Money School Podcast: Recent Episodes
Chris Naugle
The Money School Podcast shares the secrets of the wealthy, so you learn how money really works and take back control of your life!
You'll hear the inside story of wealthy entrepreneurs and investors... breaking down how they got started, how they think about money, how they put money to work for them, and how you can change your life simply by doing ONE thing differently with the money you already have.
Through the podcast, you'll become your own bank - mastering how money really works - so you can use it to gain the upper hand and take command of your finances. After all, building wealth isn't about resources, it's about being resourceful.
Hosted by Chris Naugle, former pro snowboarder turned real estate investor, serial entrepreneur, and money mentor, this podcast has one mission - to show you how money really works so you can reclaim control of your life!
Most investors assume there are only two practical ways to approach Bitcoin: buy it directly and accept the volatility, or avoid it because it does not fit the framework that built their wealth.
But Bitcoin mining introduces a different conversation.
For most people, mining sounds too technical, too operationally complex, or too institutional to be a serious investment strategy. Servers, power, cooling, maintenance, custody, and infrastructure all make it feel out of reach for anyone who does not want to become a full-time operator.
Beau Turner has built a model that changes that. Through Abundant Mines, investors can buy Bitcoin mining equipment, have it hosted and professionally managed, and receive the Bitcoin produced by their machine directly.
That shifts the question from "Should I buy Bitcoin?" to "Can I own the infrastructure that produces it?"
In this episode of Money School Elite, Beau breaks down how Bitcoin mining can be structured more like an operating asset than a crypto trade. The conversation covers equipment ownership, production costs, operating margin, tax treatment, custody, and why mining may appeal to investors who already understand real estate, business ownership, and long-term capital strategy.
About the Guest
Beau Turner is the CEO of Abundant Mines, a colocation hosting and data center development company that helps investors produce Bitcoin through hands-off, tax-advantaged mining strategies.
With a background in Engineering Management and Information Systems from Southern Methodist University, Beau brings a rare combination of technical expertise, real estate development experience, and operational insight to the Bitcoin mining space. Before founding Abundant Mines, he built his own real estate business, where he developed firsthand experience in development, infrastructure, and long-term asset ownership. Today, Beau helps investors access Bitcoin mining without having to manage the technical complexity themselves. Through Abundant Mines, clients can own mining equipment hosted in professionally managed data centers, allowing them to participate in Bitcoin production while outsourcing the operational burden.
Abundant Mines operates multiple proprietary data centers in Oregon powered by sustainable hydroelectric energy, with development experience across the U.S. and internationally. Beau's work focuses on helping investors create passive income, accumulate Bitcoin, and build long-term wealth through professionally structured mining strategies.
Learn more and book a call: https://abundantmines.com/
Learn more on YouTube: https://www.youtube.com/@AbundantMines/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most business owners do not realize they have outgrown their accountant until the tax bill becomes impossible to ignore.
The person who helped you when the business was small may have been perfectly fine at that stage. But as revenue, profit, assets, investments, and complexity grow, tax preparation is no longer enough. At a certain point, the business does not just need someone to file the return. It needs real tax planning.
In this episode of Money School Elite, I sit down with Boris Musheyev, a tax strategist who works with seven-figure and multi-seven-figure business owners, to talk about the difference between having a tax preparer and having a tax advisor.
Boris explains why so many business owners are introduced to "tax planning" too late in the year, why retirement contributions are not a complete strategy, and why your advisor needs to understand the level of income, complexity, and tax exposure you are dealing with.
We also get into some of the bigger structural strategies business owners should understand, including real estate, short-term rentals, oil and gas, charitable giving, donor-advised funds, and the importance of choosing strategies that fit your actual business and goals.
About the Guest
Boris Musheyev is the owner of BORISMTAX, a tax and accounting firm specializing in tax planning and strategy for entrepreneurs and business owners. They use proven tax strategies to save their clients tens of thousands of dollars on taxes every year when implemented correctly. BORISMTAX personalizes each strategy to ensure that their client's family and business situation is thoroughly examined to maximize tax savings. Their team is made up of high-performing professionals who take diligence and care in every step of the process when handling clients' taxes. They believe that accounting is more than just being correct; it's being strategic, proactive, and maximizing tax savings. In our firm, we have one goal and one goal only: to commit to doing everything in our power to help our clients to LEGALLY reduce taxes and take home more of their hard-earned money.
Free Training: save100know.com
Boris M. Tax: https://borismtax.com/
Boris Musheyev on LinkedIn: https://www.linkedin.com/in/boris-musheyev-cpa/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most investors think wholesaling is just the entry-level side of real estate. At the strategic level, the better conversation is about deal flow.
Because in a market where seller motivation is rising, buyers are more selective, and many casual wholesalers have left the business, the opportunity is different from what it was a few years ago. The edge is not simply finding properties. It is knowing how to identify distress, control the contract, understand buyer demand, and move before the rest of the market sees the opportunity.
That is where wholesaling becomes more interesting than most investors assume.
A lot of people dismiss it because it can be transactional. And if the business depends entirely on chasing the next assignment fee, that criticism is fair. But when it is built as a system, wholesaling can become a deal-flow engine — one that creates income, sharpens acquisition judgment, and gives investors a first look at opportunities they may eventually want to own.
In this episode of Money School Elite, I sit down with Chris Logan to talk about why this may be one of the strongest wholesaling windows in years, how virtual wholesaling has changed the game, and why motivated seller access matters more than ever.
This is not a conversation about quick cash. It is about using wholesaling to build access, discipline, and opportunity in today's real estate market.
About the Guest
Chris Logan is the Co-Founder of Virtual Wholesaling Made Simple, where he helps aspiring real estate investors learn how to wholesale their first house virtually. Through his simple, action-focused approach, Chris shows people how to find motivated sellers, build buyer relationships, and land deals without needing a team, prior experience, or a large marketing budget. He is especially passionate about helping people get started while they still have full-time jobs, showing them how to build momentum with practical systems, consistent conversations, and as little as $1,000 a month in marketing. His work is designed to make virtual wholesaling accessible, repeatable, and realistic for people who want to use real estate as a path toward higher income, freedom, and long-term opportunity. To join the Facebook group, visit virtualwholesalingmadesimple.com/joingroup or find Chris on Facebook or Instagram.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
In today's market, investors with real capital are facing a difficult problem. They do not want to be reckless. Equities feel expensive, private credit has shown signs of stress, rates remain elevated, and the usual recession signals have been flashing for longer than many expected. But they also do not want to hide in safety so long that they give up years of compounding. That is where the conversation around risk has to get more precise. The question is not simply whether to be in or out of the market. It is how to structure capital so you can stay rational, preserve optionality, and still earn meaningful returns. In this episode of Money School Elite, I sit down with Tad Fallows, co-founder of Long Angle, a peer-to-peer community for first-generation wealth creators, entrepreneurs, executives, and investors with significant investable assets. Tad brings a useful perspective on how high-net-worth investors are thinking about allocation, liquidity, leverage, public equities, private markets, and risk in the current environment. We talk about why dry powder is not just defensive, why owning stocks only works if you still think like an owner, and why diversification should reduce fragility, not simply lower returns. This is not a conversation about predicting the next recession. It is a conversation about building the structure, discipline, and decision-making framework required when capital is actually at stake.
About the Guest Tad Fallows is an entrepreneur, investor, and co-founder of Long Angle, a peer-to-peer community for first-generation wealth creators and high-net-worth investors. Before starting Long Angle, Tad spent 10 years building a SaaS company, taking it from the startup stage through growth to a successful acquisition. That experience gave him firsthand insight into the pressure of building a company, managing concentrated risk, and eventually making the transition from operator to capital allocator after a liquidity event. After his exit, Tad began navigating the questions many successful entrepreneurs face once their wealth becomes more complex: how to allocate capital, manage portfolio risk, think about taxes and estate planning, evaluate private markets, raise children with wealth, and find advice that is both sophisticated and unbiased. That journey led him to co-found Long Angle, a community designed for people with meaningful capital who want peer-driven insight rather than sales-driven financial advice. Today, Tad works closely with entrepreneurs, executives, investors, and other first-generation wealth creators, giving him a unique view into how high-net-worth individuals think about risk, liquidity, ownership, leverage, and long-term wealth stewardship. Visit longangle.com to learn more, or https://www.longangle.com/apply to apply or connect with Tad on LinkedIn.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
For many business owners, one of the biggest missed wealth opportunities may already be sitting inside the business. Technology upgrades, software implementation, equipment, and operational improvements. These are the kinds of investments owners are already making to grow, modernize, and stay competitive. But in many cases, they may not just be expenses or deductions. They may create R&D tax credits. A deduction lowers taxable income. A credit can reduce taxes dollar for dollar. For an owner with meaningful income, that is not a small accounting detail. It is capital that can stay inside the system, be redeployed, invested, protected, or used to build long-term personal wealth. Wealth does not only leak through bad investments. It also leaks through taxes that were never strategically addressed, retirement income plans that rely too heavily on average returns, and capital that leaves the system before it ever has the chance to compound. The question is not simply how much money you make, how much you save, or whether the market performs over time. It is how much capital you actually keep, how intelligently that capital is structured, and whether your wealth plan can hold up when taxes, volatility, timing, and life events collide. Derick Van Ness is the founder of Big Life Financial, where he helps business owners turn business income into personal freedom, long-term security, and legacy through advanced tax and financial strategies. In this episode, he breaks down why R&D tax credits are not just for laboratories, tech companies, or large corporations. We also talk about the retirement problem many investors underestimate: not whether markets go up over time, but what happens when you need income during a down year and are forced to sell impaired assets. Derick walks through how volatility buffers can help protect income planning when timing, markets, and withdrawals collide.
About the Guest Derick Van Ness is the founder of Big Life Financial, where he helps business owners turn business income into personal freedom, long-term security, and legacy through advanced tax and financial strategies. Derick specializes in working with small business owners, including dentists, chiropractors, auto shop owners, and other service-based entrepreneurs who are earning well but may not yet have the systems in place to turn income into lasting wealth. His work focuses on helping owners reduce unnecessary tax leakage, uncover overlooked opportunities, and build strategies that allow more capital to stay productive. Over the course of his career, Derick has worked with more than 2,500 businesses across the U.S., identifying strategies many owners never see and helping them create stronger financial outcomes. His perspective is especially useful for business owners who want to move beyond simply making money in the business and start using the business as a vehicle for personal freedom, wealth preservation, and legacy. Get an R&D tax credit estimate: https://biglifefinancial.com/money-school-credits Learn more about Big Life Financial: https://biglifefinancial.com/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most investors think real estate performance comes down to the asset. At the high-net-worth level, the more important conversation is often about control. Because a deal is not just a building, a market, or a projected return. It is an operating system. Who manages the property? Who controls leasing, maintenance, marketing, resident communication, and costs at the asset level? Who can make decisions quickly when the market tightens, and the assumptions in the original deck no longer hold? That is where real estate investing starts to look very different. A lot of investors were comfortable allocating capital during the easy-money years because deals looked strong, liquidity was flowing, and exits felt predictable. But in a tighter market, the difference between passive ownership and true operating control becomes much more obvious. In this episode of Money School Elite, I sit down with Michael Pouliot of Carbon Real Estate Investments to talk about workforce housing, vertical integration, AI, capital raising, and what real estate operators need to get right in the current cycle. Michael brings a rare combination of Wall Street training, real estate operating experience, and long-term ownership thinking. This is not a conversation about chasing yield or finding the next hot deal. It is about how serious investors should evaluate structure, execution, risk, and time horizon before they put capital to work.
About the Guest Michael Pouliot is the CIO of Carbon Real Estate Investments, where he helps acquire and operate workforce apartment communities across the Southeast, with a focus on 100–300 unit B/C-class properties in secondary markets where institutional capital rarely competes. Michael brings a rare combination of Wall Street training and hands-on real estate operating experience. As a CFA and CAIA charterholder, he spent his early career analyzing distressed assets for Blackstone, Merrill Lynch, and notable family offices, as well as allocating capital for J.P. Morgan's Private Bank. Over the past 15 years, he has built institutional-grade underwriting and operational systems for middle-market multifamily investments. That combination of analytical rigor and operating discipline has helped generate 20%+ IRRs across 15+ repositioned assets, more than 3,000 units, and over $75 million in equity successfully deployed and managed. At Carbon, Michael and his team focus on acquiring underperforming workforce apartment communities in Sunbelt secondary markets. They create value through vertical integration, professional management, capital-efficient renovations, and disciplined operations. Website: investwithcarbon.com Podcast: Deal Flow Connect with Michael on LinkedIn.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most people think franchising is about income replacement. At the high-net-worth level, the real conversation is about enterprise value.
Because the operators who approach franchising seriously are not just trying to buy themselves a business. They are thinking about cash flow, unit economics, operational infrastructure, EBITDA growth, private equity demand, and whether the business can eventually become attractive to a larger buyer.
And once you understand that, the way you evaluate franchising starts to change.
Most franchise buyers don't miss the opportunity because they fail to recognize a good brand. They miss it because they evaluate the opportunity too narrowly. They look at the concept, the customer demand, and the upfront cost, but they do not always understand how to vet the system, read the disclosure data, identify red flags, or think through the exit before they get in.
In this episode of Money School Elite, I sit down with Scott Jones of Franchise Guide Group to unpack how serious operators and high-net-worth investors should think about franchising as a wealth-building vehicle.
Scott has owned 10 franchises himself, advised operators for more than 20 years, and worked across the franchisee, franchisor, and supplier sides of the industry. And in this conversation, he breaks down how to evaluate franchising through the lens of diligence, capital efficiency, scale, cash flow, and private equity exit potential.
About the Guest
Scott Jones is the founder of Franchise Guide Group, where he helps high-achieving professionals, business owners, executives, and franchise operators evaluate franchise opportunities that align with their experience, goals, and long-term vision. With more than 30 years of business experience, Scott has worked as a CEO, franchise executive, entrepreneur, and multi-unit, multi-brand franchisee. He has helped hundreds of people explore franchising as a path to income diversification, career transition, business ownership, and greater personal freedom.
Through Franchise Guide Group, Scott brings a practical, operator-level perspective to the franchise selection process, helping clients understand which opportunities fit their background, interests, capital, and desired outcomes.
For Money School Elite listeners, Scott created a dedicated page where you can take the quiz, learn more, and schedule a call: https://connect.franchiseguidegroup.com/ms. You can also follow Scott on Instagram: @franchiseguidegroup.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most investors think wealth preservation is about performance. At the high-net-worth level, the real conversation is about structure.
Because the families that keep wealth across generations are not just trying to get better returns. They are thinking about education, tax strategy, access, capital protection, charitable planning, and the systems required to make wealth last beyond one person's lifetime.
And once you understand that, the way you evaluate wealth starts to change.
Most successful investors don't lose wealth because they have never learned how to make money. They lose it because the structure around the money was never built to preserve it. The next generation inherits assets without inheriting judgment. Tax strategy gets treated like an afterthought instead of part of the portfolio. And high-income earners often assume better tax outcomes require extreme lifestyle disruption, when the real issue may be access to more sophisticated planning.
In this episode of Money School Elite, I sit down with Mark Miller of Hilton Wealth and the Hilton Family Office to unpack how wealthy families actually think about preserving capital, reducing tax drag, and building systems that last.
Mark works inside the family office world, where the conversation is not about chasing returns. It is about protecting wealth, structuring it intelligently, and making sure the capital and the knowledge behind it survive over time.
About the Guest
Mark Miller is the co-founder of Hilton Tax & Wealth Advisors alongside Bradley J. Hilton, grandson of Conrad Hilton, and a partner in bringing family office-level wealth strategies to investors, business owners, and high-net-worth families. Mark's work focuses on helping clients understand how the wealthy preserve capital, reduce tax drag, structure portfolios, and build long-term wealth with the same principles used inside family office environments. He has been featured in Kiplinger's, The New York Times, Fox News, and more than 200 national outlets, and was honored as a Presidential Businessman of the Year with personal recognition from President George W. Bush. He is also the author of Hilton Wealth: How to Invest Like an American Dynasty and The Tax-Free Business Owner.
To learn more, request a complimentary copy of Mark's books, or book a call with Hilton Wealth, visit http://HiltonWealth.com.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
If you think life insurance is about protection, you'll miss what it can do at a high net worth level.
For wealthy investors, business owners, and families with meaningful assets, the question is not just where to invest. It is where long-term capital should sit, how it should be owned, how it should grow, how private it should remain, and how efficiently it can move to the next generation.
That is where Private Placement Life Insurance, or PPLI, changes the conversation.
Most investors dismiss life insurance because they think they already understand it. They picture ordinary policies, limited investment options, and a product built mainly around a death benefit. But at the high end, that framework is incomplete.
PPLI is not ordinary life insurance. For the right investor, it can function as a long-term asset structure, allowing capital to grow in a tax-advantaged environment, support estate planning, simplify reporting, preserve privacy, and create a more strategic way to hold assets over time.
In this episode of Money School Elite, I sit down with Mike Malloy to unpack how PPLI actually works, why wealthy families use it, and why the structure around an asset can matter just as much as the asset itself.
Mike works with high-net-worth clients, families, and advisors on advanced tax and estate planning strategies using Private Placement Life Insurance. In this conversation, he explains why PPLI is not simply about buying insurance.
It is about building a structure around long-term capital, especially for investors who have already used the obvious planning tools and need a more sophisticated way to think about tax efficiency, privacy, liquidity, and wealth transfer.
About the Guest
Michael Malloy is a founding partner of EWP Financial. With decades of experience helping global families and advisors use PPLI and Expanded Worldwide Planning to enhance tax efficiency, asset protection, and compliance. To learn more, visit https://www.ewp-financial.com/ or call 530-692-1007.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most high earners think wealth is built by earning more, saving more, and staying disciplined within the traditional financial system. At the high-net-worth level, the real conversation is structure.
Because the issue is not always income. It is where the capital sits, how it is taxed, how accessible it is, how many jobs each dollar is doing, and whether there is an actual architecture around the wealth being built. Without that, even people making good money can still feel behind, overtaxed, overexposed, and dependent on a system they do not really control.
Most investors follow the conventional path because it feels responsible. Max out the 401(k). Build home equity. Defer taxes. Keep money in the market. And to be fair, that advice is not irrational. It is familiar, simple, and widely accepted. But it may also be incomplete for people who want real control, liquidity, cash flow, and long-term freedom.
In this episode of Money School Elite, I sit down with Dave Wolcott, Founder and CEO of Pantheon Investments, to unpack how wealthy investors think about capital differently.
Dave spent the last 25 years studying how the top 1% actually build wealth, and his perspective is not about chasing returns or rejecting every traditional strategy. It is about building the infrastructure around your capital: tax planning, asset repositioning, private investments, liquidity, relationship capital, and making every dollar work across multiple dimensions.
He shares how wealthy investors build infrastructure around their capital, reposition idle assets, and make every dollar work across multiple dimensions.
About the Guest
Dave Wolcott is the Founder and CEO of Pantheon Investments and the author of The Holistic Wealth Strategy. After leaving the Marine Corps and entering corporate America, Dave found himself earning well but still questioning whether the traditional financial path could actually create lasting wealth. That question became personal when, at 26, he had an 18-month-old toddler and newborn triplets, and the only advice he received from his financial advisor was to max out his 401(k) and fund 529 plans. That experience sent Dave on a 25-year journey to study how the top 1% actually build, protect, and multiply wealth. Through Pantheon Investments, he helps investors think beyond conventional retirement planning and build a more intentional wealth architecture around tax strategy, private markets, liquidity, asset repositioning, and capital efficiency. Dave's work focuses on helping high earners move from simply making money to building a coordinated wealth system, one that gives them greater control, stronger cash flow, and the ability to make every dollar work across multiple dimensions. Get Dave's book for free: holisticwealthstrategy.com. Connect with Dave on LinkedIn, and follow him on Instagram. Learn more about Pantheon Investments: https://pantheoninvest.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
When your income starts to scale, the instinct is to focus on earning more and delegate everything else.
You build momentum, create cash flow, and then hand your capital over to advisors, funds, and institutions that are supposed to manage it efficiently in the background. The system looks sophisticated, regulated, and optimized, so it feels like the right move.
But what many high-income earners and investors don't realize is that the biggest risk to their wealth often isn't the market… It's the structure their money sits inside.
Because once capital is placed into systems you don't fully understand, small decisions start compounding in almost invisible ways. Fees that seem insignificant begin to erode long-term growth.
Portfolios that look diversified turn out to be overlapping and inefficient. And over time, instead of compounding wealth, you're quietly leaking it.
In this episode of Money School Elite, I sit down with Robert Rolih, investor, entrepreneur, and author of The Million Dollar Decision, to break down what really happens to your money after you've made it.
In this conversation, we discuss why small, seemingly harmless fees can significantly delay your financial freedom, how a lack of visibility into your own portfolio creates hidden risk, and why many investors don't actually know what they own.
About the Guest
Robert Rolih is an entrepreneur, bestselling author, and long-term investing expert known for exposing Wall Street's hidden traps and teaching investors how to simplify wealth building. He is the international bestselling author of The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth, a book that has received glowing reviews from readers around the world. His mission is to reveal what the financial industry doesn't want you to know about investing, helping people greatly improve their long-term investing gains and take control of their financial future. Today, Robert has a thriving investment portfolio that serves him, not the financial industry. As a sought-after speaker, he shares his expertise with audiences worldwide, helping people avoid costly mistakes and achieve financial freedom. His ability to break down complex financial concepts into simple, engaging lessons and make investing interesting and fun has become his trademark. Robert was featured in more than 50 newspapers, websites, and TV stations, including CNBC, Yahoo Finance, Newsmax TV, Business Insider, and has had the honor of sharing the stage with renowned figures such as Robert Kiyosaki, Gary Vaynerchuk, Brian Tracy, Jack Canfield, Daniel Priestley, and many others. His international bestseller The Million Dollar Decision has been translated into several languages, including Chinese Mandarin, and published in special editions in countries such as India, Taiwan, Bulgaria, and Thailand. To get a free chapter of Robert's bestselling book, go to https://robertrolih.com/ or buy the book here. You can also join Robert's free masterclass when you go to https://robertrolih.com/masterclass.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most people treat taxes as a cost. Something to minimize, settle, and handle once the year is done. But what if that framing is the problem?
What if you start treating your tax burden like a profit center, instead? By making that shift, taxes stop being about what you owe and start becoming a question of where that capital should actually go.
In this episode of Money School Elite, I sit down with Mark Myers to unpack how that shift plays out in practice, and what it looks like to operate at the strategic layer of tax planning rather than just the compliance layer most people are familiar with.
Mark works with high-income earners and business owners who are already doing everything right on paper, but haven't been exposed to the kinds of strategies that sit above traditional planning.
In this conversation, we get into how solar can be used to replace a tax payment with an income-producing asset, how multiple layers of tax treatment can be stacked within a single strategy, and how the sale of a business can be structured to defer and control the tax event.
About the Guest
Mark is a Tax Savings Architect and the founder of TaxWise Partners. He brings over 20 years of successful business operation and high-level consulting experience to the table for the clients and financial professionals he serves. Mark employs the same discipline and tenacity in finding tax savings as he did serving his country as a former Marine Corps Sergeant in Bravo Company, 4th Marine Division. Semper Fi! TaxWise Partners and its affiliate partners have helped thousands of individuals increase profit and permanently reduce their annual tax bill to enable them to better grow their business and accelerate their wealth. If you want to see what this could look like in your own situation, go to taxwisepartners.com, book a free consultation here to get your Tax Savings Blueprint. You can also reach out directly at mark@taxwisepartners.com.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Diversification sounds straightforward in theory, but in practice, portfolios don't behave the way most people expect them to.
Exposure is layered, concentration often shows up in places that aren't immediately obvious, and decisions that feel like you're spreading risk can quietly lead to doubling down on the same themes.
Once you start looking at portfolios this way, the question shifts. It's no longer just about what to add, but whether that exposure already exists, and what role it's actually playing.
In this episode of Money School Elite, I sit down with Jonathan Steele, who manages over $1.3 billion in assets, to unpack how modern portfolios are actually structured and why many of the assumptions investors rely on don't always hold up.
Jonathan works closely with high-net-worth clients, helping them think about capital not as a collection of individual positions, but as a system of exposures that interact in ways that aren't always obvious.
We get into why Bitcoin and precious metals are often grouped incorrectly, how indirect exposure through index positions can lead to unintended concentration, and why holding cash in the current environment is less about being defensive and more about maintaining flexibility while still earning a return.
About the Guest
Jonathan Steele, CFA®, is Co-founder and Chief Investment Officer at One Wealth Advisors, where he leads investment research and portfolio management for high-net-worth clients. With over 20 years of experience, Jonathan specializes in portfolio construction, tactical and strategic asset allocation, and behavioral finance. As a Chartered Financial Analyst® and member of the CFA Institute, his work focuses on how portfolios are structured and how different exposures interact within a broader system. Outside of investing, Jonathan is deeply involved in the arts, having served on the advisory boards of Bard Music West and Vanguard Music and Performing Arts. He also mentors students across finance, technology, and engineering, and supports local organizations, including Muttville Senior Dog Rescue and the SF SPCA. To learn more, go to https://onewealth.net/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most investors think Bitcoin is about price. At the high-net-worth level, a far more important conversation is happening around taxes.
Because Bitcoin isn't treated like a stock or a business. It's treated as property. And that classification opens up strategies around taxation and capital movement that simply don't exist in traditional asset classes.
And once you understand that, the way you evaluate Bitcoin starts to change.
Most high-net-worth investors don't dismiss Bitcoin because they don't understand it. They dismiss it because, from where they sit, it doesn't meet the standard.
If your entire framework is built on fundamentals, intrinsic value, and cash flow, Bitcoin feels like a contradiction. It's volatile, it doesn't produce income, and it doesn't behave like the assets that built their wealth. But that framework may be incomplete.
In this episode of Money School Elite, I sit down with Eric Runge to unpack how Bitcoin is actually being used inside high-net-worth portfolios, and why the conversation at that level looks very different from what most investors see.
Eric works directly with family offices and high-net-worth investors, helping them think about capital, risk, and structure beyond traditional asset classes. And in this conversation, he breaks down how Bitcoin fits into that picture, not as a speculative bet, but as a strategic layer.
About the Guest
Eric Runge is an RIA working with family offices to build capital preservation and tax strategies using Bitcoin, an approach that challenges how most investors think about the asset entirely. He is the founder of Veritas Bitcoin Strategies, a registered investment adviser focused on integrating Bitcoin into high-net-worth portfolios through risk-managed, long-term allocation frameworks. With over 20 years in financial markets, Eric works with families and sophisticated investors who aren't looking to speculate, but to understand how digital assets can be positioned within a broader strategy focused on preservation, structure, and tax efficiency. His work sits at the intersection of traditional wealth management and emerging monetary systems, helping investors rethink where Bitcoin fits, not as a trade, but as a strategic layer inside a portfolio. To learn, send an email to eric@veritaswealth.net.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most people don't realize that a large portion of real wealth is created before companies ever reach the public markets. In private companies, early-stage investments, and entrepreneurial ventures, growth happens the fastest.
For a long time, that part of the market has been largely inaccessible to retail investors, reserved instead for institutions and high-net-worth individuals. And that has played a significant role in the growing gap in wealth. In this episode of Money School Elite, I sit down with Mona DeFrawi to unpack how this system actually works and what's starting to change.
Mona has spent decades working inside private markets, helping companies grow, go public, and navigate how capital flows behind the scenes.
In this conversation, we break down several important realities that experienced investors understand, but most people never see.
We discuss why retail investors have historically been "protected" out of private markets, how early-stage investing drives the largest returns, and why most of the growth happens before companies go public.
We also talk about recent policy changes that are beginning to expand access to private markets, what that means for everyday investors, and why understanding how these markets work is becoming increasingly important.
About the Guest
Mona DeFrawi is an IPO and capital markets expert, startup founder, and private market pioneer who has spent over three decades working at the intersection of innovation and finance. She has led and supported multiple tech IPOs, built investor relations and capital markets functions from the ground up, and founded four startups, including early work that helped shape what is now Nasdaq Private Market. Throughout her career, Mona has raised significant capital, contributed to legislation that expanded venture funding, and helped build systems that connect companies with the capital they need to grow. Today, her focus is on expanding access to private markets, using technology, education, and new platforms to help more investors understand and participate in opportunities that have historically been limited to institutions. Her work is driven by a belief that early-stage investing is one of the most powerful drivers of wealth creation and that access to these opportunities should be more widely available. To learn more, visit https://radivision.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most people think success comes from strategy…better marketing, better positioning, better timing.
But what if that's not the lever at all?
What if the thing that actually drives growth isn't what you take, but what you give, freely, consistently, and without any immediate expectation of return?
Because when you really look at how businesses grow, how opportunities compound, and how networks form, the pattern isn't subtle.
The people who seem to "get ahead" aren't always the smartest or the most tactical. They're the ones who become connectors, who create value before they extract it, and who build relationships that go far beyond transactions.
And in a world where everything is becoming automated, optimized, and increasingly transactional, that kind of approach doesn't just stand out—it becomes a competitive advantage.
In this episode, I sit down with Greg McDaniel, a luxury real estate broker who went from a college dropout working in a warehouse to closing million-dollar deals in a matter of months.
But what makes his story interesting isn't just the success; it's how he built it. Through radical generosity, unconventional thinking, and a willingness to do things most people would dismiss as "crazy," Greg has created a business that doesn't just grow, it compounds.
Things You'll Learn In This Episode
The fastest way to grow: stop focusing on growth Most people obsess over leads, conversions, and revenue. Could building relationships without immediate ROI actually create more opportunities than chasing them?
Being a "connector" makes you indispensable When you become the person who links people, ideas, and opportunities together, how does your value skyrocket?
Creativity beats budget in marketing every time From ads on countertops to branding in unexpected places, Greg built visibility by doing what no one else was willing to try. What opportunities are right in front of you that everyone else is ignoring?
Guest Bio
Greg McDaniel is a real estate agent, broker, coach, and speaker with over 25 years of experience and a deep-rooted understanding of the industry.
He got his start early, learning the business firsthand from his father, Terry McDaniel, a 40+ year real estate veteran. From sitting in on negotiations to seeing how deals are structured in real time, Greg was immersed in the realities of real estate long before he ever closed his first deal. Today, as a partner at McDaniel/Callahan Real Estate, Greg works with a team focused on more than just transactions. Their approach is built around education, strategy, and helping clients fully understand every step of the buying and selling process, so they can make confident decisions and get real results. Known for his unconventional thinking and "give first" philosophy, Greg has built a business that extends beyond clients, mentoring agents, sharing knowledge freely, and helping others grow in the industry. If you want to connect with Greg directly, send him a text at 925-915-1978.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most people don't associate residential real estate investing with enjoyment. Between tenant issues, maintaining properties, and financing problems, it can really be a headache.
But the problem isn't the asset class; it's how you approach it.
Because real estate, when done right, is actually one of the most forgiving businesses you can be in. What separates the people who enjoy real estate from the ones who burn out isn't intelligence or even experience. It's getting around the right people and getting the right education.
What kind of information should you be consuming? How do you find a community that makes investing easier and even enjoyable?
In this episode, real estate investor, lender, and author of "Build Real Estate Wealth: Enjoy the Journey of Rental Property Investment, "Joel Miller returns.
We break down why real estate is far more forgiving than people think, and how to structure your investing so it actually becomes sustainable. We talk about why getting around the right people might be the most underrated advantage in the entire business.
Things You'll Learn In This Episode
Real estate isn't risky; bad positioning is If real estate is so "dangerous," why do so many people still build long-term wealth from it? Is the risk actually in the asset, or in how most people enter the game?
Time is the ultimate bailout strategy Why do some investors survive bad deals while others get wiped out? How does having the ability to "hold" completely change your outcomes?
You don't need to know everything What's the minimum effective knowledge needed to get started without making catastrophic mistakes?
Network often beats strategy Why do the best deals, best contractors, and best insights rarely show up online? How does getting in the right rooms shortcut years of struggle?
Guest Bio
Joel Miller is a real estate investor, entrepreneur, mentor, and author of Build Real Estate Wealth: Enjoy the Journey of Rental Property Investment. After obtaining a BA in accounting, Joel has been investing in rental properties since 1978 and flipping houses since 1991. He has served in numerous leadership roles in his professional and personal circles, and he teaches real estate investing at both the beginner and advanced levels. He is also a hard money lender to other investors as well as a trusted mentor, author, podcast guest, and benefactor to his community. To get a copy of the book, visit https://www.joelmillerbooks.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Most investors believe that holding cash during uncertain markets is the safest move.
If you stay liquid, wait for clarity, and avoid risk, you'll be in a better position when opportunities come… or at least that's the thinking. But what many high-income earners and investors don't realize is that cash sitting idle isn't neutral; it's losing ground.
Between inflation, taxes, and missed opportunities, capital that isn't deployed is quietly working against you. And while many investors are pulling back, the most sophisticated capital, family offices, institutions, and sovereign funds, are doing the opposite.
They're moving into hard assets.
In this episode of Money School Elite, I sit down with Ben Reinberg, CEO of Alliance Consolidated Group of Companies and a commercial real estate investor who has built a $500M+ portfolio from scratch, to break down how experienced operators think about capital in uncertain environments.
In this conversation, we discuss why holding cash can actually erode wealth instead of protecting it, how the ability to hold through market cycles creates asymmetric opportunities, and why forced sellers are beginning to create some of the best buying conditions we've seen in years.
We also break down an often-overlooked asset class, medical property, and why its demand profile makes it one of the most durable plays in real estate, even during periods of economic disruption.
About the Guest
Ben Reinberg is an iconic investor, mentor, educator, and philanthropist, CEO of Alliance Consolidated Group of Companies, and the author of "Hard Assets and Hard Money for Hard Times: A Blueprint to Build a Hard Asset Empire That Can Withstand Every Economic Cycle". Ben built a $500M+ Commercial Real Estate empire from scratch with billions in transactions. He is a respected authority on commercial real estate acquisition and investment, as well as the development and structuring of transactions. He is well-versed in 1031 exchanges and assessing the needs of investment capital. Ben brings value to the deal process through his ability to build trust quickly, raise equity efficiently, solve problems, and bridge the gap between buyers and sellers. Ben has authored and published numerous articles about the trade. Before establishing Alliance, Ben founded Hillcrest Trading, Ltd., a national acquisition and management firm. He began acquiring commercial real estate assets in the 1990s. His professional affiliations include the American Institute of Certified Public Accountants (AICPA), the Illinois Society of Certified Public Accountants (ICPA), the Urban Land Institute (ULI), and the International Council of Shopping Centers (ICSC). He is also a Charter Member of the International Association of Commercial Real Estate Professionals.
To learn more, visit https://www.alliancecgc.com/ or https://www.benreinberg.com/.
Buy "Hard Assets and Hard Money for Hard Times: A Blueprint to Build a Hard Asset Empire That Can Withstand Every Economic Cycle" here.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Many real estate investors believe success comes down to one thing: access to capital.
If you can borrow money easily, scale quickly, and leverage aggressively, the thinking goes that your portfolio will grow faster. But what a lot of investors are learning right now is that capital alone doesn't create successful deals.
Structure does.
In today's lending environment, small mistakes in leverage, underwriting, or financing strategy can turn what looked like a solid deal into a long-term problem.
And many investors don't realize where those risks actually show up until after the transaction is already done.
In this episode of Money School Elite, I sit down with Jonathan Yoo, co-founder and CEO of Convoy Home Loans, to unpack what's really happening inside the lending market right now.
Jonathan and his team work with thousands of investors across the country, helping them structure financing for real estate deals and navigate the changing landscape of lending products.
In this conversation, we break down several important realities that experienced investors understand, but many newer operators overlook.
We discuss why DSCR loans have become such an important financing tool for real estate investors, how over-leverage is quietly creating the next wave of defaults, and why the biggest risks in real estate often appear after the deal is already closed.
We also talk about a topic many investors misunderstand: what actually controls mortgage rates, and why the bond market matters far more than the Federal Reserve when it comes to long-term real estate financing.
About the Guest
Jonathan Yoo is the co-founder and COO of Convoy Home Loans, Inc. Convoy Home Loans is one of the top DSCR lenders in the United States. They are best known for building a $1B+ national real estate investment lending platform in under four years without outside capital or a bank charter, helping thousands of everyday investors access non-traditional financing to scale cash-flowing real estate portfolios. To learn more, https://convoyhomeloans.com/. You can also download the Convoy Home Loans App to apply.
Apple App Store
Google Play Store
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
For a long time, truly personalized investment advice has been something only the ultra-wealthy could access.
If you have tens of millions of dollars, you can hire advisors who don't just sell you products. They build strategies around your entire financial life. But everyone else gets standardized portfolios and is told to keep contributing to their retirement accounts and stay the course.
That's starting to change.
A new approach to financial advice is emerging, one built around a fee-for-service strategy instead of product sales.
Instead of paying someone based on how much money they manage or what investments they sell you, investors can now pay directly for expertise, planning, and financial architecture.
That means for the first time, the level of thinking that was mostly reserved for high-net-worth investors is now available to everyday investors who want a more strategic approach to building wealth.
In this episode, investment advisor and fractional CEO, COO, and CRO Stefan Astheimer joins me to talk about how this model works, why the traditional advisory system is evolving, and how investors who understand this shift may gain a serious edge.
Things You'll Learn In This Episode
Most financial advice was never designed to be personal For decades, financial advisors were paid based on products sold or assets managed. But if your advisor's incentives shape the advice you get, how personalized can that advice really be?
The edge for everyday investors Could separating advice from product sales finally give ordinary investors access to the kind of guidance the wealthy get?
Paying off debt or building wealth first Many people assume eliminating debt should always come before investing. But when interest rates, tax advantages, and opportunity costs come into play, how do you decide which move actually builds wealth faster?
AI makes great financial advisors more valuable, not less Many people assume AI will replace advisors. But what if technology actually increases the demand for high-level strategic guidance?
Disclaimer
This content is for educational purposes only and is not investment advice. No specific recommendations are being made. Please consult a qualified financial professional before making any investment decisions.
This webinar is for educational and informational purposes only. Any discussion of strategies reflects general concepts and examples based on the speakers' own experience and perspectives, not personalized investment advice. Forward-looking statements, illustrations, or examples are not guarantees of future results. All investments involve risk, and results may vary. Viewers should consult their own qualified advisor before making any financial decisions. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results.
Additional information about PMC Wealth, LLC is available in its Form ADV, which is available upon request or by visiting www.adviserinfo.sec.gov.
The 'Inverse Cramer' ETF referenced in this discussion previously existed but has since been closed. This mention is for illustrative purposes only and is not a recommendation.
Guest Bio
Stefan Astheimer is a fractional CEO, COO, and CRO who works with founder-led and regulated businesses to turn growth into something more structured, scalable, and commercially effective. He specializes in revenue expansion, operating strategy, and transaction readiness, helping companies strengthen performance while building long-term enterprise value. Stefan studied applied mathematics at Yale and has deep experience across wealth management, advisory, insurance, and other financial services environments where complexity is high and execution matters. To learn more, visit https://pmcwealthadvisors.com/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Starting a business is often framed as a simple equation: have a good idea, take it to the bank, and secure the funding. But the reality is very different. Most business owners aren't rejected because their idea is bad.
They're rejected because they approached the capital the wrong way. So many deals fail before they ever reach underwriting, and it's not because of the opportunity. It's preparation, structure, and understanding how lenders evaluate risk.
Banks aren't investors looking for the next big idea. They operate under strict guidelines, regulatory frameworks, and underwriting criteria that determine whether a deal can even move forward.
And most entrepreneurs walk into the process without understanding those rules.
In this episode of Money School Elite, I sit down with Sebastien Boyer, known as "The Approved Guy," to break down what actually happens inside the lending process when someone applies for a business loan.
In this conversation, we unpack several key realities that experienced operators understand, but many first-time entrepreneurs miss.
We discuss why banks care more about the borrower's financial stability than the business idea itself. We also talk about how to get a deal to survive the approval process.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
Every athlete knows the music will eventually stop. Whether you walk away on your terms, are forced out by injury, or have a contract that doesn't get renewed, your career will inevitably end.
In leagues like the NFL, NBA, or MLB, that ending can still leave you financially set. You might walk away with generational money.
In action sports, that's rarely the case. A pro snowboarder can start earning real money in their teens. They can travel the world, land major sponsors, build a name, and live what looks like a dream career. But very few retire with enough money to last a lifetime.
The earning window is short, the contracts are volatile, and the industry replaces you faster than you expect.
What should athletes be doing during their earning years to avoid starting over financially at 30?
Stevie Bell's snowboarding career is nothing short of meteoric. Starting from riding the bus two hours a day to Brighton as a laser-focused teenager, then landing a breakout video part just two years into riding, he went from unknown kid to signing a life-changing contract with one of the most iconic brands in snowboarding.
From managing fear on handrails that could end a career, to navigating brand politics when Forum was shut down, to walking away from the sport and rebuilding his identity after the checks stopped coming. His story is a masterclass in how quickly momentum can build and how quickly it can disappear.
Stevie shares his career arc with me. We talk about how quickly money can scale, how quickly it can disappear, why most riders walk away with nothing, and how financial literacy becomes a competitive advantage when the career clock is ticking.
Things You'll Learn In This Episode
The moment every career ends, and why most people aren't ready- Whether it's injury, burnout, or a contract that isn't renewed, the music eventually stops. How do you prepare financially and psychologically for an ending you can't control?
Fear as a strategic advantage- Top riders don't eliminate fear; they manage it. What does calculated risk look like when the downside is career-ending, and how does that translate to business and investing?
The evolution of the industry- With airbags, Olympic pipelines, social media, and corporate sponsors, snowboarding has gone mainstream. Does more visibility actually mean more sustainable opportunity?
Win or build: the new income model- If salary-based sponsorship is shrinking, and only a few athletes win consistently, how should modern athletes think about brand, leverage, and long-term income beyond competition?
Guest Bio
Stevie Bell is a former professional snowboarder and industry veteran with over 25 years of experience in action sports. He built a 14-year professional career after breaking onto the scene with a breakout video part just two years into snowboarding, eventually signing with Forum, one of the most iconic brands in the sport's history. During his tenure with Forum, Stevie traveled internationally filming video projects, participating in global tours, and contributing to one of the most influential eras in snowboard media. His career spanned major brand partnerships, long-term sponsorship contracts, and firsthand exposure to the evolving economics of action sports, from athlete compensation structures to the impact of corporate acquisitions and industry consolidation. After stepping away from professional competition, Stevie transitioned into entrepreneurship and content creation. He is currently the host of the Forum Chronicles podcast, where he documents the 20-year history of Forum and interviews key figures who shaped the brand and broader snowboard culture. To learn more or find out about the podcast, follow @steviebell801.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Private Money Guide: https://go.moneyschoolrei.com/book-podcast
Wealth Wednesday Webinar: https://go.moneyschoolrei.com/wednesday-webinar-podcast
Mapping out the Millionaire Mystery: https://go.moneyschoolrei.com/newbook-podcast
In today's market, AI valuations are expanding faster than fundamentals can justify. Companies with minimal free cash flow are being priced as if dominance is already secured.
Capital continues to circulate between venture portfolios, strategic partners, and ecosystem incumbents, reinforcing growth narratives that assume liquidity remains abundant.
But markets don't reward narratives forever.
When growth slows or capital tightens, the question shifts from projected upside to structural durability. Does the business generate real cash? Does it control proprietary data that compounds value? Is it positioned to be acquired or forced to sell?
This is where discipline separates operators from spectators.
Daniel Nikic has spent years operating inside early-stage capital markets, studying transaction patterns, portfolio structures, and acquisition behavior. From that vantage point, valuation is less about headlines and more about capital flows, strategic adjacency, and who holds liquidity when cycles turn.
In this episode, we look beneath the surface of today's AI enthusiasm to examine what actually drives valuation, how smart founders reverse-engineer an exit, and why companies entering a slowdown with balance sheet strength don't just survive, they consolidate.
About the Guest
Daniel Nikic is an investment research professional and entrepreneur dedicated to delivering tailored insights and strategic solutions. With over two decades of experience, Daniel has built a career dedicated to empowering investors and businesses with actionable insights. Born and raised in Canada, He earned a Bachelor's Degree in Business Administration from Brock University, where his passion for market dynamics and financial analysis began to take shape. As the founder of Cohres, a boutique investment research firm, Daniel specializes in helping high-net-worth individuals, venture capitalists, and startups navigate complex markets and emerging industries such as AI, SaaS, and data. His career journey includes impactful roles at HB Reavis, where he managed €500M real estate projects, Zursh, where he led AI-focused initiatives, and Azafran Capital Partners, where he developed investment strategies and managed data teams. Through his dedication to innovation, Daniel combines a global perspective with a hands-on approach, helping clients uncover growth opportunities and achieve their goals. His leadership has positioned Cohres as a trusted name in investment research and strategic planning. To learn more, visit https://www.danielnikic.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
As people make more money, they tend to get sharper about almost everything. They think long term, manage risk better, hire experts, invest wisely and optimize their businesses and portfolios.
But when it comes to health, a lot of people are still running the same basic playbook everyone else is. Standard labs, five-minute appointments, and just waiting until something breaks.
When you want to level up in every area of your life, the conversation shouldn't be, "Am I sick right now?" It should be, "Where am I headed, and how early can I catch it?"
The people who are strong, active, and dangerous well into their later decades aren't winging it. They're tracking smarter markers, finding issues years before they become diagnoses.
They understand a principle that lines up perfectly with money:
The fundamentals compound. Biohacks may be exciting, peptides are trendy, and GLP-1s are everywhere. But if your cardiovascular system is weak, your metabolic health is sliding, and you're losing muscle, then you're not really upgrading your future. You're selling it off.
In this episode, I'm joined by Ted Ryce, a performance coach who has worked with high-level entrepreneurs and starts like Richard Branson and Robert Downey Jnr.
He talks about how serious operators should think about their bodies, what advanced clients test for that most physicians never bring up, and why mastering the basics still wins in wealth and health.
Things You'll Learn In This Episode
Looking fit isn't the same as being healthy You can lift, diet, and still be metabolically heading toward disaster, so what numbers actually predict trouble years before a diagnosis?
The uncomfortable truth about weight-loss drugs If appetite goes down but muscle disappears with it, are you really improving your future, or borrowing against it?
The health metric we shouldn't ignore What does your VO₂ max say about how long and how well you'll live, and why are so few people training it intentionally?
Biohacks can't outrun broken fundamentals Before you experiment with peptides, hormones, and supplements, how do you actually master sleep, movement, and recovery?
Guest Bio
Ted Ryce is a health expert and coach to entrepreneurs, executives, and high-performing professionals who want to reclaim their health, lose weight, upgrade their productivity and live an extraordinary life. Ted's been in the industry for 25+ years, coaching A-listers like Richard Branson, Robert Downey Jr., and hundreds of CEOs and entrepreneurs. He is also the creator of The Legendary Life Podcast, where he delivers, with humor, the best health and fitness information in the world, backed by cutting-edge science and common sense wisdom. To learn more, visit https://www.legendarylifepodcast.com/. If you want to work with Ted, visit https://www.legendarylifepodcast.com/here/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
When you're struggling in business or just starting out, the last thing you think you need is a coach. You think you can't afford it, you're not ready, or you should wait until you have better results first.
But every time someone feels like that, that's actually when they need a coach the most.
Most people see coaching as something you do later. Once things are going well, the money is there, and you've "made it" enough to deserve help. But that's not really how it works.
Coaching isn't there to reward you for being successful. It's there to stop you from wasting years trying to get there on your own.
Because the real cost isn't paying for a coach. The real cost is everything you lose while you're trying to figure it out by yourself.
In fact, coaching isn't even a cost. When you have the right coach, it starts paying off quickly, and it becomes one of the best investments you'll ever make in yourself.
How do you know when it's the right time to get help instead of waiting it out? How did my guest build a top-performing career as a blind sales professional in one of the toughest industries there is? What can we learn from his success story?
In this episode, entrepreneur, speaker, coach, and bestselling author of If I Can Do It, You Can Do It, Patrick Engasser, joins me to talk about mindset, opportunity, and why getting the right guidance early changes everything.
You'll learn why the people who grow fastest aren't the smartest, they're just the ones who stop trying to do it alone.
Things You'll Learn In This Episode
"I can't afford a coach" is usually backwards Is it really about money, or about how much time, stress, and lost momentum it's costing you to figure everything out the slow way?
The hidden mindset shift that unlocks performance What changes when you stop seeing your weaknesses as liabilities and start using them as your most powerful differentiators?
How people actually "create" luck Are some people actually luckier, or are they just better trained to notice and act on the chances everyone else ignores?
Success becomes addictive once you start helping others Why does coaching, leadership, and mentorship often feel more rewarding than personal wins, and how does that change the way you build your business?
Guest Bio
Patrick Engasser is an entrepreneur, speaker, coach, and bestselling author of If I Can Do It, You Can Do It. He started his career in the insurance industry as a top sales representative for a Fortune 500 company. He was awarded top-account closer in his third year and promoted to district manager. Patrick went on to recruit, train, and lead a seven-figure sales team while coaching several agents to successful careers in the outside sales world. He has been the recipient of the company's Top Award for Management Excellence three times for his outstanding leadership and ability to coach others to achieve their goals. Patrick has been helping aspiring entrepreneurs build their own businesses for over 15 years. To learn more and to buy his book, visit patrickengasser.com. To book a free strategy session, go to talkwithpatrick.com.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Most people think financial freedom comes from earning more, saving harder, or finding the perfect investment. But the real trap isn't income…it's the way we're taught to store and move money.
We're told to separate everything into neat little buckets: checking, savings, mortgage, credit cards, investments. And somehow, even when we're "doing well," the system still feels tight, slow, and exhausting.
The traditional system is wildly inefficient by design. A 3–4% mortgage isn't really 3–4% at all. It's closer to 12–15% in simple interest once you account for amortization.
Savings accounts paying 1–3% sit right next to debt costing 8–25%, and no one ever teaches us to connect those two dots. We're working hard, being disciplined, and still leaking money through invisible cracks.
Instead of playing by those rules, Joseph Kovacevic built a completely different operating system: one pot, one line, one flow. All income goes into a first lien HELOC, and all expenses come out of it.
No idle cash, no artificial separation between "good money" and "bad money." How did he go from using money like everyone else to building an entirely different financial system? Why do people struggle so much to understand and actually implement this system?
In this episode, entrepreneur, money mentor, and first lien HELOC specialist Joseph Kovacevic breaks down how he's been running this system for over 15 years - from quitting the railroad, to scaling real estate, to using HELOCs and insurance policies as an integrated financial engine.
Things You'll Learn In This Episode
Your mortgage interest isn't what you think it is A "low" 3–5% mortgage is actually closer to 12–15% in simple interest over 30 years, so what are you really paying for homeownership?
Why savings accounts make you poorer, not safer If you're earning 1–3% in savings while paying 8–25% on debt, are you actually saving, or quietly burning money?
The one-pot system that replaces budgeting entirely What happens when all income, expenses, investing, and saving run through a single HELOC instead of 10 separate accounts?
How to become the bank instead of borrowing from one From infinite banking to lending your own capital at 12%+, how do you turn cash flow into a self-funding wealth machine?
Guest Bio
Joseph Kovacevic is an entrepreneur, Money Mentor, and first lien HELOC specialist.
At 23 years old, he hired out on the railroad for a career that lasted almost 20 years. He has been investing in real estate since 2000. Between managing rental properties and flipping houses, he was able to escape the corporate world and become an entrepreneur. In 2018, he met Chris Naugle at a Home show in Buffalo, NY, and was later introduced to Brent Kesler, who introduced him to IBC. After years of using the Infinite Banking Concept, he now wants to share IBC with everyone. Being a part of The Money School and The Money Multiplier team, he now helps others break away from conformity and pursue their dreams. He is passionate about educating others about the implementation of the Infinite Banking Concept to solve people's money problems. To learn more, visit https://themoneymultiplier.com/joseph-kovacevic.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Most high-income earners assume their tax situation is handled once they hire a CPA and start filing. The return gets done, nothing breaks, and it's easy to believe that if something mattered, it would already be happening.
But that assumption quietly costs people money. Not because they're reckless or aggressive, but because compliance gets mistaken for strategy, and basic leverage never gets activated.
Zach Newberry works with business owners and real estate investors who earn well, and still find themselves on the wrong side of the tax game. What he sees over and over isn't missed loopholes or exotic strategies.
It's small, obvious decisions that never get made: spending a few thousand dollars to unlock meaningful capital, revisiting structures that no longer fit, and using rules that already apply but are never deployed.
His perspective reframes taxes as a capital allocation problem, not a paperwork exercise. Instead of focusing on what gets filed, he looks at what gets converted, dollars that would disappear versus dollars that stay in play for the next investment.
In this episode, we talk about why small, inconvenient costs often unlock real leverage, where high earners miss money long before "strategy" even starts, and how rules like the Augusta Rule fit into real life when you understand how to use them.
About the Guest
Zachary Newberry is a CPA, tax planner, and entrepreneur who works primarily with business owners and real estate investors. His practice focuses on helping clients move beyond basic tax compliance and use the tax code intentionally — connecting entity structure, real estate, income timing, and planning decisions in a way that supports long-term wealth building. He works with real estate investors, real estate-centric businesses, small to mid-sized companies, and high-income individuals. In addition to tax preparation, Zach provides ongoing tax planning and advisory services, accounting and bookkeeping oversight, and strategic consulting for clients who want their tax decisions to function as part of their broader financial and investment strategy — not just something that gets filed once a year.
Email Address - zach@newberrycpa.com
Instagram - @newberrycpa
Facebook Business Page - https://www.facebook.com/zachnewberrycpa
Booking Link - https://go.oncehub.com/ZachNewberry
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Resources
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Most investors never question the structure they're investing in. They accept tight assumptions, back-end-heavy returns, and illiquidity as the price of access, assuming the payout will arrive before anything goes wrong.
But when timing slips, liquidity tightens, or markets shift, those assumptions become traps. The deal didn't fail because the idea was bad. It failed because it never paid the investor enough to wait.
Irwin Boris has spent decades operating on the other side of that equation. After more than $5 billion in deal flow, he learned to treat any model that needs to be "screwed down" to make the return work as a warning sign, not an opportunity.
His approach prioritizes downside discipline, visible cash flow, and structures that don't depend on exits arriving on schedule. Instead of betting on appreciation or future liquidity events, he focuses on assets that pay along the way and remain viable even when conditions change.
In this episode, we talk about understanding where risk actually lives, why backend-dependent strategies quietly corner investors, and how disciplined capital positions itself in assets that don't require perfect timing to survive.
About the Guest
Irwin Boris is a speaker and SVP of Acquisitions and Investor Relations at Heritage Capital Group. In the past, he has been the Head of Real Estate for several Family Offices (foreign & US), making investment decisions. He has more than 30 years of experience in real estate finance, investment, and asset management. He has participated as a direct lender, principal, investment banker, and advisor in more than $5 billion in real estate transactions. To learn more, visit https://heritagegroupcapital.com/ or send an email to irwin@heritagecapitalgroup.net.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Most investors never question the hierarchy they're operating in. They borrow money, take on operational risk, manage tenants, absorb volatility, and send a large portion of every payment upstream to the lender.
If something breaks, if a tenant stops paying, if the market turns—the obligation to the bank doesn't change.
This is the Mr. Burns model: the banks sit at the top of the building collecting checks, while everyone else does the work below.
The slow flip model flips that hierarchy entirely. Instead of rehabbing properties or betting on appreciation, the investor becomes the lender. Short-term private money is used to acquire low-dollar properties, then paid off quickly through long-term owner financing.
For the first few years, the deal feels tight. Cash flow is modest. But once the private capital is gone, the asset is owned free and clear—and the payments keep coming for decades. No leverage. No refinancing risk. No dependency on market timing.
What makes this approach powerful isn't just the math, though the math is staggering. It's the positioning. Ultra-affordable housing behaves differently from traditional rentals. Demand doesn't disappear in downturns. People can always move down in price—but there's a floor they can't go below. And by structuring the deal as the bank, the investor removes themselves from the operational chaos that destroys so many otherwise "good" deals.
In this episode, we sit down with Scott, a real estate investor who's been in the game since the 1990s, got crushed in the 2008 collapse, and rebuilt with a model explicitly designed to survive the next downturn.
We talk about why slow flips aren't about patience for patience's sake, how amortization quietly creates generational cash flow, and why the investors who win long term are usually the ones willing to give up speed early in exchange for control later.
About Our Guest
Scott Jelinek is an entrepreneur, coach, full-time real estate investor, and author of The Art of the Slow Flip. He has been investing in real estate since 1994 and has completed well over six hundred deals, continuing to be a leader in the industry. He has owned and operated a wide variety of businesses, from tanning salons to hot dog shops--all while buying, selling, and renting properties. Today, Scott uses his knowledge and experience to coach other real estate investors. Over 15 years, Scott built a rental portfolio of more than 100 properties. On paper, it looked like success. In reality, it was constant tenant issues, mounting repairs, and growing leverage. By 2008, he was $1.3 million in debt and ultimately lost more than 55 properties to foreclosure. That experience forced a hard reset and led him to abandon traditional rentals in favor of what he later named the Slow Flip model: selling low-cost homes on terms and holding the paper. Since then, Scott has completed hundreds of slow flips, building long-term cash flow without tenants, repairs, or property management, and now focuses on helping other investors escape the operational grind of real estate. To learn more or buy the book, go to https://www.slowflip.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
One of the biggest mistakes in personal finance is how quickly conversations turn into either/or debates. Invest or insure, trust the market, or play defense. Something is a scam, or it's the answer.
The problem is, real financial progress rarely comes from choosing sides. It comes from using the right tools together instead of pretending one tool should do everything.
This shows up clearly in the way people talk about retirement plans. People have strong opinions about 401(k)s, especially the idea that the match is a scam. But that argument falls apart once you actually slow down and look at how it works.
That idea carries into the way people think about insurance. Insurance isn't an investment, and treating it like one creates bad expectations on both sides. But dismissing it because it's not an investment misses what it's actually designed to do. The more interesting question isn't "what's the return," but "what role does this play in the system?"
Being dogmatic about any tool, whether it's a 401(k), insurance, or the market, usually leads to worse outcomes.
In this episode, the author of The And Asset and founder of BetterWealth, Caleb Guilliams, returns. We dig into the idea of giving your dollars more than one job, how money can be safe and accessible at the same time, and boring on the surface, but incredibly useful when integrated correctly.
Things You'll Learn In This Episode
Why financial labels block better decisions We don't reject strategies because they fail; we reject them because of what they're called. How does labeling something "insurance," "investment," or "scam" stop you from seeing its true value?
Why value matters more than rates of return Cost only feels expensive when the value isn't clear. What happens when you stop asking "what does this pay?" and start asking "how many jobs does my money do at once?"
Changing your mind is a sign of financial maturity Rigid beliefs feel safe, but they often lead to bad advice. Why is the willingness to evolve a marker of credibility, not weakness?
How AI will quietly replace most financial advice models What will happen when software can analyze, design, and optimize financial decisions faster and more accurately than most humans ever could?
About the Guest
Caleb Guilliams is the author of "The and Asset", a podcaster, investor, speaker, and the founder and CEO of Better Wealth Solutions, a company committed to showing people how to be more efficient and control their money today while maximizing their future wealth potential. BetterWealth is a company that is fascinated with the idea of ordinary people being able to achieve extraordinary wealth. Caleb and his team have discovered proven strategies & principles that can empower anyone to create & protect real wealth. For more information, go to https://betterwealth.com/. Go to https://thewholelifesummit.com/2026 to learn more about the Summit and buy the book at https://betterwealth.com/bookstore.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Get Your FREE Copy Of 'The Private Money Guide' and 'Mapping Out The Millionaire Mystery'.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS, get our newest mini-ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Many people who work hard to build and protect their wealth assume that once they "make it," everything will finally feel good, secure, calm, and settled. But most people don't discover the truth until they're already successful: money doesn't quiet the fear. It often makes it louder.
The pressure gets higher, and the decisions get heavier. The same stress, anxiety, and old beliefs they carried before wealth simply move with them into a larger life.
That's the part no one prepares high earners for: the emotional weight that grows alongside the net worth. And it shows up everywhere: in the urge to hold money tighter, in the guilt that makes generosity feel risky, and in investment choices that look diversified but are actually fragmented and scattered.
For more than 30 years, financial advisor Shannon Ryan has seen this up close. She's worked with founders, professionals, and ultra-wealthy families who have everything they once wanted, yet still feel overwhelmed, afraid, or ashamed of how they handle money. Not because they lack discipline or intelligence, but because their emotional relationship with money never evolved as quickly as their wealth did.
In this conversation, Shannon and I explore the hidden side of wealth: why financial milestones don't automatically create peace, and what it actually takes to feel free when the numbers say you should already be there.
About the Guest
Shannon Ryan is a Certified Financial Planner CFP®, behavioral finance advocate, speaker, and the author of the upcoming book Your Money Has Feelings. With over 30 years of experience guiding individuals and families, Shannon blends clear financial knowledge with a heart-centered approach to help people heal their money stories, transform their financial behavior, and build lasting confidence. She's been featured on Good Morning America, CNBC, and TEDx, and is known for making personal finance feel relatable, empowering, and deeply human. To work with Shannon, visit https://shannon-ryan.com/.
Buy her book, "Money Has Feelings," on Amazon.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
When people think about economic downturns, they usually assume the damage happens at the bottom.
What rarely gets talked about is how many wealthy people lose everything — not because they didn't have assets, but because they trusted strategies that only worked when conditions stayed favorable.
In this episode, I'm joined by Arthur Hood, an investor and entrepreneur who has built significant wealth across multiple market cycles and watched firsthand how high-net-worth individuals get taken out when liquidity tightens, exits disappear, and assumptions stop holding.
We talk about why net worth doesn't equal safety, how paper wealth quietly evaporates when cash dries up, and the specific decisions that turn manageable situations into permanent losses.
Arthur explains why some asset classes keep working under pressure while others break, and why deals that depend on a clean refinance or exit are often the first to fail.
Most importantly, we dig into the moves that allowed certain investors not just to survive the worst downturns, but to stay in control long enough to come out stronger on the other side.
About the Guest
Arthur Hood is an experienced entrepreneur with a diverse portfolio of businesses spanning commercial real estate, entertainment, and hospitality. His venture Your Space America, focuses on the booming self-storage industry, one of the most resilient and high-performing asset classes in U.S. real estate. As Executive Vice President of the company, Arthur has overseen the development, construction, and ownership of large, climate-controlled self-storage facilities. These properties have become increasingly sought after by institutional investors due to their consistent performance across economic cycles. With self-storage offering an average annual return of 17.3% from 1994 to 2023, the industry has grown exponentially, driven by high demand from individuals, small businesses, and transitional populations. Your Space America is capitalizing on this growth by creating state-of-the-art facilities that cater to modern consumer needs, offering not only safe, secure storage but also a wide range of specialized services, including climate-controlled units for sensitive inventory and documents. In addition to his work in self-storage, Arthur is the owner of HV Entertainment LLC, which operates a growing portfolio of lounges and nightclubs across Texas, Georgia, Alabama, and Chicago. Furthermore, as Managing Member of HV Properties LLC, Arthur has been instrumental in acquiring, developing, and selling both commercial and residential real estate across the U.S. The company's real estate holdings span Florida, Texas, and Alabama, with a focus on value-added opportunities. From large-scale developments to residential projects, Arthur's leadership has helped expand the company's footprint and establish a strong presence in multiple high-demand markets. His expertise across these industries, combined with a strategic approach to growth, has positioned him as a significant player in both commercial real estate and the entertainment sectors. To learn more, go to https://arthurhood.com/ or send an email to info@arthurhood.com.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
For a lot of truckers, you can make great money hauling loads across the country, but it comes with a catch: the wheels have to keep turning for the money to keep coming in.
There's no automatic runway to financial freedom, no built-in exit strategy, just the quiet expectation that you'll drive until your body says you can't.
And the obvious alternatives like owning trucks, hiring drivers, scaling through fleet operations aren't as simple or as stable as they sound.
Most truckers end up in a loop that looks a lot like the rest of America's financial reality: you earn, you spend, you start over. The numbers change, but the pattern doesn't.
That's where infinite banking enters the conversation, not as a magic button, but as a system that gives truckers a way to make their money work even when they're not on the road.
But here's the part most people miss: Infinite banking only works if you do. Because there's a trap almost everyone falls into. You pay off your debts, you free up all that cash flow… and then you let it drift back into a traditional bank account, where it gets spent, swallowed, or forgotten.
And this same pattern shows up in another overlooked area of trucking: health. The lifestyle is notoriously hard on the body: long hours sitting, fast food at every stop, poor sleep, and constant stress. It's easy to wake up one day and realize your finances aren't the only thing stuck in a loop you never intended to be in.
In this episode, I'm joined by Dexter Holiday, a longtime trucker who set out to rewrite both his financial and health trajectory. We explore what it looks like to step out of the financial and health cycles of trucking. We unpack the strategy, the mistakes, the course corrections, and the mindset shifts required to make it all work in real life.
Things You'll Learn In This Episode
Infinite Banking only works if you doMost people succeed in paying off debt but fail to recapture the payments and lose thousands in the process. How do you start thinking and acting like the bank?
Debt freedom isn't the goal; debt management is
Dexter cleared his debts, then unknowingly recreated them because the old habits were still in place. How do you stop yourself from sliding back into the same financial patterns you're trying to escape?
Discipline creates wealth and health
The same mindset that made Dexter financially stable helped him reverse diabetes, transform his energy, and rebuild his body. Why do money problems and health problems stem from the same root behaviors, and how do you change them?
Fasting can undo what the road does to your body
Trucking beats up your health, long hours sitting, constant snacking, and limited food options. How did fasting give Dexter's body the break it needed to repair itself and reverse the damage?
About the Guest
Dexter Holiday is a longtime trucker who has spent years navigating the financial and physical demands of life on the road. After realizing the trucking industry offers income but not freedom, he began searching for a way to break the cycle of "earn, spend, reset." His journey through infinite banking, financial mistakes, course corrections, and eventually dramatic improvements in his health has made him a powerful example of what's possible when you commit to discipline, learning, and change. To learn more about the products that helped Dexter change his health, visit https://ufeelgreat.com/c/AKL589.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
When entrepreneurs think about selling a business, they picture a clean formula: EBITDA × multiple, a "strategic buyer," and a smooth six-month process that ends with a big wire hitting their account.
What almost no one pictures is the real complexity behind an exit. The psychology, the timing, the identity shift, the risk calculus, and the reality that most founders aren't just selling a business… they're handing over a lifetime's work to someone else.
That's the part nobody warns you about.
Most owners obsess over valuation, but the real danger is preparing too late, choosing the wrong advisors, or stepping into negotiations with a fantasy number another broker promised them to win the listing.
And the cost of that mistake? Years lost, deals collapsing, and owners discovering too late that they should have fixed their accounting, diversified their customer base, or tightened operations years before approaching the market.
And underneath all of it is an even deeper truth: exits aren't just financial events; they're emotional ones. If you don't know what your life looks like after the wire hits, you're at risk of waking up with more money than you've ever had… and less purpose than you've ever felt.
In this episode, I'm joined by Gregory Kovsky, president of IBA, one of the oldest and largest business brokerage firms in the Pacific Northwest. We dig into why the market is hotter than ever, how valuation actually works, the unique pitfalls sellers don't see coming, and why the real exit planning starts long before you think you're ready.
Guest Bio
Gregory Kovsky is the President and CEO of IBA (International Business Associates), the Pacific Northwest's oldest and largest business brokerage firm. Gregory has successfully negotiated the purchase and sale of over 300 privately held companies and family businesses in Washington, Oregon, Alaska, California, North Carolina, and Massachusetts since joining IBA as a mergers and acquisitions intermediary in 1994. He has also built a seven-figure, self-managing business across ten locations. He has successfully facilitated transactions involving manufacturing and distribution companies, industrial, marine, and automotive businesses, technology and software companies, and service, education, and retail businesses. A commercial real estate professional for over 30 years, Gregory commonly provides his clients with comprehensive representation in selling a business and the associated real estate. To learn more, visit https://ibainc.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
When people think about wealth-building, they picture stock charts, IRR calculators, and "smart" portfolios engineered by advisors. What they never picture is a dentist quietly building long-term wealth through trees or using a whole life policy as the cheapest, most flexible source of capital in his business.
That narrow view hides one of the most powerful truths about high-net-worth families today: the real wealth is built through boring, patient, predictable decisions that compound for decades… not the high-IQ investing most people obsess over.
Most high earners are told to focus on returns. Jeff flips that equation. He focuses on building a life. He invests based on clarity, intention, and a long-term vision of what he wants his days to look like. Once you have that vision, the decisions become simple. You stop chasing the market and checking performance and start building something inevitable.
In this episode, I sit down with dentist, entrepreneur, and long-term investor, Dr. Jeff Seibert. We unpack how he creates wealth by ignoring the noise, lowering his cost of capital, buying assets that grow while he sleeps, and designing his portfolio around the life he actually wants.
Guest Bio
Dr. Jeff Seibert is a successful dentist and serial entrepreneur known for building highly profitable, well-run practices and using them as engines to fund private investments. What sets him apart is his refreshingly unique philosophy: he doesn't chase quick returns or market noise. He builds businesses and buys assets that compound quietly for decades, giving him freedom, control and long-term wealth without stress or speculation.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
For most people, debt isn't a mistake; it's just life. The mortgage, the car loan, and the credit cards are what everyone does. Making the minimum payments feels normal, but that actually keeps people stuck.
Millions of families are drowning in debt, and they're barely managing. They're working hard, keeping up with their bills, but almost every dollar they earn goes right back out in interest. They're not moving forward; they're treading water.
The hard part is, they're not doing anything "wrong." They're doing what the system taught them to do: stay cash-poor while the banks collect.
People proudly lock in their 30-year loans at "record low rates," convinced they've made the smartest financial move of their lives. But they don't realize that even at 3%, they're giving away hundreds of thousands in interest. That money could be building security, breathing room, and financial freedom.
What if the same dollars you're paying the bank every month could start working for you instead? What if your paycheck could reduce your interest, shorten your payoff timeline, and create new cash flow, without earning a cent more?
In this episode, Velocity Banking expert Christy Vann and all-in-one loan expert Harrison George return.
We unpack how the system keeps you cash poor, and the simple shifts that can set you free. From using tools like the all-in-one first-lien HELOC to applying velocity and Infinite Banking principles, you'll learn how to redirect your money and eliminate debt faster.
Things You'll Learn In This Episode
The minimum-payment illusion Most people think staying current on their bills means they're managing their money well. What if that belief is the very thing keeping them broke?
The hidden cost of a low-rate mortgage A 3% mortgage feels like a win, until you realize it's still costing you hundreds of thousands in interest. How can you flip that money back in your favor?
Turning interest into opportunity Every month, you hand a portion of your paycheck to the bank. What happens when you start redirecting that same money toward your own freedom instead?
The smarter way to get debt-free You don't have to earn more or live with less to change your situation. How do systems like the all-in-one HELOC, Velocity Banking, and Infinite Banking make that possible?
Guest Bio
Harrison George is a highly accomplished Mortgage Loan Officer at CMG Financial in Meridian, Idaho, specializing in both purchase and refinance solutions. With a degree from Colorado Mesa University, he has earned recognition as a Top Producer by Scotsman Guide for his exceptional loan performance. Harrison is a thought leader in mortgage innovations, particularly the "All‑in‑One Loan" concept using LinkedIn and YouTube to educate homeowners, investors, and realtors on how to build equity faster and achieve greater financial flexibility. Dedicated to client success, Harrison emphasizes transparent communication and customized strategies, earning consistently positive feedback from satisfied borrowers.
Subscribe to The Harrison George Team on YouTube
Find Harrison on LinkedIn @Harrison George
Christy Vann is a Velocity Banking expert, coach, and founder of Vanntastic Finances. She is a financial educator teaching people how to become debt-free very, VERY quickly! Christy explores debt-relief options with individuals, so we all may live in total financial peace! For more information, head to https://vanntasticfinances.com/, subscribe to her YouTube channe,l and join her private Facebook group.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
When people hear "franchise", they immediately picture a drive-through window and a fryer in the back. That narrow view hides one of the most accessible and profitable paths to business ownership today: non-food franchising.
We've been taught that entrepreneurship means starting from scratch: writing business plans, building systems, and hoping your idea sticks.
Franchising flips that equation. You're not reinventing the wheel; you're stepping into a proven system with training, marketing, and infrastructure already built. The best part?
You can own a business that runs without you being chained to it.
The real secret is that most high-income professionals, doctors, executives, and even W-2 employees can buy or build semi-passive franchises that generate cash flow, deliver powerful tax advantages, and diversify their wealth far beyond the stock market.
And yet, most never explore it because they still think of "fast food."
Why is buying a franchise a better path into business ownership? What are the lesser-known benefits you get from this model?
In this episode, I sit down with Jon Ostenson, founder of FranBridge Consulting and author of Non-Food Franchising. We unpack the world of franchises that don't involve burgers or coffee cups. We talk about how to identify the right concept, fund your investment, and leverage the new tax rules that make owning a franchise smarter than ever.
Things You'll Learn In This Episode
-The shortcut to entrepreneurship Most people think you need to invent something new to build wealth. What if the fastest path is owning a system that's already proven to work?
-Semi-passive ownership, real results Some franchises thrive even when the owner isn't there daily. How do they do it, and what separates a true "executive model" from wishful thinking?
-The hidden tax advantage of business ownership Business owners play by a completely different tax rulebook. How can franchising open those same doors for people still working a W-2 job?
-The non-food franchise boom From home services to senior care, boring is the new profitable. Why are the most recession-resistant franchises the ones no one talks about?
Guest Bio
Jon Ostenson is a Top 1% Franchise Consultant; 2 x Inc 5000 Founder; author of 'Non-Food Franchising', Forbes Contributor, and CEO of FranBridge Consulting. Specializing in the area of non-food franchising, he draws on his experience as both the president of an Inc. 500 franchise system and as a multi-brand franchisee in serving his consulting clients who are looking to explore business ownership opportunities. Jon helps clients understand all aspects of non-food franchising in the process of introducing them to opportunities from the over 600 high-growth brands that he represents. Before FranBridge, Jon was the President of ShelfGenie, a national franchise system with 200 locations. To learn more and get a free copy of his book 'Non-Food Franchising', go to http://franbridgeconsulting.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
From the outside, pro athletes look like they've made it; like they'll never have to worry about money again. Multi-million-dollar contracts, highlight reels, and luxury lifestyles suggest money will never be an issue.
But behind the scenes, most players are one injury, one bad decision, or one contract away from financial ruin.
The truth is, the average NBA career lasts just 4 years. Taxes, agents, lavish spending, and poor planning chip away at earnings until the fortune is gone, and with no plan for life after the game, many athletes end up broke and starting over from scratch.
But it doesn't have to be that way. With the right mindset and strategy, those same athletes can turn short-term income into long-term impact.
That's exactly what Rashad Jones-Jennings did, proving that reinvention is possible. He built a second career in real estate, transforming his hustle into $60 million of affordable housing developments that are reshaping communities.
Most players never make that leap. They leave the game without financial literacy, without a plan, and without the discipline to turn short-term income into long-term security. The difference isn't the size of the contract, it's the ability to shift from consumer to builder, from spending money to multiplying it.
How did Rashad set himself up for real estate success? What's the secret to running a thriving development business that also makes a difference?
In this episode, we unpack the lessons from Rashad's journey, why most players lose even when they earn millions, and how affordable housing represents one of the most overlooked wealth-building opportunities in today's market.
Things You'll Learn In This Episode
-The athlete's money mythBig contracts shrink fast under taxes, fees, short careers, and lifestyle creep; most players aren't set for life; they're set for struggle. How do you design a plan that outlasts the spotlight?
-Affordable housing, unfair edgeWhile developers chase luxury, demand is starving for well-built, smaller-footprint homes. How did Rashad pre-sell an entire tiny-home community before a single structure went up?
-Operations over hypeSourcing materials creatively and knowing line-item costs turns vision into profit and investor trust. How do you become an excellent operator in real estate development?
Guest Bio
Rashad Jones-Jennings is a retired NBA player, real estate developer, land flipper, and community builder. Transitioning from the world of professional basketball, Rashad is now dedicated to creating attainable housing solutions through the development of luxury tiny home communities. His focus is on providing innovative housing options in our ever-growing economy, creating living spaces anyone can call home. Rashad is passionate about sharing insights and fostering conversations around alternative housing. He also co-hosts a podcast called Big Man Tiny Homes, where he explores the nuances of tiny home living, urban development, and sports. To learn more, visit postprocapital.com.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most investors don’t fail because they pick the wrong stock or buy into the wrong trend. They fail because they never define success for themselves.
They chase returns without knowing what a win actually looks like. Without a clear target and purpose, investing becomes guesswork, and the chances of losing money are higher.
Worse, they choose methods that look cool instead of ones they actually understand. They don’t give themselves a hard out, so they hold too long or sell too soon. And often, they pick investment vehicles that only pay them in one way.
That’s where real estate changes the game. Unlike most assets, it doesn’t rely on just one outcome. A single property can generate monthly cash flow, long-term appreciation, leverage that multiplies gains, tax benefits that protect your income, and depreciation that offsets your liability.
It’s not just about the property; it’s about stacking advantages so your wealth grows from multiple directions at once.
Why do investors lose many on great investments? What makes real estate such an incredible wealth-building asset class, especially now?
In this episode, I sit down with Axel Meierhoefer, the founder of Ideal Wealth Grower, to unpack why real estate is uniquely built for multi-layered wealth, why most investors sabotage themselves before they even begin, and how defining success is the ultimate edge that turns purpose into profit.
Things You’ll Learn In This Episode
-Linear vs. exponential thinking Most people still plan for a slow, predictable future. Why is that mindset a liability in an AI-driven, quantum world?
-The hidden laws of wealth Wealth isn’t random; it follows timeless laws. How do today’s investors misinterpret them, and what are the modern rules you actually need to follow?
-Real estate’s unfair advantage Cash flow, appreciation, depreciation, leverage, why is real estate the only asset that pays you in multiple ways at once?
-Purpose as the ultimate filterInvesting without a clear purpose is gambling. How does defining your personal “why” change the way you buy, hold, and exit investments?
Guest Bio
Axel Meierhoefer, PhD, is a mentor, coach, author, advisor to startups, and Fortune 1000 companies, and the founder of Ideal Wealth Grower. Wealth Grower offers you the experience, know-how, and strategic planning that help lead to better decisions and becoming financially free through passive income. The team helps investors turn critical and complex real estate issues into opportunities for growth, resilience, and long-term advantage. With a deep understanding of the interplay between today’s changing real estate marketplace issues, Ideal Wealth Grower offers clients innovative ideas about how to enhance their results and get ahead of key issues. To learn more or work with Alex, visit https://idealwealthgrower.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™, and a Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most investors don’t fail because they pick the wrong stock or buy into the wrong trend. They fail because they never define success for themselves.
They chase returns without knowing what a win actually looks like. Without a clear target and purpose, investing becomes guesswork, and the chances of losing money are higher.
Worse, they choose methods that look cool instead of ones they actually understand. They don’t give themselves a hard out, so they hold too long or sell too soon. And often, they pick investment vehicles that only pay them in one way.
That’s where real estate changes the game. Unlike most assets, it doesn’t rely on just one outcome. A single property can generate monthly cash flow, long-term appreciation, leverage that multiplies gains, tax benefits that protect your income, and depreciation that offsets your liability.
It’s not just about the property; it’s about stacking advantages so your wealth grows from multiple directions at once.
Why do investors lose many on great investments? What makes real estate such an incredible wealth-building asset class, especially now?
In this episode, I sit down with Axel Meierhoefer, the founder of Ideal Wealth Grower, to unpack why real estate is uniquely built for multi-layered wealth, why most investors sabotage themselves before they even begin, and how defining success is the ultimate edge that turns purpose into profit.
Things You’ll Learn In This Episode
-Linear vs. exponential thinking Most people still plan for a slow, predictable future. Why is that mindset a liability in an AI-driven, quantum world?
-The hidden laws of wealth Wealth isn’t random; it follows timeless laws. How do today’s investors misinterpret them, and what are the modern rules you actually need to follow?
-Real estate’s unfair advantage Cash flow, appreciation, depreciation, leverage, why is real estate the only asset that pays you in multiple ways at once?
-Purpose as the ultimate filterInvesting without a clear purpose is gambling. How does defining your personal “why” change the way you buy, hold, and exit investments?
Guest Bio
Axel Meierhoefer, PhD, is a mentor, coach, author, advisor to startups, and Fortune 1000 companies, and the founder of Ideal Wealth Grower. Wealth Grower offers you the experience, know-how, and strategic planning that help lead to better decisions and becoming financially free through passive income. The team helps investors turn critical and complex real estate issues into opportunities for growth, resilience, and long-term advantage. With a deep understanding of the interplay between today’s changing real estate marketplace issues, Ideal Wealth Grower offers clients innovative ideas about how to enhance their results and get ahead of key issues. To learn more or work with Alex, visit https://idealwealthgrower.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™, and a Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
From the outside, doctors and dentists look like they’ve got it all: good money, respected careers, the kind of lifestyle most people want. But what almost no one talks about is how fragile that life really is.
One accident, one injury, and the very hands that their entire career depends on can suddenly stop producing income.
That was Dr. Jeff Anzalone’s reality after a skiing accident nearly ended his ability to practice dentistry. It forced him to realize: as much as medicine can be rewarding, it’s still trading time for money, and it can all disappear in an instant.
The solution wasn’t to abandon his practice, but to build wealth in a way that didn’t depend on his hands or hours. Real estate offered the answer, but not the kind most people think of. Doctors don’t have the time to chase tenants, fix plumbing, or manage property managers. They need a model that lets them keep their focus on patients while still capturing the benefits of ownership.
That’s where mobile home parks came in. It’s one of the most resilient ways to generate passive income, diversify risk, and create long-term wealth, without becoming a landlord.
Why are most doctors skating on thin ice financially? How do you use real estate to stop trading time for money?
In this episode, periodontist and founder of Debt-Free Doctor, Dr. Jeff Anzalone, joins me to dig into why doctors’ careers are more vulnerable than most people realize.
We discuss how passive real estate investing gives them financial resilience without sacrificing their practice. You’ll also learn why mobile home parks may be the most overlooked wealth-building vehicle in America today.
Things You’ll Learn In This Episode
-The hidden math of medicine Doctors look wealthy, but most start their careers buried in debt and chasing appearances. How does the “doctor dream” set them up for financial struggle?
-A wake-up call on the slopes A skiing accident nearly ended Jeff’s ability to practice dentistry. Why did that moment push him to find income streams beyond the chair?
-Mobile homes, massive opportunity Mobile home parks aren’t glamorous, but they deliver stability and cash flow. Why is this overlooked sector one of the strongest plays in affordable housing?
-Who, not how For doctors, it’s nearly impossible to focus on their practice while also managing tenants. How did Jeff scale to 11 mobile home parks without becoming a landlord?
Guest Bio
Dr. Jeff Anzalone is a periodontist in Louisiana and the founder of Debt-Free Doctor. A few short years ago, he started to worry about my family’s financial future. As a solo practitioner, Jeff knew that if something happened to him, no other income would be coming in. These concerns prompted him to take a hard look at his financial future, and he realized that something needed to be done. He learned how to build multiple streams of passive income so that he can replace his active income each year. Now he’s helping other doctors do the same. To learn more, go to https://www.debtfreedr.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
From the outside, doctors and dentists look like they’ve got it all: good money, respected careers, the kind of lifestyle most people want. But what almost no one talks about is how fragile that life really is.
One accident, one injury, and the very hands that their entire career depends on can suddenly stop producing income.
That was Dr. Jeff Anzalone’s reality after a skiing accident nearly ended his ability to practice dentistry. It forced him to realize: as much as medicine can be rewarding, it’s still trading time for money, and it can all disappear in an instant.
The solution wasn’t to abandon his practice, but to build wealth in a way that didn’t depend on his hands or hours. Real estate offered the answer, but not the kind most people think of. Doctors don’t have the time to chase tenants, fix plumbing, or manage property managers. They need a model that lets them keep their focus on patients while still capturing the benefits of ownership.
That’s where mobile home parks came in. It’s one of the most resilient ways to generate passive income, diversify risk, and create long-term wealth, without becoming a landlord.
Why are most doctors skating on thin ice financially? How do you use real estate to stop trading time for money?
In this episode, periodontist and founder of Debt-Free Doctor, Dr. Jeff Anzalone, joins me to dig into why doctors’ careers are more vulnerable than most people realize.
We discuss how passive real estate investing gives them financial resilience without sacrificing their practice. You’ll also learn why mobile home parks may be the most overlooked wealth-building vehicle in America today.
Things You’ll Learn In This Episode
-The hidden math of medicine Doctors look wealthy, but most start their careers buried in debt and chasing appearances. How does the “doctor dream” set them up for financial struggle?
-A wake-up call on the slopes A skiing accident nearly ended Jeff’s ability to practice dentistry. Why did that moment push him to find income streams beyond the chair?
-Mobile homes, massive opportunity Mobile home parks aren’t glamorous, but they deliver stability and cash flow. Why is this overlooked sector one of the strongest plays in affordable housing?
-Who, not how For doctors, it’s nearly impossible to focus on their practice while also managing tenants. How did Jeff scale to 11 mobile home parks without becoming a landlord?
Guest Bio
Dr. Jeff Anzalone is a periodontist in Louisiana and the founder of Debt-Free Doctor. A few short years ago, he started to worry about my family’s financial future. As a solo practitioner, Jeff knew that if something happened to him, no other income would be coming in. These concerns prompted him to take a hard look at his financial future, and he realized that something needed to be done. He learned how to build multiple streams of passive income so that he can replace his active income each year. Now he’s helping other doctors do the same. To learn more, go to https://www.debtfreedr.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most people who buy life insurance never read the fine print.
They’re promised “stock market–like returns without the risk,” a retirement account that doubles as a tax-free loan machine, and peace of mind for their families.
On paper? It looks like the perfect product.
But what happens when the math doesn’t add up, the illustrations don’t match reality, and families find out, years later, that the policy they’ve been funding is set to collapse?
That’s the dark underbelly of the Indexed Universal Life (IUL) industry.
And it’s exactly what my guest, Jonathan, aka the IUL Exposer, has dedicated his career to uncovering. He’s reviewed over 4,000 policies in just 18 months, uncovered systemic mis-selling, and even built a process that has helped families claw back over a million dollars in refunds.
Jonathan isn’t anti-insurance. He’s anti–false promises. His work shines a light on how commissions drive product design, why regulators are warning against IULs, and how clients are left holding the bag when agents disappear.
This episode isn’t about theory, it’s about hard numbers, legal battles, and the uncomfortable truths most of the industry hopes you never learn.
Things You’ll Learn In This Episode
-Illustrations are a trap
IUL projects steady growth that rarely happens. Why do clients still trust the numbers?
-Commissions drive the product
IULs are sold 10-to-1 over whole life because they pay the fattest commissions. What does that reveal about whose interests are really being served?
-Refunds are possible
Families often think their money is gone forever. How are some clawing back tens of thousands in refunds?
-Indexes aren’t what they seem
Synthetic “uncapped” indexes promise market-like returns but rarely deliver. How are clients set up for disappointment from day one?
Guest Bio
Jonathan Aguilera is the voice behind @lifeinsurancerefunds on TikTok and Instagram, a platform dedicated to exposing misleading life insurance practices, breaking down complex policies, and helping families recover money they thought was lost. Licensed since 2012, Jonathan once built a national agency of 250+ licensed agents with Primerica. But when faced with the choice to “stay quiet to stay compliant” or speak up for what’s right, he chose the latter. He resigned, surrendered his securities licenses, and walked away from everything he’d built to launch DTRT Financial, not just a company, but a movement. Jonathan isn’t the suit-and-tie advisor chasing commissions. He’s the guy who got fed up watching families get misled, overcharged, and under-informed. Through thousands of policy reviews, he’s exposed the harsh realities of cash value life insurance while educating the masses on how to make intentional financial choices. Visit IULExposer.com to learn more.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most people who buy life insurance never read the fine print.
They’re promised “stock market–like returns without the risk,” a retirement account that doubles as a tax-free loan machine, and peace of mind for their families.
On paper? It looks like the perfect product.
But what happens when the math doesn’t add up, the illustrations don’t match reality, and families find out, years later, that the policy they’ve been funding is set to collapse?
That’s the dark underbelly of the Indexed Universal Life (IUL) industry.
And it’s exactly what my guest, Jonathan, aka the IUL Exposer, has dedicated his career to uncovering. He’s reviewed over 4,000 policies in just 18 months, uncovered systemic mis-selling, and even built a process that has helped families claw back over a million dollars in refunds.
Jonathan isn’t anti-insurance. He’s anti–false promises. His work shines a light on how commissions drive product design, why regulators are warning against IULs, and how clients are left holding the bag when agents disappear.
This episode isn’t about theory, it’s about hard numbers, legal battles, and the uncomfortable truths most of the industry hopes you never learn.
Things You’ll Learn In This Episode
-Illustrations are a trap
IUL projects steady growth that rarely happens. Why do clients still trust the numbers?
-Commissions drive the product
IULs are sold 10-to-1 over whole life because they pay the fattest commissions. What does that reveal about whose interests are really being served?
-Refunds are possible
Families often think their money is gone forever. How are some clawing back tens of thousands in refunds?
-Indexes aren’t what they seem
Synthetic “uncapped” indexes promise market-like returns but rarely deliver. How are clients set up for disappointment from day one?
Guest Bio
Jonathan Aguilera is the voice behind @lifeinsurancerefunds on TikTok and Instagram, a platform dedicated to exposing misleading life insurance practices, breaking down complex policies, and helping families recover money they thought was lost. Licensed since 2012, Jonathan once built a national agency of 250+ licensed agents with Primerica. But when faced with the choice to “stay quiet to stay compliant” or speak up for what’s right, he chose the latter. He resigned, surrendered his securities licenses, and walked away from everything he’d built to launch DTRT Financial, not just a company, but a movement. Jonathan isn’t the suit-and-tie advisor chasing commissions. He’s the guy who got fed up watching families get misled, overcharged, and under-informed. Through thousands of policy reviews, he’s exposed the harsh realities of cash value life insurance while educating the masses on how to make intentional financial choices. Visit IULExposer.com to learn more.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most business owners only call the bank when they’re in trouble. Cash is tight, deals are falling apart, stress is mounting.
By then? It’s too late.
The banks shut the doors and wave at you from behind the glass. That’s the obvious mistake.
The less obvious one? Not realizing the best time to secure financing is when you don’t need it. That’s when banks give you more, on better terms, and when private lenders are willing to play ball.
That’s the theme of my conversation with George Otel, founder of U.S. Business Funding. He’s closed 400+ deals, from SBA loans to $50M commercial bridge financings.
He’s also been on the other side as a business owner who knows what it’s like to hit a wall when funding isn’t lined up.
And right now, while capital feels scarce and multifamily investors are calling this a “3-year recession,” George sees massive opportunity, especially with the $10 trillion baby boomer business sell-off already underway.
Things You’ll Learn In This Episode
-Banks love you more when you don’t need them. You’ll get offered more money than you asked for when you’re strong, but the second you look distressed, the same lender disappears. Why is that the exact opposite of how entrepreneurs think about financing?
-Bridge loans are just the beginning. Fast capital is a band-aid, not a solution. The winners use bridge money only as a setup for long-term refinancing. How do you structure that from day one so you don’t get stuck?
-Buying beats building in this market. You’ll struggle to get a dime for a startup, but banks line up for businesses with systems and cash flow. With trillions in businesses set to change hands, is acquisition the smarter path for the next generation?
Guest Bio
George Otel is a business mentor, investor, entrepreneur, and financing expert. He specializes in start-up and business finance options, helping them attract the right capital for their business. George’s goal is to educate entrepreneurs, small business owners, franchise owners, business consultants, and professionals on how to obtain capital in today's lending environment and avoid declines. Over the years, George and his partners have helped direct thousands of entrepreneurs and businesses in the US in obtaining access to hundreds of millions of dollars so they could start, grow, and expand their businesses. To learn more, visit http://usbusinessfunding.net/, send George a DM on LinkedIn, or send a text to 414-475-7757.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most real estate investors are running the same race: chasing the hottest markets, competing for the same deals, and trying to outbid one another. The problem? That crowded approach often blinds you to the opportunities hiding in plain sight.
The truth is, success in investing isn’t about following the crowd or chasing trends; it’s about looking where others aren’t, leading with strategy, and building relationships that open doors no one else can see.
That’s what sets Aleea Stanton apart. She didn’t start investing just to rack up properties. She began with a deeper purpose: to give back to her grandparents, who shaped her life.
That generosity sparked a ripple effect, creating community connections and investment opportunities most investors overlook.
In this episode, real estate investor and attorney Aleea C. Stanton joins me to share her journey from practicing law to building a thriving investing career.
We talk about what ignited her passion for real estate, how she finds deals differently than most, and the mindset shift that’s allowed her to succeed where others stall out.
Things You’ll Learn In This Episode
-Finding the fuel for your fire
Identifying your true source of motivation is what drives consistency and purpose in your daily life. What is the one thing that fuels your fire and pushes you to keep going, even on tough days?
-Creating a repeatable system that works
Mastering the process of flipping houses creates a repeatable system that can be applied to future real estate deals. How can refining one successful process make every future flip more efficient and profitable?
-Building a firm foundation
Trust is the foundation of lasting success in real estate partnerships. How do you actively build and maintain trust with the people you work with in real estate?
Guest Bio
Aleea C. Stanton is a seasoned attorney and real estate investor based in New York. She serves as Counsel in the Disputes & Investigations practice at Akin Gump Strauss Hauer & Feld LLP, specializing in white-collar defense, securities enforcement, and government investigations. Her expertise encompasses matters related to the Foreign Corrupt Practices Act (FCPA), securities enforcement, and corporate compliance, with a focus on industries such as technology, oil and gas, aerospace, and defense
Aleea earned her Juris Doctor (J.D.) from Howard University School of Law, where she was a semifinalist in the John J. Gibbons Moot Court Competition.
In addition to her legal career, Aleea is actively involved in real estate investing.
Aleea's unique combination of legal expertise and real estate investment experience positions her as a valuable resource for individuals navigating the complexities of real estate transactions and legal considerations in the industry.
Follow Aleea on Instagram @leescheri
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You’ve experienced life at the highest level: private planes, exclusive circles, red carpet events, and the luxury that money can buy. But beyond the accolades and access, have you ever found yourself asking, 'Is this all there is?'
There’s a silent struggle that often shadows success. Behind the velvet ropes and curated lifestyles, many high-profile individuals wrestle with an inner void—an ache that no amount of wealth, recognition, or adrenaline can truly silence.
When the applause quiets and the entourage leaves, the stillness can feel suffocating. For some, that emptiness is numbed by alcohol or distraction. The result? A slow unraveling. What once felt like a dream life begins to lose its shape, and the future becomes harder to see.
But there is another way forward.
Sometimes, it takes losing everything you thought mattered to discover what truly does.
That was David Christensen’s journey. Once immersed in the Hollywood elite and high-adrenaline adventures, yes, even Titanic exploration, David found himself at a crossroads as the lifestyle he built began to unravel.
In this episode, he shares how reconnecting with purpose led him to an unexpected but deeply fulfilling new path in real estate.
Things You’ll Learn In This Episode
-Keep your eyes on the prize
Staying connected to your purpose keeps you motivated through challenges. What’s the bigger goal that drives you to keep going when things get tough?
-Figuring out your “why”
Clarity on your “why” is the foundation for lasting fulfillment and purpose. What would your life look like if every decision you made was aligned with your true “why”?
-From red carpets to open houses
Managing Hollywood artists and working in real estate aren’t actually all that different. What other surprising traits do the two share?
Guest Bio
David Christensen is a nationally recognized luxury Realtor and speaker who has sold more than 400 homes and been honored as a 2025 ‘Realtor of the Year’ nominee, four-time ICON Agent, and eight-time ‘Best of Zillow’ award winner. This year he made global headlines representing the sale of the iconic ‘Breaking Bad’ house, featured in The New York Times, Robb Report, and The Wall Street Journal, among others.
Prior to his career in real estate, David managed music artists and projects as an entertainment executive in Los Angeles. He also served as Media Director for a renowned TITANIC expedition, diving 12,800 feet to the wreck site; an experience shared by fewer than 200 people worldwide.
David’s life is a powerful story of resilience and reinvention: from Hollywood success to personal collapse, and ultimately to successful entrepreneur and purpose-driven leader. As a speaker, he shares on real estate, transformation, resilience, and turning your "comeback into a calling".
Visit https://davidchristensen.com/
Find David on LinkedIn @David Christensen
Follow David on Instagram @davidchristensenre
Facebook: David Christensen - Realtor | Bedford NH
YouTube: David Christensen - Realtor
Email David: david.christensen@exprealty.com
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You’ve got something valuable sitting right under your nose: your home’s equity. But here’s the thing: it’s not exactly helping you pay the bills. Your house might be worth a lot more than before, but day-to-day expenses still pile up.
Inflation’s squeezing your paycheck, groceries keep getting more expensive, and it feels like you’re stretched thinner every month. You’re “house rich,” sure, but cash? Not so much. And that’s exhausting.
The reality is, owning a valuable home doesn’t mean your wallet feels any heavier. Lots of folks are stuck in this same spot right now, especially with the economy tightening.
But what if there was a way to use that equity, something that works for you no matter what the market’s doing? That’s where storage comes into play.
Storage isn’t just some nice-to-have extra space; it’s something people and businesses need all the time. Whether people are downsizing, companies need room to grow, or life throws curveballs, demand stays steady.
And because of that, storage has quietly outperformed a lot of flashier investments, even during tough times.
In this episode, I chat with Arthur Hood, CEO of HV Family Holdings, about why storage is worth paying attention to, how to break free from being cash poor, and what the future holds for this surprisingly resilient market.
Things You’ll Learn In This Episode
-No negatives in 3 decades
The storage industry’s consistent demand has kept it profitable for nearly three decades. What factors make storage so resilient, even during economic downturns?
-The housing shortage dilemma
A growing housing shortage is being met with luxury developments instead of the affordable options communities actually need. Why are developers prioritizing high-end projects when the demand is for affordable housing?
-Cost segregation = faster depreciation.
Cost segregation can accelerate depreciation, giving you larger tax deductions sooner. How could accelerating depreciation through cost segregation impact your tax savings this year?
Guest Bio
Arthur Hood is the CEO of HV Family Holdings, a real estate investment firm specializing in self-storage assets. With years of experience in identifying recession-resistant opportunities, Arthur has built a portfolio that thrives in both booming and challenging markets. He’s passionate about helping everyday investors turn stagnant home equity into steady, reliable income streams. By focusing on storage—a necessity-driven asset class, Arthur shows people how to create cash flow that isn’t at the mercy of market swings. Connect with Arthur on LinkedIn.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™ and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You built your business from scratch and poured your heart and soul into it. So it might feel strange, even disloyal, to think about stepping away or exiting.
From the outside, everything’s working: sales are up, your team’s solid, and your brand is gaining traction. But under the surface? You’re tired, the vision that once felt clear now feels fuzzy, and growth has started to feel like a grind.
This isn’t uncommon. Many founders hesitate to plan an exit because things still feel “fine.” But there’s a big difference between “fine” and truly free.
Founders leave their businesses for all kinds of reasons, burnout, shifting goals, evolving partnerships, or simply growing beyond what they once built.
The biggest misstep is waiting until things fall apart to start thinking about what’s next.
How do you build with the exit in mind?
In this episode, I’m joined by Cody Hofhine, the founder of Utah Sell Now, Texas Sell Now, and Joe Homebuyer. As a business owner who has exited four companies, he has a lot to share about what worked, what didn’t, and what every founder should consider before making their move.
Things You’ll Learn In This Episode
-Having the right mentors
Learning from mentors who have already achieved your goals provides proven guidance and shortcuts to success. How can following someone who’s already succeeded save you time and prevent common mistakes?
-Invest in yourself
Investing in yourself is the most important step because you are the driving force behind your own success. How are you prioritizing your personal growth to create the impact you want in your life?
-Quit linear thinking
Embracing non-linear, audacious thinking can spark breakthroughs beyond conventional limits. What bold goal would you pursue if you stopped following the usual rules?
Guest Bio
Cody Hofhine is a multiple Inc. 5000 business owner, real estate investor/mentor, and sought-after Speaker. He is the co-founder of Wholesaling Inc., the #1 Real Estate coaching program across the nation, and Joe Homebuyer, the leading Real Estate Franchise. Cody has coached over 3000 students on how to successfully build their Real Estate Business through his real estate training, as well as help individuals perform at their highest levels with his one-on-one mentoring. Cody used his background in sales to quickly build multiple 7 and 8-figure real estate businesses that all start on the foundation of clarity or vision and purpose.
Visit https://joehomebuyerfranchising.com/
Visit https://codyhofhine.com/
Follow Cody on Instagram @codyhofhine
Look out for the Cody Holfine podcast launching August 4th, and stay tuned for the Chris Naugle episode!
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Here’s the dirty secret in the term insurance industry: They win when you cancel. They win when your policy lapses. They win when you don’t understand what you really own.
Think about that for a second.
You’ve been sold on the idea that term insurance is the smart, affordable choice. But what no one tells you is this: it’s a ticking clock. If you outlive the term, you get nothing. All those years of paying in? Gone. Just like that.
Who wins? The insurance companies. Every. Single. Time. They count on you to drop it. They bank on you not knowing any better.
But what if you flipped the script? What if you could turn the tides and make term insurance work for YOU? What if you could unlock hidden value in your policy before it vanishes?
Because the truth is that you can. There are strategies the wealthy use to extract value from term policies that most people surrender without a second thought.
Rob Haynie, Managing Director at Life Insurance Settlements, Inc., joins me in this episode to expose the hidden greed within the insurance industry. We dive into how millions are misled when it comes to term life insurance. More importantly, we reveal how you can flip the script and use your policy to your advantage instead of getting taken for a ride.
Things You’ll Learn In This Episode
-Do more than just surrender
Most people with term insurance don’t realize there are alternatives to surrendering their policy. What if you could unlock hidden value from your term policy instead of just walking away from it?
-Slow economy surrender
In a slowing economy, many are surrendering their life insurance policies without realizing they may have better options. What are the other things you can do?
-Optimizing assets
Term insurance can be treated as an asset, just like your home, because you own it. If your term policy is an asset, are you making the most of its hidden value?
Guest Bio
Rob Haynie is the Managing Director and one of the founding partners of Life Insurance Settlements, Inc. (LIS), a leading life settlement brokerage based in Pompano Beach, Florida. With over 31 years of experience in the industry, Haynie has been instrumental in shaping the life settlement market, advocating for the value of life insurance as an asset class, and educating financial professionals and policyholders about settlement options. Throughout his career, Haynie has been directly involved in negotiating and settling thousands of life insurance policies, earning a reputation as one of the most influential figures in the field. He has served multiple terms on the Board of Directors of the Life Insurance Settlement Association (LISA) and has been a charter member of its Public Policy Committee, which focuses on regulatory and legislative activities within the industry. Haynie is a frequent speaker at industry events and has co-hosted the podcast Unlocking the Hidden Value of Your Life Insurance, where he discusses the benefits and intricacies of life settlements.
Call Rob on 954-599-4433
Email Rob rob@lisettlements.com
Find Rob on LinkedIn @Rob Haynie
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Feeling burnt out? You’re not the only investor hitting that wall.
Long hours, back-to-back deals, tenants, contractors, financing, and the never-ending pressure to grow. You got into real estate for time freedom and financial independence, but somewhere along the way, it started to feel like just another grind.
Here’s the truth most investors won’t say out loud: Burnout isn’t a rite of passage, it’s a red flag. And ignoring it can cost you more than just momentum; it can eat away at your health, relationships, and your reason for investing in the first place.
But what if there’s another way to build wealth? A shift from burnout to balance. It’s not about more doors, bigger portfolios, or chasing status. It’s about designing a real estate business that gives you the life you actually want.
In this episode, I’m joined by Ashley Kehr, a rental property investor and co-host of the BiggerPockets Real Estate Rookie Podcast.
She shares her journey of stepping off the hamster wheel and into a simpler, more powerful version of success. One built around freedom, clarity, and sustainability.
Things You’ll Learn In This Episode
-Opportunities in real estate investing
Real estate investing can offer more than financial security; it can create freedom, flexibility, and a lifestyle on your terms. What other opportunities can real estate investing open up?
-Shiny object syndrome
New entrepreneurs and investors often fall into the trap of chasing trendy opportunities instead of staying focused on proven strategies. How do we focus on moving the needle instead of the next big thing?
-Build a firm foundation
Start by leveraging your strengths and skills, then pursue your passions once you've established a solid foundation. How can focusing on current strengths pave the way for achieving long-term goals?
Guest Bio
Ashley Kehr is the co-host of the Real Estate Rookie Podcast. Just a few years removed from being a beginner herself, Ashley is now helping newbies figure out actionable steps to get their first deal. She has a dual degree in finance and public accounting and recently became a licensed insurance agent. Ashley purchased her first rental property in 2014 and, since then, has grown her buy-and-hold portfolio to over 30 units. She has experience in residential and commercial properties. She attributes much of her success to the use of partners on several real estate deals and creative financing.
Ashley developed a passion for real estate after quitting her staff accountant job to work as a property manager. Within several years, she had created two property management companies, which she ran for over five years. Her specialty was creating systems to work efficiently and remotely within companies.
Currently, Ashley outsources property management and spends her time educating new investors and finding deals to BRRRR.
Visit https://www.biggerpockets.com/
Be a guest on the BiggerPockets Real Estate Rookie Podcast https://airtable.com/appnZ2AGUknfciOzu/pagvbFaEPNprDBVKi/form
Listen to the BiggerPockets Real Estate Rookie Podcast here https://www.biggerpockets.com/podcasts/real-estate-rookie
Follow Ashley on Instagram @wealthfromrentals
Visit https://www.ashleykehr.com/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You’re out in the real world, trying to “figure it out,” but instead, you feel lost, stuck. Everyone told you that once you got the degree, the path would appear. But here you are, overwhelmed, second-guessing, and unsure where to even begin.
It’s exhausting. You’re watching others seemingly take off while you're still parked at the starting line. The pressure builds. Mentally, you're battling doubt. Financially, you feel the weight of responsibility. And the worst part? You want to start, but you just don’t know how.
That’s where Taylor Clark was. Done with school. Spinning in circles. So she tried everything. Said yes to new experiences. Flirted with a bunch of paths. And then one call with Gary Vee changed her life. Not because he handed her a golden ticket, but because she finally picked her thing… and went all in.
What if that one call, that one moment of clarity, could change your entire direction? Are you ready to stop floundering and start moving with purpose? What sacrifices are you willing to make to break through your barriers?
In this episode, Taylor Clark joins me to discuss her journey, how her conversation with Gary Vee completely changed her world, and helped her find her path.
Things You’ll Learn In This Episode
-Comparison is the thief of joy
Your journey is unique, and comparison only distracts you from your own progress. What could you achieve if you focused entirely on your path instead of someone else's?
-Genuine influence or vanity metrics
A strong social media presence can give you a competitive edge, but vanity metrics like bought followers can distort true influence. How do we build genuine influence online instead of just chasing vanity metrics?
-Three feet from gold
Success is often just beyond the point where most people give up. What if the breakthrough you’ve been chasing is just one more step away?
Guest Bio
Taylor Clark is the founder and creator behind The Fabulous Journey, a lifestyle blog and YouTube channel that chronicles her adventures in fashion, travel, and personal growth. With a background in fashion design and retail business, she has worked with renowned brands such as Vera Wang Bridal and Rachel Zoe Styling. Her platform offers readers and viewers insights into living life to the fullest while embracing style and authenticity.
In 2017, Taylor gained significant attention when she appeared on Gary Vaynerchuk's Ask Gary Vee show. During the episode, she discussed her entrepreneurial aspirations and sought advice on navigating the challenges of building a personal brand. Her candid conversation with Gary Vee resonated with many, leading to widespread recognition and inspiring others to pursue their passions with determination.
Through The Fabulous Journey, Taylor continues to inspire her audience by sharing her experiences and encouraging others to embrace their unique paths in life.
Follow Taylor on Instagram @thefabulousjourney
Subscribe to The Fabulous Journey on YouTube @TheFabulousJourney
Find Taylor on LinkedIn @Taylor Clark
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Families are house-rich but cash-poor. Sound familiar?
Your home’s value has skyrocketed, but so have interest rates, and now you're stuck. Stuck with rising expenses. Stuck with high-interest debt. Stuck with equity… trapped in the walls of your own house.
It’s like having a vault of money you can’t touch, while inflation and debt slowly suffocate your financial freedom.
What if your house could pay off your debt? What if you could control your money instead of the bank controlling it? How much faster could you reach financial freedom if your home worked for you?
There’s a smarter way to tap into that hidden wealth, and it’s called a First Lien HELOC.
This isn’t your typical home equity line. It’s a powerful financial tool that lets you access your equity, pay down debt faster, and use your home to build real wealth, not just sit on paper gains.
In this episode, I’m joined by Harrison George, Mortgage Loan Officer at CMG Financial, to discuss how you can use your home’s equity to pay off debt.
We break down how it works, the potential benefits, and why it might be a smart financial move to consider.
Things You’ll Learn In This Episode
-Creating wealth from existing debt
Strategically refinancing existing debt can turn what’s traditionally a liability into a source of capital for wealth-building. How could you restructure your current debts to start funding income-producing assets?
-A self-completing financial cycle
A First Lien HELOC can streamline and optimize your entire financial system by combining debt repayment and cash flow management. What else can it do for us?
-Is more better
More policies don’t always mean better results in a private banking system. How do you know when adding another policy is helping or just complicating your system?
Guest Bio
Harrison George is a highly accomplished Mortgage Loan Officer at CMG Financial in Meridian, Idaho, specializing in both purchase and refinance solutions. With a degree from Colorado Mesa University, he has earned recognition as a Top Producer by Scotsman Guide for his exceptional loan performance. Harrison is a thought leader in mortgage innovations, particularly the "All‑in‑One Loan" concept using LinkedIn and YouTube to educate homeowners, investors, and realtors on how to build equity faster and achieve greater financial flexibility. Dedicated to client success, Harrison emphasizes transparent communication and customized strategies, earning consistently positive feedback from satisfied borrowers.
Subscribe to The Harrison George Team on YouTube
Find Harrison on LinkedIn @Harrison George
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Why do so many investors keep losing money despite all the opportunities around them? It’s a painful cycle, jumping from one shiny new trend to the next, blinded by hype, only to watch their hard-earned cash slip away. Sound familiar?
The truth is, chasing every new “hot” opportunity is a fast track to bad decisions and big losses. Investors are paralyzed by FOMO, and they throw caution to the wind, forgetting the basics that build real, lasting wealth.
What if your biggest investment mistake is chasing the wrong opportunities? How much money have you lost by ignoring the fundamentals?
It’s time to stop the cycle. The solution? Go back to fundamentals. Focus on solid principles, disciplined strategies, and patience, not the latest shiny object or hype-driven fad. When you master the basics, you stop losing and start winning.
Troy Eckard, founder and chairman of Eckard Enterprises, joins me to talk about the mistakes investors are making today, why it's so crucial to never forget the fundamentals, as well as the oil and gas industry and the current buzz around it.
Things You’ll Learn In This Episode
Slow and steady wins the investment race
Slow and simple investing builds steady, long-term wealth without unnecessary risk. What if the secret to financial success isn’t speed, but patience and consistency?
Learn from the losses
Mistakes are inevitable in investing, but each loss is a chance to learn and improve your strategy. Are you using your investment losses as lessons or just setbacks?
Tech transformation in the oil and gas industry.
Oil and gas decisions have shifted from broad guesswork in the past to data-driven precision today. How has advanced technology transformed the way we explore and extract oil and gas?
Guest Bio
Troy W. Eckard is the Founder, Chairman, and CEO of Eckard Enterprises, LLC (and its affiliate, Eckard Land & Acquisition), a Texas-based asset management firm specializing in alternative investments within the energy sector
Since entering the oil and gas industry in 1985, Troy has raised hundreds of millions from high-net-worth individuals, overseen exploration projects, mineral rights acquisition across thousands of square miles, and co-founded Kinetica Partners, which manages over 1,800 miles of Gulf of Mexico pipelines
Known for his transparent, investor-first approach, he fosters strong partner relationships and hosts annual conferences to maintain open dialogue and trust
linkedin.com
With a focus on tangible, cash-flowing assets like minerals, water rights, and real estate, Troy has guided his firm toward sustainable, generation-spanning wealth
Visit https://eckardenterprises.com/
Find Troy on LinkedIn @Troy W Eckard
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Why hasn’t the stock market crashed yet? You’re watching the headlines, feeling the tension, wondering if the bubble’s about to burst and how you’ll protect everything you’ve worked for.
The truth? The market hasn’t crashed because there’s still one critical thing pumping it up.
Money supply.
As long as cash keeps flowing through the economy, the market stays propped up. But what happens when that stops? When the money flow slows or dries up, the whole house of cards can come tumbling down, and your investments with it.
So, how do you safeguard yourself in this uncertain environment?
That’s where the Infinite Banking Concept (IBC) comes in. It’s a way to take control of your own financial system, protect your wealth from market shocks, and keep your money growing no matter what the market does.
Chris Miles, founder of Money Ripples and fellow podcast host, joins me in this episode to break down what’s really happening with the stock market, why it hasn’t crashed, why it’s holding steady, and what that means for investors.
Things You’ll Learn In This Episode
-The Roaring '20s vs today
Both the Roaring '20s and today reflect a period of cultural shift, innovation, and post-crisis optimism. What drives society to repeat similar patterns of bold expression and rapid change after major upheaval?
-Buy low, sell high
The basic principle of investing is to buy at a low price and sell at a high price to lock in profits. If the goal is to maximize gains, why do so many people hesitate to sell when they're actually ahead?
-Liberation with the Infinite Banking Concept
The Infinite Banking Concept puts you in control of your finances by allowing you to become your own source of funding. What could your life look like if you no longer relied on banks or lenders to finance your goals?
Guest Bio
Chris Miles is a cash flow expert and the founder of Money Ripples, a financial education company dedicated to helping entrepreneurs and professionals achieve financial freedom. Known as the “Anti-Financial Advisor,” Chris advocates for alternative strategies to traditional financial planning, emphasizing the importance of creating passive income streams and maximizing cash flow.
After starting his career as a financial advisor, Chris recognized the limitations of conventional investment approaches and transitioned to real estate investing. This shift enabled him to retire at the age of 28. Since then, he has dedicated his efforts to teaching others how to achieve a “work-optional” lifestyle through strategic financial planning and investment.
Through Money Ripples, Chris has assisted clients in increasing their cash flow by over $300 million in the past 13 years. He hosts the Money Ripples Podcast, where he shares insights on creating passive income, the Infinite Banking Concept, and strategies for achieving financial independence.
Visit https://moneyripples.com/
Subscribe to the Money Ripples with Chris Miles YouTube channel https://www.youtube.com/@moneyrippleswithchrismiles
Listen to the Money Ripples Podcast on Apple here
Listen to the Money Ripples Podcast on Spotify here
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Here's the truth nobody talks about: investing isn’t about saying “yes” to every shiny opportunity that comes your way. It’s about discipline. It’s about mastering the art of saying “no.” It’s about boring consistency, and yes, sometimes it feels plain, but that’s where real wealth is quietly built.
Paul Moore’s journey from rags to riches didn’t just end with his financial exit. He wiped out his debt and embraced the mindset that no matter what, you never stop giving. Because giving fuels growth, relationships, and opportunity in ways money alone never can.
What if saying “no” more often is actually the key to unlocking your financial freedom? Are you prepared to keep giving, even when it feels like you’ve given enough and things get tough?
In this episode, founder of Wellings Capital Paul Moore, joins me to talk about real estate investing, how he went from rags to riches, and why the way out is to always give.
Things You’ll Learn In This Episode
-Learning to say NO
The most successful investors achieve their results by saying no to nearly every opportunity. How can learning to say no improve decision-making and long-term success?
-The real housing crisis
Many real estate developers prioritize luxury apartments, overlooking the growing demand for affordable housing. What is the impact of this unbalanced supply and demand?
-Warren Buffett: rules for real estate
Warren Buffett emphasizes investing in real estate with a long-term mindset, focusing on value, not hype. How can adopting a long-term, value-focused approach improve real estate investment strategy?
Guest Bio
Paul Moore is the Founder of Wellings Capital. After graduating with an engineering degree and then an MBA from Ohio State, Paul entered the management development track at Ford Motor Company in Detroit. After five years, he departed to start a staffing company with a partner. They scaled and sold the company to a publicly traded firm five years later. After a brief “retirement” in his early 30s, Paul began investing in real estate in 1999 to protect and grow his own wealth.
He completed over 85 real estate investments and exits, appeared on HGTV’s House Hunters, rehabbed and managed dozens of rental properties, and developed a subdivision. After completing three successful real estate developments, including assisting with the development of a Hyatt hotel and a very successful multifamily project, Paul narrowed his focus to commercial real estate in 2011. Paul is married with four children and lives in Central Virginia.
Visit https://www.wellingscapital.com/resources for more information.
Find Paul’s books on Amazon here
To give to help save children from human trafficking go to https://aimfree.org/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Real estate investing is supposed to build your wealth. So why does it feel like you're building the IRS’s bank account instead?
You're hustling, buying properties, managing tenants, and navigating deals. Then tax season hits, and you’re writing big checks to the government. What if you had a legal way to keep more of your money?
Well, there is, and it isn’t new; it’s been around for decades. CPAs know it and the wealthy definitely use it.
It’s called cost segregation.
Cost segregation is a tax strategy that breaks down your property into components and depreciates them faster. That means more write-offs, bigger deductions, and less money to the IRS.
All 100% legal, all by the book.
But how exactly does it work? What’s the process behind it? Is it only for big, commercial buildings?
In this episode, I’m joined by Jeff Hiatt, Director of New Business Development at MSC Consultants and a cost segregation expert. He breaks down what cost segregation is, how it can unlock significant tax savings, and why this powerful strategy remains surprisingly underutilized.
Things You’ll Learn In This Episode
-Why people don’t know about cost segregation
What misconceptions might be preventing more investors from taking advantage of cost segregation?
-The best way to use cost segregation
Cost segregation is most beneficial for property owners looking to accelerate depreciation on assets. When might cost segregation provide little to no advantage for a property owner?
-Wipe out income tax liability
Cost segregation allows real estate investors to significantly reduce or eliminate their income tax liability. How can this lead to major tax savings and more wealth?
Guest Bio
Jeff Hiatt is the Director of New Business Development at MS Consultants (MSC), a leading provider of cost segregation studies. Since joining MSC in 1999, Jeff has been instrumental in expanding the firm's presence in the New England area, establishing strong relationships with CPA firms, real estate professionals, and accounting societies. His efforts have contributed to MSC becoming a prominent name in the field of cost segregation.
A graduate of Indiana University, Jeff is a recognized expert in cost segregation and energy efficiency tax strategies. He has lectured extensively, providing Continuing Professional Education (CPE) training to accounting firms and tax institutes. His speaking engagements include notable organizations such as the Boston Tax Institute, Massachusetts Society of CPAs, and Maine Real Estate Developers Association.
Beyond his professional endeavors, Jeff is actively involved in his community. He is a member of the Rotary Club of Portsmouth, New Hampshire, and serves on the Board of Swim With A Mission, an organization dedicated to supporting veterans and their families.
Find Jeff on LinkedIn here @Jeff Hiatt
Visit https://www.costsegs.com/ and mention Chris Naugle/BYOB for a $100 fee discount
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You've probably heard it: "housing shortage this, housing shortage that." But here’s the truth no one’s telling you: we’re not facing a housing shortage.
We’re facing an affordable housing shortage.
Yet, all around us, we see more luxury apartments and high-end developments sprouting like weeds.
If the real demand is for affordable housing, why are developers relentlessly churning out luxury units that most people can’t afford?
Prices keep soaring, wages aren't keeping up, and the average family can’t find a place to live. The middle class is being squeezed out, and younger generations are locked out of homeownership entirely.
So, why do developers keep building luxury instead of affordable? Is it because luxury units bring higher returns, even if they sit empty?
In this episode, I dive into the reality of the housing crisis, what it means, and what fuelled it all.
Things You’ll Learn In This Episode
-3% differential
A 3% gap exists between the national vacancy rate and that of luxury properties. What factors contribute to the higher vacancy rate in luxury real estate?
-The revenge summer
After the pandemic, many people increased their savings and reduced their debt. How did the rise in savings and drop in debt influence consumer behavior after the pandemic?
-The rise of institutional landlords
How will the rise of institutional landlords impact renters and housing affordability?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You’ve worked your whole life to build something that lasts. But what happens after you’re gone? Too many people avoid that question until it’s too late.
Because here’s the thing: your legacy is too important to put off till later. If you’re not intentional, you’ll leave your family with chaos and confusion.
Legacy doesn’t happen by accident. Trust structures are not magic documents. They’re only as good as the strategy behind them.
In today’s episode, we’re diving deep into how to build a legacy that doesn’t just pass on wealth, it passes on wisdom, protection, and purpose. And no one knows that better than Loral Langmeier.
She’s not just a six-time New York Times bestselling author or the CEO of Integrated Wealth Systems. She’s “The Millionaire Maker”, and she’s helped over 10,000 people build generational wealth through real estate, business, and smart financial systems.
Now, Loral is opening up her playbook on trusts, legacy planning, and how to protect your hard-earned assets from taxes, probate, and family drama. How do you make sure your heirs won’t inherit a mess? How do you leave them with an organized system of planning and wealth?
We break down the biggest myths around estate planning, why most trusts fail, and how to create one that lives on for generations.
Things You’ll Learn In This Episode
-The “legacy planning lie” most families fall for A trust isn't a magic wand. What do you really need to include to protect your heirs from chaos, taxes, and lawsuits?
-How to make your kids millionaires—without spoiling them Many kids mismanage their inheritance because they don’t have the skills to maintain it. How do we start teaching kids about business, responsibility, and wealth from the time they’re toddlers?
-What’s coming in the economy (and how to prepare) Why record-high debt and rising delinquencies are just the beginning, and how to position yourself to profit from the downturn.
-The five experts every wealthy family needs A will isn’t enough. Laurel reveals the power team behind every airtight estate plan, and the #1 mistake most people make when hiring them.
Guest Bio
Loral Langemeier is a money expert, international speaker, entrepreneurial thought leader, and best-selling author of five books who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires. To learn more, follow @askloral on Instagram and visit https://askloral.com/podcast to get Loral’s free gifts.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You found the deal. You found the lender. You even closed with hard money. Now what?
That’s the question too many investors forget to ask—until it’s too late.
In today’s market, with traditional financing tightening up and banks saying “no” more often, smart investors know that real money is made after the flip. When you’ve got a reliable exit strategy.
But here's the problem: too many investors get stuck in the deal because they never thought through how they were going to get out.
They scramble for financing after the fact, only to find the terms are terrible, if they can get approved at all.
That’s when the clock starts ticking, interest racks up, and the whole investment starts bleeding cash.
So what’s the play when the banks won’t play ball?
Enter Aaron Chapman, a seasoned lender who’s made it his mission to get the unbankable deals bankable.
For over 20 years, Aaron has helped investors navigate the toughest markets. Now, he's teamed up with Private Money Club to help investors set themselves up for long-term wealth, not just short-term flips.
In this episode, Aaron shares exactly what you need to do to make your investment deals irresistible, not just to private lenders, but to banks, too.
Things You’ll Learn In This Episode
-The “Exit Strategy Mistake” That’s Killing Deals Most investors think about finding the right property, not the right financing. What should really come first?
-What Banks Aren’t Telling You (But Aaron Will) Think the DSCR loan is your answer? It might be, but not the way most lenders do it. What do smart investors look for in today's lending climate?
-Why You Shouldn’t Pay Off That 30-Year Mortgage Early Could stretching out your mortgage be the best move you can make?
Guest Bio
Aaron is the pre-eminent financing guy for property investors. He's a well-known educator in the industry, and has lots of tools in his financing toolbag. A veteran of the finance industry since 1997, Aaron is a battle-worn partner every real estate entrepreneur needs to walk through the tough parts of building a business. As America’s #1 Retail Mortgage Lender, his clients include people purchasing their first home, building their dream home, or investing in multiple properties for long-term cash flow. He is an expert in the complicated, leading to recognition by Scotsman Guide as one of the nation’s Top Originators. In addition to his mortgage career, Aaron is a published author with books and dozens of magazine articles. Visit https://aaronchapman.com/ to learn more and work with Aaron.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
We’ve all been told the same lie: work hard at a corporate job, and eventually, it’ll pay off.
But here’s the truth—you can do everything right and still end up with nothing.
Why? Because the financial system was never built to make you wealthy. It was built to keep you stuck.
The banks, the government, and Wall Street have systematically wiped out the middle class—and most people don’t even realize how deep the trap goes.
Until you learn how the game really works, financial freedom will always be out of reach.
Most people cling to the comfort the system offers without seeing how it quietly robs them of their time, money, and freedom.
Real wealth starts when you break free from the system and start thinking for yourself.
Otherwise, you’ll spend your life making other people rich while you continue to struggle.
That was Jason Sipple’s story. He spent years building million-dollar businesses for other people, until he woke up, broke the cycle, and took control.
Today, Jason helps others do the same by teaching how money really works.
So why aren’t more people using Infinite Banking? And how can you take back control of your financial future?
In this episode, guest host Stephen Nagy is joined by Money Mentor and entrepreneur Jason Sipple, who shares his journey to financial freedom—and how you can change yours.
Things You’ll Learn In This Episode
-Break free from the big lie
If you think hard work will eventually pay off, you might be in for a rude awakening. How do you learn to work smarter?
-Create your money philosophy
Most of what we believe about money comes from other people (and it’s often not good). How do we create better beliefs for ourselves?
-Income with no equity
Like many people, Jason was once trapped in the financial system, working hard to make others wealthy. What moment helped him finally break free?
Guest Bio
Stephen Nagy is a real estate and financial professional, business and investing consultant, speaker and trainer, and partner at The Money School. Stephen Nagy left his career as a Personal Financial Advisor in 2007 to pursue his dream of being an entrepreneur and Real Estate Investor. Many years later, he has never looked back, becoming a lifelong student of business and investing, implementing strategies learned, gaining valuable personal experience, and following his passion of working with and sharing with others. Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”. Stephen is dedicated to helping his students & clients learn financial education, how to regain control of their money, and how to achieve their dreams by solving their money problems. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one-on-one. Find Stephen on Facebook.
Jason Sipple is a Money Mentor, a passionate advocate for financial empowerment, and a dedicated mentor for individuals and families seeking to achieve lasting financial freedom. With a deep commitment to simplifying complex financial concepts and a mission to help you build a brighter future, Jason is here to guide you on your financial journey. Jason’s journey into the world of financial empowerment began with his own experiences and challenges. A few years ago, he was a high achiever, leading a $25 million recruitment division and earning a substantial income. However, despite his professional success, he felt the weight of financial uncertainty and the struggle to provide more time and resources for his family. It was a turning point, fueled by personal growth and a commitment to mastering financial principles, that led Jason to embark on a mission to empower others. He recognized the need for a better way to secure his family’s future and set out to learn, simplify, and teach the financial philosophies that would become the cornerstone of his mission. To work with Jason, go to https://jasonsipple.com/ and watch the free webinar here.
About Your Host
From pro snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most people do what they’re told when it comes to money—get a job, stash cash in a 401(k), and hope there’s enough to retire someday. But what do they get? Debt. Stress. Zero control over their time and money.
Meanwhile, banks are making a fortune off their hard work. Savings get eaten up by taxes, inflation, and market crashes. Retirement accounts come with rules, restrictions, and penalties. And after years of grinding, most people still feel stuck, just trying to stay afloat.
What if there was a way out?
The Infinite Banking Concept flips the script. It’s not just about making money—it’s about keeping control. It’s a system that lets you take charge of your cash, grow wealth on your terms, and stop relying on banks that profit off you. With Infinite Banking, you decide how and when to use your money, without waiting until retirement or jumping through hoops.
How will Infinite Banking transform your life? In this episode, special guest host and Money School partner Stephen Nagy talks to trainer and entrepreneur Brian Fouts. Brian talks about his journey, how he found Infinite Banking, and how it changed the trajectory of his life.
Guest Bio
Stephen Nagy is a real estate and financial professional, business and investing consultant, speaker and trainer, and partner at The Money School. Stephen Nagy left his career as a Personal Financial Advisor in 2007 to pursue his dream of being an entrepreneur and Real Estate Investor. Many years later, he has never looked back, becoming a lifelong student of business and investing, implementing strategies learned, gaining valuable personal experience, and following his passion of working with and sharing with others. Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”. Stephen is dedicated to helping his students & clients learn financial education, how to regain control of their money, and how to achieve their dreams by solving their money problems. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one-on-one. Find Stephen on Facebook.
Brian Fouts got his start in life following the traditional path… went to school, got a corporate job, saved money into a 401k, and got into debt because that's what everyone else around him was doing. Yet after almost 15 years in the rat race, he lost more than $500,000 to corrupt financial planners and institutions. He was fed up with the rat race and the broken traditional path that did not provide financial security for his family. After leaving his corporate job and successfully investing in numerous assets including real estate, private lending, and online businesses, as well as growing a financial education business to the Inc.5000 list, Brian discovered the Infinite Banking Concept almost 10 years ago. After using this strategy in his own life, Brian made it his mission to help others gain back control of their money and financial life with this strategy. After impacting over 60,000 clients and individuals through his various companies and ventures, Brian continues to help others discover how real wealth and freedom can be attained through the Infinite Banking Concept. Visit https://brian.beyourownbanker.com/ to book an appointment with Brian.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
The stock market’s ups and downs, the uncertainty of the economy, and inflation have many investors on edge, searching for something stable. But for those who know how to play it right, real estate has always stood out as a reliable option.
So, what’s the trick to making it work, especially when times are tough?
Here’s the thing: there’s never really a bad time to invest in real estate—just bad strategies. A good deal is always a good deal, no matter what’s happening around you. Take Joel Miller, for example. He started investing in 1978, a time when double-digit mortgage rates and sky-high inflation were enough to make most people think twice. But Joel’s experience proves that real estate can thrive in any market, as long as you know what you're doing.
Real estate is the most forgiving investment vehicle there is. Unlike stocks or indexes, it puts more control in your hands, and there’s always a way to make your money back (if you picked a good deal).
And that’s huge when you’re trying to navigate uncertain times.
So, is now the right time to invest? According to Joel, it’s always the right time if you find the right deal. The market may shift, but if you hold onto a property long enough, there’s usually a way to make it work.
In this episode, I sit down with Joel Miller, a real estate veteran with over four decades of experience. Joel talks about his new book, Build Wealth In Real Estate And Enjoy The Journey, the wisdom he’s gained in his investing career and how you can spot good opportunities, no matter the market conditions.
Things You’ll Learn In This Episode
-Knowledge vs. wisdom
If you want to have a long investing career, knowing all the best strategies isn’t enough. What are some of the basic accounting mistakes investors make that tank their businesses?
-Don’t wish for better rates, wish for better deals
Even in the worst markets, there’s never a bad time to invest in real estate, but there are bad strategies. What rule should govern whether or not we do a deal?
-The problem with low interest rates
Many people wish for the super low interest rates we had a few years ago, but here’s the thing: they weren’t normal or good for the economy. Why are today’s interest rates better?
-Real estate: the most forgiving investing vehicle
In real estate investing, you can make a mistake and still find a way to make your money back. How does that differ from other investments?
Guest Bio
Joel Miller is a real estate investor, entrepreneur, mentor and author of Build Wealth In Real Estate And Enjoy The Journey. After obtaining a BA in accounting, Joel has been investing in rental properties since 1978 and flipping houses since 1991. He has served in numerous leadership roles in his professional and personal circles, and he teaches real estate investing at both the beginner and advanced levels. He is also a hard money lender to other investors as well as a trusted mentor, author, podcast guest, and benefactor to his community. To get a copy of the book, visit https://www.joelmillerbooks.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Every entrepreneur, high-powered professional, and goal-driven person has hit a wall they just can’t seem to break through. Whether it's stuck revenue, burnout, imposter syndrome, or self-sabotage, it feels like the problem is external.
But here’s the truth: most of those barriers are internal. And the person holding you back? That could be the 7-year-old version of you.
Entrepreneurs especially carry programming that dictates every choice we make, rooted in childhood moments when we told ourselves stories to survive. Now, when we hit a ceiling in business, it’s usually because that old programming no longer works. The fix? Go back to that 7-year-old you, rewire those patterns, and unlock new levels of success.
So why do so many entrepreneurs end up stressed, burned out, and stuck? How does it impact our health, our families, and our growth?
In this episode, I’m joined by Annie Yatch, coach and CEO of NorthStar Leadership. She’ll break down how to shatter your business barriers by rewiring those old childhood patterns, and how brain technology can help you become Limitless.
Things You’ll Learn In This Episode
-How to calm a stress-hijacked nervous system
Entrepreneurs are highly competitive people who are constantly striving to achieve (often to our detriment). How do we rewire our brains so that this instinct doesn’t do more harm than good?
-How to become Limitless
The movie Limitless might seem like pure fiction, but it’s actually based in reality. What brain tech helps entrepreneurs get to their next level of achievement in a healthier way?
-Calm is the key to business growth
As entrepreneurs, we’re always frantically seeking solutions to problems in our businesses. Could calming down actually be the key to finding those solutions?
Guest Bio
Annie Yatch is a coach and the CEO of NorthStar Leadership. She specializes in helping entrepreneurs break through trauma-driven behavioral patterns. She has built three 7-figure businesses and has consulted with numerous CEOs. Annie’s approach focuses on recognizing and resolving trauma to unlock higher levels of freedom, revenue, and success for individuals and teams. Her work emphasizes personal empowerment, improved decision-making, and leadership growth, leading to sustainable business and personal transformation. To find out how you can work with Annie or to learn more about BiomeTech, DM her on Instagram @northstarleadership.annie.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
How many mistakes did you have to make before you found success? How much time, money, and energy did trial and error cost you? Now, imagine watching someone else go down the same painful road—knowing you have the wisdom to help them avoid those missteps.
Yet, too often, people keep their hard-earned wisdom to themselves. Maybe you think others need to learn the "hard way," just like you did.
But does struggle for struggle’s sake really make sense? What if you could give them the wisdom shortcut—the insight, experience, and lessons that could save them years of frustration?
By sharing your wisdom, you’re not just giving advice—you’re redefining what’s possible for others. You’re showing them a path they didn’t even know existed. You’re turning obstacles into stepping stones, helping them reach their goals faster, smarter, and with fewer setbacks.
In this special 300th episode, I share the wisdom shortcut—lessons learned from my failures and mistakes, both in business and as a pro snowboarder. I reflect on my journey and how I’ve helped others avoid the same pitfalls by passing on the knowledge I’ve gained along the way.
Things You’ll Learn In This Episode
-Failure can fortify
Failure is a natural part of growth, strengthening wisdom and resilience. How can past failures shape better decisions in the future?
-Resourcefulness over resources
Success depends more on resourcefulness than available resources. How can thinking creatively help overcome financial limitations?
-Ego and emotions in business
Stay objective in business—avoid assumptions, emotions, and ego-driven decisions. How can you ensure logic guides your decisions rather than emotions?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Attorneys face a unique set of challenges that go beyond courtroom battles and client meetings. From managing unpredictable income and student debt to tracking the financial health of their practice, the journey is often more financially demanding than most realize.
Many attorneys find themselves unprepared for the financial complexities of running a firm or navigating their career path, making it essential to have the right strategies in place early on.
That’s where Jess Bailey’s journey comes in. Jess, a lawyer who’s battled through the financial ups and downs of the legal world, knows exactly what it takes to safeguard yourself—both legally and financially. Through her experiences, she’s learned that the best way to stay ahead is to "lawyer yourself up" before trouble arises.
How would you navigate the financial complexities of your own legal journey? Have you ever felt unprepared when facing legal matters? What’s your next move to ensure you’re protected legally?
In this episode, Managing Attorney of the Bailey Law Firm Jess Bailey joins me to talk about the crazy journey attorneys go through, why it's so important to “lawyer up” as well as the financial aspect of law.
Things You’ll Learn In This Episode
-Raising money privately
Privately raising money requires building trust, networking with investors, and presenting a compelling opportunity. What strategies can you use to establish trust with potential investors when raising money privately?
-The importance of KPIs
Tracking your business’s KPIs helps measure success and identify areas for improvement. How can tracking the right KPIs reveal hidden strengths or weaknesses in your business?
-The true financials
Having resources on hand doesn't guarantee financial stability. How can we ensure that available resources are backed by actual financial strength in our business?
Guest Bio
Jess is the Managing Attorney of the Bailey Law Firm. Jess focuses her practice on business and real estate transactional law, as well as finance-specific compliance and transactional deals. Her representation has covered transactions in a variety of projects, from straightforward mergers and acquisitions to complicated deals riddled with compliance and regulatory matters. Having previously worked in real estate, mortgage and property management, banking, finance, and environmental consulting, Jess developed extensive experience with a diversity of contracts and negotiations, most of which businesses encounter daily. This experience also provided her with greater insight into the many operational issues that companies face every day. Jess has built a reputation for being an informative, knowledgeable, charismatic, and passionate counsel. She understands the real-world challenges and pragmatic decisions facing numerous industries. Irrespective of the project Jess works on, she considers all positive and negative factors that may affect the deal and the client’s business.
Visit https://baileylawfirm.com/
Find Jess on LinkedIn @Jess Bailey
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
The volatility of stocks, the unpredictability of real estate, and the rising cost of living are leaving many investors searching for something stable. Gold, historically a safe haven, has hit new all-time highs—but what’s driving this surge, and what challenges lie ahead for those looking to get involved?
The truth is, the future of investing can feel like walking a tightrope. While everything around us fluctuates, gold stands as a rare asset with the potential to offer liquidity and value when other investments falter.
But here's the kicker: the gold market isn’t foolproof. It comes with its own set of hurdles—price volatility, geopolitical risks, and accessibility issues—that could trip up even the most seasoned investor.
So, how do we navigate these challenges while still capitalizing on the rise of gold? What can we do today to prepare our investments for a future where gold becomes the ultimate safe haven? What are the key factors driving gold's latest surge in value?
Seasoned advisor at McAlvany Precious Metals, Michael Arries, joins me for this episode to talk about the drivers behind gold’s rise and how to mitigate investment risks when it comes to precious metals. We also discuss how to take advantage of gold’s reliability.
Things You’ll Learn In This Episode
-Portfolios and precious metals
Diversifying a portfolio with precious metals can provide stability and hedge against inflation. What percentage of a portfolio should be allocated to precious metals for optimal balance?
-Using a self-directed IRA to purchase gold
A self-directed IRA allows investors to purchase gold, though many are unaware of this option. What steps are involved in using a self-directed IRA to invest in gold?
-Silver vs. gold
Silver is more volatile than gold and has the potential to outperform it in percentage gains, but gold is generally more stable and a preferred long-term hedge. Given silver's higher volatility, is it a better investment than gold?
Guest Bio
Michael Arries is an experienced advisor in the field of precious metals, having traded gold and silver for almost 25 years. A native of Colorado, Michael Arries graduated Magna Cum Laude from Fort Lewis College with a bachelor's degree in Accounting and Computer Science. He has studied economics and politics as a hobby for two decades, which is how he found his way into the precious metals space. In 2010, he embarked on his professional career with McAlvany Precious Metals, a family-owned business with a 50-year legacy in the industry, where he currently manages 1,500 clients. Renowned for their unwavering integrity, time-tested strategy, and personalized service, McAlvany represents the pinnacle of excellence among precious metals firms.
Michael has been featured on Kerry Lutz's Financial Survival Network_, Alternative Investor Mastermind, The Agent of Wealth, _Money Focused Podcast, Conversations From The Capitol radio show, broadcasted by America Matters Media and Fixing the Money Thing TV show with Gary Keesee.
Visit https://mcalvany.com/michael/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Too often, giving is tied to personal gain—whether it’s a tax deduction, public praise, or a sense of obligation. But real generosity isn’t about what you get in return. It’s about giving with pure intentions, fueled by love and passion, not by what you stand to benefit.
Imagine what would happen if every act of kindness came from a place of true selflessness. How much more impact would your giving have? How much more fulfillment would you feel?
The ultimate purpose in life is to give—not for accolades, not for financial incentives, but because it’s the right thing to do. When you give with the right heart, the rewards come naturally: deeper connections, a stronger community, and a life filled with purpose.
In this episode urologist and pilot Dr. Brian Rambarran joins me to talk about the act of giving, its importance and the great impact it can have. We also talk about his rescue foundation and the difference he’s making.
Things You’ll Learn In This Episode
-Impact of actions
Actions can inspire others and create a ripple effect, especially with the reach of social media. How can a single positive action influence a larger audience in today’s digital world?
-More than meets the eye
Success in a profession doesn’t always mean financial stability—many doctors and other professionals struggle with savings and retirement. Why do some high-earning professionals still face financial difficulties despite their income?
-Establishing a perfect balance
Setting boundaries between work and personal life is essential, as work can be never-ending. Why do so many people struggle with balance?
Guest Bio
Dr. Brian Rambarran is a Buffalo-based urologist and licensed pilot renowned for his dedication to rescuing animals from high-euthanasia shelters. Over the past 12 years, he has utilized his Cirrus SR22 aircraft to airlift over 500 dogs from shelters in New York and North Carolina to foster and adoption homes, often partnering with organizations like Noah’s Advocates for Animals and Nickel City Canine Rescue.
Beyond his medical and rescue work, Dr. Rambarran founded Rambarran Rescues, Inc., a nonprofit organization dedicated to saving shelter dogs through air transport. The organization collaborates with rescue groups to provide vulnerable animals with a second chance at life.
Dr. Rambarran's life-saving efforts have garnered national attention, including features on ABC News and Good Morning America. He plans to continue flying to save animals and bring joy to families welcoming new pets.
Visit https://rambarranrescues.org/ to make a donation
Follow Dr Brian on Instagram @brambarran
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Losing a job or facing an unexpected life shift can feel like the biggest curse—no income, no direction, and no clear path forward. But what if this so-called curse was actually the best thing that ever happened to you?
Have you ever considered that hitting rock bottom might be the push you need to rise higher than ever before?
The truth is, when everything you thought was certain is taken away, you’re forced to look beyond your comfort zone. You start seeing opportunities where before, you only saw routine.
The question is—will you embrace the change or stay stuck in fear? What if the loss of something familiar could lead you to something even greater?
In this episode, StoreIt founder Wayde Elliott joins me to share his journey from smooth sailing to sudden hardships—and how he turned it all around by striking gold in real estate self-storage. We also talk about the importance of being a life-long learner, being your own bank and why it's so important to grow and give intentionally.
Things You’ll Learn In This Episode
-Navigating the learning curve
Transitioning careers comes with a learning curve, and mistakes are essential for growth. How do we ensure that these mistakes propel us forward and not hold us back?
-Lean on those with experience
Learning from experienced people accelerates growth and decision-making. How can mentorship help you avoid common pitfalls and reach your goals faster?
-The 5 Finger Gratitude technique
The 5 Finger Gratitude technique uses each finger to remind us of things to be grateful for, fostering a positive mindset. How can taking a moment to reflect on five things you're grateful for impact your mindset?
Guest Bio
Dr. Wayde Elliott founded StorelT, who began working in self-storage development in 2009, after practicing dentistry for over two decades. His first project was in St. Helens, OR, and involved working directly with the highway department, railroad, and Oregon State’s land division. From this project, Elliott learned a great deal about self-storage, including all of the ins and outs of developing and maintaining storage units.
Once he saw the ROI of his initial project, Elliott knew he created something that filled a need, and he wants to help others do the same! With over $68 million worth of self-storage units developed and sold, rest assured that Elliott knows what he is talking about.
Visit https://storeit.com/
Find Wayde on LinkedIn @Wayde Elliott
Find Wayde on FaceBook @Wayde Elliott
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
You have big dreams. You know where you want to be. But somehow, the gap between where you are now and where you want to go feels massive. Progress seems slow—sometimes painfully so.
Life throws obstacles in your way, and before you know it, doubt creeps in. Naysayers whisper that you’ll never make it. Maybe you’ve even thought about quitting.
The truth is, most people give up not because they’re incapable but because they don’t have a clear, strategic approach. They expect a straight path, but success is full of twists, turns, and setbacks. The key? Taking the right first step and staying committed even when things don’t go as planned.
So, how do you cut the difference down? What if you could shorten the time between where you are now and the life you dream of?
In this episode, I talk about the important steps to take when it comes to erasing the distance between where you are and where your goals and dreams are. I also comment on the importance of focus and eliminating distractions.
Things You’ll Learn In This Episode
-The power of a great mentor.
A mentor provides guidance, experience, and support to accelerate growth and success. How can having the right mentor help close the gap between you and your dreams?
-The universal secret
Belief in your dreams is the first step to achieving them. How does belief influence your ability to succeed?
-Why daily visualization is key
Daily visualization reinforces your goals, keeping you focused and motivated. How can making visualization a daily habit improve your progress?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Generational wealth is something many people want. As parents, we fight to build a legacy that future generations can benefit from. We want to take care of our family long after we’re gone.
The problem is, the traditional banking system doesn’t support generational wealth. Banks want to take people’s money and multiply it for themselves, not for their customers.
What if you could create your own family banking system that does all the things banks do but it’s all working in your favor?
Infinite Banking makes this possible.
Instead of having your children borrow money from banks, what if they could borrow money directly from the family business. This doesn’t just provide for their current financial needs, but helps them build wealth in the long run. How do you build a family bank without turning your kids into entitled brats?
How did Hannah Kesler buy a million dollar penthouse using the family bank? In this episode, 2nd generation Infinite Banking coach, speaker and entrepreneur, Hannah Kesler shares how their family leverages the method, and why a family bank beats even the best traditional banks.
Things You’ll Learn In This Episode
-Teaching beats selling
Most financial advisors are always trying to drive people towards the sale. Is it better to take the approach of educating and empowering people?
-What many families get wrong
We’ve all heard stories of kids who deplete the family’s wealth by spending irresponsibly. How do you build a banking system with guardrails against this?
-The power of a family business backed by Infinite Banking
How did Hannah buy a million dollar penthouse using the family banking system?
Guest Bio
Hannah Kesler “The Single Millionaire Chick” is a 2nd generation Infinite Banking Concept expert, speaker and author. Hannah and her father travel all around the country to teach; how to recycle, recapture, and keep total control of your hard-earned dollars. Hannah has been mentored since a young child about how money REALLY works. She has been implementing the Infinite Banking Concept since she was 18 years old and has been involved in real estate since 20 years of age. Her dreams are to build a real estate empire and become a fashion designer to start her own clothing line/boutique. With this wealth management tool, she knows those dreams will become a reality sooner than later.
Website: https://www.hannahkesler.com/
Podcast: https://themoneymultiplier.com/resources/tmm-podcast
Instagram: https://www.instagram.com/hannah_kesler/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
In the world of real estate investing, there are so many entry points, vehicles and paths we can chase down. But trying to chase down too many paths can take you out of business. Is it smarter to focus on one thing instead?
It’s no coincidence that most investors struggle the most when they have their hands in too many pies. We would make a lot more money if we freed up our cash and mental bandwidth and applied it to one proven path.
That’s what speaker, 2x UltraMarathoner, Real Estate Developer and the CEO of Barefoot Land Co, Brady McDonald did. Instead of spreading himself too thin, he concentrated his efforts in the self-storage development space. His secret? Choosing to do hard things on purpose.
As an ultra-endurance runner, he overcame addiction, conquered the pressures of real estate, and scaled businesses across borders.
Brady talks about how real estate challenges mirror ultra-endurance events and how the mindset of overcoming massive obstacles translates into real-life success.
Things You’ll Learn In This Episode
-Do hard things on purpose
Brady McDonald challenges himself to do difficult things, how does this lead to success in his business?
-How to build a valuable business in real estate
Solving a problem very few people want to solve is one of the fastest paths to wealth. How is Brady McDonald doing this in the self-storage space?
-Focus on what you know and understand
Most real estate investors fail to achieve their goals because they can’t focus on one thing. How do we choose what to double down on?
Guest Bio
Brady McDonald is a keynote speaker, 2x 100 Mile UltraMarathoner, Real Estate Developer and the CEO of Barefoot Land Co. At Barefoot Land Co., they understand the complexities of selling undeveloped land. They specialize in acquiring vacant land and collaborating with sellers to ensure a seamless and fair transaction.
Follow Brady: https://www.instagram.com/brady.mcdonald84/?hl=en
Join the Zero to 100 Challenge: https://zeroto100.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Are you tired of handing over control of your hard-earned money to traditional banks? You’ve worked hard, only to find your dollars barely working for you. Every paycheck you deposit, every investment you make—where does that money go? It ends up fueling someone else’s bank.
The banking system is built to make the banks richer by lending out your money at higher interest rates while paying you a fraction in return. But what if you could flip the script and take back control?
That’s where the Infinite Banking Concept (IBC) comes in. This game-changing strategy puts you in the driver’s seat of your financial future. Imagine a world where you become your own bank—able to grow your wealth while leveraging your money to create more opportunities. Today, I’m going to break this concept down in a way anyone can understand and share all the advantages you can gain from it.
Things You’ll Learn In This Episode
-Control your own capital
Most people park their paychecks in banks someone else controls. The bank then leverages that money to make more money. How can you get all the benefits the banks get for yourself?
-The beauty of Infinite Banking
People often have to choose between going after opportunities and saving their money. How does Infinite Banking give you the best of both worlds?
-How to transform your financial life forever
Instead of taking a bank loan when you need to invest in a car, a home, or even the stock market, why is it better to borrow money from your own bank?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
We’ve all heard the buzz about blockchain, but how much do we really understand its potential to transform our everyday lives? Right now, we live in a world dominated by centralized systems—banks control our finances, corporations hold our data, and middlemen dictate transactions.
But what if there were a better way?
Centralized systems have dominated for decades but are riddled with significant flaws, including single points of failure that can lead to catastrophic system-wide failures, a lack of transparency that undermines trust and accountability, and inefficiencies that hinder optimal performance and adaptability.
Blockchain isn't just a buzzword—it’s the key to solving some of the biggest inefficiencies in finance, healthcare, supply chains, and beyond. Blockchain flips the script by introducing a decentralized model. Instead of placing trust in a single entity, it uses a distributed ledger where every transaction is verified and recorded by multiple participants.
In this episode, five-time TEDx speaker, co-founder of SydTek DAO and a professor at Penn State University, Justin Goldston joins me to talk about decentralization and its impact. We also talk about bringing education and finance to people in a new and different way.
Things You’ll Learn In This Episode
-The truth about Universal Basic Income
Universal Basic Income provides a guaranteed minimum income to all individuals, aiming to reduce inequality and poverty. Could UBI become a necessity in a future shaped by automation and economic shifts?
-How to drive success
Gamification motivates engagement and drives success by turning tasks into rewarding experiences. How does gamification enhance motivation and create opportunities for profit?
-What we can learn from kids
Kids often grasp gamification better than adults due to their familiarity with game mechanics and immersive digital experiences. How can adults bridge the gap in understanding gamification to engage more effectively?
Guest Bio
Justin Goldston is the co-founder of SydTek DAO and a Professor at Penn State University. He serves on the Graduate Advisory Boards at Georgetown University and USC and is a recipient of the 2022 Educational Leadership Award from the Education 2.0 Conference in Dubai. A five-time TEDx speaker, Goldston co-authored the first academic case studies on the metaverse and hybrid finance (HyFi).
Find Justin on LinkedIn @Justin Goldston
Follow Justin on Instagram @justingoldston.phd
Watch the TED talk mentioned in this episode here
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Have you ever felt like no matter what you do, you’ll never break free from your current financial situation? Do you catch yourself thinking, “This is just how my life is meant to be”?
If so, you're not alone. Many people are born into circumstances that shape their beliefs about money, success, and their own potential. But what if those beliefs are holding you back?
The truth is, your mindset around money could be the very thing keeping you stuck. Thinking you’re destined to fail because of where you started in life is a broken mindset. And yet, so many people live their entire lives believing they are trapped, unable to break the cycle.
The problem isn’t where you come from—it’s how you think about money. If you don’t understand your views on money or address the deep-rooted psychology behind them, you’ll continue to repeat the same patterns.
What could be accomplished if people broke free from limiting beliefs about money? What’s stopping us from taking the first step toward change?
Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance and he joins me for this episode to share on financial psychology and how to change the money mindset so many people are conditioned to.
Things You’ll Learn In This Episode
How to deal with roadblocks
Overcoming roadblocks is essential to achieving wealth—persistence is key. How can we stay motivated when facing obstacles on our path to financial success?
Rich vs. poor mindset
Surrounding ourselves with those who have a poor mindset can hinder our financial growth and future. How does the mindset of those around us influence our financial success?
If others can achieve it, so can we
Seeing others succeed proves that achieving our goals is possible for us too. What steps can we take today to follow in the footsteps of those who inspire us?
Guest Bio
Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance. He’s an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors.
Dr. Brad is co-author/co-editor of 8 books on the psychology of money: Psychology of Financial Planning (Wiley, 2023), The Practitioner's Toolkit (Wiley, 2023), Money Mammoth (Wiley, 2020) Facilitating Financial Health (NUCO, 2008; 2016), Financial Therapy (Springer, 2015), Mind Over Money (Broadway Business, 2009), Wired for Wealth (HCI, 2008), and The Financial Wisdom of Ebenezer Scrooge (HCI, 2005; 2008).
He is a Fellow of the American Psychological Association, and a Former President of the Hawaii Psychological Association. He was awarded the Innovative Practice Presidential Citation from the American Psychological Association for his application of psychological interventions to help people with money and wealth issues and his innovative practice in financial psychology for practitioners across the country.
Dr. Brad has been a columnist for the Journal of Financial Planning, On Wall Street, and Psychology Today: Health, Help, Happiness + Find a Therapist . His work has been featured on ABC News’ 20/20, Good Morning America, and in USA Today, The Wall Street Journal, New York Times, Washington Post, Los Angeles Times, Time, Kiplinger’s, Money Magazine, NPR and many other media outlets and professional magazines and journals.
He was appointed to the CNBC Financial Advisor Council in 2023 and received the 2018 and 2021 Montgomery-Warschauer Awards from the Journal of Financial Planning, honoring the most outstanding contribution to the betterment of the financial planning profession. He has partnered with organizations including Capital One, JP Morgan Chase, Mutual of Omaha, and H&R Block in efforts to help raise public awareness around issues related to financial health and financial psychology.
Visit https://www.bradklontz.com/
Email Brad brad@klontzconsulting.com
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Many homeowners are stuck in the traditional mortgage cycle, paying interest for decades and barely making a dent in their principal. It’s a frustrating system that feels impossible to escape.
Traditional mortgages are designed to keep you in debt longer, with most of your early payments going toward interest, not principal. Add in the burden of juggling other high-interest debts like credit cards or personal loans, and financial freedom can seem like a distant dream. Isn’t it time to stop working harder for the banks and start making your money work smarter for you?
Enter velocity banking—a revolutionary approach that's transforming the way people manage their money. At the heart of this strategy is the First Lien HELOC (Home Equity Line of Credit), a financial tool that enables you to leverage your home equity for accelerated debt payoff and increased cash flow.
But how does it actually work? Can we build a system around it that is foolproof?
In this clip, First Lien HELOC Specialist Anthony Rushing joins me to talk about how velocity banking and a First Lien HELOC can revolutionize your finances. We also talk about what banks don’t want you to know about traditional mortgages.
Things You’ll Learn In This Episode
First lien HELOC vs. home equity line of credit.
A first lien HELOC replaces your primary mortgage, while a regular HELOC is a secondary loan added to your existing mortgage. What are the other differences between the two?
Specialty means extreme knowledge
Specialization leads to deep, focused expertise in any area be it finance or real estate. How does this help us to understand the deeper process of things?
What you don’t know about traditional mortgages
Traditional mortgages often come with hidden costs and terms that can significantly increase your long-term financial burden. How can understanding hidden mortgage terms help you save money?
Guest Bio
Anthony Rushing is an experienced Loan Originator specializing in the advocacy, education, and implementation of the First Lien HELOC (Home Equity Line of Credit) product and strategy. With expertise in accelerated principal balance payoff, self-banking, and residential and investment property financing, Anthony equips clients with innovative tools to achieve financial freedom.
He is skilled in educating clients on advanced strategies to maximize their wealth potential through the First Lien HELOC approach. Anthony’s background in sales and financial education complements his mission to empower individuals with knowledge and resources to build lasting financial success.
Anthony holds a Master’s degree in Education Leadership from Louisiana State University, underscoring his commitment to guiding clients and fostering informed decision-making in the realm of finance.
Visit firstlienheloc.com
Find Anthony on LinkedIn @Anthony Rushing
Visit https://firstlienheloc.com/calculator/
Scheduling link http://flhambassador.com/ChrisNuagle
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
We’ve all been taught to put our money in the bank, trusting it will grow safely. But here’s the reality: while the bank gives you a little interest, it takes full control of your money.
Imagine being in control of your own financial future, where you’re not only saving and investing, but also using your money to generate passive wealth—without relying on the banks. This is where the Infinite Banking Concept comes in. It’s a revolutionary strategy that lets you take back control of your money, allowing you to grow your wealth in a way that banks don’t want you to know about.
The key? Give to get.
By focusing on giving first—whether through affiliate partnerships or reinvesting into your own banking functions—you can tap into a system that allows you to benefit from your money instead of giving it up to others.
In this episode, I talk about why it's crucial to have the mindset of giving not getting, why it's sometimes best to do what’s right for others and not yourself and how to think like the bank.
Things You’ll Learn In This Episode
Facing challenges when being tested
True impact comes from prioritizing your community over personal gain, even when facing challenges. How can choosing community over self-interest lead to long-term success?
Specially designed whole life and traditional banking
Specially designed whole life insurance can act as a personal banking system, offering liquidity and growth while preserving wealth. Which of the two provides more value?
Make your money work for you
Many are taught how to make money but not how to make it work for them. How can we shift from just earning money to making it work for our future?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Debt is more than just numbers on a statement—it’s a heavy burden that crushes dreams, erodes credit scores, and casts a shadow over your financial future. It’s not just about the unpaid bills or the relentless interest rates.
For many, debt becomes an emotional weight, leading to sleepless nights, strained relationships, and a sense of hopelessness. In extreme cases, it can even lead to thoughts of suicide, leaving families devastated and financial legacies erased.
Have you ever felt trapped by the cycle of mounting debt and minimum payments? Are you anxious about the financial legacy—or lack thereof—that you’ll leave for your family?
What if you could blow away that debt and start building wealth instead of constantly sinking deeper? What if there was a solution that could not only help you pay off your debt but also allow you to take control of your financial future for good?
Infinite Banking is a powerful financial strategy that allows you to build wealth by creating your own bank. It works by using whole life insurance policies to leverage your money, freeing you from the shackles of traditional debt repayment and high-interest rates. But this solution requires sacrifice.
In this episode, I talk about the 10 steps to blast your debt off the face of the earth. I also talk about how to use the Infinite Banking Concept to build wealth.
Things You’ll Learn In This Episode
-Mental health and debt
Financial debt can lead to severe mental health struggles, including anxiety, depression, and even suicide. Why are people 3 times more like to have suicidal thoughts when in debt?
-Take 2 steps back for infinite steps forward.
Short-term sacrifices can help eliminate debt, paving the way for limitless future opportunities. How does taking 2 steps back lead to infinite steps forward?
-The importance of being around like-minded people.
Surrounding yourself with like-minded people fosters motivation and accountability in tackling debt. How can connecting with a supportive, goal-oriented group help you achieve financial freedom?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Bills pile up, your car breaks down just when you thought you were catching up, and that raise you were counting on? It never comes. You watch others build wealth and wonder, how do they do it? What do they know that I don’t?
Every month, you’re working hard just to pay someone else: lenders, credit card companies, landlords. Your money is gone before you even have a chance to think about saving. It feels like you’ll never get ahead.
Here’s the truth: the path to wealth isn’t about how much you make—it’s about how you use what you already have.
But what if what if every bill you paid was building your wealth, not draining it? Is there a way to build wealth on a small budget, without relying on the traditional "get rich" schemes?
In this episode, I talk about how you can tap into your own money to build wealth, no matter your budget and how to leverage your own debt and expenses to create a wealth-building system that works for you.
Things You’ll Learn In This Episode
-What's keeping you in the rat race
Luxuries can trap us in the cycle of debt when they shift from desires to perceived necessities. What else is keeping us in debt?
-Specially designed whole life vs traditional whole life
Specially designed whole life policies are tailored for enhanced cash value and flexibility. How does a specially designed whole life policy offer greater financial flexibility than a standard whole life policy?
-Change where your money goes first
Redirecting where your money flows can create lasting financial growth through the Infinite Banking Concept. How can changing the flow of your money unlock greater financial control?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
If you’ve ever dealt with rental properties, you know the drill: late-night calls for emergency repairs, chasing down rent payments, and endless maintenance headaches. It’s exhausting and often feels like the returns don’t justify the stress.
What if you could reap the benefits of real estate without the hassle? Enter land flipping—a smarter, simpler way to grow your wealth.
Unlike rental properties, land doesn’t require constant upkeep or management. No tenants to screen, no leaky toilets to fix, and definitely no termites. It’s a streamlined investment opportunity that can generate consistent cash flow without the chaos.
But how does land flipping really stack up? What makes flipping land easier than other real estate investments?
Jack Bosch, co-founder of the Land Profit Generator and host of the The Jack Bosch Show joins me to talk about how he got into land flipping, some of the benefits of it and why its something to seriously consider.
Things You’ll Learn In This Episode
3 reasons to market to neighbors
Neighbors are often the best land buyers because they’re familiar with the area. How can targeting neighbors first maximize interest and increase the chances of a quick sale?
Land flipping vs. real estate
Land flipping focuses on quick resale for profit, while traditional real estate often involves long-term investment or development. How do strategies for success differ between land flipping and traditional real estate investing?
Integrity first
Protecting your reputation and maintaining integrity in real estate builds trust that lasts a lifetime. How can prioritizing integrity strengthen long-term relationships with clients and investors?
Guest Bio
Jack Bosch is a real estate investor in the Land and Multi-Family space with $100M in real estate under management, and an educator who has brought over 1,000 of his clients to millionaire status.
As a respected industry leader, speaker, educator, he and his wife Michelle, lead companies in multiple areas of commercial real estate and education, and have built a real estate investment portfolio that includes land, financing/ notes, tax-delinquent real estate, SFR rentals, commercial, multi-family investments.
In addition Jack is the co-founder of the largest land investing education company in the USA.
In 2008 after seeing the devastation in the housing market Jack and Michelle set out on a mission to transform lives by sharing with others the land investment techniques and strategies that have made them a success.
As a result, this simple little-known Land Profit Generator real estate method has provided tens of thousands of people with the opportunity to get into the real estate business without the hassles of traditional real estate investing.
Visit http://landprofitfun.com/
Subscribe to @JackBoschOfficial on YouTube
Follow Jack on Instagram @jack.bosch
Find Jack on LinkedIn @Jack Bosch
Listen to The Jack Bosch Show here https://podcasts.apple.com/us/podcast/the-jack-bosch-show/id980606803
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
For a really long time, we’ve been told to trust traditional financial instruments — stocks, bonds, mutual funds, and 401(k)s managed by others. But the truth is, these aren’t the best ways to build long-term wealth.
Many people are investing in things they don't fully understand, allowing big banks and financial institutions to profit at their expense. Traditional investment routes don’t have your best interests at heart, especially when we factor in the substantial fees and interest payments that eat away at potential returns.
Instead of building wealth, these conventional paths can often leave you with less than you started. But we don't have to play by those rules. What if you could be your own bank? How can you recapture the money you pay out in interest, instead of giving it to a bank or lender?
In this episode, I discuss how to build wealth using your 401k or Infinite Banking Policy to become your own bank, allowing you to pay off debt, recapture interest, and invest by taking loans, ultimately keeping wealth within your own system. I also introduce former NFL player Arthur Marshall, who shares insights on his football career, real estate investing, and opportunities with the IPG Fixed Income Fund.
Things You’ll Learn In This Episode
The 5%
Only 5 out of 100 people achieve financial stability by retirement, despite widespread opportunities. What factors prevent most people from reaching financial security in a world full of opportunities?
Front window focus
Focus on the future and your goals, not the past, to drive progress and success. How do we make sure we’re looking through the front window, instead of being focused on the rearview mirror when it comes to achieving your goals?
Get 99% of the job done
Consistently focusing on your goals and putting in that extra 5% brings you closer to success. How do we keep the focus and the faith when it comes achieving the goals we have set for ourselves?
Guest Bio
Arthur James Marshall Jr. is a former American football wide receiver in the NCAA and the National Football League. Marshall played for the Denver Broncos for two years and the New York Giants for three years. He played college football for the University of Georgia and is a member of the University of Georgia Football Hall of Fame.
Following his collegiate gameplay, Marshall was signed by the Denver Broncos as an undrafted free agent from 1992 to 1993. Marshall was then signed by the New York Giants from 1994 to 1996.
Arthur James Marshall graduated from the University of Georgia in 1991 with a degree in Business Administration and a major in Real Estate. He began his career in the construction and development industry in 1999.
Marshall’s companies have built multi-family duplexes, townhomes, apartments, 1000 square-foot patio homes, and over 10,000 square-foot mansions in his home state of Georgia. He has also built many homes in South Carolina and Tennessee.
Find Arthur on LinkedIn @Arthur Marshall
Visit https://arthurmarshallnfl.com/
Visit https://ipgfixedincomefund.com/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
If you’re like most people, you’ve probably noticed how little traditional banking actually benefits you in the long run. Appearances aside, banks don’t operate with your best interests at heart. They make choices to maximize their own growth—often at your expense.
While banks encourage you to save and play it safe, they take your money and invest it to generate massive returns for themselves. Why would they tell you to do the opposite of what they do?
Have you ever asked yourself why banks push us into strategies that benefit them but not us? What if there were a way to reclaim control and finally make money work in your favor?
This is where the Infinite Banking Concept comes in. Instead of being caught in the cycle of dependence on banks that don’t serve you, Infinite Banking enables you to become your own bank, using a strategy that allows you to grow your wealth while keeping full control.
In this clip, investor and host of The Mr. Burr Show Podcast joins me to talk about how Infinite Banking can completely shift your financial future and what it means to be your own bank and build wealth on your own terms.
Things You’ll Learn In This Episode
-Work on yourself to become more valuable
Investing in personal growth expands our knowledge and increases our value. Why is personal development the ultimate business advantage?
-Misconceptions about inflation
Inflation isn't just about rising prices; it's also influenced by the decreasing purchasing power of money. What else are people mistaken about when it comes to inflation and what it truly means?
-What banks don’t want you to know
Banks benefit from Bank-Owned Life Insurance (BOLI) by gaining tax-advantaged income and offsetting employee benefits costs, though it’s a lesser-known strategy. Why is this so?
Guest Bio
Devin Burr began his career in mortgage refinancing in 2005 and later worked at Quicken Loans before leaving his corporate job in October 2019 to pursue real estate investing full-time. By March 2020, he had completed seven deals, all through strategic networking. When the pandemic hit, Devin discovered the concept of Infinite Banking on a podcast and was inspired by its potential to fund real estate deals. Intrigued, he dove deeper into Infinite Banking, and by December 2020, he began sharing his insights on TikTok, quickly building a following.
Devin’s journey took a dramatic turn from 2016, when he faced bankruptcy with only $300 to his name. By mastering Infinite Banking and combining it with real estate investment, he reached millionaire status by the end of 2020 and became a multimillionaire by 2021. Today, he dedicates himself to teaching others the transformative power of “becoming your own bank,” empowering people to reclaim control over their finances and build wealth
Visit https://go.mrbrrrr.com/
Follow Devin on Instagram @mr_brrrr
Subscribe to Devin’s YouTube Channel @Mr_brrrr
Follow Devin on TikTok @mr_brrrr
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Most people think the more they offer, the more money they’ll make. But here’s the reality: some of the most successful brands are built by going deep, not wide. Instead of trying to serve everyone, they pick a lane, stay in it, and completely own that space.
Zeroing in on one thing is often the key to scaling your business faster. When you narrow your focus, you don’t just streamline your efforts—you create a reputation for excellence, a brand that people remember and seek out.
So, ask yourself: Are you spreading yourself too thin trying to be everything for everyone and missing out on being seen as the expert? Could saying "no" to certain clients actually lead to higher profits and a stronger reputation?
In this episode, I sit down with personal injury attorney William Mattar, who’s done exactly that. Known for his “Hurt in a Car? Call William Mattar” branding, he shares how focusing on one specialty helped him achieve household-name status. We talk about the strategies he used to build a memorable brand that doesn’t rely on constant client-chasing but instead brings clients to him, ready to trust his expertise.
Things You’ll Learn In This Episode
-Why going all-in on one niche works
Focusing on a single niche helps build a stronger reputation and attracts the right clients who value your expertise. Could narrowing your focus be the key to finally scaling your business?
-The art of saying “no” for greater success
Turning down certain clients may seem counterintuitive, but it can lead to a more profitable and respected business. What if saying “no” could actually create better opportunities?
-Building a brand that clients seek out
Instead of constantly chasing new clients, creating a memorable and trusted brand can keep clients coming to you. How do you make your brand so recognizable that people come to you first?
Guest Bio
William Mattar is an attorney and founder of a successful law firm known across the state for its expertise in auto injury cases. From his early days running a general practice, William realized that niching down to one focus was the key to outpacing the competition. Today, his firm’s branding is unforgettable, with the iconic line, “Hurt in a Car? Call William Mattar.” He combines top-notch legal knowledge with savvy marketing and a compassionate approach, helping clients recover while keeping his firm at the forefront of the personal injury field. To learn more, visit https://williammattar.com/.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
When it comes to money, we’re often taught to play it safe. Hold on to what we have, avoid taking too many risks, and trust that our money will grow where we’re advised to put it.
What if that advice isn’t really in your best interest?
Here’s the issue: simply holding on to your money without a plan for strategic growth can leave you vulnerable—especially during times of tragedy. Imagine believing you’re financially secure, only to discover you’re not prepared for life’s unexpected challenges.
While we can’t stop life’s hardships, wouldn’t it be empowering to know your finances are secure, no matter what happens? Being your own bank offers that control, turning even difficult situations into moments of opportunity and resilience.
How can we ensure our family’s future is protected? Can positivity emerge from tragedy? And how does becoming your own bank help create this financial safety net?
In this episode, James Miles, owner of a Residential Assisted Living and Memory Care home in Carmel, Indiana, joins me to discuss how becoming your own bank can offer support in tough times. He shares his personal experiences with tragedy and how financial preparedness helped him navigate it.
Things You’ll Learn In This Episode
-Going back to the fundamentals
Many people skip over the basic but important fundamentals of investments. How can fundamentals help us understand what we’re doing and the risk of doing it all?
-The age-old money mindset
Outdated mindsets can negatively influence important money decisions and kill new opportunities. How can you break free from traditional money beliefs to make more informed and flexible financial decisions?
-The bare minimum won’t cut it
Settling for minimal insurance coverage can leave you vulnerable when you truly need it, so it's essential to invest in adequate protection. How can investing in better insurance coverage save you from future financial risks?
Guest Bio
James Miles, based in Carmel, IN, is the Owner and Operator of Willow Haven Senior Homes. With experience from Indiana University School of Medicine and Charles Schwab, James now dedicates his career to providing compassionate residential assisted living and memory care. His "feels like family" approach ensures that seniors needing care have a comforting home, while their families can rest assured knowing their loved ones are well cared for.
Growing up in a family that cared for his mentally handicapped uncle, James understands firsthand the challenges of caregiving. This personal experience drives his mission to offer respite for families, freeing them from guilt and stress, and giving them peace of mind.
Find James on LinkedIn @James Miles
Donate to the Willow Haven Senior Homes State Supreme Court Defense GoFundMe here https://www.gofundme.com/f/willow-haven-senior-homes-zoning-legal-defense
Email shawna@chrisnaugle.com with proof of your $ amount donated and Chris will match your donation.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Infinite Banking is one of the most misunderstood finance concepts on earth. Even the biggest so-called financial experts get it wrong, and rob people of incredible wealth-building opportunities.
Case in point: Dave Ramsey. He often promotes term insurance, which is very different to Infinite Banking and this narrative overshadows the true value of whole life insurance.
Many people don’t realize how these systems work and the long-term benefits they offer.
Why do some people seem to effortlessly build wealth while you’re stuck in a cycle of endless premiums with term insurance? What if the narrative you've been told is holding you back from achieving true financial independence?
In this episode, I provide insights to help you break free from the cycle of misinformation surrounding insurance. I clarify the true value of whole life versus term insurance and shed light on the often-misunderstood Infinite Banking Concept—a crucial point that many overlook.
Not everyone fits in the same little square box. -Chris Naugle
Things You’ll Learn In This Episode
-Paid-up additions
Paid-up additions are the key element to designing whole life for maximum cash value. How do paid-up additions actually work?
-BOLI vs. whole life insurance.
How does BOLI's investment-focused structure differ from the personal benefits of whole life insurance for individuals?
-How whole life and Infinite Banking work together
Whole life insurance is the foundation of the Infinite Banking Concept. How does the cash value in a Whole Life policy create opportunities for personal banking through the Infinite Banking Concept?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Even though the Infinite Banking Concept has been tried, tested, and proven to be successful, there are still naysayers out there. These doubts can hold people back from unlocking their financial potential. But why are some still skeptical, despite overwhelming evidence?
The root of the issue lies in a lack of understanding and going back to the fundamentals. Infinite Banking isn't just a theory—it's a mathematically proven system that works when applied correctly. The real problem isn't the concept itself; it’s the misconceptions people have about it.
Are we going to continue to let skepticism stop you from exploring a proven financial strategy? How do we embrace the mathematics of the Infinite Banking Concept?
In this episode, I go back to the fundamentals of the Infinite Banking Concept and use mathematics to prove that it actually works.
We put so much emphasis on the things that mean absolutely nothing and so little emphasis on the things that can change our lives. -Chris Naugle
Things You’ll Learn In This Episode
-The possibilities of our ideas
Ideas need to always have substance. What is possible when we come up with ideas that we put into action? Do some of the best ideas really come to us when we’re not even thinking about it?
-The fastest way to get rich
What is the fastest way to get rich? Is it an investment? Or is it through our own debts and expenses? How can our debits play a role in the journey to getting rich?
-Why cost isn’t really the issue
Many of us hesitate to pursue things due to the perceived expense, but often it's not the price itself—it's whether we see enough value to justify the investment. Is cost truly the issue, or just a reflection of the value we expect?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Entrepreneurs have one superpower: they see opportunities where others see obstacles. They learn from the people around them and seize moments that can change their lives.
Many people dream of building wealth and success, but without an entrepreneurial mindset, it can feel like you're always a step behind. Real estate - one of the most lucrative paths to financial freedom - can seem intimidating if you're not thinking like an entrepreneur.
What are some of the things that we experience as children that instill an entrepreneur mindset in us? How can we use this to not only build businesses and wealth but also relationships?
In this episode, co-founder of Sunrise Capital Investors, Kevin Bupp joins me to talk about how he went from paperboy to multi-millionaire all because of an entrepreneurial mindset, what his journey looked like and how he took every opportunity that came his way. We also talk about mobile home investing and what it looks like to niche down in real estate.
Successful people aren’t smarter than you. They just knew something you don’t. -Kevin Bupp
Things You’ll Learn In This Episode
-Learning from the experienced
It’s a common notion that learning from the experienced is a good way to gain experience as well. How can you benefit from the experience of others?
-Does history repeat itself?
What’s the difference between the 2008 recession and the one that is on the horizon? How can you prepare for it?
-Fundamentals of a good deal
The fundamentals of a good real estate deal should never be compromised. Why should we stick to the fundamentals and stay true to ourselves?
Guest Bio
Kevin Bupp is a serial real estate entrepreneur, host of the wildly popular Real Estate Investing for Cash Flow Podcast, and bestselling author of The Cash Flow Investor: How To Create Financial Freedom Investing In Commercial Real Estate.
Kevin’s entrepreneurial journey began at the age of 12 with a simple paper route. By 14, he was running a business from his parents’ garage, buying, selling, and installing automobile electronics. After briefly bartending, Kevin entered the world of real estate investing at 20, and his passion for business only grew. With over two decades of experience, he has personally completed more than $250 million in real estate transactions.
In addition to real estate, Kevin has owned several businesses, including a nationwide property management firm, a custom sports apparel company, and an events business. Outside of work, Kevin enjoys outdoor sports, marathon running, and triathlons. He also loves traveling with his wife Joanna and their two sons, Jackson and Julian, and considers himself a craft beer and bourbon enthusiast.
Visit https://kevinbupp.com/
Visit https://sunrisecapitalinvestors.com/
Get Kevin’s book The Cash Flow Investor for free here (just pay shipping) https://kevinbupp.com/the-cash-flow-investor/
Follow Kevin on LinkedIn @Kevin Bupp
Follow Kevin on Instagram @buppkevin
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Most people get caught up in a traditional system that promises a steady paycheck but never leads to financial freedom. They chase the illusion of being "rich" without understanding the difference between that and real, lasting wealth.
Many young people fall into this trap, only to realize years later that their money isn't working for them. They don't see that true wealth is built on a mindset shift—a willingness to pursue something bigger than just the income game.
What is holding people back from making the decision to make their money work for them? What if you could take control of your financial destiny before you’re locked into a system that’s not designed to make you wealthy?
IBC practitioner and real estate investor, Carson Herlean joins me to talk about why young people need to learn about true wealth before it's too late, how to grab every opportunity while we can and his journey to becoming his own bank.
Being young, our brain is not going down a traditional path like everyone else. -Carson Herlean
Things You’ll Learn In This Episode
-Going against the grain
Overcoming doubt and negativity when going against the grain requires self-belief, persistence. How can you maintain confidence and push forward while pursuing unconventional paths?
-Saving isn’t sufficient
Saving only 5-10% of income is insufficient in today's climate of rising inflation and economic uncertainty, as it doesn't provide enough cushion for future financial stability. What else can we do to secure a financially stable future?
-Trading in time for a dollar
Time is more valuable than money because once it's spent, it can never be regained. How do we prioritize our time over financial gain in our daily life?
Guest Bio
Carson started his journey into financial education at just 16 years old when his father gave him a firsthand look at the real costs of living. This eye-opening experience ignited a passion in Carson for understanding money management and achieving financial freedom.
By 19, Carson had connected with Chris Naugle, a mentor in the infinite banking space. Carson quickly absorbed the principles of using life insurance as a powerful financial tool and began working alongside Chris to teach families how to manage and protect their wealth. Despite being young, Carson's dedication and ability to learn quickly earned him recognition in the insurance industry, even receiving top-level awards for his sales and service.
Carson’s success in teaching IBC led him to work with over 2,000 families across the country, guiding them on how to use life insurance in their family banking system. He’s passionate about educating others, particularly young entrepreneurs, on the importance of financial independence and the strategies to achieve it. Through his social media brand and podcast, "Generational Gains," Carson shares his knowledge on money management, helping others navigate their financial journeys just as he has. Now based in Southern California with his wife, Anna, Carson continues to teach, inspire, and expand his expertise in the world of finance.
Follow Carson on Instagram @carson.herlean
Find Carson on LinkedIn @Carson Herlean
Follow Carson on Facebook @Carson Herlean
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Financial success will lead to a fulfilling life. This a trap many people, including entrepreneurs, fall into. But the reality is often the opposite.
Many work tirelessly, achieving impressive financial milestones only to discover that they have little time to enjoy the fruits of their labor.The relentless pursuit of making more money leaves people drained and disconnected from family and the joys of life.
It’s a harsh truth: money has a diminishing return. The more you make, the less it truly matters in terms of happiness and fulfillment.
How do we stop the pursuit of money from ruining our happiness? Why does making more money not equate to more happiness?
In this episode, I’m joined by Brad Chandler, the founder of LimitlessYou, to explore the true meaning of happiness and why it can't be bought with money. We also delve into the concept of self-love, discussing what it truly means and the implications of its absence for future generations.
Things You’ll Learn In This Episode
-Time is a precious resource
Money can be utilized to outsource tasks and responsibilities, allowing individuals to reclaim valuable time for things that matter most to them. In what ways can we strategically invest our money to maximize our time and improve our quality of life?
-The feeling of not being enough
Everyone experiences the imposter syndrome of not being enough but what does it lead to? How can we combat it?
-How to unlearn fear
We are born with only two innate fears: the fear of loud noises and the fear of falling. All other fears are learned. And if they can be learned, then they can also be unlearned. How do we unlearn the fears we've accumulated over the years?
Guest Bio
Brad Chandler understands the profound impact of unresolved childhood and family stress on one's life. His journey to help his son overcome extreme anxiety revealed a hidden truth: he too was burdened by deep-seated childhood programming that had silently dictated his actions and beliefs.
These unaddressed wounds led Brad's subconscious to embrace a series of painful untruths, primarily the belief that he was unworthy. This mindset resulted in a lack of self-love and self-compassion, ultimately taking a heavy toll on his life.
He faced two failed marriages, $9 million in business missteps, behavioral issues with his children, and turned to alcohol and marijuana as coping mechanisms.
However, through a profound transformative process that involved gaining awareness, utilizing their proprietary Joy Generator tool, and engaging in neural reprogramming, Brad has turned his life around. Today, he embraces a life filled with joy and purpose, dedicated to helping others navigate their own paths to healing and fulfillment.
Visit https://unlocklimitlessyou.com/
Take the quiz https://unlocklimitlessyou.com/self-love-quiz/
Find Brad on LinkedIn @Brad Chandler
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
If you've been getting pushback on deals, or they’ve even been falling through, you're not alone. We’re seeing it firsthand: banks are tightening their lending practices, and it’s becoming harder to secure the financing needed to keep business moving.
The ripple effect of banks not lending could be massive. For businesses that rely on funding to grow, close deals, or stay afloat, this is a major concern. Without access to capital, your ability to invest, expand, or even maintain your current operations could be severely impacted.
Are you prepared to face a tighter lending market? How would it affect the ability to grow or secure new opportunities? What will business look like if access to traditional lending dries up even further?
In this episode, I talk about the 5 reasons why banks are freezing up and not lending, what happened previously to get to this point and how to prepare for what’s to come.
Things You’ll Learn In This Episode
-The Great Recession
The Great Recession exposed major flaws in the global financial system, nearly causing its collapse. How did the events leading up to the Great Recession put the entire financial system at risk?
-An uncertain future
We can’t predict exactly how the economy will change. How does economic uncertainty influence a bank's willingness to lend?
-A risk-averse approach
Banks have shifted from taking bold risks to adopting a more risk-averse approach. How has this shift impacted the financial industry?
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Many of us crave the life we've always wanted, but we’re stuck in a routine that leaves us feeling frustrated and unfulfilled. It's all too easy to daydream about a life filled with purpose and financial freedom, but so many people hesitate to take the necessary steps to turn those dreams into reality.
It's time to confront the hard truth about how we're spending our days. Are your choices truly aligned with your passions, or are you just going through the motions?
Let’s get real: we can chase our passions while simultaneously building wealth. We don’t have to pick one or the other. When do we finally recognize that enough is enough and take that leap towards something different? It's time to stop waiting and start acting.
In this episode, author, business coach and motivational speaker Kellan Fluckiger joins me to talk about creating the life that you want, his journey to creating his vision and why what we make of ourselves counts.
Nothing is going to happen for you until you say “I am going to create this”. -Kellan Fluckiger
Three Things You’ll Learn In This Episode
-The importance of our beliefs
Sometimes the things we believe in only create unhappiness in our lives. Why is it important to take a step back and evaluate our beliefs?
-Realizing our true mission
We were all put on this earth with a mission to fulfill. How do we realize what our true mission is, how we serve and how to use our gifts and talents to make a difference?
-The more you give
We’re meant to keep giving back as we create more wealth. Is it true that abundance keeps flowing in the more we give?
Guest Bio
Coming through decades of depression, addictions, life-threatening illness, and a near-death experience, Kellan has become the ultimate catalyst to help motivated people melt barriers, move mountains, and mobilize superpowers to achieve their true desires. As a coach and keynote speaker, Kellan’s masterful approach helps people get past old stories, change beliefs, and create a life context to reach even goals that seem impossible.
“What you believe controls everything you do and defines the boundaries of what you can accomplish. When you have leadership responsibilities, the effects of your beliefs are magnified. Your beliefs form the light of motivation or the darkness of confusion and stagnation.” – Kellan Fluckiger
Kellan has decades of leadership experience at the highest levels in government and industry. His amazing ability to do the seemingly impossible has led to contracts and assignments in many countries and difficult situations worldwide.
Visit https://yourultimatelife.ca/
Visit https://www.kellanfluckiger.com/
Listen to the Your Ultimate Life Podcast here https://www.yourultimatelifepodcast.com/
Follow Kellan on Instagram @kellan.fluckiger
Email coachkellanfluckiger@gmail.com
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Being an entrepreneur is tough—far tougher than most people realize. Many take it at face value, seeing only the surface success while missing the intense challenges beneath.
The entrepreneurial journey is filled with challenges, but it's also filled with opportunities—if you're willing to seize them. It's time to push past the comfort zone, take that gamble, and win big.
Playing it safe might seem like the safest choice, but is it really the path to true success? What if that gamble could be the difference between staying stagnant and experiencing immense growth?
In this episode, Carmelo and Lindsey Cruz, owners of 95 Nutrition, join me to talk about what the true journey of being an entrepreneur looks like, when they reached their breaking point and how they took their business to the next level.
The road to success is not a road, it’s an obstacle course. -Lindsey Cruz
Three Things You’ll Learn In This Episode
-Making decisions when we’re young
When we are young, we have no idea who we want to be but we’re forced to make decisions around it. How do we go in the right direction?
-College: the answer to life’s problems
Growing up, the only thing we hear is that going to college will lead to a perfect life. Is it true?
-Get on the next level
What does it take to reach our initial goals and then get on the next level?
Guest Bio
Lindsey is the visionary behind 95 nutrition, bringing a wealth of expertise in the fields of health, wellness, and nutrition. Raised in Grand Island, NY, Lindsey has always been passionate about cooking and fitness. Her unwavering dedication to empowering individuals to lose weight through portion control and sustainable lifestyle changes has made her a prominent figure in the industry.
With a deep understanding of the pitfalls of fad diets, Lindsey founded the company with a mission to help people make lasting lifestyle changes that promote their overall health and wellbeing. She brings to the table an unparalleled level of knowledge and experience in the field, making her a trusted resource for clients and partners alike.
As a mother of two, Lindsey has a special place in her heart for helping women regain their strength and confidence after pregnancy as well as helping busy parents manage & balance their lifestyles through delicious ready to eat meals.
Carmelo is one of the founders and owners of the company. With a background as a retired New York State Trooper, Carmelo brings a disciplined and detail-oriented approach.
Outside of work, Carmelo is a fitness enthusiast and enjoys helping others live a healthier lifestyle. He believes that fitness and healthy living can have a positive impact on all aspects of life, including work. With this in mind, Carmelo is committed to providing customers with high-quality products that will help them achieve their wellness goals.
Visit https://95nutrition.com/
Find Carmelo on Instagram @carmelo_cruz_v2.0
Find Lindsey on Instagram @thelindseycruz
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
Why does whole life insurance have such a negative reputation when it offers incredible value? For years, this financial tool has been misunderstood, leading many of us to overlook its potential benefits.
But what if I told you that whole life insurance could be the key to securing our financial future and ensuring we leave a lasting legacy?
Many of us have dismissed it without truly understanding how it works or the risks it helps to mitigate. The truth is, whole life insurance is a powerful tool that guarantees not only financial security but also peace of mind, knowing our loved ones will be taken care of.
Are we aware of the risks we might face in our retirement years, such as market volatility or unexpected expenses? Have we considered how whole life insurance could play a crucial role in protecting our assets and providing a reliable source of income?
In this episode, speaker, author, and coach to financial advisors Tom Wall joins me to discuss the concept of whole life insurance, why we should consider it in our retirement plans, and his personal take on its value.
Whole life takes the risk off the table. -Tom Wall
Three Things You’ll Learn In This Episode
-Take risk off the table
This powerful financial tool provides a stable, reliable way to build wealth while ensuring that your loved ones are taken care of, no matter what happens in the markets.
-IUL vs. whole life
Is IUL more complex to understand than whole life? Which one will benefit us more in the long run?
-The volatility buffer concept
What exactly does the volatility buffer concept mean? How can it benefit us?
Guest Bio
Tom Wall has spent the entirety of his 20-year career positioning whole life insurance and competing against his alternative. Starting in college as an award-winning advisor with Northwestern Mutual before moving his practice to MassMutual, he subsequently grew his career in prominent home office roles in sales and marketing leadership. In those roles, he developed into a renowned storyteller and product expert at perennial company conferences and firm meetings nation-wide.
Tom’s Ph.D. is in retirement income planning, with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. His focus on academic integrity and decades of sales experience combine to make him a uniquely credible and inspirational voice in the life insurance space.
Tom now coaches and consults with financial advisors, hosts the Whole Life Masterminds study group, and has published his first book titled “Permission to Spend: Maximize Your Retirement with the Best Kept Secret in Personal Finance.” Tom lives in the greater Boston area with his two sons age 12 & 9, and is an avid golfer and traveler.
Visit https://www.permissiontospend.com/
Find Tom on LinkedIn @Tom Wall
Follow Tom on Instagram @tomwalltalks
Visit https://www.wholelifemasterminds.com/
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.
It might seem counterintuitive, but the path of least resistance can lead to complacency and unfulfilled potential.
That’s unfortunately the path most people are on.
Choosing the easy way out can cause anxiety, stress and a false sense of security that hinders our growth. The reality is: real growth comes from facing challenges head-on, pushing through discomfort, and staying off the beaten path.
It's the pressure and stress from these tough situations that drive us to grow, learn, and ultimately achieve our highest potential.
Should we be willing to step out of our comfort zone for the sake of true growth? Can we afford to remain in a state of complacency and comfort?
In this episode, I’m joined by entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider, Nick Koumalatsos. We talk about why the difficult path is the one we should take. We also talk about his journey to success and how success doesn't come quick.
We have a systemic problem in this country where men are not leading their communities and families the way they need to be. -Nick Koumalatsos
Three Things You’ll Learn In This Episode
-Why men self-sabotage
The reason so many men self-sabotage and fail to reach their full potential is past trauma. How do we work through this?
-The importance of taking care of yourself
Taking care of everyone else but yourself is actually selfish. How do we fill our own cups before pouring out into others?
-The battle against corporations
Why do we need to be careful of companies and corporations selling the disease and cure at the same time?
Guest Bio:
Nick Koumalatsos is a versatile entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider. With a background that spans both military and business landscapes, he has made significant strides in various entrepreneurial fields.
Nick is the co-founder of Johnny Slicks, a brand renowned for its high-quality, organic grooming products for men. His advocacy for personal grooming and self-care reflects the company's commitment to providing premium products and promoting healthy, sustainable lifestyles.
As an author, Nick wrote "Excommunicated Warrior: 7 Stages of Transition," an insightful book that provides guidance on overcoming personal challenges. His own experiences and resilience inspire his written work, offering readers a practical roadmap for navigating change and adversity.
Nick Koumalatsos' multifaceted career makes him a standout figure in the entrepreneurial landscape. Whether he is delivering motivational talks on leadership and personal growth, or leading ventures that promote comprehensive health and wellness, Nick's passion and dedication remain at the forefront, reflecting his unwavering commitment to impact and service.
Visit https://nickkoumalatsos.com/
Follow Nick on Instagram @nickkoumalatsos
Subscribe to Nicks YouTube Channel @NickKoumalatsos82
Listen to Nicks Podcast https://nickkoumalatsos.com/podcast/
In an industry that's constantly evolving, doing things the traditional way can leave us behind. It's not enough to follow the crowd anymore; we need to think differently and add real value to our approaches.
Seeing an opportunity and taking it requires a mindset shift and the willingness to break away from the norm. There are so many opportunities that are ripe for the taking but we need to be able to rethink approaches to get the most value out of them.
What does it mean to truly disrupt an industry? Is going against the grain worth it?
In this episode, founder and CEO of Lamassu Media Scott Morse joins me to talk about his journey disrupting the world of real estate, how his humble beginnings shaped him into a success and why self-education is so important.
When you’re building a business and trying to succeed and gain momentum, disruption is the number one way to do it. -Chris Naugle
Three Things You’ll Learn In This Episode
-Being content in the present
An optimistic mindset is important, especially in the most trying times. What does it mean to be truly happy in the present moment?
-Insider view on real estate
The real estate has been through a lot of phases. What do the next 12 months look like in the market? Are prices going to go up or down?
-The truth about timeshare
The timeshare industry can be described in many ways. What is it really like?
Guest Bio:
Scott Morse began his journey at the age of 20 as a sales agent. As he delved deeper into sales, he realized it was a field he wanted to pursue long-term. This realization spurred him to educate himself over the years, allowing him to build a successful career in the real estate industry. In 2011, Scott decided to start his own company, leveraging a significant opportunity by finding a solution to a major gap in the business between motivated sellers and investors. This innovation helped him become the bridge that leads to highly potential close deals in real time. In 2020, after moving to Colombia, Scott expanded his company by forming strategic partnerships, creating a business aimed at impacting others through his services and replicating the successes he had previously achieved. His brand quickly grew through word of mouth due to the unprecedented results his company was delivering.
Today, Scott is proud to have established the largest cold calling center, steering a team of over 180 individuals dedicated to generating highly qualified, highly motivated leads for wholesalers and investors nationwide. Beyond his entrepreneurial ventures, Scott cultivates an amazing work environment that nurtures professional and personal growth for all his team members, empowering individuals to achieve their goals and aspirations.
Visit https://lamassuleads.com/
Visit https://bio.scottmorse.com/home
Find Scott on LinkedIn @Scott Morse
Listen to the Leads2Deal Podcast here https://leads2deals.com/
Follow Scott on Instagram @lamassuleads
As entrepreneurs, one of our main focuses is freedom and taking back our time but also fulfilling our goals. But when we’re new to the game, those things can seem out of reach and impossible to achieve.
What if we could cut the time and path in half by networking with people like us?
Surrounding ourselves with people who inspire us, understand our ambitions, and see the possibilities just like we do can be a game-changer. Those are the people who will lift us up, encourage us, and help us navigate the challenges of entrepreneurship with a positive mindset.
What if your next breakthrough idea is just a conversation away in a community of innovators? How do these people make the impossible seem achievable?
In this episode, real estate salesperson and investor Kevin McMullen joins me to talk about the importance of surrounding yourself with likeminded people, and how it can change the way we think. We also talk about his journey from failure to freedom.
In real estate, you either get it or you don’t. But if you do get it, you’re going to do very well. -Kevin McMullen
Three Things You’ll Learn In This Episode
-Money doesn’t always solve problems
Not every issue that arises can be fixed by putting funds towards them. Why can’t we always throw money at problems to straighten them out?
-Difficulties in owning rentals
Rentals can help us build wealth, but it’s definitely not easy. What are some of the difficulties we face when owning rental properties?
-Experience makes the expert
The more we experience, the better we get at doing things. How can the things we’ve been through turn into valuable insights?
Guest Bio:
Kevin McMullen’s journey into real estate began with flipping video games at flea markets in college. He then owned 6 video game stores that collectively generated $3,000,000 in sales before transitioning into real estate. Today, he is a Real Estate Salesperson & Investor, managing over 20 properties and hosts the Let’s Know Buffalo Podcast. Kevin brings a wealth of entrepreneurial experience and a passion for real estate investment to his ventures.
Find Kevin on Facebook @Kevin McMullen
Follow Kevin on Instagram @kevin_mcmullen716
Follow Kevin on LinkedIn @Kevin McMullen
Subscribe to the Let’s Know Buffalo Podcast here:https://linktr.ee/letsknowbuffalo
The 4th of July is a day that should be about the pride and joy of living in the land of the free. Very often, it passes without the celebration it deserves. The very essence of the 4th of July is to remember and honor the sacrifices made to secure our liberty.
Yet, each year, fewer and fewer people take the time to truly appreciate and commemorate this significant day.
Why is it that so few people celebrate the USA and the precious freedom we have? Have we forgotten the significance of this day?
In this episode, I talk about commemorating the profound sacrifices made to establish and protect the freedom we now enjoy and the importance of acknowledging what this day truly means.
Freedom is NOT free.- Chris Naugle.
Three Things You’ll Learn In This Episode
-The American flag
The American flag is a symbol of freedom. What does it mean to honor the flag?
-Fireworks on the 4th of July
Fireworks aren’t just about pretty lights. What is the symbolism behind lighting up the skies?
-Approaching those who dishonor the flag
What do we do in a situation where the flag is being dishonored?
After covid, the virtual workplace exploded as businesses pivoted to remote work, seeing massive time and cost savings. Yet, despite these undeniable benefits, many entrepreneurs still hesitate to trust remote work and virtual assistants.
What exactly is holding so many people back? Are we clinging to outdated notions of how work should be done? The truth is, virtual assistants are not just capable—they excel at providing the flexibility and efficiency a business needs.
Think about it: How much valuable time is wasted on tasks that a skilled virtual assistant could handle? How many pointless meetings eat away at our day when a quick email or project update would suffice? Every minute lost to inefficiency is a minute robbed from driving our businesses forward.
In this episode I’m joined by the CEO REVA Global, Bob Lachance. He talks about leveraging virtual assistants to reclaim time, reduce costs, and refocusing energy on what truly propels businesses to success.
If you have the right team, you will make more money with less. -Bob Lachance
Three Things You’ll Learn In This Episode
-What they don’t tell you about success
Success takes hard work. What does it take to have the grit to keep pushing through?
-Teamwork makes the dream work
Having the right team will help us make more money in less time. How do we ensure we’re building a solid team?
-The importance of weekly finance reviews
Running a business by the numbers is vital. How do we make sure we’re staying on top of the money coming in and going out of our businesses?
Guest Bio:
Bob Lachance has been an active business owner and real estate investor since 2004. Bob is an entrepreneur by nature and currently owns, operates and manages many different businesses around the world. Bob helped create the top Real Estate Education and Mentor/Coaching program, FortuneBuilders, INC. Bob also created one of the premiere Real Estate Virtual Assistant Staffing companies, REVA Global, LLC (REVA). Bob is an expert in the real estate investing space and has an incredible reputation for creation, implementation and execution.
Prior to getting into the business sector, Bob had a successful 8 year professional ice hockey career which allowed him the privilege of traveling and living all over the US and Europe. Bob was also a member of the 1995 National Championship Boston University Ice Hockey Team.
Visit https://revaglobal.com/links/
Follow REVA Global on Instagram @revaglobalva
Follow REVA Global on LinkedIn @REVA Global
Follow REVA Global on TikTok @revaglobal
Follow REVA Global on Facebook @REVA Global Virtual Assistants
Subscribe to the YouTube channel @revaglobal
Tough times can last and leave us feeling defeated, doubtful and lost, especially when it's our own bad decisions that drive us to rock bottom.
The feeling of hopelessness can be overwhelming, making it difficult to see a way out.
It’s up to us as individuals to ensure that we don’t stay that way forever. We need to be willing to put in hard work to see results and be determined to get ourselves out of the rut. If we do the work, rock bottom can ultimately become a solid place to rise up from.
In this episode, Wholesale Real Estate Coach at TTP, Brent Daniels joins me to talk about his experience hitting rock bottom, what got him there and what got him out. We also talk about wholesaling for real estate and the value in it.
The beautiful thing about rock bottom is that it’s a strong foundation. -Brent Daniels
Three Things You’ll Learn In This Episode
-The economic ebb and flow
The economy doesn’t go straight up all the time and we’re not going to make the same amount of money. How do we ensure that we always win, no matter the economy?
-Why you get so much growth out of your lowest low
What is the one advantage of hitting rock bottom? How does it help us discover who we truly are?
-The root of complacency
We have been living in easy times which makes us complacent but these times of comfort won’t last forever. How do we prepare for what's to come?
Guest Bio:
Brent Daniels is the founder of Talk To People, a proactive, action oriented approach to real estate wholesaling. He has coached tons of people with a simple and effective strategy on how to get on the phone and talk to motivated sellers. A natural leader, Brent combines his passion for helping his students with his proactive, little sleep, high energy, "doesn’t-want-to-wait-around-for-business" attitude to help you make the most out of the wholesaling cash machine.
After years of being a real estate agent in Phoenix, Arizona, Brent discovered a process within real estate called wholesaling while he was listing a property.
He quickly made the pivot to wholesaling, the art of finding properties at a discount and selling a contract to the property to investors. Brent now owns a multi-million dollar wholesale business and coaches others to get their first or hundredth deal.
Brent has created a platform dedicated to resources for real estate wholesalers and also hosts LIVE YouTube shows every week with audience Q&A and real estate market updates.
Visit https://www.wholesalinginc.com/
Follow Brent on Instagram @realbrentdaniels
Subscribe to Brent’s YouTube Channel https://www.youtube.com/@BrentDanielsTTP
Host Bio:
Chris is a nationally recognized entrepreneur, speaker, trainer, real estate investor and recently the star of an HGTV show called Risky Builders. With over 12 years experience Chris has successfully completed over 200 deals and managed over $30 Million in investor money. As co-founder of FlipOut Academy and Money School, Chris mentors and guides up-and-coming investors on how to get results and create passive income through real estate.
With 2024 being an election year, there is a lot at stake. Without a doubt, the economic cycle will be impacted post-election and we need to be prepared for it. Many are worried that the election is going to be a perilous economic tipping point, which many portfolios just won’t survive.
How do we ensure that amidst the chaos, our heads are well above water? Is there a way for us to not just merely survive but to thrive in these circumstances?
The Infinite Banking Concept guarantees taking back control and thriving. It’s a simple and direct concept yet many refuse to put it in action. There’s never been a better time to take advantage of this process. If you’re waiting till the dust settles post-election, it might just be too little, far too late.
In this episode, Infinite Banker and licensed insurance agent, Robert Lee joins me to explain how Infinite Banking can put money back into your pocket, how it can help you gain true control and autonomy over your money, and how it can help in times of chaos and inflation.
We may not be able to control the dollar but we can control what we do with it. -Robert Lee
Three Things You’ll Learn In This Episode
-Pay attention to what’s not obvious
Just because we can’t see certain things, it doesn’t mean that it's not impacting us. How is this fact playing out in this economy?
-The great American divide
America has been teetering on political tension for a long time. Could this lead to an escalation in the wake of the election?
-What is the best kind of debt?
Many people have been taught that all debt is bad. Does good debt exist, and what does it look like?
Guest Bio:
Robert is a licensed insurance agent who practices the Infinite Banking Concept and teaches folks of all walks and ages how to save their money and invest their money at the exact same time.
Visit https://www.betterinvestmentacademy.com/
Follow Robert on Instagram @iam_therobertlee
Subscribe to Robert’s YouTube channel here @Better Investment Academy and hit the bell icon.
Host Bio:
Chris is a nationally recognized entrepreneur, speaker, trainer, real estate investor and recently the star of an HGTV show called Risky Builders. With over 12 years experience Chris has successfully completed over 200 deals and managed over $30 Million in investor money. As co-founder of FlipOut Academy and Money School, Chris mentors and guides up-and-coming investors on how to get results and create passive income through real estate.
When it comes to preparing for retirement, people pin their hopes on their 401k, but the truth is, it’s not enough to retire comfortably. That’s where real estate investing comes in. It’s a way to get predictable, stable and consistent income and undoubtedly the best path to wealth.
The problem is, most people don’t have the time, energy and know-how to invest at a high level. You don’t have the time to go out there, acquire the property and the land - that’s as good as taking on another stressful full-time job.
That’s why it’s critical to partner with specialists who know what they are doing and eliminate the headaches so you can just enjoy the returns.
What is Rent to Retirement and how does it remove the stress of real estate investing? Why is real estate critical to a comfortable retirement? In this episode, I’m joined by founder and CEO of Rent To Retirement, Zach Lemaster. He shares his story and how he’s helping more people turn a shaky retirement into solid wealth.
True wealth is created by owning real estate in good locations with good teams and letting time do what it does. -Zach Lemaster
Three Things You’ll Learn In This Episode
-Scale your portfolio strategically
One of the biggest barriers to growing your portfolio is a lack of capital. How can you get access to more money when your own savings are tapped out?
-Do real estate anywhere you want
Investing out of state is one of the best ways to access great deals and returns, but it’s hard to build a team from the ground up in a new location. How does Zach’s team solve this problem?
-Good location, good teams, good tenants
The formula for a great real estate investment is really simple. How do you set yourself up for success and wealth?
Guest Bio:
Zach Lemaster is the founder & CEO of Rent To Retirement, the nation's leading turnkey investment company. Zach is a seasoned real estate investor and licensed broker that has accumulated a large portfolio of rental properties across multiple markets including single family, multifamily, commercial and new construction. Zach is a licensed Optometrist who practices on a volunteer basis. Zach started investing in real estate while working as an Optometrist & Captain for the US Air Force. This eventually allowed him to retire early from his career in medicine to be a professional investor by strategically investing in markets that maximize cash flow, appreciation & equity. Zach went on to build a successful wholesaling, flipping & management business working across multiple markets which led to the foundation for Rent to Retirement. He is considered an industry expert in real estate market analytics. Zach has been published across many exceptional national platforms including: Forbes, USA Today, Fox News, NBC, CBS, Veterans' Affairs, Think Reality, and Inc. 5000. He is passionate about educating others on the numerous benefits of real estate investing, and how to use real estate as means to create the lifestyle each person desires for their family! For more information, head to renttoretirement.com and follow @renttoretirementinvest on Instagram.
In the world of hobbies and interests, boating happens to be one with the most wealth inside it. Whether it’s lake boating or yachting in Monaco, no other network attracts high net worth individuals. What if you could turn your own lifelong passion for boating into the ultimate business opportunity so you can earn while you play?
That’s what Ryan Garland did, and today he gets to rub shoulders and do business with the wealthy. He even uncovered a unique investing opportunity through this association. How did Ryan find his way into one of the wealthiest markets on earth? What business opportunity came out of this?
What are the big financial waves the wealthy are flocking to? In this episode, the founder of Paradyme Investments, talks about what the wealthy do differently and how you can align with it in your own business.
The boating world has a lot of wealth in it. My passion for boating helped me tap the wealth inside that market. -Ryan Garland
Three Things You’ll Learn In This Episode
-Why family offices exist
Financial advisory firms and family offices are completely different machines in the investing world. What are family offices built for, how do they operate and why do they operate differently by design?
-The ultimate hedge against a volatile economy
The people who hold the most wealth are looking for something more stable than the stock market and banking system to preserve it. How does private money lending play into this?
-How to turn a passion into profit
How did Ryan turn his passion for boating into the ultimate networking opportunity and an exciting business venture?
Guest Bio:
Ryan Garland is an investor, entrepreneur, author and founder of Paradyme Investments. His unparalleled ability to understand the real estate market, and to consequently shift his strategic thinking is the very foundation on which he has built his stellar career. Ryan started his lending career in the traditional SFR (Single Family Residence) space. Due to Ryan's ability to establish relationships with HNW clientele (High-Net-Worth) and his passion for distressed assets, he began the Paradyme brand. Ryan successfully facilitated and closed an average of 150 short sales and REO transactions a month during the 2008 recession period. Strictly focused on “workout turnarounds" also known as flips - both in the SFR and Commercial sectors. Operating as an LP, Ryan was voted #1 Top Originator in California for four years in a row. Ryan also made Top Producer Magazine, a nationwide publication. Ryan has facilitated over $1.5 Billion in distressed real estate transactions. Paradyme's objectives and core passion are aligned with "impact" investing designed to create generational wealth. Ryan created the Paradyme platform as a tool to help his clients build enduring wealth using real estate as the bedrock of their investment portfolios. With multiple projects in the pipeline at any given time, Paradyme's diversified offerings are designed for today's alternative investors looking to find non-correlated, low volatility and high return strategies in an increasingly unsettled investment environment. Paradyme's fundamental principles of integrity, transparency and exceptional client relations are the foundation upon which Ryan has built the company. For more information, go to https://paradymeinvestments.com/ and follow @ryangarland_paradyme on Instagram.
As a property investor, you might think you’re in the real estate business. You would be mistaken. You’re actually running a finance company, powered by real estate. The problem is: many investors don’t realize this and neglect their finances until it’s too late.
Financials are the most important aspect of the business. Not paying attention to your numbers is like driving with a blindfold on - you will crash. This understanding of numbers is what makes CPAs such great business owners, when they choose to escape the cocoon of the corporate job. That’s what today’s guest did, and in 5 years, he was able to scale to 900 deals without syndication.
How did he find his way into real estate? Why is it mission critical to understand our numbers? In this episode, CPA turned entrepreneur and co-founder of CityLife Residential, Casey Ryan Quinn talks about why we need to think like accountants and how to set up a strong back office in your business.
We’re not a real estate company - that’s just the vehicle. We’re really a finance company. -Casey Ryan Quinn
Three Things You’ll Learn In This Episode
-Control every piece of the puzzle
Casey and his team were able to scale to 900 BRRR deals and over $100 million. What’s the secret to scaling fast?
-A case for overpaying
Many flippers chase cheap goods and services thinking it will save money. All it does is slow down the process and make capital more expensive. What should we do instead?
-The most important resource
There are many tasks we do in our lives and businesses we could delegate to someone else. How do we overcome the mindset blocks that stop us from taking them off our plates?
Guest Bio:
Casey Ryan Quinn is a Pittsburgh-based CPA turned entrepreneur. In 2019, he co-founded CityLife Residential, steering the company as CEO to a staggering portfolio of over 850 residential units valued at over $100 million in under five years. This phenomenal expansion has placed CityLife Residential as Pittsburgh's third fastest-growing company between 2021 and 2023, and notably the fastest in the real estate sector. Beyond CityLife, Casey has co-founded Accruity, offering specialized accounting services to the real estate industry, where he remains an active board member. His entrepreneurial spirit also led him to co-found and partner in a REMAX franchised brokerage, further diversifying his real estate ventures. CityLife Residential stands out as a comprehensive residential real estate investment firm, boasting an impressive track record of over 500 real estate investment transactions. The company offers an array of services including construction, property management, title and settlement, and real estate sales. Casey's leadership extends to managing a vibrant team comprising more than 50 staff members and over ten virtual professionals, with a focus on fostering a strong company culture, strategic leadership, and efficient capital management. For more information, go to caseyryanquinn.com and follow @caseyryanquinn.
Syndication has always been an attractive vehicle for investors. You benefit from economies of scale without giving up a ton of money and get access to deals you couldn’t if you did it alone.
The only problem is: the economy we’re in has put massive stress on the model. Syndication relies on a solid exit, but it can be hard to achieve in an unpredictable market.
Banks are having a hard time pricing deals in this environment. Investors run the risk of being locked into a bad rate, with a pricey exit. The vehicle is also prone to fear and greed which can tank the value of an investment.
Is there a way to build flexibility into the deal so you’re not stuck in the market? Will syndication survive investors pulling their liquidity out? In this episode, Private Fund Manager, Jason Yarusi shares how he’s accumulated 2700+ apartments in 7 years, his incredible backstory, and why he wakes up at 4:32 am every single day. We also discuss the weaknesses of syndication and the strategies Jason put in place to mitigate them in advance.
In order to safeguard our syndications, we take flexibility into account with the deals we’re doing. It gives us an opportunity to react to the market instead of being stuck in it. -Jason Yarusi
Things You’ll Learn In This Episode
- 4-3-2-1 Go
After constantly repeating chaotic cycles and getting burned out on transactional jobs, how did Jason change his life? Why does he wake up at 4:32 am every single day?
-Succeed, amplify then build momentum
So many people are doing syndications, but they aren’t all built the same. How did Jason get the process dialed in before he expanded?
-Protect against fear and greed
Life happens and people will need liquidity. This typically leads to solid investments losing their value. Is there a way to set-up a syndication so people can’t prematurely pull money out?
-How to safeguard syndication
With everything happening in the economy, it’s easy for an investor to get locked into a bad deal. Can we build in flexibility even if it’s more pricey on the front end?
Guest Bio
Jason Yarusi is a Private Fund Manager overseeing a $285 million Multifamily Real Estate portfolio at Yarusi Holdings. Since 2017, we've acquired 2,700+ apartment units. Beyond work, I'm an ultra runner and fitness enthusiast, hosting The Multifamily Live Podcast and leading the 7 Figure Multifamily Mastermind. Each day, I rise at 4:32 am, and I'm a proud father of three with a loving spouse. For more information, go to https://www.yarusiholdings.com/ and follow
@JasonYarusi on Instagram.
The frustration of not seeing savings grow consistently can be a real struggle. Imagine the possibilities if our money could work harder for us, not just in the long run, but also with benefits we can tap into right now.
This isn't just about setting money aside—it's about making our money work smarter and more effectively, whether it’s planning for the future or needing liquidity today.
Consider this: what if we could harness the magic of compound interest that builds wealth steadily over time, while still having the flexibility to access funds efficiently in the short term?
In this episode, I am joined by the Director of The Money School, Shawna Decker and Money Mentor Stephen Nagy, to talk about the benefits of uninterrupted compound interest and how to cash-build for the long run.
Infinite banking is not about the numbers and it’s not about the math, it’s about the concept.- Chris Naugle
Three Things You’ll Learn In This Episode
-Don’t get hung up on the numbers
Infinite banking isn’t just about money. How do we avoid getting absorbed in the numbers?
-Debt or decisions
How do we figure out what to put on credit and what we should pay for in cash?
-Think about the 95%
Why are we taught to focus on the 5% interest rate that we have to pay back?
Guest Bio:
Shawna Decker oversees all operations within The Money School, and has been on board since its creation. Shawna’s north star is Balance. And balance is never static- it is made of constant adjustments and active listening. She gives a damn, and she gives a damn about your path to betterment. Shawna assists in ensuring the overall experience of products, workshops, and training are better and brighter, by regularly checking in on what’s working, and helping adjust what isn’t.
Find Shawna on LinkedIn @ShawnaDecker
Stephen Nagy left his career as a Personal Financial Advisor in 2007 to pursue his dream of being an entrepreneur and Real Estate Investor. Many years later, he has never looked back, becoming a lifelong student of business & investing, implementing strategies learned, gaining valuable personal experience, and following his passion of working with and sharing with others.
Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”.
Living in south Florida with his wife and son, Stephen not only talks the talk, but walks the walk every single day, growing his Real Estate & Consulting businesses and practicing financial strategies like self directing retirement dollars, the Infinite Banking Concept, Becoming The Bank, and eliminating the “3 Wealth Killers” from his life.
Stephen Nagy is dedicated to helping his students & clients learn financial education, how to take back control of their money, and helping them achieve their dreams by solving their money problem. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one on one.
Join the MSTV coaching here https://www.moneyschooltraining.com/mstv/
It may be hard to believe, but a penny doubled over time can make you more money than a pile of $500,000 right now. What makes this possible is one simple yet powerful thing called compound interest.
It gives you the ability to multiply your money overtime, and turn one small investment into a whole lot of money. No wonder Einstein called it the 8th wonder of the world!
For all the power that compound interest has, it’s still misunderstood and totally underutilized. How does this powerful financial force actually work? What financial vehicle gives us both compound interest and access to capital for investments?
In this episode, I show you how compound interest can allow you to turn $500 into $500,000.
We’re the only ones who have been taught to give up control of our money, put it somewhere and let it sit and lose the opportunity to take advantage of new investments. -Chris Naugle
Three Things You’ll Learn In This Episode
-The smartest way to build wealth
Compound interest is one of the most underestimated phenomena in the world. How can you multiply your money by doing one simple thing?
-Get the best of both worlds
The problem with popular investment vehicles is the flow of compound interest gets interrupted every time you take money out. Is there a way we can take money out to invest and keep building interest at the same time?
-Average vs. actual rate of return
A lot of the financial vehicles people flock to promise a high return, but when you take a closer look, do you actually end up with a lot less?
Most Americans put their money into retirement accounts and believe it will be enough when they need it. They don’t engage with it and it starts to feel a lot like Monopoly money.
You’re handing your wealth over to a system you don’t know, like or understand. You trust advisors, rely on hope, and never get your cash to truly work for you.
It’s America’s $40 trillion problem.
The system is designed to feed off the cash that’s sitting in these retirement accounts. An out of sight, out of mind approach doesn’t work for your wealth - it robs you of opportunity and leaves you with regret.
Damion Lupo identified this problem and is revolutionizing retirement as we know it. Ultimately, wealth is created when you solve the problems of the 99%. How did his business journey begin at 11? What did he learn from being $5 million in debt? Why is chasing impact the fastest path to cash?
In this episode, the financial mentor, podcast host, best selling author, and founder of EQRP, shares how he’s fixing retirement and revolutionizing construction.
Most people put money into their retirement accounts and just hope it will be enough when they’re 65 years old. -Damion Lupo
Three Things You’ll Learn In This Episode
-Pressure creates purpose
All successes are built on failures. What did Damion learn from losing $20 million and ending up $5 million in debt? How did he turn a low point into a point of transformation?
-Don’t park your money, engage with it
Not having control over your retirement isn’t the only problem people have. They also don’t know what to do with the money once they have that control. How is Damion solving this problem?
-Focus on impact and the money takes care of itself
True wealth and purpose is created by solving huge problems. How did Damion Lupo end up in an opportunity that benefits consumers, the real estate industry and even the environment?
Guest Bio:
Damion Lupo is an entrepreneur, financial mentor, podcast host, best selling author in personal finance, and founder of EQRP, a business rewriting the rules and plan for retirement. He also owns Frametec, a company that’s revolutionizing the construction world. For more information, go to https://damionlupo.com/, https://eqrp.com/ & his other company is bad ass https://www.frametec.com/.
With everything going on in the country, countless businesses and entrepreneurs are struggling to stay afloat. There are many business-saving government initiatives that can provide financial support, but many people remain unaware of them..
We know there are government programs offering loans and aid, but we're left in the dark about how to access them.
Where do we begin when it comes to tapping into these funds? What do we need to be eligible to claim these funds?
In this episode, founder/principal of The Chandler Group, Josh Zieglowsky joins me to talk about the different government programs that we can access to claim funds, how easy it is to do so and why we should take advantage of these opportunities.
You regret the things you don’t do, you don’t regret the things you try. -Josh Zieglowsky
Three Things You’ll Learn In This Episode
-Government funds: keep this in mind
What’s the catch when it comes to claiming government funds and loans?
-You give, you get
Does the universal law hold true, asserting that as we give, so too do we receive?
-The importance of taking action
Why shouldn’t we wait to take action with certain things and strike while the iron is hot?
Guest Bio:
Josh Zieglowksy is the Founder/Principal of The Chandler Group, LLC, boasting expertise in Real Estate, encompassing both Residential and Commercial sectors for over 17 years. He has achieved remarkable success in overseeing multimillion-dollar projects from their inception to completion. The cornerstone of his approach lies in fostering close collaboration between The Chandler Group team and clients to devise tailored programs that effectively address their real estate requirements.
Josh has been an entrepreneur for almost 20 years. His primary focus is investing in residential and commercial real estate. Josh’s key expertise includes asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development.
When Josh isn’t working, he’s spending time with his wife of 21 years, Taryn, and his four children. Josh grew up in Morgan, UT where he was a multi-sport athlete but his love was in basketball. Now, years later, he gives back by coaching local students to succeed both in sports and in life.
Visit https://www.selfemployedcredits.com/?ref=christopher28
Find Josh on LinkedIn @Josh Zieglowsky
Investors who own huge multi-family units and complexes swear by cost segregation studies, but what if you own smaller single family units?
Well, the same tax eliminating strategy and ability to capture the time value of money is available to you. Cost segregation continues to be a heavily misunderstood strategy, some people think it’s a scam and many don’t realize it can apply to their smaller investments. Ultimately, cost segregation gives us the ability to use our dollars at their highest value and that's key for investors.
Who does the strategy apply to and how can you use it? What’s the ultimate benefit of a cost segregation study?
In this episode, I’m joined by the founder of USTAGI, Joseph Viery. He shares how to add this strategy to your wealth building arsenal.
This gives you the time value of money. You want this big deduction today because the dollar today is worth a hell of a lot more than a dollar in 27.5 years. -Joseph Viery
Three Things You’ll Learn In This Episode
-Claw back your money
Can we use a cost segregation study to reclaim past tax benefits?
-The power of acceleration
Some would argue that there’s no need to recapture money you’ll get back anyway, but why is the time value of money so important to investors?
-Make your money work for you
What’s the first step if you’re thinking of doing a cost segregation on your properties?
Guest Bio
USTAGI was founded by Joseph Viery with the goal of providing quality cost segregation studies. As a Cost Segregation Professional, CSP, he has helped property owners defer or eliminate millions of dollars in income taxes by leveraging IRS compliant cost segregation studies. Since becoming a CSP in 2007, Joseph has performed thousands of cost segregation studies for clients in various industries ranging from $500,000,000 commercial properties to $50,000 single family residences. He regularly presents at workshops nationally and is a frequent guest on industry podcasts. He has a natural ability to turn complex sets of guidelines into easy-to-understand topics.
For more information and to get a free analysis, go to http://www.ustagi.com/pmc
When a door gets slammed in your face, it’s easy to think the game is rigged against you, but what if it’s setting you up for your ultimate purpose and passion?
When William Denis’ lifelong Wall Street dream was cut short, he thought a door had been closed, But ultimately, this implosion ended up leading to a path where he can make the most impact. Through his journey, he found a highly underserved niche where he can truly give value.
How did he go all in on his entrepreneurial dream? What did he do to truly level up in his business and life? In this episode, I’m joined by the investor, entrepreneur and coach. He talks about his journey and the most important wealth lessons we can put into practice.
You can’t negotiate with yourself, if you say you’re going to do something, do it and do it well. -William Denis
Three Things You’ll Learn In This Episode
-Give, give and give some more
Why was William willing to give up 50% of his business to his mentors and how did it set him up for massive success?
-Learn to delay gratification
Willpower is great, but it’s no use if it’s not backed by discipline. What steps did William take to transform his mindset and actions?
-Feed the Universe
How did William zero in on a hugely underserved market and start providing value?
Guest Bio:
Willy Denis is an investor, entrepreneur and coach who teaches people how to wholesale real estate. For more information, head to www.willynumbers.com and follow @willynumbers on Instagram.
Most of us are trapped in a cycle where we hand over our money, only to watch it disappear into a black hole of fees and limited growth potential. We're left feeling powerless and frustrated wondering: is there a better way?
We feel shackled by conventional banking norms, with limited options and little say in how our money grows. But what if there was a way to change all of this?
Enter Infinite Banking - a revolutionary concept that empowers us to reclaim control over our finances and become our own bank. It's a game-changer, allowing us to dictate the terms, so our money isn't just sitting idle; it's constantly working for us!
In this episode, I talk about the Infinite Banking Concept, seizing the power to make your money work and why infinite banking is the path to true financial autonomy.
To take back banking functions in our life, we must take back control of our money. -Chris Naugle
Three Things You’ll Learn In This Episode
-Giving up control of our money
What exactly do we get in return when we give up control of our money?
-Think like a bank. Act like a bank.
Where do we put our money so that we have full control of it?
-Change where money goes
How can we change where our money goes so that we have access to it?
Many real estate investment models seem great at first, but they become victims of the 3-year curse, especially in this market. You buy them, cash flow them and then everything goes wrong.
From commercial to syndication, a lot of investors are hurting right now. The safest model with the most safeguards is one many experts say will go off a cliff, but it shows no signs of slowing down.
What makes duplexes such a great investment? How do you flee the commercial real estate debt crisis?
In this episode, I’m joined by the author of The Family Board Meeting and partner in the largest build-to-rent organization, Jim Sheils. He shares the power of solving the finance issue and where to look for opportunities right now.
If the commercial world is not working, a couple of duplexes and quad-plexes can go a long way. The residential realm still has some guardrails around it. -Jim Sheils
Things You’ll Learn In This Episode
-Why rehab when you can build
Renovating and renting comes with a ton of headaches. What benefits does building from scratch offer?
-How to stay successful in a high interest-rate environment
What steps did Jim take to safeguard his investments against the volatility of the market?
-Follow the inventory
How do we identify the best places to invest?
-The ultimate give
What did Jim do for his father and what impact did it make?
Guest Bio
Jim Sheils is the author of The Family Board Meeting. He is also a partner in the largest build-to-rent organization in the United States, with over $600 million in assets under management that generate over $40 million in annual recurring revenue for investors. He uses his passive income strategy to teach others how to buy back their time and create a legendary family life. For more information, head to jjplaybook.com. Get The Family Board Meeting here.
In today's economy, there's a glaring divergence between multi-family and single-family. Unsurprisingly this has added another significant challenge for homeowners and investors alike. You can’t help but question the stability and future prospects of real estate.
With ridiculously high inflation rates in 2024, the situation has become even more dire. It has pushed many individuals and families to the brink of financial instability.
How do we navigate these turbulent economic waters in 2024? What does the stock market predict? What do rate increases mean for us?
In this episode, technologist, data scientist and CEO of UGro, Grocapitus & MultifamilyU Neal Bawa, joins me to talk about inflation post-covid, and the dichotomy between multi-family and single family homes. We also talk about what happens when there is a hint of recession and the predictability of the stock market.
The economy was more resilient than anybody gave it credit for. -Neal Bawa
Three Things You’ll Learn In This Episode
-Base assumptions
Can this mess with our cash flow and profit projections?
-Unemployment on the horizon
What is expected around the unemployment rate in the USA and what does this mean for us?
-Recession without inflation
Is inflation a necessary evil to stabilize our economy?
Guest Bio:
Neal Bawa is a technologist who is universally known in the real estate circles as the Mad Scientist of Multifamily. Besides being one of the most in-demand speakers in commercial real estate, Neal is a data guru, a process freak, and an outsourcing expert. Neal treats his $1 billion-dollar multifamily portfolio as an ongoing experiment in efficiency and optimization. The Mad Scientist lives by two mantras. His first mantra is, “We can only manage what we can measure”. His second mantra is that, “Data beats gut feel by a million miles“. These mantras and a dozen other disruptive beliefs drive profit for his 700+ investors.
Visit https://grocapitus.com/
Visit https://mission10k.com/
Find Neal on LinkedIn @Neal Bawa
Follow Neal on Instagram @nealbawa
Managing properties, rentals and tenants can be a constant headache for investors. The tough reality many landlords face is having to deal with the consequences of tenants who don't uphold their end of the agreement.
Utilities alone can be the third largest expense for apartment owners, and relying on service providers to handle billing can lead to delayed cycles, reimbursement hassles, and poor service in general.
Is there a solution to change all of this? Can we take control of billing our tenants ourselves? Can it reduce costs and increase efficiency in the process?
In this episode, I’m joined by CEO and Founder at Utility Ranger, and multi-family investor and utilities guru, Tiffany Mittal. She talks about how her company allows us to easily bill our residents for utilities and other fees. We also talk about how doing it ourselves can save us time and money.
Institutional investors have had all the control in the market, and it’s about time the smaller investors get the same advantage the big guys have had for years. -Tiffany Mittal
Three Things You’ll Learn In This Episode
-Understanding Proptech
How does it help with property operations?
-Solving our own problems
If solutions created by others don’t work for us, should we look into creating our own solutions?
-The danger of going it alone
It’s impossible to do it all by ourselves. How do we find the right people who bring what we need to the table?
Guest Bio:
Tiffany Mittal is a highly accomplished figure in the real estate domain, with a diverse background as a multi-family owner, investor, and successful entrepreneur. Over the course of 13 years, she has thrived as an owner-operator of multi-family apartments and made significant contributions to the property technology (Proptech) landscape.
Find Tiffany on LinkedIn @Tiffany Mittal
Follow Tiffany on Instagram @tiffanymittal
Visit https://utilityranger.com/
They say the path to success is riddled with risks. You could fail, you could be ridiculed and rejected, you could lose your sense of security, you could lose everything.
The bigger risk and path to definite failure is not taking a risk at all. The people who conform will never get on the path to success, but the people who bet on themselves and their worthy ideas will succeed.
How do you make sure you’re in the ranks of people who have changed the world? How do you deal with the inevitable doubt and ridicule your worthy idea will get?
In this episode, our 250th episode, I talk about what it takes to be in the 2% of people who get the lives they want.
The real risk-takers are the ones who take the least amount of risk. -Chris Naugle
Three Things You’ll Learn In This Episode
-The biggest risk of all
Why is seeking security the death knell of success?
-To be great is to be misunderstood
From the steamboat to the telephone, everyone who had a worthy idea had haters. How do you keep going anyway?
-If you put the man back together, the world takes shape
How do you create a vision of your perfect day and then make it your reality?
Being wealthy is meaningless if you’re not healthy, but unfortunately, for a lot of people wellness is a lot more elusive than money. With all the illnesses and diseases out there, it seems like our bodies are ticking timebombs, but that doesn’t have to be the case.
With the right modalities, our bodies can sustain and health themselves, and we won’t have to rely on traditional medicine. How have thousands of people solved their health issues through fasting? How do we cut through the health lies we’ve been told and key into what our bodies are telling us?
In this episode, I’m joined by health guru, author, speaker, wellness consultant, and founder of A Healthy Alternative, Chris Freeman. He shares how we can transform our lives by changing our relationship with food, and how we can create the ultimate legacy for our children - one of wellness.
The body is the only thing that heals the body. -Chris Freeman
Three Things You’ll Learn In This Episode
-Eat your water
Could certain foods be a richer source of hydration than the 8 glasses we’ve been told to drink everyday?
-How to get rid of hunger pangs
How do we start fasting without setting ourselves up for failure?
-Build on your passion
How did Chris build a thriving community on YouTube?
Guest Bio
Chris Freeman is a health guru, author, speaker, wellness consultant, and the founder of A Healthy Alternative. A Healthy Alternative is here to help you realize your potential as a whole(listic) human “Being” primarily through, but not limited to, Water Fasting. A Healthy Alternative is a wellness community with water fasting as its fundamental practice.
For more information, head to https://ahealthyalternative.org/, http://www.AHAcommunities.com, http://AHAwellnessacademy.com and subscribe to the YouTube channel.
When a market has enjoyed eons of expedited growth, great deals aren’t hard to come by. The real work begins when the deal flow slows, prices compress and properties sit on the market longer. This is the position many flippers and wholesalers find themselves in, especially in markets that have seen non-stop growth and massive appreciation.
It becomes really obvious that what many investors thought was their intelligence, was nothing more than a really good market.
The only way to keep succeeding is to become a better version of yourself as an investor. How do you seize the opportunity in a changing market? How do you shift from a transactional business model to something more sustainable?
In this episode, I’m joined by investor and coach, Dan Toback. He shares how to stay profitable in this changing environment.
The fun part about real estate investing and acquiring off market properties is it gives you the freedom to take on deals in your own timeframe and on your own terms. -Dan Toback
Three Things You’ll Learn In This Episode
-No more easy deals
What are some of the factors making real estate a lot tougher now?
-Engineer the ultimate win
In transactional business models like flipping and wholesaling, you live and you die by the deal flow. Why aren’t more investors switching to something more stable?
-Do the hard work on the front end
In a market that can shift underneath you without warning, how can you be a more nimble investor?
Guest Bio
Dan is an investor, coach and director of acquisitions at NH Homebuyers, and the highest reviewed buyer on the Treasure Coast. He has been a prominent figure in the real estate industry for over a decade, with a background primarily focused on coaching and wholesaling.
Follow @reifreedomcoach and join the Facebook Group here.
If you heat your house and put gas in your car, you’ll know just how important oil and gas are - they literally keep the world running. What you might not know is that it's a highly desirable asset class with hundreds of millions of barrels in earning potential.
As more people flee from real estate and the stock market, they are getting consistent, predictable income from mineral rights.
What are some of the fundamentals that make this investment so favorable? What’s the runway on this asset class?
In this episode, I’m joined by domestic energy expert and investor, Troy W. Eckard. He shares how people are getting wealthy through oil and gas.
Having mineral rights is like being a triple-net landlord. There’s no cost, no exposure, zero liabilities, zero capital but you get a check every month. -Troy W. Eckard
Three Things You’ll Learn In This Episode
- Green energy: fact or fad
There are a lot of people who think the days of oil are numbered, but why is that virtually impossible?
- The grocery cart test
Even though the powers that be want us to believe we’re heading for a soft landing, what indicators just don’t lie about what’s really going on?
- Untapped potential
Why is the domestic oil and gas industry so ripe for opportunity?
Guest Bio
Troy started his career as a registered broker licensed with the Financial Industry Regulatory Authority (FINRA) in 1985. In 1991, Troy acquired the majority interest in a 40-year-old licensed FINRA firm renamed Eckard Investment Services, Inc. Troy owned that firm until it was voluntarily closed in 2009 when brokered services were no longer part of his family’s energy business model. Over the last 37 years, Troy has had a near 100% focus on domestic energy. This includes hundreds of various joint ventures, LLCs, and special purpose vehicles ranging from seismic acquisitions, saltwater wells, domestic exploration and development projects, production acquisitions, water rights acquisitions, real estate developments, and midstream ventures. This experience has provided him with a broad knowledge of integrated expertise in energy asset management.
In 2010, he elected to roll all his prior ventures into one family business now known as Eckard Enterprises, LLC. He serves as the owner, Chairman, and Manager of the firm. Over the last decade he’s built a fully integrated management team with expertise in finance, operations, land, engineering, and geology. With almost four decades of experience, his focus on domestic oil and gas puts him at the top of his class in expertise and industry knowledge. Eckard Enterprises believes that owning, developing, and managing assets is one of the safest long-term investment strategies available today. Today, the firm represents over 1,300 high-net-worth partners and is one of the industry’s leaders in mineral rights acquisitions and working interest participation. Eckard is a leader in the industry and unrivaled in its reputation, transparency, ethics, moral stance, and expertise in execution.
For more information, head to eckardenterprises.com.
Perfection is the key to success, right? Wrong…More often than not, focusing on getting everything perfect just delays the process of creation.
Success and wealth aren’t a straight line - if you’re focused on not messing up and not making mistakes, you’ll never reach any of your goals. If we seek momentum and progress, we’ll accomplish things faster than any perfectionist.
How do we disconnect ourselves from the idea of perfection? In this episode, I talk about the danger of perfectionism, and how to fall in love with taking action, even if it’s not perfect.
Done is better than perfect. If you strive for perfection, you strive to never get off the ground. -Chris Naugle
Three Things You’ll Learn In This Episode
-The root of perfectionism
How do we overcome the fear of making a mistake?
-Success is iterative
How do we shift from starting out perfect to just starting and making improvements as we go along?
-Onward and upward
Sometimes making mistakes trips us up. How do we recover quickly and just keep moving?
In every area of our lives, we can’t outsource what truly matters. We can’t outsource our faith, our health and our relationships, but for some reason we’re encouraged to outsource our wealth.
No one is ever going to care about and take care of our money the way we do. No one will ever invest according to our values the way we can. No one will ever care about our descendants the way we do.
That’s what makes whole life insurance so powerful. It’s a vehicle that puts you in control, and it’s the only vehicle that will ensure our wishes are carried out whether we’re around or not.
It’s also the only financial tool in the world that will grow with you and help you differently at every stage of your life. Ultimately, it isn’t just a concept and a tool, it’s also a powerful mental model and self-actualization tool.
What are some of the things we can do with this tool that we can’t with others? In this episode, I’m joined by author and founder of Life180, Chris Kirkpatrick. We talk about all the great things about IBC that have nothing to do with the logistics.
The reason I think everyone should get whole life insurance has nothing to do with the technical stuff. It’s because that process is going to force you to become who you need to be with your money to live the life you want to live. -Chris Kirkpatrick
Things You’ll Learn In This Episode
-A unicorn, not a financial tool
What are some of the biggest problems with IULs, and why is the industry so driven to hide them from people?
-Align your money with your values
Why does whole life insurance offer a level of freedom other models don’t?
-The most versatile tool
How can a whole life policy be shifted and modified to solve multiple problems throughout your lifetime?
-A self-completing vehicle
Why is whole life insurance such a powerful filter to run our money through?
Guest Bio:
Chris Kirkpatrick is an entrepreneur, author and the founder of Life180. He is relentlessly dedicated to helping people reach financial freedom as quickly as possible. Chris believes the financial system is broken - it is set up for the main street investor to fail. Too many people play a passive role in one of the most important areas of their life - THEIR MONEY.
Chris wrote his last book, Cashflow Hacking, to show how anyone can reach financial freedom predictably in roughly a decade. That's about 4x faster than Wall Street's plan for you, and the good news is, you have more control of the outcome.
For more information, head to https://life180.com/, subscribe to YouTube channel and follow @realchriskirkpatrick. Get a free copy of Cashflow Hacking here.
Convincing investors to put money towards your idea. Not having enough money and dreading the next day. Making payroll by the skin of your teeth. Taxes and financials. These are just a few struggles business owners face daily.
There are many problems and pains associated with entrepreneurship, but if you live to fight through the hard times, you unlock an unbelievable level of opportunity, impact and fulfillment.
How do you pitch your idea to one of the greatest entrepreneurs of all time and win? What are some of the bottlenecks to our growth as business owners?
In today’s episode, I’m joined by entrepreneur, investor and partner at Tax Hive, Shawn Finnegan. He shares his story - from the beginning of his business journey to how he’s teaching entrepreneurs to build and run their businesses well.
The greatest motivator is pain, not success. -Shawn Finnegan
Three Things You’ll Learn In This Episode
-The opportunity of a lifetime
The best thing that came out of the recession was that everything was on sale. Will you be ready to go shopping this time around?
-How to stay on top of what matters
Many entrepreneurs operate their businesses with blinders on. What is some of the key information we have to be crystal clear about on a regular basis?
-Pitching to Mr. Wonderful
What’s it like having Kevin O’Leary in your corner?
Guest Bio:
Shawn Finnegan is an entrepreneur, investor and partner at Tax Hive. Tax Hive helps entrepreneurs optimize their businesses and minimize their taxes. They will work to provide you and your business with the tools and resources you need to build a solid tax and business foundation.
Follow Shawn on Instagram.
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The secret to making more money is so brutally simple, anyone can do it, but few go through with it. You don’t need to learn anything new, get a coach, pay for a program or go back to school.
If we could put even an extra hour of work everyday, we could be making thousands more. It’s a tried and tested strategy that no one ever goes after, and that’s the biggest problem in our country.
How do you change your financial reality? Are greedy CEOs to blame for the financial struggles in our country?
In this episode, I share the simple way to earn more, and the tragic truth: the fact that very few people will ever do it. Things You’ll Learn In This Episode
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Do the extraWhen everyone is doing the bare minimums, how can we win by doing just a little more?
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Don’t blame the CEOsWhile greed is an issue in our society, could laziness be doing more harm?
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Think like an entrepreneurInstead of approaching your day like a 9-to-5er, how do you develop the mentality of a business owner?
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All it takes is one How do you break away from the status quo and transform the trajectory of your life?
The secret to wealth, impact and fulfillment isn’t to focus on the end result, but rather the process it takes to get there. You have to fall in love with digging the trench, not what you get out of the trench. That way, the beliefs and behaviors that lead to success become habits, instead of an effort we have to put forth everyday.
For Howard Panes, this approach is what has led him to become a billionaire with multiple successful businesses. How did one of his companies break $100 million in sales within 18 months? How does he maintain his mindset and high energy, positive attitude?
In this episode, the billionaire serial entrepreneur icon and founder of LOGIC, Mighty Yum -link and Stealth Body Fitness shares his incredible story, how he stays so engaged and why we have to fall in love with hard work.
People keep themselves so busy they don’t even know if they are happy or not. If you’re over-busy and overdoing, you have to step back from the equation and see where your mind really sits. -Howard Panes
Three Things You’ll Learn In This Episode
-The gift is in the journey
How do we fall in love with the process, instead of the achievement?
-How a conversation became a billion dollar business
Every single day, we come across the seeds of great opportunities. How do we identify and go after them?
-Legacy is here and now
How does Howard make sure he’s making a maximum impact in the present moment?
Guest Bio:
Howard Panes is a billionaire serial entrepreneur icon and pioneer in the electronic cigarette industry, who famously went from $600,000 in debt, to building the world's fastest growing e-cig company, LOGIC, that broke $100 million in sales in its first 18 months. Panes later sold LOGIC to Japan Tobacco, and is now one of the most well-known guerrilla marketing entrepreneurs on the planet. His other successful companies include Mighty Yum -link and Stealth Body Fitness.
For more information, head to;
https://www.howardpanes.com/
https://www.trystealth.com/
https://mightyyum.com/
One of the biggest arguments against Infinite Banking is that its rate of return doesn’t come close to the ROI of other vehicles.
Anyone who has this belief is completely missing the point of the concept, and losing out on a ton of benefits in the process. Infinite Banking isn’t an investment, it’s an asset.
It’s an efficient machine to move your money through, while giving your control and freedom - something the traditional banking system doesn’t offer at all.
How do we take our control, clarity and conviction back? What have wealthy people known for generations?
In this episode, founder of Better Wealth, Caleb Guilliams returns and today, we talk about all the lies keeping you from experiencing the benefits of Infinite Banking. Three Things You’ll Learn In This Episode
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Infinite Banking will always beat the alternativesInfinite Banking isn’t just great for a time where the stock market isn’t performing well. Why would we still choose it if the economy was doing great?
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Rate-of-return isn’t the point We don’t think of our smartphones as investments with low ROI. How do we apply that mindset to Infinite Banking?
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The safest place to park your cash While banks are failing, insurance companies are paying more dividends. What does this tell us about the so-called stable system?
If there’s anything the last few years have made clear, it’s that the banking system is rigged against us. Bank loans, mortgages and monthly payments keep so many people on the hamster wheel of financial slavery and freedom slips further away from them.
What if you could pay off your mortgage fast without working any harder, any longer, or saving any more money? By changing the flow of your money, you can break free from the trap of monthly payments and never ending, needless expenses.
This is where velocity banking comes in. Considering that we’ve crossed the $1 trillion mark in credit card debt as a nation, it’s critical that we learn how to cut debt and interest rates at the knees.
How does this strategy work? How did a struggling mom leaving a toxic marriage heavily laden with debt escape to create financial freedom? In this episode, Velocity Banking expert, coach and founder of Vanntastic Finances, Christy Vann shares how she broke free, broke through and built a better financial future.
Three Things You’ll Learn In This Episode
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An inspiring story How did Velocity Banking help Christy Vann leave a toxic marriage and escape financial hardship?
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American Dream or American deception When people sign on the dotted line to buy a home, they don’t often realize how the game is rigged against their financial freedom. How can we rectify this?
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Gain cash flow through a line of credit What’s the difference between making another monthly payment and actually breaking free from debt?
One of the best things about The Money Multiplier Method is that it’s customizable to your specific goals. Whether you want to raise capital, buy cars or pay off debt, you can design your plan to do exactly that.
Not only can you own your bank, earn uninterrupted compound interest, and take the money back in a loan, you can also solve your particular financial problem.
What plan options do you have? How do you know which plan design is best for you?
In this episode, you’ll learn how to determine the right Infinite Banking plan for you. I’m joined by one of our clients, Chris Kearse as we start the process of designing the right plan for him.
Three Things You’ll Learn In This Episode
-Earn the 8th wonder of the world Can we get uninterrupted compound interest while still having access to cash?
-Move your money like a raging river How do we design an efficient vehicle to move your money?
-Short-term vs. long-term If we’re trying to get access to more cash quickly, how do we set up the plan?
The economy has been teetering on the edge of a cliff for a really long time, but somehow, it hasn’t crashed yet. Were Wall Street and the Fed right all along - that we’re going to have a soft landing, no recession, nothing to see here?
No. Far from it. A massive recession is on its way, and there are key, hard-to-ignore indicators that prove it. Don’t let the Fed fool you, it’s coming and it won’t be pretty for the unprepared.
Where do we find the real signs of an impending downturn? How do we prepare? In this episode, I share what history, data and two key groups of people tell us about what’s coming.
CEOs are one of the best places to look when you’re trying to figure out if we’re going to enter into a recession or not. -Chris Naugle
Three Things You’ll Learn In This Episode
-The cliff of debt
What does the state of borrowing tell us about what’s really happening in the economy?
-Believe the people on the frontlines
Why are CEOs and consumers like you the greatest predictors of a recession?
-Get ready to pounce
For the prepared, recessions mean one thing: endless opportunity. How do you get your war chest ready for this?
A long, highly lucrative NFL career or walking away from millions to live a longer, healthier life. That was the decision Dean Rogers had to make. After being trained to be a modern day gladiator, Dean walked away from football and started over.
From playing in arenas to sitting behind a desk. From a million dollar salary to earning a fraction of that, Dean was finally able to find a career that gave him high income without life-altering injuries - real estate.
What made him walk away from his childhood dream? How did real estate become his new passion? In this episode, Dean tells his story, from getting drafted and playing alongside legends in the NFL, to deciding to walk away and building a new dream.
I was trained for war, I was a modern day gladiator, I was prepared physically and mentally. Now, I was sitting at a desk job, slapping a keyboard around. -Dean Rogers
Three Things You’ll Learn In This Episode
-The extra 1%
Can we beat out the most talented people by just being more consistent and persistent?
-No deal is better than a bad deal
What are some of the big real estate mistakes investors make that set us back in terms of time and wealth?
-High income without the injuries
Most people wouldn’t walk away from a million dollar NFL career because they can’t replicate that wealth elsewhere. How did Dean find a way to build wealth without the hard hits of football?
Guest Bio:
Dean Rogers began his career in the NFL with the San Diego Chargers. Dean soon realized that if he kept playing his health would be at stake. After walking away from the NFL, he has been in the real estate industry since 2013 leading him to building a successful business in California. Since then, Dean has flipped and wholesaled 550+ houses and has a rental portfolio of eight figures. He is passionate about real estate and helping others learn how to build wealth and freedom. For more information, head to https://deanrogers.com/ and follow @deanrogersrealestate on Instagram, or send a text to +1 559-786-9468.
A specially engineered whole life policy can be set up to give maximum cash value upfront BUT most advisors don’t want you to know that. Why? Because in order for you to get that higher cash value, they would have to give up a lot of their commission.
The Infinite Banking Concept is a machine that helps you achieve your financial goals, from buying cars to paying off debt. You can’t achieve those goals without engineering the policy the right way, something a lot of advisors aren’t willing to do because they lose out.
I lost $534,000 so that you could get the most money from your policy. How do we design your policy so that your money grows fast like a rocket? In this episode, I share why whole life policies aren’t created equal, and how to build one that allows you to build wealth.
Booster rockets on an actual rocket ship use up a lot of fuel. Paid Up Additions on your policy use up a lot of term. -Chris Naugle
Three Things You’ll Learn In This Episode
-Maximizing cash value vs. maximizing death benefit
How do we engineer your policy so that you’re able to get money out quickly?
-The most efficient way to set up your policy
When a rocket is launched, some pieces of it fall away so it can propel faster. What do we eliminate from your policy so your money grows faster?
-Getting your money to make money
How do we set up a machine that provides returns and wealth-building opportunities, non-stop?
A lot of aspects of real estate are one-sided, especially in this current market. It either benefits whoever has the money or the property. In today’s high interest landscape, everyone’s getting squeezed, from the people trying to buy a home at an eye-watering 8% rate, to homeowners sitting on untapped wealth.
What if there was a way for both the buyer and homeowner to win? If you have a sub 4% mortgage, there’s no way you’d want to let that go. Fortunately, there’s a way to keep that mortgage in place, get access to cash and also keep the dream of homeownership alive for someone else.
How does this strategy work and how do you make sure the deal is structured right? In this episode, real estate investor, mentor, education, Eric Sage returns to share the huge opportunity in real estate notes in today’s market.
Every mortgage is 30-year fixed, rates are 8% now, there’s no better time in the history of our planet to get control of cheap debt. -Eric Sage
Three Things You’ll Learn In This Episode
-A profitable waiting game
What is the ultimate win with real estate notes?
-Bringing a win-win to real estate
How does this strategy create income for a homeowner and homeownership for someone else?
-Real estate notes done right
Why is it so important to structure these deals correctly from the start?
Guest Bio:
Eric Sage is a real estate investor, mentor, education and founder of Creative Dealmaker and co-founder of ericbuyshomes.com. He helps people “Become the Bank” and invest in High Yield, Low Risk, Securitized Real Estate Mortgage Notes.
Go to https://creativedealmaker.com/, and follow @ericjsage on Instagram.
The Infinite Banking Concept is a powerful financial vehicle. You get to take control of your money and access cash without interrupting the compound interest you’re building. Better yet - it can be tailored for your unique goals.
Whether you want steady performance or access to more cash up front, your policy can be designed to suit your needs. How do you engineer your policy for your goals? What do the different designs look like in practice?
In this episode, I share the different ways your IBC policy can be set up and the impact it will have.
You’re creating a banking system. We’re using a specially designed and engineered whole life built backwards so that it works more like a bank account than a life insurance policy. -Chris Naugle
Three Things You’ll Learn In This Episode
-The HECV option
When you need the maximum amount of money immediately, how would you design your policy?
-How to design a policy for your specific goal
Why would you choose a design that pays a higher commission to the advisor and gives you less cash early on?
-Be an honest banker
Why would you need to borrow money from your own bank?
The truth about money is something most people will never know, and they suffer for it. Everything we’re taught about money is broken and wrong. The financial advisors that control your money are nothing more than babysitters. People are told they aren’t smart enough to manage their own money, even though they are smart enough to earn it.
The financial instruments so many people rely on are just facades, and the process that will actually set us free is heavily misunderstood and even demonized.
Why do we have to break away from this system? How do we work towards freedom, even if we don’t fully understand everything about Infinite Banking?
In this episode, I'm joined by entrepreneur, abundance advocate, founder of CreateTailwind and author of “Make Bank Without the Bank”, Jim Oliver. He talks about how to change how we see money and wake up to how we’re robbed of our own wealth.
Most of the people on Wall Street are money baby sitters, they’re not investing money, they’re just the middle man, and they are getting a fee to be likable. -Jim Oliver
Three Things You’ll Learn In This Episode
-The truth about mainstream money management
Wall Street advisors are financial babysitters in fancy suits. Would you let your babysitter do the job of raising your children?
-What creates wealth
If Wall Street instruments don’t make people wealthy, what are the 2 things that do?
-Never need a bank again
Taking control of your banking function seems like a tall order, but can we get started with one simple step?
Guest Bio:
Jim Oliver is an entrepreneur, abundance advocate, founder of CreateTailwind and author of “Make Bank Without the Bank”. CreateTailwind was founded in 1988 by Jim Oliver in Denver, CO. Originally a full service financial planning firm, Jim and his team weathered two major corrections on Wall Street - and pivoted CreateTailwind's focus to building wealth beyond Wall Street. To most people, becoming their own banker was something they couldn't envision or even attempt because they hadn't seen a viable vehicle like it before - no obvious or effective plan. Most people park their money in prison in qualified plans or with a "broker" and hope that the money grows. Becoming your own banker is an AND strategy - meaning you can accumulate money in your money pool AND deploy it to make even more money. With this knowledge and advantage, CreateTailwind exploded to become a multi-location nationally recognized firm that has helped thousands of individuals and businesses around the United States.
For more information, head to https://createtailwind.com/ and get the first chapter of Make the Bank Without the Bank free here. You can also join the community at https://community.createtailwind.com/.
Across the US, there’s billions of acres of land. The people who choose to invest in this niche enjoy a low-headache path to wealth.
It’s a one-time sale, but you earn recurring income. You can do it from anywhere in the world, and you’re not dealing with the usual headaches that come with actual property. Better yet: you can get started without a whole lot of money.
What are some of the aspects that make this model so great? What are some of the challenges you’ll face? In this episode, “The Land Geek”, Mark Podolsky shares how investing in land is leading people to financial freedom and how to get started.
This is the best passive income model. It’s a one time sale, you earn recurring income, you don’t have to deal with any of the traditional headaches. And if you really think about it, it’s the only thing that lasts. -Mark Podolsky
Three Things You’ll Learn In This Episode
-Your built-in best buyer…the neighborsNo one likes living next to a construction site. How can you use this fact to sell vacant land to the neighbors?
-The dirt on dirtLand investing might be simple, but that doesn’t mean building a thriving business is easy. What are some of the challenges investors face?
-A great side-hustleLand investing is a great part-time gig, but is it also possible to get to a point where you can leave your 9-5?
Guest Bio:
Mark Podolsky (a.k.a. The Land Geek), has been buying and selling raw land full time since 2001. He has completed over 6000 land deals and his company, Frontier Equity Properties, has an A+ rating with the Better Business Bureau. He is also a podcaster, and the author of Dirt Rich, the ultimate guide to building a passive income model in raw land investing.
Mark has a passion for investing in land, creating wealth efficiently, and helping other people develop their inner geeky entrepreneur. For more information, visit https://www.thelandgeek.com. Get the book free and listen to the podcast.
Everyone wants to be wealthy, but so many of us spend our time learning about wealth from the wrong people. We hang around people who feed us with nothing but their own failed dreams, and that delays our ability to excel.
If we want to be rich, we have to get around people who have achieved it, and put ourselves in an environment to get wealthy by osmosis.
The secret to becoming wealthy isn’t about being at the top of your game. It’s about our willingness to be at the bottom of the barrel. To always be the rookie willing to learn from an expert.
In this episode, I talk about one of the most important lessons I learned on my journey.
Three Things You’ll Learn In This Episode
- Be a fly on the wall
The fastest way to learn a language is to be immersed in it. How do we do the same with money?
- Death by arrival
If we’re not growing, we’re dying. How do we avoid arrival syndrome when we achieve something?
- Take yourself out of the status quo
Why do we have to avoid listening to people who haven’t accomplished what we desire?
In pro-snowboarding, we were taught self-confidence, visualization and a strong belief in our abilities. The emotions that come with going through a rough time are the opposite of everything we’re taught. When we hit rock bottom, we lose touch with that confidence, and we have to refocus, relearn and rebuild.
Ex pro-snowboarder Keir Dillon understands this journey a lot more than most. After suffering his fair share of ass-kickings, he knows what coming up from rock bottom looks like.
What were the early stages of his career like? How did riding go from something fun to do to an incredible career? How did he bounce back after the brutal ass-kickings life gave him?
In this episode, it’s my honor and privilege to sit down with one of the greats, Keir Dillon. He talks about his journey, from becoming a worldwide sensation, to losing everything and rebuilding to where he is now.
Things You’ll Learn In This Episode
- A faster feedback loop In sport, we know pretty quickly that we need more training and practice. Can we apply this to life?
- The mindset behind the sport At its core, snowboarding is a game of manifestation. How do you go from visualizing a trick to making it a reality?
- From barely hanging on to reaching your goals How did Keir Dillon bounce back from his worst ass-kickings?
- Winning in an evolving sport Snowboarding today isn’t what it was in our heyday. What challenges do current athletes face? How do you set yourself up for success?
Guest Bio: Keir is a former pro-snowboarder widely regarded as one of the world's best riders in the sport. He is an entrepreneur, brand strategist and the CEO of the Dillon Agency. Keir has a blend of 20+ years of experience as a professional athlete and television host/reporter with extensive brand marketing experience and analytical abilities to evolve, create and build category-defining brands. For more information, follow @keirdillon on Instagram.
No financial vehicle under the sun puts you in control of your money, earns guaranteed interest, and still gives you access to that money. That is, unless you’re talking about Infinite Banking. It’s the secret of the 1 percenters, the thing banks don’t want you to find out about.
Just like those wealthy families and big banks, you too can take over the banking function in your life.
How do you add momentum to your money by simply changing how it flows? In this episode, I talk about the best kept secret of the wealthy - Infinite Banking.
Three Things You’ll Learn In This Episode
- How money really works Just about every lottery winner ends up broke and worse off. Is it a coincidence that all this money flows back to the same people?
- The 8th wonder of the world People think they have compound interest, but what they really have is a payment they make to someone else. How do you know you have it?
- Banks are clever (you can be too) How do we eliminate the banks’ control of our money and get it to flow to us interrupted?
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Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
There’s no question that the economic decisions of the last 3 years are catching up to us, and we’re definitely due for some pain. The monetary machine is unraveling fast, and even though it’s not going to be easy, recessions aren’t as bad as we make them out to be.
Not only do they create tons of opportunity, they also flush out bad investment decisions and reset the system.
What is the short-term outlook of the market? How do we prepare for what’s coming? In this episode, I’m joined by entrepreneur, speaker, investor, and host of the popular Youtube channel Heresy Financial, Joe Brown. He shares what’s on the horizon financially and why it’s not all gloom and doom. Three Things You’ll Learn In This Episode
- The fate of the almighty dollar There’s a lot of momentum behind the US dollar, not to mention all the foreign debt held in our currency. Does this mean the $ is safe from being replaced?
- What’s on the economical horizon Can the Fed continue to play God and manipulate the money machine, or are they running out of time and options?
- It’s not all doom and gloom Why does the US economy need a recession for things to normalize?
Guest Bio:
Joe Brown is the founder and CEO of Heresy Financial. He is an entrepreneur, public speaker, investor, and host of the popular Youtube channel Heresy Financial, where he has helped millions achieve financial success by sharing key knowledge and insights on how the financial system works. Subscribe to the Heresy Financial YouTube channel, connect with Joe on LinkedIn and follow him on Twitter.
You’ve heard how powerful the Infinite Banking Concept is, you want to follow in the path of the wealthiest families and you’ve even set up your own policy.
Now that you have the tool in place, what do you actually do with it? Which areas can you target so you can actually start building wealth for yourself?
There are a few ways to unlock the true power of infinite banking. In this episode, I share 5 simple but highly effective ways to leverage your Infinite Banking policy.
Three Things You’ll Learn In This Episode
- The first step to wealth If you’re leaking too much money to everyone else, how can you use Infinite Banking to plug the holes?
- Put a perpetual tailwind behind your money How do we accelerate our ability to build wealth?
- Buy a G-Wagon with your own bank Can you buy your dream car and make yourself wealthier in the process?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
You’ve heard how powerful the Infinite Banking Concept is, you want to follow in the path of the wealthiest families and you’ve even set up your own policy.
Now that you have the tool in place, what do you actually do with it? Which areas can you target so you can actually start building wealth for yourself?
There are a few ways to unlock the true power of infinite banking. In this episode, I share 5 simple but highly effective ways to leverage your Infinite Banking policy.
Three Things You’ll Learn In This Episode
- The first step to wealth If you’re leaking too much money to everyone else, how can you use Infinite Banking to plug the holes?
- Put a perpetual tailwind behind your money How do we accelerate our ability to build wealth?
- Buy a G-Wagon with your own bank Can you buy your dream car and make yourself wealthier in the process?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
In today’s market, everyone wants a piece of multi-family, but very few are willing to do it the right way. No one wants to do multi-family the old-fashioned way - buying the onesies and twosies until you’ve built yourself a healthy portfolio.
Unfortunately, adding one duplex or triplex at a time isn’t sexy - syndication is all the rage.
But syndication is the worst model for this market cycle, and if we’re expecting to get our money back, we’re in for a nasty surprise.
How do you build wealth with multi-family without syndication? In this episode, investor, business owner, author and entrepreneur, Gino Barbaro shares how to approach multi-family if you want it to change your life.
Three Things You’ll Learn In This Episode
- Buy the asset that pays for the event
A typical 9-5er saves money to pay for an event. What do investors do differently? - Syndication is broken
Are syndicators headed towards complete disaster in this current market? - The opportunity and the caution
What are the ingredients of a successful multi-family investment?
Guest Bio
Gino Barbaro is an investor, business owner, author and entrepreneur. As a real estate entrepreneur, he has grown his portfolio to over $100,000,000 in assets under management and is teaching others how to do the same. Gino Barbaro is the co-founder of Jake & Gino, a multifamily real estate education company that offers coaching and training in real estate founded upon their proprietary framework of Buy Right, Manage Right & Finance Right ™. He is the best-selling author of three books, Wheelbarrow Profits, The Honey Bee and Family, Food and the Friars. Gino graduated from IPEC (Institute for Professional Excellence in Coaching) where he earned his designation as a Certified Professional Coach. He currently resides in St. Augustine, Florida with his beautiful wife Julia and their six children. For more information, head to https://jakeandgino.com/.
If you’re an investor, you’re looking for a good way to store your money, control it, pay off debt and maybe even take advantage of opportunities that come your way.
There are two strategies you can employ to achieve this - velocity banking and infinite banking.
Both strategies are great, but they aren’t created equal. What are the pros and cons of each strategy and who do they work best for?
In this episode, I share two ways to take control of your money, and how to get the most out of each.
Three Things You’ll Learn In This Episode
- Putting your home equity to work
How can you take advantage of the lazy cash sitting in the rafters of your home? - Move your money in a bigger circle
In the infinite banking concept, why would you want to pay interest on your own money? - The best way to leverage these strategies
Can we combine velocity banking and infinite banking for the ultimate win?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
In the world of real estate, you can have a $100k deal followed by a 6 month dry streak. It’s the nature of the beast. The best investors treat these speed bumps as lessons, and constantly pivot, especially in a market like this one.
Wait too long to take action, and you’ll chip away at your profit. Continue flipping in a wholesale-driven market, and you’ll be the one left holding the property when the music stops.
How do you learn from mistakes and pivot to something more nimble? Is it wise to hold onto our rentals right now?
In this episode, real estate investor, entrepreneur, coach and founder of Creating Cash In Real Estate Academy, Isaac Grace shares how investing turned his entire life around and how he has shifted his investing strategy with the market.
Three Things You’ll Learn In This Episode
- From crime to cash flow
Why was real estate the catalyst of Isaac’s transformation? - The unknown of the next deal
What’s the hardest thing about getting the biggest deal of your career? - Don’t force the market
How do we avoid chipping away at our profits and being the last ones holding a property when the music stops?
Guest Bio
Isaac Grace is a real estate investor, entrepreneur, coach and founder of Creating Cash In Real Estate Academy. With 30 doors and $15k cash flow monthly, Isaac’s aim is to provide valuable content to millennial entrepreneurs and real estate investors. For more information follow @mrisaacgrace and go to https://creatingcashinrealestateacademy.com/. For free resources, including a cheat sheet, text HOPE to 7323147978.
BYOB. No, it doesn’t mean bring your own beer. It means Be Your Own Bank, but what does it actually look like? The Infinite Banking Concept is the choice of just about every wealthy individual out there - even traditional banks. What makes it so special?
Why is this process so powerful in the wealth-building process?
In this episode, I share the key facets of Infinite Banking and how to successfully implement it in your own life.
Three Things You’ll Learn In This Episode
- Take back the banking function in your life
Is it possible for a person to do exactly what a bank does for themselves? - Not your broke brother-in-law’s policy
What’s the difference between a regular whole life and a specially engineered whole life? - Be an honest banker
What’s the biggest mistake people make when they become their own banks?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Behind every successful investor is a trail of failures, dumpster fires, bad deals, unmitigated disasters and maybe even some frivolous lawsuits. The truth you won’t hear from most investors: there’s no way around the necessity of failure in this business.
What sets the best apart is their ability to fail faster, learn, and bounce back. That sometimes means losing a ton of money, getting burned by a contractor, and still having the grit to do another deal.
What can we learn from these catastrophes and setbacks? Can a good real estate investing coach help make life easier? In this episode, I’m joined by author, entrepreneur, digital marketing wizard and my good friend, Bob McIntosh. He talks about his journey - from the struggles and pivots to the biggest lessons he’s learned along the way.
Three Things You’ll Learn In This Episode
- First flip, total failure
Losing money as a real estate investor is a given, but does this model make it easier to bounce back? - Lawsuits come with the territory
What are some of the unavoidable difficulties about being an investor? - More rehabs, more problems
Why does Bob opt for smaller flips when he could keep growing and taking on bigger projects?
Guest Bio
Bob McIntosh is a #1 best selling Amazon.com author, business owner, entrepreneur and wizard of making digital marketing work for fellow entrepreneurs. He has extensive expertise in the areas of mindset, real estate investing, internet marketing, sales funnels, and online businesses.
He has spent years mastering the algorithm that Google uses to get sites ranked and is also a social media guru with over 40,000 followers. His book, “Get Out of Your Own Way”, hit #1 the day it launched in multiple categories and hit number 2, 3 and 4 in dozens of other categories. He has been featured on over 30 podcasts and counting and is a founding member of the Forbes Real Estate Council providing direction and information in the real estate space for Forbes readers. He has been published on ABC News, CBS News, Fox News, NBC News, Yahoo News, Small Business Trendsetters, The Money Show, The Miami Herald and Wall Street Select.
Bob has also taken his passion for helping entrepreneurs to the road with over 2,500 hours on stages and more than 7,000 people he’s spoken to from every state in the US and every province in Canada. He’s been personally responsible for helping tens of thousands of entrepreneurs generate hundreds of thousands of leads online, close tens of thousands of deals because of their social proof, generate millions in profits, and make the massive mindset shifts that are needed for these levels of success. For more information, head to https://go3dc.com/.
There’s a lot of money to be made in real estate, but in markets like this, there’s even more mistakes. The conditions are murky, a lot of information out there is lagging far behind reality, and a lot of the models are on borrowed time.
This means just about every investor is in hot water without even knowing it, especially if you’re eternally optimistic about real estate.
What’s the right approach to take in a market like this? Why do you need to back away from most syndication deals?
In this episode, I’m joined by Realtor and YouTube personality, Jeb Smith. He shares the mindset every investor needs to have if they want to survive the next few years.
Three Things You’ll Learn In This Episode
Jeb’s unique market take
Are we headed for a crash, a run up, or something else entirely?
There’s a monster on the other side of this
Which investors are in hot water without even knowing it?
The wrong way to invest
Real estate deals are won or lost right at the beginning. How do you set yourself up for success?
Guest Bio
Jeb Smith, a distinguished Realtor and YouTube personality, has been delivering exceptional results in the real estate industry for over 15 years. As a dedicated professional, Jeb combines his passion for helping clients achieve their real estate goals with an unwavering commitment to providing unparalleled service. Jeb is a proud member of the National Association of Realtors (NAR) and the Local Board of Realtors. He consistently earns accolades for his outstanding performance and has been recognized as a Top Producer multiple times throughout his career. In addition to his flourishing real estate career, Jeb has built a successful YouTube channel, where he shares insightful and informative content related to the real estate market, home buying and selling tips, and industry trends. With over 50,000 subscribers and counting, his engaging videos have garnered a loyal following of individuals seeking guidance and inspiration in the world of real estate. For more information, head to https://www.jebsmith.net/ and subscribe to his YouTube channel.
Success is sweet, but the path is paved with hardships, sacrifices, demands, and failures. The mistake most people make is thinking about the get, not the give and the spoils, instead of the sacrifices.
If you want to build something meaningful, you’re going to run into walls all the time. Start with the expectation that it’s going to be hard, and instead of focusing on getting the gold, fall in love with digging.
Why is this something very few people do? How do we know which sacrifices are worth making?
In this episode, I’m joined by entrepreneur, investor, strategist, author and host of A&E's TV show Triple Digit Flip, Pace Morby. We have a candid conversation on the other side of success that’s not discussed often enough.
Three Things You’ll Learn In This Episode
- Life of a lunatic entrepreneur
What are the challenges and pressures we have to accept if we want to succeed? - Sacrificing for a reason vs. stealing time away from your family
The hardest thing we’ll ever have to do is give up precious memories for our businesses. How do we know what to say no to? - Fall in love with digging, not finding gold
Most people see their work as a poisonous endeavor they have to do everyday. How do entrepreneurs see their work?
Guest Bio
Pace Morby is an entrepreneur, investor, strategist, author and host of A&E's TV show Triple Digit Flip. He is one of the most creative real estate investors on the planet. Pace has used dozens of creative methods to acquire more than 1,000 doors nationwide and a real estate portfolio totaling $150 million in assets. For more info, head to https://www.pacemorby.com/.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Calling the media landscape crowded would be the understatement of the century. Establishing a distinct brand and getting it out there is the only way to stand out. All the big-name influencers with huge followings didn’t come up overnight. It took a consistent investment of time, effort, and money.
How do we establish validity and credibility in such a crowded space? What’s the secret to a great PR strategy?
In this episode, I’m joined by the founder of 610 Marketing & PR Agency and a Certified NBPA & FIBA Player Agent, Matt Palmquist. He talks about the power of PR and his focus as a business owner.
Three Things You’ll Learn In This Episode
- First comes the brand, then the money
Most people think PR is what makes you money. What’s its true purpose? - Why PR causes a lot of headaches (and how to avoid them)
How do we implement a high-quality PR strategy without burning money or wasting time? - The secret to success is solving problems
What do the most fulfilled and accomplished people do to make an impact?
Guest Bio
Matt Palmquist is the founder of 610 Marketing & PR Agency and a Certified NBPA & FIBA Player Agent. 610 Marketing & PR helps companies stand out in a crowded marketplace.
Gone are the days of just advertising in newspapers and magazines. You need social media! You need creative video content! You may even need a public relations liaison to get your message out. While digital marketing can provide your company with several benefits, figuring out the best way to execute a campaign isn’t easy. This is where Matt and his team come in. They build brands with big ideas- digitally. For more information, head to https://www.610marketing.com/.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Far too many business owners find themselves working hard, pouring into their ventures with nothing to show for it at the end of each year. It’s not because their businesses are failing, it’s because they haven’t mastered profit.
Mike Michowicz’s Profit First system has made thousands of businesses profitable and changed how we do things around here.
What’s the psychology behind the system? What problem does Mike want to solve with his new business?
In this episode, Mike returns to the show to share why Profit First is so powerful and gives us the details of his upcoming book.
Three Things You’ll Learn In This Episode
Reverse engineer your profitability
Why do we become more profitable when we think more frugally?
How to find employees who think like owners
What holds businesses back from finding the best talent?
Solving the greatest recruiting problem
What can sports teams and large corporations teach us about finding great hires?
Guest Bio
Mike Michalowicz is an author, speaker, and serial entrepreneur with years of experience building strong and successful companies. He is the creator of the “Profit First Formula”, a way for businesses to ensure profitability from their very next deposit forward.
Mike has run multiple million-dollar ventures, is a former small business columnist for The Wall Street Journal; is the former MSNBC business make-over expert; is a popular keynote speaker on innovative entrepreneurial topics; and is the author of Profit First, Surge, The Pumpkin Plan and The Toilet Paper Entrepreneur, which BusinessWeek deemed “the entrepreneur’s cult classic.”
Get a free copy of Profit First and $50 when you sign up for the Relay, the official Profit First bank at https://banklikemike.com. Pre-order Mike’s latest book, “All In: How Great Leaders Build Unstoppable Teams” here.
Far too many business owners find themselves working hard, pouring into their ventures with nothing to show for it at the end of each year. It’s not because their businesses are failing, it’s because they haven’t mastered profit.
Mike Michowicz’s Profit First system has made thousands of businesses profitable and changed how we do things around here.
What’s the psychology behind the system? What problem does Mike want to solve with his new business?
In this episode, Mike returns to the show to share why Profit First is so powerful and gives us the details of his upcoming book.
Three Things You’ll Learn In This Episode
Reverse engineer your profitability
Why do we become more profitable when we think more frugally?
How to find employees who think like owners
What holds businesses back from finding the best talent?
Solving the greatest recruiting problem
What can sports teams and large corporations teach us about finding great hires?
Guest Bio
Mike Michalowicz is an author, speaker, and serial entrepreneur with years of experience building strong and successful companies. He is the creator of the “Profit First Formula”, a way for businesses to ensure profitability from their very next deposit forward.
Mike has run multiple million-dollar ventures, is a former small business columnist for The Wall Street Journal; is the former MSNBC business make-over expert; is a popular keynote speaker on innovative entrepreneurial topics; and is the author of Profit First, Surge, The Pumpkin Plan and The Toilet Paper Entrepreneur, which BusinessWeek deemed “the entrepreneur’s cult classic.”
Get a free copy of Profit First and $50 when you sign up for the Relay, the official Profit First bank at https://banklikemike.com. Pre-order Mike’s latest book, “All In: How Great Leaders Build Unstoppable Teams” here.
When markets drop, many panic, but the wise prepare for the opportunity. Downturns provide a rare chance to buy assets on the cheap, and have massive wins when the market rebounds.
From tech stocks to real estate, there are many ways you can buy low and build wealth.
How do you find the opportunities that are ripe for the picking? In this episode, I share how to turn a downturn into a springboard for massive wealth.
Three Things You’ll Learn In This Episode
The fatal mistake investors make
Most people understand what buying low looks like but they miss the selling high part. How do you make sure you exit before it’s too late?
Know what you’re putting money into
How do you evaluate the financial health and stability of an investment before we make it?
Balancing defensive assets with growth assets
Why is it critical to sell off underperforming or high risk investments?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Most people think money is the biggest motivator, but it isn’t. Once you hit a certain earning threshold, no amount of money will add to your happiness or fulfillment.
The more you earn, the more you realize that true drive comes from creating and impacting the lives of others. If we want our teams to perform at a high level - if we want to achieve all our dreams, it has to be about more than cash.
How do you focus less on getting and put your effort towards giving? In this episode, I share the secret to motivation and high performance.
Three Things You’ll Learn In This Episode
-
What kids teach us about motivation
Why do humans need a lot more than money or even consequences to get things done? -
You don’t want people solely motivated by money
How can an employee who cares only about money actually poison your entire business? -
The secret to happiness is…
Why do we have to turn our focus outwards if we want to have joy and fulfillment?
When it comes to building wealth, time is one of the greatest advantages we have. If you’re 20 years old, you’ve got a long time to get your money to work for you.
There are plenty of things you can start doing right now to secure a cushy financial future, and they are quite simple.
If I could talk to my 20-year old self what would I tell myself about money? In this episode, I share 5 simple things you can do to pave a better and smoother path to success.
Three Things You’ll Learn In This Episode
You’ve got time on your side
How do we set ourselves up for hugely successful future decades early?
Maximize the match
Though I’m not the biggest fan of them, why is it important to take advantage of employer retirement contributions?
How to get valuable information
When you’re young, you don’t have the wisdom of older people so how do you get the knowledge you need?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
The news might not want to admit that we’re in a recession, but the numbers don’t lie. We are definitely in a recession, and it’s just the beginning of the economic implosion.
We’re dealing with issues on multiple fronts, and that will have big financial repercussions. What pitfalls do we have to avoid? How do we prepare for what’s coming so we’re not caught on the wrong side of it?
In this episode, I talk about what’s really happening in the economy and how to get ready for it.
Three Things You’ll Learn In This Episode
-
Indicators of economic fragility
What factors paint the real picture of what’s happening? -
The external pressures we’re facing
How will America’s troubles impact the global economy? -
How to protect your financial future
The last thing you need right now is a lot of debt, so how do we reduce it?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Success isn’t as complicated as we make it out to be, especially if we decide not to conform to what everyone else does.
Thousands of books and millions of success stories prove that what holds us back from our dreams isn’t our circumstances, but our mindsets.
How do we succeed, even when our backs are up against the wall? In this episode, I share how to make our dreams a reality, and the one thing you must ignore at all costs.
Three Things You’ll Learn In This Episode
The difference between success and failure What’s the one key ingredient of success?
How unlikely success stories begin Instead of focusing on where we fall short, how do we strengthen what we already have working in our favor?
Why people discourage you How do we ignore the people who tell us not to reach for the stars?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Real estate investors are the athletes of entrepreneurship. In one transaction, we can earn enough money for the whole year, and that’s both a gift and a curse. So many of us close a lot of deals but find ourselves with no money to show for it. It’s safe to call it an epidemic.
The Profit First strategy allows us to unjumble our finances, and experience the fruits of our labor. How do we install this system in our businesses?
In this episode, real estate investor, founder of Simple CFO Solutions, LLC, and author of Profit First for Real Estate, David Richter shares how to change your financial future by genuinely taking care of your money.
Three Things You’ll Learn In This Episode
Good at doing deals, bad at taking care of money Instead of living on the deal-to-deal hamster wheel, how do we bring some predictability to our finances?
Give every single dollar a name What’s the ‘golden trio’ of finances we need to implement in our businesses?
Stop running an accidental non-profit We can’t make an impact when we’re worrying about money all the time. How do we eliminate that stress?
Guest Bio
David Richter is an active real estate investor who has closed over 850 deals, the founder of Simple CFO Solutions, LLC, and the author of Profit First for Real Estate. He wants to bring investors true financial clarity and freedom and help every investor stop living deal-to-deal.
For more information, to listen to the podcast, and to get a copy of the book, head to https://simplecfo.com/.
As everything on the traditional investment side deteriorates, there’s a lot of noise in the market. Banks keep collapsing, cost of capital is rising and stock market returns are declining.
If you use the Infinite Banking concept, these conditions are nothing more than noise.
Tapping into the process is like wearing a noise canceling headset. You’re in total control of your financial life. It doesn’t matter what’s going on in the stock market, real estate and the banking system - you hold the key.
What do people get wrong about the process? How can you access this concept outside of the US? In this episode, I’m joined by founder of Ascendant Financial, Jayson Lowe. He shares what the process makes possible.
Three Things You’ll Learn In This Episode
Don’t transfer your financial energy into someone else’s system We’re going to be making financial decisions our entire lives, how do we make them from a position of ultimate control?
The biggest misconception about becoming your own banker If the product isn’t the secret sauce, what makes Infinite Banking so powerful?
How Infinite Banking works in Canada Is there a difference in how this process works outside of the US?
Guest Bio
Jayson Lowe is founder of Ascendant Financial Inc, and the host of Wealth Without Bay Street. A visionary, a gifted leader, Jayson has over 22 years experience as a highly regarded coach, speaker and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their strong belief in and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help People achieve financial prosperity in both their personal and business lives. Jayson works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our Client’s wealth.
He is recognized as one of Canada’s top overall Advisors, author of several publications, and co-author of The Bankers’ Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. For more information, head to https://www.ascendantfinancial.ca/ and find the podcast on your platform of choice.
Before unlocking wealth, we must understand the truth about money and separate it from the myths.
Some of these truths require us to go against the grain of everything we’ve been taught. Others require us to do the complete opposite of what everyone else is doing.
How do we use these rules to create a better path for ourselves? How do we avoid the pitfalls many people find themselves in? In this episode, I share the truth about what it takes to become wealthy.
Three Things You’ll Learn In This Episode
The first rule of wealth Who should we pay first?
Do what the banks do Once you save your money, you can’t leave it to sit. How do you put it in motion?
Don’t invest with a vengeance How do we avoid investing with emotion, FOMO, and greed?
Bank failures, a digital dollar, an ongoing war, and the threat of more war. There’s a whole lot going on right now, and even though it feels like the whole world’s gone crazy, it’s really important to stay focused and calm. How do we remain level-headed and come up with a strategy for the coming recession?
In this episode, I share what’s happening in the world and how to focus on what you can control.
Three Things You’ll Learn In This Episode
The last thing you want to do right nowIt’s really easy to freeze up when there’s so much chaos around us. Why do we need to take action now?
What the future holds for the US dollar Will a digital dollar change anything about our lives?
What we need to pay attention to Is there war on the horizon?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
There are so many lenses through which we can view our businesses - as vehicles for opportunity or paths to wealth, but if we see it as a game we can never lose, it impacts how we operate in a huge way.
When we gamify what we do, we’ll never arrive at a destination - we’ll keep growing and reaching for more, generating new ideas, and overdelivering on our promises.
How can we treat marketing our businesses as a game? How do we compound our content marketing efforts?
In this episode, I’m joined by investor, founder, corporate advisor, and the chairman of digital marketing agency Single Grain, Eric Siu. He talks about his own business journey and the most valuable lessons we can learn about wealth.
Three Things You’ll Learn In This Episode
The trap of marketing Service businesses, especially in digital marketing, have a history of overpromising and under-delivering. How do we avoid this?
What gets you paid on YouTube Everyone’s so focused on getting as many YouTube subscribers as possible, but what metric really matters?
Compound your knowledge, compound your wealth How do we keep consistently generating our best ideas?
Guest Bio
Eric Siu is an investor, founder, and advisor to companies. He is the Chairman of the digital marketing agency Single Grain, which has worked with companies such as Amazon, Uber, and Salesforce. He also hosts two podcasts: Marketing School with Neil Patel and Leveling Up, an entrepreneurial podcast where he dissects growth levers that help businesses scale.
In his youth, Eric was not academically or socially successful, but he was a serious high-level eSports and poker player. He ultimately found how to convert his focus and success in gaming into a very successful career in marketing.
For more information, visit https://www.levelingup.com, https://www.instagram.com/ericosiu, and https://www.youtube.com/user/gogrowtheverywhere.
Putting our money in the bank is something we all do by default, but the problem is, banks don’t have our best interests at heart. They take our money and use it to make themselves bigger and wealthier, but what if we could interrupt all of that and start calling the shots?
You’ve heard about becoming the bank, but what does it actually look like to take over the banking function in your life?
In this episode, I share how to start mimicking the bank by changing one thing.
Three Things You’ll Learn In This Episode
The truth about the money you put in the bank How do banks get bigger and richer with the money we deposit?
Never stop compounding What are all the benefits of becoming your own bank?
Why do banks have so many vice presidents? What can we learn from how the biggest banks in the country operate?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams. Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Central Bank Digital Currency - everyone’s talking about it, even panicking about it, but what does it actually mean? Are we headed for a future of making payments with microchips in our arms?
Well, the truth is digital currency isn’t all that different from what we have today. The issue with it will be that the government will have its hands on it and that always goes so well, right?
In this episode, I share why the Fed wants a digital dollar and what it would mean for you and me.
Three Things You’ll Learn In This Episode
Separating gloom and doom from the facts Should we be afraid of digital currencies or are people overreacting?
What digital currency will change about our lives How different is CBDC from our credit cards and bank accounts which are already trackable?
The big picture Is there more to the Fed’s consideration of digital currency?
Once upon a time (during and right after the pandemic to be specific) real estate was on fire. Now that prices have started to fall, “buy now, buy it all” is the advice you’re getting, but is the deal really as good as they say?
“Nothing has made more millionaires than real estate,” they say, but if you’re not careful in this real estate market, you’ll end up with a lot less than what you started with.
So, when it comes to real estate, what’s the right move to make right now?
In this episode, I talk about where real estate’s headed and why you might not want to make any big moves just yet.
Three Things You’ll Learn In This Episode
Real estate…what now? Is the buying opportunity as good as people are saying it is?
Where to spot the economic warning signs If real estate is a lagging indicator, what leading indicators should we be paying attention to?
What the smartest minds in money are doing right now How are the richest investors preparing for what’s coming?
Everyone’s chasing get-rich-quick strategies, using social media and other means to shortcut their path to success. The truth is, the fundamentals that have applied to building wealth for hundreds of years have never really changed. The landscape and platforms change, but not the principles.
No amount of technology can take the place of good habits and doing the right things consistently.
Do we need hundreds and thousands of followers to succeed, or can we make the most out of the people we already know? How do we blend the old-school fundamentals with social media, AI, and digital marketing?
In this episode, I’m joined by Top Producing Realtor, Chris Molenaar. He shares his story and the simple truth about success most people ignore.
Three Things You’ll Learn In This Episode
How to win without a high follower count Instead of focusing on getting as many followers as possible, how do we make the relationships we already have count?
The power of leveraging technology Can social media help us cut out the mundane so we can really be creative?
Blending the traditional with the digital How can you scale your business with events?
Guest Bio
Chris Molenaar is a Top Producing Realtor in Saskatoon, Associate Broker at eXp Realty, and Executive Committee Member of the Real Estate Investment Group of Saskatchewan. Chris Molenaar was the first real estate agent to join eXp Realty in Saskatoon. He shares perspectives on becoming a real estate agent, real estate marketing ideas, and real estate lead generation.
What's my real estate agent day in the life? Learn about eXp Realty news, exp explained, how to get your real estate license, and much more. Social media marketing for real estate agents is now an essential component of our business.
Whether you're a new real estate agent, or you're wondering how to get into real estate; understand that eXp Realty lead generation systems are amazing! Exp Realty for new agents is a no-brainer. If you want my exp realty honest review then follow my account for real estate agent tips and exp realty reviews 2022.
For more information, follow @molenaarchris_ on Instagram and subscribe to his YouTube channel.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Everyone’s chasing get-rich-quick strategies, using social media and other means to shortcut their path to success. The truth is, the fundamentals that have applied to building wealth for hundreds of years have never really changed. The landscape and platforms change, but not the principles.
No amount of technology can take the place of good habits and doing the right things consistently.
Do we need hundreds and thousands of followers to succeed, or can we make the most out of the people we already know? How do we blend the old-school fundamentals with social media, AI, and digital marketing?
In this episode, I’m joined by Top Producing Realtor, Chris Molenaar. He shares his story and the simple truth about success most people ignore.
Three Things You’ll Learn In This Episode
How to win without a high follower count Instead of focusing on getting as many followers as possible, how do we make the relationships we already have count?
The power of leveraging technology Can social media help us cut out the mundane so we can really be creative?
Blending the traditional with the digital How can you scale your business with events?
Guest Bio
Chris Molenaar is a Top Producing Realtor in Saskatoon, Associate Broker at eXp Realty, and Executive Committee Member of the Real Estate Investment Group of Saskatchewan. Chris Molenaar was the first real estate agent to join eXp Realty in Saskatoon. He shares perspectives on becoming a real estate agent, real estate marketing ideas, and real estate lead generation.
What's my real estate agent day in the life? Learn about eXp Realty news, exp explained, how to get your real estate license, and much more. Social media marketing for real estate agents is now an essential component of our business.
Whether you're a new real estate agent, or you're wondering how to get into real estate; understand that eXp Realty lead generation systems are amazing! Exp Realty for new agents is a no-brainer. If you want my exp realty honest review then follow my account for real estate agent tips and exp realty reviews 2022.
For more information, follow @molenaarchris_ on Instagram and subscribe to his YouTube channel.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Everyone’s chasing get-rich-quick strategies, using social media and other means to shortcut their path to success. The truth is, the fundamentals that have applied to building wealth for hundreds of years have never really changed. The landscape and platforms change, but not the principles.
No amount of technology can take the place of good habits and doing the right things consistently.
Do we need hundreds and thousands of followers to succeed, or can we make the most out of the people we already know? How do we blend the old-school fundamentals with social media, AI, and digital marketing?
In this episode, I’m joined by Top Producing Realtor, Chris Molenaar. He shares his story and the simple truth about success most people ignore.
Three Things You’ll Learn In This Episode
How to win without a high follower count Instead of focusing on getting as many followers as possible, how do we make the relationships we already have count?
The power of leveraging technology Can social media help us cut out the mundane so we can really be creative?
Blending the traditional with the digital How can you scale your business with events?
Guest Bio
Chris Molenaar is a Top Producing Realtor in Saskatoon, Associate Broker at eXp Realty, and Executive Committee Member of the Real Estate Investment Group of Saskatchewan. Chris Molenaar was the first real estate agent to join eXp Realty in Saskatoon. He shares perspectives on becoming a real estate agent, real estate marketing ideas, and real estate lead generation.
What's my real estate agent day in the life? Learn about eXp Realty news, exp explained, how to get your real estate license, and much more. Social media marketing for real estate agents is now an essential component of our business.
Whether you're a new real estate agent, or you're wondering how to get into real estate; understand that eXp Realty lead generation systems are amazing! Exp Realty for new agents is a no-brainer. If you want my exp realty honest review then follow my account for real estate agent tips and exp realty reviews 2022.
For more information, follow @molenaarchris_ on Instagram and subscribe to his YouTube channel.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
The most successful marketing doesn’t try to just sell to people, it educates them, and that’s what makes webinars such an effective strategy - you can do both at once. The only problem with webinars is they’ve developed a reputation for bait-and-switch tactics and putting solutions behind unnecessary paywalls.
How do we craft a strategy that not only teaches our ideal clients but also holds their attention and demonstrates value?
In this episode, I’m joined by the quarter-billion-dollar webinar man, and author of “One to Many: The Secret to Webinar Success”, Jason Fladlien. He shares all the things we need to be doing to make sure we’re putting out on-point webinars every single time.
Three Things You’ll Learn In This Episode
A superior advertising vehicle Most advertising is annoying and disruptive, what makes webinars different?
The power of your offer A great webinar starts with the offer. How do we perfect and fine-tune it for our audience?
How to eliminate objections in advance How do you make your webinars so good it would cost people more not to buy it?
Guest Bio
Jason Fladlien is known as the quarter-billion-dollar webinar man. He is also the author of “One to Many: The Secret to Webinar Success”. His pitch webinars have set records in the information, coaching, affiliate, and software space. He draws upon his eclectic background for inspiration, from being a Hare Krsna monk and a rapper born and raised in the small town of Muscatine, Iowa.
Jason has risen to the top of several industries including information products, software, coaching, consulting, speaking, and eCommerce. Jason is often called in by 7, 8, and even 9-figure companies to help them with their marketing. To date, he is the only marketer Zoom specifically brought in to help its own users with webinars.
These days Jason spends much of his focus on Strategic Positioning – whereas other marketers try to figure out the best recipes and how to be the best chef, Jason figures out how to get the best ingredients in place first. The best victories in business are won by knowing where and when to play.
For more information subscribe to Jason’s YouTube channel and buy his book here.
The most successful marketing doesn’t try to just sell to people, it educates them, and that’s what makes webinars such an effective strategy - you can do both at once. The only problem with webinars is they’ve developed a reputation for bait-and-switch tactics and putting solutions behind unnecessary paywalls.
How do we craft a strategy that not only teaches our ideal clients but also holds their attention and demonstrates value?
In this episode, I’m joined by the quarter-billion-dollar webinar man, and author of “One to Many: The Secret to Webinar Success”, Jason Fladlien. He shares all the things we need to be doing to make sure we’re putting out on-point webinars every single time.
Three Things You’ll Learn In This Episode
A superior advertising vehicle Most advertising is annoying and disruptive, what makes webinars different?
The power of your offer A great webinar starts with the offer. How do we perfect and fine-tune it for our audience?
How to eliminate objections in advance How do you make your webinars so good it would cost people more not to buy it?
Guest Bio
Jason Fladlien is known as the quarter-billion-dollar webinar man. He is also the author of “One to Many: The Secret to Webinar Success”. His pitch webinars have set records in the information, coaching, affiliate, and software space. He draws upon his eclectic background for inspiration, from being a Hare Krsna monk and a rapper born and raised in the small town of Muscatine, Iowa.
Jason has risen to the top of several industries including information products, software, coaching, consulting, speaking, and eCommerce. Jason is often called in by 7, 8, and even 9-figure companies to help them with their marketing. To date, he is the only marketer Zoom specifically brought in to help its own users with webinars.
These days Jason spends much of his focus on Strategic Positioning – whereas other marketers try to figure out the best recipes and how to be the best chef, Jason figures out how to get the best ingredients in place first. The best victories in business are won by knowing where and when to play.
For more information subscribe to Jason’s YouTube channel and buy his book here.
In the space of a few days, we saw two of the biggest bank collapses in recent history, and the truth is, it’s not going to stop there. There’s no saving this economy, and we’re likely to see more bank declines and further collapses.
The good news is, there are going to be a lot of opportunities to take advantage of, but you have to do something very important first.
In this episode, I’m sharing what the bank collapses mean for the economy and your wealth. Three Things You’ll Learn In This Episode
How we got here The bank collapses we’re seeing are a few years in the making. What was the first domino to fall?
Why it’s going to get worse Will the governmental bailouts help stave off the collapse?
How to prepare for the opportunityHow do you prepare your capital for maximum deployment?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Whatever you want to achieve through your investing - retirement, college funding, or financial freedom - the last thing you want to do is start your journey blind. You need a roadmap to be able to get to your goals.
How do you figure out your specific investing path? How do you lower your downside in advance?
In this episode, I share my investment plans for 2023 and how you can achieve the same results.
Three Things You’ll Learn In This Episode
The first investment you should always make Can we enrich ourselves without enriching our minds first?
Why you must always have a mix of asset classes How do you achieve diversification among asset classes and within portfolios?
How to pivot to avoid market downsides You can’t improve what you don’t measure, so how do we review our investments?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Email is the new junk mail - our inboxes are flooded with so many sales emails and pitches, no one wants to open anything anymore. This presents a massive hurdle for entrepreneurs who want to build a healthy list and use it to communicate directly with customers and fans.
Email has become a struggle, not because of the channel itself but because we treat it differently to social media, which we shouldn’t.
As business owners, how do we send out the kinds of emails people want to open, read and engage with? In this episode, I’m joined by Email Deliverability Expert and founder of Email Paramedic, Troy Ericson. He shares strategies to get traction on your email list and how he has grown his business.
Three Things You’ll Learn In This Episode
How to improve your email deliverability What steps can you take to make your emails stand out?
Stop treating email like email Most entrepreneurs are authentic on social media but super formal on email. Why is this the wrong approach?
Grow by solving a problem Troy 10x’d his business in a short time. What strategies does he use to connect with potential clients?
Guest Bio
Troy Ericson is the #20 Copywriter in the World & one of the top Email Deliverability Experts who has generated over $50MM since 2019. He is the owner of Copywriting.org, EmailDeliverability.com, MailGenius.com, & EmailListManagement.com. His company is called Email Paramedic, the leading Email List Management Agency that has generated over $50,000,000 for their clients since 2019 by improving email copy & deliverability. Troy has worked with Traffic & Funnels, The Sales Mentor, Rich Schefren, REPP Sports, V-Shred, Joel Erway, Zipify, SmartMarketer, Perry Belcher, 10X Advisor Network, David Meltzer, Sam Ovens, Jason Capital, Joel Marion, Alex Cattoni, and hundreds more.
For more information, head to https://faqemail.com and opt in. You can also find Troy on Facebook.
Punch-in-the-face moments of adversity are a byproduct of life. No matter how good you have it, at some point you’ll hit a major pain point. The question is: will you allow yourself to be a victim or will you find it in yourself to fight back?
When a storm hits, we can choose how we come out of it. How do we navigate a crisis point so that it makes us stronger? How did a Navy SEAL make his way back from a devastating injury with a stronger mindset?
In this episode, Retired Navy SEAL, NYT Best Seller, Speaker, and Peak Performance and Mindset Coach, Jason Redman talks about his journey and what it takes to make it through the worst times.
Three Things You’ll Learn In This Episode
How to lead yourself effectively What does it take to drive through any challenge or setback?
Exhaust all resources How do you maintain belief in yourself even when others don’t see your abilities?
The power of mental preparation Navy SEALS have the ability to endure pain and discomfort longer than the average individual. How can we adapt a bit of this strength for ourselves?
Guest Bio
Jason Redman is a wounded warrior, NY Times and Amazon bestselling author, veteran advocate, business leader, and acclaimed leadership and resilience speaker. From a potentially career-ending leadership failure, Jason fought back for redemption and respect only to find himself shot eight times including a round to the face in a fierce firefight in Iraq. Jason is the epitome of the Overcome Mindset. Jason now motivates and inspires audiences across the country with his remarkable journey of leadership, redemption, and building a relentless Overcome Mindset. Jason has merged all his lessons learned into relatable content teaching others how to lead themselves, get off the X, and Overcome all.
For more information, head to https://jasonredman.com and follow @jasonredmanww on Instagram.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
If a home is the single biggest investment people can have, home equity is the crown jewel. American homeowners hold $11 trillion in home equity, but the current methods of accessing it are so costly, that money stays trapped in the halls, walls, and rooms of people's homes.
However, there is a way for homeowners to access those valuable dollars now without monthly payments. Investors can also buy discounted properties without the headaches of renovations and tenants.
How does the process work? How can investors use this method to grow their wealth with less stress?
In this episode, founder and CEO of QuantmRE, Matthew Sullivan shares how they are making it easier for people to tap into their wealth.
Three Things You’ll Learn In This Episode
How to open the faucet of liquidity Home equity is a massive asset most people can’t access. How can homeowners get it into their hands without monthly payments and loans?
Home equity now, not later Why should owners wait to access the equity in their home, when they can get it at its most valuable now?
The win for an investor How can you buy the future value of a property at a discount?
Guest Bio
Matthew Sullivan is the founder and CEO of QuantmRE, a platform making home equity accessible, investible, and tradeable. QuantmRE was designed to give homeowners and investors unprecedented access to equity in single-family homes. They are solving a major problem for homeowners who want to access the equity in their homes without taking on more debt.
For investors, QuantmRE was designed to build, model, manage and trade personalized portfolios of investments based on this multi-trillion-dollar asset class.
For more information, head to https://quantmre.com.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
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If a home is the single biggest investment people can have, home equity is the crown jewel. American homeowners hold $11 trillion in home equity, but the current methods of accessing it are so costly, that money stays trapped in the halls, walls, and rooms of people's homes.
However, there is a way for homeowners to access those valuable dollars now without monthly payments. Investors can also buy discounted properties without the headaches of renovations and tenants.
How does the process work? How can investors use this method to grow their wealth with less stress?
In this episode, founder and CEO of QuantmRE, Matthew Sullivan shares how they are making it easier for people to tap into their wealth.
Three Things You’ll Learn In This Episode
How to open the faucet of liquidity Home equity is a massive asset most people can’t access. How can homeowners get it into their hands without monthly payments and loans?
Home equity now, not later Why should owners wait to access the equity in their home, when they can get it at its most valuable now?
The win for an investor How can you buy the future value of a property at a discount?
Guest Bio
Matthew Sullivan is the founder and CEO of QuantmRE, a platform making home equity accessible, investible, and tradeable. QuantmRE was designed to give homeowners and investors unprecedented access to equity in single-family homes. They are solving a major problem for homeowners who want to access the equity in their homes without taking on more debt.
For investors, QuantmRE was designed to build, model, manage and trade personalized portfolios of investments based on this multi-trillion-dollar asset class.
For more information, head to https://quantmre.com.
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When most people hear the term Infinite Banking, they think it’s a product, but that doesn’t even begin to describe it and what it can do for your wealth. All your life, you’ve been taught to keep your money in the bank, take credit cards and loans from the bank, and you best believe they are making a spread on all of it.
What if you could use a simple process to change this and get the many benefits the bank is getting with YOUR money?
In this episode, I share how this process works, and how to stop giving your money away.
Three Things You’ll Learn In This Episode
Do exactly what the banks do How do we take control of how our money moves and functions?
It’s not the tool, it’s what you do with it The IBC product is just a better place to warehouse your wealth, but how do we use the process to get that wealth to work for us?
Change what you believe about money What do you tap into once you control the banking function in your life?
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Success is a lot like an iceberg - our external milestones and achievements have nothing on the internal journey we have to go on to reach it. My own internal journey to success was sparked by a movie I watched when I was 9, and my life would never be the same again.
From the highs and lows to the peaks and pivots, we have to fight a lot of battles, many of them with ourselves.
In this episode, I share what that journey looked like for me from when it began to where I am today.
Three Things You’ll Learn In This Episode
Well-meaning advice can derail your dreams There are only two choices in this life, creating your own destiny or conforming to someone else’s failed reality. How do you make the right one?
An internal journey into the unknown When one door closes, how do we pivot and find meaning in something new?
The movie that sparked my journey Why did Rad inspire me to pursue snowboarding?
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The secret code to success is watching the people who have the life you want, taking notes from them, and following suit. The fastest path to mediocrity and misery is listening to people who lead unfulfilled and often bitter lives.
When you mingle with multi-millionaires and billionaires, you’ll see that they think differently. They don’t conform, and they do the opposite of what we’re all taught in school and life.
What can you learn from being in the same rooms as the most successful people in the world? How did my guest go from $500k in debt to a 9-figure business?
In this episode, speaker, author, 9-figure entrepreneur, and founder of ENTRE, Jeff Lerner shares what he learned from mingling with billionaires.
Three Things You’ll Learn In This Episode
From $500k in debt to a 9-figure entrepreneur How do you muster the gumption to pivot after a failure?
How to reject a broken systemHow do we stop conforming and start creating?
Develop an allergy to time that’s not well spentHow do we extract as much value out of our time as possible?
Guest Bio
Jeff Lerner is a speaker, author, 9-figure entrepreneur, and founder of ENTRE. ENTRE is the world’s first “Entrepreneurial Life Design” platform and one of the fastest-growing education companies in the world with over 200,000 students in its first 3 years.
Jeff is a former jazz musician turned entrepreneur passionate about helping people unlock their potential and create their dream lives.
Follow Jeff on Instagram and subscribe to his YouTube channel.
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Most entrepreneurs start a business because it’s a passion project and they want to solve a problem, but they never think about the destination, how they’ll exit, and if they can even exit profitably. The earlier in the process we think about that ultimate exit, the more we can influence the outcome and make sure it turns in our favor. For Terry Fisher, thinking ahead to the exit allowed him to pull off one the fastest and most lucrative deals - taking Voisey from startup to a 60X acquisition in less than 2 years. In this episode, he shares his impressive story and how he achieved such a huge turnaround.
Three Things You’ll Learn In This Episode
Terry’s inspiring story How did Terry's journey through rejection and challenges to make a dream he had at 17 come true?
How to create a successful exit ahead of timeIs it possible to choose your business’ buyer in the early build stage?
How to create a really strong offeringHow to identify a problem you can solve at a really high level?
Guest Bio Terry Fisher is a Serial Angel Investor, Business Scale Up Mentor, CEO Consultant, and Exit Strategist. Terry became an early-stage seed investor in Voisey. The premise of the app was to connect singers, songwriters, artists, and producers through collaborative songwriting and its popularity upon launch was huge, with over 2 million downloads in its first month - making it the most popular music app on the App Store. The consumer and media attention that the app generated resulted in most of the major social media platforms looking at acquiring the app, which culminated with Terry leading negotiations with multiple suitors until eventually agreeing on terms for a sale with Snapchat. Voisey’s journey was only 18 months from an idea on a piece of paper to exit - one of Terry’s biggest achievements to date. As well as his investment work, Terry also acts in an advisory capacity through business scale-up mentoring, CEO consultancy, and exit strategy for fast-growth brands looking for support in their forward momentum, alongside assisting businesses looking to exit in ensuring maximum acquisition value. For more information, go to https://www.terryfisher.com/ and follow @tfish_ on Instagram.
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There are a lot of people who don’t want to conform and would rather choose the path of creating and building a business that solves problems. In the economy we’re heading into, the money and resources to build and market a business are going to be tight, but that doesn’t mean you can’t grow a thriving business.
If you’re in a financial pinch, how can you still turn your entrepreneurial goals into a reality?
How do we get noticed and grow without thousands of followers or thousands of dollars for ads?
In this episode, entrepreneur and business coach, Arden Shiller talks about her journey, pivoting, and how to push through the challenges of running a business.
Three Things You’ll Learn In This Episode
Why we have to tell stories Resonating with and relating to our audience is the key to growth. How do we pack our content with stories that connect with people?
The importance of creating a safe space for your audience Do we put off clients and block business opportunities by being too focused on selling the next offer?
The advantage of having a lower follower count Can you grow a profitable online business without 5,000 or more followers?
Guest Bio
Arden Shiller is an entrepreneur, coach, and founder of Let’s Grow Girls. Arden teaches business owners how to shift online, grow and scale their online business and also find inner peace and fulfillment.
For more information, follow @ardenshiller on Instagram.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
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Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
In this economy, there are two certainties. We’re headed for a recession, and those who position themselves can capitalize and become very wealthy.
When everything goes on sale, you want to have the resources to buy up great assets at a discount.
Unfortunately, the traditional ways to raise money to invest will cease, so where can you raise capital?
In this episode, solving a capital problem most people haven’t identified yet, and how you can use this to capitalize on a downturn.
Three Things You’ll Learn In This Episode
Seeing past the charade of so-called reduced rate hikes
Math never lies - what is it telling us about what’s coming?
How to get capital when traditional sources dry up
All the money people are able to borrow right now is Wall Street money. Will they still have it at their disposal when the market sheds another 40%?
How to follow the money when the crash happens
Does money completely disappear in a recession?
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Ask anyone who’s seen through the motives of financial advisors, the backroom dealings, and gone through the belly of the beast of bankruptcy, and they’ll tell you the whole system is rigged. No one’s got your back, and if you follow the sheep, you’re headed straight for the slaughterhouse. We’re headed for a colossal collapse, but if you take the right steps now, you can secure your wealth and your children’s future. We can’t trust the government to protect our wealth, and we certainly can’t trust the people who claim to know how to manage our money, so who can we trust? In this episode, you’ll get a college education in what’s about to unfold from alternative banking asset manager, Robert Napolitano. He shares his own journey of conquering the bankruptcy system, how bad what we’re headed for is, and how to get ahead of it.
Three Things You’ll Learn In This Episode
From a grim outlook to escaping the great grift How did Robert come out of bankruptcy with a higher net worth?
The last place you want to put your moneyWhat steps can we take to avoid getting fleeced by traditional advisors?
Where we’re headed economically and how to survive itHow do we avoid becoming victims of the financial motives of politicians?
Guest Bio
Robert Napolitano is an entrepreneur, alternative banking asset manager, and founder of GRIT Partners. In today’s world of finance when trying to build a future for your family, it seems like the financial system is rigged and just doesn’t have your back.
In 2007-08 Robert was on the verge of losing everything. He was buried in debt and thought he could dig my way out. His income was completely severed and the future looked grim.
After this, he decided to do things to turn it all around to play OFFENSE and DEFENSE. The result – Over the following 10 years, Rob learned how to play offense and defense simultaneously. He became the guardian of his family’s wealth and champion for his children’s future.
To reach out to Robert directly, send an email to brilliant@capturingtomorrow.com.
When we’re so focused on preserving wealth, and running our businesses, it’s really easy for health to fall by the wayside. But even if we have millions in net worth, it’s worthless if we feel like garbage.
For entrepreneurs on the go, running from meetings and conferences to airports, the default is fueling our bodies with crappy carbs and tons of coffee, but this does way more harm than good. How do we feed our bodies what they need to function at the highest level? Can carving out time for health actually make us wealthier? In this episode, wellness coach, health advocate, and detox guide, Melissa Hanson talks about the intrinsic link between our wealth and health, and how busy entrepreneurs can take better care of themselves without piling on more stress.
Three Things You’ll Learn In This Episode
How to give your immune system a fighting chance
How do some of our default health choices lead to inflammation and undue stress on our immune systems
Putting the right fuel in your tank
How do we keep ourselves energized without copious amounts of caffeine?
The ROI of prioritizing your wellness
Can focusing on our health allow us to perform better in our businesses?
Guest Bio
Melissa Hanson is a wellness coach, health advocate, and detox guide. She has helped thousands of people achieve their health goals with a proven 30-day reset plan. This plan focuses on healthy, plant-based nutrition to fully nourish every cell of your body to unleash your body's innate ability to regenerate itself. It isn't a fad diet with empty promises or gimmicks. It is a proven lifestyle to help you experience optimal energy levels, healthy and normal sleep cycles, and a long, healthy happy life.
For more information, head to https://www.melissahanson.com and follow @melissa_hanson.
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If you’re listening to the media, all is well in the market. The Dow is doing well, the financial outlook is good and we’re definitely not headed for a recession…Nothing to see here!
But in a smoke-and-mirrors economy, nothing is ever as it seems. What looks like a huge pot of gold is nothing more than an illusion, so if you get lured into the market you’re doomed to end up with nothing.
How do we avoid falling prey to financial propaganda? In this episode, I share what’s really going on behind the veil of a strong market, and how to avoid losing your wealth. Three Things You’ll Learn In This Episode
The key to staying level-headed right now
How do we avoid getting lured in by media hype about the economy?
Where to move your money if you want to protect your wealth
Why buy treasury bonds when they are on the way down?
Who you should be listening to right now
How do we make sure we’re not following so-called gurus off a cliff?
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The Fed’s 4th rate hike makes it glaringly obvious that we need to snap out of the illusion of low rates, cheap money, and good times.
This move brings a ton of unsettling implications for your financial future, and if you’re not paying attention and taking action to protect it, I’m afraid you’re on a sinking ship.
How will these rate hikes affect us? Why is this THE WORST time to be anywhere near the stock market?
In this episode, I talk about how the rate hikes will impact you and your money.
Three Things You’ll Learn In This Episode
The short-term and long-term implications of higher interest rates
Will these constant rate hikes wrangle inflation?
Where to spot the financial cracks
If you look at travel and restaurants, you’d think the economy is going great. Which industries give us the true indication of what’s really going on?
The last thing you want to do in this market
What are some of the huge mistakes people are making that will have heavy financial implications?
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Between unfathomable rate hikes, yield curve inversions, and what’s happening in the stock market, it’s clear that a severe recession is on the horizon.
If you’re a smart investor, you’re using this calm before the storm to find the best investing vehicle and putting your financial ducks in a row while you still can.
We know that real estate is the greatest path to wealth but asset classes aren’t created equal, especially in a recession.
In today’s episode, I’m joined by the CEO of Freeland Ventures, Josh Cantwell. Josh’s company has 3000 apartment units under his management, and he’s going to lay out the exact path to get through the recession and come out truly wealthy on the other side.
Three Things You’ll Learn In This Episode
Why Josh chose to build wealth by helping others
What did Josh learn from surviving pancreatic cancer?
The best markets to buy a multifamily property
Instead of waiting for the market to appreciate (which isn’t guaranteed) how can we force appreciation on our assets?
Why B-class properties are the crown jewel of real estate
The stock market is the last place you want to put your money right now, what’s the safest path to get through the recession?
Guest Bio
Josh is a real estate investor, pancreatic cancer survivor, and CEO of Freeland Ventures, a company with 3000 apartment units. Freeland Ventures was founded in 2015 by Josh and Glenn Lytle, with a focus on high-quality, turn-key real estate investing and lending solutions. The company has expanded into multi-family as the core growth strategy, continuing to provide reliable passive investment options for investors as well as a significant focus on managing 100% of the acquisition, property management, and construction process under Freeland Ventures.
In 2018, experienced real estate investor Tyler Brummett joined the Freeland team, managing Freeland Properties with a specific focus on acquisition and property management. Josh, Glenn, and Tyler have extensive real estate investing and private lending experience dating back to 2001 and collectively have been involved in over 1,500 real estate transactions as owner/operator, investor, private lender, loan originator, debt financier, or equity capital partner.
Freeland is headquartered in Cleveland, OH, and is backed by a team of industry-leading professionals that bring bold authenticity, integrity, and commitment to excellence as one of Northeast Ohio’s leading real estate investment firms.
For more information, head to https://freelandventures.com and listen to Josh’s podcast here.
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Real estate is the single greatest investment on earth, but considering where the market’s headed, building wealth won’t be as easy as wholesale deals, flips, or buy-and-holds.
As interest rates continue to rise, fewer people will be able to get mortgages the traditional way - which will drive strategies like seller financing to the fore.
Creative financing is a solution with a huge opportunity pool - one might even call it recession-proof. How do we learn to structure the deals so it actually solves problems for both sides of the transaction? Why is this current market (and the one we’re headed into) so ripe for seller financing?
In this episode, author, coach, discount note expert, and the president and founder of NoteSchool™, Eddie Speed shares his extensive knowledge of creative financing, and why it’s about to be the most sought-after wealth strategy in real estate.
Three Things You’ll Learn In This Episode
Why this is the best time in history to learn about seller financing
The era of low-interest rates and cheap money is over, how will this drive a rise in seller financing deals?
The big issue with conventional lending
Why is the traditional mortgage industry so squeezed right now?
How to take the fear out of creative finance
What are the 3 key ingredients to set a seller financing conversation up for success?
Guest Bio
Eddie Speed is an author, coach, discount note expert, and the president and founder of NoteSchool™. Eddie Speed knows how to architect a deal like the back of his hand. For almost 40 years, he has purchased more than 40,000 notes and the NoteSchool executive team has bought 3.5 billion dollars in notes.
Since 1980, Eddie Speed has dedicated his professional life to the seller financing and non-performing note industry. Over the years, he has introduced innovative ideas and strategies that have positively impacted the way the industry operates today.
He has been a leader and innovator in the Note Business for over 30 years. He will tell you that those 30-plus years have prepared him for the incredible opportunities of this current real estate market.
As the founder of NoteSchool™, Eddie’s immense range of experience is packaged into comprehensive training programs, available in home study courses, live seminars, and mentoring programs.
Watch Eddie’s 2-hour masterclass for free over at http://noteschool.com/rems.
With interest rates going up, there’s no area of our financial lives that hasn’t seen eye-watering price hikes, but isn’t it funny how the rates on the money you keep in the bank haven’t gone up too?
Financial institutions are getting all the benefits of higher interest rates at our expense. So where can we put it if we can’t trust them to grow our money?
In today’s episode, I talk about why in a rising interest rate environment banks aren’t paying you more, and more importantly, what you can do about it.
Three Things You’ll Learn In This Episode
How banks make their money (and why it’s always to your detriment)What can we learn from banks and use it to our advantage?
What banks don’t want you to knowThanks to the Fed, banks are flush with cash. Is that why they can’t even entice us to deposit money?
How to get your money away from the banks and into a more beneficial modelIf we can’t rely on banks to play and pay fair, where do we put our money?
With interest rates going up, there’s no area of our financial lives that hasn’t seen eye-watering price hikes, but isn’t it funny how the rates on the money you keep in the bank haven’t gone up too?
Financial institutions are getting all the benefits of higher interest rates at our expense. So where can we put it if we can’t trust them to grow our money?
In today’s episode, I talk about why in a rising interest rate environment banks aren’t paying you more, and more importantly, what you can do about it.
Three Things You’ll Learn In This Episode
How banks make their money (and why it’s always to your detriment)What can we learn from banks and use it to our advantage?
What banks don’t want you to knowThanks to the Fed, banks are flush with cash. Is that why they can’t even entice us to deposit money?
How to get your money away from the banks and into a more beneficial modelIf we can’t rely on banks to play and pay fair, where do we put our money?
All our lives, it’s been drummed into us to save our money, put it in the bank, and wait. But what the banks don’t tell you is what they do with those hard-earned dollars. Your money doesn’t just sit in your account. The banks lend it out, earning up to 1400% on it, while the value of your original deposit erodes.
The good news is, you can opt-out of this rigged system by becoming the bank in your own right. You already have money that you can use to become a private lender, and getting started is more accessible than you’ve been led to believe.
So what does it take to become your own bank? How do you start with very little cash?
In this episode, you’ll learn how easy it is to become the bank, and why you would want to take over the banking function in your life in the first place.
Three Things You’ll Learn In This Episode
What banks do with the money you deposit (hint: it doesn’t benefit you)Are banks using the buying power of your money to make themselves even richer?
How your money looks when it’s working for youHow much money can you earn from the lazy money you already have sitting in your home equity, bank, or brokerage account?
How easy it is to take over the banking function in your lifeDo you need to have millions of dollars saved up to become the bank?
If the last few years have taught us anything, it’s that the central planners at the helm of our economy can and will sabotage all of us. Instead of handling money with the precision of a scalpel, they chose to attack with a hatchet - and you, me, our children, and future generations will pay dearly for it.
Money and freedom go hand in hand, but the modern-day panopticon that is the money printer compromises that freedom.
How can we prepare for this storm? What is the true potential of cryptocurrencies in the battle for our freedom?
In this episode, I’m joined by full-time investor, entrepreneur, and sound money advocate, Mark Moss. We talk about seeing past the smoke and mirrors of the economy, and protecting ourselves from its effects.
Three Things You’ll Learn In This Episode
Why central planning will always failHow did we end up in this financial mess?
How to sift through the noiseWhen it comes to investing, there’s a lot of information out there. How do we sift through all of it and take action on it at the right time?
How to claw back our financial freedomA lot of our freedom lies in the freedom of payments, can cryptocurrencies provide a way out of the monetary panopticon?
Guest Bio
Mark Moss is a full-time investor and entrepreneur for over 25 years. He has been through multiple market crashes, and built multiple 7 and 8-figure business and investment portfolios, through the worst market cycles, giving him the experience and perspective the young bucks are missing today.
Subscribe to Mark’s YouTube channel and follow him on Instagram.
If there’s anything the last few years have taught us, it’s that we can never be too prepared for a crisis. Whether it’s a global pandemic, war, economic pressures, food shortages, or a hurricane; learning how to proactively prepare for hard times is critical, and who better to learn from than a Retired Navy SEAL?
How do we proactively create a plan for hard times? What are the key areas of self-reliance we need to be aware of?
In this episode, retired Navy SEAL, crisis management pro and best-selling author of The Rugged Life, and founder of Escape the Wolf, Clint Emerson shares how to up your survival skills and why it’s so necessary right now.
Three Things You’ll Learn In This Episode
How Clint helped the only hotel chain that stayed open during the pandemicHow did Motel 6 use Clint’s crisis management expertise to weather a tough time?
How to help more people endure hard timesWhy are accountability and consequences so important to our resilience as a society?
10 keys to a self-reliant lifestyleWhat skills will make us more self-reliant in chaotic times?
Guest Bio
Clint Emerson is a retired Navy SEAL, crisis management pro, best-selling author of The Rugged Life, and founder of Escape the Wolf. He empowers individuals & organizations with safety, security, and self-sufficiency skills at home, work, and abroad.
For more information and to get his books go to https://clintemerson.com and follow @100deadlyskills on Instagram.
For a very long time, real estate has been touted as the safest, smartest investment known to man, but what about right now? There’s tremendous pressure on the housing market, interest rates are going up, and we’re due for a very painful economic correction.
Many people will tell you this is a great time to take action, and that there’s opportunity everywhere, but if you get too comfortable in these conditions, you might be in trouble.
So, is it worth investing in real estate right now? In this episode, I’ll share how to navigate investing in real estate with all the crazy things happening in the economy.
Three Things You’ll Learn In This Episode
How to avoid losing all your money
What are the rules of engagement for investing in this real estate market?
The best time to buy real estate
There’s still too much greed, hope, and speculation to take action - so when is the right time to strike?
The biggest investing lesson
What can we learn from the people who survived the recession in 2008 and even the dotcom crash?
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In today’s market, everyone seems to be a wholesaler - but instead of making a great deal of money, they are stuck chasing their tails, competing over tiny fish in a tiny pond.
Commercial real estate, on the other hand, is giving investors the opportunity to earn in one deal, what wholesalers earn through multiple properties.
Why waste time fighting over tiny deals and profits in wholesaling when you can earn 98% more than all the wholesalers spinning their wheels?
Why is there so much profit up for grabs in commercial real estate?
In this episode, entrepreneur and commercial investor, Trent Ellingford shares why he’s opted for this niche over residential investing.
Three Things You’ll Learn In This Episode
Why we should consider switching investing niches
Is the party over for wholesalers?
The opportunity most investors are sleeping on
How do we stop going out after scraps in the residential market and start getting meaty high-value deals elsewhere?
How to solve the challenge of raising capital
Can you invest in large commercial properties without a lot of your own money?
Guest Bio
Trent Ellingford is an entrepreneur, commercial real estate investor and coach. He’s teaching residential investors how to make more money by switching to the commercial property niche.
For more information, follow @trent_ellingford on Instagram, or book a call with him over at https://trentellingford.com.
Text ‘PMC’ to 33777 for exclusive updates on the Private Money Club and to RSVP to the virtual livestream of the app launch!
The concept of mailbox money or passive income has become so bastardized it’s lost a lot of its meaning and power. Some of the investment channels that are touted as passive actually require a lot of heavy lifting and active management.
Passive income means having the freedom to live your perfect day, and having money rolling into your bank account while you’re on vacation, and there’s a hugely untapped niche you can go after to create it.
How do we tap into a wealth category most people overlook?
In this episode, CEO and Founder of 0 Dollar Startup, Roger Comstock shares how he’s helping people build valuable businesses that give them true freedom.
Three Things You’ll Learn In This Episode
How Roger identified a lucrative gap in the market
What is the most valuable thing for practitioners in the home services niche, and how can you supply it effortlessly?
Why digital assets are beginner-friendly
Do you need a crazy social following to make digital assets work for you?
The zero-dollar framework
How can we capitalize on the best investing opportunities while keeping our risk low?
Guest Bio:
Roger Comstock is a serial entrepreneur who has developed an affinity and obsession for business and helping people. He teaches individuals how to start recurring revenue businesses without Venture Capital, Debt or Real Estate through the utilization of digital assets.
He is the CEO and Founder of 0 Dollar Startup, Tuple, Flipr, and Comstock Consulting. Roger loves being with family - especially his sweetheart Kayla. She is literally his best friend. He enjoys being outside, golfing, camping, learning, thinking, reading, laughing, accomplishing goals, and helping people understand and reach their potential.
He has a goldendoodle named Max who is basically a shadow wherever Roger goes.
For more information on Roger’s coaching programs, head to 0dollarstartup.com and follow @Roger.comstock on Instagram.
Thanks to higher-than-usual levels of inflation, we’re seeing mass panic and fear - and where there’s panic, bad financial decisions are sure to follow.
There are a lot of people trying to buy up as much as they can while their dollars are worth more. Unfortunately, these people are due for a world of hurt by making long-term decisions in a bid to solve a short-term, cyclical problem.
Should you be conforming to what everyone’s doing right now? What’s the smart way to prepare for the coming financial downturn?
In this episode, I talk about why it’s more important than ever not to fall into the trap of irrationality so many people are in right now.
Three Things You’ll Learn In This Episode
The importance of paying attention to the macroHow do we use history to get a better perspective on the inflation rates people are panicking about?
Why the summer of revenge will end in tearsWhat do we miss out on if we conform to everyone else trying to buy as much as possible right now?
How to protect your wealthWhat’s the worst place to be when the Fed inevitably tanks the stock market?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
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Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
For entrepreneurs, nothing takes more mental and emotional horsepower and causes more stress than a big launch.
Whether you’re launching a new product or an entirely new business venture, the process of bringing an idea to fruition takes a lot out of us and requires the full force of our problem-solving abilities.
Taming stress, getting out of our heads and knowing when to disengage from the project is a skill set that eludes many entrepreneurs, causing a spiral of counterproductive emotions and thoughts.
How do we manage this stress so it doesn’t drain all our best mental and emotional resources?
In this episode, I’m sharing some exciting news on a huge launch I’ve been working on and discussing how to manage stress in the buildup.
Things You’ll Learn In This Episode
Why we end up a spiral of worry and anxiety
How do we disconnect from a project and give ourselves a break from the intense mental horsepower required?
The challenge many entrepreneurs face
If we run multiple businesses, how do we use leverage to avoid carrying everything on our shoulders?
The Private Money Club
What’s the story behind the new company I’m launching and the problem I’m looking to solve?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
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Considering that we’ve been in one of the longest bull runs in history, a huge portion of the investors in the market have never lived through a downturn.
Some of the models that have been thriving for the last few years have never been tested by a significant recession, and short-term rentals are at the top of that list.
What will happen to this asset class if things shift? Is there a way to ensure the survival of short-term rentals right now?
In this episode, real estate investor, entrepreneur and the co-founder of Techvestor, Sief Khafagi shares how he raised $16 million in 7 months and he shares a very astute assessment and financially sound strategy for leading his business through a recession.
Three Things You’ll Learn In This Episode
The power of combining real estate and techIs it possible to combine the merits of short-term rentals with syndication to build a solid investment operation?
How Sief and his team raised $16 million in 7 monthsWhat is the secret to raising capital if you don’t have a money background?
How to recession-proof a short-term rental operationWhat is Sief doing to make sure his business can remain stable when the market goes into a downturn?
Guest Bio
Sief Khafagi is a real estate investor, entrepreneur and the co-founder of Techvestor. He’s been investing in real estate since 2009, doing everything from private lending, flipping and long term hold.
The journey to cash flow and growth was hard. Incredibly time consuming, with lots of mistakes and over a decade of memories, both good and bad. Sief learned that having short term rentals in your portfolio for the cash flow can be a powerful wealth building strategy.
For more information, visit https://techvestor.com and request an invite to find out how to get started.
Passive income is something many people salivate over, but few ever really achieve it. It often sounds like a pipe dream we hear on podcasts and from stages, but it is a possibility.
How do people set up a system that earns thousands of dollars in the most hands-off, set-and-forget way?
In 2020, Wealth Without Wall Street founders, Joey Mure and his business partner decided to test out various passive income strategies, and they went from earning $2,400 to $50,000 a month in the process.
In this episode, Joey gives us a peek into his basket of passive income, and why building an empire is easier than it looks.
Things You’ll Learn In This Episode
How to create opportunities for wealth with money you already haveWe’re told that putting money in a 401k or IRA is the responsible thing to do, but are we siphoning off massive opportunities in the process?
The key to a successful Airbnb operationHow did Joey take a condo that wasn’t making money for 15 years and get it to net $2200 in cash flow in the first month?
Why we have to shift our crypto mindsetAre we looking at crypto all wrong if we’re expecting it to make us rich right now?
How to get rich by investing in peopleThe key to Joey’s successful passive income strategies is finding ventures that didn’t require them to start from scratch. How did they find them?
Guest Bio
Joey Mure is co-founder, partner and host of Wealth Without Wall Street. Wealth Without Wall Street provides financial insight and tools to break free of the mindset and bondage of Wall Street. Joey and his co-founder Russ created a plan to help entrepreneurs create their vision of financial freedom.
For more information visit https://www.wealthwithoutwallstreet.com.
To find out how to start your own passive income journey, go to https://go.wealthwithoutwallstreet.com/gps.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
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There are typically 3 ways we can go about purchasing a car - cash, financing, or leasing. The problem is, that each of these methods requires us to give up our best dollars for a depreciating asset. What if we could buy a car and actually get paid to own it?
This is possible with a specially designed and engineered, whole-life insurance policy. By changing one thing, every car you’ll ever own can actually make you more money.
How does this system work, and what are all the additional benefits it gives us?
In this episode, I’m going to share how to buy cars and get your money back for them.
Three Things You’ll Learn In This Episode
What’s the downside of buying a car in cash?
How can we buy our dream car without losing the opportunity for that money to work for us?
Why banks and wealthy families leverage their money differently
Why do specially-designed and engineered whole-life insurance policies give us higher returns?
The advantage of borrowing money from your own bank
What’s the difference between a traditional loan and a loan from our own banking system?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Real estate has made more millionaires than any other investing vehicle - you can make money through flips, buy-and-holds and even Airbnbs, but what if you could make a ridiculous amount of money in real estate without owning a single home?
This is possible if you become the bank, and provide the one thing every investor needs more than anything else - capital.
But do you need millions of dollars or hundreds of flips to become the bank?
In this episode, I’m going to tell you about my own investing journey and why these days, I’m choosing to offload properties.
Three Things You’ll Learn In This Episode
The smart way to get into real estate today
Why do hard money lenders have the easiest job in real estate?
Acting rich vs. being wealthy
How will the looming recession separate the people who truly have capital to deploy from everyone else? How do you get on the right side of that divide?
What wise investors are doing differently right now
Why am I choosing to sell off the majority of my rental portfolio at a time where many people are buying on steroids?
When you deposit your hard-earned money in the bank, where does it go? Into some huge vault or account where it sits untouched for years? Nope - not at all.
Banks make your hard earned money go to work for them because you were taught to give up control to traditional banks.
Then they use your money to multiply their own to the tune of trillions, while you miss out on returns because you’re following their ‘advice’. When it comes to banks, do what they do, not what they say.
So where are banks putting their Tier 1 money, and what are they doing with it?
It’s time to take back control of your money, and the time is now!
In this episode, I’m going to tell you about one of the best kept secrets of the banking world - BOLI.
Three Things You’ll Learn In This Episode
What wealth gurus aren’t telling youWhy would banks buy whole life insurance when it’s “the worst place” to put your money?
How banks have engineered insurance to their own advantageMost banks are absolutely heaving with VPs in every department. What do they get out of it?
Why they don’t want you to become your own bankCan you do exactly what the banks are doing to make yourself wealthy?
For a number of years, the Fed has been orchestrating a reckless fiscal policy, believing that money printing will allow them to avoid the consequences or kick the can down the road.
Unfortunately, there’s no more road left.
The economy is about to be decimated in the worst way possible and everyone’s going to feel the pain. You can’t afford to bury your head in the sand at this time, pay attention and take action before it’s too late.
What are 3 factors that will put a huge hurt on the economy? How do we prepare for what’s coming?
In this episode, I’m going to talk about where we’re headed and why the Fed is entirely to blame.
Three Things You’ll Learn In This Episode
The government’s real plan
Why is the Fed planning to raise interest rates 7 times this year?
One of the most accurate predictors of a recession
The government’s unwinding of the balance sheet has never gone well, how can we expect it to be different this time?
How to protect your wealth
In an economy hurtling towards a recession, what are the worst places to have your money invested?
In this volatile economy, everyone’s on the hunt for a way to beat inflation. Do you buy stocks, invest in crypto or just ride out these market conditions?
All these methods involve a ton of risk, which is the last thing you need right now, so what’s the safest place to park your money?
In this episode, I’m going to share how to beat inflation in as little as 5 minutes.
Three Things You’ll Learn In This Episode
Why lending is a great option
Is lending a good way to beat inflation right now?
The advantage of Treasury Inflation-Protected Securities
What makes TIPS such a risk-free vehicle to move your money into?
How to use this investing method effectively
How long should we hold TIPS for if we really want it to be a win?
Some years ago, I put all my effort and focus into an HGTV pilot. I left my old career behind, burned all the boats and got ready for this opportunity to change my life.
But with one phone call, that dream went down the drain and it felt like my world shattered…
But it hadn’t. It turns out that painful moment happened for a reason, and it worked out way better than I ever expected.
In this episode, I’m going to tell you this story, and share why a moment of failure or rejection could be necessary for us to step into our purpose.
Three Things You’ll Learn In This Episode
Why we shouldn’t have tunnel vision
How do we focus on one goal without blinding ourselves to other great things?
The painful moment that opened up my purpose
When a dream goes up in smoke, how do we find the door of opportunity in the ashes?
How we delay our own dreams
Does ego get in the way of us finding our own true purpose?
We’re approaching the 10th straight week of a fall in the market, and even though we haven’t hit bear market territory, we’re darn close.
Like most, you’re asking yourself “is this the buying opportunity I’ve been waiting for?”
There’s blood in the streets, and everyone says you should take advantage of dips, but buying stocks right now is a trap. There’s still a market free fall on the horizon, and you don’t want to be caught in the downturn.
In this episode, I’m going to tell you why you shouldn’t follow anyone investing in the stock market right now and why that move will only lead to catastrophe.
Three Things You’ll Learn In This Episode
Why anyone telling you to invest is leading you astrayWhat can history tell us about investing in the stock market at a time like this?
The game bigger investors are playing
Why are investors like Warren Buffett making big investments and should we do the same?
What you need to be doing with your money right nowWhat question do we need to ask before we invest in a bunch of stocks?
Market cycles are unavoidable, and some investors emerge out of the volatility wealthier, while others lose everything. What separates the two?
Financial intelligence, and being well aware of the forces, levers and complexities that feed into the market.
Without this insight, it’s impossible to know when you’re making a detrimental move that will end in a painful loss.
Can we ride the wave of chaos without crossing into dangerous territory?
In this episode, I’m joined by high performance real estate entrepreneur, Tyler Chesser. He shares how he’s navigating this chaotic market, and snapping up great deals without making the mistakes many investors are making right now.
Three Things You’ll Learn In This Episode
How Tyler went from corporate robot to high-performance entrepreneur
How do we know that we’re not built for the corporate ladder?
Why syndication is such an effective strategy
How do we participate in larger deals without fronting all the capital?
Financial intelligence vs. financial stupidity
How do we get on the right side of the market so we don’t get the rug pulled out from under us when the market shifts?
Guest Bio
Tyler Chesser, CCIM is a high performance real estate entrepreneur who helps real estate investors and entrepreneurs transform their finances, businesses and lives. A successful real estate investor with a background as a former perennial top performing commercial real estate broker, Tyler started investing in multifamily real estate in 2015 as a way to build wealth and create diverse income streams for his family.
Prior to the 2020 co-founding of the real estate investment firm, CF Capital, Tyler spent over seven years in the business as the founding principal of a successful commercial brokerage company, a real estate investor, keynote speaker and award-winning sales professional after his withdrawal from corporate America in the early 2010's.
Today Tyler adds value to others in a range of capacities – from syndication of private placement real estate investments, individual to group business coaching, real estate consulting, keynote speaking and also hosts a top 200 business podcast internationally called Elevate. The podcast is well known for the high level mindset, mind expansion and personal development content which decodes the stories, habits and multifaceted expertise of world-class investors and other experts; to the core this platform propels Tyler's constant and never ending commitment to improvement. His core belief is that human beings were designed to go big, which is apparent in all that he does.
For more information, head over to https://www.cfcapllc.com and download the free ebook, The Bottom Line. You can also follow @thetylerchesser on Instagram.
Listen to the podcast at https://elevatepod.com.
From the day we’re born, a set of beliefs is plugged into us, and it governs a lot about our lives, like how we earn money, and whether or not we can build wealth.
We’re taught to put money in the bank, trade dollars for hours, and hopefully increase what we earn for that unit of time, but what if everything we’ve been taught is wrong? What if it’s all based on falsehoods and failed dreams?
The wealthy have figured this out. They stopped conforming to these beliefs and changed the trajectory of their lives by changing one thing about their money.
In this episode, I’m going to share exactly what the wealthy do differently and how you can emulate it.
Three Things You’ll Learn In This Episode
The first rule of wealthWhat’s the very first step we have to take to start putting our money to work for us?
Why we’re set up for a life of limitation from day oneWe’re taught to trade time for money. Does conforming to this mindset make it harder to build wealth?
How to change your legacy by changing one thingBanks take control of our money, but is there a way to use them to our advantage?
If you buy into today’s hyped up, popular wealth-building advice, success is an NFT or quick scheme away, but all this fanfare isn’t backed up by the fundamentals. People give up on a business when it doesn’t make money right out the gate. Their timelines are too short, and worst of all, they aren’t designing the business to weather the storm.
The journey to financial freedom isn’t sexy, it’s built on consistency. In today’s episode, I’m joined by an entrepreneur who has lived this journey. He has built businesses and lost it all, and today he lives a life most people can only dream of.
How do we build our businesses on solid economic fundamentals? Is your business built to survive what’s coming? In today’s episode, Todd Randall shares the biggest crisis in the world of wealth today.
Three Things You’ll Learn In This Episode
What our guest did to build a business around his best lifeHow did Todd build a business that allows him to fly around the world for polo games and operas?
The truth about what it takes to build wealthWho are you taking advice from, people with no credibility and verified success or business owners who grew their wealth through tried and tested methods?
How to triple the size of your businessMost business owners are trapped on the hamster wheel because they don’t delegate. Why are other people better at roles in our businesses even if we’re the founder?
Guest Bio
Todd Randall has 30+ years of business experience, he has built 8 businesses in total, including spas, gyms, a construction company, a wholesaling company, and a coaching and consulting agency.
Today he manages 4 businesses remotely, generating $6 million annually. Todd could retire, but he grew fond of entrepreneurship and couldn’t ever let go of it. His favorite hobby is polo and he often flies to different countries to participate in games.
For more information, visit https://www.beachview.biz and join his Facebook Group, Real Business Coaching.
Since its inception, Airbnb has been a huge disruptor and gamechanger for investors, and today it shows no sign of slowing down.
Hotels will keep making mistake after mistake, giving this industry more horsepower than ever before. This is one of the best times to jump into this strategy, and the best part - you don’t even have to own a home to get started.
Investor and coach, Jorge Contreras owns a $7 million portfolio of single family homes that are all on Airbnb, and he earns six-figures a month in gross revenue. How did he build this amazing business? What are some of the challenges you can face when running an Airbnb portfolio, and how do you avoid them?
In this episode, Jorge shares his incredible life story, and why this is the perfect time to get into Airbnb.
Three Things You’ll Learn In This Episode
Our guest’s incredible life story
How did Jorge go from troubled youth to financially free at 29?
How to 3X your rental income with Airbnb
A lot of rental owners shy away from Airbnb because a lot goes into managing the property. Can you do it without a ton of complexity?
The right way to build your Airbnb portfolio
A lot of cities and neighborhoods are cracking down on Airbnb subletting. What is the right way to go about it so it’s a win-win for everyone involved.
Guest Bio
Jorge Contreras is a real estate investor, coach, and expert in Airbnb purchasing, subleasing and managing. He has a 7-figure business, owns multiple properties generating 6 figures in cash flow from Airbnb, and he educates thousands on how to leverage Airbnb and real estate to create the life they’ve always dreamed of.
For more information, head over to https://thejorgecontreras.com, follow @thejorgecontreras on Instagram, and subscribe to his YouTube channel.
Millions of corporate workers dream of investing but never take the first step out of fear. Before Mike Simmons became the successful seven-figure investor he is today, he procrastinated for 5 years and missed out on $3 million dollars.
So many people have a ton of excuses for not taking action - no money, time or a fear of what other people would think, but procrastination isn’t a victimless crime.
How do you get started right now and find the resources you need? What is the secret to rapid exponential growth?
In this episode, Mike shares his story, from sitting on the sidelines of the real estate game to accelerating his business growth path.
Three Things You’ll Learn In This Episode
Why Mike became an investor
How did Mike escape his 9-5 and build a business around his perfect day?
How to use someone else’s hindsight as your foresight
Do we have to know absolutely everything about real estate to start and succeed?
The one thing that holds investors back
Is the funding and experience of the first deal worth giving up a bigger portion of the profits?
Guest Bio
Mike Simmons is an entrepreneur, 7 figure real estate investor, and partner in one of the country’s largest real estate mentorship/mastermind companies. Mike has personally worked with hundreds of entrepreneurs to take strategic risks that have paid off, both in and out of the real estate industry. He coaches others to do the same to allow them to become unstoppable with his program, 7 Figure Investor.
Mike has shared the stage with Gary Vaynerchuck, Ryan Serhant, and Russell Brunson among others. He’s been featured in Business Insider Magazine and produces and hosts the podcast “Just Start Real Estate” where he interviews successful entrepreneurs. Mike is also the author of Level Jumping, his book about generating $1 million in his first year of business.
For more information and to find out about Mike’s program 7 Figure Investor, visit https://mikesimmons.com.
You can also buy Mike’s book “Level Jumping” on Amazon.
Any successful company in the world, big or small, new or old does one thing well - they solve problems. There’s no bigger or more important problem than the world’s food supply, especially right now.
Agriculture is an asset class we don’t hear about often, but it’s actually one of the most stable investments with a ton of advantages. Stock markets can crash, housing markets can cycle, but at the end of the day, people still have to eat.
What would investing in high demand crops actually look like? Why are investments at the base of Maslow’s hierarchy of needs so much safer?
In this episode, I’m joined by an entrepreneur investing in a unique and intriguing strategy. Chief Strategy Officer at Farmfolio, Peter Badger shares why he picked agriculture as an asset class.
Things You’ll Learn In This Episode
The truth about the future of the marketWe’re one button away from a hard financial landing, but does that mean there’ll be no opportunity when the market turns?
Why agriculture investing is so relevant todayWe often take things like food and water for granted, so why is the global food supply something we need to be paying attention to?
How to have long term success in agriculture investingIn real estate investing we focus on factors like location and population growth. What factors drive success in agriculture?
The opportunity in the financialization of everythingCan NFTs and tokens open up investing doorways for people who didn’t have access before?
Guest Bio
Peter Badger is the Chief Strategy Officer at Farmfolio, a company that has successfully invested in a diverse selection of high-demand agricultural products in emerging markets. As their exceptional quality drives increasing demand, Farmfolio has quickly become one of the largest exporters in all of Colombia.
With their community of investors, owners, and employees numbering in the hundreds, and millions of dollars under direct ownership, Farmfolio is a trusted source for creating value and wealth through agriculture. Their hands-on approach means they identify, develop, manage, and provide ongoing oversight for every piece of land in their portfolio, and their esteemed reputation and track record reflects their commitment to the success of their projects.
Peter brings a multitude of skills to Farmfolio after spending 18 years on Wall Street and a decade in Silicon Valley founding and working with some of the most innovative companies in the world including Barclays Global Investors, Qwest Communications, Merrill Lynch, Credit Suisse, and Morgan Stanley. He is data and process driven, and leads strategy, sales, and distribution for Farmfolio’s products including LOTs, their pioneering Land Ownership Titles vehicle for direct farmland ownership by accredited and non-accredited investors alike.
For more information, visit https://farmfolio.net and download the Farmland 101 guide right from the homepage.
In an overheated market, investors have a lot to contend with to stay in business. Lead gen is a struggle because everyone’s going to the same watering hole, good deals are hard to come by and every flip is bound to turn into a bloodbath.
What does it take to stay ahead and keep growing your wealth in this environment?
Well today I’m joined by an investor who has 14 years of experience, a whopping 400 flips, over 1500 episodes of his podcast, and a lead generation company too. He's the perfect person to ask about navigating this market and what it takes to win.
In this episode, investor, CEO at Investor Machine and host of the FlipNerd, Mike Hambright shares his insights on sophisticated lead gen, and how on earth he got to 400 flips without tearing his hair out.
Three Things You’ll Learn In This Episode
The sophisticated and scientific approach to lead generationHow do we save time by going from casting a wide net to everyone who has equity to laser-targeting the right people?
How to scale a flipping operationA successful flipping operation is hard to build. What is the key ingredient that got Mike to 400 flips?
How to pull back on risk leversThe last thing you need is to be caught in a risky project when the market shifts...so how do you avoid it?
Guest Bio
Mike Hambright is an investor, mentor, coach, mastermind host, CEO at Investor Machine and the Founder and Host of the FlipNerd.com Real Estate Investor VIP Show. Mike teaches others to achieve financial freedom and lifestyle freedom by investing in real estate. Real estate investing has made such an impression on Mike, that he now shares his passion, experience and lessons with the world, via his award winning podcasts, training programs and real estate investor coaching.
He’s mentored hundreds of successful real estate investors that have gone on to purchase thousands of properties, a large number of which have achieved financial freedom.
For more information visit https://flipnerd.com and connect with him on Facebook and LinkedIn.
Get access to Investor Fuel at https://investorfuel.com/moneyschool and Investor Machine at https://www.theinvestormachine.com/moneyschool.
Distressed properties may be hard to come by now, but they will be plentiful in the near future. When the market turns, there’ll be hundreds of properties ripe for acquisition. If you get caught up in buying assets in this speculative market, you’ll have no capital to take advantage of this opportunity.
How do you move in a market with hedge funds gobbling up entire neighborhoods? What is the criteria for buying distressed property?
In this episode, I’m joined by Jake Harris, a longtime investor and author of “Catching Knives: A Guide to Investing in Distressed Commercial Real Estate”. He talks about all the challenges investors are experiencing in the current market, and the moves you can make to avoid losing money.
Three Things You’ll Learn In This Episode
Why we have to prepare for the distressed market well in advanceHow do we identify the properties that will be ripe for acquisition when the market turns?
The biggest challenge the average investor faces todayHedge funds and institutions are playing a completely different game in real estate investing, can we compete?
How to protect your downside in a frenzied, volatile marketIf your asset was to lose 30% of its value, would you be able to hold it for the long haul?
Guest Bio
Jake is the author of “Catching Knives: A Guide to Investing in Distressed Commercial Real Estate”. He is the founder and managing partner of a private equity real estate firm that has managed, developed, and acquired more than $200 million in assets under management in the last five years alone. With nearly two decades of experience in real estate, construction, and investment management, Jake is a licensed California broker and a recognized expert in opportunity zones, infill development, construction cost-control systems, and the scaling of distressed investing business.
For more information, visit https://www.catchknives.com and sign up for their mailing list. You can also sign up for their Net Lease Due Diligence course.
To keep up with Jake follow @jake.realestate on Instagram.
Most investors are looking for a model that isn’t as energy draining as flips and wholesaling, or as risky as the stock market, but we never really think of new builds. We all see builders and think what they do is untouchable, that it’s too expensive, and it involves too many moving pieces.
But what if you could make it happen with one project, one set of contractors and one job site? In today’s episode, I’m joined by an entrepreneur who’s teaching beginners exactly how to do this, with very little up-front cost.
Through multiple market events, he’s been hardened by failure and has a lot of wisdom every investor needs to listen to.
What makes this model way less stressful? How do you get started? How does my guest see the market playing out?
In this episode, I’m joined by coach and serial entrepreneur, Jerome Maldonado. We talk about the model he’s teaching, and the advantages it offers.
Three Things You’ll Learn In This Episode
Why we have to learn from battle-tested entrepreneursWhat is the most valuable lesson we can learn from successful people who have been bloodied up by failure but came out stronger?
The headache-free way to invest in real estateCan we have success in real estate investing without tenants, termites, and the headaches of flips and wholesale deals?
Why raising money for new builds is easier than you thinkIf you have bad credit and no capital, how can you raise money for a new construction deal?
Guest Bio
Jerome Maldonado is an investor, coach, and serial entrepreneur with a multi-million dollar empire. He is teaching people how to buy land and build houses through his proven 14-step process to make $100k on every build without any experience. Starting from scratch, he struggled for many years to get his business off the ground, but from this, he learned what it really takes to build an empire from the ground up. After years of honing his skills in sales, team building, and real estate concepts, Jerome finally built his first 6 figure business in his 20s. In 1998, Jerome pioneered a new construction company which he took to seven figures, in less than one year. With much success came the need for expansion. Understanding the simple concepts and benefits of leasing real estate, he purchased multi-use retail and commercial property to house his business. Jerome found the traction and confidence which has allowed him to do millions upon millions of dollars in residential and commercial real estate transactions and holdings.
For wealth creation, other examples include how he is buying distressed hotels and turning them into multi-family properties, how he sees the rise of e-commerce driving the need for warehouse space over the next 5 years and why he and his team have purchased failing brick and mortar businesses such as Radio Shack, Pier 1 Imports and Modell's Sporting Goods to turn into thriving e-comm businesses, which increases the value of their commercial warehouses.
For more information, visit https://jeromemaldonado.com, and find out more about his coaching on YouTube, Facebook and Instagram.
Everything we’re seeing in the market right now - the inflation, speculation and irrational investing is the sign of our times. We’re in a super bubble, a circumstance rivaled only by the lead up to The Great Depression.
Before you think that the government is worried about the inflation hitting your dollars, you have to remember that the Fed created this situation and thrives on it. Those who keep buying into the lie that the market’s doing well are just part of the game, and when the music stops, they’ll be left holding the bag (a considerably less valuable one).
How do you avoid becoming one of these people? Can the Fed be trusted to have our best interests at heart? In this episode, I’m going to talk about this super bubble we’re currently in, and the pin that will pop it.
Three Things You’ll Learn In This Episode
Why we’re in so much dangerWhat’s the difference between a typical bubble and the super bubble we’re in right now?
How to spot market manipulationDo you truly believe that the market is up right now because of real world circumstances?
The only logical strategy in a super bubble?Bonds, equities and real estate are all overpriced, so where do you park your money and keep it safe?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
I’ve said it before, and I’ll say it again - anyone who believes that this market will keep going up is either reckless or downright delusional.
We’re staring down the barrel of the next Great Depression, and what’s coming won’t be pretty, but there are still many investors exposing themselves to unnecessary risk.
How do you increase your chance of success in this knife edge market? How do we take off the rose-tinted glasses and see the market for what it is?
In this episode, I’m joined by entrepreneur, fellow investor and founder of Systemate, John Cochran. We talk about the tool he’s created to help people build opportunity under any market conditions.
Three Things You’ll Learn In This Episode
How John Cochran solved a business key problem by leaning on systems
Most investors accept the fact that bad deals and losing money comes with the territory. How did John Cochran build a software to increase his probability of success?
Why you need to be both a marketing and a follow up beastHow much follow up do you need before a lead turns into a source of business?
The problematic thinking that will get many investors in trouble very soonThis market has already hit its peak, but why are so many people still insisting that there’s still more upside?
Guest Bio
John Cochran is an entrepreneur, investor and the founder of real estate technology platform Systemate. He started off his career doing a lot of Rehabbing, then he bought a HUD House for $18.47 and got hooked on Wholesaling homes for fat profits.
John is also the founder of one of the fastest growing Real Estate Brokerages in the country "Invest Dayton". His Brokerage is very unique. He has developed a system called Buyers on Fire which automated the entire process of search for a buyer of a property. He is also the founder of The King of Systems, Buyers on Fire and HUD Wholesaling.
For more information and to get a free demo of Systemate, visit https://systemate.com
A lot of investors stay in the lane of what they know and when the environment around them changes, they fail to act and pivot. This is the most dangerous market to operate in this way. Monetary policy, inflation and war - these are just a few of the factors putting massive pressure on the economy and our investments.
You don’t need a crystal ball to see where we’re headed financially, and if you’re not nimble and investing in stress-tested deals, you’ll learn a painful lesson the hard way.
How is a seasoned investor who lived through the Recession (and the speculative market highs that preceded it) preparing his portfolio for what’s coming? What’s really going on with the economy, and how will the situation in Ukraine impact it?
In this episode, we’re joined by investing legend and author, Neil Timmins. With almost 20 years in the investing game, he’s going to share exactly how to survive the rapidly approaching financial storm.
Three Things You’ll Learn In This Episode
The difference between a job and a businessCan we truly call what we do a business if it always requires us to run and thrive?
How Neil Timmins gets in and out of deals in 89 daysWhat is the nimblest way to do deals in a crazy market?
What Neil is doing to protect his rental portfolio from market volatilityHow do we stress-test our rental deals so that we’re sure they are built to cash flow in an inflationary environment?
Guest Bio:
Neil Timmins is an investing legend, expert and author of “Unicorn Hunting For Investors” and founder of Legacy Impact Partner Program. A true visionary, dreamer, and problem-solver, Neil J. Timmins is on a mission to make a deep personal impact in the lives of his team members and business partners. Neil is committed to establishing a lasting legacy through his work as a real-estate investor and mentor.
Neil has been in real estate for nearly 2 decades. He started as a traditional real estate agent with RE/MAX where his team was recognized by the Wall Street Journal as a Top 100 team; he was the #1 RE/MAX Agent in Iowa by 29. Later, he made the transition from realtor to full time investor.
Over the course of his career, Neil has been involved in over $300,000,000 in real estate transactions. While he is still the managing broker for a real estate agency in Des Moines Iowa, his primary focus is on real estate investments. Neil’s portfolio depth includes assets ranging from houses to industrial properties. The business currently conducts wholesale, wholetail, and fix/flip transactions.
Recently, Neil and his team launched the Legacy Impact Partner Program where they partner with fix and flip investors from around the country. Neil’s team brings capital to fund and fix rehabs, operational expertise, and years of experience catapulting their partner’s business to new heights.
For more information visit https://legacyimpactpartners.com/ connect with Neil on LinkedIn.
Get a copy of his book Unicorn Hunting for Real Estate Investment Companies: How to Easily Attract, Screen, and Land a Unicorn The Complete Hiring Funnel here
It’s hard to imagine a wholesale deal ever making more money than a flip, but when you follow the first rule of wealth, anything is possible.
At the heart of a successful wholesale strategy is one fundamental truth - if you can solve people’s problems, your business instantly becomes more valuable. Jeremy and Shelly Beland aren’t approaching real estate the way a typical investor or agent would, they are helping distressed property owners at a time they need the most support, and the market is thanking them for it.
How did Jeremy go from near-broke post 2008 to owning two multimillion dollar businesses? How is his approach to wholesaling generating a ton of deals in a low inventory market?
In this episode, business owner, and one half of Couples Flipping Houses, Jeremy shares his incredible story, the value wholesaling brings to the market, and what so many investors are getting so wrong about it - to their own detriment.
Three Things You’ll Learn In This Episode
Jeremy’s incredible life story and how he got to where he is todayWhy did Jeremy choose to put his last bit of money into coaching and his first investment deal when most people would be frozen in inaction?
Why wholesalers are earning more than flippers and RealtorsMost people can’t imagine why someone would sell to a wholesaler instead of through a traditional listing, but this model solves real life problems. What value does a wholesaler bring that a traditional Realtor can’t?
How smart investors are getting ahead of the looming downturnAs someone who got hit hard by the 2008 crash, what is Jeremy’s strategy for coming out of the coming storm stronger and better off financially?
Guest Bio
Jeremy and his wife Shelly are real estate investors and the founders of Couples Flipping Houses. They started their investing journey back in 2017 as wholesalers and have acquired close to 200 off market properties in 3 different markets. They flip, they wholesale, they wholetale and they have a small but growing rental portfolio.
For more information visit https://www.couplesflippinghouses.com and to get a copy of their book on how to wholesale your first property reach out to them directly on Facebook.
Everyone’s an investor these days, but when it comes to really solving a problem and truly setting themselves up for wealth, they are competing in a crowded market - swimming in red, shark-infested waters.
There is an emerging, blue ocean strategy packed with motivated seller leads that no one is pursuing - senior homeowners. As parents reach old age, people have to deal with the challenges of getting them into an assisted living community and paying for it.
For the right entrepreneur, this is a great lead source and an opportunity to help families who really need it.
What makes this niche so great for generating quality leads? Why do we have to avoid calling ourselves investors when we’re talking to senior sellers and their families?
In this episode, I’m joined by founder and CEO of Mom’s House, Phillip Vincent. We talk about how to go after these opportunities and generate leads for years and years.
Three Things You’ll Learn In This Episode
The importance of actually caring about your clientsSelling your parents’ house and moving them into assisted living is an emotional time. How do we handle this in the most sensitive and respectful way?
Why probate is a shrinking, crowded nicheWhat factors make senior homeowners one of the biggest emerging markets for the next few decades?
Why you need to be more than an investorHow do traditional investors and even real estate agents put senior sellers off from wanting to work with them?
Guest Bio:
Phillip Vincent is the founder and CEO of Mom’s House. Moms house is the trusted home buyer network for seniors in transition. The traditional real estate experience is broken and doesn’t meet the family’s need to sell the house without having to invest the time, money, and effort to make the house retail-ready. Eliminating the make-ready process reduces a significant part of the stress for the family, removing the need to hire contractors, get bids, manage a rehab, and find the money needed to pay for the rehab.
These all add financial and emotional stress, and more importantly, extend the timeframe to get Mom the care she needs now and to keep her safe. Reducing the risk of falls, improving medication management, and adding intellectual stimulation all help to extend her life and happiness. Making the decision to move mom or dad to senior living is emotional enough. But when you add the stress of downsizing, renovations, and selling the family home – as you know all too well – it can easily become overwhelming.
How long will it take to sell? Who will clean everything out? Do we have money to invest in updates? Is mom safe until we can move? The result is often a delayed move-in or worse, the decision to wait altogether. It doesn’t have to be this way. Mom’s House can help get your move-ins back on track and keep them moving forward to get the senior care sooner.
For more information visit https://momshouse.com.
Learn how To Tap This BRAND NEW Hidden Lead Source And Turn 33% Of Them Into Deals here.
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel, and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
If you’ve worked hard, made smart choices and built some wealth, it’s more than likely that your kids will never have to worry about money a single day in their lives.
But here’s the problem:
Giving them everything and not instilling the right values in them WILL destroy them. It’s easy to give them the keys to the money, what’s really hard is teaching them to respect it and understand how it’s earned.
What are some of the big mistakes that turn kids into spoiled brats? How am I teaching my own daughter about the laws of wealth?
In today’s episode, I’m sharing the key to raising children who aren’t entitled and ungrateful when it comes to money.
Three Things You’ll Learn In This Episode
Lessons I’m teaching my daughter about the laws of moneyTelling our children how money works is one thing, but how do we actually help them apply that knowledge?
The big mistake many people are making in the market right nowHow do we avoid getting played by the gurus, fraudsters and scammers who promise unrealistic returns?
The hardest lesson our kids have to learn while we’re still around
Why do we have to think deeply and intentionally about the legacy we’re leaving behind.
If you’re not really paying attention, the economy looks pretty great right now, but if you’re a student of history, there’s nothing to celebrate.
Signs of a looming economic storm are everywhere, and contrary to what many believe, there’s nothing different about this market from the times before the Great Depression, the dot-com bubble and The Great Recession.
Economic cycles are inevitable and inescapable, and all signs point to a huge paradigm shift. What are some of the huge red flags we should be paying attention to? How do we get on the right side of financial history?
In this episode, I’m going to take you through the history of the economy, and show you why the present day is awfully similar to the late 1920s.
Three Things You’ll Learn In This Episode
A necessary lesson on debt cyclesFinancial markets aren’t just ruled by short-term cycles, there are generational cycles at play too. Why do we need to pay close attention to concepts like long-term debt and capital cycles?
How conflict affects economic cyclesCould the Russia/Ukraine situation be yet another indicator of a looming financial shift?
What we can learn from historic booms and seemingly hot marketsAn overstimulated, highly-indebted market has a breaking point. What are the signs that it’s closer than we think?
Get Your FREE Copy Of ‘The Private Money Guide’ and ‘Mapping Out The Millionaire Mystery’.
Keep up with us every week on our FREE Live webinars for more conversations like this, and as a BONUS get our newest mini ebook instantly upon signing up! https://moneyschoolrei.com/wednesday-webinar (digital download).
Dive into money, mindset, and motivation videos on my YouTube Channel and be sure to subscribe so you can be notified of our weekly LIVE streams.
Find out about our next weekend workshop, and see what others are saying: https://www.moneyschooltraining.com/registration.
Who we are is what we do every single day. The rules of success are simple: our actions are either constructive or destructive, effective or ineffective - there is no in between.
Most people don’t have a framework or structure for their habits, so they stay stuck, frustrated, and wanting to achieve their goals without knowing how.
How do we break our bad habits and start focusing on the actionable steps that take us to excellence? What’s the difference between time management and priority management?
In this episode, I’m joined by strategist, consultant, coach, fractional COO, speaker, podcaster and founder of Build Brilliance LLC, Brad A. Milford. We take a deep dive into building constructive habits that lead to freedom.
Things You’ll Learn In This Episode
What holds so many people back from taking actionIn a world with an abundance of educational content, how do we take the necessary step of acting on what we’re absorbing?
How to pause and evaluate your current habitsBefore you build anything, you need to have a solid foundation. How do we determine if our ladder is leaning against the right wall before we try to level up?
Brad’s simple framework to go from inaction to brilliant finished productDo we have to expect perfection from ourselves when we try to build a new habit or implement something different?
How to find balance between our businesses and families
What’s the difference between time management and priority management?
Guest Bio-
Brad A. Milford is a marketing, sales, and operations expert. His specialty is in business growth strategies. He is also a mindset mastery expert and a high-ticket course product developer for entrepreneurs.
A U.S. Navy veteran and world traveler, he has built eight corporations and led, managed, and grown more than 100 businesses from 0-7 figures and beyond. He is the founder of multiple business incubator communities and is best known for the Built for Brilliance Group and the Freedom, Wealth, & Brilliance Mastermind.
An author and top podcaster, his global impact continues to expand and he is honored to serve today as a world-class speaker, trainer, consultant, and coach.
For more information, visit https://buildbrilliance.net. You can access the Build Brilliance resources page here.
From the day we take our first breaths in this world, we’re to work hard, do what we’re told, conform and give up control.
We’re conditioned to buy into a broken mentality and accept a set of rules that will never, ever make us wealthy or free. The banks, the government, the financial advisors - it’s all designed with one intention, to make us give up control of our money.
How do we break away from this system for good? How can we unlock a world of financial freedom by changing one thing?
In this episode, I’m going to share the biggest financial lies we need to wake up to and how to part ways with them.
Three Things You’ll Learn In This Episode
Why time is the most valuable resource there isWhy put a monetary value on something that’s priceless, that you’re never going to get back and something we can’t make any more of?
What the wealthy do differentlyInstead of working for our money, how do we get our money to work for us so we take advantage of a tool that never wears out, never stops or needs any rest?
How to take control back from traditional banksAre banks working for you, or using your hard-earned money to make themselves bigger and richer?
In the world of wealth-building, having the money to invest is a big part of the equation but not the entire formula.
Once we have the capital to deploy, where we put it and who we partner with is equally important and quite truthfully, what will make or break us. If we don’t make accurate decisions and pick the right investing vehicle, our money will flee from us.
How do we determine how to deploy our capital? Besides syndication, what other low risk and efficient investing methods can we take advantage of?
In today’s episode, I’m joined by an entrepreneur with a lot of wisdom and expertise around protecting your money. Founder and managing partner of KRI Partners, Ken Gee shares how to navigate the private money space so you get the upside, not the catastrophe many investors are headed for.
Things You’ll Learn In This Episode
The formal considerations we have to make in our investing journeyWhat are the non-negotiable rules of money we have to play by if we don’t want our money to flee (or have the SEC knocking on our doors)?
How blind pool funds work and how to find oneWhy are blind pool funds gaining popularity, and what advantages do they offer to investors who want a safe way to deploy their capital?
What many new investors get wrong about private moneyThere are many ways to deploy capital but how do we make sure the one we choose aligns with our needs and goals?
The formula for protecting your rental portfolioHow is the KRI Partners team getting their rental portfolio prepared for an inevitable shift in the market?
Guest Bio-
Kenneth is the founder and managing partner of KRI Partners and the KRI group of companies. He has more than 24 years of significant real estate, banking, private equity transaction, and principal investing experience. Throughout his career, he has been involved in transactions valued at more than $2.0 billion, much of which has included the acquisition, management, and financing of various multi-family real estate projects.
Before forming KRI Partners, Kenneth was a tax manager with Deloitte & Touche LLP. Some of his major clients included The Riverside Company, Key Equity Capital Partners, Blue Point Capital, Linsalata Capital Partners, The Zaremba Group, Charter One Bank, and Applied Industrial Technologies, Inc.
Before his career at Deloitte & Touche, he spent several years at National City Bank (now part of PNC Bank).
He also owned and operated several certified Cessna Pilot Centers in the Northeast Ohio area. Kenneth is a licensed Ohio Certified Public Accountant, a member of multiple apartment associations, and Ohio Society of Certified Public Accountants and American Institute of Certified Public Accountants.
For more information about joining the next KRI Partners’ fund, head over to https://www.kripartners.com/ebook.
To vet real estate sponsors, go to https://verivest.com.
Everyone gets into real estate for financial freedom - and while it can absolutely provide that, many of us get lost along the way, and remanifest the job trap we were trying to escape in the first place.
What are some of the unproductive mindsets that put us in this position?
How do we turn our investing from a trap to a true vehicle of freedom? In today’s episode, RealEstateInvestor.com CEO and author of the upcoming book, The Freedom Code, Gary Boomershine talks about getting out of the entrepreneurial trap, and building an investing business that actually sets you free.
Three Things You’ll Learn In This Episode
The investing models that are just glorified transactional hamster wheelsThe goal of real estate investing is earning passive, mailbox money - what models do investors waste a lot of their time and money on?
How well-meaning freedom-seekers find themselves trapped by real estateAre you a real estate investor, a real estate business owner or someone with a job?
How to think like a banker and build a business that doesn’t burn you outBefore we start investing, what do we need to ask ourselves so we don’t end up trapped by a business we hate?
Guest Bio-
Gary Boomershine is the CEO of RealEstateInvestor.com, and author of the upcoming book, The Freedom Code. RealEstateInvestor.com is a vertical solution provider in the Real Estate Niche, servicing real estate investors, agents and private lenders.
Their flagship service, REIvault.com, provides managed marketing, shared systems and proven results. They have a proven direct response marketing formula offering both direct mail and online PPC/SEO services to our members.
To get exclusive access to the free Business Growth Toolkit, head to https://realestateinvestor.com/growth.
In this crazy, highly-debated and often confusing real estate market, it can be hard to know what to do to be in a great spot once the smoke clears. Do we flip homes, acquire commercial properties, or do we look to a niche that’s recently faced some challenges?
My guest has been faced with this decision a couple of times - starting in 2008, when he entered a melting real estate market as a former teacher. Today, he manages over $100 million in real estate, and he has found strategies to raise money, buy low and reduce risk in this market.
How did he raise money when he first got into real estate? What long-term asset class should we be looking into right now before the market turns?
In this episode, I’m joined by the CEO of Venture D Properties and the host of Pillars of Wealth Creation, Todd Dexheimer. We talk about getting his start in real estate, leaving teaching, and why he’s buying up assisted living properties.
Three Things You’ll Learn In This Episode
The beginnings of a $100 million portfolioHow did a teacher earning $32k/year raise the money to invest?
Why Todd is super cautious when it comes to flipsHow do we create multiple exit strategies in a flip, and should we be flipping at all right now?
How to approach syndication deals with integrity and responsibilityWhy does Todd believe that syndication deals and working with private money make him a better investor?
Guest Bio
Todd Dexheimer is the CEO of Venture D Properties, LLC and host of Pillars of Wealth Creation. He started investing in Real Estate in 2008 in mainly single-family homes & small multi-family. Since 2008 he has purchased and renovated over 1,500 units. Todd has completed over 150 flips, while using those profits to build his rental portfolio.
Todd has bought and sold over $100 million of investment real estate and currently owns $85 million of multi-family, Senior Assisted Living and commercial properties in 5 states(Minnesota, Wisconsin, Kentucky, Ohio, Tennessee). His current focus is on syndicating value-add Senior living and multi-family communities.
For more information, visit http://www.venturedproperties.com.
Listen to the podcast Pillars of Wealth Creation wherever you get your podcasts.
The journey to your dream isn’t a straight line - in fact, it’s anything but. Success comes with a long list of failures, stumbles, crashes, and critical points of transition.
This was also the reality of my journey.
I had to get comfortable with pivots in order to get to my purpose. I found that you’re either one step away from a failure or an inch closer to a breakthrough, and you only find out by pushing your limits.
In today’s episode, I share how I got comfortable with failure, and how I used it to find my purpose.
Three Things You’ll Learn In This Episode
What my snowboarding career taught me about transitionsHow did I transition from the things someone else wanted me to be good at, to what I wanted to be good at?
The crushing career blow that actually worked out in the endSometimes transitions are forced on us, and we have to shift unwillingly. Can these moments set us up for something bigger and better?
Why we need to test our limits in order to reach our goalsEvery athlete will tell you that pushing your limits will take you to the podium, but it’s also one step away from failure. Why do we need to start embracing this?
The greatest thing fighting against our progress and success isn’t our fears or our habits - it’s what we think we know that just isn’t so.
One of the most toxic and devastating things that can happen to any of us is arrival syndrome, a sneaky ailment that will rot us from the inside out if left unchecked.
As soon as we believe that we know everything there is to know about something, as soon as we shut out new ideas and concepts, we’re in grave danger.
What exactly is arrival syndrome, and how do we cut it out before it destroys us?
In today’s episode, I talk about the most dangerous mindset any human being can have, and why it kills more dreams than anything else.
Three Things You’ll Learn In This Episode
My personal experience with arrival syndrome (and how I overcame it)How did arrival syndrome almost cost me one of the biggest financial opportunities of my life?
Why your advisor will never tell you about Becoming Your Own BankThere’s a reason why you’ll never hear about specially-designed whole life policies from your advisor, and it’s 100% greed. What’s their true motivation for keeping it from you?
The biggest victims of arrival syndromeWho is most prone to arrival syndrome, and why are they headed for catastrophe if they don’t change?
From childhood, most of us are taught that the traditional rat race is all there is to life, and that the only way to earn money is to trade hours for dollars.
My guest broke away from this mindset at age 16, and today at 25, he’s financially free - generating income outside of the rat race.
How did a young man break out of a scarcity mindset and change his financial trajectory in his early twenties? What real estate and financial strategies did he employ to get his first property deals going?
In this episode, entrepreneur, investor, and land developer, Dan Haberkost shares how he was able to achieve freedom at such a young age, how he got started and what he’s working on today.
Three Things You’ll Learn In This Episode
A work and keep vs. a work and spend mentalityWhat’s the one financial move that will speed up your path to freedom?
Why house hacking is the perfect way to get into investingHow do house hacks work, and how did Dan Haberkost purchase his first one?
How to play in a bubbled real estate marketIs it wise to invest in this speculative, overhyped market?
Guest Bio-
Dan Haberkost is an entrepreneur, investor, and land developer. Because of the financial impact of real estate investing, Dan left traditional employment at 23 and he now has the freedom to work on what he wants without being tied to any sort of job. Within the real estate world, Dan is currently working on a mixture of new development, land investing, wholesaling and he’s always on the lookout for property that makes sense as a long term buy & hold.
To find out more about the projects Dan works on, visit https://danhaberkost.com and follow him on Instagram.
Land investing is one of the most lucrative and headache-free ways to work towards financial freedom, and one factor makes it an amazing niche. You don’t have to develop land to make money from it. You can build wealth without construction, zoning or tenants.
My guest today started investing in land and achieved financial freedom in 8 months, and in this episode he’s going to share how he did it.
How was Brent Bowers able to transition out of military life and into entrepreneurship? Can you invest in land for a few hundred dollars?
In this episode, you’ll learn how to turn land into a solid stream of income from CEO of ZechBuysHouses LLC, Brent Bowers.
Three Things You’ll Learn In This Episode
Why investing in a property right now is really dangerousBuying a home at the top of a very speculative market is risky. How long did it take Brent Bowers to recoup his money from a 2007 investment?
How to transition out of the military and into investingWhat’s an army officer’s advice to fellow military personnel who want to start their own businesses?
The first step to investing in landCan we easily find land deals without driving too far out of town?
Guest Bio-
Brent Bowers is currently the CEO of ZechBuysHouses LLC. Vacant Land of the Free, Discounted Houses Colorado Springs, Rent2Own Colorado and Co-Working & Shared Space are all under the ZechBuysHouses Brand.
As an Army Officer with over 8 years of service, Brent was spending a great deal of time away from his family, and he knew he needed to make some changes in order to be more present with his wife and children. His interest in real estate began in 2007 when he purchased his first home, so Brent began exploring real estate investing as a way to support his family while being able to enjoy more time with them as well.
In a short amount of time, Brent was able to expand his business, hire a team, and (most importantly) spend quality time with his family while still working hard and helping others. While Brent invests in many different types of real estate, his favorite investment strategy deals with buying and selling vacant land, and he enjoys sharing his expertise in this area with his coaching clients.
Brent chooses to live his life based on Bob Burg’s quote, “Your influence is determined by how abundantly you place other people’s interests first.” He is passionate about helping other people find success in real estate investing, particularly in land investments.
For more information visit http://thelandsharks.com and subscribe to Brent’s YouTube channel.
When you are a dreamer, you can always visualize what you want, but manifesting that dream is another thing entirely. You will face a ton of resistance, and you will be told many lies about your capabilities. How do you stop believing these lies and truly start believing in yourself?
My dream to become a pro snowboarder began in a garage, and I went through a lot to achieve my dream - including people telling me I couldn’t do it, as well as fear and failures.
Once I articulated my dream, how did I deal with the challenges I faced? In today’s episode, I’m going to tell you about my journey and everything I did to make my snowboarding career happen.
Things You’ll Learn In This Episode
What to say to the naysayers who want to crush your dreamHow do we deal with people who try to cast doubt on our dreams or even discourage us?
The sacrifices we have to make for our dreamsAre you willing to do what other people aren’t to make your dream life a reality?
The power of your networkIt’s easier to achieve our dreams when we’re around the right people, but how do we find them?
How to take action when you’re afraidFear is one of the biggest hurdles to the accomplishment of your dreams, but it doesn’t have to define us. Is it possible to completely eliminate it?
15 years ago, while people were spending recklessly in a seemingly good market, Nancy Wallace-Laabs saw signs that a storm was coming, and pivoted into investing.
Today, the red flags she saw back then are very much present and hard to ignore, and while everyone wears their rose-colored glasses, she’s pivoting accordingly.
If you’re paying attention, you can see that the market is heated, speculative and bubbled, and that it won’t last forever. What do you need to be doing right now to prepare? What can we glean from Zillow’s recent property woes?
In this episode, I’m joined by investor, author and speaker, Nancy Wallace-Laabs. We talk about how smart people respond when the economy is clearly too good to be true.
Three Things You’ll Learn In This Episode
Why this market is unsustainable and headed for a huge crashIs this market really all that different from pre-2008?
How to get the right money, for the right deal at the right timeWhy do we need to consider lending in our investing considerations?
What you should be doing with your money right nowInstead of using your home equity to buy cars, boats and home upgrades, what should you be doing instead?
Guest Bio-
Nancy Wallace-Laabs is a 15-year Real Estate Investor, Public Speaker, best-selling author of "Winning Deals In Heels" and "Let Me Ask You This" and creator of The Profitable Landlord System. She has more than 15 years of real estate investing experience, and owns several rental properties.
Nancy and her husband founded the Profitable Landlord System – their goal: to help other real estate investors that want to create wealth, experience financial freedom and leave an impact for their community by providing a predictable, repeatable and simple step by step method for becoming a profitable landlord.
For more information, visit https://www.knbhomes.com. Buy her books on Amazon, subscribe to Nancy’s YouTube channel and follow her on Instagram. You can also email Nancy directly nancy@kbnhomes.com.
At the age of 19, Jason Ferruggia started a pioneering fitness business that earned him 6-figures and gave him a life most people could only ever dream of.
Then he lost it all, and had to start from scratch. How did he rebuild and set himself up for a major business comeback?
Achieving success is only half the story. In order to keep it, we have to address the internal barriers and limiting beliefs that sabotage us. What mindset shifts needed to happen for Jason to become who he is today?
In today’s episode, author, coach and host of Renegade Radio, Jason Ferruggia shares how he rebuilt himself after losing his fortune, and the secrets to lasting, sustainable and fulfilling wealth.
Three Things We Learned
How the subconscious sabotages your success (and how get it in check)Can we maintain our own wealth if we’re harboring ill-feelings and biases against wealthy people?
Why focusing only on yourself holds you backWhen we’re solely focused on ourselves, we can actually increase our depression, addiction and anxiety. What should we do instead?
The power of an abundance mindset?What makes the most successful, generous and fulfilled people different from everyone else?
Guest Bio-
Jason Ferruggia is an author, coach, speaker and host of Renegade Radio. He is The Transformation King, and he has been helping guys become the strongest version of themselves since 1994. Jason is a fitness industry pioneer who came up with the underground warehouse gym concept. His work has been featured in Men’s Health, Muscle & Fitness, Maximum Fitness, Men’s Fitness, Fast Company, Huffington Post, LiveStrong, Muscle & Fitness Hers, Shape, Entrepreneur, Details and more.
For more information visit http://jasonferruggia.com and listen to Renegade Radio on Apple Podcasts or Spotify.
Traditional car buying is broken. Buy them or lease them, the fact remains that you’re putting money into someone else’s bank for depreciating assets.
Hidden behind the sparkle and smell of a new car, is a trap of monthly payments and lost financial potential, but what if you could do it all differently? What if you could buy your dream car, AND get all your money back without saving more, working more, or taking on more risk?
In today’s episode, I’m going to reveal the method that I use to get all the money back for every car I buy, drive, and own, and how you can implement it by changing only one thing.
Three Things You’ll Learn In This Episode
Why conventional car buying is brokenThere are 3 “traditional” ways to buy cars, but they are all traps. What is the downside of paying for vehicles the way we’ve been taught our entire lives?
The power of privatized bankingHow do the wealthy leverage the oldest and most secure financial institutions, and get immediate access to cash in the process?
Why traditional whole life insurance is a terrible machine to put your money throughFinancial Influencers will drive you towards more traditional whole life insurance products. Why is specially designed and engineered whole life (privatized banking policy) different from a traditional whole life sold by most?
From the day we’re born, we’re programmed to work, earn and deposit what we make in the bank, but we’re NEVER taught how to actually take control of our money.
Banks have all the control, and they use your money to make more, while your wealth is eroded by debt and interest rates. What if you could mimic the bank, and take control by changing one simple thing?
How do you become your own bank and change your money trajectory forever? In this episode, I’m going to share how to take control of every dollar you earn, and do what wealthy families have been doing for generations.
Three Things You’ll Learn In This Episode
Why you’ve never heard about becoming your own bank
There’s a whole system that doesn’t want you taking control of your money. How do they hide this concept in plain sight?
How to get rich with your own debts and expensesEvery time someone lends you money, you pay them interest. What if that money was coming back to you instead?
What naysayers get wrong about the concept of becoming the bankWhat’s the difference between overpriced, over-commissioned, life insurance and dividend paying, specially engineered whole life insurance?
Watch The History of the Infinite Banking Concept on my YouTube channel.
The beauty of real estate is that we can create anything we want out of it. We can build wealth, provide a better future for our families, and change the trajectory of our lives. Our guest took a leap into investing as a divorced single mom, and today she’s doing the kind of deals most people can only dream of.
The biggest false belief when it comes to real estate is that you have to have a bunch of resources and access to money. We’ve only ever seen the traditional path of 20% down payments, so getting started without our own money feels impossible.
How do you break out of this limiting belief and make the first deals happen? What strategies can rookie investors employ in this crazy market?
In this episode, entrepreneur, real-estate investor and co-founder of WE WIN LLC, Farrah Ali shares her investing journey and her advice for busy moms who also want to take the leap.
Three Things You’ll Learn In This Episode
Why new investors need to be pickyNew investors have to do things very differently to avoid financial ruin. How did Farrah Ali make sure she picked deals that fit into her tight budget?
How to get deals faster than other investorsIn a hot market, there’s no time to waste when a listing goes up. At what point should you get your proof of funds ready so you don't miss out on deals?
The power of branding yourself as an investorHow did Farrah Ali clinch a 7-property deal without any marketing?
Guest Bio-
Farrah Ali is an entrepreneur and real-estate investor and her journey is nothing short of inspirational. From battling an uncertain future to becoming a real-estate investor, she Co-Founded WE WIN LLC, an organization founded on the principle that no woman should feel left alone on her entrepreneurship and investment journeys.
Farrah has successfully used her real-estate investment knowledge and experience to equip other women to find success. She has also authored a best selling book - Diaries of a Female Real Estate Investor. She has been featured in Inman, Realty Today, Digital Journal, REI Mastermind amongst other publications.
For more information, to sign up for investing courses, and to get Farrah’s FREE investing checklists, visit https://www.farrahali.org.
To get in touch, send an email to rei@farrahali.org.
To join the virtual WE WIN call, visit https://www.facebook.com/1wewin.
Follow Farrah on Instagram and connect with her on LinkedIn.
One of the biggest jokes in the traditional banking system is that you can have money and be unbankable. Many people who dream of homeownership can’t have it because they don’t fit into the banks’ tiny box of an ideal borrower.
If we can become our own bank, we can take our power back, and from an investor’s perspective, help people desperately seeking homeownership.
This is where owner-financed note investing comes in as an elegant solution.
Why is owner-financed note investing such a highly secure and lucrative strategy?
In today’s episode, I’m joined by USA Note Pro’s Nick Legamaro and Eric Sage. They share the amazing work they’re doing with mortgage notes, and why this strategy is the ultimate opportunity to take control of your life.
Things You’ll Learn In This Episode
How to escape the challenges of having rentersBeing a landlord is challenging, stressful and there’s no guarantee that you’ll get paid. How do you become a lienlord instead?
How to help the unbankableMany people desperately want to own a home but can’t get financed through the bank. How can we earn a great return and solve this massive problem at the same time?
The power of high yield, low risk, securitized real estate mortgage notesFlips only get us paid once. What can we do to get paid in perpetuity on every single deal?
Why mortgage notes give our businesses more stabilityWhatever your investing strategy is, you always need a plan B. How can mortgage notes protect our assets?
Guest Bio-
Nick “The Note Guy” Legamaro is the Managing Director of Note Acquisitions at USA NotePro. He’s been investing in real estate since 2001, and he has done just about everything there is to do in real estate. Nick even experienced the crash firsthand in 2008 and lived to talk about it! He has bought, fixed, rented, sold, flipped, or been a lender on 1000+ properties.
Eric Sage is a real estate investor, mentor, education and founder of www.cashflowbuilders.com and co-founder of ericbuyshomes.com. USA Note Pro helps people “Become the Bank” and invest in High Yield, Low Risk, Securitized Real Estate Mortgage Notes.
For more information, and to sign up for the newsletter and the Creative Deal Maker Academy visit https://usanotepro.com.
In today’s special episode, I’m honored to be joined by snowboarding legend, trailblazing athlete, influencer and one of my personal heroes, Terje Haakonsen.
Terje is an athlete I’ve looked up to and studied throughout my own career. He has revolutionized the sport in so many ways, pioneering new concepts, pushing the envelope and constantly evolving what success in snowboarding looks like. I’m thrilled to have this conversation with Terje, and get to pick the brain of one of the most inspiring athletes of all time.
Terje talks about his journey from his early career, the pivotal decisions he made along the way, and what he’s doing today. He also shares the state of modern professional snowboarding, advice for aspiring snowboarders and their parents, and why he’s passionate about staying active.
Things You’ll Learn In This Episode
Terje’s philosophy on exercise and movementIt’s important to keep our bodies programmed for activity and movement instead of letting age dictate what we can or cannot do. Terje is passionate about keeping himself active and putting fun at the center of everything he does. Why is this so important for him?
The path to professional and financially sustainable snowboardingWe start snowboarding because we love it but things change when it turns into our livelihood. How did Terje navigate being catapulted into the professional realm and set himself up for success in terms of money, sponsorships and competitions?
How to put innovation at the center of snowboardingIn snowboarding, “people have become conditioned to riding in perfect conditions with their perfect trick list, and they are missing out on all the different senses of the sport.” How can we continue progressing the sport and keep it interesting?
Terje’s advice to aspiring professional snowboardersWith platforms like YouTube and Instagram, there are new paths to a successful snowboarding career. What is Terje’s advice to young athletes who want to make a name for themselves?
Guest Bio-
Terje Haakonsen is a Norwegian professional snowboarder, and arguably the greatest legend in snowboarding. He is considered one of the most influential snowboarders in the history of the sport, and the rider who most others look up to.
Terje is the master of amplitude and style in the halfpipe and quarterpipes, and he is also one of the fastest riders in the world. Terje’s flowing style and his proficiency on all types of terrain are what has characterized his snowboarding and have had the greatest impact on the sport. While the foundations of his career were laid in halfpipe competitions, he also established himself as a dominant athlete through films and international snowboard productions. Here he would show his skills freeriding in powder, big mountains and in "big air" competitions — the forerunners to today's slopestyle competitions.
Follow Terje on Instagram.
Flipping houses isn’t the way it looks on TV, especially if you’re scaling your operation, bleeding money on multiple projects, and rolling with the punches of a shifting market.
It’s safe to say that the investors still doing flips today are navigating a ton of challenges, so how are people like my guest succeeding?
In a challenging market where cosmetic flips are incredibly rare, the hidden value and profit is in value-add construction-heavy flips. The unique expertise you gain in this niche allows investors to also excel in other asset classes when the market shifts.
What are the biggest challenges flippers are facing right now? How do you take care of the cash flow issue in flipping before you even swing a hammer?
In this episode, investor, developer, coach, Founder and President of DaSilva Group Inc, Gabe DaSilva shares how he creates and maintains momentum in the world of fix and flips.
Three Things You’ll Learn In This Episode
Why business cards don’t add valueHow do you package your unique abilities to drive value as a rookie investor?
How to reduce the stress of running a flipping operationYou can’t afford not to get a project manager, especially when you’re scaling your flipping operation, but how do you afford to pay them a steady salary?
Why you have to anticipate cash flow issuesPeople think flipping is easy, until they start bleeding cash on multiple projects. How do you take care of cash flow on the front end?
Guest Bio-
Gabriel DaSilva is a serial entrepreneur with humble roots. He is an investor, developer, coach and Founder and President of DaSilva Group Inc. He is a second generation builder and first generation Portuguese American, the first to graduate college is his family. He graduated Summa Cum Laude from Seton Hall University, with a Bachelors in Finance, and again later with a MBA in Financial Markets, Instruments and Institutions. He also received a MS from NYU Real Estate Finance. Gabriel held several positions in both private and corporate finance organizations in the Greater New York City after graduating. But after a string of market related layoffs left his head spinning he took the opportunity to follow his entrepreneurial passion and launched his first business, a fast casual restaurant concept. He designed, built, operated and later sold the concept, to pursue a legacy ingrained in him at a young age, returning to the real estate space.
DaSilva Group Inc, was formed, and has since launched multiple other subsidiary businesses. DaSilva Homes, the development division, specializes in residential renovations, specifically taking dated capes and ranches, and transforming them into beautiful modern colonials. DaSilva Homes has won numerous awards by the National Association of Home Builders, Metropolitan Chapter, including Best Home Renovation, Best Kitchen and Best Bathroom.
Gabriel has been coined “Mr. Add-A-Level” for his extensive knowledge of construction heavy renovations. Gabriel specializes in implementing effective profitability optimization strategies & systems, and conducting complex financial valuations and analyses. He hosts a variety of educational events, including the “Add-A-Level Bus Tour” "Fix & Flip Foundation Workshop" and “Real Estate Riches Mastermind”. He is passionate about teaching, growing, and inspiring others to systematically operate their businesses and reach their peak potential.
In addition to his entrepreneurial passions, Gabriel believes in giving back, and is zealous with his philanthropic efforts.
For more information visit http://www.gabedasilva.com.
Watch Gabe’s docuseries ‘The Build’ on YouTube.
Follow @realgabedasilva on Instagram.
Real estate investing is all about creating the financial certainty to support your future. Unfortunately, the current market is driven by anything but certainty or an interest in the future.
Most investors have drifted so far away from the fundamentals they are completely disconnected from the economic reality, and spending money in dangerous ways.
What are the fundamentals we should be paying attention to, and how can we tell if a strategy is based on speculation and nothing more?
In this episode, educator, speaker, CEO of the Real Estate Investment Network Ltd and host of the Everyday Millionaire podcast, Patrick Francey talks about how to bring investing back to what matters.
Three Things You’ll Learn In This Episode
How to invest on the fundamentals
The fundamentals of real estate investing never change. What are the key data points we need to pay attention to?
Why working from home is an investing game changer
People’s housing choices are becoming more about affordability and lifestyle. How can smart investors prepare for this shift?
The importance of setting a purpose for your investing
Your investing strategy starts with your goals. How do you figure out what your goal is and invest accordingly?
Guest Bio-
Patrick Francey is an educator, speaker, CEO of the Real Estate Investment Network Ltd and host of the Everyday Millionaire podcast. REIN provides guidance, support and strategic financial growth solutions for real estate investors, entrepreneurs, and a like minded community.
Patrick is an established Canadian real estate investor and business owner for over 35 years, and an integral and driving force behind the vision, development and growth of the REIN community. He believes that everyone deserves financial security, certainty and freedom and can achieve it through investing in real estate the right way.
For more information visit https://reincanada.com and email ceo@reincanada.com.
For more about Patrick’s podcast The Everyday Millionaire visit https://theeverydaymillionaire.ca.
Success is a play in 4 acts; knowing what you want, believing you can do it, believing you’re worthy of it and then going out to get it. Most people only get 2 steps in before giving up, and you can blame the subconscious for this!
90% of the time, we operate on a subconscious level, and that part of us can either help us reach our dreams or sabotage us. If we want to turn a vision into a tangible reality, we have to work both internally and externally to spark the action.
How do we consistently reinforce our vision through our inputs? What is microshifting, and how can we use it to create new outcomes?
In this episode, I’m joined by motivational speaker, best-selling author, business and life coach, Daniel Mangena. He talks about his journey, from starting his first business at 16 before losing it all, and how to create abundance.
Three Things You’ll Learn In This Episode
How to dream with your eyes open
Goals, dreams, aspirations, prayers, intentions, ideas, and hopes start in our hearts - what steps do we need to take to make them real?
How to change your outcomes in small steps
What steps can you take to break your macro-dreams into micro-actions you can commit to every single day?
The profound moments that took us out of crisis and into purpose
Every successful person has had dark days. How do they dig themselves out of it and move closer to the life they want?
Guest Bio-
Daniel Mangena is Motivational Speaker, Best-Selling Author, Writer, Podcaster, Business and Life Coach. His mission is to enable as many people as possible to live a life of abundance, joy and purpose. Through his various programs, materials and one-on-one coaching; he offers something for everyone. It doesn't matter if you're starting with nothing, or even if you have a lot of debt: Daniel can help.
Whatever your dream life looks like - Daniel wants to empower you to move towards it with confidence and assuredness that it is inevitable. And it doesn't have to cost you a penny! His FREE resources, podcasts and blog articles, could just be the final pieces of the puzzle for you!
For more information, visit https://dreamwithdan.com.
Buy Daniel’s book The Money Game: A Wealth Manifestation Guide for just $1 here.
You don’t have to be an economist to know that the market is in BIG trouble. History has taught us that big bubbles are always followed by dark times, and the clues that we’re headed for a storm are EVERYWHERE.
Real estate investing veteran, coach and author Mike Morawski has picked up an awful lot of wisdom over a 30-year career. He sees shades of 2006 in the market today, and he believes a crash is imminent.
What parallels can we draw between today’s market and the years leading up to 2008? How can you prepare for what’s coming?
In this episode, Mike shares why he’s worried about the market, and ways to secure your future.
Three Things You’ll Learn In This Episode
Why 2021 is starting to feel a lot like 1927
To see a market similar to what we’re seeing today, we’d have to go all the way back to the 1920s. What are the tell-tale signs that a massive storm is on the horizon?
How to protect your investments
In the multi-family investing space, how can we tell if our investments will be able to weather the storm?
The power of taming your negative self-talk
What internal hurdles do we all have in common, and how do we overcome them?
Guest Bio-
Mike Morawski is a real estate investing veteran, coach and author with 30+ years of experience and $285 million in real estate transactions. He is the founder and owner/operator of My Core Intentions, and the host of Insider Secrets.
Michael has a strong personal resilience and a deep desire to help others live an extraordinary life through smart, strategic real estate investing. Over his career, Michael has trained and coached hundreds of real estate investors to fulfill their financial dreams and live an extraordinary life.
Follow Mike on Instagram, LinkedIn, Facebook and Twitter.
To download his book Exit Plan: The Complete Guide to Multi-Family Investing and Why You Need an Exit Plan Before You Buy visit https://mycoreintentions.com/exitplan.
There’s a clear and simple recipe for success in real estate investing, but there’s also a path for failure, and challenges that can defeat smart, cautious and well-intentioned people.
The biggest challenge isn’t dealing with property, or even navigating the market - it’s taking control of the space between our ears. What mindset do you need to have about this venture, and what do you need to eliminate from your thought process if you want to have a fighting chance?
In this episode, I’m joined by pilot, investor, coach, speaker and author, Steve Rozenberg. He shares how the loss of a seemingly secure job led him to real estate, and the mistakes that can implode your investing career before it even begins.
Three Things You’ll Learn In This Episode
Why you need to have a clear direction
Wanting to escape your 9-5 isn’t a good enough reason to start investing. How do you get clear on why you want to do it?
Steve’s incredible story and journey into business ownership
How did Steve Rozeburg build a 1000-unit operation as a pilot?
How to narrow your focus to get everything you want
Multitasking doesn’t exist, there’s only alternative tasking. Why are the most successful people fanatical about protecting their time?
Guest Bio-
Steve Rozenberg is a real estate investor, consultant, speaker and author. An international commercial airline pilot who, after the tragedies of 9/11, was forced to realize that his “Safe and Secure career” was nowhere near as safe and secure as he had thought. Steve chose real estate investing to be able to control his own destiny and create his own generational wealth. Steve created the fastest growing property management company in the state of Texas. Managing over 1,000 properties across 3 major metropolitan cities.
Steve built the business up and created maximum cash flow positioning his company for a very profitable exit. Along with growing his property management company, Rozenberg has flipped, owned, and wholesaled hundreds of single family homes and apartment complexes across the US. Parlaying all of the success from real estate investing and property management growth, Steve has gone on to be one of the most well-known influencers in the Real Estate Community.
Steve is a top contributor to BiggerPockets as well as other top level Real Estate platforms. He has been a guest and collaborated on countless panels, webinars, masterminds, conferences, podcasts as well as being a published author of the book Building an Empire: Failing Our Way to Millions.
For more information, visit https://steverozenberg.com and follow @rozenbergsteve on Instagram.
Value is what we can do for someone that they can’t do for themselves.
Entrepreneurs are driven by serving people and solving problems, but how can we create something of value for others when we’re wrapped up in ourselves? How can we be impactful without empathy?
People are living in their own motion pictures with very little room for other people in the screenplay. A lack of empathy isn’t just a crisis in our humanity, it’s a crisis in entrepreneurship.
How do we tap into and turn up our empathy? Why do we have to go beyond inspiration and motivation and actually get into action?
In this episode, I’m super honored to be joined by legendary sports marketer, entrepreneur, author and CEO of The Steiner Agency, Athlete Direct and CollectibleXchange, Brandon Steiner. He shares his incredible insights on success in entrepreneurship, and why it’s impossible without empathy.
Three Things You’ll Learn In This Episode
The power of empathy
We can’t be of value and solve problems without stepping into someone else’s shoes. How do you turn up your empathy and compassion?
Ben Steiner’s formula for an extraordinary life
The past and disappointment are kryptonite. How do we put action over anxiety, and kick fear out of the way with faith?
How to have Brandon Steiner’s “perpetual high level of non-acceptance”
You have to get a bit hostile to get what you want, nothing happens when you’re cool and chilled. Why do we go further when we’re ferociously driven to get what we want?
Guest Bio-
Brandon Steiner is an inspirational speaker, media personality, author and CEO of The Steiner Agency, Athlete Direct and CollectibleXchange. A dynamic marketplace, CollectibleXchange (CX) is a revolution within the collectibles space as it allows individuals to buy, sell and appraise like never before. Likewise, CX will be co-opted by players, coaches, executives and agents as they can sell their collectibles (signed, game used, etc.) while retaining an overwhelming majority of the revenue generated and have access to CX’s robust database. Moreover, CX will help design, create, market, warehouse and ship player branded apparel, food products and cosmetics.
To connect with Brandon, follow him on LinkedIn, Instagram and Facebook.
To learn more about CollectiveXchange visit https://collectiblexchange.com.
Everything we’ve been taught about money our entire lives, is set up to enrich other people while we take on all the risk and end up with very little to show for it. It’s really not a winning proposition.
Without knowing it, we constantly give up control of our money to banks, financial advisors and money managers, but they’ve rigged the game against us. Fortunately, there is a way out - we can change everything with one simple action.
What are the money lies we have to break away from today? How can we become our own banks, and get compound interest on our side?
In today’s episode, I’m going to reveal the truth about money, a closely-guarded wealth secret and how to implement it for you and your family.
Things You’ll Learn In This Episode
The sad truth about employer-sponsored retirement plansWhy do you lose control of your money before it even touches your 401k?
How wealthy people set themselves up for successWhat is a whole life insurance policy, and why is it the smartest way to take control of your money in a rising tax and inflationary environment?
How to harness the power of compound interestThose that understand uninterrupted compound interest earn it, those that don’t pay it. How can you get on the right side of this equation?
Why banks get richer with YOUR moneyThe money you deposit in the bank doesn’t just sit there. How are banks making a killing while you take on all the risk?
Watch the free 90-minute video about how this works here, and schedule a free call to find out how to get started.
There are only two types of dreamers - those who never accomplish what they envision, and those that do. What fuels the individuals who are able to blast through fear, doubt and negativity? Do they possess a secret superpower?
Today, a man whose life has inspired millions of people is going to answer these questions, and share what it takes to make your dreams come alive.
In today’s episode, I’m honored to be joined by one of my heroes, Rudy Ruettiger, Emmy award winning motivational speaker, icon and the man behind the movie Rudy. He shares how to overcome internal and external obstacles so you can actually live your dreams!
Three Things You’ll Learn In This Episode
Why we should never ignore our dreams
Our dreams possess a powerful energy, and once we tap into it, we ignite the fuel that propels us towards making them a reality. How do we follow this energy without fear?
How to set yourself up for success everyday
What’s the one thing Rudy says EVERYONE needs to do every single day to eliminate layers of doubt?
The power of falling in love with the basics
The world’s best athletes succeed because they are fanatical about getting good at the basics. Is a focus on the wrong things getting in the way of our success?
Guest Bio-
Rudy Ruettiger is an Emmy award winning motivational speaker, icon and author who played college football at the University of Notre Dame. His early life and career at Notre Dame were the inspiration for the 1993 film Rudy.
The son of an oil refinery worker and third of fourteen children, Rudy Ruettiger chose resiliency and strength over discouragement and despair. Armed with a fierce determination, Rudy was able to achieve a lifelong dream - to attend Notre Dame University and play football for the Fighting Irish.
As fans cheered RU-DY, RU-DY, RU-DY, he sacked the quarterback in the twenty-seven seconds of the only play of his college football career! The stadium was electrified, and he was carried off the field on the shoulders of his teammates.
In 1993, TRISTAR Productions immortalized his life story with the blockbuster film, RUDY. Written and produced by Angelo Pizzo and David Anspaugh, the award-winning team who brought us HOOSIERS, the critically acclaimed RUDY received "Two Thumbs Up" from Siskel and Ebert. It is commonly known as one of the all-time great sports films.
Find more about Rudy’s story visit HERE. Get Rudy’s App on Google Play and the App Store.
Trillions of dollars in stimulus are flowing to asset classes like real estate, creating massive bubbles, a flurry of activity and a lot of competition. Should you compete or sit this market out?
We don’t have to follow the crowd and expose ourselves to massive risk to make money. We can set ourselves up for a better future by approaching things differently.
How is this market affecting the mortgage industry? Where is our guest finding great investment opportunities in this crazy market?
In this episode, I’m joined by America’s Mortgage Mastery Mentor, keynote speaker, podcast host and author, Jen Du Plessis.
She shares her incredible investing strategies specifically tailored for this current market, and how to create the life you want.
Three Things You’ll Learn In This Episode
How to navigate investing in this highly competitive market
Trying to compete with everyone else in this market is a recipe for disaster. Are there any markets and deals that aren’t overpriced and overhyped?
Jen’s smart and highly relevant investing strategy
How to turn a $9k investment into a quick cash flow opportunity and put a perpetual tailwind behind your money.
The power of efficiency
Why do we need to run our businesses the way we sort and fold our laundry?
Guest Bio-
Jen Du Plessis is America’s Mortgage Mastery Mentor. She is an Influencer, Keynote Speaker, Podcast Host and Author. She helps mortgage loan officers and real estate agents who are overwhelmed, stressed out, and sabotaging their personal lives for the sake of their business to multiply results in record time and have the courage to say yes to their personal lives (which sometimes means saying no to clients).
During fifteen of her 37-year career in the mortgage industry, Jen has been listed in the top 1% of loan officers nationwide; spending 3 years in the top 200 of nationally ranked originators, and has funded over $1 Billion in mortgage loans. She is recognized as an Influencer in her industry as the best-selling author of LAUNCH-How to Take Your Business to New Heights, top podcast host of Mortgage Lending Mastery, and highly sought out and charismatic speaker; speaking on stages with such icons as Darren Hardy, Tony Robbins, and Les Brown.
Today Jen is passionate about empowering mortgage loan officers to achieve professional and personal breakthroughs so that they stop the daily chaos by identifying their priorities to gain calm to take back control of their business and life. She is guiding her coaching students to attract clients rather than chasing them. And lastly, she is devoted to helping each student’s business grow exponentially rather than hitting the reset button to have the same results year-after-year.
She has been seen and heard on Good Morning America, Sirius/XM Radio, Voice America, and Mortgage News Network. Jen has been featured in publications such as The Wall Street Journal and The Washington Post; is a regular contributor to Mortgage Executive Magazine and Mortgage Women Magazine and has been recognized with the Women with Vision Award as one of the Top Women in the Mortgage Industry.
For more information visit https://www.jenduplessis.com.
To get Jen’s free download 7 Strategies to Transform your Business Mindset visit http://jenduplessis.com/7strategies
Land flipping is rapidly becoming an attractive model, especially for investors who want to move away from challenging and expensive home flips.
The market for land hasn’t really gone mainstream, and getting into this model is easier for beginners who want to create wealth.
What makes land flipping so great? How do you build a system around land flipping so that it generates passive income?
In today’s episode, land flippers, Landon and Teria Harris share how they have built an incredible land business that is on course to do 100 deals this year.
Three Things You’ll Learn In This Episode
How to generate land deals
Why is it so much easier to get people to sell land, and how can you generate consistent land deals that lead to passive income?
What it takes to make land flipping passively profitable
How did Landon and Teria Harris achieve easy scalability and automate 90% of their land investing business, while also simplifying their marketing?
The advantages of land flipping
Why are so many real estate investors moving away from home flips and going all in on land flips? What makes it a better model?
Guest Bio-
Landon and Teria Harris are land investors and founders of Creekside Development. They specialize in purchasing and selling raw land at incredibly low prices. This allows ordinary people to own property to live on, vacation, use recreationally and or to create wealth. Land holds its value and can be passed on for generations.
Landon and Teria believe that Real Estate is a great investment. Their goal is to make the investment affordable and attainable by all. Everyone deserves to own a piece of the American Dream. They are here to make that process smooth and painless.
For more information visit https://creeksidedevelopments.com.
When you’re drowning in debt, it feels like you’re a slave to lenders, banks and credit card companies. Digging yourself out of the hole is the first step to financial freedom, but how do you do it when you have limited cash and opportunities?
Because of this lack of money, contacts or credentials, many wealth building models seem out of reach for rookie investors.
How did our guest use real estate syndication to get out of debt, build a profitable business, and completely change her life in 5 years?
In this episode, entrepreneur, investor and syndication expert, Megan Lamke shares the roadmap she used to build her own investing operation, and why her business is built on impact investing.
Three Things You’ll Learn In This Episode
Why house hacking is such an amazing model for rookie investors
What smart moves did Megan Lamke make early on to dig herself out of debt, get the first few deals under her belt and connect with seasoned investors?
How beginners can get into syndication
Most people don’t explore the syndication model because they think it’s only for accredited investors. How can we start building wealth through syndication with as little as $1000?
The power of putting giving at the center of your business
As a landlord, you have a unique opportunity to improve your tenants’ quality of life, if you prioritize people over profits. How did Megan Lamke put her impact investing mission into action?
Guest Bio-
Megan is the CEO and managing partner of Megan Lamke Real Estate. She started in the real estate industry working for Wells Fargo Home Mortgage in 2008. While at Wells Fargo, Megan built a network of real estate investors and learned some best practices for real estate investing during a recession. While working full-time, Megan began house hacking her primary residence while also convincing her tenants to help her implement the Buy, Renovate, Rent, Refinance, and Repeat (BRRRR) strategy.
Megan was able to resign from all of her side hustles and corporate job to pursue real estate investing full time. Shortly after becoming a passive investor, Megan became a General Partner in her first real estate syndication. Today, Megan and her husband Darik have a rapidly growing portfolio of over 2,225 units valued at over $531 million dollars. They both work from home and have the time freedom and financial freedom to spend quality time with their 3 year old daughter. Megan helps DIY landlords sell their real estate portfolios and scale up into multifamily syndication, just like she did. Megan loves helping the accredited and sophisticated investors transform their checkbooks into true wealth and financial freedom.
To learn more about Megan and what she does, visit https://meganlamke.com.
Get Megan’s free investing guide over at https://meganlamke.com/grit.
Investing in land is an attractive wealth building model because it plays by a completely different set of rules. However, many overlook it because they don’t completely understand the process.
Taking advantage of raw land deals is one of the smartest things we can do right now. With so much market uncertainty, this strategy allows us to maintain control of our money and create revolving income.
How do land investors earn passive income without pesky tenants, expensive rehabs or complicated bank loans?
What are the most important pieces to a successful raw land operation?
In this episode, I’m joined by “The Land Geek”, Mark Podolsky. He shares how he has scaled his land investing operation to 6000 deals.
Three Things You’ll Learn In This Episode
Where Mark finds buyers for land deals
Land has built-in demand and buyers who are keen to get their hands on it. How do we find them and market to them?
The question every investor has to ask
What’s the difference between running a business, and building another job?
How to generate profit with land investing
How can you earn recurring, passive income without a single renter or tenant?
Guest Bio-
Mark Podolsky (a.k.a. The Land Geek), has been buying and selling raw land full time since 2001. He has completed over 6000 land deals and his company, Frontier Equity Properties, has an A+ rating with the Better Business Bureau. He is also a podcaster, and the author of Dirt Rich, the ultimate guide to building a passive income model in raw land investing.
Mark has a passion for investing in land, creating wealth efficiently, and helping other people develop their inner geeky entrepreneur. For more information, visit https://www.thelandgeek.com.
Get Marks FREE wholetailing course, Double Your Money in 30 Days or Less.
We’re always told that thoughts become realities - but our thoughts have their own master - our beliefs. There’s no way to make a meaningful change without dealing with our inner selves.
This is the process our guest today went through. Between age 16 and age 31, he went from homeless and directionless to selling his first company for $6 million. What is his secret?
If our beliefs and thoughts are working against us, how can we even begin to build our awareness and shift them?
In this episode, mindset strategist, coach, founder of Thinking Big Coaching and the host of the Thinking Big Podcast, Sean Osborn shares why our beliefs drive everything we do, and how to dial them in.
Things You’ll Learn In This Episode
The power of changing your thoughtsOur thoughts will never go outside the realm of our beliefs. How do we identify and get rid of the beliefs that sabotage us?
How our beliefs destroy our best ideasWhat happens when our imagination creates amazing ideas but our beliefs don’t match?
The impact our circle has on usHow do we get rid of negative influences, and get around a better campfire of friends, colleagues and mentors?
How to stay on your goals by “remembering your future”Why do we have to visualize where we want to go in great detail before we even take the first step towards it?
Guest Bio-
Sean Osborn is a mindset strategist, coach and founder of Thinking Big Coaching and the host of the Thinking Big Podcast. He specializes in getting people to their next level.
Sean has spent more than 30 years developing his Thinking BIG Model, a framework that allowed him to start a multimillion-dollar tech company and manage high-level teams for some of the largest companies in the county.
For more information, and to listen to the podcast visit https://thinkingbig.info.
To Take The FREE 6 Human Needs Test, visit https://thinkingbig.info.
The process of building wealth isn’t always easy, but sometimes investors make it harder than it needs to be. Some of the most expensive, progress-destroying mistakes investors make are entirely avoidable.
By adopting the right mindset about your portfolio, you avoid losing money, protect yourself and set yourself up for bigger opportunities.
Why do we get in trouble when we start investing on emotion? What can we learn from seasoned and experienced investors and traders to fortify our wealth?
In this episode, I’m going to talk about the biggest mistakes I see investors make over and over again, why they are dangerous, and how to do things differently.
Three Things You’ll Learn In This Episode
How to protect your wealth by spreading the risk
Investing too heavily in one stock is the fastest path to a huge loss. How do you avoid that risk?
The importance of tweaking and course-correcting our plan
How often do we need to rebalance our portfolio if we want to set ourselves up for success?
Why we have to keep our emotions in check if we want to succeed
What mindsets and emotions will DEFINITELY lead to investing catastrophes even if we have the best intentions?
Whether you want to flip property, wholesale or buy-to-hold, the one thing all investors have in common is an urgent need for motivated sellers. There are so many ways to generate these leads, but there is one channel we overlook to our own detriment - radio.
It’s an effective, set-and-forget inbound marketing strategy that blows the competition out of the water by giving us authority in a matter of seconds.
Why do investors quickly hit a ceiling with methods like direct mail? What is the formula of a winning radio ad?
In this episode, we’re joined by real estate coach, founder of Wholesaling Inc and REI Radio, Chris Arnold. He shares why radio is the perfect way to get in front of people who want to sell right now, and why this opportunity is wide open for anyone looking for quality exposure.
Things We Learned
Why radio ads are an attractive marketing vehicle for investors
Direct mail requires a lot of ongoing maintenance. How do we pivot away from that process to a more set-and-forget marketing channel?
How to win by “niching in”
Is radio an antiquated marketing channel or the most untapped, effective lead generation vehicle with virtually no competition?
The best places for our radio ads
The most popular radio stations aren’t the best places to generate motivated seller leads. How do we unearth the local stations that have the ears of our target demographic?
How to navigate the hurdle of inevitable change
One of the biggest external hurdles is what the market can throw at us, and the fact that every strategy will eventually hit a ceiling. How do we recognize change and get ahead of it?
Guest Bio-
Chris Arnold is a real estate coach, founder of Wholesaling Inc, and REI Radio. He has been actively investing in Real Estate for over 15 years. Chris is an expert at utilizing, and teaching others how to use radio to generate the best, most qualified motivated seller leads in their respective markets.
Chris has closed over 2,500 deals in the past 9 years using his unique system, and has helped countless students across the country close more deals.
For more information, visit https://www.wholesalinginc.com/reiradio.
2021 promises to bring significant shifts to our tax landscape. These changes and developments can work for or against us, depending on the strategies we apply.
This economy requires financial service providers who understand how to use vehicles like Infinite Banking to help accomplish your goals in this time of massive change.
What tax changes do we need to be paying attention to? How do we identify a CPA who is aligned with our goals?
In this episode, I’m joined by The Wealth Bulldog, CPA and CEO of Fetch Your Wealth, Joan M Van De Griek. She talks about the wealth lessons she’s learned from 3 financial crises, and how we can put ourselves in the best financial position right now.
Three Things You’ll Learn In This Episode
How to navigate the new tax policy
The tax landscape is about to change significantly. How do we capture the opportunity and leverage Infinite Banking so that someone else foots the hefty tax bill?
The power of working with an exceptional CPA
How can you tell if a CPA cares about solving your problems, and that they aren’t just another product-pushing, sell-and-disappear financial professional?
Why coaches have to design their approach around your goals
If you don’t know what your perfect day looks like, how can a coach or professional help you build the life that you want?
Guest Bio-
Joan M Van De Griek CPA MBA “The Wealth Bulldog” is the CEO of Fetch Your Wealth. She helps her clients ensure that their retirement is guaranteed, predictable, and flexible even in pre-retirement years for things like college, medical emergencies, home buying, and more.
Joan is one of the elite TOP 2% who knows the secrets that the affluent 1% have known through generations of wealth.
As the Wealth Bulldog, Joan creates Rockefeller strategy vehicles to accumulate wealth as quickly as possible, protect assets and create a lasting legacy. Together, she and her clients tap also into savings and investment tools used by legendary powerhouses like Warren Buffet.
Her intentional depth and breadth of experience makes her a priceless, profit-maximizing powerhouse. Being the financial bulldog that she is, she sniffs out profit opportunities and creates a path to get you there. Using her CPA and Executive MBA she has done this for award winning health systems, the first privatized international surgery center and for-profit companies owned by not-for-profits.
To learn more about Joan, visit https://www.jvcpa.net or email Joan at joan@jvcpa.net.
Successful investors have something in common - a bad moment or bad deal that put them on the ropes. We’ve all experienced losses, crushing blows and challenges that made us want to quit.
How do we pick ourselves up from failure, overcome negative emotions, and make it to the other side? Our guest today went from the brink of bankruptcy to making $500k in just 7 months.
What steps did he put in place to get his mindset and his business back on track after a terrible deal?
In today’s episode, entrepreneur, 7-figure wholesaler and founder of House Buyers Club, Dan Brault, pulls back the curtains to reveal how he got back on his feet after a failure that could have ended his investing dream.
Three Things You’ll Learn In This Episode
The one mistake Dan made early in his investing and how to avoid itMany rookie investors fall into the trap of going to the MLS to get their first deal. Why is that the fastest path to losing money?
The investing vehicle that took Dan from the edge of bankruptcy to $500k in a matter of monthsDan went from flipping to wholesaling because he realized it positioned him for more options. Why is wholesaling the ultimate key to success as an investor?
How success habits and routines got Dan out of a dark place The first 60 seconds after waking up is a critical time. How do we change our thinking so that we start the day set up for momentum?
Guest Bio-
Dan Brault is an entrepreneur, investor, 7-figure wholesaler and coach based in Rochester, New York. He is also the founder of House Buyers Club, a service that offers a streamlined version of the traditional house selling process.
For more information, follow @actiondanbro on Instagram.
Many investors believe flipping is a vehicle that was great in the past but can’t be done under the current market conditions. The real estate market is piping hot, prices are too high, and it feels near-impossible to make sense of the numbers.
My guest today is having a totally different experience - in 2020 he flipped 20 homes, and he’s on track to do 30 flips this year. How can a market that’s so challenging for everyone else be so lucrative for one investor?
What strategies is he using to find deals before they are snapped up in a highly competitive market? How can new investors get the first few deals that make everything else easier?
In this episode, entrepreneur and investor, Viktor Jiracek shares his journey in business, from the failures to light bulb moments that have made him the successful flipper he is today.
Things You’ll Learn In This Episode
How to get your first deal when you don’t have a lot of money
Viktor got into his first investing deal with no cash. How did he set himself up for success by focusing more on relationships and building the track record that continues to open doors for him today?
The key to finding good contractors
There are always warning signs and red flags that tell us a contractor is going to be bad news. What do beginner investors need to be looking out for to avoid getting played?
Where Viktor is finding flips in this market
Most people think it’s impossible to find good flips in a hot market, but Viktor is on track to do 30 in 2021. What unique but simple strategy is he employing to stay profitable?
How investors can position themselves ahead of the storm
It’s important to fortify ourselves against what’s coming by building relationships that can carry us through depressionary times. What do we need to be doing right now to ensure future growth?
Guest Bio-
Viktor Jiracek is an entrepreneur and investor out of Gainesville Florida. He is a full-time fix and flip real estate investor who is on track to flip 30 homes in 2021. Viktor also helps real estate beginners start and make six-figures flipping houses.
For more information visit https://www.sellyourgainesvillehometoday.com and connect with Viktor on Facebook.
If you’re really paying attention, today’s market isn’t as rosy as it looks on the surface, it’s scary as hell. It’s a perfect storm of bad decisions, misleading numbers, and huge risks lurking under the surface.
While these factors make the market scary - it’s also fertile ground for creative financing and alternative lending opportunities. In the negative factors of the market there are gaps we can take advantage of.
New investors have a great shot of getting into the market and winning, and leading creative financing expert, Eddie Speed has the perfect strategy to do just that!
How can we earn more by solving the biggest pain points in today’s market? How can we create a win for sellers while still controlling the terms of the deal?
In today’s show, I’m joined by author, coach, discount note expert, and president and founder of NoteSchool™, Eddie Speed. In this unbelievable episode, he lays out a creative financing strategy perfectly suited for new investors navigating what’s going on in the real estate world right now.
Three Things You’ll Learn In This Episode
The ultimate win-win deal in today’s market
How do we create a scenario where we don’t pay for a property up front, give the seller the price they want, and get to pay in future, weaker, dollars?
Why Eddie’s creative financing strategy is in-demand right now
How can we use abnormal lending to create a win-win scenario by solving the problems of the people who are bleeding the most in the market?
How this market created a huge opportunity for new investors
What hidden negative factors has Eddie Speed identified in today’s market, and what makes them so lucrative for creative, new investors?
Guest Bio-
Eddie Speed is an author, coach, discount note expert, and the president and founder of NoteSchool™. Eddie Speed knows how to architect a deal like the back of his hand. For almost 40 years, he has purchased more than 40,000 notes and the NoteSchool executive team has bought 3.5 billion dollars in notes.
Since 1980, Eddie Speed has dedicated his professional life to the seller financing and non-performing note industry. Over the years, he has introduced innovative ideas and strategies that have positively impacted the way the industry operates today.
He has been a leader and innovator in the Note Business for over 30 years. He will tell you that those 30 plus years have prepared him for the incredible opportunities of this current real estate market.
As the founder of NoteSchool™, Eddie’s immense range of experience is packaged into comprehensive training programs, available in home study courses, live seminars, and mentoring programs.
For more information, visit https://noteschool.com.
To get access to Eddie’s free 50-page book and webinar on creative financing visit https://noteschool.com/getstarted.
Eddie’s sobering take on the market
What have 30+ years of investing and market cycles, 40,000+ of real estate secured notes and data taught Eddie Speed about this market and how to thrive in it.
Real estate investing isn’t just a path to wealth, it’s an opportunity to do good with our capital and solve urgent problems that have been ignored for too long.
As our nation plunges further into an affordable housing crisis, some entrepreneurs are stepping up, making a dent in this issue and creating a different future. Can you become a part of this movement?
Investors have the chance to bring real economic stability and security to the people who need it most. Our guest is going to share the in-demand financial tool he’s using to fund affordable housing deals.
How can we get capital for affordable housing investing by solving a problem for both the government and private financial institutions?
In this episode, I’m joined by entrepreneur and affordable housing real estate developer, Evan Holladay. He shares how to launch your investing operation by taking on one of the biggest issues in America.
Three Things You’ll Learn In This Episode
The crisis we need to be talking about
More than 7 million American families are in need of affordable housing. Paying more attention to this problem and putting capital behind solving it is a win-win opportunity.
How to raise capital by solving a problem for financial institutions
The government wants to incentivize development and financial institutions need tax credits. How can we tap into these two demands and come out of it with cash?
Why we can’t succeed without solving a pain point
The bigger the problem we solve, the bigger our reward. How can we turn a passion for helping underserved communities into a viable and profitable investing model?
Guest Bio-
Evan Holladay is a Real Estate Developer and President and CEO of Holladay Ventures, and Affordable Development Mastery. He is focused on multi-family affordable/workforce housing deals in the Southeast US. To date, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing.
We believe that quality attainable housing is a foundation for a better life. And at Holladay Ventures, we have the long-term goal of creating a massive, monumental impact in the world through providing and preserving over 100,000 workforce and affordable housing units!
For more information, visit https://www.affordabledevelopmentmastery.com and follow @evanholladay on Instagram.
One of the most harmful fallacies of entrepreneurship is that we have to remain entrenched in the business if we want to be profitable. Unfortunately, trying to hold onto everything can actually have the complete opposite effect - it can kill all prospects of growth, scalability and freedom.
In today’s episode, I talk to an entrepreneur who went from the burnout of doing everything in the business, to freedom and multiple successful companies without piling on more stress.
What was the wake up call that made him change everything? How do we mitigate the cash flow struggles that come with flipping?
In this episode, real estate investor, coach, and founder of Real Estate Masters, Tony Javier shares his evolution in business.
Three Things You’ll Learn In This Episode
How to unlock massive growth in our businesses
Every business owner starts out working in their business, but if we want to have real freedom and impact, we have to transition to working on our businesses. The longer we delay this step, the more we stunt our scalability.
Why the cash flow struggle is a “problem of success”
Flipping is a capital-hungry investing model, and many people worry that a lack of cash flow means they are failing. But even the most successful and wealthy people struggle with cash flow because their capital is being deployed in multiple directions.
The power of gap funding for newer investors
As people get into investing deals, they often struggle to get the money to get the deal in place before the mortgage kicks in. Gap funding has become a helpful and relevant solution that provides the cash flow to get them over that hump.
Guest Bio-
Tony Javier is a real estate investor, coach, speaker and owner of 7 companies, including Real Estate Masters and Professional Home Buyers which is currently listed on the Inc. 5000 as one of the fastest growing companies in the Nation. This business now runs fully automated in Wichita, KS.
Real Estate Masters is a Virtual mastermind for mostly Real Estate Investors but is open to all real estate professionals looking to grow their business. Tony is passionate about helping business owners get the tools and resources they need through mastermind groups and providing coworking space where entrepreneurs can connect and collaborate together.
For more information, visit https://remmastermind.com and https://realestatemasterstv.com.
There are two massive lies that pervade real estate investing - that you can succeed without direct actions that generate wealth, and that you have to take advantage of people to win.
We can choose to do things differently.
Doing what other people aren’t willing to do is what will propel us to achieve our wildest dreams and make an impact. It’s possible to sell and still be likable. We can be the people who create an experience where consumers feel helped and valued, not taken advantage of.
What separates a good salesperson from a bad one? How do people stop their own growth by delegating too fast?
In this episode, I’m joined by entrepreneur, sales trainer, podcast host and founder of the Real Estate Disruptors movement, Steve Trang. He shares the reasons behind his success, and how he’s redefining what it means to be a salesperson.
Three Things You’ll Learn In This Episode
Why Steve did so well in 2020 when other entrepreneurs were having a hard time
Steve, like many other entrepreneurs, saw massive success in 2020, but it didn’t come out of thin air. It’s the culmination of a strong foundation, hard work, consistency, and the willingness to do what others aren’t. The groundwork his team laid over the years paid off.
The difference between a good salesperson and a bad one
The worst type of sales training for investors teaches ways to take advantage of people in a tough spot. You’re not just dealing with a property, you’re dealing with a home and painful experiences like divorce, death, or financial strain. Ethics and integrity always matter.
Why we can’t win without consistent action
There’s no such thing as a get-rich-quick scheme in real estate investing. Many people struggle because they want to skip past the hard work it takes to succeed. In this business, you can’t delegate cold calling, it’s what actually creates the wealth.
Guest Bio-
Steve Trang is an entrepreneur, investor, author, speaker, podcast host, and sales trainer. He is the founder of the Real Estate Disruptors movement. He started his podcast in the middle of 2018 to inspire wholesalers and real estate agents to double their incomes by adding a second leg to their business.
The podcast has now grown to ten thousand followers, with new members of the community sharing their success stories every week. Steve's legacy will be to create 100 Millionaires. Steve trains the best salespeople across the country on how to effectively communicate with prospects to learn what prospects truly want, which results in more sales.
https://www.linkedin.com/in/stevetrang
https://www.disruptors.com/max
Some of today’s most successful real estate investors cut their teeth during the 2008 recession, and they have a unique understanding of how to tailor their strategies for down markets.
The crash served as the perfect training ground to identify opportunities and potential pitfalls.
What we’re seeing in the market right now is all too familiar. We’re clearly headed for a huge downturn, and we need to prepare by creating models that match the market.
The smartest investors are flocking to the models that give them the most control.
Instead of just being another flipper or wholesaler in the market, you want to be the bank and the person controlling the deals and the properties.
Without control, we’ll end up on the hamster wheel hunting for our next deal. This is where note investing comes in, and it’s the perfect model for this market.
What makes note investing such a great model for people who want more control? How do we get started? In this episode, real estate investor and co-host of Shut Up and Invest, Jorie Aulston shares how he navigated the recession market and emerged on the other side with a great investing model.
Three Things You’ll Learn In This Episode
The biggest mistake people make when the market is high
The number one rule of successful investing is to buy low and sell high. Right now a lot of people are jumping into flips and deals at the height of the market, and breaking this rule in a very dangerous way. This is actually the worst time to buy, and when the market inevitably goes down, a lot of people are in for a rude awakening. Don’t dive into a hot market because you think it’s just going to keep going up.
Why wholesaling doesn’t give us enough control
Wholesaling is a great investing model in certain markets, but it shouldn’t be your sole source of income. If you rely on it too heavily, you’ll end up creating a job, and a transactional business that will always suffer from boom-and-bust cycles. You want to shift from hustling for the next deal, to a model that allows you to have more control and cash flow because that’s what leads to real wealth.
Why note investing is a great tool to have in your business
Many investors turn down certain deals because they don’t fit into a traditional model like flipping or wholesaling, but there’s usually a way to leverage a creative investing model so that a deal can fit into something different. With note investing, you always have another channel to make a deal happen.
Guest Bio-
Jorie Aulston is a real estate investor and entrepreneur, founder of The Aulston Group, and NA Capital Group, and Co-Host of the podcast Shut Up and Invest. He has 15 years of experience in helping investors achieve their dreams of investing in real estate, and a vast knowledge of several investment strategies.
From long-term buy and hold, to quick-fix and flips and also seller financing and purchasing and selling notes. Jorie has also been an active wholesaler for the last 10 years, and he has done deals in multiple states throughout the U.S.
For more information, visit https://www.respectedhomesales.com, follow @theaulstongroup on Instagram, and go to https://www.shutupandinvest.com to learn more about the podcast.
When capital is the barrier to our ability to scale, and we’re tapped out on our own resources, partnering with investors is the best path to more deals.
Whether we borrow money from family or private investors, people want to work with us because they know they can trust us.
Integrity and good stewardship of other people’s money is the key to a good reputation in this business, and it’s the secret weapon to continuing to raise money. Making our investors whole should always be our top priority - even if it means walking away from a deal that doesn’t serve them.
How do we build a foundation of honesty and integrity in our investing business? What are some of the biggest mistakes investors make with syndication deals?
In this episode, entrepreneur, author, investor and founder of Holman Homes, Dave Holman talks about his entrepreneurship journey, and why integrity is so important in the investing game.
Three Things You’ll Learn In This Episode
Why integrity is more important than the dealSometimes investors get so emotionally invested in a deal they overlook the risk and end up losing people’s money. A return of capital is a lot more important than an uncertain return on investment. Be willing to walk away from a deal that’s too risky - investors will trust us and want to keep working with us because of it.
The importance of trusting the people we partner withThe deal, the location, the asset class and the capital don’t matter as much as the integrity of the people involved in the deal. Too many people blindly leap into deals without doing their own due diligence, and making sure the people they are going into the deal with have a good track record of putting their investors first.
How to find the opportunity in this marketThere are hard times on the horizon for our economy, but that doesn’t mean we should bury our heads in the sand. The people who prepare and position themselves to scale will catapult their lives, their finances, and their wealth. Many things are changing in the commercial real estate space, but the real opportunity is in the ability to repurpose assets and reframe them to meet an existing need.
Guest Bio-
Dave Holman is an entrepreneur, author, investor and founder of Holman Homes. Dave leads a team of experts in acquiring and managing residential and commercial properties that benefit residents, investors, and the planet. Dave grew up in North Yarmouth, Maine before attending Carleton College. His Latin American Studies major took him to Bolivia where he co-founded The Spitting Llama Bookstore and Outfitter- a chain of retail stores. Dave has written three books: Youth Renewing the Countryside, Coffee Smuggler, and Cyber Fire.
After earning his MBA at the University of Maine, Portland, he worked as Outreach and Communications Coordinator for Safe Passage and then as Assistant Director of Annual Giving for Bowdoin College. Dave has been a real estate investor since 2011 and is a broker for Remax Riverside specializing in commercial and investment property. He co-owns rental 94 units in Southern Maine and enjoys working with owners, residents and contractors to solve problems and improve communities. Dave has served on the board of the Ecology School in Saco and his local Budget Committee and Parks & Rec committee.
For more information, visit https://www.holmanhomes.com, email dave@holmanhomes.com or call Dave directly (207) 517-5700.
Real estate investing isn’t just a wealth building vehicle for people who choose to pursue it full time - it’s also the perfect path to passive income for those working a 9-5 job.
It’s a chance to explore your entrepreneurial style, benefit from the real estate market, and put your unique skills and abilities to good use.
Even though investing while you have a full-time job requires a different focus, if you’re smart and strategic, you still can gain access to capital and great deals.
What holds most people back from pursuing investing, even as a side hustle, is feeling like they don’t have the money, but money isn’t the issue - mindset is.
What is a USDA home loan, and how did my guest today use it to springboard his investing business? What are the most important decisions we have to make if we want our investing operation to succeed?
In this episode, entrepreneur, active real estate investor, and host of the podcast, Start FM, Chad Duval shares how he started investing, and how to use real estate as a launching pad for entrepreneurship.
Things You’ll Learn In This Episode
The easiest way to start your investing
Househacking is the perfect way for beginners to start dabbling in investing. With this strategy, you would buy a house, and live in it, while also renting out. If you do it properly, your renter will pay the majority of your mortgage payment, and zero cost your biggest expense.
How to balance your job with being an investor
Managing multiple properties on your own is often difficult and time consuming. It is especially important for 9-5 workers to work with a property management company if they intend to own multiple locations.
How to keep property managers honest
Good property managers are hard to find, and even the most experienced and successful investors have a hard time hiring people they can trust. Getting a property manager doesn’t mean you should take a step back, you still have to do your due diligence and actively track everything they are doing.
Why money shouldn’t hold you back from investing
Money isn’t the only thing that makes you a great candidate for investing. There are many other valuable skills, insights and resources that can be an advantage. The advantages include a network of knowledgeable people, or skills in a specific trade.
Guest Bio-
Chad Duval is an entrepreneur, active real estate investor, business owner and host of the podcast, Start FM.
For more information visit http://chadduval.com, and follow @iamchadduval on Instagram.
To most ordinary people, it seems like wealthy people play the finance game from a secret playbook we can’t access.
They may use tactics that are different to what we’ve been taught - but the good news is that this knowledge is available and we can leverage it in our own financial plans.
Business credit and LLCs are the most common ways that wealthy individuals set themselves up for success in raising money, and protecting themselves financially.
On the other hand, we’re taught that ANY debt is bad and that we need to be afraid of it.
Removing the emotional block we have around debt will allow us to leverage it intelligently and strategically to the benefit of our personal and business life.
Why is an LLC such a powerful business and financial vehicle? How do wealthy people use the tax code to their advantage? What are the steps we need to take to build business credit?
In this episode, business credit and funding expert, and best selling author of Entrepreneurial Money Secrets, Andrew Rey discusses his unique journey to unlock the powerful financial strategies used by the wealthy.
Three Things You’ll Learn In This Episode
The truth about the world’s success stories
Some of the richest and most successful people have failed on multiple occasions, and even lost their entire wealth, only to rebuild themselves over time. They don’t see their missteps as mistakes or failures, but rather as learning experiences, that helped them course correct and build the right systems for success.
Why a corporation is such a powerful financial vehicle
A corporation isn’t just a business structure, it’s a powerful entity that can unlock capital and financial opportunities. A corporation legally has the rights and privileges of a person. It can pay for things and build credit. If we employ it to build and scale our business, we can expand in a way that our own personal credit doesn’t allow.
How the wealthy play the money game differently
The same tax code and financial laws that allow wealthy people to shield themselves through corporate entities and apply intelligent tax strategies is available to all of us. People often feel like leveraging business credit is taking advantage of something, but this isn’t the case. We have to remove the mental and emotional blocks around how rich people make money if we want the same strategies to work for us.
Guest Bio-
Andrew Rey is a Business Credit and Business Funding Expert, Speaker and Best Selling Author of Entrepreneurial Money Secrets: Unlock the Power of Corporate Credit to Leverage Access to Business Capital and Win. His mission is to help business owners start, build and scale their businesses using little known yet highly effective business credit and financing strategies that most people are still completely clueless about.
Andrew works with Business Owners, Real Estate Investors and aspiring Business Owners who want to scale their businesses fast and need the cash to make it happen.
For more information visit https://www.entrepreneurialmoneysecrets.com and flowbusinessfunding.com.
Call 844-440-FLOW for a free 15-minute strategy session. Buy Andrew’s book here.
The real estate investor’s journey requires uncomfortable sacrifices, especially in the beginning. We have to sacrifice time, money and our own comfort to create a business worth having.
The most successful people who came from nothing have faced the tough choice between their immediate financial needs, and the money required to keep the business going for the foreseeable future.
For my guest today, that choice was between paying for electricity or paying his assistant.
He chose to keep his business running while dealing with discomfort in his own lifestyle. In one year, that sacrifice paid off, taking him from a struggling new investor to a budding commercial empire.
What are some of the biggest things aspiring entrepreneurs don’t take into account at the start of the journey? How does Tyler build relationships and generate business?
In this episode, I’m joined by commercial investor, Tyler Cauble. He shares the hurdles he overcame to become a successful entrepreneur at 28.
Three Things You’ll Learn In This Episode
How to navigate the uncertainty of today’s marketReal estate is always going to have cycles and what determines our outcome is our mindset, not the external circumstances. Instead of panicking and pulling back, learn from history, and create a strategy to take advantage of down cycles. You can either have an abundance mentality, or fall apart and miss out on opportunity.
Why age shouldn’t hold us back in commercial investingCommercial real estate runs on relationships and generally who has been around the longest. In order to break through and start getting deals, boost your credibility by sharing what you do and building relationships through social media. Even if you don’t have the relationships and a long track record, young investors can still leverage their social media experience to win.
The key mentality that sets successful entrepreneurs apartDiscomfort and sacrifice are a huge part of starting a business. Many people don’t succeed because they choose instant gratification over the long-term positive outcome. If we’re willing to sacrifice our comfort right now, and focus on what benefits the business, we nurture the mindset that leads to high returns.
Guest Bio-
Tyler Cauble is Founding Principal and President of The Cauble Group, an East Nashville-based commercial real estate brokerage serving the Greater Nashville Area. He's a native Nashvillian that has not only been a witness to the city's tremendous growth, but is also involved in it through his developments, renovation projects, and volunteer work.
As President of The Cauble Group, Tyler helps bring together buyers, sellers, landlords, and tenants in retail, office, industrial, and multi-family real estate. He’s committed to helping business owners understand the market so that they can grow their business and be part of Nashville’s future.
Tyler currently owns 4 office buildings of around 50,000 square feet. For more information, visit https://www.tylercauble.com and follow or DM @commercial_in_nashville.
Personal funding doesn’t have to be the barrier that keeps us from becoming real estate investors. One alternate strategy is to tap into other people’s money, and we can only do that if we learn to be good stewards of investor capital.
Delivering for our investors has to be the most important thing, and at the top of our list of priorities in business. If we set up a win-win scenario for all parties involved, we will never run out of sources of capital and investment opportunities.
What are some of the ways we can build trust and credibility with investors? How can investors prepare for what’s coming in the market?
In this episode, I’m joined by real estate entrepreneur Devin Elder. He shares how he built his business from the ground up to over 2000 doors.
Three Things You’ll Learn In This Episode
Why we shouldn't focus on the cost of capital, but on the opportunity
People get hung up on the cost of capital, but it’s not the cost of capital that we need to be focused on, it’s access to capital. If you don’t have access to capital, you’re not going to be able to get started. Consider the cost to your business of not doing the deal in the first place.
How to create massive trust and credibility
If we create trust and credibility with our investors, we create the opportunity to do more deals. One of the most powerful things Devin does is paying his investors a week early. The impact this simple action has on an investor’s psychology and trust level is something we can’t buy.
How to dial in one model so that it works for us
The mechanics of multifamily are pretty straight forward, and once the machine is running well, our focus needs to be scaling this winning formula. We often get tempted to get into other investing structures, but we should only do that when the first financial source is dialed in.
Guest Bio-
Devin Elder is a San Antonio, Texas native, Real Estate entrepreneur, and founder of DJE Texas Group. After graduating with a Bachelor in Business Administration from the University of Texas at San Antonio, he worked for Rackspace, Acelity, and a handful of other small tech companies in Sales, Management, and Operations roles before founding DJE Texas Management Group and transitioning full time to Real Estate entrepreneurship.
Today, Devin Elder is a principal in a number of Real Estate investment companies and owns a portfolio of over 600 units of multifamily investment properties.
Mr. Elder has been a featured guest on some of the world’s leading investment podcasts, Business Insider, and various television programs discussing Real Estate investing.
For more information, visit https://djetexas.com.
One of the fundamental truths about investing is that the stock market is incredibly volatile and fickle, and that the people who do well over time opt for a more stable wealth building vehicle.
Many investors who were burned in the last recession have worked on building something that is more stable - and very often that’s investing in loans. The people who invest in loans often do better than the people who focus on equity investment.
In this episode, I talk to an investor whose fund is primarily focused on residential mortgage notes - a vastly untapped and overlooked investing model.
How does this model work, and why is it so different to everything else out there? Why are stocks so risky in the market we’re in? In this episode, I’m joined by CFO and founder of Aspen Funds, Bob Fraser. He talks about his investing model, and why it’s critical to choose a stable investment.
Three Things You’ll Learn In This Episode
The best way to engage with the stock market
When the market drops, there is a great opportunity to take advantage of the drop in stock prices. But when we buy stocks, we have to know when to get out. We need to pick our exit point, and be happy with the gains we get, instead of waiting for the highest point of the market.
How this market drives the worst kind of inflation
Easy money produces asset price inflation which we all consider positive, but it’s actually a bad thing. This is what will ultimately drive the drop in the market and the volatility that makes the stock market so risky.
Why residential mortgage notes are different
Residential mortgage notes are different from investor notes because of how the debt is handled. If an investment property has negative equity on it, the investor is going to give the home back to the lenders. With a residential property, the owner is more likely to stay in the home.
Guest Bio-
Bob Fraser is the CFO and founder of Aspen Funds. He is on a mission to help investors take advantage of one of the most effective and overlooked avenues of real estate investing: residential mortgage notes. As principal of Aspen Funds, Bob has purchased more than 1,000 mortgage notes earning double-digit annual returns without the risk and volatility of traditional investing options.
Bob has 20+ years’ experience as a finance and technology executive and is a Magna Cum Laude U.C. Berkeley computer scientist and a former Entrepreneur of the Year Award winner. Bob is responsible for financial management, portfolio modeling, as well as systems and processes, designing and deploying Aspen’s scalable state-of-the-art back-end platform.
For more information, visit https://aspenfunds.us.
When the market is good, people flood into real estate on the promise of earning tons of money. The problem is, a market this good can only be followed by a huge correction, and newly minted agents who wanted instant gratification will be in for a rude awakening.
Real estate is a long-term play, not a path to short term gain. It takes time and hard work to really get traction.
My guest today is a young agent who has put in the time and work to succeed in real estate, carving out a niche in one of the most competitive real estate markets - Los Angeles.
How did he manage to gain traction in one of the toughest luxury markets? What is he doing to set himself up for success on social media? In this episode, LA Realtor, Blake Stargel shares his story of dedication and hard work, how he’s leveraging social media to generate 40% of his deals, and how to prepare for the coming market correction.
Three Things You’ll Learn In This Episode
How to break into a competitive market
The key to success in a competitive market like Los Angeles is joining someone who is already established, and working with someone who already knows everything about the properties. Partnerships, networking and relationship-building is key.
What we can expect from the real estate market in 2021
Since covid, the world has been flipped upside down. Even though the market is hot right now, a market correction is certainly on its way. The combination of pent up consumer demand, low interest rates and extra cash is causing the bubble we’re in right now, but it won’t last forever. What we need to be doing right now is preparing for the inevitable shift.
The strategy Blake’s using to generate deals on Instagram
Blake is using his Instagram to not only post content, but to actually connect with potential clients. By sending messages to people who post using hashtags that are relevant to his local area, he’s engaging with people organically.
Guest Bio-
Blake Stargel is a Realtor in Los Angeles. He originally started his career with Berkshire Hathaway in Omaha Nebraska, and he is now with Compass in West Hollywood. As a specialist in the Los Angeles residential market with a focus on the distinctive communities of West Hollywood, Hollywood, Hollywood Hills, Silver Lake, Echo Park and beyond, Blake creates a truly impressive real estate experience.
In serving his clients seeking to find their dream home, sell their special residence, secure a lease or capture a strategic investment, Blake specializes in Residential, Luxury and Investment Properties.
For more information and to connect follow @blakestargel on Instagram, and visit https://www.facebook.com/BlakeStargelRealEstate.
When a 90-year cycle meets a 40-year downturn, what we can expect is the greatest bubble in history, followed by an adjustment that’s literally decades in the making.
Bubbles will always burst, and they will always end badly for anyone caught in the financial aftermath.
We’re about to see a big adjustment in our economy unfold right in front of our eyes, but most people are not only blind to it - but also aren’t preparing for it at all.
If you study history, you’ll always understand what’s about to happen next, and if you look at the wealthy, you’ll know what you need to be doing right now.
What are bright red signs that we’re headed for a huge downturn? How can we prepare for what’s coming? Why should we stop expecting a soft landing?
In this episode, I’m joined by world-renowned financial author and editor, Harry Dent. We talk about why the bubble we’re in right now is a cause for concern, and how to gear up for the huge deflationary period that’s coming.
Three Things You’ll Learn In This Episode
The root of the crisis we’re headed for
Instead of lowering interest rates and using stimulus to get the economy going, the US is printing money to offset the downturn. We’re printing as much money in 8 months as we usually print in 6 years, and that won’t come without some steep and painful consequences, culminating in a deflation crisis.
Why certain institutions survive huge market downturns
The big mutually owned insurance companies are the tried and true tested institutions that make it through downturns and come out stronger on the other side. They have the money, liquidity, and ability to buy the highest value assets, which positions them for the future.
What the Gamestop situation tells us about the economy
The Gamestop short sell situation we saw in January is another sign that we’re headed for a correction. When you’ve got too much liquidity in the stock market, and a war between retail investors and hedge funds, that’s a sure sign that we’re in a bubble, and bubbles always burst.
Guest Bio-
Harry S. Dent, Jr. is a best-selling author, one of the most outspoken financial editors in America, and Founder of HS Dent Publishing. Using proprietary research, Harry developed a unique method for studying economies around the world, and uses his analysis to provide insights on what to expect in the future.
Harry has appeared on “Good Morning America,” PBS, CNBC and CNN, Fox News and is a regular guest on Fox Business. He has also been featured in Barron’s, Investor’s Business Daily, Fortune, U.S. News and World Report, Business Week, The Wall Street Journal, and many other publications.
For more information and to sign up for Harry’s free newsletter, visit https://harrydent.com.
Human beings have to choose between two paths - conformity or creating an amazing life for ourselves.
If we want to build wealth and gain personal freedom, we have to take a journey of clarity and create a life outside of the financial lessons forced upon us.
This is where the Infinite Banking Concept comes in. It is a process of creativity and unlimited opportunity that requires changing one thing - where our money goes first.
Everytime we spend money outside of IBC, we’re losing the interest we could have gained or worse still, we’re paying someone else the interest. IBC is a powerful tool that we have never fully realized because we’ve always been on the borrower side of the equation. We can change that by taking control over our money, and becoming our own bank.
How did the IBC come into existence, and how have people used it to invest in themselves and create wealth? What’s the one thing people get wrong about IBC?
In this episode, I’m joined by financial coaches and Wealth Without Wall Street partners, Russ Morgan and Joey Mure. We talk about the IBC, and why it’s a critical piece to creating the life we want.
Three Things You’ll Learn In This Episode
How we can become the bank
IBC allows us to participate in a system where we deposit money into an account that we control and own. We could borrow money against that and take over debts and use it to finance our assets. Most people are used to putting money away and not having access to it which shuts their mind off to the opportunities they could have if they controlled their own money.
The truth about banks and IBC
Banks have billions of dollars in the cash value of life insurance policies. Their vast real estate holdings are actually worth less than the cash value of their insurance policies. They are using financial tools and asset classes differently to what we’ve been taught. We can take over the function that someone else is benefitting from, so that it serves us and our goals.
Why IBC is the first step in building wealth
The concept and process of Infinite Banking dies if we think the policy will make us wealthy. What makes the difference is how we make use of that policy to fund our ventures and build our wealth. Don’t get lost in the policy, allow the policy to be the first step to unlocking your thinking and start seeing how you can find opportunities
Guest Bio-
Joey Mure and Russ Morgan are Financial Coaches and Partners at Wealth Without Wall Street. Wealth Without Wall Street provides financial insight and tools to break free of the mindset and bondage of Wall Street. They seek to serve as the standard in financial coaching for real estate professionals all over the nation.
Traditional financial planning models limit the contributions, access, and efficiency. The Wealth Without Wall Street team understands fluctuating incomes and uncertain annual (or quarterly) tax bills.
For more information on the Wealth Without Wall Street app and inner circle, visit wealthwithoutwallstreet.com/moneyschool.
Finding suitable funding for deals is the biggest hurdle investors face. It’s the one thing that holds people back from pursuing real estate as a path to financial freedom.
But money doesn’t have to be a hurdle if we know where to find it.
There are so many creative avenues for financing deals, even if we’re just starting out.
If we want to move our investing along faster, work smarter and more efficiently, we have to look beyond conventional funding sources. Instead of thinking that one strategy fits every single property, we can tailor unique strategies to each deal.
From lease options to joint venture deals, the money we need to invest in properties is easier to access than we think. It all comes down to understanding how money actually works.
My guest, Daniel Wood, has identified 25 sources of capital that investors can tap into.
What are some of the unique ways we can get the money we need, and how do we structure deals that protect our profitability? What is the “Holy Grail of investing” and how can we implement it?
In this episode, entrepreneur, investor, and co-founder of Momentum Property Education, Daniel Wood talks about his international investing operation and shares how new investors are raising money for deals.
Three Things You’ll Learn In This Episode
Why we should always consider the buy-and-hold option
On average, properties double in value over 7-10 years if we’re buying in good areas.
If we sell a property that’s good enough to keep, we give up equity and the cash flow we could have been making, as well as the chance to refinance and buy more property.
The one funding source that gets new investors into financial trouble
When we borrow money from friends and family, we have to be careful not to bring them in at a fixed interest rate. The compound effect is a powerful force, but when the interest rate we’re paying is higher than the income we’re making, the compound effect works against us.
How to get funding through friends and family without compromising our profitThere isn’t just one way to finance deals through our friends and family. Instead of borrowing money from them, we can set up a joint venture with an option for us to buy them out. This way we aren’t exposed to the high-interest rates that cause many new investors to lose money and struggle.
Guest Bio-
Daniel Wood is an entrepreneur, property investor, coach and podcast host and co-founder of Momentum Property Education. He has over 10 years experience in business and he specializes in raising finance. He has co-founded 6 companies together with his wife Gisela.
Daniel is also the CEO and chairman of the board of the Swedish Wealth Institute AB that supports entrepreneurs and investors by bringing the teaching of experts from all over the world to the Nordics, among the partners they work with are Rich Dad Organisation, Kim Kiyosaki, Randy Zuckerberg, Success Resources, and through them Tony Robbins.
For more information, visit https://momentumpropertyeducation.com, like Momentum Property Education on Facebook, and listen to the Momentum Investing podcast on your preferred platform.
The most lucrative and profitable part of real estate takes place right in front of agents, but the opportunities often pass them by. While they are exposed to wealth distribution, a very small number of agents are able to experience true wealth and retire comfortably.
To change this in a meaningful way, real estate agents need to start participating in the conversation around asset building and focus on building a legacy.
Agents already bring so much value to the table. They can use their talents and strengths to acquire assets and create abundance.
How can we become part of the wealth conversation in real estate? What is this current market telling us about what’s on the horizon?
In this episode, I’m joined by entrepreneur, founder of Legacy Beyond Listings, and author of the book “Assets, Acquisitions, & Abundance”, Joe Bell. He talks about a key component real estate professionals are missing out on, and why this is the perfect time to prepare to take new territory.
Three Things You’ll Learn In This Episode
The truth about this so-called great market
On the surface, it looks like this great market is going to last. We need to remember that there are a lot of dynamics underneath the bubble that we’re in right now that many people can’t see. Instead of paying attention to the low-interest rates, we need to be paying attention to the job and income uncertainty and the fact that the pandemic economy is nowhere near over.
How to be a part of the wealth distribution of real estate
Real estate agents are perfectly positioned to take a slice of the wealth distribution of real estate. The most powerful thing we can do right now is to invest in an asset. Even if there’s a pullback in that asset in the immediate future, we’ll still have a foundation that can help us create wealth. If you maintain the asset, you will win out in the end.
What we need to be doing in today’s market
The economy and environment we’re in are painting the picture that making money in real estate will always be easy. The success that’s coming from the low-interest rates and busy market won’t last. What we need to do right now is prepare for the inevitable downturn, instead of spending what we’ve made.
Guest Bio-
Joe Bell is an expert at helping Real Estate Professionals build legacy, retirement, and wealth. He’s the founder of Legacy Beyond Listings, and author of the book “Assets, Acquisitions, & Abundance: A Guide To Building True Wealth & Legacy Through Real Estate”. Joe is passionate about serving real estate professionals, helping them achieve market domination and build true wealth in their lives through smart real estate investments.
In addition, Joe also has his own real estate firm, is an experienced Broker and Investor himself, as well as owning other companies. He’s been named in the “Top 40 Under 40” in Alaska and has been featured in places such as ABC, NBC, Digital Journal, Investor Place, and more.
For more information, visit http://www.legacybeyondlistings.com.
Very few people in our world are able to live their perfect life. Instead of living authentically, most people are miserable and over-burdened in their daily lives.
It goes back to how we were programmed as kids.
We’re taught to conform, not to take risks, and even when we’re encouraged to dream big, those same people also tell us to be realistic.
The result? A world filled with angry people who feel like they are living a lie and generations of people who wish they had something different. We’re owned by systems we don’t even believe in, and until we break free from them, our lives will never truly be ours.
How do we break out of the programming of fear, conformity and dishonesty? What is the root of the misery and depression that’s so high in our society? How do we create a life we are actually excited about?
In this episode, I’m joined by best selling author, strategic business coach, life changing keynote speaker, and founder of Lions Not Sheep, Sean Whalen. He talks about the challenges he faced in his life, and how he overcame them by discovering and living his truth.
Three Things You’ll Learn In This Episode
The truth behind the anger we’re seeing in our society
We’re living in a bubble of anger. The culture we exist in, the society we live in, and the media we consume has forced us to conform and fit in. People end up angry because they are tired of being told what to, and can’t figure out what they really want for themselves.
Why motivation is meaningless
Motivation isn’t what drives us to make a change in our life. If our current reality is uncomfortable enough, stings us and bothers us enough we will get into action and change our lives. No amount of self-help books and motivational videos will take the place of a personal internal drive to make things better.
The first step to creating the life you want
The hardest question to answer for ourselves is what we want, but it’s also the most important. If we want to escape the bubble of conformity, we have to be honest with ourselves about what we want out of our lives outside of society’s expectations. Once we know the life that we want, we can boldly go after it and create it.
Guest Bio-
Sean Whalen is a best selling author, strategic business coach, social media and marketing genius, and life changing keynote speaker. He is the founder and CEO of Lions Not Sheep, the Lions Not Sheep Experience and the author of How To Make Shit Happen.
When not speaking, coaching or working with his clients, Sean can be found riding horses with his daughter, racing off road trucks with his sons, shooting guns from his collection or traveling the world in search of the finest whiskey and cigar.
For more information, visit https://seanwhalen.com and https://www.lionsnotsheep.com.
The journey to financial freedom begins when we learn the truth about money, see what the wealthy do with it, and most importantly, implement it in our own lives.
We’re currently living through some of the most economically volatile times in our nation’s history. Times of great uncertainty are also times of great opportunity. These are the times that turn people into millionaires and set them up for a future without financial stress. How we navigate this current economy can be the key to wealth, freedom, and legacy.
We created The Money School Essentials event to help you gain the knowledge that will change your financial reality. What can you expect from our line-up of coaches?
What are the 3 pillars of The Money School we teach our students? Should we take advantage of the stock market highs we’re seeing right now?
Today’s episode of Real Estate Money School is special because it’s our 100th episode. I’m joined by one of my business partners Stephen Nagy to discuss our upcoming event and the most important strategies for taking control of your money.
Three Things You’ll Learn In This Episode
What the stock market tells us about the near future
The stock market is very high right now, but that doesn’t mean we should be investing in it. With speculation so high, this is when we should be most cautious. There are so many alarm bells and signs that a drop in the market is coming. The best thing we can do right now is to prepare for a downturn.
How to navigate the biggest challenges of real estate
The two things stopping people from getting into real estate are the concept of property ownership and a perceived lack of funds. The truth is, you can get into real estate with little to no money, and you can make a substantial profit by just being the person who finds the deals.
Why our money is useless when it’s not in motion
In order for our money to work for us and for us to get the benefits of compound interest, it has to be in motion. If our money sits still, we can’t apply it to any wealth-building strategies or use it to create freedom for ourselves. Becoming your own bank is the most powerful way to put your money into action.
Guest Bio-
Stephen Nagy is a real estate and financial professional, business and investing consultant, speaker and trainer, partner at The Money School, and professional Realtor at Waterfront Properties.
To sign up for The Money School Essentials 3-day virtual event on January 22nd - 24th 2021 and get a free t-shirt, visit https://www.moneyschooltraining.com/registration.
Conventional financial advice dictates that we should save everything, spend nothing, let compound interest work for us and hope that will give us a good life.
The sad truth is, this is a big lie financial advisors get people to buy into. Instead of parking our money, making it work hard for us is the true path to financial independence and freedom.
There’s a huge difference between accumulation and acceleration. When we put money in motion, we create a powerful tailwind that gives us control, and makes it possible for us to live our dream life. It makes it possible for us to get out of the rat race and work because we want to, not because we have to.
How does the concept of compound interest do us a huge disservice as investors? Why should we be flexible when it comes to the strategies of financial freedom?
In this episode, I’m joined by cash flow expert, author, and founder of Money Ripples, and the Anti-Financial Advisor, Chris Miles. He talks about his journey, retiring twice and how to use our money to create the life we want.
Three Things You’ll Learn In This Episode
Why accumulating money actually puts us at a disadvantage
We’re often told to focus on accumulating money, and to enjoy the fruits of compound interest, but that isn’t the best way to gain financial freedom. If we park our money, it’s hard to get it to work for us. The wealthiest and most successful people in the world, and even banks keep their money in motion.
The importance of being flexible as an investor
Strategies and tactics are not absolutes, we have to be flexible about them. When it comes to what it takes to gain financial freedom, the strategies change with circumstances or time. What remains the same are the principles and fundamentals. As long as we stick to the fundamentals, there is room to shift strategies.
Why we have to choose our advisors wisely
Be careful of who you take financial advice from. We have to follow the advice of people who are living the life we want, the people who are living our perfect day. Many financial advisors don’t take the advice they give their clients, or follow the strategies they tell people to follow.
Guest Bio-
Chris Miles “the Anti-Financial Advisor” is a Cash Flow Expert, author of Beyond Rice & Beans and founder of Money Ripples. He teaches entrepreneurs and professionals how to get their money working for them TODAY!
He’s also the podcast host of The Chris Miles Money Show, and he has been featured in US News, CNN Money, EOFire, and has a proven reputation of getting his clients fast financial results.
For more information visit http://moneyripples.com.
The real estate investing game is all about relationships. We need to have relationships with our community, the sellers, our private lenders and bankers.
Those relationships are impacted by one thing, credibility.
People often focus only on the idea that a good deal is enough to persuade a private lender. The truth is, if we don’t have a reputation of competence and integrity, even the best deal would be dead in the water.
Not only does credibility make us more attractive to lenders now, it will compound and create a solid track record in the future.
How do we make sure we’re always upholding our integrity, even when deals go south? What are some of the ways investors destroy their reputations?
In this episode, I’m joined by real estate entrepreneur, coach, speaker, and host of the podcast, Latinos in Real Estate Investing, Martin Perdomo. We talk about an important but often overlooked aspect of being an investor.
Three Things You’ll Learn In This Episode
The power of multi-family investing
In multi-family, you control the value of the asset based on how good of a business person you are. The better we are at managing the asset and increasing its value, the better the investment becomes, and the more credibility we have in our markets.
Why credibility matters in this business
Investors don’t just look at how good the deal is to determine if they want to get involved, they are also looking at us as people. Our credibility and reputation is important, because that determines whether we can not only give them a return on their investment, but a return of the money they invested with us in the first place.
How to put our private lenders first in everything we do
Things don’t always go well with our investments, and if we’re using other people’s money, our first priority should be making the investor whole again. It’s better for us to lose our own money than to lose the investors money, and destroy our reputation in the process. As an investor, you have to be committed to doing the right thing even when it hurts.
Guest Bio-
Martin Perdomo “The Elite Strategist” is a real estate entrepreneur and investor, coach, speaker, mentor and host of Latinos in Real estate Investing. He’s the founder of Elite Sales Consulting Group. Martin has been investing since 2007, specializing in the BRRRR strategy. He is also the founder and host of the Stroudsburg Real Estate Investors club.
With his leadership, the group has grown to over three hundred members in less than two years. His real estate investing firm operates over five million dollars in assets and Martin helps investors get above average returns by investing passively in multifamily real estate.
To learn more about Martin and his coaching programs visit https://stroudsburgrei.com and follow @elitestrategist on Instagram
Success in real estate investing is all about following a formula, but a lot of the training out there only focuses on what to do when everything goes right. More often than not, we have to learn what not to do, and how to avoid the common pitfalls so many investors have had to experience the hard way.
Some of the most successful investors have learned from the mistakes they made early on. From how to mitigate risk with contractors, how to structure our businesses to avoid being at the mercy of banks and the power of coaching, there are so many important aspects of being successful that are overlooked.
My guest today is an investor who, like many of us, has learned the biggest lessons the hard way, and is now teaching others so they don’t fall into the same traps.
What is the biggest Achilles heel for a real estate investor? How do we structure our investment businesses to protect ourselves from risk? In this episode, experienced investor and coach, Brain Adamson talks about his evolution as an investor.
Three Things You’ll Learn In This Episode
The one thing that gets investors in trouble
Contractors are absolutely the toughest part of running an investing business, and one of the most important skills we can gain early is streamlining this part of the business. We have to learn how to mitigate our risk with contractors, how to draw contracts to keep them honest, and quickly part ways with bad contractors.
How to build asset protection into our operations
One of the biggest mistakes new investors make is buying properties and operating in our own names, instead of protecting our assets by creating separate entities and LLCs. That way, if anything happens with the bank, we’re fortified from it.
Why coaching and mentorship are so important
People are the most valuable resource for any real estate investor. One of the most important relationships we will ever have is with our coaches or mentors. The wisdom of other people will help us navigate investing with fewer challenges, and streamline our operations.
Guest Bio-
Brian Adamson is an Experienced Real Estate Investor & Educator at BBR EDUCATION GROUP. He has a demonstrated history of successfully purchasing more than 50 properties each year, and he created a program that helps other investors all over the world do the same.
For more information follow @brian_adamson1 on Instagram and visit https://www.iflip.university/ to sign up for Brian’s free mini-course.
Real estate is a powerful vehicle for cash flow and financial freedom, but any investor will tell you the worst part of it is dealing with houses. Luckily, there is another way to invest that gives us the benefits without the headaches, and it’s largely under the radar.
What if you could get all the great things about investing without the hassle of homes, lenders, contractors, building inspectors and tenants?
This is where land flipping comes in. This strategy allows you to do everything you can with houses, without the most complicating factor in real estate.
The beauty of land is that it can be done 100% virtually, and we can layer it in with other wealth creation vehicles to drive more cash flow.
How can we get started in land flipping? Why is it so much simpler than traditional real estate investing? How can we find buyers for land deals?
In this episode, I’m joined by Jack Bosch. He is an investor, business owner, coach and creator of the leading Real Estate Land Flipping Course, The Land Profit Generator. He shares why we shouldn’t overlook land flipping as another weapon to add to our investing arsenal.
Three Things You’ll Learn In This Episode
How to multiply our wealth building opportunities
The mistake most people make is relying on only one source of income to feed their investing efforts. If we want to build true financial independence, we have to play both offense and defense. We have to build something that spits out cash rapidly so we can use those assets and roll them over into other assets.
The difference between investing in homes and in land
Most complications in real estate investing are caused by the homes themselves. From the challenges of flipping and dealing with contractors, to home repairs, difficult tenants, and home inspectors, houses are the most unpredictable part of being a real estate investor. With land investing, we can avoid all of these problems and unlock pure hassle-free cash flow.
Why most land listings don’t attract buyers
When creating listings for land, don’t focus on photographs the way you would with a home. People can easily find photos on Google Earth and Google Street View. What we need to do is create a listing that jumps off the screen by telling a story. People buy land because of what they’re planning to do with it, so our listings have to appeal to their dreams.
Guest Bio-
Jack Bosch is an experienced business owner, entrepreneur, real estate investor, respected industry leader, speaker, educator, and perhaps most importantly a parent and husband. He and his wife Michelle, are the creators of the leading Real Estate Land Flipping Course, The Land Profit Generator.
The Land Profit Generator has produced a record number of successful land flipping business owners. In addition, the LPG team offers the most comprehensive Land Flipping Coaching Program in existence. Jack is also the author of the bestselling financial literacy book "Forever Cash”.
For more information, visit https://www.landprofitgenerator.com, join the group https://www.facebook.com/groups/LandProfitGenerator
The stock market crash in March sent shockwaves and fear through institutional investors and triggered a flight to safety and a flurry of real estate investing. Seeing so much activity in the market can trick many people into believing that everything is back to normal.
But the smartest investors know the economy isn’t quite out of the woods yet.
As investors, we have two options right now. We can either follow the crowd or we can wait. The smart play is to wait for the noise to clear and to remain fearful while others are being greedy.
We have to see the market without rose-tinted glasses, and define opportunities based on the reality that the market is going to get worse before it truly gets better.
Why should we do the opposite of what institutional investors are doing? What does it take to win right now? How do we find where the opportunities in real estate actually are?
In this episode, I’m joined by investment advisor, real estate capital markets expert, and CEO of CapStack Partners, David Blatt. We talk about how investors should be thinking of the market we’re currently in, and how to navigate it.
Three Things You’ll Learn In This Episode
How to navigate opportunities in the covid-19 market
When the stock market took a hit in March, most institutional investors took their money out and looked for a safer place. That created a wave of real estate investing, which is very good for us. Right now, we have to sit back and wait for that first wave of money to settle. The real opportunities will present themselves later and that’s when we’ll be able to take advantage of them because the big money is already spent.
Why the market hasn’t actually recovered (even though it looks like it)
Anyone who thinks the market has recovered from the crash in March isn’t reading the signs of the market. The stimulus and other financial solutions are just temporary fixes, not real solutions. The aspects that have supported the market in the near-term are not long-lasting. At the core, the actual injury our economy sustained in March hasn’t been dealt with, and it will soon show.
How to determine our investment strategy in this market
There are going to be different opportunities we can slot into right now. Where we choose to invest our money is going to be determined by what our goals are and our time horizon. We have to invest based on whether we’re looking for near-term stable cash flow or significant value appreciation.
Guest Bio-
David Blatt is an advisor, Real Estate Capital Markets Expert, International Public Speaker and CEO of CapStack Partners, a leading real estate debt solutions advisory firm in New York. He is focused on helping real estate clients find debt solutions, including project financing, loan sales & syndications, and loan workouts and restructuring.
He has hosted the real estate investment podcast, "Make the Deal: Real Estate Investing with David Blatt" and has been a regular contributor to New York’s top commercial real estate trade publication, Commercial Observer. He is a frequent public speaker on entrepreneurship, innovation and capital & investment trends in real estate and has spoken at top real estate conferences such as: IMN, Real Estate Finance & Investment Institutional Investor Forum and GlobeSt.com’s RealShare Annual Conference, among others.
Blatt has been frequently sourced by national business and real estate trade outlets, including the Financial Times, LA Times, GlobeSt, Commercial Observer and The Real Deal for his expert opinions on how to make good investment decisions, how to effectively negotiate and structure deals and where to invest in the real estate industry. David has also been a guest on such Youtube shows as Grant Cardone, Jake and Gino, CEO Money, as well as podcasts such as Embracing Uncertainty. For more info and to connect with David, visit https://www.linkedin.com/in/davidblatt-capstackceo/.
Hard money lenders are one of the most common sources of funding for investors, but not all lenders are created equal. With many in the business, there’s no personal relationship and investors are nothing more than a number and a piece of paper. The impersonal nature of such a relationship can be a huge disadvantage.
But there are hard money lenders who are doing things differently. They have found the perfect middle ground between the big money of institutional lenders and the personal touch of a private lender or community bank.
This offers a lot of advantages investors wouldn’t get in any other lender relationship.
How do we structure deals that will win the favor of lenders? What are the disadvantages of working with big institutional hard money lenders? What makes an impact on whether or not hard lenders decide to fund our deals? How can we influence a quick decision in our favor?
In this episode, hard money lender and Hard Money Bankers partner, Ryan Walsh shares how to increase our chances of getting hard money loans and how covid has changed lending.
Three Things You’ll Learn In This Episode
Why we can’t trust the promise of low rates from institutional lenders
Big hard money lenders promise us a lower rate at the beginning. However, by the time we get to the closing table, the lender often switches things up and we get stuck with a higher rate. Unfortunately, when we are so far into the process it’s hard to say no and we get stuck with unfavorable terms.
Why it’s dangerous for new investors to go the auction route
It’s not recommended for inexperienced lenders to get deals through auctions. Even if we win the property and manage to get it funded, it might take months for us to get access to it or start working on it. The last thing we want in that case is to have a hard money loan that’s racking up interest without usable property.
How covid has impacted lender decision making
Banks have significantly cut back on 100% loans because they worry that an investor with no skin in the game won’t honor the loan. Having your own money in the deal puts the lender at ease because they feel the borrower is more obligated not to jump ship.
Guest Bio-
Ryan Walsh is a private/hard money lender and Real Estate investor in the New Jersey, Pennsylvania, Delaware, Maryland, Washington DC and NVA Market. Coming from a business development background, starting multiple businesses, and working with companies such as NBC on multimillion dollar projects, Ryan is now Vice President of Hard Money Bankers NJ/DE.
Ryan is on a mission to prove that Hard Money Lending isn't as hard as many think! He is a direct lender with the inside scoop on what lenders are looking for in potential customers and what tips to keep in mind even if you are new to the real estate investment world!
A conversation with Ryan is an opportunity to learn the best ways to get started or grow a business using other people’s money. He walks you through how to be a successful marketer in today's world.
For more information visit https://hardmoneybankers.com email ryan@hardmoneybankers.com or call (201) 345-1036.
For many people, the covid-19 crisis has been a huge financial obstacle and a total departure from what we consider normal. But at the same time, there are investors who are crushing it right now. There are people who see opportunity at a time where everyone else is fearful.
What makes them different to everyone else?
They don’t follow the herd. They have defined what opportunity looks like, and they engage with the market on their own terms. Successful people read the signs in the economy and adjust their strategies accordingly.
We can learn from successful investors and win like them by mimicking what they do.
What rules have they set and how do they engage with the economy so they never lose money?
In this episode, I share the investing strategies of investors who are winning right now.
Three Things You’ll Learn In This Episode
The market is not going up, its performance is being fueled by speculation. Things are actually not getting better because the underlying problem has not gone away. Don’t invest on the speculation that market conditions are improving.
The people who are winning right now saw this market fallout coming. They know that the market has predictable, rhythmic patterns. They saw the patterns and signs and prepared.
The people who are losing are the ones who are buying and holding without a clear exit strategy. Create a set of rules for when you will get out of the market so you don’t lose money.
Real estate asset classes like retail and multi-family used to be the crown jewels of investing. Now they are volatile and even declining in today’s economy.
The same market shifts that have made these asset classes fall out of economic favor have benefitted one asset class in particular, self-storage. In 2020, it has emerged as the most attractive pivot in commercial real estate.
The economics don’t support self-storage becoming irrelevant any time soon, meaning it still has a lot of opportunity, even for new investors.
How have the changes brought on by Covid-19 made self-storage even more compelling for investors? What are the downsides of self-storage and how do we avoid them?
In this episode, I’m joined by entrepreneur, self-storage investor and best-selling author, AJ Osborne. He shares powerful insights on self-storage, why investors love it, and how to lower your risk in self-storage investing.
Three Things You’ll Learn In This Episode
Why there’s a growing demand for self-storage
As real estate prices rise, our ability to hold as much as we consume has shrunk both individually and commercially. With businesses and channels of distribution becoming more decentralized, holding onto retail and warehouse space becomes less necessary, making self-storage the best way to keep possessions and inventory.
The ease of self-storage investing next to other asset classes
Apartment building investing is highly competitive and near-impossible to cash flow right now. Additionally there’s a lot of costs and details involved in multi-families. Storage is affordable to build and easy to maintain and manage. Storage units can offer us stability through diversification, each size of storage unit is a product which attracts a different customer.
How to lower the risk of self-storage investing
Demand is the one thing that will kill you in self-storage investing. Because it’s become such an in-demand model, we can risk falling into the trap of an over-built and over crowded market. Before you consider getting into any market, validate and confirm both current and future demand.
Guest Bio-
AJ Osborne is an American entrepreneur, businessman, and investor who owns and manages his self storage portfolio of over $100 million of assets through his companies Bitterroot Holdings, Cedar Creek Wealth, and Clear Water Benefits. He’s the owner and host of the largest self storage podcast, Self Storage Income, and author of the bestseller, The Investors Guide to Growing Wealth in Self Storage: The Step-By-Step Playbook for Turning a Real Estate Asset Into a Thriving Self Storage Business.
As an operator and private owner with over 1.2 million square feet of self storage, he regularly keynotes at national conferences on operations related to investing in, buying, and managing self storage facilities. AJ specializes in acquiring and turning around underperforming facilities with a value-add strategy, and loves to show other entrepreneurs and investors how to focus on technology and self storage automation.
For more information, visit https://selfstorageincome.com, follow @selfstorageincome on Instagram and buy the book here.
As we continue to make our way through the volatile coronavirus economy, one of the biggest points of discussion is whether commercial real estate is doomed in light of lockdowns and the growth of the work-from-home model.
However, offices and retail spaces are quickly becoming great opportunities in commercial real estate, and other sectors are actually ramping up too.
One of the most valuable things we can do is learn the skill of buying and selling in any market conditions, whether it’s a recession or a low-inventory market. We can still find deals if we go where the need is and follow consumer demands.
What consumer trends have emerged in 2020 and how have they impacted real estate? What are some of the creative ways we can structure deals to make sure we’re always in control of our money?
Three Things You’ll Learn In This Episode
The biggest opportunity in real estate investing today
Self-storage is one the best opportunities in commercial real estate right now. With so many people downsizing and moving from larger homes to apartments, people need storage units to keep their belongings. If we can get property at a low enough cost, this can be highly lucrative.
How to avoid being at the mercy of banks
Don’t personally guarantee your debt for commercial properties, because you will be at the mercy of the banks if anything changes. Protect yourself by doing your commercial mortgages through shell LLCs. That way, the government can’t come after you personally.
How to maintain control over our money
If you’re using seller financing, it’s important to protect yourself by taking control of your money and the deal. Sellers can often hold their money longer than we’d like. To combat this, we can include a unilateral clause in our contract so the seller won’t hold us up.
In this episode, investor, author, trainer and private commercial real estate entrepreneur Terry Hale shares why commercial real estate isn’t dead, and where to find opportunities today.
Guest Bio-
Terry Hale is an active investor, author, trainer and CEO of a private commercial real estate firm, that provides acquisitions for all commercial property types and investment opportunities.
The firm executes value-add strategies through direct and joint venture investments, primarily with existing assets located throughout the U.S. Utilizing our extensive commercial real estate expertise to create value, to either wholesale to an end buyer or reposition and stabilize for long-term capital gains.
For more information, and to schedule a consultation, visit https://terryhale.com.
Many entrepreneurs learn the hard way that we can’t hustle and grind our way out of a business without systems and processes. Our business should free us from the day-to-day routine tasks that consume our time and energy.
Business leaders who feel trapped by their businesses don’t just end up with stress, they rob themselves of the ideas and insights that provide exponential growth. We are supposed to be visionaries, but we can’t have that role if we’re running the business reactively.
How do we improve our business by implementing effective systems? How can we go from feeling trapped to experiencing the freedom and creativity we need? In this episode, I’m joined by the Founder of CEO Nation, Steve Richards. He shares how to go from hustle and grind to running a well-oiled machine that’s based on effective systems.
Three Things You’ll Learn In This Episode
The difference between being in a rut and in a groove
When we feel stuck in a negative frame of mind with no direction, we call it being in a rut. When we’re stuck but on a linear path and in a positive frame of mind, we call it being in a groove. The difference is our mindset, perspective and context.
How to stop being the foundation of our businesses so systems can take over
Our role is creating the vision for our business, putting the right systems and people in place, and letting the systems do the heavy lifting. That’s why we need to find and utilize systems and people we can trust.
Why the Profit First model works
Most business owners treat profit and free time as a reward we get after doing good work, but we should actually start with profit and all the good things that make us better business owners. Good things like making profit, spending time with our families, and having free time to ourselves go together. We have to make time for those things and set them up first.
Guest Bio-
Steve Richards is an entrepreneur, podcaster, and the Founder and CEO Nation.
Steve has grown multiple successful businesses and helped hundreds of aspiring entrepreneurs scale their income and escape the daily grind. The CEO Nation is a platform for Steve to create positive, significant and lasting impact in the lives of others.
For more information visit https://theceonation.com/ and https://www.facebook.com/The-CEO-Nation-105412277846610.
A great deal of what we’re taught about money isn’t the truth, and also doesn’t allow us to achieve financial freedom.
We’re taught to park our money, while the institutions convincing us to do that are using it to expand their own wealth. When investing in rentals, we’re advised to pay off the mortgage as quickly as possible, instead of using the cash flow to create more opportunities.
All this information is geared towards us losing control of our money, so that other people can benefit from it.
When we see past the lies we were told about money, we are able to take our control back, and that knowledge shouldn’t just end with us.
Teaching our kids how money works is a critical step entrepreneurs should never skip. The earlier they learn how to put money in flow, the more equipped they will be to succeed in this world.
What are the key lessons we should be teaching our children to be good stewards of money and to nurture their own entrepreneurial spirit? Why is it important to shift our focus from the cash flow of an investment to the actual value of the loan?
In this episode, I’m joined by loan officer, entrepreneur, investor and author, Aaron Chapman. He shares the big mental shifts we need to have to stop blocking the flow of money.
Three Things You’ll Learn In This Episode
Why authenticity is important in this business
When we become investors, we aren’t just people, we represent a brand. That brand should be built on authenticity, and not fitting into what we think a perfect investor should look or act like. When we try to be what other people tell us to be, we lose our identity. People and potential business partners respect us more for being who we are.
How to leverage our rental property mortgage
Don’t spend extra money paying off your mortgage with your rental. Take the cash flow and do something to make you more money and increase your portfolio. With inflation, the cost of paying back that mortgage will reduce over time, and we get to pay less than we would if we were paying off the mortgage now.
Consumer mentality vs. an entrepreneur mentality
The way we see money as consumers has to completely change once we become investors. We’re no longer a consumer preparing to spend money and go into debt. We are CEOs of a real estate investing firm, and we need to create a team of trusted advisors and to see beyond cash flow to the true value of the real estate.
Guest Bio-
Aaron Chapman is a loan officer, entrepreneur, investor and author. He is a veteran in the finance industry beginning in 1997; having exited mining, heavy equipment operation, welding and long haul truck driving. Since entering the finance industry his clientele has ranged from those purchasing their first home, building their dream home or investing in multiple properties for long term cash flow.
Presently ranked #14 in an industry of over 300,000 licensed loan originators for transactions closed annually (723 closed units for real estate investors in 2019, 707 in 2018 and 676 in 2017); Aaron is that battle-worn partner every real estate entrepreneur needs to walk through the tough parts of building a real estate business.
For more information, visit https://www.aaronbchapman.com/.
Real estate investing gives us the opportunity to take control of our money and escape the false security of a traditional job. There are so many avenues we can use to gain freedom through real estate, provided we take that first step.
Many people who dream of becoming real estate investors spend so much time analyzing that first deal that they never take action, missing out on great opportunities in the process.
On the other hand, when they’ve gained some experience, the same investors under-analyze their subsequent deals, leading to short-cuts on due diligence and expensive mistakes. The correct approach is finding balance between taking action, making smart decisions and being cautious.
If we surround ourselves with the right people, borrow money the smart way, and follow a process, we can take decisive action while protecting ourselves.
What are some of the costly mistakes we avoid by taking these steps? How can we approach private lenders for capital for deals? In this episode, I’m joined by real estate investor, consultant and podcaster, Paul David Thompson, as he shares his transition from the corporate world, and the lessons he learned from buying 18 houses in 18 months.
Three Things You’ll Learn In This Episode
Why hiring contractors won’t always be perfect
Hiring contractors is the hardest part of this business, and it’s a part of the process we’ll never quite perfect. The good ones are expensive and always start their own flipping operations. Everyone else can be difficult to work with. Instead of trying to perfect hiring contractors, we have to develop a system that allows us to maximize working with each contractor.
How to get money for deals without asking for it
We get money for deals, not by asking for it, but by offering a solution to a problem. Private lenders have a financial goal or hurdle, and our deal holds the key to making their lives easier. This is what we have to leverage.
The dangers of borrowing money in our personal capacity
Taking out commercial real estate mortgages in our own personal names might seem like a good idea because of seemingly lower interest rates. The problem is the bank can call the loan at any time and freeze our line of credit, leaving us with no money. This is going to happen to many investors in the wake of the pandemic, so be prepared.
Guest Bio-
Paul David Thompson is a real estate investor, consultant, podcaster and president of Wincore Invest. He teaches busy professionals how to escape their day job. He helps his clients design a real estate investment strategy that fits their needs, whether that's taking control of investments, reducing taxes, accelerating debt paydown, or leveling up in their investing game.
For more information and to learn about working with Paul, visit https://www.pauldavidthompson.com and listen to his podcast Ready Investor One on your podcast platform of choice.
Text INVESTOR to 33777 to get Paul’s free guide.
Real estate notes have evolved into a highly attractive asset class and investing strategy that has a low barrier for entry, and guarantees long-term cash flow.
It is the perfect investment vehicle in today’s marketplace, and one of the best ways to become the bank while getting into the financial side of real estate. No other asset class can give a double-digit return backed by collateral worth twice as much as our investment. It can open up massive opportunities and allow us to expand our wealth without the headaches of rentals and flipping.
What is note investing, and why is it such a powerful asset class for all investors? How can we get started? In this episode, I’m joined by investor, speaker, author and Real Estate Notes consultant, Kevin Shortle. He shares why every investor should be looking into real estate notes.
Three Things You’ll Learn In This Episode
What sets note investing apart from other property-based investments
While investing in properties gives us the same kind of return as note investing, there’s one big difference between the two. Rentals still require us to manage the property, and wholesaling and flipping are transactional. With note investing, we’re only controlling the money aspect, taking a lot of stress out of the process.
How to start note investing
Before considering investing in something, identify the risk involved before focusing on the reward. As the inventory for note investing is readily available, our concern needs to be our ability to target the right property, assess the risk and put together a good deal.
Why notes are the ultimate retirement asset class
Real estate notes are an allowable investment, making them a great investing avenue for a double-digit tax-free return. Combining note investing with other asset classes gives us an unmatched long-term advantage through any market.
Guest Bio-
Kevin Shortle is an investor, entrepreneur, speaker, author and consultant for Real Estate and Real Estate Notes. With over 25 years of experience in real estate and real estate notes, Kevin has purchased, renovated & resold over 150 properties, and transacted $30 million in private mortgages.
Having delivered over 200 live presentations in the past 10 years, Kevin is a highly skilled instructor and is well known in the industry for his deep level of knowledge on market conditions and trends.
For more information, visit http://realestatewithoutrenters.com/ and https://mwmfund.com/. Listen to Kevin’s podcast Real Estate With Renters on your platform of choice.
Some brands just market products, while other brands are powerful movements, and there’s a reason for this distinction. What separates brands like Starbucks, Nike and Apple from their competitors isn’t the products they sell. The reason they have billions of loyal fans and customers is the personal feelings people associate with them, and the worldview they stand for.
Even though it seems unlikely at first glance, this is something we can do in our own real estate investing business. We can elevate ourselves beyond being a commodity, and attract investors by focusing on the experience of working with us, not being sold a product.
What do we need to have in our businesses to position ourselves like the world’s most valuable brands? How does this help us get money for deals without having to ask? Why are authentic stories so important if we want to stand out?
In this episode, I’m joined by entrepreneur, speaker, author and founder of DMW Strategic Consulting, Dennis Moseley Williams. He shares how we can turn our businesses into powerful, magnetic brands.
Three Things You’ll Learn In This Episode
How to stop competing on price
The last thing you want to compete on is price, as someone is always willing to do it for less than you. Some are even willing to do it at a loss for the work experience. That’s why we need to set ourselves apart and position ourselves beyond the product we sell and how much it costs.
The two kinds of loyalty a brand can have
Brands like Apple, Starbucks and Nike have one thing in common, people are loyal to them and choose them over other brands. This is loyalty based on identity and connection because people invest in their worldview. The other type of loyalty is based on fear of a worse option and feeling obligated to stay. That’s not a position we should promote in our businesses.
How to take our investing beyond the transaction
Our real estate business can be an experience, and a higher calling to contribute to the improvement of a community. If we elevate it from a business to a purpose-driven movement, it becomes an experience people can share with their network and it will attract more investors to us.
Guest Bio-
Dennis is an entrepreneur, speaker, author and founder of DMW Strategic Consulting. He is an expert in client experience, marketing, strategic sales and is focused on helping financial advisors, the financial services industry, and related professionals.
For more information visit https://moseleywilliams.com/.
80 - 90% of our success in anything is driven by our mindset. Only 10 - 20% of what we achieve comes down to the mechanics and the methods we use. When our mindset is dialed in and set up for us to achieve, doing what it takes to win becomes second nature.
We often put a lot of our focus on the tactics that will make us successful, but if we aren’t laying the right foundation with our thinking, no tactic will ever work. We need to have solid goals that push us, pull us and propel us.
How do we start setting goals that create magnetic success? What are some of the mistakes that get in the way of the path to our dreams? Where should investors be putting their focus right now?
In this episode, I’m joined by business owner and philanthropist, Rod Khleif. We discuss his journey, and how he was able to use his mindset to pivot and innovate his way to a fulfilling life.
Three Things You’ll Learn In This Episode
How to plant the seeds of success into our subconscious
When you write down your goals and associate with them regularly, it triggers your subconscious to start steering you towards that goal. Practice gratitude for the things you don’t even have yet as if you already have them. Picture the thing you want to achieve and feel the emotion of getting it. Gratitude is such a powerful force it actually helps us attract what we want.
Why success is meaningless without generosity
Success is easier to achieve and maintain if we think beyond what we can do for ourselves. The life we have once we’ve achieved financial abundance has to include giving and helping other people for it to truly be fulfilling for us.
How to protect your portfolio from a shifting market
In this economy, the only way to succeed with buy and holds is focusing on cash flow, not on equity. The best way to grow our portfolio of cash flowing assets is to focus on multi-family units.
Guest Bio-
Rod Khleif is a multiple business owner and philanthropist who is passionate about real estate, business, and giving back. As one of the country's top business, real estate and peak performance luminaries, Rod has owned over 2000 homes and apartment buildings and has built over 24 businesses in his 40 year business career several which have been worth tens of millions of dollars.
For more information visit www.Rodkhleif.com.
To learn more about Rod’s Multifamily Virtual Bootcamp which will be held on October 17 and 18 text RODLIVE to 41411 or visit multifamilyvirtualbootcamp.com.
Use the promo code RODFRIEND to pay only $97 for the bootcamp.
When you’re trying to build up your investing portfolio, you quickly realize how difficult, draining and unsustainable it is to do it on your own. This is where it becomes critical to employ creative financing and leverage other people’s money.
Investors are going to lend us money based on our relationship with them and the fact that they trust us to be able to pay that money back. If we don’t start with this intention in mind, or build the right strategies to fulfil this expectation, we can quickly lose our portfolio and our credibility.
How do we make sure we are always able to make our investors whole when we borrow money? What are some of the overlooked places we can get access to financing?
How can new investors build up their credibility? In this episode, I’m joined by innovative real estate investors, speakers, mentors and authors, Mel and David Dupuis. They share how new investors can grow their portfolio significantly without using any of their own money.
Three Things You’ll Learn In This Episode
Why we can’t grow our portfolio without creative financing
We can accumulate money for investing deals by working more hours or taking on another job, but this is difficult and frustrating. This approach is also incredibly draining because we’re trading time for money. The easy way to do it is through creative financing while utilizing other people’s money.
How to find the right institutions to partner with
Just because A-level financial institutions don’t have creative financing avenues for investing, that doesn’t mean it’s illegal. B lenders, credit unions, and private lenders are a great source of deal financing.
The difference between asking for money and presenting an opportunity
When you approach private lenders for funding remember you’re not going out asking simply for money. You’re going out presenting the opportunity for them to make money. We should already have the value of the deal we’re bringing to the table.
Guest Bio-
Melanie and Dave Dupuis, also known as Investor Mel & Dave, are innovative real estate investors, speakers, mentors and authors who have SOLELY acquired over 170 apartments/27 properties in just a few short years. Using creative and successful strategies, they have been able to increase their portfolio significantly without using any of their own money.
Buy Mel and David’s bestseller Real Estate Investing Secrets: A No-B.S. Guide to Creating Wealth & Freedom here.
Learn more about how Mel and David purchased 12 properties in 12 months with no money down in their free masterclass by visiting https://www.12in12months.com
90 cents of every single dollar we make as Americans goes to somebody else, and we give that money up willingly.
All our lives we’ve been taught to hustle and work hard to earn money and have the lifestyle that we want, but we were also taught to give up control of our money.
When we don’t control our own money, we can’t have power, we can’t have freedom and we can’t make an impact. We need to cultivate a higher consciousness around money so that we leverage it as the tool that it is.
What drives the fear and uncertainty so many people have when it comes to money? How can we overcome it? In this episode, I share how we can get past the lies we’ve been taught about money.
Three Things You’ll Learn In This Episode
What causes our money uncertainty
Because we give up control of our money, we end up feeling like we don’t know what’s going on with it. If we were to just gain control of our money, we’d feel less helpless and fearful, and ultimately empowered.
The truth about banks
Banks make between 400% and 1400% on the money we keep there. That’s 400% to 1400% more money than we’ll ever get to see or spend - all off the back of our hard work. Most businesses move the money they have to grow it, why can’t we do the same?
Why we shouldn’t wait till our dollars are worth less
We’re taught and conditioned to put our good dollars away today in the hope that they’ll be worth more in the future. The truth is we’re only going to get paid back with weaker, over-taxed dollars.
Building equity in your home unlocks massive leverage and cash flow, but thanks to an antiquated system, very few people ever get to put that to use.
With $17.8 trillion of equity in single family homes, and 14.7 million homeowners with 50% or more in equity, this is a huge untapped asset class that’s right in front of us. Most people think the only way to leverage their equity is through a traditional bank loan, which they shy away from because it involves assuming more debt with monthly repayments. Fortunately there is a better way.
Equity-based financing allows us to access cash without eroding the upside with monthly payments. The idea is to make the equity in our homes work for us so we can actually live a better life and have more passive income, without the burden of structured debt.
How is this model different from the traditional model of borrowing on your equity from the bank? What is the difference between good debt and bad debt? How can we use our equity to improve our lives and reach more of our financial goals?
In this episode, I’m joined by serial entrepreneur, author, founder and CEO of QuantmRE, Matthew Sullivan. He shares how his company helps people take advantage of home equity with less downside, and what working with Richard Branson taught him about business.
Three Things You’ll Learn In This Episode
Debt-based financing vs. equity-based financing
The biggest issue with unlocking the equity in your home is that we can traditionally only do it by taking on more debt and eroding our wealth in the process. An equity-based model takes a different approach because the investors are partners in the ownership of your home, rather than lenders, so you don’t lose your base equity.
How some people are able to predict economic shifts and downturns
For many people, the occurrences of this year have been a shock and seem to have come out of nowhere. When it comes to the economy, things are not truly unprecedented if we know the signs to look for. If we observe the trends and shifts of the past, we will see faint signals of what’s going to happen in the future.
Why small private funds are an easier way to access money for deals
Regulation D and Regulation S exemptions are fund structures that someone can get started with quickly. The regulatory burden of this fund is very light, making it a great wealth building vehicle even for people who are just starting out.
Guest Bio-
Matthew Sullivan is a serial entrepreneur and founder and CEO of QuantmRE. He is also the founder of Crowdventure.com and co-founder of two real estate funds. He spent a number of years working alongside Richard Branson and the Virgin corporate finance team in London, UK, where he was appointed a director and Trustee of Virgin’s London Air Ambulance.
Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. In 1997 he chose an entrepreneurial path and founded Europe’s first internet billing application service provider.
Since then he has founded and led companies in the United Kingdom, Australia and the United States in the finance, telecommunications, technology and real estate sectors.
Matthew is also the author of Head First - A Roadmap for Entrepreneurs, host of the Hooked on Startups podcast, and holds a private helicopter pilot's license.
For more information, visit https://quantmre.com. QuantmRE is currently raising capital on Republic. To contribute visit https://republic.co/quantmre.
Real estate is perhaps the greatest wealth creator and preserver, and the most powerful vehicle for passive income and financial freedom. The challenge is, in order to extract the value of real estate and use it to create the life we want, our strategy matters. Certain key pieces have to be in place so that our investing operations help us build wealth and mitigate risk.
Many real estate investors jump in too fast without doing critical due diligence and end up stepping on devastating landmines. The work we do before we decide on an investment can reduce risk significantly and protect us from potential downsides.
Why is it a mistake to focus on the property last? What are the key things we should be doing, looking at and really taking advantage of in our markets?
In this episode, I’m joined by investor, founder of Norada Real Estate Investments, and host of the Passive Real Estate Investing show, Marco Santarelli. He shares the lessons he’s learned on his investing journey, and how we can strategically mitigate risk when we invest.
Three Things You’ll Learn In This Episode
Why it’s important to work with the right people Working with the wrong people can kill our income as much as any bad market. Make sure you have a property management company that is qualified, vetted and staffed with licensed professionals. If we get the right team and work with people who are legit, there’ll never be misrepresentation or risk of mishandling our property.
How to make a safer property investmentWhen you’re looking to invest in a property, don’t focus on the house first. Think first about the market and the growth of the area. Key in on migration and organic growth, because that leads to demand for housing. If there’s demand for housing, that pushes prices up and keeps that housing market healthy and strong.
Why We Should Stop Overlooking Single-Family Property Many people think single-family units, duplexes, triplexes and fourplexes aren’t worth investing in because they are difficult to manage, but they are actually a great asset class, especially right now. They are more nimble, abundant and we can get the best financial terms for them. In these unpredictable times, they are our safest bet.
Guest Bio-
Marco Santarelli is an investor, author, and founder of Norada Real Estate Investments, a national real estate investment firm offering turnkey investment property in growth markets nationwide.
Marco is also the host of the Passive Real Estate Investing show, the show where busy people like you learn how to build substantial passive income while creating wealth for the long-term.
For more information visit https://www.noradarealestate.com
There are two reasons why people start their own business. One is to have financial freedom, and the other is personal freedom. The problem is most business owners find themselves struggling financially and feeling trapped by the very businesses they built to make their lives better.
When our businesses become too complicated, and we don’t know how to prioritize, we end up in a constant state of damage control which impedes any progress we may make. If our businesses don’t have the fundamental elements that make them strong, we can’t have freedom, make an impact or achieve any efficiency.
What 5 fundamentals do our businesses need to have for them to become not only stable, but impactful? Why is entrepreneurship a responsibility? In this episode, I’m joined by serial entrepreneur and author of Profit First, Mike Michalowicz. He shares how we can get all the unnecessary complexity out of the way in the running of our business.
Three Things You’ll Learn In This Episode
- The survival trap in businessIn our businesses, there’s a rift between where we are right now and what our businesses need to grow. If we know where we’re going, we can identify the problems we need to solve to ensure that we’re not stuck in a loop of constantly putting out fires.
- Why entrepreneurship is a big responsibilityOnly 7% of people in the world will start businesses, but 93% of the world’s population will work for entrepreneurs and business owners. It’s our responsibility to grow our businesses because they drive the economy. If we choose to do everything in our businesses ourselves, we’re robbing other people of their jobs.
- Why we can’t make an impact without orderOur businesses become impactful when we change people’s lives and transform them in some way. It’s hard to have sustainable impact if our businesses don’t achieve order first. This comes after consistent sales and profits.
Guest Bio-
Mike Michalowicz is an author, speaker and serial entrepreneur with years of experience building strong and successful companies. He is the creator of the “Profit First Formula”, a way for businesses to ensure profitability from their very next deposit forward.
Mike is now running his third million dollar venture, is a former small business columnist for The Wall Street Journal; is the former MSNBC business make-over expert; is a popular keynote speaker on innovative entrepreneurial topics; and is the author of Profit First, Surge, The Pumpkin Plan and The Toilet Paper Entrepreneur, which BusinessWeek deemed “the entrepreneur’s cult classic.”
For more information visit https://mikemichalowicz.com/.
Buy his latest book Fix This Next: Make the Vital Change That Will Level Up Your Business here.
Recently, the behavior and expectations of the consumers we market ourselves to has changed tremendously. They have the internet at their fingertips, they research the people they want to work with, check their online presence and then add us to their shortlist.
Before, all it took was seeing our marketing to pick up the phone. Marketing is no longer enough for someone to choose us. While it can help us generate leads, it isn’t the factor that makes them decide.
This is where branding comes in. Branding is what separates us from the competition and makes us memorable, and this is especially important for new investors.
What is the difference between branding and marketing? Why is probate investing a great investing niche? In this episode, marketing, branding and probate investing expert Sharon Vornholt shares how we can build our online presence purposefully.
Three Things You’ll Learn In This Episode
Why probates are a great lead source for investorsYou never run out of leads, people always have to sell, and the market has no effect on probates. The key is knowing how to deal with people as they go through such a challenging time.
What makes consumers decide to work with usToday’s consumer makes the decision to work with us based on our online presence. Before they’ve even reached out to us, they’ve already Googled us, looked at our website and consumed our content. If we don’t tick boxes for them, that’s enough to plant doubt and make them consider others in our industry
Why women are uniquely qualified to work probate
Probate is suited to female investors because the clients are going through a challenging time, and they require a softer touch, someone who can listen to them and help solve their problems.
Guest Bio
Sharon Vornholt is a real estate investor, marketing and branding expert, coach, probate investing expert, and owner of Innovative Property Solutions. She teaches investors how to build profitable probate investing businesses, create marketing plans that will generate a steady stream of leads month after month, and how to build a brand.
For more information visit https://louisvillegalsrealestateblog.com/. To find out about her probate investing coaching, visit https://probateinvestingsimplified.com/.
Many people remain stuck and stagnant in life because someone else has told them what to do, how to work and how much money they can make. Ultimately, they end up wasting their potential and never having the power to control their own destiny and make a real impact.
In order to be and have more, we have to take the reins of our own lives, and real estate investing is one of the best ways to do that. By setting up an investing operation, we’ll no longer be under someone else’s control and subject to the limiting life paths so many find themselves on.
The journey doesn’t have to be a perfect one in order to succeed. My guest today has an incredible and inspiring story about overcoming adversity and building a thriving business. What are the biggest lessons he learned from his journey? How can we turn flipping into long-term income? In this episode, I’m joined by entrepreneur, real estate investor, speaker and coach, Paul Tompkins. He shares his journey from the military and law enforcement to building a business that does 50 flips a year.
Three Things You’ll Learn In This Episode
Why so many people experience stagnation in their lives
So many people get into a career they’re not happy with but stay for the ancillary benefits of the job. They end up feeling unfulfilled. Sometimes we get the greatest level of fulfillment in our lives when we choose a different path, not by doing what’s expected.
How we can become trapped by listening to other people’s opinions
We’re living in a time where a lot of people are waiting for someone else to tell them how to live their lives and give them the solutions. It’s important that we stop waiting for someone else to determine what happens in our lives, we need to be leaders and drivers of change in our own right.
The importance of having a long-term plan with your flipping income
We can’t create long-term and retirement income relying on fixing and flipping alone. We can use the money from our flips to buy rental properties that can allow for us to make money passively.
Guest Bio-
Paul Tompkins is the CEO of Flippin Experts and Tranquility Realty. He is a successful entrepreneur, Real Estate investor, speaker and coach. Paul used his many years of experience that allowed him to quickly build a 7 figure real estate business to create The Flippin Experts Online Training Course.
Visit https://flippinexperts.com/ , follow @flippin_experts on Instagram and Facebook or watch their YouTube videos.
Many new investors hit a wall thinking they can’t get any money for deals. A rough economy can have us believing that there’s absolutely no easy way to find private lenders.
When an economic disaster worsens, those with access to the deals hold a lot of the power and value. But going out and raising money actually becomes easier when we do the exact opposite of what we’ve been taught to do - Which has been to ask for money.
We just need to change our perspective on the process of raising and sourcing money. The real trick to raising massive amounts of money is to solve the other person's problem. If you solve their problem the money will flow to you. If you ask for money, the money will flow away from you. Become a problem solver.
How do we go about sourcing deals in this environment? What do we need to do so that we stop seeking money and start attracting it? In this episode, I share my methods for finding money for deals right now.
Three Things You’ll Learn In This Episode- What we can expect to happen to the economyThe economy is currently being propped up by the government-provided stimulus. This is not sustainable, and inevitably when all that money goes away, everything will crumble and the fear will set in. This means many people will be on the hunt for opportunities for a safe place to invest their money.
- How to create a cycle of trust to create repeat investorsIf people trust us they will partner with us and provide money for deals. If we give them a return on their investment and return their original investment money, we will have a private lender we can now work with regularly.
- How to make money more easily accessibleAsking for and seeking money puts us in a position of weakness. Instead lead with the value that the deal will bring your potential investors, and how the deal is a vehicle for them to get closer to their financial goals.
Ready to become a Rebel Banker? Click here to learn more about Money School.
“Be greedy when others are fearful and be fearful when others are greedy.” Warren Buffett’s famous words are incredibly relevant now as we navigate this crazy covid economy.
The turbulence of this time has led to hesitation, concern, uncertainty and fear. These emotions lead people to make irrational decisions, especially with money. It becomes easy to follow the crowd, but this is definitely a time to go against the status quo.
Everyone is afraid right now, but the people who win in this economy see things very differently. That’s because there are massive opportunities in this type of market if you know where to look. In hard times there are two types of people, the fearful and the enlightened. What you lose or gain during this crisis is going to be determined by who you choose to be.
What opportunities are going to come out of this economy? How do we prepare for them? In this episode I share how to line up with and act on the opportunities that are coming our way.
Three Things You’ll Learn In This Episode
- The investing strategy we should employ when fear sets inWhen fear sets in, stock prices will drop. This will be a great time to invest in companies that have a good track record of profits and returns. Real estate prices will also drop, providing us with the opportunity to buy low and grow our investing portfolio.
- Why we shouldn’t expect instant opportunitiesOpportunities aren’t going to emerge suddenly, but they are lining themselves up now. After the 2008 recession, opportunities became clear in 2009 and 2010 because that’s when we really got to see the bottom of the market.
- How not to lose moneyDon’t allow yourself to become fearful. We become fearful when we feel like our financial stability is at risk. To avoid this, buy low and sell high, and move your money into less risky investments.
Ready to become a Rebel Banker? Click here to learn more about Money School.
On the surface, it appears that the market has bounced back, and that it’s safe to start investing again. But underneath this current of speculation, fake optimism and manipulation, there is a looming market low.
People are pouring money back into the market, thinking it’s going to continue its upward trend, but that’s definitely not where things are heading.
A market high that’s based on speculation, greed, fake news and hope will not hold, and investing in it is walking straight into a trap.
The economy is still in a shaky place, job losses and bankruptcies are still prevalent, and we’re not out of the woods yet. Anyone speculating otherwise is in for a rude awakening.
How do we read into today’s market so that we protect our wealth? What investments are actually traps that we need to avoid? What should we do with our money instead? In this episode, I talk about the perilous financial traps that have come out of this current covid market.
Three Things You’ll Learn In This Episode
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The economy is not as strong as it appears, what we’re seeing now are market highs fuelled by the fumes of speculation and greed, and not facts. Inevitably, this positivity bubble will burst.
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If you lose your investment right now, you’re losing a lot more than you think. If you lose 40% you have to make up +67%, and if you lose 30% you need to make +43% back in order to reclaim your initial loss. This is the draw down effect.
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Don’t trade if you don’t know what you’re doing and if you don’t have a plan, you will get hurt and taken advantage of by people with extensive investment knowledge.
Ready to become a Rebel Banker? Click here to learn more about Money School.
The yields and benefits of the stock market are benefiting a small section of our population. The system has been built to increase their wealth, and protect their investments no matter what.
This top 5% has twisted the system to where what happens in the stock market is good for them and nobody else. This coronavirus downturn has revealed to us that Wall Street is no longer a reflection of Main Street. If we keep paying attention to the stock market, we’re only going to see what’s benefiting the top 5% in this country.
How do we align ourselves with the people who are winning in this market? In this episode, I’m joined by investor, technologist, coach and “The Mad Scientist of Multi-Family” Neal Bawa. He shares on economic and stock market patterns and how we can navigate them.
Three Things You’ll Learn In This Episode
- Recessions help the rich and affect everyone else negativelyThe rich come out of recessions richer, and that’s by design. Recessions protect their assets, lower interest rates and make them richer. That’s how we’ve ended up in a situation where only 5% of the population benefits from the stock market.
- Follow what the rich are doingIf you want to navigate the world of money effectively, follow what benefits the rich, and align with what they do. Think about the assets that benefit from ultra-low interests rates for a very long time, and when they park their money in preparation to deploy capital, do the same.
- There’s a reason investing dollars are flocking to real estateInsurance companies and large pension funds are all getting into real estate investing. That’s because every other vehicle for protecting and building wealth has trended negatively.
Guest Bio-
Neal is a Real Estate Investor, Technologist, Data Scientist, Educator and CEO of Grocapitus Investments and Multifamily University. He sources, negotiates and acquires Commercial properties across the U.S., for nearly 500 investors.
His current portfolio has over 2000 units, projected to be at 3000 units in the next 12 months.
Visit https://multifamilyu.com/ for more information and resources.
In every recessionary period in the market, we ask ourselves a serious question “where is my money?” Many of us have been asking this question for the last 4 months. If your money is in a 401k or any other employer sponsored plan, you might come to the sad realization that you have no control.
All our lives we’ve been taught to give up control of our money by putting it into a 401k, but that advice comes from a misguided view of how money works.
It turns out that when you have a plan like this, the game is rigged for someone else to profit at our expense. We need to be looking at other ways to invest our money if we want to secure our financial future.
Why should you rethink your retirement plan? Why don’t our retirement investments bounce back as quickly as the stock market? In this episode, I share the truth about the 401k.
Three Things We Learned In This Episode
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Our money has to work twice as hard to keep up with inflation and beat inflation so that we have money that’s usable in retirement.
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The person with the most money in their bank account is next in line to be broke because their money isn’t working for them.
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There’s serious consequences if you want or need the money from your 401k back.
Ready to become a Rebel Banker? Click here to learn more about Money School.
The smallest piece of information or a simple strategy can be the missing ingredient to unlocking massive growth in the real estate investor business.
If we want to dominate in this game, we have to constantly focus on growth, gaining the knowledge that takes us further and then taking massive action on what we have learned.
That requires us to adopt the mindset that we never reach a ceiling of knowledge, and that even the most experienced investors still learn and implement new things.
What are some of the banking strategies that can help us maximize profits? Why are community banks great for sourcing money for deals? In this episode, investor and founder of MF Cashflow Mike Fisher shares how he built his 350 door investment portfolio.
Three Things You’ll Learn In This Episode
- The huge benefit of becoming your own bankIf you create and borrow from your own bank, you’ll be able to put a lien on your own property without having to deal with liens from an actual bank.
- Why community banks are better for sourcing moneySmaller community banks are more flexible, and actually give us more negotiating power meaning we can structure the finances of our deals in a way that allows us to maximize profits.
- The rental properties that attract tenants in this economyDon’t build your rental portfolio based on where you would want to live, especially in this covid economy. People are looking for clean, safe and affordable property, and if you provide that you can bring value to any community.
Guest Bio-
Mike Fisher is a real estate investor, founder and CEO of MF CashFlow. He started his career as a builder/contractor, and gained 20+ years of experience building customer relationships, negotiating supplier and subcontractor contracts, and performing hands on building, renovations and rehabilitation of homes, apartments and other commercial structures.
In 2008, Mike decided to embark on a career in real estate investing, building his own investment portfolio while helping others learn and explore opportunities for developing their own real estate investment strategy. As a dedicated real estate investor, he has developed his personal portfolio to 350 units. Visit https://www.mfcashflow.com/ for more information.
Ready to become a Rebel Banker? Click here to learn more about Money School.
Right now, we’re living through a very challenging period. Depending on how you view the situation, this coronavirus crash could help set us up to win in the next 6 to 12 months.
When we gather information, data and understanding, we gain an advantageous perspective of our situation. Knowledge allows us to stand at the top of the mountain, see all the options and prepare to make a move.
If we allow ourselves to drown in negativity, we lose that perspective and ability to turn a negative into a positive. Our guests today have learned this first hand and earned their stripes from the hard knocks of the real estate business. They went from a massive eight-figure success to bankruptcy, before starting over and climbing back up to the top.
What are the biggest lessons they learned? Why should we avoid listening to what the media is telling us about this crash? In this episode, we’re joined by real estate entrepreneurs, coaches and founders of REI Blueprint, Jason Roberts and Rachel Schneider. They talk about getting up after being knocked down in 2008, and how they managed to keep going.
Three Things You’ll Learn In This Episode
- How to focus on moving forwardTake a look at where you’re at honestly, but don’t focus solely on the problem. Focus on what is working and what you can do to start moving forward. If we stay stuck in the negativity and fear it’s impossible to find solutions.
- What we can learn from our guestsPeople think they need a ton of resources and money to get into real estate, but Jason and Rachel are evidence that you can start from nothing and build a really powerful real estate operation.
- How to prepare for the coming opportunitiesRight now, the multimillionaires and billionaires of the world are studying what’s going on in the market, and getting their cash together in preparation. This is because times like this are the lead up to massive opportunities for growth.
Guest Bio-
Jason and Rachel are real estate investors, entrepreneurs and the founders of REI Blueprint. They run a top coaching program with the nation’s leading investors and own a profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time.
For more information visit https://www.reiblueprint.com/ or https://www.facebook.com/reiblueprint/.
Ready to become a Rebel Banker? Click here to learn more about Money School.
We’re in the midst of the coronavirus crash and a lot of things are changing. Real estate investors are having to pivot into new markets or find new ways to position and use their existing investments.
Most people believe that short-term rentals are doomed at this time, but there are actually new opportunities that have emerged as a result of everyone being housebound.
Over the summer months, we’re going to see a rise in the demand for vacation rental properties. If you’re positioned correctly, both geographically and in your marketing, this could be a great opportunity.
In this episode, I’m joined by investor and business owner, Avery Carl who shares how she has implemented this strategy in her own business and how to successfully set it up.
Three Things You’ll Learn In This Episode
- How new opportunities in short-term rentals have emerged
Many people are so sick of being home and stuck indoors that they might consider socially distanced vacation rentals that are within driving distance. Investors who own properties like this can actually leverage it.
- The opportunities with vacation home rentals
Vacation rentals have their own special type of loan, where you only have to put down 10% instead of 20%. This allows you to invest in more expensive properties before turning them into short-term vacation rentals.
- Why coronavirus is impacting real estate deals
Because of all the uncertainty of the coronavirus crash, a lot of deals are falling through. Many people are backing away because they are scared during this time. It means we have to pivot and find new opportunities.
Guest Bio-
Avery Carl is a real estate agent and investor. She is the owner of The Short Term Shop and helps investors acquire short term rental properties in the most recession-resistant markets, and trains them on the methods that led her out of the corporate rat race and into financial freedom.
For more information visit https://theshorttermshop.com/ and click on Schedule a Call.
Ready to become a Rebel Banker? Click here to learn more about Money School.
There’s no denying that the last few months have been anything but business as usual. While it’s been a challenge, we don’t have to let that become the whole narrative of this time. We can either view this moment in history as an obstacle or as an opportunity.
This is actually a time for us to pivot and take advantage of an opportunity to change the entire course of our lives. But we need to decide and take action like our guest today.
This real estate investor took a leap and a chance to make her investing dreams come true, and there’s a lot we can learn from her unique story.
How have business owners managed to keep going during this difficult time? Why are challenging moments in the real estate market also times of great opportunity, and how do we leverage them? In this episode, I’m joined by investor and coach, Jackie Jackson. We talk about her story and how to navigate these times.
Three Things You’ll Learn In This Episode
- Why it is possible to keep going in difficult times
All of the regular business operations that are required for investors are still taking place, and by putting intelligent measures into action, many real estate investors have been able to keep going and even find success during this time.
- How to see the opportunity when everyone else is afraid
Many of the messages and narratives about it being a bad time for investors are just that - narratives. There’s a lot of fear but that doesn’t mean those fears are true. People are still going out there and getting business and that’s because they believe that the opportunity is there.
- The power of investing in mentorship and resources
The most successful business owners advocate for getting coaching and mentorship because it’s really important and makes a difference in their journey. It’s especially important to get coaching from someone who is trustworthy and someone who will transfer their wisdom to you.
Guest Bio-
Jackie Jackson is CEO and founder of www.TheJackieJackson.com & www.CashFlowYourLife.com, Real Estate Expert, Coach & Mentor and International Television Talk Show personality with a flair for all things fashion and beauty.
Jackie empowers her clients with the tools necessary to design their dream life by cash flowing real estate, with Personalized Coaching Plans and Online Courses so you can learn at your own pace, Workshops & Seminars, and sharing lessons learned from interviews with successful real estate investors on The Jackie Jackson Show.
Jackie also serves her country as an Officer in the U.S Army Reserves and is a two time recipient of the prestigious Army Commendation Medal (ARCOM). The Commendation Medal is a United States military decoration which is presented for sustained acts of heroism or meritorious service.
Successful investing requires time, energy, and persistence, but those things are meaningless if people don’t trust us enough to give us their money in the first place.
What truly drives someone’s decision to give us their money is our integrity, and the knowledge that their investment is in safe and trustworthy hands. We won’t unlock the opportunities if we don’t fully understand our moral responsibility to our investing partners.
In order to get traction with bigger deals, we need capital, and capital is generated when trust is earned.
How does trust make it easier for us to source money for deals? In these tough times where should we be looking to put our money? How do we deprogram limiting beliefs and internal obstacles?
In this episode, multifamily investor and expert, Jack Petrick talks about finding opportunity and why success in this business starts with good ethics.
Three Things You’ll Learn In This Episode
- Why we need to take a risk in order to grow
Our educational system punishes us when we fail at a subject or don’t do well enough. It makes us afraid to make mistakes or fail and we become afraid to risk anything, which hampers our growth.
- The 3 barriers of getting into multifamily investing
You need to have deal flow, capital (bring money to the table) and a net worth equal to the loan amount. But it’s not impossible to get these things in order with the right partnerships and credibility goes a long way to helping get those partnerships.
- The moral obligation every investor should have
People are not investing in a one-way deal; they are investing in you and your skills, and most importantly your integrity and ethics. It is our responsibility to make sure they always get their capital back, and that no matter what happens, they are made financially whole again. This is just as important as our expertise and experience.
Guest Bio-
Jack Petrick is a multi-family investor and expert, and owner of Petrick Property Group.
He is a full-time apartment investor focusing on equity improvement, value-add turn-around projects, and multifamily apartment buildings.
For more information, visit https://www.petrickpropertygroup.com/.
As the Baby Boomers begin to retire, we’re experiencing the largest transfer of wealth in modern history. In the midst of both the stock market and main street’s decline, we’re also on the verge of an overall financial crisis. There has never been a better time to stop believing the lies we’ve been taught about money.
The advice we’ve been given by our financial advisors, like being ‘in it for the long haul’ and ‘paper losses’ simply aren’t relevant anymore. How can we take back real control over our money?
To regain control of our hard-earned Dollars, we have to become rebel bankers and follow the secrets of the wealthy.
In this episode, I discuss how to take charge of your money and make it work for you in today’s uncertain times.
Three Things You’ll Learn In This Episode
- Having a self-directed IRA in times like these gives us the freedom to use our money the way we want to. We could choose to invest in start-ups that could bring us massive returns - like the next Uber.
- Real estate is always a good place to invest - as long as we have insurance, it’s the only asset that can never go to zero.
- A specially-designed Whole Life Policy is the Swiss Army Knife of accounts. This is the vehicle the wealthy use to fund a tax-free retirement.
The world is on the cusp of an economic downturn, but we have to remember that this is not the first time we’ve experienced a market shift, and it certainly won’t be the last time we’ll find ourselves in this place. Economic cycles are inevitable, so instead of panicking during this period, we need to find ways to adapt.
How can we make the most of this period, and what are the hurdles if we’ve been using other people’s money? Is it possible to maintain our ethics in the wake of this force majeure?
These obstacles are an unavoidable fact of life, and we have to remember that what doesn’t kill us makes us stronger.
In this episode, co-owner of High Return Real Estate, LLC, Jack Gibson shares how to survive and thrive in an economic crisis.
Three Things You’ll Learn In This Episode
- Why we need a backup plan when using other people’s money
As investors we have to uphold our ethics and protect our private lenders, even if it means digging into our own pockets in times of disaster.
- How adapting to change makes our success inevitable
The entrepreneurs who find ways to adapt now will be the ones who make it in the future.
- The critical choice we need to make at a time like this
Decide whether the global pandemic is an obstacle or an opportunity. There’s no right or wrong answer, but our decision will determine our future.
Guest Bio-
Jack Gibson is the co-owner of High Return Real Estate, LLC. He is also the co-host of The High Return Real Estate Show podcast. Jack is passionate about the opportunities offered by real estate investing, and today he dedicates his time to mentoring other entrepreneurs, building his real estate investment portfolio and helping other investors build a brighter future through passive real estate income.
To find out more about Jack and High Return Real Estate, head to:
Highreturnrealestate.com
The road to building a successful business doesn’t come without its fair share of challenges, tests and even complete shifts in direction.
Events won’t always go according to plan, but we can take the lessons we learn and make our businesses stronger as we learn and grow. One challenge we may experience is creating poor business relationships, which leads to many other professional hurdles.
How do we identify a good person to partner with? How do we maintain traction when our businesses go through a difficult time? What can we do to get value out of the downtime we’re experiencing with lockdowns?
In this episode, co-founder and CEO of High Return Real Estate, Jeff Schechter talks about the lessons he’s learned building his business.
Three Things You’ll Learn
- Why Real Estate Is a Wealth-Building Staple
People are looking for a flight to safety for their money, especially right now since the stock market has become volatile. Real estate will always be an investing staple that maintains cash flow.
- The Right Partnerships Support a Successful Business
When it comes to the people we work with, shared values will take a business relationship far. If there’s a difference in values and ethics, the end result will be disastrous and even financially catastrophic.
- The importance of using down time to work on the business
Make use of this time to actually work on the business vision and overarching strategy. Normally, we’re so busy running our businesses that it’s hard to see the 30,000ft view which is necessary for growth.
Guest Bio-
Jeff is an investor, entrepreneur, podcaster, founder and CEO of High Return Real Estate. Founded with the belief that Real Estate Investors shouldn’t have to spend a lot of time and money learning and implementing all of the steps necessary to have a good cash-flowing property.
High Return Real Estate LLC is simply the best Turnkey Real Estate investment company in the world. We achieve this by providing superior investment properties with the highest returns to our valued clients, who are always treated with respect and transparency.
For more information, visit https://highreturnrealestate.com/.
It’s always inspiring to see a young person go after their goals and grow in their skills. Our guest today is a 25 year old Realtor from Toronto who is doing really well, and proving that taking action is important when it comes to the real estate journey.
This is especially true in a market like Toronto, which is seeing one of the biggest growth bubbles in the world right now. How is our guest navigating the Toronto market? What are the greatest lessons we can learn from his approach? In this episode, Brett Stein shares his story and how he stays driven to succeed.
Three Things We Learned
The Toronto Market
The epicenter of Toronto is getting a lot bigger because the core centers of the city are getting so expensive, and people need to shift outward in order to afford the real estate.
Youth can be a positive asset
Being young can be a huge obstacle in real estate, but it doesn’t have to hold you back. The key is to battle and show that you’re always adding value to clients and being persistent.
Imperfect action beats stagnation
You’re not going to do everything perfectly but the key is getting into action and learning along the way. The biggest mistake you can make is giving up when you hit a difficult period.
Guest Bio-
Brett Stein is a Real Estate Agent at Slavens & Associates Real Estate Inc in Toronto.
For more information visit https://www.linkedin.com/in/brettrstein and follow him on Instagram @brettstein09.
For many people, what’s happening in the market right now comes as a shock, but for anyone who has been paying attention, this crash was long overdue.
The stock market is cyclical, meaning that it’s somewhat predictable. There were certain clues that alluded to the fact that the market was about shift and now we’re actually experiencing it.
In order to get ahead in the money game, there are simple things we need to understand about the stock market, and actions we can take to protect ourselves.
What should you be doing with your money right now so you don’t need to ride the financial rollercoaster? In this episode, I share the simple principles of the stock market, how to follow them and use them to guide your actions.
Three Things We Learned
Markets typically correct in 7-10 years and we were actually long overdue.
Individual stocks also work according to these patterns, and if we pay attention to them, we can avoid losing.
Markets go down faster than they go up, and you can lose in one day, the returns gained in 11 years.
The Infinite Banking system proves that a basic financial process applied to one specific tool can change everything. It’s a concept that can unlock financial momentum for anyone who uses it, but the sad truth is many people have limiting beliefs around whether they can even start using the system.
Both me and our guest today had to overcome these internal hurdles. We realized that we don’t have to work harder or take on more risk to make money, we just needed to utilize the correct tools.
How can you overcome your internal hurdles about money? What makes the Infinite Banking concept so great?
In this amazing podcast with Jeremiah Jew “JDew” from the Cash Compound, we talk about banking functions in a very usable and unique way to show how easy it is to implement.
Three Things You’ll Learn from JDew
That this system is actually quite simple and not riskyThe flawed idea is that to get ahead you need to take a risk, roll the dice, work harder and just hope for the best. Through the banking system, we can turn uncertainty into certainty and guaranteed returns.
Why banking is for everyoneThere are no complex algorithms or complicated structures with banking. It’s not a tax loophole, it’s a simple concept that has been around for hundreds of years, that’s been used by many people, and it’s available to all of us.
The missing link in our financial educationThe financial tools we’re often taught about by experts only focus on playing a financially defensive game, like getting out of debt. But the question is once you get out of debt, what’s next? How do you actually create growth and momentum? Banking makes it possible for us to play the offensive game to start creating compounded growth.
Guest Bio-
Jeremiah Dew (JDew) is a speaker, entertainer, entrepreneur and Infinite Banking expert and coach. Follow @itsjdew on Instagram and Twitter.
To get access to the free Crash Course from the Cash Compound, visit https://www.thecashcompound.com/bankwithus.html.
There’s a financial system that unlocks wealth-building, debt-freedom and our financial goals, but we don’t hear much about it. It’s possible to implement this system and get these results without additional effort, taking on any more risk or giving up any control.
How does the Infinite Banking System work, and why does it get so little attention?
In this episode, co-founder of The Cash Compound and money mapping specialist, Jonah Dew shares the basics of becoming your own bank, and how the system is changing lives.
Three Things We Learned
How banks make profits without earning moneyWhen we deposit money into the bank, the banks use it to make profit by loaning out our money. Every single loan is an asset to the bank, and they make money through charging interest on the loans they provide. This is a system we can implement in our own lives, and our guest today shares the simple steps we can take to do it.
There are parties that are motivated to keep the truth about banking a secretThere’s a reason we don’t hear a lot about becoming your own bank, that’s because it doesn’t benefit the institutions who make money from us in the conventional system. Who are these people, and how do they earn profits from our hard-earned money?
The one change we need to make to change our finances for goodA lot of people give up their potential wealth by giving their money to third-parties like banks and credit card companies. With the Infinite banking system, all we need to do is change where the money goes first and start to unlock the benefits. Jonah shares how one simple decision can completely change your financial dynamic.
Guest Bio-
Jonah Dew is the co-founder of The Cash Compound, an online subscription-based educational system for Infinite Banking, and the mapping specialist at The Money Multiplier.
To get access to the free Crash Course from the Cash Compound, visit https://www.thecashcompound.com/bankwithus.html.
With the rise of wealth transfer, many people find themselves trapped with having to pay capital gains tax or having to buy a property in the very narrow, high-pressure window of a 1031 exchange. What can go wrong when you try to adhere to the 1031 rules? How can a tax deferral increase our liquidity and reduce our debt? How can you defer capital gains tax for an extended period? In this episode, owner and principal of Capital Gains Tax Solutions, Brett Swarts shares on the power of deferred sales trusts and how to escape the trap of capital gains tax.
Three Things We Learned
The 1031 Exchange can take away your ability to make informed financial decisions
A 1031 exchange gives you 45 days to identify a property and 180 days to close. A tax deferred strategy means you’re not making a decision under the gun, and you don’t lose your negotiating power. You can also use that money when you’re ready to, not when you’re forced to.
It’s possible to kick the capital gains tax can down the roadYou can take the capital gains, move them into a business trust, and then set up a note so that the business trust pays out regular terms on that note and then pays taxes on that. You won’t need to pay the capital gains tax until you actually receive all the money.
Only do a 1031 exchange if you find the right type of investmentIf you can find a forced appreciation, low-price-per-square-foot property then put your money towards that. If you can’t find those things and you’re buying just to offset the capital gains tax, then don’t go into that property and look to put the money into a tax deferred account.
Guest Bio-
Brett is the owner and principal of Capital Gains Tax Solutions. For more information on working with Brett and to get his free download The Deferred Sales Trust Guide, visit https://capitalgainstaxsolutions.com/.
Most business owners are afraid of being sued, but in the real estate industry it’s unfortunately far more common. What can we do to safeguard ourselves from the inevitable? Is there anything we can do to protect our assets in advance? On this episode, founders of Leafy Legal Services, Brian Price and Jennifer Gligoric share how to protect our businesses from legal action.
Three Things We Learned
Being sued is inevitable - get used to itWhen most people hear they could be sued, the initial reaction is panic - but it pays to remain calm and in control. Anyone working in real estate needs to know that being sued is part of the business. The best thing we can do is have a strong legal team on hand when it happens.
Establish an operating companySet up an operating company and think of it as your ‘face to the world’. Operating LLCs should be used to hire contractors, pay property managers and collect rent. They can also be used to get financing. However, this operating LLC should be our parent company - not the place we keep our assets.
Set up a series LLCFrom our ‘parent’ company, we can set up ‘child’ LLCs. Each of these child LLCs are in an anonymous land trust, meaning they’re not available to the public. This is a great way to dissuade people from suing, because they don’t have visibility to the assets involved.
Guest Bio-
Brian Price and Jennifer Gligoric are the founders and CEO/COO of Leafy Legal Services and hosts on Leafy Podcast. This dynamic duo has been helping entrepreneurs and real estate investors get started for the last 20+ years individually, and together for the past 8 years. Both Brian and Jennifer have harrowing backstories.
Brian 'lost his shirt' in the 2008 recession, losing everything and filing bankruptcy before climbing back out and into success. Jennifer found herself homeless as a teenager and managed to put herself through college and become a successful business owner despite the odds against her. They both attribute their success to a mindset of abundance and paying it forward is the means to happiness.
For more information on Brian and Jennifer and Leafy Legal Services, head to: https://www.instagram.com/leafylegal/
http://leafylegalservices.com/
It is all too common for real estate investors to get initially excited about a deal, only to get deflated when that deal gets rejected by a hard money lender. What are some of the most notable reasons hard money lenders say no? What are the most important skills real estate investors need to have to increase their chances of getting approved? In this episode, investor and hard money lender Ryan Wright joins us to discuss how to win with the right lenders.
Three Things We Learned
Educate yourself on what gets a deal approvedThe 3 parts of a real estate deal that can lead to hard money lenders saying no is not being clear on the pricing of the property, the cost and scope of repairs, and the involvement of a contractor.
Don’t delegate the pricingRealtors are in the retail business so they see deals differently, and they don’t always have the best pricing information and knowledge. Knowing how to do comps comes from experience and research. It’s important to learn how to price properties ourselves so we can approach deals authoritatively.
Find motivated sellers with a problem you can solveSome people don’t want to deal with the stress of owning a home, and those people are often willing to sell at a discount. We can find good prospects at city violations court, where the stress of being fined may be enough for them to want to sell.
Guest Bio-
Ryan Wright is an Entrepreneur, Real Estate Investor & Hard Money Lender. He has been a prolific fix & flip entrepreneur since 2002 and has mentored thousands of new real estate investors during that time.
He first started in real estate as an agent, along with his wife, almost 20 years ago. The success came quickly. The Salt Lake Board of Realtors named him “Real Estate Rookie of the Year” and his company won “Best of State” as well.
Despite these successes, he never truly experienced the time & money-freedom he thought would come with that career. So he knew that he needed to expand his reach and that led to the formation of his hard money lending company and ultimately to the launch of the Income Hacker Podcast.
For more information, visit https://www.dohardmoney.com/ and listen to the podcast here https://www.incomehacker.com/.
The path to success is filled with highs, lows, lessons and shifts - and our guest today has experienced all of these and more on his entrepreneurial journey. Is it possible to manage multiple businesses and achieve success in all of them? How do we recover after going through a hard time or facing a tragedy? On this episode, award-winning speaker, author and founder of the Thrive conference, Cole Hatter, shares his story and how he got to where he is today.
Three Things We Learned
How to run multiple business operations without spreading yourself too thin Don’t try to build multiple businesses all at once, build one, get it profitable and stabilized, document everything so that someone else can step in and do the job, and then slowly lessen your influence.
Help people for the right reasons Having a genuine intention of helping others without self interest, is a great path to emotional healing. It’s something Cole did after going through a difficult time, maintaining his goal to always strive to help people first.
Accept that rejection is part of the job One of the biggest hurdles that hinder an investors ability to get money for deals is the fear of approaching people and getting rejected. The truth is, in order to find lenders and partners, we will need to have a lot of uncomfortable conversations.
Guest Bio-
Cole Hatter is a serial entrepreneur, award-winning speaker, author, and the founder of Thrive, a top-rated conference for entrepreneurs.
The Thrive conference is going to be from May 1st to the 3rd.
To book your ticket to Thrive and get a discount go to https://attendthrive.com/ and use the code REMS.
One of the most overlooked areas of real estate investing is in dealing and flipping land. What makes land flipping easier than other investment opportunities? Is it easy to convert land deals into consistent cash flow? How do we increase our active income and in turn, our passive income? In this episode, we’re joined by Jack Bosch "The Land Guy" an experienced investor, author and entrepreneur as he shares how he got into land flipping, and why it’s worth serious consideration in 2020.
Three Things We Learned
Land deals are great for new investorsWhen you deal with land, you don’t have to go meet with anyone, or deal with inspections. The job can be done virtually, making it great business for someone without a lot of real estate experience.
Tax delinquent land deals are a great place to startMany land investors start with tax delinquent properties because people who aren’t paying their taxes either need cash or are looking to off-load the land, making them prime clients to buy from.
The different types of land flipping propertiesThe most common type of land deals are infill lots - empty lots within cities which are great for construction projects. The second type is investors who are looking to expand past the suburbs and into new building sectors. This attracts financial buyers, people who want more space, retirees and recreational buyers.
Guest Bio-
Jack Bosch (a.k.a "The Land Guy") is an experienced business owner, author, entrepreneur, real estate investor, respected industry leader, speaker, educator, and perhaps most importantly a parent and husband. He's the author of the bestselling financial literacy book "Forever Cash" and the creator of the Land Profit Generator real estate without hassles system.
To Learn How To Flip Real Estate For Pennies On The Dollar Without Houses visit http://landprofitfun.com/ and join the Facebook group https://www.facebook.com/groups/LandProfitGenerator/.
Buy Jack’s book Forever Cash: Break the Earn-Spend Cycle, Take Charge of your Life, Build Everlasting Wealth here.
Successful businesses require effective systems, and this is especially important when it comes to managing our finances and bookkeeping. What are some of the biggest mistakes investors make when designing internal systems? Why does keeping our books in order make us more credible to investors and collaborators? In this episode, business finance expert and owner of Simple CFO Solutions, David Richter shares on the challenges investors face with setting up scalable financial systems.
Three Things We Learned
Good bookkeeping is very critical in investingA real estate investing company is different to other types of businesses because we have to hold assets, and this impacts how we need to set up and manage our finances. It gives us peace of mind, and more order when our finances are set up with a proper system and effective tracking.
Good financial systems are a business value pointWe need to be able to distinguish between our money and other people’s money. It helps us create more transparency with existing partners and provides a value point that attracts other potential investors.
Tracking finances improves our decision making
A huge benefit of knowing your numbers is being able to see more clearly where all the money in your business is going, better track ROI and find areas where we can cut spending.
Guest Bio-
David Richter is the founder and owner of Simple CFO Solutions. He is on a mission to help stressed entrepreneurs who are frustrated with not knowing their numbers and not making profit by cleaning up their books, interpreting their numbers for them, and implementing a system to increase and prioritize their profits to be able to be less stressed, confident in their numbers, and make the profit they need to accomplish their vision.
For more information, visit https://simplecfosolutions.com/ and email david@simplecfosolutions.com to learn how you can work with David.
For more information on David’s bookkeeping business, visit https://ralbookkeeping.com/.
The first year of real estate investing comes with numerous challenges, adjustments and variables that you won’t encounter in the 9 to 5 world. What are some of the obstacles investors face in their first year? What are the variables we need to be prepared for? How do we use these lessons to become better leaders? In this episode of the Real Estate Money School, investor Robert Heyder shares his personal journey and how he built up his business to owning and managing 110,000 sq/ft of commercial property.
Three Things We Learned
Don’t leave the 9-5 too quicklyMany of us want to leave the 9-5 world as soon as possible to invest full-time, but there are advantages to holding onto a steady income source. It helps you get bank financing, and can supplement your income in that first year.
Bad deals provide necessary learningBad deals happen, and even though they create a lot of stress and strain on our businesses and finances, we can learn a lot from them. The challenges that come with bad deals will teach us lessons that will make us better investors.
Our reactions to challenges impacts our teamsReal estate investing isn’t always easy and there are many low points where we may become discouraged. It’s easy for our negative mindset to affect our team, and bring their morale down. It’s important to set expectations with people upfront to know that hard moments can happen.
Guest Bio-
Robert Heyder is the founder of Core Properties, co-founder of Core Realty and a VA company, Bottle Neck Real Estate. Robert owns nearly $6 million in residential rental properties and 110,000+ square feet of commercial real estate valued at over $14 million.
Visit https://robertheyder.com/ for more information.
Saving for retirement is one of the biggest concepts we learn as soon as we start earning money; and this money is steered towards employer sponsored retirement accounts like the 401k. What they don’t tell us is how this can take away our financial freedom in the long run. Do retirement accounts lead to long-term loss? Let's take a moment to talk about that. How do we get back control of the money in our employer sponsored retirement account? In this episode, you’ll learn why we shouldn’t let our retirement accounts fool us into thinking we’re financially free, and we share the trick to becoming your own bank with your retirement account.
Things We Learned
Your dollars are worth more today because in future they will be worth less due to the hidden tax of inflation.
When you put money into your retirement account, you’re not in control. The financial institution you park it in is in control.
We give up control, access and opportunity when we use the employer sponsored retirement account without finding a way to put the money to use today.
We can take out an employer sponsored loan and have up to 5 years to pay that money back.
The most important thing when it comes to money is control, but we’re taught to give it up, and the financial system is designed to take that control away from us. What are some of the ways the government and banking system has taken power away from us? What is the hidden tax that steals our wealth while we sleep? How can we get full control of all our money and create wealth the way the banks do? In this episode, I share on the history of money as we know it today, why the financial system wasn’t designed for ordinary people to have freedom, and how we take our freedom back.
Things We Learned
When the government prints more money, the value of our money diminishes, and we end up paying a hidden tax.
The money we deposit is an asset to us but a liability to the bank, so they loan it out at a higher interest rate. They make 400% to 1300% on the money they get from our deposits.
The money we put in the bank is not guaranteed. The FDIC only has 70c for every $1000.
When we invest in retirement accounts we’re giving up strong dollars now for weaker dollars later.
Growth in the Real Estate market requires effectively delegating tasks and putting them in the hands of people we trust. How do we leverage our personnel to help tackle our internal workloads? What are the biggest obstacles we need to overcome in order to run and scale a successful business? In this episode, broker, contractor, and entrepreneur, Jared Holland shares how he successfully manages operations with high volumes.
Three Things We Learned
Get creative about financing your early deals
Doing a flip with the owner of the house is one of the best ways to get started as an investor. Sharing costs will be mutually beneficial to all parties involved and increasing the homes selling price leads to a healthier profit split.
Growth leans on the people we work with
Some entrepreneurs only aim to get their business to a relatively comfortable place, while others prefer to keep growing and pushing boundaries. In order to keep growing, we need to focus on building a strong team that supports our long term goals.
If we train our key people accordingly, we can trust them with the big decisions
Train key employees how to do simple bookkeeping. We may be hesitant to put these tasks in someone else’s hands but we have to do it to scale. The volume of any business can sink even the most numbers-based person.
Guest Bio-Jared Holland is a real estate flipper, broker, contractor, and entrepreneur. A licensed real estate broker who entered the real estate industry in construction management, Jared transitioned into operating his own painting company, and finally launched his own development firm - JH1 Development.
Jared focuses primarily on renovating distressed properties and ground up development in South Seattle and West Seattle. His expertise in these areas gives him invaluable skills serving both buyers and sellers in these markets.
For more information, visit http://www.jh1homes.com/ or follow him on Instagram @jaredflipsseattle.
The true test for any entrepreneur is how we handle challenges, setbacks and the inevitable downturns. It’s not just about survival, it’s about being able to look for opportunities for personal growth. How do we foster a mindset of pushing forward, instead of accepting defeat? Why should we stop seeing market downturns as times of decline and failure? In this episode, I’m joined by the highly successful “Godfather of Wholesaling” Jamil Damji, who shares on rebuilding after a recession, and not letting the bad circumstances of the market derail us.
Three Things We Learned
Bad markets don’t always mean that our businesses are doomed
We need to shift our mindset and start understanding that money can be made even in the worse market conditions. We need to look around us, and see where the energy is going, what people are moving towards and go in that same direction.
There will still be opportunities in this next recession
In the last 5 recessions, only 2 of them negatively impacted real estate. The next market correction will bring us a lot of opportunities. A lot of money is going to be parked in real estate for capital preservation and protection during the next recession. Investors are overpaying for homes now, and that’s because they know there’ll be cashflow down the line.
Make inner work a top priority
Our outer world is a reflection of what's inside us, so if we want to succeed, we need to work on nurturing and fostering the right state of mind and emotion. If we pay attention to our mental and emotional state, we’ll always have a high-performance mindset, under any circumstance or market condition.
Guest Bio-
Jamil Damji is a former comedian turned successful real estate investor, known as “The Godfather of Wholesaling”. He is the president and co-founder of Keeglee, an investing operation with 40+ employees.
To get in touch with Jamil, follow @jdamji on Instagram and send him a DM. You can also follow his company @KeyGlee on Instagram.
The path to wealth is a marathon, not a sprint, so we have to be willing to take slower, more measured steps towards the lives of our dreams. Is there ever a ‘right’ time to start pursuing our dreams, or should we be making strides towards them every day? What happens if we run into failure - and is it ever an option to play it safe? In this episode, I discuss why it’s so important to view the path to success as a marathon.
Three Things We Learned
Abandon the idea of there being a ‘right’ time to start pursuing our dreams. Time will never be on our side - we have to start taking action immediately.
Welcome failure. As Einstein said, those who have never failed are those who have never tried new things. Be open to failing and start seeing missteps as lessons, rather than defeat.
Be prepared to blaze a new path. We can’t expect to become leaders if we follow the herd - we have to be willing to break the norms and seek out new solutions.
Many people are held back from success in real estate because they think they need to have a lot of starting capital, and a background in business. Our guest today is a former bartender who got into the business and achieved 100 deals in 3 years. What lessons did he learn that helped him take this leap? Why is it dangerous to be emotionally tied to our results? What skills do we need to acquire to be successful? On this episode, real estate investor, coach and author, Zach Beach shares his incredible story and insight.
Three Things We Learned
The natural progression of massive growth
Writing out our goals and knowing what we want to achieve can directly impact the amount of cash flow we’ll end up generating. If we have huge goals, and a drive to improve our own knowledge and skills, we will attract more wealth to help our success.
Dedication is an ability we can nurture
Commitment and dedication are skills that we won’t always have in the beginning. That means we have to hone in on it and practice those two abilities.
Prepare for worst case scenarios
In the investing game, we always have to be ready for the unforeseen. For example, Zach and his team had to deal with removing lead from a property, but because they had lines of credit set up, they didn’t end up in a crisis.
Guest Bio-
Zach Beach is a real estate investing expert and strategist, Amazon Best Selling Author, Coach and Chief Operating Officer at Smart Real Estate Investing.
For more information, and to get the book The New Rules of Real Estate Investing visit https://newrulesforfree.com.
When it comes to investing, it’s not always easy to have multiple models running at the same time, but with life insurance, this is possible. Why are “and assets” so powerful in helping us build wealth? Why should we be focused on rate of result, not rate of return? How do we make sure everything we invest our time and money in elevates our value? On this episode, author, speaker and CEO of Better Wealth Solutions, Caleb Guilliams, shares his story of taking over a bank’s investment department at 19, and how and assets allow us to do more with our dollars.
Three Things We Learned
Rate of return vs. return on result
Don’t think of ROR as ‘rate of return’. Think of ROR as ‘return on result’, in terms of our ability to use our time and money to build the life we want.
We are our greatest and most important asset
People are routinely devaluing the fact that they are their greatest asset. If we use our time and money recklessly, we end up reducing how much value and potential we can have.
And assets multiply our dollars
When we combine the power of and assets with an investment model like real estate, we multiply what our money can do. If we keep investing that money instead of spending it recklessly, we unlock even more freedom.
Guest Bio-
Caleb Guilliams is the founder and CEO of Better Wealth Solutions, a company committed to showing people how to be more efficient and control their money today while maximizing their future wealth potential. He is the author of The and Asset: The Secret Way to Save and Use Your Money at the Same Time.
The real estate market is showing clear signs that a recession is coming, but so many people aren’t reading those signs, and that will get them into huge trouble. How do we determine when it’s time for us to sit on the sidelines, and avoid following the crowd? Why is it so important for us to stay informed and educated about what’s coming down the pipeline in the market? On this episode, founder and President of Roll Investment Group and co-Founder of For Investors By Investors (FIBI), Jeremy Roll shares on how to stay ahead of the curve and avoid following the crowd.
Three Things We Learned
Let solid data, not the media influence your investing decisions
One of the key things in a market like we have right now is to try and stay away from what’s hot, and to instead focus on metrics and trends like the inverted yield curve Use that as a guide to invest, not the media hype.
A “get rich now” mindset makes it hard to sit on the sidelines
It’s hard to sit on the sidelines when you don’t have a long-term mindset. If you’re trying to become rich quickly, you’ll feel inclined to act impulsively. If you think long term and gain the patience associated with that, a lot will change and help you build sustainable wealth.
Make reading a priority
One of the key ingredients to success is being data-focused and make it a priority to study what’s happening in the market. It’s also important to learn about future trends, so that you know how to deploy capital or know if it’s time to cash out.
Guest Bio-
Jeremy is the founder and President of Roll Investment Group. He manages a group of over 1,000 investors who seek passive/managed cash flowing investments in real estate and businesses.
Jeremy is also the co-Founder of For Investors By Investors (FIBI), a non-profit organization that was launched in 2007 with the goal of facilitating networking and learning among real estate investors in a strict no sales pitch environment.
To get in touch with Jeremy, send an email to jroll@rollinvestments.com.
When it comes to investing, most people believe they can only park their money in traditional products such as stocks, bonds, mutual funds and ETFs. But there’s a whole new world of investing that’s opened up through real estate. What are the benefits of these new models of investing, and why do they routinely out-perform Wall Street? How do we identify people to present investing opportunities to? How do we begin gearing up for the coming stock market crash, and the money it will bring in for investing? On this episode, investor, speaker and author, Matt Faircloth shares on how to find money for real estate deals and simple ways we can expand our private money capacity.
Three Things We Learned
Wall Street isn’t the only vehicle for wealth building
Up until recently, Wall Street was the only place Americans could reliably build their wealth. Unless you were exceptionally wealthy, there weren’t many other options. Real estate investors are pioneering what will soon become a new method of wealth planning.
Commercial real estate isn’t the winning vehicle it used to be
New models for work and retail mean that commercial real estate has shifted significantly. The people that are going to make big money in the future are those who will figure out how to repurpose these vacant spaces.
Real estate investors need to prepare for the coming wave of capital
Many people believe that when the stock market crashes again, it will indirectly drag real estate down with it. Real estate is going to remain stable, and the crash will create enormous demand for capital in our businesses. We need to be able to handle the volume of investable capital that’s going to come to us, and learn how to put great deals together.
Guest Bio-
Matt Faircloth is a Real Estate Investor, Author, Speaker and founder of The DeRosa Group. DeRosa's vision is "Transforming Lives Through Real Estate". Matt is also the author of Raising Private Capital: Build Your Real Estate Empire Using Other People's Money.
For more information, visit http://derosagroup.com/
Buy Matt’s book Raising Private Capital: Build Your Real Estate Empire Using Other People's Money here.
In today’s world, we have so much information and knowledge at our fingertips but we don’t know how to manage it - and it’s affecting the lives of young people, especially men. What are some of the signals that we’ve moved into a dangerous spot in modern history? Why is it important to back our financial understanding with historical knowledge? On this exciting episode, I’m joined by Entrepreneur and Author of Hard Times Create Strong Men, Stefan Aarnio, who shares how we can empower ourselves in a world that’s trying to make us inherently weak.
Three Things We Learned
Religion is key to an empowered society
When you remove religion from society, you also remove the moral fabric that comes with it. Never in history have we been able to maintain ethical and moral stability without religion. Religion has been replaced with money, government entities and universities and now we have a pseudo-religion that’s destroying our society.
You can’t develop character without facing your demons
Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times. In order to become a man, you have to find your power, and then delve into darkness. In that darkness, you face your demons and in turn find your own ethical and moral compass.
When men get consumed by darkness, the worst traits emerge
Part of becoming a man is going through dark times and developing your character. The darkness shouldn’t be allowed to consume us. When men let the negativity consume them, that’s when they become addicts, gamblers, womanizers and abusers.
Guest Bio-
Stefan Aarnio is an Award Winning Real Estate Entrepreneur, author of Self Made: Confessions of a Twenty Something Self Made Millionaire and the winner of the Rich Dad International Hall Of Fame Award. Starting with only $1200, Stefan has built a multi-million dollar real estate business and multiple streams of income. Stefan has accumulated properties at an alarming pace controlling up to 25% of his local niche through his understanding of Real Estate Joint Ventures. Stefan's philosophy is simple, find great deals, build a fantastic team, pay everybody and create partnerships for life.
For more information, and to get the book, visit http://hardtimesstrongmen.com/.
Land deals are considered especially difficult due to the up front associated costs, but these investments are very lucrative if handled correctly. Our guest this week is part of a group that owns 2000 acres in 4 different states combining unique investing and development strategies. Why is raw land so much more lucrative than residential property? How do investors make money from land acquisitions? What is the secret to finding money to fund these deals? On this episode, Enigma Mastery Group partner, investment coach, business coordinator, and speaker, Jon Lee shares his insight in investing in land based real estate.
Three Things We Learned
Raw land is the most lucrative form of property for investing
Everything in real estate investing trickles down from raw land. Most investors develop a concept and then search for an adequate location. With raw land deals, the first step is finding available land from owners who are willing to work with land investors, and then developing a concept.
Investment Value of Built Up Property vs. Raw Land
An existing property on a piece of land can only be repurposed in so many ways. With something that already exists, your profit margin may only be about 20%, whereas with an undeveloped piece of land, the profit could be up to 1000%.
Success requires a change to get to the next level
To increase our net worth, we have to connect with the people that have already achieved in our markets. That means we have to shed old beliefs, things and people that are holding us back.
Guest Bio-
Jon Lee is a partner, investment coach, & business coordinator in the Outback Real Estate Investment Network which has now transitioned into the Enigma Mastery Group. The Enigma Mastery Group's mission is to help small business owners, entrepreneurs and corporate executives think and act like billionaires.
To get in touch, send a text to 702.518.3652.
To attend the Capital Funding Summit in Vegas, visit https://thinkrealty.com/events/.
When we go through personal financial difficulty, picking ourselves up and rebuilding can feel near-impossible, but our guest this week did just that. How did he lose it all, and what did it take to rebuild? What are the key lessons he learned from his failure? How can we avoid the common mistakes many investors make when they start seeing solid monetary returns?
On this episode, Real Estate Investor, Speaker, Mentor and Expert, John Ferguson shares his experience going from success and speaking gigs to selling jeans; all before climbing his way back to the top.
Just because you can make and spend a lot of money, doesn’t mean that you should until your revenue is there. - John Ferguson
Three Things We Learned
Change the view we have about money
The conventional knowledge we are given by society about how to spend money isn’t always applicable to our personal circumstances. We should be getting mentorship to change those beliefs for better financial practices.
Don’t eat into profits too quickly
When we make money off our flips, instead of spending it, we should be reinvesting it back into our businesses. Once that money generates revenue, that’s when we have more flexibility to spend.
Never ever neglect tracking your numbers and studying the books
The biggest mistake many people make, especially when the money starts flowing in is that they start ignoring their books. Always look at your books and reconcile appropriately. Hire a good CPA in the beginning so that your books can already be set up, and you won’t have to fix errors further down the road.
Guest Bio-
John Ferguson is a Real Estate Investor, Speaker, Mentor and Expert with Real Deal Real Estate Investors and a founders advisory board member with Renatus Real Estate. He provides massive value nationwide to new and seasoned Real Estate Professionals.
For more information visit https://legendaryclosers.com/, or find him on Facebook.
The one thing every successful person will deal with in their entrepreneurial journey - naysayers. What causes people to try to hold us back from achieving our dreams? How can we block out the noise from those who don’t understand our vision? Should we be looking into more practical, popularly accepted methods of finding success to appease our critics?
On this episode, we discuss how to stop letting other people’s opinions get in the way of our dreams and aspirations.
You need to understand in your heart and mind that this is your dream, no one else’s. - Chris Naugle
Three Things We Learned
More often than not, naysayers are those without the drive to fulfill their dreams. They don’t want us to achieve our career goals because they aren’t comfortable with their own personal circumstances.
Avoiding our naysayers is difficult as they are usually the people closest to us - but to be truly successful we have to cut them out, at least on a temporary basis.
Stop trying to please people by adopting more orthodox methods to success. The path to our dreams is ours alone.
When we’re new to the investing world, so many obstacles can come our way - whether it’s choosing what to invest in, where to invest, or building credibility in the market. This week's guest faced all these initial hurdles but still managed to build a multifamily investment operation with 4300 units. How did he overcome both internal and external obstacles to build this amazing business? Why are long-holds overtaking flips? Why do we need to rethink the kind of value we can bring to the table?
On this episode, Mark Kenney shares his investing journey and how he got out of his own way to achieve success as the co-founder of Think Multifamily.
There are certain aspects of the multi-family business that are harder to pick up, and the two hardest areas are raising money and deal analysis. - Mark Kenney
Three Things We Learned
Flipping has become increasingly more difficult, and the margins are diminishing. People are turning to long-holds, and multi-family units are a good option.
Having a social media following is useless unless we’re leading those people into our email lists. We don’t have to be an expert at social media but we can put together a real plan that drives traffic to our business lines.
Deal analysis is a key skill investors need to have at every level. We need to be able to see if the deal has merit or not before we commit any money or resources.
Guest Bio-
Mark is Co-Founder & CEO of Think Multifamily. He has invested in over 4,000 units. He has a reputation among the multifamily investment community for providing exceptional value to investors and the community while also being easy to work with. Visit https://www.thinkmultifamily.com/ for more information, and to find out about the events and training their group offers, or feel free to email them directly.
One of the things we have discovered in our investing journey is that most private lenders are their own banks. It gives them a great deal of control and greater opportunity to build wealth. Why would we want to build a bank outside of the traditional banking system? Why should we stop buying into the myth of compound interest? How can we leverage our homes, 401ks, and IRAs to fund further investments?
On this episode, I share how banks control our transactions, and what we can do to get our own revenue streams working for us.
Money must remain in motion in order to work, otherwise it becomes a liability. - Chris Naugle
Three Things We Learned
If we get our current liabilities to generate income, they can become usable assets.
Don’t do things with money that we wouldn’t do with tangible purchases. We would never buy a car and not drive it for years, or buy a house and not live in it. We have to put our money in motion.
A 401k loan allows us to be the bank and earn an increased return, even when we pay the 5% interest on the loan.
We’ve been taught to believe in the concept of compound interest, that we should just park our money with financial institutions. The problem is, we’re giving up good dollars to the bank today, to get weaker dollars later. In order to become truly financially free, we need to replicate what banks and the wealthy do. The bank controls all the financial transactions, so if we became the bank we can have greater control and get higher returns because of it.
Running a successful investment operation, even in property management, requires a consistent and effective business mindset. Why is it important to plan ahead for any potential challenges or crises we may face? What does it take to maximize our profitability? When it comes to partnerships, how can we make sure we’re working with the right people and planning for the future?
On this episode, we’re joined by expert investor, broker, property manager, and speaker Mark Ainley. He shares his personal journey in building his successful business, appearing on The Deed and how best to approach working partnerships.
Property management is becoming its own sector, and with technology and different efficiencies, it’s becoming scalable.
- Mark Ainley
Three Things We Learned
Too many partnerships can erode any success faster than a bad deal
It’s better to partner up with a few select and trusted partners on all of our deals. Otherwise, we end up with an extremely messy business, and a lack of consistency can harm our profitability and trust with our clients.
Plan ahead for partnership challenges
Partnerships don’t always end well, and these splits are often complicated and costly. It’s critical to plan for the potential end for a partnership from the onset, with operating agreements beneficial to all parties. We need to know the procedures, and inevitable consequences, of dissolving a partnership.
Overspending on property will destroy our profitability
Following a max-offer model and buying for the right price will always put us in a more financially stable position. Overpaying, even by just a small amount, will add up across our property portfolio and hurt our bottom line.
Mark’s success as a property manager is that he thinks and operates like an investor. If we’re not thinking like business owners with a long-term vision, we can create many challenges for our business. A visionary entrepreneur will partner up with the right people to facilitate long term success, not short term profits. Planning for potential challenges ahead of time, allows us to maintain a high level of service for our customers.
Some of the most successful people in the world had to start from nothing, or start fresh in a completely different place.
On this episode, we talk to real estate entrepreneur, author and podcast host, Reed Goossens, who shares his story from Australia, starting his real estate investing business from the bottom up and what new investors can learn from his experience.
When you reach the limit of your own portfolio, that’s when you leverage the power of other people’s money. -Reed Goossens
Three Things We Learned
Local banks are a great source of capital
Never underestimate the power of the local relationships with banks and bank managers. It’s one of the best ways to access money for deals. We don’t necessarily have to get money from the big banks, if we leverage community banks we can actually solve our funding issues.
Success takes consistent effort
Success is not about not putting in effort and then having one huge breakthrough moment. It’s about taking consistent action everyday, always following through with our goals and continuing to educate ourselves.
We build wealth by smartening up
A fool and their money are easily parted. In order to not be a fool, we have to educate ourselves; whether that’s getting coaching and mentorship or consistently being willing to level up. In the real estate investing business, our success is very closely tied to what we know and how willing we are to expand on that.
The truth about life, and what we can learn from Reed’s story is that consistency and persistence pays off. We must be willing to learn and constantly find opportunities to level up. But that information also needs action behind it. Ultimately, we have to be willing to bet on ourselves. If we’re not willing to take that chance to live a life of freedom, we’ll ultimately regret it.
One of the fundamental rules of becoming wealthy and successful is emulating what the wealthy and successful do. If there’s one thing they do well, it is using whole life insurance to become their own bankers and create wealth intelligently. What can we learn from the way banks operate? How can we make money without working harder or taking on any more risk?
On this special episode, recorded at the Impact Players Tour, wealth coach, Brent Kesler shares on the wealth strategy of the most successful people in the world, and how we can use this machine to build our own wealth.
You need to start treating your own money the way you treat the bank’s money. -Brent Kesler
Three Things We Learned
The wealthy use whole life insurance to keep money in motionUsing whole life insurance as a wealth building vehicle is what the wealthy, rich and elite do. It’s what the banks are even doing. Conventional banks own more in whole life insurance than any other holdings, and that’s because there’s a guaranteed growth rate, and the money we make is tax-free.
Paying cash for a car isn’t as beneficial as we thinkWhen we pay cash for a car, you don’t avoid interest and we don’t actually save money. Once we’ve bought that car, all that money is completely gone and we have to start saving for the next one. That means we’re losing out on many benefits when we part with that cash.
The 3 rules of becoming your own bankerThere are 3 key rules we have to follow in order to successfully use the Money Multiplier Method to build wealth. If we want to get back the money we’ve spent on assets, we have to pay ourselves first, because that is our premium deposit. The second rule is that we have to pay ourselves with interest, and thirdly recycle and recapture our money.
Our goal is to become our own bankers so that we get the benefits that the banks are getting. We’re already buying stuff and paying for stuff but the bank is getting all our money, so why not buy stuff and get money back by being our own bankers? 90% of our money goes to someone else and then we’re left trying to save the 10% that we have. By employing a whole life insurance policy in a mutual company that pays dividends we increase how much money we can earn and save, we can recapture the dollars we’ve spent and we can really start to create wealth.
There has been talk about a looming recession in our industry for some time now, but what’s surprising is that many people don’t believe it will happen. That’s because they are looking in the wrong places for signs. What are some of the biggest misconceptions about recessions? How do we get an actual read on the signs of the market shifting downward? What investing strategies should we be using in these market conditions?
On this episode, I’m joined by BiggerPockets podcast host, real estate investor and author of the book Recession-Proof Real Estate Investing, J. Scott. He goes deep on the signs of a coming recession, what economic markets look like before downturns and how to turn downturns into opportunities for growth.
Instead of looking at the real estate market and trying to gleam where the opportunities are, look at the economy and gleam where the opportunities are going to be. -J Scott
Four Things We Learned
Recession deniers aren’t looking at the proven data on recessions
Many people are missing the fundamental concept of economic cycles. They see recessions as optional things. It stems from not being familiar with the data, and having never lived through more than one recession. Recessions are inevitable. In the last 160 years, we’ve had 33 full economic cycles. Every 5.5 years, on average we have had a downturn. The time between recessions varies, right now we’re at 11 years since the last, but that doesn’t mean it’s not coming.
The economy tells us if a down turn is looming
The economic signs that a recession is on its way include a shrinking GDP, an inverted yield curve, stagnation in wage growth, a reduction in business spending, and a drop in luxury car sales. These are all signs we’re seeing and experiencing right now.
The real estate market shouldn’t be how we get a read on recessions
Real estate is a lagging indicator, it doesn’t get affected until after the economy has turned. Real estate is NOT what drives recessions but the economy has a huge impact on real estate.
How to handle flips pre-recession
New investors shouldn’t do flips, they are just too risky. If we’ve been flipping for years, keep our projects quick so we’re not caught mid-transaction when the market shifts. We should have an understanding of what happened in our market in 2001 and 2008 because that will show us the worst case scenario and what we can expect to happen in the next recession.
The writing’s on the wall, and there’s a recession coming. In terms of our economy, things aren’t nearly as robust as they once were, and historically that has always been a sure sign of a shift. It’s not about reading the real estate market, it’s about reading what’s happening in the greater economy, consumer habits and buying habits. We don’t have to be afraid of the recession, it’s actually a great opportunity for growth. In order for us to capture these opportunities, we have to optimize our businesses to maximize profits, minimize risks and take advantage of where we are in the cycle.
Many of us waste time wondering if we have what it takes to make our entrepreneurial dreams come true. We think we’re too young, too old, too poor or not connected enough. My guest today is proof that we shouldn’t let those excuses hold us back. At 19, he has become an entrepreneur, created a massive network and is changing the world. What were the obstacles he had to go through to get to where he is?
On this episode, CEO of Build Your Empire and host of Rise of the Young, Casey Adams, shares on making a mark on the world at a young age.
If you want to make a change and become the best version of yourself, you need to massively change your actions, routines and habits and the people in your life. -Casey Adams
3 Things We Learned
Use social media differently to achieve goals
Most young people use social media to connect with friends. Casey used it to connect with mentors, create opportunities for himself and start his entrepreneurial journey.
We can’t sit around and wait for opportunities
Opportunities don’t just happen, we actually have to go out, impact and help other people. If we help people get what they want, we’ll get what we want too.
We can create our own opportunities to connect with people
If we want to grow a bigger network, don’t just attend masterminds, create one. If we partner with the right people, we can easily build something that will attract people.
Casey went from being an injured and depressed teen athlete, to connecting with and being mentored by some of the most inspirational people in the world. He is living proof that getting around the right people can be the key to unlocking everything we want in our lives. Once we get around the right people, money and opportunities will follow, provided we’re willing to do the work.
To create wealth, we need to stop playing by the rules we’ve been taught by the finance industry, and start playing by the rules of the wealthy. How can we create a cash flow that allows us to create a passive income? Are real estate and insurance logical places for us to be putting our money?
On this episode, fellow podcasters and partners at Wealth Without Wall Street, Joey Mure and Russ Morgan share their 5 pillars of wealth.
Learn what the wealthy are doing: it’s the complete opposite of what we’re taught by the financial world. We have to seek out what we want to know, and keep ourselves educated. -Chris Naugle
Three Things We Learned
We have to understand how cash flow and passive income truly work
Cash flow is integrally linked to passive income, which is something we all wish to achieve. However, the word ‘passive’ often causes a lot of us to think there’s no work involved. In reality, to create cash flow, and ultimately passivity, we need to work hard at first and become knowledgeable about our options. If we want to invest, we need to know more about what we’re investing in. Likewise, we need to know when we’re paying more taxes than necessary. Education is crucial in creating a sustainable cash flow.
Use life Insurance
Life insurance is a replacement for our savings accounts. It gives us the same access, liquidity and safety. Plus, they grow tax-free. Life insurance has been used by the wealthy for years, from big banks to the Rockefeller family- we need to play by their rules and use insurance in our own lives, to our benefit.
Be strategic with real estate investing
Real estate has always been used as a means to generate money, but if we pay attention to the markets at the moment, we should be cautious of investing now. If we have real estate, now is a great time to sell- not to buy. That’s not to say we should write off real estate entirely, as once the market stabilizes it will once again be a great place to invest.
Along with owning businesses, life insurance and real estate have been used to generate money by the wealthy for years, and will continue to be used for years to come. To know when it’s a good time to invest, we need to become as knowledgeable as possible on wealth creation. Create a sustainable cash flow and use life insurance and real estate to our benefit - but stay mindful of market trends. To create real wealth, we need to stop listening to financial planners and advisors who play by the rules. For wealth without Wall Street, we need to educate ourselves and start mimicking the way the wealthy use their money.
No matter how successful we are in life, we’re all bound to run into obstacles at some point, especially when we’re trying to achieve a goal. How can we surpass the external obstacles, like a lack of starting capital or unfavorable market conditions? What does it take to overcome internal obstacles like self-doubt?
On this episode, Co-Founder and President of The Science of Flipping, Justin Colby shares how he has experienced both internal and external obstacles on his journey, and how he triumphed over them.
To boost your self-confidence, you have to block out all the outside noise- bad and good. Don’t let people gas you up, and don’t let naysayers bring you down. -Justin Colby
3 Things We Learned
Exposing people to the work we do attracts opportunity
The easiest way to not make money is by asking for it. Rather than directly approaching people, asking for funding, show them what you do. By putting yourself into a public space - like social media - you’re putting yourself in a position to get opportunities. Talk about what you do, and you’ll soon attract someone willing to invest in your business.
A market downturn is inevitable. Don’t deny it, prepare for it
The market affects us all - it’s one of the biggest external factors we have to deal with. While our current market cycle continues to improve, it will inevitably decline at some point. When that happens, those who have been preparing will have the greatest advantage. We should all start preparing for the storm now.
Block out the external voices and build confidence from within
A major inhibitor of self-confidence is outside noise. By listening to others’ opinions, we stop ourselves from reaching our full potential. This is true of our detractors and our supporters. While our critics hold us back from trying in the first place, if we pay too much attention to our supporters, we risk stagnating.
While no one wants to fail, our barriers to success are ultimately what push us to succeed in the long run. It’s not our victories that take us to the next level, but our downfalls. What matters is how long it takes us to get back up again. In the meantime, we can protect ourselves from the impact by allowing opportunities to find us, and by paying attention to our goals and intentions, rather than the voices of others.
Three huge factors that get in the way of an entrepreneur’s ability to achieve long-term success: not focusing enough on building a personal brand, making too many excuses and overanalyzing. Why is a strong personal brand a key business principle, and what are the benefits of intentionally building our personal brands, not a corporate one? Why is taking action more important than doing everything perfectly in business?
On this episode, I’m joined by business expert, entrepreneur and CEO of Stapleton Group Inc, Jason Stapleton. He shares his fascinating business journey and the lessons he has learned from starting and running multiple businesses.
The more you realize how easy it is to start a business, the fewer excuses you can get away with. All the other obstacles are secondary and tertiary to your mindset.
- Jason Stapleton
Three Things We Learned
Personal brands ensure long-term success
Most people are worried that building a personal brand tethers them to the company and makes it hard to step away, but there’s another side people totally miss when they think this way. When you build a strong personal brand, that authority and success follow you to all the other ventures. Consider how Elon Musk is known for his personal brand, not the business failures he has had. When we build a strong enough personal brand, the people who know, like and trust us will always come along and support what we’re doing.
Lack of money and time are no longer an excuse in starting a business
Setting up an online business has never been easier or cheaper than it is today. In the past, setting up a website was extremely expensive or incredibly time-consuming. Now we have drag-and-drop websites that allow us to build something great in under an hour. Once we had to network to find clients, now we have online lead funnels. There is just no excuse when it comes to the difficulty of setting something up.
Being overly analytical can kill our business before we even launch them
Very often, entrepreneurs think the best way to successfully launch a product is to do all the testing they can, and wait until every detail is perfect. The truth is, getting into action, and learning and tweaking along the way is a better approach. You need to make sales and move product in order to see what’s working and make a better product.
When we don’t take the time to build our businesses correctly from the ground up, they will eventually trap us and reach a ceiling. If we don’t deliberately build solid personal brands, we won’t connect with our target market, and sustain our success over time and different ventures. If we spend too much time analyzing and testing our idea, the right time to strike will pass us by. If we make the excuse that starting a business is too difficult, we’ll lose sight of how much opportunity there is right now. Ultimately, money is attracted to the right principles, and if we build them into our businesses, we will win.
One of the biggest issues we have in our conversation about success is that it’s too business and money-focused. How can we build more effective businesses, while ensuring our drive for wealth doesn’t take over other aspects of our lives? What are some of the common regrets of top-level investors?
On this episode, founder of Omaha’s Elite Real Estate Group, Elite Real Estate Systems and host of the Team Building Podcast, Jeff Cohn shares insights on how to build a successful life in all areas.
Remember that it’s not all about money. To be truly successful, you have to be winning in the personal, spiritual and physical areas of your life. -Jeff Cohn
3 Things We Learned
To build passive income, we shouldn’t just focus on flips
Flipping is exciting but it doesn’t create generational wealth. In fact, something most top-level investors can agree on is their regret for not holding onto their own properties. Rather than concentrating all our efforts on flipping homes, hold onto them as rental properties.
We become more effective at using time when we leverage
As business owners, we want to be able to step away from our companies and still see growth. To do this, we need to hire people to perform certain activities, so we don’t have to.
Pay attention to your purpose
Success is about more than financial gain. Our family life, health and spirituality all require our attention. It’s important to refocus on what motivated us to become successful in the first place. If we find we’re spending too much time and energy on making money, it may be time to slow down.
Real estate is the best industry to build wealth - and if we start thinking differently about how to make money in the industry, the opportunities become abundant. Our goal should be to build businesses we can step away from. Allowing us to make money without trading in our most valuable asset - time.
Money is the biggest obstacle for most hopeful investors, along with the belief that every investing model requires lots of it. How can we get into a model that doesn’t require a lot of money out of our pockets? Why is this model a great way to take advantage of a downturn? How can we protect ourselves from the risks associated with the model?
On this episode, I’m joined by successful investor, best-selling author of Real Estate on Your Terms, and founder of SmartRealEstateCoach.com, Chris Prefontaine. He shares on his no-credit investing business, and some of the obstacles he faced on his journey.
Real estate is not all smooth sailing and there will be headaches, even if you’re doing everything right. All you can do is prepare for that. -Chris Prefontaine
Three Things We Learned
Why the owner financing/lease-to-buy model is recession-proof
While people believe wholesaling works, when the market dries up and cash buyers start to dwindle, it will become a challenge to keep it going. The owner financing/lease-to-buy model isn’t just downturn-proof, it thrives in a down market. It can position us perfectly, because we can be the solution for sellers who want out but can’t sell, and people who want housing but can’t get a bank loan.
How to protect ourselves from lease-buyer defaults
All businesses have headaches, and owner financing /lease-to-buy model is no different. 1-5% of the people will default, even if we’re doing everything right. A life event will always happen, but we can protect ourselves by having lines of credit set up, just in case.
Creative ways to attend high-price mastermind events
Joining a mastermind can be expensive, but we shouldn’t let the lack of money stop us from attending. We can find ways to pay for the mastermind through the help of people with more resources. We can also offer to donate our time to a mastermind, helping out with the event, in exchange for attending.
There are so many ways to get into real estate investing, even if you don’t have access to money for bigger deals like buy-and-holds and fix-and-flips. The owner financing /lease-to-buy model is great for cash-strapped investors who are still new to the business. A great bonus is that it’s a great model to use when markets are softening like right now. Ultimately, this deal structure is a great reminder that money doesn’t have to be a huge obstacle in us achieving our goals, if we know where the opportunities are.
When it comes to investing in real estate, there’s a plethora of strategies and tactics we can employ, and sometimes the unique ones yield better results. If we’re looking for money to pay for renovations, why are credit cards a great solution? Is it possible to run a successful investing business remotely?
On this episode, real estate investor, coach, and author of the book "Action Driven," Brandon Elliott shares on how he became an investor, and one easy way to access funding for flips.
Money is the last thing you need to worry about, not the first. If you get a solid deal under contract the money will show up.
-Brandon Elliott
Three Things We Learned
How to find the best location to buy property
Location is a very important part of any real estate investing strategy. We should be looking for job growth, population growth and something unique about the area. Use resources like http://www.usa.com/, census.gov, www.citydata.com, and bestplaces.net to research an area.
A unique way to make use of credit cards
Most people in real estate know about using credit cards to buy construction materials, but we can also employ credit cards to pay contractors and even purchase properties with credit cards. There’s so much favor in using credits, and it’s easily available. Additionally, we can also get the credit companies to protect us against getting shortchanged by contractors, and we get free flights and hotels as well.
How to run a successful investing business remotely
Brandon runs his real estate business from 3000 miles away, and he believes it has actually made him more efficient and grow and scale his business faster, because he’s more reliant on leverage and systems.
The biggest mistake many people make is thinking that finding the money is the first step to invest in real estate. What actually matters most is having a strategy in place, being educated about the area you’re planning to invest in, and having a solid deal in place. Once you have a deal, the money is actually very easy to access. The lesson is to never let a lack of our own money stop us from successfully growing a business.
The idea of retirement has changed because people are living a lot longer, and things like Social Security are going to fall away. How can we prepare ourselves for a long retirement, and avoid buying into The Big Lie? Why is real estate the best and most stable investment we can make?
On this episode, I’m joined by life-long entrepreneur, CEO and managing investor at Grande AMA & Associates, Anne Amagrande, who shares on her work, her lifestyle and how she helps clients build an environment of financial success.
Real estate is the preservation of capital because the money you’re putting into it is still secured by the asset, and you get to live off the interest without dipping into the principal. -Anne Amagrande
Three Things We Learned
Why we should avoid buying bulk portfolios
Many private equity firms buy someone else’s portfolio in bulk, a lot of the times they are just buying the problems the portfolio owner is selling. It’s often a lot wiser to buy individual properties and then create the right portfolio.
How real estate boosts our cash flow
When we invest in real estate, it means we never get to degrade the principal of our investment, and we get the cash flow from the interest, while our capital is being preserved.
The unique lifestyle Anne chooses to live
Anne chooses to live in a 650 sq. ft condo, and it allows her to put all her money into her investments. What holds a lot of people back from being able to build wealth is being too preoccupied with the trappings of money, not the things that actually allow us to become truly financially free.
One of the biggest mistakes people make in the process of building generational wealth is failing to understand that success is all about being able to delay our gratification. If we get too caught up in the now, and buying all the fancy and flashy things, we’ll never be able to focus on building assets. If we do the foundational work now, we’ll have a more stable future. Ultimately, we should always be looking for ways to preserve our capital and live off the interest.
One of the things I’m most passionate about is helping professional athletes plan for their finances after their careers end. Why are pro athletes so prone to ending up with nothing when they hang up their boots? What can be done to help them avoid this?
On this episode, I’m honored to be joined by a former pro athlete I greatly admire, Mikey Taylor. He shares how he’s been able to leave his skateboarding career and go on to build wealth, success and help other pro athletes.
Real estate is the best vehicle for creating passive income. -Mikey Taylor
Three Things We Learned
How to run a business that breeds success
When you run a business and work with people, don’t bark orders. You learn how they work and you build relationships and systems so you all work together to grow.
Why pro athletes end up in financial crisis
Many pro athletes go very quickly from bringing in the money and living a wealthy lifestyle, to having it all go away when they get injured or their careers end. It’s so important for them to start planning for the future when things are still good.
How athletes learn the truth about what it takes to succeed
Pro athletes have to deal with a lot of errors to learn and master something. They have to work and fail to get things right. This can teach us a lot about what it takes to succeed in business.
One of the biggest mistakes successful people make is assuming that the money will always roll in. It’s a belief that leaves many people struggling when things take a turn. It’s so important to remember that we should keep our money in motion at all times and have it working for us, so that when we slow down we won’t find ourselves in financial trouble. Ultimately, it’s about being willing to learn from successful people and being persistent and knowing that you will succeed, no matter how long it takes.
When it comes to real estate investing, we have to be able to shift along with the market. How can we tell that the market is shifting, and how can we make smart decisions informed by market trends? Why is our emotional state important in our success? How can husbands and wives run businesses and get into alignment?
On this episode, I’m joined by investing couple and co-hosts of Both on Board, Ray and Christy Gonzalez, who share on their investing journey, and how they run their businesses.
You really have to have your emotional and inner game handled because the outer game is always a reflection of the inner game. -Ray Gonzalez
Three Things We Learned
The issue investors can face with rentals
Rental cash flow is consistently inconsistent. Something unexpected will always happen with a tenant, or the property. Rentals aren’t always the right option for everyone, especially if you want to opt for something more consistent.
How to predict the market
When there’s a market storm on the horizon there are always clues. These include inverted yield curves, the stock market and real estate market showing weakness, and seeing more of a buyer’s market than a seller’s market.
Why personal shifts affect us as much as market ones
Business is not just about what is going on in the market, people have cycles too, and we also shift. Our businesses and the decisions we make are also affected by what is going on with our lives and families.
The truth about the real estate market is that there are always going to be shifts, and when a correction is on the horizon, the wise prepare. We shouldn’t be too tied to one vehicle of making money because things can change. In order to thrive through the shifts we have to make sure we lock in our emotional state, figure out our unique abilities, and walk on our wealth path.
The most common ways we’ve been taught to find money for deals actually sets us up to look desperate and not be in control. How can we take direction from the way banks and wealthy people raise money? How can you raise money from your primary circle?
In this episode, I continue my talk about the big money lie, and how we can overcome the common misconceptions.
Three Takeaways
Our goal should be to turn our liabilities into assets the way banks use our money to grow their own money.
We need to learn to talk to people about our real estate opportunities, and get them excited about getting involved.
If we create opportunities that solve problems for other people, and raising money will be easy.
Most of us are in the dark about how money really works and where to find it, and in order to raise more money, we need to learn the truth. A few things we need to understand is how we attract money, and the importance of acting like the banks and other rich people. Don’t think about asking for money, think about how you can solve people’s problems and you can get your hands on more money for deals.
Most new real estate investors are intimidated by multi-family deals, but getting into them is a lot easier than people think. What makes apartment building investing such a great way to build wealth? How can we raise money, and why is it so easy to do? How do we expand our investment comfort zone? On this episode, I’m joined by one of the foremost authorities on multi-family investments, Michael Blank. Michael is an entrepreneur, investor, teacher, podcaster and bestselling author who joins us to shares the intricacies of apartment building investing.
The most direct path to financial freedom through real estate is with apartment buildings. -Michael Blank
Three Things We Learned
How to raise money for multi-families through investors
While it’s easier to raise money for house flips, multi-family deals have a lot of benefits and if we explain it to people, we can raise money. There’s consistent compounded returns, and ongoing tax benefits which investors would favor.
Multi-family property strategy
A multi-family strategy is different from just investing in one multi-family unit. An apartment building strategy means you intend to scale your portfolio over time, getting bigger properties each time.
How the property manager impacts your business
The quality of your property manager affects your performance and quality of life significantly. With a poor quality property manager, you’ll spend time chasing tenants, micromanaging, and your expenses will be high. A good property manager allows you to run your business with limited stress and strain.
Real estate truly is the vehicle to becoming wealthy and financially free; and multi-family investing is one of the fastest ways to do it. You can apply the same strategy as one property deals and banks favor those deals. What’s even better is, you can get involved in so many different ways and achieve cash flow, long-term wealth and tax benefits. There’s no need to be intimidated. You can overcome lack of money by raising it, you can overcome a lack of experience by learning and having a team around you. Ultimately, all you have to do is get started and you can achieve it.
The conventional information we’ve been given about money is a lie designed to keep us on a hamster wheel. What is wrong with the traditional “wisdom” about money and building wealth? When it comes to making money, who should we be mimicking and learning from?
On this episode, I talk about the Big Lie in most financial education and all the things I learned from Wall Street, the wealthy, and from running my own businesses.
Three Takeaways
Everyone that is funneling you towards the conventional methods is making a lot of money from it.
If we park our money and let it sit and let interest compound, you are buying into the Big Lie.
Wealthy people (and even banks) don’t park their money and just leave it. They keep it in motion.
We’ve been taught that money only works one way, and that we have to use it and invest it through conventional channels. But when we buy into that lie, we end up on a hamster wheel of rising and falling fortunes, not true wealth. In order to shift this paradigm, we must completely overhaul our mindsets and opt for the wisdom of the wealthy. Everything they do with money is what we should be aiming to do with our own.
Most successful real estate investors and entrepreneurs will tell you that their journey included a lot of challenges and obstacles. What mindset can help you get through them? How can you raise money for your very first deal? Why is real estate just a tool to a greater purpose?
On this episode, I’m joined by the “real estate dingo”, and successful investor Engelo Rumora who shares his insights on what it took to build an investing and property empire from the ground up.
Do deals with your own cash. Prove that you can do them, and before you know it you’ll have people throwing money at you. -Engelo Rumora
Three Things We Learned
The keys to successful investing
You don’t have to be the smartest, most educated, or richest person to succeed. What truly sets people apart is work ethic and the ability to get up after failing. Every successful person has to fail before they succeed.
How to get capital for your first deals
Before you start investing, save between $50k to $100k of your own money. It gives you confidence and allows you to start ahead in the game.
Why money isn’t the ultimate purpose of entrepreneurship
Real estate is the ultimate tool that gets us to our purpose. The money we make from it is not the purpose. The true journey is finding ways to use that money to make a difference.
When it comes to unlocking our full potential and tapping into our purpose, real estate is the ultimate tool. While it begins and ends with money, the true process of discovery is how to use that money to do something meaningful. Once you are clear on that, you’ll realize how easy money is to come by, and how easily you can access it so that you can fuel your biggest dreams.
While everyone knows networking is important, few people actually know how to do it. How can you approach networking effectively? Why is it so important to know what your unique value is?
On this episode, real estate entrepreneur and author, Brian Trippe, shares how he started networking effectively and the difference it’s made in his business.
If you want more money, deals, and income, you need to learn how to network. -Chris Naugle
Three Things We Learned
Stick with old-school principles
We’ve all heard sayings about giving something to get something. The reason these phrases have stood the test of time is because they’re still true to this day. When networking, lead with value. Go into interactions with the intention to give value of some kind. Your actions will be rewarded if you use this approach without expecting anything in return.
Change your mindset
Negativity is the main thing holding most of us back. Change your mindset and make yourself believe you have what it takes to be successful. Until you change your mindset, you won’t be able to progress.
Get the “old guard” on board
When you’re starting out in a new industry, it’s a good idea to approach those who have been successful in the business for a while. Study them, and find out what they’re about and what they need. They have the power to influence others in the industry, so leave a good impression.
Networking is vital. If done correctly, it has the power to help your business skyrocket. Lead with value, make connections, and enter with no expectation of reward. Know yourself and what you can bring to the table. Remember: you’re capable of delivering. Tell yourself you can, and start taking action.
The market is in a euphoric place right now, but it will turn soon. If investors don’t control the deal flow, they will find themselves locked out of the business. What are some of the mistakes investors make when it comes to leverage? What are some of the opportunities investors are missing out on? Where is the real money in real estate investment?
On this episode, I’m joined by real estate investor and founder of REIVault, Gary Boomershine, who shares why off-market deals are key to success as an investor in this market.
80% of the profits in off-market deals from sellers are going to be between the 5th and 12th interaction. -Gary Boomershine
Three Things We Learned
How to crush it in an “off-market” market
We’re in an “off-market” market, so whoever controls the deal flow makes the money. If we really want to crush it and make a lot of money, we have to become efficient at locating and closing the deals.
Don’t underestimate the value of your time as an investor
As investors we should always be thinking about the value of our time at a minimum of $1,000/hr. You need to be doing $1,000/hr work like raising money, masterminding, finding bigger deals and building relationships.
Why follow-up is critical
The real money in off-market deals is in the follow-up. We will often have to call sellers a few times for them to become actionable leads. If we can be consistent and persistent, we can successfully build up off-market deals.
As real estate investors, the three key things we should be doing are controlling the deal flow, always be raising money and finding good people to work for us so we can leverage their time and experience. One of the most important things is our marketing strategy, and our ability to find lucrative off-market deals. This leans heavily on direct mail and follow-up done right. The real money is in having an effective phone team who can be consistent talking with sellers. We don’t have to do all this all by ourselves, and we can hire experts who can systematize everything so that it produces results consistently.
The prevailing culture in business is not focused on relationships, community and connection and that’s making us a lot less productive. What are the different levels of leadership and the kinds of company environments they create? What is Tribal Leadership, and why is it the key to unlocking more opportunity? How can we bring it into our own leadership?
On this episode, I’m joined by renowned keynote speaker, and author of one of the best leadership books of all time, John King. He shares why we are more effective when we work as community.
Virtue forms character, character unfolds destiny. -John King
Three Things We Learned
There are 3 types of relationship based on different things producing different results
Relationships of pleasure (shared interest), and relationships of utility (what’s in it for me) are the most common, but they are not sufficient to get you where you need to go. The highest is a relationship of character, which about ethics, contribution and connection.
Many successful, productive and fulfilling businesses have Tribal Leadership in common
The lower level of leadership is where someone feels ineffective because they aren’t connected to other people. The next level is where people feel useful but aren’t thinking about the community and are more focused on themselves. Most businesses are in this stage of leadership. The final stage is where people understand the common vision.
Management and leadership are two ends of the spectrum
Management is about efficiency but leadership is about effectiveness. In order to lead someone, you have to have their permission and that comes from actually having a relationship with them.
The truth about building businesses with strong cultures is that it’s all about relationship. Until we partner effectively on an equal basis by blending skills and communicating, it’s impossible to become a true team. If we can build a culture of stable and effective partnership, we will lift the productivity of the group by up to 300 to 500%. Ultimately, it’s about thinking as leaders, not as managers, which means providing a space where people can think and flourish. Without this, not only will you fail as a leader, the group fails too.
Going to networking and educational events is one of the most powerful things you can do to advance yourself as an entrepreneur.
On this episode, I’m joined by the founder of one of the top social media firms in LA, Ben Precious. We talk about the Impact Players Tour conference, the speakers, what to look forward to and why we’re so excited about it.
You have to make a mental decision to succeed and stick with it until it becomes a reality. -Ben Precious
The Impact Players Tour is going to be held on July 24 at the Renaissance Hotel & Spa, in Glendale, Arizona. It will feature guests like Grant and Elena Cardone, Jordan Knecht, Chris Rood, Ben Precious, Brent Kessler and myself. Go to https://impactplayerstour.com/ for more information and to buy tickets. Don’t miss out on this one!
The journey to success is not an easy one, but if we equip ourselves with the right tools, we can shorten the learning curve. When it comes to how we use our money, how do we set ourselves up to build wealth? How can we get some of the valuable time of the people who are where we want to be? Why is it so important to put our money in motion?
On this episode, investor and broker/owner of Princeton Pacific Properties, Michael Young shares on his journey and how we can set ourselves up to succeed in the investing game.
When you’re in your 20s, 30s, and 40s, everything should be around building your asset base. -Michael Young
Three Things We Learned
Your earned income isn’t just money to spend— it’s money to invest
The number 1 mistake people make is taking their earned income and spending it instead of getting an asset that can pay for their lives.
Keep your money in motion
Don’t park your money in the bank, it will just gather dust. Do what the banks do. They put their money in motion by investing and lending. If you want to create wealth, you have to pay attention to what the most successful institutions are doing, not what they tell you.
Find wisdom wherever you are. There’s always someone you can learn from
Every city, town, locale or community has someone who is doing well. They might not be the richest in the country, but they are certainly doing something right, something you can learn.
If we want to achieve everything we want in our lives, we have to have clarity about it put desire behind it. It won’t always go our way, and sometimes we will stumble, but having those two things helps us get back up and push forward. We have to be willing to reject what we’re told and what we’re taught and aim to learn from what the most successful people are actually doing. When it comes to our money, our goal should always be to buy assets because those are what will take care of us in the long-term. If we do this, we will turn our goals into reality.
While it is okay to fail, it’s a good idea to make sure the money side of your business is in order. How can you put your finances in order? How should you approach potential partners for your business?
On this episode, real estate investor and host of the Flip Talk podcast, Don Costa shares his secrets to success.
You have to have a mindset of control. -Don Costa
Three Things We Learned
Failure isn’t the end
Sometimes, the decisions we make in business are not the best ones. However, remember that most successful business owners have failed at some point. Sometimes things don’t work out as planned, but end up propelling you in the right direction in the long run.
Money is all around you
There is no shortage of money available. To get it, you need to be telling people about what you’re doing. Make sure people know you’re open for business. However, steer clear of asking for money. Doing this will put you at an immediate disadvantage.
Know when to say no
Don’t take any opportunity purely because someone is offering you money. Make sure all potential partners are a good fit for you. In most cases, when you’re up front about your criteria, when everything is in alignment, those same partners will jump at the opportunity to work with you.
Something that holds most business owners back is the belief that there is a shortage of money. Because of this belief, there are times when entrepreneurs will take on work they should not, or spend their time asking for money. Don’t fall into this trap. Enter all opportunities with the knowledge that you bring value to the table, and will find the right partner or investor for you.
We’re often led to believe that money is difficult to attain, and as a result we believe it’s normal to not reach our goals. However, there are people who are overcoming a lack of funds. How can you create massive success for your business? Where do you begin to delegate and create a database?
On this episode, founder of Multifamily Investor Nation, Dan Handford is here to share his secrets to success.
You can dive into it and make mistakes, or you can go out and find someone who has already gone through it. -Dan Handford
Three Things We Learned
Find a mentor
Find someone who can help you achieve the specific goals you set for yourself and your business. By approaching someone who has already experienced certain difficulties, you can avoid making the same mistakes they have.
The importance of networking
Your net worth is always equal to your network. Make sure you’re building relationships in advance. By meeting with people in person before doing business with them, you’re creating a database of potential clients. The right time to network is now.
Delegate
As a business owner, it’s natural to want to lead. However, accept that there will be times that it’s better to delegate tasks to others. This is a difficult decision to make, but it is the only way to scale your business.
There are so many opportunities to build our businesses. To make the most of those, we need to be building contacts with potential clients from the start- before we are doing business with them. We also need to know when we should delegate to others, or trust the opinions of others. Think like the wealthy: if someone else has the ability to do something, or has experienced it before you, hire them to set you on the right path.
One of the greatest things about real estate investing is that there are different opportunities, methods, and circumstances to make money. What options do we have aside from flipping and wholesaling? Why is it so critical to keep track of market opportunities in different areas and cities?
On this episode, coach, author and entrepreneur, Adam Kipnes, talks about how to navigate and leverage market shifts.
The property and the circumstances tell you what to do with it. -Adam Kipnes
Three Things We Learned
How to balance markets
We have to think about not only the cycle of your particular cities but cycles of other markets too. Some markets are pretty steady, and you can get good rentals out of them. Other markets have very little cash flow, and require us to buy low and sell high. Even if our main market is low, that doesn’t mean it’s low everywhere else— and we can take those opportunities.
The best mindset to have about property investments
Don’t go into a property investment with a set idea of what kind of opportunity is going to come out of it. The property itself and the condition of our market and businesses determine the choice we should make.
How to turn your internal and external challenges into opportunities
One of the external challenges we might face in our investing journey is being jealous of people who seem ahead of us. Use this feeling as conviction to get coaching to improve.
The greatest thing about real estate is that there are many routes we can take to find opportunities. The secret to success in the industry isn’t to focus on the property, but rather the type of outcome it can bring. That applies to the type of investment, and even which areas to invest that should govern our decision making. Market cycles are very rhythmic, patterned and predictable, and that’s something we can always leverage.
Ever since the financial crash in 2008, the market has been steadily improving. What does this mean for your business? How should you be acting now, when the market is on a winning spree? On this episode, I simplify market trends using Warren Buffett’s famed quote: ‘Buy low, sell high, don’t lose money.’
Consider this: If you knew in a predictable way that the market was going to go up and down every 7-10 years, would it impact your decision to sell? -Chris Naugle
3 Things We Learned
There are predictable patterns
Just by looking at the S&P Inflation Historical Composite graph, it’s easy to pick up the pattern. Every 5-10 years, the market shifts. However, while the market drops incredibly quickly, it takes much longer for it to increase.
Now is a good time to sell
Looking at the S&P Inflation Historical Composite, it’s clear that we’re at the top of the market. For this reason, it’s a good time to consider selling assets. This will help you fulfill Warren Buffett’s advice to ‘sell high’.
Stop overcomplicating your understanding
While we’re often inclined to believe that the market is complex (thanks to the intimidating way Wall Street represents itself) it’s actually remarkably simple. Don’t allow yourself to overthink or complicate market patterns. They are easy to plot, and as soon as you understand this, you’ll be able to take the appropriate action.
We’re often led to believe that the market is difficult to plot. The reality is, the wealthy have known for years that this is not the case. Stop believing you’re incapable of investing. You have the potential to see phenomenal results— you just have to know where to look for indicators.
The strategies that real estate investing students are being taught typically don’t match what’s actually happening in the market. How is this manifesting in areas like wholesaling and hard money lending? What stage in business is make or break for every entrepreneur? How can you find highly lucrative off-market deals?
On this episode, REI Sales Academy founder John Martinez shares third-party insights from training investing students.
3 Things You'll Learn
- The inevitable stage every business goes through
- How most of the money in investing right now is in private deals
- Why the first step to success in real estate is in mindset
There are 4 big hurdles every investor has to overcome in order to be successful. The first is the stage of growth where systems and leverage are required. If you do things right, the stress goes down and your revenue increases at this stage. The second thing is the mindset of knowing that the money is there and you just need to get in front of people who have it. The third step is just to take action and keep taking action, no matter what. If you’ve been in the business long, the key is avoiding getting trapped by shiny object syndrome. If you navigate the business this way, no shift or change will ever stop you.
We’re often inundated with images of wealth on social media that show what people’s lives look like once they’ve achieved their goals. What about the journey they took to achieve that lifestyle? What was the driving force to success?
On this episode, I talk with Les Brown Jr., and Levan Wood to hear where they came from and what processes & strategies led to their success.
3 Things You'll Learn
- Build communities, not customers
- Believe in yourself. You are your own biggest obstacle
- Stay in tune with your motivation
As a society, we’ve become consumed by the desire to generate wealth for personal gain. However, there is so much good to be done with money. If you’re on your path to create generational wealth, remember that it begins and ends with your community. Ultimately, your network is your net worth.
A shift in the market isn’t just a possibility— it’s definitely on the horizon. How can we prepare ourselves for it and make sure we don’t lose money when it happens? Why is wholesaling one of the best ways to brave the coming storm? Why are masterminds so important to our success as entrepreneurs? On this episode, Real Estate Worldwide CEO and President, Kent Clothier, shares on his journey to success, his external and internal obstacles, and how to navigate the market as a new investor.
3 Things You'll Learn
- Why you shouldn’t leave wholesaling behind
- How to keep your investments strong during a downturn
- The importance of masterminds
The market is showing signs of slowing down, and as an investor you have to be prepared for this. You don’t want to start trying to change course during a crisis, so getting ready right now while the market is better is the best strategy.
Start engaging with cash buyers right now, because their appetite won’t change in a downturn. Get into conversation with these people so that you become a person they rely on ahead of time. It will serve you well now and serve you very well in the future.
More than 10 years after the financial crisis, the US market cycle is at the top. The problem is, what goes up must come down. How can you start preparing for the storm? What can you do to protect yourself from losing money, and actually gain money instead? On this episode, I explain how using your 401k for investments is almost entirely risk-free.
Three Takeaways
Apply Warren Buffett’s 3 rules to your life: buy low, sell high, and don’t lose money.
Use employer retirement funds for your investments. You’ll not only not be spending your own money, but when you pay interest on taking a loan from the fund, you’re paying it to yourself.
Sell your assets and market investments, and get into cash.
When the market cycle ultimately shifts from good to bad, it’s easy for people to start thinking negatively. This stops us from investing, and we become more concerned with staying afloat than with thriving. The popular assumptions about making money don’t help in this regard, either. Stop believing you have to take risks and start teaching other people how they can continue to make money without using the stock market. There are trillions of dollars lying in wait for us. It’s time to start working smart and claiming it as our own.
Traditionally, we’re never really taught how money works and how we can transform earning into building wealth. How can we get a better understanding of the principles of money in investing? Why is it so important for us to be willing to teach people no matter what level of knowledge we’re at? What’s the value of spending quiet time on your own to listen to yourself?
On this episode, I’m joined by coach, entrepreneur, and “Millionaire Maker” Danelle Delgado, who shares her journey and how we can overcome our hurdles to success.
3 Things You'll Learn
- How to overcome our personal internal battles
- Why anyone can be a teacher
- The truth about investing in coaching programs
Money is abundant— it’s just a matter of finding it and setting yourself up so that it comes to you. We do this by constantly learning, seeking knowledge and mentorship, and doing the work to overcome our internal hurdles.
Any successful real estate investor will tell you that they’ve had their fair share of failures. It’s an inevitable part of the journey. How did my guest get back on his feet after his investing business crashed? What are some of the necessary actions and decisions that will help you bounce back from failure?
On this episode, I continue my conversation with Canadian investor Olivier LePageas he shares the most challenging time he went through as an investor, the lessons he learned, and how his business came back better than before.
3 Things You'll Learn
- Why failure isn’t something we can avoid in business
- Why you need to be careful about hard money
- The most valuable skill set you have as an investor has nothing to do with money
People tend to see money in a very limited and narrow-minded way, and that feeds into how they approach investing deals. The truth about investing is: you don’t need money to get started, you just need to take action to find the deals. If you don’t have money, you can still create the value of selling the offer. The real value you bring to the table is finding good deals, demonstrating how good they are with data, and putting deals under contract.
Getting money isn’t the only hurdle new investors face. Sometimes the most difficult challenges are a lack of family support and finding people we can trust. What are some of the things we can expect when we try to get money from family? Why is it so difficult to find the right partners? How can we keep pushing through when things are challenging?
On this episode, Canadian investor Olivier LePage shares on his investing journey over 11 years and the lessons he’s learned along the way.
3 Things You'll Learn
Why it’s not always easy to get money from family
Even though our families love and support us, they aren’t always the best sources of money. If people don’t know about real estate, it’s hard to convince them that it’s a good deal, and that they will make any money, even when they love us.
How our fear of failure can hinder our growth
Our families can sometimes be so worried about us failing that they protect us by not giving us funding, but this creates tension and challenges because it feels like you’re not supported.
The importance of the right partners
One of the most challenging things that happened to Olivier in this business is learning that he didn’t have the right partner. We need to have investors partners who won’t bail during a challenging time.
Through the challenges, we learn valuable lessons like who we want in our corner and where to get the money we need for deals. Olivier’s story is proof that even if you have a rough start and have to push onward without the support of family, you can still build a thriving investing business.
The biggest hurdle new investors face is getting the money for deals, but the real hurdle isn’t financial—it’s mental. How can we shift our mindset and remove our blinders so we can see where the money is? How do we find and approach investors to show them the value of the opportunity? Is there a way to accelerate our success?
On this episode, I’m joined by successful investor and entrepreneur, Matt Aitchison, to talk about how he built his empire and share the mental blocks he had to overcome in order to get those first deals off the ground.
3 Things You'll Learn
- The value of an experienced partner
- Why the deal comes first and the money follows
- The importance of building systems around what you’re doing
In order to attack the gap between where you are and where you want to be, you have to do things differently. The most important thing in investing is shifting your mindset around success and the activities that make it possible. Don’t think of the deal as an investor doing you a favor. You’re actually helping them make a return bigger than they would get in anything else. It’s not about asking for money.
It’s about the right delivery in how you educate them and offer the opportunity. When you deliver on the return you promised and build that reputation over time, you’ll never lack great opportunities.
People often claim that a lack of access to money is what keeps them from looking for deals. Why is mindset, not the money, the real thing holding us back? What is the most valuable skill that we can leverage in order to get money? Why do we need to prioritize action and stop being afraid of making mistakes? On this episode, I’m joined by real estate investor and entrepreneur, Ben Muresan who shares on his journey, the obstacles he faced, and how he overcame them.
Fail quickly, fail forward. The quicker you fail, the quicker you find the answers to what does and doesn’t work. -Ben Muresan
Three Things We Learned
How necessity breeds a strategic mind
Not having the resources at your fingertips forces you to think about alternatives, new ideas and strategies. That level of forceful thinking helps you cultivate a mindset of possibility.
Why limiting beliefs are the biggest obstacle to success
It’s always the limiting belief that we have in our minds that holds us back beyond anything. On the surface the things that stop us are external like money, time, and resources, but the greatest thing is the limiting internal belief system, and our negative self-talk.
How Ben took advantage of the market downturn
There is more opportunity created in a fearful environment like a market downturn. When people are paralyzed, that’s when we should be taking action, when they are fearful that’s when we should be bold.
We often hold ourselves back by waiting to get the right information and answers before we take action. Sometimes we have to get into action first and then get the answers along the way. The true secret ingredient to our success is wisdom. The more of it we have, the more action we can take, furthering our growth.
People say if you find the deals, the money will come. When you’re just starting out, though, finding the deals is the hardest part. What are some of the ways you can prove yourself to partners in those early phases? How can you can talk to your lenders to get better terms? What should you be cautious of as you build teams and partner up with other people? On this episode, I’m joined by Greg Herlean, who shares how he has built up from his first deal to where he is today.
3 Things We Learned
The biggest team mistake investors make
Choose partners and build your team wisely. If you have the same strengths and do the exact same thing, it’s not going to help the company. Create a team or referral network of individuals who are great at the things you’re not good at so you not only learn from them but also make the business stronger.
How to be more wise with the terms on your money
Pay attention to what you’re paying on money, if you’re borrowing money, you don’t necessarily have to pay huge rates. Ask your lender what they are looking for with that money. The terms they give you might actually be better than you expect. Because we’re so anxious to get money in the beginning, we end up giving it away, so ask for better terms before you just accept what you think they want.
Navigating the haters
As we all go through our journey, we are going to get haters and people who have something negative to say about us. You can either allow that to affect you and change your course of direction, or just use it as jet fuel.
When we’re starting out, it’s so important to avoid being controlled by the anxiety around getting a deal. We have to be willing to take a step back sometimes in order to prove ourselves and build the key relationships. This will set us up for success as we build up. Confidence is one of the most powerful things we can have in our investing careers, and when we combine that with experience and knowledge of deals, we become unstoppable.
Guest Bio-
Greg is an entrepreneur, author and speaker. He is the founder of multiple companies that serve to enhance the financial lives of American investors. Greg’s focus is on presenting today’s investors with investment strategies that will build a stronger financial future. Greg’s focus areas include the use of self directed retirement vehicles, passive investment vehicles and real estate fund offerings. Go to
To get Greg’s book Bank On This, go to http://www.gregherlean.com/.
The prevailing view of real estate investing is that you have to already have money to do a deal, but the truth is you always have access to money if you know where to look. How did my own story and experience teach me this lesson? How do we overcome the fear and hesitation around our first real estate deals? On this episode, I share my story and talk about why I created this podcast and what to expect in the coming shows.
Three Takeaways from this Episode:
The truth about getting money for deals
There are people with money that don’t know what to do with it, then there are people that have a deal or are trying to get into real estate and they don’t know where to go to get money. This means if you have a deal, there are opportunities to get the money for them.
Why failure is part of the process
Don’t be afraid of failure. Starting out, getting deals that aren’t structured that well, and making mistakes is all part of the process. You won’t be able to learn anything if you don’t fail and make mistakes.
How to overcome the internal limiting beliefs
When you decide to go out there and start trying to get deals, you’re going to run up your own internal stuff, like hesitation, fear and limiting beliefs. Remember, that’s your fear playing with your mind.
Financial knowledge is about applying information and skills in a systemized way to get results, and this is what we’re going to bring you in this podcast. I want to empower you to take the leap and start making your business aspirations come true!