Join Kylie as she enjoys her morning brew...look, let's be honest, sometimes it's an afternoon brew of the more refreshing kind ;). While sipping her chosen refreshment, Kylie will speak the unspeakable: money...a topic that makes people feel dirtier than a steamy night binge-watching the Hemsworth brothers.
Here's the truth: money can be as satisfying as a Netflix session of Liam and Chris, and Kylie is here to show you how.
Kylie is anything but your conventional money-mistress; she comes to the party filter-free, judgement-free, and brimming with personality. Most importantly, she brings experience--both personally and professionally.
Nothing's off-limits as she shares her own money stories and discovers how others have overcome theirs. Then, she gets down and dirty asking the questions everyone has (but no one's game enough to ask) while talking to other money experts.
Let's take the taboo out of the topic and get your financial world in order. It's time to ditch the ick and uncover what wealth really means to you. So put on a brew (no judgement on your choice), tune in, and discover your own story when it comes to money.
The True Cost of Being You: Financial Planning for Your Future
Welcome back to another episode of The Money Brew! I'm your host, Kylie Sultana, and today we're discussing a question that might surprise you: What does it actually cost to be you?
We'll dive into figuring out your daily, weekly, and monthly expenses to understand how much you need to maintain your lifestyle now and in retirement. Planning is key to financial security, and I'll share tips on tracking expenses, avoiding common mistakes, and preparing for the future. Learn about the importance of starting to save now, investing wisely, managing high-interest debt, and preparing for unexpected emergencies.
Don't miss my insights and actionable advice to ensure you're financially prepared for a comfortable future that includes cocktails by the beach - or yelling at kids from your porch - your dreams are yours.
đ This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.
Creo Wealth Pty Ltd ABN 96 605 894415 is a Corporate Authorised Representative (No. 1236172) of Matrix Planning Solutions Pty Limited ABN 45 087 470 200, AFS Licence No. 238256.
Ever heard the saying, youâre the average of the five people you spend the most time with? Today, Kylie talks abut how the people you surround yourself with impact your mindset, habits and choices - even the financial ones. If theyâre goal-driven and supportive, theyâll lift you up. But if theyâre stuck in bad money habits, you might find yourself dragged down too.Success isnât just about what you know, itâs about who you know. Choose your circle wisely, and youâll build habits that lead to financial freedom.Want to connect with like-minded people near Penrith? Reach out! Letâs grow together.Timestamps: 00:00 Welcome to the Money Brew Podcast01:17 The Power of Your Inner Circle04:02 Identifying Value-Adding Relationships06:17 Distancing from Negative Influences09:47 Expanding Your Wealth Mindset12:08 Common Questions and Practical Tips14:52 Conclusion and Final Thoughts
Welcome to another episode of The Money Brew with Kylie Sultana!
In this episode, Kylie busts the myth that you need to be rich to start building wealth and investing.
Discover why starting early, even with small amounts, is key to financial success. Kylie shares practical examples and tips on investing, the power of compounding interest, maximising your superannuation, and protecting your wealth with insurance.
Tune in to learn how small steps can lead to big financial growth and make smart moves with the money you have.00:00 Introduction to Financial Wisdom00:44 Debunking the Wealth Myth02:58 Starting Small with Investments04:59 The Power of Compounding Interest06:19 Superannuation: The Unsung Hero08:13 Protecting Your Wealth12:46 Final Thoughts and Action Steps
đ” Join our Facebook Group: The Money Brew https://www.facebook.com/share/g/1U5YPYcKdmPfxoD7/đ Creo Wealth Website:https://creowealth.com.au/đ· Instagram:https://www.instagram.com/creowealth/đ©âđ» LinkedIn:https://www.linkedin.com/company/creo-wealth/At Creo Wealth, we help your everyday Australian create, grow and protect their wealth. Weâre here to help you discover what financial freedom means to you. And weâre here to help you achieve it.The information provided on this channel is intended to provide general information only and the information has been prepared without taking into account any particular personâs objectives, financial situation or needs. In particular, you should obtain professional advice before acting on the information contained on this, or any other Creo Wealth social media channel and review the relevant Product Disclosure Statement (PDS). Relevant PDSs can be obtained by contacting us. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained on this channel.Creo Wealth Pty Ltd (A.B.N. 96 605 894 415) is a Corporate Authorised Representative (No. 1246172) of Matrix Planning Solutions Pty Limited (A.B.N. 45 087 470 200) AFS Licence No. 238256.
Welcome back to The Money Brew with Kylie Sultana, co-founder of Creo Wealth.
In this episode, we kick off 2025 by diving into the importance of setting financial goalsâwhether they're short, medium, or long-term.
Kylie shares her personal milestones, the power of writing down goals, and tips on making your financial targets SMART: Specific, Measurable, Achievable, Relevant, and Time-bound.
From planning for vacations to budgeting apps and tracking progress, youâll get all the inspiration you need to start the year strong.
Set a short-term financial goal after listening, and let's make 2025 the year to play big with your money!
00:00 Welcome to The Money Brew
00:10 Reflecting on the Past Decade
01:04 Setting Financial Goals for 2025
02:03 The Importance of Writing Down Goals
04:35 Short, Medium, and Long-Term Goals
05:11 Making Your Goals SMART
06:01 Tracking Progress and Staying Motivated
06:54 Wrapping Up and Setting Challenges
Want to learn more?
đ Join The Money Brew Facebook Group
đ Creo Wealth Facebook Page
đŒïž Creo Wealth Instagram
đș Creo Wealth YouTube Channel
đą Creo Wealth LinkedIn
In this episode of 'The Money Brew,' hosts Kylie and Anthony Sultana discuss practical and impactful financial advice for real-life situations.
Anthony, a financial advisor with decades of experience, shares compelling stories of how he helped clients like 'Fred and Wilma' successfully retire and live out their dreams.
This episode highlights the importance of understanding your financial needs, planning for retirement, and seeking professional advice for key life events.
Tune in to learn valuable strategies for achieving financial security and living your best life.00:00 Introduction and Special Guest00:42 The Importance of Financial Advice01:52 Client Story: Fred and Wilma's Retirement Journey03:29 Understanding Financial Needs and Planning04:56 Successful Retirement Strategies11:32 The Value of Professional Financial Advice17:03 Life Events and Financial Planning19:42 Conclusion and Farewell
Links: About Anthony
Join our Facebook Group
Join me in this insightful episode with Chris Borrett from Bizleap as we explore the essential qualities to look for in a business coach and the strategies that can propel your business to new heights. Discover the importance of understanding your numbers, effective pricing, and the value of tough love in business coaching. Whether you're an aspiring entrepreneur or a seasoned business owner, this episode is packed with actionable tips to help you find the perfect coach and achieve lasting success. Tune in now and start your journey to a thriving business!
In this episode:
Links:
Bizleap website
LinkedIn - Chris Borrett
Creo Wealth website
Welcome back to 'The Money Brew'. Join me as I chat with Aaron Christie-David from Atelier Wealth Mortgage Brokers about his journey from corporate marketing to mortgage broker. Aaron shares the joy he gets helping people build property portfolios, aiming to provide a cushion for their retirement, and fostering a lifestyle not dictated solely by wages but by passion and preference.
In this episode:
Links:
The Happy Home Loan Handbook
Australian Property Investment Podcast
Atelier Wealth website
Tune in to "The Money Brew" - Aaron's story is not just about the success of Atelier Wealth but about the impact of shared dreams, resilience, and the pursuit of happiness in both his personal and professional life.
Welcome to a special edition of "The Money Brew"! In this exclusive episode, your host Kylie Sultana engages in a candid and heart-to-heart conversation with none other than the dynamic duo behind Creo WealthâKylie herself and Anthony, the co-founder. Join this intimate chat as they share the untold story of their journey, the founding principles of Creo, and the passion that drives their mission.
In this revealing episode, Kylie and Anthony open up about the challenges and triumphs they faced while building Creo Wealth from the ground up. Gain a behind-the-scenes look at the values that shape Creo, the collaborative spirit that fuels their partnership, and the shared vision for empowering individuals on their financial journeys.
Discover the personal anecdotes, pivotal moments, and lessons learned along the way as Kylie and Anthony reflect on the evolution of Creo. Whether you're a client, an aspiring entrepreneur, or simply curious about the human side of financial ventures, this episode promises an authentic and inspiring narrative.
Tune in to "The Money Brew" for a genuine and unfiltered conversation that goes beyond financial advice and into the heart of entrepreneurship. Join Kylie Sultana and Anthony for an episode that not only uncovers the Creo story but also serves as a source of inspiration for anyone striving to turn their vision into reality.
Welcome back to "The Money Brew"! In this latest episode, your host Kylie Sultana from Creo Wealth engages in a compelling conversation with the brilliant minds behind a cutting-edge tax app. Join Kylie as she unravels the intricacies of simplifying your financial life through innovative technology.
In this enlightening dialogue, Kylie delves into the origins of the tax app, exploring the motivations and aspirations that led to its creation. Gain valuable insights into how this app is revolutionizing the way individuals manage their taxes, providing practical solutions and empowering users with financial control.
Discover the features, benefits, and user-friendly aspects that make this tax app a game-changer in the financial tech landscape. Kylie engages in a candid discussion with the creators, exploring the challenges they faced and the solutions they developed to streamline the often complex world of taxes.
Whether you're a seasoned investor, a small business owner, or someone navigating personal finances, this episode offers a wealth of information on how technology can be a powerful ally in achieving financial success. Tune in to "The Money Brew" for an eye-opening conversation that demystifies the world of taxes and showcases the transformative potential of innovative financial tools.
Join Kylie Sultana and the creators of the tax app for an episode that's not just about numbers but about empowering you to take control of your financial journey.
Welcome to a brand-new episode of "The Money Brew"! In this engaging conversation, your host Kylie Sultana from Creo Wealth sits down with Jen, the visionary founder of Mindflare, for an insightful chat that delves into the origins and business strategies of Mindflare.
Join Kylie and Jen as they explore the fascinating journey of Mindflare's inception and evolution. Discover the entrepreneurial insights and key decisions that propelled Mindflare to success in the competitive business landscape. Gain valuable perspectives on how strategic planning, innovation, and a passion for the industry played pivotal roles in shaping Mindflare into the thriving business it is today.
Throughout the episode, Kylie and Jen engage in a candid discussion, sharing anecdotes, challenges faced, and the lessons learned along the way. Uncover the secrets to navigating the entrepreneurial landscape, overcoming obstacles, and building a business that not only survives but thrives.
Whether you're an aspiring entrepreneur or a business enthusiast, this episode provides a unique opportunity to glean wisdom from the experiences of two dynamic professionals. Tune in to "The Money Brew" for an inspiring conversation that goes beyond the financial realm and into the heart of entrepreneurship. Gain valuable insights into the mindset and strategies that drive successful businesses, and be inspired to embark on your own entrepreneurial journey.
Join Kylie Sultana and Jen from Mindflare for an enriching episode that goes beyond the balance sheet, exploring the passion and dedication that fuel entrepreneurial success.
Welcome back to "The Money Brew," where today's episode is all about empowering you to achieve financial freedom and the lifestyle you desire. In this special solo episode, your host, Kylie Sultana from Creo Wealth, will guide you through the essential steps of "Setting Goals: Advice on How to Attain Financial Freedom and Your Ideal Lifestyle."
Setting clear and achievable financial goals is the cornerstone of building the life you envision. Kylie shares her expertise on how to identify your financial aspirations, whether it's retiring comfortably, buying a home, traveling the world, or pursuing your passions without financial stress.
Tune in to discover actionable strategies for defining your financial objectives, creating a realistic plan, and staying motivated along the way. Kylie's insights will help you understand the importance of budgeting, saving, investing, and making informed financial decisions to turn your dreams into reality.
Learn how to align your short-term and long-term financial goals with your lifestyle preferences. By the end of this episode, you'll have the knowledge and inspiration needed to embark on your journey towards financial freedom and the lifestyle you've always wanted.
Join Kylie Sultana on "The Money Brew" for a transformative episode on "Setting Goals: Advice on How to Attain Financial Freedom and Your Ideal Lifestyle." Start shaping your financial future today and take the first step towards living life on your terms.
Welcome to a special solo episode of "The Money Brew." Today, your host, Kylie Sultana from Creo Wealth, takes the mic to explore a topic that's fundamental to financial success and personal relationships â "Money Talk: Open Communications with Your Partner."
In this candid and insightful episode, Kylie shares her own experiences and wisdom on the importance of open and honest discussions about money within a relationship. She dives into the challenges couples often face when addressing financial matters and provides practical advice on how to navigate these conversations effectively.
Discover strategies for initiating those crucial money discussions, setting joint financial goals, and fostering a stronger financial connection with your partner. Whether you're just starting a relationship or have been together for years, Kylie's expertise will help you navigate the intricacies of financial communication.
Join us for this engaging and empowering episode of "The Money Brew" as Kylie Sultana shares her insights on "Money Talk: Open Communications with Your Partner." Gain the tools you need to strengthen your financial relationship and create a more secure and harmonious future together.
Welcome to another exciting episode of "The Money Brew," where we bring you the latest insights and expertise on all things financial. In this episode, we have a special guest, Sigo from Creo Wealth, ready to enlighten you about the intricacies of Self-Managed Super Funds (SMSFs).
Join us as Sigo breaks down the world of SMSFs, providing valuable information and expert tips on how to navigate this complex financial avenue. Whether you're a seasoned investor or just beginning to explore your retirement planning options, this episode is packed with knowledge that can help you make informed decisions about your financial future.
Discover the benefits, challenges, and best practices associated with managing your superannuation fund independently. Get ready to take control of your financial destiny and unlock the potential of SMSFs with the insights shared in this episode.
Tune in and get ready to supercharge your financial knowledge as Sigo from Creo Wealth guides you through the fascinating world of Self-Managed Super Funds on "The Money Brew." Don't miss this opportunity to gain valuable expertise that can shape your financial future for the better!
Welcome to "The Money Brew," hosted by Kylie Sultana from Creo Wealth. In this episode, join us as we dive deep into the world of age care with expert Anthony Sultana.
As the aging population continues to grow, it's more important than ever to plan and prepare for the financial aspects of age care. Anthony shares invaluable advice on how people should be thinking about financing their living arrangements in their later years. Whether you're approaching retirement, helping a loved one navigate their senior years, or just curious about the complexities of age care finance, this episode provides essential insights to help you make informed decisions.
Tune in to "The Money Brew" and brew up some financial wisdom for your future in age care. Don't miss this informative discussion that can make a world of difference in your financial planning journey.
Taking the taboo out of talking about money - The Money Brew PodcastKylie from Creo Wealth hosts this podcast all about money and how it affects our lives. Why not grab your favourite brew, and listen to Kylieâs answers to those icky money questions everyone isnât quite brave enough to ask?--------------------------------------------------------------In this episode we talk to Suzanne Walker from Clear Path Accounting, we discuss her tips on managing money and also how she has helped her clients with her Millionaire Mindset Course. Suzzane is a wealth of knowledge. Find her here:clearpathaccounting.com.au--------------------------------------------------------------The information provided in this video content is intended to provide general information only and theinformation has been prepared without taking into account any particular personâs objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of theinformation having regard to your personal objectives, financial situationor needs. Please contact Creo Wealth to find out more about the services we offer.creowealth.com.au
In this episode of The Money Brew, Glenn Newbery of Suburbanite shares his expertise on the topic of property investment. He provides valuable insights on the key factors to consider when selling properties, guiding both seasoned investors and first-timers alike. For those new to the field, Glenn offers essential tips and advice on buying properties, ensuring a successful start in this competitive market. He also emphasizes the importance of having two buffers in place when investing in property, providing a safety net for unexpected circumstances. Glenn goes on to explain the crucial role of key team members when building a property portfolio, highlighting the individuals necessary for a thriving and sustainable investment strategy. Tune in for an enlightening conversation packed with valuable knowledge and insights from Glenn's wealth of experience in the property investment industry.
In this episode:
Links:
Creo Wealth website
Glenn Newbery Website
Suburbanite Website
Get ready for part 2 of this 2-part episode with Jo Violeta, where we delve deep into their journey of managing money as a couple. Discover their secrets to financial success as we explore their unique strategies for saving; spending; and setting and achieving financial goals. Jo also reveals how they impart their invaluable wisdom on financial wealth to their son. Don't miss out on this interesting conversation!
In this episode:
* Jo shares how she and her husband share the same values when it comes to money.
Links:
Creo Wealth website
Violeta Finance Website
Violeta Finance Instagram
Violeta Finance Facebook
Join us for another episode of The Money Brew as we dive into the love & money story of Jo Violeta of Violeta Finance. Jo opens up about her journey in running a business alongside her husband, her personal struggles with imposter syndrome, and the valuable lessons she learned along the way. Not only will you gain insight into Violeta Finance's approach to attracting and assisting clients as dedicated brokers, you will also learn more about their observations of the current market landscape.
In this episode:
* The story of how Jo started working with her husband in their brokerage business.
Links:
Creo Wealth website
Violeta Finance Website
Violeta Finance Instagram
Violeta Finance Facebook
Sharing my chat with Aaron from Atelier Wealth on my money story amongst other things. Brew yourself a cuppa and enjoy.
In this weekâs episode, Kylie Sultana, Practice Development Manager at Creo Wealth and creator of Money Management course, shares her insights and tools to improve your relationship with money and create a financial plan aligned with your values and goals.
She also talks about her insights on the Barefoot Investor strategy, how to understand and rewrite your money story, how to effectively quantify your return on investment, how older and younger couples approach financial planning and retirement differently, why Kylie created her money course and how it can help you take control of your financial well-being, and so much more!
If you want to learn how to reframe your mindset around money so you can become more empowered and make better financial choices, then make sure to listen to this episode!
About Our Host:
Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaronâs focus is clear â supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.
With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaronâs decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.
Connect with Aaron:
Visit the website: https://atelierwealth.com.au/
Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid
Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/
Subscribe to Atelier Wealthâs YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQ
Connect with Kylie:
Follow Kylie on LinkedIn: https://www.linkedin.com/in/kyliesultana/
Visit Creo Wealthâs website: https://creowealth.com.au/
Follow Creo Wealth on Facebook: https://www.facebook.com/creowealth
Follow Creo Wealth on Instagram: https://www.instagram.com/creowealth
Check out Kylieâs Money Management Course: https://creowealth.com.au/money-management-course/
In todayâs episode, we have Catherine Hart, Principal Solicitor at Digital Age Lawyers to delve into a topic that affects many of us, but is rarely discussed - STD or Sexually Transmitted Debt. This refers to the financial burden that one partner can bring into a relationship, which can affect both parties even after the relationship ends. We'll be discussing the various ways that debt can impact relationships, the importance of formalizing financial agreements, and providing valuable tips on how to protect yourself from STD. Join us as we explore the world of finance and relationships, and equip you with the knowledge to secure your financial future.
In this episode, we'll explore the following:
Top 3 financial tips for people who are entering new relationships.
Links:Money Management Course
Creo Wealth website
Digital Age Lawyers Website
Are you feeling overwhelmed with your finances? You're not alone. In today's society, money has become a major source of stress and anxiety for many people. From unexpected expenses to social pressure to keep up with the Joneses, it's easy to feel overwhelmed and uncertain about your financial future.
In this episode, we'll explore the following:
Links:
Money Management Course
Creo Wealth website
Do you have control over your finances? In this episode, weâre going to talk about what you can expect from our latest Money Management 101 Course to give you an idea of how we can help you improve your current money situation. If youâre keen on getting a better hold of your finances, this episode is for you.
In this episode:
Links:
Money Management Course
Creo Wealth website
Investing is a very important part of your financial journey because it gives you the ability to multiply your money in a way that basic savings cannot. In this episode, weâre talking to our Financial Advisor here at Creo Wealth, Sigo Siriphokha, about investing inside and outside of Super, goal setting for financial wealth, and tips and success stories to inspire you to start your journey in investing today.
In this episode:
Book a complimentary 15-minute chat with Sigo Siriphokha
Links:
Creo Wealth website
Do you talk to your partner about money matters? In this episode, Iâm going to share why you need to talk about money in your relationship. I cannot stress enough how important this is. My husband and I struggled with talking about money early on in our relationship but once we started having conversations about it and making time to do so.. wow, it made a good and very huge difference in the way we approach our finances as partners.
In this episode:
Links:
Creo Wealth website
Are you ready to get serious about your money? In this episode, weâre going to dive into the importance of setting financial goals and how to make them easier for you to achieve. The tips and strategies I share in this episode are simple, practical, and will surely help you start your journey in achieving great financial health.
In this episode:
Links:
Creo Wealth website
On this episode, I want to give you a little bit of insight on my goals for this podcast and why I am sharing our story with you. Talking about money has been taboo for so long and I want to end that right here. Listen in as I share more about my âwhyâ for starting The Money Brew podcast today.
In this episode:
Links:
Creo Wealth website
Chat with Penrith's Business Woman of the Year in 2021, Suzanne Walker from ClearPath Accounting. Suzanne is in the "Goal Achievement Business" and isn't your ordinary number cruncher. Clearpath's mission is to provide clients with clarity and direction, that in-turn empowers them to make bold and beneficial business decisions.
In this episode
Links:
Clearpath Accounting website
· Millionaire Mindset for Women in Business
Creo Wealth website
Who are you listening to when it comes to money advice and are they influencing your decisions? Should you really be paying attention to them or should you listen to someone who actually knows what they are doing?
Links:
Creo Wealth website
The EOFY sales can make us unleash our shopping beast, here's some tips before you head out to the stores or get online - Remember: it's not cheap if you don't need it!
In this episode:
Links:
Creo Wealth website
In my very first episode of The Money Brew, I just want to share a few things on what I want for this podcast. I also share a few things about me so that you can get to know me more and understand my story and where I am coming from. I am looking forward to this and future conversations with you. So, join me as we talk about money over coffee, and sometimes vodka.
We all have a story to tell but what about your money story? Ever wondered why you are the way you are when it comes to the green stuff (FYI thatâs money) It could be those beliefs that youâve grown up around. Acknowledging your story is part of getting better with money and moving forward.
In this episode:
Links:
Creo Wealth website
The EOFY sales can make us unleash our shopping beast, here are some tips before you head out to the stores or get online - Remember: it's not cheap if you don't need it!
In this episode:
Links:
https://www.creowealth.com.au/
Who are you listening to when it comes to money advice and are they influencing your decisions? Should you really be paying attention to them or you should you listen to someone who actually knows what they are doing
Itâs so true that the people around you can create so much impact in your life. This is something that sparked the change in me to become better with my money. So in this second episode, we talk about just that - the influencers that help shape you. Find out how choosing the right people can have a positive impact on how you handle money matters in your life.
In this episode:
Links
https://www.creowealth.com.au/
In my very first episode of The Money Brew, I just want to share a few things on what I want for this podcast. I also share a few things about me so that you can get to know me more and understand my story and where I am coming from. I am looking forward to this and future conversations with you. So, join me as we talk about money over coffee, and sometimes vodka.
We all have a story to tell but what about your money story? Ever wondered why you are the way you are when it comes to the green stuff (FYI that's money) It could be those beliefs that you've grown up around. Acknowledging your story is part of getting better with money and moving forward.
In this episode:
Links
https://www.creowealth.com.au/