WSJ Your Money Matters: Recent Episodes
WSJ Your Money Matters
Get your personal finances in shape with advice on budgeting, credit card debt, college tuition, retirement and more.
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Owners of businesses that print and supply fake money to movies and TV shows say being surrounded by “prop cash” changed how they think about the real thing. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.
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As the Federal Reserve signals it may be done raising interest rates, some financial advisers suggest people consider riskier investments for their cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss.
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Which airlines turned from competitors to allies? And how did the poster child of meme stocks, GameStop, perform this week? Plus, how are Google and AMD heating up the AI race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.
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Rising stocks and the prospects of lower interest rates are among the factors that have pushed gold prices up 11% this year. WSJ reporter Bob Henderson joins host J.R. Whalen to discuss how individual investors can buy gold, and how it fits into a portfolio.
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Americans who’ve underpaid their taxes could face a hefty bill from the IRS, which recently raised the penalty from 3% to 8%. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways people can better manage their tax payments.
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The New Money Rules for Kids: With online financial accounts, comes the possibility for kids to make some mistakes with them. In the final episode of our series, we explore how kids (and parents) can keep their money safe and start practicing good money habits.
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"The New Rules of Money,” a book from The Wall Street Journal, helps readers break down the fear factor behind managing their personal finances. Reporter and co-author Julia Carpenter joins host J.R. Whalen to discuss how the book’s interactive tools can guide readers toward reaching their financial goals.
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The Free Application for Federal Student Aid, or Fafsa, will become available for completion on Dec. 31, about three months later than in previous years. Personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss that and other changes families should prepare for.
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Which companies benefited most from strong Black Friday sales? And how did investors react to Tesla’s Cybertruck launch and General Motors’ massive stock buyback plan? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.
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In a new survey, a majority of workers said a 50% salary increase would be enough to make them happy. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss the data.
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The work world is still in flux nearly four years after the pandemic threw offices for a loop. But a variety of data show that workers are unhappier now than they have been in years. Wall Street Journal deputy bureau chief Vanessa Fuhrmans joins host Danny Lewis to explain why.
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The New Money Rules for Kids: From payment apps to bank accounts, there are many places for kids to store their money. In the third episode of our series we explore what you should know about each of them.
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Disagreements about finances are a part of any relationship. New research suggests that these fights aren’t necessarily about money. Wall Street Journal personal finance reporter Julia Carpenter joins host Danny Lewis to discuss root causes, and how in some cases arguing might actually help strengthen a couple’s bonds.
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Americans trying to budget a new car into their household finances might consider leasing instead of buying. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss what you should know about paying for a car if you aren’t buying it in cash.
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While many Americans are likely to begin their holiday shopping on Black Friday, shoppers who procrastinate can still capitalize on discounts and deals, as long as they plan carefully. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss.
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The New Money Rules for Kids: For lots of children, the ways that they earn cash have gone digital. In the second episode of this series, we hear from three young entrepreneurs about how they’ve built their businesses and the digital tools they’re using to boost it.
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As requests for more and bigger tips increase, so has confusion. WSJ personal-finance reporter Julia Carpenter joins host Ariana Aspuru to discuss why some people view tipping as an obligation and others see it as a personal decision.
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The popular budgeting app, Mint, is shutting down in 2024. So what happens next? WSJ personal finance reporter Imani Moise joins host Ariana Aspuru to discuss where this leaves people in the market for a new budgeting app.
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With rising prices and high interest rates, right now is a bad time to spend money. WSJ personal finance reporter Oyin Adedoyin joins host Ariana Aspuru to explain what this means for holiday shoppers.
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Amid elevated mortgage rates and low inventory, many prospective homebuyers have decided to spend their new-home savings elsewhere. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss.
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The New Money Rules for Kids: From Youtube and video games to advertisements on social media, kids are seeing content about money – whether they know it or not. So how is this influencing their decisions about money? And how can we best prepare them for financial success in adulthood? In the first episode of Your Money Briefing’s four-part series, we look into how a new generation of kids are learning about money.
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The rising cost of having fun is changing the way some people enjoy experiences and how they calculate whether having a good time is living up to the price. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.
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Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workforce often clouds their decision-making.
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For some people, having more control over their career includes having the financial freedom to leave their job. WSJ’s Jessica Chou joins host J.R. Whalen to discuss how she saved enough for a “walk-away fund.”
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More employees are filing disability discrimination claims against their companies when work-from-home requests are denied. WSJ reporter Lauren Weber joins host J.R. Whalen to discuss.
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More companies are offering disability insurance as part of annual benefits options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up.
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Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss.
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Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss.
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Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook.
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To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay.
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Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss.
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Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes.
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Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget.
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WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.
If you like the show, follow it for more.
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Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans.
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New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement. WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs.
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As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions. But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets.
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Students are leaving college early to launch their own AI startups. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face.
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Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone.
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In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time, and they’re taking time off for reasons other than feeling unwell.
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Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering.
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More retailers are offering discounts to shoppers who make purchases with cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals.
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More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done. WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings.
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The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend.
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Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market.
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Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask.
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As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds.
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Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score.
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With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.
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Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing.
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Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside.
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A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.
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Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward.
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Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead.
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A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works.
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Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challenges they’ll face when returning to the workplace.
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More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies.
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Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.
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In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale.
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Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks.
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People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts.
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Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do.
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Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike.
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More companies are phasing out feedback that bosses give workers, and replacing it with “feedforward.” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed.
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More couples are choosing to have conversations about their financial goals on “money dates.” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance.
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As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one.
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Many landlords are adding fees to monthly rent that they charge tenants. WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back.
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Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage.
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Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage.
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The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.
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The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories includin g graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings.
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Interest on student loans began accruing on Sept. 1 and payments are due next month. WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments.
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Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch.
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As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go. WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it.
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Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway.
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After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend. WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers.
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Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions.
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Students heading off to college have a lot on their plate, including making some big financial decisions for the first time. To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss.
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It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities. With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss.
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Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover.
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A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss.
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More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.
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As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss.
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The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know.
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Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly.
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More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling.
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Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being, and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.
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After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.
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Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.
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Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.
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More Americans are making money off their cars by renting them out. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss how the p rocess works, and the risks some renters face.
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Sticker shock was among the many changes in the auto industry that car buyers saw as a result of the pandemic. WSJ reporter Ryan Felton joins host J.R. Whalen to discuss which pandemic-era changes are likely to be permanent.
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Workers who want to get ahead but also be respected face a tricky balance of being too nice or too aggressive. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss ways employees can navigate that challenge.
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Tracking inclement weather that might impact air travel or knowing where to book a last-minute hotel room can improve the overall experience for some travelers. WSJ columnist Dawn Gilbertson joins host J.R. Whalen to discuss popular apps among frequent flyers.
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An 18-month study of the viability of a four-day workweek found that employees worked more efficiently in less time. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss whether companies are likely to adopt a shorter workweek.
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Families often make mistakes when planning the transfer of heirlooms, resulting in unnecessary costs and family infighting. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss actions families should consider to make the process smoother.
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As the Federal Reserve has raised interest rates to their highest level in 22 years, traditional saving methods have become more attractive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss where savers could store their cash.
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Studies show that heavier people are paid and promoted less than their thinner colleagues. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss the financial impact that can have on overweight workers, and what companies and lawmakers are doing to address weight bias at work.
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Bragging about having remote jobs with comfortable salaries and 5:00 p.m. end times has become trendy among many younger female workers on TikTok. WSJ’s Katie Mogg joins host J.R. Whalen to discuss the pros and cons of promoting laid-back jobs that pay for basic comforts without requiring overtime.
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Many couples hoping to stay within a budget impose spending limits for each other. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter and by a woman who set (and exceeded) a spending limit with her fiancé.
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The online broker Robinhood, popular among younger investors, has begun offering traditional and Roth individual retirement accounts. WSJ “Heard on the Street” columnist Telis Demos joins host J.R. Whalen to discuss how retirement investing represents a different strategy for Robinhood’s clientele.
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Families with two or more children in college may lose some financial aid under new government rules. WSJ’s Oyin Adedoyin joins host J.R. Whalen to explain how college expenses are likely to change for families.
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Retirees often see their credit scores decline following their working years. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why maintaining a high credit score still matters to many older Americans.
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More Americans are bypassing the airport and instead taking a bus to get to their destination. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the shift and how bus travel compares to taking a flight.
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Retirement savers who make “catch-up” contributions to their 401(k) account will lose an often-used tax deduction under new rules coming next year. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss.
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Americans’ hourly wages rose an average of 4% in June, outpacing the current 3% rate of inflation. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss why that doesn’t necessarily mean more spending power for consumers.
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Funding a child’s education is typically one of the largest expenses a family takes on, yet they often make errors that can add to their costs. WSJ’s Cheryl Winokur Munk joins host J.R. Whalen to discuss the most common missteps and how to avoid them.
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Even as many companies allow employees to continue to work a hybrid schedule, some managers are insisting that workers come into the office on Mondays. WSJ contributor Anne-Marie Chaker joins host J.R. Whalen to discuss the pushback from workers.
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Airline-branded credit cards typically offer numerous travel benefits like points and miles. WSJ travel reporter Jacob Passy tells host J.R. Whalen why some travelers might find it’s not worth it financially to sign up.
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Many people have an internal timeline that sets deadlines for career and life milestones. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why it may be time for those timelines to evolve.
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Many retirees say they regret not focusing on more than just saving money to live out their post-working years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss.
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Many borrowers fear they may have to defer financial goals when they resume making student-loan payments. Host J.R. Whalen is joined by borrower Trey Watson and WSJ personal-finance reporter Joe Pinsker.
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Many older Americans are investing like younger people, putting more of their retirement savings in volatile assets such as stocks. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.
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More people in the U.S. are losing their home-insurance coverage due to storms, lawsuits and rebuilding costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can prevent their insurance from being canceled and what they can do if it is.
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Frontier Airlines offers passengers an “all-you-can-fly” program for a flat fee. Wall Street Journal “Carry On” columnist Dawn Gilbertson joins host J.R. Whalen to discuss whether the pass, which includes domestic and international flights, is worth your time and money.
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High-earning Americans who previously shunned discount stores like the Dollar Tree and Five Below are spending time in the aisles looking for bargains. WSJ personal-finance reporter Rachel Wolfe joins host J.R. Whalen to discuss why they’ve changed their shopping habits.
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Americans holding federal student loans will be required to resume making payments after the Supreme Court struck down President Biden’s forgiveness plan. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the nation’s 40 million borrowers should prepare to resume making payments.
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Banks are sending out more requests to customers for their annual salary information. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why, a nd whether customers are obligated to reveal their earnings.
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Homebuyers are shunning fixer-uppers, even though they often come with a reduced purchase price. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why prospective buyers are looking elsewhere.
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Rejection of a claim by a health insurer isn’t uncommon, but many consumers aren’t aware of the process to fight back. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss the most effective ways to launch an appeal.
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Research shows that even when consumers know that taxes and fees will be tacked on to a product’s cost at checkout, they’re more likely to pay the bill instead of researching a better price. WSJ columnist Josh Zumbrun joins host J.R. Whalen to discuss.
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A co-worker seen by others as an “office jerk” can be annoying, but also stand in the way of productivity. New York University psychology professor Tessa West joins host J.R. Whalen to discuss how workers can overcome the fear of approaching an office-mate conducting themselves inappropriately.
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Teens are getting a head start in understanding personal finance through apps designed to help them manage money, with parental supervision. Host J.R. Whalen is joined by WSJ personal-finance reporter Oyin Adedoyin as well as a mother of twin 15-year olds who are active on several apps.
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Watching your 401(k) balance rise as stock markets trend higher might give savers a sense of comfort, but WSJ reporter Anne Tergesen tells host J.R. Whalen why financial experts say that could do long-term damage to your retirement portfolio .
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As more workers say they’re less engaged on the job, some companies are taking steps to improve the day-to-day experience for employees. WSJ’s Russell Adams joins host J.R. Whalen to discuss why the changes don’t always include pay raises.
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Many schools, businesses and recruiters are launching programs to address gaps in recent college grads’ face-to-face social skills to help them succeed in the workplace. WSJ’s Lindsay Ellis joins host J.R. Whalen to explain why.
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After several years of double-digit percentage increases, apartment-rent growth is falling for only the second time since the 2008 financial crisis. WSJ’s Will Parker joins host J.R. Whalen to discuss why rents are declining, and what could drive them higher again.
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Increased frustration among employees is impacting workplace productivity and employee retention. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what’s fueling the shift among workers.
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Tip screens at a checkout counter where people typically make small purchases can make for some awkward moments between consumers and store workers. The WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss expectations when it comes to tipping.
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In 2022, legal sports wagers on sites like FanDuel and DraftKings totaled $93.2 billion. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss tax rules that sports bettors sometimes overlook.
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Carving out time for yourself can have positive effects on your career and relationships.
WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why many people, especially women, struggle to include “me time” into their daily schedule.
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Travelers are likely to run into fees tacked onto the higher costs of airline tickets, hotel rooms and rental cars this summer. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss ways to avoid these charges.
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In response to the growing popularity of bond investing, Wealthfront has introduced a robo-advisory tool to pick investments. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it works.
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Freelancers and small-business owners are using artificial intelligence to boost output and their incomes. WSJ reporter Te-Ping Chen joins host J.R. Whalen to discuss the benefits and risks associated with using generative AI tools in the workplace.
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Having both a 401(k) and an IRA can boost your annual retirement contributions by 30%. WSJ contributor Michael Pollock joins host J.R. Whalen to discuss what savers should know about each type of account.
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After a three-year pause, federal student-loan borrowers are scheduled to resume making monthly payments starting August 30th. WSJ reporter Julia Carpenter joins host J.R. Whalen with steps borrowers can take to lessen the impact on their finances.
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The family home is one of the most expensive assets parents pass down to their children when they die. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss financial and emotional questions adult children should consider.
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A program under consideration by several states would pay thousands of dollars into trust accounts for children to help close the widening wealth gap. WSJ reporter Brenda León joins host J.R. Whalen to discuss how the program would work.
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As much as 40% of the nation’s workforce is splitting time between the office and working from home. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss how retailers could tailor their business models to engage hybrid workers.
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Many young Americans overwhelmed by financial stress brought on by the pandemic and inflation are avoiding their expenses. Host J.R. Whalen is joined by WSJ reporter Oyin Adedoyin and a 22-year-old man who struggled with his spending.
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Hotel prices and airfares up substantially compared to a year ago might cause some people to reconsider their summer vacation plans. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss the trade-offs some travelers are making .
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Writing out paper checks raises the chances of being the target of fraud and theft. The WSJ personal-finance team’s Oyin Adedoyin joins host J.R. Whalen to discuss ways to reduce those risks.
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Hundreds of families who paid life-insurance premiums were denied millions of dollars in death benefits because of missteps by both their employer and their insurance company. WSJ reporter Leslie Scism joins host J.R. Whalen to explain how it happened.
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Amid moderating inflation and signs that the economy may be headed toward a recession, many companies continue to raise prices. WSJ’s Suzanne Kapner joins host J.R. Whalen to discuss how consumers are responding.
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The amount Americans can contribute to a health savings account will rise to the largest-ever increase on record next year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what you should know about HSAs.
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The rising cost of living in Florida has caused many seniors to seek more affordable locations to spend their retirement years. WSJ contributor Cecilie Rohwedder joins host J.R. Whalen to discuss why more Americans are choosing to live in Baldwin County, Alabama.
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The share of marriage with women earning more than their husbands has tripled over the past 50 years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what has changed and why those marriages are less likely to end in divorce.
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Ozempic and other weight-loss drugs can list at $900 or more per month. WSJ’s Anne Wilde Mathews joins host J.R. Whalen to discuss how to get your health insurance plan to cover these prescriptions.
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Some users of Buy Now, Pay Later programs like Klarna and Affirm say they have faced unexpected denials or lower spending limits when they try to make purchases. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain why the companies are tightening credit standards.
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Concerns have risen about how Social Security payments, among other programs, would be affected if the U.S. reaches its debt ceiling and defaults on its loans. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirees can expect.
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Many millennials and Gen Z workers say their jobs are important to their own sense of identity. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how they struggle to balance that with scheduling personal time.
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Wait times for ordering a new passport are running as long as 13 weeks. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss ways to expedite the process, and the costs involved.
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Having a good job by age 30 can unlock the path to a successful career. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss research that examined choices people in their 20s made and how it affected their career by age 30.
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Customers routinely tip service workers, but many shoppers are perplexed and even angry to find some self-checkout machines prompting them to leave upwards of 20%. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss so-called tip creep and where, exactly, those tips are going .
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Dying without a will can put the future of your assets at risk. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss why most Americans don’t have one.
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As more college seniors accept job offers in advance of graduation, companies may have to work harder to find top candidates. WSJ contributor and LaSalle Network CEO Tom Gimbel joins host J.R. Whalen to discuss what future grads say they’re looking for in a potential employer.
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The red-hot labor market created opportunities over the past several years for workers to ask for and receive sizable raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain why companies are budgeting for lower salary increases.
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After several years of workers scoring sizable pay bumps to switch jobs, companies are reining in the amount they’re offering new hires. WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss what this means for the broader labor market.
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Subscription price creep is real, and new data show that more consumers are rejecting higher prices on some of their favored subscription streaming and delivery services. But it doesn’t have to be all or nothing. WSJ personal tech columnist Nicole Nyguyen joins guest host Dion Rabouin to discuss ways to push back against price creeps.
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With today’s high interest rates and inflation, certificates of deposit are becoming an attractive way to grow savings over time. WSJ’s Oyin Adedoyin joins guest host Danny Lewis to discuss how staggering your investments can make the most out of these assets.
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On the fifth and final installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” financial psychologist Bradley Klontz and real-estate professional Tracy McLaughlin join host J.R. Whalen to discuss how FOMO and other emotional hurdles make it difficult to think rationally when searching for a home.
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Bosses have tried many different tactics to get employees back into the office. Nationally, a number of offices remain sparsely populated, particularly on Mondays and Fridays. WSJ reporter Chip Cutter joins guest host Mohsin Ali to discuss how one company is tying pay to attendance.
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As the cost of concert tickets skyrockets, fans are finding ways to stretch their budgets. WSJ’s Rachel Wolfe joins guest host Danny Lewis to talk about how people are struggling with the splurge.
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While some workers are literally counting the days until they can call it a career, there’s a growing segment of Americans who can’t think of anything they want to do less. They say they never want to retire. Demetria Gallegos from WSJ’s Journal Reports joins guest host Dion Rabouin to discuss the growing number of people who say they’d rather keep on working.
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Financial experts say the May 1st enrollment decision deadline is an ideal time for students and families to negotiate a better financial aid package. WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss the best ways to request more aid.
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From not having your finances in order to rushing through the inspection process, common mistakes made by homebuyers can derail the path to owning your dream home. On the fourth installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” Sam Chandan of New York University’s Chen Institute for Real Estate Finance joins host J.R. Whalen to discuss.
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More companies are increasing their focus on workers’ mental health by, among other things, offeri ng additional personal days off. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss the benefits of timeout days.
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Many financial advisers are once again recommending the 60% stocks, 40% bonds investment strategy to capitalize on the stock market in 2023. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain why.
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Ambitious 20-somethings are trying to knock down preconceived judgments that they are lazy and not into hard work. Host J.R. Whalen is joined by WSJ’s Lindsay Ellis and a 25-year-old CEO of a supply-chain software company.
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Total debt for millennials in their 30s hit more than $3.8 trillion in the fourth quarter, a 27% jump from late 2019, and the steepest increase of any age group. Host J.R. Whalen is joined by WSJ reporter Gina Heeb as well as 31-year-old Stacey Coquelin, who is struggling to contain rising debt as well as her daily expenses.
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Securing the right mortgage rate can be the key to a home being affordable for a prospective buyer. On the third installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” NerdWallet’s Holden Lewis joins host J.R. Whalen to discuss ways to find the most attractive mortgage rates. New episodes every Friday in April.
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Discussing your job is a common question when meeting someone for the first time. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the benefits of giving work questions less priority and instead focusing on other areas of your life.
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After signing up for numerous monthly subscriptions during the pandemic, many Americans are canceling those services to save money. WSJ’s Rachel Wolfe joins host J.R. Whalen with more.
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Although people are doing more financial transactions on their phones, experts say they still have too many items in their wallet, which could expose them to a greater risk of identity theft. WSJ’s Oyin Adedoyin joins host J.R. Whalen with more.
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Owe taxes this year? WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss steps taxpayers can take to reduce next year’s tax bill.
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With interest rates trending higher and housing inventory stubbornly low, the spring housing market is off to a slow start. On the second installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” Zillow senior economist Orphe Divounguy tells host J.R. Whalen how those factors have reshuffled the balance of power between buyers and sellers. New episodes of the series drop every Friday in April.
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The number of hours put in by workers on the weekend has risen 5% since 2021. WSJ’s Anne-Marie Chaker joins host J.R. Whalen to discuss how working on the weekend became the norm and what it means for work-life balance.
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More Americans are experimenting with working part-time to achieve a more desirable work-life balance. WSJ’s Rachel Feintzeig joins host J.R. Whalen to discuss.
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A network of social media groups promote the exchange of free items among travelers who stay at hotels and resorts. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen with details.
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Researchers have found that both a shortfall of money or an influx of money can have detrimental effects on a relationship. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to explain.
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The process of buying a home is often filled with excitement, but also confusion and sometimes disappointment. The WSJ’s special series “Under Contract: Your Guide to Home Buying” aims to help buyers on their journey to securing a new home. In the first installment, “The Money Coach” CEO Lynnette Khalfani-Cox joins host J.R. Whalen to discuss getting your personal finances in order before beginning your search.
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Research on how workers are reacting to new laws mandating the publication of employee salaries yielded surprising results. WSJ contributor Courtney Vinopal joins host J.R. Whalen with details.
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Companies typically carry out layoffs to reduce costs, but compiling the list of workers to be let go is often less simple, and can involve weeks of debate. WSJ’s Chip Cutter joins host J.R. Whalen with more.
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While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that. WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen.
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A contingency clause is often written into the contract between a home buyer and seller if either party suspects significant financial changes could force them to back out of the deal. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with more.
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After embracing remote and hybrid work schedules, some companies now find flexible work schedules as cutting down on productivity. WSJ ‘On the Cock’ columnist Callum Borchers joins host J.R. Whalen with more.
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The Federal Reserve raised interest rates another 0.25 percentage point on Wednesday. That is on the lower end of the Fed's recent rate hikes, but analysts say consumers could find it harder to get a loan anyway. The WSJ's Oyin Adedoyin joins host J.R. Whalen to discuss why, and how you can get your personal finances in order.
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The collapse of Silicon Valley Bank has raised concerns about the banking sector and stress tests that often gauge banks’ abilities to weather financial emergencies. WSJ’s Geoffrey Rogow joins host J.R. Whalen to discuss steps you can take to test the strength of your own finances.
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Some apprenticeships are boasting acceptance rates as competitive as Ivy League universities. WSJ repo rter Doug Belkin joins host Erin Delmore to explain why students are rethinking the cost-benefit analysis of a four-year college education.
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Demand for CDs is at its highest level since the 2008 financial crisis, according to dat a from CUSIP Global Services. WSJ markets reporter Hardika Singh joins host Erin Delmore to explain why CDs are considered among the safest investments.
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Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren’t familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible.
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After several years of extensions, student-loan repayments are expected to resume later this year. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to discuss the pressure that could place on younger people, many of whom are struggling financially.
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Although February’s inflation rate cooled to 6%, prices still continue to rise. That may cause people to harken back to the recent past when prices were significantly lower. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker and Georgetown University professor Francesco D’Acunto to discuss “price nostalgia,” and why we remember prices being lower than they actually were.
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The government says depositors with Silicon Valley Bank and other banks that have failed this past week will still be able to access their cash through the FDIC. WSJ’s Imani Moise joins host J.R. Whalen to explain how the FDIC works and the limits on its ability to protect depositors’ cash.
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While the average retirement nest egg shrunk by 23% last year, Gen Z workers’ balances grew by 14%, according to new data from Fidelity Investments. WSJ financial reporting fellow Oyin Adedoyin joins host J.R. Whalen to discuss how Gen Z grew its savings despite a rough market.
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Ratings for Airbnb properties are as important to travelers as they are to property owners. WSJ travel reporter Allison Pohle tells J.R. Whalen how some guests feel pressured to give five stars, and why a perfect rating might not fully convey a guest’s experience.
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After years of stocks being the centerpiece of investments, many on Wall Street are now focusing on o ther money making opportunities. WSJ markets reporter Akane Otani joins host J.R. Whalen to discuss these alternative investments.
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Tax software companies often promote paid tax professionals to help taxpayers file their returns. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss when spending extra money on a tax pro makes financial sense.
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Instead of filing one tax return, a growing number of married couples are choosing “married, filing separately” status. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss.
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More people are adding software to their financial apps as a way to curb impulsive behavior with their money. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits, and how the programs allow people to take a digital break.
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The median property tax bill increased more than 8% in 2021, and they are expe cted to rise this year. WSJ personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can save money, including when to appeal their property tax assessment.
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After a sharp run-up during the pandemic, monthly rents for new apartment leases are beginning to come down. WSJ housing reporter Will Parker joins host J.R. Whalen to discuss what’s driving the declines, and what it means for the rental market.
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More companies are finding ways to trim their staff without classifying them as layoffs. WSJ careers and management reporter Chip Cutter joins host J.R. Whalen to explain why, and the tactics companies are using to shed workers.
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With tax refunds expected to be lower this year, an often overlooked move can help lower your overall tax bill. WSJ personal-finance reporter Ashlea Ebeling discusses with host J.R. Whalen.
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The deadline to file income taxes this year is April 18. Wall Street Journal reporter Laura Saunders joins Your Money Briefing host J.R. Whalen to discuss how the WSJ’s annual Tax Guide can help you avoid confusion and pitfalls.
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Despite cryptocurrencies like Bitcoin losing more than a trillion dollars in value last year, some investors didn’t sell and are likely to buy more. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why they are unswayed by the high risk.
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In one of the largest trials of a four-day week to date, British businesses gave their 2,900 workers a paid day off a week to see whether they could get just as much done while working less, but more effectively. WSJ writer and editor Vanessa Furhmans joins host J.R. Whalen to discuss the results of the study, and whether businesses are likely to adapt the plan going forward.
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As people live longer and healthier lives, younger age groups will likely have to plan to work for 60 years. WSJ contributor Carol Hymowitz joins host J.R. Whalen to discuss how workers can prepare for an extra-long career timeline.
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People with low credit scores are having more trouble paying their auto loans than at any time since 2010. Wall Street Journal consumer finance reporter Gina Heeb joins Danny Lewis to discuss what this means for consumers and the economy at large.
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Several U.S. states have gotten the green light from the Biden Administration to tap into Medicaid funds to give residents access to sufficient food. WSJ’s Stephanie Armour joins host J.R. Whalen to discuss the program.
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President Biden has called for the rolling back of what he calls “junk fees,” that often get tacked on to things like airline tickets or hotel room charges. WSJ’s Allison Pohle joins host J.R. Whalen to discuss how regulation of these fees would affect consumers.
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The IRS delayed by one year a law requiring e-commerce platforms such as eBay and Etsy to supply it with information on users with more than $600 in revenue. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to explain why some people in that category are still expected to pay taxes on the income.
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Even though the S&P 500 has risen about 7% since the start of 2023, many investors are pulling money out of funds that track U.S. stocks. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss where they’re placing their bets, and why they’re unsettled by curr ent market conditions.
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Arguments regarding President Biden’s plan to cancel $20,000 in debt for some student loan borrowers will be heard by the Supreme Court later this month. WSJ reporter Gabriel T. Rubin tells host J.R. Whalen the upcoming cancellation of the Covid-19 national emergency declaration could cast doubt on the fate of the debt cancellation plan.
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While many companies hired more than a million workers over the past several months, others have been laying off thousands of employees. WSJ’s Sarah Chaney Cambon joins host J.R. Whalen to discuss the state of the U.S. labor market and what it means for the broader economy.
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The next phase of the Biden Administration’s program that changes the way medical debt is recorded on credit reports is underway. NerdWallet personal finance expert Sara Rathner joins host J.R. Whalen to discuss what this could mean for many Ameircans’ credit scores.
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The Federal Reserve says worker pay in the U.S. is rising too fast for it to bring inflation down to 2%. WSJ Heard on the Street columnist Justin Lahart joins host J.R. Whalen to explain how workers’ share of the economy continues to shrink, despite rising hourly wages.
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As car dealers rebuild their inventories, prospective buyers are putting off purchases because of high prices coupled with rising interest rates. WSJ reporter Sean McLain joins host J.R. Whalen to discuss how dealers plan to entice buyers, and how consumers can avoid rising rates.
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Mortgage rates have fallen a full percentage point since last fall, and that has stirred up activity in the housing market which fell into a slump last year. WSJ’s Ben Eisen joins host J.R. Whalen with an outlook for the housing market in 2023.
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Growing financial strain and looser regulations are driving more Americans to make early withdrawals from their 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss the risks people should consider before taking money out.
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Grocery Prices May Soon Reflect Lower Inflation
Whole Foods recently asked its suppliers to rein in the costs it passes on to the grocery chain. WSJ reporter Jaewon Kang joins host J.R. Whalen to discuss what that means for consumers’ grocery bills.
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Congress recently passed a broad set of rule changes that affect Americans’ 401(k) and retirement accounts, to make it easier for people to sign up. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen with details.
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Despite a still-strong labor market, retail purchases have fallen in three of the past four months, and sales of autos and existing homes have fallen to their lowest levels in several years. WSJ economics reporter Harriet Torry joins host J.R. Whalen to discuss the substantial dropoff in consumer spending, and whether it likely means a recession is imminent.
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Researchers suggest that time is something we should invest, rather than spend, to accumulate wealth, fulfillment and meaning that our future selves can draw on. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss how it can help us understand investing money as well.
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As more Americans grow weary of inflation, some are cutting back on everyday goods so they can splurge on expensive items. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe, and Atlanta resident Lamont Johnson, who’s treated himself to several luxury items.
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Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in the current market.
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While workers across all groups saw a median 7.4% pay increase in 2022, Black workers as well as young people and low-wage earners received the largest pay increases in the fourth quarter. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to discuss what the 2023 jobs picture looks like for those groups.
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Despite recent controversy about gas stoves, home buyers say they prefer them over electric units. WSJ’ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why.
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After several years of red-hot hiring during the pandemic, many companies are slowing down hiring amid economic uncertainty. So what does that mean for finding a new job? Wall Street Journal economics reporter Sarah Chaney Cambon joins Your Money Briefing host Danny Lewis to break down what’s going on in the job market.
Unemployed Americans Find Job Searches Take Longer as Labor Market Cools - WSJ
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Fraudsters posing as job recruiters have duped U.S. jobseekers out of hundreds of millions of dollars. Host J.R. Whalen is joined by WSJ reporter Imani Moise, who explains how the scammers operate, and by a California woman who was nearly taken in by a fraudster.
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The Black-White wealth gap in the U.S. has prevented many people from passing down substantial wealth to future generations. Chelsea Ransom-Cooper, managing partner of Zenith Wealth Partners, joins host J.R. Whalen to discuss why the wealth gap persists and how independent financial firms are reaching out to communities of color to help them build wealth.
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A Biden administration plan unveiled this week would allow lower-income borrowers to pay less and make it easier for them to wipe away their student debt if they are enrolled in income-driven repayment plans. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with details.
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After average tax refunds reached nearly $3,200 last year, changes to key tax breaks could significantly reduce many Americans’ refunds this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to run through the tax breaks that have been affected.
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A Stanford University study suggests the learning lost as a result of lockdowns during the pandemic could have a long-term financial effect on students. WSJ reporter Ben Chapman joins host J.R. Whalen to review the findings.
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Many investors’ portfolios and retirement accounts suffered steep declines last year. Sébastien Page, head of global multi-asset and chief investment officer at T. Rowe Price and author of “Beyond Diversification: What Every Investor Needs to Know About Asset Allocation,” joins host J.R. Whalen to discuss what investors can expect in the market in 2023.
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To compete for workers, more companies are offering new hires a customizable pay package. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss how the process works and questions workers should ask themselves before accepting a pay package.
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Rising prices and interest rates are making it harder to afford buying a car. But many prospective buyers are financing through credit unions, which offer rates significantly lower than banks. WSJ banking reporter Ben Eisen joins host J.R. Whalen with the details.
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The U.S. labor market enters 2023 facing an unsettled economy and a jittery stock market. LaSalle Network staffing firm founder and CEO Tom Gimbel joins host J.R. Whalen to discuss business leaders’ hiring plans for the new year.
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While many people rush to pay down as much debt as they can, sometimes holding onto debt can help your overall financial picture. WSJ and Barron’s contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how people should approach good and bad debt.
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Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit Council to discuss how the process works and the major risks it poses to your credit profile.
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Many people choose to consolidate their debt and package it into one loan, often at a lower interest rate. NerdWallet personal-finance expert Sara Rathner joins host J.R. Whalen to discuss how people qualify for consolidation and some risks to be aware of.
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Trying to wipe away large amounts of past debt is sometimes too big a task to handle alone. Money Management International CEO Jim Triggs joins host J.R. Whalen to explain how a credit counselor can help and how to spot scams by disreputable companies that overpromise.
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Trying to manage and pay down past debt can be intimidating, but there are some simple steps you can take to get the process started. Your Money Briefing’s week-long series on getting yourself out of debt kicks off with My Financial Planner founder Stephanie Genkin, who joins host J.R. Whalen to discuss ways of approaching the process while still paying your current bills and even setting aside some money for savings.
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Having too much debt can stand in the way of reaching important financial goals. This week, Your Money Briefing features a special series on ways you can manage your debt and eventually get yourself on solid financial footing. Host J.R. Whalen has a preview.
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As inflation continues to weigh on people’s finances, there are moves you can make now to streamline your expenses and put your portfolio in a stronger position in 2023. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen with some suggestions.
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The big, red bows we often see on cars during holiday season TV commercials might give some insight into December auto sales. WSJ personal finance reporter Joe Pinsker joins host J.R. Whalen with more.
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Amid this year’s stock market volatility, stock picking is making a comeback as one way to see positive returns. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain how it works, and whether that success is expected to continue in 2023.
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Many prospective homebuyers have been priced out of the current housing market, but temporary buydowns offer steep but short-term savings on mortgage rates. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to explain how temporary buydowns work and how buyers qualify for the program.
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The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to prepare for the expected (and unexpected) costs that can come with it.
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The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to prepare for the expected (and unexpected) costs that can come with it.
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As severe weather systems and natural disasters become more frequent, utility companies are passing the cost of repairing their systems on to customers. And because of how those repairs are financed, customers could be on the hook for decades. WSJ’s Jennifer Hiller joins host J.R. Whalen with details.
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2022 has been a year of higher prices and rising interest rates aimed at tamping down inflation. This week, the Federal Reserve approved another interest-rate hike, and officials say rates will likely keep rising next year. But what does this mean for your finances? WSJ personal-finance reporter Julia Carpenter joins host Danny Lewis to discussgetting the most out of your money in 2023.
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Instead of physical toys or cash, many children are asking for virtual currency to spend on items in their favorite videogam es. It might sound strange to parents, but can online currencies teach kids valuable financial skills? WSJ reporter Sarah E. Needleman joins host Danny Lewis to discuss the lessons (intended or not) that kids can learn from virtual currencies.
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For years, the Federal Trade Commission has tried to make it easier for identity-theft victims to file claims and fix their credit scores. But it may have inadvertently opened the door for fraudsters and unscrupulous credit-repair firms to file false identity-theft claims on behalf of unknowing consumers. WSJ reporter AnnaMaria Andriotis joins host Danny Lewis to discuss what this kind of “credit washing” means for you.
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With U.S. housing affordability at its lowest in decades, renters are staying in their properties longer, and now some are investing in wallpaper, doorknobs and even floor tiles to make their rentals more livable. WSJ personal economics reporter Imani Moise joins host Daniella Cheslow to explain why and how renters are spending like they own the place.
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Pooling money together is one reason why married couples have as much as four times the wealth as unmarried couples who live together. Personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why that is, and why more couples don’t do it.
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Homeowners’ insurance rates have risen by nearly 10% since early last year. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with some ways homeowners can potentially shave several percentage points off their monthly insurance costs.
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Big banks including JPMorgan Chase and Wells Fargo are drawing up plans to issue refunds to users of the Zelle peer-to-peer payment platform who were victimized by fraudsters. WSJ’s David Benoit joins host J.R. Whalen with details of the refund plan, and how users can protect themselves against scammers.
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The rising cost of dinner and drinks is making dating an expensive activity for singles. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss how they are adjusting, and by 24-year-old Rachel Horowitz, who shares some awkward dating moments she’s had after money entered the picture.
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The effects of holding student loans on people’s personal finances can be measured against the financial outcomes of those who didn’t take them out in the first place. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to discuss what the data shows, and by Colorado resident Skyler McKinley, who graduated from college without taking on debt.
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A lawsuit challenging key provisions of the Affordable Care Act could result in millions losing access to no-cost preventive screenings. WSJ reporter Stephanie Armour joins host J.R. Whalen to discuss where the litigation stands and how it could affect people with emplo yer-provided health coverage.
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The deadline to file your tax return is still several months away, but there are steps you can take now to score tax breaks and stay ahead of some tax changes that are coming next year. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss.
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Retailers have been posting prices ending in “99” for decades, but what does it say about the value consumers are getting for their dollar? WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen with some surprising findings about retailers’ pricing strategies.
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High inflation and rising interest rates might make it easy to overspend this holiday season. WSJ personal finance reporter Imani Moise joins host J.R. Whalen tips for easing the strain on your bank account.
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After a summer of chronic delays and passenger frustrations, the nation’s airports face a crucial test this holiday season. Travel columnist Dawn Gilbertson joins host J.R. Whalen with the WSJ’s rankings of the nation’s best and worst airports .
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Despite an unsettled economy and rising interest rates that have rattled Wall Street, investors continue to favor U.S. stocks over foreign equities. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain why, and what it means for your portfolio.
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The Biden administration’s plan to cancel up to $20,000 in student loans is in limbo after a federal judge in Texas ruled it was unconstitutional. Now the issue is tied up in the courts, but scammers aren’t waiting for a final decision . WSJ personal finance reporter Julia Carpenter joins host Daniella Cheslow to talk about how fraudsters are trying to cash in on the confusion, and how borrowers can avoid their schemes.
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Republicans taking control of the House of Representatives this week means divided government for at least the next two years. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what that likely means for major legislation affecting your personal finances, and steps you can take to save money while Washington is divided.
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While most workers displaced by the pandemic have returned to the workforce, many in their early 20s have not. WSJ reporter Bryan Mena joins host J.R. Whalen to explain how this has puzzled economists and how these workers’ absence affects employers.
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Retailers have rolled out Black Friday deals early this year to attract shoppers returning to stores en masse for the first time in two years. WSJ reporter Suzanne Kapner joins host J.R. Whalen to discuss which retailers are discounting the most and how long the deals will last.
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Last week’s collapse of the cryptocurrency exchange FTX deepened this year’s losses for many crypto investors. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss how investors can turn their crypto losses into tax benefits, and how the IRS plans to crack down on people flouting tax laws.
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It takes a lot to earn status with airlines. Some rungs on the elite ladder require spending up to $250,000 on a carrier-branded credit card. Those rules were relaxed during the pandemic, but now they are tightening up again. WSJ travel reporter Jacob Passy joins host Daniella Cheslow to explain what’s new in elite status and how to plan for the changes.
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More colleges are accepting students through a process called “direct admission” that lets them skip many of the traditional application steps and even get a scholarship along the way. Sound too good to be true? Wall Street Journal higher-education reporter Melissa Korn joins WSJ Your Money Briefing host J.R. Whalen to discuss how it works and what students need to keep in mind.
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More colleges are accepting students through a process called “direct admission” that lets them skip many of the traditional application steps and even get a scholarship along the way. Sound too good to be true? Wall Street Journal higher-education reporter Melissa Korn joins WSJ Your Money Briefing host J.R. Whalen to discuss how it works and what students need to keep in mind.
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As cryptocurrency exchange Binance proposed and then pulled out of an acquisition of rival FTX, bitcoin and other cryptocurrencies suffered sharp declines. WSJ reporter Vicky Ge Huang joins host J.R. Whalen to explain how these exchanges function and why Binance’s action triggered a crypto selloff.
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As cryptocurrency exchange Binance proposed and then pulled out of an acquisition of rival FTX, bitcoin and other cryptocurrencies suffered sharp declines. WSJ reporter Vicky Ge Huang joins host J.R. Whalen to explain how these exchanges function and why Binance’s action triggered a crypto selloff.
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Inflation has made getting a divorce a lot more expensive. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the rising costs and how some former couples are finding ways to rein in expenses.
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Inflation has made getting a divorce a lot more expensive. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the rising costs and how some former couples are finding ways to rein in expenses.
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More employers are including salary ranges in job postings as states and cities pass pay-transparency laws. But some posted salary ranges are so wide, they can leave applicants with more questions than answers. WSJ reporter Theo Francis joins host J.R. Whalen to discuss.
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More employers are including salary ranges in job postings as states and cities pass pay-transparency laws. But some posted salary ranges are so wide, they can leave applicants with more questions than answers. WSJ reporter Theo Francis joins host J.R. Whalen to discuss.
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Fidelity, the nation’s largest 401(k) plan provider, has begun offering bitcoin in its investment menus. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what people should consider before investing in crypto, and how their employers are approaching the investment option.
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FSA enrollees have been able to carry over their balances for the past several years. But many will have to spend that money by Dec. 31 or risk forfeiting the funds. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen with more.
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A recent Gallup survey indicated more than 40% of Americans do not have any money invested in stocks. Host J.R. Whalen is joined by WSJ personal-finance reporter Joe Pinsker who discusses the trend, and by Florida resident Arlene LaHera who has never had money invested in the market.
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Many people still decades from retirement age have discovered they can join AARP and reap the financial benefits. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why people in their 20s and 30s are signing up for an organization geared towards their grandparents.
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The tech-focused Nasdaq Composite Index’s value has dropped this year by about $8 trillion. WSJ markets reporter Hannah Miao joins host J.R. Whalen to explainthe correlation between rising interest rates and tech stocks’ declining values, and whether analysts see a recovery on the horizon.
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Leisure airfares were up more than 40% in September from a year ago, and fares on budget carriers are rising as well. WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with ways travelers can save on airfares and those annoying fees.
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Mortgage rates topped 7% for the first time in 20 years this week, and home prices remain near the high levels they hit last year. But some people see the current market as providing the perfect opportunity to buy a house. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss the new math for prospective home buyers.
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While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” Wall Street Journal reporter Rachel Louise Ensign joins WSJ Your Money Briefing host J.R. Whalen to discuss how consumers can buy them.
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While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how consumers can buy them.
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About 22 million people have signed up for President Biden’s student-loan forgiveness program. But several lawsuits filed against the government have raised questions about when or whether borrowers will be relieved of their debt. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with some answers.
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More states are requiring companies to post salary information as part of job listings. Host J.R. Whalen is joined by reporter Ray A. Smith to discuss the questions that job candidates should still be asking about pay, and by California resident and current job seeker Paris Clarke to discuss how the additional information is helping her search for a job.
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Despite a push to have consumers’ info from “buy now, pay later” purchases included in their credit reports, companies like Klarna, Affirm and Afterpay have been reluctant to supply the data over fears it could hurt consumers’ credit scores. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen with more.
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Health Savings Accounts, or HSAs, can ease the financial burden of medical costs but also feature little-known tax benefits. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss.
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Many Americans who spent years socking away enough for a down payment to buy a house are now waiting on the sidelines until mortgage rates or home prices drop. In the meantime, there may be better ways to preserve the value of those savings besides leaving them in a low-yield account. WSJ personal finance reporter Veronica Dagher joins host Daniella Cheslow to talk through the best options.
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Social Security recipients will see a bigger-than-usual cost-of-living adjustment, or COLA, in their monthly benefits beginning in January. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how inflation factors into it and how the increase could impact retirees’ taxes.
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Interest rates on Series I savings bonds, also known as I Bonds, have approached 10% as inflation has risen throughout 2022. WSJ financial editor Charles Forelle joins host J.R. Whalen to discuss why rates for I Bonds are about to fall, and how investors can capitalize on them before they decline.
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Seniors with retirement savings accounts have to make required minimum distributions this year for the first time since 2019. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how retirees can make withdrawals in a down market but still capitalize on eventual market gains.
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The strength of the U.S. dollar against currencies like the euro and Japanese yen has boosted the spending power of Americans traveling internationally. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.
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U.S. stocks have a history of rising in the year following midterm elections. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss what the current economic climate is likely to mean for stocks following this November’s elections.
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Treasury Inflation-Protected Securities, or TIPS, are bonds that traditionally pay higher yields to investors as inflation rises. WSJ markets reporter Matt Grossman joins host J.R. Whalen to discuss why yields haven’t kept pace with inflation in 2022, and steps TIPS investors can take to boost their returns.
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Treasury Inflation-Protected Securities, or TIPS, are bonds that traditionally pay higher yields to investors as inflation rises. WSJ markets reporter Matt Grossman joins host J.R. Whalen to discuss why yields haven’t kept pace with inflation in 2022, and steps TIPS investors can take to boost their returns.
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Gas prices in the U.S. have risen an average of about 5% in just the past two weeks. WSJ reporter Benoît Morenne joins host J.R. Whalen to discuss what is pushing the price of gas higher and how far motorists can expect it to rise.
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Even though the Federal Reserve has raised interest rates several times this year, the rates that banks pay for savings accounts have barely budged. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to explain why and discuss other options that can earn you more interest on your cash.
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Even though the Federal Reserve has raised interest rates several times this year, the rates that banks pay for savings accounts have barely budged. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to explain why and discuss other options that can earn you more interest on your cash.
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Travel experts say booking holiday-season flights now can help save on airfare and avoid frustration later in the year. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.
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As more young prospective homebuyers are priced out of the housing market, many may turn to their parents to cosign their mortgage to help secure approval. Wall Street Journal contributor Robyn A. Friedman joins WSJ Your Money Briefing host J.R. Whalen to discuss the benefits and risks parents and children should consider before cosigning.
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While some prices have ticked down slightly from recent highs, others continue to rise and are unlikely to come down anytime soon. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss why some prices remain “sticky” and how they are causing consumers to adjust their household finances.
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Auto-insurance rates have risen an average of 8.3% from a year ago. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what is pushing rates higher and how drivers can reduce their monthly premiums.
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So-called “quality” stocks, or profitable companies whose shares typically weather market downturns, haven’t performed as reliably this year as in past bear markets. WSJ’s “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why and discuss some changes investors can make to their portfolios to minimize losses.
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So-called “quality” stocks, or profitable companies whose shares typically weather market downturns, haven’t performed as reliably this year as in past bear markets. WSJ’s “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why and discuss some changes investors can make to their portfolios to minimize losses.
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Reviewing traditional tax strategies now could mean more money in your pocket when you prepare your tax return next spring. WSJ contributor Tom Herman joins host J.R. Whalen with steps taxpayers should consider to lessen the amount they may have to hand over to Uncle Sam.
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Reviewing traditional tax strategies now could mean more money in your pocket when you prepare your tax return next spring. WSJ contributor Tom Herman joins host J.R. Whalen with steps taxpayers should consider to lessen the amount they may have to hand over to Uncle Sam.
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Grocery prices rose more than 13% in August from a year earlier, the highest 12-month increase since 1979. Host J.R. Whalen is joined by reporter Rachel Wolfe to discuss how consumers are making ends meet, and by Louisiana resident Jamaica Bonvillian, who has struggled to balance food costs with her family’s overall household finances.
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Grocery prices rose more than 13% in August from a year earlier, the highest 12-month increase since 1979. Host J.R. Whalen is joined by reporter Rachel Wolfe to discuss how consumers are making ends meet, and by Louisiana resident Jamaica Bonvillian, who has struggled to balance food costs with her family’s overall household finances.
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Making donations to a political candidate or cause isn’t always tax deductible, and it can come with privacy implications. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what consumers should know before making a donation.
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Making donations to a political candidate or cause isn’t always tax deductible, and it can come with privacy implications. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what consumers should know before making a donation.
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Homeowners who previously locked in low mortgage rates face the dilemma of whether to sell and take on a significantly higher rate, or stay put and keep their low rate locked in. WSJ housing market reporter Nicole Friedman joins host J.R. Whalen to discuss the issue and the potential effect on home prices.
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Homeowners who previously locked in low mortgage rates face the dilemma of whether to sell and take on a significantly higher rate, or stay put and keep their low rate locked in. WSJ housing market reporter Nicole Friedman joins host J.R. Whalen to discuss the issue and the potential effect on home prices.
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As workers return to the office, many companies are reinstating performance reviews. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss their relevance in the post-pandemic workplace, and how workers can prepare for their meeting with the boss.
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As workers return to the office, many companies are reinstating performance reviews. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss their relevance in the post-pandemic workplace, and how workers can prepare for their meeting with the boss.
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Americans’ electricity and natural-gas bills have risen an average of more than 15% over the past year. WSJ energy and utilities reporter Katherine Blunt joins host J.R. Whalen to discuss why prices are rising and how consumers can prepare.
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Americans’ electricity and natural-gas bills have risen an average of more than 15% over the past year. WSJ energy and utilities reporter Katherine Blunt joins host J.R. Whalen to discuss why prices are rising and how consumers can prepare.
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Some homeowners who are ready to sell are finding that more buyers are waiting on the sidelines, and many are choosing to rent out their homes instead, in the hopes of freeing up cash so they can buy a new place to live. WSJ housing-market reporter Will Parker joins host J.R. Whalen to discuss the pros and cons of renting out your home instead of selling it.
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Some homeowners who are ready to sell are finding that more buyers are waiting on the sidelines, and many are choosing to rent out their homes instead, in the hopes of freeing up cash so they can buy a new place to live. WSJ housing-market reporter Will Parker joins host J.R. Whalen to discuss the pros and cons of renting out your home instead of selling it.
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New premium models of phones from Apple and Samsung can cost as much as a month’s rent. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss ways oflowering the sticker price and getting deals on wireless service .
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New premium models of phones from Apple and Samsung can cost as much as a month’s rent. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss ways oflowering the sticker price and getting deals on wireless service .
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More than 125 U.S. colleges and universities promised in 2016 to raise the enrollment of lower-income students by 50,000 by 2025. But a progress report from the initiative shows the schools have added fewer than 8,000 so far. Higher-education reporter Melissa Korn joins host Daniella Cheslow to discuss why federal Pell Grants are reaching so few potential students .
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The largest share of second-home purchases closes from fall to early in the new year. But along with the dream of family memories and rental incomes, vacation homes carry financial and emotional risks. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss the highs and lows of buying a second home, and how to lay the foundation for a good buy.
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A record 19 million taxpayers asked the IRS for more time to file . Wall Street Journal personal finance reporter Ashlea Ebeling joins host Daniella Cheslow to discuss why so many taxpayers are filing late, and how to avoid steep penalties for missing the Oct. 17 deadline.
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A record 19 million taxpayers asked the IRS for more time to file . Wall Street Journal personal finance reporter Ashlea Ebeling joins host Daniella Cheslow to discuss why so many taxpayers are filing late, and how to avoid steep penalties for missing the Oct. 17 deadline.
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Americans’ credit-card balances are way up, and inflation is only part of the reason. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why impulse buying (including her own) is up, and whether splurging might actually be worthwhile.
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With the U.S. savings rate on the decline, some financial apps are offeringprizes and other incentives to encourage consumers to put money away. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how the incentives work, and what financial experts have to say about their role in a savings plan.
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The competition among home sellers has increased this year as mortgage rates have risen to nearly 6%. WSJ “Mansion” section senior editor Kerry Barger joins host J.R. Whalen to discuss a new series of stories focused on helping homeowners prepare their house for a sale.
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The competition among home sellers has increased this year as mortgage rates have risen to nearly 6%. WSJ “Mansion” section senior editor Kerry Barger joins host J.R. Whalen to discuss a new series of stories focused on helping homeowners prepare their house for a sale.
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As stocks have flirted with bear-market territory this year, many people have invested in a type of exchange-traded fund known as a “buffer fund” to protect against potential steep declines. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain how buffer funds work and how well they have performed.
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As stocks have flirted with bear-market territory this year, many people have invested in a type of exchange-traded fund known as a “buffer fund” to protect against potential steep declines. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain how buffer funds work and how well they have performed.
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Mortgage rates are roughly double where they were a year ago, and that is leading some people who are ready to buy a house to consider renting instead. WSJ economics reporter Ben Eisen joins host J.R. Whalen to discuss the tradeoffs of buying versus renting in the current housing market.
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Mortgage rates are roughly double where they were a year ago, and that is leading some people who are ready to buy a house to consider renting instead. WSJ economics reporter Ben Eisen joins host J.R. Whalen to discuss the tradeoffs of buying versus renting in the current housing market.
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After several failed attempts over the past year to bring workers back to the office, companies are making a stronger push for a return to in-person work. WSJ workplace reporter Chip Cutter joins host J.R. Whalen to discuss what is different this time, and how workers can make the most of a return to their office desk.
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After several failed attempts over the past year to bring workers back to the office, companies are making a stronger push for a return to in-person work. WSJ workplace reporter Chip Cutter joins host J.R. Whalen to discuss what is different this time, and how workers can make the most of a return to their office desk.
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Fraudsters send out about 12 billion robotexts a month in the hopes of scamming unsuspecting consumers. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen to discuss how you can avoid being victimized.
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Fraudsters send out about 12 billion robotexts a month in the hopes of scamming unsuspecting consumers. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen to discuss how you can avoid being victimized.
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Americans in the upper middle class are feeling the effects of the economic downturn more acutely than those in other income groups. Host J.R. Whalen is joined by WSJ reporter Dion Rabouin to discuss the economic factors behind the trend, and by 33-year-old Texas resident Mark Yu, who explains how the economic instability has caused him to change his financial habits.
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Americans in the upper middle class are feeling the effects of the economic downturn more acutely than those in other income groups. Host J.R. Whalen is joined by WSJ reporter Dion Rabouin to discuss the economic factors behind the trend, and by 33-year-old Texas resident Mark Yu, who explains how the economic instability has caused him to change his financial habits.
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A bill in California would require some of the country’s largest employers to include salary ranges in job postings. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to explain how the measure also could affect workers and companies in other parts of the country.
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A bill in California would require some of the country’s largest employers to include salary ranges in job postings. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to explain how the measure also could affect workers and companies in other parts of the country.
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Inflation and stock-market instability are causing many seniors to make changes to how they treat their retirement savings as well as other aspects of their lives. Age Wave co-founder Maddy Dychtwald joins host J.R. Whalen to discuss the findings from a survey the group conducted with thousands of retirees.
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Inflation and stock-market instability are causing many seniors to make changes to how they treat their retirement savings as well as other aspects of their lives. Age Wave co-founder Maddy Dychtwald joins host J.R. Whalen to discuss the findings from a survey the group conducted with thousands of retirees.
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A recent study found that the average cost of raising a child through age 17 is now $300,000. WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss the factors that are driving costs up the most, and how families can keep them under control.
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A recent study found that the average cost of raising a child through age 17 is now $300,000. WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss the factors that are driving costs up the most, and how families can keep them under control.
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Workers who are rejecting the idea of going above and beyond in their job have attracted a significant amount of backlash. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss the reasons for the backlash, and options workers could pursue to find career success.
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Workers who are rejecting the idea of going above and beyond in their job have attracted a significant amount of backlash. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss the reasons for the backlash, and options workers could pursue to find career success.
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Millions of federal student-loan borrowers will see all or part of their student debt forgiven under a plan announced by President Biden on Wednesday. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss forgiveness eligibility requirements, what borrowers need to do, and the potential challenges the plan could face.
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Millions of federal student-loan borrowers will see all or part of their student debt forgiven under a plan announced by President Biden on Wednesday. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss forgiveness eligibility requirements, what borrowers need to do, and the potential challenges the plan could face.
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Retailers are slashing prices in hopes that cost-conscious shoppers will help reduce their big backlogs of unsold inventory. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss which discounted products consumers can get at a deep discount now, and which they might want to wait to buy until later in th e year.
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Retailers are slashing prices in hopes that cost-conscious shoppers will help reduce their big backlogs of unsold inventory. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss which discounted products consumers can get at a deep discount now, and which they might want to wait to buy until later in th e year.
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The Inflation Reduction Act includes tax credits for electric-vehicle buyers, but it also tightens eligibility rules. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how consumers can work around those rules and put more tax-credit money in their pocket.
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As smartphone makers roll out their newest models, the best phone to use may be the one you already have. Wall Street Journal personal tech columnist Nicole Nguyen joins WSJ Your Money Briefing host Daniella Cheslow to discuss how to get the most from your current phone and put off the cost of replacing it.
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As smartphone makers roll out their newest models, the best phone to use may be the one you already have. Wall Street Journal personal tech columnist Nicole Nguyen joins WSJ Your Money Briefing host Daniella Cheslow to discuss how to get the most from your current phone and put off the cost of replacing it.
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Now that the Inflation Reduction Act has become law, the IRS will get $80 billion in additional funding over the next decade. WSJ tax reporter Laura Saunders joins host Daniella Cheslow to discuss what the IRS is expected to do with its new funding, and what it means for taxpayers.
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Now that the Inflation Reduction Act has become law, the IRS will get $80 billion in additional funding over the next decade. WSJ tax reporter Laura Saunders joins host Daniella Cheslow to discuss what the IRS is expected to do with its new funding, and what it means for taxpayers.
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Airlines are aggressively trying to sell travelers on seats with extra legroom. WSJ travel columnist Dawn Gilbertson joins Daniella Cheslow to run down what travelers need to know about pricing and perks for premium seating.
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Airlines are aggressively trying to sell travelers on seats with extra legroom. WSJ travel columnist Dawn Gilbertson joins Daniella Cheslow to run down what travelers need to know about pricing and perks for premium seating.
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From school supplies to gun safes, 20 states have announced temporary tax breaks to help shoppers cope with this year’s record inflation. WSJ reporter Lauryn Azu joins host Daniella Cheslow to discuss how shoppers can make the most of state tax holidays and where they fall short.
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From school supplies to gun safes, 20 states have announced temporary tax breaks to help shoppers cope with this year’s record inflation. WSJ reporter Lauryn Azu joins host Daniella Cheslow to discuss how shoppers can make the most of state tax holidays and where they fall short.
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Rising prices and two years of pandemic-induced tumult have increased the financial stress on people without shared assets. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why single people’s finances are getting left further behind.
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Rising prices and two years of pandemic-induced tumult have increased the financial stress on people without shared assets. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why single people’s finances are getting left further behind.
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More Gen Z and younger workers are rejecting the idea of going above and beyond in their careers in order to focus on time spent outside of the office. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss the potential benefits and risks of “quiet quitting.”
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More Gen Z and younger workers are rejecting the idea of going above and beyond in their careers in order to focus on time spent outside of the office. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss the potential benefits and risks of “quiet quitting.”
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While some cryptocurrency investors have sold their positions in the face of harsh declines this year, others have held on and even added to their positions. Host J.R. Whalen is joined by the WSJ’s Pia Singh, who explains the split in investment strategies, and 25-year-old Zachary Bertucci, who recently added to his crypto holdings.
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While some cryptocurrency investors have sold their positions in the face of harsh declines this year, others have held on and even added to their positions. Host J.R. Whalen is joined by the WSJ’s Pia Singh, who explains the split in investment strategies, and 25-year-old Zachary Bertucci, who recently added to his crypto holdings.
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People receiving Social Security benefits are likely to see the largest cost-of-living increase in 40 years after July’s annual inflation rate came in at 8.5%. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how large an increase retirees should expect.
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People receiving Social Security benefits are likely to see the largest cost-of-living increase in 40 years after July’s annual inflation rate came in at 8.5%. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how large an increase retirees should expect.
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The Inflation Reduction Act would provide billions of dollars in tax credits to homeowners who make energy-efficient improvements to their homes. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss.
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Data from the Department of Education analyzed by The Wall Street Journal indicates gender disparities in pay begin as early as three years after men and women enter the workforce. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to discuss why it is happening and in which fields the pay gap is the widest.
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Data from the Department of Education analyzed by The Wall Street Journal indicates gender disparities in pay begin as early as three years after men and women enter the workforce. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to discuss why it is happening and in which fields the pay gap is the widest.
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Mortgage rates ticked down to 4.99% last week but are still two full percentage points higher than a year ago, giving home buyers more leverage. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how the cooling housing market is causing sellers to revisit their playbook.
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Mortgage rates ticked down to 4.99% last week but are still two full percentage points higher than a year ago, giving home buyers more leverage. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how the cooling housing market is causing sellers to revisit their playbook.
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Even as businesses see a decline in consumer demand for goods and services, many continue to hire and aren’t considering layoffs. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to explain why.
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Millions of Americans’ applications for mortgages, credit cards and other loans were jeopardized after Equifax misreported their credit scores to lenders. WSJ reporter Andrew Ackerman joins host J.R. Whalen with tips on clearing up errors in your own credit report .
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As the economy enters a downturn, makers of household products are reevaluating how they will attract already-cautious shoppers. WSJ reporter Saabira Chaudhuri joins host J.R. Whalen to discuss what shoppers should expect.
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The collapse of cryptocurrency brokerages Celsius and Voyager has left many individual investors without access to their cash, after being promised their investments were safe. Host J.R. Whalen is joined by WSJ reporter Rachel Louise Ensign as well as individual investor Dave Jachelski, whose money is tied up during Voyager’s bankruptcy process.
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The collapse of cryptocurrency brokerages Celsius and Voyager has left many individual investors without access to their cash, after being promised their investments were safe. Host J.R. Whalen is joined by WSJ reporter Rachel Louise Ensign as well as individual investor Dave Jachelski, whose money is tied up during Voyager’s bankruptcy process.
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After a decade of cheap, plentiful energy in the U.S., Americans are paying substantially more for everything from gasoline to electricity to natural gas. WSJ energy reporter Katherine Blunt joins host J.R. Whalen to explain why higher costs could be the new normal, and what’s being done to hold energy costs in check.
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After a decade of cheap, plentiful energy in the U.S., Americans are paying substantially more for everything from gasoline to electricity to natural gas. WSJ energy reporter Katherine Blunt joins host J.R. Whalen to explain why higher costs could be the new normal, and what’s being done to hold energy costs in check.
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The Wall Street Journal tracked flight delays at hundreds of airports worldwide in June and July. Host J.R. Whalen is joined by WSJ travel reporter Jacob Passy, who explains what’s causing the delays and how passengers can work around them.
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The Wall Street Journal tracked flight delays at hundreds of airports worldwide in June and July. Host J.R. Whalen is joined by WSJ travel reporter Jacob Passy, who explains what’s causing the delays and how passengers can work around them.
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As the Federal Reserve continues to raise interest rates, WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss alternate ways consumers should consider to borrow in order to keep interest payments in check.
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As the Federal Reserve continues to raise interest rates, WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss alternate ways consumers should consider to borrow in order to keep interest payments in check.
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The government has told federal student-loan servicing contractors to hold off on sending out billing statements to borrowers. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to explain why that could mean another extension to the moratorium on student-loan repayments could be imminent.
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The government has told federal student-loan servicing contractors to hold off on sending out billing statements to borrowers. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to explain why that could mean another extension to the moratorium on student-loan repayments could be imminent.
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People who have switched jobs for higher pay got bigger raises than those who stayed. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter, who discusses the differences in pay, risks job switchers face, and potential benefits of staying put.
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Companies frustrated over not finding qualified workers are reverting to in-person meetings with job applicants. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how job seekers can use live interviews to highlight skills that don’t necessarily come through on a resume.
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Amazon is suing the administrators of more than 10,000 Facebook groups that it says coordinated fake reviews on the online shopping site. WSJ personal tech columnist Nicole Nguyen joins host J.R. Whalen with tips for distinguishing real online product reviews from fake ones.
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Fixed-rate annuities have seen a significant influx of cash as investors seek out stability in the current volatile market. WSJ reporter Leslie Scism joins host J.R. Whalen to discuss why annuities are seen as stable investments, and the risks they could pose to investors anyway.
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Although most people know when their financial commitments, like loan payments, are due each month, many are missing their payments because they simply forgot. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why behavioral economists say this is happening, and steps people can take to get back on track.
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Some financial-technology startups offer savings rates far above those from traditional banks. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to discuss the risks consumers need to watch out for when stashing their cash with fintech startups.
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Exchange-traded funds that track a single stock entered the U.S. market last week. WSJ markets reporter Karen Langley joins host J.R. Whalen to discuss how they work and the risks that investors in those ETFs could face.
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A new interactive tool from The Wall Street Journal helps consumers track price changes on thousands of products. The WSJ’s Brian Whitton joins host J.R. Whalen to discuss how it works.
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The average cost of a hotel room in the U.S. is up more than 30% from a year ago. WSJ travel reporter Allison Pohle joins host J.R. Whalen to explain why customer satisfaction has declined, and whether hotel prices could come down in the near future.
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More employers are giving out company-wide pay raises and issuing special bonuses to retain workers and help them deal with high inflation. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to discuss what this means for the balance of power between workers and their bosses.
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Record home prices and higher mortgage rates have created the most expensive U.S. housing market in more than 15 years. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to discuss what that means for prospective home buyers, and signs that the balance of power could be starting to shift away from sellers .
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In an unusual midyear move, the IRS has raised the standard mileage rate for the self-employed to 62.5 cents. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss other ways that self-employed workers who rely on their car can save money.
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Mortgage rates above 5% coupled with higher housing prices have caused some prospective homebuyers to consider an adjustable-rate mortgage, instead of a fixed-rate loan, to help reduce costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of adjustable mortgages.
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Retirement savers might get the urge to peek at their 401(k) balance often during market volatility. But WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain why researchers say that could lead to bad decisions and long-term losses.
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After building up record levels of savings over the first two years of the pandemic, many Americans are spending down that cash cushion to deal with inflation. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to explain what that means for people’s finances.
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MJP Wealth Advisors President Brian Vendig joins host J.R. Whalen to explain how economic and global events are likely to shape stock-market performance in the last six months of the year.
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Choosing the right credit-card rewards program or making sure your car has gotten the proper maintenance can save drivers as much as 30 cents off the price of a gallon of gas. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss ways drivers can save money at the pump.
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Airlines have been plagued by delays and canceled flights this year, causing many passengers frustration when they try to reach customer service. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss what passengers should expect, and options to consider aside from sitting on hold.
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Finance and career experts say high inflation and a hot job market make this an ideal time to ask for a raise. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on what workers should, and should not, include in their argument when negotiating with the boss for a pay bump.
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Banks and gas stations are increasing the hold they place on consumers’ credit and debit cards to $175. WSJ reporter Ayse Kelce joins host J.R. Whalen to discuss why it’s being done and how consumers can avoid the risks.
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An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move.
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Some companies are helping employees deal with sky-high gas prices as a way to retain them and encourage a return to the office. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen with more.
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Even though the labor market remains hot, some companies are rescinding job offers after candidates have signed on the dotted line. Host J.R. Whalen is joined by reporter Angela Yang, who spoke with several people whose job offers were pulled back.
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The stock market declines in 2022 have taken their toll on stock portfolios and 401(k)s. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why bear markets affect investors in different generations in different ways.
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Many retirees mismanage their 401(k) savings once they leave the workforce, resulting in a shortfall of funds. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how more 401(k) providers are including features similar to pension funds to ensure retirement savings last as long as possible.
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Although stocks have suffered a series of broad selloffs as inflation continues to climb, history shows certain sectors tend to buck the trend and move higher in times of high inflation. George Mason University finance professor Derek Horstmeyer joins host J.R. Whalen to discuss his recent research pinpointing sectors that tend to outperform during periods of rapidly rising prices.
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The Federal Reserve announced plans to raise interest rates by 0.75 percentage point, and is likely to raise them rapidly for the rest of the year. The moves are meant to counter high inflation but could lead to some hard financial decisions for many people. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with steps you can take to protect your holdings, and financial decisions to put off amid rising rates.
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U.S. households are likely to pay a lot more for electricity this summer due to inflation. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen with tips for reinin g in your air conditioner’s electricity usage and lowering your monthly energy bill.
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Prospective homebuyers who don’t have funds on hand to make an all-cash offer are finding creative ways to solve the issue. WSJ reporter Orla McCaffrey joins host J.R. Whalen to discuss.
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Investors whose portfolios have suffered losses can turn those declines into gains when preparing their taxes next year. WSJ’s Laura Saunders joins host J.R. Whalen to explain how it works, and IRS rules to keep in mind.
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Inflation is weighing on consumers’ finances, but some shoppers are still willing to pay rising prices on brands they like. But not all. The Drucker Institute’s Rick Wartzman joins host J.R. Whalen to discuss the challenges this poses to companies that often pass higher costs on to shoppers.
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The U.K. launched a study this week with thousands of employees in many sectors to determine if working one less day during the week would affect production or morale. WSJ’s Kathryn Dill joins host J.R. Whalen to discuss the experiment and similar studies, and whether U.S. companies are likely to adopt a four-day workweek anytime soon.
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In addition to extra charges for food and checked bags, some airlines are charging fees for passengers to select a seat - in some cases in excess of $100. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen on how passengers can avoid paying seat fees.
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After a strong 2021, “buy now, pay later” companies like Klarna and Affirm are facing financial headwinds due to increased consumer delinquencies and the effects of higher interest rates. WSJ’s AnnaMaria Andriotis tells host J.R. Whalen what consumers who use those programs should expect going forward.
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Some senior homeowners use a reverse mortgage to borrow a portion of the equity in their homes as funds to live on. WSJ contributor Lori Ioannou joins host J.R. Whalen to explain the nuts and bolts of reverse mortgages, and the risks that come with them.
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More people in their 20s, often called Gen Z, are shelving plans to pursue socially conscious jobs to take roles with better pay. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, who discusses the trend, and 25-year-old Monica Tuñez, who left her education non-profit job for a role at a large company.
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More people are using Slack to connect with professionals and recruiters outside their workplace to fast-track their job search. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to explain how it works.
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House Democrats have asked the big three credit-reporting firms for answers on how they have handled consumer complaints about inaccuracies on credit reports. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss.
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Auto-insurance companies are set to raise rates by as much as 20% in some places. WSJ insurance-industry reporter Leslie Scism joins host J.R. Whalen to explain why, and when consumers can expect to see those higher bills kick in.
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The tight labor market has driven rates for teenage babysitters to upwards of $35 an hour. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the trend, and 15-ye ar-old babysitter Evelyn Loperfido talks about how she has been able to command higher pay.
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The IRS is struggling with a lack of staff and funding, which is making it even harder than usual for taxpayers to get timely customer service. WSJ tax reporter Laura Saunders knows this firsthand. She joins host J.R. Whalen to discuss her experience of waiting several hours in line to get assistance at an IRS office.
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Many people might not realize their 401(k) retirement account has taken on more risk in recent years. The reason: a shift in how target-date funds invest workers’ savings. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how target-date funds work and whether they’re a safe investment in a volatile stock market.
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Inflation running at levels not seen in 40 years is causing millennials and younger people to rethink how they save and spend. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the financial lessons learned from higher i nflation, and ways to stretch your dollars.
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As teens gear up to start their summer jobs, many will have their first experience with the IRS when they get taxes and other deductions taken out of their paycheck. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what summer workers, and their families, need to know.
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While homeowners ready to sell can benefit from prices that continue to hit record highs, those not ready to sell can use the equity in their home to hedge against future declines. WSJ contributor Brian O’Connor joins host J.R. Whalen to discuss the strategies, and risks, for locking in the steep rise in home values.
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After making their monthly payments through the first year and a half of the pandemic, more subprime borrowers are missing monthly payments on various types of loans. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain why, and what it could mean for people’s ability to take out loans in the future.
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More companies, such as the Wall Street bank Goldman Sachs, are offering employees an unlimited number of days off per year. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss why companies are offering the perk, and the tradeof fs workers face when using it.
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After steadily rising to record levels along with new-car prices during the pandemic, prices for pre-owned vehicles have been lower in recent months. WSJ autos reporter Ryan Felton joins host J.R. Whalen to discuss why prices are falling and how that is affecting buyers of both new and used cars.
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With prices for flights, lodging and car rentals on the rise, your summer trip may cost a lot more this year. What’s worse, previous tactics that travelers relied on to save money might not work as well right now. WSJ travel reporter Jacob Passy joins host Trenae Nuri to discuss why.
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Owning a home has traditionally been seen as a good long-term financial move over renting. But with home prices climbing along with rent, is that still the case? WSJ housing reporter Will Parker joins host Trenae Nuri to discuss the new math on whether it makes more financial sense to rent or buy a home.
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Prices are up. Stocks are down. And that’s leading a lot of households to rethink their budgets and investments. But there are various tools available that can automate your day-to-day financial decisions. WSJ personal-finance reporter J.J. McCorvey joins host Trenae Nuri to discuss how robo advisers powered by AI could protect you from making important financial moves based on emotion.
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In the tight labor market, new workers are in high demand. And that’s good news for teenagers who want a job. Teen unemployment is near its lowest level in decades, as businesses look to them to help fill a record number of open positions. WSJ workforce reporter Kathryn Dill joins host Trenae Nuri to discuss how businesses are attracting and retaining teenage workers, and Houston restaurateur Itai Ben Eli discusses working with a young staff.
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The Federal Trade Commission received nearly 1.4 million reports of identity theft last year, double from 2019. Now more people are considering paying for identity-theft protection services. WSJ contributor Cheryl Winokur Munk joins host Trenae Nuri to discuss how consumers can decide if those services are worth it.
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Students graduating from college this spring have made it clear they're seeking a sense of community and connection in their first job. But their message may not be resonating with recruiters and hiring managers. La Salle Network staffing company founder and CEO Tom Gimbel joins host J.R. Whalen to discuss how grads can sharpen their message to ease the path to their first job.
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Stocks that pay dividends have regained popularity this year. WSJ markets reporter Akane Otani joins host J.R. Whalen to explain why they are becoming more attractive to investors and how financial advisers suggest people select dividend stocks to include in their portfolio.
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The Federal Reserve approved plans to raise interest rates by half a percentage point, and more rate hikes are expected later in the year. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what higher interest rates mean for consumers’ credit-card balances, student loans and mortgages, and some steps they can take to protect their personal finances.
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Fidelity will soon allow companies whose 401(k) retirement plans it administers to include bitcoin as an investment option for employees. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirement savers should consider before adding a risky investment like bitcoin to their portfolio.
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After a lull during the pandemic, lenders are offering personal loans to consumers once again. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why the loans are becoming popular again, and what borrowers need to watch out for when applying.
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Many people who have resigned from their jobs during the pandemic in pursuit of bigger salaries have faced an unexpectedly frustrating path to a job they like. Host J.R. Whalen is joined by workplace reporter Kathryn Dill to discuss the trend, and California resident Faith Del Regno, who shares her experiences cycling through several jobs after quitting her old one.
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Although some student-loan forgiveness plans have been discussed in Washington, nothing concrete has emerged. WSJ reporter Rebecca Ballhaus joins host J.R. Whalen to discuss how borrowers can make a plan for paying back their student debt, and the various repayment options that are available.
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A master’s or other advanced degree can come with a heavier financial burden than that for undergrads, and doesn’t necessarily guarantee a career with a higher salary. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students can prepare for that financial responsibility, and which graduate degrees offer the best return on investment.
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Filling out all the forms required to secure college loans, grants and scholarships can be an intimidating process. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to break down the key steps in the process and discuss common mistakes students and families make.
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The cost to attend some of the nation’s top private colleges and universities can scare many people away from even applying. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students and families can comparison shop and find the best value for their education.
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Affording a college education can be a lot easier for students and families if they have important, though sometimes awkward, conversations about money as early as possible. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to kick off Your Money Briefing’s week-long series on managing student debt.
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Amid continued fierce competition for workers, companies are stepping up their efforts to recruit college students. Some are going far beyond the traditional job fair to woo prospective job candidates. WSJ workplace reporter Lin dsay Ellis joins host J.R. Whalen to discuss.
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Bitcoin is down about 10% this year, but stocks of crypto-focused companies are doing much worse, falling as much as 60%, according to FactSet. Wall Street Journal cryptocurrency reporter Paul Vigna joins WSJ Your Money Briefing host J.R. Whalen to discuss the reasons why, and how professional and everyday investors are thinking about crypto.
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After years of strong gains, stock-market returns are expected to be significantly lower in the next few years. WSJ contributor Michael A. Pollock joins host J.R. Whalen to discuss what financial advisors say retirees an d anyone building a retirement nest egg can do to protect their holdings.
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Ticket prices for air travel rose an average of 11% in March from a month earlier. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what is behind the fare hikes, and what consumers can do to find cheaper tickets.
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The IRS will have an easier time tracking sales on e-commerce sites like eBay and Etsy under a new rule aimed at ensuring sellers pay tax they are supposed to. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain how this could affect your tax preparation in 2023.
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The average rate on 30-year fixed mortgages has hit 5% for the first time since 2011 . WSJ reporter Matt Grossman joins host J.R. Whalen to explain why rates are going higher and what that could mean for the housing market.
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Millions of employees are switching jobs in search of better pay, and many companies are willing to pay more to keep their workers on board. So what are the best ways of asking for a raise? At the recent Wall Street Journal Jobs Summit, Work & Life columnist Rachel Feintzeig di scussed how to get a salary bump with career coach and The Job Doctor founder Tessa White.
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While global oil prices have fallen roughly 20% from recent highs, the price of gas remains near record levels. WSJ energy reporter Collin Eaton joins host J.R. Whalen to explain the relationship between oil prices and the cost of gas at the pump.
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As prices continue to rise, consumers may lose the ability to judge what is a "good" price and what isn't. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the psychology behind inflation, and how thinking differently about prices can make you a smarter shopper.
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Companies struggling to fill open tech-related positions are hiring more former blue-collar workers seeking a career change. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss how these workers are preparing themselves to make the jump.
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More business-school graduates are using “search funds” to seek out companies they can buy and lead. Host J.R. Whalen is joined by WSJ reporter Lindsay Ellis, who explains the process, as well as Jessica Patterson, who used a search fund to take charge of a health logistics company.
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The Biden administration says the Education Department will revamp the student-loan repayment system between now and the end of August. Wall Street Journal reporter Gabriel T. Rubin joins WSJ Your Money Briefing host J.R. Whalen to explain how that would affect borrowers, and whether another payment extension beyond August is likely.
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As the labor market recovers from the pandemic, women are getting bigger pay raises than men, a significant shift from just a few months ago. WSJ reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss what it means for the overall gender pay gap.
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Families of college students may be in line for tax deductions and credits on their 2021 taxes , but understanding the rules surrounding eligibility can be complex. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss.
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Rising home prices and higher interest rates are keeping many would-be homebuyers on the sidelines and waiting on applying for mortgages. WSJ's Orla McCaffrey joins host J.R. Whalen to discuss what many lenders are doing to drum up business.
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Understanding how new tax situations this year could affect your tax return in 2023 could put you a step ahead of the game. CPA Ed Slott joins host J.R. Whalen to discuss.
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The IRS has determined that cryptocurrency is investment property, much like stock or real estate. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what that means for people preparing their annual tax returns, and how the IRS is stepping up its enforcement of taxes due on crypto gains.
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The expanded federal child tax credit has put more money in families' pockets, but it also has created confusion as Americans prepare their taxes. Tax reporter Richard Rubin joins host J.R. Whalen to discuss how people should approach the child tax credit to avoid making errors on their returns.
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As more employees work remotely or take on a hybrid schedule, more states are implementing tax rules that address workers who live in one state or jurisdiction while their company's office is in another. Our week of special tax-focused episodes continues with WSJ tax reporter Laura Saunders joining host J.R. Whalen to discuss what taxpayers need to know as they prepare their tax returns.
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Inflation rising at a pace not seen in 40 years will affect myriad areas of your finances. But it will also factor into your tax return, including how much tax you pay and how much you can save in tax-friendly accounts like an IRA. Tax reporter Richard Rubin joins host J.R. Whalen to kick off our week-long series on important tax issues.
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After boosting the tips they gave to service personnel during the early days of the pandemic, many Americans have pulled back on how much gratuity they add to their bill. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss why tipping has come down, as well as where tipping amounts are staying high.
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Mobile carriers, device makers and phone resellers will pay you for your retired smartphone. The WSJ's Shara Tibken joins host J.R. Whalen to discuss how to find the right deal and get the best trade-in value for your phone.
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Interest rates are expected to climb throughout this year and potentially into 2023. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how consumers can get ahead of rising rates now by paying down their debt.
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As LinkedIn grows in popularity among college students, many approach it as they do other social-media sites such as Facebook or Instagram. Host J.R. Whalen is joined by CeCe Hawley, who is hoping to master LinkedIn, and WSJ Family & Tech columnist Julie Jargon, who shares experts' advice for making your profile stand out.
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The nation's largest credit-reporting firms plan to strip tens of billions of dollars in medical debt from consumers’ credit reports. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why they are doing it, and how the move will affect people's credit scores.
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Inflation is at a 40-year high, and that has more consumers thinking twice before making big purchases. WSJ retail reporter Suzanne Kapner joins host Trenae Nuri to discuss the kinds of things consumers are (and aren’t) willing to pay more for.
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The Federal Reserve said it plans to raise interest rates by 0.25%, the first such increase in four years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the rate increase could affect consumers' finances, such as mortgage rates and student loans.
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After more workers than expected retired during the pandemic, more companies are offering older workers the opportunity to phase into retirement while still remaining on the payroll. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss the benefits of such programs for both companies and workers.
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The cost of rent has risen an average of 18% in the U.S. over the past two years, according to Redfin. WSJ reporter Will Parker joins host J.R. Whalen to discuss how more cities are considering rent-control measures to make monthly payments more affordable for tenants.
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Americans frustrated with near-record gas prices might be thinking about purchasing an electric vehicle. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss whether buying an EV is a practical way to save on gas expenses.
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Pandemic-related grants and tax credits are contributing to a tax season that is more complex than usual. WSJ contributor Lori Ioannou joins host J.R. Whalen to discuss some common mistakes by taxpayers that could raise red flags and lead to an audit by the IRS.
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Visa and Mastercard plan to raise the fees they charge merchants every time consumers pay with a credit card. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain what that could mean for consumers.
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After years of record lows, economists expect mortgage rates to rise in the coming weeks and months. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with tips for consumers on avoiding pitfalls in the mortgage process, and maintaining a strong credit rating in order to secure a more attractive interest rate.
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Veteran personal-finance journalist Tess Vigeland is host of the new Wall Street Journal podcast As We Work. She joins host J.R. Whalen to discuss how the new show will explore the changing dynamics of the workplace and how to navigate them.
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Costs for streaming services and digital platforms are going up like nearly everything else. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen with tips on trimming your monthly subscription costs without missing your favorite shows.
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The Russian invasion of Ukraine has led to wild swings in stock markets as many big investors shuffle their holdings. Host J.R. Whalen is joined by WSJ “Intelligent Investor” columnist Jason Zweig, who explains why smaller investors shouldn't feel pressured to make similar moves.
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Russia's invasion of Ukraine resulted in oil prices reaching $100 a barrel for the first time since 2014. WSJ economics reporter Josh Mitchell joins host J.R. Whalen to explain how oil at these high prices is likely to affect many areas of consumers' personal finances.
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Many Americans whose portfolios rose significantly during the pandemic have chosen to retire early. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss what financial advisers say early retirees need to be aware of to ensure they don't outlive their money.
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As the competition for workers continues, many companies are finding that conducting annual salary reviews isn't enough. WSJ workplace reporter Lauren Weber joins host J.R. Whalen to explain what more-frequent pay reviews could mean for new and long-time workers.
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Job candidates over age 50 can face hurdles that younger workers don’t have to worry about, despite having decades of experience. WSJ reporter Ray Smith joins host Trenae Nuri to discuss how some more-experienced workers are overcoming age discrimination in the job search. Plus, 61-year-old Jennifer Kay Rouse of Wisconsin talks about how she jumpstarted her search for a new job.
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Prices for used cars are up as much as 40% from a year ago, undoing years of depreciation on some models and leaving some car owners with vehicles worth more now than when they bought them. WSJ auto-industry reporter Nora Eckert joins host J.R. Whalen to discuss why prices have continued to rise and when they could begin to level out.
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The personal-finance app Trim is among a new wave of such apps that analyze users' spending habits and find areas to cut back. At The Wall Street Journal's recent Future of Money event, personal-finance reporter JJ McCorvey spoke with Trim CEO Thomas Smyth about how the app works and how privacy concerns are addressed.
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More people are getting paid daily rather than every other week. Does that change the way they spend and manage their money? A study by the University of Pennsylvania’s Wharton School looked into that question. Prof. Wendy De La Rosa joins host J.R. Whalen to discuss the study's findings.
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Discover plans to allow merchants to access customers' bank accounts without the use of a debit or credit card. WSJ consumer-credit reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how the system will work, and how it could benefit consumers.
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Gauging whether a stock will benefit your portfolio or 401(k) goes beyond just the share price. WSJ markets reporter Karen Langley joins host J.R. Whalen to explain how many professional investors consider a stock's price-to-earnings ratio for a glimpse into its growth potential.
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Companies are finding ways to charge consumers more without actually raising retail prices. WSJ economics reporter Gabriel T. Rubin joins host J.R. Whalen to discuss how extra fees and surcharges add up to "hidden inflation."
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An interest-rate hike by the Federal Reserve typically means that a boost in interest on savings isn't far behind. But even if the Fed raises rates next month as expected, banks aren't likely to lift interest on savings. WSJ banking reporter Orla McCaffrey joins host J.R. Whalen to explain why.
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Many auto dealers are raising prices well above the manufacturer's suggested retail price. WSJ automotive-industry reporter Nora Eckert joins host J.R. Whalen to explain why prices are rising so sharply, and how consumers and car makers are responding.
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The current student-loan repayment suspension period expires May 1. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss steps borrowers can take today to map out a game plan and ease the burden on their personal finances.
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More businesses are using a system called dynamic pricing, where they can quickly adjust prices in response to economic factors. WSJ reporter Charity L. Scott joins host J.R. Whalen to discuss how it works and what it means for consumers.
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The pandemic has moved the process of finding a professional mentor almost entirely online. WSJ reporter Ray Smith joins host J.R. Whalen to discuss how experts suggest people should prepare before reaching out. Plus, New York resident Priya Jaisinghani explains how she found her mentor, a dean of a prestigious medical school, through social media.
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Rising rents are leading some frustrated renters to jump into the tight housing market looking for a new home. Personal-finance reporter Julia Carpenter tells host J.R. Whalen why financial experts are raising concerns about the negative long-term effects a rush decision can have on your personal finances.
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The pandemic has changed the rules surrounding job hunting - including that questions of corporate culture are now front and center. But how much personal information should a job candidate share with a hiring manager? WSJ 'Work & Life' columnist Rachel Feintzeig joins host J.R. Whalen to discuss how to get more details about a future role - without jeopardize your chances of landing the job.
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The stock market downturn can put investors with high exposure to stocks in a tight spot. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss how financial planners suggest allocating your portfolio to reduce risk, and why so many older Americans have ignored that advice.
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Working from home and hybrid work arrangements are popular with employees. WSJ reporter Katie Bindley joins host J.R. Whalen to discuss how they have changed workers' expectations for pay, and what the post-pandemic workplace could look like.
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The Experian credit-reporting firm will soon allow millions of U.S. consumers without a credit report to create their own and start generating a credit score. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it works and the types of financial opportunities it would help consumers access.
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Insurance companies Allstate and John Hancock are partnering to track policyholders' eating and driving habits, and potentially offer them lower life insurance premiums. Insurance-industry reporter Leslie Scism joins host J.R. Whalen to discuss the trade-offs of saving money in exchange for sharing personal data.
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After building up record levels of savings during the pandemic, Americans are ready to spend, but inflation and supply issues are throwing obstacles in their way. Host J.R. Whalen discusses the issue with WSJ personal-finance reporter Veronica Dagher, and is joined by Dr. Ann Kier-Schroeder, whose plans with her husband to build a house have been put on hold.
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Many employers are raising salaries as they struggle to fill open positions, but higher prices are taking a bigger bite out of weekly paychecks. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss which employees are finding jobs and whose wage hikes are most likely to beat inflation.
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As inflation continues to climb, Americans are spending more of their household budget on food. WSJ personal-finance reporter JJ McCorvey joins host J.R. Whalen to discuss ways of going grocery shopping without breaking the bank.
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While some companies are increasing wages to lure new workers and retain existing staff, others are increasing contributions they make to employees' 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.
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The finance world is filled with complex terminology, but shortening them to acronyms like HELOC or SPAC doesn't always make them easier to understand. The WSJ's Charles Forelle joins host J.R. Whalen to define some of the acronyms that are often used for investments that can play an important role in your personal finances.
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U.S. colleges and universities saw a 3.1% decline in undergraduate enrollment last fall, continuing a long-term downward trend. WSJ higher-education reporter Douglas Belkin joins host J.R. Whalen to discuss what is driving the numbers lower, and how the decline could affect tuition and students' finances.
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The IRS will begin accepting returns for the 2021 tax year on Jan. 24. WSJ tax reporter Richard Rubin joins host J.R. Whalen to discuss why the agency is expecting processing delays, and how you can make sure your tax refund is handled is quickly.
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After the S&P 500 returned nearly 29% last year, some investors might be tempted to pour money into the stock market in the hopes of realizing similar gains in 2022. WSJ "Intelligent Investor" columnist Jason Zweig joins host J.R. Whalen to explain why, amid this year's market volatility, more restraint might help investors get ahead.
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Two years after tightening their lending standards at the start of the pandemic, banks and lenders have loosened their requirements and are again embracing riskier borrowers. WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how interest rates play a role, and how access to credit can impact subprime consumers' credit scores.
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The steep rise in inflation will mean less of an income-tax burden for many people. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss areas of your personal finances that will benefit.
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More companies are allowing employees to take several months off at a time to recover from stress and anxiety caused by their job. Host J.R. Whalen discusses the trend with WSJ's Katie Bindley, and 28-year-old Juraj Pal talks about the sabbatical he recently took from his startup job.
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The tight labor market has opened up many more opportunities for job seekers than in previous years. WSJ's Kathryn Dill joins host J.R. Whalen to discuss how to get clarity about where you are - and where you want to be - before making a move.
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As inflation rises, more companies are giving cost-of-living adjustments, or COLAs, to their employees. WSJ reporter David Harrison joins host J.R. Whalen to discuss the size of the increases and why they are raising red flags with some economists.
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Companies are setting aside more money for wage increases than usual. So how can you be among the workers getting a raise this year? WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss what you should (and shouldn't) say when asking for a pay raise.
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Credit cards and debit cards each have their pros and cons, but which is better for younger people seeking to chart out their financial future? WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss the uses for each.
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As he prepares to retire his "Middle Seat" column after 20 years, the WSJ's Scott McCartney joins host J.R. Whalen to reflect on how developments in the airline industry have affected passengers for better and for worse, and some changes that could be coming to air travel in the future.
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U.S. stock markets trended higher throughout this past year until inflation and the Omicron Covid-19 variant triggered a series of selloffs. Vanguard Chief Investment Officer Gregory Davis joins host J.R. Whalen to discuss what investors should expect in 2022.
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Many Americans are approaching the new year on more solid financial footing. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on allowing yourself to splurge while still keeping your finances on track.
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An unprecedented number of workers quit their jobs in search of higher pay in 2021, leaving employers with millions of unfilled positions. Tom Gimbel, CEO of the LaSalle Network staffing firm, joins Wall Street Journal Your Money Briefing host J.R. Whalen to discuss what the labor market could look like in 2022.
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An unprecedented number of workers quit their jobs in search of higher pay in 2021, leaving employers with millions of unfilled positions. Tom Gimbel, CEO of the LaSalle Network staffing firm, joins host J.R. Whalen to discuss what the labor market could look like in 2022.
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Plus: U.S. consumer spending rose at a cooler pace in November. Initial jobless claims hold near historic lows. Russian President Vladimir Putin blames the West for Ukraine tensions. J.R. Whalen reports.
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Early next year, the credit-reporting firm Equifax will begin figuring consumers' use of "buy now, pay later" programs into their credit reports. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it could affect consumers' credit scores.
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People often give year-end gifts in the form of money to service workers they've done business with throughout the year. But this year, not everyone can give as much as they would like. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss the new unofficial rules of tipping.
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The continued impact of the pandemic on families' finances could add an extra layer of complexity as they and college-bound students complete the Free Application for Federal Student Aid, or Fafsa. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss some important changes in the application process for the upcoming school year.
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For many people, the holiday season is a time for spending a bit more on gifts, parties and vacations. But with prices on the rise, many families are more focused than ever on their budgets. WSJ reporter Anne Tergesen joins host Trenae Nuri to discuss how families at all budget levels are planning out their holiday spending.
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Thousands of Americans interested in investing in cryptocurrencies have joined social media-based investment groups to learn the basics, including the sector's risks. Lamar Wilson, co-founder of the Black Bitcoin Billionaires group, joins host J.R. Whalen to discuss what members learn, and how the knowledge has paid off.
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The tight labor market has seen a rise in "boomerang" employees, or those who return to companies they once worked for. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss what workers should consider before taking a job at a previous employer.
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Banks are coming under increased regulatory pressure to roll back overdraft and insufficient-funds fees. WSJ banking-industry reporter AnnaMaria Andriotis joins host J.R. Whalen to explain why the government is applying the pressure and whether banks are likely to conform.
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Changes to this year's tax rules around charitable donations could put millions of people who might not normally get tax benefits from them in line for a deduction. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss how to benefit most from donations of cash, stocks and cryptocurrencies this giving season.
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In some areas of the country, rents have risen 20% compared to a year ago. WSJ personal-finance reporter JJ McCorvey joins host J.R. Whalen to explain why the cost of rent is skyrocketing and offer tips for tenants struggling to make ends meet.
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Many people are considering giving digital cash like cryptocurrency as a holiday gift. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss popular forms of digital cash, and the planning that both the giver and recipient need to do beforehand.
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A spike in natural gas prices earlier this fall had homeowners bracing for high heating bills this winter. WSJ reporter Ryan Dezember joins host J.R. Whalen to discuss why prices have actually come down since then, and what the forecast is like for the upcoming winter season.
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U.S. companies plan to budget more for pay increases next year than at any point since 2008. WSJ economics reporter David Harrison joins host J.R. Whalen to discuss who could benefit most, and how inflation factors into the picture.
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As the number of deaths caused by the pandemic continues to escalate, more millennials and younger Americans are planning their estates and drawing up wills. WSJ reporter Veronica Dagher joins host J.R. Whalen to discuss the trend. Plus, 29-year-old Ohio resident Ryan Bayonnet discusses why he and his wife recently created a will.
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U.S. savings rates soared to record levels during the pandemic, but Americans are still putting away large amounts of cash even as the economy recovers. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss why that concerns financial advisers.
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Millions of Americans are avoiding crowded stores and delayed delivery schedules by getting what they need through "Buy Nothing" groups. WSJ reporter Veronica Dagher joins host J.R. Whalen to discuss how people can join the groups, and what types of products are available.
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As record numbers of people change jobs, some have called on recruiters to help them land a new position. But is calling a job recruiter when you're ready to change jobs too late in the process? WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss when people should reach out to recruiters.
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Giving miles or credit-card points as a holiday gift could be a way to avoid supply-chain or shipping frustrations. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss how the process works, and offers tips on avoiding fees.
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More individual investors are using borrowed funds to buy stocks in an effort to score higher profits. WSJ markets reporter Michael Wursthorn joins host J.R. Whalen to discuss how the tactic known as margin borrowing works, and the risks that come with it.
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People planning for retirement often mistakenly believe that financial security will ensure happiness in their later years. WSJ and Barron's contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss the non-financial priorities that retirement advisors often emphasize with their clients.
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A year after cutting back and spending nearly the entire holiday season at home, consumers this year are showing a willingness to open their wallets. WSJ Heard on the Street columnist Justin Lahart joins host J.R. Whalen to discuss how the economic recovery has shifted the ways consumers are spending this year.
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Initial U.S. jobless claims fall to 199,000, a 52-year low. Saudi Arabia, Russia consider pausing planned oil production increases. John Deere's sales grew last quarter despite strike. J.R. Whalen reports.
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Initial public offerings are on the upswing this year, and more companies are allowing individual investors to buy shares as part of the process. WSJ markets reporter Corrie Driebusch joins host J.R. Whalen to discuss how investors can get a piece of some IPOs and the risks they take on when doing so.
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Planning out your 2021 taxes now can put you ahead of the game when taxes are due next spring, but it also can qualify you for certain benefits, including stimulus payments and child tax credits. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain.
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Financial advisors have long counseled retirees to spend no more than 4% of their savings in the first year of retirement. But new research challenges that bit of conventional wisdom. Retirement reporter Anne Tergesen joins host Trenae Nuri to discuss the new research on retirement spending.
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Many Americans were able to pay down debt during the pandemic. But now lenders are spending billions of dollars to market credit cards to consumers. WSJ credit-cards reporter AnnaMaria Andriotis joins host Trenae Nuri to discuss what banks are doing to get people to borrow again.
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Traditionally, frequent-flier programs were set up to reward loyal customers with perks based on the number of miles they flew. But now airlines are taking a new approach, one where flying may not matter as much. WSJ "Middle Seat" columnist Scott McCartney joins host Trenae Nuri to discuss the new rules for earning and keeping frequent-flier perks.
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Get-rich-quick scams have grown more common on social media, with fraudsters targeting younger, internet-savvy users. WSJ contributor Svati Kirsten Narula joins host Trenae Nuri to discuss how you can spot these scams and protect yourself.
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When a spouse dies, everything changes. And not just your daily life, but your financial life as well, from how assets are handled to how you file taxes. Tax reporter Laura Saunders joins host Trenae Nuri to discuss what surviving spouses need to know.
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Many Americans struggle with paying medical bills. Unpaid bills can lead to lingering debt and drag down credit scores. But you may be able to slash the amount you owe if you know the right questions to ask. WSJ health-insurance reporter Anna Wilde Mathews joins host Trenae Nuri with pointers on how to negotiate hospital bills.
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The U.S. labor market has more job openings than applicants, and companies are searching high and low for workers. To get more candidates in the door, some employers are easing up on their job requirements. WSJ workplace, management and leadership reporter Chip Cutter joins host Trenae Nuri to discuss what the new hiring process means for job seekers.
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Millions of Americans are skipping the dentist, with many of them unable to afford certain pricey procedures. Now some lenders are offering buy-now-pay-later options for dental care. WSJ banking and consumer finance reporter Orla McCaffrey joins host Trenae Nuri to discuss the financing options that are available, and the risks that come with them.
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After facing some of the toughest challenges of their life on the battlefield, many service members face financial challenges when their deployment ends. Frank Molinar, author of "Financial Dominance: Your Battle Plan for a Richer Life," joins host J.R. Whalen to discuss how veterans and service personnel can apply lessons from their military career to manage their personal finances.
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As the number of wealthy households headed by people under age 45 grows, wealth-management firms are quick to pitch their services. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to discuss why many young investors are turning away professional help. Plus, a 33-year-old who recently landed a multimillion-dollar windfall explains why and how he opted to invest the money himself.
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A tax on billionaires' investments that was proposed, and then shelved, by Democrats raised eyebrows because it would have fundamentally altered the way Americans are taxed. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what the proposal could have meant for non-billionaires' finances, and whether it could resurface.
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The unexpected departure of many older Americans from the workforce during the pandemic has further strained an already tight labor market. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss how employers are adapting. Plus, retiree Kevin O'Connor discusses his decision to retire early.
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Millions of workers will choose their 2022 company-provided health benefits this month. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss what people should consider before making benefits selections.
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Rising inflation is putting the squeeze on your wallet, but how is it affecting your stocks and 401(k) savings? The WSJ's 'Intelligent Investor' columnist Jason Zweig joins host J.R. Whalen to discuss investment options people should consider amid rising inflation, and which to avoid.
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As awareness of the effects of climate change increases, many consumers have considered purchasing carbon offsets to balance out the amount of carbon emissions they use through their lifestyle. WSJ's Veronica Dagher joins host J.R. Whalen to discuss how carbon offsets work, and the risks associated with purchasing them.
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Workers returning to the office are likely to face a new set of distractions: chatty co-workers. WSJ Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss how employees and managers can avoid distractions cutting into their productivity.
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Can women in the workplace find inspiration in "The Prince," Machiavelli's 500-year-old guide to power? Stacey Vanek Smith, author of "Machiavelli for Women," says so. She joins host J.R. Whalen to discuss how the classic treatise could help workers get a job or promotion, or negotiate a higher salary-no backstabbing required.
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Working from home during the pandemic has spurred many people to split their time between their primary residence and a second home. WSJ "Mansion" reporter E.B. Solomont joins host J.R. Whalen to discuss the growing trend, and the financial and legal challenges that come with it.
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Many students already saddled with undergraduate debt choose to take on even more to pursue a master's degree in business administration. WSJ business education reporter Patrick Thomas joins host J.R. Whalen to discuss whether a business degree pays off, including borrowing and repayment options.
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Low mortgage rates are attracting millions of prospective home buyers, but solo house hunters are finding a dwindling supply of homes that fit their budget. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss why, and the steps that some are taking in response.
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For many people, the stress from work follows them into their dreams at night. WSJ Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss why we dream about work, and how we can train our minds not to.
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Many public pension funds have turned to risky, alternative investments as a way to make up for billion-dollar shortfalls and fulfill future retirement promises. Reporter Heather Gillers joins host J.R. Whalen to discuss how the move affects workers' retirement savings.
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Bitcoin ETFs: What to Know If You Plan to Invest After several months of review by government regulators, ProShares is expected to launch the first U.S.-listed bitcoin futures exchange-traded fund today. WSJ markets reporter Michael Wursthorn joins host J.R. Whalen to explain how the ETF works, and the potential risks investors would face.
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For millions of Americans hit by weather-related disasters, insurance only covers so much of the expense. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss a proposal in Congress that would boost the amount of disaster-related expenses that people can deduct from their taxes.
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Bad Bets is a new podcast series from The Wall Street Journal that unravels big-business dramas that have had a big impact on our world. This season, we're delving into Enron. In 2001, energy company Enron was at the height of its power. Then, out of the blue, CEO Jeffrey Skilling resigned-just six months after he took the reins of a company he had helped turn into an innovation machine. Why? In this episode, we dive into the first cracks in the Enron facade.
John Emshwiller is the host of this season of Bad Bets. John and his Journal colleague Rebecca Smith did the original reporting on which this season is based. Bad Bets is a production of The Wall Street Journal. This season was produced in collaboration with Neon Hum Media.
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With more than 700,000 postsecondary degrees, certifications and other credentials in the U.S. available to students seeking to gain more experience, finding the right one can be difficult. At the recent virtual WSJ Jobs Summit, workplace reporter Lauren Weber spoke with two experts about what students should consider before investing their time and money. J.R. Whalen hosts.
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From the WSJ Jobs Summit: Even as older Americans make up a larger percentage of the workforce, many find themselves facing age discrimination in their attempts to find a new job. The WSJ's Ray A. Smith and the Urban Institute's Richard Johnson discuss some of the challenges older workers face while job hunting, and ways to overcome them.
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At the recent WSJ Jobs Summit, workplace reporter Kathryn Dill and two career experts discussed the challenges that new college graduates face in the current jobs market, and how they can overcome them. J.R. Whalen hosts.
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From the WSJ Jobs Summit: While some job-seekers hear back from companies after sending in a resume, many never get a response. WSJ's Kathryn Dill joins host J.R. Whalen to discuss career experts' recommendations for getting a reply without being a pest.
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The recent WSJ Jobs Summit offered up practical tools and insights to navigate the current job market. All this week, we'll be bringing you highlights from the event. Today, Work & Life columnist Rachel Feintzeig asked hiring managers at three of the world's biggest companies what they are looking for in job candidates, and what should, and should not, be included on a resume.
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Even in a seller's market, many homeowners find it difficult to make money from the sale of their home. Personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what homeowners should consider before putting their house up for sale to increase their likelihood of coming away with a profit.
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There is more to retirement savings than just having enough money on hand throughout your later years. WSJ contributor Glenn Ruffenach joins host J.R. Whalen to discuss smart ways retirees can approach making withdrawals from their savings, and how workers who haven't retired yet can prepare.
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The startup trading platform 24 Exchange is seeking to launch a new stock exchange in the U.S. that would allow investors to trade 24 hours a day, seven days a week. WSJ markets reporter Alexander Osipovich joins host J.R. Whalen to discuss how close round-the-clock stock trading is to becoming reality.
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How Companies and Workers Are Fighting Burnout As work and life boundaries become more blurred, more workers say they are suffering from burnout. WSJ Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss how workers can reduce burnout, and how companies are helping them focus.
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Credit report errors can hurt consumers' ability to get a loan for a car or a home. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen with tips on how to find errors and correct them before it's too late.
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Following a series of broad selloffs on Wall Street to close out September, TD Ameritrade chief market strategist JJ Kinahan joins host J.R. Whalen to discuss what investors should expect in the fourth quarter.
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In addition to salary and promotions, the awarding of stock options represents inequity women face in the workplace. WSJ personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss what has created the divide, and efforts to close it.
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Millions of hourly workers in the U.S. don't have access to paid sick leave benefits that are often made available to full-time workers. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss how the pandemic amplified calls for paid leave, and legislation currently being considered in Congress.
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As more big investors pull their money out of special purpose acquisition companies, or SPACs, day traders are jumping in and hoping to score a quick profit. WSJ markets reporter Amrith Ramkumar joins host J.R. Whalen to discuss the risks individual investors could face.
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As record numbers of workers look for new jobs, many are seeking out companies that offer flexibility and work-life balance. WSJ reporter Alex Janin joins host J.R. Whalen with ideas for how to find out which companies are as family-friendly as advertised.
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Meeting peers and other professionals can jump-start your job search or help fill out your contacts list, but many professionals find networking distasteful. Management consultant Dorie Clark joins host J.R. Whalen to discuss why networking makes some people feel "dirty," and how they can overcome their reluctance to do it.
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There's a lot at stake for buyers and sellers in the current competitive housing market, yet many make simple errors that can cost them. WSJ contributor Beth DeCarbo joins host J.R. Whalen to discuss how buyers and sellers can avoid such missteps.
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Employers trying to keep productivity levels up amid a shortage in workers are paying the staff they do have overtime to work extra shifts. WSJ workplace reporter Lauren Weber joins host J.R. Whalen to explain how that has led to more problems for many workers and employers.
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Having the "money talk" with your parents can be a difficult and awkward conversation. WSJ and Barron's contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss ways people can approach the conversation with their parents, as well as where to turn for help in managing their finances.
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Dow closes more than 600 points lower. Nasdaq loses 2.2%. Brent crude futures fall 1.5%. General Motors to replace batteries in recalled Chevy Bolts. J.R. Whalen reports.
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Democrats in Washington are proposing $2 trillion in tax increases and other changes to how Americans are taxed on things like cryptocurrencies, retirement savings and stock sales. WSJ tax reporter Laura Saunders joins host J.R. Whalen with ways people can make adjustments to their finances now to soften the potential blow.
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Selling investments at the right moment is just as crucial as picking the right time to buy. WSJ "Intelligent Investor" columnist Jason Zweig joins host J.R. Whalen to discuss how emotions can affect investors' decision-making, and how to avoid that trap.
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More merchants are teaming up with "buy now, pay later" companies to offer consumers with poor credit or no credit the opportunity to pay for products in installments. WSJ consumer credit reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss how the programs work, and the risks involved.
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After a summer of widespread flight delays and cancellations, airlines are making adjustments to avoid similar inconveniences for passengers going forward. WSJ "Middle Seat" columnist Scott McCartney joins host J.R. Whalen with a status update.
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More companies are considering salary reductions for employees who choose to continue to work from remote locations, in some cases with lower living expenses. Reporter Katie Bindley joins host J.R. Whalen to explain how some workers are pushing back.
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Many small business would be required to offer employees a retirement savings plan under a proposal included in Democrats' $3.5 trillion healthcare, education and climate change bill. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss the chances of it becoming law, and what it would mean for businesses and workers.
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Thousands of job-seekers have been duped by fake job ads placed by fraudsters hoping to cash in on their vulnerabilities. WSJ contributor Heidi Mitchell joins host J.R. Whalen to discuss what to watch for to gauge the legitimacy of a job listing.
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More companies are delaying the date on which workers will return to the office. For a lot of people, that means the career aspirations they had before the pandemic could remain on hold. WSJ careers reporter Kathryn Dill joins host J.R. Whalen to discuss ways workers can put their career goals back in focus while working from home.
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Millions of families of high-school seniors are preparing to borrow money for college tuition when they enter college next year. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss which factors from their personal finances they should consider when figuring how much to borrow, and how they'll pay it back.
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Since the 9/11 attacks, financial markets have undergone a massive security overhaul. WSJ markets reporter Alexander Osipovich joins host J.R. Whalen to discuss the protections for investors that have been put in place over the past 20 years, and the vulnerabilities that some feel still exist.
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Young professionals who have been in the workforce for about 15 years are feeling burnout and leaving their full-time jobs, with no solid backup. Host J.R. Whalen is joined WSJ "At Work" columnist Krithika Varagur for more. Plus, Washington, DC resident Tessa Raden explains why she left her "dream job."
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Job seekers are at an advantage in the current labor market, but success often depends on how you approach the application process. Career coach and Relay Payments Chief People Officer Amy Zimmerman joins host J.R. Whalen to explain how women tend to navigate the job-seeking process differently than men, and in turn tend to face more challenges.
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Prospective homebuyers who have been priced out of the current market are likely sitting on a large amount of cash they had saved up for a down payment. Personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss investment ideas for that cash as they wait for the next buying opportunity.
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Federal regulators have launched a review of how online trading platforms communicate with their customers, and whether more oversight is needed. WSJ financial regulation reporter Paul Kiernan joins host J.R. Whalen to explain how it could affect the ways people trade stocks online.
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Many Americans have considered leasing a new car to avoid rising prices. Personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss what consumers should know about the economics of signing a car lease.
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In addition to 401(k) and health savings accounts, many employers are offering emergency savings accounts as a way for workers to put away funds in case of an unexpected need. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how these accounts work, and the financial incentives some companies offer workers to join.
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Many homeowners have repurposed their garage during the pandemic as they seek more living space. WSJ "Mansion" reporter Candace Taylor joins host J.R. Whalen to discuss the costs and regulations often involved, and how a home's value could be affected.
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More people are producing video-based résumés to stand out to hiring managers. WSJ reporter Alex Janin joins host J.R. Whalen to discuss the growing trend. Plus, a 26-year-old marketing professional explains why he made his video resume, and the results he's gotten.
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For workers creating hybrid work schedules, planning out the days when they come into the office can be beneficial to their career track. The WSJ's careers reporter Patrick Thomas joins host J.R. Whalen with what employees should consider when drawing up a hybrid work plan, and how to make the most of the time in the office.
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In a tight job market, employers are hungry for talent. So if you get a job offer from another company, you may be able to present it to your boss and negotiate a better work situation. The WSJ's Work & Life columnist Rachel Feintzeig joins host Charlie Turner to discuss ways to leverage that offer to your advantage, and the pitfalls to watch out for.
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There's a growing chance you'll be hit with a fee on your next credit-card purchase. The WSJ's credit-card reporter AnnaMaria Andriotis joins host Charlie Turner to discuss why more merchants are imposing surcharges to offset the fees they're charged by card issuers, and how customers are responding.
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Ford wants a bigger portion of its sales to come from buyers who custom-order from the factory or online, rather than buy at the dealership. Other carmakers are considering it too. Auto industry reporter Mike Colias joins host Charlie Turner to discuss the shift in strategy and what it could mean for car buyers.
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As part of a new business strategy, some hotels are trying out "fee for service" pricing, where guests pay for specific services and amenities like room cleaning, gym usage and internet access. Real estate bureau chief Craig Karmin joins host Charlie Turner to discuss whether this kind of pricing will be embraced by customers and other hotel chains.
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Car owners are putting their used vehicles up for sale to take advantage of soaring prices. Reporter J.J. McCorvey joins host Charlie Turner to discuss what consumers should consider before selling their cars.
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While some people struggle to complete all of their job's daily tasks without putting in too many hours, others have found ways to hold down two full-time jobs, while striving to not work more than 40 hours in a week. The WSJ's "Work & Life" columnist Rachel Feintzeig joins host J.R. Whalen to discuss how these double-dippers do it, and the risks they take on in the process.
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Americans in their mid-30s and early 40s are beginning the period of their career that traditionally brings peak earnings. Host J.R. Whalen is joined by personal-finance reporter Julia Carpenter to discuss why this group doesn't feel financially secure. Plus, 35-year-old Tim Eng discusses reaching his salary goals, and his stepped-up efforts to save.
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Starting next month, Fannie Mae will make it easier for renters to qualify for home loans. Reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how renters' ability to make monthly payments will be used by lenders along with other data found on credit reports to determine their eligibility for mortgages.
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Airfares have risen significantly since people resumed flying post-pandemic, but on average they're nearly in line with 1996 levels, and that doesn't even account for inflation. WSJ "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to run through the numbers and discuss where prices may be headed this fall.
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Black millennials who had hoped a college education would help close the nation's racial wealth gap have found that the opposite happened. Reporter Rachel Louise Ensign joins host J.R. Whalen to discuss why. Plus, 31-year-old Ristina Gooden discusses how her pursuit of a graduate degree could put her as much as $100,000 in debt.
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About 23 million student-loan borrowers have been able to pause their monthly payments since the start of the pandemic under a federal moratorium. Now the Education Department is extending the program by several more months. Reporter Alex Leary discusses the latest, and higher-education reporter Melissa Korn talks about alternatives that are available to struggling borrowers when the program eventually ends. J.R. Whalen hosts.
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Many employees who quit a job are asked to take part in an exit interview with the human-resources department. Reporter Allison Pohle joins host J.R. Whalen to discuss how employees should prepare, and how honest about their experience they should be in the meeting.
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More than 7 million people quit their jobs this past spring in search of something new. WSJ "Work & Life" columnist Rachel Feintzeig joins host J.R. Whalen to discuss questions you should consider before leaving your job. Plus, a worker who left his position at a tech startup discusses what he realized he gave up by leaving.
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After being beaten down by the pandemic, the apartment market is rebounding. But so are rental prices. Housing reporter Will Parker joins host J.R. Whalen to discuss why, plus the latest efforts to extend the federal eviction moratorium that expired this past weekend.
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The pandemic has upended Americans' working lives, and many are demanding an improved work-life balance. That's led employers to rethink the traditional 5-day, 40-hour work week. Reporter Patrick Thomas joins host Charlie Turner to talk about alternative work schedules being considered by companies.
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It's a season of frustration for summer air travelers. The latest headache: passengers who thought they scored big discounts on non-stop flights are finding themselves re-booked on flights with different times and a layover. Middle Seat columnist Scott McCartney tells host Charlie Turner that passengers suspect they're being bumped for people paying higher prices.
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The Robinhood trading app plans to make a large block of shares available to its users before the company goes public on Thursday. WSJ personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss how investors should approach an IPO with respect to their portfolio.
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Rising broadband internet costs are putting a strain on household budgets. WSJ personal technology columnist Nicole Nguyen joins host J.R. Whalen with tips on how consumers can lower their monthly bill.
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Millions of homeowners and renters are still struggling to make monthly payments, even as some federal relief programs are nearing their end. Reporter Andrew Ackerman joins host J.R. Whalen to discuss a new initiative from the Biden administration to assist homeowners, and the looming deadline facing renters.
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Investors in cryptocurrencies like bitcoin and ethereum have been swindled out of hundreds of millions of dollars by fraudsters. WSJ financial enforcement reporter Dave Michaels joins host J.R. Whalen to discuss how consumers can avoid being scammed, as well as calls for efforts to regulate the crypto industry.
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Many workers are asked to sign noncompete agreements that make it harder for them to go to work for a competitor. But noncompetes are coming under greater scrutiny from state and federal regulators. Workplace reporter Lauren Weber joins host J.R. Whalen to discuss whether these agreements' time is numbered.
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Travelers eager to take their first summer vacation in two years are facing frustrating delays and higher prices. "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to discuss where the pain points are, and what the outlook for travel is like beyond the summer.
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The long-running bull market and strong investor sentiment have made some analysts wary. Could Monday's selloff in stocks indicate a shift is underway? Markets reporter Caitlin McCabe joins host J.R. Whalen to explain the importance of tracking market sentiment for everyday investors, and where the current market climate could be headed.
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Tight vehicle inventories and cars selling for above the sticker price have left many shoppers frustrated. Reporter Allison Pohle joins host J.R. Whalen to discuss smart ways shoppers can approach buying a car in today's market.
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CPA and IRA expert Ed Slott joins host J.R. Whalen to explain the "Mega Backdoor Roth IRA Conversion," a little-known technique allowing people to make annual tax-free retirement account contributions above government-imposed limits. The tactic gained attention after PayPal founder Peter Thiel amassed $5 billion in his Roth IRA account.
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As inflation continues to rise, food companies, grocers and restaurants are finding creative ways of passing higher costs on to consumers. Food industry reporter Annie Gasparro joins host J.R. Whalen to explain some of the ways shoppers are unknowingly paying more.
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A new set of rules, part of the federal government's "No Surprises Act," would protect patients from unexpected hospital bills. Healthcare reporter Stephanie Armour joins host J.R. Whalen to explain how the rules will work.
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Now that pandemic restrictions are being lifted nationwide, consumers are borrowing money to spend on cars, vacations and more. Reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how consumers' outlook on debt is changing. Plus, South Carolina resident Felipe Betancor discusses gaining the confidence to take on more debt responsibly.
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Employers are struggling to fill millions of open positions nationwide, yet just as many of out-of-work Americans can't find a job they like. Senior writer Jon Hilsenrath joins host J.R. Whalen to explain the current job market "mismatch," and what it means for job seekers.
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A Wall Street Journal analysis of Education Department data shows that some expensive master's degree programs at elite universities don't provide graduates enough early career earnings to begin paying down their federal student loans. Higher-education reporter Melissa Korn joins host J.R. Whalen to discuss.
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Barbecue season is getting more expensive. Propane prices this summer are running nearly 20% higher for some consumers compared to this time last year. Reporter Ryan Dezember joins host J.R. Whalen to discuss why, and whether prices are expected cool off anytime soon.
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Some companies are rethinking pay and benefits as they plan a post-pandemic, hybrid workplace. Compensation Advisory Partners' Susan Schroeder and the Wharton School's Peter Cappelli join host J.R. Whalen to discuss the drawbacks of paying employees based on location.
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Older Americans have amassed a record $35 trillion in wealth, and now they're passing it on to their heirs. Reporter Ben Eisen talks with host Charlie Turner about what's being done with that money and the effect it's having on people's finances and the economy.
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Gas prices in the U.S. are about a dollar a gallon higher now than they were a year ago, and are currently at the highest level in seven years. Energy reporter Collin Eaton joins host J.R. Whalen to discuss why prices have risen so sharply, and where they're likely headed this summer.
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As they desperately try to fill empty positions, many employers are offering lucrative signing bonuses and referral bonuses to prospective employees, even for many blue-collar jobs. Careers reporter Patrick Thomas joins host J.R. Whalen with details.
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Confusing sets of vaccination and quarantine rules for travelers headed to European countries threaten to hamper the ease of international travel. Reporter Ben Katz joins host J.R. Whalen to discuss how Americans planning to travel overseas should prepare.
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Amid high demand and an inventory shortage, car dealers are charging as much as $10,000 above vehicles' suggested retail prices. Auto industry reporter Nora Naughton joins host J.R. Whalen to discuss whether that leaves any room for haggling, and how consumers can avoid dealer mark-ups.
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Americans' wealth was expected to take a hit during the Covid recession, but most people actually came out ahead. Reporter Orla McCaffrey joins host Charlie Turner to discuss why wealthier Americans fared the best, and what that could mean for different groups' long-term economic prospects.
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Business travel took a big hit during the pandemic, so now airlines are offering discounts on certain business- and first-class seats. Middle Seat columnist Scott McCartney tells host Charlie Turner where you can find the best bargains.
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Millions of Americans refinanced their mortgages last year to negotiate lower interest rates, but relatively few were Black households. Reporter J.J. McCorvey joins host Charlie Turner to discuss why fewer Black homeowners went through the refinancing process.
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A new credit-card concept lets users build up points when they pay their rent, with the aim of helping them build up a credit history and even a down payment on a house. Could it work? Housing reporter Will Parker joins host Charlie Turner to discuss the pros and cons.
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For more employers, having a gap in your resume is no longer a deal-breaker. Work and Life columnist Rachel Feintzeig joins host Charlie Turner to discuss how to address a resume gap in a job interview.
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The federal government is changing the way it accounts for a person's student-loan debt when determining their mortgage eligibility. Housing reporter Andrew Ackerman joins host J.R. Whalen to discuss how the new approach works.
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Student-loan borrowers who have been able to suspend monthly payments during the pandemic are scheduled to resume them at the end of September. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss strategies borrowers can use to lessen the impact on their finances.
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Even as the current hot housing market has made the selling process easy, many sellers consider doing significant repairs and renovations before listing their home. WSJ contributor Robyn Friedman joins host J.R. Whalen to discuss which renovation costs are more likely to be recouped.
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Starting next month, about 39 million American families will begin receiving expanded federal child tax credit payments. Tax reporter Richard Rubin joins host J.R. Whalen to discuss how the payments work, who is eligible and why some families might choose not to receive them.
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Working from home during the pandemic has given many employees a sense of independence and less of a need for supervision. Data journalist and author Alexandra Samuel joins host J.R. Whalen to discuss how that will change the dynamic between workers and managers when they return to the office.
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Many parents help pay for their children's higher education by investing in a college-savings account known as a 529 to build up assets over many years. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss the advantages of 529 accounts over other savings plans, and explain how to open one.
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Americans are eager to take a trip following a year of lockdowns. But prices for summer travel are surging, and travelers would be wise to plan their budgets. Personal-finance reporter Amber Burton has suggestions for how to avoid big travel expenses. Charlie Turner hosts.
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A small administrator of 401(k) plans is teaming up with crypto exchange Coinbase to allow customers to add cryptocurrency as an investment in their retirement accounts. Reporter Anne Tergesen joins host J.R. Whalen to explain how the program works, and the pros and cons of adding crypto to your retirement savings.
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An eviction moratorium to assist renters affected by the pandemic is set to expire at the end of the month. Housing reporter Will Parker joins host J.R. Whalen with an update on billions of dollars in relief funds that have been slow to reach tenants and landlords.
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Many people selling their home in the current market are getting a lot more for it than what they originally paid. Tax reporter Laura Saunders joins host J.R. Whalen to discuss the major tax exemption benefiting them, and some ways they can maximize their use of it.
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The Robinhood and SoFi stock-trading platforms say they plan to allow their customers to purchase shares of private companies' initial public offerings. WSJ "Heard on the Street" columnist Telis Demos tells host J.R. Whalen how shares will be offered to individual investors, and the risks associated with buying IPO shares.
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"Heard on the Street" editor Spencer Jakab joins host J.R. Whalen to discuss The Wall Street Journal's new five-week investing challenge and how it can boost your stock-market know-how as well as protect your portfolio.
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Congress and state officials are moving to create incentives for unemployed workers relying on unemployment checks to rejoin the labor force. Economics reporter Kate Davidson discusses the range of proposals with host J.R. Whalen.
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Americans cashed out their home equity to the tune of roughly $50 billion in the first quarter, the highest level since 2007. Personal-finance reporter Deborah Acosta joins host J.R. Whalen to discuss important questions to ask yourself before doing a "cash-out refi," and the potential risks that come with it.
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Life insurance sales are rising at the fastest rate in roughly 40 years. Insurance industry reporter Leslie Scism joins host J.R. Whalen to explain why a wider range of Americans are buying life insurance policies, which in recent decades had been more popular among wealthier families.
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Low housing inventory and bidding wars are forcing homebuyers to dig deeper to secure a mortgage. But is it worth it for first-time homebuyers to stretch their personal finances? Host J.R. Whalen discusses the question with two experts who have opposing views: Laurie Goodman of the Urban Institute and Susan Wachter of the Wharton School.
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Market volatility can cause tension within couples who have different approaches to investing their retirement funds. Retirement reporter Anne Tergesen joins host J.R. Whalen to discuss some ways couples can find solutions to disagreements and preserve their savings.
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Many Americans are planning their first vacation since the start of the pandemic. "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to discuss the rising costs of travel, and whether the travel industry is ready for a rush of vacationers.
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Americans who are not fully vaccinated are more likely to go out to restaurants and other venues than those who have gotten their Covid-19 shots. Reporter Sarah Chaney Cambon joins host J.R. Whalen to explain what's behind the difference in spending habits.
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As the country emerges from the pandemic, many workers plan to seek opportunities with new employers. "Work & Life" columnist Rachel Feintzeig joins host J.R. Whalen to discuss why they want to change jobs, and how their managers should respond.
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Americans paid off credit-card debt during the pandemic at levels not seen in years. Personal finance reporter Amber Burton joins host J.R. Whalen to discuss which types of debt consumers should focus on next.
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Generous tipping became a habit for many Americans during the pandemic as a way to support service workers. Reporter J.J. McCorvey joins host J.R. Whalen to discuss how the rules of tipping have changed since last year, and how to fit tipping into your personal budget.
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Fidelity is the latest company to roll out an investment product geared to children as young as 13. Reporter Justin Baer joins host J.R. Whalen to discuss why financial institutions are developing products for adolescents, the concerns that come with them and the guardrails that are being put in place to reduce risk.
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Low housing inventory and high demand is leading many prospective home buyers to raise their bids to compete with other offers. Personal-finance reporter Deborah Acosta joins host J.R. Whalen to discuss some points buyers should consider before stretching beyond their budget.
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The IRS is going after investors who haven't paid taxes on bitcoin, ether and other cryptocurrencies. Tax columnist Laura Saunders joins host Charlie Turner to discuss what crypto investors need to know about filing their taxes.
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Under a new initiative called Project Reach, some large banks will consider customers' deposit histories as a way of extending credit to people with no borrowing history. Banking reporter Peter Rudegeair joins host Charlie Turner to discuss the government-backed program and what it could mean for millions of consumers.
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Homes in the U.S. valued below the national average are seeing an outsize surge in sale prices. Reporter Ben Eisen joins host J.R. Whalen to discuss what that could mean for lower-income home buyers.
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The cost of many consumer products has risen sharply in recent months. Food retail reporter Jaewon Kang joins host J.R. Whalen to explain why prices have risen so much, and whether any relief is in sight for consumers.
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Millions of taxpayers are waiting much longer than usual for their tax refund money to hit their bank account. Tax reporter Laura Saunders joins host J.R. Whalen to explain what is causing the delay, and what taxpayers can do about it.
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People rely on Social Security as a major source of funds in retirement, and mismanaging it can have a big impact on their personal finances. WSJ contributor Neal Templin joins host J.R. Whalen to discuss common pitfalls like claiming benefits too early, and the so-called "tax torpedo."
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Rising college costs and tighter family finances have forced many people to rethink how they will pay for higher education. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss some often-overlooked options for loans, scholarships and more.
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Reference letters have become less important to hiring managers in recent years. "At Work" columnist Krithika Varagur joins host J.R. Whalen to explain why, and discuss what companies are doing instead to learn more about job candidates' backgrounds.
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Many people still have the first credit card they ever got sitting in their wallet. Personal-finance reporter Amber Burton joins host J.R. Whalen to explain how that can be damaging to their credit profile, and how to reap benefits from those older cards without canceling them.
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The federal mortgage forbearance program has helped millions of homeowners weather the pandemic and resume making payments, but Black homeowners are exiting the program at a slower rate than other groups. Consumer-finance reporter Orla McCaffrey joins host J.R. Whalen to explain.
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Tens of billions of dollars in state-unemployment benefits may have been improperly paid out due to fraud, officials say. Personal-finance reporter Anne Tergesen, whose personal information was used by fraudsters, joins host J.R. Whalen to explain how the scam works and what you can do to prevent it from happening to you.
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Our week-long series of special investing episodes concludes with a look at the speculative world of bitcoin. Cryptocurrency reporter Paul Vigna joins host J.R. Whalen to explain what bitcoin is, why it is so volatile, how it differs from traditional currencies, other cryptocurrencies like ethereum and dogecoin, and whether bitcoin could complement an investment portfolio.
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Our week-long series of special episodes focused on how new investors can build a portfolio continues with a look at gold. Markets reporter Amrith Ramkumar joins host J.R. Whalen to discuss gold's appeal to investors, how it can fit into a portfolio, its reputation as a safe haven, and different ways of investing in it.
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Our week of special episodes for new investors about building a portfolio continues with a look at mutual funds. They aren't as flashy as some other things you could put your money in, but mutual funds can provide a shelter from risk, at a cost. "Intelligent Investor" columnist Jason Zweig joins host J.R. Whalen to discuss what mutual funds are, how they differ from ETFs, different kinds of mutual funds, rankings, and first steps for putting your money into them.
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All this week we're explaining the basics of various kinds of investments: how they work and the pitfalls to watch out for. Today we tackle stocks. There's a lot more to them than what you read on social media. Markets reporter Akane Otani joins host J.R. Whalen to discuss why stock prices go up or down, growth stocks vs. value stocks, dividends, ETFs, taxes on stock trades, and resources available for new investors.
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The Class of 2021 faces a brighter job market as the economy recovers, but knowing what to say in a job interview and what to include on a resume will still be required to land a first full-time job. LaSalle Network's Jessica Schaeffer joins host J.R. Whalen to discuss what soon-to-be graduates are looking for in a job and what they need to know to get one.
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About half of Hispanic households in the U.S. owned their homes last year, the highest level since the mid-2000s housing boom. Reporter Nicole Friedman joins host J.R. Whalen to discuss what is behind their increased home-buying power and how the overall housing market is changing.
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Couples who put off getting married because of the pandemic found themselves owing, in some cases, thousands of dollars in fees to event vendors. Reporter Allison Pohle discusses how some couples are rethinking their big day, and offers ways of saving money on a rescheduled wedding. Charlie Turner hosts.
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Stock traders on newer online platforms often find it difficult or impossible to execute common strategies to reduce their tax burden. Host J.R. Whalen discusses the options available with tax reporter Laura Saunders as well as Dayton Leong, a trader who has faced those challenges.
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A shortage of rental cars coinciding with an expected surge in summer travel could put the brakes on some travelers' plans. "Middle Seat" columnist Scott McCartney joins host J.R. Whalen to discuss what is causing the shortages, the impact they are having on prices, and how travelers can avoid some frustration.
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Regaining career momentum can be especially difficult for working mothers who lost their jobs during the pandemic. Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss what experts say can help get a career back on track after a break. And we hear from a mother and former oil-and-gas industry employee about her efforts to find work in a new field.
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Sales of second homes hit record levels in February, but they could face pressure due to changes in how such sales are treated by government mortgage agencies. Economics reporter Ben Eisen joins host J.R. Whalen to explain.
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Around 300,000 fewer births are expected in the U.S. this year because of the pandemic. Personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how that has changed families' financial decisions around having children as well as caring for them.
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Credit card companies are adding a new slate of perks, including transferring those reward points in cryptocurrency, rent payments or even green initiatives. Personal finance reporter Amber Burton joins host J.R. Whalen to discuss.
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Students who receive more financial aid than they actually wind up needing could benefit financially if they return the funds. Contributor Cheryl Winokur Munk joins host J.R. Whalen to explain.
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Job applicants need to know when interview questions are just uncomfortable - like about money - or actually off limits - like about age - and how to navigate both kinds. Careers reporter Kathryn Dill joins host J.R. Whalen with tips.
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Americans with low credit scores who took out subprime auto loans are now struggling to make their monthly payments. Reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why, and the limited options they have.
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The pandemic has created a seller's market with short supply coupled with high demand from buyers seeking more space. Personal finance reporter Julia Carpenter joins host J.R. Whalen with some smart tips for both sellers and buyers to ensure a smooth transaction.
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Mortgage lenders are expected to write $3 trillion in loans loans this year. Consumer finance reporter Orla McCaffrey tells host J.R. Whalen why millions of prospective homebuyers. many with good credit, won't qualify for a mortgage.
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After a volatile first quarter on Wall Street in which investors showed no fear of risk, markets reporter Akane Otani discusses how investors big and small fared, and whether risky trading is likely to continue in the second quarter. J.R. Whalen hosts.
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The IRS has announced several tax-policy changes, some just in the past several weeks, that could affect deductions and the amount of money taxpayers owe. Reporter Laura Saunders joins host J.R. Whalen with details.
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Millennials have been dubbed "the lost generation" by some economists because of the unique economic challenges that have hindered their ability to build wealth. Reporter Rachel Louise Ensign joins host J.R. Whalen to explain why some millennials are now beginning to close the wealth gap between them and their elders.
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The proposed $15-per-hour federal minimum wage could lift many Americans out of poverty, but teenage workers could face a disproportionate level of job losses if the plan is approved. Reporter Allison Prang joins host J.R. Whalen to explain why.
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One year after millions of America's workers moved their office workspaces to their homes, many still face the challenge of knowing when to end the work day. Workplace reporter Chip Cutter joins host J.R. Whalen to discuss what remote workers and their employers are doing about it.
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Invesco's QQQ exchange-traded fund, which tracks the Nasdaq-100, has been recently discovered by younger investors looking for opportunities to make quick money in the market. Personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss the attraction of the fund even though tech-sector growth is leveling off.
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U.S. gasoline prices are up 30% from a year ago. Markets reporter Joe Wallace joins host J.R. Whalen to explain what is behind the price surge and whether motorists can expect prices to ease any time soon.
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As the pandemic changes the face of the business world, many people are seeking a career pivot by moving to a new industry. Careers reporter Kathryn Dill and job experts who spoke at this month's Wall Street Journal Jobs Summit explain the best way to leverage your skills. J.R. Whalen hosts.
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The new coronavirus aid package contains substantial tax credits and deductions for families with children and other dependents. Tax reporter Laura Saunders joins host J.R. Whalen to discuss how families at many income levels can qualify for them.
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PAs pandemic restrictions ease and offices reopen, many employees are likely to be given the option to continue working from home. Wharton School of Business professor Peter Cappelli joins host J.R. Whalen to discuss key questions employees should ask themselves first so their career track isn't derailed.
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The pandemic caused many people to put their retirement-savings plans on hiatus. But a pause isn't as uncommon as you might think. Retirement reporter Anne Tergesen joins host J.R. Whalen with tips and strategies for getting your retirement savings back on track.
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A new crop of apps aims to educate inexperienced investors, even kids, about the market before they put money in. Family & Tech columnist Julie Jargon joins host J.R. Whalen with details.
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Challenges of managing employees who are working remotely during the pandemic have led many companies to postpone taking steps to address underperformance. Reporter Patrick Thomas joins host J.R. Whalen to explain what this could mean for employees.
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Many homeowners have refinanced their mortgages as rates have bounced off of record lows, but reworking your mortgage isn't for everyone. Personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the factors homeowners should consider while researching whether refinancing is right for them.
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Filing income-tax returns can be complex and intimidating, especially for first-timers. Tax reporter Laura Saunders joins host J.R. Whalen to help clarify the process.
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Tens of millions of Americans filed jobless claims last year due to the pandemic, and the IRS normally considers unemployment benefits taxable income. But the new Covid-19 economic-relief bill calls for significant changes in how those benefits are taxed. Reporter Richard Rubin joins host J.R. Whalen to explain.
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The way you manage investments in assets such as stocks, cryptocurrencies or even your retirement plan can have a significant impact on your tax bill. Tax reporter Laura Saunders joins host J.R. Whalen to discuss what taxpayers with investments need to know when filling out their returns.
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Working remotely, especially from a different state than your office, can add a layer of complexity to filling out your tax return, and can even add to your tax bill. Tax reporter Laura Saunders joins host J.R. Whalen with pointers for taxpayers who have worked from home during the pandemic.
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To kick off our week-long series on this year's special tax issues, reporter Richard Rubin discusses how federal stimulus payments will factor into last year's tax returns, and why many Americans will want to time their tax filing to maximize the amount they receive under a potential new round of stimulus. J.R. Whalen hosts.
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The Biden administration has tweaked the rules surrounding the Paycheck Protection Program to make it easier for the country's smallest businesses to receive forgivable loans before the March 31 deadline. Reporter Amara Omeokwe and Dallas small-business owner Justin Burgess join host J.R. Whalen to discuss.
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While student-loan forgiveness is debated in Washington, some borrowers already have access to programs to help them pay down their debt. Contributor Cheryl Winokur Munk joins host J.R. Whalen to review borrowers' options.
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Frequent fliers returning to the sky will face a very different post-pandemic air travel industry. "Middle Seat" columnist Scott McCartney has details. J.R. Whalen hosts.
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Workplace experts say trying to negotiate a higher salary can actually harm someone's chances at landing a job. "At Work" columnist Krithika Varagur discusses why this often affects younger workers, and alternative terms that prospective job-seekers can haggle over. J.R. Whalen hosts.
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Renters and landlords facing financial hardship are still waiting for billions in relief money earmarked by Congress. Reporter Will Parker tracks the funds and discusses provisions to protect renters from eviction. J.R. Whalen hosts.
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The average 30-year fixed mortgage rate has been steadily rising after hitting a record low last year. Reporter Orla McCaffrey explains the economic implications, as well as the impact on home buyers and sellers. J.R. Whalen hosts.
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After some Texas residents received surprisingly high utility bills due to this month's extreme cold, the role of deregulation in the energy sector is drawing scrutiny. More competition among private companies was meant to lead to lower prices for consumers. Investigative reporter Scott Patterson joins host J.R. Whalen to explain why that hasn't happened.
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A growing number of people are choosing to pursue a business degree after many years in the workforce. Host J.R. Whalen discusses the trend with reporter Patrick Thomas. Plus, one such MBA graduate discusses how he got his degree after working in startups.
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As many areas of the economy struggle to recover, blue-collar hiring has been a bright spot in the labor market. Residential construction, package delivery and warehousing jobs now exceed pre-pandemic levels. Economics reporter Sarah Chaney Cambon discusses what is fueling the hiring. J.R. Whalen hosts.
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The expanding wealth divide between Black and white families is fueling concern about many Americans' ability to live comfortably in retirement. Reporter Anne Tergesen and financial planner Tremaine Wills join host J.R. Whalen to discuss the challenges facing Black Americans in building up retirement savings.
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A new set of rules ensuring 401(k) retirement account holders receive sound advice on rolling over their money to an IRA went into effect this week. Retirement reporter Anne Tergesen joins host J.R. Whalen to explain how the rules govern financial advisers, as well as the pros and cons of rolling over your money.
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This week, Goldman Sachs joined other big banks by introducing a low-cost, digital wealth-management tool aimed at young investors, called Marcus Invest. Banking reporter Peter Rudegeair explains the costs and features of these sorts of automated services. J.R. Whalen hosts.
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The cryptocurrency bitcoin has doubled in value in less than two months. Reporter Caitlin Ostroff discusses the factors behind the rally, and pitfalls investors should be aware of. J.R. Whalen hosts.
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More millennials are signing prenuptial agreements to protect themselves from potential money disputes later on. But many are also including non-financial items in prenups. Contributor Cheryl Winokur Munk joins host J.R. Whalen to explain.
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Hackers are targeting consumers' 401(k) accounts, not just to steal personal information, but also to drain funds. Retirement reporter Anne Tergesen discusses the growth of attempted 401(k) cyber thefts and what consumers can do to safeguard their accounts. Charlie Turner hosts.
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After employers slashed jobs in 2020 due to the pandemic, they are now posting job openings at levels not seen since before shutdowns were first put into place. Economics reporter Hannah Lang discusses the kinds of jobs that are most in demand. J.R. Whalen hosts.
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One goal of the direct stimulus payments sent to Americans during the pandemic was to encourage consumer spending. Personal-finance reporter Amber Burton explains how many people have chosen to earmark the money for reducing debt instead. Plus, Rhode Island resident Ruth Estrella shares how she has managed her finances with stimulus funds. J.R. Whalen hosts.
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Americans whose incomes fell in 2020 could receive a higher amount in the upcoming round of stimulus if they file return their tax return before the government sends their money out. Tax reporter Richard Rubin explains. J.R. Whalen hosts.
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Stock traders who bought and sold shares of heavily traded companies like GameStop will soon have to pay taxes on their gains. Tax reporter Laura Saunders explains. Plus, a young trader from Atlanta discusses his recent experience on Robinhood. J.R. Whalen hosts.
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Reduced driving due to the pandemic resulted in U.S. car-insurance rates declining by an average of 4% in 2020. Reporter Leslie Scism discusses why insurers are reluctant to cut rates even more, and how policyholders can score discounts on their own. J.R. Whalen hosts.
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There are key steps parents and students should take after completing the Free Application for Federal Student Aid, or Fafsa, to potentially lock in numerous aid packages. Contributor Cheryl Winokur Munk explains. J.R. Whalen hosts.
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Vocational and technical schools are a path to a good-paying job for many students, but they face a unique challenge during the pandemic because their students require extensive hands-on experience in the classroom. Reporter Anne Michaud and Montachusett Regional Vocational Technical School superintendent Sheila Harrity discuss how schools are ensuring students are prepared to enter the workforce. J.R. Whalen hosts.
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The trading frenzy sparked by users of Reddit and other internet platforms is making it tempting for new investors to hit "buy" on GameStop, AMC, or other volatile stocks. Personal-finance editor Bourree Lam discusses important market facts to know and budgeting points to consider before you do. J.R. Whalen hosts.
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Personal-finance reporter Julia Carpenter spoke with several investors who cashed out of GameStop to get a sense of how they are dealing with their newfound riches. Charlie Turner hosts.
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Traders are piling into a handful of stocks including the videogame retailer GameStop, leading to what many are calling a bubble. Streetwise columnist James Mackintosh discusses the factors that drive stock bubbles and the dangers that can result. Charlie Turner hosts.
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Which airlines stepped up to pandemic-related challenges the best last year? "Middle Seat" columnist Scott McCartney has the results of The Wall Street Journal's annual airline performance survey. J.R. Whalen hosts.
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Headhunters that help companies fill empty positions can be a key way for an employee to make progress in their career track. The Wall Street Journal's Anthony DeRosa discusses the benefits and risks of working with headhunters. J.R. Whalen hosts.
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Economists are hopeful that consumers will spend saved-up stimulus money once the economy opens up and spark a rebound. Economics reporter Harriet Torry explains. J.R. Whalen hosts.
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Nearly a year after Congress allowed homeowners affected by the pandemic to enter into forbearance, millions are still postponing their mortgage payments as the end of the program approaches. Reporter Orla McCaffrey explains. J.R. Whalen hosts.
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Prospective homebuyers seeking more living space face a tight housing market as more homeowners stay in their homes longer, choosing not to sell. Reporter Nicole Friedman explains. J.R. Whalen hosts.
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President Biden's emphasis on environmental issues is likely to affect companies' obligations around sustainability principles known as ESG, for environmental, social and corporate governance. Reporter Emily Glazer discusses what individual investors need to know. J.R. Whalen hosts.
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Fewer than expected Americans withdrew from their retirement accounts due to the pandemic, but the portion of households projected to be unable to maintain their standard of living in retirement remains high. Reporter Anne Tergesen explains. J.R. Whalen hosts.
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Research shows job seekers, and even hiring managers, are likely to lie or embellish the truth during job interviews. Work & Life columnist Rachel Feintzeig explains. Plus, Nicolas Roulin, author of "The Psychology of Job Interviews," discusses why people lie, and what they lie about. J.R. Whalen hosts.
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Instead of buying stocks based on how many shares they want to purchase, more individual investors are buying based on how much money they want to spend. Personal finance reporter Julia Carpenter discusses the potential benefits and pitfalls of this way of thinking about investments. Charlie Turner hosts.
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President-elect Joe Biden's coronavirus relief package, expected to be unveiled Thursday, is likely to include a new round of stimulus payments of as much as $2,000. Tax policy reporter Richard Rubin explains the obstacles the bill faces in Congress before becoming law. J.R. Whalen hosts.
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Airlines and travel companies are handling a rush of reservations as passengers make plans to return to the skies. "Middle Seat" columnist Scott McCartney explains how safety protocols and the refund process has changed in 2021. J.R. Whalen hosts.
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Democrats have promised more financial assistance for Americans after President-elect Joe Biden is sworn in as president on Jan. 20 and the party controls the White House and Congress. Personal finance editor Bourree Lam discusses the legislative prospects for Biden's policies on stimulus payments, savings and retirement accounts, student loans and taxes. J.R. Whalen hosts.
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There has been a boom in construction of new homes that are intended for rent. Reporter Ryan Dezember explains what is causing it, and the financial pros and cons of renting a home instead of buying one. J.R. Whalen hosts.
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Robinhood and other online stock-trading platforms are focusing on attracting more women customers. Personal-finance reporter Veronica Dagher discusses the trend, and Robinhood's Dheerja Kaur explains how the company is reaching out to women. J.R. Whalen hosts.
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A business degree is one of the pricier educational investments you can make. Now some MBA programs are seeking to keep their curricula relevant with case studies on how businesses adjusted to survive the pandemic. Business education reporter Patrick Thomas has the details. J.R. Whalen hosts.
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After suffering billions in losses due to the pandemic, the travel industry hopes the public will feel comfortable enough to fly again in 2021. "Middle Seat" columnist Scott McCartney has some predictions for the year to come regarding air travel, hotels, frequent flyer programs and safety protocols. J.R. Whalen hosts.
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The Free Application for Federal Student Aid, or Fafsa, can be a path to college grants, scholarships and other financial aid. Wall Street Journal contributor Cheryl Winokur Munk explains how some families are too intimidated by the form to pursue financial assistance, and what they could be missing out on. J.R. Whalen hosts.
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This year, U.S. stock markets rallied from pandemic-triggered lows to reach record levels by year's end. Ariel Investments president and co-CEO Mellody Hobson discusses what investors should expect in 2021. J.R. Whalen hosts.
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Giving your personal finances a top-to-bottom inspection is less intimidating than it sounds. Reporter Amber Burton discusses simple tasks to improve your financial health in the new year. J.R. Whalen hosts.
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After 2020 upended many people's personal-finance goals, many experts suggest that in 2021 they plan short-term "micro budgets" throughout the year instead of one large goal. Personal-finance reporter Julia Carpenter explains. J.R. Whalen hosts.
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More companies will start the new year focused on eventually bringing employees back to the office. Tom Gimbel, CEO of the LaSalle Network staffing firm, discusses how office life is likely to change, for both workers and managers. J.R. Whalen hosts.
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Holiday shoppers stuck at home this year have sparked a boom in gift-card sales. Retail reporter Suzanne Kapner discusses the impact on retailers, and has tips for consumers on keeping track of fees on some cards. J.R. Whalen hosts.
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Businesses' struggles are likely to continue, even as a new round of forgivable federal loans becomes available. Reporter Ruth Simon explains their hardship, but also discusses how some businesses are thriving during the pandemic. J.R. Whalen hosts.
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The roughly $900 billion coronavirus aid plan includes direct payments for American households as well as support for unemployed workers and renters struggling to make payments. Reporters Richard Rubin and Andrew Duehren explain. J.R. Whalen hosts.
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Crowdfunding sites have become an increasingly popular destination for people to raise funds to cover basic expenses like rent and food. Reporter Ben Eisen explains. Plus, a freelance photographer discusses how his GoFundMe campaign has nearly doubled its goal. J.R. Whalen hosts.
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Tesla, the U.S. stock market's sixth-largest company, is set to join the S&P 500 index on Monday. Markets reporter Gunjan Banerji explains how the process works, and why it will affect even many investors who don't own Tesla stock. J.R. Whalen hosts.
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Although retail spending is contracting as a result of the pandemic, many consumers are ditching store brands and splurging on higher-end products. Retail reporter Suzanne Kapner explains why. Plus, a New York City shopper tells us why she has stepped up her spending on a new addiction: cosmetics. J.R. Whalen hosts.
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Mortgage and student-debt holders have benefited from federal forbearance programs during the pandemic, but credit-card and auto-loan borrowers haven't reaped equal benefits. Reporter AnnaMaria Andriotis explains. J.R. Whalen hosts.
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A new economic-aid plan being considered by Congress would differ in important ways from the relief packages that were passed in the spring. Economics reporter Amara Omeokwe explains. J.R. Whalen hosts.
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A federal moratorium on evictions of renters affected by the pandemic expires at the end of the month. Housing reporter Will Parker discusses the legal fights between tenants and landlords, as well as efforts to renew the moratorium. J.R. Whalen hosts.
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The Robinhood stock-trading app has attracted millions of users with its easy way of buying and selling stock. But it also carries risk. "Intelligent Investor" columnist Jason Zweig tried it out and discusses his trades. J.R. Whalen hosts.
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Amid low bond rates, pension fund managers face a hard choice: take on increased risk or ask employers and workers to pay more into the system. Reporter Heather Gillers explains. J.R. Whalen hosts.
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Workers who relocated out-of-state could face high tax bills and penalties next year. Tax reporter Laura Saunders discusses steps to take to avoid any surprises from the IRS. J.R. Whalen hosts.
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Nine months into the pandemic, credit-card companies are sweetening benefits for grounded travelers that are turned off by high annual fees and considering canceling their airline rewards cards. Reporter AnnaMaria Andriotis explains. J.R. Whalen hosts.
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A new set of government data reveals the enormous amount of student-loan debt held by parents who have borrowed through the federal Parent Plus program. Reporter Andrea Fuller digs into the numbers to discuss which schools leave parents with the most debt. J.R. Whalen hosts.
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Recent college graduates expected to enter one of the strongest job markets in history, only to see their plans derailed by the pandemic. Personal Journal's Ellen Byron explains. Plus, recent graduate De Andre King explains how he adapted to the collapsed labor market and landed a job. J.R. Whalen hosts.
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A growing number of companies have resumed their policy of matching employees' contributions to 401(k) retirement accounts, after suspending them at the start of the pandemic. Retirement reporter Anne Tergesen explains. J.R. Whalen hosts.
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Many millennials are taking a cautious approach to the current market rally. Personal-finance reporter Julia Carpenter explains why. Plus, one such investor discusses his priorities when managing his family's money. J.R. Whalen hosts.
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Investors whose assets rose sharply amid this year's market rally could be in line for a hefty tax bill. Wall Street Journal contributor Tom Herman discusses ways to reduce your tax liability before the end of the year. J.R. Whalen hosts.
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The pandemic is reshaping how Americans will face retirement and aging. Retirement reporter Anne Tergesen explains. J.R. Whalen hosts.
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As Black Friday kicks off an unconventional holiday shopping season, personal-finance reporter Amber Burton explains how consumers can be diligent about their credit-card use. J.R. Whalen hosts.
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The Dow Jones Industrial Average's record close above 30000 marks a 62% rally from its low in March. Markets reporter Michael Wursthorn explains the role that day traders' psychology played in the rally, and the discipline that may be needed to profit going forward. J.R. Whalen hosts.
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The pandemic has touched off arguments over household finances among many couples and partners. Personal finance reporter Veronica Dagher discusses tips from financial advisers for managing your budget. Plus, confidence coach Karol Ward suggests ways to build the courage to have tough money conversations. J.R. Whalen hosts.
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Lenient loan methods by the government have resulted in student loan borrowers only being able to pay back a fraction of the $1.5 trillion in outstanding student loan debt. Economics reporter Josh Mitchell has exclusive details. J.R. Whalen hosts.
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If you're doing the WSJ's Six-Week Money Challenge, we want to hear about your experience. Call us at 315-992-8298 and leave us a voice message with your stories and lessons learned.
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More companies are asking employees to avoid travel and large groups at Thanksgiving. Workplace reporter Chip Cutter explains what employers are-and aren't-allowed to do. J.R. Whalen hosts.
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President-elect Joe Biden has promised to earmark substantial amounts of funding, and increase regulation, for the transportation industry. "Middle Seat" columnist Scott McCartney outlines the likely changes that travelers should expect. J.R. Whalen hosts.
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A health savings account, or HSA, can be used to pay for medical expenses, and to save for retirement. Reporter Anne Tergesen explains. J.R. Whalen hosts.
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In addition to tax increases for corporations and the wealthy, President-elect Joe Biden's tax-increase wish list includes provisions that would affect people in lower income classes as well. Tax reporter Laura Saunders explains. J.R. Whalen hosts.
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This year's open-enrollment period has been impacted by the coronavirus, so companies have adjusted their health benefits to cushion the pandemic shock. Our reporter Kathryn Dill says employers have made tweaks such as freezing premium rates and beefing up telemedicine offerings, in a bid to provide more stability for workers. Charlie Turner hosts.
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Reporter Anne Tergesen explains challenges facing older Americans signing up for Medicare benefits for next year, and discusses helping her father navigate myriad choices and costs. J.R. Whalen hosts.
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The scramble for suburban life due to the pandemic has driven up rents among single-family homes. Reporter Ryan Dezember explains. J.R. Whalen hosts.
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President-elect Joe Biden's sweeping tax plan faces an uncertain future in Congress, regardless of which party is in control. Tax reporter Richard Rubin explains. J.R. Whalen hosts.
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Steep dropoffs in municipal revenue have forced cities and states to make further cuts to benefits once promised to retirees. WSJ's Logan Moore explains. J.R. Whalen hosts.
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Enrollment among international students at top U.S. business schools has declined significantly amid pandemic-related travel restrictions and changing immigration policies. Reporter Patrick Thomas explains. J.R. Whalen hosts.
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Under the federal Cares Act, Americans have been able to withdraw from their retirement accounts without penalty. Retirement reporter Anne Tergesen explains why relatively few people have done so. J.R. Whalen hosts.
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The number of unmarried couples in the U.S. buying homes has risen sharply in the past 20 years. Personal finance reporter Veronica Dagher explains the benefits and challenges facing them. Plus, Ohio resident Britta Koepf discusses the process of buying a home with her boyfriend. J.R. Whalen hosts.
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Hotel chains have begun renting rooms at day rates to at-home workers who seek privacy and quiet. Reporter Esther Fung explains. J.R. Whalen hosts.
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The pandemic has upended the rules of networking, which used to almost always involve face-to-face meetings. Reporter Ray Smith explains, and Columbia Business School professor Dan Wang offers tips for getting your message across. J.R. Whalen hosts.
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Investors may feel anxious over how the results of the presidential election could affect their holdings, but Dan Egan, managing director of personal finance advisory company Betterment, explains why they should focus more on things they can control. J.R. Whalen hosts.
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The presence of Covid-19 means Americans signing up for next year's health benefits should spend more time than usual considering their coverage plan. Voya Financial's Mona Zielke has tips on which options to consider. J.R. Whalen hosts.
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Eviction protections are set to expire by January, yet many renters still face economic hardship and can't make monthly payments. Reporter Will Parker explains the potential crisis facing the rental market. J.R. Whalen hosts.
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Workers like Tennessee resident Don Buchanan used up paid sick time from work while battling Covid-19. Reporter Lauren Weber explains how time-off rules passed by Congress didn't account for the pandemic stretching on for six months and running. J.R. Whalen hosts.
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Some people, like 26-year-old Chris Strong, have used the student loan deferment period to buff up their finances. But our personal finance reporter Julia Carpenter says others may hit a wall when they have to start paying again.
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The pandemic has caused people to consciously make financial decisions, but it has also triggered subtle emotions that can unconsciously steer their decision-making. Duke University's John Payne explains. J.R. Whalen hosts.
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The pandemic has raised a whole new set of questions prospective college students should be asking before settling on where to go to school. Reporter Jillian Berman explains. J.R. Whalen hosts.
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Businesses that received Paycheck Protection Program funds from the Small Business Administration can receive forgiveness on those loans if they meet certain criteria. Economics reporter Amara Omeokwe explains. J.R. Whalen hosts.
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As health care takes a larger bite out of Americans' finances, some people are finding creative ways to cover the costs. Reporter Francesca Fontana discusses proposing to her husband, and bringing him onto her insurance plan. J.R. Whalen hosts.
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Consumer credit reporter AnnaMaria Andriotis explains why credit scores rose this summer, and the challenges that could pose to people hoping to secure a loan. J.R. Whalen hosts.
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The coronavirus pandemic has put tens of millions of people out of work, but in some industries there's a hiring boom. Reporter Patrick Thomas discusses where jobs can be found right now. Charlie Turner hosts.
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Many airlines are making award seats available at very cheap prices in miles or points to entice nervous passengers to travel once again. "Middle Seat" columnist Scott McCartney explains. J.R. Whalen hosts.
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Americans have options to consider beyond the standard bank savings account to get their cash to grow. Personal finance reporter Julia Carpenter explains. J.R. Whalen hosts. If you're doing the WSJ's Six-Week Money Challenge, we want to hear about your experience. Call us at 315-992-8298 and leave us a voice message with your stories and lessons learned.
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Investors are placing bets on sectors likely to benefit from either outcome in November's presidential election. Markets reporter Amrith Ramkumar explains how market volatility can make it hard for individual investors to keep up. J.R. Whalen hosts.
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Business owners often find opportunities to reduce their tax bill by shielding expenses from the IRS, reducing their chances of being audited. Tax reporter Laura Saunders explains. J.R. Whalen hosts.
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Unlike millions of Americans that have struggled financially since the start of the pandemic, the nation's ultra-wealthy have recovered most of the losses they suffered in the first quarter. Reporter Katherine Clarke explains. J.R. Whalen hosts.
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More companies are offering employees buyout packages to voluntarily leave their jobs. Retirement reporter Anne Tergesen outlines the questions workers should ask if they are offered a package. J.R. Whalen hosts.
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Listings for available jobs fell in September after months of gains. Economics reporter Sarah Chaney explains why companies are pulling back hiring. J.R. Whalen hosts.
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Holding student debt can impede prospective homebuyers' chances of qualifying for a mortgage. Business writer Cheryl Winokur Munk offers strategies to help debt holders qualify for a mortgage. J.R. Whalen hosts.
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Calculation errors by some states resulted in some people receiving more jobless benefits than they should have, and now they have to pay that money back. Reporter Lauren Weber explains. J.R. Whalen hosts.
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With the markets volatile and an election looming, inflation hasn't been top-of-mind for investors lately. But there are some factors that could eventually lead to higher prices, and Heard on the Street editor Spencer Jakab says investors worried about inflation have options for where to park their money. Charlie Turner hosts.
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Tax reporter Laura Saunders discusses what the tax code says about various deductions, in the wake of reporting that President Trump paid very little in federal income taxes in recent years. J.R. Whalen hosts.
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Airlines have stepped up the process of cleaning airplane cabins to prevent the spread of Covid-19. Middle Seat columnist Scott McCartney discusses questions that have arisen about the toxicity of chemicals being used. J.R. Whalen hosts.
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Hercules Investments CEO James McDonald looks ahead to the domestic and international issues that are likely to impact U.S. stock markets in the fourth quarter. J.R. Whalen hosts.
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New business applications are running well ahead of the pace at this time last year, at a time when businesses are closing across the country. Economics reporter Gwynn Guilford explains why entrepreneurs are taking the risk. J.R. Whalen hosts.
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Some users of the payment app Venmo who've become victims of scammers are being pressured by the app to balance their accounts or face harsh consequences. Banking reporter Peter Rudegeair explains. J.R. Whalen hosts.
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Public pension funds that missed out on the second-quarter market rally are re-thinking their decision to move away from investing in stocks. Reporter Greg Zuckerman explains. J.R. Whalen hosts.
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Low interest rates might make it tempting for consumers to rush out and borrow money, but personal finance reporter Julia Carpenter explains why it's important to slow down and think long term. J.R. Whalen hosts.
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Many middle-class families that took on non-housing debt before the pandemic are struggling to pay bills amid job losses and depletion of government assistance. Personal finance reporter AnnaMaria Andriotis explains. J.R. Whalen hosts.
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Even though many companies continue to lay off workers during the pandemic, some still have the budget for new hires and raises. Reporter Kathryn Dill discusses how to ask for more money or negotiate a job offer these days. Charlie Turner hosts.
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An increasing share of Americans' retirement assets are held by higher-income people. Heard on the Street columnist Spencer Jakab discusses a proposal by Democratic presidential nominee Joe Biden that aims to address that inequality. Charlie Turner hosts.
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About a million borrowers have fallen through the federal safety net designed to assist homeowners during the pandemic. Reporter Andrew Ackerman discusses mortgage forbearance: what it is, how it works, and why so many homeowners in need aren't taking advantage of it. Charlie Turner hosts.
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The recovery of U.S. stock markets since this spring's plunge has been remarkably swift. Markets reporter Gunjan Banerji discusses the factors driving their astonishing rebound. Charlie Turner hosts.
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Many coronavirus patients are paying large out-of-pocket costs despite government programs designed to put a cap on such expenses. Reporter Robbie Whelan explains. J.R. Whalen hosts.
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Apps like Robinhood have made stock trading easy, but tax reporter Laura Saunders says individual investors who use apps and websites to trade need to be prepared for a potentially hefty tax bill. J.R Whalen hosts.
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Salaries for many new hires are in line with or even higher than what they were before the pandemic. Paul McDonald of staffing firm Robert Half discusses the latest trends in hiring, pay and benefits. J.R. Whalen hosts.
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After showing gains in June and early July, new job postings have plateaued more recently. Reporter Eric Morath explains what that means for the job market. J.R. Whalen hosts.
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Record-low mortgage rates are encouraging homeowners to refinance and make use of much-needed cash. Reporter Orla McCaffrey explains what that means for the broader economy. J.R. Whalen hosts.
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Want to spend money more wisely? Take the Six-Week Money Challenge from The Wall Street Journal's personal-finance team. Editor Bourree Lam explains how it works. J.R. Whalen hosts. If you're doing the WSJ's Money Challenge, we want to hear about your experience. Call us as 315-992-8298 and leave us a voice message with your stories and lessons learned.
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Once regarded as less valuable than traditional MBAs, business schools now see Internet-based programs as the future. Business education reporter Patrick Thomas discusses the trend. Charlie Turner hosts.
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Working from home has upended the job-seeking process. Reporter Kathryn Dill explains what workers applying for a new job should expect. J.R. Whalen hosts.
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The pandemic has caused an economic downturn that has deepened the division between income classes, which include people barely getting by as well as people who can afford luxury items. Economics reporter Ben Eisen explains. J.R. Whalen hosts.
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Companies are putting off hiring second-year MBA students after recruiters were forced to shelve their plans for face-to-face meetings and interviews. Reporter Patrick Thomas explains. J.R. Whalen hosts.
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Many small businesses that applied for pandemic relief funds from a federal small-business disaster-loan program have waited months for the checks to arrive. Reporter Yuka Hayashi explains. J.R. Whalen hosts.
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The nation's 75 million baby boomers, those at or near retirement age, face steep economic hardship as a result of the coronavirus pandemic. Reporter Clare Ansberry explains. J.R. Whalen hosts.
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The recovery of the housing market is being bolstered by homebuying by millennials, long viewed as a generation of renters. Housing reporter Nicole Friedman explains. J.R. Whalen hosts.
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Some mortgage lenders are asking new homebuyers to sign a form at closing that promises they won't seek monthly payment forbearance for a specific amount of time. Reporter Orla McCaffrey explains. J.R. Whalen hosts.
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Commercial landlords are rewriting and revamping their retail tenants' leases out of fear that another government-mandated shutdown could result in empty stores. Reporter Esther Fung explains. J.R. Whalen hosts.
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Small business owners, whether they're struggling or thriving, can take advantage of certain tax breaks amid the pandemic. Special writer Laura Saunders discusses which provisions small businesses may want to keep in mind. Charlie Turner hosts.
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New trading apps like Robinhood are touted for their simplicity. But reporter Michael Wursthorn says some behavioral experts are wondering if that nudges inexperienced traders to take unnecessary risks. Charlie Turner hosts.
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In addition to taking health safety measures, workers returning to the office might want to put in place a financial plan. Personal finance reporter Veronica Dagher shares advisers' tips on how to adjust your budget. Charlie Turner hosts.
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Homeowners looking to refinance their mortgages have been trying to take advantage of rock-bottom rates. But reporter Ben Eisen says they're discovering that lenders have reserved those low rates for homebuyers instead. Charlie Turner hosts.
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As the coronavirus pandemic and the national reckoning over race have thrown a new light on economic inequality, Congress and the Trump administration have earmarked more funds for CDFIs, community-based lenders that serve disadvantaged communities. Reporter Amara Omeokwe discusses the growing interest in these lenders. Charlie Turner hosts.
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An executive order signed by President Trump that would extend student-loan payment suspensions has raised questions about eligibility and whether it makes sense for borrowers to suspend payments even if they're able to pay. Personal finance reporter Anne Tergesen explains. J.R. Whalen hosts.
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The crackdown on fraudsters applying for Paycheck Protection Program funds has resulted in some legitimate small business owners having run-ins with law enforcement. Banking reporter Liz Hoffman explains. J.R. Whalen hosts.
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The new $300-a-week federal unemployment benefit proposed by President Trump would come from FEMA. Reporter Sarah Chaney explains why that is, how long it could take to reach recipients, and how many weeks it would last. J.R. Whalen hosts.
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Millions of Americans who signed up for mortgage forbearance last spring are still struggling financially. Wall Street Journal personal finance reporter Julia Carpenter outlines some options. J.R. Whalen hosts.
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Americans facing financial shortfalls during the pandemic may look to their assets as sources of cash to cover expenses. Wall Street Journal contributor Cheryl Winokur Munk looks at the pros and cons of withdrawing from various accounts. J.R. Whalen hosts.
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Changes in the tax code can save homeowners money if they're building a bigger office at home, refinancing, or even buying an RV. Tax reporter Laura Saunders explains. J.R. Whalen hosts.
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Businesses are at often odds with insurance companies over paying for testing workers for Covid-19, and some require employees to share in the cost. Health care reporter Sarah Krouse explains. J.R. Whalen hosts.
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The steep drop in air travel this year due to the pandemic has thrown off airlines' abilities to set prices in the next year, benefiting travelers. Middle Seat columnist Scott McCartney explains. J.R. Whalen hosts.
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The Q2 market rally gave public pension funds an injection of cash, but reporter Heather Gillers explains they're still billions short of their investment-return goals. J.R. Whalen hosts.
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Longer wait times for Covid-19 tests can mean weeks without pay for many Americans who cannot work from home. Reporter Deanna Paul explains. J.R. Whalen hosts.
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Many small business reevaluated their banking relationships and worked with smaller institutions when applying for Paycheck Protection Program funds. Banking reporter Peter Rudegeair explains. J.R. Whalen hosts.
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Only a small percentage of Latino-owned small businesses in the U.S. applied for Paycheck Protection Program funds. Reporter Inti Pacheco explains why. J.R. Whalen hosts.
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Millions of workers working remotely due to the coronavirus pandemic could face higher state tax bills for 2020 unless a deal is worked out in the stimulus bill being debated in Congress. Tax reporter Laura Saunders explains. J.R. Whalen hosts.
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Hiring managers are looking at what jobseekers have been doing while they've been stuck at home during lockdowns. La Salle Network CEO Tom Gimbel discusses what people should highlight in their next job interview. J.R. Whalen hosts.
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Federal Reserve officials warn of a prolonged recession if the public health response to the coronavirus is not stepped up. Economics reporter Nick Timiraos explains. J.R. Whalen hosts.
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Amid the coronavirus lockdowns, millions of Americans are taking up day trading, buying and selling shares from their phones or computers in the hopes of making some quick cash. Markets reporter Michael Wursthorn discusses the trend, and the risks that come with it. Charlie Turner hosts.
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U.S. lawmakers are finalizing plans for a new coronavirus relief package that is expected to include a second stimulus payment for U.S. households, and the IRS is working to ensure the money is distributed more smoothly this time around. Tax policy reporter Richard Rubin discusses the latest developments in Washington. Charlie Turner hosts.
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With government aid running out and coronavirus cases rising, many small businesses are being forced to lay off workers and close their doors, just months after re-opening them. Reporter Ruth Simon explains. J.R. Whalen hosts.
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A payroll tax cut in the proposed $1 trillion coronavirus relief package is receiving limited support from Congress, even though it is strongly favored by the White House. Tax reporter Richard Rubin explains why.
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Since the start of the pandemic, many stocks seen as safe have become more volatile while riskier stocks have become havens for investors. Markets reporter Karen Langley explains. J.R. Whalen hosts.
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Congress continues to debate an extension of the $600 boost to unemployment benefits, which expires at the end of the month. Reporter Eric Morath gives an update on where the talks stand. J.R. Whalen hosts.
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The average rate on a 30-year fixed mortgage fell to a record-low 2.98% this week. Reporter Orla McCaffrey explains how long they're likely to remain low and why some consumers aren't able to capitalize.
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Millions of taxpayers haven't received their tax refund yet-even those who filed earlier in the year. Tax reporter Laura Saunders explains what's behind the delay, and what taxpayers can do to track down their money. J.R. Whalen hosts.
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More companies are expected to offer automatic 401(k) services, which allow workers to more easily transfer retirement savings to a new job and reduce the temptation to cash out. Retirement reporter Anne Tergesen explains. J.R. Whalen hosts.
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Millions of low- and moderate-income Americans could be missing out on stimulus payments and other government benefits. Code for America's Annelise Grimm discusses a website designed to connect people with tax experts to help them gain access to such funds. J.R. Whalen hosts.
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People suffering financial hardship as a result of the pandemic may not have funds to pay taxes they owe this year. Tax reporter Laura Saunders has tips for avoiding severe penalties, even if you can't pay. J.R. Whalen hosts.
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A decade's worth of employment gains were wiped out by the rapid spread of the pandemic. Reporter Eric Morath discusses which sectors and demographic groups were hit the hardest, and which are enjoying the quickest recovery. J.R. Whalen hosts.
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The Trump administration's rollback of limits on payday lenders is being welcomed by banks but decried by consumer advocates. Reporter Yuka Hayashi discusses the change and what it could mean for the payday-lending industry. Charlie Turner hosts.
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Congress has extended the deadline to Aug. 8 for small businesses hit by the pandemic to apply for forgivable loans. Our Peter Rudegeair talks about the latest changes to the Paycheck Protection Program. Charlie Turner hosts.
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Millions of workers in the U.S. don't have a plan to set aside money for retirement, but some states are trying to fix that. WSJ contributor Bailey McCann discusses the different approaches states are taking. Charlie Turner hosts.
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Consumers who cut the cable-TV cord for cheaper services offering TV over the internet are facing costs not far below traditional pay-TV packages. Reporter Drew FitzGerald explains why. J.R. Whalen hosts.
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Colleges and universities are increasingly willing to negotiate discounts for tuition and room-and-board expenses in hopes of getting maximum payment from a student without driving them away to a rival campus. Reporter Josh Mitchell explains. J.R. Whalen hosts.
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U.S. stock markets rebounded in the second quarter, and Federated Hermes International CEO Saker Nusseibeh looks ahead to the next three months. J.R. Whalen hosts.
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On the last day that small businesses can apply for rescue funds under the Paycheck Protection Program, reporter Yuka Hayashi explains why some are passing it up, and where the leftover money could be spent. J.R. Whalen hosts.
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Lenders are having a difficult time determining consumers' risk profiles because missed payments allowed under the government's stimulus package aren't factored into credit scores. Reporter AnnaMaria Andriotis explains. J.R. Whalen hosts.
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Taxpayers who have a refund due from the IRS this year will also receive a separate interest payment. Wall Street Journal tax reporter Richard Rubin explains why. J.R. Whalen hosts.
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The Labor Department recently gave the green light for private-equity funds to be included as 401(k) investment options. Reporter Anne Tergesen explains the risks and how likely 401(k) administrators are to add them to retirement plans. J.R. Whalen hosts.
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Travel credit cards have tweaked their rewards to better serve consumers who have put travel on hold during the pandemic. "Middle Seat" columnist Scott McCartney discusses cardholders' options, including whether they should consider switching credit cards. J.R. Whalen hosts.
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To strike a balance between meeting job candidates face-to-face and the need for social distancing, some recruiters are holding job interviews as candidates sit in their car. Reporter James Areddy discusses the challenges of staffing up during a pandemic. J.R. Whalen hosts.
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Small businesses and lower-income consumers often feel more financial pain as people move away from cash when making purchases. Reporter Harriet Torry explains. J.R. Whalen hosts.
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Americans have skipped payments on more than 100 million student loans, auto loans and other forms of debt since the coronavirus hit the U.S. Reporter AnnaMaria Andriotis discusses how long lenders are likely to allow missed payments by borrowers. J.R. Whalen hosts.
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A new study on laws banning employers from asking job applicants about their salary history shows outsize benefits for African-Americans and women. Reporter Amara Omeokwe explains. J.R. Whalen hosts.
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Civil-rights groups sued the Small Business Administration over a rule that excludes business owners with felony convictions from accessing Paycheck Protection Program funds. Reporter Yuka Hayashi explains. J.R. Whalen hosts.
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Vanguard Group, which administers more than 1,500 401(k) plans, will roll out a new automated investment service geared toward younger investors in need of financial assistance. Wall Street Journal retirement reporter Anne Tergesen reports. J.R. Whalen hosts.
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As more people request refunds for things purchased before the pandemic, payment processors are forced to curb the flow of money to businesses and in turn to customers. Reporter Peter Rudegeair explains. J.R. Whalen hosts.
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As Congress debates a new stimulus package, high on the list of considerations is whether to reduce unemployment benefits to incentivize people to return to work. Wall Street Journal reporter Kate Davidson explains.
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Consumers holding gift cards from retailers that have declared bankruptcy during the pandemic may have limited time to use them. Wall Street Journal reporter Aisha Al-Muslim explains.
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An influx of cash from government stimulus checks and sweetened unemployment benefits helped push the U.S. savings rate to a record 33% in April. Wall Street Journal reporter Julia Carpenter and financial psychologist Ted Klontz discuss.
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As millions of Americans take advantage of a feature in the Cares Act allowing them to delay mortgage and other loan payments, the likelihood of errors by lenders has increased. Wall Street Journal reporter Anne Tergesen explains how consumers can prevent errors from harming their credit score.
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About a month before the July 15th tax filing deadline, many IRS offices are still closed due to the pandemic and the agency is facing a backlog of millions of pieces of taxpayer correspondence. Wall Street Journal tax reporter Richard Rubin explains.
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Wall Street Journal retirement reporter Anne Tergesen examines the pros and cons of dipping into your retirement savings early to cover expenses during an economic crisis.
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State across the country are dealing with a dramatic rise in fraudulent unemployment claims. Wall Street Journal reporter Sarah Chaney explains how fraudsters are infiltrating the system.
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A Wall Street Journal investigation shows that ads for high-interest "payday" loans are still showing up in online search results, despite being banned several years ago by some of the big tech companies. Reporter AnnaMaria Andriotis explains why.
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Wall Street Journal reporter Amara Omeokwe explains how policy makers are working to ensure that rescue funds in the Small Business Administration's Paycheck Protection Program reach small businesses in underserved areas.
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Dislocated workers who set up their workstations to out-of-state locations during the pandemic may face additional state tax liabilities. Wall Street Journal tax reporter Laura Saunders explains.
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Credit-card fraudsters are fine-tuning their efforts to steal from consumers during the pandemic. Wall Street Journal reporter AnnaMaria Andriotis has tips on how to protect your accounts.
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College students lucky enough to receive scholarships often discover too late that taxes could be levied on scholarship money, depending on how it is used. Wall Street Journal reporter Francesca Fontana explains.
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More than two dozen financial experts offered tips on how Americans can boost their emergency savings. The Wall Street Journal's Cristina Lourosa discusses some of their ideas.
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Helping your parents with their finances can be especially challenging during a pandemic, with elderly people separated from their families. Wall Street Journal personal finance reporter Veronica Dagher says children need to know how to help out their parents with documents and paying the bills .. and how to bring up the subject in the first place.
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Gas prices fell for seven consecutive weeks during the pandemic, but they're steadily rising as the oil sector recovers. Wall Street Journal reporter Amrith Ramkumar discusses what drivers can expect at the pump this summer.
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A new section of WSJ.com answers key job-seeking questions for people laid off during the coronavirus pandemic and those entering the workforce for the first time. The Wall Street Journal's Ebony Reed explains. Visit the microsite at wsj.com/questions/jobs
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Wall Street Journal reporter Kristina Peterson explains the battle brewing in Congress over whether U.S. citizens married to undocumented immigrants should receive stimulus checks.
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The $3 trillion stimulus package passed by the Democratic-led House last week faces long odds in the GOP-controlled Senate. But a second round of direct payments to Americans isn't off the table. Wall Street Journal tax reporter Richard Rubin explains.
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