Simplifying Investing: Recent Episodes
AMP Podcast
The Simplifying Investing series helps to de-mystify the often-complex world of investing. Whether it’s big or small, we are all invested in something, that's why we're drawing on the knowledge of AMP’s experts to answer the big questions in superannuation, retirement, home loans and beyond.
Podcasts provided by AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group. They contain general advice only and have not considered your personal circumstances. You should consider seeking professional advice before deciding to act on any information in these podcasts.
Data this week on retail and home prices showed that the consumer is still struggling in Australia amid growing concerns there could be another rate hike this year. The growth story in our view is that Australia is different to other markets because the consumer is much more sensitive to rising interest rates. Join Shane and Diana as they look at the prospects of another rate hike, whether Australian interest rates are 'too low' compared to our global peers, and why the strength in earnings is providing an offset for shares to the higher for longer story.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 3 May 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The latest inflation numbers are in and it's held up more than expected. Overall, inflation is still trending down on an annual basis but progress slowed in the March quarter which will concern the RBA. Join Shane and Diana as they look at the inflation data, discuss what the government is considering ahead of their Federal Budget and why there is room to provide more assistance for low-income earners. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 26 April 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.Read more on the AMP Insights Hub: https://www.amp.com.au/insightsShane Oliver: https://www.linkedin.com/in/shane-oliver-3209542/Diana Mousina: https://www.linkedin.com/in/diana-mousina-5a22442b/
Increasing fears of an escalation between Israel and Iran has left markets concerned amid growing geopolitical tensions. Meanwhile, The Fed has been winding back its comments about cutting rates this year after a third month of higher inflation numbers.Join Diana and Shane this week as they look at expectations for equities, why Australian inflation and rates may not follow US inflation and rates, explore reasons for optimism in the months ahead and discuss issues with government direct support for specific local industries under the Future Made in Australia plan. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 April 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
This week Diana and Shane look at seven key things you need to know about the Australian property market, why the link between income and happiness is messy and what’s driving higher petrol prices.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 April 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Global markets have had a strong start to 2024 with US markets at a record high and a similar uplift seen in Australia. But, the macroeconomic backdrop remains complicated and downside risks are high which makes for an interesting investing environment. Join AMP's Deputy Chief Economist Diana Mousina and SMA Lead Portfolio Manager Brad Creighton as they take a closer look at the current macroeconomic outlook, the probability of risks, as well as how our funds are positioning their asset allocation in response. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 05 April 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
This week saw some important news on inflation with headline inflation unchanged at 3.4% which was less than expected. While the RBA is not rushing to change its stance, it was pleasing to see lower than expected levels of inflation in February with forecasts of a further slowing in inflation to 3.3% by June, which should see the start of rate cuts by around mid-year. Join AMP's Chief Economist Dr. Shane Oliver and Deputy Chief Economist Diana Mousina as they unpack the data, look at COVID's legacy and its lasting effects on inflation and our economy. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 March 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
While the Reserve Bank of Australia decided to keep the cash rate on hold this week at 4.35%, there was a noticeable shift in Governor Michele Bullock's tone, indicating the RBA remains fairly cautious but are getting less hawkish. Join AMP's Chief Economist Dr. Shane Oliver and Deputy Chief Economist Diana Mousina as they look at the key take outs from this week's decision and what the Reserve Bank will be looking at closely in the months ahead.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 March 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP's Deputy Chief Economist Diana Mousina simplifies inflation expectations and the gender financial literacy gap; in light of the RBA's recent look at the public's understating of the inflation target and inflation expectations as a test of economic financial literacy.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 16 February 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The Australian Government’s changes to the Stage 3 tax cuts have refocussed attention on the need for tax reform. Failure to adequately reform the tax system could further damage productivity growth and living standards in Australia. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks the Stage 3 tax cuts, examines why tax reform is needed in Australia and looks at five key limitations with our current tax system. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 9 February 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
At its February meeting, the RBA left the cash rate at 4.35%, with noted progress in reducing inflation and bringing demand back to supply. While probably reluctant to raise rates again, the Reserve Bank still has a mild tightening bias and remains somewhat cautious. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks Governor Bullock's comments, what it means for Australian households in the months ahead and why we could start to see rate cuts happening around mid year. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 7 February 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years. But what’s driving the fall, what are the risks and what does it mean for interest rates? Join AMP's Chief Economist Dr. Shane Oliver as he looks at the key implications for investors.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 January 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP's Deputy Chief Economist Diana Mousina takes a closer look at Australian household wealth. Why did we have one of the lowest rates of disposable income growth per capita amongst OECD countries in mid 2023? Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 January 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
2024 is likely to see positive returns helped by falling rates but they are likely to be more constrained and volatile than seen in 2023 given risks around the timing of rate cuts, recession risks and geopolitics. Join AMP's Chief Economist Dr. Shane Oliver as he unpacks the five key themes and lessons from 2023, the three primary challenges we face heading into 2024 as well as the key reasons for optimism on the investment outlook.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 09 January 2024. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Join AMP's Deputy Chief Economist Diana Mousina as she takes a deep dive on the five key lessons we learnt from 2023 and what to expect in the next 12 months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 18 December 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Despite lots of angst at the start of the year, 2023 turned out far better for investors with stronger than feared growth despite lots of bumps along the way. With high levels of inflation persisting in 2024, uncertainty in the Chinese economy and property sector, continuing geopolitical risks around recession and the lagged impact of rate hikes, the next 12 months could pose some real concerns for markets, yet there are still several reasons for optimism. Join AMP's Chief Economist Dr. Shane Oliver as he looks at what 2024 may hold and the key implications for investors.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 December 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
At its December meeting the RBA left the cash rate on hold at 4.35% but still maintained a tightening bias with relatively hawkish commentary. With the economy likely to slow further into next year, join AMP's Chief Economist Dr. Shane Oliver as he looks at whether we are now likely at the peak in rates and why the RBA has done more than enough to bring inflation back to target.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 06 December 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Since 2005, the pace of immigration has been a very dominant driver of population growth in Australia, helping address chronic skills shortages in both urban and remote areas. Join AMP’s Deputy Chief Economist, Diana Mousina as she looks at the economic impact of migration levels over the last 12 months and whether the current record pace of net migration can be sustained. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 04 December 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Changes in the value of the Australian dollar are important for Australian investors as they impact both the value of international investments and the performance of domestic assets like shares. AMP’s Chief Economist, Dr. Shane Oliver looks at five reasons for why we can expect the Australian dollar to rise into next year, providing recession is avoided.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Successful investing is not always easy and can be stressful, even in good times. We are all susceptible to psychological traps, however there are some basic principles that can help to avoid silly mistakes. Join AMP's chief economist Shane Oliver as he shares nine key things for investors to bear in mind when navigating the world of markets.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 22 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australia's economy has performed stronger than expected despite a slowing down in discretionary consumer spending and persistently high levels of inflation that have fuelled the cost of living crisis. AMP’s Deputy Chief Economist, Diana Mousina looks at why the RBA continues to raise interest rates, the impact this has had on both households and levels of inflation, and why getting the balance right on fiscal stimulus is critical amid movements to tighten monetary policy.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP's Chief Economist Shane Oliver reviews the RBA's decision to yet again push north and raise interest rates. Will this be the last or is there is still more to come? Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 8 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The last few years have been associated with many geopolitical crises causing investor uncertainty and volatility in financial markets. AMP's Deputy Chief Economist, Diana Mousina looks at the impact of these risks on economies and global markets, the implications for investors and the five key geopolitical challenges to watch for over the coming years.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 6 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The last three major cyclical upswings in home prices have required lower interest rates to be sustained. With rate cuts still a long way away, AMP's Chief Economist Shane Oliver looks at why the risk of another leg down in prices is high next year, particularly if unemployment rises significantly, and the key indicators to watch in the months ahead.Read more here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-australian-housing-marketImportant information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 2 November 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
In the 1980s and 90s superannuation investment returns were very strong. But since 1999, nominal superannuation returns have been more constrained averaging 6.2% pa as we entered a lower return world. Five key structural trends suggest higher medium term inflation pressures and constrained economic growth than pre-pandemic. AMP’s Chief Economist, Dr. Shane Oliver looks at why this is happening as well as the implications investment returns.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 25 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australia has witnessed the largest interest rate hiking cycle since the late 1980s, with rates today up by a total of 400 basis points over 14 months. AMP's Deputy Chief Economist Diana Mousina takes a closer look at what the impact has been on borrowers, the number of households in negative equity and how to measure levels of mortgage stress. Diana also examines where to from here for rate hikes and what the outlook for consumers is over the next 12 months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 23 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Posing many humanitarian consequences, the war between Israel and Hamas could further lead to a surge in oil prices that will add to inflation, keep interest rates higher for longer and add to the risk of recession. AMP's head of investment strategy and chief economist Dr. Shane Oliver looks at the implications for investors as well as the impact of higher oil prices on the global economy.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 18 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The rise in bond yields has left shares offering a low risk premium over bonds leaving them at risk of more softness. The conflict in Israel this week has added to the risk, although the threat should be minimal if Iran is not drawn in, avoiding a severe impact on oil supplies. AMP's chief economist Dr. Shane Oliver looks at the parallels with the run up in bond yields prior to the 1987 crash, current geopolitical tensions and what falling rates of inflation spell out for shares over the next 12 months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The Australian housing market is a deeply watched sector of the economy, because it impacts everybody. This week AMP's deputy chief economist Diana Mousina looks more closely at the housing market, including why prices have rebounded so fast, the outlook for home prices, conditions in the lending market and why the rental market is still so hot. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 06 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
In the last week, we saw the RBA leave interest rates on hold for the fourth month in a row, against the backdrop of increasing uncertainty around political developments in the US and geopolitical risks concerning China. AMP's chief economist Dr. Shane Oliver explores the outlook for interest rates amid the further softening of the jobs market, falling jobs vacancies and rising levels of mortgage stress.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 05 October 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The cheaper you buy an asset the higher its prospective return might be. However, this is frequently forgotten with investors who focus on recent returns. AMP's chief economist Dr. Shane Oliver explores the main issues behind starting point valuations and what current valuation signals are telling us. Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-how-do-valuations-look-nowImportant information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP's deputy chief economist Diana Mousina looks more closely at the labour market. Join Diana as she unpacks why employment growth has been so strong, what has happened to the unemployment rate as well as what the outlook is from here regarding employment growth.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 25 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australian housing affordability has deteriorated due to low interest rates and a chronic housing supply shortfall. AMP's Chief Economist, Dr. Shane Oliver looks at the vexed issue of housing affordability and in particular the implications of high levels of immigration.Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-immigration-and-housing Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Retire with Confidence Whitepaper with Daniel Paperny and Ben HillierNew national research released by AMP today has found most older Australians find it challenging to navigate our retirement system and lack knowledge about fundamental aspects of managing their retirement finances. 3 in 5 wish they’d started planning for retirement earlier in life and 7 in 10 don’t know what an account-based pension is. Link to Retire with Confidence whitepaper: https://northonline.com.au/adviser/insights-and-education/news-and-insights/retire-with-confidenceVisit our Newsroom for the full article: https://corporate.amp.com.au/newsroom/2023/september/australians-financially-illiterate-when-it-comes-to-retirement-View the full interview with subtitles: https://www.youtube.com/watch?v=vKI3YAYszkoImportant information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Increasing evidence is mounting to suggest rate hikes are beginning to bite, with a fall in real retail sales for three quarters in a row, a sharp slump in building approvals and slowing GDP growth. AMP's Chief Economist, Dr. Shane Oliver makes the case for why we are likely at the peak for interest rates in Australia in 2023, arguing the RBA has done more than enough to bring inflation back to target.Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-rba-and-the-australian-economyImportant information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 14 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Deputy Chief Economist Diana Mousina covers all things - recession. Join Diana as she shares her insights and expertise in helping bridge the financial literacy gap here in Australia. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
“No pessimist ever discovered the secrets of the stars, or sailed to an uncharted land, or opened a new heaven to the human spirit.” – Helen Keller AMP’s chief economist Dr. Shane Oliver explores the benefits in being an optimistic investor. Read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-optimism-as-an-investorImportant information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 05 September 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Deputy Chief Economist Diana Mousina takes you through what is inflation, why it has become so high in the years following COVID-19, and what a slower pace of inflation moving forward means for you and your finances.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s chief economist Dr. Shane Oliver explores how uncertainty around China’s outlook is a key risk for global growth and why Australia cannot rely on the China/commodity boom indefinitely. Instead, Australia needs structural reform to boost our longer-term growth potential.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 24 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s chief economist Dr. Shane Oliver looks at the vexed issue of productivity, its importance to our economy and what it means for investors.
Read more here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-productivity-and-the-swing-to-bigger-government
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 16 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Deputy Chief Economist Diana Mousina takes you through how monetary policy works in Australia, how interest rates impact the economy, and what to expect over the next 12 months.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 14 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
As rapid monetary tightening means a high risk of recession continues to persist, growth has generally been more resilient than expected. AMP’s chief economist Dr. Shane Oliver looks at five key reasons for why we could still avoid recession.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 10 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s chief economist Dr. Shane Oliver reviews the Reserve Bank’s decision this week to hold at 4.1%. Has the RBA found a sustainable balance or is household spending power still likely to take even more of a hit in the coming months?
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 02 August 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
While Australia remains one of the richest nations in the world, a new Econosights report from AMP’s Deputy Chief Economist, Diana Mousina highlights the need to improve financial literacy standards.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 31 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Many Australians are confused about the current economic situation. Cafes and restaurants are doing well but cost of living pressures mean more Australian households are feeling the strain. AMP’s Chief Economist, Dr. Shane Oliver steps us through the differences in key indicators, and their function in the economic cycle.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 26 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Head of Investment Strategy and Chief Economist Dr. Shane Oliver looks at seven key indicators that investors need to keep a close eye on to understand where the investment cycle is going and what shares, in particular, are likely to do.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Getting your personal finances right can be a real challenge at times. Here are the top 15 tips from AMP's Chief Economist Dr Shane Olive that can help.
For more info you can read Oliver's insights here: https://www.amp.com.au/insights-hub/blog/investing/olivers-insights-personal-finance-101
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 12 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The past financial year turned out to be a good one for investors as shares rebounded thanks to falling inflation and hopes rates are near the top. AMP's Chief Economist Dr Shane Oliver looks at the outlook for investment returns over the next 12 months as central banks remain hawkish and recession risks are high.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 10 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 05 July 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The risk of recession globally and in Australia has increased with ongoing central bank rate hikes. AMP’s Chief Economist, Dr. Shane Oliver looks at what this means for everyday Australians, how it will impact on residential property and what the implications are for investors.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 June 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Shares are vulnerable to a pull back in the months ahead reflecting the rising risk of risk of recession on the back of central bank tightening and weak seasonal influences. AMP’s Chief Economist, Dr Shane Oliver looks at the implications for investors and why it's not all negative.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 31 May 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
While Australia's home ownership rate reached a peak of 73% in 1966, a significant deterioration in housing affordability over the last thirty years is driving increasing inequality, falling home ownership and could threaten social cohesion if it persists. AMP’s Chief Economist, Dr. Shane Oliver looks at why encouraging decentralisation, boosting supply and tax reform could be the key to improving housing affordability. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 24 May 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Returns on unlisted commercial property have been solid over the last 10 years as the search for yield helped deliver 9% pa on average to investors. AMP’s Chief Economist, Dr. Shane Oliver looks at why the tide could be turning due to the rise in bond yields and slowing economic activity.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 May 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With a $99 billion deficit projected less than 18 months ago, AMP’s Chief Economist, Dr. Shane Oliver looks at the key policies and measures the Government announced in its Federal Budget last night as it secured the fastest turnaround since the end of WWII.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 10 May 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With latest data showing an uptick in property prices, AMP’s Chief Economist, Dr. Shane Oliver discusses the outlook for prices amid a particularly unusual period for the economy.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 02 May 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’S Chief Economist, Dr. Shane Oliver dissects the merits of the proposals from the recent RBA Review. Would the changes be beneficial, or do we risk throwing the baby out with the bathwater? Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 April 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP Chief Economist Dr Shane Oliver unpacks inflation, interest rates, recession, US debt ceiling, geopolitics and house prices.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 April 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP Chief Economist Dr Shane Oliver discusses five investment principles he believes are worth sticking to in challenging markets.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 March 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr Shane Oliver looks at recent housing data showing a slight bounce back in prices, and whether the rebound will continue, or if we’re set for further falls.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 22 March 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP Chief Economist Dr. Shane Oliver looks at the implications for investment markets from the recent collapse of Silicon Valley Bank, and two other regional US Banks.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 March 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Following the RBA’s latest interest rate hike, AMP’s Chief Economist Dr. Shane Oliver outlines why he believes it should be the last.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 08 March 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr Shane Oliver looks back at the high inflation environment of the 1970s and its aftermath, and the key lessons we should apply today.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 February 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr. Shane Oliver discusses the seven key economic indicators that will be critical to the performance of global and local markets over the next twelve months.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 February 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr Shane Oliver’s discusses the RBA’s latest interest rate increase of 0.25% and the potential for further rises amid ‘hawkish’ commentary from RBA Governor Philip Lowe.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 08 February 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist, Dr Shane Oliver examines why the Australian share market has underperformed against global shares since 2009, and provides seven reasons why they’re likely to outperform over the medium-term.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 31 January 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With latest inflation figures surprising on the upside and rising to their highest levels since 1990, AMP’s Chief Economist Dr Shane Oliver looks at the implications for further rate rises.He also discusses the underlying drivers for the spike in inflation, including travel related costs, and whether we’ve hit the peak.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 January 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With inflation, rising rates, war and fears for recession hitting bonds, shares and property prices hard in 2022, AMP’s Chief Economist Dr Shane Oliver looks to the year ahead, sharing his outlook for markets, and the key things for investors to keep an eye on.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 18 January 2023. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
As a particularly turbulent year for investment markets draws to a close, AMP’s Chief Economist, Dr Shane Oliver looks ahead to 2023, and why there’s room for optimism.Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 14 December 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Have we hit the peak for interest rates?Following the latest increase in interest rates, AMP’s Chief Economist discusses his outlook for rates and reasons why they may have hit their peak. He then discusses implications for house prices and why there is still room for further declines. Important information:This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 07 December 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr Shane Oliver looks at five structural trends which suggest inflation is set to remain higher over the medium term, compared with pre-pandemic levels. He then discusses the implications for investment markets.
While recession and geopolitical risks mean new lows for share markets can’t be ruled out, AMP’s Chief Economist Dr Shane Oliver discusses the growing weight of evidence indicating the next 12-months will be positive for shares.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 16 November 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Words like grim, bleak, perilous and confronting are being used extensively in economic and financial commentary at present. AMP’s Chief Economist Dr Shane Oliver looks through the gloom, providing seven reasons why Australia should be able to avoid a recession.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 09 November 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr Shane Oliver discusses why we are near the end of the RBA’s rate hiking cycle.
He cites falling house prices, depressed consumer confidence and early signs of a slowing jobs market as indicators rate rises are starting to take effect.
He also explains why house prices across the country still have further to fall.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 02 November 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP's Chief Economist Dr Shane Oliver takes a close look at the federal government's latest budget, handed down last night.
What are the implications for the economy and investment markets, and how will it impact different parts of the population.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 26 October 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Chief Economist Dr. Shane Oliver draws on his decades of experience analysing markets to share his top seven tips for investors amid the current market volatility.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 October 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
In this latest episode of Oliver’s Insights, AMP’s Chief Economist Dr Shane Oliver takes a pragmatic look at the perils of forecasting investment market performance.
A topic particularly close to his heart and highly relevant amid the current market turbulence and tidal wave of information available through online and social media.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 12 October 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
According to AMP’s Chief Economist Dr Shane Oliver, the latest rate increase of 25 basis points by the RBA signals a slow down in rate rises.
In this podcast Dr Oliver provides five reasons the RBA won’t lift rates much higher.
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 5 October 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With risks of a global recession, Australian shares are at high risk of further falls in the short term. But it’s not all bad news, according to AMP’s Chief Economist Dr Shane Oliver.
In this episode Dr Oliver explains why he sees light at the end of the tunnel for shares on a 12-month view, and why turning down the noise is so important for investors in times of volatility.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 September 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Rate rises, inflation, geopolitical risks and recession fears have driven high share market volatility in recent months.
In this latest episode, AMP’s Chief Economist Dr Shane Oliver takes a close look at the outlook for shares and key drivers for the next 12-months.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 23 September 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The gradual decline in Australia’s productivity over the past 15 years has become a key point of discussion among policy makers.
What impact is this having on living standards and wage growth amid the current inflationary environment? And what is needed to boost productivity?
Listen to AMP's Chief Economist, Dr Shane Oliver, as he explains what productivity is and why it matters to all of us.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 September 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With share markets at risk of falling back to June lows, AMP’s Chief Economist Dr Shane Oliver discusses seven economic signals investors should be keeping a close eye on.
He also discusses the RBA’s latest decision to raise rates by 50 basis points, and the implications for investment markets and further rate rises.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 7 September 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Is this residential property downturn different? Will it be deeper than others? And how and when will prices recover?
In the latest episode of ‘Oliver’s Insights’ Dr Shane Oliver provides his outlook for house prices, and why a confluence of events could mean we’re experiencing a once in a generation price drop… that will be followed by a slower recovery.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 August 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Human psychology plays a huge role in investment markets, helping explain why asset prices go through irrational and periodic booms and busts.
The madness of crowds, myopic loss aversion, pressure for conformity are concepts we should all be mindful of when investing.
In the latest episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, our Chief Economist, Dr. Shane Oliver, takes a deeper look into how emotion influences investment decisions and market performance.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 August 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Cyclical fluctuations are a key aspect of investment markets. Most are driven by economic developments but are magnified by swings in investor sentiment.
Periods of poor returns invariably give way to periods of great returns and vice versa. So what should investors keep in mind to ensure they aren’t thrown off by short-term fluctuations?
In the latest episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, our Chief Economist, Dr. Shane Oliver, shares his tips on what you need to know about investment cycles.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 August 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
As widely expected, this week the Reserve Bank of Australia lifted the cash rate again by 0.5 per cent, taking it to 1.85 per cent. This is more than double the 0.75 per cent rate that applied before the pandemic started.
So how high will the cash rate go? In the latest episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, AMP’s Chief Economist, Dr. Shane Oliver, shares his five reasons for why the RBA cash rate is likely to peak with a ‘2’ in front of it.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 4 August 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The start of 2022 has been painful for investors with sharp losses in shares and bonds.
And yet despite this setback and rough patches in 2015, 2018, and in early 2020 with pandemic lockdowns, median balanced growth superannuation funds returned 8.4 per cent pa over the 10 years to June after fees and taxes.
While dull compared to the double-digit returns of the 1980s and 1990s, it’s pretty good once low average inflation of 2 per cent pa over the last decade is allowed for.
So what silver lining can be found in the market downturn? And what should investors keep in mind as they eye off higher medium-term return potential?
AMP's Chief Economist Dr. Shane Oliver breaks it all down in the latest episode of Oliver's Insights, part of the Simplifying Investing podcast series.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 July 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The high inflation of the 1970s was bad for economies and brought pain for investment returns.
As inflation surged, so did unemployment.
So how justified are concerns about a return to similar conditions in 2022 and beyond? And what lessons should we consider 50 years on?
In this episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, AMP’s Chief Economist, Dr. Shane Oliver, breaks it all down and helps investors stay informed.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 14 July 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Inflation, rising interest rates and recession fears have been on the minds of investors in the past financial year.
Will shares fall further as interest rates rise? Will inflation pressures ease and take pressure off central banks from later this year?
In this episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, AMP’s Chief Economist, Dr. Shane Oliver, looks at some of the key things investors should bear in mind.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 7 July 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australian household debt is high compared to other countries and has increased dramatically since the 1980s. In many ways, this is seen as Australia’s Achilles’ heel. So, what’s driven this rise over the years? And is it like what it seems on the surface?
AMP’s Chief Economist, Dr. Shane Oliver, returns to cut through the noise and offer his thoughts on another important economic topic.
This episode of Oliver’s Insights is part of AMP’s Simplifying Investing podcast series. Subscribe now to stay up to date on all the latest insights from Dr. Oliver and our many experts.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 29 June 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
In the latest episode of Oliver’s Insights, Dr. Shane Oliver walks you through the recent plunge in shares. What should investors keep in mind during times of investment market turmoil? Our resident expert is here to walk you through it.
This podcast is part of AMP's Simplifying Investing series. Subscribe now to stay up to date on all the latest insights from Dr. Oliver and our many experts.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 June 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The Reserve Bank of Australia has hiked the cash rate for the second month in a row, taking it to 0.85%, with more rate hikes expected in the near future.
So what impact will it all have on your budget bottom line? How much of an effect will falling confidence and home prices have on the RBA’s tightening.
In the latest episode of Oliver's Insights, AMP's Chief Economist, Dr Oliver, takes a look at this and much more.
This podcast is part of AMP's Simplifying Investing podcast series. Subscribe now to stay up to date on all the latest insights from Dr Oliver and our many experts.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 8 June 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
According to CoreLogic data for May, Australia’s home prices fell for the first time since September 2020. So what are the main drivers behind the downturn? Are further falls expected? And what are the main risks from here?
AMP's Chief Economist, Dr. Shane Oliver, breaks it all down in the latest episode of Oliver's Insights, part of AMP's Simplifying Investing podcast series.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 2 June 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australia has a new federal government with Anthony Albanese and Labor now in power following the 2022 general election.
With any new administration comes questions about policy and the possible implications for the budget, the economy, and investment markets.
In the latest episode of Oliver's Insights, part of AMP's Simplifying Investing podcast series, AMP’s Chief Economist Dr. Shane Oliver examines the key economic challenges that will impact markets and shape the debate in the 47th Parliament of Australia.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 24 May 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Share markets remain under pressure from several factors including high inflation, rising interest rates and bond yields, the war in Ukraine, and China’s COVID lockdowns.
It’s still too early to say that markets have bottomed, however against all the negatives we may have seen peak inflation in the US, share market earnings are still rising and COVID numbers in China do appear to be slowing.
So where to from here? How vulnerable are Australian shares? AMP’s Chief Economist, Dr Shane Oliver, returns to share his analysis in the latest episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 May 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
AMP’s Financial Wellness research indicates that around one in two Australians are concerned they don’t have enough money for retirement - it’s the most common fear experienced by retirees.
With their last pay cheque approaching, many face the unsettling realisation they will soon need to live off their retirement savings. It’s a confronting situation.
AMP’s General Manager, Retirement Solutions, Ben Hillier, joins the Simplifying Investing series to help you navigate the challenges of planning for life after work.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 16 May 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Investing can lead to any number of questions at the best of times, but the current mix of high inflation, rising interest rates and political uncertainty makes for an even more complex investing landscape.
Sometimes it’s important to refer back to the basics, and applying the fundamental principles of investing can often leave you more certain in your financial decision-making.
In his latest episode of Oliver’s Insights, part of AMP’s Simplifying Investing podcast series, our Chief Economist, Dr Shane Oliver, shares his five key tips for investing during uncertain times.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 May 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
For the first time since November 2010, the Reserve Bank of Australia has raised its official cash rate by 0.25%, taking it to 0.35% and signalling more rate hikes are ahead.
So what could the cash rate look like by the end of 2022? How far will the central bank need to go to cool inflation? And what impact will rate hikes have on the nation's economic recovery?
AMP Chief Economist Dr Shane Oliver is back to break it all down in his latest Oliver's Insights, part of AMP's Simplifying Investing podcast series.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 3 May 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With Australia’s inflation figures on the rise, all eyes are fixed on 3 May where the Reserve Bank of Australia will next meet.
The RBA previously suggested it would hold any potential rate hike until after Australia goes to the polls on 21 May, but current conditions may see our central bank act sooner.
So to what extent could the RBA raise interest rates? What are the implications for investors? And are there any political repercussions of raising rates during an election campaign?
In his latest Oliver’s Insights podcast, our Chief Economist Dr Shane Oliver shares his thoughts on how the coming weeks may play out.
Whether you’re an investor or just a curious mind, Dr Oliver answers all your big questions and much more.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 April 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australia's political landscape has become somewhat less stable since the 2007 general election with six changes in Prime Minister, a 'minority government' at times, and a rise in the importance and influence of independent candidates. This mix of political instability has made sensible, visionary long-term policymaking that much harder.
While undecided voters are left to ponder who they’d like to see in power after May 21, investors have even more questions – like what does the election mean for markets? What policy differences are there between the major parties? And what challenges lie ahead for the next government, no matter who that may be?
AMP's Chief Economist, Dr. Shane Oliver, answers these questions and much more in his latest edition of Oliver's Insights.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 April 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
House prices always incite a lot of interest in Australia. Until recently it was all about surging prices and ever-worsening affordability as prices boomed. But the focus is shifting to the emerging slowdown in the face of rising interest rates.
In the first edition of Oliver's Insights, AMP's Chief Economist, Dr. Shane Oliver, examines the impact of higher interest rates and the extent to which property prices may fall.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 13 April 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
The unrest in Ukraine has many concerned, and with the West imposing sanctions on Russia, what impact will this conflict have on the rest of the world?
How effective are these sanctions in influencing the Kremlin? What impact will the conflict have on markets in the months ahead? And what does it all mean for Australian investors?
AMP’s Chief Economist Dr Shane Oliver returns to the Simplifying Investing series to take a closer look.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 March 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Last year, Australia’s house prices rose to the tune of more than 20 per cent, so regardless of whether you’re looking to buy in the city or find a home among the gumtrees, what should you know in 2022?
Jade Financial Group’s Di Charman is no stranger to helping her clients wrestle with the big questions as they work towards their property goals.
So, is there an appropriate amount of debt to have when looking for a home? Is owning a property essential to securing a happy retirement? And how could a ‘downsizer contribution’ help those already seasoned in the property market? Di answers these questions and much more.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 23 February 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
COVID continues to disrupt our lives and the way we do business, but will our fortunes improve in 2022?
AMP Capital Chief Economist Dr Shane Oliver returns to the podcast to examine what could be in store for the next twelve months. Will inflation remain a thorn in the side of the Reserve Bank? What impact could Australia’s general election have on markets? Shane examines these questions and much more.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 09 February 2022. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Every single day, businesses and governments around the world are grappling with the issue of climate change, and it’s something that has been on just about everyone’s mind in 2021.
So how are we doing when it comes to investing in our climate’s future, and what impact will it have on our own financial fortunes? This week, we sit down with AMP’s Head of Group Sustainability, Tom Treffry, to discuss the key things to bear in mind following the COP26 conference in Glasgow.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 26 November 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
579985
Alternative digital currencies have become a big topic of discussion in recent times, due in part to new technologies creating different ways to invest.
Cryptocurrency is one that has a lot of people talking, so this week on the Simplifying Investing series, AMP Capital’s Chief Economist, Dr Shane Oliver joins us to break down everything from how secure it is, what its commercial future looks like and how cryptocurrency stacks up as an investment.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 12 November 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Australia’s property market has created wealth for millions of people, but for those looking to break into it for the first time, it’s a difficult prospect.
New research shows Sydney’s property prices are the highest they’ve been in a decade, while in Melbourne, the city’s median house prices are now creeping up towards the $1 million mark.
This week on the Simplifying Investing series, AMP Capital’s Chief Economist Dr Shane Oliver dissects the recent trends and examines the impact intergenerational inheritance could have on housing affordability and the prospect of retiring comfortably.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 29 October 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Why is receiving that last paycheque so daunting? How you can plan for the future to ensure you are comfortable and confident when it comes time to retire?
Di Charman, an AMP Financial Planning representative from Jade Financial Group, joins us again to discuss how you can feel at ease when that final date comes around, and the best ways to secure your financial freedom in retirement.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 October 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
How do you transition to retirement, or even prepare for it? And when is the right time to start? As we move through life, our aspirations evolve and so will our financial needs.
In this episode, we talk to Jade Financial Group's Di Charman. As an AMP Financial Planning representative, Di devotes her time to helping clients secure a smooth transition to life after work. Di's work focuses on teaching clients how to set early goals and flex their financial muscle through education.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 1 October 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
With the responsible investment market in Australia now worth more than $1.2 trillion and growing 15 times faster than the rest of the market, it’s clear that environmental and social factors have started playing a bigger role in how people chose to invest their money.
This week, we are joined by AMP’s Head of Group Sustainability, Tom Treffry to discuss ESG, what it is, and the importance of responsible investing.
Join us as we examine how you can make sure your investments align with what’s most important to you.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 September 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
In this bonus episode of Simplifying Super, we dive into the ‘Your Future, Your Super’ reforms that were announced as part of the 2020-21 Federal Budget.
With efficiency and transparency at the core of these reforms, what changes are being made to provide the best outcomes for super members?
AMP’s Senior Manager Advocacy & Technical Services, Kelly Kerr, joins the program to share her expert knowledge and break down what it all means for your retirement planning.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. For further information on the ‘Your Future, Your Super’ reforms, visit the Australian Tax Office website at ato.gov.au. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 3 September 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Have you ever wondered what a self-managed super fund is and whether it's right for you? This week, we sit down with SuperConcepts' Executive Manager, Graeme Colley, to chat through the basics of the SMSF, and offer you an insight into whether an SMSF is the best vehicle to help save for your retirement.
Important information:
This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 20 August 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
When it comes to preparing for your retirement, there is no such thing as a silly question. That’s why AMP’s Workplace Education Manager Jess Arambulo meets with super members to help them map out their future. In this episode, Jess answers the top five most common questions she faces, and examines topics including fee structures, the benefits of salary sacrificing and why it’s important to nominate a beneficiary in super.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only and not to be relied upon. We recommend you consult with a registered tax agent / tax professional before deciding to act on the information provided. Remember the value of investments may go up or down and you may not get back the amount you invested. NB: binding death benefit nominations must satisfy all legal requirements to be binding. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 06 August 2021. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.
Have you ever wondered who keeps your super safe until you retire? This week, AMP Australia’s Workplace Solutions General Manager, Briony Barclay-Ridge joins us to explain how the superannuation savings of members are held within trusts and the role of the trustee board of directors that oversee that fund.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Remember the value of investments may go up or down and you may not get back the amount you invested. It’s important you consider your personal circumstances and consider speaking to a financial adviser before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 23 July 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Dr. Shane Oliver, AMP Capital's Head of Investment Strategy and Chief Economist, shares his top five investment mantras.
This is the second of two episodes featuring Dr. Oliver’s insights on investments and superannuation.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Remember the value of investments may go up or down and you may not get back the amount you invested. It’s important you consider your personal circumstances and consider speaking to a financial adviser before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 9 July 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Dr Shane Oliver, AMP Capital's Head of Investment Strategy and Chief Economist, discusses Australia’s improving economic growth, low interest rates and what it all means for superannuation growth assets.
This is the first of two episodes featuring Dr Oliver's insights on investments and superannuation.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Remember the value of investments may go up or down and you may not get back the amount you invested. It’s important you consider your personal circumstances and consider speaking to a financial adviser before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 25 June 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
With end of financial year just around the corner, learn about options to maximise your super balance and even save on tax. In the second episode of a two-part special, AMP superannuation expert John Perri shares end of year strategies for super.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only and we recommend you consult with a registered tax agent / tax professional before deciding to act on the information provided. It’s important you consider your personal circumstances and speaking to a financial adviser before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 June 2021. AWM
With end of financial year just around the corner, learn about options to maximise your super balance and even save on tax.
In the first of a two-part special, AMP superannuation expert John Perri shares end of year strategies for super.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only and we recommend you consult with a registered tax agent / tax professional before deciding to act on the information provided. It’s important you consider your personal circumstances and speaking to a financial adviser before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 May 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Whether retirement feels light years away or finally within reach, it’s never too early to start preparing for a comfortable retirement. In the final instalment of our special retirement series, we chat to AMP’s Technical Strategy Manager John Perri about the aged pension and tips for tips for retirement planning.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only. It’s important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. NB: binding death benefit nominations must satisfy all legal requirements to be binding. Date of publication 21 May 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
In this bonus episode of Simplifying Super, AMP superannuation expert John Perri breaks down the key announcements from the 2021-22 Budget relating to super.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 13 May 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Whether retirement feels light years away or finally within reach, it’s never too early to start preparing for a comfortable retirement. In part one of a two-part series, AMP’s Technical Strategy Manager John Perri answers some of the most commonly asked questions about retirement, including the age-old question of how much money you actually need for a comfortable retirement.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only. It’s important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. NB: binding death benefit nominations must satisfy all legal requirements to be binding. Date of publication 7 May 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
It’s something we never want to think about but is important to be prepared for. In this episode, AMP’s Technical Strategy Manager John Perri explains how super is treated differently to other assets when a person dies.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only. It’s important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. NB: binding death benefit nominations must satisfy all legal requirements to be binding. Date of publication 30 April 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Superannuation is often one of our greatest assets but how exactly do you access it?
In this episode, AMP’s Technical Strategy Fabian Bussoletti explains how to get money out of super.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Any general tax information provided is intended as a guide only and not to be relied upon. It’s important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. NB: The general transfer balance cap will be indexed on 1 July 2021 see: ato.gov.au. Date of publication 22 April 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
Did you know that there are several ways to make contributions to your super? In this episode we talk to AMP Technical Strategy Manager Fabian Bussoletti about all the ways to contribute to your super and what some of the benefits might be. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. Its important you consider your personal circumstances and speaking to a professional before deciding what’s right for you. The opinions and views featured in this podcast reflect the individual’s own. Any general tax information provided is intended as a guide only and is based on the individual’s general understanding of taxation laws current at the date of publication. Date of publication 14 April 2021. AWM Services Pty Ltd (ABN 15 139 353 496).
In the first episode of AMP’s Simplifying Super podcast, we delve into the ins and outs of how superannuation works with our Technical Strategy Manager John Perri.
Important information: The opinions and views featured in this podcast reflect the individual’s own. Any general tax information provided is intended as a guide only and is based on the individual’s general understanding of taxation laws current at the date of publication. Date of publication 6 April 2021. AWM Services Pty Ltd (ABN 15 139 353 496).