THE FINANCIAL WELLNESS PODCAST: Recent Episodes
David R. Hagen, Esq.
The Financial Wellness Podcast (TFWP) is designed to give listeners the tools they need for financial success every week. The host, David R. Hagen, was a bankruptcy attorney for more than 30 years and helped thousands of people with their financial challenges. TFWP is designed to deliver to you the roadmap to financial success. Listen in this week to hear what Dave has to say about achieving financial wellness
Every year, Dave likes to talk about setting goals. Not resolutions, but goals. Studies show that as little as 8% of all people keep their resolutions after just 30 days. Goals, however, come from a different place and are far more likey to be kept. In this episode, Dave discusses why goals are so important and how to go about the process of setting goaals that resonate with you. Use the opportunity that this episode provides to have the best financial year of your life.
To start off the 6th season, Dave wants to talk about New Year's Eve resolutions again. Are they good or bad? Is there something better, like goals? If so, how does one go about setting goals? This episode, which originally aired in January, 2020, is as relevant today as it ever was. Don't start your new year without investing a few minutes listening to this timeless information.
The price of a cup of coffee at Starbucks went up again! What financial lessons can be learned from this? Dave discusses several issues including inflationary pressures and product marketing.
Dave and Nic discuss the government's recent student loan forgiveness program and if this is a positive or negative development. This discussion also moves on to the purpose of a degree as well as other solutions to the problem other than after the fact debt forgiveness.
Dave always says that it is important to be intentional in life. This is especially true when pursuing your financial success. In this rebroadcast from October, 2019, Dave discusses why being intentional can positively effect your personal finences.
Dave answers an email from a listener who is no longer interested in attending college and is just starting out. You might be surprised at the 11 things Dave says a person might consider at that time in their life.
Can you live better by consuming less? The answer is YES!
Dave starts by discussing 6 compelling reasons why consuming less can lead to a better live. In fact, he thinks the better concept might even be consuming "better" and thus less. Then Dave discusses 4 ways to specifically spend better and less.
Inflation is now at an all time high. What can a person do? Dave talks about 7 things to think about to help our listeners deal with inflation.
The market is now down 20%! Is is time to get out?
Dave and Nic, while not providing any specific financial advice, give you some things to think about when deciding what is best for you.
Now that he is one of the richest persons on the planet, people have taken to asking him for financial advice. Should you take financial advice from Elon? What are the upsides and downsides to listening to his advice? Dave walks the listeners through the thought process of deciding if this is a good idea.
In part II of our interview with Ryan Stygar from several years ago, Ryan further discusses his book, The Dividend Hunter. First, Ryan elaborates on the correct wealth-building mindset to invest in stocks. Then, Ryan discusses the right temperament to invest in stocks. Last, Ryan discusses one of his favorite types of stocks. Like the last episode, this is another episode you don't want to miss!
Almost 2 years ago, Dave welcomed Ryan Stygar to the podcast. Ryan discussed his recent book, The Dividend Hunter, in which he teaches investors the fundamental goals of investing, how to create a hustler mentality, and how to make money work for you.
The information, and mindset, Ryan presented was outstanding and Dave has referred to some of these concepts many times since.
This episode, and Part 2 next week, deserves another listen.
Will a 4 day work week become the law of the land? Find out about the most recent developments right here.
It is tax day. Did you file your return? More importantly, are you getting a refund? Dave gives his thoughts on what to do with your tax refund, especially if you are following his 5 Steps to Financial Success. Make that tax refund work for you or, even better, maybe it is best not to get a refund at all. Tune in to find out why!
Dave talks about the month of April being just the beginning of a new quarter in the year. What should you do to check in with yourelf, and your yearly financial plan, at the end of the first quarter, and the end of every quarter througout the year?
Dave noticed that so many articles on personal finance seem to pick on a person's Starbucks habbit and suggest they do without to save money. Dave has some other interesting ideas.
If you are new to TFWP and do not want to listen to every single podcast, listen in. Dave lists the most powerful podcasts that have been aired over the past 5 years. Grab a pen and write these great podcasts down. They are a guidemap to financial wellness.
The new Berkshire Hathaway letter by Warrent Buffet, perhps the greatest value investor of all time, is out. Dave discusses 11 insights from this letter that ultimately can relate to your own Financial Wellness.
Who is your financial daddy? That is, who do you go to for financial advice? Nic and Dave talk about the various sources, and persons, who influence you and who you might use for financial advice. Picking a "financial daddy" can be key to your financial wellness.
Are you wealthy? Dave and Nic look at a 2021 Schwab annual survey on what the general public sees as wealth. Then Dave talks about his own definition of wealth. You may be surprised.
If you are getting rich, or are already rich, what are you going to do to stay that way? Dave talks about things that the rich do to stay rich, and how that can relate to your parth to fiancial wellness.
Dave and Nic discuss what it takes to be considered wealthy in various countries around the world and how that may fit into a persons financial plan and, ultimately, their financial wellness.
Dave is facinated by the Great Resignation. Both Dave and Nic spend some more time talking through this developing issue, what it means for the U.S. workforce, and how you an benefit.
When the Market dips, what 3 things should you consider? Dave talks about how to deal with declines in your portfiolio.
Dave talks about why he thinks a person can achieve financial success in 25 minutes per week and then goes into why he feels TFWP can be that 25 minutes for so many people. A follow up on the Crypto markets, and their advertising, is included at the end.
What does it take to be considered "rich" in 50 various cities around the U.S. Does it vary by city? Which city is the most expensive? What does it take to be rich in your city? For that matter, what is the definition of "rich?.
This week, Dave and the guys build on what was discussed regarding goals for 2022. Dave discusses how he set up his goals for the year. How are your 2022 goals shaping up?
How did you do achieving your goals last year? Perhaps you need to supercharge them! Dave talks about how goals should rise out of your tombstone statement, how to effectively set these goals, and then how to supercharge them so you really get it done!
Dave discusses his beef with Matt Damon, or perhaps more accurately, his beef with the message of Damon's recent commercial for Crypro.com.
Dave and the guys first discover what Nic and Kim Kardashian have in common. No, it is not some hot new fashion or hosting SNL. But you may be surprised to hear what they do have in common. Then Dave discusses what budgets and diet soda have in common and why we might want to avoid BOTH!
How is your holiday season progressing? Dave revisits an episode from 2 years ago that discusses how to have a plan to maximize your enjoyment of the holiday season.
Dave revisits holiday spending and an episode from two years ago. How do you spend your money during the holiday season? Listen in to hear some stats, facts, and tips and tricks to save your personal finances this holiday season.
Dave and Nic talk about why we all tend to the same old thing every year, how to stop doing it, and make plans for a great new year.
In this classic episode from 3 years ago, Dave talks about why "an Attitude of Gratitude" is important and how it can be so beneficial to someone's success.
Quick! If someone gave you $100,000, what would you do with it?
How you just responded to this question may tell you a good deal about some of you values and what is financially important to you. Dave and Nic discuss these issues and then Dave provides 5 tips to consider if this even were to happen to you.
So you have some debt. Is Debt Consolidation or Debt Negotiation best? Dave talks about both and tells which he prefers. Once you know the difference, and if you have debt, which might be best for you?
With the arrival of the fall, the new year will soon be upon us. That means it is time to begin evaluating this year and planning for next. What might this process entail? Dave and Nic discuss how one might go about doing this and why it is so beneficial to a motivated listener.
In this second of two episodes, Dave and Nic revisit what you might want to say or not say in different situations and Dave's 12 Tips for Talkin’ About Your Money. Finally, they discuss what they may, or may not, say about ownership of different types of assets.
In this information era, people talk about, and post, almost anything. Even worse, it gets sent all over the world in just an instant. In this first of two episodes, Dave and Nic talk about what you might want say or not say in different situations. Further, Dave reveals his 12 Tips for Talkin’ About Your Money.
TFWP releases new shows on Monday mornings. We figure it is a good way to get a jump start on the week. But some studies have shown that many fear Mondays, and that the day with the highest rate of heart attack is Sunday night. What if Monday could be a perfect day? In this reprise of an episode from several years ago, the guys talk about what this might look like to them and how to plan for it. What would a perfect Monday look like to you?
Over 3 years ago, Dave and the guys discussed an emerging concept called a "side hustle". That is, a side gig to generate extra income. Dave really liked the concept as an element leading to financial wellness. This concept, and the term, has now gone mainstream with it being talked about in websites (sidehusl.com) and even a column in the Los Angeles Times. As a result, our original episode is deserving of another listen!
Working from home can be great, but it is easy to get lost, or become invisible, at the home office. Dave discusses ways to stay visible at work and enhance your career path.
After four year of discussing methods to save and invest money, Dave talks about why giving some it away is so important. He believes that philanthropy is the capstone to your financial wellness planning. Giving enriches the lives of others, but your as well. How can this be true? Listen in as Dave lays this all out. Dave and Nic discuss the why, but also the how, to make other lives, and yours, richer through the effective use of a giving plan.
This week, Dave talks about why, how, and when to set up an educational fund; not only for your kids, but for you as well. It only takes some "intentional thinking" and a bit if effort to cover this base for the future of you and your kids.
Dave talks about the first of three additional things to consider on the road to Financial Wellness - Housing! Should you rent or buy? What are some things everyone should consider. Is it cheaper to rent or buy a home? Dave unmasks many of the myths and makes it much easier for each listener to make the decision tatt is right for them.
Almost 4 years ago, Dave described his 5 steps to financial success (Episodes 102 - 110). Since then, the roundtable has revisited these 5 steps several times. But what now? Once you financial house is in order, Dave discusses 3 additional things to consider to make the most of your financial success.
In April, 2018, Dave released one of his favorite shows that discussed fake calls from the IRS. He revisits this show again and even plays a fake on the show. They guys also answer emails about Cryptocurrency, the value of health club memberships, and whether it is better to gift a gift of $1,000,000 or a penny, doubled each day, for a month.
"Side money" is the best because it is extra, not part of your monthly spending and savings plan. What would you do with a little extra money every few months? How would this get you closer to your goal of being financially independent? Dave talks about how to get more "side money" from things such as selling your old, unused stuff and side income gigs. He also checks out a new website, Sidehusl.com by Kathy Kristoff, which is a "one stop" location for all things side hustle and more monthly money.
The Bureau of Labor Statistics reports that 4 million people quit their jobs in April, 2021. Is this a trend? If so, Dave looks at what might be driving this trend and the opportunity it might present for the listeners. Nic drops in for a surprise visit.
Dave revisits the concept of "Financial Independence" and some simple ways to get there as part of your path to financial wellness. The guys also discuss yet another email about student loans and some very interesting comments from a listener.
In this mid year episode, Dave asks listeners if they have met about half of their stated financial goals for the year. He also discusses some of his distractions from his goals this past 6 months. Finally, Dave and Brian discuss a mostly misguided email about student loans.
In this second installment of a two part episode, Dave discusses 13 things you should consider when starting a business. These are tips based upon 30+ years of experience and you probably won't find them in any school textbook!
In this first installment of a two part episode, Dave discusses 13 things you should consider when starting a business. These are tips based upon 30+ years of experience and you probably won't find them in any school textbook!
Are you relatively new investor? A recent study showed that 15% of all new investors started just since 2020. With the influx of new investors, especially those riding the Crypto currency wave, what mistakes are these new investors likely to make? What mistakes are you likely to make and want to avoid? Dave will talk about what financial professionals see as the biggest mistakes new investors make and also offer a few additional insights of his own, especially those that fit in to your personal plan for financial success.
About a year ago, in Episode 312, Dave spoke with Amanda, a millennial, who was working her way through the Coronavirus pandemic. Fortunately, she was given some personal finance materials and had started down the path of financial wellness a few months before the pandemic hit. She calculated that she could survive financially for another 6 months. Now, a year later, Dave circles back to see how she is doing. Did Amanda make it?
As we have multiple vaccines and it looks like we are getting back to "normal", this will be the final coronavirus episode. Listen in as we discuss what has happened since the coronavirus created a hindrance in our lives and even some opportunities for some people.
Hey to all you listeners! As you may know, we at TFWP are HUGE proponents for having an emergency fund, especially with what has happened with COVID from 2020-2021. What's an emergency fund, you ask? It's a money reserve - typically up to 6 months - that you have in case of an emergency (i.e., you're laid off or starting a new job, or COVID). We again discuss having an emergency fund in this episode, and hope all our listeners implement one into their personal lifestyle if they do not have one!
Brian Reed is back from vacation and now Nick is on vacation! What's going on?! Anyway, in this episode, Brian and Dave discuss a recent survey on student loans. The survey explains how the Millenials are the "Student Loan Generation," and how the respondents are in loans for over $20,000, and 32% of those who have taken the loans have paid them off! That's exciting, except that means the majority have not paid them off. Listen in to the scariest part about how many loan takers say it is not worth it!
18 months ago, we discussed who were the richest people in America. Now, we take a 2020 poll of the richest people in America - adjusted for inflation - who have EVER lived. Let's see how many people you can name!
How do you view the world. Perhaps it's different than two of the smartest people that have walked this earth, Steve Jobs and Jeff Bezos. Listen in to Dave and Nick discuss how intelligence is gained by these very, very successful people. After, Dave takes an email.
As you may know, Dave is not a fan of credit repair. He thinks they are just a tool that tricks you! Plus, if you're following the TFWP podcast, you won't need credit repair. Listen in as The Roundtable discusses this interesting topic!
Are you in student debt? Do you know how many people are in student debt in the United States; what about people who have greater than $1,000,000 in student loans? Way too much! Listen in to this episode to become more knowledgeable about the student debt in the United States!
Hey Listeners! Can you believe that it has already been a year since COVID? Well, good news - we have two vaccines out with a 15% inoculation rate! How do we move forward a year later? Listen in to the Roundtable discuss what's to happen in the future.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Can you believe what is going on with the stock market? Things have been absolutely crazy, look at our episode 404. In this podcast, The Roundtable discusses how to maneuver around stocks, risk, and investing. It is super interesting to see the different perspectives from the conservative (Dave) and the more loose (Nick), and how their investing tips/tricks differ. This is a great episode, especially if you have some extra money to invest!
How are you saving money?! Do you have a plan? Well, we at TFWP have a plan, and we discuss it in this episode. Listen in as Dave and Nick tell the listeners how to save money and plan for their personal finances!
If you have a question for Dave or TFWP, go to Thefinancialwellnesspodcast.com
Have you leased something? Have you financed something? Do you know how joyous you were after you finally made all the payments (maybe YEARS of payments), and no longer have to make payments on that item? In this episode, we talk about the joyous nature of owning a quality product outright!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave hates new year's resolutions. Know why? Three reasons: First, they're not usually made with a lot of advance notice. Second, they're usually not integrated into your overall life plan. Third, so many times, they seem trite. Listen to this episode to see how Dave approaches "goal setting" instead of resolutions.
Hey Everybody! Welcome to the FOURTH SEASON of TFWP. 2020 was a crazy year, we can all admit, but how are you planning for 2021? Have you even thought about it? Dave quotes his good friend Mark Given about some tips and tricks to thrive in 2021. This is a must-listen episode! After, Dave answers a listener's question.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
How crazy was 2020? How do we get past the unprecedented and craziness? Listen to this episode to see through the negative and get to the positive. Maybe you may even get a positive tip for 2021! Hope everyone has a happy holiday!
To submit a question to Dave or TFWP, go to TheFinancialWellnessPodcast.com
Hey, TFWP listeners! How is your holiday season going? have you thought about holiday shopping? We have some tips and tricks to help you out with your personal finances this coming holiday season. Happy holidays to all of our listeners from Dave and TFWP :)
How was your 2020?! Like many of us, there was no way to plan for this. Did you hit any of your goals? That said, have you reflected on the positive things that happened during the year? Listen in to this episode to hear Dave and Brian talk about how bizarre was 2020.
With the holidays coming up, Dave and TFWP discuss what items people regularly spend on. How do you spend your money during the holiday season? Listen in to hear some stats, facts, and tips and tricks to save your personal finances this holiday season.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
As the end of this hectic year is coming to a close, Dave talks about the things for which he is grateful. Though we may think there are not many things to be thankful for during this year, Dave brings an optimistic mindset to his grateful list, including multiple vaccinations to Covid-19. Listen in, because you may also be grateful for some of the same things!
Listen in this week to hear Dave and TFWP give valuable tips on how to negotiate like a professional. Do you have some tips you already have in your arsenal? Send them to Thefinancialwellnesspodcast.com if you do not hear it in this episode for a potential prize!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In the midst of the coronavirus pandemic, everything is upside down. As such, TFWP discusses how to celebrate the upcoming holidays safely, specifically Thanksgiving in this episode. Listen in to the 10 specified tips TFWP believes are appropriate to conduct a safe 2020 Thanksgiving!
In this two-part series, Dave, Nick and Brian discuss the evolution of working from home. In this second part of the series, they get through the rest of the valuable tips that every listener can instill into their lives to increase their personal finances! Listen in to understand how you can get ahead of the game!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this two-part series, Dave, Nick and Brian discuss the evolution of working from home. Though the boys do not get through the 15 tips (thanks to laughable banter that is a must-listen), there are valuable tips that every listener can instill into their lives and personal finances! Listen in to see how you can embrace these tips and implement them into your life!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave tells his listeners about Seth Godin, a blogger that Dave highly respects. Dave delves into one of Seth's recent blogs, which talks about one's internal motor and who's the one driving it. Are you driving your internal motor to personal finance, or is it the banks, retailers, or others that try to push you onto their agenda?
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Although you may be thinking about the typical Parkinson's disease that affect people's cognitive function and physical capability, that is not the Parkinson's we are talking about! Rather, we are discussing the ability to get tasks done! In this episode, dave and Brian discuss how to use Parkinsons to your benefit and towards your personal finances! After, Dave and Brian discuss emails.
To submit a question to DAve or TFWP, go to Thefinancialwellnesspodcast.com
Dave, Nick, and Brian discuss a recent article by Harvard Business review and how people may be affected by a four-day workweek. How do you think working a day less and getting paid the same as a five-day workweek would affect productivity? Listen in to this interesting episode!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave and Nick further the TFWP coronavirus edition series with how to be productive during this pandemic. Surprisingly, a recent article states how unproductive people are at work. You will be shocked! After, Dave and Nick discuss the best email from the week.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, The Roundtable discusses seven tips for settling debt! Whether you are in debt or not, Dave provides advice how to avoid and settle debt if you have found/already found yourself in debt. This is an episode not to miss! After, The Roundtable discusses an email.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Did you know there is a financial awareness day? Neither did we! Thus, for this episode, we go into our 5-step plan that allows our listeners to be as successful as they can become. Take a listen for a recap of TFWP's 5-steps to financial freedom! After, The Roundtable takes on an email.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Have you thought about retirement? Have you thought about things associated with retirement, such as at what age should I retire, how much money you should have in the bank when I retire, or how bored I will be when I retire? Dave and TFWP talk about these subjects, and then analyzes an article that attempts to demystify some of these thoughts.
Have you thought about investing in stocks? Have you wondered where to invest your money to receive some investment on your return? Tune into this episode to listen to how TFWP likes to invest in the stock market!
Dave talks about a similar feature that many entrepreneurs, including Thomas Edison, Warren Buffet, Jack Ma and Bill Gates, consistently partake--setting aside an hour a day, or five hours a week, solely learning something new. Listen to this informative episode to see how doing this will increase your personal finances. After, Dave takes TFWP's first audio question, regarding student loan debt and getting ahead in life.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave and Nick welcome back Ryan Stygar back to TFWP! In this episode, Ryan further discusses his book, The Dividend Hunter. First, Ryan elaborates on the correct wealth-building mindset to invest in stocks. Then, Ryan discusses the right temperament to invest in stocks. Last, Ryan discusses one of his favorite types of stocks, Real Estate Investment Trusts ("REIT"). Like the last episode, this is another episode you don't want to miss!
To submit a question to TFWP, go to Thefinancialwellnesspodcast.com
In this episode of TFWP, Dave and Nick welcome Ryan Stygar to the podcast. Ryan is an ex-firefighter, recent law school graduate, and also an author. After accomplishing these tasks by the age of thirty, Ryan comes onto TFWP to discuss his most recent book, The Dividend Hunter. In the book, Ryan teaches investors the fundamental goals of investing, how to create a hustler mentality, and how to make money work for you. You do not want to miss this episode!
EMAILS, EMAILS, EMAILS! Emails have been building up around TFWP. Finally, Dave and Nick get to the listeners' emails. Listen in to hear how listeners are dealing with the coronavirus pandemic and more. This is a podcast you will not want to miss!
To submit a question or email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In a tragic turn of events, a young investor using the Robinhood trading platform took his own life after finding himself near 1,000,000 in the hole. Dave, Brian, and Nick discuss alternative avenues the young investor could have chosen before opting for such a permanent act. After, the trio discusses other ways to invest that are more risk-averse.
Disclaimer: Dave, Brian, and Nick are not financial professionals. They are not providing financial or investment advice that should be relied upon.
Dave, Brian, Nick, and special guest Daniel Rodriguez, discuss the economic crisis, job loss, and entrepreneurship. How are you making the best use from this tough time? Our special guest Daniel Rodriguez has been making the best of his time making money in completely unexpected ways. Listen in to how Daniel makes the best use during this time because your personal finances may be able to benefit!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Are you Zoomin' on Zoom? Zoom appears to be the most efficient way to communicate these days, especially for business matters. Most business calls, interviews, among other important matters are being conducted on Zoom. Dave, Brian, and Nick discuss several ways to improve your Zoom experience and make you look better for your next business Zoom call.
TFWP is still offering a $50 Visa gift card to answer Dave's question two episodes back. Go to Thefinancialwellnesspodcast.com to submit your answer!
How are you cutting your expenses? How are you reducing your overhead during this unprecedented time? For the next 40 minutes, Dave, Brian, and Nick discuss several tips to shave on your expenses and overhead! Who doesn't want to keep more money in their pocket? After you hear these tips, send us an email about how they have helped you. Go to Thefinancialwellnesspodcast.com to submit your comment, and you may win a $50 Visa gift card for your comment!
The Roundtable is back at it during this coronavirus time. This time, they discuss an article that describes what successful people implement in their daily lives. Do any of these principles apply to you? If they apply, send a message to TFWP at Thefinancialwellnesspodcast.com, and you can win $50!
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
This pandemic has left many Americans scrambling for extra funds. However, listeners who listened to this podcast and listened to Dave's advice should have been properly suited for this type of situation. As Dave and TFWP are HUGE proponents for having an emergency fund, The Roundtable revisits the importance of an emergency fund. Listen to The Roundtable in this interesting conversation. After, The Roundtable takes an email.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
As COVID-19 has been absolutely financially brutal, Dave talks to "Amanda", a friend of Dave's daughter and also a millennial, to discuss how the coronavirus is affecting her economically. In addition to reading Dave Ramsey's book, and setting up an emergency fund, Amanda discusses what it's like to be a millennial during this pandemic. Listen to this one-on-one conversation, as it can likely help you with your personal finances!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave, Nick, and Brian bring The Roundtable back to the TFWP podcast. This episode, The Roundtable discusses the current events and the multiple positive outlooks the listeners can implement into their lives to help with the current unknown economy. After, Dave proposes $50 for a special listener who can answer a question, so listen in!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Based on a recent book that Dave read, Dave extrapolated nine points that could help you achieve your personal finance every day! The points range from preparing "personal time" for at least a little bit each day to grab a coffee with a colleague. Listen in to hear the other seven points!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave and Brian discuss the new report from the Bank of America that shows millennials are saving more and more. The report found that 25% of millennials have $100k in savings! That's an awesome statistic that we appreciate at TFWP! Then, Dave and Brian take the weekly emails. Next week, we have an international listener write in to tell us about her issue! Listen in to hear what Canada has to say!
What's going on with extra, random surcharges at restaurants? Have you even noticed them?! On today's episode, we discuss these extra surcharges that are added to your bill without your consent!
The Roundtable is back at it, discussing an article that describes the conduct that successful people implement into their daily routines to persevere in personal finance! Do you do any of them? If you do, or even if you don't, listen in for some tips to help you make the most out of your daily routines!
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
Dave discusses his original 5-steps to financial success. Dave wants to ensure that his listeners are understanding the key concepts of financial success, personal finance, and The Financial Wellness Podcast. After, Dave takes some audio messages from the website.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Today, TFWP talks about the skills that companies are looking for in employees. What are soft skills? They are different skills, such as the ability to think outside the box, collaboration and to communicate effectively, that employers are looking for in the hiring process. Dave says that if you implement these tips into your life, you will be on your way to achieving your personal success. Listen in to this informative episode!
To submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Financial Independence Retire Early ("FIRE") is to help individuals retire earlier than they may have expected. For those that did not listen to last year's episode of Catching FIRE, go take a listen; it's a great episode! In this subsequent episode, Dave and Brian further discuss the steps that allow you to achieve early retirement and secure your personal finances. Here's a hint for one step: Eliminate Debt!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Forming a new habit can be hard, but here at TFWP we try to make it not so difficult. Listen in to hear how you can make these new habits into positives and help your personal finances!
For the second episode of the year, Dave talks about goals. Do you have goals? What are you doing to achieve those goals? Dave delves into what types of goals the listeners should have and references a previous podcast that intertwines with your goals, which is your "Tombstone." How do you want to be remembered? Listen in to this exciting episode that will motivate you at the start of this new year!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Hey everybody! Happy New Year, and welcome back to TFWP! Since it is the first show of the new year, we must talk about listeners' new year's resolutions! Did you set any resolutions for yourself? Listen in to hear what Dave and Brian have to say about new year's resolutions, which includes some clips from the previous new year's podcast! As always, it's a good one!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Welcome to the holiday season! Dave and Brian talk about gift-giving. For those of you that don't know, everydollar.com discusses how to be productive, thoughtful and cost-saving this holiday season. Listen in to this episode to get all the tips and tricks for your personal finances this holiday season!
To submit a question to Dave or TFWP, go to Thefinancialpersonalwellness.com
As the holidays have already started, Dave talks about how to minimize stress and maximize enjoyment throughout the holidays. Do you already feel a little tired? Dave says that it's healthy to take a break, so you can come back stronger when you return. Listen in to find out more details on how to maximize your holiday experience!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
With the holidays coming up, Dave and TFWP discuss what items people regularly spend on. How do you spend your money during the holiday season? Listen in to hear some stats, facts, and tips and tricks to save your personal finances this holiday season.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
From Dave and TFWP to all of our listeners, we want to wish everyone a wonderful Thanksgiving!
What does it take to be successful? Dave and Brian discuss what it takes to be successful. Specifically, Dave and Brian explain what Warren Buffett, who is worth $81 billion, "gets it all done." According to Buffett, the difference between successful people and really successful people is the word "No." Listen in to find out what that means!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Do you have a monthly car payment? Are you paying a similar fee to the women that Dave discusses in the podcast? Dave and Brian discuss the many issues that many car buyers are frequently encountering. Further, never let a salesman guide you to buy the car. YOU should be in control when you're negotiating for a car, and that's one of the most important things you should remember! Also, did Dave get hooked on a car? Find out!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave and Brian discuss the Top 25 wealthiest people, not in the United States, in the world. Some of the names may surprise you, but some will not. Whether it is either Phil Knight, Jeff Bezos, or Jack Ma, there will be interesting names and information that you will want to hear!
Dave recently read an article published by CNBC on Charlie Munger's "Three Secrets to Achieving Success." Within the Article Mr. Munger discusses: (1) To figures of what each and every person's talents and advantages are; (2) Learn how to handle your mistakes; and (3) Saying "I don't know" is a perfectly fine answer. Dave then gives a brief editorial on his take of the Article.
Dave and Brian discuss a recent article that Dave read. The article, which is named "17 Things Frugal People Don't Do", discusses how people are able to save a buck or two, which can enhance each and every person's personal finance. After, Dave discusses his experience as a guest-professor at California State University, Northridge, and his time and experience with the students and his listeners who track the podcast!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave 'unboxes' his NEW Apple Card. Listen in to hear Dave and Brian discuss the benefits from the new card!
What does "being intentional" mean to you? Here at TFWP, we believe being intentional is pursuing your financial success. For example, when is the last time someone told you that money doubles every 10 years at 7% or doubles every 7 years at 10%? Listen in to this episode to see how "being intentional" can positively affect your personal finances. After, Dave takes an email from a listener who has a question on add-on fees.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Are you achieving your goals? Can you believe that we are already three-quarters done with 2019? Listen in to Dave's message to evaluate the previous months went, and how to fulfill your personal finances in the last quarter of the year! After, Dave and Brian discuss the emails for the week!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Hey everyone! Have you guys heard of a timeshare? Well, we definitely have! Listen to Dave and Brian as they discuss the pros and cons of putting money towards a deed in a timeshare! You will definitely be more informed about timeshares after listening to this episode!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
The listeners are in for a treat this week! Dave brings in a long-time friend, of over thirty years, Joe Graziano. Joe is a collection attorney and has been an attorney for over thirty years. Among other areas, most of Joe's business consists of collecting outstanding fees on car loans, mortgages, and credit cards. Joe is fascinated with the field of collection because of the "chase". Listen in to hear this very interesting episode, and how social media is helping collectors collect outstanding money.
What is going on with these add-on fees?! As consumers, have you guys noticed the additional fees? Well, Dave has noticed and he cannot stay quiet any longer on these ridiculous fees. Listen in to hear about a recent "LA Ordinance Fee" that Dave was billed at a local restaurant, and additional fees - like resort fees in Las Vegas - that are driving Dave crazy!
If you would like to submit a question to Dave or TFWP (including the name of the restaurant), go to Thefinancialwellnesspodcast.com
As a repeat of the previous "Things Successful People Do" episode, The Roundtable discusses an article that describes the conduct of successful people and they implement daily routines into their lives to persevere in personal finance. How many of these routines are in your daily life? Listen in for some tips to help you make the most out of your daily routines!
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
As a repeat from Episode 126, Dave reiterates the heightened importance of having a side hustle, and how a side hustle will eventually facilitate you reaching your personal financial successes. Listen in to this repeat episode to understand the underlying reasons why Dave is a strong proponent for achieving financial wellness.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
As a rerun from Episode 128, Dave wants to instill in the listeners the ultimate chance of success. Dave is eliciting the power that each listener has, while showing THEY are the ones who are driving their proverbial car to financial success. If you haven’t listened to the previous podcast, or even if you have, listen in the get wise words of wisdom from Dave and TFWP.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Dave talks about LowCast, another form of watching cable tv. LowCast is a new hot that is not charging the consumers a “network-transmission” fee, thereby causing the big 4 — like CBS — to take the company to court for an omission of a fee. However, for now, consumers can get free access to CBS and other channels simply by having the software.
Give TFWP your opinion of LowCast and we’ll make sure to broadcast it on the air!
To submit a comment to Dave or TFWP, go to Thefinancialwellnesspodcast.com
The Wealthy Barber is a book by David Chilton that Dave always has on his coffee table. During the episode, Dave speaks about the long-term savings that is described in the book and how it can impact your life. Specifically, he talks about $200 a month at 15% for 30 years yields 1.4 MILLION DOLLARS. Listen in to the episode to find out other tips and tricks from Dave and The Wealthy Barber.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian discuss the new "CalSavers" plan! This is actually a great plan that's purpose is to help citizens learn to save money for the future. This new law is going to mandate every employer in the United States to register or bring someone in to help the employees. If you're interested in CalSavers and making money for your future, listen in to this informational podcast episode! Send TFWP your thoughts!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this Episode, Dave and Brian delve into everybody's favorite topic: Retirement Funds. Just in this episode, Dave talks about 401K and IRA accounts, the difference between the two, and the special "flavors" between the pre-tax and after-tax differences. Then, Dave goes into the specifics of whether leaving your money in the accounts and letting it compound is best or do something else. Listen to the episode to find out!
To submit a question to Dave or TWFP, go to Thefinancialwellnesspodcast.com
In this episode originally aired, Dave and the Roundtable were in the middle of their credit card discussion. After Nick suggested that the Costco, Visa Card was his favorite the Roundtable decided it was time for a review. Listen in to what Dave, Nick and Brian think about the card. Do you have the card? Send us an email and let us know what you think!
To submit an email to Dave or TFWP an email, go to Thefinancialwellnesspodcast.com
In this episode, describes his version of "It's My Money!" Dave delves into the this topic, specifically with the listeners in mind, and discusses the optimal retention the most efficient way to save your money. Dave discusses several tips and tricks for the listeners. Then, Dave uses a notion by Warren Buffet of "deploying your money." Do you spend your money wisely? Listen in to help optimize your personal finances!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave receives a letter he received from his friend, author of Trust Based Philosophy, Mark Given. Mark is an author of many books, which delve into complicated topics but puts a common-sensical touch to it. Listen in to hear Mark talk with Dave in the subsequent episode of the perfect day and trust-based success.
Mark Given's books can be found at Markgiven.com.
To submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian reflect on the first six months of the year. Can you believe half the year has gone by already? Neither can we! We want the listeners to know that the end of the year goes so fast, and not miss an opportunity to achieve your personal financial wellness!
To submit a question to Dave to TFWP go to Thefinancialwellnesspodcast.com
In this episode, Dave delves into the differences between wants and needs. Further, Dave and Brian discuss how people may be apportioning items in the need category when they should be in the want category. Although everyone is different, listen in to see what Dave and Brian have to say! After, Dave and Brian take some of the weekly emails.
To submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave brings in Matt, a listener & fan of TFWP, to join Dave and Brian deliver this week's episode. Matt tells TFWP that his favorite show is "Having An Emergency Fund." Matt discusses several obstacles that led to the depletion of his emergency fund and having him start over at 61 years old. However, Matt says that listening to TFWP has helped him hit the ground running again!
If you want to submit a question to TFWP or come on the show as a guest, go to Thefinancialwellnesspodcast.com
In this episode, Dave receives a letter he received from his friend, author of Trust Based Philosophy, Mark Given. Mark is an author of many books, which delve into complicated topics but puts a common-sensical touch to it. Listen in to hear Mark tell Dave what leads to his perfect day. Then, Dave discusses what would occur in his perfect day. What would occur in your perfect day?
Mark Given's books can be found at Markgiven.com.
To submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about Elon Musk's recent productivity tips that he sent out to his employees. First, Musk says, that excessive meetings are a blithe to the company. Second, it is not rude to walk out of a meeting, if there is no benefit of being there. Third, do not over abbreviate. Listen in to see Dave's take on these Elon Musk's tips and more! Send us an email and let us know what you think!
To submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about his trip to the annual Berkshire Hathaway stockholder meeting. Dave discusses what occurs during the meeting and the mainstream celebrities that were there. Go to Thefinancialwellnesspodcast.com to see a picture of Dave and Mr. Buffett on the Podcast Website! Listen in to find out what it's like to go to one of these meetings, and how this can help your personal financial wellness.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave gives a brief explanation of why it is important to be busy doing something productive in your life, rather than being busy on your phone, tv, etc. Everyone is busy -- that's a given -- including us at TFWP, but what sets achievers apart from want-to-be-achievers is the allocation of your time to the important things in life, like your personal financial wellness.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave updates his listeners on three items: Student Loans; Social Security; Cutting The Cord. Student loans have gone up from $1.4 trillion to $1.56 trillion, and presidential candidates have started talking about this issue. Recently, trustees of social security gave us a sense of direction said that we will to go into reserves starting next year, not this year. And, Youtube TV has upped their price from $40 - $50.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave takes a walk down memory lane and talks about being prosperous in his hay-day. Dave gives you a listen to his thoughts on credit cards back when "CD's" were the new hit thing. Listen in to see how Dave hasn't changed his thought about DEBT in the last 20 years.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about the NEW Apple credit card! Apple came out with a new credit card recently, and it's what everyone is talking about! Listen in to hear Dave's opinion on the card, and how this card can help you and your personal financial wellness.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave dives into a very important topic that everyone has faced or is currently facing - Financial Adversity. Dave brings in a special guest "Daniel", who gives a first-person perspective of what it was like for him to overcome financial adversity. Dave believes the ability to overcome financial adversity can lead to a person's personal financial successes.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this short episode, Dave does his quarterly check-in to see how his listeners are doing. Are you 25% through pursuing your goals? Do you have a tombstone statement? No?! Don't worry! Go back to the previous episodes and take a listen. We think that it will lead to your achieving your optimal personal finances.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave looks back at many of the previous episodes and how they truly do take time to accomplish. Dave wants to make sure that you, the listeners, are not getting worn out with all of the information! Rather, pick a few to put in your toolbox to try, which will allow you to put you on the path to successful personal finance! Send us a message and let us know how you're doing!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave delves into the benefits of going to sleep early and getting up early. Specifically, Dave quotes Benjamin Franklin, Entrepreneur Magazine, and Harvard Business School on their opinions of getting up early. Do you wake up early? Do you reap the benefits that are discussed within this episode? If so, write into TFWP and give us your opinion of the benefits that you see within your life!
To submit your question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses the background and foundation for the creation of The Financial Wellness Podcast name. After, Dave and Brian discuss different questions that regard people's financial wellness and personal finances. Then, Dave takes an email from Eric regarding getting out of debt!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about the mind and how that can be your biggest driving factor for facilitating or inhibiting your personal financial success. Using previous podcast episodes as examples, Dave shows how your mentality truly drives how successful you can become. After, Dave talks about his experience with gotomypc.com. Then, Dave goes into the emails from the previous week.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this Episode, Dave discusses an old, valuable adage that carries much merit. Do you think that you comprise the average of the 5 closest people you associate yourself with? As a wise men once said, "show me you friends and I'll show you your future." Take a minute, look at the people who you surround yourself with, and how they facilitate your growth, success, and personal financial wellnesses. Are they benefitting your life?
To submit a question to Dave or TFWP, go to Thefinancialwellnesspdcast.com
In this episode, Dave talks about the power of meditation, and how it can affect your successful personal finances. Listen in to find out how meditation can help your personal finances, in addition to benefitting other parts of your daily life.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses that only a slight change in your financial gameplan can make the biggest difference in your personal finances. Dave illustrates this point by using the example of Bill Buckner, and how only a matter of inches could have changed his and the Red Sox’s lives. After, Dave takes some of the weekly emails.
If you would like to submit an email to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave speaks with Genein Letford, a California State University professor, the 2015 charter school teacher of the year, and the developer of Alumni 360. Dave and Genein discuss different keys to stay out of debt, how to become a successful entrepreneur, and how to achieve one's optimal personal finance. Listen in to hear the wise words of Dave and Genein.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses Jeff's, a listener of the podcast, phone message and helps him resolve a inquiry regarding his spending, investing, and saving. Ultimately, these five steps that Dave tells Jeff will give every listener the knowledge to achieve their optimal personal financial goals.
To submit a message to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave piggy-backs off the last episode of setting goals for yourself. Dave reiterates the importance of setting goals and not setting resolutions, and how this can help benefit your personal finance. Remember: Thomas Jefferson only wanted 3 things on his tombstone when he passed. Do you know what 3-5 things that you what to be known by? If you haven't yet, go out and do it!
If you want to submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave gives his two-cents on new years resolutions and how they can negatively affect your personal finance goals. Dave tells his listeners why he is NOT in favor of new years resolutions. Additionally, he tell his listeners why people should be investing their time in personal goals, not resolutions. After, Dave selects the email of the week.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this short episode, Dave talks about how New Years intertwines with personal finance. Dave asks his listeners to reflect on a couple of things they want for the new year and jot them down. In a couple of episodes, Dave will discuss how to implement these reflections and create a plan!
To submit a question to Dave of TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian reflect on the initial year of The Financial Wellness Podcast, and discuss their favorite episode of TFWP thus far. Then, Dave has a special gift that he is offering to his listeners -- FOR FREE. Listen in to find out how TFWP can help you persevere in your personal finances this holiday season. From Dave and everyone at TFWP, we hope everyone has a fantastic holiday!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian discuss what is going on with Social Security. Is there anything to worry about, whether you’re a millennial or a Gen-Xer? How will Social Security affect your personal finances?Listen in to find out. Then, Dave takes some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian talk about 7 ways to help your personal finances and minimize holiday stress. Some of us may not even acknowledge stress during the holidays. For those that do, these are 7 tips to help get you through the holiday season. At the end, Dave reveals why he is talking about holiday stress and how that relates to financial wellness.
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
In this episode, Dave delivers some expert tips on holiday shopping. Haven't gone shopping yet? Perfect. Even if you have done your holiday shopping, listen in to find out what tips can save you some money in the bank, your personal finance, while still making the person who receives your holiday gift very happy. After, Dave answers a few of the submitted questions of the week.
To submit your question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this special episode, Dave invites his colleague, bankruptcy attorney and United States Trustee, David P. Jacob. Dave, David and Brian delve into what it's like to be a bankruptcy attorney, what occurs during bankruptcy proceedings, in addition to other insight that David has experienced in over 20,000 bankruptcy proceedings. Listen in to the enormous amount of knowledge (and maybe wild stories) that comes from this episode!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
As Thanksgiving is around the corner, Dave discusses the benefits of having a sense of gratitude. What are you grateful for? What things do you do on a daily basis to contribute to your practice of gratitude? Dave wants you to really take in the week and feel grateful. Listen in for additional resources that can help you feel more gracious about your life, in addition to helping others at the same time. After, Dave takes some of the weekly emails.
To send in an email, go to Thefinancialwellness.com
In this episode, Dave discusses a recent survey that was released by The Center for Financial Services Innovation, only 28% of people are considered financially healthy. Moreover, over half of people are struggling with some aspects of financial health. Lastly, 17 % of people are struggling with most aspects of financial health. Listen in for some personal finance tips that you can implement in your life.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this rare bonus episode, Dave and Brian discuss the upcoming elections and make a few recommendations. You’ll might be surprised at what they do, or don’t, say.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian discuss the new retirement trend that has been discussed by Suze Orman as the FIRE trend. "FIRE" stands for "Financial Independence Retire Early". According to the trend, one is technically independent when one retains more than 25x one's annual expense. Are you part of the FIRE trend? If not, why not? Listen in to educate yourself - and your personal finances - regarding the FIRE trend.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave relays interesting information about saving money and aiding one's personal finance that he just read in a recent blog. This information is broken down into three main categories: Eating; Transportation, and Housing. Listen in to find out the details that Dave wants everyone to hear! After, Dave and Brian discuss an audio message from Theresa, who is seeking information about her current employment.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Brian continue the discussion of the new trend of getting away from cable television. Have you thought about cutting the cord, getting rid of the channels you don't watch and only pay for the ones you actually want to watch? Have you thought about only subscribing to Netflix, Roku, Hulu, etc.? Listen in to find out why this why this might effect your personal finances, and why this tradition is thriving.
To submit a message to Dave or TFWP, go to Thefinancialwellness.com
In this episode, Dave wants to know how successful his listeners are doing in achieving their plans and goals of this year. Although the year is coming to an end, Dave reassures his listeners that it is never too late to set plans and goals for your personal finances! After, Dave and Brian discuss the questions of the week, including obtaining earthquake insurance and the possibility of Sears declaring bankruptcy.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave informs the listeners that if the government decides to forgive an outstanding student loan, then the person forgiven can be taxed as "income" for the forgiven debt. After, Dave takes emails from Mickey and Claire who inquire about their personal finances. Listen in to see how Dave responds to Mickey's and Claire's question!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave tells his listeners that he is TOTALLY against payday loans, and how they can affect one's personal finance. Moreover, Dave wants to inform his listeners that a recent California supreme court ruling regarding unconscionable interest rates has come down from the high court, and, essentially, the supreme court has said that it is within their jurisdiction to decide if a payday loan is too high.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave revisits his original 5-steps to financial success. Dave wants to ensure that his listeners are understanding the key concepts of financial success, personal finance, and The Financial Wellness Podcast. After, Dave takes some audio messages from the website.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave and Nick discuss a recent career-changing decision Nick has made, what helped factor into the decision, and how TFWP listeners can apply a similar strategy to their lives to potentially reap the same benefits. After, The Roundtable discuss some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this weeks episode, The Roundtable is back at it, discussing an article that describes the conduct that successful people implement into their daily routines to persevere in personal finance. Do you do any of them? If you do, or even if you don't, listen in for some tips to help you make the most out of your daily routines!
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
In this special episode, Brian Reed elaborates on what it means to "cut the cord." Have you cut the cord? Listen in to hear how doing so can save you money, aid your personal finance, and be involved in the new fad that is becoming more and more popular every day.
To submit a question to Dave or TFWP, go to Thefinanciallwellnesspodcast.com
In this episode, Dave talks about his new credit card: The Amazon Prime Card. Then, Dave talks about his trials and tribulations with other credit cards, and describes to his listeners why having a good credit card is very beneficial (especially on cruises) to one's personal finance. After, Dave, Brian and Nick take some listener's emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
Guess who's back?! The fake IRS folks! This time, we're the one's that are going to have fun with them. Listen in to hear all the fun that TFWP has with the "IRS". Additionally, Dave tells the listeners what to do if this occurrence happens to them. After, Dave and Brian discuss some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about a similar feature that many entrepreneurs, including Thomas Edison, Warren Buffet, Jack Ma and Bill Gates, consistently partake in -- setting aside an hour a day, or five hours a week, solely for learning something new. Listen in to see how doing this will increase your personal finances. After, Dave takes TFWP's first audio question, regarding student loan debt and getting ahead in life.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave tells his listeners about Seth Godin, a blogger that Dave highly respects. Dave delves into one of Seth's recent blogs, which talks about one's internal motor and who's the one driving it. Are you driving your internal motor to personal finance, or is it the banks, retailers, or others that try to push you onto their agenda.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, TFWP solely takes on the enormous amount of emails that we have received. Some of these inquire about Dave's advice municipal Bonds, saving extra money for a later date, selling a car and taking Uber/Lyft to your destinations, and more! Keep on sending those emails, as we are always excited to answer them!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
When is the last time you had a side hustle? Have you ever thought about having one? Listen in to see why Dave is a proponent for obtaining a side hustle, and how this can help benefit your personal finances. After, Dave and Brian discuss some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave answers one of the most frequent questions that TFWP has been receiving: Should I get a credit card or a debit card?! Dave weighs-in and gives his opinion on each card, to help ensure his listeners are staying on the path to their personal financial successes. After, Dave and Brian discuss some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discuss the large amount of student loan debt. According to the Department of Education, there is currently $1,400,000,000 (as in 1.4 trillion dollars) in student loan debt, with over 2.5 million people who have incurred this debt. Additionally, there are at a minimum 101 people in the United States who owe more than $1,000,000 in student debt. How have student loans affected your personal finance? Listen in to hear Dave's opinion on this issue.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this short episode, Dave reflects on his own goals and asks his listeners to do the same. Dave seeks to know how the listeners are doing halfway through the year, and encourages feedback regarding how their reflection has affected their personal finance.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about his experience with Imperfect Produce -- a food subscription company that can help save you money at the supermarket and delivers food right to your front doorstep. After, Dave takes a special request prior to diving into the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, The Roundtable discuss Nick's favorite credit card: The Costco Card. The roundtable elaborates on the pros, the cons, and the rest of the bells and whistles of the Costco Card. How can The Costco Card help you achieve your personal financial successes? Listen in!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this roundtable episode, Dave, Nick and Brian discuss a credit card application that Mastercard sent to Dave. Additionally, the trio breakdown the terms and conditions, how Mastercard derives revenue from the card, the benefits of the card, and how the card is unveiled to the consumers. How can this card help you achieve personal financial successes? Listen in!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this weeks episode, Dave explains the slippery slope of taking out short-term, high interest loans, and how these loans can affect your journey to achieving your personal financial successes. Afterwards, Dave and Nick discuss some emails from listeners.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode of The Financial Wellness Podcast, Dave suggests what to do when creditors contact you regarding credit card debt, personal loans, etc. Remember, it's your money! After, Dave and Nick discuss some emails from listeners.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this heartfelt episode, Dave speaks about a subject that not many people like to speak about, but is essential to thrive in our personal financial successes. After, Dave and Nick take some emails from listeners, and foreshadow the future segment for "It's My Money."
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses three separate issues regarding due dates on credit cards: 1) The Grace Period; 2. Late Posting; and 3) Retroactive Accumulation of Interest on a Purchase. Listen in to find out how these three issues can get in the way of achieve your personal financial successes. After, Dave responds to some of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave explains how the feeling or thought of GUILT can exacerbate situations, and how to deal with and overcome guilt. How does guilt factor into YOU achieving your personal financial successes? Listen in to find out! Afterwards, Dave, Brian and Nick discuss some of the weekly emails from listeners.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave, Brian and Nick (The Roundtable) discuss how interest rates can be burdensome to consumers. Listen in to see how interest rates can hinder your ability to achieve your personal financial successes.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave, Brian and Nick discuss the advertising of credit cards - who's promoting them; how much they're charging; and how much you're paying in interest! How can credit cards affect your personal finances? Listen in to find out!
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about his recent encounter with the “IRS” scammers, including one specific call with “Julie Brown”, which can hinder your ability to achieve your personal financial successes. After, Dave and Nick talk about a couple of the weekly emails, which leads to a very interesting conversation about cryptocurrency, gym membership, and saving a little bit here and a little bit there.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave asks his listeners how they're doing on achieving their life goals. Additionally, Dave reinforces the premise that, even though the end of March is upon us, it's never too late to set up a life goals to help you achieve your personal financial successes through 2018. Then, Dave and Nick discuss a couple of listeners' emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave explains the infinite possibilities after completing his 5-Steps to Financial Freedom, and how these possibilities will lead you to achieve your personal financial successes. Afterwards, Nick surprises Dave by asking a momentous question about his future.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about the importance of saving 15 percent of your income for retirement, and as a result helping your achieve your personal financial successful. Subsequently, Dave and Nick respond to a couple of the weekly submitted emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave elaborates on the importance of having an emergency fund. Dave further discusses how having an emergency fund can be critical to achieving one's personal financial success. Afterwards, the guys respond to a few of the weekly emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses other methods to pay off debt, including borrowing, selling assets, debt consolidation, debt settlement. Doing these things will help achieve one's personal financial success. After, Dave and the guys also answer emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave discusses various methods to increase overall income and, consequently, decrease spending. As a result, this method creates a gap in income to help retire debt. This method will help personal personal financial success. Afterwards, Dave and the guys take some emails.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about the importance of eliminating your debt to help you achieve personal financial success. In addition, Dave and Nick responds to listener’s emails regarding acquiring a non-profit position in the current economy, and also how to save on expenses.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave explains why it is critical to to your personal financial success to track and understand your cash flow each month, including both income and expenses. After, Dave and Brian answer emails from listeners.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave reveals some secrets about the credit card industry and why credit cards can be so difficult to deal with. Additionally, he also discusses various popular methods to pay down debt. Lastly, Dave answers emails and reveals his favorite way to decrease spending, which, in turn, helps you achieve your personal financial goals.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In this episode, Dave talks about his 5 steps to financial success. Listen in to find out how these 5 steps will help you prevail with your personal financial planning. Also, Dave and Nick discuss an email from a listener regarding filing a tax return.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com
In the opening episode of The Financial Wellness Podcast, Dave explains why he decided to start the podcast, and how he and the crew can have a great impact on the listener’s path to personal financial success.
To submit a question to Dave or TFWP, go to Thefinancialwellnesspodcast.com