The Pete the Planner® Podcast Archives - Pete the Planner®: Recent Episodes
Pete the Planner
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete “debate” each other, as Dame watches-on with glee. Click the PLAY button below for the rest...
Read More
The post Ep. 506: Kristen and Pete’s battle royale over hot button issues appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete answer an email question which wonders what to do with an extra $250,000. Yeah, we know...
Read More
The post Ep. 505: When sitting on a giant chunk of money is the right answer appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Kristen, and Pete discuss Pete’s financial conundrum. Click the PLAY button below for the rest of the show!...
Read More
The post Ep. 504: Pete actually has a personal finance issue appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Kristen, and Pete discuss why you should convince your financial advisor to be harder on you. Click the...
Read More
The post Ep. 503: It’s time to ask your advisor what you’re doing wrong appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete did their best to update live stream viewers in real time about the US Supreme Court’s...
Read More
The post Ep. 502: The Supreme Court live stream reporting episode appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Pete, and Kristen spend an entire episode on one very long email. The email eventually asks about “winning...
Read More
The post Ep. 501: What does it mean to financially “win the game”? And is it realistic? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Pete, and Kristen celebrate their 500th episode. There are special guests, special moments, and of course technical difficulties....
Read More
The post Ep. 500: It’s kinda episode 850, but whatever appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete discuss whether or not a 401k is ever justified. Click the PLAY button below for the...
Read More
The post Ep. 499: Do 401k loans ever make sense? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete discuss why 66% of renters have given-up on the idea of home ownership. Do their reasons...
Read More
The post Ep. 498: Why renters are giving up on homeownership appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen, Dame, and Pete debate financial metrics. Which ones are helpful and insightful? And which ones can you lead...
Read More
The post Ep. 497: These are the financial metrics we dislike appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete take a look at the popular expense categories which just don’t make any sense to them. Summary – Kristen thinks she’s insulting Dame and Pete. She didn’t. Dame insults Kristen. And Pete insults and Kristen and Dame. So yeah, it was a fun conversation.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 496: The popular expenses we just don’t get appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen and Pete take a look at home income, downpayment, and other factors impact your ability to buy a home.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 495: Evaluating homeownership standards appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame and Pete discuss what makes a good benefits package. And yes, we talk about hybrid work.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 494: Is your benefits package any good? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame and Pete discuss whether or not Apple’s foray into banking will be a success or not.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 493: Wait, Apple’s a bank now? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame and Pete discuss the dynamics of having two working incomes versus one, in a two person household. Despite our earnestness, it’s still a very touchy topic.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 492: The dynamics of 1 and 2 income households appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Dame and Pete discuss whether or not a secured credit card makes sense for a college student.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 491: Do secured credit cards make sense for young people? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Dame and Pete discuss the proper way to give support to your aging parents.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 490: How to help your parents with their finances appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Dame and Pete discuss whether or not the bank meltdown will directly impact most people.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 489: Is the banking system really melting down? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Dame and Pete discuss whether or not the 529 rollover rule is helpful or not.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 488: Is the new 529 rollover rule helpful? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete discuss each major threat to financial stability, for ever generation. Yes, it gets cranky.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 487: What’s the biggest threat to your financial stability? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete discuss whether or not you should bail on your company’s 401k if they don’t match.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 486: What if my employer doesn’t match? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete discuss what financial regulations they change, if they were somehow mystically able to make financial laws.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 485: The financial regulations we would change appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete discuss what they do with their emergency funds. Then later in the show, they explore the heady concept of financial confidence.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 484: Where does financial confidence come from? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete discuss whether or not you should hire a friend to run your finances.
Click the PLAY button below for the rest of the show!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 483: Should you hire a friend as your financial advisor? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete each reveal the personal finance hills they’re willing to die on. Everything was going just fine, and then Pete got serious. #Awkward
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 482: Hills we’re willing to die on — boy that escalated quickly appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete read the world’s longest email, and answer whether or not a guy should sell this half million dollar mutual fund to buy a house with cash.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 481: Should you pay cash for a house by liquidating investments? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete make their 2023 stock picks. ****This is not investment advice. Picks are for entertainment purposes only.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 480: 2023 stock market predictions appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete put a bow on 2022 and look forward to 2023. Special appearance by Ted Dunn.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 479: End of 2022 extravaganza appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete debate what demographics of people will be the most severely impacted by the Fed’s fiscal policy.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 478: Who will be the most impacted by the fed’s actions? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen, Dame, and Pete talk about the various expenses retirees end-up regretting.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 477: Expenses retirees regret appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, Kristen and Pete explore popular pieces of money advice. And we ask the question of whether or not they’re true or not.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 476: Are these popular money tips actually just myths? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, we talk the four dominant money behaviors. You can determine your dominant behaviors right here.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 475: What is your dominant money behavior? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, we play everyone’s favorite game — Would you rather. It’s an illuminating conversation which touches on the complexities of high-stakes decisions.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 474: Would you rather — the financial addition appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, we discuss everyone’s least favorite topic — insurance. We know this topic isn’t fun, but we did our best to ensure we covered all the things you need to know in a fun way.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 473: Common insurance mistakes to avoid appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com
In this week’s episode, we discuss various ways to use behavior modification tools to make good financial ideas stick.
Click the PLAY button below for the rest of the show!
SIDE NOTE:— Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 472: How to use behavior modification tactics to better your finances appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen and Pete talk money. Then Dame shows up late to tell us how he barely escaped the hurricane....
Read More
The post Ep. 471: Dame flees the hurricane appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame, Pete, and Kristen debate whether a young person can actually afford to buy a house in 2022. Click...
Read More
The post Ep. 470: Can a single income under the age of 30 really afford a house? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete discuss how fickle we can be when it comes to urgency, and how our inaction is...
Read More
The post Ep. 469: The relationship between urgency and regret appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Dame and Pete review their 2022 stock picks. Who’s losing, and why is it Pete? Click the PLAY button...
Read More
The post Ep. 468: September Stock Market Checkin appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode we tackle on awesome question from a listener in regards to helping her mom retire. Does it ever make...
Read More
The post Ep. 467: How much effort should you put into retiring your parents? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode we talk about the biggest personal finance news story in years — Student Loan Forgiveness. What’s good about it,...
Read More
The post Ep. 466: The day student loans were forgiven appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode we explore whether or not asking your family about your inheritance makes sense. Click the PLAY button below for...
Read More
The post Ep. 465: Should you ask for details of your inheritance now? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode we explore how long we think the recession will last. Click the PLAY button below for the rest of...
Read More
The post Ep. 464: How long will the recession last? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, Kristen introduced us to a game of “I would never.” It became the whole show. Click the PLAY button...
Read More
The post Ep. 463: I would never… appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we talked about the whether or not a financial situation should escalate a relationship. Click the PLAY button below...
Read More
The post Ep. 462: Should moving-in with a partner be the solution to your financial problems? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we talked about the unfortunate timing of this down-turn as it relates to the college fall semester. Plus, Kristen...
Read More
The post Ep. 461: Why withdrawing money for college this fall will sting appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we all brought a topic to the table. In other words, it was Potluck Radio. Dame talked emergency funds....
Read More
The post Ep. 460: Is a credit line a reasonable emergency fund? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we explore whether income share agreements can replace student loans. Purdue University made a big bet on this type...
Read More
The post Ep. 459: Are income share agreements going to replace student loans? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we explore what we’ve learned about the stock market so far this year. We also look at iBonds and...
Read More
The post Ep. 458: iBonds, gas tax holidays, and a chaotic stock market appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we explore whether or not all the economic stimulus helped us or hurt us. Is it possible for it...
Read More
The post Ep. 457: Was the American Rescue Plan a mistake? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, I did something I hadn’t done in nearly 10 years. I took random live calls. I loved it. Enjoy....
Read More
The post Ep. 456: The return of live calls! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re discussing whether or not the housing market is finally going to cool down. With rising interest rates and...
Read More
The post Ep. 455: The housing market is about to cool down, right? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re discussing whether or not a recession is on the horizon. It kinda feels that way, doesn’t it? Click...
Read More
The post Ep. 453: Is a recession coming? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re talking to the Director of Education at Your Money Line, Kristen Ahlenius, about how shame impacts our finances....
Read More
The post Ep. 452: What role should shame play in our financial lives? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re talking to friend of the show Joshua Becker. Joshua’s new book Things That Matter is available for purchase...
Read More
The post Ep. 451: Thing That Matter with Joshua Becker appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re taking a look at how much of your financial life should be automated. The reality is, sometimes automation...
Read More
The post Ep. 450: What parts of your financial life should be automated? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re taking a look at advisor fees. We’ll discuss what’s normal, what’s high, and why you should care. Click...
Read More
The post Ep. 449: Should you be concerned if your advisor is charging you 2.5 percent? Probably appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re taking a look at how gas prices are directly impact your wallet. Yes, there’s indirect impact, primarily pass...
Read More
The post Ep. 448: How much are gas prices really impacting your wallet? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re talking investing! We discuss a few finer point, which often get overlooked. Click the PLAY button below for...
Read More
The post Ep. 447: The difference between risk tolerance and risk capacity appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com In this week’s episode, we’re discussing the impact Ukraine has on the world right now. Please understand, our primary concern is with the...
Read More
The post Ep. 446: The impact of Ukraine on the world economy appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring why we think the housing market is about to get hammered, and who’s...
Read More
The post Ep. 445: The housing market is a giant bubble, right? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring three main topics: Are 401k vesting schedules ethical? Should my wife’s organ transplant...
Read More
The post Ep. 444: Are 401k vesting schedules ethical? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring three main topics: How often should you look at your investments? Could changing...
Read More
The post Ep. 443: Could consumer habits solve the inflation problem? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring three main topics: How does the taxation of ETFs differ from the taxation...
Read More
The post Ep. 442: Stress is an amazing financial motivator…at first appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring three main topics: Is cash about to become popular again? Why did Netflix...
Read More
The post Ep. 441: How common is insider trading, and are you at risk? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re exploring three main topics: Can an emailer retire, whether or not you should be...
Read More
The post Ep. 440: Should you care if your financial advisor is an avid gambler? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, we’re still saying Happy New Year! 🥳 🎉 Here’s a preview of what happened and when:...
Read More
The post Ep. 439: Market Review for 2021 PLUS Our Picks for 2022 appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, a bonanza of Dunns! Damian is back, Pete’s here, and they bring on the most...
Read More
The post Ep. 438: Three Smart Money Moves to End 2021 & Start 2022 appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete brings a friend and special guest co-host, Joe Saul-Sehy from the podcast Stacking Benjamins!...
Read More
The post Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete pushed his limits tooooo far with a giant 2PM cold brew coffee. 🥴 …Bad...
Read More
The post Ep. 436: HELP! My Employer Doesn’t Have A Good 401(k) Plan appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete abandoned the show opening tune and got scolded by Damian! Whew! No time to...
Read More
The post Ep. 435: Discretionary Spending + Financial News Rundown appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian get into the show in record time! No time to listen? Here’s...
Read More
The post Ep. 434: Let’s Play, ‘Will You Need That Much?’ appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian revisit a #FAIL of their own: the intro music to the show....
Read More
The post Ep. 433: Retirement – Digging Deep Into the 4% Rule… appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian discuss what could be the biggest business FAIL of all time! No...
Read More
The post Ep. 432: Does Being ‘Dependable’ Make You Financially Stable? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian is back! And …there goes the show. 😅 No time to listen? Here’s a...
Read More
The post Ep. 431: Do You Need Credit to Get Student Loans? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Peter and Dam- wait… no; Kristen! Pete and Kristen connect to throw down the gauntlet...
Read More
The post Ep. 430: Colleges Running Up the Tab on Parent PLUS Loans appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Peter and Damian are back in the chairs with the most hilarious banter of all...
Read More
The post Ep. 429: Why Raising the Federal Debt Ceiling Matters appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, IT’S SPOOKY SEASON! Don’t skip past this show intro! No time to listen? Here’s a...
Read More
The post Ep. 428: Handling the Unexpected Expenses Parents See! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete admitted he talked too much last week! No time to listen? Here’s a preview...
Read More
The post Ep. 427: Questioning Our Confidence in Retirement! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian drop in with a new intro! You’ve got to hear this. No...
Read More
The post Ep. 426: Parent PLUS Loans Are the Bane of Our Existence?! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian ease back into things from a holiday off-week! No time to listen? ...
Read More
The post Ep. 425: Open Enrollment: The Biggest (Financial) Missed Opportunity? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete goes full-on Soccer Assistant Coach! No time to listen? Here’s a preview of what happened...
Read More
The post Ep. 424: Is Your Alma Mater Going Under? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian continue their Dunniest unrelated Dunn banter! No time to listen? Here’s a...
Read More
The post Ep. 423: Pandemic Fallout: We React to the News! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian becomes a radio star! No time to listen? Here’s a preview of what happened and...
Read More
The post Ep. 422: When I Retire, What Really Happens to My Money? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian change it up with YouTube and Facebook Live with the killer ‘wide...
Read More
The post Ep. 421: The Jobs Report Is Here & I Was Wrong (Again!) appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete is back from vacation and Dame’s AquaDunns are expected to do quite well in...
Read More
The post Ep. 420: “Pete, Am I Investing Too Aggressively?” appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian discuss what happens next week when Pete goes on vacation! What do...
Read More
The post Ep. 419: Dissecting the New Inflation & Social Security Rates appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete hits the beep AGAIN and wonders if he’s a radio master by now after...
Read More
The post Ep. 418: What Do We Do If We Might Over-Fund Our 529? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete hits the beep AGAIN, also Damian chooses the order for the show. WHAAAAT?! 🤯😱...
Read More
The post Ep. 417: Should I Roll Over My Older 401(k)s? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete hits the beep! 🎉🥳 Remember: In the first six months of 2021, we’re going...
Read More
The post Ep. 416: Is This the Greatest Time Ever for Hustlers?! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian adjust the levels and the recording day to recognize the new Federal Holiday:...
Read More
The post Ep. 415: So, We Need Long-Term Care Insurance Now, Too? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian are rested, recharged and energized from vacation and getting back in their...
Read More
The post Ep. 414: My 2021 Prediction was WRONG! 😫 appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian decide if they’re shirts on or shirts off kind of guys at...
Read More
The post Ep. 412: How Much Exposure Do You Have to Inflation? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian is exposed to be a martial arts expert?! Remember: In the first six months...
Read More
The post Ep. 411: How Do You Know When You’re A Worse Investor Than You Thought? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian get right down to business! Remember: In the first six months of...
Read More
The post Ep. 410: Why Hire A Financial Advisor And Not Listen? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete confesses he doesn’t want to get the test to find if he and Damian...
Read More
The post Ep. 409: Why Does A Company Care About Its Stock Price? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete reveals how he still goes to bed, even during a live-streamed DJ party! Remember:...
Read More
The post Ep. 408: Should We Move Our Money To A Self-Directed IRA? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete is back home in the office studio after a year of pandemic evasion! Remember:...
Read More
The post Ep. 407: Longest Question Ever Asked on This Show?! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian push the podcast recording speed limits, talk news, and give answers to...
Read More
The post Ep. 406: Where Are All The New Jobs? – Recovery Update appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian meet their technical problems face to face! Oh, and they also respond to...
Read More
The post Ep. 405: Buy Quality vs Buy Cheap – What Would We Do? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian are digging back into the mailbag to respond to real questions from real...
Read More
The post Ep. 404: Should We Eliminate Our Mortgage or Keep Saving? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian haven’t the foggiest about what’s going to happen! Hey, it happens to...
Read More
The post Ep. 403: U.S. Net Worth Averages & Medians By Age appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian do a lightning round review of industries to see how they might fare...
Read More
The post Ep. 402: What’s Missing from Monte Carlo Simulations? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us and you may hear yours on the air: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian do a lightning round review of industries to see how they might fare...
Read More
The post Ep. 401: Win, Lose, or Fail: Economic Recovery by Industry appeared first on Pete the Planner®.
We want to answer your questions about money. Email us: askpete@petetheplanner.com This week on the Pete the Planner Show, THIS IS OUR 400TH EPISODE!!! 🎊🎉 “Mama we made it!” Remember: In the first six months of 2021, we’re going to make over five families’...
Read More
The post Ep. 400: How Do You Plan (Now) On Funding Your Future? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete is not a cat, but he and Damian crrrrritique comments from Dave Ramsey! Remember: In the first six months of 2021, we’re going...
Read More
The post Ep. 399: How Our Financial Views Have Evolved Decade x Decade! appeared first on Pete the Planner®.
We want to answer your questions about money. Email us: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian gets a “listener” question! Remember: In the first six months of 2021, we’re going to make over five families’ financial lives, LIVE on the...
Read More
The post Ep. 398: Does Mass Student Loan Forgiveness Make Sense? appeared first on Pete the Planner®.
We want to answer your questions about money. Email us: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian talk about the GameStop (GME) CHAOS that blew up the stock market. Remember: In the first six months of 2021, we’re...
Read More
The post Ep. 397: So, What Happened with GameStop & Robinhood? appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Damian gets to choose where the show begins! NOTE: In the first six months of 2021, we’re going to make over five families’ financial...
Read More
The post Ep. 396: Should Your Adult Kids Know About Your Money? appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete celebrates Betty White’s 99th birthday because of another Betty White?! ….Let’s get into the show. NOTE: In the first six months of 2021, we’re...
Read More
The post Ep. 395: President-Elect Biden’s $1.9 Trillion Stimulus Proposal appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete would like to note that his voice is back! Oh, and if you’re interested in a money makeover, check out the note...
Read More
The post Ep. 394: Who Knows the Financial Details of Your Life? appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, 2020 wraps up and Pete and Damian introduce 2021 with bold predictions about what could happen this year? If that’s even possible…...
Read More
The post Ep. 393: Bold Predictions for 2021…Yeah, We Know. appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete admits that Damian was right! Whether you know if that’s common or not, check out the show to find out why. NOTE:...
Read More
The post Ep. 392: Let’s Break Down This New Stimulus Bill… appeared first on Pete the Planner®.
Get expert answers to your questions about money. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian use a new computer that can shut down the show at any moment! In the first six months of 2021,...
Read More
The post Ep. 391: 2020 Holiday Variety Pack appeared first on Pete the Planner®.
Questions about money? Get expert answers. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian have an amazing surprise for our show listeners! You will now be getting the full, raw, unedited podcast to hear even more...
Read More
The post Ep. 390: A New Format & Our Weirdest Metaphor Ever! appeared first on Pete the Planner®.
Questions about money? Get expert answers. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian welcome a special co-host: Pete’s daughter, Ollie! REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances. No time to...
Read More
The post Ep. 389: A Unique Stock Market Year-End Review! appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us at: askpete@petetheplanner.com This week on the Pete the Planner Show, Pete and Damian get two of the shortest questions of 2020 …and then they get the longest email question in the history of...
Read More
The post Ep. 388: Our Philosophies on Money, Explained! Sort Of. appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian remind everyone that the upcoming holidays are not cancelled; we just need to look at them differently, with safety being a...
Read More
The post Ep. 387: “Hold Tight. See How Things Play Out…” appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian tackle some serious relationship problems. REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances. No time to listen?...
Read More
The post Ep. 386: Maturity Plays A Big Role In This… appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University! REMINDER: Try HEY MONEY, your new...
Read More
The post Ep. 385: The Effects of the Pandemic (and Recession) on Higher Ed appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com It’s time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020! Don’t...
Read More
The post Ep. 384: How We Feel About What We Said 238 Days Ago! appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ...
Read More
The post Ep. 383: Managing Money Is Not A “Men’s Only” Club appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian ask, “Should a person buy a home right now?” And they answer it! Don’t forget! HEY MONEY is your new secret...
Read More
The post Ep. 382: Let’s Talk About Lifestyle Creep! appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian tell personal stories about their households! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances....
Read More
The post Ep. 381: Help! My Parents Haven’t Filed Taxes in 5 Years! appeared first on Pete the Planner®.
Have a money question? Get expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian remember they don’t speak Spanish! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No...
Read More
The post Ep. 380: How Much You Should Have Saved for Retirement appeared first on Pete the Planner®.
Have a question? Get some expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and Damian realize that the show is so good, we’ve got return visitors! There are actually people who have emailed us back!...
Read More
The post Ep. 379: The Economic Chaos Coming This Holiday Season appeared first on Pete the Planner®.
Have a question? Get some expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Pete and Damian, use 3/4 of the show to tell and answer ONE question and cover the greatest segment in the history of...
Read More
The post Ep. 378: The Greatest Segment in the History of Our Show?! appeared first on Pete the Planner®.
Have a question? Get some expert answers. Email us: askpete@petetheplanner.com On this episode of the Pete the Planner Show, Peter and VP of Advice, Damian, answer a question, Pete gets personal, and the economic recession and COVID-19 pandemic are not over as...
Read More
The post Ep. 377: Pressing Reset on Our Financial Sensibilities appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com People are feeling the pain all over. Peter and Damian discuss stories of the current reality onset by the strange mix of the economic recession and COVID-19 pandemic. Don’t forget! HEY MONEY is your...
Read More
The post Ep. 376: Shoring Up Finances In The Economic Downturn appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Today is alllllll about Student Loans. Peter and Damian throw words back and forth to hand out critical information on the sad realities of student loans! Don’t forget! HEY MONEY is your new secret...
Read More
The post Ep. 375: The Hottest Topic Under the Sun: Student Loans? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Today, Pete gives what he calls “mystic” advice to a listener’s question from the mailbag and Damian is called DAD (again)! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal...
Read More
The post Ep. 374: How Are You Using the Income You Make? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Today we are digging all the way into the mailbag! Pete and Damian respond to listener questions about credit card debt, 529 accounts, and talk financial stability! Don’t forget! HEY MONEY is your new secret weapon for...
Read More
The post Ep. 373: Stability Is More Valuable Than You Think appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Today we’re talking about tax debt, stock splits, and The Million-Dollar Question! Pete and Damian are back with their usual hijinks talking about the latest money news and listener questions! Don’t forget! HEY MONEY is your new...
Read More
The post Ep. 372: The Million-Dollar Question With Damian Dunn appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Jump into the conversation with us! Gold-Star Gayle, from Austin, TX is back to share the wisdoms! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No time to listen?...
Read More
The post Ep. 371: Talking Retirement with Gold-Star Gayle! appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Do you wonder about your credit score? So many of us do. Do you know about these options to get back on track? Pete and Damian get into their thoughtful moods to provide some expert suggestions...
Read More
The post Ep. 370: We Love the Advice Here; Can You Help Us? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Annnnnd we’re back again for another round of answers to real life listener questions. Pete and Damian offer their best expert suggestions to help. Listen for a special offer code! HEY MONEY is your new secret...
Read More
The post Ep. 369: Pensions & Retirement – Decisions, Decisions! appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com The first 6 months of this year have been a doozy. Pete and Damian run the numbers. Listen for a special offer code! HEY MONEY is your new secret weapon for advice in your personal finances....
Read More
The post Ep. 368: 2020 Halftime Financial Market Report appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com We’ve got a special, special treat for your ear canals today: Pete is joined by The Queen of the Desert herself, our very own financial expert, Kristen! Listen for a special offer code!...
Read More
The post Ep. 367: Questions with Kristen: “Queen of the Desert!” appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Let’s walk through some of the factors of what it means to be “financially stable.” Pete and Damian have worked hard on this new formula. You’ve gotta hear this. Listen for a special offer...
Read More
The post Ep. 366: How Can You Tell If You’re Financially Stable? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Maybe things around here are slipping back to “normal.” Pete and Damian have the pleasure of answering some incredibly hard questions from our listeners. ::whisper:: Listen for a special offer code! HEY MONEY! is your...
Read More
The post Ep. 365: Can I Help My Adult Child Learn About Money? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com And we’re back for a new week. Pete and Damian highlight the latest reports and dig into the mailbag to address what’s happening in our listeners’ lives. ::whisper:: Listen for a special offer code!...
Read More
The post Ep. 364: The Latest Market Reports: We’re Dumbfounded! appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper:: Listen to get a special offer code for HEY MONEY! your...
Read More
The post Ep. 363: $40K Interest-Free Loan From My In-laws. Yes or No? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper:: Listen to get a special offer code for HEY MONEY! your...
Read More
The post Ep. 362: “Quite the Financial Quagmire,” He Says… appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com The coming changes resulting from COVID-19 will spread across industries. Specifically, today, Pete and Damian talk restaurant business, the food world, and …social distancing? ::whisper:: Listen to get a special offer code for HEY MONEY! your...
Read More
The post Ep. 361: The Future of Restaurants – Special Guest: Neal Brown appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com More changes could be coming to our economy. Although here, Pete and Damian are back in the mailbag, answering financial questions from our amazing listeners. ::whisper:: Listen to get a special offer code for HEY...
Read More
The post Ep. 360: July Could Get Ugly; Is A New Stimulus Coming? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com Ah, yes….this feels like the good old days. Pete and Damian are back in the mailbag, answering financial questions from our amazing listeners. ::whisper:: Listen to get a special offer code for HEY MONEY! No...
Read More
The post Ep. 359: Are We “New Normal” Yet? + The Rest of 2020 appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com This week on the show we return to the fundamentals: Q&A! Pete and Damian answer some tough questions. In these trying times, people all over and across income levels are weathering this storm. Let’s...
Read More
The post Ep. 358: Coronavirus Domino Effects + Pete Was Wrong! appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com This week on the show... Pete and Damian answer questions? Eh, maybe not. But they do shed light on a very important topic as we all seek to recover from the “Economic Pandemic”! ::whisper::...
Read More
The post Ep. 357: What Is The Future of Our National Debt? appeared first on Pete the Planner®.
Have a question? Get answers. Email us: askpete@petetheplanner.com This week on the show... Pete and Damian visit all kinds of thoughts on saving the world? Eh, maybe not; keeping it local takes center stage! ::whisper:: Remember, keep this link in your bookmarks!...
Read More
The post Ep. 356: Economic Pandemic; Rebuilding from Recession appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week on the show... Pete and Damian ask questions, too! ::whisper:: Remember, keep this link in your bookmarks! — HEY MONEY! Can’t listen? Check the Show Notes! Show Notes: We want to show you...
Read More
The post Ep. 355: Can We Call This An Economic Pandemic? appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week on the show, the team discusses the CARES Act. Pete and Damian bring in a special guest: “The Queen of the Desert” herself, Kristen! ::whisper:: Hey, you should keep this link in...
Read More
The post Ep. 354: The CARES Act Stimulus Bill: An Overview appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week on the show, everyone is trying to find a new normal. Pete and Damian are social distancing, not for the first time as they pull out common questions from the mailbag. ::whisper::...
Read More
The post Ep. 353: The Most Interesting Week of 2020, So Far appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week…oh boy. Pete and Damian talk about what’s important about money right now. ::whisper:: You should keep this link in your bookmarks — HEY MONEY! Can’t listen? Check the Show Notes! Show Notes: What...
Read More
The post Ep. 352: Financially Preparing Yourself for Tough Times appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week, SPECIAL SHOW ALERT! Coronavirus is back as our special guest (with all due respect to its seriousness) and Pete and Damian dedicate the entire show to the recent spate of questions about...
Read More
The post Ep. 351: The Refinancing Boom! appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week, VIRUS ALERT! And yet, all things considered, we still understand that things in the market cycle. Pete and Damian return with a special offer for the new consumer service, HEY MONEY! Also,...
Read More
The post Ep 350: Coronavirus! But More Importantly, Retirement. appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com This week, we’ve got something really special for your listening ears! Pete and Damian are back to formally introduce our new product for you, HEY MONEY! Oh, and they answer questions from the mailbag,...
Read More
The post Ep. 349: The Launch of Hey Money! appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com Peter Dunn and Damian Dunn — no relation — take questions from our listeners and offer their financial expert-level responses on the air (with a bit of humor to make it go down...
Read More
The post Ep. 348: All Things Considered, Should We Relocate? appeared first on Pete the Planner®.
Have a question? Let us know! askpete@petetheplanner.com Pete and Damian are back to solving financial issues for a new week. Oh! But first, here’s a quick prelude: We are so excited for the soft launch of Hey Money tomorrow exclusively for...
Read More
The post 347: Do We Make Enough Money? Is There Hope? appeared first on Pete the Planner®.
Get ready to dive in! In this episode, Pete and Damian spare no details exploring our writers’ financial lives. There is far too much to discuss; let’s get into it, post haste! Can’t listen? Check the Show Notes! Show Notes: Scenario: Writer,...
Read More
The post Ep. 346: What Should We Do With Our Cashflow? appeared first on Pete the Planner®.
In an uncommon feat, This episode is dedicated to Brendan. Pete and Damian feel so much gratitude to our writer’s email that he earned the entire show dedicated to his three questions Click PLAY below to see if you could use any...
Read More
The post Ep. 345: Brendan, This One’s For You appeared first on Pete the Planner®.
New to the show this week, Pete and Damian present: The Best Email of the Year! Believe us, you don’t want to miss this one. They’ll explain it all when you click Play below. Can’t listen? Check the Show Notes! Show Notes:...
Read More
The post Ep. 344: Want to Retire? Ask The Right Questions appeared first on Pete the Planner®.
FIRST SHOW OF THE NEW DECADE! Starting 2020 off in the right way, Pete and Damian are…still here. Seriously, to welcome us all into a new season, it’s only right that the team introduce you to something new. Click play to hear...
Read More
The post Ep. 343: Bridging the Financial Questions Gap, Finally. appeared first on Pete the Planner®.
Coming up this week: Pete and Damian try even harder to try to figure out what they can disagree on! For the final show of 2019, the dynamic duo try to empty out the mailbag and answer what they can...
Read More
The post Ep. 342: What Can I Do With My Money? appeared first on Pete the Planner®.
It’s almost 2020, people! As we wrap up 2019, we’re digging deep into the mailbag to discuss more of our listeners’ questions. Listen to this show to hear a variety of situations and Pete and Damian’s expert insights. Perhaps you’ve been...
Read More
The post Ep 341: 2019 Holiday Variety Pack appeared first on Pete the Planner®.
This week’s show is, in a word: focused. Pete and Damian really drill into the most general area there is: Retirement. The mailbag was opened and brought out a question from a listener that Pete could get excited over: “Here’s my financial...
Read More
The post Ep. 340: The Ultimate Retirement Question: $ or %? appeared first on Pete the Planner®.
New this week, Pete and Damian spend the entire show on The 401(k). Our writer is suffering a crushing blow with this from the mailbag: “I lost my job after 27 years of employment there. What should I do with my 401(k).”...
Read More
The post Ep. 339: After Job Loss, What Happens to my 401(k)? appeared first on Pete the Planner®.
Familiar and funny as ever, Pete and Damian disagree. Our regular listeners will know what an occasion this is. “I’m going to receive a $130,000 inheritance. What should…” WAIT! Before you tune out the rest of the question, there are...
Read More
The post Ep. 338: Inheritance Is Coming. What Should I Do? appeared first on Pete the Planner®.
Up next on the new show, Pete and Damian wince as their writer begins his question with a stunning headline: “I just bought a new home and I instantly regret it.” You have got to check this one out. Can’t listen?...
Read More
The post Ep. 337: New Home Buyer’s Remorse! appeared first on Pete the Planner®.
This week, we’re talking about the chaos that can ensue in your financial life. Can’t listen? Check the Show Notes! Show Notes: Chaos—while fun to spell and fun to say is not so fun when it comes to your financial...
Read More
The post Ep. 336: Signs of a Chaotic Financial Life appeared first on Pete the Planner®.
Back into the mailbag! New on the show, Pete and Damian try to find balance in their skepticism toward a retirement-bound writer. With over $1M in investable assets and a continuing part-time job, why is he still concerned about outliving his...
Read More
The post Ep. 335: With $1M Saved, I Can Retire Now, Right? appeared first on Pete the Planner®.
New week, new show! This time, Pete is joined by… Damian! They wax so poetic about retirement and advisors that they had to extend the segment! Is it possible to be saving TOO MUCH money for retirement? Find out when...
Read More
The post Ep. 334: Am I Saving TOO MUCH Money? Help. appeared first on Pete the Planner®.
This week, Pete and Damian talk examples of the classic phrase: “Have your cake and eat it too:” You can save $3.8M in your lifetime? Do Student Loan payments build credit? New spouse, new house & new baby: Am I ok? Three very real...
Read More
The post Ep 333: This Is Motivation to Start Saving! (Maybe.) appeared first on Pete the Planner®.
Introducing Power Percentage™. You have been trying to measure your financial life for years. You measure it by your credit score, your net worth, your income, your savings or retirement account balances… yet none of those reward you for good behavior...
Read More
The post Ep. 332: Power Percentage™ appeared first on Pete the Planner®.
The tag team is back again! This week, Pete and Damian tackle Considerations when Preparing for a Prenuptial Agreement, Going into Debt to buy Furniture, and ‘Retirement Confidence.’ Three very real topics, for very real people! Can’t listen? Check the Show Notes! Show Notes:...
Read More
The post Ep 331: Preparing for A Prenup & More! appeared first on Pete the Planner®.
Another week, another show! Press play and listen as Pete and Damian weigh the HELOC vs. the ‘Double Move.’ Yes, it’s HELOC, not to be confused with a mythical Master of the Universe. Can’t listen? Check the Notes. Show Notes: HELOC means Home...
Read More
The post Ep 330: Is A HELOC the Winning Option? appeared first on Pete the Planner®.
Pop in your earbuds or turn the sound on and listen while you work. In this latest edition, Pete and Damian tell you why they love Health Savings Accounts (HSA). Feel like you don’t know enough about what those are...
Read More
The post Ep. 329: Why HSAs are one of the best financial products on the planet appeared first on Pete the Planner®.
Special guest Gayle Evezich joins Pete and Damian to discuss starting a minimalist journey. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and...
Read More
The post Ep. 328: Dipping your toe into minimalism appeared first on Pete the Planner®.
Pete and Damian discuss college funds, Power Percentage, and more. Special guest this week is Kristen Ahlenius from Your Money Line®. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA...
Read More
The post Ep. 327: How many 529 accounts does our family need? appeared first on Pete the Planner®.
It’s the age old question — “When do I bite the bullet and just get a new car?” Damian and Pete do their best to answer this question. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind...
Read More
The post Ep. 326: Getting rid of an old car which starts costing you money appeared first on Pete the Planner®.
Pete and Damian discuss the prudence of pre-nuptial agreements. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the...
Read More
The post Ep. 325: Prenups are certainly something appeared first on Pete the Planner®.
This week Pete and Damian explore alternative uses for a Roth IRA. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the...
Read More
The post Ep. 324: Using a Roth to buy a house appeared first on Pete the Planner®.
Pete and Damian help a guy deal with a $60,000 inheritance. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host...
Read More
The post Ep. 323: What should we do with this inheritance? appeared first on Pete the Planner®.
Pete and Damian answer questions around money and relationships. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the...
Read More
The post Ep. 322: One of the two topics married couples argue about the most appeared first on Pete the Planner®.
Pete and Damian tackle two emails in which the solution is to not buy the house. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten...
Read More
The post Ep. 321: Don’t buy the house appeared first on Pete the Planner®.
Pete and Damian give you an update on what the market is doing and why you should care. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author...
Read More
The post Ep. 320: Stock market update appeared first on Pete the Planner®.
An emailer wants to know if his self-created “merit” based college funding idea makes sense for his sons. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author...
Read More
The post Ep. 319: I’ll pay for college if you get good grades appeared first on Pete the Planner®.
Pete and Damian discuss ABLE plans and how they can help families with children with special needs. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of...
Read More
The post Ep. 318: Children with special needs and ABLE accounts appeared first on Pete the Planner®.
Pete and Damian discuss the proposals to wipe out student loan debt. Are they realistic? Are they fair? Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author...
Read More
The post Ep. 317: Wiping out all student loan debt and starting over appeared first on Pete the Planner®.
Whether you realize it or not, our financial lives have changed drastically in the last few decades. We used to not be charged with dealing with our pasts and our futures. Today we are. Pete the Planner®Peter Dunn a.k.a. Pete...
Read More
The post Ep. 316: Why our financial lives are more complicated than they used to be appeared first on Pete the Planner®.
Alvaro from Colombia emails to see whether or not a degree belongs on a balance sheet. Pete, Damian, and Phil Schuman, Director of Financial Literacy at Indiana University, weigh in. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning...
Read More
The post Ep. 315: Should your college degree be on your balance sheet? appeared first on Pete the Planner®.
Nothing drives me crazy quite like bad advice about repairing credit. It can ruin a person’s financial life. Chad Meadows joins me in studio while Damian is on vacation. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial...
Read More
The post Ep. 314: Credit advice that I hate appeared first on Pete the Planner®.
This week we tackle the world of disability insurance. Also, we discuss my nightmare flight. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books,...
Read More
The post Ep. 313: Do you really need disability insurance? appeared first on Pete the Planner®.
Last week, 50 year olds were mooching off of their parents. Now, elderly parents are mooching off their 50 year old children. It’s all spinning out of control! Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind...
Read More
The post Ep 312: Now an elderly mom is mooching appeared first on Pete the Planner®.
We celebrate Mother’s Day 2019 with lots of family financial awkwardness. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host...
Read More
The post Ep. 311: When 50 year olds mooch off their elderly parents appeared first on Pete the Planner®.
Should a couple looking to get on their feet accept a living inheritance? No. Here’s why. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten...
Read More
The post Ep 310: Saying no to a living inheritance appeared first on Pete the Planner®.
Do you ever wonder why certain financial products get bad reputations? Square peg and round holes are the problem. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist,...
Read More
The post Ep. 309: Financial products and their square peg round hole nature appeared first on Pete the Planner®.
Pete the Planner and Damian Dunn work through questions and Pete tells an unbelievable vacation story. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten...
Read More
The post Ep 308: Rental properties and how they impact Power Percentages appeared first on Pete the Planner®.
Emailer Linda wants to retire sooner rather than later. Can she? Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host...
Read More
The post Ep. 307: Linda wants to peace out appeared first on Pete the Planner®.
This week on The Pete the Planner show, Damain Dunn and Pete discuss how to stop underutilizing your financial advisor. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY...
Read More
The post Ep. 306: How to get the most out of your financial advisor appeared first on Pete the Planner®.
A new segment debuts this week — Back to the Basics. We explore what numbers make homeownership possible for you, and how to make sure you don’t end up over-housed. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning...
Read More
The post Ep. 305: Back to the Basics – Housing appeared first on Pete the Planner®.
A couple argues over converting Roth IRAs, another couple has house fever, and a 58 year old woman is scared her job is coming to a close. Damian Dunn joins Pete the Planner once again. Pete the Planner®Peter Dunn a.k.a....
Read More
The post Ep. 304: Settling marital arguments appeared first on Pete the Planner®.
A 20-year old with money to save in NYC, a couple wondering how get their biggest bang for their buck from Social Security, and repairing your credit when you’re in you 70s. Special guest Damian Dunn joins the party. Pete...
Read More
The post Ep. 303: Wait, a 20 year old in NYC can save money? appeared first on Pete the Planner®.
This week on the show, my daughter Ollie stops-by to ask me random financial questions. Plus, should Joanna cancel the life insurance her parents bought her when she was a kid? Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an...
Read More
The post Ep. 302 Should we cash-in the life insurance my parents got me when I was a baby? appeared first on Pete the Planner®.
Do you ever feel like our government leaders aren’t in touch with the financial lives most Americans live? I feel that way all the time. That’s precisely why I jumped at the opportunity to interview presidential candidate Pete Buttigieg. Pete,...
Read More
The post Ep. 301: Does presidential candidate Pete Buttigieg understand our financial lives? appeared first on Pete the Planner®.
Young listener Lincoln wants to know how to begin investing. We dedicate the whole episode to his great question. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist,...
Read More
The post Ep 300 How to start investing appeared first on Pete the Planner®.
You know what stinks? Losing your job. You know what stinks more? Losing your job when you’re in your 50s. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY...
Read More
The post Ep 299 Losing your job in your 50s appeared first on Pete the Planner®.
This week we tackle exorbitant daycare costs, firing your male investment advisor, and more. With Special guest Blair DuQuesnay from Ritholtz Wealth Management. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s...
Read More
The post Ep. 298 Firing your male financial advisor appeared first on Pete the Planner®.
The podcast is back! And it has a new sound. A flurry of shows are on the way! Prepare yourself for a big week. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian....
Read More
The post Ep 297 The effect of the government shutdown appeared first on Pete the Planner®.
Do you ever wonder how banks really make their money and why they have stopped encouraging saving money? This week we welcome Chad Meadows (ChadForce) to the show and he gives us the inside scoop on what you should know...
Read More
The post Ep. 296: What you need to know about banking appeared first on Pete the Planner®.
On this episode of The Pete the Planner Show, we meet Debbie. Currently 35 and steadily saving for her retirement, she’s wondering how much longer she’ll need to be in the workforce. Boasting a full time gig and steady second job,...
Read More
The post Ep. 295: Debbie appeared first on Pete the Planner®.
This week on The Pete the Planner Show, we bring you a Petepourri episode. This was the last show we recorded in 2018, and the last episode I join Pete before bidding adieu to my team at Pete the Planner....
Read More
The post Ep. 294: A 2018 Petepourri appeared first on Pete the Planner®.
This week on The Pete the Planner Show, we meet David. Currently residing on the west coast, David and his wife recently took a pay cut for her to stay home with their kids. In light of the pay cut,...
Read More
The post Ep. 293: David appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions! It’s been a minute since we’ve dove into your questions, but do not fret, we’re back. In one of our final episodes for 2018, we explore...
Read More
The post Ep. 292: Health insurance wrap-ups appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Raven. Raven has all the right things going, in all the right places. She’s been actively paying down her student loans and is ready to get serious about her housing...
Read More
The post Ep. 291: Raven appeared first on Pete the Planner®.
On this episode of The Pete the Planner®, we’re wrapping up 2018. We may be a little early… but oh well. Pete and I dig into the financial goals for 2018 we each set for 2018, and evaluate our success....
Read More
The post Ep. 290: 2018 Wrap-up appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Vanessa. Since they began working in their 20s, Vanessa and her husband have been saving to fund their retirement. Fast-forward twenty years, and she’s not sure they’ve been saving enough. In addition,...
Read More
The post Ep. 289: Vanessa appeared first on Pete the Planner®.
This week on The Pete the Planner Show, we are NOT answering your money questions! Instead, we are joined by Joshua Becker to discuss a topic Pete is obsessed with: minimalism. As we head into the holiday season, we all prepare to acquire more… stuff. However,...
Read More
The post Ep. 288: Minimalism with Joshua Becker appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Dawn. Recently remarried with a new blended family, Dawn and her husband feel all over the place financially. Together they have seven kids, all still living at home. And up until last...
Read More
The post Ep. 287: Dawn appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re getting into the holiday spirit! Well the Thanksgiving spirit, that is. We can’t go a show without answering one of your money questions, so we kick off this week’s episode with a 529 question,...
Read More
The post Ep. 286: Thanksgiving edition appeared first on Pete the Planner®.
This week on, The Pete the Planner® Show, we meet Stella. She’s never been one to save and is feeling the repercussions as she prepares for retirement. Stella has carried some bit of debt for a majority of her adult financial life and is...
Read More
The post Ep. 285: Stella appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions. We’re joined this week by lead financial concierge of Your Money Line, Damian Dunn, and no- Pete and Damian still aren’t related (even though we wish they were.)...
Read More
The post Ep. 284: How to cut out eating out appeared first on Pete the Planner®.
This week on The Pete the Planner Show®, we meet Holly. After staying home to focus on raising her four children, Holly has returned back to the workforce. But it’s taken a little while for her to hit her stride in navigating...
Read More
The post Ep. 283: Holly appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Kendall. On paper, her financial life looks amazing. And believe it or not, her financial life is even better in real life. She’s 23, recently got a raise, and paid off ALL her...
Read More
The post Ep. 282: Kendall appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions! We kick the show off with an emailer who has been berated by his friends for saving for retirement. Tired of the snide remarks, our email...
Read More
The post Ep. 281: Timing when to retire and paying off mortgages early appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Ruby. She’s 45 and bringing in about $100,000/year. However, finding herself at an impasse with her health, Ruby needs to take a step back and get herself back on track. In order...
Read More
The post Ep. 280: Ruby appeared first on Pete the Planner®.
On this episode of The Pete the Planner® Show, we meet Elaine and her husband, Steve. Elaine and Steve never seem to be on the same page when it comes to money. Steve owns his own business, making it even more difficult...
Read More
The post Ep. 279: Elaine & Steve appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions! We had some pretty big questions flood the inbox this week, and in light, we’re bringing in some experts. In this week’s episode, we’re joined by Dr....
Read More
The post Ep. 278: Behavioral investing & student loan forgiveness appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Kal. He’s got an impressive Power Percentage™, a great start to his retirement fund, and his only debt is a small car loan that will soon be a thing of the...
Read More
The post Ep. 277: Kal appeared first on Pete the Planner®.
We’re back this week on The Pete the Planner® Show, and we’ve got something special. We’re answering more of your money questions! We’ve got three very different questions, and of course, the biggest waste of money of the week. Kicking off...
Read More
The post Ep. 276: Joint bank accounts and 2nd mortgages appeared first on Pete the Planner®.
This week on The Pete the Planner® Show we meet Annie. Annie has diligently built up her savings and is ready to leave her debt in her 20s. She’s feeling an itch to pay off her debt with her savings, but...
Read More
The post Ep. 275: Annie appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re doing something fun! As opposed to the last 10 years of the show, we’re sticking to one topic for the entire show. In light of Pete’s four-part series in USA Today, we’re dedicating...
Read More
The post Ep. 274: How to start a retirement plan at age 50 appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Virginia. Over the past couple of years, Virginia and her wife have been diligently saving in anticipation of growing their family. However, now that they’re pregnant, they’re overwhelmed with the constant change that comes with...
Read More
The post Ep. 273: Virginia appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, Damian Dunn joins us for a special edition episode we like to call, Peter and friends. To kick things off this week, we dive in with a question about 401k allocations, and I learn...
Read More
The post Ep. 272: Peter and friends appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Nicole (not to be confused with Producer Nicole.) Nicole is tired of commuting over two hours round trip to work and has eyes on investing in real estate. But before she...
Read More
The post Ep. 270: Nicole appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet one of our first international guests! Hailing from Central America, our guest Roger is ready to get serious about funding his retirement. Over the past 10 years, Roger has paid off over...
Read More
The post Ep. 269: Roger appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions. Our first question comes from a listener with a case of home-buyers remorse. His dilemma? He can afford his current housing situation, but he doesn’t want to...
Read More
The post Ep. 268: Home buyer’s remorse and 401k roll-overs appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we meet Jackie. She’s 56, recently remarried, and feeling all over the place financially. After losing her dad two years ago, she inherited his estate but hasn’t done much with it. Currently living...
Read More
The post Ep. 267: Jackie appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re back answering more of your money questions. To kick things off, Pete and I dive into an email asking for a simplistic review over 401k fees. Following our 401k fees exploration, we...
Read More
The post Ep. 266: 401k fees, refinances, and the weirdest financial product appeared first on Pete the Planner®.
This week on The Pete the Planner Show, we meet Ashley. Well-weathered for 26 years old, she filed for bankruptcy this summer to put the terrible financial past of her previous marriage in the rearview mirror. And, in addition, she has...
Read More
The post Ep. 265: Ashley appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re bringing back… you! We tried a few things out this summer, but we’re bringing back our feature guest format. However, this time around, we’re not focused on your million dollar day. We...
Read More
The post Ep. 264: Lynwood appeared first on Pete the Planner®.
On this episode of The Pete the Planner Show, it’s a phone-a-friend edition! We have three very niche questions for the show and needed to call in a few experts. To kick things off, Pete received an email from a lady listener with some...
Read More
The post Ep. 263: Phone-a-friend appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, Pete and I are back answering three more of your money questions. Our first question comes from an emailer whose friend has extended his advice on “what he’d do if he was in...
Read More
The post Ep. 262: Taking advice from friends, housing situations, and student loans appeared first on Pete the Planner®.
This week we bring you: the final episode of RePete. We tried a little something different this summer, but you asked and for once we’re listening. The next extension episode you hear will feature a guest asking their financial question(s) to...
Read More
The post RePete Ep. 7: Complicated financial tools back to basics appeared first on Pete the Planner®.
This week on The Pete the Planner Show we’re joined in studio by lead Financial Concierge on Your Money Line, Damian Dunn! Damian visits us at PTP HQ about once a month, so we take advantage and invite him to co-host when available. In this...
Read More
The post Ep. 261: Target funds, HSAs, and stock cashouts appeared first on Pete the Planner®.
On this episode of RePete we’re joined by Rick Unser to talk about your 401k! (Ok, not your 401k specifically, but you know what I’m getting at.) Pete and I wanted someone to help us understand 401ks on a deeper level and what...
Read More
The post RePete Ep. 6: Everything you’ve ever wanted to know about your 401k appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, we’re answering more of your money questions! First, in our trio of questions, we received an email from a woman getting ready to change jobs and has some choices to make while doing so....
Read More
The post Ep. 260: Funding dual college tuitions and early 401k cash-outs appeared first on Pete the Planner®.
We’re back with the second installment of our Expert Series on RePete! This week we’re joined by Phil Schuman, Senior Director of Financial Literacy at Indiana University and our partner in MoneySmarts U, to dive into what a soon-to-be college student...
Read More
The post RePete Ep. 5: What college students REALLY need to know prior to freshman year appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, Pete and I are back answering more of your money questions! The first in the lineup? A question about quarrels over money between two honeys. Financial conversations are usually about as awesome...
Read More
The post Ep. 259: Sharing money with your honey and emotional housing attachments appeared first on Pete the Planner®.
On this episode of RePete we’re dedicating a whole show to your dear friend, home equity. Yes! This will be the first in our expert series where Pete and I bring in an expert on a topic we want all the...
Read More
The post RePete Ep. 4: The ins and outs of home equity appeared first on Pete the Planner®.
This week on The Pete the Planner® Show, Pete and I could not be answering three more different financial questions. We dive into this episode with an email so good that it’s either an incredible prank… or genuinely the best email ever....
Read More
The post Ep. 258: Investing early, international schools & retirement questions appeared first on Pete the Planner®.
We’re back with another RePete! This week’s question of the week: what lessons did you learn from your parents? Over the course of this episode, Pete and I realize a lot of lessons we’ve learned from our parents that we apply...
Read More
The post RePete Ep. 3: Lessons from our parents appeared first on Pete the Planner®.
We’re back answering more of YOUR money questions! Why? Well, it’s what we do. To kick off this week’s show Pete and I read an email from a listener who’s hustling her way through just shy of $50,000 of debt....
Read More
The post Ep. 257: How to prioritize debt pay off while saving for retirement appeared first on Pete the Planner®.
We’re back with another episode of RePete! This week’s question of the week: who are your financial role models? I’ve always searched for a role model, consciously or subconsciously, in almost every aspect of my life. It was no different when...
Read More
The post RePete Ep. 2: Who is your financial role model? appeared first on Pete the Planner®.
This week, on The Pete the Planner Show, Pete is answering… the worst money question ever. And what makes this question the worst? Well, let us explain. A younger follower of ours, who recently graduated from college, is on the up and...
Read More
The post Ep. 256: The worst financial question ever. appeared first on Pete the Planner®.
We’ve got big things happening at PTP HQ, we’ll be releasing a second episode of the Pete the Planner® Show each Thursday! You likely noticed the change from The Million Dollar Plan to The Pete the Planner® Show, and now we are finalizing all...
Read More
The post RePete Ep.1: What is work/life balance? appeared first on Pete the Planner®.
This week on The Pete the Planner Show, Pete answers more of your money questions. And, for the first time ~ever~ I’m on the other side of the control room!!! I join Pete in the studio this week and let me tell...
Read More
The post Ep. 255: Helicopter Parents & Entrepreneurship appeared first on Pete the Planner®.
This week on The Pete the Planner Show, Pete and I are back answering more of your money questions. To kick off this episode, we’re joined in studio by Christy Fogg from Journey to Joy Counseling! Why has Christy graced us with her...
Read More
The post Ep. 254: Money conversations and college saving plans appeared first on Pete the Planner®.
This week on The Pete the Planner Show, Pete and I are back answering more of your money questions. We kick off this episode with a retirement question from an emailer, “I’m 64 and trying to figure out when to retire. If...
Read More
The post Ep. 253: Healthcare, mortgages and leather puzzles appeared first on Pete the Planner®.
This week on The Pete the Planner Show, Pete and I are back answering more of your money questions! We’re covering a wide range of topics this week (which if your a friend of the show, should not come as a surprise...
Read More
The post Ep. 252: Is it possible to not retire… successfully? appeared first on Pete the Planner®.
This week on The Pete the Planner Show we’re back with more of your money questions, answered. Pete and I dive into this episode with a common question we get from our friends of the Sandwich Generation in the great debacle of,...
Read More
The post Ep. 251: The Sandwich Generation and cryptocurrencies, oh my! appeared first on Pete the Planner®.
This week on The Pete the Planner Show, Pete and I are answering your money questions. To start this week’s show, we piggyback off of a question he answered in his USA Today column, “Why does my investment advisor charge based...
Read More
The post Ep. 250: Your money questions, answered. appeared first on Pete the Planner®.
Imagine setting your financial goal, aggressively saving for it, and achieving it. But now… you’re not sure how to more evenly spread out your savings. You and your husband both contribute to your retirement fund(s) and have an emergency fund fully...
Read More
The post Ep. 249: Janet appeared first on Pete the Planner®.
This week on The Pete The Planner Show, Pete’s back in studio!!! After a couple months on the road, Pete joins me back at HQ and his mic has never sounded more clear. In this episode, we cover four very different topics....
Read More
The post Ep. 248: Pete’s back in studio appeared first on Pete the Planner®.
You just moved across the county and are still acclimating to your new (and more expensive) cost of living. Trying to make the most of your current income, you’re working your way through a chunk of student loan debt paying...
Read More
The post Ep. 247: Nick appeared first on Pete the Planner®.
This week on The Pete The Planner Show we wrap up our road series! Pete’s in Phoenix for the final leg of his travel… for right now and I’m in HQ maning the board. In this episode, Pete’s diving into his...
Read More
The post Ep. 246: Pete’s in Phoenix appeared first on Pete the Planner®.
As the parents of two young girls, one of you and your husband’s major financial goals is to set them up to become fiancially successful adults. You’re actively contributing to their college funds and always on a mission to create...
Read More
The post Ep.245: Laine appeared first on Pete the Planner®.
Imagine already knowing before you’re 30 that you want to retire early. You and your fiance live on the east coast and are both teachers. You’re getting married in August and are trying to have a budget wedding, but that...
Read More
The post Ep. 244: Jerry appeared first on Pete the Planner®.
This week on The Pete The Planner Show we’re back with another road series edition! This episode we dissect Power Percentage™ from Philadelphia. When measuring how well you’re doing in your financial life, your income alone isn’t a good representation. This is...
Read More
The post Ep. 243 Road Series: Pete’s in Philadelphia appeared first on Pete the Planner®.
Imagine being a single parent having sole custody of your two young children. You’re trying to save but the West coast cost of living doesn’t lend itself to your budget . You do not receive any child support and have had...
Read More
The post Ep. 242: Lucy appeared first on Pete the Planner®.
Imagine being well over half-way to retirement, but not being sure if you’ve been saving enough. You are an on-call archaeologist working part-time and your husband is a high-school teacher, together you bring in $93,000 a year. Your five-year-old daughter...
Read More
The post Ep. 240: April appeared first on Pete the Planner®.
In the second instalment of our road series, were recording this week’s episode from Atlanta, Georgia! Millennial producer Nicole is manning the board from home, as I dive deeper into my 2018 travel season. And this week on The Pete...
Read More
The post Ep. 239: Pete’s in Atlanta talking about taxes appeared first on Pete the Planner®.
Imagine wanting to retire early to pursue a growing side business full-time. But before you retire, you would like to buy a bigger home in the next couple of years and possibly a new/newer to you car. With a consistent...
Read More
The post Ep. 238: Greg appeared first on Pete the Planner®.
This week on The Pete The Planner Show we debut a new mini special: The Road Series. As travel season gears up, for the next few weeks I’ll be joining the show from location while Producer Nicole mans the board at HQ....
Read More
The post Ep. 237: Pete’s with Parrots in Pasadena appeared first on Pete the Planner®.
Imagine, getting back on track with plan in focus. You’re contributing to your 401k, paying down debt, but you’re ready to take on another task. With an approaching decrease in rent, will you be able to afford a down payment...
Read More
The post Ep. 234: Return of Tina appeared first on Pete the Planner®.
In this week’s episode of The Pete The Planner Show, we’re talking about socially responsible investing. This, this buzzing topic, is what has everyone talking. They’re boycotting stuff, claiming they’ll never do business that feels this way or that way about...
Read More
The post Ep. 233 Socially Responsible Investing appeared first on Pete the Planner®.
Imagine being a $100,000 household, living on East coast with two young kids. Currently, both kids are in daycare, but in the fall the oldest will start kindergarten. With only one child in daycare, soon your budget will welcome back...
Read More
The post Ep. 232: Peggy appeared first on Pete the Planner®.
This week, we meet Devante. Devante’s main concerns, in his own words: “As an immigrant to the U.S., I am determined to do things smarter/more efficiently than my parents did when we first arrived here over 20 yrs ago. I am...
Read More
The post Ep. 231: Devante appeared first on Pete the Planner®.
I make it no secret that my inbox is never short of full, but I wouldn’t have it any other way. Hearing your feedback and your take-a-ways from the show or a column of mine you’ve read, are one of...
Read More
The post Ep. 230: Hollywood Squares Mailbag Edition appeared first on Pete the Planner®.
Meet, Sara. Sara’s main concerns, in her own words: “My husband and I are in our late 20’s and currently live in a metropolis part of the midwest where we bought our first home soon after we graduated from college. We...
Read More
The post Ep. 229: Sara appeared first on Pete the Planner®.
On this week’s episode of The Pete The Planner Show, we’re talking about allllll the market volatility in the last several market sessions. And, oddly enough, this isn’t even the biggest hubbub in the nation right now due to the 24-hr...
Read More
The post Ep. 228: Market Volatility with Tadas Viskanta appeared first on Pete the Planner®.
Re-meet, Ann. Ann’s main concerns, in her own words: “Greetings from your episode #9 guest! We’ve run into a unique “problem”…. Our household income has more than doubled but with minimal lifestyle inflation, leading to a surplus of $104,000 a...
Read More
The post Ep. 227: The Return of Ann appeared first on Pete the Planner®.
On this episode of The Pete The Planner Show our favorite millennial producer Nicole… has had quite the week. And in light, she’s found herself with some problems and we’re talking her through them. Over the past year Nicole’s financial habits have...
Read More
The post Ep. 226: Solving Nicole’s Problems appeared first on Pete the Planner®.
Meet Beth Beth’s main concerns, in her own words: “We’re narrowing in on mid and short term priorities now that we know the husband needs to stay home with kids. Working through the setbacks and obstacles of child card, not...
Read More
The post Ep. 225: Beth appeared first on Pete the Planner®.
Meet, Joe. Joe’s main concerns, in his own words: “My wife and I come from different sides of the tracks. She was raised in a well-to-do family in which her mom stayed home, and the funds to provide were never short....
Read More
The post Ep. 224: Joe appeared first on Pete the Planner®.
This week on The Million Dollar Plan, w’re talking about Millennials and their money habits. It has become overwhelmingly clear that over the past 20 to 30 years, our financial lives and habits have changed drastically. It is actually much, much more...
Read More
The post Ep. 223: Millennials & Money appeared first on Pete the Planner®.
Meet: Boris. Boris’s main concerns, in his own words: “My main financial focus is on the costs that go away in retirement. Most of my top monthly outlays are to items that will go away and/or reduce when we retire....
Read More
The post Ep. 222 Boris appeared first on Pete the Planner®.
This week, we bring you a very special edition of The Million Dollar Plan: Teaching Kids About Money. This is an episode, I have waited a very long time to do. It’s no secret I LOVE talking and teaching about money, especially...
Read More
The post Ep. 221: Teaching Your Kids About Money appeared first on Pete the Planner®.
Meet Mark. Mark’s main concerns, in his own words: “I have not been working since 2016, following a divorce and am still on the job search. Only debt really is home and car (bought a low-mileage 3 year old Lexus...
Read More
The post Ep. 220 Mark appeared first on Pete the Planner®.
This week on the Million Dollar Plan, we’re talking about celebrating financial successes. Going into the new year we lay a blueprint to the financial goals we want to achieve. We work continuously, maintaining the momentum the whole year through,...
Read More
The post Ep. 219: Celebrating Financial Successes with Mr. Kinetik appeared first on Pete the Planner®.
Meet, Bryan. Bryan’s Maine concern, in his own words: “In the past 3-4 months, I’ve become a little obsessive about getting us back in the groove of goals towards finances. I think a lot has been spurred by us having...
Read More
The post Ep. 218: Bryan appeared first on Pete the Planner®.
When we recorded this, it was our LAST radio episode of 2017. It only felt right to end the year with a special edition of the Million Dollar Plan. This week, we present: The 2017 PTPTV Investment Wrap-up. And it just so happens,...
Read More
The post Ep. 217: 2017 Investment Wrap-up with Tadas Viskanta appeared first on Pete the Planner®.
This week, we met Derek. Derek’s main concerns, in his own words: “I’m 38 years old and have been divorced for 3 years now. I currently have no consumer debt, and a mortgage with about 150,000 left on it. I feel...
Read More
The post Ep. 216: Derek appeared first on Pete the Planner®.
This week, we met Hank. Hank’s main concerns, in his own words: “After college I spent about a decade pursuing my passion of coaching triathletes rather than go into the corporate world. I took a job managing a bike shop...
Read More
The post Ep. 215: Hank appeared first on Pete the Planner®.
It is no secret, I get a lot of emails. And for whatever reason, recently, I have been getting some intense emails coming through my inbox. We are talking intro, three full body paragraphs, and conclusion with a SparkNotes sheet,...
Read More
The post Ep. 214: Answering emails with Paul Ashley appeared first on Pete the Planner®.
This week, we met Pepe. Pepe’s main concerns, in his own words: “I am 27 and have been following your advice for two years now. I should say I have had a sincere interest in your advice for two years...
Read More
The post Ep. 213: Pepe appeared first on Pete the Planner®.
In the midst of the hustle and bustle of this time of year, at PTP HQ we took an afternoon this week to stop and smell the poinsettias. On a special edition of PTPTV we present: The 2017 Holiday Wine...
Read More
The post 2017 Holiday Wine Tasting Spectacular appeared first on Pete the Planner®.
This week on The MIllion Dollar Plan, we’re setting some goals. As we sunset 2017, we’re laying the blueprint to our 2018. We set goals, to get us going on the path for each area of our life’s successes. Throughout...
Read More
The post Ep. 212: Setting goals for 2018 appeared first on Pete the Planner®.
Meet, Nancy. Nancy’s main concerns, in her own words: “My husband and I are in the process of getting our 5 year plan in order. My husband and I each make just over $100, 000 (plus $30-40,000 in bonuses). We’ve...
Read More
The post 211: Nancy appeared first on Pete the Planner®.
This week on the Million Dollar Plan we dive into cryptocurrencies. This is a topic that I’ve wanted to do on the show for years now, but I haven’t known who/where to turn to. So, I turned to the inter-webs. It was there...
Read More
The post Ep. 210: Cryptocurrency appeared first on Pete the Planner®.
Meet Harry. Harry’s main concerns, in his own words: “My wife was a HS teacher for 14 years and stopped working for a few years as she was primary caregiver to her grandfather. She has re-entered the workforce as a...
Read More
The post Ep. 209: Harry appeared first on Pete the Planner®.
Meet Drew. Drew’s main concerns, in his own words: “My wife and I are a young, married couple with our first baby on the way. We both work, and we’re trying to plan for the future, save as much as...
Read More
The post Ep. 208: Drew appeared first on Pete the Planner®.
This week on the Million Dollar Plan, we’re talking about change. Making a change, and following through with it can be hard. Making a financial change, and following through with it can be hard. Making any alteration in your day-to-day...
Read More
The post Ep. 207: Change appeared first on Pete the Planner®.
This week on the Million Dollar Plan, we’re embracing the Thanksgiving spirit. We might be a week early but at PTP Headquarters, Thanksgiving is one of our favorite holidays. When planning this show, we were prompted with the concept of, “on...
Read More
The post Ep. 205: Thinking Man’s Edition appeared first on Pete the Planner®.
This week, we met Kira. Kira’s main concerns, in her own words: “My situation is a little unusual. My plan is to sell our house in the next year and move to Nashville, where my daughter lives. We plan to...
Read More
The post Ep. 204: Kira appeared first on Pete the Planner®.
This week, it’s a bit of a “gripey Old Man” Pete edition of The Million Dollar Plan. After over 160 flights and 13 weeks of travel, I’m finally home. We’ve been on a bit of a Petepourri kick, so we kept it...
Read More
The post Ep. 203: Credit cards, medical bills and more appeared first on Pete the Planner®.
This week, we met Chris. Chris’s main concerns, in his own words: “My in-laws have struggled through financial issues for most of their lives. Now that problem is hitting home for my family. They are moving in with our family...
Read More
The post Ep. 202: Chris appeared first on Pete the Planner®.
This week, we met Frank. Frank’s main concerns, in his own words: “I’m in about $22,000 worth of debt between personal and credit card loans. My wife and I are expecting baby number two very soon and I need to...
Read More
The post Ep. 201: Frank is changing his mindset and taking control of his financial life. appeared first on Pete the Planner®.
This week, we celebrated a special episode for The Million Dollar Plan. While I have been doing radio (going on) eight years now, there has been one guest I have been waiting for. In honor of our 200th episode, Mrs. Planner joined...
Read More
The post Ep. 200: Mrs. Planner’s Debut appeared first on Pete the Planner®.
This week, we meet Stella. Stella’s main concerns, in her own words: “I got a late start financially because I got a PhD, but I’ve educated myself a lot and am passionate about being in control of my finances. I’d...
Read More
The post Ep. 198: Dr. Stella appeared first on Pete the Planner®.
This week, we’re talking budgeting. Through the different online sites, apps and e-resources, setting a monthly budget can get lost in all the noise. We live in a world of convenience, but when it comes to budgeting–convenience is one of...
Read More
The post Ep. 197 Budgeting Basics appeared first on Pete the Planner®.
Meet Mike. Mike’s main concerns, in his own words: “My wife and I are early retired, slightly, for a couple of years now. She was a stay at home mom and has been retired for decades. I now make six...
Read More
The post Ep. 196: Mike, semi-retired and fully funded appeared first on Pete the Planner®.
Meet, Wayne. Wayne’s main concerns, in his own words: “My government job is stressful, I feel burned-out, and I need a change. When I turn 57 in 4 months, I’m eligible to retire from a with a monthly pension of...
Read More
The post Ep. 194: Wayne is ready to retire and recharge appeared first on Pete the Planner®.
This week, we’re talking about wake-up calls. Whether it’s your health, your relationships or your finances–you are well aware if a certain component of your life is not where it needs to be. You don’t have to receive an ominous...
Read More
The post Ep. 193: Answering your wake-up call appeared first on Pete the Planner®.
Meet, Olivia. Olivia’s main concerns, in her own words: “I wasn’t a credit wizard in my early 20’s and early 30’s. It took a lot of hard knocks to show me the light. Now I have seen said light, and...
Read More
The post Ep. 192: Olivia is trying to pay off her past and fund her future. appeared first on Pete the Planner®.
Meet Wendy. Wendy’s main concerns, in her own words: If we were to stay in the Midwest in our current jobs, I wouldn’t be worried about our financial future at all. However, my husband, who is active duty military, is...
Read More
The post Ep. 191: Wendy is funding a Midwest present, preparing for a West Coast future. appeared first on Pete the Planner®.
This week, I welcome back my friend Paul Ashley from First Person Advisors. Paul has been featured on my show two times prior to this week’s episode, and you can find both by clicking here and here. clicky, clicky There...
Read More
The post Ep. 190: Rosé, radio, and health care with Paul Ashley appeared first on Pete the Planner®.
Meet Cassie. Cassie’s main concerns, in her own words: I find managing money difficult, but over the past several years I’ve educated myself on financial responsibility and budgeting. I am quite proud of what I have accomplished–curbed my unnecessary spending...
Read More
The post Ep. 189: Cassie is ready to walk the walk to a secure financial life. appeared first on Pete the Planner®.
Meet Maybel. Maybel’s main concerns, in her own words: I am not sure WHAT to do next, or how to go about it. When I left my previous employer, I became a contract worker and stopped contributing to retirement to build...
Read More
The post Ep. 188: Maybel, she’s got multiple next moves & is trying to find the best fit. appeared first on Pete the Planner®.
In a special early week edition we’re focusing on how our data is handled, specifically with the credit data bureaus. In early September of 2017, one of the big three credit bureaus (Equifax) had a data breach causing potential reproductions...
Read More
The post Ep. 187 Freezing your credit: the what & how to’s. appeared first on Pete the Planner®.
Meet Autumn. Autumn’s main concerns, in her own words: We have roughly $1500-1700/mo in extra income and we would like to know how we should allocate this money. We have ideas of contributing more to my HSA, start ROTH’s, contribute...
Read More
The post Ep. 186: Autumn, a mom working to keep her family financially on track. appeared first on Pete the Planner®.
This week: we’re talking about banking. Specifically with that special someone of yours. Your “lovey-dovey”, if you will. This is an episode that has been a long time coming. And after seeing a friend of mine this past week while...
Read More
The post Ep. 185: Sharing finances with your special someone appeared first on Pete the Planner®.
In this week’s episode–we shake things up a little bit. It’s what we do here in PTP headquarters. If you listen to my radio show, and usual Thursday podcast postings, you’re familiar with my four-segmented show. Now stay with us–for...
Read More
The post Ep. 184: Rubin, a business owner focused on saving for the future. appeared first on Pete the Planner®.
Meet Red. Red’s main concerns, in his own words: My wife and I are in our mid 30’s. We have one child who is 8 y.o, of which we recently found out has Type 1 Diabetes. I work for the...
Read More
The post Ep. 183: Red, a state worker & wanna be salesman. appeared first on Pete the Planner®.
This week, we’re talking about the chaos that can ensue in your financial life. Chaos—while fun to spell and fun to say is not so fun when it comes to your financial life. If you’re waiting on your next paycheck...
Read More
The post Ep. 182: Signs of a Chaotic Financial Life appeared first on Pete the Planner®.
Meet Brielle. Brielle’s main concerns, in her own words: My biggest hurdle is balancing it all. We have a two and four year old that we will send to day care and preschool and starting in Sept. My children both have...
Read More
The post Ep. 181: Brielle has a lot of moving pieces & is ready to put them into place. appeared first on Pete the Planner®.
This week, I’m joined by CJ McClanahan. CJ is an accomplished writer, speaker, executive coach and long-time personal friend. Over the past 10 years CJ has helped me grow personally, entrepreneurially, and is the reason I got into radio. Over the...
Read More
The post Ep. 180: Peter Dunn & CJ McClanahan appeared first on Pete the Planner®.
Meet Tina. Tina’s main concerns, in her own words: I am a single mother of a 4 year old. I owned a home but after a legal case I sold my home via short sale in 2015 after owing since 2000...
Read More
The post Ep. 179: Tina, a single mother ready to get back on track & contributing to her future. appeared first on Pete the Planner®.
This week, we’re talking about: Selling Your Home. A daunting feat, that if done correctly–can be a sizable pay off. When selling your home (or getting ready to sell your home) you’re preparing to leave the house. Your main focus...
Read More
The post Ep. 178: Selling Your Home appeared first on Pete the Planner®.
Meet Jeff. Jeff’s main concerns, in his own words: I’m 34, married with a 1-year old, based in Los Angeles (pretty high cost of living), and work for a tech startup. My wife works in law enforcement, but we have different...
Read More
The post Ep. 176: Jeff, rocket ship salesman by day…real-estate broker by night. appeared first on Pete the Planner®.
In this week’s episode, we’re talking about a little bit of this and a little bit of that. Some might say, a bit of a “potpourri” episode, if you will. There are a couple different things I want to cover,...
Read More
The post Ep. 175: A Potpourri Episode appeared first on Pete the Planner®.
Meet Katie. Katie’s main concerns, in her own words: I’m graduating from college in May 2017 and have a job making 72,000 as an engineer. I have no debt, no car payment, and a small amount in an IRA, so...
Read More
The post Ep. 174: Katie, the Paper Mill Engineer Who Drives a Forester. appeared first on Pete the Planner®.
Meet Lynette. Lynette’s main concerns, in her own words: My husband (38) and I (34) paid off all our debt, except our mortgage. We have a toddler, and a dog. We’re about to move to another state and will be...
Read More
The post Ep. 172: Lynette is in her mid 30’s and trying to do it all. appeared first on Pete the Planner®.
In October of 2016, I talked with Omar about a daunting feat: to retire by 40. When we first talked to him, here were his main concerns in his own words: I think my wife and I could make for...
Read More
The post Ep. 168: The Return of Omar appeared first on Pete the Planner®.
This week, we’re talking about The Four Stages of Your Financial Life. In your financial life there are 15, yes count’em, 15 things that you need to do. 15 sounds daunting, doesn’t it? If you write them all down that’s...
Read More
The post Ep. 167: The Four Stages of Your Financial Life appeared first on Pete the Planner®.
Meet Melissa. Melissa’s main concerns, in her own words: My base pay is $74,800 plus overtime on top of that. I have been saving for a house aggressively since January 2015 at about $700 a paycheck (last month I scaled...
Read More
The post Ep. 166: Melissa has saved for retirement since the age of 25 and is getting ready to reap the benefits. appeared first on Pete the Planner®.
*important editor’s note: in light of recent listeners’ feedback, it has been brought to my attention last week’s show had too many jokes, too many personal stories, and not enough information. This week, I switched it up a little bit....
Read More
The post Ep. 165 Life Insurance appeared first on Pete the Planner®.
Meet Brian. Brian’s main concerns, in his own words: My wife and I are in our early 30’s. We have been on the wrong track financially for years. We got ourselves into some serious financial trouble early on in our marriage....
Read More
The post Ep. 164: Brian’s paid off over $60,000 in debt and is ready to get back on track. appeared first on Pete the Planner®.
This week on the Pete the Planner® Show, I’m going to be talking about: The Reality Gap. Ah, the reality gap–so, this is what I’m really into right now and I’m going to explain and walk you through this concept. But first...
Read More
The post Ep.163: The Reality Gap appeared first on Pete the Planner®.
Meet John. John’s main concerns, in his own words: My wife and I just welcomed our second (and last!) child. We have a comfortable lifestyle – both have stable jobs, we purchased a new home back in 2015, and save a...
Read More
The post Ep. 161: John has nearly thought of everything…but he hasn’t appeared first on Pete the Planner®.
Meet Maggie. Maggie’s main concerns, in her own words: Hi Pete, Discovered your podcast a couple of months ago and have been binge-listening. I get something out of every single episode. I calculated my power percentage at 38%…and my MDD...
Read More
The post Ep. 162: Maggie is almost divorced and is ready for a fresh start appeared first on Pete the Planner®.
Meet Serena. Serena’s main concerns, in her own words: I’m starting a new job, so I feel like I’ll finally be earning enough to open an individual retirement account (in addition to my employer’s pension plan); however; I still have...
Read More
The post Ep. 160: Serena is struggling to prioritize appeared first on Pete the Planner®.
This week, I cover the top three signs of financial stability. Over the course of my career, I’ve seen thousands of different financial situations—good and bad. These three signs have consistently been apparent in the good ones. At least three...
Read More
The post Ep. 157: Financial Stability appeared first on Pete the Planner®.
M$D: Done. Meet Aurora. Aurora’s main concerns, in her own words: We are a dual income, one child family, who already has a million dollars saved for retirement. Our emergency fund is only at $26K and we don’t really budget...
Read More
The post Ep. 156: Aurora is already a millionaire…now what? appeared first on Pete the Planner®.
If you’re like most people, you haven’t been able to avoid all the discussion surrounding healthcare in the past few weeks and months. To cut through all the static, I brought on Paul Ashley from First Person Benefit Advisors onto...
Read More
The post Ep. 155: Healthcare appeared first on Pete the Planner®.
M$D: May 1, 2045 Meet Steven. Steven’s main concerns, in his own words: I am a teacher and my wife is a medical assistant. We have two kids aged 3 and 1 and we make 85k a year and take...
Read More
The post Ep. 154: Steven’s wife wants to make a career change, can their finances accommodate it? appeared first on Pete the Planner®.
M$D: April 29, 2047 Meet Kendall. Kendall’s main concerns, in her words: We have a daughter with autism that we’re anticipating needing to care for the rest of our lives. Waiting for the state to set up ABLE account for...
Read More
The post Ep. 152: Kendall has a child with special needs and wants to plan for the future appeared first on Pete the Planner®.
This week, I dig into more of your questions. These are the ones I tackle: “Hello Pete, I’m a 23-year-old and I work as a chemist making $50,000 a year. I’m currently contributing 6% to my employer-sponsored Roth 401(k) and maxing...
Read More
The post Ep. 151: Mailbag appeared first on Pete the Planner®.
M$D: January 22, 2039 Meet Renee. Renee’s main concerns, in her words: I feel like we have all of the pieces but I’m not sure how to prioritize. My husband and I will probably gross around $85-$89k this year (ballparking numbers...
Read More
The post Ep. 150: Renee has a new baby and some extra money at the end of the month…can she avoid lifestyle creep? appeared first on Pete the Planner®.
This week, I talked with Phil Schuman, Director of Financial Literacy at Indiana University. Phil and I have been working together since last fall on a project to increase college financial literacy. The program, called Money Smarts U, is through...
Read More
The post Ep. 149: College Financial Literacy appeared first on Pete the Planner®.
M$D: October 10, 2041 Meet CJ. CJ’s main concerns, in his words: We are an early 30’s married couple that is looking to have kids soon. We have a house, but we are looking to upgrade that in the next few...
Read More
The post Ep. 148: CJ had a late start to his career, but his profession makes it less stressful than you’d think appeared first on Pete the Planner®.
This week on PTPTV, I talk youth sports with Travis Dorsch. He’s got quite the title, are you ready? Dr. Travis Dorsch: Former Professional Football Player, Assistant Professor, Founding Director of the Families in Sport Lab in the Department of Family, Consumer, and Human...
Read More
The post Ep. 147: Youth Sports appeared first on Pete the Planner®.
M$D: June 10, 2036 Meet Cindy. Cindy’s main concerns, in her words: My husband and I are separated and the divorce will be final in a couple of months. He no longer lives in the house, so it’s just my...
Read More
The post Ep. 146: Cindy, recently divorced, is looking for a financial fresh start appeared first on Pete the Planner®.
M$D: August 26, 2049
Meet Rhonda.
Rhonda’s main concerns, in her words:
My husband and I recently paid off our businesses. We have been investing all our money into them and not saving much for retirement. We now have quite a bit of money every month we would like to invest and save for our son’s college education. We want to make the smartest choices possible. We are debt free other than our home. I love your podcast and I would be grateful for the opportunity to talk with you. Thanks!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 145: Rhonda needs to make a plan for retirement for herself and her employees appeared first on Pete the Planner®.
On this episode of the Million Dollar Plan, I answer your questions. Do you want to send me some questions? Go ahead, hit me up at askpete@petetheplanner.com. Today I answer questions from Tim, Karen (spelled the way I think it should be spelled), and Barbara. I tackle a tricky question on investing and money markets. Karen wrote with some retirement questions and I have to deliver some bad news. And finally, I help Barbara plan for the future after the sale of her home.
Intrigued? I was. At least intrigued enough to make a podcast. Check it out. Submit your questions, too.
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 144: Mailbag appeared first on Pete the Planner®.
M$D: May 13, 2064
Meet Jack.
Jack’s main concerns, in his words:
I make $1,900 a month net, I also make some commissions although I’m still new so not entirely sure how consistent that will be! So, I would like to plan for just the $1,900. I have about $3,000 in debts. I’m getting married in July. So my debt is the ring and honeymoon. My rent is $525 a month and I have around $100 for utilities. I have a ROTH IRA and I’m really worried that I won’t have enough for retirement due to lack of funding. Then also should we rent for a few years or try and get a home to build equity?
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 143: Jack tries to sell me some life insurance appeared first on Pete the Planner®.
M$D: October 28, 2027
Meet Tatiana.
Tatiana’s main concerns, in her words:
Hello Pete,
Our goal is to be debt-free except for our house by November 2019 if not sooner!
What can we invest in that will increase our net worth and minimize our tax liability while we are paying down debt or should we ignore that and just focus on the debt and just save minimum to 401k and HSA until then? Also very concerned that our ER savings is very small for our in income.
When will we be millionaires?
Ages: both 46 years old. Two adult children and three grandsons. 1 child in private college. Our pay went up substantially in the last 10 years. Both of us went to college late in life. And made lots of mistakes over and over again along the way! Including the short sale of two homes 7 years ago.
Facts and figures:
- Husband income: $190,000
- Wife income: $78,000
- Monthly take home pay: $11,000 after taxes, ins, 401k, FSA, HSA and $600 a month to brokerage savings account.
We are using a budget for the first time in our 27 years of married life and still are working out the kinks! Have maxed 401k’s, but would like to do just the matching amount for 1 year to pay down debt. My husband – 5%. Me – 6%. Retirement balance: $376k. ER Saving: $5,000
Mortgage: $325,000 (appraised at $410k). Refinanced at 20 year fixed @ 3.5%. Pay biweekly ($1,150) and a little over for a total of $2,300 a month.
Term Life Insurance: due to renew in 2018! Husband – $500,000. Wife – $350,000
Cash flowing youngest daughter’s private college. This ends in May 2017!! Woot woot! This will free up $23,000 a year!!
Debts besides the house and in order of our payoff focus:
- Parent Plus Loan: $6,000 @ 7.2% and paying this first at $1,250 a month or more if possible.
- Lazy Boy: $5,000 – zero interest $303.00 min.
- Truck Loan: $20,700 @ 3.75% $670.00
- Leaf Loan: $27,000 @ zero % $450.00
- Stupid Loan- Promissory Note from HELOC for a home we don’t even own anymore! $38,000 @ 2% $400
Tatiana has sent us an update! We paid off our truck = $19k. We built up our 3-6 months ER savings to $50k. We have just hit a net worth of $530k – first time ever over the half million mark. YAY!!!!! And the best news… My husband found a job with a base salary of $160k. It is a $30k drop from his last job but it has a rich bonus and stock options. And well we don’t have as many bills with tuition and the truck payments done. The only caveat is that it is in Las Vegas! I love my house and want to be near my grandsons so I have no plans on leaving Arizona. We will now have a super commuter marriage. The good news is that it is only a four-hour drive or $100 RT flight and NO income state tax! He found another 40 something single and normal male professional that travels for work and they are going to share a house. My husband will come home two weekends a month to start and I will go up there one week a month to work. I work at home and can really work anywhere. So… it all works out in the end. Now we are just reworking the budget to make sure we can keep his expenses down and finish paying down debt while maxing the 401k contribution. Our motto for the next year (we committed to one year to try this) is… We have a plan. It is a good plan. We are going to work the plan. Everything will be OK. Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 142: Tatiana’s husband just lost his job, but their financial life is still looking up appeared first on Pete the Planner®.
It’s time we talk about Power Percentage. Again. Ever since my podcast on this topic a few weeks ago, I’ve been receiving lots of questions. If you have no clue what a Power Percentage is, check out Episode 120 or watch the first episode of PTPTV. To summarize, it’s the best way to measure the health of your financial life. Ever. It’s a way to see how much of your income is being used to move you forward.
Here are some of the questions I address:
- What is and isn’t included in my power percentage?
- Why isn’t transportation included in my power percentage?
- What if I have no debt and no mortgage, how can I increase my power percentage?
- What if my company has a pension plan rather than a 401(k)?
Finally, I talk about how to make your Power Percentage go up TODAY. The goal is to keep this number increasing from year to year. The fastest way to move yourself up today is to increase your contribution to your employer’s 401k plan. It’s quick, it’s easy, and it can have a big impact on your both your Power Percentage and your future as a whole.
Here’s the key, for your reference:
- 10% and below – Eh
- 11% to 20% – OK
- 21% – 34% – Getting there
- 35% and above – Perfect
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 141: Power Percentage Part 2 appeared first on Pete the Planner®.
Fire-up the Facebook comments. It’s time to show you the right way to live on $250,000/yr. I know. I know. If you don’t have a household income of $250,000/yr or more, you undoubtedly think there aren’t challenges that come with earning $250,000/yr. You, in fact, are wrong. I don’t judge a person’s problems, and neither should you. If you’re only reading this post to mock people who can’t effortlessly live on $250,000/yr, fine. But there is a right way and a wrong way to live on $250,000/yr. This is the definitive guide for living the right way.
If you make $250,000/yr, you earn $1 million between the closing ceremony of one summer Olympics and the opening ceremony of the next. That’s crazy. Yet, when I look deep into the lives of people at this income level, the takeaway often becomes “um, where did all your money go?” And then I remember their cars, their house, their couch, the Instagram photos of their food, the Facebook pics of their vacation, and it instantly all makes sense.
I’m definitely not suggesting you shouldn’t enjoy the fruits of your labor, however your tree or bush or whatever fruit grows on will be fruitless if you don’t pay attention to your future needs. Whew. That metaphor felt like it was on the verge of falling apart. My hope for you is that you can enjoy your income now AND later. You know, like the mediocre candy.
A big part of what happens next depends on how many people in your household are contributing income. If you are a double income $250,000/yr household, your financial life will be more awesome than if you are a single income $250,000/yr household. Why? Tax evasion. Settle down. LEGAL tax evasion.
Where you live matters too. $250,000/yr in Manhattan makes Uber affordable, while $250,000/yr in Little Rock means you make fun of the people making $250,000/yr in Manhattan. Don’t forget state income taxes either. When I used to manage the financial lives of some professional athletes back in the day, state income tax rates were all the hotness. It could mean the difference between suiting-up as a Dolphin or a Colt. Not that the warm weather, amazing Cuban food, and the lack of 40 below winters had a say in the decision. Making $250,000/yr means you have to care about taxes. Sorry, but you do. Some people make this their primary issue and vote accordingly. While others create a legal tax avoidance plan and choose to make other issues their priority. Ignoring your tax reality at $250,000/yr is both ignorant and wasteful.
Additionally, it’s important to acknowledge the fact that you can afford or justify just about any purchase, at the $250,000/yr household income level. Want to go on a European vacation? You can go. Want to drive a Range? Or do people call it a Rover? I don’t know. Maybe they just call it a Range Rover. I don’t know, I drive a soccer mom car. Anyway, do you want to drive a Range Rover? You can pull that off. Do you want your home to look like Restoration Hardwood catalog without the postage and slaughter of an entire forest? You can afford it. That’s the strange part. You can afford many extravagant choices, but likely not all of them. Play this card too often, and you’ll be trying to convince your friends your newfound minimalistic approach to life is nouveau and not born from necessity.
I’m going to take a slightly different approach on this post. I’m going to run two different scenarios for the same hypothetical couple. One of the variations, both people work, while in the other scenario only one person is earning. I’m also taking a very hard line stance on 401k contributions. Once you crossover the $100,000/yr threshold, you should be maxing out your employer sponsored retirement plan at $18,000/yr (49 years old and younger) or $24,000/yr (50 years old and younger). At $250,000/yr, you are ruining your life by not maxing-out your retirement plan. That was possibly the most dramatic statement I have ever typed, next to a line from a college paper I wrote for a theater class.
If at a $250,000/yr income, your goal to fund your future is to make even more than $250,000/yr, you’re delusional. You are addicted to your income. You can only retire when you simultaneously break your dependency on your income and accumulate enough money to support your lifestyle without a work income. On top of that, the longer you proceed without storing copious amounts of nuts in the tree, the more time you waste. Once again, when you fail to invest, you waste time. That’s a mortal sin. You many earn more money, but you will never get that time back. Time is what grows money. Waste time, and you’ll waste your opportunity to create an amazing and sustainable life.
At this income level, you should have short-term stability, mid-term stability, and long-term stability. If you don’t, you’re doing it wrong. Honestly, if you can’t slap together $10,000 in about 10 minutes, you should be embarrassed. I know it feels like I’m judging you. I’m not. This is what honesty feels like. For the love of everything holy, please let me help you.
Here are our assumptions:
- Someone in your household has a mustache
- You’re both 38 years old
- You spend about $4,500/yr on health insurance
- You live in Maine
- You watch America’s Test Kitchen every Saturday
- You have no kids
- You believe pets are animal slavery
- You have plants
One income, max percent contributions to your 401k
- $11,689.58 take-home pay
- $1,500/month 401k contribution
- Projected 401k balance from age 38-67 $2,046,967
- Projected 401k balance of $3,056,730 at age 67, if you enter age 38 with $100,000 in retirement savings
Broken down, here’s how you’d spend your money:
- $2,922 for Rent or Mortgage (includes principal, interest, property taxes, and taxes)
- $1,753 for Transportation (includes car payment(s), fuel, insurance, maintenance
- $1,402 for Groceries and Dining-out
- $1,168 for Emergency Fund of Mid-Term Savings (includes college savings)
- $1,168 for Utilities (includes EVERYTHING)
- $584 for Community/Charity
- $584 for Clothing
- $584 for Entertainment
- $584 for Medical
- $584 for Holidays and Gifts
- $380 for Miscellaneous
Let’s make something abundantly clear – if you spend $1,753/month on transportation, I’m going to pogo stick to your house and scream in your face. I based the spending breakdown on my Ideal Household Budget. It falls apart by the time you get to a $250,000/yr income. Spending $1,402/month on food is a waste of money. You won’t spend $1,168/month on utilities. If you’re not saving for retirement, college, or something else, you’re blowing money.
You have to make some pretty big decisions. To start, I’d rather you have a 15 year mortgage. “But I can’t afford the house I want when you factor in the 15 year payment, Pete,” you bleat. Shhhhh. This is me touching your lips, shushing you. When you make $250,000/yr, a 30 year mortgage is a sucker’s move, unless you are investing a great deal of your take-home income. Don’t believe me? Then…wait. Why don’t you believe me? Fine. Spend $12.99 then. I’m not even going to give you a discount code. A 30 year mortgage is a math disaster.
I’m angry that I’m about to write this, but if you’ve earned $250,000/yr for the majority of your career, and you’ve only accumulated $2 million, you’re screwed. Yes, $2 million won’t be of any use for you. It will generate about $70,000/yr in retirement income if you were to retire on $2 million today, and the equivalent of about $38,000/yr some 25 years from now, due to inflation.
Yes, I did ask that you commit over $500/month to your community. Why, you ask? Because if you’re not giving to your community, you’re taking from your community. You shouldn’t expect the folks making $28,000/yr to be a community leader, via checkbook. No, that’s your role. Sorry.
And another thing, while I’m reading you the riot act, if you have access to a Health Savings Account (HSA), max that sucker out. Oddly enough, it is THE MOST tax efficient financial product in the world. That is not a subjective opinion. It’s the truth, the way, the light. That’s a bit much. But max it out anyway.
You have a decision to make – you can either look like a person who makes an incredible amount of money or you can act like a person should act when they make an incredible amount of money. Please, for your own future, don’t live the life I just described above.
Two incomes, max percent contributions to your 401ks
- $10,308.83 take-home pay
- $3,000/month 401k contribution
- Projected 401k balance from age 38-67: $4,093,934
- Projected 401k balance of $5,103,697 at age 67, if you enter age 38 with $100,000 in retirement savings
Broken down, here’s how you’d spend your money:
- $2,577 for Rent or Mortgage (includes principal, interest, property taxes, and taxes)
- $1,546 for Transportation (includes car payment(s), fuel, insurance, maintenance
- $1,236 for Groceries and Dining-out
- $1,030 for Emergency Fund of Mid-Term Savings (includes college savings)
- $1,030 for Utilities (includes EVERYTHING)
- $515 for Community/Charity
- $515 for Clothing
- $515 for Entertainment
- $515 for Medical
- $515 for Holidays and Gifts
- $309 for Miscellaneous
This is so much better, although my same thoughts still apply for transportation and utilities. A second earner makes a $2 million difference! I don’t know how your family unit works, and very frankly, it’s none of my damn business. But if at some point in the future you get the chance to differ yet another person’s income to the tune of $18,000/yr, do it. Do it fast.
Now what?
If what I just explained to you is a brutal departure from your current existence, let me fix it. You’ve held the wheel for this long, and look where that’s gotten you. I’ve changed thousands of situations just like yours, and you should be next. For $100 discount, use coupon code: rover. You don’t even need the discount, but I’m drinking wine while I’m writing this, and I’m feeling generous.
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post How to craft a life on $250,000/yr appeared first on Pete the Planner®.
No matter how many times I see, I’m still in awe when I look at how impoverished a person can be on $80,000/yr, when they live in the wrong city. Yeah, I know that’s a ridiculous statement. But do you want to know what’s even more ridiculous? Impoverishing yourself based on terrible financial decisions. I’ve seen it every single day of my career, and it became the reason I started Pete the Planner® in 2005.
At the $80,000/yr household income level, you have access to some serious money. No, not the $80,000, although that’s pretty nice too, but the hundreds of thousands of dollars you’re able to borrow when you have annual repeatable income of $80.000. Look no further than one of the top home loan websites on the intergoogles. According to LendingTree.com, you’ve got good credit, have $10,000 for a down payment, and you have no other debt, you can afford a $442,902 mortgage.
You have got to be kidding me. This ginger is angry. How do you feel about it? I hope you’re somewhat salty, as opposed to a feeling that makes you want to leave my site right now to begin the process of buying a $450,000 home. Your life will be an absolute disaster if you were to follow through on this “offer.” Seriously, it would be over. Game, set, match, suck. It would suck. Forever.
I feel like quoting Spider-man’s uncle – “with great power comes great responsibility.” Has anyone ever really researched whether Spider-man’s uncle was the originator of that quote? Shouldn’t it have been Socrates or Winston Churchill or someone else whose nephew isn’t a mutant arachnid person thing? Oh well. If you make $80,000/yr, you can do ALL SORTS of stupid stuff. Don’t it.
Time to craft a life on $80,000/yr. Here are our assumptions:
- You’re 45 years old
- You’re married
- You have 4 children
- You go to the restroom to try and get 10-15 minutes to yourself
- Your monthly health insurance premium is $900
- You live in St Louis, which means your effective state income tax rate is 4.7 percent
- You still listen to Rappin’ 4-Tay, but we all know you left the Playaz Club years ago
Like the rest of our “Craft a life on $X/yr” series, we’re going to look at different versions of an $80,000/yr life. First, we’ll examine an acceptable retirement-focused approach, then a college-focused approach, and finally a “create memories” approach.
When you have four kids, life comes at you fast. You don’t have a financial strategy as much as you have a family motto. Some families focus on launching kids successfully, some focus on cherishing every moment, and some families refuse to let money dampen the desire to create Instagram clickbait. Either way, let’s dig into these difference scenarios using the Ideal Household Budget.
Download a free copy of the Ideal Budget Ten percent contributions to your 401k
- $3,307.96 take-home pay
- $666/month 401k contribution
- Projected 401k balance from age 45-67 $447,861
- Projected 401k balance of $1,055,719 at age 67, if you enter age 45 with $100,000 in retirement savings
Broken down, here’s how you’d spend your money:
- $826 for Rent or Mortgage (includes principal, interest, property taxes, and taxes)
- $496 for Transportation (includes car payment(s), fuel, insurance, maintenance
- $396 for Groceries and Dining-out
- $330 for Emergency Fund of Mid-Term Savings (includes college savings)
- $330 for Utilities (includes EVERYTHING)
- $100 for Community/Charity
- $165 for Clothing
- $165 for Entertainment
- $165 for Medical
- $165 for Holidays and Gifts
- $99 for Miscellaneous
Be honest, that looks impossible, doesn’t it? If I’m being honest, it doesn’t look great. The extenuating circumstances in this case are worth noting. Missouri isn’t exactly the lowest state income tax locale at a 4.7 effective. Throw-in monthly health insurance premiums at $900, and you’ll find yourself in a pickle. What happens next is exactly where people mess-up. I’ve found people either cut back on their retirement contributions, or they don’t, and instead spend money as though money doesn’t matter. This scenario really does illustrate how challenging your financial life can be, even if you prioritize creating a sustainable income stream from age 67 to some indeterminable age.
I think the ugliest part of this example is what happens if all the kids end-up going to college. Sure, I’m guessing some need-based financial aid will be extended, but not as much as you might think. Depending on where the kids go to college, the parents may end-up with hundreds of thousands of Parent PLUS loans, which essentially decimates their financial life.
It feels a bit damned if you do, damned if you don’t, if you ask me. Well, until you look at the other scenarios.
Five percent contributions to your 401k
- $3,621.29 take-home pay
- $333/month 401k contribution
- Projected 401k balance from age 45-67 $238,690
- Projected 401k balance of $816,549 at age 67, if you enter age 45 with $100,000 in retirement savings
Broken down, here’s how you’d spend your money:
- $905 for Rent or Mortgage (includes principal, interest, property taxes, and taxes)
- $543 for Transportation (includes car payment(s), fuel, insurance, maintenance
- $434 for Groceries and Dining-out
- $362 for Emergency Fund of Mid-Term Savings (includes college savings)
- $362 for Utilities (includes EVERYTHING)
- $181 for Community/Charity
- $181 for Clothing
- $181 for Entertainment
- $181 for Medical
- $181 for Holidays and Gifts
- $108 for Miscellaneous
There’s no doubt this approach pumps more money into present lifestyle. And if you happen to have a $100,000 set aside in retirement already, the next 22 years aren’t that wildly different than the previous example. A person may even plan so increase retirement savings, once the kids get out of the house, but unfortunately that plan falls apart if Parent PLUS loans are involved.
Zero percent contributions to your 401k
- $3,934.63 take-home pay
- $0/month 401k contribution
- Projected 401k balance from age 45-67: Not a damn thing
- Projected 401k balance of $577,858 at age 67, if you enter age 45 with $100,000 in retirement savings…but be honest, if you’re putting in 0% now, you don’t have $100k already in there
Broken down, here’s how you’d spend your money:
- $983 for Rent or Mortgage (includes principal, interest, property taxes, and taxes)
- $590 for Transportation (includes car payment(s), fuel, insurance, maintenance
- $472 for Groceries and Dining-out
- $393 for Emergency Fund of Mid-Term Savings (includes college savings)
- $393 for Utilities (includes EVERYTHING)
- $196 for Community/Charity
- $196 for Clothing
- $196 for Entertainment
- $196 for Medical
- $196 for Holidays and Gifts
- $118 for Miscellaneous
I see this move more than I wish I did. “We have to create memories,” people yelp at me. To be fair, doesn’t a college kid use that same logic when trying to polish-off a fifth of $7 vodka? I don’t think people realize how bad the consequences are when they consciously choose to pump money into lifestyle instead of stability. When you’re in your 50s, you have no stability, and your financial potential peeked a decade ago, you will be absolutely miserable. Your memories aren’t going to be enough to get you through your days.
All three of the examples are made so much worse if you take the major purchase bait, and let someone lending you money guide the conversation on how much money you should borrow. Stick within the confines of the Ideal Household Budget, and you will give yourself a fighting chance.
A weird reality
Sometimes a financial life doesn’t feel bad. But after you put it on paper, that same financial life can look awful. There are several reasons as to why this is, but one of the more peculiar reasons has to do with tax refunds. If you live the life I described above, you undoubtedly experience financial stress. Yet every spring you may experience a great wave of relief in the form of a tax refund. The problem is the tax refund is a byproduct of inefficient tax planning, not a gift from the money gods. It gets worse if the money isn’t used for debt pay-down or to increase savings.
In other words, your tax refund has a way of making your situation seem more tolerable than it really is.
If this isn’t you
What are the chances you’re a 45 year old parent of four who lives in The Lou? I don’t know. I’m out of math. I just did a bunch for you. The picture I just painted may not be of you. But don’t dismiss it too quickly. The health insurance cost and your age are the main factors which make your situation different, from a cash flow and retirement planning perspective.
Look, if you’re 26 years old, single, and making $80,000/yr, your life may not be as difficult as the 45 year old with four kids, but that doesn’t mean your margin of error is tremendously different. The key to making $80,000/yr, or any other amount for that matter, work, is leveraging time. When you don’t defer the proper amount of money toward your future, you are wasting time. You think you’re simply using your money differently, but you aren’t. You are destroying your chances at financial stability.
I can help you with this. It’s what I do. I will walk you through the process of fixing your future, right now. For $100 off, use coupon code: Spider-man.
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post How to craft a life on $80,000/yr appeared first on Pete the Planner®.
M$D: September 29, 2026
Meet Rey.
Rey’s main concerns, in her words:
I wouldn’t normally be contacting you, but I have come upon a not-normal situation. I am a RN ($52k), my husband is a fire captain ($58k) and we have 3 boys ages 10, 8 and 8 (yes, twins). Recently, my brother passed away and I was left with approximately $510k in life insurance. I’m not sure what to do with it. I’d like to pretend I don’t have it and invest it for the long haul. I’ve been talking to a financial consultant, which only seems to make me unsure and confused with investing (index funds vs stock funds. managed active vs managed passive vs DIY). Other thoughts are to pay down some of our mortgage ($190k) or buy a cheaper home so we could put more money into 401/Roth/529 options (the dentist also recommended we save for braces x 3!). We own a rental (on accident) and break even with the mortgage. My husband has some credit card debt (I’m not sure exactly how much…). Cars are paid. School loans are mostly paid. Overall, I’m probably considered a “late-bloomer” in the financial world. My time as a raft guide and outdoor educator was super fun, but I didn’t start saving until I was closer to 31 years old. I have appx $70k in retirement, my husband has $80k. Ultimately this is a lot of money to me and I’d just like to make wise decisions with it. Any advice and ideas are appreciated! P.S. I’m a big hip-hop fan and appreciate the tunes in your podcast!
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 140: Rey recently inherited a whopping half million and needs to know where it should go. appeared first on Pete the Planner®.
My friend David Klain is a real estate czar, the owner of my favorite coffee shop (Zing Cafe), and a parent. So it’s no surprise that last week he and I got talking about our kids’ financial futures when I bumped into him. The conversation was so great, I invited him on the show.
Over coffee, we talked about saving for college, teaching work ethic, planning for retirement, and creating a better financial life for our children. David and I pretty much see eye to eye on these topics, but it can get hairy out there with all the parenting opinions on the interwebs. Listen at your own risk, we don’t sugar-coat our opinions.
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 139: Parenting appeared first on Pete the Planner®.
M$D: January 28, 2024
Meet Mark.
Mark’s main concerns, in his words:
I have 300k in retirement savings. Putting $3000 a month toward retirement in Roth 401k and 457b plans (We make too much for a Roth IRA). Have $170,000 in student debt. Three kids and 529 plans for each of them. We want to make sure we are putting money in the right places to minimize tax implications. Should we be paying off debt or working on retirement? Right now we are splitting money between the two.
Subscribe on iTunes | Subscribe on Stitcher
Want to be a guest on The Million Dollar Plan podcast? Apply Here.
Pete the Planner®Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.
The post Ep. 138: Mark has a pretty good financial life, except for his unique life insurance situation… appeared first on Pete the Planner®.