Finance & Affirmations: Recent Episodes

Katherine Lankford

Hosted by Katherine Lankford! Finance & Affirmations affect every aspect of our lives. We have all been affirmed positively or negatively. We have all had a financial education. It may not have been formal but it absolutely informs how we think about money and how we manage our finances. In this podcast we will explore the intersection of Finance & Affirmations from a personal, social and global perspective. In every episode I will offer you a positive affirmation that you can take along with you on your daily journey. So join me each week for a conversation about Finance & Affirmations. Blessings.

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In this solo episode, I provide the fourth and final portion of my investing basics workshop. Investing in stocks can be a powerful way to grow your wealth over time, but it’s understandable to feel uncertain about getting started. This episode is your next step to getting a better understanding of investing and the stock market. If you would like more guidance on getting started with investing, there’s a virtual workshop coming in the fall. Please visit my website for more information.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

https://youtu.be/IIqjfo0M_C0

www.financeandaffirmations.com

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In this episode, I conclude my conversation with Lashea C. Reeves of the award-winning non-profit organization, 8 cents and a Jar. She provides valuable information on why she decided to become a nonprofit instead of a for-profit business. She also discusses how her organization has grown and even though she has a nonprofit it is still a business. We discuss the Money Expo event she puts on each year and how she and her team have made it relatable and a huge success.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

8 Cents in a Jar | financial literacy program for youth in central florida

https://youtu.be/PzRNtqV6bek

https://youtu.be/bTKhX4ckWFA -Part 1

www.financeandaffirmations.com

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In this episode, I talk with Lashea C. Reeves the founder and Executive Director of 8 Cents in a Jar. This award winning 501©3 nonprofit located in central Florida, focuses on offering financial social work to students in marginalized communities. Students are taught how to save money, acquire assets, and diminish the cycle of generational poverty within their families. In part 1 of my interview Lashea and I have a great conversation about her background and how the organization was created.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

8 Cents in a Jar | financial literacy program for youth in central florida

https://youtu.be/bTKhX4ckWFA

www.financeandaffirmations.com

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In this solo episode, I provide the third portion of my investing basics workshop. Investing in stocks can be a powerful way to grow your wealth over time, but it’s understandable to feel uncertain about getting started. This episode is your next step to getting a better understanding of investing and the stock market. If you would like more guidance on getting started with investing, there’s a virtual workshop coming soon. Please visit my website for more information.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

https://youtu.be/S_MgoQNEBWQ

www.financeandaffirmations.com

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In this episode, I sit down with Dr. Jay Zigmont, an expert in financial planning for childfree families. We dive deep into the unique investing needs of families without children and how these differ from those with kids. Dr. Zigmont shares his experiences dealing with backlash from those who don't understand childfree choice and offers wisdom on guiding his clients toward a fulfilling and financially joyful retirement. This conversation is a must-listen for anyone navigating the path of financial independence without the traditional framework of parenthood.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

https://youtu.be/LtuYCdmJ2jM https://childfreewealth.com/

https://www.instagram.com/childfreewealth/

https://www.youtube.com/channel/UC5cl-dxgWlLk6HwDKwfs0jA

https://www.facebook.com/ChildfreeWealth https://www.linkedin.com/company/childfree-wealth/

www.financeandaffirmations.com

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In this solo episode, I provide the second portion of my investing basics workshop. Investing in stocks can be a powerful way to grow your wealth over time, but it’s understandable to feel uncertain about getting started. This episode is your next step to getting a better understanding of investing and the stock market. If you would like more guidance on getting started with investing, there’s a virtual workshop coming up. Below is a link to the next virtual seminar if you would like to join me.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

Register here: https://www.eventbrite.com/e/928653988077?aff=oddtdtcreator

https://youtu.be/1uI5IdSjZ2A

www.financeandaffirmations.com

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In this solo episode I begin sharing portions of an investing basics workshop that I created for black women over 45 who are hesitant to invest. One of the top three reasons we are hesitant is because we feel we don’t know enough about it and don’t know where to begin. This episode is the beginning to help you get a better understanding of investing and the stock market. Below there is also a link to the next virtual workshop if you would like to join me.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

Register here: https://shorturl.at/o1ROS

www.financeandaffirmations.com

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In this enlightening episode, I conclude my discussion with Attorney Anisha Murphy to delve into the critical topic of estate planning. Anisha explains why having a will is just the beginning and discusses the comprehensive steps necessary to protect and build your wealth for future generations. Tune in to discover the essential components of a robust estate plan and why it’s vital for everyone, regardless of the size of their estate.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.justlawllc.com

Just Law LLC (@justlawllc) • Instagram photos and videos

(4) Facebook

www.financeandaffirmations.com

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On today’s episode I speak to Attorney Anisha Murphy of Just Law LLC. In addition to Just Law LLC Anisha is an Adjunct Professor at Hamline University and its Law school. Anisha is a business owner and entrepreneur, and she understands the needs and challenges that small business owners face. We discussed that initially she wanted to become a corporate attorney and why that changed. She also explained how she overcame her own challenges and why she has a heart for entrepreneurs, businesses and nonprofit organizations.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.justlawllc.com

Just Law LLC (@justlawllc) • Instagram photos and videos

(4) Facebook

www.financeandaffirmations.com

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In this episode I dive into the three main reasons black women over 45 have a fear of investing in the stock market. Though their fears may be valid and based in historical facts, it’s time to shatter the barriers that have kept black women from fully participating in the wealth building opportunities of the stock market. On this episode I offer a solution that will equip black women with the knowledge to overcome their investing fears.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

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To register for the Investing Basics Workshop use this link https://www.eventbrite.com/e/investing-basics-workshop-tickets-897756833857?aff=oddtdtcreator

Visit our website at www.financeandaffirmations.com .

Follow us on social media at https://www.facebook.com/104032311927425, https://www.instagram.com/financeandaffirmations/

https://youtu.be/ka_s2KxpOXs

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On today’s episode I speak to author Franco Perez of Franco Mobile Homes. He is leading a revolution to solve the affordable home crisis through mobile homes. We dig into his past and get an understanding of where his passion developed for affordable housing. Franco wants to break the perception many people in this country have about mobile homes because he believes they offer all of the benefits of home ownership.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.franco.tv

www.financeandaffirmations.com

https://youtu.be/DnngXJwal-Q

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In this episode I explore how my listeners are doing with their financial goals at the end of the first quarter of 2024. I also revisit a budgeting method that has been around for years. You may know it as the cash envelope system or the cash stuffing system. I will provide examples of how this system can be used and the ways I have used this system. I also announce financial tolls to help you with your goals on my website,

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmations.com

https://youtu.be/KMgDA-l9ubA

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Affirmations are important to our personal and financial lives. In this episode, Mick Heyman discusses the three pillars he feels every investor should follow. He also shares how managing emotions and using affirmations can lead to financial success.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.mellowyourmoney.com

www.financeandaffirmations.com

https://youtu.be/4G--6N4lmtM

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I am a huge advocate of understanding how our emotions impact our relationship to money. On this episode I speak to author Mick Heyman about achieving balance in personal finance. We discuss his book “Mellow Your Money” and some practical tips that can be used to reach our investing goals.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.mellowyourmoney.com

www.financeandaffirmations.com

https://youtu.be/iubpyayUO6g

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I am a huge advocate of getting a high yield checking or savings account, so your money is working for you. But what happens when you apply and are denied by the bank? On this episode I provide 5 tips for you to follow if you have been denied a checking or savings account.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmations.com

https://www.cnbc.com/select/what-to-do-if-denied-bank-account/

https://youtu.be/VDEbQjf6Z4E

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On this episode I speak with Dianna Thornton who runs a financial literacy company called Enhancing Your Finances. She enjoys helping high achieving women realize their dreams of financial freedom. In addition to helping clients get their budgets together, she also assists with saving, credit, and debt elimination strategies. She offers classes, workshops, challenges and “Done For You Services” which empowers her clients on their financial journeys.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

Enhancing Your Finances

Links Page (mykajabi.com)

www.financeandaffirmations.com

https://youtu.be/mFbCTHUMvcU

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Having a conversation about end-of-life planning and life insurance can be a difficult one. Many people feel like these conversations are taboo. On this episode I speak about the importance of having critical conversations about life insurance. I also discuss the importance of Payable on Death forms to protect your assets.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmations.com

https://youtu.be/x_WQ-cpW62A

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On this episode I speak to Diana Washington of Sweeties Home Care which is a PCA business. We discussed what a PCA is and how it can be helpful to our families. She discusses how she got this business started and how it was funded. We talked about her trumps and challenges and why a business mentor is important.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.sweetieshomecare.com

Facebook

Diana Washington (@sweetieshomecarellc) • Instagram photos and videos

Contact # 952-212-6837

www.financeandaffirmations.com

https://youtu.be/c65Fu3fT_Yo

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On this episode I offer Affirmations from the Cosmos. These are Affirmations that have had a significant impact on me in 2023. I hope they are helpful for you too.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmations.com

https://youtu.be/P1M5M-4PcYE

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On this episode I offer my reflections for the year. I discuss my accomplishments, my challenges and why I’m grateful for 2023.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmations.com

https://youtu.be/-tqMQKOsIOQ

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On this episode I talk about kids, money and Christmas. I will discuss some of the ways I have used to teach my kids about money. I will talk about the past and present ways I have purchased Christmas gifts for my kids. I also provide my decision about a financial matter I discussed on EP 82.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

Teaching Kids About Money with Spend, Save, Give Jars - Mess for Less

Greenlight - First Month Free - Cancel Anytime

Goalsetter │ Best Savings, Debit Card and Financial Literacy App for Kids & Family

www.financeandaffirmations.com

https://youtu.be/1m4OHzjApXU

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On this episode, I catch up with James Henderson of the MTM Foundation. I first talked to James on Episode 8 of this podcast back in August of 2021. We learned all about the HBCU and Ivy League College Tours started by James and his foundation as well as his business pitch competition and financial literacy program. We also learned about James’ background and what fueled his passion for working with youth. Please go back and listen to that episode. Finance & Affirmations: James Henderson Gets Kids Into College (libsyn.com) Today, I spoke to James about the HBCU College Fair that his foundation is hosting on Dec 2, 2023 at Morgan State University. If you have a student who plans to attend an HBCU you don’t want to miss this episode.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

https://www.mtmcollegetours.org/

443-768-6939

Watch the full episodes at the links below.

www.financeandaffirmations.com

https://youtu.be/Bzp7CPmzT7U

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Do you feel guilted into gifting? On this solo episode I provide tips for creating short term and long-term holiday savings accounts. I discuss a current financial challenge I am facing this holiday season. I solicit your suggestions on how you would handle it if you were in my shoes. I will let you know how I handled it in a future episode.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

Watch the full episodes at the links below.

www.financeandaffirmations.com

https://youtu.be/uXjk9l67b48

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On this episode I have a conversation with Haylie Castillo of Castillo Financial Therapy. She is a licensed, trauma informed financial therapist. She specializes in getting her clients get to a place of healing as it relates to money shame and financial trauma. Haylie explains in this episode the need for people to de-personal their money challenges and to unpack old money scripts, while they build a new money practice. This is an insightful episode that you don’t want to miss.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

@c_financial_therapy

https://www.castillofinancialtherapy.com

https://www.financeandaffirmations.com

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On this episode I offer a full body affirmation so that we can get into the practice of seeing ourselves as beautiful and good. Positive affirmations can also influence our relationship with money.

Hosted and produced by Katherine Lankford

Music by Broderick Williams

www.financeandaffirmation.com

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On this Episode I speak about why I still podcast and that new episodes will start in October. I also share some information about unclaimed funds that may be waiting for you. Hosted and produced by Katherine Lankford Music by Broderick Williams www.financeandaffirmations.com

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On this episode Cyreta and I conclude our discussion about breastfeeding. We discuss the triumphs and the challenges we both had breastfeeding our children. We explore the cost of breastfeeding and if we actually saved money. And Cyreta shares the name of a local program that gives great support for African American women who want to breastfeed.

https://youtu.be/srIUshB6otI

(8) Chocolate Milk Club | Facebook

If you have financial topics, you would like to discuss or if you have a question for either of us please contact us at www.financeandaffirmations.com. Or you can email us at info@financeandaffirmations.com. You can also see the video of the episode on the website.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

#finance #affirmations #financialcoach #millennialsandmoney #breastfeeding

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On this episode Cyreta and I discuss her breastfeeding journey and its triumphs and challenges. Having dealt with a formula shortage with her first child, It was important for her to supply her 2nd baby with the nutrition he needed naturally. In some cases she saw the financial benefits as well.

(8) Chocolate Milk Club | Facebook

https://youtu.be/kkQZ5HHRwhE

If you have financial topics, you would like to discuss or if you have a question for either of us please contact us at www.financeandaffirmations.com. Or you can email us at info@financeandaffirmations.com. You can also see the video of the episode on the website.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

#finance #affirmations #financialcoach #millennialsandmoney #breastfeeding

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On this episode Cyreta and I discuss how millennials are wrestling with planning for the needs of their aging parents. As they deal  with small children their careers and managing their own debt they are now grappling with caring for parents and their potential healthcare needs.  They are considering their roles as their parents may have little to no resources if nursing home care is needed.

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On this episode millennial mom Cyreta and I discuss the high cost of childcare. She has two children and her childcare costs just for her infant are between $1800 and $2000 a month. We discuss the financial decisions she and her husband had to make when their current daycare decided to close their doors.

If you have financial topics, you would like to discuss or if you have a question for either of us, please email us at info@financeandaffirmations.com. You can also see the video of the episode on the website, www.finaceandaffirmations.com.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

#finance #affirmations #financialcoach #millennialsandmoney

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On this episode I have a conversation with Cyreta Oduniyi. She is a millennial mom with a young family and is working toward financial independence. We discuss who we are and how we met and give a glimpse of some of the conversations that we will delve into on future episodes. If you have financial topics you would like to discuss or if you have a question for either of us please contact us at www.financeandaffirmations.com. Or you can email us at info@financeandaffirmations.com. You can also see the video of the episode on the website.

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On this episode I share some of the new offerings I have available. I have a new website that will launch on Sunday March 5, 2023. It is at www.financeandaffirmations.com. I am also starting a 5 part financial basics teaching series on Saturday March 4, 2023 from 10am to 12pm CST. Click this link for more information. https://medfidance.eventbrite.com/

Hosted and produced by Katherine Lankford

Music by Sam Reeves

www.Financeandaffirmations.com

Katherine@financeandaffirmations.org

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #financialcoach #coachkatherine

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On this episode I have a conversation with Elle Rhodes the co-founder of the Brewing Change Collaborative. She talks about how she got involved in the beverage space. She explains that many times people of color are targeted for marketing of beverage products but are severely underrepresented when it comes to ownership. This Non-profit organization provides entrepreneurial and financial literacy resources to its members, and you don’t have to be in the beverage industry to join. The Brewing Change Collaborative is doing great work in the Twin Cities.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://www.brewingchangecollaborative.org/

Du Nord Social Spirits

https://youtu.be/PqzXzjcb8Zw

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #brewingchangecollaborative

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On this episode I have a conversation with Pastor Marsha D. Carter the founder of the Beyond the Dance Network. A nonprofit organization that provides services to underserved women and children in the urban community. In addition to providing leadership and life coaching skills, Marsha partners with local organizations to help women get the resources they necessary to obtain jobs, housing, addiction services and much more. The organization also provides clothing and household items that the women may need who are getting back on their feet. The Beyond the Dance Network is doing great work in the Twin Cities.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

www.beyondthedancenetwork.com

651-249-5656

https://youtu.be/fW1qLnLVSgg

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #beyondthedancenetwork

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On this episode I have a conversation with Braxton Haulcy, the Executive Director of the Walker West Music Academy. Walker West is thought to be the oldest community music school in the nation founded by African American musicians. This non-profit music school teaches all styles of music, but is especially well-known for teaching jazz, gospel and other styles of improvisational music. The organization provides affordable, quality music instruction inspired by the African American cultural experience to young people and adults. All faculty members are working professional musicians. Braxton and I discuss the overall benefits of music, how the academy had to pivot during the pandemic, and what is next for Walker West Music Academy.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

WALKER | WEST (walkerwest.org)

651-224-2929

info@walkerwest.org

https://youtu.be/8jtCa8Aed1Y

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#music #blackmusic #finance #affirmations

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Happy New Year. As we start 2023, I wanted to begin this year with our Calming Practice. The practice calls for us to Breathe, Get Quiet, Reflect and Reset. This calming practice can be used in every aspect of your life, including your finances. I offer my 3 favorite affirmations from 2022 and I also share a mantra that I will use in 2023.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

Finance & Affirmations (@financeandaffirmations) • Instagram photos and videos

(62) Finance & Affirmations - YouTube

(4) Finance & Affirmations | Facebook

#finance #affirmations #calmingpractice #newyear

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On this episode I talk about Kids and Money. I offer some of the techniques that I have used to teach my kids how to save, give and spend their money. I will also talk about a popular app that we use as a family that has helped my kids learn to manage money.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/9PxT6EPu_c8

Teaching Kids About Money with Spend, Save, Give Jars - Mess for Less

Greenlight - First Month Free - Cancel Anytime

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

#finance #affirmations #kidsandmoney

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On this episode I continue my discussion about mortgages. I will explain what a cash out refinance is and why people typically do cash out refi’s. I also offer a few tips that you want to consider before using a cash out refinance as a debt consolidation plan.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/yEDLaqHRA0Y

Cash-Out Refinance Vs. Home Equity Loan | Rocket Mortgage

How To Refinance Your Home To Pay Off Debt | Rocket Mortgage

Cash-Out Refinancing: How It Works, When To Do It | Bankrate

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I continue my discussion about mortgages. I talk about the different types of refinances and how they can be beneficial. I also provide some tips on how you can shave years off your mortgage payments.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/0-fjhS6B-PY

LendingTree: You Win

Refinancing A Mortgage: How It Works | Rocket Mortgage

8 Proven Tips For Refinancing Home Loans | Rocket Mortgage

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I continue my discussion about mortagges. We have covered many mortgage terms like what an ARM is, how a Reverse mortgage works and what PITIHOA stands for. Today I will discuss what DTI is and why it is important when applying to purchase or refinance a mortgage.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/6MFVyCxbEgw

8 Proven Tips For Refinancing Home Loans | Rocket Mortgage

Calculators | Rocket Mortgage | Rocket Mortgage

How To Get A Mortgage: A Step-By-Step Guide | Rocket Mortgage

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I conclude my discussion about Reverse Mortgages also known as HECM’s. I will answer some of the typical questions people ask about Reverse Mortgages. I also explain that it is very important to talk to family and heirs about when this loan must be paid off and how it may affect all involved.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/3zlnEVtE7b8

What is a reverse mortgage? | Consumer Financial Protection Bureau (consumerfinance.gov)

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I talk briefly about the importance of voting. I also discuss using the calming practice to help me with anxiety during this election season

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I talk about reverse mortgages. I start the conversation with an overview of how traditional mortgages work and then I dive into reverse mortgages. I offer the pros of this type of mortgage vehicle but also share some of my concerns.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/OQ7-y5eLAlo

What is a reverse mortgage? | Consumer Financial Protection Bureau (consumerfinance.gov)

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I talk about how much life insurance you need and how to layer life insurance coverage. I will also explain how Mortgage Life Insurance resulted in a wealth transfer to me and my siblings.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/Fp_D-s7Dxhsn

Policygenius: Compare and Buy Insurance Online

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode Khotso and Diteboho share what has been the most challenging part of being an ambassador as well as what has surprised them most. They also share how much they look forward to the opportunity to visit the United States. Visit the Finance & Affirmations YouTube channel to see some of the pics from the trip. The link is below.

Hosted & Produced by Katherine Lankford with Music by Sam Reeves

Beentees.com

https://youtu.be/wQtBB52icEY

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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Show notes Ep 59

On this episode I speak to Bridgette Hector and Tumo Mabote the owners of B & T Enterprises. We talk about how they started this business of creating unique travel experiences and retreats in South Africa and the US. I had the opportunity to travel with them and had a life changing trip. I got to experience firsthand how breaking perceptions cultivate meaningful cultural connections. Visit the Finance & Affirmations YouTube channel to see some of the pics from the trip. The link is below.

Hosted & produced by Katherine Lankford with Music by Sam Reeves

Beentees.com

https://youtu.be/xSifvnPJFUA

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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On this episode I complete my conversation about life insurance for now. I discuss burial and cremation costs and share how me, and my siblings handled the cost of my parent’s funerals.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Policygenius: Compare and Buy Insurance Online

https://youtu.be/446K6_rTKr8

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode I continue my conversation about life insurance. We talk about a few life insurance strategies, and I continue the story about when and why me and my siblings decided to purchase life insurance for our parents.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this episode, I conclude my conversation with Eddie Jones. He explains how he used his experience from working for Amazon in corporate America to start his third business. He also provides some great management tips for those who want to become an entrepreneur.

Hosted & Produced by Katherine Lankford with Music by Sam Reeves

https://youtu.be/7Aqj4rB3ldg

Amazon Delivery Service Partner Program

Atlanta Home Inspection | Commercial Inspections | Good Life (goodlifeinspectionservices.com)

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

#finance #affirmations #entreprenuer

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On this episode I begin a conversation about Life insurance. I talk about what it is and the two main types of life insurance. I share a story about why me and my siblings decided to purchase life insurance for our parents. I also leave you with some questions that you can begin to think about as it relates to life insurance for your family.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On this Episode I speak to Eddie Jones the owner of Good Life Inspection Services. Eddie is a Captain and Company Commander in the South Carolina Army National Guard. We talk about how he prepared himself to open his business before his first deployment and the networking and contacts he made so that he could quickly be up and running when he returned home.

Hosted & Produced by Katherine Lankford with Music by Sam Reeves

Atlanta Home Inspection | Commercial Inspections | Good Life (goodlifeinspectionservices.com)

https://youtu.be/eibMTOK23rg

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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Show Notes…

On Episode 53, I remind the audience of the calming practice and I explain that it can be applied to our financial journeys. I also offer some positive affirmations to help change our mindset about money and encourage us to reach our goals.

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with Tasha Harris COO of Kobi Co. This is a brand that was started by Tasha’s teen age daughter, Kobi, who is the CEO. Kobi Co. was founded in 2020 by 17-year-old Kobi Gregory, as a self-care ritual to help her cope with the stress of distance learning during the pandemic. When Kobi’s candles started selling, they decided to use a portion of the profits to start a college fund. When Kobi’s hobby turned into a full-on business, momma Tasha, stepped in. In just two years this mother daughter pair, have grown Kobi Co. into a six-figure business.

Hosted & produced by Katherine Lankford

Music by Sam Reeves

www.lovekobico.com

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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On Episode 51 I provide details to an event I’m hosting, the MedFiDance, on July 16, 2022. If you are in the Minneapolis/St. Paul area, click this link for details. https://www.eventbrite.com/e/373422094537

If you can attend, please register. You can also view an episode of today's bonus podcast on my YouTube channel. https://youtu.be/2N4Gf71ccs0

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

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On Episode 50, I am celebrating 1 year of podcasting. I am grateful to all of my guests for being a part of this podcast. I have learned so much in this year and look forward to interviewing more great guests and providing easy to understand financial content. Stay tuned for the details of an event I am hosting; they will be released on the social media sites below.

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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Show Notes…

If you have no credit this is the episode for you. I provide three ways to establish credit.

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

Hosted and Produced by Katherine Lankford

Music by Sam Reeves

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Show notes… On this episode I have a conversation with Akua Sarhene a financial literacy educator who wants to help millennials of faith on their financial journeys. She has a fine arts background but wanted more freedom without financial struggle being a constant issue. Through countless hours of research, self-assessment and implementation she is making steady progress to reach her financial goals. She believes that there are 5 principles of self-awareness that we all must adhere to, and she shares them with us on this episode!

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Show Notes…

On this episode I talk about reestablishing credit for those who have had credit challenges. I also give tips on what to do if you have collections reporting on your credit report.

Free weekly credit reports during COVID extended through December 2022 | Consumer Advice (ftc.gov)

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

(62) Finance & Affirmations - YouTube

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with Rev. Hodari Williams. He has a creative perspective on how churches can earn revenue and do ministry in the 21st century. He provides details about how he is helping black churches not only dream bigger but provide the resources needed to achieve those dreams. He believes that congregations should not only be a change agent in their mission work but also through the resources that are accumulated. He is a graduate of Francis Marion University where he earned a Bachelor of Arts degree in Political Science. He is also a graduate of the Interdenominational Theological Center (Johnson C. Smith) in Atlanta, Georgia where he earned a Master of Divinity degree. Reverend Williams is an alumnus of the Black Theology and Leadership Institute of Princeton Theological Seminary and the Advanced Executive Leadership Program of Howard School of Business.

Hosted & produced by Katherine Lankford

Music by Sam Reeves

https://www.newlifepresatl.com

https://youtu.be/BbF_-gqiWGY

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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On this bonus episode I talk about ARM loans which are very popular right now. Why would anyone get an ARM? What should you consider before making that decision?

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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Show Notes…

On this episode I provide the last 2 factors that determine your credit score. I also explain the difference between a hard and soft credit inquiry.

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with the Rev. Dr. Alika Galloway about Non-Profit funds development and how affirmations are an integral part of our life and faith journeys. She is a Nationally known Womanist Scholar and expert in health disparities impacting African American females. Her dissertation addressed the care of African American women and girls who are victims of sexual violence and the commercial sex trade. Rev. Galloway is the editor of the book: Living Waters, Living Stories and a nationally known storyteller, movement maker, and 2013 Bush Fellow. She is dedicated to living by example and encouraging men and women to live up to their full potential in Christ, encouraging others with her natural warmth, deep faith and strength.

Hosted & produced by Katherine Lankford

Music by Sam Reeves

Libertychurchmpls.org

https://youtu.be/XYatWBmSmLs

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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Show Notes…

It is still financial literacy month! On this episode I provide 2 additional factors that determine your credit score. I also explain something you have to watch out for when paying off debt.

Hosted and produced by Katherine Lankford

Music by Sam Reeves

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

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On this episode I have a conversation with Chris Calvin. Chris received his bachelor's degree in Kinesiology and his master’s in Education from California State, University Fresno. He is a member of the historically black fraternity Phi Beta Sigma, where he was also elected as an executive board member in 2009. Chris holds several accolades as a coach in both football, and track and field. In 2018, he was named California state coach of the year for track and field. The following year he was also a part of the coaching staff which earned a high school national championship! Chris Calvin began his trading journey within the Trade and Travel program in June of 2020. Without any knowledge of the stock market, he took the leap of faith by purchasing the full course and begin his journey as an active investor. During this time, he decided to quit his supplemental job with Amazon, study the curriculum, and begin trading as an active investor. Chris started his portfolio with $500 and in an 8-month time frame grew it exponentially solely using the Invest with Teri Strategy!

Hosted & produced by Katherine Lankford

Music by Sam Reeves

https://investwithteri.com/?affcode=213134_dmtrjtbf

https://youtu.be/fFLWQhmI4zM

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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April is financial literacy month! On this episode I discuss credit scores and provide the first of five factors on how your score is determined.

Finance & Affirmations (podpage.com)

Finance & Affirmations - YouTube

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with Diedra Bell who has been an educator for 20 years. She has a Bachelor of Arts in Interdisciplinary Studies from Cal State University Dominquez Hills. She also obtained her Master of Arts in Special Education Cross Curriculum from The University of Phoenix and an Ed.S in Curriculum and Instruction from Lincoln Memorial University. She is passionate about helping parents get the resources they need about college scholarships. She provides some helpful tips on the importance on starting early as you prepare your child for higher education. She also explains why its still important to take the SAT and ACT even though those tests are now optional at many schools. She is also starting a scholarship in the name of her mother, Brenda Faye Perkins.

Hosted & produced by Katherine Lankford

Music by Sam Reeves

(5) Minority Parents of Highschoolers Bridging the Gap | Facebook

https://www.eventbrite.com/e/296336810377?aff=efbneb

https://www.eventbrite.com/e/beauty-within-interactive-brunch-tickets-292194661097?fbclid=IwAR0THKd5OQeOR1H-3HZaYHhnbHGXjf5N7glXk_zvU_sHKPlS5DnvY-IdS-U

https://youtu.be/eTXPc2h7CdA

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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On this episode I discuss the difference between good and bad debt. I also discuss the school of thought that says all debt is bad.

Finance & Affirmations (podpage.com)

Finance & Affirmations - YouTube

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with Dr. Kevin Gilliam a Board-Certified Family Physician who graduated from Tennessee State University in Nashville, TN with a BS in biology. He did his residency in family medicine at Emory University College of Medicine in Atlanta Georgia.  He also has a Medical Doctorate from the University of Cincinnati College of Medicine in Cincinnati, OH.  He is currently attending Luther Seminary in St. Paul MN where he is pursuing a Master’s in Divinity with a Justice and Reconciliation focus.  We talk about his journey to and through medical school and the importance of black medical doctors. 

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On this episode I talk about anxiety and share some background and internal thoughts about the calming practice from episode 27.

Finance & Affirmations (podpage.com)

Finance & Affirmations - YouTube

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I talk about jumpstarting your debt elimination plan and offers strategies to pay down your debt more quickly.

Finance & Affirmations (podpage.com)

Finance & Affirmations - YouTube

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I have a conversation with Ken Branson, a visual storyteller who created a business from the basement of his church. Some of his clients include Google, AARP, Cisco and a host of National & International Organizations, Churches, Colleges & Universities. He describes the difficulties he faced earning money after being convicted. Ken explains through his determination and entrepreneurial spirit he has built a successful business and helps other Businesses and Organizations get their messages out through effective storytelling. STAY TUNED at the end of the episode to hear the commercial Ken and I talk about.

Hosted & produced by Katherine Lankford

Music by Sam Reeves

https://youtu.be/QVRE3caJ2H0

(99+) Ken Branson | LinkedIn

@basementtobalcony

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

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On this episode I talk about the Snowball method of debt elimination. I also compare the Avalanche method with the Snowball method so you can choose which is right for you.

Finance & Affirmations (podpage.com)

Katherine@financeandaffirmations.org

www.Financeandaffirmations.com

@financeandaffirmations

Hosted by Katherine Lankford

Music by Sam Reeves

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On this episode I conclude my conversation with Doctoral Candidate Anthony Jermaine Ross-Allum. He describes what he feels reparations should include and how it should be disbursed. He also provides examples of what we can do to support this cause. He is currently a part of an organization whose mission is to provide reparations to Native Americans and African Americans separately.

Anthony Jermaine Ross-Allam - Union Theological Seminary (utsnyc.edu)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

(4) Finance & Affirmations | Facebook

@financeandaffirmations

Finance & Affirmations - YouTube

Hosted & produced by Katherine Lankford

Music by Sam Reeves

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Show Notes…

On this episode I talk about the Avalanche method of debt elimination. I also offer an alternative to a popular debt elimination practice.

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

@financeandaffirmations

Finance & Affirmations (podpage.com)

Hosted and produced by Katherine Lankford

Music by Sam Reeves

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On this episode I speak to Union Theological seminary doctoral candidate Anthony Jermaine Ross-Allum about his study in social ethics. He describes the social norms that converge to allow social violence against people of color and how that impacts them financially. He talks about how his upbringing informs his study and makes the case for the need for reparations for Indigenous and African Americans in this country.

Anthony Jermaine Ross-Allam - Union Theological Seminary (utsnyc.edu)

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

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On this episode I talk about how the daily calming practice I shared on EP 27 can be applied to your financial strategies. Today I apply it to debt elimination.

Katherine@financeandaffirmations.org

Financeandaffirmations.com

@financeandaffirmations

Hosted by Katherine Lankford

Music by Sam Reeves

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On this episode I speak to Dr. Tina Jackson the creator of “Surviving the Game” who is passionate about creating wealth by educating youth. Her mission is to educate youth about financial literacy which includes health & wellness, money management, capitalism, economic development, and entrepreneurship. She discusses her initial financial education and why she believes that each person is called to resolve the problems they see. She also explains the importance of mentorship and why affirmations are an important part of everyone’s life.

Surviving The Game | Creating Wealth by Educating Youth

Surviving The Game Conference | Facebook

Katherine@financeandaffirmations.org

www.financeandaffirmations.com

Hosted by Katherine Lankford

Music by Sam Reeves

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On this bonus episode I discuss a daily calming practice that you can use each day in the new year. I have also created merchandise that you can use as a reminder. Click the link below and share this episode with a friend. Happy New Year from Finance & Affirmations.

https://financeandaffirmations.com/products/breathe-short-sleeve-unisex-t-shirt-1
https://financeandaffirmations.com/products/breathe-daily-journal

katherine@financeandaffirmations.com
https://financeandaffirmations.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this bonus episode I want to thank my listeners for a great year. I also introduce Finance & Affirmations merchandise and you will hear a commercial for the first product I created. Happy Holidays.

https://fb.watch/a321zZuj9i/

katherine@financeandaffirmations.com
https://financeandaffirmations.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I discuss how to start a holiday savings account. I provide the details of getting this account started on your own and how it can be used to reach other savings goals.

katherine@financeandaffirmations.com
https://financeandaffirmations.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I speak to Dysheka Bibbs who is dually licensed in the states of South Carolina as a Licensed Independent Social Worker- Clinical Practice (LISW-CP) and an Advanced Alcohol and Drug Counselor (AADC) and in North Carolina as a Licensed Clinical Social Worker (LCSW) and Licensed Certified Addiction Specialist (LCAS). Dysheka is a Board Certified TeleMealth Health Provider and a National Trauma Focused Cognitive Behavioral Therapist. On the episode Dysheka discusses what mental health is and how finances can play a part in mental stress. Dysheka shares how she became passionate about mental health at an early age and why affirmations are so important to our healing.

https://ambershopecounseling.com/
https://www.instagram.com/ambershopecounseling/
https://www.facebook.com/elevated.voices.5

katherine@financeandaffirmations.com
https://financeandaffirmations.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I talk about jump starting your emergency funds. I offer suggestions on resources you can use to initially fund your emergency savings and help it to keep growing.

katherine@financeandaffirmations.com
https://financeandaffirmations.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I speak to Audra Robinson the owner of the Rocky Robinson self-care brand for black and brown girls. Audra explains why the brand was created and gives some wonderful financial tips that we should all follow. Audra says some of her products help kids to own their own safety in addition to encouraging them to be their best. This entire brand is an inspiration and at the end of the episode Audra shares 12 affirmations for young girls that are listed in the Rocky Robinson coloring book.

https://www.itsmerocky.com/
https://www.facebook.com/youresocuterocky
https://www.instagram.com/youresocuterocky/

katherine@financeandaffirmations.com

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I talk about emergency funds. I offer my suggestions on how many months of expenses you should save in your emergency fund. I also discuss getting clear on what an emergency is, and strategies that discourage you from taking money out of your emergency fund.

katherine@financeandaffirmations.com

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak to Sara Knapp who has two decades of experience in the business banking industry. Sara has a marketing background and helps businesses find the financial solutions needed to stay solvent. Sara provides information on what business owners need to consider when growing their companies and 10 steps owners should follow to maintain a healthy business. Sara covers the essential pieces of a business plan, the reasons a business may need to pivot and why the Small Business Association’s website (SBA) is such a great resource.

https://www.sba.gov/
https://www.usa.gov/federal-agencies/small-business-administration

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode we talk about saving your money. I discuss ways to search for savings accounts that pay more interest, and I offer a strategy that discourages you from taking money out of your savings account.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak to Felicia GoPaul, an accountant turned Certified Financial Planner who has been in the industry for over 20 years. Felicia reflects on how she has evolved from her early financial beliefs that men were supposed to handle the money and how her inability to purchase her dream car at a discount pushed her to get her finances in order. Felicia discusses her 5-ring strategy for personal finance and how she began building her discipline to save with just $5.00 dollars per month.

https://feliciagopaul.com/homepage/
https://www.linkedin.com/in/feliciagopaul
https://www.facebook.com/Felicia.Gopaul
https://twitter.com/feliciagopaul

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I wrap up budgeting by providing a few more tips and suggestions on different ways to track your budget. Whether you choose a spreadsheet or an app your goal should be to start a budget today. This is the first step in getting your finances in order.

https://mint.intuit.com/
https://pocketguard.com/
https://www.youneedabudget.com/
https://www.wally.me/
https://goodbudget.com/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak with James Evans, founder and CEO of C.A.R.E, a non-profit organization focused on creating equitable relationships between shelters/rescues and the communities they partner with. James talks about the lack of diversity, equity and inclusion in the 99-billion-dollar pet industry, which is made up in part by the retail sales of animals and pet supplies, pet adoption and animal welfare legislation. We discuss the place ageism, racism and redlining has in the application process for pet adoption and the bias’s communities of color face when owning “dangerous” animals.

https://careawo.org/
https://www.facebook.com/careforequity
https://www.instagram.com/careforequity/
https://www.linkedin.com/company/careforequity/

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode we discuss the ways to determine if you have an income or a spending issue. I provide some suggestions on how you can increase your income and more tips on saving money and cutting your expenses.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak to RL Davis the creator of the RighteouSouls Apparel company that inspires and promotes uplifting messages. Over 10 years ago RL had three traumatic events happen in a 3-month period. During his period of healing and self-discovery, RL tried different methods of finding balance and meaning in life. In 2016 he decided to combine his interests and founded RighteouSouls. RL wanted to build a business that was strongly rooted in spirituality and mental health and spread the messages of hope, peace and love in the community. RL believes that each of his business experiences lead him to where he is supposed to be. RL speaks of learning the benefits of sourcing out some of his business functions and how music has influenced his artistic expression.

https://righteousouls.com/
https://www.instagram.com/righteousouls/
https://www.facebook.com/righteousouls

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode we discuss how to determine your discretionary income, what is included in a bare bones budget, and a few tips to cut your monthly expenses.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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After George Floyd was murdered last year, I took some time to meditate on how the early childhood field, where I work in, was complicit in this...

On this episode I speak with Dianne Haulcey who has over 25 years’ experience in the Early Childhood nonprofit arena. Dianne explains how families in Hennepin and Ramsey counties (MN) can qualify for early learning scholarships, and how earning a living wage affects children’s educational and academic foundation. Dianne and I discuss navigating a career in a non-profit, how nonprofits are funded and the marketable skills it takes for advancement in a non-profit. Dianne and I also discuss her new podcast which in light of George Floyd’s murder offers resources on how to talk to small kids about race.

Think Small locations - https://www.thinksmall.org/home/locations/
Little Moments Count - https://www.littlemomentscount.org/
Early Risers : NPR - https://www.npr.org/podcasts/983816754/early-risers

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode we discuss the money going out of your budget each month, which are your expenses. I discuss the 4 types of expenses you incur, and the importance of identifying the difference between a need and a want.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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On this episode I discuss marriage and finance with Rhonda Brown and Samantha Hall. We are all educated African American church women in our fifties. We discuss the marrying of two sets of financial beliefs and if having one account or separate accounts work in our marriages. We also talk about what we have learned from our husbands and what we hope our husbands have learned from us about finances.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I discuss the first component in developing a budget - determining how much money you bring home each month. I discuss the most common pay cycles for wage earners, the difference between gross and net income and why knowing the amount of your take home pay is a vital part of creating a budget.

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak to James Henderson, an HBCU graduate of Morgan State who wanted his son to consider HBCUs as well as Ivy League schools. As a result, James created college tours so that all African-American students could see the benefits of both sets of institutions. James and I discuss his passion for wanting kids to know all of their options, and his desire that they receive business creation and financial literacy education.

The MTM foundation also provides college prep courses along with SAT and ACT classes. Statistically African American students still score lower on SAT and ACT test as compared to their white counterparts. James and his MTM foundation are helping to close that gap.

The MTM Foundation sponsors college tours that allow aspiring college students to visit college campuses and receive an introduction to college life.

MTM Foundation College Tours - https://mtm1foundation.org/
MTM College Tours and Entrepreneurship - https://www.mtmcollegetours.org/
The Black Experience in Higher Education - https://www.insidehighered.com/the-black-experience-in-higher-education

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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New content for the podcast! It’s called “Finance in Five” because I will break down a financial topic within five minutes or less. You will hear about why I’m motivated to do financial literacy and affirmations and a bit about my personal financial journey. 

Hosted by Katherine Lankford

Produced by Sam Graber

Music by Sam Reeves

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I speak to Garrett McQueen, a classically trained musician and discuss his efforts to decolonize the word classical as it relates to music.

Garrett shares his background and his vision for musical instruction and programming that includes all the cultures present in a community. We explore how race informs the composition of orchestral music, how it plays a part in how media playlists are created as well as how it informs who the musicians are and the audiences who listen. Garrett shares how he has had to be mindful of his spending and hold down multiple side gigs at times to supplement himself financially. Garrett also offers inspiration and encouragement to pursue our visions and dreams and affirms us in that process.

More about Garrett McQueen:
‎TRILLOQUY on Apple Podcasts - https://podcasts.apple.com/us/podcast/trilloquy/id1516628654
https://www.trilloquy.org/
Trilloquy | Facebook - https://www.facebook.com/TRILLOQUY
Garrett McQueen (@garrettmcqueen) • Instagram photos and videos

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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There are many wellness deserts in the United States - the lack of resources and programming for your well being. Mental health resources, exercise, food, so much for your wellness is missing.

I speak with Sierra Carter who in 2018 founded The Zen Bin, simply because she wanted to create something she could be a part of. Sierra shares how those who are in survival mode typically are also in financial crisis. Sierra explains why affirmations are an integral part of the Zen Bin curriculum, and she offers her vision on how the Zen Bin functions to eliminate wellness deserts.

More about Sierra Carter:

  • https://thezenbin.com/
  • https://www.facebook.com/thezenbin/
  • info@thezenbin.com

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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I speak with Imani Hamilton, author and founder of Finance by Faith. We discuss why Imani became a financial coach, the real estate mistakes she made during the financial crisis and why she wrote her book 'The Debt Denominator.' Imani provides a few of the tips from her book and offers encouragement to those who are beginning to plot out their financial plans.

Where to find Imani Hamilton:

  • https://financebyfaith.com/about-us/
  • https://www.facebook.com/financebyfaith1
  • https://www.instagram.com/financebyfaith/
  • https://www.linkedin.com/in/imani-hamilton-0546275

Hosted by Katherine Lankford
Produced by Sam Graber
Music by Sam Reeves

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We conclude our conversation with the Rev. Dr. Bridget Piggue, director of Spiritual Health at Emory University in Midtown Atlanta. We raise the question, 'what rules did you learn about money and how are they currently showing up for you?'

We talk about some of the conflicting theological messages we receive from the church and how those messages can create distortions of information in our bodies. Dr. Piggue also offers the ACRONYM FIERCELY as a healing model to guide us toward self awareness.

About Rev. Dr. Bridget Piggue - https://spiritualhealth.emory.edu/about-us/bios/piggue-bridget.html

Hosted by Katherine Lankford

Produced by Sam Graber

Music by Sam Reeves

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I speak with Rhonda Brown, educator and author of two children's books, 'Creation That's Me' and 'Created To Be, Yes It's Me!' Rhonda talks about fulfilling a lifelong dream to become an author in spite of humble beginnings. Rhonda explains how she had to strategically manage her finances to get her books completed.

Rhonda discusses why it was important for her to create a children's book that included black and brown children, and how the affirmations she received as a child helps her to affirm the children she teaches.

Creation That's Me - https://www.amazon.com/Creation-Thats-Me-Rhonda-Brown/dp/1735374504

Created To Be, Yes It's Me! - https://www.amazon.com/Created-Be-Yes-Its-Me/dp/B0951TT4YG

Rhonda's Storytime - www.facebook.com/Storytimewithmrsbrownsa-131821511664637/

Hosted by Katherine Lankford

Produced by Sam Graber

Music by Sam Reeves

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I speak with the Rev. Dr. Bridget Piggue, Director of Spiritual Health at Emory University in midtown Atlanta.

We discuss how this 'inner knowing' of self-literacy informs the choices you make. We explore how the financial messages we get from childhood into adulthood get mapped in our bodies and drive our daily decisions. We also discuss how affirmations can start the mental remapping we need to lead us to self awareness.

About Dr. Piggue: https://spiritualhealth.emory.edu/about-us/bios/piggue-bridget.html

Hosted by Katherine Lankford

Produced by Sam Graber

Music by Sam Reeves

View Details

Hosted by Katherine Lankford!

Finance & Affirmations affect every aspect of our lives. We have all been affirmed positively or negatively. We have all had a financial education. It may not have been formal but it absolutely informs how we think about money and how we manage our finances. In this podcast we will explore the intersection of Finance & Affirmations from a personal, social and global perspective. In every episode I will offer you a positive affirmation that you can take along with you on your daily journey.

So join me twice a month for a conversation about Finance & Affirmations. Blessings.