VA Loan Information Center: Recent Episodes

Carlos Scarpero

All about tips and strategies for getting approved for a VA Mortgage loan. Hosted by Carlos Scarpero, VA Mortgage Specialist.

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

NMLS #1674385

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I've been getting some questions about the 60 day intent to occupy rule for VA mortgage loans.   Here is a bit more info about what that rule actually means and what exceptions can be made to the rule.


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In this episode we cover very specific guidelines that the VA has set out regarding VA mortgage loans while deployed.


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VA mortgage loans have special rules if you are about to retire. In this video we explore the VA retirement rules and how all that works. You will learn about getting a VA loan in a new retirement location even if you aren't there yet.


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This episode covers VA Streamline Refinance (IRRRL) rules and how to get the IRRRL even if you do not live in the home any longer. VA rules for this are very different and much better than the way that FHA and Conventional mortgages handle refinances.


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In this episode we go over the various rules about intermittent occupancy when getting a VA mortgage loan.


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Separating the facts from the fiction about what intent to occupy means.


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Want to use a VA Loan to buy a condo? Learn more about how this works.


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How to use VA Mortgages for buying investment properties, also known as "house hacking".


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Learn more about getting a VA Mortgage loan with a bankruptcy on credit.


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Want to get a VA loan after having a foreclosure on your credit? 

Learn more about how this works.


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All about the VA Funding Fee which is the VA's alternative to Private Mortgage Insurance (PMI)


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