk that’ll get you into action.
IN THIS EPISODE, SAMI + KELLY CHAT ABOUT: * Kelly’s debt-free journey story * How to use what you already have to earn extra income * Realistic side hustle ideas * Easy to start extra income ideas * Work from home side hustles * Actionable tips you can start using today * Why earning extra income is vital to your debt-free journey * Lots of motivation for getting started
RESOURCES MENTIONED: * Kelly’s Side Hustle Playlist * [Blog] Kelly’s Side Hustle Reports * [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! * Podcast Home Page * Leave a Podcast Review
Kelly Smith is the creator of Freedom In A Budget where she helps her 33,000+ YouTube subscribers reach their goals through financial independence, intentional spending and finding joy in the little things.
She has paid off $23k in student loan debt, cash flowed her $30k wedding and her $25k dream car. Her and her husband, Jayme also just bought their first house in South Florida.
YouTube | Instagram | Website | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
In this episode, I’m sharing our family’s debt payoff timeline breakdown and our real numbers along the way. I’m letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I’m also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like.
IN THIS EPISODE, SAMI SHARES ABOUT: * My family’s real debt numbers
+ **$2,000** medical (8 debts)
+ **$14,000** property taxes + IRS
+ **$14,000** credit cards (3 debts)
+ **$7,000** Melanie’s birth bills
+ **$6,000** small misc. debts
(owed family, small credit cards that I didn’t track the exact amounts of, etc)
+ **$68,000** commercial land
+ **$99,000** rental house
+ **$280,000** big house
***these numbers are estimated + rounded because we didn't keep very detailed records at the beginning of our journey*
-
My family’s debt-free timeline
- Oct 2014 created a budget
- Jan 2015 added up our debt, total $490k
-
Feb 2015 found out we were pregnant w/ 3rd daughter
- Made a timeline, paid off a few more small debts
-
Added $7k to debt with her medical bills
- April 2016 sold land
-
Paid off land’s balance
- Emergency Fund $20k
- Bought SUV $13k
- Feb 2017 bought boat $6.8k.
- April 2017 sold rental house...didn’t have a profit
- July 2017 moved into current rent house
- Nov 2017 got offer on big house
- Jan 2018 sold big house...had $5k profit
- Feb 2018 bought truck $25k
- Oct 2018 bought camper $6.9K
- Nov 2019 bought new boat $11k
- Feb 2020 sold old boat for $3.5
RESOURCES MENTIONED: * Digital Budgeting System Worksheets * [Blog + Video] Why We Sold Our House To Become Debt-Free * [Podcast] EP. 09 Why We're Renting Instead of Buying a House * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Women are so incredibly strong. We can have careers, earn degrees, achieve financial goals, raise babies, and keep the house clean...often all at the same time. Christina Lynn is one of those women doing it all and empowering other women along the way.
Christina is sharing her story of returning to the workforce after a tough divorce, raising her two young children, and pursuing her PhD. She explains why financial education is crucial for all women, gives us actionable tips, and lots of encouragement for moving forward during the hard times.
IN THIS EPISODE, SAMI + CHRISTINA CHAT ABOUT: * Bouncing back after hitting rock bottom * Moving forward after a tough divorce * Returning to the workforce after being a stay-at-home mom * Balancing motherhood, a career, and pursuing a degree * Financial tips specifically for mothers * Preparing your money for the future * The importance of financial education for women
RESOURCES MENTIONED: * [Freebie] Net Worth Worksheet * [Full Set of Worksheets] Digital Budgeting System * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Christina Lynn is a CERTIFIED FINANCIAL PLANNERTM , Accredited Financial Counselor®, Certified Divorce Financial Analyst®, Certified Estate Planner®, and a doctoral student in personal financial planning at Kansas-State University. She works with clients nationwide and specializes in financial planning for women and families, as well as divorce financial advice. She has also been a frequent guest on KDLT News and Keloland Living, giving financial tips on various money topics. Her mission is to educate and empower women to achieve long-term financial success. For fun, she runs Spartan races, travels (on a budget, of course!), and watches telenovelas.
>> Reach out to Christina for a FREE financial consultation.
Instagram | Linkedin | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
If your income is irregular, whether you’re self-employed or work on commission, you know what a struggle budgeting can be.
In this episode, I’m sharing my budgeting advice for anyone who has an inconsistent income. I’ll walk you through how to set up a family budget that will actually work, I’ll answer some frequently asked questions, and give you some encouragement for getting your money organized.
IN THIS EPISODE, SAMI SHARES ABOUT: * How to deal with fluctuating income * Encouragement for getting your money organized * How to find your grace period * Looking for a pattern in your income * How to set up a family budget that will actually work * Tips for getting a month ahead, setting up an emergency fund, and how to budget with the smallest income in mind * Why becoming debt-free and having a savings account is even more important for you than the average family
RESOURCES MENTIONED: * [Sami’s Worksheets] Digital Budgeting System * [Sami’s Budgeting Course] Your Sunny Money Method * [Freebie] Declutter Your Budget Challenge * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
What if your heart is for adoption, but your budget is not?
Heather Marshall and her husband were in the same boat about 10 years ago, but now they are the proud parents of two beautiful adopted children. Now Heather encourages other to-be-adoptive parents that money shouldn’t have to hold you back from the dream of growing your family.
In this episode, she breaks down all of the different types of adoption, what kinds of costs you can expect to pay, and all of the ways to get help if you can’t fund the adoption alone. She also passes along encouragement to other women who have their own passion project calling their name.
IN THIS EPISODE, SAMI + HEATHER CHAT ABOUT: * How her heart changed from not wanting kids to adopting two * The role that money played in her adoption journey * How much adoption really costs * The various ways to fund an adoption * Various types of adoption (private agency, international adoption, independent, foster care, and special needs.) * Open vs. Closed adoption * Advice for future adoptive parents * Words of encouragement for women wanting to pursue their dreams.
RESOURCES MENTIONED: * [eBook] Raising Funds for Adoption Use promo code SUNNY to save 20% until Feb 14, 2020 * [Blog] 3 Ways to Make Adoption Affordable * [Heather’s Affiliate Link] Save $10 on Your Sunny Money Method * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Heather Marshall is a wife to an amazing husband of almost 25 years, a mom to 2 of the best little kiddos ever, and a passionate adoption advocate. After going through the adoption process twice, Heather started a blog in 2019 to share adoption encouragement and resources. She was soon encouraged to write an eBook to help others. With the theme of affording adoption coming up often, she decided this was the topic to focus on. If you or someone you know is embarking on an adoption journey, read on to learn just how possible funding your adoption can be.
Instagram | Website | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Brene Brown’s The Power of Vulnerability is another book you should add to your personal-development reading list. The foundation of the book was based around Brene’s 10 Guideposts for Wholehearted Living, all of which can easily be implied to our financial success or even to just our personal success.
In this episode, I’m sharing my favorite takeaways + lessons from the book, as well as several examples of how you can start applying the 10 Guideposts to your own life to achieve all of your goals + desires.
IN THIS EPISODE, SAMI SHARES ABOUT: * My biggest takeaways from The Power of Vulnerability by Brene Brown * How Brene’s teachings can be applied to your Debt-Free Journey or financial success * Vulnerability is defined as the quality or state of being exposed to the possibility of being attacked or harmed, either physically or emotionally. * Success is defined as a person or thing that achieves desired aims or attains prosperity; accomplishment of purpose * Brene Brown’s 10 Guideposts for Wholehearted Living are as follows:
1. Cultivating Authenticity and Letting Go of What Other People Think
2. Cultivating Self-Compassion and Letting Go of Perfectionism
3. Cultivating Your Resilient Spirit, Letting Go of Numbing and Powerlessness
4. Cultivating Gratitude and Joy, Letting go of Scarcity and Fear of the Dark
5. Cultivating Intuition and Trusting Faith, Letting Go of the Need for Certainty
6. Cultivating Creativity and Letting Go of Comparison
7. Cultivating Play and Rest, Letting Go of Exhaustion as a Status Symbol and Productivity as Self-Worth
8. Cultivating Calm and Stillness and Letting Go of Anxiety as a Lifestyle
9. Cultivating Meaningful Work, Letting Go of Self-Doubt and Supposed-To
10. Cultivating Laughter, Song, and Dance. And Letting Go of Cool and Always in Control
- Shame (I am bad) vs. Guilt (I did something bad)
- Shame triggers are prerequisites for worthiness
- Shame reliance is owning our stories
-
People who are reliant to shame…
- They know what shame is and they know why they’re in it
- They can reality check around the expectations
- They reach out to others
- They speak shame/call it what it is
- Numbing is like a turtle without a shell living in a briar patch
- Instead of learning how to live in the chaos, examine why you’re living there at all
-
When numbing…
-
Whole-hearted people: reduce what is driving the need to numb
- Others: Keep living how they’re living and look to just stop the numbing
- “How can you enjoy the peach if you don’t enjoy a bite of the peach?”
-Brene Brown - “It’s not enough to have an attitude of gratitude, you have to practice it.”
-Brene Brown - “The opposite of play isn’t rest, the opposite of play is depression.”
-Brene Brown
RESOURCES MENTIONED: * [Book] The Power of Vulnerability by Brene Brown * [Podcast] EP. 47 Battling in the Arena For Your Success
[Monthly audio book subscription] Audible * [Online Course] Control Your Crazy * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
While the #debtfreecommunity is dominated by women, we have a few men who are chiming in and changing the conversation. Alfred, from Frugal Freddy, is one of those brave men speaking out about money from the husband + father’s perspective.
In this episode, Alfred shared his advice for getting the men in our lives on board with the budget. Plus he shared tips for earning extra money, must-hear advice for beginners, and words of wisdom for balancing a happy marriage with a happy budget.
IN THIS EPISODE, SAMI + ALFRED CHAT ABOUT: * Being upfront about debt early in the relationship * Why he + his wife paused their debt-free journey * How to handle your family and friends not understanding your budgeting journey * Advice for some of the biggest challenges we both see with our clients * Suggestions for earning some extra money * Adapting to the financial changes as a parent * Tips for budgeting as a couple * Advice for husbands who aren’t on board with budgeting * Why I refer to our family as an “empire” * Tips for overcoming the challenges at the beginning of your debt-free journey
RESOURCES MENTIONED: * [Freebie] Declutter Your Budget Challenge * #debtfreecommunity on Instagram * [Book] The Total Money Makeover by Dave Ramsey * [Book] Build an Empire How to Have it All by Elena Cardone * What is the FIRE movement? * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Frugal Freddy is originally from Cleveland, Ohio, currently living in Columbus, Ohio with his wife, Felice and their daughter, Savanah Danielle. By day, Freddy is an accounting professional and by night, he is a financial coach and blogger that’s passionate about helping others eliminate their debt, increase their net wealth and achieve financial wellness.
Instagram | Website | Facebook | Investment Club
I'D LOVE TO HEAR FROM YOU... **Reviews are everything on iTunes!**
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
This year we’re not playing small. This year we’re not going to fall off the wagon. This year we’re taking all of our goals to the next level…together!
In this episode, I'm taking you on a deep dive inside my own 2020 goals, breaking down my action steps, walking you through my thought-process, and sharing LOTS of encouragement for YOU with your own goals.
IN THIS EPISODE, SAMI SHARES ABOUT: * Lots of encouragement for YOU with your own goals * How + why I picked “level up” as my word for 2020 * How to cultivate your measurable + immeasurable goals * How people actually reach their long term goals * How to start with your big vision and work backward to goals you can achieve this year * How to take your overall 2020 goals and break them down into monthly, weekly, + daily goals…as well as actionable bullet point steps * How to group your goals into categories * Why you should give yourself lots of grace, allow for messes, and take your time while setting goals
RESOURCES MENTIONED: * [Affiliate Link] The Powersheets Goal Planner * [Podcast] EP. 71 Seven Steps To Take Before Setting Your New Year's Goals * [Podcast] EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Any goal you plan to actually achieve must start in the heart and in the head before it’s ever visible to the outside world. Amazing women like this week’s guest, Katie Jenks, knows all about that journey.
Katie is sharing how the heartbreak of a miscarriage, the chaos of household clutter, and the overwhelm of debt brought her into a journey that eventually changed her entire life. While working through the hard realities of life Katie found her inner and outer strength. Now, she’s inspiring others with her incredible 100+ pound weight loss, and her bright smile and positive outlook on life.
IN THIS EPISODE, SAMI + KATIE CHAT ABOUT: * Katie’s journey through decluttering, budgeting, and getting healthy * Katie shares how she’s lost 100+ pounds through VSG surgery and putting in the hours at the gym * From 270 LBS to a body-building bikini competition * The ripple effects of intentional living * How working through Minimalism and a Debt-Free Journey showed her that any other goal was possible * The heart and mindset work that Katie has done along the way * Words of encouragement to anyone starting a new goal this year
RESOURCES MENTIONED: * Enroll in my newest online course, Control Your Crazy HERE! * Free Declutter Your Budget Challenge * Decluttering expert, Allie Casazza * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Katie Jenks is a small-town Wisconsin wife and mom to her 10-year-old son + 4.5-year-old daughter. She has a Bachelor’s of Science in History from the University of Wisconsin La Crosse and is currently teaching online ESL for VIPKID, which she loves. Katie is training for her first triathlon and bikini competition, all while managing the budget, the household, and still making time to take care of herself. She works through her struggles by continuing to smile and find positivity every day.
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Setting your New Year’s Goals isn’t something you want to rush through. In fact, I have 7 steps that I take before I even actually set my goals.
In this episode, I’ll break down all of the seven steps that will help you lay a solid foundation for your new year, and I’ll explain why these steps are crucial to the success of your big vision.
IN THIS EPISODE, SAMI SHARES ABOUT: * The steps to take before actually setting your 2020 goals * How to cultivate gratitude from the past year + how it’ll help you grow in the new year * Why evaluating where you’re currently at is important to your future * Why you need to know what fires you up before you set your goals * How to get to your big vision from where you are now * Why I limit my big vision to only the next 10 years * How to create a road map for your life * Why choosing a word/theme for your year is so helpful + why I usually pick a verb * How to streamline all of your brainstormed ideas for the new year * Why I keep my number of goals between 3 + 8
RESOURCES MENTIONED: * [Affiliate Link] The Powersheets Goal Planner * NEW Digital Budgeting System Worksheets * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Not only is a new year right around the corner…a new DECADE is beginning.
This is your clean slate. This is the push you’ve been waiting for! 2020 can easily be your best budgeting year ever if you break-free from your old mindsets and habits….and we’re here to help you do just that.
In this recorded live workshop, Alli and I will bust 4 common money myths, answer frequently asked questions, and pass along some encouragement to help you start 2020 on the right foot.
IN THIS EPISODE, SAMI + ALLI… * Bust the 4 most common money myths:
+ I have to only use cash if I want to budget
+ If I create a budget it’ll be too restricting
+ I must have a complicated + exact budget
+ I’m too broke to budget
- Share tips for beginners + encouragement to stay motivated
- Answer lots of money questions
RESOURCES MENTIONED: * [From FincialliFocused.com] Your Sunny Money Method Course Review * Podcast Home Page * Leave a Podcast Review
EXCLUSIVE WORKSHOP OFFERS << These offers will expire on December 31, 2019 at 11:59 PM CST
- A discount on Sami's Full Budgeting Course, Your Sunny Money Method
- An exclusive 1:1 Coaching Session with Alli
- A brand new Group Coaching experience through Circle of Success with Alli + Sami
WHICH OFFER IS RIGHT FOR ME? Your Sunny Money Method is for self-paced support. This online budgeting course is perfect for you if you want short (5-15 minutes) actionable video lessons. If you want to learn how to set up budgeting worksheets, and if you want the hows and whys of budgeting broken down into a simple format for you, accessible to you in your free time.
ENROLL IN THE COURSE >> **1:1 Coaching Session** is for **personalized support**. This experience is right for you if you want a deep dive into your financial situation: budget, debt, savings, spending, etc. If you need some direction on what you should focus on in 2020 and personalized tips for helping you thrive financially. And a co-created plan with actionable steps to set and reach your 2020 goals.
SCHEDULE A COACHING SESSION >> **Circle of Success with Alli + Sami** is for **group support**. This experience is right for you if you want a personalized deep dive into your goals, as well as the accountability and community aspect of a group. If you want a close-knit group of women to walk with you through the first 3 months of 2020. And an exclusive Facebook Group for daily support.
JOIN THE GROUP >> WHO ARE YOUR COACHES? **Alli Williams** is a personal finance blogger
and money coach at financiALLIfocused.com. She is the co-author of the book, Not Another Money Statistic: Lessons We Wish We Learned in High School. She is a newlywed who is paying off six figures of debt that is legally not hers. She paid for her wedding in cash while paying off debt, saving for retirement, and cash flowing her husband's school. She currently lives in South Carolina, but was born and raised in New York.
Instagram | Website | Facebook
Sami Womack is a podcaster and coach at
A Sunny Side Up Life. Her weekly podcast has been downloaded over 80,000+ times, and her story has been featured on several major platforms. She began this journey 6 years ago with her high school sweetheart, Daniel, and a debt price tag of $490,000. They took control of their families finances by downsizing to a 750 sq. ft. house, budgeting, and changing habits. She is also a homeschooling mom of 3 girls from East Texas.
Instagram | Podcast | Website | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
People are breaking free from the over-sized houses that are packed full of clutter and have huge mortgages attached to them. We’re going tiny, decluttering, and living debt-free.
In this episode, I'm chatting with Vee Weir from Vee Frugal Fox about her recent cross-country move, how she manages to work-from-home with three dogs in a small apartment, and she’ll share her best tips for doing a digital declutter. We’ll share how we’ve both embraced Minimalism during our debt-free journeys, and we’ll both pass along some words of encouragement for anyone just getting started.
IN THIS EPISODE, SAMI + VEE CHAT ABOUT: * Breaking free of Keeping Up With The Jones * Moving across the country * Making a new house feel like a home * Realities of working from home and how to make it work * The benefits of decluttering, going tiny, and being intentional in your home * How Minimalism and Budgeting work perfectly together * Tips for decluttering your digital world
RESOURCES MENTIONED: * Enroll in my newest online course, Control Your Crazy HERE! * [Podcast] EP. 42 Dealing with Debt + Depression: featuring Vee Weir from Vee Frugal Fox * [Podcast] EP. 67 Prepping Your Nest For A Cozy Christmas + A Fresh New Year * [Podcast] EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * #debtfreecommunity on Instagram * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Vee Weir is a founding member of the #debtfreecommunity on Instagram, as well as a mental health advocate and the mastermind behind Weir Digital Marketing.
Throughout the last four years, she graduated from the University of North Carolina at Chapel Hill, paid off $55k in debt, published a poetry book, and started her own business - all while remaining transparent about her depression and anxiety with her online debt-free family. Her hope is that through her openness, others share their ‘taboo’ money and mental health experiences, eliminating the stigma surrounding both subjects in our culture.
Budgeting Instagram | Marketing Instagram | Website
I'D LOVE TO HEAR FROM YOU... **Reviews are everything on iTunes!**
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Having a simple life oftentimes starts at home. That's right! Erin Tannehill shares how her path to a decluttered life started by decluttering her home one item at a time.
In this episode, Erin shares her best tips for getting started with Minimalism and all of the positive changes you’ll see in your life as a result.
IN THIS EPISODE, SAMI + ERIN CHAT ABOUT: * Simple tips for starting the decluttering process * How Minimalism can change your life * How to work through the hard emotions behind purging * How to make your home simple, yet cozy * Quick tips to apply before Christmas * Long-term steps to take in the New Year * Erin’s free Tidy Home Challenge
RESOURCES MENTIONED: * [Erin’s Free Challenge] 5 Day Tidy Home Challenge * [Podcast] EP. 23 Homesteading Hacks That Will Save You Money * [A Sunny Side Up Life Blog] Minimalism Inspiration * [Book] Living Well Spending Less * [A Sunny Side Up Life Resources] Control Your Crazy * [Podcast] EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
>> LEARN MORE ABOUT CONTROL YOUR CRAZY <<
MEET OUR GUEST Erin Tannehill is a sustainable minimalist, married to a man just as ambitious as herself, and momma to a couple of fur babies [dogs] and a flock of chickens. She loves teaching women [just like you] how to live their best life by removing clutter, decluttering their mind, and living with intention. She's designed her dream life and her goal is to teach you how to do the same.
Website | Pinterest | Instagram | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
The early days of my Minimalism journey were a lot of work. I remember the internal fire that pushed me while I purged late at night after my kids were asleep. I remember the anxiety building knowing that Christmas was right around the corner and we’d be getting even more “stuff”.
In this episode, I’m sharing some easy ways to make headway before Christmas and how to level up that motivation after the New Year. I’ll also give you some tips that I wish I would have had before I started my decluttering process.
IN THIS EPISODE, SAMI SHARES ABOUT: * The early days of her Minimalism Journey * Encouragement for going into the Holiday Season * How to start decluttering before Christmas * How to level up in the New Year * Tips for starting your own decluttering process * How to refresh your mood before receiving more “stuff” for Christmas
RESOURCES MENTIONED: * [Free Event] Best Budgeting Year Ever Workshop * [Blog] A Walk Through Our Minimalism Journey * Podcast EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * [Freebie] Christmas On A Budget Cheat Sheet * All of my Christmas Resources * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
In this episode, we’re wrapping up our budget themed month with my Instagram bestie and Powersheets accountability partner, Alli Williams. Alli shares what it’s been like to go from a debt-free single woman to a married woman paying off her husband’s $150k worth of debt. She shares how her life has changed now that she's married and deep in debt, and also what she’s not willing to cut back on in her budget.
Alli also lets us in on the struggles she sees her coaching clients facing with starting a budget and making their goals happen, and how to overcome them.
IN THIS EPISODE, SAMI + Alli CHAT ABOUT: * The difference between budgeting as a single woman vs. as a married woman * What to do when your spouse isn’t really into budgeting * What it’s like to take on your partner’s student loan debt * Why you don’t have to follow “the rules” of the personal finance world to be successful with money * How to find a happy middle ground between Gazelle Intense and no budget at all * Why women should feel empowered by money, not scared of it
RESOURCES MENTIONED: * [A Sunny Side Up Life Resources] Christmas on a Budget * [Claim your FREE spot] Best Budgeting Year Ever Workshop * EP. 10 How To Not Become Another Money Statistic * [Book] Not Another Money Statistic: Lessons We Wish We Learned in High School * [Sami's Review] How to Help Your Kids Not Become Another Money Statistic * Powersheets Goal Planner * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Alli Williams is a personal finance blogger and money coach at financiALLIfocused.com. She is the co-author of the book Not Another Money Statistic: Lessons We Wish We Learned in High School. She is a newlywed who is paying off six figures of debt that is legally not hers. She paid for her wedding in cash while paying off debt, saving for retirement, and cash flowing her husband's school. She currently lives in South Carolina but was born and raised in New York.
Instagram | Website | Facebook
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Holidays don’t have to be filled with guilt, shame, or regret. You don’t have to break your budget or ruin your minimalism goals, and you don’t have to be anti-shopping to be intentional with your Christmas.
Let’s put a breath of fresh air into this year’s holiday shopping. Let’s not just spend money, let’s invest in memories. Let’s enjoy shopping, not in spite of, but because of our budgets. Let’s not just buy the Barbie out of guilt, comparison, or to fill an empty spot under the tree...let’s do it for the joy.
IN THIS EPISODE, SAMI SHARES ABOUT: * My best tips to have an intentional gift-giving season * Why you don’t have to be anti-shopping if you’re on a budgeting journey * Why shopping on a budget is like a challenge * How Minimalism can actually bring you freedom during the Holidays * The questions to ask yourself before you shop:
+ How much are you spending?
+ Who are you buying for?
+ What types of gifts are you okay with buying?
+ What businesses do you want to support with your money?
+ What are you saying yes to + what are you saying no to?
+ How do you want to feel about all of this in January?
Memorable quote: * “I don’t think of it as, ‘I can’t shop because I’m on a budget.’ I think of it as, ‘I’m allowed to shop up until this point’.” * “When you go into it with your heart in the wrong place, you taint the experience of something that’s supposed to bring you joy.”
RESOURCES MENTIONED: * [Freebie] Christmas On A Budget Cheat Sheet * All of my Christmas Resources * [A Sunny Side Up Life Podcast] EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
In this episode, I'm talking to Budget Girl herself, Sarah Wilson about all things budgeting. She talks about her rock bottom moments, how it felt to share her entire journey with the world through YouTube, and about how she's transitioned from budgeting as a single woman to now budgeting in a relationship. Plus Sarah gives some heartfelt advice for all women regarding their financial knowledge, and she reminds us that money is truly what gives us options and freedom in life.
IN THIS EPISODE, SAMI + SARAH CHAT ABOUT: * Sarah’s upbringing, young adulthood, + current life * How she overcame her shopping addiction childhood * Her rock-bottom moment of being a college graduate with no job * What it was like to be one of the first people to share online about paying off debt + what it’s like to share so publicly * Budgeting as a single woman vs. in a relationship * The positive spillover effects of budgeting * The differences between paying off debt vs. savings * Why money equal power, options, + freedom * What we can expect from Sarah in the future
- RESOURCES MENTIONED:
-
A Sunny Side Up Life Budgeting Resources:
- Your Sunny Money Method
- Control Your Crazy
- Decultter Your Budget Challenge
- Magic + Money
- Take Control of Your Spending
-
Christmas Cheat Sheet Freebie
- Sarah Mentions:
-
Graham Stephan
- Meet Kevin
- The Financial Diet
- The Total Money Makeover by Dave Ramsey
-
debtfreecommunity on Instagram
- Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge
- Follow me on Instagram
- Podcast Home Page
- Leave a Podcast Review
-
-
This post may contain affiliate links. Visit my disclaimer page for more info.*
MEET OUR GUEST Sarah Wilson, aka Budget Girl, is a YouTuber, debt-destroyer, side-hustler, speaker and financial wellness advocate. She’s made videos on her YouTube Channel - Budget Girl for the past five years on how to live a frugal, fun and financially fearless life, showcasing ways to manage your money on any income, pay off debt, how to invest, build wealth, raise your income, and live your best life with the aid of a budget.
Sarah documented her successes and challenges while paying off $33,000 of student loans in just 3 years on a tiny reporter’s salary of $26,000/ year in real-time on YouTube, where she has over 57k subscribers and has over 6 million views. She also runs BudgetGirl.com, a site devoted to providing free advice and resources for anyone seeking to better their finances.
She side-hustled, negotiated for better pay and positions and worked to drastically change her financial future. Now she’s even more passionate about teaching others how to build their dream life on less.
YouTube | Instagram | Website | Facebook
I'D LOVE TO HEAR FROM YOU... **Reviews are everything on iTunes!**
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode
connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer *here.*
The entire Halloween season is about pretend stuff that’s meant to make our imaginations run wild and scare us. However, I think that reality is much scarier than any commercialized holiday could ever be. Think about those pumpkins with “student loans” or a “check engine” light on them...things like that prove that everyday stuff is scarier than any spider or haunted house could ever be. When it’s a scary movie you can just turn it off and walk away, when it’s your mental health or piles of debt, you can’t.
In this episode, I’m sharing how to defeat the darkness that is consuming your life and what the scary reality of not getting help could look like.
IN THIS EPISODE, SAMI SHARES ABOUT: * When reality becomes scarier than fantasy * Motivation to keep going when your life is overwhelming * How to go from surviving to thriving in every aspect of your life * Where to start with Positive Thinking, Goal Setting, Minimalism, Budgeting, and Time Management
RESOURCES MENTIONED: * Enroll in the new course, Control Your Crazy * Free Course: Magic + Money * Vee Frugal Fox’s Time Blocking Worksheet * Podcast EP. 62 The Path From Smashing Debt To Saving Cash with guest Ashley from Ash Saving Cash * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... **Reviews are everything on iTunes!**
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
**HEY I'M SAMI WOMACK** I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
The path between living on maxed-out credit cards with financed eyelashes to having a no-spend-year is a bumpy one. The mindset work that is required to make this drastic change is definitely not for the faint of heart, but women like Ashley Ahmad are proof that it can be done.
Ashley from @ashsavingcash is sharing the ins and outs of her journey to becoming debt-free as a young nurse right out of college. She’s sharing what led to her rock-bottom money moment, how her mental health also went on a downward spiral as a result, and how she hustled her way back out of survival mode.
IN THIS EPISODE, SAMI + ASHLEY SHARE ABOUT: * All about Ashley’s upbringing, post-college years, and nursing career * Her rock-bottom money moments and the scary mental effects * What led her to do a no-spend-year and her takeaways * How to do a no-spend challenge (needs vs. wants) * The idea behind a reverse budget * Where she’s at now in her journey and what the future holds
RESOURCES MENTIONED: * The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time by Anna Newell Jones * The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey * Audible Membership * #debtfreecommunity on Instagram * Enroll in the new course, Control Your Crazy * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
This post contains affiliate links. Visit my disclaimer page for more info.*
MEET OUR GUEST Ashley Ahmad is a 33-year-old registered nurse and the woman behind @ashsavingcash. She is married and furmom to two cats and a feisty rescue pup. She also loves to cook and finds it therapeutic, so follow her on Pinterest for meal tips!
Ashley has been a member of the #debtfreecommunity on Instagram for over two years documenting her financial journey. Back in 2017 she underwent a complete financial transformation and embarked on a no-spend year. Since then she and her husband have paid off $85k+ of debt, cash-flowed a Jeep Cherokee this year, and are now working on paying down their mortgage and investing.
Instagram | Website | Facebook | Pinterest
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Working towards your goals and maintaining a positive outlook can sometimes seem impossible. When you’re prone to anxiety or going through a down season you can feel like an achievement of any kind is an uphill battle. I’ve been through these seasons too, which is why I’m sharing my secrets for making progress on your goals…even during the rough patches of life.
I’m talking about what’s held me accountable over the years, what you can do when you’re feeling unmotivated, and how to still follow through during your personal seasons of winter. Plus, I’ll share about my favorite secret goal setting weapon, The Powersheets…and how they can help you achieve your dreams.
IN THIS EPISODE, SAMI SHARES ABOUT: * How to follow through on the goals you set * How to stay motivated when you’re in a dark season * My secrets for holding myself accountable * Why goal setting is so important to the overall success of your life * How to achieve your goals when you’re struggling with depression or anxiety * Why I love the Powersheets for goal setting * Why goal setting can work for anyone in any season * Ambition + Attitude = Achievement * Details about the new M.B.N. Challenge (Mind, Budget, Nest)
RESOURCES MENTIONED: * Claim your free spot at The Goal Setting 101 Workshop * Shop for 2020 Powersheets * Enroll in the new course, Control Your Crazy * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Join my private Facebook Community * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Mental health plays a role in every aspect of our lives from our careers to our finances. Taking our sanity into account on our intentional living journeys is something that we’re finally starting to talk about as a society…I think mostly thanks to the Millennial Generation.
Yunhwa from Savings Cents is a great example of an educated young woman who got to a breaking point with her life and then decided to make drastic changes. After leaving her career, Yunhwa started pursuing minimalism, debt freedom, and just plain ol’ happiness. She got intentional with her life and hasn’t looked back since.
She’s joining me this week to share her story with the hope of helping you on your own journey to more sanity and more savings.
IN THIS EPISODE, SAMI + yUNHWA SHARE ABOUT: * All about Yunhwa’s family, career path, finances, mental health, future plans, and more * Why Yunhwa left her job for the sake of her sanity + happiness * Starting steps to pull yourself out of a dark mental place * What roles mental health + financial health play in an intentional living journey * Takeaways for the woman that is currently struggling * Societal expectations as a Millennial woman * Details about the new M.B.N. Challenge (Mind, Budget, Nest)
RESOURCES MENTIONED: * Sami’s “You’re worth it” post * Yunhwa’s “You’re worth it” post * Podcast EP. 58 You're Worth It: Why Showing Up For Yourself Is The Most Important Thing You Can Do * Enroll in the new course, Control Your Crazy * Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge * Claim your free spot at The Goal Setting 101 Workshop * Shop for 2020 Powersheets * Join my private Facebook Community * Follow me on Instagram * Podcast Home Page * Leave a Podcast Review
MEET OUR GUEST Yunhwa is the co-founder of Saving Cents. Yunhwa and her husband, James, are on their financial journey to pay off debt while living off of one income. She openly shares her journey and budget in hopes to inspire others along the way.
Instagram | Facebook | Website | Pinterest
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
The year is winding down as we come into the 4th quarter. As the weather cools off and the holidays get closer and closer, we’re going to be more tempted than ever to just put our feet up and coast through what’s left of 2019. BUT, I know my Sunny Side Up sisters aren’t ready to call it quits on this year quite yet!
So, I’m hosting a M.B.N. Challenge (Mind, Budget, Nest) to help us finish the year on a high point. Remember those big goals you set back in January? Well, if you want to actually achieve all of them before it’s another January…then you’re in the right place!
In this episode, I’m sharing why your last 3 months of the year are what set you apart from the average person and how to fully reap the benefits of a Fall Refresh.
In this episode, I share about:
- The new M.B.N. Challenge (Mind, Budget, Nest)
- How to finish the year strong
- How to actually accomplish the goals you set back in January
- How + Why I refresh my goals each season
Resources Mentioned:
- EP. 37 How To Give Yourself A Spring Refresh
- Year Of Trust: 2019 Goals Spring Update
- Enroll in the new course, Control Your Crazy
- Claim your free spot at The Goal Setting 101 Workshop
- Shop for 2020 Powersheets
- Join my private Facebook Community
- Follow me on Instagram
- Podcast Home Page
- Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
If you lose yourself you can’t be the mother, wife, sister, business owner, or woman that you truly want to be. You weren’t put on this Earth on accident. Your heart has a mission + your life has a purpose. You weren’t born to merely survive. We have to start by showing up for ourselves first.
In this episode, I’m sharing some transparent details of my mental health journey. I’m sharing my experiences in hopes of encouraging + helping you on your own journey. I’m sharing to remind you that you’re not broken or crazy…and that you are worth fighting for.
In this episode, I share about:
- I idea behind #youreworthit
- When I knew I needed help with my depression
- Details behind my breaking points, solutions, medications, and everything in between
- Why I will continue to share so openly about my own journey
- Why you + your story matter
Resources Mentioned:
- Mentioned Instagram Post
-
youreworthit advocates @veefrugalfox + @yunhwa_savingcents
- Enroll in the new course, Control Your Crazy
- Claim your free spot at The Goal Setting 101 Workshop
- Shop for 2020 Powersheets
- Podcast Home Page
- Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
If you’ve ever screwed up with money you know about the mental scars and PTSD that it can leave you with. Looking back on your financial mistakes can feel like a strong punch in the stomach, especially if you’ve ever rolled change to buy milk, had your electricity cut off, or charged fast food…all of which I’ve done, by the way. These harsh memories don’t leave you, even after you’re debt-free with a 5-figure savings account.
In this episode, I’m sharing a few of my rock-bottom money moments that are still haunting me nearly 10 years later, and what I learned from all of those experiences.
In this episode, I share about:
- Having my electricity cut off + being forced into automatic payments
- Going out to eat with no money in the bank
- Begging to raise my credit card limit for an overnight trip
- Rolling change to buy groceries
- What I learned from all of these bad financial experiences
- Why having cash at home made me feel powerful
- The PTSD/anxiety that I still have around money
Resources Mentioned:
- Mentioned Instagram Post
- Enroll in the new course, Control Your Crazy
- Enroll in my Full Budgeting Course, Your Sunny Money Method
- Check out my Free Declutter Your Budget Challenge
- Podcast Home Page
- Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Is a ‘September Slump’ a thing? If not, I just made it one. After a Summer full of activities, a huge new course launch, and the seemingly never-ending Texas heat…I’m feeling a little blah.
When these seasons of no motivation roll around we can’t just bury our heads in the sand and do nothing until we recuperate; we have responsibilities and big goals. There is a happy medium; there is a balance between anxiety-filled overachieving and wasting your life. There are still ways that you can live an intentional and productive life during these “slumps” and “seasons of blah”. In this episode, I’m sharing how to handle your own “September Slump” with grace and still show up whole-heartedly for your life.
In this episode, I share about:
- What to do when you’re in a slump, but still want to be intentional and productive
- How to find the balance between anxiety-filled overachieving and wasting your life
- How to set goals when you feel unmotivated
- How to rest while still showing up for your life
- My goal setting strategy
- Real examples of how to give yourself grace and achieve your goals
Memorable Quotes:
“Savoring gives way to stillness.” Lara Casey, Powersheets
Resources Mentioned:
- Enroll in the new course, Control Your Crazy
- [EP. 43] How My Fresh Start Weekends Prepare Me For The Week Ahead
- Powersheets Goal Planner
- My September Goals
- Podcast Home Page
- Leave a Podcast Review
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Anyone else a recovering perfectionist? I know I’m not alone in the battle to feel “good enough” to achieve the dream life that I have pictured in my head.
We think that if we’re a budgeting family that we’re never allowed to get an overdraft fee again…and if we do, all financial progress has been lost. We think that if housework sometimes stresses us out that we must have failed in our attempt to be a Minimalist. We think that if we slip up and don’t hit a goal on time that we just must not be a good goal setter. False, false, and false.
Perfectionism is not a requirement for progress. Let me say it louder for the ladies in the back… YOU DO NOT HAVE TO BE PERFECT TO ACHIEVE YOUR DREAMS.
In this episode, I share about:
- How impostor syndrome, shame, and lack of perfectionism can diminish our sense of progress
- How to deal with feeling not perfect enough
- Why it’s normal to fail at perfectionism
- Why you don’t have to be perfect to still make progress on your goals
- Why I still deal with these negative thoughts even 5 years into my personal development journey
Memorable Quotes:
“Progress not perfection.” -Lara Casey
Resources Mentioned:
- Podcast Home Page
- Leave a Podcast Review
- Learn more about my new course, Control Your Crazy
THIS WEEK’S REVIEW SHOUTOUT By jillmaier1234
”This podcast is so inspiring.”
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes!
Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
We’ve all heard the saying, “Money can’t buy happiness.”. We end up hearing this and repeating this so many times that we actually start to believe this lie. …yes, I said it’s a lie!
No, money isn’t everything, and I wouldn’t value it above my soul, myself, or my family, but we have to acknowledge the fact that money can make some pretty awesome things possible. I don’t know about you, but I personally love traveling, going to Major League Baseball games, eating yummy food, and having enough money in savings that I can sleep soundly at night. Oh, guess what? Money bought all of those things. Thus, money CAN buy some sort of happiness, and believing otherwise will do nothing but repel money from your life.
Money funds my experiences, money brings me freedom, money provides for my family, money allows me to put my soul’s purpose into action…money buys happiness.
In this episode, I share about:
- My thoughts behind the saying “money can’t buy happiness”.
- Why believing this lie is pushing money away from you
- What our money can bring us that makes us happy, like travel, experiences, freedom, and peace-of-mind
- How money can actually improve on the things that already make you happy
- How you can be happy with or without money, and why money is simply a tool
- Reflecting on my birthday and our trip to the beach
Memorable Quotes:
“Goodness this life is good. Not because of the things we have, but because of the memories we’re making. Not because of the money in our bank account, but because of the experiences it allows us to have. Not because it looks good on social media, but because it feels good in the soul.”
Resources Mentioned:
- Podcast Home Page
- Leave a Podcast Review
- Instagram Post from my birthday
- Learn more about my new course, Control Your Crazy
THIS WEEK’S REVIEW SHOUTOUT By thiscreativechild ”Hearing Sami’s personal story is so moving. Seriously, she really puts money into a realistic perspective. This podcast is for anyone who needs a push to overcome their fear of money. I also love how inspiring she is and love her authentic caring nature.”
I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
Every journey has a beginning, if you’re ready for today to be your day one then this workshop is for you! In this recorded live workshop I’ll walk you through starting solutions for positive thinking, goal setting, minimalism, budgeting, and time management.
In this episode, I share about:
- Where exactly to start with each area
- Simple actionable steps that you can implement today
- How to get your heart ready for the changes ahead
- Motivation to keep going, even when it’s hard
- How to control your crazy life for the long-term
Memorable Quotes:
“Day one or one day…you decide.”
Resources Mentioned:
- Podcast Home Page
- Leave a Podcast Review
- Enroll in my new course, Control Your Crazy
- The Power of Positive Thinking
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.
I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review?
If you have a question or comment about this episode connect with me over on Facebook or Instagram.
HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
A little over 5 years ago my family and I started on a journey that would change everything for us. In the Summer of 2014, I had finally had enough of living in survival mode so I started to take action. I started by reading the Power of Positive Thinking and following a few intentional living influencers on social media. Then I focused on decluttering my house, and before I knew it I was budgeting and knocking out debt. Fast forward another baby and a few months later, I was waking up before my kids to practice a morning routine, I was exercising, and actually enjoying healthy food for the first time in my adult life. Life was getting simpler, my marriage was improving, I had a crazy amount of free time, and for once I could actually think about my goals for the future…starting a business, retiring my husband early, and homeschooling our three daughters.
I had slowly broken free from survival mode…keyword being “slowly”. This didn’t happen overnight, it wasn’t a magical quick fix, but it worked. I put one foot in front of the other, day-after-day, for 5 years to get to the place I am today; a debt-free, minimalist, business-owner, homeschooler, personal-development obsessed, happy soul.
In this week’s episode, I’m sharing my story, plus what I wish someone would have told me at the beginning of my journey.
In this episode, I share about:
- My journey through personal development, minimalism, debt-freedom, time management, goal setting, and more
- How all of these topics tie into each other
- Why growth is so important
- The advice I wish someone would have given me when I first started
Memorable Quotes:
“Day one or one day…you decide.”
Resources Mentioned:
- Podcast Home Page
- Leave a Podcast Review
- Grab your FREE spot at the Day One Workshop
- Learn more about Control Your Crazy (my new course)
- The Power of Positive Thinking
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HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with myfree 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.