It's Never About Money: Recent Episodes
Joe Stephan
When it comes to success, there is a big difference between money and wealth.
In It's Never About Money, host Joe Stephan interviews business owners who are pursuing deeper purpose and meaning in their life, rather than just chasing the dollar. Our guests put their values front-and-centre in business and are driven by making a positive impact in the world. Tune in to hear how their stories have unfolded and the key moments that got them there.
Whether you are already pursuing meaning in your life or work, or wondering how the most successful are doing it, this podcast will encourage and inspire you to think differently, because It’s Never About Money.
JOE STEPHAN is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
IT'S NEVER ABOUT MONEY is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
Welcome to Episode 81 of It's Never About Money.
To conclude this health-focused season, I'm doing something a little different – and frankly, it's pretty confronting.
Because of my family history of stroke, cancer and high blood pressure, I've long carried a belief that I wouldn't live a long life. That mindset has shaped the way I live, work, manage money and plan for the future – but it's always been driven by fear rather than fact.
So I decided to change that.
I recently undertook the HealthScreen Platinum Program with Dr David Badov – a full-day, hospital-grade diagnostic deep dive that examines everything from heart health, cancer risk and genetic markers to biological age, gut health and over 100 blood biomarkers.
Rather than guessing about my future, I wanted to understand – in clear, data-backed terms – where I actually stand, and whether, despite my genetics, there's a way I can influence my environment to live not just a long life, but a healthy one.
In this episode, I share the entire experience, including:
- My mindset before completing the HealthScreen
- The preparation process
- What the assessment involved, from MRIs and ultrasounds to blood tests and body composition scans
- The cost and my honest reflections on the experience
- My cardiac, cholesterol, blood and hormonal results – and my doctor's recommendations
- How my environment and lifestyle choices have influenced my health
- My family's reaction
- How this knowledge will change the way I live and plan for the future
We often say we want to invest in our health. Yet when it comes to proactive testing, many of us avoid it – much like estate planning or writing a Will – because it forces us to confront uncomfortable possibilities.
Wherever you are on your own health journey, I hope this episode provides clarity, perspective and the impetus to prioritise your own wellbeing and longevity. Because money means very little if you're not here to enjoy it.
Disclosure: I received a 20% discount on my HealthScreen and donated this amount to Cufa – an independent Australian not-for-profit development agency focused on alleviating poverty in the Asia-Pacific region.
HealthScreen is offering It's Never About Money listeners a 10% discount. Click here to book your appointment, enter "Joe10" in the comments section, and pay a refundable $750 deposit to secure your appointment. The 10% discount will be automatically applied to your final invoice.
FIND OUT MORE:
https://healthscreen.com.au/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This episode is a little different. When we decided to focus this season of It's Never About Money on health, I knew there was one conversation I needed to have. My brother James has always been someone I admire, but his approach to exercise and self-improvement continues to surprise me in its intensity and consistency. In this conversation I try to understand the why behind the way he lives. We could not be more different in how we think, plan and move through the world, yet we share the same history, the same family story and the same hopes for the future. Exploring where we overlap and where we diverge has always been meaningful and, at times, complicated.
I hope you enjoy listening to this as much as I enjoyed recording it.
FIND OUT MORE:
🔗 SIA Website: https://siadvisory.com.au/about-meet-the-team/
🔗 James on LinkedIn: https://www.linkedin.com/in/james-stephan-49903115/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Imagine if your employer supported you to be your healthiest, sharpest, most energised self – not just in the office, but at home as well.
Not simply a fruit bowl in the kitchen or the occasional wellbeing webinar, but meaningful, integrated support: access to doctors, psychologists, dietitians and performance coaches, alongside practical tools to help you manage stress, improve sleep and reduce your risk of chronic disease.
In this episode of It's Never About Money, I'm joined by Dr Patrick Aouad, specialist neurologist and Founder and CEO of CU Health, Australia's leading health and wellbeing platform for employees.
Patrick began his career in clinical neurology, working with complex brain conditions and seeing firsthand how profoundly health shapes a person's capacity to live and work well. Over time, he became increasingly drawn to prevention, and found himself asking the question: if most people spend the majority of their waking lives at work, why aren't workplaces central to how we deliver proactive healthcare?
That led him to build CU Health, a connected digital platform that brings together general practice, psychology, dietetics, health coaching and executive performance coaching in one place, designed specifically for the workplace. The mission is far-reaching – to improve employee mental and physical health in a way that creates real value for both individuals and organisations.
In our conversation, we unpack the economic impact of poor health – from burnout and disengagement to the hidden cost of people operating below their potential. Patrick explains why mental wellbeing is the primary workplace health risk, and why he believes that investing in employee health is more important than AI when it comes to the future of work.
We also talk about individual responsibility – prioritising sleep, movement and diet as non-negotiable foundations – and the reality that guided support is often the bridge between knowing what to do and actually following through.
This episode takes a look at the real return that can come from your employer investing in your health, and why wellbeing might just be the most undervalued asset in modern life.
FIND OUT MORE:
www.cuhealth.com.au
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Many of us think of nutrition as something separate from the rest of life – what you eat on one side, and how you feel, think and perform on the other.
But this week, I sat down with Jackie Bowker, award-winning functional nutritionist, PhD candidate and CEO of the Global Feel Better Institute, to explore why food is so often the missing link between energy, mood, sleep and decision-making – and why it underpins everything from health to wealth.
Jackie shares her journey into nutrition, which began after years of riding a blood sugar roller coaster fuelled by sugar addiction, chronic fatigue and feeling "wired but tired". When traditional medicine couldn't offer answers, she turned to real food and discovered just how powerful our diet can be when the body is struggling. Our conversation unpacks how unstable blood sugar affects sleep, focus and emotional regulation, how ultra-processed foods are disruptive to hormones and gut health, and how closely the gut and brain are connected.
We also explore practical, realistic ways to support better health without chasing perfection. Jackie explains why small changes matter, how sleep and nutrition reinforce each other, and why there is no single "right" diet. If you've ever felt flat, foggy or wondered why willpower alone isn't enough, this conversation reframes nutrition as a foundation for energy, clarity and better decisions in every area of life.
I've certainly found it to be food for thought, and I hope you do too.
FIND OUT MORE:
https://feelbetterinstitute.com
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
I met Mark Hedderman at the FAAA Congress in Perth, and it didn't take long to realise we were aligned. Beyond the Irish accent, Mark brings a deeply human view of financial advice – one shaped by family, his own experience, and a belief that money is the vehicle, not the destination.
In this week's episode of It's Never About Money, we explore why financial advice needs to move beyond numbers and net worth, and towards wellbeing, health, purpose and connection. Mark shares how his family's story – including his father's cancer diagnosis just months into retirement – reshaped how he thinks about success and legacy.
We talk about reimagining retirement as a time for unrealised dreams, not an end point, and how advisers can help improve health and life outcomes by asking better questions. Mark also explains how his firm is redesigning its advice model – reducing the focus on money and building in preventative health, social connection and family-wide conversations.
We finish with a powerful reminder of what great advice really looks like: someone who cares about you first, the money second – and who helps you live well, not just retire wealthy.
Because in the end, it's never just about money.
FIND OUT MORE:
https://hedderman.ie/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Sleep shapes every part of my life, yet I used to think about it only when it stopped working. This week, I had the chance to sit down with Associate Professor Simon Joosten, one of Australia's leading clinician scientists in respiratory and sleep medicine, to explore why sleep matters so much and what we can all do to protect it.
Simon combines deep clinical experience with world class research, and our conversation opened my eyes to just how interconnected sleep is with memory, mood, attention and long-term health. We talked about why consistent timing can matter even more than total hours slept, the hidden risks of chronic sleep restriction, and the reason natural light still runs our internal clock. He explains why waking up during the night is completely normal, why sleep becomes harder to "fix" when life is stressful, and how predictable routines remain the most powerful tool we have to support high quality sleep. We also explored chronotypes, individual differences, the impact of modern technology, and the tension between our personal rhythms and the structures of work and school that run to a fixed timetable.
If you have ever wondered why you feel flat, foggy or emotional after poor sleep, or why your best ideas appear after a solid night, this conversation makes the science clear. More importantly, it offers practical steps anyone can take to build healthier sleep habits in a world that constantly pulls us away from rest.
I learned a lot from this one, and I think you will too.
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
What if science could show you how long and how well you'll live?
In this conversation, Joe Stephan speaks with Heather Holmes, Co-Founder and CEO of Halo, a longevity and healthspan assessment tool helping people understand how genetics, lifestyle, and environment shape their future wellbeing.
They explore how Halo combines data with human insight - turning family health history, lifestyle habits and environmental influences into practical knowledge that can improve both health outcomes and financial decisions.
Heather shares the personal experiences that inspired her to create Halo, including the loss of a patient during her time in healthcare and her father's declining health and financial decision-making. Together, they discuss the link between health and money, why genes aren't destiny, and how understanding your "healthspan" can transform how you plan for the years ahead.
FIND OUT MORE:
Halo: https://www.halohealthspan.com/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Stop saying "I'm not a runner."
Use this reframe instead: "I'm a Grade 1 runner."
This changes it from being an all-or-nothing proposition. It is also redefining what success looks like. For a Grade 1 runner, simply getting outside once or twice a week without hurting themselves is a success. That simple reframe can be enough to change behaviour, and build confidence and momentum.
Bevan James Eyles, in my latest conversation for It's Never About Money, struck me as someone full of practical advice like this. Having wrestled with the question of willpower his whole career, I asked him: why is it that one person can find the willpower to train for an elite Ironman, while others struggle to exercise at all?
FIND OUT MORE:
🎧 Listen to Episode here: https://itsneveraboutmoney.com.au/why-willpower-isnt-enough-and-what-really-builds-habits-bevan-james-eyles/ ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
At the 2025 FAAA Congress, I walked the floor with one question in mind. How does money influence health? What followed was a series of thoughtful, honest and sometimes surprising conversations with advisers from across Australia.
In this roaming special, you will hear from nine advisers who work at the intersection of finance, behaviour and wellbeing. Together, they reveal how financial stress quietly erodes health, how clarity changes the way people live, and why good advice often becomes a health intervention long before clients realise it.
We talk about avoidance, overwork, life transitions, grief, retirement, identity and the surprising ways people use money to rebuild their wellbeing. Each adviser brings a different angle, but they all arrive at the same conclusion. When people understand their financial position and feel safe in their decisions, they sleep better, work less, feel more in control and reclaim time for the things that matter.
This episode is a reminder that financial advice is not only about growing wealth. It is about supporting the conditions for a good life.
Featuring: Shannon Victor, Kelly King, Bianca Musico, Mark O'Flynn, Sarah Leslie, Rob Pyne, Jordan Vaka, Nathan Fradley and Martin McGrath.
Listen to this special episode to hear what they each had to say.
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Hormones influence every system in the body. So why are they so often overlooked in mainstream healthcare? In this episode, Dr Ceri Cashell joins Joe Stephan to bust myths, explore why hormone health is decades behind, and share practical steps for protecting your wellbeing.
We cover:
- Why "sex hormones" is a misleading term
- The mental health conditions that may be hormone-related
- How poor hormonal balance can derail your work and relationships
- Environmental factors quietly disrupting your health
- What to ask your GP if you suspect hormone issues
FIND OUT MORE:
- Healthy Hormones: www.healthyhormones.au
- Dr Ceri Cashell: www.drcericashell.com
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au
In this episode of It's Never About Money, Joe speaks with neuroscience strategist and executive coach Hannah Conkey, Founder & CEO of Mind Pilot. Hannah works with CEOs and executive teams to rewire the way they think, feel, and lead — helping them optimise decision making, improve wellbeing, and unlock new levels of performance.
Together, they explore:
- Why most of our thoughts are just old processes on autopilot, and how to rewire them
- The hidden influence of environment and biology on financial and life decisions
- Breaking the "hustle first" mindset with practical daily resets
- The one-question reset that creates momentum for change
Hannah also shares her personal story from high-level corporate roles and a serious car accident, to heart surgery during COVID and the loss of her mother and how those experiences fuel her mission to help people live with more clarity, resilience, and purpose.
👉 Listen now and start designing the environment, habits, and mindset that will help you make better decisions — in money and in life.
FIND OUT MORE:
🔗 Mind Pilot Website
🔗 Hannah on LinkedIn
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Over the years, It's Never About Money has quietly become one of the most meaningful things I do. Not because of how often I publish or how many people listen, but because of what it allows me to explore: curiosity, health, purpose, legacy, and how money fits into all of it.
This episode is a little different.
In this opening episode, I talk about how the podcast started, what I have learned through the mic, and why this season, focused on health, feels especially important.
I also share a few personal reflections, including being named a finalist for the FAAA Professional Adviser of the Year, and how the conversations on this show have made me a better listener, adviser, and human being.
It is a slower, more personal episode for anyone who wants to reconnect with what matters most, rethink their relationship with money, and approach life with a clearer sense of purpose and perspective.
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
On this episode of It’s Never About Money, I am joined by Daron K. Roberts, a former NFL coach and award-winning college professor. Named as a “Top 20 Global Speaker” in 2024, Daron’s clients range from professional sports teams to Fortune 100 companies.
Join us as Daron shares his inspiring journey from law student, to NFL coach, to being a “Top 20 Global Speaker”. This episode explores the challenges of major life transitions, the value of genuine support, and the importance of aligning professional pursuits with personal passions. Daron’s reflections on family, identity, and reconnecting with his heritage add depth to a conversation packed with insights on personal growth, building meaningful connections, and navigating career pivots with intention and authenticity. Enjoy!
FIND OUT MORE:
- Connect with Daron on LinkedIn
- Follow Daron on Instagram
- Visit Daron’s website
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
On this episode of It’s Never About Money, I am joined by Philip Pryor, CEO and founder of Family Business Central. With over 28 years of experience advising family businesses across New Zealand, Australia, London, and New York, Phil blends his expertise in family psychology, change management, and business strategy to help families thrive personally and professionally.
In our conversation, Phil discusses how family harmony and strong relationships are crucial to both business success and personal well-being. We explore themes like the interplay between money and family dynamics, the importance of fairness versus equality, and how to set foundations for meaningful legacies. Phil also shares practical strategies for addressing intergenerational conflicts, building robust family governance, and fostering deeper connections within families.
This episode is packed with insights for families navigating wealth, succession, and relationships. Whether you’re running a business or simply looking to strengthen your family ties, there’s something here for everyone.
FIND OUT MORE:
- Listen to Phil on the Netwealth podcast: https://www.netwealth.com.au/web/insights/between-meetings/philip-pryor/
- Visit Family Business Central’s website: https://www.familybusinesscentral.com/resources/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
On this episode of It’s Never About Money, I am joined by Rachael McLennan, the CEO and co-founder of People for Purpose. For over a decade, People for Purpose has championed outstanding leadership and governance in Australian charities—a cause close to Rachael’s heart.
In our conversation, Rachael shares her inspiring journey into philanthropy, her experiences as the founding CEO of Australian Philanthropic Services, and her insights on how strong leadership can transform charitable organisations. We delve into the significance of governance, the role of mentorship in empowering young people, and the growth of private philanthropy in Australia.
Rachael also talks about her personal connection to social impact, her experiences as an MBA student specialising in this field, and how she balances her passion for her work with being a mother of three.
This episode is a must-listen for anyone passionate about leadership, philanthropy, and making a difference in the not-for-profit sector.
FIND OUT MORE:
Connect with Rachael on LinkedIn
Visit the People for Purpose website
Read more about connecting ambition with purpose
Listen to Rachael on another podcast
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
On this episode of It’s Never About Money, I am joined by Shaun Maslyk, a trained and practising Certified Financial Planner® and Certified Financial Behavior Specialist®. Shaun integrates psychology, positive psychology, and coaching psychology theories to help people understand their money stories and flourish beyond their finances.
In our conversation Shaun shares his journey into financial psychology, the relationship between money and happiness, and the concept of financial flashpoints - highly emotional events from childhood that shape our financial behaviours. We also discuss the PERMA model of well-being, which includes five key pillars: Positive Emotions, Engagement, Relationships, Meaning, and Achievement.
This episode is a deep dive into the intersection of money, psychology, and well-being, offering valuable insights for anyone looking to improve their relationship with money and live a more meaningful life.
FIND OUT MORE:
- Connect with Shaun on LinkedIn: https://www.linkedin.com/in/shaunmaslyk/
- Visit Shaun’s Website: https://www.shaunmaslyk.com/
- Listen to The Most Hated F Word Podcast: https://www.listennotes.com/podcasts/the-most-hated-f-word-shaun-maslyk-vo5UQf8WGV_/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It's Never About Money, I welcome David Delisle. David is founder of The Awesome Stuff™, an Amazon bestselling author, entrepreneur, real estate investor, speaker, and most importantly, a dad.
This episode is centred around David’s book, The Golden Quest, as we discuss teaching financial literacy to children and how to live a richer life with what is most important to you. We are also joined by my 7 year old nephew, Julian, who has read David’s book and had some interesting thoughts to share. This is a must listen for anyone wanting to breach the topic of money with the children in their lives.
FIND OUT MORE:
- Learn more about The Golden Quest on Facebook: https://www.facebook.com/onlyBuyTheAwesomeStuff
- Follow The Awesome Stuff on Instagram: https://www.instagram.com/theawesomestuff
- Connect with David on LinkedIn: https://www.linkedin.com/in/david-delisle-b37262
- Check out David’s Youtube channel: https://www.youtube.com/@theawesomestuff
- Visit The Awesome Stuff website: https://theawesomestuff.com/david-delisle/
- Listen to David on other podcasts: https://open.spotify.com/playlist/76Dp9mEP8960yfvTppYcx7
- Buy your own copy of The Golden Quest: https://www.amazon.com.au/Golden-Quest-Your-Journey-Rich/dp/1777718902
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It's Never About Money, I welcome Peter Winneke, author of Give While You Live. With over 20 years of experience in strategic philanthropy, Peter has established more than 100 philanthropic family foundations and has served in leadership roles with several prominent foundations in Australia.
In our conversation we discuss the importance of impactful giving and the current state of the philanthropic sector in Australia. Peter offers insights on best practices to enhance charitable contributions, shares his journey into philanthropy, and the culture of family giving. Tune in for an enlightening discussion on generosity and legacy building!
GIVEAWAY: We’re giving away 10 copies of Peter’s book, ‘Give While You Live’! The first 10 people to email joe@itsneveraboutmoney.com.au with a suggestion to retitle our Special Report (currently titled “Your Roadmap to Charitable Giving”) will receive a copy of this incredible book!
To join the waitlist for our special report for families: Your Roadmap for Charitable Giving - head to: https://itsneveraboutmoney.com.au/join-the-waitlist-charitable-giving/
FIND OUT MORE:
- Follow Give While You Live on Instagram: https://www.instagram.com/givewhileyoulive
- Connect with Give While You Life on LinkedIn: https://www.linkedin.com/company/give-while-you-live/
- Visit the Give While You Live website: http://www.givewhileyoulive.com.au/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Dr Alain Bestavros, a renowned oncologist and haematologist, based in Montreal, Canada. He has been a cornerstone at the Integrated Cancer Centre at Laval, and also serves as an adjunct Professor and leading researcher at the McGill University. He also happens to be my cousin.
In this wide ranging and at times deeply personal conversation, we discuss the causes of cancer, how it can impact a person’s life and those around them, the links between stress and cancer, and how it is possible to find meaning when faced with the worst news imaginable.
FIND OUT MORE:
- Alain’s LinkedIn: https://www.linkedin.com/in/alain-bestavros-94526b16/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Simon Brown, co-CEO of Banqer. Banqer is a leading financial education platform that has reached over half a million school students across Australasia. In his role, Simon combines his deep passion for finance, technology, and education to empower teachers and elevate students' financial literacy and overall well-being.
In our conversation, we dive into the challenges and triumphs of teaching financial literacy in the digital age, with Banqer leading the way in making financial education both accessible and engaging in schools. We also explore the profound connection between financial literacy and well-being, and the on-going need for financial education for adults.
I hope you enjoy this fascinating conversation with Simon!
FIND OUT MORE:
- Follow Banqer on Facebook: https://www.facebook.com/banqer/
- Connect with Banqer on LinkedIn: https://www.linkedin.com/company/banqer/
- Follow Banqer on YouTube: https://www.youtube.com/channel/UCRN7tvLrE6SVbSK9NQ48Wzg
- Visit their Website: https://banqer.co/au
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Maya Marcus, CEO of Kids in Philanthropy. Kids in Philanthropy is a not for profit focused on supporting young people experiencing disadvantage by empowering the next generation of Australians to be philanthropists; giving their time, talent and treasure to those in need.
In this episode we explore the impact children can make through socially responsible causes and charitable giving. We discuss the importance of engaging the next generation in giving their time, talent, and treasure to support those in need, and how such involvement can create lasting change. Enjoy the episode!
FIND OUT MORE:
- Like Kids In Philanthropy on Facebook: https://www.facebook.com/KidsInPhilanthropy
- Follow Kids In Philanthropy on Instagram: https://www.instagram.com/kip_kidsinphilanthropy
- Follow Kids In Philanthropy on Twitter: https://x.com/KidPhilanthropy
- Visit the Kids In Philanthropy website: https://kip.org.au
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It's Never About Money, I am joined by Scott Rick, Associate Professor of Marketing at the University of Michigan’s Ross School of Business. Scott's research, which spans across marketing, psychology, economics, and neuroscience, provides a science-based guide to understanding and transforming how we manage money in relationships.
In our conversation, we delve into a number of topics raised in Scott’s book, "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships." Leaving no stone unturned, we discuss what it means to be a tightwad vs a spendthrift, communal vs exchange relationships and tips to help you and your relationships (wherever you fall on the continuum of spending behaviours).
This was a truly fascinating conversation with Scott! Enjoy!
FIND OUT MORE:
Follow Scott on Twitter
Connect with Scott on LinkedIn
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: https://www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Alex Kirby, Founder and CEO of Total Family Management. A visionary leader based in the Washington DC-Baltimore area, Alex established Total Family Management in 2022, driven by the belief that family is central to everyone's life.
In our conversation we navigate the complex terrain of aligning family values, social fitness, the importance of nurturing personal relationships, and utilising the five forms of family capital to enhance not just individual wealth but also the social and emotional fabric that unites a family. It was great to have such a rich conversation with a like-minded individual. Make sure you tune in!
FIND OUT MORE:
Connect with Total Family Management on LinkedIn
Visit the Total Family Management Website
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Daniel Flynn, co-founder and managing director of one of Australia’s most successful startups, Thankyou. Thankyou’s products are stocked by major retailers in Australia, with every product contributing to helping end global poverty. To date, Thankyou has raised over $17 million to impact the lives of people across 22 countries.
In our conversation, we explore the transformative power of turning entrepreneurial spirit into a beacon for social good. We also discuss the role of faith and fulfilment in shaping Daniels profound decision making at a young age. This conversation is more than just a story of one man's path; it’s testament to how business can be an instrument of change. Tune in for a truly enriching listen!
FIND OUT MORE:
Follow Thankyou on Facebook and Instagram
Connect with Daniel on LinkedIn
Visit Thankyou’s website
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: http://www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: http://www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This week on It’s Never About Money, I am joined by David Ward, the Technical Director of Australian Philanthropic Services (APS). David worked in banking for nearly 20 years before moving into the philanthropy sector. In that time, he held senior positions at ANZ, including Chief Economist (New Zealand). David is a director of several Private Ancillary Funds and is Chairman of the Australian Philanthropic Services Foundation, APS’s Public Ancillary Fund.
In this episode, David shares his journey from the financial sector to the world of philanthropy. We delve into the concept of structured giving, exploring the various ways families and businesses can contribute to charitable causes in a more organised and impactful manner. David also addresses and dispels 3 common myths when it comes to structured giving. I hope you enjoy the episode!
Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
FIND OUT MORE:
Connect with David Ward on LinkedIn
Visit the Australian Philanthropic Services Website
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This week on It’s Never About Money, I am joined by Associate Professor Lisa A. Williams. Lisa is a social psychologist whose research explores how emotions shape and are shaped by social processes. Specifically, her research focuses on the adaptive functions of positive social emotions such as pride and gratitude.
In our conversation, we explored well-being and the relationship between happiness and meaning. Lisa explains what hedonic well-being and eudaimonic well-being are, and why it is important to have a healthy balance of both. We also talk about the pursuit of more (income, things etc) and stress the importance of social relationships.
This was a thoroughly enlightening and thought provoking episode to record, so I hope you enjoy it!
FIND OUT MORE:
Connect with Lisa on LinkedIn
Follow Lisa on Twitter: @williamslisaphd
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It's Never About Money, I am joined by Dr. Amanda Imber, an organisational psychologist and founder of behavioural science consultancy, Inventium. Amantha is also the host of the popular business podcast, How I Work, and the author of three international best-selling books.
In our conversation we discuss Amantha's most recent book, The Health Habit, and delve into topics such as health, habits, and the four day work week. Tune in to gain insights from Dr. Amantha Imber's expertise and learn how to cultivate a healthy lifestyle and successful career. Enjoy!
FIND OUT MORE:
Follow Amantha on X
Connect with Amantha on LinkedIn
Connect with Inventium on LinkedIn
Visit Amantha’s website
Visit Inventium’s website
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au/
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by author Alastair Henry. Alastair immigrated to Canada at a young age and built a successful career in the corporate sector. He retired at 57, but disillusioned with the passivity of retirement, he shed his material possessions and went to live for two years with a small First Nations band in a remote fly-in location in the Northwest Territories.
Our conversation delves into the idea of finding meaning and fulfilment beyond conventional measures of success. Alastair is a true storyteller and has an incredible amount of wisdom. Enjoy the episode!
FIND OUT MORE:
See Alastair’s books here: https://alastairhenry.com/books/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This week on It’s Never About Money, I am joined by Stephen Scheeler. Stephen is the former Facebook CEO for Australia and New Zealand, where he guided Facebook’s rise from quirky startup to media and technology titan. Today, he is the co-founder and CEO of the Omniscient A.I. – the world leader in using A.I. to decode the human brain.
We talk about patterns of change and the ability to be adaptive, flexible and resilient. We trace this theme from Stephen’s career with Facebook and the rise of social media, all the way through to the rise of A.I., exemplified by Omniscient and the building of digital brain maps to help people with mental health issues.
This was an illuminating episode that traversed health, community, personal development and technology. I hope you enjoy it!
FIND OUT MORE:
- Website: http://www.o8t.com/
- LinkedIn: https://www.linkedin.com/company/omniscientneurotechnology/
- Twitter: https://twitter.com/o8tneuro
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, we welcome Darian Clark. Darian is CEO of the financial inclusion NGO, the Credit Union Foundation of Australia (CUFA), where he drives a dynamic program portfolio across the Asia-Pacific to support the economic development and resilience of disadvantaged communities.
Darian draws from his almost 20 years of development experience in the Asia-Pacific as we talk about cultural challenges and opportunities in economic development in the region. We discuss financial security, financial literacy and how to address the basic needs of the less fortunate.
It was a pleasure to have Darian on! I hope you enjoy the episode!
FIND OUT MORE:
LinkedIn: https://www.linkedin.com/company/cufa-org/
Website: http://cufa.org.au/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Welcome to Season 4 of It’s Never About Money! To kick off this season, I am taking stock of the journey we’ve taken over the last 2 or so years. And what better way to do that than to showcase a conversation I had with Travis Shelton on his podcast Meaning Over Money.
This episode is different from our previous episodes. In episode 49, I was asking questions of my American counterpart, Travis, but in this episode, the tables have turned and I am answering his questions. The result is an incredible conversation with a like-minded individual that spans meaning, money, fulfilment, and impact.
I thoroughly enjoy every time I get to speak with Travis, so I hope you enjoy this episode.
FIND OUT MORE ABOUT TRAVIS:
Website: https://travisshelton.com/
Instagram: https://www.instagram.com/travis_shelton_/
LinkedIn: https://www.linkedin.com/in/travisshelton/
Facebook: https://www.facebook.com/travissheltonco
Twitter: https://twitter.com/travis_shelton_
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Nic Marchesi. Nic is the Co-Founder and Chief Delta Officer (CDO) of Orange Sky - the world's first free mobile laundry and shower service for people experiencing homelessness. Nic was the recipient of 2016 Young Australian of the Year and 2020 Order of Australia Medallist. He’s an entrepreneur, an innovator and a storyteller.
In our conversation we talk about how Orange Sky is more than just a laundry and shower service, it’s a space for community and connectivity. I thoroughly enjoyed this chat and I hope you do too! Enjoy!
FIND OUT MORE:
Nic’s LinkedIn: https://www.linkedin.com/in/nicholasmarchesi/?originalSubdomain=au
Orange Sky: https://www.linkedin.com/company/orangeskyau/
Website: https://orangesky.org.au/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This was one of my favourite episodes of It’s Never About Money to record. I sat down with Travis Shelton, who is a professional financial coach, speaker, writer, and host of the Meaning Over Money podcast.
The Meaning Over Money podcast aligns completely with this podcast’s philosophy and values. So much so that when we were organising the recording, his publicist said, “I have found the Australian version of Meaning Over Money.”
We talked about the pursuit of meaning, the hedonic treadmill, and the science behind happiness and money. This is a must listen for those who want more out of life than just chasing the dollar. Enjoy!
FIND OUT MORE ABOUT TRAVIS:
Website: https://travisshelton.com/
Instagram: https://www.instagram.com/meaning_over_money/
LinkedIn: https://www.linkedin.com/in/travisshelton/
Facebook: https://www.facebook.com/travissheltonco
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money I’m joined by Santiago Burridge. Santi is a 25-year industry leader whose career has had one main aim: to improve people's lives for the better.
Lumiant, which he founded in 2021, was at the heart of this conversation. It’s an advice engagement and client experience platform, with the simple aim of making advice more accessible to non-financial clients, who have typically been ignored by the profession.
Our conversation covers the problems with product-driven advice, Artificial Intelligence and Financial Advice 3.0 - a phrase coined during the episode. It was a truly fascinating and enlightening conversation. Enjoy!
FIND OUT MORE:
www.lumiant.io
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Michael Avery. Michael is director of Richmond Music Academy and is a good friend of mine. Michael joins me in my brand new podcast studio to discuss his experiences in teaching music and running the academy, of which I am a student. We talk about finding meaning in life through music - not just in music itself, but actually learning it - and the importance of learning as an adult. This is a thoroughly refreshing conversation that I believe has a lot of value. Enjoy! FIND OUT MORE: Richmond Music Academy: https://www.richmondmusicacademy.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Allan English AM. Allan is the Founder and former CEO of ASX-listed hospitality company, Silver Chef. In 2010, Allan stepped down as CEO of Silver Chef and transferred 50% of his shares to form the capital base of the English Family Foundation. Allan has been nationally recognised for his continued work in the Philanthropic sector and in 2020 he was honoured by being awarded with an Order of Australia AM for Philanthropy and services to the community. In this episode we talk about social entrepreneurship, the power to do good through enterprise, and making a positive impact in the community. FIND OUT MORE: > Connect with Allan on LinkedIn: https://www.linkedin.com/in/allan-english-am-a1b4039 > Visit the English Family Foundation Website: www.englishfoundation.org.au ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by WIlliam Johns, a certified Financial Planner and disability expert. He is the CEO and founder of Health & Finance Integrated, a financial planning firm, and ClaimRight, a life and disability insurance claims handling service. William is committed to making a positive impact on the lives of people with disabilities by providing comprehensive financial solutions that cater to their unique needs. We talk about financial guidance for people living with disabilities, empathy burnout, and transferring passion into something that makes money. FIND OUT MORE: > Find out more about Health and Finance https://healthfinance.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I am joined by Dr Henry Howard, a young Australian doctor who has devoted himself to make a positive impact on the world. In his first year working as a doctor in 2021, he dedicated 50% of my income to effective charities. Now, he’s pledged to donate 10% of his income to effective charities for the rest of his life. We talk about effective giving, empathy burnout, and getting joy from the simple things in life (like a chocolate biscuit and a cup of tea). This was a truly fascinating conversation with a truly brilliant man. Enjoy! FIND OUT MORE: Facebook: https://www.facebook.com/henryachoward/ Twitter: twitter.com/henryachoward LinkedIn: https://www.linkedin.com/in/henryachoward/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
As a society, we tend to glamourise achievements and outcomes. We rarely place as much importance on hard work and short term sacrifices that are required to meet our longer term goals. In this episode, I am joined by Nick Maxwell, Collingwood Football Club Premiership captain. Nick’s story is filled with hurdles and setbacks, but his inner belief, drive and resilience helped him forge a highly successful AFL career. Now, Nick has translated a lot of his learnings as AFL captain into his business ventures and into his leadership positions with the Storm, GWS and Collingwood FC. FIND OUT MORE: > Connect with Nick on LinkedIn: https://www.linkedin.com/in/nick-maxwell-060a2922/ > Find out about Eclat: https://www.linkedin.com/company/eclat-/ > View a highlight of Nick’s game saving touch: https://www.youtube.com/watch?v=sCvtCkeXvj4 ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I’m joined by Kylie Wallace and Jess Bowman of Seedling Giving. Seedling Giving is a matchmaking service that provides one-on-one Charity Matching, where experienced philanthropic advisors learn about your values, passions, life experiences and tailor a giving opportunity specific to you. Kylie, Jess and I talk about matching a person’s values and goals to a charity that they can support, giving as a practice, and the importance of instilling the value of giving at a young age. This is an important podcast and is applicable to anyone and everyone. Enjoy! FIND OUT MORE: > Visit the Seedling website: https://seedlinggiving.com.au/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
In this episode of It’s Never About Money, I’m joined by Brook McCarthy from Hustle and Heart - a training college, community and worldwide movement of like-minded people who want more from their businesses. Brook is a business coach and marketing trainer, as well as a speaker and a facilitator. We discuss how Brook’s experiences as a tour leader in Vietnam and Cambodia exposed her to locals who were entrepreneurial as a matter of survival. We also discuss how important corporate social responsibility is and how a small business can start impacting the community from the get go. FIND OUT MORE: > About Brook: https://brookmccarthy.com/ > Connect with Brook: https://www.linkedin.com/in/brookmccarthy/ > About the Hustle & Heart Masterclass: https://www.hustleandheart.com.au/masterclass/ ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
This week we sat down with father and son duo, Trevor and Michael Back. Trevor is a former management consultant and real-estate principal, who recently sold his Sydney Raine & Horne franchise and is now in the process of transitioning into retirement. His son, Michael, runs Human to Human - a consultancy business that helps good financial advice businesses become great, one human interaction at a time.
In this episode we talk about how to successfully fail in business succession. We discuss the conversations the two had about their family business’s succession, Michael’s decision not to take over the agency, and, instead, how he has helped Trevor sell the business and make a smooth transition into retirement.
FIND OUT MORE:
Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaeljback/
Find out more about Human to Human: https://humantohuman.com.au/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/
Dan Cumberland is the host of The Meaning Movement Podcast and Founder of VideoSnap.io. In this episode, we discuss a number of frameworks and models to help people who just feel… stuck. These frameworks can help people to change their mindset or, sometimes, change lanes altogether.
Have you ever thought about the connection between what you do and its deeper purpose?
Or do you think that repetitive and mundane weekday tasks aren’t allowing you to thrive?
If so, this episode is for you! Enjoy.
FIND OUT MORE:
The Meaning Movement: themeaningmovement.com
The Meaning Manifesto: https://themeaningmovement.com/meaning-manifesto/
The Meaning Movement Accelerator Program: themeaningmovement.com/start
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: www.cufa.org.au
This week we’re joined by Amie Baker. Amie is the director and financial advisor at Rekab Advice. She is also a money mindset coach and helps people understand their habits, behaviours and relationship with money. In this episode, we talk about:
understanding your own relationship with money
the various money narratives
how a person’s background plays a part in how they feel about money, and
how to alter your path if you have self-limiting beliefs.
FIND OUT MORE:
Facebook: https://www.facebook.com/RekabAdvice/
Instagram: https://www.instagram.com/rekab_advice/?hl=en
Twitter: https://twitter.com/RekabAdvice
LinkedIn: https://au.linkedin.com/in/amie-baker-10975828?trk=people-guest_people_search-card
Website: https://rekabadvice.com.au/ & https://centsability.net.au
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
This week we are joined by Simon Griffiths. An entrepreneur, driver of social change and co-founder and CEO of Who Gives A Crap - a profit-for-purpose toilet paper company that uses 50% of its profits to build toilets in the developing world. We explored the question of whether meaning trumps money in your working life. We talk about how Simon came up with the idea of selling toilet paper to help raise global hygiene and sanitation standards. Simon also shares his marketing tips for creating a compelling and engaging brand.
Our agenda is to spread the message that money is important to the extent that it is used as an enabler and is in harmony with other elements of our life. Enjoy the episode!
FIND OUT MORE:
Instagram: https://www.instagram.com/whogivesacraptp/?hl=en
LinkedIn: https://www.linkedin.com/in/simongriffiths-founder/
Website: www.whogivesacrap.org
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
In this episode we are joined by Jordan Fogarty. Jordan is an award-winning entrepreneur, and Founder and CEO of Australian specialist Web 3.0 strategy and delivery company, Be Media. Be Media is the go-to-market arm of Animoca Brands, the global leader in blockchain, gaming and Web3.0. We talk about a life transformational event that happened to Jordan and how he used it as an impetus to change his business, his impact on the community and himself. Enjoy the episode.
FIND OUT MORE:
Facebook: https://www.facebook.com/bemediagroupaus/
LinkedIn: https://www.linkedin.com/company/be-media-group
Website: www.bemedia.com.au
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au
It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
This week we are joined by James Gatling. James Gatling is lead guitarist in Brisbane band, WAAX. WAAX have just finished recording their second album, At Least I’m Free, which comes out on August 5th via Dew Process/Universal. In this episode we talked about developing passion and prioritising creativity over commercialisation. We talked about what it takes to build and maintain a sustainable career in the arts. Enjoy the episode!FIND OUT MORE:Facebook: https://www.facebook.com/WAAXBANDInstagram: https://www.instagram.com/flamesgatling & https://www.instagram.com/waax_band YouTube: https://www.youtube.com/channel/UC4WKWP_Ua_-HI5z1EdGKSBAWebsite: https://waaxband.com ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au It’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
This week we are joined by Ben Lipshitz. Ben is co-founder and CEO of FoodByUs, Australia’s largest online hospitality marketplace that connects restaurants, cafes, and caterers with thousands of wholesale food and alcohol suppliers. In 2021, Ben was also recognised as one of Australia’s top 100 Young Entrepreneurs. In this episode we talk about the hard work it takes to be an entrepreneur founding a start-up. We also go through Ben’s journey being a lawyer, running a footwear company, a data analytics company, and strategically changing FoodByUs to ensure that the business can be scalable. FIND OUT MORE: Connect with Ben: https://www.linkedin.com/in/benlipschitz Find out more about FoodByUs: https://www.foodbyus.com.au/
Dr Adam Fraser is a peak performance researcher, professional speaker, author and consultant who partners with various universities to further our knowledge in the areas of performance, culture and wellbeing. In this episode, we speak about micro transitions, the concept of The Third Space® and mental wellness. We also speak about the issues facing the financial advisor communities and draw parallels between it and the business owner community.FIND OUT MORE:> Facebook: https://www.facebook.com/DrAdamFraser> Instagram: https://www.instagram.com/dradamfraser/> Twitter: https://twitter.com/DrAdamFraser> LinkedIn: https://www.linkedin.com/in/dradamfraser/> Website: www.dradamfraser.comABOUT IT'S NEVER ABOUT MONEY:Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.auIt’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
In this episode we sat down with Matt Heine. Matt is Joint Managing Director of Netwealth, an ASX-listed financial services and technology company, started by his family to service investors and the wealth management industry. In this episode, we speak about young entrepreneurs and a family’s ability to transfer wealth creation education from one generation to the next. We talk about managing and dealing with the challenges of an ASX-listed company whilst also being attentive to your young family.FIND OUT MORE ABOUT MATT:> Connect with Matt: https://www.linkedin.com/in/mattheine/> Matt’s podcast, In Between Meetings:FIND OUT MORE ABOUT NETWEALTH:> Website: https://www.netwealth.com.au/web> Netwealth’s podcast, The Portfolio Construction podcast: https://www.netwealth.com.au/web/insights/netwealth-portfolio-construction-podcast/.ABOUT IT'S NEVER ABOUT MONEY:Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.auIt’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
This week we sat down with Divorce Coach and Financial Transitionist, Aynsley Jurson. Aynsley draws on her experience as a former Financial Adviser, her specialist training and skills as a Certified Financial Transitionist®, a CDC Certified Divorce Coach® and a CDC Certified Separation & Recovery Coach®. She believes in merging expertise with empathy to create a healthy, empowering divorce experience. We talked about her work in helping people make the transition through divorce so that they can manage the journey emotionally, mentally and financially. Find out more: Website: https://www.aynsleyjurson.com LinkedIn: https://www.linkedin.com/in/aynsleyjurson Podcast: https://open.spotify.com/show/7MxqlhjwHsniPX7hDxTa75?si=6bc1c1a96a304ec1 Free Ebook Download Links 4 Stages of Divorce Ebook: https://www.aynsleyjurson.com/4stagesebook An Experts Guide to Divorce: https://www.aynsleyjurson.com/expertsguideebook
Mike Boyd is the co-owner and CEO of the Vroom group, founder of Prosura Insurance, investor at Mudbrick Capital, an active YPO member and host of the Business of Family Podcast. Mike is a forward thinking entrepreneur with incredible insights and knowledge of multi-generational wealth and family business. This episode traverses a spectrum of topics including family constitutions, stewardship and multi-generational storytelling.FIND OUT MORE:Twitter: https://twitter.com/mikeboydLinkedIn: https://www.linkedin.com/in/mikeboyd08/Websites:https://mikeboyd.com.au/https://www.businessoffamily.net/https://www.realvision.com/shows/the-interview/videos/generational-wealth-how-to-preserve-and-grow-your-moneyABOUT:Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.auIt’s Never About Money is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au
Patrick O’Connor is a former Financial Planner, a human rights activist, a self-described severe mental illness survivor and Founder of The Killing Zone. He is the author of The Prescribed Deaths report, which exposes how pharmaceutical companies have illegally excluded deadly side effects from Australian prescription medication warnings, for over 20 years. We talk about how we pulled the plug on his career as a Financial Adviser, started a journey to discover a better way to talk about and treat mental health. Connect with Patrick: Twitter: https://twitter.com/Patrick_OCONNR LinkedIn: https://www.linkedin.com/in/patrickoconnorexeclife/ Found out more: https://www.prescribeddeaths.com.au/ If you need any further support after listening to this episode, please know that there are organisations that can support you 24/7: Lifeline - call 13 11 14 Beyond Blue - call 1300 22 4636
This is part 2 of our discussion with Dr Wendy Scaife. Wendy is an Associate Professor and Director at the Australian Centre for Philanthropy and Nonprofit Studies at QUT. She has been involved in the nonprofit and philanthropy sector for more than three decades. She has dedicated her life to philanthropy and has researched the many ways that people give, especially in a planned versus spontaneous way. We discussed philanthropy, how families can give in better ways, business giving and giving through estates after death.
Find out more:Website: https://research.qut.edu.au/australian-centre-for-philanthropy-and-nonprofit-studies/LinkedIn: https://www.linkedin.com/company/acpns-qutTwitter: https://twitter.com/acpns_qut
Dr Wendy Scaife is an Associate Professor and Director at the Australian Centre for Philanthropy and Nonprofit Studies at the Queensland University of Technology (QUT). She has been involved in the non-profit and philanthropy sector for more than three decades and has dedicated her life to philanthropy through researching the many ways that people give, especially in a planned versus spontaneous way. We discussed philanthropy, how families can give in better ways, business giving and giving through estates after death. This is part 1 of a two episode discussion with Dr Wendy Scaife about philanthropy and the importance of giving.
Find out more:Website: https://research.qut.edu.au/australian-centre-for-philanthropy-and-nonprofit-studies/LinkedIn: https://www.linkedin.com/company/acpns-qutTwitter: https://twitter.com/acpns_qut
This week we sat down with Nathan Fradley to discuss environmental, social and governance considerations for business owners and investors. As well as being a Financial Advisor with Tribeca Financial, Nathan is also Director of Ethos ESG - a values-based investment tool that helps you understand investments and how their ethics align with your own. In this episode we talk about ethical vs impact investing and how ESG isn’t necessarily about ethics, but rather a risk management strategy. This conversation covers everything from plastic packaging on toothbrushes, to modern slavery in supply chains, and everything in between.Disclaimer:Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.Find out more:Connect with Nathan on LinkedIn: https://www.linkedin.com/in/nathan-fradley-fchfp-88a8502a/Website: www.ethosesg.com & https://www.tribecafinancial.com.au/https://www.facebook.com/TribecaFinancial/https://www.instagram.com/tribecafinancial/https://www.linkedin.com/company/tribecafinancial/
This week we sat down with Dale Scally. Dale has been a finance professional for 23 years and a business owner and director for 11 years. As a Financial Advisor, Dale specialised in wealth management, investment portfolio construction, and strategic financial planning. Dale recently transitioned out of financial advising and evolved his career into business coaching with the objective to assist the financial services sector to innovate, evolve and flourish such that it can further enhance the financial lives of the Australian and global population.We sat down as two finance professionals, drawing upon our differing and unique experiences as well as the special report published by Stephan Independent Advisory - “Your Financial Legacy Roadmap.” This is part 2 of a 2 episode discussion on financial planning, dimensions of wealth, collaboration and everything in between.Find out more:Connect with Dale on LinkedIn: https://www.linkedin.com/in/dalescally/ & https://www.linkedin.com/company/businesscoachaustralia/Download the Special Report for Family Businesses
This week we sat down with Dale Scally. Dale has been a financial professional for 23 years and a business owner and director for 11 years. As a financial advisor, Dale specialised in wealth management, investment portfolio construction, and strategic financial planning. Dale recently transitioned out of financial advising and evolved his career into business coaching with the objective to assist the financial services sector to innovate, evolve and flourish such that it can further enhance the financial lives of the Australian and global population.We sat down as two financial professionals, drawing upon our differing and unique experiences as well as the special report published by Stephan Independent Advisory - “Your Financial Legacy Roadmap.” This is part 1 of a 2 episode discussion on financial planning, dimensions of wealth, collaboration and everything in between.Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.Find out more:LinkedIn: https://www.linkedin.com/in/dalescally/ & https://www.linkedin.com/company/businesscoachaustralia/Download the Special Report for Family Businesses.
This week we sat down with Albert Pisconeri. Albert is a Director of Pisconeri Fine Foods and Wines, a third generation family owned business operating in continental foods, wines and kitchenware, servicing supermarkets, cafés, and restaurants. In 2000, Pisconeri Fine Foods and Wines became a part of Countrywide Food Service Distributors and Albert was appointed to the board in 2020. In this episode we discuss succession planning, work-life balance and the transition into retirement. Albert reflects on his 47 years of involvement in the business and stresses the importance of family, social life and health.
Find out more:Website: https://www.countrywide.net.auLinkedin: https://au.linkedin.com/in/albert-pisconeri-62a8898b
This week we sat down with Rob Di Martino, director and partner of Del Re National Food Group, alongside his cousins Mark, Rick and Danny. Del Re National is a broad range foodservice distributor that works all across metropolitan Melbourne and regional Victoria. In this episode, we discuss Rob’s family business and his succession planning. We cover how he’s facilitating a smooth succession, what the next generation looks like and how to maintain business continuity throughout the transition. I find Rob’s approach to business management both personable and pragmatic. I hope you enjoy this week’s episode of It’s Never About Money.Find out more:Connect with Rob on LinkedIn: https://www.linkedin.com/in/robert-dimartino-gaicd-13158133/Find out more about Del Re National:Website: http://delrenational.com.auInstagram: https://www.instagram.com/delrenationalfoodgroup/Facebook: https://www.facebook.com/delrenationalfoodgroupLinkedIn: https://au.linkedin.com/company/del-re-national-food-group?trk=public_profile_topcard-current-company
James Kostarakis is Managing Director of Fastrac Foodservice, a second-generation family owned and operated food wholesaler to the hospitality sector. James, at just 38, is planning his transition out of the business he has worked in for 20 years. We explored this approach, discussing the parallels between James’ transition into taking over Fastract from his father, and now his planning of his own transition out of the lead role. James shares his learnings and experience along the way, including how to negotiate succession planning in a family business, where the next generation is not family.
Find out more:Connect with James on LinkedIn: https://www.linkedin.com/in/james-kostarakis-5409a0214/Find out more about Fastrac:Facebook: https://www.facebook.com/profile.php?id=100028285586792Twitter: https://twitter.com/FastracFSLinkedIn: https://www.linkedin.com/company/fastrac-foodservice/Website: https://www.fastrac.com.au/
This is Part 2 of our discussion with Dr Steve Garth. Steve is the Principal of Principia Investment Consultants and is a member of our Stephan Independent Advisory Investment Committee. I invested Steve onto It’s Never About Money because he brings a unique perspective to his role in consulting on investments and investment philosophy. He has a rare combination of technical, research, and communication skills that have taken him to the top levels of academia, finance, and business. He holds a PhD in Mathematics, a Master of Applied Finance, a Bachelor of Science (Honours in Physics) and an Arts degree in History and Politics. In this episode we talk about DIY investing, diversified portfolios, private equity and why investing should be boring.
Find out more:Connect with Steve on LinkedIn: https://www.linkedin.com/in/dr-steve-garth-5619267/Website: https://www.principiaic.com.au/
This week we sat down with Dr Steve Garth. Steve is the Principal of Principia Investment Consultants and is a member of our Stephan Independent Advisory Investment Committee. Steve has a rare combination of technical, research, and communication skills that have taken him to the top levels of academia, finance, and business. This gives him a unique perspective when undertaking his role in consulting on investments and investment philosophy. This is Part 1 of a two episode discussion with Dr Steve Garth where we talk about DIY investing, hedge funds, green and sustainable investments, and why no investors are ever rational.
Please note that the information contained in this episode is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
Find out more:Connect with Steve on LinkedIn: https://www.linkedin.com/in/dr-steve-garth-5619267/Website: https://www.principiaic.com.au/
Peter Muling from Ethical Leaders is all about flipping feedback on its head, and that with the right approach to feedback, every interaction can be positive. In this episode, we discussed the ‘Blue Triangle’, how to prepare a culture of feedback and his new book, The Power of Triangles. This episode is perfect for anyone who works in a team as there are some great practical takeaways throughout.
Find out more about Peter:Website: www.ethicalleaders.com.auLinkedIn: http://www.linkedin.com/in/peter-muling
It’s interesting how an adverse situation can set you on a new path in life. And sometimes, upon reflection, it seems that the new path was the right one for you all along. This is what happened to my guest, David Harrison, CEO of The Essential Group. Originally trained as an airline pilot, then a salesman at Fuji Xerox, then a family business owner and now a business mentor, his journey and reflections are both interesting and insightful. Here is Episode 17 of It’s Never About Money.
Find out more:Follow David and the Essential Group on LinkedIn:https://www.linkedin.com/in/davidwharrison/https://www.linkedin.com/company/essential-imaging/Read more about the Essential Group:https://theessentialgroup.com.au/
Tim Washington is former corporate lawyer, ex-textile manufacturer, family man and now the future of Australia’s clean vehicle industry. Tim’s career has taken many turns, but the most important of all was his switch from chasing money to chasing his passions. In episode 16 of It’s Never About Money we talk about the transition from the corporate world to small family business, egos and respect, redefining your relationship with your parents and all the lessons he learnt along the way.Tim is the founder and director of JET Charge, Australia's largest EV charging infrastructure business. JET Charge is also a co-founder of Chargefox, Australia's largest EV Charging network. Tim is also the Chair of the Electric Vehicle Council, the peak body for the electric vehicle industry in Australia.
Find out more:Website: jetcharge.com.auLinkedIn: linkedin.com/in/tim-washington
Matej Varhalik is the CEO and Founder of SpeedFit; a company that he built from scratch, in a foreign country and in a second language. The now Perth-based entrepreneur and father of two, has been steadily growing his group of fitness studios across Australia since he immigrated from Slovakia in 2013. On his journey, Matej has taken some calculated risks (he famously turned down a million dollar offer on Shark Tank) and has learned from every challenge thrown at him along the way. These traits have enabled him to build a thriving business in the ‘lucky country’, but there’s no slowing down as Matej’s ‘to-do’ list is never finished. We hear about how he finds joy and success in the journey, not the destination, in episode 15 of It’s Never About Money.
SpeedFit website: https://www.speedfit.com.au/LinkedIn: https://www.linkedin.com/company/speedfitness-pty-ltd/Facebook: https://www.facebook.com/speedfit.AUSInstagram: https://www.instagram.com/speedfit/
Gary Hoag, AKA The Generosity Monk, is the President & CEO of Global Trust Partners. He is a public speaker, author and academic who has dedicated his life to encouraging Christian generosity. In this episode, we unpack Gary’s meaning of generosity and what that means for him spiritually and practically. This episode takes a different tone than the usual It’s Never About Money episode in that it brings an alternative definition of success to the conversation. It goes against the grain of traditional financial advice and challenges you to reframe your views on financial success. Whilst Gary’s views are strongly based around his Christian beliefs, the fundamentals of generosity can be heard practically, regardless of one’s religious or spiritual beliefs. We talked our way around philosophy, relationships, philanthropy and Aussie coffee in a curious, thought provoking discussion guaranteed to inspire self-reflection. Enjoy Episode 14 of It’s Never About Money.LinksRead more about the Generosity Monk: https://generositymonk.com/Discover more about Global Trust Partners: https://www.gtp.org/Follow on Facebook: https://www.facebook.com/GlobalTrustPartnersFollow on LinkedIn: https://www.linkedin.com/company/globaltrustpartners/
After 25 years in a family business, Martin Tobin knows a thing of two about the advantages, challenges and issues of mixing business with family. From blurred relationships, sibling rivalry and succession planning, Martin upacks how to make a family business truly work.
Martin is the Director of Kin in the Game, a family business advisory service, and Victorian Chairman of Family Business Australia. Previously he was Managing Director of Tobin Brothers Funerals (Melbourne).
Kin in the Game: http://kininthegame.com.au/Connect with Martin on LinkedIn: https://www.linkedin.com/in/martintobin/
In Episode 12, Joe sits down with Emily and Marc of DLC Nutrition to discuss how they balance their personal and professional relationships, global ambitions, how losing half a million dollars was the best thing that’s ever happened to them and the amazing cultural benefits of being open and authentic with your team. Emily and Marc have worked hard to redefine their relationship with money and overcome hurdles in their business, all while pushing for self-improvement and giving back to their community.
Find out more:https://www.dlcnutrition.com/
Aaron Smith is the founder and innovator behind KX Pilates, Australia’s largest pilates franchise, which features over 75 studios across the country and international expansion plans on the horizon.But for Aaron, running a successful franchise empire was never about the money. Even at the start.Aaron first experienced reformer pilates while working as a personal trainer in London. He fell in love with it immediately. It wasn’t like anything he’d ever done, and right away he could see that an Australian audience would love it too.Aaron started his business out of passion. It was about helping people. He wanted to provide others with a unique experience that he loved, so they could love it the way he did. And he wanted to reach as many people as he could.It’s an ethos that stemmed from how he was brought up. Aaron was taught that in loving what you do, and helping people, success will come from it—whatever that success looks like for you.“As they say, where focus goes, energy flows—and the focus was always on pilates,” says Aaron.It was this love, this single-minded focus, that delivered the effective and sustainable business model that KX Pilates has built today. Together with his wife, Andi, they’ve shared this focus to create an empire, that’s only going to continue growing—whether Aaron is at the helm or not. And, more than helping people enjoy how they move their bodies, creating a successful franchise has been a vehicle to help others build their business dreams, too.Not to say that it’s been easy; as all business owners can attest to, creating your own business—no matter how large it grows—is also an avenue you spend most of your life sweating over, working towards, and dedicating your time and energy into, day in, day out.And the hard work, dedication, and all-or-nothing attitude has paid off. A 10-year overnight success story, Aaron likes to call it.But the most gratifying thing for Aaron, the belief that centres him, has always been that he gets to share his love with more people. In his passion, he found his success, defined by values that were never about the dollar sign attached to them. He focussed his single-minded energy into growing a business that’s set to succeed, whether he’s there or not.Ultimately though, he’s helping people achieve their dreams, and sharing his passion at the same time. And to Aaron, that’s success.* KX Pilates Instagram - https://www.instagram.com/kxpilates/ * KX Pilates Facebook - https://www.facebook.com/kxpilates/ * KX Pilates LinkedIn - https://www.linkedin.com/company/kx-pilates/ * Aaron’s LinkedIn - https://www.linkedin.com/in/aaronsmithkx/ * KX Pilates Website - https://kxpilates.com.au/
Join us on a discovery of what it takes to be happy, backed by the science! In this episode I am joined by Associate Professor of marketing & behavioural decision-making Hal Hershfield from UCLA who amongst many topics discusses the importance of placing value on our future self & deep dives into his research on whether time or money has a greater impact on experiential happiness.Send Your Future Self a Letter | DearFutureMe.orgwww.stickk.comHal Hershfield – Ted Talk “How can we help our future selves?” | Hal Hershfield | TEDxEast - YouTubeHal Hershfield’s body of research - Research — Hal Hershfield
Christine Khor is a powerhouse of an entrepreneur. She’s got an invigorating energy, with a down-to-earth confidence that rubs off on you.Christine’s goal has always been to build capability, and the love for what you do. It’s about helping people build the career they want, and helping organisations build the capability and the teams that they need.But, midway through her career, Christine came up against a wall that many people will find all too common. She realised that the career she’d made for herself, it wasn’t what she wanted to do. She was so focused on running the business, that she didn’t actually ask herself if she liked it.“I quite loved the process of recruiting— I didn't love running a recruitment business. Loving to cook doesn't mean you want to own a restaurant.”A large portion of working people, whether they’re building their own business, or working for someone else, can relate to this.“49% of people think they’re in the wrong career. I don’t mean the wrong business. I mean the wrong career,” Christine says. She felt stuck.But that feeling was a motivator. It was this knowledge, this complete understanding of being shackled in the wrong career, that led Christine to take the step and move into a different career. At 50. Founding a tech start-up. But she knew it was the right choice.“I had been in that recruitment line for 20 years, and I no longer wanted to be in that line. And I'll tell you something: you cannot be amazing at what you do if you don't like it.”That’s exactly right. It’s a stark lesson that many people can learn from.So she made a switch. She created a new business that she was passionate about. She ignored the money, the success she’d built, and went for it.Christine recognises that financial stability is important. But if money is the only thing that’s keeping you in your job, then it’s not fulfilling. That’s not success, for Christine.For Christine, success is about the impact you’re making. It’s being able to help others love what they do. It’s about being inspired, and inspiring others.“At the end of the day… when I can say those two things, then I feel I've had a great day.”It’s about finding the lane that’s right for you. About finding the career that you’re so enamoured with that you don’t even think about the money. Because, as Christine says, if you do a great job, the money will come.https://twitter.com/ChristineKhorwww.linkedin.com/in/christineKhorwww.peeplcoach.comwww.christinekhor.com.au
Join me for a very deep exploration into the business & personal life of founder of CAMP Australia, Anthony Phillips. We discuss all things personal development, how Anthony’s late mother was a strong influence in the Phillips family’s culture of giving & the most challenging AFL player Anthony ever faced.
Power of Now – Eckhart TolleThe Phillips Foundation - Phillips Foundation (thephillipsfoundation.org.au)Minimalism Documentary - https://www.netflix.com/title/80114460
Imagine if you put your visions down on paper & surrendered your plans to achieve them. Imagine if during the very height of lockdown you were able to completely transform your life for the good. This is what happened to our guest Sarah Hawley. During lockdown Sarah met Joe Hawley, got married, is now expecting a baby boy Luca and managed to receive giant leap forward in her tech startup 'Growmotely'. Join us on an honest, deep soulful discovery into Sarah's life story.
Personal Blog - www.sarahriegelhuth.comGrowmotely - www.growmotely.comOur Website: www.itsneveraboutmoney.com.au
Ever known a person that has been dealt a difficult hand & despite this remains upbeat & resilient? This episode we are joined by Bree Cleal, a mum, a businesswoman & widow who has a difficult & inspirational story to tell about her husband’s battle with brain cancer & her insights around resilience & dealing with significant challenge in our lives.Bree Cleal is a thriving graphic designer, a business owner, a public speaker, a mother.And a widow.In 2009 her entire life was thrown into disarray when her husband was diagnosed with a brain tumour. It was a huge shock, and completely unexpected.This massive life change led Bree into the darkest times she’s ever experienced. But somehow, throughout it all, Bree experienced a moment of clarity. All she could do was focus on controlling the controllables in her life.This decision enabled her to, slowly, build a conscious resilience, to put one foot in front of the other, and keep going. After all, she had to. For her husband, for herself, and for their daughter.In many respects, having her own business helped Bree deal with the overarching fear, anger, and loneliness. She learned to compartmentalise everything that was happening.“I boxed it, put the lid on it, put it on a shelf, and went to work,” Bree says.She made the conscious, difficult choice to get up in the morning, and control what she could control.She engaged a business coach, who gave her a routine to work to, and she learned to proceduralise her business in a way that would work around her life.It was a contingency, a way to put steps in place to manage whatever came in the future, despite not knowing what that might be. She was able to put the support systems in place, in her business, and in her personal life, to continue on getting up in the morning.As business owners we have this strategic plan, this roadmap that we’re working to, that gives us some measure of certainty about the future. So it’s a massive shock when life takes a turn, and it doesn’t go as we planned. It’s an utterly grounding moment. Because we can’t apply those same business principles to life. It just doesn’t work.But by continuing to make the conscious choice to control her controllables, to choose to simply press on and endure, Bree found she was able to lean on the conscious resilience she’d built.It won’t always be easy—but it’s something that can help you weather any storm, keep going, and to live life on your terms.
In this episode we discuss the youthful elixir to reverse ageism, being authentic & how to make a start on social media.Emily Wallace runs and owns her own property buyer's advocacy business.For Emily, outside of the initial early days of opening her books to clients, it’s never been about the money. Revenue is an important factor, of course, but it’s always been about providing education, and helping first home owners achieve their property dreams.But to be able to achieve this, she needed balance. Starting out as a solo entrepreneur, Emily learned quickly something that it takes a lot of us a while to understand: that saying ‘no’ allows you more room to say ‘yes’.Emily was able to clearly identify the type of client she was passionate about helping, and then put all her efforts into working purely for this customer segment. She knew who she wanted to work with, who she enjoyed working with. And by identifying this, it made it easier to attract this type of client, and build efficiencies into the business to deliver more value for this specific client type.Emily has never been a person to hide behind a façade. For her, what you see is what you get. She treats all her clients the same, speaks the same way with clients as she would family.There’s an honesty there, an authenticity that can’t be replicated. And this is what her customers engage with. They engage with this honest personality, the clear indication that Emily has their interests in mind.It takes courage to be honest, and to work with a purpose in this way. And it takes courage to specialise, to say ‘no’ to particular clients because they don’t quite fit your ideal client mould.But the rewards are definitely worth it.For Emily, success is about raising others up, while raising yourself up. It's about bringing other people along the journey with you, and helping them succeed as well.Emily has focused on what she does best. She helps people achieve their dreams, and take the next step in their life. And thanks to this, the business is growing. For Emily, success is being able to grow with people.By building a values-based business, a service offering that’s based on a belief system instead of a monetary goal, Emily has set herself up for a long-term, sustainable business.She helps her clients, and through this passion, the money will come.Because it’s not about the dollars—it’s about the cause.
Paul Marsh joins me to discuss how he successfully managed to establish P2 Group, making the BRW Fast 100 and selling the business by age 40 whilst also juggling family life with 4 kids.Paul Marsh is the owner and co-founder of P2 Group, a specialist consulting company that assists employers proactively manage occupational health cover and workplace compensation claims.Paul built a successful business from the ground up, making the BRW Fast 100 in 2012. And, at the tender age of 40, Paul went through a liquidity event transition, selling his business to global insurance brokerage firm, Gallagher. Paul had the unique opportunity to see the transition-out process for his own business play out in front of his very own eyes, while still continuing to work in the business.So while Paul and his business partner, James, had worked hard to get their business to where it was, they hadn’t yet considered an exit strategy. And at that age, you don’t.But the opportunity for Paul to sell P2 Group came as a living case study on how to manage the transition out of your business; albeit in somewhat different circumstances.It’s always hard, as a business owner, to relinquish that control. But the opportunity to sell allowed Paul to avoid many of the mental traps awaiting business owners.Under new management in this way the business would continue to grow and flourish without him, and his team could continue on in their roles. Selling the business, but still working in it, provided him a fantastic opportunity to continue to generate an income post exit. And he didn’t have to worry about losing any business identity he’d spent so long cultivating.Paul hasn’t really had the chance to leave a business to his kids. But now, instead of a legacy of a business, his legacy is his work ethic. Of working hard, being a good corporate citizen, and placing a priority on one-to-one, human interaction.His motivation didn’t die with the business transitioning. In fact, it’s only gotten stronger. He’s got more to prove now, but more opportunity to prove it.So while it came with some tough decisions, Paul knows that selling his business was a fantastic opportunity.So while he might not be leaving a business to his children, he’s still able to leave a legacy.
In this episode we are joined by Craig Abbott owner/ founder of Heavy Haulers & Phiit Studio. We discuss what it means to build a community, how to start prioritising health & how Craig & his team overhauled the business during the pandemic.Craig is the manager and founder of Heavy Haulers & Phiit Studio, an outdoor group fitness program he runs with his wife, Jess, where amongst other copious exercises members perform compound exercises using large, heavy tyres.There are many things that drive people to success. And for Craig, it’s not just about the bank balance. While you need cashflow to ensure the business stays afloat, he’s got a different scoreboard.To him, success is about helping people, about having a positive impact on their lives, and being able to see tangible changes in their self-worth.Thanks to this positive attitude, and desire to help, Craig has built up an amazingly positive culture around his training programs.But culture is a thing that tends to get misconstrued by many businesses. It’s not something that can be forced, or contrived, or decided upon in a branding exercise. It can be a deliberate choice, sure—but it has to be genuine.It’s this culture of support and positivity that enabled Craig to build resilience into his business. And resilience was a trait we all needed in spades in 2020.It was a tough year, particularly for the fitness industry. COVID-19 taught us a lot of things, but one undeniable learning was coming up against the hard realisation of what we can’t do.For Craig it wasn’t so much about the business itself being impacted; it was about the impact on his family, and the community he’d built.But he’d built that level of resilience and positivity into his business that instead of focusing on what they couldn’t do, Craig immediately focused on what they could. They pivoted, and they pivoted quickly. Craig and Jess spent two solid days, sacrificing sleep, focusing on their programs, to create an online training space for their community via Zoom meetings.And they didn’t just survive. Heavy Haulers & the Phiit Club has continued, and thrived.Because Craig is committed to his business. He’s passionate. And he believes in it. This commitment is what keeps his community coming back, what drives his members, and the factor that has kept their business trajectory strong.By modelling this behaviour, by constantly pivoting to the positive, despite what life throws at you, by demonstrating what success looks like in your own eyes—this is the best resilience plan you could have.
In this episode we are joined by Marianne Marchesi from LegaLite. We discuss many topics including what work/life integration means to her, the concept of Wellness Wednesday’s & the benefits that day dreaming has had on her business.It takes a unique group of individuals to run their own business.They’re passionate. Stubborn. Aspirational, and hard-working. They can’t be afraid to buck trends, explore alternative solutions... and daydream.These aren’t typically qualities you’d expect to find in the tightly-regulated, process-driven legal world.This is the world that Marianne Marchesi lives in. Marianne is the founder of Legalite, a legal practice that does things differently. As one of Australia's leading franchising experts and advisor to some very prominent brands, she's passionate about flipping traditional ideologies of legal practice. Instead of the impenetrable legal jargon and rigour, they offer legal services done simply, taking a human-centred approach.Before founding Legalite, Marianne had worked in traditional private practice for ten years. But traditional practices, she quickly realised, were so focused on strict numbers and making profits that the human aspect fell by the wayside. It was a money-driven, cynical environment that didn’t align with her values.Starting Legalite was Marianne’s opportunity to create a values-driven business.Coming from a migrant family, she’d always seen how hard her parents worked. Her father was a pharmacist, and her mother was a freelance interpreter, so she always got to see the joys and the frustrations of running your own business.Raised within a family community, it was all about building and nurturing relationships. It was about doing good for the people around you, doing what you could to help them succeed.Her father always told her that money isn’t everything. Sure, it’s nice when you get it—but money simply enables you to do more, to do more to give back. And if you’re doing what you love, the money will come in.And for Marianne, this has absolutely been true.At Legalite, it’s always been about community. About the people. About helping clients and team members work with a purpose towards a bigger picture. For Marianne, it’s about having a positive impact on the people in her life, in her business, and in the community she’s built.And to see past the money, to see the human aspect of the law professional, it takes a mind that thinks differently.A daydreamer.If you'd like to hear more you can listen to the full podcast via iTunes, Google, or Spotify, or head to our website www.itsneveraboutmoney.com.au.
For me, my motivation hasn’t been about wealth, or acquiring things.It’s always been about time, and legacy.Think about it. Time is the resource we need to spend with the people we love, or that we can use to look after our own health. It’s what we always wish we have more of when a family member falls ill.And it’s time that we always take for granted, as business owners. We focus all our efforts on building our business, creating our legacy, that we don’t think about anything outside of this. We always think we’ll have time to do things later.But we know that this isn’t always the case.I experienced this first-hand with my father. He was a driven man, hard-working, well-loved, and with a huge network of people that respected him. Some might even say a workaholic. He left a hell of a legacy.And when he passed, we all wished we’d just had more time.It was his legacy, though, his motivation and work ethic that drove James and I to ensure our practice remained fiercely independent. We knew we wanted to be authentic. We knew how we wanted to act as a business. We knew what we were about as a family, and we knew what our Dad stood for. We knew that becoming an independent business would allow us to wear our values on our sleeve, suggesting to the world that, for example, we don't take commissions, and that we act with the utmost integrity. So it was clear to us from the outset that independence in our advice absolutely a non-negotiable.It was thanks to my Dad’s work ethic that we made that decision to be independent. It was his legacy that drove us to where we are now.My Dad’s legacy means everything to me.And it’s thanks to that, I feel like this is delivering a vision of what I consider success for myself, and the business. I feel like I’m now in the position where I’m doing all the things I want to do as a financial adviser.It feels that now I can start taking bonuses in time. Time I’ll take to focus on things outside the business. Like my health, like playing the guitar, and spending time with my family.Because at the end of the day, it’s all about having that time.If you'd like to hear more of my story, you can listen to the full podcast via Apple Podcast, Google, or Spotify, or head to our website www.itsneveraboutmoney.com.au.