Raising The Curve: Recent Episodes
The Curve
Victoria and Sophie (co-founders of The Curve) explore the world of finance and investing without any of complicated jargon. Whether you're a seasoned investor, or starting from the very beginning - this podcast will help you progress towards a more financially stable future. We hope you learn and enjoy because together, we really can 'Raise The Curve'!
Disclaimer: The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice and are not to be viewed as advice. Should you require financial advice you should always speak to a Financial Adviser.
You’ve heard about them, you’ve nodded politely when someone mentioned them - but do you actually know what bonds are? And more importantly, should you have them in your investment portfolio? In this episode, we break down bonds in a way that finally makes sense. You’ll learn how bonds work, who they’re for, when they make sense, and what kind of returns you can expect - plus why the word “junk” in finance isn’t as trashy as it sounds. Whether you’re saving for a house, want something a bit more chill than shares, or are just curious if bonds are the grown-up move your money needs - this ep is for you. Spoiler: you might already own bonds without even knowing it.
💸 Want to know which bond funds are worth looking at? Vic’s sharing her top picks in The Curve Investing Club - become a member and get access to practical investing ideas, tools, and confidence.
Click to listen to 'Should You Be Investing in Fixed Income?'
Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance.
This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).
If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our investing bootcamp that kicks off on the 23rd June!You'll learn:
- How to split your pay and manage your money
- The foundations of investing (without the jargon)
- How to actually get started - and stay consistent
You’ll get access to:
- Our brand new Money + Investing Course
- 2x live sessions with Vic
- A private community of new investors
- Tools + tips to grow a strong, diversified portfolio
- 12 months access to The Investing Club
Click here to join!
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
From Dublin’s cloudy charm to the bizarre world of Labubu dolls, Vic and Soph cover a lot this week. They kick off with travel debates (beach club vs. ruins), before diving into one of the most unexpected stock surges of the year - and how spotting a trend like Labubu could’ve made you 600% richer.
Then it’s into something more personal: IVF and egg freezing. Soph opens up about her own experience, while Vic breaks down why the fertility industry is booming and what the Monash embryo mistake means for investing in this space.
They also touch on how feedback shapes the podcast, the evolving value of interviews, and that now-infamous “girls are fighting” comment. Plus, US politicians' suspicious stock moves, mega-CEO paydays, and a quick shoutout to the incredible Emily.
This one’s part chit-chat, part curveball headlines, and part financial deep-dive - with a side of egg freezing quiz in the show notes.
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If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our investing bootcamp that kicks off on the 23rd June!
You'll learn:
- How to split your pay and manage your money
- The foundations of investing (without the jargon)
- How to actually get started - and stay consistent
You’ll get access to:
- Our brand new Money + Investing Course
- 2x live sessions with Vic
- A private community of new investors
- Tools + tips to grow a strong, diversified portfolio
- 12 months access to The Investing Club
Click here to join!
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WTF Does That Mean? A Guide to All the Jargony Bits
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Labubu
A collectible toy character designed by a Hong Kong artist, made popular through blind-box unboxing culture. It’s become a viral sensation, with some rare versions selling for thousands.
Blind Box
A packaging style where the specific item inside isn’t revealed until it’s opened. Common in collectible toys and figures, often used to encourage repeat purchases.
Pop Mart
A publicly listed Chinese company that owns and distributes Labubu and other collectible figures. It’s behind the booming success of the Labubu trend.
IVF (In Vitro Fertilisation)
A medical procedure used to help people conceive a child. Eggs are fertilised by sperm outside the body and then implanted into the uterus.
Egg Freezing
A fertility preservation method where a woman's eggs are extracted, frozen, and stored for future use.
Insider Trading
The illegal practice of trading stocks or other securities based on material, non-public information—like confidential plans or upcoming announcements.
SEC (Securities and Exchange Commission)
A U.S. government agency that regulates the securities markets and enforces laws against market manipulation and insider trading.
ETF (Exchange-Traded Fund)
A type of investment fund that’s traded on stock exchanges, like a stock. It holds a collection of assets (e.g., stocks, bonds) and can track specific sectors or trends.
S&P 500
An index of the 500 largest publicly traded companies in the U.S., often used as a benchmark for the overall performance of the stock market.
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Egg Freezing Survey
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The Curve Investing Club Free Trial
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Leave us a message on The Curve Hotline 💌☎️
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For more from The Curve:
Investing Club
Website
Instagram
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TikTok
Newsletter
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
What’s the real cost of unpaid labour, emotional load, and being the ‘nice girl’ in a relationship? In this fiercely eye-opening episode, author Melissa Browne blows the lid off the money myths holding women back. From the dangerous mindset of “it’s not worth her going back to work” to why 7 out of 10 men manage long-term investments for control, this conversation is packed with jaw-dropping stats, empowering reframes, and financial red flags every woman needs to know. Melissa shares practical advice on retirement savings splitting, negotiating unpaid labour, protecting yourself before and during relationships, and the truth about why investing is never selfish. If you’ve ever felt uneasy talking money in your relationship, this episode will give you the clarity, tools, and confidence to change the game.
👉 Want more from Melissa? She’s put together a bunch of free money goodies just for Curve listeners - head to melissabrowne.com.au/curve to check them out.
Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance.
This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This week on Curve Weekly: political chaos, market meltdowns, and a Swiftie-sized power move.
Vic and Soph unpack the billionaire breakup of Elon and Trump (EV shade, Twitter tantrums, and all), dive into what’s next for Tesla, and chat about why space is suddenly the place to invest.
They also get into the IPO buzz (hi, Virgin Australia and Wise), plus Taylor Swift’s epic move to buy back her music — and what it taught them about contracts, control, and calling the shots.
Finance meets pop culture, with zero snore-factor. Let’s go.
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Here is the link for the free investing workshop for beginners on June 16.
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WTF Does That Mean? A Guide to All the Jargony Bits
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EV Subsidies – Govt discounts for buying electric cars. Bye subsidies = bye Tesla share price.
IPO – A company’s stock market debut. A financial coming-out party.
Fintech – Money tech like Wise, Sharesies, and your phone’s wallet.
Master Rights – Who owns the actual song recording. Taylor wanted these.
Publishing Rights – Who wrote the song. Think lyrics + melody.
Private Equity – Big money buying stuff to resell for more.
Stock Exchange – Where shares are bought + sold.
S&P 500 – The 500 biggest US companies.
Capital Markets – Fancy term for the world of investing.
Scott Galloway – Bold, brainy biz guy. Says what we’re all thinking.
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Leave us a message on The Curve Hotline 💌☎️
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For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This one’s for the mums - the ones juggling packed lunches, work meetings, and trying to remember when the last load of washing was switched. In this honest and thoughtful conversation, Amy Fraser shares her journey into motherhood (which did not go to plan), navigating single parenting, rebuilding her career, and the invisible labour so many women carry without question. We talk about the real cost of taking time out of the workforce, why your family is an asset, and how guilt seems to sneak into every corner of parenting. It’s equal parts validating and practical - a reminder that if you’re doing your best to hold it all together, you’re not alone.
Link to read Amy's blog.
Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance.
This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
New to investing? We’ve got you. Join our FREEbeginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. Sign up here 🎓✨
This week, we dig into Hailey Bieber’s not-quite-a-billion-dollar beauty deal - what she actually made and what it says about celebrity brands, equity, and the power of a loyal follower count. We also chat about a US proposal to give every newborn $1,000 to invest (move over, plastic toys), Trump’s oddly personal vendetta against Harvard, and the rumour that Conor McGregor might buy OnlyFans. Oh, and the rise of the “stay-at-home son” - equal parts hilarious and mildly alarming. Plus, is alcohol the new cigarettes? The wellness wave might be stronger than your Sunday hangover.
Got kids or planning to? Take our quick poll and tell us if you’re investing for them!
Plus, here is the link to our episode on Grace Wears Lace
WTF Does That Mean? A Guide to All the Jargony Bits
Equity – Owning a slice of a company. Like business pie.
Endowment Fund – Uni savings pot they invest to fund stuff.
Creative Director – Boss of the brand’s vibe. Mood boards galore.
Celebrity Endorsement – When a celeb’s paid to like something.
Generational Wealth – Money passed down, not just old jumpers.
S&P 500 – The 500 biggest US companies. Stock market all-stars.
Investment Account – Where your money goes to (hopefully) grow.
Private Company – Not on the stock market. No app-share buys here.
Public Listing / IPO – When a company goes public. Finance’s big debut.
PR (Public Relations) – Managing a brand’s image. Spin, but make it shiny.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
New to investing? We’ve got you. Join our FREEbeginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. Sign up here 🎓✨
Ever dreamed of turning your passion into a global business? Jordan Rondel did just that - with cake. In this ep, Sophie chats with the legendary founder of The Caker, who started her brand at 21 and baked her way from Auckland to L.A., serving up cakes to the likes of Miley Cyrus and Flea from The Red Hot Chilli Peppers. We get into the highs, the hustle, and the heartbreak - including that time Chrissy Teigen maybe definitely copied her. Jordan spills on what it’s really like scaling a biz internationally, taking massive risks, staying creative and commercially sharp, and eventually selling it all. It’s inspiring, it’s juicy, and it’ll make you want to chase your wildest ideas.
This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
New to investing? We’ve got you. Join our FREEbeginner workshop on 16 June (8:30am UK / 7:30pm NZ) and finally figure out what a stock actually is. No jargon, no judgment - just the stuff you wish school had taught you. Sign up here 🎓✨
She’s back! Soph has returned to the studio - and just in time, because there’s a lot to unpack this week. First up, big changes to KiwiSaver: if you’re earning over $180K in NZ, the government has decided you’re rich enough and doesn’t want to chip in anymore. Cool cool cool. Meanwhile, Vic unpacks the UnitedHealthcare scandal - including CEO assassinations (yes, really), fraud investigations, and share price plummets. Then it’s over to Victoria’s Secret, where one Aussie mogul is sneakily trying to buy his way in, but the board’s not having it (cue poison pill drama). And to round it off, UK inflation’s jumped to 3.5% - so maybe hold off on that second maple bacon pastry.
WTF Does That Mean? A Guide to All the Jargony Bits:
KiwiSaver – NZ’s retirement savings scheme.
Means Testing – Only get it if you earn under a certain amount.
Employer Contributions – Free money from your boss.
Default Contribution Rate – Auto-set % taken from your pay.
High Growth Fund – Risky but could make more.
Conservative Fund – Safer, smaller returns.
Member Tax Credit – Gov’s yearly top-up if you contribute enough.
Auto-enrolment – You're signed up unless you opt out.
Poison Pill – A move to stop someone taking over a company.
Hostile Takeover – Someone trying to buy a company without permission.
Shareholder – You own a slice of the company.
ETF – A bundle of investments in one.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Disclaimer: This episode includes discussions around fertility challenges, body image, and eating disorders. Please take care while listening and feel free to pause or skip this one if it’s not right for you right now.
This episode is all about the advice we really needed back when we were 20 - before the credit card mistakes, the emotional chaos of dating, and the very expensive dog beds. Vic and Soph get honest about what they’d do differently, from how they approached money, careers, and relationships, to the pressure to look a certain way. There’s talk of comparison traps, pay rise regret, and the financial tip that could save you hundreds of thousands (yes, really). Plus, surprise voice notes from their mums with some brutally honest wisdom. It’s equal parts therapy, roast, and financial intervention.
Our Investing Course is made for beginners - it teaches you how to split your pay, budget like a boss, and start investing with confidence. Check it out here.
If you’ve been through the egg freezing process, we’d love to hear from you - share your experience in our quick (and anonymous!) survey here.
This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
The US stock market is officially back in its hot girl summer era, and we’re here for it. This week, Vic and Soph break down why markets have jumped nearly 20% (hint: a temporary US-China tariff truce that’s more “situationship” than solid relationship). We also dive into Warren Buffett’s big bets on Japan and why investors are suddenly flocking to the Land of the Rising Sun. Meanwhile, over in pharma land, Novo Nordisk said “thank you, next” to the CEO who tripled their share price (rude), and Foot Locker just sprinted into a buyout deal - sending its stock price up 85% in a day. Whew. It's a week of plot twists in the world of money, but don't worry - we've got all the headlines, hot takes, and healthy skepticism covered.
WTF Does That Mean? A Guide to All the Jargony Bits:
Tariffs – Taxes on imported stuff. Countries throwing shade.
Truce – A temporary pause in the tariff drama.
ETF – A bundle of shares in one. Investing made easy.
Japanese ETF – Same, but full of Japanese companies.
Conglomerate – One giant company owning lots of others.
Market Correction – A drop in prices after a high. Stocks chill out.
Pharma Stock – A company that makes medicine.
CEO Shake-Up – When the boss gets booted.
Acquisition – One company buying another.
Timing the Market – Trying to buy low, sell high. Good luck.
Diversification – Spreading your money around. Safety in numbers.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
You've probably heard that investing in the stock market is the best way to build long-term wealth - but what about fixed income? In this episode, Soph chats to Gaby and Ali, the founders of Blossom, about why more investors (including themselves) are putting their money into fixed income products like bonds. They break down what fixed income actually is, how it compares to shares, and when it might make more sense - especially if you're saving for a short-term goal like a house deposit. We also dive into risk, returns, time horizons, and why fixed income isn’t just for retirees. If you’ve been feeling nervous about market volatility or you’re just sick of your savings earning next to nothing, this one’s for you!
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Vic’s Roman holiday was less Eat Pray Love and more Eat Pray Calculate, as she breaks down the economics of the Colosseum (€1.4 billion a year, no biggie), how the Trevi Fountain is basically a coin-powered charity machine, and why the Vatican might secretly be the hottest hedge fund in town. Plus, we bid an emotional arrivederci to Warren Buffett as he steps down from Berkshire Hathaway - if you’d invested $1k when he started, you’d have $55 million today. Gulp. We also chat about the rise and fall of Weight Watchers, Barbie’s factory exit from China, and Palantir's explosive 45% rise this year, proving AI isn’t just a buzzword - it’s big business.
WTF Does That Mean? A Guide to All the Jargony Bits
Bloomberg Terminal – Super pricey finance software for pros.
Private Equity – Buying private companies to flip for profit.
Bankruptcy – When a company runs out of money. Oops.
Dilution – When your shares are worth less. Rude.
Tariffs – Extra taxes on imported stuff.
Supply Chain – How stuff gets made and delivered.
Recession – When the economy has a bit of a breakdown.
Berkshire Hathaway – Warren Buffett’s mega investment biz.
ROI – How much you made (or didn’t) from investing.
Defensive Stocks – Boring but steady. Survive bad times.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Who needs a prenup when you’ve got trust, shared bank accounts, and four properties post-divorce? In this juicy, hilarious, and heartwarming chat, Soph sits down with radio legends turned podpreneurs, JJ Feeney and Dom Harvey to unpack what happens when the romance ends but the finances (and friendship) stay very much entangled. Expect honest talk about quitting high-paying jobs for happiness, podcasting as a business model (hello, Podlab!), and why JJ is definitely the spender of the duo. Plus, we touch on everything from dating younger partners, monthly charity donations, and whether money really buys happiness (spoiler: nah, but it helps if you want business class). If you've ever thought about leaving a relationship or a job, but you’re not sure how to navigate it, this one’s for you.
🎥 WATCH THIS EPISODE ON YOUTUBE 🎥
Listen to the original episode with Jay-Jay here.
This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here.
T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Billionaire beef is sizzling, and it’s not just egos getting grilled. This week on The Curve Weekly, Vic and Soph unpack Amazon’s bold move to start showing tariffs at checkout and what that means for consumers. Spoiler: it’s not great for your wallet, and it could be a warning sign for rising inflation. We break down the ripple effects: how inflation hits your savings, why BP is scrambling to stay afloat, and why airline prices might be dropping (finally!).
WTF Does That Mean? A Guide to All the Jargony Bits:
Tariffs – Taxes on imported stuff. Makes everything pricier.
Inflation – Prices go up, money buys less.
Interest Rates – Cost of borrowing or reward for saving.
Buyback – A company buying its own shares. Bit of a flex.
Reporting Season – Companies reveal their results.
CPI – Tracks price changes in everyday stuff.
Public vs Private – Public = shares for everyone. Private = invite-only.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
You know that feeling when you just know you’re being underpaid but have no idea how to tackle the awkward money convo? Meggie Palmer is here to save the day. In this electric episode from the archives, Meggie (founder of PepTalkHer and actual negotiation ninja) shares how she discovered she was being paid a lot less than her male peers - and what she did about it. Expect practical tips on negotiating pay rises, asking better questions, and building that all-important "FU fund" for career confidence. You’ll leave this episode feeling empowered, informed, and ready to advocate for your value with confidence.
This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here.T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Heads up: This episode opens with a conversation about egg freezing and fertility - if you’d prefer to skip that part, jump ahead to 5:09.
Tesla just posted its worst financial results in years - so why did the share price go up? In this week’s episode, Vic and Sophie dive into the unexpected investor reaction and what Elon’s renewed focus on the company might really mean. Plus, we cover Bitcoin’s surprising comeback, why Revolut is shaking up traditional banking, what’s really going on and how climate change is driving up chocolate prices. It’s a week of curveballs in both markets and life - exactly the kind of conversation that makes you think twice about where the world (and your money) is heading.
Sign up to our free workshop: What We're Investing In and Why.
WTF Does That Mean? A Guide to All the Jargony Bits
Financial Results – A company’s money report card.
Share Price – The cost to buy one share.
Global Growth – How fast the world’s economy is growing.
Tariffs – Extra taxes on imported stuff.
Bitcoin – Internet money, owned by no one.
Digital Gold – Bitcoin acting like gold during chaos.
Decentralised – No one boss, everyone shares control.
ETF – A bundle of investments in one.
Neo-Bank – A bank that’s online-only (and cooler).
Revenue – All the money a company makes.
Margin – Profit after paying costs.
Volatility – Wild ups and downs in prices.
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Investing Club
Website
Instagram
YouTube
TikTok
Newsletter
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
We cannot actually believe this happened – the woman who created Sex and the City, the real-life Carrie Bradshaw, Candace Freakin’ Bushnell, joined us on the pod. If that name alone hasn’t made you hit play already, here’s what you’re in for: the truth behind the Carrie and Mr. Big dynamic (spoiler: she wanted to be Mr. Big, not marry him), the power of female friendships, what it takes to make it in a big city as a woman, the deeply ingrained sexism she fought her whole life, and her unapologetic choice not to have kids. This convo is raw, real, iconic – and quite possibly the most starstruck we’ve ever been. Sex and the City fans, this one’s for you.
This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -Sign up here.
T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This week, Soph broadcasts live from her parents’ kitchen (with some White Lotus background noise), armed with a paloma and a whole lotta feelings about egg freezing, the cost of being a woman, and why her Gossip Girl rewatch is the only hormone-free coping strategy she can actually afford. Expect big convos about the tariff tit-for-tat between China and the U.S., including why Apple stock soared and why Chinese factories are now selling $8 Lululemon leggings straight to your TikTok feed (yes, really). We’re talking about how Hermes just served LVMH the ultimate glow-down by overtaking them in market value and China’s $800B bond power play and how it could send the U.S. economy into a bit of a spiral. Oh, and over in Australia, there’s talk of banning social media for under-16s - except YouTube, which gets a free pass for being “educational”.
WTF Does That Mean? A Guide to All the Jargony Bits
Tariff – A tax on imports. Basically, countries throwing financial shade at each other.
Bond – A boring-but-reliable IOU. You lend money, they pay you back (with interest).
Interest Rate – How much extra you pay (or earn) when borrowing or saving money.
Emergency Fund – Your oh-sht stash. For car repairs, surprise bills, or life.
Insurance – Pay now so Future You isn’t broke if things go wrong.
Share Price – The cost of owning a slice of a company. It goes up, down, and all around.
Stock Market – The big ol’ shop for buying and selling company shares.
Currency Strength* – Strong currency = bougie holidays. Weak = staycation it is.
Click here to listen to the full Abbie Chatfield convo we played in this episode.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly’s Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It’s equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing. 🥹
This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -Sign up here.
T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This episode is all about demographics - what they are, why they matter, and how they’re quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing.
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Trump’s been on the mic again - and the stock market’s feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week’s chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic’s got investing whiplash, Soph’s halfway to deleting social media, and honestly, we’re all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets.
WTF Does That Mean? A Guide to All the Jargony Bits
Tariffs – Taxes on imported goods. Makes stuff more expensive.
Insider Trading – Buying or selling stocks using secret info. Very illegal.
Interest Rates – The cost of borrowing or the reward for saving.
Negative Interest Rates – You pay the bank to hold your money. Yikes.
Inflation – Prices go up, your money buys less.
Global Growth – How fast the world’s economy is growing.
Diversification – Spreading your money around to lower risk.
Recession – When the economy shrinks for a while. Not cute.
Term Deposit – A savings account you lock up for a fixed return.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.
What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you’ve ever felt like you’re doing things out of order, this episode will make you feel seen - and inspired.
Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here: https://thecurveplatform.com/pages/become-a-member
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Hold onto your investing hats (and maybe your Shein sparkle tops), because this week’s Curve Weekly is a wild ride through the chaos of Trump’s new mega tariffs. We break down how the former president’s dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit’s accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet.
WTF Does That Mean? A Guide to All the Jargony Bits
IPO – When a company starts selling shares to the public for the first time. Like their stock market debut.
ETF – A bunch of different shares bundled into one. Easy way to invest.
Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100.
Dollar Cost Averaging – Investing bit by bit over time instead of all at once.
S&P 500 – The top 500 US companies. Big deal in investing.
FTSE 100 – The 100 biggest companies in the UK stock market.
Inflation – When prices go up and your money buys less.
Diversification – Spreading your money around different investments.
Private Equity – Investing in companies that aren’t on the stock market.
Recession-Proof Stocks – Companies that still make money even when the economy sucks.
Portfolio – All your investments in one place.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments!
Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Okay okay - we’ll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you’re just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what’s behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis.
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website.
Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it’s too trendy. Oh, and yes - there are some solid gold rush analogies. You’re welcome.
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Blast from the past alert! We’re dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ’s OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it’s a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you’re a beginner investor or just need a refresher on the fundamentals, this one’s for you.
Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Rachel’s back in the hot seat for the second week running and she’s really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla’s rocky week and Formula 1 becoming the Real Housewives of sport, there’s a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same.
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website.
Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we’re joined by investing expert Zoe Wallis from Tempo to unpack what’s happening in the U.S. economy, why Trump’s policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump’s crypto empire (yep, that’s a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week’s deep dive into investing in AI!
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn’t mean they’re immune to money misalignments in their own marriage. From arguments over household budgets to Carissa’s "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions!
Carissa & Tim co-founded Rival Wealth which is a financial advice practice in New Zealand. Just like The Curve, they are committed to an education-first approach which we love SO we have teamed up with them to offer a free, no-obligation half hour catch up with Carissa for anyone in The Curve Investing Club. Remember - the club has a 7-day free trial, so you can jump on, have a look around + get the details about getting your free 1:1. Click here to join the Investing Club: https://thecurveplatform.com/pages/become-a-member
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
A quick note: we do touch on pregnancy and miscarriage in the first part of the episode. If that’s not something you’re up for today, feel free to skip to 12:16, where we dive into the finance chat. <3
With Vic off skiing in Japan (and taking a well-deserved break from Sophie’s market rants), we’ve recruited a temporary co-host from The Curve community - and she’s a total star. Meet Rachel, a finance-savvy marketer (and brand-new mum!) who’s bringing the research and the hot takes. And oh boy, is there a lot to cover. Trump’s tariffs are wreaking havoc (yes, tequila and Tesla took a hit), the stock market just had its worst day since 2022, and investors are looking at Europe for some stability amid the U.S. chaos. Plus, the luxury shake-up continues - Prada might be making moves on Versace, and Pepsi is betting big on the next drinks trend (spoiler: it’s not tequila).
Pour yourself something functional and let’s dive in…
Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website.
Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sophie’s flying solo today (send help), but she’s got an exciting update! The Curve is working on something BIG - like Diary of a CEO big. But perfection takes time, so no full episode this week. Instead, Soph dives into a listener’s career dilemma: how do you navigate job hunting when you’re newly pregnant? When do you tell your employer? And why does this still feel like such a tricky convo in 2025?! If you’ve got advice, drop a comment or slide into our DMs.
Plus, we’re on the hunt for a finance-savvy co-host for The Curve Weekly - so if that’s you, hit us up! Please apply here: https://crtfumnrsp0.typeform.com/to/MjYs0CwI?mcp_token=eyJwaWQiOjc0Mzk3OSwic2lkIjo0MDY0MjM5MjIsImF4IjoiZGFkYzAxNzQxYTc5ZGQzNzQ1MzI0MGY3Y2M0ZThhYzciLCJ0cyI6MTc0MTgxNjI5MiwiZXhwIjoxNzQ0MjM1NDkyfQ.IOeCl4pWLZeaKpZpRdXLi0O6Mf0T97pSRQFkrTpa_CQ&typeform-source=l.instagram.com
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This week, we’re unpacking the economic drama that’s making headlines - because, honestly, the stock market has been messier than a bad spray tan. We’re talking tariffs, and why new trade barriers between the US, Canada, Mexico, and China have investors sweating. Plus, Prada is thriving while other luxury brands struggle (Miu Miu, we see you), and we’ve got an update on TikTok’s fate - spoiler: Serena Williams' husband is involved. And if you’re still on the fence about investing, we break down why now is the time to get started (yes, even if the market looks rocky).
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and... Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Sophie’s got big news (no, not a baby - though the social media post might’ve fooled you). She’s officially pre-approved for a mortgage! 🎉 But what does that actually mean? In this episode, Soph and Vic dive into the wild world of property investing, the difference between buying a home vs. an investment property, and why NZ’s housing market is such a beast. Plus, they break down the power of leverage (a.k.a. making money on money you didn’t have to begin with) and whether buying a house is really the best way to build wealth, or should you be looking at the stock market instead? Whether you're dreaming of a house deposit or wondering if ETFs are the better play, this ep is packed with everything you need to know about growing your money.
This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
No proper episode this week because… we’re working on something BIG. Like, Stephen Bartlett-watching-our-trailer big. Yep, you read that right. We’ve been given the incredible opportunity to pitch The Curve to Flight Studio - the trailblazing studio behind Diary of a CEO - and let’s just say, we are not taking this lightly. This opportunity means everything, and we want to get it right. So, no proper episode this week while we focus on making it the best it can be. I also just want to say a massive thank you - every follow, share, and listen has brought us to this point. We’ll be back soon with regular episodes. Stay tuned…
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor’s latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla’s dramatic drop, the impact of Elon Musk’s political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it’s quietly becoming a serious competitor to Netflix. With Google (YouTube’s parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we’ve a lot to unpack!
If you love these conversations, The Curve’s Investing Club is where it all happens. It’s a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you’re new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
We took Raising the Curve live with Trade Me Property to talk all things property - because let’s be honest, buying a home isn’t as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she’s still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered.
This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones!
We’re throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it’s just as relevant now - enjoy this one from the archives!
"No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don’t worry, we’ll show you how. The Curve’s Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
Episodes mentioned in this podcast:
Budgeting 101 & How to Split Your Pay.
Budgeting 102 & How to Actually Stick to It.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you!
This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
So, you set a budget in January… but have you actually stuck to it? Sophie hands over her bank statements (risky move) to Dani for a very honest financial check-in. From accidental gym memberships (oops) to short-term money goals, they break down how to tweak your spending without killing the fun. Expect chats about term deposits, cutting sneaky subscription costs, and the real struggle of balancing saving with actually enjoying life.
💸 Need a budgeting game plan? Within The Curve Investing Club, Dani walks you through exactly how to define your essentials vs. non-essentials, split your pay, and decide what to do with your surplus. It’s super beginner-friendly. Join us here: The Curve Investing Club
Episodes we mentioned in this podcast - Budgeting 101 & How to Split Your Pay.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Elon Musk wants to buy OpenAI for a casual $98 billion - but Sam Altman basically replied with “lol, no.” Meanwhile, the NZ property market might be heating up, which is either thrilling or terrifying depending on your bank balance. Over at Goldman Sachs, they’ve decided diversity efforts are just too hard (insert dramatic eye roll), and Soho House is in the middle of a billionaire tug-of-war that’s juicier than a reality TV finale. Also on the agenda: China’s marriage rates are plummeting, and with fewer weddings come fewer babies - leaving the government scrambling to play matchmaker with housing perks and incentives, but Gen Z seems more interested in financial security than fairy tales.
Episodes mentioned in this podcast:
Signs You're Facing Financial Burnout & How to Fix It – If you've ever felt overwhelmed by money, this episode is a must-listen. Listen here.
Why Buying a Home Feels Impossible – Sophie’s property journey takes an unexpected turn in this brutally honest deep dive into the housing market. Listen here.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Buying a home is supposed to be an exciting milestone, but for many, it’s an emotional minefield - especially when the system isn’t built for them. In part one of this three-part property series, Soph opens up about her long-awaited mortgage meeting, only to be met with disappointment instead of a celebratory “yes.” After years of saving, investing, and doing everything right, being told not yet feels like a gut punch. From the unique challenges of getting a mortgage as a self-employed woman to the frustration of watching others move forward while feeling stuck, this conversation is raw and real. Vic offers perspective, reminding that financial success isn’t just about property, and that setbacks don’t mean failure. For anyone who has felt like they’re falling behind - this one hits home.
Watch this episode on YouTube.
This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind.
Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Buckle up, because this week, we're diving into two massive stories shaking up the financial world. First up, Trump is back with a fresh batch of tariffs, sending markets into a tailspin and making investors everywhere question what’s next (and yes, avocados are at risk). We break down why global trade drama affects your portfolio and how companies are scrambling to keep up. Then, we tackle Google's surprising move to ditch its diversity, equity, and inclusion (DEI) goals - alongside other corporate giants like Meta and Amazon. What does this shift mean for the future of workplace diversity? And should you rethink where you invest your money? We break it all down, from trade war tensions to the shifting landscape of socially responsible investing.
The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.
Join The Curve’s Investing Club includes expert insights, exclusive perks, and a supportive community to help you grow your wealth. Ready to invest smarter? Start your 7-day free trial today.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Okay, bad news first: millennials are the first generation in history to be worse off than their parents (yep, studies confirm it). With homeownership rates down 28% compared to boomers at the same age and wages barely keeping up with inflation, the traditional path to wealth - buy a house, retire rich - is looking real shaky. But what if there was another way?
Enter Avion Gray, co-founder of fintech platform BeLong, who's tackling the paradox of wealth head-on. She breaks down why we struggle to save, how attitudes toward risk are keeping us broke, and why investing needs a serious rebrand. We also dive into the Boost Loan - a game-changing way to invest more now - and her best tips for funding a business (without selling a kidney).
Oh, and did we mention she’s also a stock-picking queen? We unpack Avion’s investing strategy, the stocks she holds (including one she regrets selling), and how she spots opportunities when the market freaks out. If you've ever felt stuck between paying rent and growing your wealth, this episode might just change your money mindset forever.
Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
AI just shook the stock market hard. Nvidia - aka the golden child of AI investing - lost $600 billion in a day, thanks to a mysterious new player from China. What is Deep Seek? Why is it supposedly 27 times more powerful than ChatGPT? And does this mean Nvidia’s reign is over? We break down the chaos, what it means for investors, and whether this is a buy-the-dip moment or a warning sign. Plus, a TikTok takeover twist, LVMH’s latest struggles, and a reminder that inflation is still gnawing at your savings like a sneaky little garden gnome.
Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
In this throwback episode, we chat with Alec and Bryce, the dynamic duo behind Equity Mates, and our first-ever male guests! They spill the beans on avoiding lifestyle creep (you know, that sneaky habit of spending more when you earn more) and why your 20s are pure gold for investing. Bryce shares his textbook-perfect childhood money lessons (spoiler: he started saving at five!), while Alec talks about the spectacular failure of his first stock pick - and what it taught him.
Whether you’re a total beginner or just looking for a motivational push to dust off your investing game, this episode is for all. Plus, you’ll find out which stock market indexes they love and why “companies die, but indexes are forever.” Let’s get you back on that investment bandwagon, shall we?
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
This week, we’re popping bottles - but not of champagne because shipments are down, and we’re not about to splurge on bubbly when everyone’s tightening their wallets. Today, we're unpacking why luxury brands and Puma are struggling while Netflix casually crushes records with 19 million new subscribers (thanks, password crackdown). We dive into Trump’s latest antics, from federal hiring freezes to TikTok’s temporary rescue mission that left influencers in a frenzy. Plus, why diversity, equity, and inclusion policies are taking a back seat, and what it means for the future of the workplace. So grab your headphones, pour yourself a budget-friendly Prosecco, and let’s make sense of the madness.
Episode mentioned in this podcast: What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Meet Nina Mohanty, one of the most inspiring guests we’ve ever had on the pod. She’s a fintech founder, an investing trailblazer, and someone who can explain why immigrant communities are reshaping economies with more grit and innovation than most of us could dream of.
Did you know immigrants in the US and UK are 5x more likely to start a business than native-born citizens? It’s not a coincidence - it’s a mindset. Nina breaks down the secret sauce behind this entrepreneurial success: from collective money practices to turning risk into reward, and why traditions like pooling resources are the ultimate hack for building intergenerational wealth.
In a world where immigration is often politicised (and yes, we’re looking at you, Donald), Nina’s insights couldn’t be more timely. We explore the collective money mindset of immigrant communities, how generational wealth can actually be intergenerational, and how her platform Bloom Money is bringing these ancient traditions into the fintech age.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
The LA wildfires are among the most devastating natural disasters in recent history, with 12,000 structures lost, 200,000 people displaced, and $275 billion in economic damage. This episode explores the financial toll, from $20 billion in insurance claims to the ripple effects on housing and the global economy. We also provide actionable tips - auditing insurance, building emergency funds, and investing in climate-conscious companies - to help you prepare for an uncertain future. It’s a stark reminder of the cost of climate inaction and a call to build a more sustainable world.
If you’re moved to help, below are some links to trusted organisations providing relief and support for those affected by the fires:
211 LA | California Community Foundation Fund | Direct Relief | Greater Los Angeles Education Foundation | Habitat for Humanity of Greater Los Angeles | Los Angeles Fire Department Foundation | Musicares | Pasadena Educational Foundation Eaton Fire Response Fund
The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet.
Date: Tuesday, 4th February
Location: Alberts, Auckland NZ
Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now!
Ready to level up your investing game? Join our Investing Club today and start building your financial future - sign up here!
Podcast recordings mentioned in this episode:
RTC60: How to negotiate a pay rise with Meggie Palmer.
RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
New year, new budget. In this episode, we chat about ditching outdated money habits, setting up a foolproof 3-bucket budget system (essentials, non-essentials, and surplus), and why jumping ship from your childhood bank could save you big bucks. Dani shares exactly how she splits her pay and explains why budgeting is less about penny-pinching and more about feeling financially light. Whether you're starting fresh, trying to fix a blowout, or just want to stop skipping dinner for dessert, this episode is packed with super helpful insights and actionable tips. Also… Paris? That’s a whole budgeting lesson in itself.
Episode mentioned in this podcast: How financial literacy can change your life, with Norma Cassius.
Want to invest but aren’t sure where to start? We have just created The Ultimate Money + Investing Course which is exactly what you need to get going. Imagine Netflix, Masterclass and every money self help book had a baby… it’s short, easy to follow with actionable steps designed to fast track you to not just thinking about investing, but actually doing it. We recommend all beginners do this course before joining the club. Find out more here: https://thecurveplatform.com/pages/universalmoneycourse
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most.
We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?).
But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025 <3
Watch this episode on YouTube.
Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?”
We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same.
Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London...
To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!!
Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you!
Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Ever felt the sting of financial FOMO? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We’re also spilling the tea on Uber’s latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren’t always forever), and diving into Elon Musk’s $56 billion Tesla bet. Will he come out on top, or will the courts call the shots?
Watch this episode on YouTube.
Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market.
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The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you.
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Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It’s time to stop letting your savings collect dust and start making your money work for you!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet!
Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world’s latest buzz: Netflix’s first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry’s squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won’t want to miss!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow - their value. Learn how to navigate authenticity checks, spot rare finds, and make your love for fashion pay off. If you've ever thought about the financial power of your favourite accessories, this episode is your insider’s guide to stylish returns.
The Bonhams Luxury Gift sale runs November 22nd – December 3rd 2024 and features a beautiful array of luxury pieces from Chanel, Hermes, Dior and more, just in time for Christmas. Browse the catalogue and bid online via their website.
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A peek into a hilariously earnest high school time capsule reveals tiny Vic’s fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let’s just say it’s been a journey. Shifting gears to today’s big money moves, Bitcoin is on a tear, nearing $90k, and we’re dissecting the FOMO, the risks, and why it’s okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett’s $300 billion cash pile has us wondering - what does the Oracle of Omaha know that we don’t?
Plus, we share some all-too-relatable listener stories: from accidentally skipping council rates (oops) to learning the hard way about crypto scams. It’s a crash course in why financial literacy, emergency funds, and a touch of scepticism are your best friends. Sprinkle in some love for long-term investing (shoutout to Buffett) and reflections on the realities of building wealth - slow and steady wins the race.
Got a money mishap or a financial flex to share? Drop us a voice note on The Curve Hotline - we might just feature your story (and give you a virtual Curve cuddle)!
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OnlyFans has changed the game for content creators, and few have played it better than Grace Wears Lace. Rising from hotel receptionist to internet millionaire, Grace pulled in a jaw-dropping $1 million in her first year alone. Now, with a thriving business and three properties under her belt (soon to be four), she’s proof that the platform isn't just about subscriptions - it’s a lucrative business strategy, with monthly earnings ranging from $60,000 to over $100,000.
Grace takes us through the unfiltered reality of her world, from the trial-and-error of content pricing to the explosive discovery of financial domination (or "findom"), where her clients actually pay her to control their finances. In fact, some even beg her to “drain” their accounts. It turns out that success on OnlyFans requires way more than just a few photos - it’s a full-time hustle, a business model that involves marketing savvy, high-stakes decision-making, and a strong understanding of personal boundaries. Grace demystifies the misconceptions, breaks down the stereotypes, and gives a whole new meaning to “earning it on your own terms.”
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With the recent election on everyone’s mind, we’re diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump’s policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we’re unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the rise in crypto, oil, and gas stocks - and why they may or may not align with our long-term goals. How can we stay committed to the companies doing good when the market rewards those that don’t? And when billionaires are pocketing billions, where does that leave the rest of us? Join us for a reflective discussion on finding integrity and direction in today’s financial landscape, even when it feels like everything’s upside down.
Watch this episode on YouTube.
Podcast episodes mentioned:
RTC21: Is cryptocurrency something you should be investing in?
RTC140: Why investing isn’t as scary as you think.
Feeling fired up, frustrated, or just need to vent? Share your thoughts with us on The Curve Hotline - we’re here to listen and keep the conversation going.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes could mean higher prices at your favourite coffee spot and how strategic salary perks might save you from unexpected tax surprises. We also touch on Donald Trump’s headline-making appearance on Joe Rogan’s podcast and its implications, Reddit’s surprising first profit report after going public, Mars’ multi-billion-dollar acquisition of Kellogg’s snack division, and the staggering $20 decillion fine Russia imposed on Google.
For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.
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(Highly recommended): Watch this episode on YouTube
In this Halloween special of Raising the Curve, we're tackling the spooky myths and misconceptions that keep so many from diving into the world of investing. From demystifying complex terms to addressing common fears - like losing money or not knowing where to start - we’ll show you that investing doesn’t have to be frightening. Whether you’re a newbie or helping someone take their first step, tune in for an episode filled with financial wisdom, the real truth about growing your wealth and a couple of epic halloween costumes you don't want to miss.
Check out our free glossary for beginner-friendly definitions of investing terms here!
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Gold’s glittering again, hitting record highs as the ultimate “safe bet” while the world grapples with election chaos and global tensions. Investors are flocking to it for stability, like it’s the market’s comfort blanket. Meanwhile, Tesla has finally pulled itself out of the gutter with a 20% stock boost, thanks partly to its upcoming Cybertruck (yes, the blocky one that looks like an origami project gone rogue). In bigger market news, Goldman Sachs is predicting the S&P 500 will only see a 3% average return over the next decade, leaving us all wondering if it’s time to rethink the so-called “safe bets.” And wrapping up, luxury brands like Gucci are riding a rocky wave with declining sales, especially in China, but some investors are convinced the bottom is in - because if things get any worse, at least they’ll look fabulous doing it.
For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.
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Today we're diving headfirst into the chaos of the US election and what it means for your money. From tax cuts and crypto to fossil fuels and baby bonuses, we’re breaking down the policies of Kamala Harris and Donald Trump - minus the political jargon. Worried about how the election might mess with your investments or your 401k? We’ve got you covered. We’ll sift through the noise, debunk myths about politics and the stock market, and give you the straight facts so you can keep your portfolio steady while the political circus unfolds. Even if you’re not in the U.S, this episode is still a must-listen. The ripple effects of the election will impact global markets and economies, so whether you're investing in American stocks or just curious about how political decisions can shake up your finances, we've got the insights you need to stay ahead.
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This week, we’re unpacking the UK’s bold move to offer weight loss drugs to boost productivity. Is this the future of economic policy, or just another quick fix? Next, we spotlight the energy consumption crisis tied to AI: did you know a single command uses the same energy as lighting a bulb for an hour? And if you think that’s wild, wait till you hear about Bitcoin’s energy demands. From there, we dive into Uber’s almost-acquisition of Expedia - yes, you read that right. What’s their game plan? Are we heading toward an Uber for everything? Lastly, we explore the economic rivalry between Australia and New Zealand. With one country thriving and the other struggling, we break down what’s really happening across the Tasman.
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Curious about how money influences your dating choices? Take our quick quiz here to share your thoughts and see how you compare with others navigating the world of finance and romance!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
In this special re-release of one of our most popular episodes, we revisit the incredible story of Sophie’s grandma, who quietly built a million-dollar investment portfolio over 50 years. This episode inspired countless listeners to rethink their approach to long-term investing - and we’re bringing it back for all the new members of The Curve community who missed it the first time around! We also kick off the episode with some exciting updates about what’s been happening behind the scenes at The Curve, including the latest on The World’s Biggest Investing Club. Stick around until the end for a new update on how the club is growing and what’s coming next!
If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the powers that be are trying to knock them down a peg. Then, let’s talk about Henry - no, not that guy Sophie dated, but the “High Earner, Not Rich Yet” crew. If you’re earning big but still feel like your bank account is stuck on empty, you might be a Henry. We break down why even high earners are struggling to build wealth in today’s economy and how you can avoid falling into that trap.
Watch this episode on YouTube.
If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join.
We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Today, we’re diving into the dreaded world of burnout -that charming state of emotional, mental, and physical exhaustion that comes after life repeatedly hits you with a to-do list. While burnout usually gets blamed on work, this episode focuses on financial burnout, where stressing over money takes centre stage and makes you want to throw your budget out the window. Vic gets real about her own experience with financial burnout, sharing how the pressure of managing both personal and business finances became overwhelming and took a significant toll on her well-being.
Author Danielle Colley jumps in to break down what burnout actually is, how it sneaks into every part of your life, and how to spot it before you're completely fried. Together, we’re exploring the toll that money stress takes and, more importantly, how you can kick burnout to the curb. From pinpointing the warning signs to hitting the reset button on your money mindset, this episode is packed with real talk and practical tips to help you stop feeling like your wallet's punching bag.
Watch this episode on YouTube.
Danielle Colley’s new book, The Chocolate Bar Life, offers practical insights on recognising and overcoming burnout. Grab your copy here.
If you’ve ever experienced financial burnout or have a story to share, we’d love to hear from you! Send us a voice note through The Curve Hotline and join the conversation. Head over to The Curve Hotline to share your experience.
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LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster than you can say “recommended for you” after its co-founder backed Kamala Harris. Looks like some people would rather chill without the politics!
We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter!
Curious about buying a home with a friend? Check out Vic’s insightful article in collaboration with TradeMe Property, where she breaks down everything you need to know—from legal advice to smart financial strategies: https://www.trademe.co.nz/c/property/author/the-curve?srsltid=AfmBOopMnM-JqRcCjMNWJLT_KC-o1EJbZgT3JDOJu5-OcShEGhWb54yq
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Introducing... Curveballs, our brand-new segment where we dive into the weird, awkward, and downright cringy money moments you’ve sent in. Whether it’s splitting the bill on a disastrous first date, getting stuck with the tab at a work dinner your boss insisted on, or accidentally blowing your budget on impulse buys, we’re here to help you navigate these curveball moments with expert advice from Dr. Lurve - Australia’s leading relationship expert and modern-day cupid.
Today, we’re tackling some truly juicy curveballs: a boss who suggests splitting a £90 bill after inviting their employee to a fancy dinner, and a first date disaster where splitting the pizza bill leaves someone questioning if they’re financially compatible.
Watch this episode on YouTube.
Got a curveball of your own? We want to hear it! Send us a voice note by clicking here, or feel free to message / email us. And don’t worry – all curveballs will remain completely anonymous.
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With Soph soaking up the sun in Croatia, the lovely Sheenagh takes the co-host seat for this episode, bringing her sharp financial insights and charm...
Why are some of the world’s biggest CEOs - like those at Nvidia, Dell, and even Berkshire Hathaway’s top dogs - selling off massive chunks of stock? Today, we dig into the reasons behind these surprising moves and what it could mean for the future of the market. Spoiler: it’s got investors raising eyebrows. We're also looking at the rise of AI in the finance world. Imagine an investment fund powered by ChatGPT, designed to replicate Warren Buffett’s legendary portfolio - sounds wild, right? But it’s happening, and it’s shaking up how we think about investing. Meanwhile, over in China, a new 'stimulus package' is kicking things into gear with lower interest rates and a $30 billion stock-buying spree, which has luxury brands like Tesla and Apple quietly celebrating. Plus, down under in Australia, Coles and Woolworths have been busted for dodgy discounts, and it’s all thanks to the humble Caramello Koala.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
In this bonus episode, we take a break from the usual money talk to celebrate a special occasion - Soph's 33rd birthday! Soph reflects on the year that's been and opens up about her life lessons, from financial wins to personal growth while Vic shares some special surprises that highlight just how much Soph means to everyone around her. There’s even a moment where Elizabeth Day might make an appearance (you’ll have to listen to find out). Happy Birthday Soph xxx
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Please note that this episode discusses sensitive topics including financial and domestic abuse, as well as miscarriages, which may be difficult for some listeners.
In this eye-opening episode of Raising the Curve, we sit down with the inspiring Norma Cassius, a financial expert turned psychotherapist. Norma shares her journey of overcoming financial and emotional abuse, and how she used her strength and financial literacy to break free from a toxic relationship. We dive deep into the importance of financial education, the psychology of money, and how understanding your finances can empower you to take control of your life. Norma’s story is a powerful reminder that it’s not about how much money you have - it’s about what you do with it. Discover actionable insights on budgeting, mastering money, and the profound connection between financial health and mental well-being. Whether you're navigating debt, beginning to take control of your finances, or looking to elevate your wealth, this conversation is packed with real-world advice that will empower you to reshape your financial future.
For a range of helpful resources on budgeting, debt management, investing, and financial education, check out the links below to help guide you on your money journey:
https://www.moneyhelper.org.uk/en
https://www.payplan.com/
https://www.stepchange.org/
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Big moves in the investing world this week! First up, we dive into the $8.5 billion luxury fashion showdown between Tapestry and Capri Holdings - think Coach vs. Versace - but it’s not all glitz and glamour when the regulators come in and hit the brakes. But that’s just the beginning. Tupperware - yes, that iconic kitchen staple - is filing for bankruptcy! Turns out, $700 million worth of debt doesn’t vanish like that missing container lid. What does this mean for your plasticware drawer? And how does a Kiwi brand like Sistema stand to benefit from Tupperware’s tumble? Next, China’s shaking things up by raising its retirement age for the first time in 50 years. Men now retire at 63, women at 55. Meanwhile, Microsoft is making waves with its biggest-ever share buyback and a $30 billion fund for AI. But here’s the catch: all that AI is energy-hungry. Can we invest in AI and save the planet?
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Today, we're diving into the complex intersection of money and relationships. Joined by The Curve's commercial director and all-round legend Dani, we explore how financial disparities affect relationship dynamics, from splitting bills to managing money goals as a couple. Whether you're team 50/50 or think 'what's mine is ours,' this episode offers both relatable stories and practical insights to help you tackle these tough conversations. There's something here for everyone in love and money.
Watch this episode on YouTube.
In a same-sex relationship and have insights on how you handle money with your partner? We’d love to hear your experience! And if anyone else wants to share their story, feel free to leave us a voice note too. Click here to share your experience.
Help us shed light on how people handle finances in their relationships by filling out our quick, easy, and anonymous survey. Plus, we’ll email you the results so you can see how your situation stacks up! Click here to take the survey.
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Soph’s belated birthday lunch took an unexpected twist - expecting cake but getting six tequila shots instead. But beyond the impromptu happy hour, we dive into some serious money moves - like Selena Gomez hitting billionaire status, not from music, but from her beauty brand, Rare Beauty. We explore how she built a billion-dollar empire in just four years and why diversifying income streams is key. We also break down inflation - prices may not be skyrocketing anymore, but why does your haircut still cost more each year? Plus, we spill the tea on OnlyFans’ massive growth and why it’s unlikely to go public anytime soon...
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Is your wardrobe working hard for your wallet? In this episode, we’re breaking down why clothes should be seen as an investment - not just a quick retail fix. From understanding cost per wear to figuring out which pieces actually pay off, it’s all about making smarter, savvier choices with your fashion budget. Spoiler alert: sometimes spending more up front saves you big down the line. Get ready to rethink how you shop, why vintage is a hidden gem, and how to build a closet that serves your style and your bank account.
Watch this episode on YouTube.
Big shoutout to the sponsor of today's episode, Remi Marketplace. If you're ready to upgrade your wardrobe sustainably, Remi Marketplace is your one-stop shop for amazing secondhand finds. Say goodbye to fast fashion guilt and hello to unique, stylish pieces that make you feel good. Click here to start shopping with Remi today.
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This week, we kick things off with Nvidia’s jaw-dropping $280 billion loss, the largest single-day drop in U.S. stock market history. What went wrong for the AI giant, and what does this mean for the future of AI stocks? Next, we break down ChatGPT’s meteoric rise as OpenAI gears up for a $100 billion valuation - double the users and big tech companies like Microsoft and Apple lining up to invest. Meanwhile, Snapchat faces a tough reality as its CEO admits the platform is struggling to stay relevant after 13 years. And finally, we dive into the chaos surrounding Ticketmaster’s handling of the eagerly-anticipated Oasis reunion tickets, where fans found themselves in virtual queues only to be hit with skyrocketing prices. With dynamic pricing under fire, is this the last straw for Ticketmaster?
Want to be the first to know when we launch The World's Biggest Investing Club? Sign up for our newsletter here.
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Disclaimer: This episode contains discussions about abortion, which may be sensitive for some listeners.
Meet Michelle Battersby, co-founder of Sunroom—a platform empowering women to monetise content safely, authentically and without stigma. From her journey through corporate roles to founding a tech startup, Michelle shares her unique insights on balancing motherhood, entrepreneurship, and personal growth. Discover how she navigates the challenges of running a company while raising a family, and how she's paving the way for women to succeed on their own terms in business. Whether you're an aspiring entrepreneur or simply looking for inspiration, this episode offers valuable lessons on how to challenge the status quo and forge your own path.
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Today, we explore the contrasting fortunes of stock market giants - Nvidia’s explosive gains and PDD’s unexpected dip. We delve into the high stakes of investing in growth stocks and why sometimes even stellar results can’t keep shares from sliding. We also take a look at the billion-dollar success of the Flo app, co-founded by men but revolutionising women’s health, and discuss Burberry’s surprising exit from the FTSE 100 - after 15 years! And in the midst of it all, we celebrate a significant milestone as Berkshire Hathaway joins the trillion-dollar club, marking a new chapter for non-tech giants.
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This has gotta be up there with one of the most requested topics: how to financially prepare for moving overseas. Whether you're dreaming of London, Australia, or another far-off destination, we're sharing practical tips on budgeting, managing expenses, and avoiding financial pitfalls. With a mix of personal stories and savvy advice, you’ll learn how to turn a potentially stressful move into a smooth transition. This conversation is perfect for anyone planning a big move or just curious about what it takes to start fresh in a new city.
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This week, we kick off with the jaw-dropping news of Alex Cooper’s $120 million podcast deal with SiriusXM, dissecting what this monumental move means for the podcasting industry and why everyone’s talking about it. Next, we turn our attention to Warren Buffett’s surprising stock sell-offs—what’s behind the Oracle of Omaha’s latest moves, and should we be worried about the market’s future? We also delve into Australia’s progress on closing the gender pay gap, thanks to new transparency laws that are making companies squirm (and making us cheer!). Finally, in the world of dating, we ask: is romance dead, or just more financially savvy? With daters now swapping credit scores, it’s clear that love in 2024 comes with a credit check.
RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow.
We are super lucky to partner with Tempo - the exclusive sponsor of The Money Reset course. Tempo is NZ’s first guided investment app that helps you set a money goal, recommends investments for you from their range of funds, and gives you advice along the way to keep your goal on track. Amazing!
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In this episode, Vic and Soph are pulling back the curtain on a major milestone in their journey—raising capital for The Curve. After months of breadcrumbs and behind-the-scenes hustle, they’re sharing how they navigated the tricky world of investor meetings, the unexpected responses they received, and what it’s like to take on external capital.
Joining the conversation is the brilliant Danielle Croome, The Curve’s new Commercial Director and one of their newest investors. But Dani didn’t just write a check—she’s now a key player in shaping the future of the business. She shares her personal story, from a challenging childhood that taught her the value of money to becoming a savvy investor with a passion for financial literacy.
This episode is a deep dive into the realities of raising money, the challenges of financial independence, and the power of resilience. Plus, you'll get to know Dani, who’s not just an investor, but now an integral part of The Curve team who we absolutely love.
Watch this episode on YouTube.
Introducing The Curve Hotline! This is your chance to get in on the action—send us a voice note with your burning questions, juicy feedback, or even a personal story you'd love to share. Just a heads-up: your message might be featured in a future episode, so only spill the tea you're cool with us pouring out. Ready to join the conversation? We can't wait to hear from you! To submit your message, click here.
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What a week! Today we unpack the excitement around Revolut’s potential IPO and what it means for the future of digital banking, break down the $120 million CEO shakeup at Starbucks, and reveal why millennials might be wealthier than we’ve all been led to believe. Plus, Vic's shares a top travel hack that could save you SERIOUS cash on your next trip (hint: it involves ShopBack).
ShopBack is the easiest way to save and earn cashback on the things you buy regularly. You can earn cashback on your purchases from over 250 leading online brands in travel, fashion, grocery and marketplaces like Booking.com, Amazon and Uber eats. The only thing you need to do, is purchase through the ShopBack app and you’ll see your cashback accumulate. Once verified, you’ll be able to cash out into your paypal or New Zealand bank account.
....Even better, if you sign up using the code ‘CURVE5’, you’ll get a $5 signup bonus. Sweet!
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Ever wondered what it costs to host the Olympics, or why some athletes end up broke after earning millions?
We’re diving into the financial rollercoaster that is the Olympics—from billion-dollar budgets to the heartbreaking realities athletes face when the spotlight dims.
Soph and Vic get real about the impact of the games on cities, the mind-boggling differences in athlete payouts across countries, and why Australia’s women are absolutely crushing it in the medal department.
Plus, we get a little sidetracked (as usual) with stories of rhythmic gymnastics fails and what Snoop Dogg was doing at the games. Spoiler: It's a wild ride, but totally worth the ticket price (unlike Vic's dressage experience).
Some laughs, facts, and a whole lot of financial wisdom wrapped up in Olympic spirit!
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Strap on in, this week we're taking you on a wild ride through the recent rollercoaster of the stock market that had everyone on edge. From the dramatic drops to the unexpected rebounds, Vic breaks down what really happened and why staying calm during market mayhem is crucial.
They also dish on why Kiwis are flocking to Australia in droves, and how tax changes in the UK could be sending even more people packing.
Plus, a cheeky revelation about Meta and Google’s secret collab to target teens on YouTube—because apparently, being rivals doesn’t stop you from making shady deals...
Watch this episode on YouTube.
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In a world where the daily grind often overshadows personal well-being, finding balance between financial security and a fulfilling life can seem elusive. This week, we're speaking with Georgia Vavasour who shares her transformative journey from a high-pressure corporate job to a fulfilling path after a life-altering bowel cancer diagnosis at 32. Georgia's story highlights how meditation helped her reassess her relationship with money, stress, and overall life choices, breaking free from stress-induced spending habits and fostering a healthier mindset. The discussion delves into balancing financial responsibilities with living in the moment, addressing generational attitudes towards money, and cultivating an abundance mindset. Tune in for practical tips and fresh perspectives on achieving a richer, more meaningful life.
RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late.
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This week on The Curve Weekly, we explore the rise of digital nomads, highlighting how Europe has become a hotspot for remote workers and the implications for future work trends. We also dish on the shocking saga of a fifth-generation Hermès heir who claims to have "misplaced" a casual €12 billion. Is it fraud, or just the world's most expensive game of hide-and-seek? And, of course, we're keeping tabs on the stock market, where tech giants are making big moves and Warren Buffett is doing some serious spring cleaning with his portfolio. And for a bit of fun, catch up on the latest Paris Olympic drama, from viral moments to surprising headlines, as we dive into the financial side of the event - exploring how the influx of luxury tourists impacts the economy and the surprising spending habits of visitors.
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Heads up! This episode touches on some sensitive topics like fertility issues, miscarriage, and endometriosis. Just a friendly note to listen with care.
We're thrilled to welcome back Jess Quinn, just over a year after our original episode to catch up on all the changes and growth in her life since we last spoke. In this episode, we dive into a heartfelt and candid chat about the rollercoaster of life transitions—think motherhood, marriage, and everything in between. Jess bravely shares her journey through fertility challenges, the heartbreak of miscarriage, and the chaos and joy of welcoming a new baby. She also opens up about the realities of freelancing, managing finances as a couple, and the balancing act of returning to work whilst being a mother. Plus, we get real about the highs and lows of wedding planning, ditching the traditional bridal party, and navigating the sometimes absurd pressures of modern celebrations. It's an honest and relatable conversation about life's big moments and the financial decisions that come with them.
Listen to the original interview we recorded with Jess: RTC62: Jess Quinn talks about the price of losing her leg (literally).
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In this special Olympic-themed episode, we're deep (olympic) diving into the 2024 games in Paris, noting the substantial $11 billion benefit expected for France and the staggering costs involved. Did you know $1.5 billion has been spent on cleaning the River Seine? Vic explores the paradox of the Olympics never turning a profit while significantly boosting local economies through tourism and infrastructure development. And while France is lapping up the spike in tourism, Spain is getting pretty angry with overcrowding and skyrocketing rents leading to protests and calls for stricter regulations. No buena! We also cover the latest financial news, including Tesla's stock dip and Spotify's record profits.
Click here to read Soph's blog 'From broke to stoked in Italy'.
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The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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Sooo we're taking a little break this week. And not just because Soph's getting her tan on in Italy. We're also working on something SUPER exciting that will be launching very soon... so keep your eyes peeled!
Next week we've got the amazing Jess Quinn returning to the studio for interview 2.0 - expect great things. To listen to the original episode, click here.
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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Navigating through the world's slowest boat rental, and recovering from unexpected sunburns (thanks to Vic’s questionable skincare advice), is Soph, whose dialling in from the Amalfi Coast this week. But it’s not all sun and sea – Vic dives into the latest news in the finance world. Did you hear about EssilorLuxottica, the eyewear giant, buying Supreme? Yup, the same company that owns Ray-Ban and Oakley is now stepping into the streetwear scene. Things get even more intriguing with a peek into a Japanese startup that's bringing AI girlfriends to life – straight out of the movie Her. Vic breaks down the implications of this trend while Soph wonders if this will finally put an end to those pesky sugar daddy DMs. And if you think that’s wild, wait until you hear about Google’s (sorry, Alphabet's) potential $23 billion acquisition of an Israeli cybersecurity company...
Timestamps
0:00 - (Non-finance related chat) Updates from Soph in Italy.
5:40 - EssilorLuxottica's Acquisition of Supreme
9:55 - AI Dating Startup in Japan
16:10 - Vic's Money Saving Hack
18:09 - Alphabet's $23 Billion Acquisition
23:25 - Trump's Vice President Pick
27:03 - IPO Information Asymmetry
29:07 - Financial Feelings
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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This special 200th episode is all about celebrating the milestones, sharing behind the scenes stories and looking back at some of the most popular episodes to date. But this episode isn’t just about looking back – it's also about looking forward. The Curve has some major projects on the horizon, including the launch of The World's Biggest Investing Club which we cannot WAIT to share with you. Plus, Soph and Vic open up about the challenges and triumphs of growing the business, from initial meetings with a business advisor to closing the first investor round. If you're a new listener, don’t worry – we've got you covered with highlights from some of the earliest, and most popular episodes. And for those who have been with them since the beginning, this episode is a chance to celebrate the community that has made The Curve possible.
Episodes mentioned in this ep:
RTC2: Starting with the finance and investing basics
RTC3: What are the four different asset classes?
RTC69: Changing your money mindset with the friend that paid for Soph’s bus ticket.
RTC109: Pay off the mortgage or invest? Part One.
RTC123: Money lessons from 4-year old Olive & her Mum Emma Pickering.
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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Monday kicks off with a bang this week as Vic recounts her wild night at KOKO, an exclusive members-only club that left her in dire need of aspirin. Meanwhile, Megan, a former Curve Classroom student, spills the tea (or kombucha vodka for that matter) on how the Money Reset course revolutionised her finances. Diving into the world of opulence, we look at the lavish wedding of India’s wealthiest family—celebrity appearances, a 134-day celebration, and a budget that could fund a small country. Things then take a serious turn with a debate on whether government officials should be trading stocks—conflicts of interest, anyone? Finally, we're wrapping up with a look into the impending $83 trillion wealth transfer that's poised to shake up the finance world. Happy Monday everyone!
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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Joining us on the podcast this week is our youngest and cutest guest ever, 4-year-old Olive, accompanied by her her amazing mum, Emma. Olive is here to share her adorable insights into money and investing. Many of us have faced a huge gap in financial education, often having to teach ourselves the basics from scratch. So, hearing that the knowledge we've been sharing is inspiring the next generation is tear-jerking (literally). Both Olive and Emma were absolute delights to talk to, and their story is truly beautiful. So, strap in and enjoy this heartwarming episode.
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
Watch this episode on YouTube.
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Ever wondered how to save time and money with a cooking roster? Soph’s got you covered, and Vic gives her cooking an impressive 8/10. This week, Vic fills us in on what the Labour Party's historic win in the UK means for people's wallets and why it's crucial to keep an eye on these political shifts esp when it comes to the stock market. Speaking of the market, Gen Z(ZZ) are shaking things up with their bold investment moves, fuelled by social media and the need for speed. To wrap up, Vic and Soph share their personal money wins - think free dinners, and unexpected drinks!
To sign up / learn more about The Money Reset course, click here.
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Trigger warning: infertility, egg freezing and money dynamics within relationships.
In this (at times) heated conversation, the girls share vulnerable details about their personal lives. From their financial situations, to romantic relationships, and a few random things in between. While Soph prepares to get her eggs frozen and potentially buy a house (huge), Vic has been juggling multiple mortgages and adjusting to life on a significantly reduced salary. They talk about what has gone right, wrong and a few lols along the way.
Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.
The Money Reset is back and OPEN for intake! In this course, we'll show you how to set and stick to financial goals, budget like a pro, improve your money mindset, and get out of debt for good. Plus, find out how much you can invest monthly to grow your wealth. It's time to make your money work for you! To learn more, click here.
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What a weekend! Vic’s still buzzing from the Taylor Swift concert and three epic days at Glasto, while Soph’s catching her breath after conquering a Swiss mountain on turbo+++ mode. With the year halfway through, it's the perfect time for a stock market update, even though the NZX isn't looking too hot. We’re diving into Nike’s latest financial results, how they’re holding up against New Balance and Hoka, and what the current CEO is bringing to the table. Plus, we're exploring a fresh and exciting investment idea—athletes as an asset class! But that's enough sports talk for now. Time to kick back, relax, and maybe book that Botox appointment...
To skip the non-finance chat, head to 15:00.
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Ruby Raut is the incredible founder of Wuka, the game-changing brand making period-proof underwear from sustainable materials. Ruby's journey is nothing short of incredible - from growing up in Nepal and fleeing to London with just 93p in her bank account, to building a globally recognised business. She takes us back to her childhood in Nepal, highlighting the cultural and economic challenges she faced, including the traditional practices surrounding menstruation. We dive deep into topics like the caste system, gender inequality, and the economic impact of periods. Plus, Ruby dishes on her entrepreneurial journey, the importance of sustainability, and the savvy financial moves that made Wuka a success. Trust us, you don't want to miss this one!
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In todays Curve Weekly there was a LOT of food chat. Gozmen y Gomez (a Mexican fast food chain) has gone public and it's share price is about as hot as it's jalapeños... The London stock exchange (the FTSE200) may lose it's reputation overnight, and if you're on the move while listening- you'll want to take a seat before you hear the latest stats about women's earning capacity with relation to their weight. It's not a headline we're proud to be reporting on.
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The Curve's 30-Day Habit Stacking Challenge starts today! If like us, your new healthy habits just don't stick. Join us on our new 30-Day Challenge! CHOOSE a healthy habit you want to implement (e.g. 10,000 steps).
CREATE a Feel Good Fund, and when you COMPLETE your habit for the day, TRANSFER $5-$10 into that account as a reward. Share yours on socials and tag us - we're going to match someones at the end of the month! Up to $200NZD
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This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To WIN a years membership head to our pinned IG post, OR to sign up to Neon head to neontv.co.nz! You can get a subscription from $12.99 per month!
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This week we're hanging out with Kristen and Nat, the dynamic duo behind who launched the trading platform Hatch (hello, fractional shares!), and their new initiative Powrsuit with a mission of empowering more women to step into leadership roles.
We discuss the importance of demystifying investing, the challenges women face in the corporate world, and the concept of the 80/20 rule when it comes productivity. Expect lots of laughs, personal stories, savvy investing tips, and killer insights into how women can navigate and thrive in the business landscape.
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Our wonderful editor Emily is away for a week, so coming to you today in its raw format is The Curve Weekly ‘UNEDITED’. What do we cover?
This week we spoke about everything from our new 30-day habit stacking challenge, through to what 'equity' is in a business. We cover Elon Musk's alleged misconduct and $56 billion dollar payout. Plus the latest news for Adobe and Lululemon stock.
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The Curve's 30-Day Habit Stacking Challenge: If like us, your new healthy habits just don't stick. Join us on our new 30-Day Challenge! CHOOSE a healthy habit you want to implement (e.g. 10,000 steps) and SUBMIT it (for accountability) to our google form here.
When you COMPLETE your habit for the day, TRANSFER $5-$10 into your 'feel good fund' as a reward. Register, learn more about the challenge and complete the accountability form here.
.....
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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.....
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Today we're bringing you an episode that is as colourful and sparky as our guest, Lou Featherstone AKA Lu in Lu Land. After going down the traditional route of marriage and kids, Lou found herself discontent being a stay at home Mum. She grew up as a vicar’s daughter which meant her relationship with finances (+ men) were quite complex. In this conversation she opens up about her debt-filled teenage years, to stealing from her workplace as an adult, going through a divorce and then reclaiming her sexuality post-menopause. Lou is filled with golden advice. She epitomises what it means to reclaim your sense of self, no matter what your age.
To see Lou in full technicolour (which we highly recommend), watch this episode on YouTube.
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To kick things off this week, we're discussing weekend indulgences and the psychology behind restaurant bread servings. Then it's all about the wild world of meme stocks, focusing on the infamous Roaring Kitty and his impact on GameStop's stock price. We also touch on the complexities of insider trading and market manipulation, and explore the concept of investing in commodities like gold. And to wrap it up, we've got news about the introduction of new banknotes featuring a rather youthful looking King Charles in the UK.
Get ready for The Curve Weekly LIVE next week!
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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The Curve is a platform people to learn more about money. Their money. And the money they want to make, for the future they want to have. The Curve is a safe space to get investment-savvy, without the noise and confusion. No question is a silly question. If you’re asking it, so is everyone else. So, get curious – ask away. And together, let’s get ahead of the curve.
New episodes drop on Tuesdays and Thursdays.
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Mixing things up this week, Vic takes us through her most recent obsession: a book that she's attended an event about, recommended to just about everyone, and is now making an entire podcast episode about it. Yep, obsessed. 'The Algebra of Wealth: A Simple Formula for Success' by Scott Galloway has some serious learnings that are too good to keep secret. It covers how to define what 'rich is', knowing how much is enough, and understanding the formula to achieving financial freedom. Get ready to unlock the secrets to a richer, more secure life...
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Coming to you live from our makeshift studio (hence Soph's slightly echo-y mic), Vic's got the latest on Birkenstock, that skyrocketed 60% since it's IPO in October, and the rough ride Doc Martens has had since their 2021 IPO. We dive into Golden Goose's upcoming IPO in Italy and the juicy twist involving their biggest shareholder – the same group that struggled with Doc Martens. Should we be worried? Soph's got news from her old stomping grounds, Sony Music, which is eyeing Queen's music catalogue for a cool $1 billion. And let's chat about Walmart! Did you know their store managers are raking it in thanks to huge incentives? Lastly, some exciting news from Mexico, who might be electing their first female prime minister, winner!
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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Talking about sex and money makes most of us squirm, right? But both are essential and having both is so. Much. Fun. Today, we're chatting with the amazing Emma-Louise Boynton, the brilliant mind behind ‘Sex Talks.’ Emma is on a mission to get us all talking about sex, gender, and intimacy without blushing. She shares how her own experiences with sex therapy helped her re-establish a healthy relationship with her body and found that opening up about her journey with others, people were only eager to have those conversations. We can safely say that the same goes for money - honest convos benefit everyone! Not breaking the taboo of both sex and money can disempower women and Emma's got great tips for starting these important chats with your partner and friends. A super insightful and liberating conversation that will make you rethink how you talk about the two things we can't live without.
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Soph is back from The Podcast Show 2024 (think Comic Con but for audio nerds), and she’s got stories galore including a major fangirl moment with the incredible Elizabeth Day. Spoiler: Soph got super emotional, then pitched Elizabeth via email. Guess what? She got a reply right away (but was it really from Elizabeth?). In stock market news, the software company, Nvidia is absolutely slaying in the AI game, with their revenue skyrocketing 300% in just three months. All hail Jensen Huang, their genius founder who's now worth a cool $90 billion. And we spill the tea on the latest Live Nation and Ticketmaster drama. Taylor Swift’s Eras tour ticket sales broke the site, causing a huge fuss. Now, the U.S. government is stepping in and forcing Live Nation and Ticketmaster to split up for being too anti-competitive. Bye-bye, monopoly!
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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Growing up on a commune in the weed capital of Australia, you could say that today's guest, Julia Strelou experienced a slightly different childhood compared to most kids. It wasn't until her early teens that she started to realise just how different her living situation was in contrast to others at school. When the penny dropped and comparison started to creep in, she decided to leave her family and venture outside of the commune. She left with nothing, found herself in 3 financially abusive relationships and got herself into $30,000 worth of debt. Now life looks completely different. She is 'successful' in every sense of the word - both personally and financially, but it certainly was not all smooth sailing. Strap on in you lot, this episode is absolute gold.
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Happy Tuesday everybody! Coming to you a day later than usual, we're discussing the recent success of Duolingo, the return of meme stocks, and most importantly; Soph's transition into a Karen after spending the night listening to pesky kids partying. Keith Gill AKA the legendary Roaring Kitty has bought about the return of meme stocks - which in short, is people clubbing together on Reddit to buy stocks in the companies that aren't doing great, because they've been shorted (betted against) by hedge funds. Basically, it's a way of saying F you to the big dogs and giving power to the people, amen!
To get straight to the finance chat, skip to 10 minutes.
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This week we welcomed back one of our favourite guests, Sarah Lindsay who runs SALA, the most amazing reformer pilates, yoga and barre studio in Auckland. The original episode we recorded with her was so popular that we thought it would be rude not to have her back to give us some updates and share some of her successful business-owner wisdom with us. Feeling defeated in achieving work-life feels like a tale as old as time and a struggle I think every one of us can say we face regularly. This is a chat about getting your priorities in order, setting boundaries, and defining what you want for yourself now, versus what future you will appreciate the most. Hilarious, a little bit woo-woo and incredibly eye-opening, we were so happy to have Sarah back in the studio to chat with us again.
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To listen to the original podcast we recorded with Sarah, click here.
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Joining us in this extra special, extra lengthy Curve Weekly episode is the amazing Ella, who you may recognise from way back when Soph was scraping the financial barrel and Ella came to the rescue (as told in RTC69).
A few weeks ago you might remember we spoke about the rivalry between America and China all about banning TikTok in the US? Well, the plot has thickened!! The US is claiming national security, and China’s calling bullshit, suing the US government for forbidding freedom of speech. It's all go. In other news, Soph’s fan-girling over the icon that is Whitney Wolfe Herd AKA founder of Bumble. Meanwhile, Vic’s fan-girling over…. actually you’ll have to listen to that part, it's too outrageous to write down.
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This week we’re speaking with a couple who are doing things differently - Meg + Guy Mansell. We know this so 2021, but these two are absolute #couplegoals. Meg, who you may know as the host of The Edge Breakfast radio show, met Guy back in broadcasting school (with Soph!) 10 years ago. Although Meg jokes about conning Guy into being a relationship with her, the two are now are happily married, with a house, dog, cat and daughter. Thank goodness she didn't listen to Soph and sack him off all those years ago! Instead of adopting the traditional gender roles, Meg is the 'breadwinner' (rubbish term, we're working on it) and Guy is a stay at home Dad. Incredibly honest, incredibly cute, this conversation will give you an idea of what life actually looks like when the roles are reversed.
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Full transparency, The Curve Weekly got a little financially off track this week. The mention of Snapchat’s sky rocketing share price meant that there were a few minds in the gutter... and by a few, it was only Soph's. The conversation went a little like this... "Surely the only reason Snapchat share price went up 30% in a day was because a celebrity's nudes were leaked right...?" As you can imagine, this thought process completely derailed our very high brow investing conversation, and gave us a peek into Soph’s extra curricular activities that quite frankly, no one needed to know about. AirBnb is up 30% year to date but will they be able to keep growing? Apple did their biggest share buyback on record of $110 BILLION AKA the biggest green flag ever, and somehow we learnt that Vic thinks of herself as a Giraffe.... Go figure.
This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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It’s no secret people get scammed all the time. With voice impersonations and deepfake phishing on the rise, scammers have reached a new level of deception. But imagine if the person scamming you was in plain sight, someone you thought you could trust with everything. This is what happened to Tracy Hall, who you might recognise from the podcast ‘Who The Hell Is Hamish’. After 7 years of re-building her life off the back of financial and emotional betrayal, Tracy is stronger than ever and she's on a mission to erase the stigma and shame that comes with being the victim of a scam. Tracy is living proof that there is always light at the end of the tunnel. Get the tissues at the ready, this episode will have you in tears (happy or sad, you decide).
The Last Victim written by Tracy Hall with Summer Land is now available for purchase. Click here for more info.
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As Linda Jenkinson (the absolute icon that we interviewed last week) would say; a business' success boils down to three things; entrepreneur, entrepreneur, entrepreneur. And this week we're looking at how Elon Musk, Jeff Bezos and Mark Zuckerberg continue to kill the game. In other newwwws (sorry Vic), the New York stock exchange might be opening 24/7 and Google have declared their first ever dividend (which is where they return cash to their shareholders). Go on Google!
Click here to learn more about The Foundations of Investing, our 6-week online course designed to teach you everything you need to know to start investing and build a thriving portfolio.
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This is Linda Jenkinson, or otherwise known as LJ, the first woman to ever list a company on the NASDAQ stock exchange in the US. We know what you’re thinking, this must’ve been ages ago right? LJ listed her company in 1998... that’s only 26 years ago! Being constantly dismissed because of her gender, it's safe to say that LJ has encountered a fair few glass ceilings which she's smashed through at full force. She sees life as a set of games where she’s constantly breaking the rules, and she's on a mission to lead the way for young entrepreneurs and women across the globe. Inspiring, empowering and at many times, completely shocking, we're really excited to share with you our chat.
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Mixing things up this week, we're talking currencies! Currencies are a bit like stocks; they fluctuate depending on demand, and can actually be a creative way of saving money. Hint: take a holiday to a destination where the currency is weak - you'll be living it up for less! Testing that theory is Vic who has has decided to fly to Spain to surprise flower man (AKA her boyfriend), meanwhile Soph is on a fly hunt (literally - please excuse any blow fly sounds that enter this recording). Big updates from the Doc Martin stock, Samsonite and a few other goodies! Important note for those only here for the finance news - and not our lives - please skip to the 6 minute mark!
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If you haven't already heard of the FIRE movement, let us introduce you to this amazing concept. FIRE (otherwise known as 'financial independence retire early') is a pretty extreme approach to saving + investing. Someone who has successfully gotten herself in position where she could retire before her 40th birthday is the amazing Ana Kresina. She is a financial educator, author and ex-roller derby player who although she could retire, is choosing to work and empower women all over the world to find the same freedom she now has. An inspiring, important and brilliant conversation - we guarantee you'll be on FIRE by the end of this ep.
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It’s been another wild week in the stock market, but before we get into that - do you remember those emotional charts therapists use to help decipher how you're feeling? No? Just imagine Vic pointing to overwhelm and Soph at the excitement section with a hard launch we are all here for. And although the stock market's been pointing at depressed lately, there is one company you might consider investing in. It's share price has risen 40% this year alone! A small hint...they make arguably the most comfortable, and least subtle shoes in the world.
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This episode was made possible wonderful team at Neon NZ. There's a whole lot of new TV shows and movies being added to Neon for you to start watching this Autumn. To sign up, head to neontv.co.nz.
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Although this 2-parter seems somewhat like Sophie's voice messages; a little rambly, and at times totally off-topic, we hope that by the end, you'll come away with a better understanding of what's best for your financial situation: paying off the mortgage early, or investing the extra funds. Investing may make you more money than paying off debt, but the savings from interest on mortgage payments can be significant. This is why it’s important to determine (based on your personal circumstances) whether investing would be more beneficial than paying off your mortgage, or vice versa!
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Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.
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WARNING: To avoid the world's biggest spoiler dropped by Vic at 7:40 about the series 'One Day', skip to 8:30.
Following a significant tumble in Tesla's share price, the car giant finds itself ranked as the second-worst performing company among the top 500 listed on the U.S. stock market. Taylor Swift is one of the newest additions to list of global billionaires list! And despite their being more people holding billions than ever before, the rest of us according to Calvin Kleins falling share price, are holding on to our holey underwear.
Money is power people! So, in the spirit of empowerment, let's emulate Karina, and be the change we want to see. Click here to learn more about The Foundations of Investing, our 6-week online course designed to teach you everything you need to know to start investing and build a thriving portfolio.
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Today we’re discussing one of the grey areas we get asked about a lot; whether to prioritise investments, or paying off the mortgage. And although Soph's spent the past few days skilfully dodging emails and meetings using Vic's mysterious operation as her golden ticket, this week we're back in business. As both mortgage and interest rates seesaw, it can be difficult to know where to put your money and what will be best in the long run. In this episode, we’re discussing ways in which you can decipher what’s best for you. Spoiler: It’s personal (sorry Soph!) Part two coming next week…
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Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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After last week's announcement, we were delighted to receive so many positive messages and words of wisdom but there was one message in particular telling us to cut to the chase so this week, we're getting straight to it (just after Soph shares a moustache story that has no financial relevance). Sorry Nance.
Okay, okay, Reddit shares take a turn after the IPO last week (where the company goes public so you can buy shares) as the dreaded short-sellers arrive, McDonald’s makes a sweet deal with the bakery company that’s had decade-long growth, and WeWork’s Adam Neumann makes a comeback. Oh, and If you recently received an easter egg that looked slightly smaller than usual, you may be experiencing first-hand shrinkflation due to the cocoa shortage… eek!
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Today we welcomed to the studio (otherwise known as Vic's Niece and Nephew's playroom) one of our listeners; Sophia Cich, who told us one of the coolest investing stories we've ever heard. Finding the balance between spending money now for fun vs saving for the future is pretty hard to gauge. How far in the future should you be saving for? How long should you leave your investments for? And can you enjoy any of your investments along the way? Sophia’s story is a great example of how to invest for the future while playing with the fun money - setting a goal, working towards it and reaping the rewards when it's reached.
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Today is not a normal Curve Weekly, it's more of a quick life + business update! There is lots of exciting things in the pipeline behind the scenes at The Curve (and although admittedly a little biased), we think this is one of the most exciting investing opportunities we have ever talked about.
Back to regular programming next Monday!
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This week we’re speaking with the internet’s big sister, Aleks Nikolic - founder of Broke Girl Wealth. As a full-time lawyer and advocate for financial literacy, Aleks offers invaluable insights into financial red flags to look out for in relationships, JOMO, and how a hit of dopamine can be obtained by saving and investing. In this episode, Aleks guides us away from conventional money saving approaches like sponge-cutting (yep, you read correctly) towards a more fulfilling financial future where our finances align with our passions and values.
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Soph’s finally back in London, but she’s arrived with some pretty painful baggage (shoutout to Freya, Curve fan / world’s best air hostess on hand with antiseptic and ice). And while one iconic duo is now back together, the relationship between China and the U.S. seems to be deteriorating further. The U.S. are trying to pass a bill that could mean 170 million American users will be banned from using the Chinese platform TikTok... ouch. In other Curve Weekly news, Adidas posts it’s first ever net loss after 30 years and dating apps might be getting the AI makeover we didn't know it needed.
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We did our first LIVE podcast event in New Zealand, and it was sparkly, chic and extremely luxurious. We had the absolute honour of sitting down with Tasha Jenkins and Christine Power (two brilliant experts from the iconic Webb’s Auction House) to talk about the ins and outs of investing in luxury items. The questions (like the Veuve) were flowing. Where do we start? How long do we keep a piece for? How volatile is the market? Do ethics come into it? Is orange a bad choice? Should we keep the box? Plus, some great audience questions, Soph’s Birkin ‘mouth fart’ and lots and lots of laughs (thanks, Mike Hallwright). A golden episode for lovers of all things lush.
We'd like to say a HUGE thank you to Webbs for hosting us at their beautiful auction house and to all of our favourite brands who got involved. Massive thank you to Veuve Clicquot, Almighty, Batched, Eve Wellness, Aotea, and Goldie, we couldn't have done it without you!
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Crypto is flying high, up 150% in the last six months (and Soph and Vic invested!). To celebrate, Soph’s enjoying a Corona in bed while Vic sips on her lemon water. Bliss. And the good news doesn’t end there. The price of gold is also hitting record highs, parental leave in Australia is getting 12% sweeter, and while Oprah’s reasons for leaving the board may be questionable, it seems that Weight Watchers is getting a taste of its own low-carb, low-fat and highly outdated medicine. Oh, and Vic’s into circumcision now. Buckle up, people.
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‘If I buy something then return it, I’ve basically made money. If I pay in cash, it’s literally free. Anything under $5 doesn’t count.’ If you’ve been on any form of social media lately, you’ve no doubt witnessed the fast-growing (and for many people, quite funny) trend, ‘Girl Math’. In today’s episode, we sit down with Bronwyn Taylor, a delightful and highly intelligent economist, to talk about gender stereotyping, ingrained sexism and the deep-rooted problems that come with labelling girls as mathematically less-than.
Whether you love ‘Girl Math’ or hate it (you’ll probably hate it by the end of this episode) this is a hugely insightful chat, and a must-listen for everyone out there.
To read Bronwyn's original article on girl math, click here.
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This week, Vic’s flying out, Soph’s dancing like Derulo and Wendy’s thrown a big cheesy spanner in the works. We look at the burger surge, the backlash and if the fast-food icon is being wildly arrogant or weirdly clever. And with so many big names selling stocks and hoarding cash (we’re looking at you Buffett, Bezos and Zuckerberg), there’s an air of uncertainty rippling through the finance world – so should we be fearful and careful, or is it time to get greedy? Plus, we’ve got hot tips, epic songs and a couple of shit finance quotes. Big week, people!
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After co-existing in the financial-podcast-world for so long, we are beyond excited to be sitting down with Victoria Devine – creator and host of Australia’s ‘She’s on the Money’ podcast, author of three life-changing books and all-round inspirational powerhouse. From personal debt to neuro-divergence, Hinge dates to family tax (more fun than it sounds) and trying to hold off labour until after Taylor Swift, Victoria is a wealth of warm, funny wisdom – and she’s only too happy to share it with us all. Empowering, inspiring and incredibly refreshing, this chat will leave you feeling seen, understood and all kinds of good.
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After a wholesome old weekend, filled with nudity, ice baths and open-fire cooking, we’re back in the real world and ready to get stuck into some finance. While Goldman Sachs is dealing with some women-in-power issues (shock horror), Taylor Swift is proving that females can do anything … like bring entire countries out of recession. And while Bitcoin’s embarking on a halving event, Japan’s stock market has been doubling (and doubling again). Oh, and we’re on YouTube! Tune in to see Soph’s dramatic expressions and Vic’s rich face. Enjoy!
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We love each and every one of our guests, but today’s duo is on another level. A bit old, a bit bald and endlessly kind … today, we’re lucky enough to be talking to Mike Hallwright (of the cereal noises) and Ian Harris (of the 40-year moustache). Aka, our dads. Although neither wants to be here, Mike and Ian really come to the party – spilling on the tea on our money-personalities growing up. Who stole from their family to buy McDonalds? Who racked up $18,000 of credit card debt? Who sold bags of goldfish to her classmates? Who ate nothing but bulk-bought porridge for two weeks? Who has the cuter, funnier, lovelier dad? (Spoiler, we both do).
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As we race through this speedy little episode, the race is also on for a couple of transportation big dogs. With Uber finally in the green and Lyft firmly in the red (with red faces all round), it seems we have a clear-cut winner … for now. And while Jeff Bezos is getting even richer and Vic’s flower supply has been shockingly cut off, Maggie Marilyn is keeping it chic: out there, on the streets of London, quite literally saving lives. This one’s for you, Meg!
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When you think about getting intimate with your partner, you’re probably not imagining a practical chat about the household finances. But … maybe you should be. Today’s guest, the incredible author, heritage homeowner and all-round great person Nicole Haddow, is here to discuss ‘Couple Goals’ (the name of her latest book, and the general theme of this episode) – and, more specifically, how talking money with your partner is not only vital for the success of your relationship, but is also a little bit sexy. Whether you’re on date number two or in your 45th year of marriage, Nicole’s advice is significant, enlightening and totally necessary.
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Today, we’re coming to you live (not actually live) from Vic’s sister’s house (feat. an adorable dog) and Soph’s family kitchen (feat. Michael Hallwright’s cereal noises). You’re welcome! For today’s accidental American-themed episode, we’re talking family-favourite Disney and its latest three-way scandal, Facebook’s big birthday and even bigger Wall Street moves, WeWork’s possible return to relevance and Superbowl Sunday’s out of this WORLD ticket prices.
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Good dates, horrible dates, family drama, weird rashes … for most of us, this kind of personal info will be talked about with a friend (or the entire girls’ WhatsApp chat). So why is it so awkward to talk to each other about our finances? In today’s episode, we’re talking to Julia Glum, a personal finance journalist whose funny, relatable and incredibly honest writing is helping to bring the salary-chat out of the shadows. From when, where and how to broach the topic (spoiler: not at a festival), to dealing with resistance, awkwardness and confronting answers – Julia’s got the goods. A must-listen for anyone living and earning in the world.
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It’s baaaaaack! Reporting season is here, which means we’re peeking through the curtains of some seriously powerful companies. We talk about who’s soaring, who’s stalling and who’s nosediving from the sky (with parts falling off as they go). We also look at the people-friendly reason behind Walmart’s latest stock split, jumping on the bandwagon of AI investing, the perils of adult acne and our own personal ‘loud budgets’. Who’s cutting Uber Eats? Who’s ditching takeaway coffees? Who forgot all about the segment? Listen to find out more.
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For our 100th RTC episode (100, woah!) we’re bringing you honesty, vulnerability and epic amounts of attitude, in the form of everyone’s favourite Aussie influencer – Cartia Mallan. From her early days of ‘crying on Snapchat’ to building an incredible career as a highly sought-after influencer, Cartia has, in her own words, absolutely slayed. We dive deep into the world of influencing – from believing in your worth and listening to your mom(ager), to the importance of overdelivering and the power of manifestation – while also looking at Cartia’s own financial journey along the way. Funny, empowering and always, always real – Cartia Mallan is getting shit done. Happy 100, everyone.
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We all know that size doesn’t (or shouldn’t) matter – but when it comes to Stanley, the world is suddenly going wild for his big old jumbo cups. We talk about incredible rebrands, the perks of going viral, and whether a surge in demand equals a solid investment opportunity. We also look at China’s downward spiral, the power of the Magnificent Seven (the seven biggest companies in the world) and the joys of being loudly and proudly frugal. Plus, Vic has never looked hotter and Soph is suddenly into diggers. Go figure.
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WHY ARE BOUNDARIES SO HARD? Why is it so awkward to say we can’t afford something? Why do we carry so much guilt and fear and shame around saying, ‘No, actually, that won’t work for me’? In today’s episode, we are lucky enough to ask these questions (and many, many more) to the international queen of boundaries, Rebecca Ray. As a clinical psychologist, renowned speaker and author of two incredible books, Dr Becks is an absolute weapon when it comes to then when, how and why of putting our own needs first. From honouring internal boundaries to un-learning years of people pleasing, from fears of rejection to perfectionism and self-sabotage – Dr Becks sees it, knows it and tells it like is. Epiphany after epiphany, this episode gets right to the core of who we are as humans.
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As the NZ summer’s getting hotter and hotter (Soph’s sweating, Vic’s doused in perfume) Google’s going ice-cold, announcing even more employee cuts to come this year. We look at the reason behind the layoffs and how this could have a positive effect on inflation (although we really don’t want you to be fired). And while Google has too many people, China’s facing the opposite problem. While a rapidly shrinking population may sound like a good thing (hello, happier environment) it could also come at a cost. Oh, and our favourite man in all the land, His Majesty Warren Buffett, is out there making big sexy finance moves, and Sheryl Sandberg has decided to gracefully lean out. Not bad for a hot Monday morning!
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This week we’re talking to the brilliantly clever, honest and inspiring Emma Bates – co-founder of Diem, the new social search engine for women and non-binary folk. She also happens to be Vic’s sister’s husband’s brother’s partner (it’s closer than it sounds, we promise). She’s pitched to hundreds of potential investors to raise more than $3.5million, navigated the US banking collapse, the cost of living in New York, all while working insanely hard with the aim to earn as much money as humanly possible. Revolutionary, driven and passionate, Emma is a delightful force to be reckoned with. Amazing human, amazing chat, amazing things ahead for DIEM!
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This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.
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No matter how hard you try to ease into the new year, sometimes things just don’t go your way. Soph went to a silent retreat and got hit by a flying log, Vic went on a sexy hike and got a nasty bee sting, and Boeing sent a plane across the skies … and lost part of it mid-flight. We talk about the effect this could have on their share price, investor confidence and their reputation as a whole. We also look at a recent billion-dollar dating app investment, the latest way to buy Bitcoin, and Elon Musk’s naughty after-hours activities (and what it could mean for his CEO status). 15 days in, and 2024 is already giving serious drama.
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In today’s episode, we’re talking to the incredible Liz Gillette – a bad-ass financial advisor who, in her teenage and young adult years, experienced more than her fair share of money troubles. From watching her family home get repossessed to walking out of college with a monumental debt to pay, Liz’s financial journey has not been an easy one. We sat down with Liz to talk about the slippery slope of debt, the importance of communication, leaving judgement at the door and respecting your partner’s choices (even if it’s golf). Heart-breaking, inspiring and unflinchingly honest, this is a must-listen for everyone out there.
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Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before.
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It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and her incredible ability to take a chance on herself.
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This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.
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2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go back to the episodes, or make you realise you’re ok with just the highlights … either way, these guests were fire.
This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.
Episodes mentioned in this ep:
- RTC62: Jess Quinn talks about the price of losing her leg (literally)
- RTC64: How a money diary can change your life with Frances Cook
- RTC67: Low-maintenance investing and how the $100 challenge could make you RICH in 40 years with Bryce & Alec from Equity Mates
- RTC70: Embracing your broken pieces and buying expensive shoes with Sarah Lindsay
- RTC74: My Grandma left behind a million dollar portfolio
- RTC82: The Millionaire’s Wife: Freedom, feminism and $80 lattes.
- RTC90: The cost of transitioning with Allegra Bambi Haines.
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While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this space, there’s plenty more good stuff to come.
This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.
Episodes mentioned in this ep:
- RTC 50 - Dr Victoria Thompson - Why are our mental health and our finances so intertwined
- RTC 51 - Building resilience with your money when times are tough with Kayla Gordine
- RTC53: JJ Feeney on money, mental health + sharing finances with her ex-husband
- RTC55: An inspiring and incredibly important conversation with the Māori Millionaire
- RTC56: Why does the gender pay gap exist and how can we change it?
- RTC58 - Amy Fraser on balancing family and career when life doesn’t go according to plan
- RTC60: How to negotiate a pay rise with Meggie Palmer
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Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone?
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In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the highs and lows of investing in this multi-(multi)-billion-dollar company.
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If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.
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This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way.
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This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.
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Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s hit travel gold (for only 35 measly little Euros). ‘Tis the season, people.
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Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to tell it like it is. Sophie really, really wants to be her friend – and we’re pretty sure you will too.
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If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.
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A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO.
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We’re always excited to chat to our guests, but this week Soph has quite possibly lost her mind in anticipation. To celebrate the recent Transgender Awareness Week, we’re talking to the hilarious, honest and totally inspiring Allegra Bambi Haines. Born and raised in South Wales, in an idyllic (and very sheltered) community, Allegra’s journey from uncertain child to proud trans-woman has not been an easy one. From her traumatic ‘lightbulb moment’ at 21 to being struck off the NHS waiting list, from estrogen on toast to funding the renovation that never ends – Allegra takes us, graciously and wittily, through the real cost of transitioning. Deeply moving and unflinchingly honest, her story will leave you wanting to be a better person – and an even better friend.
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AI scandals, dirty crypto and weeping at Singapore Airport … safe to say, it’s been a wild old week for all involved. While Vic finally touched down on safe ground (yes, the weeping was hers) the same can’t be said for the big dogs behind ChatGPT, who are currently dealing with a veeery shaky landing. We talk about riding the AI wave, the inevitability of greed following success, and the beauty of investing in an ETF. We also look at dodgy money (and founders) in the world of crypto and the controversial boom in Zara’s rising share price. Two time zones, multiple topics and at least two birthdays for Vic. Hip hip!
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For so many, fertility doesn’t come easy. In fact, it can come at a huge, overwhelming and often unattainable cost. In today’s episode, we’re talking to Brett Russo, author of ‘The Underwear in my Shoe’ – a powerful, funny and unflinchingly honest account of her journey through IVF – about her own experience with infertility. Born and raised in New Jersey, Brett and her husband endured five rounds of IVF to have their two gorgeous sons. Brett found the experience so harrowing and all-consuming, she decided to write a book about it. From privilege to heartbreak, hidden costs to the importance of overcommunicating – Brett’s been through it all and she’s more than happy to share. Inspiring, confronting and extremely important, this is a must-listen for everyone out there.
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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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We all know Vic loves a party … so to celebrate her birthday week, Soph’s bringing the party to this episode! We’re talking messages of love, a few dirty secrets and one very sexy bunch of flowers. And because this is a finance podcast, we’ve also found time to cover WeWork’s ongoing bankruptcy saga (and why it may actually make them more powerful), the widening gap between men and women, why Amazon’s getting into bed with Snapchat, and the scandalous rise of ‘shrink-flation’ (we’re looking at you, Dirk).
Note: For those only interested in the finance news – and not our lives – please skip ahead to the 8-minute mark! We got a bit carried away with Vic’s big day…
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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If you’re looking for amazing energy, absolute honesty and a big old mindset-shift – then have we got the episode for you. Today’s guest, Chancè Hindirlane, is a trailblazer, a boss and a genuine breath of fresh air. Originally from Congo, Chancè and her 11 siblings were raised by their mother – and a village of support people. After moving to America and having her first child, she quickly realised that not only was finding her own village incredibly tough – it also came at a huge financial cost. A big believer in prioritising the mum-life you want to live, Chancè is paving the way for mums (and mums-to-be) everywhere: inspiring them to drop the guilt, outsource where possible and totally own their worth. Trust us, this is one episode you won’t want to miss.
Watch the interview on YouTube.
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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
When a founder steps down, usually so does the share price. And this week, Whitney Wolfe Herd – founder and CEO of Bumble, and the world’s youngest self-made female billionaire – is calling it quits. We talk about plummeting share prices, the cost of love and the benefits of having a founder in the driver’s seat. We’re also looking at some Shein IPO rumours, Buffy the Finance Slayer’s savings account (Vic's attempt at a Warren Buffet joke), Uber’s latest offering (hot air balloon, anyone?) and why it’s important to take time to stop and smell the Gherkin.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Here at The Curve, we love ourselves a good debate – and today’s guest, Lily from Pathfinder, is an incredible (and very succinct) contender. We’re partnering with Pathfinder on a brand-new ethical miniseries – and to kick things off, we’re going right to the core of one of the juiciest names in the business. Apple. With Lily fighting in Apple’s corner, and Vic doing her best to pick it apart, we go deep into Apple’s operations to find out how many problems the world’s largest tech-giant is solving … and causing. From creativity to consumerism, profit to privacy – it’s all on the table today.
If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.
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Curve disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Pathfinder disclaimer: Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available at pathfinder.kiwi
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The S&P500’s had a big bad month, but it’s not all doom and gloom! We look at the realities of over performing and why all that goes up must, at some point, come down. And when it comes to going down, we couldn’t go past WeWork’s recent bankruptcy saga and the tough choice investors will face between getting the hell out or keeping the faith. We look at the surprising success of Pinterest, the public perils of IPOs, and dive under the coyote-fur hood of Canada Goose … and Vic gives herself a new nickname. Punny Vic anyone?
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Let us introduce you to Laurie Wang - inspiring, humble and incredibly talented. Laurie grew up in a first generation Chinese immigrant family in the US. Her parents wanted her to follow a traditional career path, so she found herself completing a finance degree, although she knew it wasn't what she really wanted to do. Fast forward a decade, and Laurie has truly 'found her flow' in a completely different industry. This episode is a conversation about having the bravery to change careers, start a business and have a family - all while building and growing wealth through investing. It's full of personal finance, saving and investing hacks - but most importantly, Laurie talks about how we can all find our 'rich life'.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In a bid to make finance more fun, we decided to dress up for Halloween … and instantly regretted it. Bear with us as Vic reads her notes through wonky eyeholes. It’s reporting season (again!) so we’re bringing you a few tricks and treats to pop into your little finance buckets. We’re talking Snapchat’s highs and lows, Meta’s latest (and potentially very expensive) controversy and Hong Kong’s not-very-sexy problem – as well as the impact the Israel-Palestine war is having on advertising revenue, and Microsoft’s epic commitment to looking after women going through menopause. Happy Halloween people!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In todays episode Vic opens up about one of the best investments she's ever made drum roll please... in property! Six years ago Vic was deported from the US and no she wasn't smuggling anything up her 🍑 for those wondering. It was a simple visa error, but one that meant she ended up back in NZ unexpectedly. Nearing 30, with nowhere to live and no job, she decided to buy a house. Everyone told her she was silly to do so as she would be 'buying at the top of the market'. Fast forward 6 years, and that house is now worth $800,000 more than when she snagged it up. This is a story about how Vic saved her deposit, went through the process of buying her now dream house, and everything she learnt along the way.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In today's episode, we're chatting with Nicole Bremner, the financial wizard juggling a share in 18 properties. Fun fact: Ross from Friends once tried to buy one of her houses! From global banking, to investing in a dynamic mix of startups, stocks, and property, Nicole's journey is a rollercoaster of financial adventures. With a history of once owning shares in a whopping 108 properties, she dishes out valuable investment insights, like the golden rule: "It's better to regret the ones you didn't buy than the ones you did." Join us for a fun, inspiring dive into Nicole's world of financial discipline and the thrill of modern investing!
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Vic’s decided to build herself a library (complete with old-timey ladders, naturally) and the first book on the shelf is without a doubt going to be ‘The Psychology of Money’, by Morgan Housel. We’re here to run you through this incredible book’s key takeaways – to help you gain control of your time, prioritise saving, lean into kindness and ultimately sleep much, much better at night … while making lots of money along the way. Warning: if you’re a friend or family member of Vic’s, listen with caution, as you’re definitely getting a copy for Christmas.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Since entering the stock market with their IPO, Birkenstock have gone from smokin’ hot to a little bit not – but why the fall from grace? Meanwhile, global tech company Klaviyo is sitting pretty after their own IPO – so why the different outcomes? We look at a couple of key questions to help you come to terms with the whos, whats and whys in the world of IPOs. Also, women are out of pocket for healthcare costs (zero surprises there) and Novo Nordisk’s weight loss injections could be changing the shape of the stock market as we know it … but is it too good to be true?
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Ok everyone, this one’s a bit different. In today’s episode, we’re talking to viral TikTok sensation, Linda Andrade – aka ‘The Millionaire’s Wife’ (the inspiration for our personal weekly spending chat from a few weeks back). Famous for being beyond-bougie with her husband’s money, Linda proudly broadcasts her excessive spending, and her followers can’t get enough. Chanel bags, first-class travel, coffee sprinkled with literal gold – all on her husband’s dime. Yes, we hear you – not very Curve-esque. But before you judge her (or wonder why on earth we’re talking to her), we think you should give this one a listen. It turns out, Linda is so much more than a pampered housewife – she’s also a businesswoman, a savvy investor and an important reminder of what feminism is all about. From religion and charity to diamonds and internet trolls – we dive deep into the glittering world of Linda Andrade. We’d love for you to join us.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Today at Curve HQ we’ve got property myths, ping pong bats and mortgage-wizard Laura from Lighthouse Financial … that’s right, it’s our first (and maybe last) game of TRUTH or SPOOF, The Property Edition. Can you buy your first home with a 5% deposit? Does an election impact property prices? Do the banks judge you for your spending habits? Will Michael Hallwright stake his house on Sophie paying her mortgage? We cover all these questions (and many, many more) in today’s smoking hot property episode – and we’re playing for loaded fries and margaritas, so you know it’s serious.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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While we usually avoid the murky old waters of politics, with the New Zealand election happening this week we thought it was a good time to talk parties, policies and personal impact. We look at promises vs action, the highs and lows of tax, and how your vote can have a huge impact on the economy, the stock market and the world. Who’s pledging to remove GST from fruit and veg? Who wants to top up the tank of the less privileged? Who wants to tax the big dogs even less? And how does it all affect your investments and opportunities? Big topic, big questions, big reasons to get out there and vote.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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It’s World Investor Week! To celebrate we’re partnering with the FMA (the investing-police) to share a really important (and interesting, we promise) episode about ethical investing. While some people are in this game for the big bucks alone, others want to channel their money into companies they believe in. Or, at the very least, companies that aren’t actively damaging our planet or the people on it. It’s a complex topic, full of personal preferences and endless balancing acts, but we’ve come up with a way to keep things simple and streamlined (spoiler: it’s a cute little pyramid).
Make sure you check your investments, and make sure they actually reflect your personal values. For more information about the FMA, or World Investor Week you can head to fma.govt.nz/yourvalues
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While September has been a bit of a (predicted) shocker, it’s not all bad news out there. Despite the ongoing struggles of the cozzie-livs, a few big names are doing ok for themselves. Things are going strong for Costco and its recession-proof stock, Nike’s recent reporting led to a big sporty jump in their shares, and everything Taylor Swift touches is still turning to gold. We also talk about the lasting effects of reputational damage and why Soph will never eat a McCain’s pizza again, and dangle the old carrot for our exciting new project. It’s all here.
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If you don't know her already, let us introduce you to Roxie Nafousi. She was described by The Times as 'the face of manifesting' and wow wow wow - what an absolute inspiration. She is a self-development coach, two time best-selling author and an ambassador for the Mental Health Foundation - but it's fair to say things haven't always been peachy. Roxie battled with addiction in her 20's and then fell pregnant to someone she barely knew. She had no financial plan or career path, and now credits her outrageous success to the power of manifestation. In this conversation she shares her top tips for manifesting the career you have always wanted and the money you have always wanted to make. Roxie's brand new book is also out now and is called Manifest for Kids: Four steps to being the best you!
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This week, we’re saying goodbye to doom and gloom by bringing you a few juicy titbits to brighten up your Monday. First of all – Birkenstocks. Everyone’s favourite sandal is going public! After keeping things private for 250 years, this German institution is ready to IPO and the world is pretty excited. Whether you’re into a classic slide, an oiled leather sandal or a sock-and-clog combo, this is one IPO to watch. And it’s not all about hoofs – we’re also talking big changes for Disney, good news for UK inflation rates, a great week for Klaviyo’s 37-year-old multi-billionaire founder, and (on a less positive note) the outcome of the Kevin Costner prenup-battle.
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TRIGGER WARNING: hysterectomy. Today’s episode is an exploration on the financial cost of being a woman, thanks to Eve Wellness. For 1/9 women, Endometriosis costs not only a huge amount financially, but also physically, mentally and emotionally. Bree Tomalson from the ZM drive show, and Erin Alysha Barnett from Love Island were kind enough to open up to us about the reality of living with this condition. In this ep we hear about blood clots on a desert island and what it’s like to suddenly have no uterus (and also what it might mean to have more than one uterus in a relationship!). This episode is a must listen to gain an understanding of what living with this condition means, and therefore being able to support those who are suffering (but we promise there are some lols in here too!).
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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.
For more information on Endometriosis: NZ you can click here, in AUS you can click here, and for the UK you can click here.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Bonjour! This week, Vic’s getting bougie in St Tropez, Soph’s having serious croissant withdrawals and it seems the global IPO drought may finally be lifting. We look at Arm (an AI powerhouse similar to our old mate Nvidia) and their sky-high first day on the stock exchange, the importance of staying cautious when it comes to the IPO hype, and the striking similarities between being a new IPO and a Bridgeton debutante. We’re also looking at Airbnb’s shitshow of a week (both globally and personally for Soph) and the epic rise of the tough-time side hustle.
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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If you’re anything like us, when you hear the word ‘retirement’, your mind goes straight to the rest home: long lonely days, wiry greys, and endless games of bingo. But the reality is, retirement can actually be a massively exciting time (if you’re prepped and ready for it, which you will be after this episode). Alongside giving retirement the hot new look it deserves, we discuss how much you may need (and how to get there), balancing experiencing today with saving for tomorrow, the mind-blowing beauty of compound interest, and the joys of an adult star-chart.
This is the calculator spoken about in this ep.
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In the ongoing US vs China big-dog showdown, China has banned the use iPhones for all government officials, leaving Apple shareholders (and everyone else in the world) spooked. But it’s not all bad news – for the rest of this episode, we’re feeling positive, empowered and all kinds of sexy. We’re talking the rise of OnlyFans and its insane dividend payouts, three bad-ass women transforming the US economy with their art, and the joys of finding ‘really nice upholstery’ in the South of France. Go the girls.
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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The self-proclaimed 'Millionaires Wife', AKA Linda Andrade is a TikTok sensation known for her outrageous spending habits. She posted a video recently talking about having spent $16,540USD in a day on Chanel bags, gold lattes, detox massages and a personal chauffeur... Obviously Vic and I weren't going to top Lindas spending, but we thought it could be a fun (and scary) to pick a random week and look at each others statements. Lets just say the person who had a financial blowout might not be who you would suspect...
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In today’s episode, we’re dealing with a bit of doom and gloom – but don’t worry, Vic still has some great jokes to rehash! We’re talking rainy days for the S&P500, the rising cost of natural disasters, and the Danish pharma-giant taking the EU stock market by storm with their brand-new weight loss drugs. Hot on the heels of the EU’s biggest company, Novo Nordisk’s investors are all smiles … but what could it mean for society? Big week, big questions.
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Strap in, people. In today’s episode we’re going slightly rogue and vaguely uncomfortable. We’re talking money (obviously), scandal (yes please) and everyone’s favourite upbeat podcast topic: death. That’s right, it’s will time. We talk to the queen of wills and estate planning, Belinda Heunis, about how to create a will, why they’re so important (spoiler: they’re really, really important), why young people need to get on board, what happens if you die without one, and why you should always tell someone where your will is kept.
For two people who’ve always avoided the topic, we found Belinda absolutely fascinating and not-at-all scary. If you’ve ever had a question about wills (or ignored them altogether), this is the episode for you.
It's your last week to join The Curve Classroom for our Foundations of Investing course! Secure your seat here. OR better yet, if you have a friend that wants to join too - follow this link and you'll both get $100 off!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Bad news comes in threes for Soph this week and then she finds out how her Netflix shares would be looking if she hadn’t sold them back in June…✨devastating✨. Some interesting stock reports could be confirming signs of a recession, so Vic gives us some tips on how to recession-proof your portfolio through diversification (hint: what are you still shopping for despite the 💸Cozzie Livs💸?)
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In todays episode we talk about intergenerational wealth, and how you can leave it behind. Soph's very clever Grandmother started investing 50 years ago, at a time when women weren't even allowed to work in finance. She was part of an investing club with some of her other girlfriends (um - amazing), and invested regularly. What started out as $12,000NZD, grew to over $1,000,000... We can learn so much from her portfolio and the way she invested. An episode very close to Soph's heart.
To make sure you don't miss out on a seat in The Curve Classroom for the Foundations of Investing! Secure your seat here. OR better yet, if you have a friend that wants to join too - follow this link and you'll both get $100 off.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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How much do you think the Spanish team got paid for winning the FIFA Women’s World Cup? We hit the streets of East London this weekend to ask a few people this question, and honestly the answers were not that surprising! Also this week, a very scary prediction about the stock market has been made by someone who, well, has guessed right before 😬So what should we do to protect our investments?
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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Have you swiped your Visa, Mastercard or American Express today? Well, so have BILLIONS of other people. These companies are so familiar to us that we can forget that they profit from our everyday purchases, and we can invest in them on the stock market too! In this episode, Vic & Soph discuss how buying stocks in companies we already know about can reduce the complexity of investing. And Vic, (being a little too familiar with one of these credit card companies 💸), gives us the market low down on the three biggest names in the payments industry.
To make sure you don't miss out on a seat in The Curve Classroom for the Foundations of Investing! Secure your seat here. OR better yet, if you have a friend that wants to join too - follow this link and you'll both get $100 off.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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In today’s trip around the globe, we look at French takeover offers, the home-life of Brits in their 30s and why we all need China to stay inflated. Plus, WeWork is WeCrashing (again) and Disney’s on the up – but at what cost? We talk Hollywood strikes, how we can spot rising share prices, and unrelated to investing, but Soph met a hot, flirty stranger (who does his most powerful thinking on the dance floor, apparently).
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In case you haven’t seen the news lately, Yellowstone star Kevin Costner has found himself in some seriously hot water – all thanks to a little piece of paper from 18 long years ago. His prenup. In today’s episode, we do a deep dive into the world of prenups with New York’s finest: the brilliantly bad-ass lawyer to the stars, Stephanie Lehman. We discuss the value of ‘women’s work’, the importance of looking ahead, and how to make that prenup conversation a little bit sexier (spoiler alert: it involves wine, dinner and a whole lot of nudity).
To make sure you don't miss out on a seat in The Curve Classroom for the upcoming Foundations of Investing course, put yourself on the waitlist here!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
If you’ve ever thought about renting your house out on Airbnb, now would be a good time because over 300,000 years worth of nights were booked out in the June quarter alone! We’ve also got more financial reports this week and some (finally) good news from the New Zealand property market. In our Q&A section Vic share’s the goss on why she doesn’t invest in airlines (and it’s not because she just lost her bag on the way home from Greece). Speaking of Vic on holiday, in this ep she reveals some pretty shocking facts about herself that must come with a warning: this episode does not contain advice!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Welcome to Season 5 of Raising The Curve! We can't wait to share all of the incredible guests from all over the world with you, but first, the girls thought it was about time they shared their London Lessons. It's been eight weeks of earning NZ dollars, while spending British pounds and lets just say they are both seriously reconsidering their caffeine addictions, online shopping and party habits.
To make sure you don't miss out on a seat in The Curve Classroom for the upcoming Foundations of Investing course, put yourself on the waitlist here!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
‘Tis (still) the season for reporting – and Vic’s (still) absolutely pumped. We cover big dogs on the rise, the inevitable decline of Snapchat, and why more is still more when it comes to diversification. Plus, it’s good news for Vic’s all-time favourite stock, the world is (probably) going to be ok, and Soph shares her high-risk behaviour in public toilets. It’s all here.
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
You'd think it would be Christmas, New Years Eve or maybe even her birthday would be Vic's favourite time of the year...nope! Our favourite finance geek LOVES when financial reporting season rolls around. This is when all the worlds biggest companies have to disclose their performance. Netflix, Tesla and even Kimmy K's business Skims had big news to report!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
FINALLY some good news with interest rates for home owners. Vic also shares some stats on the fastest growing app ever, what's happening in China that we aren't seeing anywhere else in the world and why are men paid more in sports than women!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
We know you would have heard by now, but there's a new scroll-worthy social media app in town. If you don’t already know about Mark Zuckerberg’s new baby, Threads, it’s okay - everyone else is still just excitedly figuring it out (except Elon Musk, he’s just PISSED). All things Threads vs Twitter, Apple vs Microsoft and more are in this week’s ep - plus interest rates and stock market updates of course! Let us know if you enjoy our new Q&A segment at the end of the episode too!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
After moving across the world to New Zealand with her partner Josh, British born Sarah Lindsay didn’t set out to own a yoga studio, she set out to find her community. When they heard about an empty space in a London-esque brick building in Auckland, Sarah and Josh put all their savings into starting SALA, a multidisciplinary movement studio. But this episode isn’t all about founding a prolific business, it’s about having deep self awareness, creating space for inner healing, and overcoming barriers that most of us could never imagine. It was nothing short of a privilege to sit with Sarah as she shared her story with us - we know you’re going to love this one!
This is not a sponsored episode, however we love SALA and everything it stands for. If you're in Auckland and would like to - use the code 'thecurve' to try a class for free.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this Curve weekly there is a LOT going on. Vic gives us a mid-year stock market update, explains why Bitcoin is up 90%, talks about the latest CEO feud and tells us about a booming investing opportunity that any of us could have spotted (especially those on TikTok!).
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Get yourself a non-judgemental friend like Ella Gordon Latty. She was the person Soph messaged when she couldn’t pay for her bus ticket recently. We invited Ella onto the pod to ask how she really felt when she got Soph’s text. This is a beautifully honest chat amongst three friends - two of which are walking financial disasters. We hope this ep makes you feel a little better about some of your own financial low points, because lets be honest, we've all had them! You'll also learn a thing or two about how to NOT hit financial rock bottom.
The Money Reset is starting on the 1st July. It's a two week course to finally get your finances sorted - don't miss out of getting your seat in The Classroom!
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Stats that have come out about gender inequality, and how long it's going to take to disappear completely. News flash - it's f*cking ages. We talk about why the UK's inflation is taking longer than other parts of the world to chill out, and Mastercard has launched a pretty epic campaign - this ones especially of interest to those who lose their cards all the time!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Margaritas on the beach in Mexico? Spending time with your Grandchildren? No matter how you picture your ideal retirement, your KiwiSaver is going to help you get there. In this episode Soph finally gets her head out of the sand and learns the tangible, financial benefits of getting her KiwiSaver sorted so that her future self will thank her (and be able to afford the Margaritas). We can’t stress enough how vital this conversation is, so get ready to take some action after listening to this chat!
KiwiSaver is one of the easiest ways to invest for your future. Looking ahead 10, 20, 30 years, what kind of life do you want to be living? It might sound like ages away, but trust us - the sooner you start planning for retirement the better. Check your KiwiSaver statement today to make sure you have contributed the minimum to quality for the 'free money' from the government! For more information head to: https://www.fma.govt.nz/consumer/kiwisaver-and-superannuation/about-kiwisaver/check-your-kiwisaver-statement/
FMA Disclaimer: Investing the NZ government contribution of $521 per year for 35 years at 8% (the average return of the stock market for the last 30 years), provides a return of $97,000. This projection is focused on shares only, and remember that past returns are no guarantee of future returns. Growth funds have historically offered higher returns, than more conservative funds over the long term.
The Curve Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omny.fm/listener for privacy information.
For anyone freaking out that NZ is officially in a recession, and other countries around the world are close, firstly - take a deep breath. In this ep Vic explains exactly what's going on, so you can (hopefully), not panic too much. The media likes to play up their stories, and NZ officially being in a recession is no exception. Once you understand what's going on a little better, it might calm your nerves. Any questions or concerns about your investments or portfolios please don't hesitate to reach out!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omny.fm/listener for privacy information.
Let’s hear it for the boys! Our first male guests on the pod - Bryce and Alec from Equity Mates AKA one of Australia's top podcasts! In this episode we hear from our new investing BFF’s about how they automate and track their spending and investments, why index funds are an investing no-brainer and how the $100 challenge can make you RICH in 40 years. This one has all the tips, so take some notes.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Coming to you live from our Italian rooftop! In this week’s The Curve Weekly we discuss some pretty big teething issues happening across the Crypto market and Australia’s surprise interest rate announcement. Vic explains to a very confused Soph how interest rates affect inflation and thus how inflation affects the value of a nation’s currency, plus a savings tip for your next holiday. I bet you didn’t think an Aperol Spritz paired so well with finance news, but let us tell you - they do.
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
When we tell you it features tequila shots and cameo’s from Sophie’s latest mystery man, you might mistake this episode for a Thursday night out at the clubz. It's not - we promise. And the third voice you recognise? That’s Sharyn Casey, co-host of The Edge radio show for the last seventeen years. We chat to her about job loyalty, getting someone external to handle salary negotiations, and how to teach your 5 year old to save up for his own petrol money for the family trip. Sharyn says she can’t be trusted with her family finances, but you'll soon come to realise that she's better with money than she’s letting on.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly Vic and Soph are on the other side of the world! Coming to you live (well not really live), from the UK! So this week the stock market has massively over performed... but why? Vic explains the TWO main reasons. Hint: AI is expected to be worth 1.3 TRILLION dollars by 2032... that's an annual growth rate of 40% per year!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Why has everyone stopped talking about the property market? Because there is one way house prices are going, and that's down. For those who own property, the last 6 months has been super tough. In case you missed it - interest (mortgage) rates have been higher than anyone ever expected. It's hard to know if it's a good time to buy property, hold on to what you've got, or look at selling - in this ep Vic explains what's been going on in lay(wo)men terms.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly, we look at how the stock market has performed this year to date. Luxury brands have taken a dive, there was a really important announcement about interest rates, and more great news for women in the workplace. Unrelated to the world of money, biz + finance - we've started a brand new segment at the end of each episode. Feedback welcomed - should it stay or should it go?
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode we talk to fellow podcaster Frances Cook from Cooking the Books! She talks about how difficult it can be to save money in the current climate, but how a money diary can change your spending habits to help you cut back on areas that don't bring you much joy. Spoiler - she also tells us about a once in a lifetime investing opportunity that you can take advantage of right now!
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly, we zoom around the world in 15 minutes! There's been huge news in the UK, the US and NZ - all of which has seriously impacted our portfolios. If you noticed a huge drop in the value of your shares over the weekend, you'll know exactly why after this ep. Also quite NZ centric, but epic news for those wanting to take time out of work to have kids in Aotearoa... the government has announced that they will now contribute towards your retirement funds!! Huge win!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Are you like Soph and have selective hearing every time someone mentions the word insurance? Traditionally insurance is just like all other areas of finance where there are too many acronyms to understand what's going on, but that's where Philly and Rochelle come in. Do you know what life, income, mortgage, trauma and health insurance are and why they’re important? Neither did we until we talked to them! They’re the most lovely, independent insurance advisors and they explained everything we needed to know. Even Soph realised she needs to get her insurance sorted!
We’d like to say thank you so much to Rochelle and Philly from R&P Insurance for their time and expertise. After going through their process we can assure you that applying for insurance is quick and easy. And most importantly they give you all the information you need to make the right decisions. To get in touch with them directly, or book a zoom head to randpinsurance.co.nz. Or follow them on IG: @randpinsurance. And since insurance is plan B (not plan A), Rochelle and Philly have put together a little prize pack to keep you healthy, so that hopefully you don't have to claim! Enter to WIN here.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly we are coming to you live from the bush in Raglan (Vic's nature getaway), and mountains in Arrowtown (Soph's nature getaway). There were so many things that happened this week, first off - lots of people are cancelling their subscriptions (Disney+ and Peloton both took a hit). We also had some SUPER incredible news come out of the UK for women in the workplace. Hint: periods, fertility issues and menopause are finally being acknowledged, and we are here 👏for 👏 it 👏!
Partners Life (a life and health insurance company) is the proud sponsor of The Curve Weekly. They believe when it comes to money, we all (but especially women), need help to get ahead of the financial Curve. They’re on a mission to reduce the under-insurance gap in New Zealand and are known for building highly effective Life and Health insurance products. Thank you so much to Partners Life for empowering this podcast, and for more information head to partnerslife.co.nz
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode we were lucky enough to speak to the ever inspirational Jess Quinn. At the age of 9 she battled cancer and ever since has been a pillar of strength, hope and example of self love and acceptance. In this episode she shares how open she is with her now husband (Todd) with money, why she decided not to sign a prenup and the price her prosthetic leg has (and continues) to cost her.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly we talk about the Adidas stock which has gone up 30% after ditching Kanye West and his Yeezy line, and Vic explains why Apple's 90 BILLION dollar share buy back is such a big deal. If you've been listening to The Curve podcasts for a while, you'll know there are always some raaaaandom lols scattered throughout and this episode is no exception.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
With all the uncertainty in the economy you might be considering how to balance your spicy investments vs conservative ones. Or maybe you're wondering what your portfolio should look like as you get closer to your savings goal or retirement. In this episode we answer burning questions from fellow podcaster Izzy Truman (a Curve Classroom student) and discuss the challenges of podcasting with your best mate (don't worry Vic & Soph don't need couples therapy just yet). Get your notes ready because Vic shares some pure GOLD in this one.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly it looks like a lot of acronyms, but basically we had a BIG (and good) week for the NYSE (the New York Stock Exchange) which has lots of big tech companies listed, we talk about AI and how you can get access to it, as well as what Vic thinks is going to be the biggest IPO (company to go public so you can buy shares) for 2023!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Does the thought of approaching your boss for a pay rise make you want to run for the hills? Turns out you're not alone - almost a third of The Curve Community have NEVER asked for a pay rise, and of those who have - only half of them were successful. In this episode we talk to the queen of negotiating, Meggie from PepTalkHer. She's on a mission to help women build their confidence and skills to get a pay rise!
We'd also like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! If you want to WIN one of their new Vertuo Pop machines for you and a friend, listen to this ep and enter here!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
This week on The Curve weekly there were lots of famous people making headlines. We talk about Taylor Swift + Ryan Reynolds genius investing decisions, the Tesla and Netflix stocks (both of which have recently fallen off a cliff and are climbing their way back up), as well as some good news about inflation!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
You better believe there are a fair few penis jokes in this episode, and that's because we looked at the Pfizer stock! The company who first invented viagra. Vic talks about the FIVE things she looks for before investing, and why she thinks this stock is a very stiff competitor to other pharmaceutical companies. The real question is, do you think Pfizer will thrust your portfolio upwards? LOL ok sorry, we're done now.
We'd also like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! If you want to WIN one of their new Vertuo Pop machines for you and a friend, listen to this ep and enter here!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this Curve Weekly Vic updates us on what the markets are doing around the world, some scary news about the UK + US economies, and what France raising their retirement age means! Also pre warning, this episode ends in quite possibly the worst joke we've ever told.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
If you haven’t yet met the powerhouse that is Amy Fraser, then you’re welcome in advance. Amy is the founder of OKREAL, a coach, mentor and mum of two. In this inspiring chat, she generously opens up about her own life experiences to give some practical insight on how to cope when life doesn’t go to plan. We discuss what finances in a relationship can look like when kids are involved, and talk about the return on investment from children when we view them as the assets that they are.
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve weekly Vic explains why you might have noticed Easter was extra expensive this year, a big update with one of the world's biggest companies, and Aesop [a crowd favourite] is finally public - AKA you can now buy shares!
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Pre-nup? Or Pre-yup? You might be wondering whether or not you need a prenup. Or maybe you're wondering how the hell to bring up such an awkward conversation without hurting anyone's feelings. In this episode we chat to a lawyer well versed in this space, Lauren Aspin about all things Contracting Out Agreement (AKA a prenup). We answer a bunch of your questions, along with some finer details you might need to consider in order to protect your pretty pennies in the future!
We'd like to say a warm and delicious thank you to Nespresso for sponsoring this podcast! Want more more caffeine for your buck? Nespresso's brand new Vertuo Pop delivers endless coffee styles to suit any moment, without breaking the bank - oh and they look good too!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this weeks Curve Weekly we managed to keep it to 10 mins! That was always the plan for this pod, short and snappy - but somehow we always struggle to shut up. Sophie talks about her recent experience with pimple patches (always bringing the informative chat), and Vic [actually] educates on some useful stuff that's happened in the stock market this week.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
See omnystudio.com/listener for privacy information.
Last year cryptocurrency fell off a cliff, and in this Curve Weekly Vic explains why it seems to be climbing back up again. The Adidas and Nike stocks battling away, with Adidas about to report it's first loss in 30 years... is a recession looming? We hope not, but things aren't looking great! CONTENT WARNING: in this episode, there are an alarming amount of Mum jokes for two women without kids.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
See omnystudio.com/listener for privacy information.
You may have been wondering how far up shit creek we are in terms of the overall global economy... especially after the two major bank meltdowns last week. In this weeks Curve Weekly Vic admits that although we are up shit creek, we can get our metaphorical rain jackets on, and sensibly wait for the storm to pass.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Over the weekend a big bank in the US (SVB - Silicon Valley Bank) fell over, which hasn't happened since the Great Financial Crisis. Questions have been swirling about what this means for the global economy... and rightfully so, people have been panicking. However, it's not as scary when you understand the context. In this (slightly longer) ep of The Curve Weekly, Vic explains what's been going on in layman's terms so you can understand wtf is going on.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this International Women's Day Special, we were lucky enough to speak to the CEO of Spark Jolie Hobson. Wild fact - Spark is the only company in the NZX50 (the NZ stock exchange) that has a female CEO and Chairwomen.
When Vic was looking through their financials, she noticed them transparently call out their gender pay gap and how much it has improved over the past few years. We were so impressed they were publicly disclosing this information and thought she'd be a perfect person to talk to about the gender pay gap, and what can be done to close it!
An inspiring women, with pearls of wisdom for anyone wanting to succeed in the workplace.
See omnystudio.com/listener for privacy information.
Many things were discussed in this episode, including a fair amount of wedding chat as both Vic and Soph attended one this weekend. Who should pay for the bridal party's extras (dress, suits, nails, makeup etc)? Plz feel free to weigh in about this on our socials! Vic also explained why the cost of oil is skyrocketing (again), and why companies like BP, Exxon Mobil etc are raking in record profit-highs (again). Other than energy companies, the stock market didn't have a super positive week and Vic explains why!
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
An inspiring and incredibly important conversation with Te Kahukura AKA The Maori Millionaire. At just 8 years old she read the iconic investing book 'Richer Dad Poorer Dad', and at 19 she has $45,170 worth of assets! She is incredibly clued up with growing her own wealth and is on a mission to empower others to do the same. In this podcast we talk about the flow on effects that colonisation has had on the Maori population, and the importance of understanding why that wealth imbalance is so prevalent here in Aotearoa. Both Vic and I were blown away by this episode and hope you learn as much as we did.
We would like to say a huge thank you to the wonderful sponsor of this miniseries - BraveFace. We have created a resource to help you improve both your finances and your mental health which you can download here. BraveFace has a trio of herbal remedies to help you tackle stress and worry head-on, offering natural support for everything that life throws at you. You can get 10% off by using our code THECURVE10 at braveface.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Soph loved this episode - she learnt (and laughed) lots. Vic talks about the future of retailing + how investing has nothing to do with maths (she always has to use a calculator). She explains why the market had its worst week this year, and how you shouldn’t stress if you miss out on shares when a company goes to market for the first time (and does really well) - Beyond Meat is a good example of why. If you're ready to learn more, today is the last day to secure your seat in The Curve Classroom!
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode we talk about Soph's big money goal of wanting to buy a new car. It's been something she's wanted for years, but felt too embarrassed to admit it. She also had NO idea how to get there, so when Audi got in touch and said that they were keen to help, we both screamed like excited 6 year olds. If you want to save for something big, but it feels outlandishly out of reach then this episode is a must listen.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this Curve Weekly we get a quick market and inflation update and talk about a recent [and quite weird] investment decision that Warren Buffet. Being one of the worlds best investors, a lot of other brilliant investors look to his portfolio for ideas so it'll be interesting how this one plays out! Are you ready to take the leap and learn more about investing? You can secure your seat in the course here!
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode of our Mindful Miniseries we were lucky enough to speak to JJ Feeney, the queen of radio. She talks candidly about her relationship with money, mental health and why she still shares finances with her ex-husband Dom Harvey.
We would like to say a huge thank you to the wonderful sponsor of this miniseries - BraveFace. We have created a resource to help you improve both your finances and your mental health which you can download here. BraveFace has a trio of herbal remedies to help you tackle stress and worry head-on, offering natural support for everything that life throws at you. You can get 10% off by using our code THECURVE10 at braveface.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Happy Valentine's Day Lovers! We've all heard about love languages but have you heard about money languages? In this bonus podcast ep we talk to BraveFace's resident psychologist Dr Victoria Thompson about what they are and how they affect our relationships. With money being one of the main things couples argue over, we thought they were worth bringing to your attention, especially since it's V Day!
And if you want to find out what your money language is then try our quiz here!
See omnystudio.com/listener for privacy information.
In this Curve Weekly we talk about the the Disney stock! Vic explains why it's at the top of The Curve, as well as why Lyft (Ubers competitor) is at the bottom. Today we were feeling extra perky because the doors are finally open to The Curve Classroom! Secure your seat in the course here!
We'd also like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In the second episode of our Mindful Miniseries we interview the amazing Kayla Gordine about her journey with wealth (and health). She is an absolute ray of sunshine - entrepreneur, LesMills instructor and singer/songwriter. We talk about:
- Her upbringing and how it impacted her relationship with money
- Her personal struggles with mental health + how she combats it
- Her money goals and how she channels an abundance mindset
We would like to say a huge thank you to the wonderful sponsor of this miniseries - BraveFace. BraveFace has a trio of herbal remedies to help you tackle stress and worry head-on, offering natural support for everything that life throws at you. You can get 10% off by using our code THECURVE10 at braveface.com and we have also created a resource to help you improve both your finances and your mental health which you can download here.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
We hope you've had a relaxing Waitangi weekend. In this Curve Weekly we talk about the NASDAQ (one of the main US index's) which is doing really well, and why dollar-cost-averaging (essentially auto investing), is one of the BEST things you could be doing to grow your wealth. Side note: The Curve Classroom starts in three weeks! To join the waitlist click here!
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
This is the first episode in our new mindful miniseries, where we interview four amazing women and talk about all things mental health + wealth. In this first interview, we chat to Dr Victoria Thompson, the resident Clinical Psychologist at @braveface about:
- How our childhood can impact our relationship with our finances in later life
- The four money scripts (think love languages but the finance edition)
- All sorts of different tools that can help improve both our mental health, and our relationship with spending
We would like to say a huge thank you to the wonderful sponsor of this miniseries - BraveFace. BraveFace has a trio of herbal remedies to help you tackle stress and worry head-on, offering natural support for everything that life throws at you. You can get 10% off by using our code THECURVE10 at braveface.com and wehave also created a resource to help you improve both your finances and your mental health which you can download here.
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
It may be a public holiday in NZ but AS IF we would take a day off The Curve Weekly! In this weeks episode we talk about:
- ChatGPT which is apparently going to be the new Google (wild)
- Two stocks that are at the top of the Curve and worth paying attention to
- An inflation (and Soph's love life) update
To join the waitlist for The Curve Classroom click here.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Pre-warning: we were both QUITE sleep deprived when recording this ep. In hindsight recording every Monday morning may not have been the cleverest planning from us LOL however in this ep we talk about:
- Why we can expect to see plane airfares starting to drop soon (phew)
- What's happening at Google + why are they cutting 6% of their staff
- Netflix is making a comeback (and we're excited about it)
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer)!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this ep it was another good week in the stock market which we love to see. Big news with Apple, Tesla, Disney and crypto that you'll want to know about, and finally some good news about the potential of a recession.
We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to drive over summer).
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
The Curve Weekly is a brand new Curve podcast! With short, punchy episodes delivered every week you'll stay up to date with all the money, business + stock market tea. In todays episode we talk about:
- What happened in the stock market in 2022
- Stocks that are at the top of The Curve so far for 2023
- Stocks that are at the bottom of The Curve so far for 2023
- New inflation data (wtf is happening - it's actually good news!)
We're really excited to have partner with Audi to bring you this podcast - designed to help you drive towards a more progressive future. If you haven't already - check out the savings calculator which we've created together, to help you reach your savings goals.
Other resources:
Join The Curve Community + start receiving our weekly emails.
Join The Curve Classroom Waitlist + don't miss your spot for the March intake!
See omnystudio.com/listener for privacy information.
Since the start of the year, Facebook (Meta’s) share price has fallen 60%! But what does that mean if you own shares? We obviously can’t tell you what to do with your portfolio, but in this episode Vic explains the reasons why the share price has dropped so much, and what she thinks about the future of this company.
Thank you so much to Stake for sponsoring this season of the podcast! When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Putin (the absolute see you next Tuesday), is impacting the global economy, energy shortages and our portfolios more than most of us realise. That being said, it's really important to remember to not panic sell or buy. If you're seeing a lot of your investments go down, remember: just like the energy shortage won't last forever, our portfolios won't look like this forever either.
Huge huge thank you to Stake for sponsoring this season of the podcast! When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
If you've invested in any of the big tech companies like Meta, Amazon or Alphabet (Google), you'll have noticed a huge drop in their share prices recently. Why? It's all due to US reporting season. Vic explains which companies are booming at the moment, and which are suffering (warning - you might not like what you hear)!
Thank you so much to Stake for sponsoring this season of the podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Dollar cost averaging is a tactic that Vic, and many famous investors swear by. A good way to think about DCA is essentially auto investing - just like how you set up an automatic payment for rent each week. It's figuring out how much you can put aside (in advance), and making sure that the money goes into your investments - opposed to spending it on food or clothes!
Thank you so much to Stake for sponsoring this season of the podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
You might've seen news headlines along the lines of 'Amazon announces stock split', or 'Apple announces stock split' - and although it might sound confusing it's actually really simple. In this episode, Vic explains what they are, how they work and if they're considered red or green flags for investors.
If you want to get straight to the finance + investing chat, skip to 4:50
Big thank you to our friends at Stake for empowering this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
You might have heard pink tax being thrown around in conversation - but what actually is it? How does it work? And how can we avoid paying it because hint: it's not actually real tax and you can avoid it!
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
We've had maaany requests for this episode, so here it finally is - an entire episode dedicated to index funds! Index funds can be a great little feature in the old portfolio - especially for those who are new to investing. They offer immediate diversification (access to lots of different companies), and have lower fees which is always a win.
In this episode, Vic explains the difference between active (managed funds) and passive funds (ETF or Index Funds). She talks about why she chooses to invest in both, and after this episode hopefully you'll know which you'd like to invest in... active, passive - or a bit of both!
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode, we cross to our very own UK correspondent (Sophie) to get an on-the-ground account of what is happening in the UK. Trying to cool this super high inflation, while also not putting too much of a handbrake on the economy is a tough job for economists right now, and it doesn't help when Lizzy (that's the new UK PM btw) goes a bit rogue.
Vic gives us a lesson on Economics (monetary policy, fiscal policy and other stuff that will make sense after you've listened). She explains why the currency is falling and how this can impact your investments wherever you are in the world.
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Did you know there are only 38 companies in the history of the stock market that have paid a dividend for over 50 years? Traditionally referred to as 'Dividend Kings' (note: as of now we have re-coined the term 'Dividend Queens' for obvious reasons) are very stable, reliable companies.
Dividend stocks are companies often held my investors with shorter time horizons, but they can also be a great way to diversify if your portfolio has some more risky holdings.
PS - we may or may not have referred to dividend companies as the Joe Jonas's of the world. You'll get the joke once you've had a listen 😂
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode we talk about long term trends. These are trends that play out over a long period of time - think 10, 20, 30+ years. This is an incredibly insightful episode, and will be especially relevant if you have a reasonably long time horizon to invest.
We speak to Steph Perrin again, who is a Global Equities Analyst at Milford Asset Management. She talks about the trends that she thinks we should be paying attention to, and looking for opportunities in.
This is an awesome episode to help you grasp the concepts of trends, and will give you some really cool investment ideas. Even Vic took notes in this episode!
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Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
Picking successful stocks can feel overwhelming, but a great place to start is by looking at current and future trends. In the investing world, these can be grouped into two main buckets: short and long terms trends.
In this episode we were lucky enough to talk to Steph Batchelor who is a Global Equities Analyst at Milford Asset Management. She explains the importance of understanding short term trends, and how as investors we can use them to help us pick successful stocks.
In next weeks episode we will go over long terms trends. Hint: if you can find a stock that fits into of these buckets, that’s generally when the magic happens!
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
Time codes:
- 1:00 - Introduction to Steph Bachelor who is an analyst at Milford.
- 5:00 - What are short and long term trends?
- 6:45 - Understanding short term trends.
- 8:00 - Examples of short term trends
- 12:00 -The Peloton went up 600% from March-Dec in 2020.
- 14:00 - DIY as a short term trend
- 17:00 - Inflation as a short term trend
- 18:00 - Brand power and loyalty - how these brand survive inflationary environments
- 24:00 - More examples of short term trends (invasion of Ukraine impacting oil prices)
- 27:00 - The great resignation - another short term trend
- 31:00 - A peep behind the scenes into Vic’s job
- 33:00 - Intuition is is important when it comes to investing
- 34:00 - Oat milk - the trend we all could have spotted!
See omnystudio.com/listener for privacy information.
Welcome to Season 3 of Raising The Curve, we are so stoked to be back, and to have Stake as our sponsor for the entire season!
For this first episode, we've decided to bring back a crowd favourite - a stock story. This is where we analyse a stock in detail, before deciding if we think it’s a 'buy', 'hold' or 'sell'. We discuss the unique and clever business strategy of this particular company, it's billions of dollars on the balance sheet, returns to date and its future growth projections.
Have a listen and see if this is a stock you want in your portfolio!
Thanks so much to our friends at Stake for sponsoring this podcast. When you sign up you to Stake, you get a free stock in one of Nike, Dropbox, GoPro or a mystery stock, when you use the code 'thecurve' and fund your account within 24 hours: https://hellostake.com
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
We had a juicy conversation on our Instagram about whether or not you combine finances in a relationship. It was a pretty even split in terms of people who choose to combine them, to those who keep them separate. One thing that worried us was how many people didn't understand how the law works when I comes to being in a de facto relationship.
Lauren, a relationship and property lawyer (as well as a proud member of The Curve Community), got in touch and offered her expertise in this space. She is passionate about educating when it comes to relationship rights, and has been working in this area of the law for over a decade.
In this episode, Lauren explains your rights in detail, so that you can make an educated decision about whether or not you want your assets to be combined, or kept separate.
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This is part two of our conversation with Buffy Ellen - in this episode she gives us a peek into her personal investing portfolio. She talks about a few holdings (complains she has invested in) that she’s really excited about, and that have seen great returns so far. She explains why she invested in shares (rather than a house), and where her personal KiwiSaver funds are.
This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement.
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In this episode we speak to Buffy Ellen, who worked in investing banking for a loooong time. She shares her insights on personal finances and in particular, her mentality towards saving and investing. It’s an incredibly empowering episode, that will remind you that women can be boss babe investors.
This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement.
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In the third episode of our green mini-series we speak to the lovely Olive from Mindful Money, which is a charity working on improving investing transparency in NZ. She shares some SHOCKING stats about how much money is being sent offshore and invested in the likes of weapons, fossil fuels and animal cruelty. ALARM BELLS PEOPLE! This conversation massively reinforces the importance of understanding what and how your money is being invested - we hope you enjoy it!
This conversation has been proudly brought to life by our friends at Pathfinder (KiwiSaver & Managed funds), who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement.
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
In the second episode of our green mini-series, we talk to the incredible Tara Jackson. Tara is the director of a NZ charity called NZAVS, who are trying to end animal testing in Aotearoa. You might be thinking - how does this relate to investing? There are a LOT of companies still testing on animals, so this episode will help you understand how you can avoid companies that are still implementing these practices. Even Vic (the queen of researching before making an investment), said that she’s going to add an extra layer after this conversation. If learning how to invest in a way that doesn't harm our furry friends is something you're interested in, then this ep is for you!
Some of the animal crudely free ETF’s spoken about in this episode are: VEGN, YUMY and EATV.
This podcast is proudly sponsored by Pathfinder (KiwiSaver & Managed funds) who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement.
Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
See omnystudio.com/listener for privacy information.
We are SO excited to bring you a Raising The Curve mini-series, about ALL things ethical investing. Both Vic and I are super passionate about investing in a way that grows your wealth, while also impacting the world in a positive way. In this episode we speak to Ethically Kate, an ambassador for sustainable fashion and living. She's an absolute wealth of knowledge, so combined with Vic's wealth of knowledge of investing it was a real winning combo. I learnt so much from this ep, and I know you will too! 💚
This podcast episode is proudly sponsored by Pathfinder (KiwiSaver & Managed Funds) who have been investing ethically since before it was cool. Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan. Head to pathfinder.kiwi for more information and a copy of the Product Disclosure Statement.
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In this episode we deep dive into the devastating Russia-Ukraine conflict through an investing and economics lens. We discuss how events like this effect our investments, as well as the overall economy. We talk about the volatility created by unforeseen 'black swan' events, what mindsets we should try to adopt in these uncertain times, and creative ways that we can help Ukraine from afar financially.
For anyone in a position to do so, you can also donate to charities directly aiding Ukrainians via this link: https://ukrainewar.carrd.co
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We want to preface this episode by letting you know that it was recorded before the devastating invasion in Ukraine began, which is why you won't hear mention of it when we speak of 'big global issues' like COVID. If you would like to donate (there are other options than just financially), please see how in this article.
Despite everything going on globally right now, there's something else happening that's been impacting your investments, and it might not be as obvious as you might've thought - can we have a drum roll for...interest rates! We've been in a low interest rate environment for a while now, but things are changing. Even small increases in interest rates can have a huuuge impact on the stock market, and your investments. It might not sound like the most interesting topic (Sophie didn't think so either at the beginning of this episode either), but it's an important piece of the puzzle when it comes to understanding the overall economic environment.
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In this episode we have our first even in-studio guest - Janine Grainger, the CEO and Co-Founder of Easy Crypto. We talk about what moves the different coins and currencies, how to spot upcoming trends, top tips for budding crypto investors and what we can expect for the future of crypto!
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In this episode we analyse the LVMH (Louis Vuitton Moet Hennessy) stock which has consistently delivered a 30% return per year for the past 5 years. We explore why it has been such an incredible investment, so that you can decide if it's one you would like to invest in.
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Are you best to use the DIY platforms? Or give your money to a fund manager? In this episode Vic shares her four top questions to ask if you decide to go down the route of a fund manager, to make sure the fund is right for you.
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Invest some money, save the world! Did you know that you can seek out companies and businesses that align with your values and support them through investing? In this episode we talk about conscious investing so that you can grow our portfolios, while also being mindful of the planet.
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Another investing acronym explained! In this episode, we talk about the new kid on the block(chian) - NFTs or non-fungible tokens. They have very quickly become the new buzz word of the crypto world. But what are they? And how do we trade them? We talk about their uses (in and out of the art world), how they work, and why all of a sudden they have become so popular!
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In this episode, we dig into 'blockchain' and discuss how it is vital in the world of cryptocurrencies. It might seem a bit mind boggling at first, but the more we break it down, the easier it is to understand. Will crypto become a part of our daily life just like the internet and Facebook? How do you buy and sell it? And where can you use it? Find out in this episode!
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In this episode, we finally delve into the weird, wild and wonderful world of cryptocurrency! Did you know there are over 10,000 different types of crypto? Crazy! We talk about where and why it started. It's uses and why it's good (and bad), to ensure you have all the information to decide if investing in crypto is right for you.
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In this episode we talk about what the finance and investing world refer to as a '100-bagger’. They are the stocks that quite literally change your life - the rainbow fish of investments. One great example is, Afterpay. If you had invested in it at the right time, you would have earned some seriously good returns. '100-baggers' are the kinds of investments that professional investors spend their entire careers looking for, and hopefully after this episode, you'll be able to spot them too.
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Raising the Curve is taking a week off this week with the Christmas break, we'll be back on January 5th with tips on how to spot life changing investments, or as they're known in the game... 'The Hundred Bagger".
Have a great Holiday!
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Netflix is currently worth US$300bn, has over 200 million subscribers and is set to start launching games soon. At the time of this episode being released, Netflix's share price had risen nearly 400% over five years. We deep dive into the strengths and weaknesses of this incredibly liquid stock and decide if we think it should be a 'buy', a 'hold' or a 'sell'.
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In this episode, Vic explains capital preservation. This basically means that your investing strategy is to maintain your capital, rather than rapidly growing it. It’s a low-risk approach, so if you’re saving for something in the mid-to-short term, like a new car, a wedding (OR you have a shorter time horizon), this is an episode you won’t want to miss.
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Before you start trading in stocks, it’s super important to understand the difference between stock markets, stock exchanges and Indexes. Did you know there are different exchanges all over the world? In New Zealand we have the NZX, in Australia they have the ASX, in the United States they have the NASDAQ and the NYSE and lots more! There are even stock exchanges in Japan and Amsterdam! But how do they actually work? In this episode we talk about the different stock exchanges and how they operate. You’ll learn the fundamentals of each market to ensure that when you're trading - you actually understand what’s going on.
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In this episode we give you a kick up the b*** to stop procrastinating and start future proofing with investment TODAY. On average the NZX50 (the NZ Stock Exchange) has only finished down 5 out of the last 20 years! That's a whole lot of positive returns across the last two decades. Although past returns are no indication of future earnings - Vic explains the best way to invest for the long term and set your future self up for success.
Ready to invest? Follow this link to Stake, a digital brokerage platform proudly sponsoring this podcast: https://hellostake.com/referral-program?referrer=thecurve
Disclaimer: The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice and are not to be viewed as advice. Should you require financial advice you should always speak to a Financial Adviser.
See omnystudio.com/listener for privacy information.
Raising The Curve is back for Season Two! We will be exploring conscious investing, the wild world of cryptocurrency, structural growth industries, and much much more! We promise there will be no scary jargon and that whether you're a seasoned investor, or starting from scratch - this podcast will help you progress towards a more financially stable future!
Disclaimer: The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice and are not to be viewed as advice. Should you require financial advice you should always speak to a Financial Adviser.
See omnystudio.com/listener for privacy information.
For the last episode of Season One we are putting everything we have learnt so far into practice, by playing a game called ‘The Stock Story Series’. Basically we study a stock and then decide if it should be a ‘buy’ a ‘hold’ or a ‘sell’!
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In this episode you'll learn Vic's top 12 tips when it comes to investing. Bring a note pad, or type them out in your phone - they're tips you won't want to forget! From not falling in love with a stock, to diversification and investing in what you know - this episode covers all bases!
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In this episode we will talk about an investment that doesn't quite tick all the boxes of our investment criteria and hence why it hasn’t been a good investment.
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In this episode you will be given two real life examples of companies that have done exceptionally well and grown exponentially since they IPO-ed. For each example, we will diving into what made it a good investment to help you find similar opportunities!
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In this episode, you will learn the differences between investing in stocks vs investing in property. We will be chatting through everything from the pros and cons, the risks involved and a few extra nuggets of knowledge you need to know!
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In this episode, you will learn how tiny changes can make a HUGE difference when it comes to your KiwiSaver. You'll be given specific examples of how being in a high vs a low growth fund can impact your future savings, as well as how regular contributions (even small ones) can set your future self up with a much larger nest egg.
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In this episode, you will learn how tiny changes can make a HUGE difference when it comes to your KiwiSaver. You'll be given specific examples of how being in a high vs a low growth fund can impact your future savings, as well as how regular contributions (even small ones) can set your future self up with a much larger nest egg.
See acast.com/privacy for privacy and opt-out information.
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In this episode you will figure out how to pull the trigger....You will learn how to find out if a company is listed/public, how to get into an investing mindset (which is something Vic still struggles with!) and the platforms available to actually start trading.
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The stock market can seem overwhelming - there is so much to learn and it's a topic that usually involves a lot of jargon. In this episode we simplify what a stock actually is, how the market moves and how falling in love can be dangerous.
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In this episode, we explain the HUGE importance of diversifying when it comes to investing. We give you examples of how diversification can make or break your investing portfolio, how it helps weather the storms and why you don't want to have all your eggs in one basket!
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Risk is one of the most important things to understand when it comes to investing. In this episode we will cover everything from what does risk actually mean? How do you find out what your risk appetite? How does that influence the way in which you invest? If you're serious about building your confidence and moving forward in your investing journey then understanding risk is one of the most important first steps!
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In this episode we explain what each asset class is and how they move. Starting from the least risky (cash) through to the most risky (stocks), we discuss why it is important to understand the different asset classes and what the pro's and con's are for each.
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In this episode, we start with the investing basics. What is investing? What is risk and return? Before digging into deeper topics, it's important to understand these fundamentals.
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The Curve is a platform for women to learn more about money. Their money. And the money they want to make, for the future they want to have. Co-founders Victoria Harris and Sophie Hallwright know that everyone is busy, with little patience for complicated graphs and jargon-heavy information. That’s why The Curve was created – a safe space for women to get investment-savvy, without the noise and confusion. In this first episode you will get to know Vic and Sophie - learn a little about their backgrounds and what you can expect from this podcast series.
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