The Hoot: Recent Episodes
Envision Credit Union
The Hoot (powered by Envision Credit Union) is a show dedicated to informing our members (and non-members alike) on a variety of money topics, as well as the community happenings from all around our vast county-wide area across North Florida and South Georgia…because we really do give a hoot about you.
We understand how cliché a statement like this can sound, so we want to be sure that we are keeping you aware of the ways that we are being good stewards of your Credit Union’s resources and displaying all the ways that we give back.
The views and opinions expressed in our podcast episodes are those of the hosts and speakers and do not necessarily represent official policy or position of Envision Credit Union or of its members. Be sure to check out the show notes for reference to any specific tools or webpages mentioned. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
We are back with Season Two! We've missed you!
In the first four episodes of season two, we are busting myths about money.
Today’s episode is the first myth that you shouldn’t talk about your money problems with others.
Our team took to the streets to get our friends, members and fellow co-workers thoughts on the matter. The names of our interviewees may have been changed at the their request. We then discuss the pros and cons to sharing personal financial information to others.
Please take a moment to help us earn a 5 star review on Apple podcast or Google podcast by giving as a rave review right now! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Links mentioned in this episode:
- http://www.envisioncu.com
- http://www.envisioncu.com/moneywise
This podcast is hosted by ZenCast.fm
Music: Higher Up by Shane Ivers - https://www.silvermansound.com
On this week’s episode of The Hoot, we share why it's important to have an emergency savings fund and how achieving 3 months of saved income allows for less stress and more financial freedom. We go over what true emergencies are, and how having this emergency fund has "saved" us in the past.
Learn more about Envision Credit Union here.
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
On this week’s episode of The Hoot, we follow one of our MoneyWi$e courses that outlines the 8 habits of financially healthy individuals. We discuss how to determine if you are financially stable, and what the most important steps are to getting there. To help you on your journey to financial freedom, we lay out some of the tools offered by Envision and outside sources to get you there.
Learn more about Envision Credit Union here. Click here to learn about our free one-on-one financial counseling.
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
On this week’s episode of The Hoot, we share how we personally are using the stimulus checks and tax refunds to further our financial goals. We discuss the pros and cons of saving verses spending it, and how to do each responsibly. Whether that's spending it on a much needed family vacation or paying off debt and working towards breaking the paycheck to paycheck cycle, it's important to have a plan and make your money work for you.
Learn more about Envision Credit Union here.
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
On this episode of The Hoot, we introduce Christic Henry, a lover of Tallahassee/Leon County, community advocate, and champion of Southside neighborhoods. She serves as the Community Engagement & Integration Director of the South City Foundation, a Purpose Built Communities quarterback organization. A Political Science graduate of Tallahassee Community College and Florida State University, she is passionate about authentic community engagement, financial opportunity and family empowerment. She and her husband Karlus are also licensed real estate professionals and for 18 years have owned and operated Kingdom First Realty/KFR Consulting, a full service, independent, African-American owned real estate company.
Learn more about Envision Credit Union here.
South City Foundation Website
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
On today’s episode we are talking about Home Ownership. We talk about the many things new home owners should consider when beginning the process of buying their first home. Buying a home can be one of the most rewarding, but also most expensive, decisions you will ever make. We will talk about how to calculate costs, and point you to some resources to help you begin the journey of home ownership more prepared and in the know.
Links mentioned in this episode:
- http://www.envisioncu.com/moneywise*
Learn more about Envision Credit Union here.
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
This podcast is hosted by ZenCast.fm
On this episode of The Hoot, we introduce a special guest who has been part of the Envision family for over 6 years. June Curry talks about her journey moving up within the credit union and how her experiences here have given her the confidence and knowledge to help her members grow financially, just as she has.
Learn more about Envision Credit Union here.
Music Credit: The Vendetta by Stefan Kartenberg (2018) - Used under Creative Commons (ccmixter.org/files/JeffSpeed68/58628)
On this episode, we’re discussing why it's important to have family conversations about money. The team will talk about how they go about involving their children in this tricky topic and why doing so establishes good financial principles and brings the family closer.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today's episode, Kellie Merck is talking with Brad Bryant, Vice President of the Georgia Reach Scholarship program. Inherited from our merger with Rose City Federal Credit Union, the Reach program fits perfectly with our focus of supporting initiatives that directly impact students. You'll hear more about the program and about how Envision, and Kellie, help support its mission.
Learn more about Envision Credit Union here.
Learn more about Reach here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On this episode, we’re talking about the fresh start that the new year brings. The team will talk about what the new year means to them personally, but also how it encourages new habits for accomplishing financial goals all year long.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today's episode, Herschel is talking with Dr. Malinda Jackson-James from Tallahassee Area Coalition Center of Excellence (TACCOE), a partnership with Leon County Schools. They will talk about the history of the organization and the important work that they do to groom and prepare underserved students for college and sucsseses. You'll hear why Envision supports TACCOE's mission.
*Correction - Dr. James is the local founding director, not program founder as stated in the episode introduction.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On this episode, we’re talking about Credit Card Usage. We’ll discuss the common types of purchases that people typically use their credit cards for, as well as share some personal experiences that we’ve each encountered along our journey of personal debt. We hope to inspire you to develop some boundaries to help keep you out of trouble with your credit card.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today’s episode, we talk with Arlisha Williams from Vashti Center. Arlisha shares the history of the Vashti Center which serves teens from Thomas and surrounding counties as well as the importance of business partnerships like the one with Envision Credit Union to support their mission
Please be sure to leave us a 5 star review on apple podcast or Google podcast and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn more about Vashti Center here
Explore It's A Money Thing to get the young people in your life in the road to financial literacy here
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today’s episode, we’re talking about holiday spending. The holidays are just around the corner and with that comes extra spending and added stress. The team will talk about ways that yoy can save and spend less as well as how to avoid rolling debt into the new year.
Please be sure to leave us a 5 star review on apple podcast or Google podcast and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today’s episode, we talk with Laura Rogers from World Class Schools. Laura shares about the unprecedented student scholarship program, the Best and Brightest, which benefits high school seniors in Leon County. We will chat about the history of the program, as well as Envision’ s involvement in supporting the program since it’s inception 16 years ago!
Please be sure to leave us a 5 star review on apple podcast or Google podcast and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn more about World Class Schools and the Best & Brightest Program here
Explore It's A Money Thing to get the young people in your life in the road to financial literacy here
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
On today’s episode, we’re talking about budgeting. If you haven't listened to the first three episodes yet, stop here and go back to episode one where you can become familar with our team and hear other money topics that build up to this topic of budgeting. While budgeting sounds very basic, it’s ironically something that many of us are not very good at doing. Our team will discuss the importance of creating and maintaining a budget, examine the differences between wants and needs, and talk about setting goals for spending, saving, and debt repayment.
Please be sure to leave us a 5 star review on apple podcast or Google podcast and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn about the MoneyWi$e, our free self-guided financial cirriculum to help you accomplish your financial goals. Go directly to the budgeting resource here.
Download a fillable budget form that the team mentioned here.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
This week, we’re talking about Debt Management. If you haven't listened to the first two episodes yet, stop here and go back to episode one where you can become familar with our team and hear other money topics that build up to this topic of debt management. Today, you’ll hear about the common reasons why people find themselves in debt and the most common types of debt. You’ll also learn the value of using debt management strategies such as loan consolidation, budgeting, and debt management plans. Finally, we will compare various debt management solutions (like the snowball and avalanche approaches) to help you create a personal debt management plan.
Please be sure to leave us a 5 star review wherever you are listening and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn about the MoneyWi$e, our free self-guided financial cirriculum to help you accomplish your financial goals. Go directly to the budgeting resource here.
Download a fillable budget form that the team mentioned here.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
This podcast is hosted by ZenCast.fm
In this episode, the team is talking about Credit Scores. If you haven't listened to the first episode yet, stop here and go back to episode one where you can become familar with our team and find out more about our plan for the future discussion of money topics. Today, our team will talk about understanding what makes up your credit score and ways that you can maintain a healthy score and repair bad credit.
Please be sure to leave us a 5 star review wherever you are listening and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Download a fillable budget form that the team mentioned here.
Want to learn more? Take our interactive MoneyWise course that corresponds with this podcast here.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (2018) used under creative commons (ccmixter.org/files/JeffSpeed68/58628).
In our first episode, you'll meet the people behind the voices that you'll be hearing on our podcast each week.
Please be sure to leave us a 5 star review wherever you are listening and click the subscribe button so you’ll be notified of each new episode that pops up. To find out more about our community involvement or to explore more money topics, visit us at EnvisionCU.com/community. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.
Learn about MoneyWi$e, our free self-guided financial cirriculum to help you accomplish your financial goals here.
Learn more about Envision Credit Union here.
Music credit. The Vendetta by Stefan Kartenberg (c) copyright 2018 Licensed under a Creative Commons Atribution (3.0) license. http://dig.ccmixter.org/files/JeffSpeed68/58628 Ft: Apoxode