Master Your Money: Recent Episodes
PHFA, Holly Zugay, Renae Hyson
PHFA's Master Your Money podcast discusses how to build a strong financial foundation to help you obtain a strong financial future. If it has to do with personal money management, we'll talk about it. Music: https://www.purple-planet.com
In this episode, Holly and I begin our discussion about the ins and outs of Social Security. In Part 1 of this 3-part series, we talk about the history of Social Security and how it became what it is today. We also talk about Social Security qualifications and benefits. Take a listen and we'll give you some tips about how to maximize your Social Security in retirement and how it all works!
This episode concludes our three part series about retirement. In the last two episodes, we discussed retirement goals, what you need to reach those goals and ways to have the money to bring those goals to reality. In this episode, we talk about what you should be doing at different ages to make your retirement dreams come true. Big tip - the younger you start saving the easier it'll be to move into retirement with the financial stability you'll need.
Welcome to Part 2 of our 3-part series about preparing for retirement. In this episode, Holly and I talk about what some of the retirement saving plan options are. So, take a listen to find out how we can help you along your retirement readiness journey.
Welcome to Master Your Money's three-part series discussing retirement. This is the first part of the series where we'll be talking about setting retirement goals, how much money is needed for retirement, and some of the sources of that money. You're never too young to start planning for your retirement. Take a listen and let Holly and me help you get started no matter what your age.
What is the Gig Economy? Listen to this episode to find out. We'll explain what it is, tips to maneuver it, how do taxes figure in, and how it can work to help financially now and in retirement. Check it out to see if the Gig Economy is something that might be interesting to you.
Have you ever thought about everything you would need to do if a natural disaster strikes? Being financially prepared is something you may not have thought of. In this episode, Holly and I discuss tips and ideas to help you with that. Possibly being displaced from your home is bad enough, but making a plan and being financially prepared can make it a lot easier.
This is Part 3 of our three part series discussing Managing Student Loan Debt. In the past two episodes we talked about different types of schools and programs, the costs of these schools and programs, financial aid, and different types of loans available to college students and their parents. We hear a lot in the news and on social media about how a lot of students have trouble repaying their student loans after they graduate and join the work force. So, in this episode, we're going to talk about repaymnent options and the ins and outs of what to do after you've completed college or a trade school program. Holly's going to guide us through all the options available.
Welcome to Part 2 of our three part series about Managing Student Loan Debt. In Part 1, we talked about career selection, higher education institutions and prgrams, the various resources used to pay for higher education and the financial aid process. Financial aid can be very helpful and pay off in the end. In this episode we move on to the "most complicated" way to pay for higher education - student loans.
This is Part 1 of a three part series where we'll discuss Managing Student Loan Debt. We have a lot of great tips for our younger listeners who are considering furthering their education or just graduated and are now faced with paying those student loans back. It's also going to give some pointers for those parents with children headed on to scholastic greatness. Take a listen if you fall into either of these categories, student or parent.
Tax season will be here before you know it. We talked about some tax strategies in Episode 6, so today Holly will tell you more about how owning your home can help you with your taxes. Take a listen and be ahead of the game when tax season rolls around again.
If you're thinking it's time for a new vehicle and don't know whether to buy or lease, be sure to listen to this episode. Holly and I have lots of information that could help you decide which option is best for you!
As we continue to share information that will help you become more financially savvy and help build your skills when it come to making your money work for you not against you, today we talk about building your wealth beyond homeownership and why that is important to your financial well being.
We finished up the last Borrow To Grow episode in Episode 17. Now we're going to start talking about some topics that can help potential homebuyers open doors with the end goal of building generational wealth for individuals and their families. The first thing we're going to discuss in this episode is home equity...what it is, how to best use it, how to access it, what the different home equity loans are, and what home equity costs. So take a listen as we continue to help you Master Your Money.
In this episode, we'll be finishing the Borrow to Grow section with episode 4. We'll explain what a predatory lender is, who they target and how to spot these types of lenders. Tune in to find out what to look out for and protect yourself from being taken advantage of by committing to a predatory loan product.
COVID knocked us off the rails for a little while, but we are back! We're picking up right where we left off with the Borrow to Grow topics. This is Part 3 and in this episode we'll be talking about managing your debt. Listen for some great tips about how to use credit, managing your credit score, and more!
It's the last day of America Saves Week, and we're closing out the week talking about Saving at Any Age. It's important to know that no matter what age you are, you can always start saving. Savings is savings, no matter if its $5.00 a month or $500 plus a month. Just start saving! Your future self will thank you! We hope everyone enjoyed our America Saves Week topics and that you can now start prioritizing your savings as you reach for your future financial goals and dreams! Please visit AmericaSavesWeek.org for more information and resources. Here's to you being a more financially confident you!
We continue talking about growing your savings during Day 4 of America Saves Week. In this episode Holly tells us how paying down our debts can help our savings grow. It's great information, so tune in now!
America Saves Week continues with Saving for Major Milestones. Do you want to be ready to purchase that dream car, or pay for that beautiful wedding, or save for your children's college? In this episode we'll help you figure out how to do just that.
We're talking about Saving for the Unexpected on Day 2 of America Saves Week. Join us as we give you tips about how to be ready if an unexpected financial calamity comes your way or if an unexpected fun opportunity presents itself. Listen in to continue your journey to meeting your financial goals.
We're celebrating America Saves Week February 27 through March 3. We'll be sharing great information over five (5) podcast episodes to get you motivated to be a financially confident you! We start out in our first episode talking about saving automatically.
This episode is all about credit. Holly will guide you through the different kinds of credit, how credit scores are determined, how credit can affect your finances, and more. Tune in and find out!
Welcome back to Master Your Money where Holly and I will help you on your journey to financial stability. We've been talking about protecting your potential by having emergency savings, being a smart consumer, managing risk, utilizing insurance options and getting your affairs in order. In this episode, we're going to talk about how borrowing money can affect your finances and how to borrow to build your financial house, not tear it down.
We continue talking about ways to protect your potential. And, on this episode, we talk about identity theft and what you can do if you think your identity has been stolen.
During this episode, we continue discussing how to protect your potential by being a smart consumer. We also talk about consumer rights and give you resources that could help.
In this episode, we talk about disability insurance and the importance of getting your affairs in order. Take a listen as we continue to discuss ways to protect your potential.
On this episode, Holly and I continue to talk about protecting your potential. We'll discuss different types of insurance and how insurance can help you manage risk.
In this episode, Holly explains how risk management and emergency savings can help protect your financial future. Listen for some great tips about how to manage your personal finances.
In this episode, we continue to talk about making your money work for you using financial assets like stocks and bonds. We'll also talk about investing and risks. Listen and learn some investment strategies to move forward on your journey to financial freedom.
In this episode we continue talking about the building blocks for a strong financial future. The next step is making your money work for you. We've split this topic into two episodes because there's a lot to cover. In Part 1 we discuss different types of assets, the rules of building assets and more. So take a listen and keep your journey to financial freedom moving forward.
Taxes can be a bit complicated. So in this episode, Holly gives us some great tips about how to approach the subject to help on the road to financial freedom and make taxes a little less difficult to deal with.
As we continue on the journey to financial freedom, this episode talks about spending sensibly. Learn how to map your money and keep spending under control.
In this episode, we continue talking about ways to start building a strong financial house by maximizing your earnings. A big part of making the most from your paycheck is to sit down with your employer's HR department and review your benefits. Listen now to find out more!
In this episode, we'll discuss investing in yourself by strengthening personal assets, recognizing opportunities, education, and setting realistic and achievable financial goals.
In this episode, we'll continue discussing the steps to building a strong financial future. The remaining steps include checking taxes, making your money work for you, protecting your potential and borrowing to grow.
In this episode, we'll discuss the beginning steps to start building a strong financial future and why these steps are important. These steps include investing in yourself, maximizing your earnings and spending sensibly.