The First Brick Property Podcast: Recent Episodes
First Brick Property Buyers Agency
Welcome to the First Brick Property Podcast, Australia's newest property podcast show! The First Brick Property Podcast brings a casual conversation style show to your ears! Education is the key, with episodes ranging a wide variety of topics as well as constant guest hosts, to give you the edge when it comes to buying property! Delivering property beginners and experts insights to help you get into the market or grow your portfolio. The Key - Education to create wealth through Property.The show is hosted by the Director of First Brick Property Buyers Agency (www.firstbrick.com.au) Kyrillos Mansour (AKA KM) who is hugely passionate about property and education.
The ABCs of Mortgages and Buyers Agents: Understanding the Basics
Welcome to the "Property and Lending Show", where we unravel the mysteries of the real estate world! In this episode, join your host, Kyrillos Mansour (Buyers Agent), alongside Fadi and Mark from Power Loans, as we dive deep into "The ABCs of Mortgages and Buyers Agents: Understanding the Basics."
🏡 What's Inside:
Insights from Experts: Kyrillos Mansour, Fadi, and Mark share their wealth of knowledge on mortgages and the role of buyers agents.
Why Use a Mortgage Broker: Discover the benefits of working with mortgage brokers from Power Loans and how they can streamline your home financing journey.
Buyers Agents Unveiled: Kyrillos from First Brick Property Buyers Agency explains the crucial role of buyers agents, why they're essential, and how they can guide you through the property market.
🚀 Key Takeaways:
Unlock the fundamentals of mortgages and buyers agents.
Learn how to make informed decisions in your real estate endeavors.
Gain exclusive tips from industry professionals at Power Loans.
🎙️ About the Hosts:
Get In touch with the Mark, Fadi, Kyrillos Mansour (KM) and Peter
Details below
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Instagram Handles:
@firstbrickproperty
@markkilada
@powerloans
@fershi.pt
@peterpowerloans
🔔 Subscribe and Stay Updated:
Don't miss out on future episodes! Hit the subscribe button, and turn on notifications to stay informed about the latest real estate insights.
RealEstatePodcast #MortgageBrokers #BuyersAgents #PropertyInvesting #PowerLoans #RealEstateEducation #HomeFinancing
👉 Join the Conversation:
We want to hear from you! Share your thoughts in the comments below and let us know what real estate topics you'd like us to cover in future episodes.
🎉 Thank you for tuning in!
🎙️ Welcome back to "The Property and Lending Show," where we untangle the complexities of real estate and financing to empower your property journey. I'm Kyrillos Mansour (KM), your Buyers Agent and host, joined by the brilliant minds in the industry - Fadi, Mark, and Peter.
Overview:
In this episode, we dive deep into the recent inflation news and share invaluable insights on navigating the challenges it brings. From market trends to practical strategies, we've got you covered. Plus, stay tuned for some expert loan hacks that will help you secure better rates and unleash the full potential of your property investments.
Key Points:
Understanding Inflation:
Kyrillos Mansour (KM) breaks down the latest inflation news and its impact on the real estate market.
Insightful discussions with Fadi and Mark on how inflation influences mortgage rates and property values.
Loan Mastery Strategies:
Fadi and Mark, our seasoned brokers, share their top-notch strategies for securing the best loan rates in a dynamic market.
Peter, our Asset Finance expert, weighs in on innovative approaches to financing your Asset ventures.
Conclusion:
Join us on this insightful journey as we navigate the seas of inflation, uncover loan mastery strategies, and unleash property prosperity. Don't forget to subscribe, rate, and leave a review! Your success in real estate starts here on "The Property and Lending Show."
Stay Connected:
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Episode Title: Crystal Ball Chronicles: Navigating the Future - Forecasting the Real Estate Market in 2024
Introduction:
Welcome back, dear listeners, to another insightful episode of The Property and Lending Show.
Today, we embark on a journey into the future as we delve into the fascinating realm of real estate forecasting for the year 2024.
Segment 1: A Brief Recap
We started with a brief recap of the current state of the real estate market.
Notable trends and factors influencing the market as of 2023.
Segment 2: The Forecasting Toolbox
Insights from leading industry experts and analysts.
Key economic indicators shaping real estate trends.
Segment 3: Risks and Challenges
Identification of potential risks and challenges in the 2024 real estate market.
Strategies for mitigating risks and navigating uncertainties.
Conclusion:
As we conclude this episode, we hope you feel equipped with valuable insights into the real estate landscape of 2024. Remember, the future is always filled with both challenges and opportunities, and a well-informed perspective can make all the difference.
Thank you for joining us on this journey through the Crystal Ball Chronicles. Until next time, happy forecasting!
Stay Connected:
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
In this episode of "The Property and Lending Show," we dive deep into the world of asset finance and explore its profound implications on property lending. Join us as we demystify what asset finance is, how it operates, and how it intertwines with the property lending landscape.
Segment 1: What is Asset Finance?
We kick things off by defining asset finance and breaking down the fundamentals.
Explore the various assets covered under asset finance, from vehicles to equipment and more.
Highlight the versatility and adaptability of asset finance for businesses and individuals.
Segment 2: How Asset Finance Works: A Deep Dive
Delve into the mechanics of asset finance, including the role of lenders and borrowers.
Discuss the different types of asset finance options available in the market.
Share real-world examples illustrating how asset finance can benefit businesses and individuals.
Segment 3: The Impact on Property Lending
Uncover the crucial link between asset finance and property lending.
Explore how asset finance can influence property investment decisions.
Discuss the potential advantages and challenges of integrating asset finance into property ventures.
Segment 4: Expert Insights and Practical Tips
Hear from our panel of experts, including [Host Names], who share their insights and experiences in the world of asset finance.
Receive practical tips and advice for making informed financial decisions in both asset finance and property lending.
Conclusion:
In this episode, we've peeled back the layers of asset finance, revealing its inner workings and its fascinating connection to property lending. Whether you're a seasoned investor or new to the game, this episode provides valuable insights that can help you navigate the world of finance and property with confidence.
Stay Connected:
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today, was a throwback to the old episodes when it was just Fadi and KM
We discussed everything regarding Guarantor loans and how you can enter the property market with $0 down
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef, Peter Georgi and myself Kyrillos Mansour (KM) discussed the different strategies that most investors will consider and follow throughout their journey
The main 4 discussed were
1. Buy and Hold - Never Sell
2. Buy and Hold - Sell some down to pay debt
3. Renovations and Flipping
4. Development and Subdivisions
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) were joined with the newest member of the property and lending show - Peter Georgi
If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Peter@powerloans.com.au
hello@firstbrick.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
Peter Georgi Socials
Instagram: @peterpowerloans
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) discussed Australia's number one most asked question right now!
Should i buy or should i wait?
Tune in to find out!
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to the property and lending show
Your host as always - KM
I will be starting a new segment once a month, where I unpack the latest CoreLogic monthly index report and go through what they have to say
These episodes will be pretty short and sharp, straight to the point.
Let us know your thoughts as always
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to the Property and Lending Show hosted by Kyrillos Mansour (KM), Fadi Youssef and Mark Kilada
This podcast episode is brought to you by First Brick Property Buyers Agency and Powerloans
This week we discussed the RBA interest rate increases and how you can beat them!
If you would like to get in contact with KM, Mark or Fadi, you can find them here:
hello@firstbrick.com.au (KM)
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to the Property and Lending Show hosted by Kyrillos Mansour (KM), Fadi Youssef and Mark Kilada
This podcast episode is brought to you by First Brick Property Buyers Agency and Powerloans
This week we have a very special and amazing guest on with us
Tony Harrington
This is the story on how Tony went from divorced and broke to real estate success, and his mission to help others become financially free!
Want to reach out to Tony?
Find him here
http://www.yourpropertyinvesting.com.au/
https://www.facebook.com/yourpropertyinvesting.com.au
If you would like to get in contact with KM, Mark or Fadi, you can find them here:
hello@firstbrick.com.au (KM)
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to the Property and Lending Show hosted by Kyrillos Mansour (KM), Fadi Youssef and Mark Kilada
This podcast episode is brought to you by First Brick Property Buyers Agency and Powerloans
This week we discussed how you can save thousands via refinancing as well as 2023 market predictions
If you would like to get in contact with KM, Mark or Fadi, you can find them here:
hello@firstbrick.com.au (KM)
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
This is a cross over episode. I was privelaged enough to be a guest on the Buyers Agent Institute Show Hosted By Ben Handler.
Here is that episode for you along with the show notes.
This episode was primarily about how i started and grew my business
Hope you enjoy!
Kyrillos Mansour is a buyer’s agent and the founder of First Brick. Initially an optometrist, Kyrillos has now helped hundreds of homeowners and investors all across Australia, with $50M+ over a hundred property purchases. Through his podcast and social media, he takes pride in educating everyday Australians on how to generate wealth through property investing. In this episode, Kyrillos and Ben discuss how consistency and word-of-mouth helped him land almost 20 clients in one month, how focusing on his BA business got him out of a low period, or why being patient might have been crucial in the success of his company.
-- QUOTES --
- “You can have all of the programs (software) in the world, but if you don’t have any clients you don’t have a business.”
-
“Sometimes you have to be patient, and when it’s ready to go, then you go quick.”
-
“Yes, there are bad days, but what am I doing? [...] I’m actually changing people’s lives. I’m making people financially free. I’m getting people closer to quitting their jobs earlier.”
-
“I think we value failure too much. [...] I always ask myself, what’s the worst thing that can happen?”
-- CONNECT WITH KYRILLOS --
🌐 Website: https://firstbrick.com.au
💼 LinkedIn: https://linkedin.com/in/kyrillos-mans...
📸 Instagram: https://instagram.com/firstbrickprope...
🌌 Facebook: https://facebook.com/firstbrickproperty
🎬 Youtube:
https://youtube.com/channel/UC1VA1YM1...
🎤 Podcast: https://open.spotify.com/show/18kyX5q...
property #propertyinvesting #realestate
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) where joined with Rania from RS Law Group and we discussed all things Strata
What is Strata
The common pitfalls
How to avoid these mistakes
And so much more, including some horror stories!
Want to get in contact with Rania from RS Law Group
Find her here
Mobile 0404 952 702
Web rslawgroup.au
Email rania@rslawgroup.au
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) discussed what is happening in the current market.
What does the state of the market look like currently and is it really all doom and gloom
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) discussed Apartments as Investments and Why you should NEVER buy these assets as an investment
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) had an amazing chat with the national sales manager of Prospa, Roberto Sanz
Prospa aims to help small business in Australia by providing easy to access funding!
Want to contact Prospa?
Get in touch with Fadi or Mark or call 1300 964 848
Email Partner@prospa.com.au
https://www.prospa.com/
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) interviewed Andrew Stevens, the National business manager at Nectar Mortgages.
We discussed so many topics such as
Finding good people to surround yourself with
Disruptions in Business
Changes in Human Behaviour
What people look for in a service
and so much more
Andrew is also the host of the free Online Broker Think Tank, find them on Facebook!
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) interviewed Solicitor Adriana Sharkawi about all things property contracts.
We discussed common pitfalls, how to avoid them, when to speak to a solicitor and much more
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) discussed all things due diligence today.
Mark and Fadi were stuck in their offices, while i joined from tropical Bali
We discussed contract reviews, finance clauses, and the importance of a building and pest inspection
All this and more
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome back to the First Brick Property Podcast
Today we have a bonus episode for you, I recently gave a talk at Flex Physio In Liverpool NSW.
We discussed, what inflation is, how it works, along with discussing real estate investing and the current market explained
We recorded the talk and you can check it out here!
Thanks to Aba From Flex Physio for allowing me to speak to the staff there
If you need any Physio or allied health care
Flex Physio is the place to be
Find them here
https://www.flexalliedhealth.com.au/
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) were extremely honoured and privileged to interview Dino Pacella - Head of Third Party Relationships at Simplicity Loans
Dino is a commercial property expert and has recently been nominated as a finalist for this year’s The Adviser Magazine Australian Broking Awards in the category of Industry Thought Leader of the Year
An amazing episode with a man full of knowledge about an area, not so spoken about
Want to contact Dino?
Find him on Linkedin
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android
Apple
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn
Facebook
Instagram
Power Loans Socials:
Facebook
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) had a special guest on the podcast.
Today we interviewed Allen Chan from ZENRG finance, to discuss other peoples money, Structures, Interest Rates and more.
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to get in touch with Allen
You can reach him at zenrgfinance.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and myself (KM) discussed what it is like buying property in the current market!
Has the market shifted to a buyers market?
And the top tips for buying property at Auction
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show
Today Mark Kilada, Fadi Youssef and Myself (KM) discussed
Off the plan, House and Land Packages
- How do you get a loan for these
- When do you pay what
- Is it a smart decision
- Why the banks dont like these assets
- And much more
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to another episode on the First Brick Property Podcast, the Property and Lending Show
Mark Kilada, Fadi Youssef and Kyrillos Mansour (KM) Interviewed our guest expert - Bishoy Wasef - Accountant
We discussed all things Trusts, Company Structures and how tax works across the different structures.
Did you enjoy the episode? Give us a 5 Star Review and subscribe!
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to The First Brick Property Podcast - The Property and Lending Show
Today we have an amazing special guest
Arjun Paliwal
Founder of InvestorKit Buyers Agency
Arjun founded Investor Kit in 2018 and is a data driven Buyers Agency helping a wide range of Australians build successful property investment portfolios.
Arjun is the winner of the 202 Rising Star Award
A finalist for Buyers Agent of the year in 2021 and 2022
We discussed all things property such as
- Arjun's Background
- How he got involved in property
- How he built such a large portfolio
- How you can do it too and how to scale a portfolio
- Advice for 1st time investors
- Does the labour gov change anything for property in Australia
- Interest Rates
- Principal and Interest Vs Interest Only
- Owning a home vs Investing
- Current Market Trends
- A BA's Role in the industry
If you want to contact Arjun and the team at Investor Kit
You can find them at www.investorkit.com.au
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show - Episode 13
Mark Kilada, Fadi Youssef and myself discussed the importance of speaking to your mortgage broker and how it can make you more money!
A simple 10 minute conversation, doing a health check on your loans can save you thousands of dollars.
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show - Episode 12
Mark Kilada, Fadi Youssef and Kyrillos Mansour (KM) discussed
Which type of loan is better for you!
Interest only or Principal and interest
We break down, what they are, how they work and which product can help you get a better result
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and Welcome to the Property and Lending Show Episode 11
Today we discussed all things Equity
Mark Kilada, Fadi Youssef and Kyrillos Mansour discussed
- What is Equity
- How to calculate how much available equity you have
- How to pull out your equity
- How to use your Equity to build a portfolio and so much more
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
First Brick Socials:
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Power Loans Socials:
Facebook: https://www.facebook.com/powerloans
Instagram: @Powerloans
Mark Kilada Socials
Instagram: @markkilada
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to another episode of the Property and Lending Show
On Episode 10 we discussed the historic interest rate rise that occurred on Tuesday May 3rd for the first time in over 10 years
What does it mean for new loans?
What does it mean if you have an existing loan?
What does it mean for the landscape of the Australian Property Market?
All this and much more!
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Want to get in touch with KM from First Brick regarding your buying needs
Details below
0431 221 202
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com
Hello and welcome to another episode of the Property and Lending Show
On Episode 9 we discussed the differences between a fixed loan and a Variable Loan
Benefits and Disadvantages of both
Which one is better for you if you were investing in property
Does the bank have a preference
How does it all work, all this and so much more
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com
Hello and Welcome to the Property and Lending Show - Episode 8Mark Kilada, Fadi Youssef and myself discussed the differences between Houses and Apartments- Differences in Investing- Differences in Lending- Traps to avoid- Questions to askIf you would like to get in contact with Mark or Fadi, you can find them here:Mark@powerloans.com.auFadi@powerloans.com.auWant to work out your Mortgage Repayments and deposit needs check out this amazing app below!Property Calculator Australia APP Download linkAndroid - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=enApple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8 Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.auFirst Brick Socials:LinkedIn: linkedin.com/company/first-brick-property-buyers-agency Facebook: https://www.facebook.com/firstbrickproperty/ Instagram: https://www.instagram.com/firstbrickpropertybuyers/ Power Loans Socials:Facebook: https://www.facebook.com/powerloansInstagram: @PowerloansMark Kilada SocialsInstagram: @markkiladaYouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Hello and welcome to another episode of the Property and Lending ShowToday Mark Kilada, Fadi Youssef and myself discussed the different types of employment and how they affect borrowing and investing
We looked at
Probation Periods
LMI and Non LMI lending
The effects of changing jobs on your loan
Self Employment
Independent contractors
Casual workers such as teachers
How commission and bonuses get treated
And so much more!
Tune in now
If you would like to get in contact with Mark or Fadi, you can find them here:
Mark@powerloans.com.au
Fadi@powerloans.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com
Today we discussed Dual Occupancy PropertiesThe Pros and Cons of purchasing these propertiesWhy they work and when they dont!Thanks as always to the legends that are Mark Kilada and Fadi from Powerloans for their expertise!
Hello and Welcome to another Episode of the First Brick Property Podcast
Episode 36!
This episode we had the amazing privilege of being able to interview one of the best property managers in the nation!
Jarryd Fisher from E-Fishient Property Solutions joins us to discuss all things property management!
What does a property manager do?
How to find a good property manager?
The questions you should be asking when interviewing for a property manager!
All this and much more in what was an epic conversation!
Thank you to Jarryd for joining us today!
If you would like to get in contact with Jarryd or his team you can find them here:
http://www.efishientps.com.au/
1300 148 417
jarryd@efishientps.com.au
info@efishientps.com.au
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com
In this episode we talk with Kyrillos Mansour, the founder of First Brick Property Buyers Agency. A buyers agency offers a range of services to help you purchase real estate. They consist of licensed professionals that specialise in searching, evaluating and negotiating the purchase of a property on behalf of the buyer.
Kyrillos shares with us his passion for real estate and gives us an insight into his rigorous process for identifying the best opportunities for his clients. This episode is a must listen, especially for those interested in getting into the property market or expanding their property portfolio.
We discuss the importance of laying down a plan for property investment, what you need to get started and pro tips at identifying a property that can help you generate wealth. We get to the nitty gritty of how Kyrillos continues to educate himself in an industry that is ever-changing, and most importantly how he copes with the pressures of ensuring that he meets the expectations of his clients and team. Kyrillos throughout this episode breaks down complex concepts, so even those with no knowledge of property investing can understand.
Want to check out the 4am Club Podcast?
Find them here
Spotify:
https://open.spotify.com/episode/0kTDXgkkMF1zsRNjOyyguu?si=TjmWZBI3SwGDlIy3pkhLAQ
Apple Podcast:
https://podcasts.apple.com/au/podcast/the-4am-club/id1526908360?i=1000509175615
Instagram:
https://www.instagram.com/the4amclubpodcast/?hl=en
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com
Hello and welcome back to another episode of the First Brick Property Podcast - Episode 34
This week we have a HUGE Guest with us, Chris Palagy from BMT Tax Depreciation
Here is what you can expect to hear
- What is Depreciation and why should investors be claiming it?
- How do you claim Depreciation?
- Does an accountant look after it from start to finish?
- Is it worth getting a tax Depreciation schedule for older properties?
- How does depreciation work when an investor renovates their property?
- What can an investor do if they have been missing out on claiming depreciation? Can they go back and get any missed deductions?
- When should an investor start thinking about property depreciation?
- How can an investor find out if it’d be worthwhile to get a tax depreciation schedule completed?
- How does an investor organise a tax depreciation schedule for their property?
Looking to get in touch with BMT?
Details are below
Phone: 1300 728 726
https://www.bmtqs.com.au/
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.c
Hello and Welcome back to another episode of the First Brick Property Podcast, Episode 33! On our first episode for 2021 we interviewed seasoned property investor, Michael Martin from Investment Window Property Buyers Agency
Check out this episode and hear Michael's amazing story and the BIG Mistakes that he made, that you NEED to avoid!
Buying property is our passion, helping you do it is our mission!
Want to reach out to Michael at Investment Window Property Buyers Agency, you can find him here:
https://www.facebook.com/InvWindow or at
https://investmentwindow.com.au/
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk property - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome back to another episode of the First Brick Property Podcast! Episode 32!
Today we are discussing every state's performance over the past 12 months, during a crazy year of COVID!
Check it out now!
6:00 - Australia as a nation!
9:30 - ACT Review
10:30 - Perth Review
11:45 - The Rest of Western Australia Review
12:40 - Northern Territory Review
13:40 - Adelaide Review
14:40 - The Rest of South Australia Review
16:00 - Hobart Review
17:30 - The Rest of Tasmania Review
18:30 - Melbourne Review
21:40 - The Rest of Victoria Review
24:00 - Brisbane Review
27:30 - The Rest of Queensland Review
29:00 - Sydney Review
32:00 - The Rest of NSW Review
Buying property is our passion, helping you do it is our mission!
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk property - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
xI1MpcGTYA2f3DRQadPZ
Note that all information in this episode is based on information that is constantly changing and is general advice only
Today's Insta Live was another amazing Q&A
Carrying from last week, we had a few awesome questions, including a Sydney Vs Brisbane chat and the BIG ONE... We tackled the new NSW Stamp Duty Reform!
What does it mean and how much will it really COST!
This is a must listen!
It was a super fun episode, give us your feedback and we will continue doing this episodes!
Buying property is our passion, helping you do it is our mission!
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello And Welcome to another episode of the First Brick Property Podcast!
MILESTONE EPISODE! Ep 30!
This week's Episode was an Instagram Live Q and A episode and it was much fun!
Here is what we covered!
- How much money do I need to have in the bank to be able to make a move for an investment Property
- How to become a Property Mogul
- Thoughts on buying in cheaper areas such as central coast of NSW
- Thoughts on Negative Gearing
- Stamp Duty and the potential changes in NSW
- How does an offset account work
It was a super fun episode, give us your feedback and we will continue doing this episodes!
Buying property is our passion, helping you do it is our mission!
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome back to the First Brick Property Podcast
Special Guest Solon Hu from Ciappara Lawyers joined us today to discuss, a solicitor/ Conveyancers role in the property process.
This is Part 1 - Don't Sign it, Till you've read it with Solon Hu
What we discussed:
- International Dodgeball, Acrobatic Flying, Teaching and Property Law
- What a Solicitor/ Conveyancer does once the property is found
- What is the role of the Solicitor/ Conveyancer in the property process
- Specific things a solicitor looks for in a contract
- The difference between a Solicitor and Conveyancer
- When should someone use a Solicitor, When should they be engaged
- Disbursements
- How to choose a Solicitor. What Questions you should be asking to find if they are the best fit for you
- Some crazy stories!
Buying property is our passion, helping you do it is our mission!
Want to get in touch with Solon and Ciappara Lawyers, find them here:
https://www.sclaw.com.au/
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome back to the First Brick Property Podcast
Firstly, apologies for the extreme difficulty I had speaking today, but here is what is in store for you today!
Special Guest Ezabella Ghaly from Sphinx Finance joined us today to discuss, "Alternative Lending", Making the Impossible, Possible!
This is what we discussed
6:30 - Vanilla Lending
11:00 - Low Deposit Loans
12:45 - Deposit Bonds
13:20 - Low Doc Loans
16:00 - Guarantor Loans
20:00 - SMSF Loans
26:00 - Credit Impairments
Buying property is our passion, helping you do it is our mission!
Want to get in touch with Ezabella and Sphinx Finance, find her here on her socials:
Facebook: https://www.facebook.com/Sphinxfinance
Instagram: https://www.instagram.com/sphinx_finance/?hl=en
Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome back to another episode of the First Brick Property Podcast!
Today we are discussing the 2020 Federal Budget and what it means for you!
We will be talking about these areas from the budget:
- What is the budget?
- Why is it a big deal?
- Tax payers
- Pensioners, Low income earners, welfare recipients
- Superannuation
- Universities
- Businesses and business owners
- Young people looking for work
- Mental Health
- NDIS
- Road infrastructure
- Project infrastructure
- Manufacturing
- Regional areas
- Farmers
- Migration
- Refugees
- Affordable housing
- First home buyers
Want to read the full Budget? Check it out here!
https://budget.gov.au/index.htm
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome to the First Brick Property Podcast Episode 26!
Today we are interviewing a very special guest Matt from Sydney Suburb Reviews!
Here is what is in store for you today!
- 3:00 - How Matt ended up in Japan!
- 6:00 - A passion for Journalism and Numbers
- 7:30 - What is Sydney Suburb Reviews and how did it start?
- 10:00 - If it wasn't journalism what would you be doing?
- 11:00 - What will people find on the Sydney Suburb Reviews page?
- 16:00 - What were the expectations of Sydney Suburb Reviews?
- 18:00 - What is the Methodology behind Sydney Suburb Reviews?
Matt's 10 point Criteria - 24:00 - How is Sydney Suburb Reviews getting along with completing all the Suburbs?
- 25:00 - What was the reaction to Sydney Suburb Reviews?
- 30:00 - Where is the best place to live?
- 35:00 - How to find Sydney Suburb Reviews?
And So Much More!
Want to find Sydney Suburb Reviews? Check them out with the below links:
Facebook: https://www.facebook.com/SydneySuburbReviews
Or go straight to the website at
https://sydneysuburbreviews.com/
This is an Episode you dont want to miss!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
In this week's episode on the podcast we interviewed young Doctor Mina Shehata
We discussed
- Life as a Doctor during the COVID - 19 Pandemic
- Time in the market over timing the market
- Making your money work harder for you
- The process of using a buyers agent
- His experience with First Brick Property Buyers Agency
And So Much More!
This is an Episode you dont want to miss!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
In Today's short Audio, we discuss what will happen to the Australian Property Market based off the 2020 PICA/PIPA Consumer Sentiment Survey.
This isn't a full episode just a short 15min summary of the results that have come out from the survey
Is the property market going to CRASH?
Is there a September CLIFF?
Is it Dooms Day?
Today we discussed the results from the 2020 PIPA/PICA Consumer Sentiment Survey to figure out exactly what will happen to the Australian Property Market Amidst COVID - 19
If you want to become a PICA member head to this link:
https://pica.asn.au/membership/membership-information/
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
DEBUNKED! Want to find out 5 common myths when it comes to Real Estate Lending?
Applied for a loan and got rejected but it made absolutely no sense? We tackle exactly HOW the banks assess if you can service a loan in this week's episode of the First Brick Property Podcast!
5:30 - Myth 1 - You can only have 1 Loan at a time!
10:00 - Myth 2 - You can not get a loan if you have BAD credit!
13:00 - Myth 3 - You can borrow more than you need
17:00 - Myth 4 - You need a 20% Deposit to buy a property
21:00 - Myth 5 - Monthly repayments are the same as fortnightly repayments
25:00 - How the Banks Assess if you can service a loan
26:00 - HEM
27:45 - Credit Cards and other Debt
32:00 - Different types of Income
38:00 - Rental Income
39:00 - Negative Gearing
40:00 - Assessment rate
43:00 - Principal and Interest Vs Interest Only
44:45 - Debt Servicing Ratio
Some tips to helping you buy your next property!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello and welcome to the First Brick Property Podcast Episode... 23
In Today's Episode we will discuss 7 tips for buying at Auction!
Here is what is in store for you!
We discussed the DEAL OF THE YEAR - $200,000.0 Saving!
Check it out here - https://www.facebook.com/firstbrickproperty/posts/284285186318070
4:30 - TIP 1 - Attend Auctions
Attending auctions to learn the process and the lingo as well as learning the auctioneer's tricks is very important!
8:00 - TIP 2 - Arrive early to Open Homes
8:35 - TIP 3 - THIS ONE IS CRUCIAL to any Auction Success
10:30 - TIP 4 - Getting everything in line before the auction
Finance
Pre - Approval
Deposit Ready
Building and Pest
* Contract looked at and amendments made with solicitor
12:30 - TIP 5 - Embrace the process
* We also talk about Pre - Auction offers
18:20 - TIP 6 - The Auction Process
* We tell you exactly how we do it!
27:30 - TIP 7 - We think this is a big one!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and is general advice only
Hello!
Welcome to Episode 22 of The First Brick Property Podcast
On this week's episode of the podcast we explore how to identify a TOP performing investment suburb with these 8 factors!
2:30 - "Location does 80% of the heavy lifting"
3:45 - "Every City has their own characteristics and personality"
Here's what is in store for you today!
9:00 - Auction Clearance Rates - Factor #1
12:20 - Factor #2
14:00 - Stock On Market - Factor #3
17:00 - Renters/ Owner Occupier Split - Factor #4
19:30 - Factor #5
22:00 - Factor #6
24:00 - Rental Yield - Factor #7
26:30 - Factor #8
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Hello and Welcome to the First Brick Property Podcast Episode 21
Today is the "People's Show"
This week we have a Q and A episode lined up
Here is what you can expect!
3:00 Question 1 - You mentioned in your last podcast that the majority of Australians stop after one or two investment properties. What advise would you give to people who fall in this category?
8:00 Question 2
11:00 Question 3 - At what point is it best to enter the market? Should I save more or get in now?
14:00 Question 4 - Would you recommend fixing my interest rate for 2 years at the current fixed rates at 2.79% or continue with my variable at over 3.5%?
17:30 Question 5
20:00 Question 6
21:00 Question 7 - Do you have any general finance and money management books that you could recommend someone still in university?
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Kyrillos Mansour (KM) joined the BAI show to discuss why he chose to study Optometry over Business at university and what it was like holding 3 jobs.
Why he then started investing in property at a young age.
KM realised the power of efficiency, working with purpose, having autonomy /flexibility after running multiple businesses that he sold.
KM has successfully been running First Brick Property, his most recent Buyers Agent business. He is loving every minute of it.
Hello and Welcome to The First Brick Property Podcast Episode 19
On Today's episode we discussed Recessions and Property
Here is what you can expect!
2:00 - What is a recession? What happens during a recession?
5:30 - Are we in a recession?
7:00 - Extract from Treasurer Josh Frydenberg
11:30 - Comparing to the last recession. "The Recession we had to have"
14:00 - "The Recession we chose to have"
15:00 - Property and Recession
15:30 - Comparing to other times of economic hardships
17:30 - "Economists have predicted 72 of the last 2 recessions"
21:00 - What will happen to the Australian Property Market this time around?
27:00 - Stimulus packages available
28:00 - Seize the opportunity!
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
In this week's episode of the First Brick Property Podcast we are joined by Power Loans' Director Fadi Fershi.
We discussed 9 reasons why you should never buy off the plan! The $500,000 Mistakes you can avoid making too!
This week's episode is our first Visually recorded Episode too!
Let's dive straight in!
4:00 - What is Off the plan property
6:30 - Reasons people buy Off the plan
8:00 - The Difference between House + Land Package and Off the Plan
11:30 - Reason 1 Why not to buy off the plan - Overpaying
13:00 - Reason 2 (THIS IS A HUGE ONE)
21:00 - This STAT will BLOW YOUR MIND. If you listen to nothing else but this, you have done yourself a great service.
23:00 - Fadi asks for moral ground!
25:00 - Reason 3 - Scarcity!
28:30 - Reason 4 - Land to Asset Ratio
29:00 - Reason 5 (This reason is why the first 3 reasons exist)
32:00 - Reason 6 - Owner occupier to Investor split
33:00 - Reason 7 - CONTRACTS!
34:00 - Sunset Clause?
36:00 - Reason 8
38:00 - Reason 9 (This one scares us)
Power loans contact information
Facebook: https://www.facebook.com/powerloans/
Phone: 0405 315 443
Email: fadi@powerloans.com.au
Website: http://www.powerloans.com.au/?fbclid=IwAR29FJUrbfN3PoipWRln6DUwzaI_9ZW9AMhDeM9FgSKmUFG8n-RoI96FdLY
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Episode 17!
On this week's episode we discuss Landlord insurance and what it means for you during the COVID - 19 pandemic!
What we discussed today
1. What is landlord insurance?
2. What is and isn't covered by landlord insurance?
3. Claims process
4. Landlord insurance & COVID - 19
2:30 - What is landlord insurance?
"Only around 55% of self managing landlords have landlord insurance"
5:10 - How does landlord insurance work?
8:10 - What is covered by Landlord insurance?
10:15 - What is not covered by Landlord insurance?
FUN FACTS - Can you guess the 4 most common claims?
11:10 - Claims process explained
17:00 - COVID - 19 & Landlord Insurance
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
On this week's Episode of the First Brick Property Podcast we dived deep into the differences between Investment Stock Vs Investment Grade Assets!
Why not all properties are good investment properties! Not all property are created equal and not all areas are created equal!
STAT PACK - Less than 5% off the 10 million dwellings in Australia make for good investments
4:30 - Supply and Demand
Investment Stock6:00 - Medium to High Density Stock
7:00 - Pre - Determined Stock
10:00 - Spruikers
Investment Grade12:00 - Owner Occupier Appeal
13:00 - Client interest
14:00 - Investment Grade Suburbs, Location does 80% of the work!
16:30 - Historical Data
20:00 - Owner Occupiers buy with their heart, emotional value
21:00 - Scarcity
22:00 - Value Add
23:00 - Timing the Market and Time in the Market
26:00 - Land Value, Land to Asset Ratio
"Just because it can be an investment property, does not make it investment grade!"
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Welcome to episode 15!
Coronacast 3.0! Financing during COVID - 19
What is it like? How has COVID - 19 affected the financing world?
This week, we interviewed Fadi Yousef, from Power Loans
4:30 - Who is Power Loans, what do they do?
5:20 - How has COVID - 19 affected the mortgage broking business?
7:00 - Should people with a current loan, be looking at refinancing?
8:20 - Is Financing harder to obtain during COVID - 19
10:30 - With the current interest rates at record lows, should people be considering fixing their interest rates?
14:15 - Can you still get a home loan in the current climate?
18:30 - If you have been affected by COVID - 19, What is the process for people to put a pause on their home loans? Should it be considered?
20:40 - What should someone consider when looking to obtain new finance?
25:00 - How to contact Power Loans?
Power loans contact information
Facebook: https://www.facebook.com/powerloans/
Phone: 0405 315 443
Email: fadi@powerloans.com.au
Website: http://www.powerloans.com.au/?fbclid=IwAR29FJUrbfN3PoipWRln6DUwzaI_9ZW9AMhDeM9FgSKmUFG8n-RoI96FdLY
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Lets talk - Australia Facebook Page: www.facebook.com/groups/letstalkproperty/
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
On this week's episode of the First Brick Property Podcast we discuss all things tax in property, we take an overview look at property and what taxes need to be discussed.
One of our most important episodes to date!
And who better to talk with about tax, then the TAX MAN himself, Hani.
- 2:30 - Stamp Duty
- Do you have to pay it?
- Is it deductible?
- How much is it?
- When is it payable?
- 4:30 - Income Tax
- What expenses can be claimed?
- How is my tax calculated?
- 10:45 - Land Tax
- What is it?
- What are the thresholds and how is it calculated?
- 12:30 - COVID - 19 and Land Tax
- 13:45 - Capital Gains Tax (CGT)
- 23:45 - The 6 Year rule?
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
On this week's episode of the Podcast, we speak to a previous client of First Brick and their experience as well as their roadmap to financial freedom
1:50 - Saimon's mission
3:20 - What was it like, what was your journey like before you had First Brick in your corner?
5:50 - What problem where you trying to solve when you first came to First Brick?
6:20 - Where did you start your search to find First Brick?
7:20 - What drew you to First Brick?
8:45 - Was there any obstacles you encountered before using First Brick?
9:20 - Was there any features in our service that got you over the line?
11:45 - What made you happiest about using First Brick?
FREEDOM!
13:35 - What have you been able to achieve since using our service?
15:25 - What has exceeded your expectations when working with First Brick?
18:15 - Would you recommend First Brick to others and why?
20:55 - Was there anything about our business that surprised you?
22:35 - Was there anything you would have us, do differently?
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
In this week's episode of the podcast we discuss all the costs associated with purchasing a property. Listen to this one, to make sure there are no surprise costs!
- 4.00 - The Deposit
- 5.15 - Lenders Mortgage Insurance (LMI)
- 7.00 - Building and pest inspection
- 10.30 - Engaging a solicitor
- 11.00 - Holding Deposit and cooling off period
- 12.00 - Exchange of contracts
- 13.20 - Buyers Agent Fee
- 14.10 - Building and Landlord Insurance
- 16.30 - Settlement
- Deposit Balance
- Stamp Duty
- Mortgage Fees
- LMI
- Solicitor fees
- Rates, Council, Water, Sewage
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
On this week's episode we discuss ways to save tens of thousands of dollars on your mortgage and also how you can shave years on your mortgage too!
- 3.00 - What is an Offset account?
- 3.30 - How does an offset account work?
- 5.00 - Example:
If you have an outstanding loan of $500,000 and have $100,000 in your offset account, the bank will calculate interest on the loan amount - the offset amount. So in this example, interest will be calculated only on $400,000 rather than $500,000 - 7.00 - How can your credit card help you save money?
- 8.00 - 3 rules
- Credit Card is not your money
- You must not miss a payment
- You must be super strict with your repayments
- 13.00 - Interest saved vs interest gained
- 14.45 - 2 types of Offset accounts
- 15.20 - How to get an Offset account
- 16.40 - What is a Redraw facility
- 18.50 - Summary
- Offset accounts are like everyday transaction accounts, giving you easy access to your money.
- Redraw facilities let you access extra repayments that you have made on your home loan.
- Both can help reduce the amount of interest you pay on your home loan.
- How you use them depends on your circumstances and how you prefer to manage your finances.
-There may be different tax implications for offset and redraw if you decide to rent out your home.
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Welcome to our Milestone episode! Episode 10, Q&A
The People's Show
- 3.00 - "Does Cooling off period apply to the vendors?"
- 5.15 - "Is it smart to buy in these unprecedented times?"
- 6.45 - "Best time to buy is when you're ready"
- 9.15 - "Buying a property, then renting out a room to help pay off the mortgage, how does this impact tax and mortgage structure?"
- 13.45 - "What is the end goal?, When do you stop buying, what are you trying to achieve?"
- 16.30 - "Start with the end goal in mind"
- 17.10 - "Since we cant get landlord insurance right now, how dangerous is it buying at the moment?"
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
Coronacast 2.0 - Join us today to find out what's been happening across the country in the property world amidst the coronavirus
- 3.30 - Sydney Property Market
- 6.30 - Melbourne Property Market
- 8.10 - Adelaide Property Market
- 9.00 - Brisbane Property Market
- 10.30 - Canberra Property Market
- 11.10 - Perth Property Market
- 12.25 - Tasmania Property Market
- 13.00 - Summary off the Australian property market
- 15.30 - How to deal with no open houses and no onsite auctions
- 20.30 - How the big 4 banks will be helping with financial hardship due to COVID - 19
- 24.50 - Our predictions for post COVID -19 in the property market
- 25.15 - "Be fearful when others are greedy and greedy when others are fearful"
- 26.15 - Time for the country to come together and give a helping hand. Be calm and look after each other.
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based on information that is constantly changing and these are unprecedented times
COVID - 19
Its been in the news! Its been on your social feeds! Its been everywhere!
So how will Coronavirus affect the Australian Property Market
2:50 - What is Coronavirus (COVID - 19)
3:45 - How did coronavirus start?
5:10 - Is it as bad as we think?
7:20 - Any treatment plans or vaccinations coming through to cure this?
10:30 - How to slow down the spread of COVID - 19
14:50 - What does it mean in terms of property?
15:40 - "Dont make a 30 year investment decision based off the last 30 days of news!"
7 Reasons why we are confident in the Australian Property market despite the coronavirus
17:50 - 1. Australian Population growth
18:20 - 2. Lower interest rates
19:30 - 3. Declining housing supply
20:00 - 4. More renters in the market
21:00 - 5. Smaller households are becoming the norm!
22:00 - 6. First Home Buyers are Back!
22:50 - 7. Underlying fundamentals are strong!
24:35 - Property is the only investment class in the world not dominated by Investors!
26:30 - "Be fearful when others are greedy, and be greedy when others are fearful" Warren Buffet
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Note that all information in this episode is based of information that is constantly changing and is not for medical advice or financial advice
Rentvesting!
You may have heard of it, but what is it and is it for you?
Find out on today's episode of the First Brick Property Podcast!
- 1:40, What is Rentvesting?
-
2:20, Benefits of Rentvesting:
-
Enter the property market sooner
- Live the lifestyle you want
- Build wealth
- Save for your dream home
- Flexibility
- Move around
- Increases borrowing power
- Tax benefits
- Choose where you want to invest
-
Financial Sense/ wealth creation
-
9:00, Negatives of Rentvesting:
-
Buying an investment first
- Dead money
- You dont own your own home
- You cant make it your own
- Loss of CGT benefits
-
What will people think factor
-
16:00, Which is better?
Case study
Property Calculator Australia App
Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Positive gearing Vs Negative Gearing
The great property debate
Today's episode is an introduction to Positive and Negative gearing
- 1.40 - What is Positive gearing?
- 2.00 - What is Negative gearing?
- 3.00 - Advantages of Negative gearing
- 5.35 - Disadvantages of Negative gearing
- 7.15 - Advantages of Positive gearing
- 8.20 - Disadvantages of Positive gearing
- 9.30 - Myths about positive and negative gearing
- 13.25 - Example of positive and negative gearing
- 15.30 - Would you rather make 70k a year and pay less tax or make 100k a year and pay more tax?
- 16.45 - Negative gearing is a moment in time, not a long term strategy
Property Calculator Australia App
Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
ATO Tax calculator Link
https://www.ato.gov.au/Calculators-and-tools/Host/?anchor=STC&anchor=STC#STC/questions
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
First timers! This week's episode focuses on all things first timers.
First home buyers, First time investors, First home buyer grants and more!
Interview with Mortgage broker, accountant and lawyer, Bishoy Wasef
- 5:20, Benefits for a first home buyer
- 6:15, First home owners grant
- 8:25, First home buyers assistance scheme
- 11:30, rules and criteria to qualify for the the first home owners grant and the assistance scheme
- 15:30, What is considered to be brand new?
- 17:30, How do i apply for the grants?
- 19:25, Property Calculator Australia APP
Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8 - 21:00, First home loan deposit scheme
- 31:40, Grants and concessions for each state and territory
First home buyers article - http://firstbrick.net/first-home-owners-grant-what-is-it-and-is-it-for-you/
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
What is a property buyers agent and why should i use one?
- 2:25 - What is a buyers agent?
- 80% of properties purchased in the USA are purchased via a buyers agent
- 5:15 - Why use a buyers agent?
- When you are buying a property you are competing with a professional seller!
- 8 reasons why you should use a buyers agent. Do you fall into these categories?
- 7:00 - 1. Time poor people
- 11:00 - 2. Frustrated with dealing with real estate agents
- 14:15 - 3. Sick of missing out on property
- 18:35 - 4. Over the process
- 20:10 - 5. Overseas/ Interstate buyers
- 22:40 - 6. Concerned that you aren't getting access to all property ( Off - market, deceased estate etc...)
- 27:00 - First time buyers
- 30:00 - Simply acknowledging and appreciate industry experts
- 34:30 - Common mistakes made when purchasing without a buyers agent
- 34:55 - Getting emotional about the decisions
- 36:50 - Lacking confidence in the process
- 37:45 - Procrastination!
- 39:10 - Lacking knowledge and unsure of the process
- 40:00 - How do i know if the buyers agent is a good buyers agent?
- 40:30 - Are they fully licensed?
- 40:50 - Are they a dedicated buyers agent?
- 41:45 - How do they get paid?
- In summary if you fall into the following categories a buyers agent is for you!
-
- Time poor
- Frustrated with dealing with REA
- Sick off missing on property
- Over the process
- Overseas/interstate
- Concerned that you aren’t getting access to all properties
- First home buyer
- Acknowledge and appreciate an experts help
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Financing, Loans, Equity and LMI! Get to know the main points when it comes to financing with director of Power Loans, Fadi Youssef
9:30 – Why use a broker?
17:45 - Steps involved in obtaining a loan
19:45 – Interest rates are not the most important aspect of a loan
22:20 - Deposits and loan requirements
23:10 – What is LMI? How does it affect me?
24:30 – Exceptions to the 20% deposit rule
25:10 – “Avoid it if you can, embrace it if you have too”
“If you can save faster than the market, its better to wait, but if the market is moving quicker than you save, consider LMI”
27:15 – Equity. What is Equity? How do I use it and embrace it too enhance my property portfolio
“The saying is the first property is always the hardest”
28:00 – Example of using Equity, What is LVR?
Purchase price $650,000 Loan amount $500,000 LVR 80% Property value increases to $950,000. Loan remaining $400,000. Available Equity $360,000 (950 000 X 80% - 400 000)
35:45 - Cross Collateralization
Summary
- The importance and the benefits of using a broker as opposed to going straight to the bank
- What exactly is a loan in property, how to get a loan, the differences between OO loans and IP Loans, the differences between IO and P&I loans
- The exceptions to the 20% rules
- What LMI is, (Avoid it if you can, embrace if you have to)
- What equity is and how you can use it to push yourself forward in building a portfolio
- We also touched on offset accounts and cross collateralization and why you want to avoid it.
Links
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
Mortgage brokers Facebook image:
https://www.facebook.com/firstbrickproperty/photos/a.114769426602981/170113824401874/?type=3
Equity Facebook Image:
https://www.facebook.com/firstbrickproperty/photos/a.114769426602981/154787102601213/?type=3
Power loans contact information
Facebook: https://www.facebook.com/powerloans/
Phone: 0405 315 443
Email: fadi@powerloans.com.au
Website: http://www.powerloans.com.au/?fbclid=IwAR29FJUrbfN3PoipWRln6DUwzaI_9ZW9AMhDeM9FgSKmUFG8n-RoI96FdLY
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
How to choose the right property? So you have made the decision to invest in a property! Great, but now you have to make sure you choose the correct property. On this episode we go through the steps on how to choose the right property
3:55 - Step 1, Start with the end in mind, setting a goal
5:15 - Step 2, Obtaining and securing finance
7:20 - Step 3, Building a strategy
9:00 - Step 4, Do your numbers!
9:15 – Cash Flow is KING!
9:45 – Example of doing your numbers
Purchase Price of Property: $500,000 Stamp Duty and other costs: $20,000 Amount Borrowed: $520,000 Rental Income Received: $450 per week
Ongoing Costs Interest Cost @ 5.00% p.a: $26,000 Rates: $1,500 Land Tax: $804.00 Agents Fee @ 7%: $1,638 Insurance: $500
Total Costs: $30,422 Less Rent: $23,400 ($450 per week x 52) Annual Shortfall: $7,022 Less tax deduction: $3,160 (assuming a tax rate of 45%) Annual after Tax cost: $3,862 or the equivalent of $74.26 each week
Property Calculator Australia APP Download link
Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8
15:10 - Step 5, Research! (Research is not Searching)
16:00 – Owner Occupiers are price makers; Investors are price takers!
19:00 - Location does 80% off the heavy lifting!
19:50 - Scarcity is very important, You cant build more land!
22: 10 - Link to Sydney radius image on Socials
FB - https://www.facebook.com/firstbrickproperty/posts/166499164763340
Insta - https://www.instagram.com/p/B78CrhUhd0K/?utm_source=ig_web_copy_link
22:20 - Gentrification, What is it? How do you spot it? Why is it important?
26:00 - Step 5, Know where you are investing
27:25 - Some data points to look at when researching
30:45 - Step 6, Do your due diligence
34:20 – Special Show offer!
In Summary, the 6 points to factor in when choosing the right property
-
Start with the end in mind
-
Obtaining finance
-
Build a strategy
-
Do your numbers
-
Research
-
Due Diligence
Buying property is our passion, helping you do it is our mission!
Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au
LinkedIn: linkedin.com/company/first-brick-property-buyers-agency
Facebook: https://www.facebook.com/firstbrickproperty/
Instagram: https://www.instagram.com/firstbrickpropertybuyers/
Youtube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg
TikTok: https://lnkd.in/gsRBgXC
Why invest in real estate? On this episode, the very first episode of the first brick property podcast, we discuss why real estate is a good investment vehicle, and perhaps better than other choices.
1:55 – Why Real estate investing is not easy
5:55 – What are the 2 main goals from investing in property?
6:35 – 1st reason why you should invest in property
6:55 – Success leaves clues
7:25 - 2nd reason why you should invest in property
8:20 - Link to Property price graph by city - https://www.facebook.com/firstbrickproperty/
9:20 - Why is real estate secure?
10:15 – Real estate is the only investment not dominated by investors
10:50 - Property is a fundamental need
12:05 - 3rd reason why you should invest in property
13:45 - 4th reason why you should invest in property
15:10 - 5th reason why you should invest in property
15:55 – not all property are created equal
16:35 – would you rather 1 million dollars today or 1cent doubled daily for a month?
17:40 - Link to compound interest image - https://www.facebook.com/firstbrickproperty/photos/a.114769426602981/153753742704549/?type=3&theater
https://www.instagram.com/p/B7Ij9CQhjpf/
18:50 - 6th point, you can buy property with someone else’s money
19:35 – Leverage, what is leverage? How do we use Leverage
21:10 - Buyers be warned, leverage or gearing not only magnifies your profits and gains but also magnifies your losses if your investment falls – that is why it is still important to choose the right property
21:50 - 7th Point why you should invest in real estate
22:30 - 8th reason why you should invest in real estate
24:10 - 9th reason why you should invest in real estate
25:20 - 10th reason why you should invest in real estate
26:20 - Equity, the power of equity is unparalleled. What is Equity?
Link to Facebook and Instagram image of how to build a portfolio
https://www.instagram.com/p/B7QN17rhuKx/
https://www.facebook.com/firstbrickproperty/photos/a.114769426602981/154787102601213/?type=3&theater
29:00 - 11th Reason why you should invest in real estate
32:00 - Just because it is a forgiving market, does not mean you go and buy any property for sale!
34:05 – Rent is what keeps you in the market, Capital Growth is what you get out of the market!
In summary the 11 points as to why you should consider real estate as an investment vehicle
1. Track record
2. Security
3. Anyone can do it
4. It provides a steady income that grows
5. Capital growth
6. You can buy it with someone else’s money
7. Tax benefits
8. Control
9. Adding value
10. You don’t need to sell
11. Forgiving market
Buying property is our passion, helping you do it is our mission!
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Hello@firstbrick.com.au
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