WesBank Talks Finance: Recent Episodes
WesBank
WesBank has been South Africa’s leading asset-based finance provider for over 40 years. We’re dedicated to getting people moving, and provide trusted and responsible instalment, lease and fleet agreements for their motor vehicles and business assets.
Selling your car is the last step in your car ownership journey and it also involves some important decisions and circumstances to consider. Join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, together with Papi Mabele, the Founding Editor of TwoFold, and Funzani Maiwashe, a Sales Operations Manager at WesBank, as they share tips on how to approach selling your vehicle and what affects the process.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
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Buying a car is a big step and there are lots of options and choices available. Shinny Gobiyeza, COO of naamsa | The Automotive Business Council, and Jade Guzi, a Roving Marketer at WesBank, join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication to bring you some tips for approaching this important decision, from affordability and lifestyle needs to picking models and extras.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
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Do you know what Guaranteed Future Value is all about? Rima Hargovan, a JV Head at WesBank, dives into how GFV works and who it works best for, as well as the benefits, disadvantages and requirements.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
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Get ready for laughs and lessons where South African comedians Jason Goliath and Ndumiso Lindi take you through the wild world of scams in Mzansi. From auction fraud to everyday cons, they break it down in an entertaining and eye-opening way. Learn how to dodge the tricks that leave so many out of pocket. With this duo at the mic, it'll be you, not the scammers, having the last laugh.
Download the #Scamproof eBook from WesBank's website
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If you're planning to finance a vehicle, an instalment sale agreement is not your only choice - you also have the option of a lease or a Guaranteed Future Value contract. Join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, together with Kavish Dheda, Business Head of Liquid Vehicle Finance, and Thembinkosi Pantsi, MD of TedCar Auto, as they unpack these three options: how they differ, how they work and what scenario each one is best suited to.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
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When you’re buying a used car, there are so many scams to watch out for, from fake vehicle auctions to accident damage that’s been covered up to identity theft. Wendy Knowler, Consumer Journalist for Sunday Times, 702 and Cape Talk, and Dion Sagathevan, WesBank NaTIS Head, join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, to share some tips and red flags to look out for.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
When you’re working out a budget for buying a car, it’s not just about the monthly instalment. In this episode we break down the details of all the expenses involved in keeping a car on the road. Join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, together with Rudolf Mahoney from WesBank Business Development and Matthew Kanniah, Automotive, F1, Motorsport and Lifestyle Content Specialist, as they delve into the topic of Total Cost of Ownership.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Wrangling your debt can be really tricky when you’ve got car payments, home loan, credit cards, loans you’ve taken out etc. Yolanda Hattingh, WesBank Solution Specialist, offers some tips to help avoid the arrears trap.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Time for your first car? Maxine Buthelezi, WesBank's Sales Operations Manager, has 4 valuable tips to help you take on the world of car finance and make the finance process a smoother one.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
What difference does it make if you finance a car over a longer or shorter period? Jolene Govender from WesBank Motor Administration Support explains the effect this choice has on your monthly instalments and the total interest that you pay.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Leandra Carr, WesBank's Operations Manager, covers the process for getting your car’s registration certificate at the end of your vehicle finance agreement and why you need to make sure you get it when your car is fully paid.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Jade Fortuin, WesBank Roving Marketer, takes a deep dive into what’s involved in applying for vehicle finance, from the paperwork to the approval to what happens at the end of your car finance journey.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Fixed or linked - what difference does the type of interest rate make? Christine Antonites from WesBank Motor Administration Support covers how they impact your car repayments and your budget.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Repossession… a car owner’s nightmare – but it can be avoided! Find out how from Frank van Staden, WesBank's Specialist Recovery Unit Manager.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Are you allowed to pay off your vehicle finance sooner than the end of your contract? Leandra Carr, WesBank's Operations Manager, covers dicusses how early settlement works.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
So you think you can afford the car you’re eyeing? Before you get too excited, have you budgeted for the other costs of owning a car? Find out more from Lebo Gaoaketse, WesBank's Head of Marketing and Communication.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
There’s a lot of discussion on social media about why some people are charged a higher interest rate than others… Charmaine Moroke, WesBank's Head of Sales and Marketing Operations, gives the lowdown on how it really works.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Join Lebo Gaoaketse, WesBank's Head of Marketing and Communication, Declan Jones, WesBank Head: nav», Marketplace & Ecosystems & CX, and Dane Reddy, WesBank Chief Digital Officer, as they look at some of our recent digital innovations and how they add value to our customers' lives.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Get some helpful tips and strategies for looking after your finances better, both short-term and long-term.
Hosted by Lebo Gaoaketse, WesBank's Head of Marketing and Communication, this episode features Ester Ochse, FNB Integrated Advice Product Head, and Nicole Fisher, FNB Integrated Advice Product Manager. They're covering some of the ways we can be smarter about our money and looking at how to spend less and save more, as well as being practical about affording a car.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
There are a lot of misconceptions around vehicle repossessions, but our experts are setting the record straight!
Lebo Gaoaketse is joined by Ghana Msibi, WesBank CEO, together with Nicole Manthe, WesBank Head of Collections, and Harry Molema, WesBank Head of Operations Business Unit. They're looking at the process of repossession, the fact that it's always the last resort for the bank and how to avoid it happening to you and your car.
Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.
Welcome to WTF, where today we're committed to simplifying the complexities of car ownership by tackling the topic of insurance. Although it may seem like a grudge purchase, car insurance is a crucial component of responsible vehicle ownership. You never know when you might need it, so it's essential to understand what it is, why it matters, and how to choose the right policy for your unique needs.
Today, Lebo Gaoaketse is joined by two seasoned experts - Paula Green, WesBank Motor: Head of Insurance, and Ngawa Salare-Sikazwe, WesBank: Head of Bad Debts & Claims. They'll help guide us through the nuances of car insurance and share their insights on how to make informed decisions about your cover.
Lebo Gaoaketse talks to Jaco Van Jaarsveld from Experian and Rudolph Mahoney from WesBank about those magic numbers that are your credit score. Your credit score has a major impact on your ability to get finance so understanding the ins and outs of how it works, how it affects you, and how you can work at making it better are what you'll get out of this podcast.
Knowing exactly what the future will bring has never been a sure thing - but Covid-19 has taken this to extreme & daunting new levels. Is your business ready for the future?
Futhi Cabe, Head of WesBank's SME segment says "To move forward you have to know where you're starting from". Get to grips with some basic principles in this, episode 5 of our SME101 Podcast series.
Setting goals (and making plans to achieve them) should be one of your business' top priorities, but perhaps the daily grind stops you from really doing this thoroughly. Listen to some basic principles about defining realistic business goals from Futhi Cabe, WesBank Head of SME Segment, in this episode of the WesBank SME101 Podcast series.
Futhi Cabe, WesBank's Head of SME Segment asks an important question: Why should customers choose YOUR business over a competitor’s? He touches on how to attract more customers, sell more products and add more value to your business in this, Episode 6 of the SME101 series.
As a business owner, you might not want the competition. But, the truth is, you actually need it. Competition can be a catalyst for discovering your own business' value proposition. Join Futhi Cabe, Head of WesBank's SME segment for his take on the importance of competition in business.
Join Futhi Cabe, WesBank's Head of SME Segment in Episode 7 of our SME podcast series for some guidelines on getting the most out of brainstorming new business ideas with your team.
Challenging times put extra pressure on businesses to think differently and deliver in new ways. Start with brainstorming and let your team exercise their imaginations. Multiple perspectives and free-flowing ideas, even absurd ones, can get the ball rolling towards the most effective solutions.
Futhi Cabe, WesBank’s SME Segment Head talks about the importance of knowing what your business’ position is in this economically challenging market. A short podcast, the first of 7 episodes created for SMEs.
Are you reaching clients wherever they are in the world? Do you have an online store, agile customer care technology & a mindset to match? South Africans spend over 9 hours a day using the internet (and that’s a stat from before* the Covid-19 crisis hit). Listen to SME Segment head, Futhi Cabe, and find out how you can use your online presence for better marketing.
This podcast is aimed at young professionals getting to grips with Adulting and the responsibilities that come with it. Buying a car is no exception and we tackle the question "Is there such a thing as good debt?" with an honest discussion from different viewpoints between WesBank, Tweeting Gogo and PiggieBanker. #AdultingStartsNow