HSB's New Ways of Thinking: Recent Episodes
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HSB’s New Ways of Thinking covers timely topics impacting the U.S P&C insurance industry. Each episode will feature a special guest and will provide a unique perspective related to the specific topic.
In Part 3, Dr. Phil Klotzbach joins Jeff O'Shaughnessy to examine the risks that remain after a storm makes landfall. From Hurricane Helene's devastating inland flooding to Ida's impacts far from the coast, Phil explains why rain, flooding, and landslides can sometimes cause more damage than wind—and why they're so difficult to predict. Phil also offers an early look at the climate signals that could shape the 2027 hurricane season.
What does CSU's forecast say about the 2026 hurricane season? In Part 2, hurricane expert Dr. Phil Klotzbach joins Jeff O'Shaughnessy to unpack Colorado State University's outlook, the atmospheric and ocean conditions shaping the season, and the risks that matter most for insurers. From hurricane counts to landfall uncertainty, Phil explains what forecasters are watching and why impact matters more than activity alone. For insurers, the conversation offers valuable context on the risks that could define the 2026 season.
Dr. Phil Klotzbach, senior research scientist at Colorado State University and one of the nation's leading hurricane forecasters, returns to HSB's New Ways of Thinking to help make sense of the 2025 Atlantic hurricane season. Despite concerns heading into the year and several periods of heightened activity, the season proved less impactful for insurers than many expected. Phil joins Jeff O'Shaughnessy to break down what actually happened, why the most damaging outcomes never fully materialized, and the atmospheric and oceanic factors that shaped the season.
Jeff O'Shaughnessy speaks with Christina Villena and Tom Smart about how strong agent relationships shape sensor program success. They discuss early skepticism, growing support, and the challenges of DIY installs for policyholders—plus how outreach and clear communication help agents and insureds stay engaged. They also touch on how sensor data informs risk insights and where they hope these programs go next.
Host Jeff O'Shaughnessy, Christina Villena (The Hanover), and Tom Smart (Philadelphia Insurance Companies) share real‑world examples of how water sensors have prevented losses across schools, cultural institutions, and other properties—especially when buildings are unoccupied. From detecting slow leaks over valuable art to preventing frozen pipe damage during holidays and alerting teams to mechanical room failures, they discuss where sensors have proven most effective and how saves are confirmed and quantified.
Non‑CAT water losses rarely make headlines, but they affect homes, businesses, and carrier portfolios every day. Host Jeff O'Shaughnessy is joined by Christina Villena (The Hanover) and Tom Smart (Philadelphia Insurance Companies) to discuss how events like freezing temperatures, heavy rains, aging infrastructure, and geography all contribute to these widespread and costly losses—and how sensors, data, and early detection can help reduce exposure for various occupancies.
ROI isn't just about numbers—it's about real value. In the final episode, Lewis, CTO and Co-founder of Meshify, and Jeff explore the ROI of IoT programs—beyond loss ratios. They show how Meshify prevents water damage and minor events alike, saving homeowners and business owners from headaches, and wrap up with challenges and what's next.
While many focus on flow monitoring or shutoff valves as a "single solution," the reality is they don't provide full protection and can be costly and invasive to install. In Part 5, Jeff and Lewis explain why point detection should be the first line of defense—you might be surprised how quickly customers act when a leak occurs. They also dive into how Meshify sensors address freeze risks.
Meshify doesn't sell sensors—it provides outcomes. In Part 4, Jeff and Lewis dive into how the team continues to evolve technology, the game-changing impact of Amazon Sidewalk on connectivity, the creation of Meshify Slim, and why designing a sensor people actually want to install—compact, reliable, and unobtrusive—makes all the difference.
Solving the water problem isn't just about sensors—it's about simplicity, reliability, and impact. In this episode, Jeff talks with Lewis, Co-Founder and CTO of Meshify, about how the team evolved from industrial IoT solutions to a next-generation, low-cost, cellular water detection platform, creating sensors that are easy to install and use while protecting buildings from costly water damage.
The journey from startup to acquisition can redefine a company's focus—and its impact. In part 2, Jeff continues his discussion with Lewis, Co-Founder and CTO of Meshify, about HSB's 2016 acquisition of the IoT pioneer. Lewis shares how joining forces with HSB helped narrow Meshify's focus, refine its technology, and scale its smart water loss prevention solutions.
From a college dorm room experiment to a garage startup, the story of Meshify is a journey in innovation and problem-solving. In this episode, Jeff O'Shaughnessy sits down with Lewis Wight, Co-Founder and CTO of Meshify, about how early experiments with smart thermostats led to a pivot into IoT solutions for insurance.
While advanced water monitoring offers clear benefits, most commercial buildings have yet to adopt it. In this episode, Jeff O'Shaughnessy wraps up his discussion with Yaron Dycian, Chief Product and Strategy Officer at WINT, to discuss HSB's partnership with WINT, how emerging regulations are driving adoption, and the impact of smarter water management on LEED (Leadership in Energy and Environmental Design) scores and overall building sustainability.
Construction projects face some of the highest risks for water damage—often from temporary water lines or late-stage leaks. In this episode, Jeff O'Shaughnessy and Yaron Dycian, Chief Product and Strategy Officer at WINT, examine how water monitoring can be applied in different scenarios—from construction sites to fully integrated building systems—and what these use cases reveal about managing risk in modern buildings.
Roughly a quarter of the water flowing into commercial buildings is lost to unnoticed leaks and inefficiencies. In this episode, Jeff O'Shaughnessy continues his discussion with Yaron Dycian, Chief Product and Strategy Officer at WINT, about what's behind this hidden waste and how technology can help uncover it. They discuss the role of data, sensors, and AI in understanding water use patterns and reducing risk for property owners and insurers.
Water leaks are among the most costly and common insurance claims in commercial buildings—but smart technology can change that. In this episode, Jeff O’Shaughnessy is joined by Yaron Dycian, Chief Product and Strategy Officer at WINT, to discuss how data and AI are transforming water use in buildings and the implications for property management, insurance, and sustainability.
Sea level rise and climate change are reshaping the risks from hurricanes—but what does that really mean for coastal cities and communities? In this episode, Jeff O’Shaughnessy talks with Dr. Phil Klotzbach about the impact of rising seas, the potential for stronger storms, and innovative—but challenging—technologies designed to mitigate hurricane damage. They explore everything from artificial upwelling and bubble curtains to advanced forecasting tools and AI, offering insights into how science and tech are helping us prepare for the future of hurricanes.
Hurricane seasons are bringing more named storms and billion-dollar disasters—but why? In this episode, Jeff O’Shaughnessy and Dr. Phil Klotzbach break down the factors behind rising storm counts, the role of better detection, and why growing exposure drives higher damages. They also explore how stronger building codes and smarter planning can help—and what recent storms like Ida (2021) and Helene (2024) reveal about shifting risks.
This year marks the 20th anniversary of Hurricane Katrina, still remembered as one of the costliest and most devastating storms in history. On this episode, host Jeff O’Shaughnessy and Dr. Phil Klotzbach of Colorado State University reflect on the record-breaking 2005 hurricane season, how it reshaped forecasting, and what made storms like Katrina, Rita, and Wilma so destructive.
They also explore how storm formation patterns impact risk, why seasons like 2017 (Harvey, Irma, Maria) and 2024 defied expectations, and what history can teach us about the unpredictability of peak hurricane activity.
How accurate are seasonal hurricane forecasts, and what goes into predicting the number and strength of storms? In this episode, Jeff O’Shaughnessy talks with Dr. Phil Klotzbach about the challenges of predicting named storms versus hurricanes, the significance of metrics like Accumulated Cyclone Energy (ACE), the limitations of seasonal forecasts, and how forecasting has evolved over the past decade.
Hurricanes aren’t just storms—they’re a lifelong passion for Dr. Phil Klotzbach. In this episode, Jeff O’Shaughnessy sits down with Dr. Klotzbach to explore his journey from growing up in Massachusetts, inspired by Hurricane Gloria and Hurricane Bob, to becoming a leading hurricane researcher at Colorado State University. Phil shares how he began studying hurricanes, his work with the legendary Dr. Bill Gray, and the science behind how El Niño and La Niña influence hurricane activity.
Hurricanes remain one of the most challenging catastrophes for insurers to prepare for—and predict. In this episode, Jeff O’Shaughnessy is joined by Dr. Phil Klotzbach, senior research scientist at Colorado State University and a leading authority on hurricane forecasting. They unpack the August 2025 hurricane outlook, why this season is expected to be slightly above normal, and how the absence of El Niño, warmer Atlantic waters, and shifting wind shear patterns are shaping storm activity. Phil also explains the value of 2-week forecasts and why a small number of major storms cause most of the damage.
In this last episode, Jeff O’Shaughnessy talks with cybersecurity expert Eric O'Neill who shares his insights on the current state of cybersecurity and why passwords are no longer a reliable form of protection. He emphasizes the importance of two-factor authentication and using authenticator apps to add an extra layer of security. Eric also discusses the principle of displacement, where securing one area can displace threats to another, and how this applies to cybersecurity. He shares examples of how simple security measures can prevent major breaches, and encourages individuals and businesses to take proactive steps to protect themselves.
In this episode, Jeff O’Shaughnessy speaks with former FBI operative and cybersecurity expert Eric O'Neill who shares the shocking truth about how AI-powered attacks and deepfakes are being used to manipulate elections and threaten democracy. HE also emphasizes the importance of being proactive in cybersecurity, rather than waiting for an attack to happen. With the rise of deepfakes and AI-generated content, Eric stresses the need for individuals and businesses to be vigilant and to develop a mindset of skepticism when interacting online.
In this episode, Jeff O’Shaughnessy interviews former FBI operative and cybersecurity expert Eric O'Neill who reveals the shocking truth about nation-state affiliated cyber crime and its impact on critical infrastructure. He exposes how foreign threat actors are using probe attacks to infiltrate and map our power grid, preparing for a future war that could bring catastrophic consequences. Eric warns that we're in a "lot of trouble" and that a critical infrastructure attack is not only plausible but possible.
In this episode, Jeff O’Shaughnessy speaks with former FBI operative and cybersecurity expert Eric O'Neill who shares his expertise on the state of cyber crime, revealing a staggering $12 trillion problem that's growing exponentially. With the increasing use of AI, cyber crime is becoming more convincing, more frequent, and more deceptive. Join us for a deep dive into the underworld of cyber crime and what it means for your business and personal security
In a continuation of a conversation with Eric O'Neill, former FBI operative and cybersecurity expert, Jeff O’Shaughnessy takes a deeper dive into the story of Robert Hanssen, the first-ever cyber spy. Eric shares how Hanssen's hacking skills and adaptability allowed him to breach FBI systems and networks for decades, and how he revolutionized espionage by using technology to drop data to foreign powers.
In a thrilling episode of HSB's New Ways of Thinking Podcast, Jeff O’Shaughnessy talks with Eric O'Neill, a legendary former FBI operative turned cybersecurity expert, shares his hair-raising story of catching notorious spy Robert Hanssen. From his early days as an FBI ghost to his daring undercover mission, Eric recounts the twists and turns that led to Hanssen's capture.
In the last episode focused on AI, Jeff O'Shaughnessy and Naveen Agarwal explores the intersection of energy efficiency and AI, highlighting the high energy costs of powering AI systems like GPT. He discusses the development of fusion energy as a potential solution, but notes that this technology is still in its infancy. Agarwal also speaks about the risks that AI poses to the insurance industry, including new exposures and liabilities related to AI decision-making. Ultimately, he emphasizes the need for humans to adapt and build alongside AI in order to succeed.
During this episode of New Ways of Thinking, Naveen Agarwal discusses with Jeff O’Shaughnessy the significant challenges and risks associated with Generative AI, particularly in the areas of deep fakes, identity, and privacy. He notes that while responsible players in the industry are working to address these issues, the threat of malicious actors using AI to compromise identities and access sensitive information remains a major concern. Agarwal also highlights the potential benefits of Generative AI in detecting fraud and improving emergency response times in industries such as insurance and healthcare.
Episode: "The AI Paradox: How Can Something So Smart Be So Energy-Hungry?"
In the next episode, Jeff O'Shaughnessy and Naveen Agarwal discuss the potential of General Artificial Intelligence (Gen AI) to enable new possibilities and opportunities, rather than simply automating existing tasks. Agarwal believes that Gen AI will create new use cases and empower humans to achieve more, citing examples in healthcare and insurance. However, he also acknowledges the challenges that come with AI, such as bias and hallucination, and emphasizes the need for ongoing monitoring and testing to ensure the accuracy and fairness of AI models.
In this episode, Jeff O'Shaughnessy and Naveen Agarwal discusses the impact of General Artificial Intelligence (Gen AI) on various business cases, highlighting three key areas where it has made significant inroads: knowledge management, content generation, and call center operations. He provides examples of industries and companies that have successfully implemented Gen AI, such as insurance carriers using it for underwriting and claims processing. Agarwal also addresses concerns about AI replacing human jobs, emphasizing the importance of focusing on automating tasks rather than displacing jobs. He argues that Gen AI will continue to evolve and automate tasks, but ultimately enhance human capabilities rather than replace them.
In this next episode of New Ways of Thinking, Jeff O'Shaughnessy and Naveen Agarwal continue a deep discussion about AI - specifically getting into additional terms and nuances related to AI. Terms like RAG (Retrieve and Generate), which is a layer on top of LLM (Large Language Model) that allows for more attributable and referenceable answers. Agarwal emphasizes the importance of referenceability and continuous learning in AI models, and notes that companies are starting to embed RAG into their LLM solutions.
Naveen Agarwal, a technology expert with a background in AI joins Jeff O'Shaughnessey on this next podcast series to talk about all things AI. In this first episode Naveen discusses the evolution of AI from its early days to the current generative AI models like Chat GPT. He explains the difference between classic AI and generative AI and also breaks down the components of Chat GPT, including GPT (Generative Pre-trained Transformer) and LLM (Large Language Model), which can be trained on specific domains like insurance claims or underwriting. Overall, Agarwal highlights the transformative power of generative AI in making AI more accessible and user-friendly.
In this next episode, we will continue to focus on cyber risks and how it is impacting the automotive industry. Learn how modern vehicles with advanced connectivity features pose higher risks than older models, and over time, the security mechanisms can degrade, creating need for proactive management. Listen in to hear about the ongoing advancements that are happening within the cyber risk landscape and how the future of connected vehicles will continue to change in the future.
On this next episode, Jeff O' continues a converastion with Automotive Cyber Security Expert Giuseppe Serio, from Upstream Security. Giuseppe shares a recenty story about a ride hailing service that was attacked by cyber criminals, sending all the vehicles into one central location. Nobody was harmed. There was no monetary interest. It was just to attack the infrastructure, to inhibit or demonstrate that there's a potential to attack, and by the way, these were all different vehicle models.
In this second episode, Giuseppe Serio highlights the complexity of securing moderning vehicles, emphasizing that while manufacturers are responsible for the vehcile's initial security, third-party applications and APIs can introduce vulnerabilities. He advocates for inscreased consumer cyber literacy to better understand and mitigate the risks associated with new automotive technologies.
Jeff O’ interviews Giuseppe Serio from Upstream Security about the growing cybersecurity challenges in the automotive industry. They discuss the increasing frequency and scale of cyber-attacks on connected vehicles and Upstream innovative, data-driven approach to securing the entire mobility ecosystem.
Employment law has evolved over the years and the next generation of workers are demanding one thing – Flexibility. Listen to this quick conversation with Jeff O' and Jack McCalmon who talk about the workplace of today.
Learn about a few key components needed for employment management programs in the workplace. These best practices can help employers maintain a well rounded workplace. Also hear how an insurance agent can be a door opener for evolved employment best practices that can help business owners become more aware of potential risks.
How can AI impact a business owner from a litigation standpoint? With the rapid interest in AI, there is many different potential risks that could occur from employer AI usage. Unintentional bias, incorrect categorization and more. Listen to this quick episode that talks about the potential risks of AI in the workplace.
How do employers keep up with the pace of change? What is the number one risk to employers in todays environment? How can hiring the right (or wrong) person make all the difference in the world? Listen to this next episode of Jeff O’ and Jack McCalmon discuss the impact of employment practices litigation risks.
Employment exposures are on the rise. Diversity in the workplace, ADA, Pregnancy Fairness and more.. these are all recent trends that employers are faced and have to find ways to implement inclusion and fairness in the workplace. Listen to this episode of the ongoing EPL trends within the workplace.
Employment Practices Liability Insurance has been around for over 30 years and Jack McCalmon is an expert in this field as he’s practiced law for years – focusing on employment practices risks. Jeff O’ spends time exploring many different angles of EPLI and the risks that continue to evolve within the workplace. Listen to this short discussion around the history of EPL and how we continue to see this topic evolve in today’s workplace.
In this last episode series, Andy Busch continues to talk with Jeff O' about the rapid evolution of AI and discusses the many “unknowns” with where AI could go. Hear from Andy on where he things AI could go and how complex AI can become within our industry. AI has significant challenges but also significant opportunities and Andy provides his thoughts and insights on where AI could go.
The AI environment is changing by the minute, and in this podcast episode Futurist Andy Busch and Jeff O' talk about the various AI influences that could impact our landscape. Andy also shares new ways AI can impact our business and share some of the threats and opportunities that may exist.
We’re sensing trouble. A hip, fast growing specialty grocer in South Carolina was meeting heightened demand during a music festival when refrigeration units began to fail. Hear how new technology helped them catch and solve the problem before it caused disaster.
This podcast and its contents are intended for illustrative purposes only. HSB does not make or provide any guarantees that the performances of its IoT services will be similar to any future results.
In this second podcast episode seires, Jeff and Andy talk about all things weather and Andy shares his insights around the importance of ‘climate adaption’ and how this will continue to impact our world. The weather risks will continue to create challenges for our market and we will need to learn new ways to adapt to these changes. Listen now!
Tax season for a small accounting firm became an ongoing nightmare when it was burglarized, and customers’ personal data was stolen. Surprisingly, it was their cyber insurance coverage that helped them resolve what came next.
Technology provides a great deal of data and can give insights into new and different solutions within the insurance industry. Hear about some of the new and exiting things that HSB is doing to continue to evolve the technology and insurance market.
In this podcast series, economic futurist Andy Busch chats with Jeff O'Shaughnesy to discuss insightful perspectives around the economy, market conditions, AI and everything in between. This is part one of a four eposidoes and you might even want to listen twice!
HSB continues to see daily success through loss saves. Listen to some of the impressive stories from our team as we learn about various risks being mitigated and losses being prevented (where possible).
Renee’s salon was buzzing with activity and good spirit when a former employee stunned her with a lawsuit. In this podcast, you’ll learn how following the right employee practices and having EPL coverage can keep owners a cut above.
Cost continues to be an ongoing challenge as we work with P&C carriers. But the role of the agent is extremely important and we are continuing to learn about the role of the agent as technology and insurance become more closely aligned. Listen to ongoing challenges and opportunities HSB is seeing within technology and insurance.
Carriers are waking up and taking notice to the impact and cost of electrical fires to personal lines coverage. While Ting can’t prevent all fires, it can see about 80 - 85% of potential home fires. Hear how Ting continue to provide unique insights within the home and how HSB continues to see ongoing success with the Ting program!
Fiona’s love of kickboxing made her a popular and well-paid influencer on social media. Hear how cyber insurance helps her fight back when she discovers cybercriminals have taken over all her online accounts, threatening to destroy all she has built.
In 2022 there were over 18 separate weather disasters that resulted in over one billion dollars in insurance losses. HSB’s sensor program has proven to alert and minimize risk to policyholders – saving insureds and P&C carries significant dollars. Hear how HSB continues to learn new insights that are bringing useful solutions to other carriers - in an effort to avoid another billion dollar year.
We’re sensing trouble. When water begins leaking above a museum’s vault where millions of dollars of artifacts are stored, you need to move fast. Find out in this podcast what tipped off museum personnel to the leak and its obscure location.
This podcast and its contents are intended for illustrative purposes only. HSB does not make or provide any guarantees that the performances of its IoT services will be similar to any future results.
SPAN has the power to identify potential issues in the home and notify a homeowner before there is a loss or damage done to the home. This is a paradigm shift for homeowners and the insurance industry and is focusing on the predict and prevent mindset. Listen to Colin Law, VP Strategy and Business Development discuss some of the benefits SPAN can bring to a homeowner.
The home electrical panel hasn't substantially changed in over 70 years, but homeowners continue to add more devices plugging in with a need for an increase of electricity. Additionally, many homeowners are transitioning to solar, EV cars and other environmental friendly technology. This is where SPAN, a San Francisco-based company has reimagined the home electrical panel to prepare homes for electrification reliance and bring a new way of thinking about the home electrical panel to homeowners. Listen in to hear how SPAN is changing the future of homeowners needs.
Smart electrical panels are the wave of the future. Colin Law, VP of Strategy and Business Development at SPAN, a San Francisco-based company has reimagined the home electrical panel to prepare homes for electrification reliance related to solar panels, home battery systems, electrical vehicle charging stations, and future home electrical needs. Listen to gain new insights into the new world of homeowner electrical panel market!
Learn about what HELIXintel has done to modernize equipment and maintenance tracking, bringing it into the 21st century. And with the speed of equipment acceleration plus the amount of new and changing equipment that building owners are dealing with, it’s no surprise this digital platform is transforming the Equipment Breakdown insurance landscape.
The global and US economies have been impacted by a series of US events, many of which affect our industry. The Head of Munich Re's Economic Research Unit, Oliver Busse shares his view on what economic indicators should be the industry's primary focus and why.
HELIXintel finding way to pass on savings and find value in different ways when equipment and replacement parts are needed. Hear how they are making that happen!
Curious what equipment tracking and small to midsize business owners have in common? Not sure what the manufacturing eco system is and how it can help move facilities managers away from traditional paper and pen processes? Listen to this episode to hear from Jon Dewald, CEO of HELIXintel.
Learn about an exciting HSB partnership with HELIXintel, a digital workspace for building and equipment operators that provides access to an online platform offering the next generation of building equipment, tracking and managing equipment supply needs.
Listen in to learn how HSB and Inspectify are partnering together to evolve the needs of a homeowner. Also hear how the future of inpsectify may rapidly change and encourage homeowners to become their own home inspectors? This concept might be closer than you think.
Data is gold and the insights you can get from data could unlock new opportunity in different ways. Learn about how Inspetify sees the power of data potentially being leveraged in new and powerful ways.
What does inspections and insurance have in common? Listen to this episode where Josh Jensen provides a clear connection between home inspections and the insurance market and how this innovative space continues to evolve for better efficiencies to the consumer and the insurance carrier.
Understand how a proprietary software, a robust network of inspectors are going to change the future of home inspections and ultimately create an “Uber” for inspections. Listen to HSB’s conversation with Josh Jensen, Co-founder and CEO of Inspectify.
Inspectify is a Seattle based start-up that provides a vertically integrated property inspection platform in today's climate of unpredictable real estate markets, evolving interest rates, uncertain inflation, and hybrid work environments. Hear from Josh Jensen, co-founder and CEO of Inspectify and learn how he is rethinking the traditional inspection market into a robust network of thousands of inspectors through a proprietary software.
New York Times bestselling author, Marcus Buckingham, explains that it is not about teaching individuals to be well-rounded, but its more about ways to get the entire team to be well-rounded. He also explains what WYRD is and how this noun is defined as individual uniqueness.
Learning is work, raising a child is work, community is work.. anything you are doing to create value is work. Love and work is about how do you find what you love in what you do. New York Times bestselling author, Marcus Buckingham talks to us about all things work and how people can find love in work they do.
Work can be nourishing and a connection between you and the things you love. Hear from world renown researcher, New York Times bestselling author, and psychometrician Marcus Buckingham. Marcus has spent years focused on unlocking strengths, increasing performance, and pioneering the future of how people work. His latest book entitled, Love and Work: How to Find What You Love, Love What You Do, and Do It For the Rest of Your Life uncovers the power of work and love.
Todd was enjoying a great round of golf when it started. First, one tenant called. Then another. And then, another. Between the 6th and 9th holes, every tenant in his apartment building had called. In this podcast you’ll hear how having the right Equipment Breakdown coverage helped this commercial building owner cool down tenants quickly.
Guests in a beautiful, family-owned boutique hotel started their day in a not so pleasant way – which could have resulted in an ugly scenario for the hotel owner. Hear how having the right Equipment Breakdown coverage helped keep guests comfortable.
Every table was booked at a trendy restaurant. All was running smoothly until the lights flickered then went out. Find out how the right Equipment Breakdown coverage helped this restaurant resume serving their customers.
Our new normal includes increasing threats from all kinds of coastline and inland flooding and wildfires. Here and abroad. Ernst Rauch, climate change and geo scientist with Munich Re gives an insider’s view of the causes and concerns of these evolving risks that defy our historical understanding.
In this next climate change episode, we continue an insightful conversation with climate change expert Ernst Rauch of Munich Re and Jeff O’Shaughnessy of HSB to talk about the connection between higher catastrophe losses and climate change. The upward trends in both costs and catastrophic event severity show a clear picture on a global scale. But there are some bright spots.
Awareness of climate change has had its ups and downs, but it’s growing worldwide now. Climate change expert Ernst Rauch of Munich Re discusses this growing awareness and the different approaches that Europe, the U.S. and North America are taking to tackling the challenges. And tackle them we must, says Rauch, if we’re to save future generations the dire effects. And it will get worse.
What exactly is climate change and what are the biggest contributors to it? Ernst Rauch of Munich Re, climate change expert, gives a historical perspective that surprisingly begins some 140 years ago with industrialization. He talks about what is accelerating change today, including the farming and cattle industries which account for 20 to 25% of overall greenhouse gas emissions.
Ernst Rauch, renowned climate change expert and chief climate and geo scientist with Munich Re talks about the role the insurance industry has had in tracking the effects of climate change and becoming an early warner of it in the 1970s. Data and changing loss trends played a role then, as now.
In this final episode, Bob shares with us the current success of Ting, how insurance agents are reacting to Ting, and how it’s working within the insurance industry. We will also discuss adoption and install rates. Plus, you’ll hear some surprising future capabilities of Ting as it relates to wildfires and the detection of dangerous utility hazards.
A continued conversation with Cheryl Rosario to understand how companies can leverage employee resource groups to provide a platform to speak up. Cheryl also speaks about what organizations can do to incorporate ongoing awareness of D&I.
In the final chapter with Louis DiModugno, Chief Data Officer at HSB and Scot Gnewuch Senior Vice President of Data Insights and Intelligence we talk about how converting data into insights can be used as predictors within the insurance industry to explore even better risk and price analysis. We also understand the integration of machine learning and artificial intelligence within data and analytics as well as what the future holds for data and analytics.
Hear from Cheryl Rosario, Head of D&I and Corporate/Social Responsibility at MunichRe talk about the importance of D&I in the insurance space. We break down this topic into a short podcast series that covers important themes wtihin D&I, how it impacts various organizations, and the importance of D&I within the insurance industry.
In this first episode, we talk with John Riggs, Senior Vice President of Applied Technology Solutions at HSB and Gordon Hui, Vice President of Marketing and SME Solutions at HSB. Both leaders have a tremendous background in IoT, sensor technology, and insurance. You’ll hear about the background of IoT and how this new wave of technology and thinking is connected to the insurance market.
A continued discussion that explores sensor technology and the various types of IoT solutions on the market today. Gordon explains how the HSB sensor solutions differ from others and how they benefit our customers. You’ll also hear about some recent examples of water leaks and some costly saves from IoT water leak sensors.
Ting is a smart, busy little plug-in device that monitors for any potential electrical fire hazards within a home. Bob Marshall, CEO of Whisker Labs, explains how Ting works, the details behind what Ting monitors, and the alerts that are provided to notify the homeowner of a potential fire hazard. Plus, learn about the data that is collected, how the data is used, and how that data continues to advance the Ting sensor and its technology.
Bob Marshall, Co-founder and CEO of Whisker Labs introduces Ting electrical fire sensors. Understand how electrical fires can happen and how a plug-in sensor developed by Bob and his team can detect the tiny signals that identify possible electrical fire hazards within a home – and warn homeowners of a fire risk before it happens!
An ongoing conversation with Louis DiModugno, Chief Data Officer at HSB and Scot Gnewuch Senior Vice President of Data Insights and Intelligence talking about the details that go into creating a robust data infrastructure and understanding the investment HSB made within master data management. Learn about the sophistication of HSB data, the benefits of being part of Munich Re, and how HSB turns data it into insights for a multitude of different reasons.
A continued conversation with Louis DiModugno, Chief Data Officer at HSB and Scot Gnewuch Senior Vice President of Data Insights and Intelligence on the obstacles of understanding the benefits of data, plus how companies are approaching and integrating data in their businesses.
In this short series, hear from Louis DiModugno, Chief Data Officer at HSB and Scot Gnewuch Senior Vice President of Data Insights and Intelligence provide a historical look into data and insights and how it is now being used in the insurance space.
A continued conversation with Sidd Gavirneni and Tim Zeilman to take a deeper dive into what can be done to avoid cyber exposures and understand cyber security for businesses and individuals. We cover details around small businesses, the threats they face and ways to better understand what steps should be taken to mitigate and prevent a cyber exposure.
An insightful conversation with Sidd Gavirneni and Tim Zeilman, two cyber experts from HSB, to understand the current cyber market and, the history of the cyber evolution. Gain a better understanding of HSB’s and MunichRe’s cyber focus and involvement in the market. Find out the speed of how cyber risk has evolved, analog vs. digital that impacts businesses, and take a deep dive into understanding the current problem within cyber risk and exposures.
This final episode on D&I covers how the pandemic has impacted diversity and inclusion and how organizations can incorporate D&I as employees return to work. We will hear how leaders can best support employees and the importance of being intentional. Toward the end of our discussion, we will run through the short-term and long-term outlooks on D&I and what we can all do each day to be part of the change.