The MoneySaver Podcast: Recent Episodes
Lana Sanichar/ Ellen Roseman
Journalist Ellen Roseman, and Canadian MoneySaver Editor in Chief Lana Sanichar interview leaders in personal finance and investing, as well as top bloggers, authors and entrepreneurs. The goal is to help you save money and increase your assets. Learn how to make smart choices at every stage of your life, safeguard your interests and protect yourself from poor advice. Sponsored by Canadian MoneySaver Magazine. Follow us on Twitter @lana_sanichar, @ellenroseman, @cdnmoneysaver The views and opinions expressed by the Guests are theirs alone and do not necessarily represent the views and opinions of Ellen Roseman, Lana Sanichar, Canadian MoneySaver Magazine or the MoneySaver Podcast.
Ellen and Laura sit down to talk about Laura's new book 'Let's Talk About Aging Parents'.
Laura takes a fresh approach to conversations that can be difficult, but don't have to be.
Laura and Ellen discuss topics related to aging family members and all of the different areas to cover in having those important discussions.
Laura Tamblyn Watts is the CEO of CanAge and embodies a commitment to the betterment of elder care and seniors’ rights. Her multifaceted career spans law, academia, and policy development, reflecting a dedication to impactful advocacy and education.
With a legal background as a member of the BC Bar since 1999, Laura has leveraged her expertise to advance the interests of seniors, serving as National Director of the Canadian Centre for Elder Law and as Chief Public Policy Officer at CARP. Her academic role as an Assistant Professor (status) at the University of Toronto’s Factor Inwentash Faculty of Social Work underscores her commitment to shaping future professionals in the field.
We hope you enjoy!
In the interview, we cover what lessons for Canadians that Kornel has learned after doing close to two hundred interviews with financial experts, over the past 10 years.
Kornel and his spouse have also been either fully or semi-retired for the past 8 years, and so we discuss any advice for those who are also planning to retire in their 30s, or just retire early in general. We also examine what kind of financial changes or challenges that surprised them and that listeners should know about to help them with their own journey towards financial independence and early retirement.
If you’d like to hear more interviews done by Kornel, you can check them out on the Build Wealth Canada Podcast which you can find in your favourite podcast player.
We hope you enjoy!
In today's episode, I talk to a mortgage specialist who loves to educate borrowers on how to shop for the best financing for their income and their needs.
Ross Taylor of Ross Taylor Mortgages is a two-time national award winner, specializing in difficult mortgages and first-time home buyers. You can find his financial literacy articles at his website (AskRoss.ca).
Here are the top five mistakes he sees home buyers make:
1) They don't pre-qualify themselves for a mortgage with a lender before shopping.
2) They overpay for a house in a hot market, not anticipating that a pre-approved mortgage may not be issued if the house is appraised at a lower value.
3) They underestimate their one-time closing costs -- such as land transfer taxes, PST on high-ratio insurance premiums, adjustments for property taxes and condo fees, utility hookups and moving costs. This CMHC brochure will help you keep track of them all.
4) They underestimate the cost of living in their own home. Mortgage payments, property taxes and condo fees are the obvious ones. But then there is also heating, hydro, water, cable, internet and home insurance.
5) They sign up for a five-year fixed-rate mortgage with a major bank. This means they may be setting themselves up for very large prepayment penalties if they have to break the mortgage before the term is up. This can wreak havoc on your finances. It's vital to understand your lender's mortgage prepayment penalty before you sign up.
In this episode, I ask Ross Taylor about a number of issues he's written about at his site:
-- How to find money for your mortgage renewal when interest rates have soared. Should you consider cashing in your savings, such as RRSP or RESP assets? Should you think about selling your property in order to downsize to something smaller you can buy or to find a lower-priced property you can rent?
Here's an article by Rob Carrick of the Globe and Mail on a Vancouver couple who engineered a sale of their four-bedroom home. Then, with the proceeds from the sale and a cash top-up, they bought a new three-bedroom townhouse in which they could live mortgage-free.
-- What are alternative mortgage lenders?
-- What are high-ratio mortgages?
-- What are common myths about co-signing for a mortgage?
-- Should you convert your variable-rate loan to a fixed-rate loan when you can't afford the higher payments? Here is the article Ross wrote about this dilemma.
Ellen Roseman speaks with Keith Richards, Founder and Portfolio Manager for ValueTrend Wealth Management. They discuss the difference between Technical Analysis and Fundamental Analysis and how they fit into a portfolio. They also discuss concepts like support and resistance.
Ellen Roseman speaks to Fred Vettese, author of "Retirement Income For Life; Getting More Without Saving More", 3rd Edition. They talk about Old Age Security, the Canada Pension Plan, attitudes around retirement and the fear of outlasting your nest egg.
Ellen Roseman speaks to John De Goey, Investment Advisor and author of his new book "Bullshift" about optimism bias that investors and advisors have and whether or not it introduces risk to our portfolios.
Ellen Roseman speaks to Janine Rogan, CPA and author of The Pink Tax about how women have systematically been held back financially. They talk about financial feminism, the gender pay gap as well as policies that assist women to reach financial equity like paid maternity leave and affordable child care among others.
Ellen Roseman speaks with Clay Jarvis of Nerdwallet.ca. They discuss the mortgages, becoming a landlord, what to expect when becoming a landlord as well the gratification that one can receive from becoming a real estate investor among a host of other topics.
This Episode is brought to you buy BMOETFs.com.
Ellen Roseman speaks with Kyle Prevost, co-author of the book More Money For Beer and Textbooks and self-proclaimedpersonal finance nerd, about his new retirement planning course for Canadians entitled "4 Steps to a Worry-Free Canadian Retirement." They discuss topics such as the incentive structure for advisors, the 70% rule of pre-retirement income in retirement, fee-only advice and a variety of personal finance topics including his four steps for a worry free retirement. They also discuss life living in Qatar.
Foodflation!! We are all facing it! In this episode, Ellen Roseman talks to a Canadian Researcher in food distribution and policy and otherwise known as The Food Professor, Sylvain Charlebois. They discuss food inflation, tipflation and even shrinkflation and how to fight them. They also talk about Canada's Food Price Report and Skip The Dishes Inflation Cookbook.
Ellen Roseman speaks with Julie Petrera, Senior Strategist for client needs at Edward Jones. They talk about the changing face of retirement in Canada including how the attitudes of Canadians towards retirement are changing. They discuss un-retirement and the "new retirement". They also talk the different programs that individuals use to fund their retirements like the RRSP, RRIFs, TFSA, and the CPP.
Ellen Roseman speaks with Sol Amos, entrepreneur and founder of advisorsavvy.com. They discuss the 5 types of financial advisors/planners as well as questions to ask when selecting a financial advisor/planner.
This podcast episode is sponsored by BMO ETFs.
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Ellen Roseman speaks with Michael Bartz, host of the In Over My Head podcast, about his tiny house and lowering his environmental footprint as well as living simply and frugally.
Ellen roseman speaks to Barbara Stewart, Chartered Financial Analyst and Research, about post-pandemic non-retirement as well as her Rich Thinking Research on women and money and how women are re-inventing themselves as relating to employment, post-pandemic. She also discusses her five post pandemic financial planning retirement tips.
Ellen Roseman speaks with Tim Hewson from LegalWills.ca about why everyone needs a will and the problems that are created when there isn't one upon death! They also talk about reasons that people give why they haven't yet gotten one and tips and tricks when you do decide to get a will.
Ellen Roseman speaks with Hamish Khamiza, President and CEO of SparxTrading, an online media company which publishes digital investment content for DIY investors. They chat about online investing, online brokerages, dividend re-investing and upcoming trends.
Ellen Roseman chats with Shaun Maslyk, CFP and host of the podcast "The Most Hated F-Word" about our money-stories and how they affect our relationship with money. He mentions Dr. Brad Klontz and the four money-scripts or subconscious beliefs that we develop as young children about money.
Ellen Roseman speaks with award-winning personal finance writer, real estate expert, and best-selling Amazon
author of House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth, Romana King about
home ownership and how to see your home as a strategic investment in your life and how to make sure that you are
doing the right things to increase the value of your home and net worth.
Ellen Roseman speaks to financial educator Kelley Keehn about her new book "Rich Girl, Broke Girl". They discuss past mistakes, women and wealth and the issues that surround women and money.
In this episode, Ellen Roseman speaks with Larry Bates, author of the book Beat The Bank: The Canadian Guide to Simply Successful Investing. They talk about banks, advisors, low-cost investing, fees and retirement.
Ellen Roseman speaks with Erica Alini, author of the personal finance book for millennials "Money Like You Mean It." They talk about what personal finance means to millennials and the challenges that they and Gen Z face.
In this episode, Ellen Roseman talks to Andrew Hallam about his new book 'Balance". They discuss FOMO or fear of missing out, opportunity costs and mindfullness and how these all relate to life satisfaction.
Ellen Roseman chats with Dan Bortolotti, Certified Financial Planner, Portfolio Manager and author of Reboot Your Portfolio, Nine Steps to Successful Investing with ETFs about investing, mutual funds, ETFs, stock markets and his best tips.
On this episode we recap our week from football games to weddings, which leads to a discussion about how clueless we are when it comes to weddings (5:40). Next we review the New album "Montero" by Lil Nas X, and music from other artist as well (37:40). We also play our songs of the week (48:25). After that we discuss the new iPhone 13 (59:38), winners from the VMA's, and artist staying relevant even when they are not making music (1:15:05). We then answer some questions (1:36:28) ,and talk about some TV shows and movies we've been enjoying (1:49:30), and a whole lot more! Tune In! #BackToTheTopic
Songs of the Week:
Walt| Wakey Wakey - Heartbroke
Pat| goodboy noah - Hit N' Run
Eli| Yeat - Gët Busy
Make sure to also follow us on Youtube, Instagram, and TikTok (@backtothetopicpod). Also check out our merch (shop.spreadshirt.com/backtothetopic)
In 2018, Lana and Ellen met at a personal finance conference and suggested, spontaneously, collaborating on a podcast. Since then, we’ve introduced you to thought-provoking and thoughtful money experts, bringing you their best advice and tips. It’s been a great ride.
After a week off we are back with a new episode! We start by recapping the last two weeks including our Labor Day weekend, Walt's trip to Chicago, Pat's trip to Pittsburgh, Eli moving in to his new place, drunk volleyball and more. Next we review new music by Drake, Baby Keem, Maxo Kream & Tyler the Creator and others(25:30). We also play our songs of the week (51:15). After that we discuss the new Kanye and Andre 3000 song that was leaked(1:04:40), Steve from Blues Clues coming back to deliver a nice message (1:07:10), The NFL season being back(1:10:20). We also answer the question 500K or dinner with Jay-Z (1:18:00).Then we talk about some TV Shows and movies like Clickbait, Shang Chi and a whole lot more! Tune in!
Songs of the Week:
Walt| Kendrick Lamar - You Ain't Gotta Lie (Momma Said)
Pat| Berhana - Grey Luh
Eli| Drake - Knife Talk (feat. 21 Savage & Project Pat)
Make sure to also check us out on Youtube, Instagram, TikTok (@backtothetopicpod), and check out our merch at shop.spreadshirt.com/backtothetopic
On this episode we start by recapping our week of work, travel, volleyball and other things. Next we discuss new music by Belly, Baby Keem & Kendrick Lamar, the highly anticipated album "Donda" by Kanye West, and Drake hacking ESPN to announce his album is dropping soon(16:49)We also play our songs of the week(38:35). After that we talk about some Youtube drama (57:47), we answer some questions like: would you rather dine alone or go to the movies alone (1:12:00), and a whole lot more! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Maxo Kream - Grannies
Pat| Anderson .Paak - Trippy (feat. J. Cole)
Eli| Baby Keem & Kendrick Lamar - Family Ties
Make sure to also check us out on Youtube, Instagram, TikTok (@backtothetopicpod), and check out our merch at shop.spreadshirt.com/backtothetopic
On this episode we start by recapping our week of work, drunk volleyball, and karaoke. Next we review new music by DVSN & Ty Dolla $ign, Trippie Redd, Jaden, Swae Lee, and others. We also play our songs of the week (19:20). After that we discuss Kendrick Lamar announcing his last album with TDE (47:50), OnlyFans banning sexually explicit content(51:15), Sha'Carri Richardson's first race since the Olympic trials (59:40), the new dangerous, but hilarious milk crate challenge (1:05:05), and a whole lot more! Tune in!
Songs of the Week:
Walt| Macklemore - St. Ides
Pat| Bas - Penthouse
Eli| Trippie Redd & Ski Mask the Slump God - Demon Time
Make sure to also check us out on YouTube, TikTok, Instagram (@Backtothetopicpod). We also have merch available (shop.spreadshirt.com/backtothetopic
On this episode we start by recapping our week. Next we review new music by Lizzo, Denzel Curry, Wale, and others. We also play our songs of the week (15:00). After that we talk about Apple scanning photos in people's phone (38:00) , Samsung's new phone, and the new Star Wars Resort at Disney(49:00). Then we discuss why we would or wouldn't ever quit all social media(55:40). Finally we talk about some tv shows and movies such as: What If, Hart to Heart, Outer Banks, Suicide Squad, and a whole lot more! Tune in! #BackToTheTopic
Songs of the Week:
Walt| A$AP Rocky - Praise The Lord (Da Shine) [feat. Skepta]
Pat| Joji - Sanctuary
Eli| Mary J. Blige - Family Affair
Make sure to also check us out on Youtube, TikTok, and Instagram (@backtothetopicpod). We also have merch available (shop.spreadshirt.com/backtothetopic)
On this episode we start by recapping our week. Next we review new music by Nas, The Weekend, Jack Harlow, and we play our songs of the week (20:10). After that we recap the olympics, talk about a couple winners from the USA, and say what olympic sport we think we could compete in (48:30). Then we answer the question what sport we would add to the olympics (57:35). Finally we talk about some tv shows and movies like: Suicide Squad, Jungle Cruise, Dave(1:03:10), and a whole lot more! Tune in! #BackToTheTopic. S/O to our guest Grant (grantipher_) for coming through and kicking it with us
Songs of the Week:
Walt| Tame Impala - Breathe Deeper
Pat| J.I.D - Skrawberries (feat. BJ the Chicago Kid)
Eli| Skepta - Peace of Mind (feat. Teezee & Kid Cudi)
Grant| Larry June - You Gotta
Make sure to also check us out on TikTok, Instagram, Youtube (@Backtothetopicpod), and check out our merch (Shop.spreadshirt.com/backtothetopic)
On this episode we recap our week, including Walt’s first roller coaster experience (1:10). Next we review new music by Logic, Isaiah Rashad, Silk Sonic, and others. We also play our songs of the week(20:40). After that we discuss DaBaby’s offensive comments (43:52). Simone Biles withdrawing from Olympic events ,and athletes mental health (50:10). Then we answer some questions like: What do we like best about podcasting (58:50). Finally we talk about some TV shows we are enjoying (1:10:10), which leads us to go down memory lane and discuss shows we enjoyed growing up (1:13:00) ,and a whole lot more! Tune in! #BackToTheTopic
- Like, comment, subscribe, and check us out on TikTok, Instagram, and Youtube (@backtothetopicpod). Also check out our merch (shop.spreadshirt.com/backtothetopic)
Songs of the Week:
Walt| Wrabel - Give It Time
Pat| DUCKWRTH - World On Wheels (feat. Kyle Dion)
Eli| Sad Frosty - Dopamine Freestyle
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On this episode we start off by recapping our week. We then move into new music Leon Bridges, Lil Nas X, Smiley, and others. We also play our songs of the week (23:45). We then talk about the NBA Finals (54:00), the NFL‘s new COVID rule (1:04:20), and other trending topics. after that we answer some questions like: Would you rather drink sour milk or brush your teeth with soap, and others (1:11:45)? Finally we talk TV and movies we enjoy like Dave, Walking Dead (1:30:45)and a whole lot more! Tune in! #BackToTheTopic. Be sure to like, comment, and subscribe. Also follow us on YouTube, Instagram, TikTok (@backtothetopicpod), and check out our Merch (shop.spreadshirt.com/backtothetopic). S/O to our guest Naseem (@wokenas) for coming through and kicking it with us.
Songs of the Week:
Walt| Alabama Shakes - Sound and Color
Pat| W\lter & Rossii - In Case You’re Wonderin’
Eli| Unghetto Mathieu- Hi
Naseem| Trippie Redd - Holy Smokes (feat Lil Uzi Vert)
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On this episode we start by recapping our week. Then we review new music by Pop Smoke, Normani & Cardi B, and others. We also play our songs of the week, (18:25). After that our guest Herschel gives us his background, and gives us information about the company he works for "Hotel Tango Distillery (45:34). We discuss the olympics, and how covid could affect it, and what happens when the athletes aren't participating in their events (1:05:40), We answer the question would you rather be insanely underdressed or overdressed (1:14:00)? We give our Space Jam: A New Legacy review (1:27:55), We talk about the TV show "Dave"(1:39:30), Which leads to a discussion on appropriate response time for a text (1:46:00), and a whole lot more! Tune In.#BackToTheTopic. Like, Comment, Subscribe, and check us out of Youtube, Instagram, and TikTok (@Backtothetopicpod). Thank you to our special guest Herschel for coming through and kicking it with us! Also make sure you check out Hotel Tango (@hoteltangodistillery) and visit a tasting room in Fletcher Place, Zionsville, or Fort Wayne
Songs of the Week:
Walt| Snoh Aalegra - Neon Peach
Pat| The Dream - Walkin' On the Moon (feat. Kanye West)
Eli| Ludacris - Roll Out
Herschel| Mazde - Wicked Winds
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And we back! On this episode we start by recapping our week. Then we dive into new music by Snoh Aalegra, Vince Staples, Bas, Logic, and others. We also play our songs of the week (10:44). We then discuss some news that has happened over the past few weeks like Usher causing T- Pain to go into depression (30:00), College athletes now being able to profit off of their name, image, and likeness (33:00), Sha'carri Richardson's suspension (36:48), Bill Cosby being released (41:43), and other stories. We also talk about some tv shows and movies that we've been enjoying like Loki, F9, Fatherhood (1:02:25), and a lot more! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Young the Giant - Heat of the Summer
Pat| Mac Miller - Stay
Eli| Ski Mask the Slump God - Dr. Suess
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What's up everybody! This episode isn't like our regular ones, this is just to keep you updated with what's going on with BT3. Thanks for listening! #BackToTheTopic
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On this episode we start off by firing Pat, recapping our week, and discussing where we’re at in our lives (0:37). We then talk about new music by Tyler, The Creator, Logic, DVSN and more followed by our songs of the week (23:00). We then ask/answer some wild questions, such as, “Which would you never do for 100k a month?” (1.) Have kids (2.) Get Married (3.) Have sex or (4.) Speak to your family again (39:08). After that we talk about a few shows we’re into right now, like: Loki, Dave, and Rick and Morty which leads into a personal discussion (50:20). You don’t wanna miss this! Tune in! #BackToTheTopic #WhereIsPat
Songs of the Week: Walt | Leon Bridges - Motorbike Eli | DaBaby - Ball If I Want To
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On this episode we start off by recapping our week, taste testing Arby's "Meat Mountain" sandwich, and reviewing various other chicken sandwiches (4:10). We then talk about new music by Migos, Polo G, Doja Cat, Emotional Oranges, and we play our songs of the week (19:38). We discuss the Mayweather vs Paul fight, how many more of these exhibition fights we will see, and if it's bad for the sport of boxing (40:47) We also recall how messed up "The Maury Show" was, highlight some tv shows that we are enjoying right now(50:52), and a lot more. Tune in! #BackToTheTopic
Songs of the Week: Walt| Doja Cat - Need To Know Pat| SiR - D'Evils Eli| Migos - Avalanche
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On this episode we start off by recapping our week, and Eli's trip to LA (3:31). after that we review new music by Lil Baby & Lil Durk, Roy Woods, Russ, Roddy Ricch, and play our songs of the week(39:30). We also discuss Jay-Z and Beyoncé's new 28 million dollar car (56:20), and we answer some questions like: If you were dying of starvation what restaurant would you still not eat at? When will we personally stop wearing mask in public (1:08:17), and a lot more. Tune In! #BackToTheTopic
Songs of the Week:
Walt| Beyoncé - Black Parade
Pat| Syd - All About Me
Eli| Bill Withers - Lean on Me
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On this episode we review new music by DMX, Eminem, and others (8:00) We also discuss the Verzuz battle between Soulja Boi and Bow Wow (30:44), Billboard Music award winners (36:00), Rap's Mount Rushmore (42:25), NBA Playoffs (46:00). Whats scarier the ocean or space? (58:25), day parties or nightlife? (1:10:00), and a lot more. Tune In! #BackToTheTopic
Songs of the Week:
Walt| Earthgang - Artificial
Pat| J. Cole - a m a r i
Eli| RyanRx - Castaways
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On this episode of Back to the Topic we have some great conversations with some wonderful people. We start by recapping our week (3:18). Then we review new music by Twenty One Pilots, YG, Lil Baby and others(24:55). After that we Interview our guest Kitty Kondo, we talk about how they got started, their process of making music, the new album and so much more(1:07:40). We also talk about colleges requiring full vaccines to return to campus (1:53:10), Las Vegas going back to pre pandemic guidelines (1:54:40). We answer questions such as: favorite jolly rancher flavor, and how often we wash our towels/sheets (1:59:17), and a whole lot more. Tune in! With Special guest Kitty Kondo, go check out their music and follow them @Kittykondo and see what they have going on. #BackToTheTopic
Songs of the Week:
Walt| Twenty One Pilots - Mulberry St.
Pat| Mike Posner - Jealousy (feat. Blackbear)
Eli| Cedan - A to Tennessee
Tyler| Bren Joy - Freezing
Chris| Fleetwood Mac - Save Me a Place
Brandon| Public Enemy - She Watch Channel Zero
Evan| The Night Game - I Feel Like Dancing
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On this episode we review new music by Migos, Jorja Smith, Nicki Minaj, J. Cole, and others (23:40). We also debate if Twitter is being used by the younger generation or if it has become an adult app(50:50). We answer some questions: Would you rather start and OnlyFans or join the Military as your sole source of income, and would you rather pay for your food or do the dishes in the back(1:06:40). We also discuss some TV shows we are watching like "That Damn Michael Che", The Nevers"(1:29:30), and a lot MORE! Tune In! #BackToTheTopic. With Special Guest: Swain. Thanks for coming through and check him out on Insta:swainmoneyy and on youtube: swainmoneyyTV
Songs of the Week:
Walt| Russ - Emergency
Pat| Sincerest Don & Big Mars - Something
Eli| Blind.See - Winning (feat. Coreylte)
Swain| Lil Poppa - Blessed, I Guess
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On this episode of Back To the topic we cover new music coming out this week by J. Cole, Isaiah Rashad, Tee Grizzly and others (15:25). We then talk about Drake ruining homes (30:15), BillBoard Music Awards(39:20), the upcoming Floyd Mayweather fight and his legacy(1:00:00). We answer some questions like: Whats the cut off age for having roommates, our worst haircut, and we debate the Rush hour Trilogy vs Bad Boys trilogy(1:04:04). Also we discuss Marvel’s movie line up, Warner committing to a black Superman and black Director(1:16:34), and a whole lot more! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Emotional Oranges - Just Like You
Pat| Shelley FKA DRAM - Remedies
Eli| 21 Savage - Spiral
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On this episode of Back To The Topic we start by recapping our interesting week. We then dive into new music by DJ Khaled, Baby Keem, 21 Savage, and others(9:20). We talk about the FDA trying to ban menthol cigarettes and flavored cigars (36:11), answer some questions which leads to a discussion about some strange animal's behaviors (44:20), and we discuss some TV shows and movies we are enjoying. Tune In! #BackToTheTopic
Songs of the Week:
Walt| Hozier - No Plan
Pat| BJ the Chicago Kid - Close
Eli| Yvngxchris - No Hook (feat. Babysantana)
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On this episode we speak on the Derek Chauvin verdict (12:30), and the death of Ma'Khia Bryant (19:35). We also review new music by Cordae, Young Thug, Moneybagg Yo and others(39:40). We then talk about the EDP445 situation (1:18:10), we answer some questions about tipping, tooth brush replacement, and other things (1:35:50). After we discuss TV shows like Falcon and Winter Soldier ,and Snowfall (Spoiler Alert). Tune In! #BackToTheTopic
Songs of the Week:
Walt| Lil Uzi Vert - 20 Min
Pat| Miguel - Waves
Eli| Sounds of Blackness - Hold On (Change is Comin')
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On this episode we review new music by Doja Cat, Polo G and others (13:50). We then discuss Lt. Nazario's traffic stop in Virginia, and the shooting of Daunte Wright in Minnesota (35:20). We also talk about Usherbucks (48:00) the Johnson & Johnson vaccine (52:20), and MORE! Tune In!. With special Guest Christian and Kullen #BackToTheTopic
Songs of the Week:
Walt| BØRNS - Past Lives
Pat| Majid Jordan - Waves of Blue
Eli| NLE Choppa - Beatbox Remix
Kullen| Yvngchris - April Fools
Christian| YSB Trill - Feel It
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On this episode we review new music by Belly & Justin Bieber, and we look at whats coming out this week(14:30). we then send our well wishes to DMX and his family(32:18). We also talk about Paul Pierce's wild weekend that lead to his dismissal at ESPN(38:00), how we feel about mandatory vaccinations/vaccine passports(50:20), some of our most memorable bar experiences(1:01:08), and a whole lot MORE! Tune in! With special guest Tahj. #BackToTheTopic
Songs of the Week:
Walt| Grace Weber - Feels Like Heaven
Pat| Quinn XCII - Another Day in Paradise
Eli| Rico Nasty - Rage
Tahj| Brent Faiyaz - Clouded
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On this episode we have a lot of good conversations with some great people, but we start it by breaking down new music from Chiiild, Lil TJay, Brock Hampton, and others (8:20). After that we interview our guest, recording artist Big A, about what he has going on and what's coming next(50:14). We then talk about Lil Nas X music video and shoes (1:12:40), Quavo and Saweetie's elevator incident(1:37:35), new allegations against Deshaun Watson(1:50:40), the Derek Chauvin trial(1:59:10), and a lot MORE!!! Tune in! With Special Guest Big A (@aka_biga), Andrew (@dreams_2_goals_2_reality), and Parris(@parrisgrayofficial) Go check them out and see what they got going on! #BackToTheTopic
Songs of the Week:
Walt| Can't Decide - Aminé
Pat| Chiiild & Mahalia - Awake
Eli| Big A - On My Grizzly (feat. Don Trip)
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On this episode we review new music by Gallant, BROCKHAMPTON, Rod Wave, and others (12:00). We also discuss the Colorado shooting, which leads to a discussion on gun laws and safety (44:24). We then talk about Indiana lifting the mask mandate (1:09:15), and tv shows we've been enjoying lately (1:18:08). Tune in! #BackToTheTopic
Songs of the Week:
Walt| Justin Timberlake - Montana
Pat| Bas - Purge
Eli| Grind2hard Osh'a - Imperfections
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On this episode we review new music by Justin Bieber, Kota the Friend, Benny the Butcher and others (4:55). We then recap the Grammy winners and performances (21:10). We also discuss Drew Brees retiring after 20 years (36:10), the allegations against Deshaun Watson (39:30), the men's and women's NCAA Tournament disparities (45:15), a high school basketball announcers' racist comments (51:00), the tragic Atlanta spa shootings (56:25), Netflix cutting down on password sharing (1:03:56), and MORE! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Aminé - Gelato
Pat| Justin Bieber - Peaches (feat. Daniel Caesar & GIVĒON)
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On this episode we review new music by Lil Baby, Juice WRLD, and others (8:24). We also discuss the new round of stimulus checks (32:30), the movie Coming 2 America (41:05), the attack on the Uber driver (51:23), and MORE!. Tune in! #BackToTheTopic
Songs of the Week:
Walt| Chance the Rapper - Get a Bag
Pat| Kota the Friend - Away Park
Eli| Hot Headzz - Hmmm
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On this episode we review new music by Drake, Chance the Rapper, Bruno mars & Anderson .Paak, and others (15:25). We then talk about Jay-Z selling a majority stake in Tidal, and the return of concerts (39:47) We also discuss the Texas Governor lifting the mask mandate and opening up the state (57:53), cancel culture coming for Dr. Seuss (1:06:28), social media's new updates (1:11:44), TV shows like WandaVision, Snowfall (SPOILER ALERT), and MORE! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Miguel - Face the Sun
Pat|Bruno Mars, Anderson .Paak & Silk Sonic - Leave the Door Open
Eli| Khalil? - Zodiac Killer
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On this episode we briefly review new music (27:55) We also discuss how this country is never prepared for situations, and Ted Cruz’s vacation (36:00), Daft Punk retiring (1:05:08), Bobby Shmurda being released from prison (1:07:18), Tiger Woods’ car accident (1:26:20), and More! Tune In! Songs of the Week: Walt| A Chal - Gazi Pat| Michl - Better With You Eli| KIDx - Thundering Quincy| Playboi Carti - Place
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On this Episode we recap our Valentine's Day weekend and how we are living through this snow storm (0:30). We then review new Music by Pink Sweat$, Lucky Daye, and others (8:20). After that we stick with music and talk about the Meek Mill & 6ix9ine situation, and Cyhi the Prynce's accident (33:00). We then discuss the Dallas Mavericks not playing the National Anthem (43:30), and Draymond Green speaking up about the double standards in the NBA (49:05). We also talk about Dave Chappelle getting his show back, and MORE! Tune in! #BackToTheTopic
Songs of the Week:
Walt| Chance the Rapper - Big Fish (feat. Gucci Mane)
Pat| Pink Sweat$ - Magic
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On this episode we recap our Super Bowl weekend and give our thoughts on the game and half-time show (1:00). We also review new music by Cardi B, G-Eazy, Vanjess, and others (18:06). We also discuss other news like Lil Uzi's new diamond (35:11) Morgan Wallen's situation (37:00), and Nick Cannon and Wild 'N Out' returning to MTV (43:40) We then talk about Valentine's Day, if girls are actually terrible gift givers, and MORE! Tune in!
Songs of the Week:
Walt| Melanie Faye - Super Sad Always
Pat| Victoria Monét - Go There With You
Eli| Michael Kiwanuka - Black Man in a White World
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On this episode we review new music Brent Faiyaz, Pink Sweat$, Victoria Monét, plus others (15:10).We pay our respects to Cicely Tyson (39:07) We then discuss the T.I allegations, and the Chad Wheeler situation (42:24). We also discuss EA bringing back the beloved NCAA Football game (55:33), Jeff Bezos stepping down and MORE! Tune in
Songs of the Week:
Walt | Rapsody - Sojourner (feat. J. Cole)
Pat| Tone Stith - Devotion
Eli | GlockBoiKari - Caution Flow
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On this episode the crew reviews new music by Robin Thicke, Fat Joe, Rowdy Rebel, and more (7:28). We also discuss Bitcoin, our experiences investing, and other stock news (37:13). Then we talk about some interesting things on TV like the Tiger Woods documentary, WandaVision, sports, and MORE! (51:20) Tune In!
Songs of the Week:
Walt | Harry Styles - She
Pat | J. Cole - Niggaz Know
Eli | ZaeHD & CEO - Scooby
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On this episode we review new music by DVSN, DaBaby, Juice WRLD, and more (23:07). We then talk about Trump's second impeachment, and Joe Biden's Inauguration (1:02:10). We also discuss minimum wage increase, some sports news, and MORE! Tune in #BackToTheTopic
Songs of the Week: Walt | Nao - Antidote (feat. Adekunle Gold) Pat | Mac Miller - PA Nights Eli | DaBaby - Masterpiece
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On this episode we discuss new music by Mac Ayers, Russ, Bas, plus others and look ahead to what's coming out this week (23:05). We also talk about the election that took place last week and the U.S Capitol breach (42:05). Then we recap the past week of the NFL playoffs and MORE! Tune in! #BackToTheTopic
S/O to our guest Rico for coming through. Thanks for hanging with us one last time!
Songs of the Week:
Walt | Jazmine Sullivan - Pricetags (feat. Anderson .Paak)
Pat | ZAYN - Vibez
Eli | BigWinnn - Love and Goofiness
Rico | Tobe Nwigwe - Eat
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This week we analyze new music by Justin Bieber, and BigWinnn, and look ahead to what's coming this week (11:24). Along with that we also discuss the top three in rap, where Hip-Hop is headed in the coming years, and other headlines in rap culture (35:58). Then we talk about some things that irritate us in our personal lives (58:16). Tune in! #BackToTheTopic
Songs of the Week:
Walt | W\LTER - Can't You See It
Pat | Souly Had & Mac Ayers - Maybe Not
Eli | BigWinnn - Walk Step Drip
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On the last episode of the year the crew reviews new music by Playboi Carti, Lil Durk, and more (22:50). We also talk about Da Baby wanting to retire, which leads to a debate on if rappers ever really retire, and we speak on if Drake's era in music is over (41:35). We then discuss the second stimulus check (1:01:56), splitting bills & rent with your partner (1:07:26), the movie Soul, and we wrap up 2020 (1:22:00). Tune in! #BackToTheTopic
Songs of the Week:
Walt | Kait - Come W / Me (feat. W\LTER)
Pat | Darius Coleman - Witness
Eli | 21 Savage - Glock in My Lap
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We back with another one. On this episode the crew looks at new music by Earthgang, DVSN, and more (8:20). We also discuss the 2nd stimulus check (24:00), upcoming holiday plans (28:43), some of our favorite albums of 2020 (37:42), and more. Tune in! #BackToTheTopic
Songs of the Week Walt | Tierra Whack - Peppers and Onions Pat | Omen - Zion Eli | DJ Scheme - E-ER Rico | Player - Baby Come Back
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*Please excuse the poor audio quality. We experienced some technical difficulties during the recording. Hopefully you can enjoy this episode as much as we enjoyed creating it!
Now back to the topic! On this episode we break down new music by Kid Cudi, Jack Harlow, Fetty Wap and more (17:53). We then talk about other news in music like Lil Wayne's situation, and DJ Vlad interviews(1:08:32). We also discuss Cyberpunk's issues (1:13:03), Meek Mill's donation (1:22:30), and what powers we want to get on December 21st. Tune in! #BackToTheTopic
Songs of the Week:
Walt | Kid Cudi - Lovin' Me (Feat. Phoebe Bridgers)
Pat | Jack Harlow - Keep it Light
Eli | Chris The Rapper - Sony Diss Track
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On this episode the crew reviews new music by Lil Baby, Shawn Mendes plus others, and also looks ahead to what's coming out this week (7:30). We also discuss if people still care about Covid (36:00), new games coming out (1:04:42), HBO's new deal with Warner (1:27:42), and more. Tune in! #BackToTheTopic
Songs of the Week:
Walt | Lancey Faux - INDIA
Pat | Lil Wayne & Drake - B. B King Freestyle
Eli | BigWinnn & AyeBrax - Drake and Josh
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On this episode the crew breaks down new music by Juicy J, Jeezy, Harry Hudson, and more (20:08). We also discuss the Grammy nominations and snubs (1:02:36), Dave Chappelle (1:08:39), the True Kitchen situation (1:15:17), Mike Tyson & Nate Robinson's fights (1:28:36), and more tune in! With special guest Rico. #BackToTheTopic
Songs of the Week:
Walt | Wiz Khalifa (feat. Juicy J) - The Plan
Pat | J. Cole - Looking for Trouble
Eli | Vae Day - 10K
Rico | GIVĒON - Still Your Best
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In this episode the crew breaks down new music by 2 Chainz, Lil Uzi & Future, and more (9:09). We also discuss the new social media upgrades (38:04), tv shows that we are enjoying right now(46:39), and gaming(1:00:54). Tune in! #BackToTheTopic
Songs of the Week:
Walt | Masego - Passport
Pat | SIR - Footsteps in the Dark, pts. 1 & 2
Eli | yvngxchris - Did You Know?
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On this Episode the crew breaks down new music by Phora, Nav, Russ and Wale and see what’s coming this week (10:16). We also discuss The deaths of King Von and Alex Trebek(27:01), our new president(40:25), the restart of the NBA season(45:23), cancel culture(48:19), and more. Tune in! #BackToTheTopic
Songs of the Week:
Walt | W\LTER - A Man Can Dream
Pat | Wale - Effortless
Eli | DDG - Moon Waliking in Calabasses
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On this episode we review new music by Ariana Grande, Sam Smith, Busta Rhymes, and more (11:40). We also discuss the election (29:22), season 2 of The Mandalorian (50:20), The Xbox and Playstation release (55:34), and we answer some random questions (1:03:10). Tune in! #BackToTheTopic. Also go visit the shop at shop.spreadshirt.com/backtothetopic
Songs of the Week:
Walt | Sam Smith - Kids Again
Pat | RINI - Bedtime Story
Eli | Tamil - Only Talk Facts
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On this episode the crew reviews new music by Ty Dolla $ign, THEY., Jack Harlow, Ariana Grande, and more (22:19). We also discuss the upcoming Verzuz battle between T.I & Jeezy (53:42), a difficult relationship situation (57:52), and we talk about Halloween (1:08:03). With special guest Christian and Kullen. Tune in! #BackToTheTopic
Songs of the Week:
Walt | Kid Cudi- Kitchen
Pat | Russ- Freed Up
Eli | BigWinnn- Rock Wit You
Christian | Yo Gotti- More Ready Than Ever
Kullen | Reason- SAUCE (feat. Vince Staples)
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On this episode the crew breaks down new music by Justin Bieber, Benny the Butcher, T.I, and more (6:15). We also discuss the Kenneth Walker interview (26:50), girls proposing (32:49), our parking struggles (37:15), and more. Tune in! #BackToTheTopic
Songs of the Week:
Walt | THEY.- STCU (feat. Juicy J)
Pat | THEY. - Losing Focus (feat. Wale)
Eli | Championxiii - BOO!
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On this episode we review music by Benny The Butcher, REASON, SAINt JHN, Russ and more (7:54). We discuss the upcoming release of the iPhone 12 (36:55), the current state of Video Gaming (48:50), the Lakers winning the NBA Championship (59:00) and much, much more! Shoutout to our featured guests: Syrus and Josh. Tune in! #BackToTheTopic
Songs Of The Week:
Walt | Jacob Latimore ft Mulatto - Don't Wanna Leave
Eli | Mario Judah - Die Very Rough
Syrus | Future - Hard to Choose One
Josh | Bishop Nehru - Fickle Mind$
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On this episode we review new music by Bryson Tiller, 21 Savage, YG, Giveon, and more (5:10). We also talk about Trump getting COVID (28:15), our worst customer service experience (39:44), and we play Answer the Internet (1:01:57). Tune in! #BackToTheTopic
Songs of the Week:
Walt | Gorillaz ft Vince Staples- Ascension
Pat | Giveon- Stuck on You
Eli | YG- Jealous
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IT’S OUR PODIVERSARY!!! Thank you to all those that have rocked with us this past year. On this episode the crew reviews new music by Spillage Village, Joji, Travis Scott, Dom Kennedy, and more (4:04). We also discuss the sports world (23:26), We answer some life questions (29:05), and we reflect on year one of the Podcast (46:45). Tune in! #BackToTheTopic. Also make sure you visit the shop at shop.spreadshirt.com/backtothetopic Songs of the Week: Pat | Spillage Village - Shiva Walt | Joji - Tick Tock Eli | Dbangz ft. Sad Frosty - Aids Results
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On this episode we review new music by Alicia Keys, Justin Bieber, Brent Faiyaz and more (6:15). We also discuss why saggin is still a thing (27:58), how to handle your kid smoking weed (39:47), hooking up with a friends ex (49:06) and more. Tune in! #BackToTheTopic
Songs of the Week:
Pat | Mac Miller- Insomniak
Walt | Alicia Keys- Me x7
Eli | YN Jay- Coochie Land
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On this episode the crew breaks down new music by Alicia Keys, T.I, Usher and more (10:13). We also discuss fans booing the Moment of Unity during the NFL game (29:24), gender reveal parties (34:48), and we talk about some movies and TV shows that we have been enjoying lately (42:31). Tune in! #BackToTheTopic
Songs of the Week
Walt | Of Monsters and Men- Visitor
Pat | Usher- Bad Habits
Eli | Dbangz- Been a Long Time
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On This episode the crew reviews new music by Big Sean, SZA, G-Eazy, and others (6:10). We also discuss the New Travis Scott meal (17:13), NBA Playoffs (20:00), Odell Beckham rumors (29:22), Only Fans shame (33:00), and more. Tune in! #BackToTheTopic. Also make sure to visit the shop @ shop.spreadshirt.com/backtothetopic
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On this episode the crew breaks down new music by Jaden, The Weeknd, Cordae and others (5:30). We pay our respects to actor Chadwick Boseman (20:24).We also give some Netflix recommendations (22:19), talk about the resumption of the NBA Playoffs (35:17) and more. Tune in! Don’t forget to visit our shop at Shop.spreadshirt.com/backtothetopic
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We Back!!! On this episode the crew reviews new music by Nas, Vic Mensa and others (4:53). We talk more about the Meg and Tory Lanez situation (13:04). We also discuss the NBA playoffs & Jacob Blake (16:22) and more. Tune In! #BackToTheTopic. Also visit our shop at shop.spreadshirt.com/backtothetopic
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On this episode the crew discusses new music like always. We also talk about Katt William’s Supreme ad, Trey Songz drama, the new Call of Duty, and more tune in! #BackToTheTopic. Also make sure to check out our store at shop.spreadshirt.com/backtothetopic
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On this episode the squad reviews new music that came out (13:34). We also discuss the Ellen show (44:44), Halo getting pushed back (50:20) and more. Tune in! S/O to our special Guest Dom for coming through. Visit our new shop at shop.spreadshirt.com/backtothetopic #BackToTheTopic.
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On this episode the BT3 squad break down our thoughts on the new music, as usual. (5:26) We discuss the state of pro sports. (37:40) We dive into schools plans to reopen during the pandemic, (48:20) and more! Tune in to #BackToTheTopic! — Visit our new shop! http://shop.spreadshirt.com/backtothetopic
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On this episode the crew discusses new music (5:56). We also talk about the upcoming Verzuz battle between Rick Ross and 2 Chainz (22:13), The Washington Football Team (26:20), Mike Tyson vs Roy Jones Jr (31:46), and more. Tune In!!!! #BackToTheTopic. Special Guest: Graham and Rico. Make sure to shop with Back To The Topic @ shop.spreadshirt.com/backtothetopic
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On this episode we review new music (6:22). We also discuss Tory Lanez and Meg thee Stallion drama (27:34), Kanye West (32:10), and more. Tune In! #BackToTheTopic
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On this episode we cover our pretty light music week. We dive deep into Jada’s entanglement, and discuss some of our pet peeves. Huge shoutout to our guest Nick for coming through on #BackToTheTopic
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On this episode we discuss recent music releases ( 11:12). We also discuss Jada Pinkett Smith and open relationships (28:05), Kanye West running for President (47:48), and some big NFL new (52:27). Tune in! #BackToTheTopic
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In this episode, Ellen Roseman talks to Dan Hallett, CFA, CFP, Vice President, Research and Principal at Highview Financial Group about fiduciary duty, how to find an advisor, mutual funds, exchange traded funds and do-it-yourself investing.
Questions Asked:
1:41 How do you think the advent of Covid 19 has affected the average investor in Canada?
3:22 Do you think that DIY investing has become more of a trend because of Covid?
6:01 There seems to be a trend in mutual funds in an RRSP. Over the past number of years the performance of mutual funds haven’t been that great. Do you think that mutual funds are somewhat on their way out?
8:41 What’s an Exchange Traded Fund and how does it differ from a mutual fund?
14:11 Investors have many questions when they are considering hiring an advisor and some investors do not understand that the advisor may not be working in their best interest.
17:58 How does fiduciary duty work in Canada?
26:41 Robo-Advisors work with the idea of a balanced portfolio. In general, they will give you a well-diversified portfolio and will continue to monitor it and rebalance. Which is maybe more than you would get from a typical person who sells mutual funds.
30:41 Have you seen changes in investor behaviour over the last 30 years? Or is it difficult for investor behaviour to change?
37:11 What are your best bedrock principles around financial management?
41:07 What are the minimum amounts that you would have to bring to a portfolio manager to become a client?
On this episode the crew reviews the newest music releases. We also discuss COVID 19 second wave (27:13), Cam Newton’s new deal (32:06), Eli vacation (42:23), and more. Tune In! #BackToTheTopic
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On this episode the crew reviews the recent music release, and looks ahead to what’s coming this week. We also discuss Juneteenth (23:30), NASCAR (26:00), Chris D’elia (31:38), and more. Tune in! #BackToTheTopic
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On this episode we give our opinions on new music. We also discuss Drake’s discography, the State of America, and more. Also our special guest Syrus shares his website (therightsideofhistory.shop). Tune in! #BackToTheTopic
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On this episode we review new music. We also discuss the nationwide protest, our eating habits, pooping at the bar, and more. Tune In! #BackToTheTopic
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Back at it again!!! On this episode we give our opinion on new music, and look ahead to what’s coming out this week. We also discuss Doja Cat, Joe Biden, George Floyd and more. Tune in!!!!! #BackToTheTopic
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On this episode we give our opinions on new music and see what’s dropping this week. We also discuss the Michael Jordan documentary, tv shows, 2020 goals progress, and more. Tune in!!! #BackToTheTopic
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On this episode we give our opinion on new music and check out what’s coming this week. We also discuss Boosie’s questionable choices, childhood video games, and we play an interesting game of Answer the Internet. Tune In!!!! #BackToTheTopic
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Guess who’s back!!!! Like always we give our opinion on new music releases and we check out what’s coming this week. We also discuss Ahmad Arbery, Killer Wasp, Rick and Morty/ Solar opposites, Da Baby, and more. Tune in!!!! #BackToTheTopic
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On this hectic episode we give our opinion on new music and look ahead to what’s coming out this week. We also analyze The President’s comments about Lysol, give our thoughts on the country reopening, talk wrongful termination, and give our top 5 fruits. Tune In!!! #BackToTheTopic
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Back with another one!!!! On this episode we give our opinion on new music and see what’s releasing this week. We also have an in-depth conversation while answering some questions viewers sent us. Tune in! #BackToTheTopic
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On this episode we give our opinion on new music and look forward to what’s coming out this week. We also debate who’s better between some of our favorite artists. Then we talk Marvel movies. Tune in!!! #BackToTheTopic
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On this episode, things get a little heated as we discuss our opinion on new music, quarantine, Drake’s son, Tik Tok, and we play Answer the Internet. With special guest: Graham, Mattie, and Rico. Tune In! #BackToTheTopic.
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On this episode we choose to disregard social distancing as we discuss how this quarantine has impacted our lives (0:00). We also discuss music releases from the last couple weeks, and what music to look forward to (14:20). We give some tv show suggestions (46:36) and we play the game: Answer the Internet. Tune In! #BackToTheTopic
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On this episode we talk about our favorite recent releases in music, and talk upcoming releases. We also discuss The Bachelor, give a S/O to the women who inspire us, discuss coronavirus, Walt and Gracie speak on their New Orleans trip, and more. Tune in! #BackToTheTopic.
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On this episode we give our take on new music, and look ahead to the music dropping this week. We also discuss. Zion, bullied Kid, brunch, and more. With guest Quincy. Tune in! #BackToTheTopic
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On this episode we give our opinion on music that came out last week, and look ahead to the music coming out this week. We also discuss wealth distribution, NBA All Star game, Bar etiquette, and more. With special Guest, Christian, Carter, and Kullen. Tune in! #BackToTheTopic.
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On this episode we review music that came out last week, and look ahead to music coming out this week. We also discuss Gayle King, The Wade’s, Valentine’s Day, and play the game Answer The Internet. Tune In! #BackToTheTopic
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On this episode we share our favorite music releases from last week and look at the music coming out this week. We also interview special guest Bailey, head of New Hippie Entertainment Record Label, who talks about his upcoming projects. We also talk Super Bowl. Tune in! #BackToTheTopic
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On this episode we give our opinion on the music that came out last week, and look forward to the music coming out this week. We also discuss the new app Byte, Chance the Rapper hosting Punk’d, Grammy Winners, choosing college majors, and we talk about the tragic and untimely death of Kobe & Gianna Bryant and the other families involved in the helicopter crash. Tune in!! #BackToTheTopic.
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On this episode we review music from last week, we also discuss Pornhub being sued, Bad Boys for Life, toxic people, and we play the game “Answer the Internet”.Tune in! #BackToTheTopic
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On this episode we give our opinions on music that came out last week, and look forward to music coming out this week. We also discuss WNBA’s new deal, NFL playoffs, Justin Bieber begging for streams, Akon’s new city, college book prices, and we give our weekly shoutouts. Tune in! #BackToTheTopic
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On this episode we give our opinions on new music that came out and look ahead to music releasing this week. We also discuss WW III memes, NFL playoffs, The show “You” (spoiler Alert), Malls. And our fitness goals in 2020. #BackToTheTopic
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And we’re back!!!!! We start off 2020 with a fresh new episode. Tune in as we give our opinions on new music that came out. We also discuss Isaiah Thomas, our holidays, and some crazy animal stories. #BackToTheTopic
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On this episode we give our opinion on new music out now. We also discuss 6ix9ine, Karole Sanchez’s fake kidnapping, we review our 2019,and we look back at several interest things and events that happened this decade. Tune in! #BackToTheTopic.
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On this episode we give you our opinion on new music. We also discuss Juice WRLD, Lizzo, favorite TV shows and answer some interesting questions. Tune In. #BackToTheTopic
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And We Back!!!!!!!!! On this episode we give our take on new music that came out. We discuss rapper Noname quiting music . We talk about our Thanksgivings, and we discuss 49ers commentator’s offensive comments #BackToTheTopic
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In this episode of the MoneySaver Podcast, Ellen Roseman, Rita Sylvan, Barbara Stewart, Paulette Filion and Judy Paradis discuss the need for women to finance their longer lifespans, the problems women have finding a financial advisor they can trust and the types of products and services that suit women investors, are women risk adverse or risk aware, confidence - perception that they don't have enough money even if they do, the financial realities of being a woman among other topics.
Questions Asked:
3:51 What are the barriers that might be holding some women back from investing?
9:10 Do you feel that people in the industry make it harder than it needs to be? What do women want from an advisor?
11:01 Are women really risk adverse? Or Risk-Aware?
15:43 It sounds like women might be a better client since they won’t panic and want to get out when the market has a downturn. Is that the case?
16:31 Why do you think women are less panicky when it comes to market slowdowns?
18:39 Where is the sweet spot for a women who wants a financial planner but doesn’t want high-cost mutual funds?
In the 23rd edition of the MoneySaver Podcast, Ellen Roseman chats with Dale Roberts, blogger behind the Cut The Crap Investing! In this episode we chat about robo-advisors, all-in-one ETF portfolios and Dale gives us his three best money tips that he has found useful in his life.
0:50 What led you to taking on the role of chief disruptor behind the Cut the Crap Investing blog?
5:10 What is the purpose of Cut the Crap Investing and what are you trying to do for the average person who would like to invest?
6:13 What does the “Crap” in your name stand for?
7:00 How do you analyze each robo-advisor and write it up in a way that you’re adding some value for Canadians who are trying to choose?
9:20 Can you give us a good description of what a robo-advisor is?
10:55 How quickly are robo-advisors growing in Canada and are they growing quick enough?
14:19 Do you think that the all-in-one ETF portfolios will replace robo-advisors?
15:45 It’s also much easier when a robo-advisor will rebalance for you.
19:19 What kind of stocks do you like to buy for yourself?
22:17 Because some companies like banks, telco’s, and railroads are protected, they do so well and customers cannot use their market power to force companies to lower their prices or make them more consumer friendly. That makes them a better investment.
25:26 How do you move Canadians from the banks and their mutual fund offerings into something that will save them money like even funds who have much lower management expense ratios?
27:10 Give use your three best money tips that you have found useful in your own life?
In episode #22 of the MoneySaver Podcast, we chat with Dan Bortolotti, blogger, financial planner and podcast host of the Canadian Couch Potato about exchange traded funds (ETFs), index investing, passive vs active investing and all-in-one ETFs.
Questions Asked:
0:56 Tell us a little bit about what got you interested in the couch potato approach to investing.
3:02 You won a Globe and Mail award for The Couch Potato blog.
3:50 Can you explain index investing? Why is it lower cost? What is the difference between passive and active?
7:58 What has held index funds back?
11:59 What made you decide to take the leap from being a full time journalist to a financial advisor?
17:18 What do you think about the growth in actively managed ETFs?
20:54 What do you think of the advent of robo-advisors as a way to fill the market gap for individuals who do not want to do the work on their own?
27:02 The newest product is the all in one ETF portfolio priced really low which seems to give you a lot of advantages of a robo-advisor. What do you think of those?
36:00 What are three tips that are essential for Canadians to consider when they’re thinking about investing.
In the 21st episode of the MoneySaver Podcast, we chat with Robb Engen, blogger, journalist and consumer advocate. We talk about how he (along with his mother) co-founded the long-standing blog Boomer and Echo, how he came to be a consumer advocate, how he hopes to reach financial independence by age 45 and he gives his best three financial tips.
Questions Asked:
1:04 You’ve been blogging since 2010. Can you tell us a little bit of the evolution of your blog Boomer and Echo? Boomer being your mom and you, Echo.
3:26 How widely read is your blog Boomer and Echo?
4:04 Are you still on track for Freedom 45? Or retirement at age 45?
4:53 Is your wife still home with the kids or do you have another income as well?
5:20 I’ve always admired your ability to manage a full time job and your online presence.
6:18 How many blog posts to write on a weekly basis?
6:48 I found this fascinating article about how you turned the blog into a profitable business. Tell us a little more about this.
8:43 What are the main qualities needed to begin blogging as a side-hustle?
10:30 You and I have collaborated on consumer issues before. What makes you a consumer advocate?
13:43 You decided to start a financial planning practice but without conflicts.
14:50 Can you tell us more about the article that you wrote for The Toronto Star entitled How to make your own financial plan in Eight Easy Steps.
16:38 Tell me a little more about the eight steps that you identify in the article with the first step step being identify your goals.
19:32 You’ve identified your goal. What are the next steps when you’re creating your financial plan?
22:00 At what point does investing come into play? Do you begin allocating money towards investments or do you pay off debt first? Or do you do both simultaneously?
24:19 When does creating an investment policy come into play?
28:31 One of the articles that you’re quite well known for was when you changed your investing style. Are you still following this investing style?
31:15 Now you wouldn’t recommend this to everyone right? Is there a reason why you don’t have any bonds or fixed income?
33:14 We ask all of our guest for their best three tips for retirement or how to start getting that financial plan in place.
In episode 20 of the MoneySaver Podcast, Ellen Roseman chats with Preet Banerjee, media personality, speaker, author and podcaster about his five personal finance tips that he lays out in his book "Stop Over Thinking Your Money" as well as renting vs. buying, his former career as an advisor and "MoneyGaps."
Questions Asked:
1:07 Tell us a little about your former career as a financial advisor and how you ended up where you are today.
5:14 I remember you did a book about RRSPs.
9:10 Tell us a little bit about MoneyGaps.
19:43 How would I find an advisor who is using MoneyGaps?
22:14 You wrote a book in 2014 called “Stop Over Thinking Your Money.” Could you describe your 5 simple personal finance rules in “Stop Over Thinking Your Money"? Disaster proof your life, spend less than you earn, aggressively pay down high interest debt, read the fine print and delayed consumption.
33:26 One of your top videos is about buying a house vs renting where you come down on the renting side. Do you still feel that way?
36:33 You’ve given our listeners many great tips. Do you have any others?
In the 18th edition of The MoneySaver Podcast, we talk to elder law specialist Laura Tamblyn Watts on how to protect seniors from financial abuse, including scams and advice on aging gracefully.
Questions Asked:
1:20 Tell us about a report that you did about vulnerable investors. Who are they? How should they be protected?
3:45 One of your key recommendations was for a financial advisor to have the name of a trusted contact to work with them in the event of the client being under undue influence or are not capable of making responsible decisions. Tell us about that.
5:30 In your work, do you see a lot of people who are subject to abuse by family members or strangers or are being taken advantage of?
11:25 How do you get the banking industry to at least flash some concerns to help protect vulnerable citizens?
17:20 How do you reach older adults who aren’t great candidates for online education since many government services aren’t publishing in paper any longer?
25:50 Do you think that it’s difficult to get this kind of protective campaign accepted by a government if it’s run by much more laissez faire-type individuals?
30:19 Give us some of the stats on seniors in Canada and the growing influence of older people on the population.
32:42 What are your three best tips around senior protection?
In this episode of The MoneySaver Podcast, Ellen Roseman chats with Tim Nash from www.sustainableeconomist.com about sustainable investing for those investors who want to align their investing style with their values.
And NEW!!! Ellen and I chat about our first exposure to investing! We want you to join in the discussion. Drop us a note with your story of your first exposure to investing and what works for you! We may read them on a future podcast episode!
Please send your story to Ellen at www.ellenroseman.com or on twitter @ellenroseman or Lana on twitter @lana_sanichar or email moneyinfo@canadianmoneysaver.ca
Tim Nash Questions
1:39 Tell us about your background as an economist and how you became much more involved with investing vehicles.
3:19 Tell us a little bit about how you teach people about sustainable investing.
9:09 As an investor, how can you learn about companies that align with your values?
12:50 One of the companies that used to be admired wildly was Johnson & Johnson. Is J&J being dropped from some of these sustainable portfolios since the talcum powder scandal?
14:55 Do you use webinars or face-to-face meetings to meet with your clients? And what are the costs associated with your service?
18:49 Do you have an opinion on any of the ETFs that are designed for people looking for certain criteria, like the women in leadership ETFs who look for companies with women on the board of directors of companies.
20:43 What about the whole value of the capitalist system? Can you invest in something that isn’t oriented to growth?
24:41 Can you explain what social impact bonds are?
27:53 How do you find out about these social impact bonds?
32:18 What are your three best tips on investing and even life?
Ellen's Tips and Tricks: Ellen and Lana talk about their first exposure to investing and how they increased their knowledge as Do It Yourself Investors.
Ellen chats with Bruce Sellery, speaker, television personality, personal finance expert and author of "The Moolala Guide to Rockin' Your RRSP". We chat about RRSPs, TFSAs, ignoring the noise and saving for retirement.
Questions Asked:
1:06 Let’s start by talking about your lifelong business career and the switch to business media personality and personal finance.
5:48 How did you come up with the “Moolala” name?
6:42 Do people still use the word “moola” for money?
6:53 So what you’re really saying is that the business media is about short-term events when really, in personal finance and investing, you should ignore the noise and think long-term?
9:23 In the first Moolala book "Why Smart People Do Dumb Things with Their Money - And What You Can Do About It" you talk a lot about psychological issues surrounding money. Can you boil it down into a few sentences?
11:51 The internet can help for remaining anonymous when you have questions about money, credit card debt or how much you need for retirement.
12:45 How do you like the transition from employment to working for yourself?
15:00 Do you have a specific niche subject that you talk about or do you cover many topics surrounding personal finance and investing?
18:36 And isn't it difficult to get people to open up to their advisors?
20:11 What are your best tips for rocking your RRSP?
22:26 What do you think about the TFSA and the debate about whether young people should start with a TFSA or RRSP when they're saving for retirement?
25:35 Have you made any money mistakes yourself?
27:43 What are your three best money tips that you use in your life or that you follow?
Ellen's Tips and Tricks: A confession. She has withdrawn money from her RRSP.
We chat with Melissa Leong, author of "Happy Go Money", social media and television personality, in the 16th episode of the MoneySaver Podcast. She talks about how more money won't make you happier and that you should be happy with the money that you have. She also explains what the hedonic treadmill is and how spending money on "experiences" instead of "stuff" will allow you to be happier.
Questions Asked:
1:03 Tell us about your book “Happy Go Money” and how you embarked on the road to being a published author in the personal finance space.
3:02 Tell us about what happened to your husband.
5:18 Could you explain what the Hedonic Treadmill is?
6:59 Social media is a big influence also. It makes us think that everyone else has it so why don’t we.
8:59 Is it a problem that we are always looking at other people and comparing ourselves?
11:45 How do you make sure that you are happy with what you have and do not feel like you’re missing out?
15:22 Another thing that you talk about in the book is “experiences” and not “stuff”.
19:22 A lot of what drives our money behaviour is psychology.
21:10 Did you struggle over the writing of your book “Happy Go Money” or was it generally pretty straightforward?
25:12 Tell us a little about your side hustle.
28:52 What steps did you take to get all those sales all around the world.
31:59 What are your three best tips for money and life?
Ellen’s Tips and Tricks
The Gender Wealth Gap. Let’s be part of the change.
The the 15th episode of the MoneySaver Podcast, we talk to Bob Lai, the blogger behind tawcan.com on the Financial Independence Retire Early or F.I.R.E. He dispels myths to describe how to quit the daily grind and live life (and retirement) the way you want to.
Questions Asked:
0:51 Tell me a little bit about yourself.
2:13 Can you explain what the Financial Independence Retire Early (F.I.R.E.) movement is?
9:20 Who is F.I.R.E. for?
11:32 If you’re interested in following the F.I.R.E. movement, what are the first steps that you should take?
12:25 Is it akin to penny pinching?
16:45 I understand that tracking is extremely important in the F.I.R.E. movement. How much are you saving in terms of percentage as a F.I.R.E. follower?
17:54 Is investing the primary source of passive income for followers of the F.I.R.E. movement?
23:39 How do you prepare for large purchases like cars or even funding your children’s education?
27:01 Is it easier to follow F.I.R.E. here in Canada than in the U.S?
29:22 Let’s talk about your blog. There are a lot of great topics that apply to everyone regardless of whether they are following the Financial Independence Retire Early movement.
35:03 What are your three best tips that you can impart to our readers, not only achieve Financial Independence Retire early but also to achieve the retirement they deserve?
In episode #14 of the MoneySaver Podcast, Ellen Roseman chats with Shannon Lee Simmons, CFP and author of Living Debt Free about how she racked up over $9000 worth of debt in a fourteen month period and how guilt, shame and regret took over because of the debt.
Questions Asked:
1:29 Tell us about the experience of being in debt and what you learned from it.
5:17 And you were worried about your now husbands reaction. But it turned out to be ok?
7:16 How long did it take for you to raid your RSP to clear up the debt?
12:05 What made you decide to write your book and how is it different from other financial books on the market?
17:52 How long have you been a financial planner?
18:15 You’ve actually included some case studies in your book.
19:33 I understand that your main focus is the average, everyday Canadian. How do you make financial planning accessible to those who may not necessarily be able to afford financial planning?
21:47 What does affordable mean in terms of your services?
26:34 Do you find that online courses work well?
32:02 What are your three best tips on money, life, and managing your money and your life.
Ellen’s Tips and Tricks : What you can do when you run into problems with your new or newly purchased used car!
Lana Sanichar talks with Jessica Moorhouse, host of the Mo'Money Podcast, blogger and millennial expert about the most pressing issues on millennial minds right now. We touch on topics about home ownership, investing, retirement and side hustles.
Questions Asked:
2:40 Tell us a little bit more about yourself. Tell us about your personal finance journey.
7:24 Who were your mentors? What were you reading to help you make that leap from your old career to becoming a speaker, educator, blogger and an accredited financial councillor?
10:25 Describe who your listeners are.
11:15 What are the most pressing financial issues that millennials are facing today?
16:53 How is the stress test affecting millennials?
17:39 Are millennials active investors?
21:32 Are millennials thinking about retirement?
23:55 Are millennial women actively engaged in their personal finances?
29:14 Have you faced any barriers as a woman in the personal finance industry?
30:40 What are your best three tips that you tell people or that you have used personally to reach your money goals.
31:35 What do you use to track your spending?
In the 12th edition of the MoneySaver Podcast, Ellen Roseman chats with Colin Ritchie from colinsritchie.com and Canadian MoneySaver contributor about grandparents funding RESPs, TFSA or RRSP, The Smith Manoeuvre, taxation, Wills and Powers of Attorney as well as his tips for a successful financial career.
Questions Asked:
1:15 How do I make the best of my TFSA or RRSP for retirement? Let’s say the person is 10 or 15 years out of university, making an income and has a little bit of student debt but not a crushing amount.
4:03 Who should be focusing more on maximizing their TFSA contributions?
7:18 What are some ways to get the max benefit from an RESP? And how to you invest at the beginning versus near the end when you’re about to pull the money out for post-secondary education?
10:04 Can you explain what the Smith Manoeuvre is?
15:02 We should have a will and a power of attorney. What is your advice for people to get up to date with these important documents?
18:05 Does the power of attorney go along with the will?
19:37 What are your three best tips for handling your finances?
20:15 What’s the best way to educate yourself about your taxes?
25:08 Since you’re a CFP, have you made any mistakes in your day? Or do you find yourself procrastinating when it comes to financial planning?
27:40 What is the earliest age that you can start contributing to a TFSA?
In the 11th edition of the MoneySaver Podcast, we speak with Rona Birenbaum, Certified Financial Planner, from Caring For Clients. In honour of Financial Planning Week, we discuss financial planning, the process of creating a financial plan, debt, spending and her new tech start-up Viviplan, a new, low-cost financial planning service for Canadians.
:48 Tell us a little bit about what attracted you to financial planning.
3:51 You’re one of the few fee-only certified financial planners. Is it much more difficult to make money with this type of service model?
5:41 For the benefit for our listeners can you explain how the process of creating a financial plan works and what fee an individual who seeks out your service can expect to pay?
9:50 How many hours do you think it takes to create a financial plan for someone who has even just a simple situation?
10:50 Tell us about Viviplan and the $800 fee expressed on your website.
14:03 Describe how you tailor this new service to the client?
17:45 Could you explain the two financial goals at most that is mentioned on your website?
18:38 As we all know, start-ups take money. How are you doing on the financing front?
20:30 Robo-Advisors have, for the most part, gotten rid of much of the personal interaction with customers. How essential is it for a customer to keep that personal relationship with a Certified Financial Planner in the process?
22:60 I understand that you’re looking at a subscription model.
24:47 What kind of a monthly fee are you expecting?
26:29 What are you top three tips for our listeners when it comes to managing their finances?
Ellen’s Tips and Tricks – Skin Care Subscription Fraud
In the tenth episode of the MoneySaver podcast we chat with Ryan Modesto, CFA and CEO of 5i Research Inc. We discuss what an investor should take into account when creating a portfolio including assessing risk tolerance, ability to accept risk, debt, ETFs, stocks, mutual funds, TFSAs, RRSPs and fees.
2:42 How do you know when it’s time to start considering investing?
4:45 What about people who are young? Have a small savings and really don’t know what to do with it?
6:20 Do you think it’s harder for a young person to learn how to do ETFs?
7:28 Do you pay down debt before you begin investing?
9:43 What are some of the factors to take into account when setting up your portfolio?
15:10 It sounds like you need a lot of cash to investing properly in equities?
17:30 What should be your anchor investment?
19:24 What are some signals to watch out for to sell a stock?
23:35 Can you explain what the 60/40 split is?
24:32 Can you discuss the impact of fees on a portfolio?
30:55 Taking into account the RRSP, TFSA and Cash accounts, how you decide which investment goes into which of those accounts?
34:28 How does cannabis fit into a portfolio?
39:16 Have you ever invested in a similar stock as a flyer with a small amount of money because of the potential?
40:36 What are your three best tips for a successful investing career?
42:00 How do the first time investors asses their risk tolerance?
In the ninth episode of the MoneySaver podcast, we chat with Doris Belland, entrepreneur, motivational speaker and author of Protect Your Purse: Shared Lessons for Women about steps that a woman can take to secure herself in the even of divorce or even the death of a spouse. We also chat about her women's money group and how she overcame $400 000 of debt after the death of her first husband.
Getting to Know Doris,
0:35 What drove you to write your book Protect Your Purse: Shared Lessons for Women?
13:10 Tell me a little bit more about the book.
18:06 What steps did you take to clear up the $400 000 debt?
25:06 You write a lot about mindset and money habits. Can you elaborate on how mindset can affect our money habits?
27:09 Do you have another book in the works?
27:49 How can women get involved in your women’s money group?
29:51 What are the three best tips that you recommend that someone can take to ensure their security?
In the Episode #8 of the MoneySaver Podcast, we talk to Tea Nicola, CEO of Wealthbar, a robo-advisor. We talk about robo-advisors, women in the boardroom, investing advice and Nicola Wealth Management funds.
2.49 How did your family connections help you get started?
4:55 Tell us what your firm is, what it does and what led you to opening this type of firm instead of a traditional firm.
7:55 How’s it going so far and who is your typical client?
9:20 Suppose I’m one of those pre-retirement people. How much advice would I receive from you and how do you deliver it?
11:40 I understand that In your firm, I will have a dedicated advisor. That is different from other firms that are robo-advisors.
14:00 And how do you like being a woman in the financial services industry? And how do you feel about encouraging female clients to handle their own money?
18:06 Are women well represented within your client base?
19:57 You are also involved in the government of Canada’s digital industries table. Can you tell us what that is and why you decided to take part?
23:08 You are also part of Nicola Wealth Management in that you offer some of their funds. How do you decide how much of the managed funds go into somebody’s account vs the ETFs that you also use.
25:30 What are the top 3 tips that you have found helpful?
28:37 Do you offer a socially responsible portfolio?
In the seventh edition of the MoneySaver Podcast, we chat with John De Goey, Portfolio Manager, Author of four books, Canadian MoneySaver contributor and frequent Business News Network. We talk about embedded compensations, regulatory reform, ETFs and portfolio management.
Getting to Know John De Goey: Questions Covered
1.28 What questions should ask when I am looking for in a good financial advisor?
6:22 What do you think about setting future expectations on portfolio performance based on past performance?
10:38 Do you think that a call from your manager/advisor is necessary when the market is down?
14:00 How did you get into industry?
16:09 You’ve written four books. What is your new book about?
22:25 What do you think the prospect are for getting rid of embedded compensation?
24:39 What do you think is behind the surge in ETFs?
29:18 How do you get the bulk of the financial money managers to accept ETFs?
33:49 How optimistic are you that some of these needed reforms will happen in the next three years?
35:24 What are your three best tips for consumers to manage their portfolios responsibly?
In episode six, Ellen chats with Bridget Casey, creator of the blog Money After Graduation
They discuss the debt snowball, debt avalanche and the debt snowflake methods of clearing up debt as well as the overall financial health of millennials in Canada.
0:52 Tell us how you got started and what your finances were like when you graduated university.
1:38 So you found blogging about your personal finances was motivating you to clean them up?
3:42 Tell us a little about what you’ve learned about personal finance as a new mother.
5:51 How are you managing to balance work and life right now especially with the high cost of daycare?
6:29 Tell us about what www.moneysaftergraduation.com is.
7:45 Tell us a little about your course, The Six-Figure Stock Portfolio.
9:00 How does your course, The Six-Figure Stock Porfolio, compare to the Canadian Securities Course?
10:33 What is your personal approach to investing?
11:01 What is the typical age of the people who take your course?
11:16 Are they investing inside an RRSP or TFSA?
11:45 What approach do you take regarding debt and investing?
13:45 What do you think about the general financial health of millennials in Canada?
14:58 Earlier, you talked about the debt snowball vs debt avalanche. Now I see you talking about the debt snowflake. Maybe you could tell us a little about the different approaches.
17:15 You’re on YouTube a lot. Do you do all the work yourself or do you have help with it?
19:45 Do you spend a lot of time editing videos?
20:02 What are your three best personal finance tips that you try to live by as well?
20:53 What is some practical advice to negotiating a salary?
23:11 As a self-employed individual, do you still use those negotiating skills in your own personal situation?
24:00 I heard you’re writing a book. How is that going?
Ellen's Tips and Tricks: Tips to improving your success when negotiating with big companies on their services.
In the fifth episode of The MoneySaver Podcast, we speak to Kelley Keehn, award-winning author, media personality and personal finance educator. We discuss two of her books, She Inc and The Women's Guide to Money, instilling confidence in men and women, consumer protection, where/how to we begin the journey of personal finance.
2:29: How did you come about to write the book "She Inc."
6:18: Have women progressed to the point where women are now more confident about our finances?
12:33 Where/How do we start in terms of instilling confidence/accountability within men and women regarding their finances?
17:31 How did you become involved with Financial Consumer Agency of Canada and their work around consumer protection and the issues are facing Canadians?
22:05 What is your role at the Financial Planning Standards Counsel as their Consumer Advocate?
26:19 Do you have three tips on how Canadians can begin paying attention to their finances?
30:22: Anything else that you feel Canadians should know about when it comes to their finances?
In the fourth episode of the MoneySaver podcast, we speak with Rob Carrick, personal finance columnist for the Globe and Mail. We talk about Boomers, Millennials, your home as an investment, car loans Robo Advisors and a variety of other personal finance topics.
Topics:
1:07: How did you get into writing advice columns about money?
2:49: As a contrarian, what do you think about housing as an investment?
3:50: How will rising interests rates will affect Canadians who own homes?
6:18: Do you think Canadians are well-served by their banks?
8:40: How do we teach our kids about money? Is including personal finance as a part of the educational curriculum the answer?
11:45: With regards to investing..what will it take to get Canadians to switch from their love affair with mutual funds to more low cost options like ETFs?
13:25: What is a Robo Advisor?
20:10: Do you follow your own advice when it comes to you and your family?
21:00: So you're not a fan of the budget?
22:04: What do you think of frugality?
24:00: Boomer parents taking away from their retirement to help their children with money.
28:28: Regarding frugality and splurging, what are some of the things that you splurge on?
29:23: Do you save up in advance or use your credit card?
31:38: Have you taught your kids about money? Do they share your attitudes?
31:53: What are your three best tips about what to do with your money?
34:21: Ellen's Tips and Tricks: Car and Home Insurance
In this edition of the MoneySaver Podcast, we discuss what you can expect to learn from the podcast and we get to know a little more about hosts Ellen Roseman and Lana Sanichar and how they help to educate Canadians about personal finance, how to safeguard your interests and avoid bad advice.
In this episode, we talk to Peter Hodson, Head of Research at 5i Research.ca, an independent investment research company. We discuss initial public offerings, dividends and stock picking as well as creating a sound portfolio.
In this episode, Kornel Szrejber of the Build Wealth Canada Podcast talks about how he and his wife Andrea became mortgage-free in their 20s, which led to financial independence in their 30s.