Your Personal Finance with Dr. Charles Ross: Recent Episodes
Dr Charles Ross
Your Personal Finance helps you become a smarter consumer and a better money manager by helping you learn how to budget, protect, save and invest your money.
Wendy Y. Bailey
Called a “Force of Nature” and trendsetter in the coaching industry because of her fearless approach to innovation, Wendy Y. Bailey has been supporting entrepreneurs, coaches, speakers, trainers and consultants for more than eighteen years. She is a two-time best selling author, sought-after coach and sales speaker because of her fierce and dynamic dedication to inspiring individuals, groups and organizations to create extraordinary results. She is affectionately called “WendyY” (Pronounced Wen-Dee-Why) by her clients, business associates and colleagues. WendyY is an internationally known thought leader and has made a global impact in coaching as an innovative mentor coach serving across the US and in countries like the UK and Italy.
Commercial & Apartments Real Estate Investor
-Former Regional Manager of 2000+ units
-Multifamily Consultant and Coach
-Value add specialist
Currently the owner of 48 doors. With an additional 24 under contract
Ericka Williams
North Carolina native, Ericka Williams is a Businesswoman excelling in the trucking industry with 12 Semi Trucks/9+ properties, a popular six-figure YouTuber, and author based out of Austin, Texas who specializes in lead generation, entrepreneurship, and passive income. Ericka is the creator of classy climb school which includes courses, mentorship, and consulting for aspiring entrepreneurs, executives, and freelancers. Her brand specializes in helping you create multiple streams of income, growing your business, and ultimately cultivating a work from anywhere lifestyle. Through this program, @erickasclassyclimb has helped over 6000+ paid consultations
Erotic Educator
Sex Goddess
Certified Holistic Aromatherapist
About Organic Loven (Morning Indigo, LLc)
Organic Loven has fast become a company carrying the largest number of organic and eco-friendly intimate body products and brands, representing over 900 products, sex positive books and more than 75 brands. Organic Loven seeks out the safest and most nourishing pleasurable intimate products for its customers. We assure that people can love, be sexy and never worry that products enhancing their pleasure would do them harm. All lubricants, body washes and condoms available to our subscribers and shoppers are eco-friendly and free from any chemicals. All products labeled “organic” are Certified Organic. All toys are comprised of body-safe, non-porous materials such as medical-grade silicone, stainless steel, glass, sustainable polished wood, or ABS plastic. Whether you are purchasing your first toy or your fifteenth, you can feel confident that products you receive from Organic Loven have been vetted and verified to be truly body-safe.
Ken Williams and Shadia Thomas
Ken Williams
Born: Decatur, GA
College: University of West Georgia
Current Position: Functional IS Support Special ist, Golfer, Business Owner, Author
Shadia Thomas
Born: Orlando, FL
College: Florida International University
Current Position: Academic Advisor, Business Owner
Name is Samuel Adu I’m a fashion designer from Ghana . I put kente cloth in every design to teach knowledge of self . Kente is the cloth of Kings & royalty in Africa.
Jared “J.ANDERS” Smith is one of the nation’s rising motivators and coaches on life, finances, and relationships. Dubbed as “the Voice of the underdog”, he uses his unique style and personality to really connect with his audience. He is speaker and author of the book “Success Is My Prey”. Jared has established himself as a thought leader and trusted voice throughout America. Jared is best known for helping people maximize their full potential by giving them the inspiration, tools, and resources needed in life.
For over a decade, independent film producer, director, and author Jeral Clyde II, of Clyde Publishing, has worked in the motion picture industry. Having worked on Alvin and the Chipmunks, Baby Driver, Spiderman: Homecoming, and over 100 independent projects, he is well-versed in the film industry. Most recently, he received documentary distribution for his film, "The History of Cigars", which features J.C. Newman (the world's oldest American cigar company) and Habanos Cigar Lounge. The documentary can be found on Amazon Prime Video.
Rahkim Sabree is an emerging leader in financial education and empowerment. He is a Ted speaker, two-time author of "Mentorship: The Playbook" and "Financially Irresponsible" the books which address to of his areas of passion; Mentorship and Financial Literacy. Co-Founder of the nonprofit An Extended Hand, Inc.
Dr. Charles Ross, is president of Rossville Holdings LLC , a company that teaches principles to managing money. He is a respected authority on personal finance and author of Your Common Sense Guide to Personal Financial Planning and God’s Plan for Your Financial Success.
A former vice president of the Investment Department for a major bank, Ross has more than 30 years experience in financial planning and broadcasting combined and merged the two fields to become a financial advisor on the airways. For over 20 years he hosted the nationally syndicated radio program "Your Personal Finance". He was the personal finance columnist for Upscale Magazine and host of "Money Maze", a 12 part series that aired on PBS and the video “Money Power” produced by Ebony and Jet magazines.
Ross has conducted personal financial planning seminars for companies all across the county He is the creator of the seminar "Mastering Your Money" which teaches college students and how to manage their money. He is a former personal finance columnist for the Atlanta/Journal Constitution and business correspondent for Georgia Public Television’s “The Georgia Business Report."
He is the father to four daughters and currently resides in Atlanta with his wife Felicia.
charlesross@outook.com
Dr. CHARLES ROSS
Dr. Charles Ross, is president of Rossville Holdings LLC , a company that teaches principles to managing money. He is a respected authority on personal finance and author of Your Common Sense Guide to Personal Financial Planning and God’s Plan for Your Financial Success.
A former vice president of the Investment Department for a major bank, Ross has more than 30 years experience in financial planning and broadcasting combined and merged the two fields to become a financial advisor on the airways. For over 20 years he hosted the nationally syndicated radio program "Your Personal Finance". He was the personal finance columnist for Upscale Magazine and host of "Money Maze", a 12 part series that aired on PBS and the video “Money Power” produced by Ebony and Jet magazines.
Ross has conducted personal financial planning seminars for companies all across the county He is the creator of the seminar "Mastering Your Money" which teaches college students and how to manage their money. He is a former personal finance columnist for the Atlanta/Journal Constitution and business correspondent for Georgia Public Television’s “The Georgia Business Report."
He is the father to four daughters and currently resides in Atlanta with his wife Felicia.
charlesross@outook.com
Wendy has been a part time Real Estate Agent for 14 years. She currently works with PalmerHouse Properties specializing in residential buying and selling of homes in the Metro Atlanta area, plus Macon, Athens and Columbus GA. She considers herself to be more of a Buyer’s Agent. She is a certified property manager and has 8 years of experience handling the Short Sale process of selling properties.
Juanita Craft is a retired aerospace engineer, entrepreneur, professional network marketer, and single parent. She is also a gospel singer, song writer, recording artist, and producer.
Juanita is a pioneer for blacks in engineering, being one of the first black women engineers to work for the Air Force Wright Aeronautical Laboratories, Delta Airlines, and the Federal Aviation Administration. Juanita was an early graduate of the Dual Degree Program, earning a Physics degree from Spelman College, and a Mechanical Engineering degree from Georgia Tech.
As a serial entrepreneur, Juanita has owned several businesses. She started out designing and altering clothes as a child. She went on to own her own Real Estate Appraisal company. Juanita has always been attracted to network marketing and has had a lot of success in the industry. She was a Platinum President with Ardyss Life, a global network marketing company focused on body shaping and wellness. Currently, Juanita has found a new passion in financial literacy. She launched her new company, Crafting Literacy in 2019, focused on bringing financial literacy to communities that need the most help.
As a gospel singer/song writer, Juanita has performed on seven international gospel tours, and has released her first studio album, “God Has a Plan for You”. She also released a Christmas single “Instantly Christmas”. And so far in 2020, she released the single “I Love Myself”.
As a single parent, Juanita put many of her dreams on hold to be a good provider and parent. Now that she has time freedom, as her children are adults and she is retired from her engineering career, she has the flexibility and opportunity to pursue her passions.
Juanita’s vision is to expand her global ministry, as she becomes a highly successful and recognized recording artist and business leader.
Tonight my guests will be Derek Caffe the CEO of Code Black Properties, LLC and Charles McCutchen, author and real estate investor.
As some of you know before I went into education, I had a nationally syndicated radio show on personal finance (it aired in Atlanta on V-103) and wrote a few books on the topic as well. Today @ 7pm I will do a live broadcast on: How to survive financially during a pandemic!
I'll be discussing what to do about setting a budget, dealing with your home mortgage, car payment, credit cards, insurance, etc. We want to come out on the other side of this pandemic still financially sound.
C. DAVID MOODY, JR. is a native of Chicago, Illinois. He matriculated to Morehouse College in Atlanta, Georgia, graduating with a degree in psychology in 1978. He then attended Howard University, earning a professional degree in architecture in 1981 after three years of study.
In 1988, he established C. D. Moody Construction Company, Inc., now one of the largest African-American-owned construction companies in America. For more than two decades, Moody’s company has appeared every year on Black Enterprise magazine’s “Top 100” list of the nation’s largest Black-owned industrial/services companies.
Over more than 30 years, his firm has safely built and delivered more than 150 commercial projects valued at more than $2 billion. Some of his recent projects include the new home of the National Football League’s Atlanta Falcons, Mercedes Benz Stadium; the new home of the Cyclorama at the Atlanta History Center; and the Maynard Jackson International Concourse at Atlanta’s Hartsfield-Jackson Airport.
Moody also has a keen sense of community service. He founded the C.D. Moody Foundation to provide financial assistance for students with a passion for construction and entrepreneurship, and to date has awarded more than 80 individual scholarships. He has funded endowed scholarships at Morehouse College, Howard University, Georgia Perimeter College and Central State University.
Moody is the author of “Fighting through the Fear – My Journey of Healing from Childhood Sexual Abuse,” co-authored with his good friend and former Morehouse College roommate, Charles W. Cherry II. The book describes his harrowing personal journey as a childhood sexual abuse survivor.
His personal blogsite, MoodySpeaks.com, showcases his talents as a photographer, motivator and inspirational resource for healing for other survivors of childhood sexual abuse.
My guest is Lisa Phillips author of the book Investing in rental property for beginners – buy low, rent high. An active real estate investor, she has helped hundreds of investors become real estate investors.
Your Personal Finance with Dr. Charles Ross
Discover Your Money Temperament, A Common-Sense Guide to Financial Security – by Ted McLyman
Entrepreneur, business owner, author, speaker, trainer, Lt Col, USMC (Ret), and Ironman All World age group triathlete.
Over 30 years of award-winning experience, helping individuals and organizations achieve peak performance. BA Social Relations, Colgate University; MA Public Administration, Pepperdine University; and MS Instructional and Performance Technology, Boise State University.
Founder Apexx Behavioral Financial Group, financial advisor/agent; economics instructor, US Naval Academy; Aide to the Under Secretary of the Navy for Financial Management; Head, Marine Corp Training Management Division; Commander, USMC Financial Management School; artillery officer; Executive Office, Battle Assessment Team, Operation Desert Storm.
Authored three books on behavioral finance, created Quick Scan Money Temperament Assessment; technical consultant to "Behind the Money" program at Impact television; and Director, Behavioral Finance, and Advisory Board Member at DreamSmartAcademy.com.
Danielle McGee is a small business advocate and founder of Black Business Boom – an e-commerce marketplace and coupon distribution service for small Black-owned businesses.
In 2019, she launched the Boomin’ mobile app to expand services and drive more revenue to Black-owned businesses. As a passionate business leader, Danielle has used her platform to help bridge the gap between business owners and their customers.
Through numerous workshops and conferences, she has taught other entrepreneurs how to build sustainable businesses and is currently working with the Mayor’s Office of Diversity and Inclusion in Nashville to create equal opportunities for minority businesses.
Danielle holds an MBA from Saint Xavier University and currently resides in Nashville, Tennessee. To learn more, visit https://blackbusinessboom.com/.
My guest is Lisa Phillips author of the book Investing in rental property for beginners – buy low, rent high. An active real estate investor, she has helped hundreds of investors become real estate investors.
Audrey Croft, CRPC® Financial Advisor/ Franchise Owner at Ameriprise Financial Services, Inc.
She holds several licenses: Life, Health, Accident, Variable Life, Variable Annuities, Series 65, 66 and Series 7 and is licensed and registered to conduct business in GA. And several other states as a financial advisor with Ameriprise Financial Services over 20 years. She operates a fee based financial planning practice in Roswell. Her practice specializes in a comprehensive approach to financial planning and workplace solutions. She helps simplify the lives of busy professionals through ongoing financial planning and wealth management services. She works closely with a team of CPA’s and attorneys to ensure that her clients receive the best possible advice available. She does three things:
• help you plan for the things we know will happen (death and taxes).
• help you anticipate and plan for the things we hope will happen (retirement, family education and legacy).
• help you try to protect against the things you fear could happen (disaster, incapacity and early death with dependents/special needs.
My guest is Makisha Butts. Born and raised in Newark NJ she now has a travel business that you can operate from home.
https://makishabutts.inteletravel.com/booktravel.cfm
https://wp.inteletravel.com/
C. DAVID MOODY, JR. is a native of Chicago, Illinois. He matriculated to Morehouse College in Atlanta, Georgia, graduating with a degree in psychology in 1978. He then attended Howard University, earning a professional degree in architecture in 1981 after three years of study.
In 1988, he established C. D. Moody Construction Company, Inc., now one of the largest African-American-owned construction companies in America. For more than two decades, Moody’s company has appeared every year on Black Enterprise magazine’s “Top 100” list of the nation’s largest Black-owned industrial/services companies.
Over more than 30 years, his firm has safely built and delivered more than 150 commercial projects valued at more than $2 billion. Some of his recent projects include the new home of the National Football League’s Atlanta Falcons, Mercedes Benz Stadium; the new home of the Cyclorama at the Atlanta History Center; and the Maynard Jackson International Concourse at Atlanta’s Hartsfield-Jackson Airport.
Moody also has a keen sense of community service. He founded the C.D. Moody Foundation to provide financial assistance for students with a passion for construction and entrepreneurship, and to date has awarded more than 80 individual scholarships. He has funded endowed scholarships at Morehouse College, Howard University, Georgia Perimeter College and Central State University.
Moody is the author of “Fighting through the Fear – My Journey of Healing from Childhood Sexual Abuse,” co-authored with his good friend and former Morehouse College roommate, Charles W. Cherry II. The book describes his harrowing personal journey as a childhood sexual abuse survivor.
His personal blogsite, MoodySpeaks.com, showcases his talents as a photographer, motivator and inspirational resource for healing for other survivors of childhood sexual abuse.
Interview with actress Esther Rolle (August 3, 1992) who is famous for her role as Florida Evans in Good Tiimes.
My guest today is Shontay Lundy creator of the Black Girl Sunscreen. A product she developed for women of color.
Common money management mistakes!
Should you withdraw money from your retirement plan?
Restaruants offering family meals for takeout or delivery.
Tonight my guests will be Derek Caffe the CEO of Code Black Properties, LLC and Charles McCutchen, author and real estate investor.
My guest is Dr. Gretchen Torbert. She is the author of over 70 books. She'll give you tips on how to become a successful author.
Join me tonight on Your Personal Finance @ 7pm when my special guest will be Josh Gordy a former NFL player turned real estate investor. He'll share his journey to financial independence. In addition, I will be talking to SirMarkdoo who rose from the mean streets of Boston to become a successful businessman.
On Your Personal Finance my guest will be Josh Gordy a former NFL player turned real estate investor. He'll share his journey to financial independence. In addition, I will be talking to Sir Markdoo Haggins who rose from the mean streets of Boston to become a successful businessman.
Today you'll learn how to invest in real estate. My guest is Bil Oehme. He's a 20 year veteran real estate investor.
He owns over 45 properties generating $200,000 in rental income.
Today we will discuss how to deal with your insurance coverage during this pandemic and speak with a business owner with a healthy product.
This is part 2 of The Financial Planning Workshop. I will dive into the nitty gritty of setting up a budget.
Don't let your money slip through your wallet. Learn how to budget, protect, save and invest your money.
As some of you know before I went into education, I had a nationally syndicated radio show on personal finance (it aired in Atlanta on V-103) and wrote a few books on the topic as well. Today @ 7pm I will do a live broadcast on: How to survive financially during a pandemic!
I'll be discussing what to do about setting a budget, dealing with your home mortgage, car payment, credit cards, insurance, etc. We want to come out on the other side of this pandemic still financially sound.